Eustis And American Mortgage Company Rates, Fees & Info

NEW ORLEANS, LA

LEI: 549300DG3IV05V4C4E03

Tax ID: 72-0484657

3.3 stars - Updated: 2/26/24 - out of 5 stars, based on 68 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Eustis And American Mortgage Company is a small mortgage company specializing in Home Purchase loans. Eustis And American Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New Orleans, Dallas, Houston, Baton Rouge, and Canton among others. We have data for 171 markets. (Some data included below & more in-depth data is available with an active subscription.)

Eustis And American Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Eustis And American Mortgage Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 2/26/24
30 Year Conventional Purchase 6.76% 2/26/24
30 Year Conventional Refi 6.59% 2/26/24
30 Year Cash-out Refi 6.91% 2/26/24
30 Year FHA Purchase 7.57% 2/26/24
30 Year FHA Refi 7.47% 2/26/24
30 Year VA Purchase 6.45% 2/26/24
30 Year VA Refi 6.80% 2/26/24
30 Year USDA Purchase 6.88% 2/26/24
30 Year USDA Refi 7.21% 2/26/24
15 Year Conventional Purchase 6.11% 2/26/24
15 Year Conventional Refi 5.98% 2/26/24
15 Year Cash-out Refi 5.98% 2/26/24
15 Year FHA Purchase 7.66% 2/26/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Eustis And American Mortgage Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Eustis And American Mortgage Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

4,635

Origination Dollar Volume (All Markets)

$1,172,565,000
Show all (20) awards

Relative Rate

Eustis And American Mortgage Company's average 30 year fixed mortgage rate was 5.08%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of 0.32%.

Relative Fees (Closing Costs)

Eustis And American Mortgage Company's average total fees/closing costs for a 30 year fixed rate mortgage were $7,241.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 773 $239,885,000 $310,330 $7,468 5.06%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 348 $118,340,000 $340,057 $9,650 4.96%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 357 $98,755,000 $276,625 $7,920 4.82%
BATON ROUGE, LA (FHA|USDA|VA) 320 $81,240,000 $253,875 $8,523 4.85%
CANTON-MASSILLON, OH (FHA|USDA|VA) 369 $67,965,000 $184,187 $4,848 5.10%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 184 $59,870,000 $325,380 $6,672 5.13%
LAFAYETTE, LA (FHA|USDA|VA) 271 $57,025,000 $210,424 $6,909 5.24%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 250 $54,890,000 $219,560 $6,245 4.96%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 203 $41,175,000 $202,833 $5,694 5.06%
Outside of Metro Areas 148 $30,730,000 $207,635 $7,214 4.90%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 113 $26,265,000 $232,434 $8,771 4.90%
AKRON, OH (FHA|USDA|VA) 117 $23,455,000 $200,470 $5,252 5.22%
EL PASO, TX (FHA|USDA|VA) 102 $23,120,000 $226,667 $6,765 4.97%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 102 $22,860,000 $224,118 $9,784 5.01%
AMARILLO, TX (FHA|USDA|VA) 89 $19,085,000 $214,438 $7,405 5.44%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 46 $13,250,000 $288,043 $5,347 5.07%
Fort Polk South, LA (FHA|USDA|VA) 66 $13,060,000 $197,879 $5,064 4.84%
DeRidder, LA (FHA|USDA|VA) 47 $9,165,000 $195,000 $5,458 4.84%
Picayune, MS (FHA|USDA|VA) 44 $8,950,000 $203,409 $6,965 5.00%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 22 $8,730,000 $396,818 $9,660 5.04%
HAMMOND, LA (FHA|USDA|VA) 43 $8,725,000 $202,907 $6,814 5.11%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 31 $7,925,000 $255,645 $7,242 5.19%
Pampa, TX (FHA|USDA|VA) 52 $7,030,000 $135,192 $6,534 5.01%
Opelousas, LA (FHA|USDA|VA) 30 $5,570,000 $185,667 $6,356 5.15%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 17 $4,945,000 $290,882 $8,578 5.31%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 9 $4,225,000 $469,444 $11,261 4.35%
LAKE CHARLES, LA (FHA|USDA|VA) 18 $4,010,000 $222,778 $8,107 5.12%
Minden, LA (FHA|USDA|VA) 22 $3,510,000 $159,545 $6,103 4.77%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 17 $3,425,000 $201,471 $7,776 5.15%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 5 $3,285,000 $657,000 $7,003 4.15%
COLUMBUS, OH (FHA|USDA|VA) 13 $3,075,000 $236,538 $5,247 4.08%
LAS CRUCES, NM (FHA|USDA|VA) 9 $2,975,000 $330,556 $6,627 5.50%
LONGVIEW, TX (FHA|USDA|VA) 12 $2,950,000 $245,833 $7,597 5.64%
TYLER, TX (FHA|USDA|VA) 8 $2,870,000 $358,750 $7,425 4.70%
Wooster, OH (FHA|USDA|VA) 15 $2,715,000 $181,000 $4,694 4.85%
Huntsville, TX (FHA|USDA|VA) 11 $2,705,000 $245,909 $7,794 4.77%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 7 $2,405,000 $343,571 $5,310 4.59%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 13 $2,365,000 $181,923 $5,193 4.35%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 6 $2,150,000 $358,333 $6,534 4.79%
Borger, TX (FHA|USDA|VA) 12 $2,030,000 $169,167 $5,365 5.95%
WACO, TX (FHA|USDA|VA) 7 $2,015,000 $287,857 $9,051 5.50%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 5 $2,005,000 $401,000 $4,562 5.10%
LUBBOCK, TX (FHA|USDA|VA) 7 $1,925,000 $275,000 $7,344 5.05%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 5 $1,735,000 $347,000 $5,701 4.25%
Bogalusa, LA (FHA|USDA|VA) 7 $1,645,000 $235,000 $8,565 5.46%
New Philadelphia-Dover, OH (FHA|USDA|VA) 11 $1,625,000 $147,727 $4,425 5.32%
Salem, OH (FHA|USDA|VA) 7 $1,615,000 $230,714 $5,067 5.12%
KNOXVILLE, TN (FHA|USDA|VA) 4 $1,580,000 $395,000 $4,199 4.94%
ALEXANDRIA, LA (FHA|USDA|VA) 7 $1,565,000 $223,571 $8,687 5.80%
SANTA FE, NM (FHA|USDA|VA) 2 $1,530,000 $765,000 $5,825 3.38%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 6 $1,450,000 $241,667 $6,233 4.56%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 5 $1,345,000 $269,000 $8,690 5.45%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 7 $1,325,000 $189,286 $5,026 4.88%
JACKSON, MS (FHA|USDA|VA) 7 $1,255,000 $179,286 $4,904 3.68%
MONROE, LA (FHA|USDA|VA) 6 $1,240,000 $206,667 $7,008 5.38%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $1,240,000 $620,000 $13,208 4.75%
Natchitoches, LA (FHA|USDA|VA) 5 $1,215,000 $243,000 $7,719 4.65%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 4 $1,150,000 $287,500 $6,845 4.78%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $1,130,000 $565,000 $4,361 4.69%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $1,110,000 $277,500 $8,713 5.06%
Morgan City, LA (FHA|USDA|VA) 6 $1,080,000 $180,000 $5,802 5.08%
Sevierville, TN (FHA|USDA|VA) 2 $1,070,000 $535,000 $12,167 6.44%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $1,040,000 $260,000 $4,633 3.69%
Granbury, TX (FHA|USDA|VA) 4 $1,040,000 $260,000 $7,066 4.81%
Bay City, TX (FHA|USDA|VA) 4 $990,000 $247,500 $9,753 5.34%
HATTIESBURG, MS (FHA|USDA|VA) 4 $940,000 $235,000 $8,697 5.37%
New Castle, IN (FHA|USDA|VA) 5 $935,000 $187,000 $4,917 4.95%
BLOOMINGTON, IN (FHA|USDA|VA) 4 $930,000 $232,500 $4,312 5.25%
Ruston, LA (FHA|USDA|VA) 3 $925,000 $308,333 $9,331 4.50%
Port Lavaca, TX (FHA|USDA|VA) 5 $915,000 $183,000 $9,303 5.80%
MANSFIELD, OH (FHA|USDA|VA) 5 $885,000 $177,000 $5,362 4.60%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 2 $820,000 $410,000 $7,624 6.38%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $800,000 $400,000 $3,009 4.88%
SHERMAN-DENISON, TX (FHA|USDA|VA) 4 $800,000 $200,000 $8,177 5.06%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $765,000 $255,000 $8,623 4.33%
Marion, IN (FHA|USDA|VA) 5 $745,000 $149,000 $4,403 4.53%
VICTORIA, TX (FHA|USDA|VA) 3 $745,000 $248,333 $5,796 4.92%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 3 $715,000 $238,333 $5,464 4.71%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $670,000 $335,000 $9,101 5.75%
Jennings, LA (FHA|USDA|VA) 4 $660,000 $165,000 $5,979 5.31%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $650,000 $325,000 $5,416 4.50%
BOWLING GREEN, KY (FHA|USDA|VA) 3 $645,000 $215,000 $4,566 4.83%
Crossville, TN (FHA|USDA|VA) 1 $645,000 $645,000 $5,198 6.13%
Cullowhee, NC (FHA|USDA|VA) 1 $635,000 $635,000 $5,655 5.75%
Lufkin, TX (FHA|USDA|VA) 3 $635,000 $211,667 $5,796 6.71%
Cambridge, OH (FHA|USDA|VA) 2 $620,000 $310,000 $7,394 6.98%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $620,000 $310,000 $3,666 4.12%
Athens, TX (FHA|USDA|VA) 2 $610,000 $305,000 $10,940 5.69%
MOBILE, AL (FHA|USDA|VA) 3 $585,000 $195,000 $3,365 5.42%
PANAMA CITY, FL (FHA|USDA|VA) 2 $580,000 $290,000 $4,112 4.81%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 3 $545,000 $181,667 $5,320 3.92%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $540,000 $270,000 $5,794 5.06%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $535,000 $535,000 $2,813 4.25%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 3 $525,000 $175,000 $4,839 3.92%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $525,000 $175,000 $3,465 4.50%
FORT COLLINS, CO (FHA|USDA|VA) 1 $525,000 $525,000 $19,018 6.13%
ALBUQUERQUE, NM (FHA|USDA|VA) 1 $515,000 $515,000 $22,565 3.25%
RALEIGH-CARY, NC (FHA|USDA|VA) 2 $490,000 $245,000 $6,168 4.88%
FORT WAYNE, IN (FHA|USDA|VA) 3 $485,000 $161,667 $5,200 4.00%
TERRE HAUTE, IN (FHA|USDA|VA) 3 $465,000 $155,000 $6,205 6.42%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $455,000 $455,000 $3,482 3.88%
ABILENE, TX (FHA|USDA|VA) 1 $455,000 $455,000 $11,388 5.88%
Rio Grande City-Roma, TX (FHA|USDA|VA) 2 $440,000 $220,000 $9,059 5.63%
El Campo, TX (FHA|USDA|VA) 1 $425,000 $425,000 $14,772 4.50%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $425,000 $425,000 $4,990 5.00%
Bonham, TX (FHA|USDA|VA) 1 $425,000 $425,000 $13,381 3.25%
Paris, TX (FHA|USDA|VA) 1 $425,000 $425,000 $9,322 5.13%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $420,000 $210,000 $8,721 4.19%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $420,000 $210,000 $4,312 5.13%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $400,000 $200,000 $4,400 4.81%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $395,000 $395,000 $13,295 7.13%
Sandusky, OH (FHA|USDA|VA) 1 $385,000 $385,000 $3,978 5.00%
WHEELING, WV-OH (FHA|USDA|VA) 1 $385,000 $385,000 $10,751 4.50%
Stephenville, TX (FHA|USDA|VA) 1 $375,000 $375,000 $8,273 4.00%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $375,000 $375,000 $7,802 4.63%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $365,000 $365,000 $6,612 3.88%
Wapakoneta, OH (FHA|USDA|VA) 2 $360,000 $180,000 $6,256 4.81%
OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $350,000 $175,000 $11,327 5.81%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $345,000 $345,000 $16,424 3.99%
TOLEDO, OH (FHA|USDA|VA) 2 $340,000 $170,000 $5,800 4.44%
MUNCIE, IN (FHA|USDA|VA) 3 $335,000 $111,667 $5,869 6.04%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2 $330,000 $165,000 $4,528 4.56%
Ozark, AL (FHA|USDA|VA) 3 $315,000 $105,000 $3,494 6.88%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $315,000 $315,000 $5,764 5.13%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $310,000 $155,000 $5,114 4.13%
THE VILLAGES, FL (FHA|USDA|VA) 1 $305,000 $305,000 $4,985 4.75%
Laurel, MS (FHA|USDA|VA) 1 $265,000 $265,000 $8,498 4.13%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $265,000 $265,000 $3,583 5.25%
MONTGOMERY, AL (FHA|USDA|VA) 1 $265,000 $265,000 $6,954 2.13%
BRUNSWICK, GA (FHA|USDA|VA) 2 $260,000 $130,000 $6,070 4.19%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $255,000 $255,000 $4,277 4.25%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $255,000 $255,000 $7,075 3.50%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $245,000 $245,000 $7,750 3.25%
ROANOKE, VA (FHA|USDA|VA) 1 $225,000 $225,000 $3,533 5.38%
Shelby, NC (FHA|USDA|VA) 1 $225,000 $225,000 $5,670 3.63%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $225,000 $225,000 $9,627 3.75%
Natchez, MS-LA (FHA|USDA|VA) 2 $220,000 $110,000 $5,875 6.44%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $215,000 $215,000 $3,289 5.88%
Ashland, OH (FHA|USDA|VA) 2 $210,000 $105,000 $4,070 4.25%
McComb, MS (FHA|USDA|VA) 1 $195,000 $195,000 $7,372 6.13%
Columbus, MS (FHA|USDA|VA) 1 $195,000 $195,000 $7,447 5.54%
Mount Vernon, OH (FHA|USDA|VA) 1 $185,000 $185,000 $6,700 3.63%
WILMINGTON, NC (FHA|USDA|VA) 1 $175,000 $175,000 $4,269 5.50%
DOTHAN, AL (FHA|USDA|VA) 1 $175,000 $175,000 $6,277 3.63%
COLUMBUS, IN (FHA|USDA|VA) 1 $175,000 $175,000 $8,080 6.25%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $165,000 $165,000 $4,154 5.99%
Mineral Wells, TX (FHA|USDA|VA) 1 $165,000 $165,000 $8,566 4.50%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $165,000 $165,000 $6,552 4.63%
LOUISVILLE, KY (FHA|USDA|VA) 1 $155,000 $155,000 $5,879 4.63%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $155,000 $155,000 $5,548 5.13%
ASHEVILLE, NC (FHA|USDA|VA) 1 $155,000 $155,000 $6,293 3.25%
Thomaston, GA (FHA|USDA|VA) 1 $155,000 $155,000 $4,333 7.00%
Hereford, TX (FHA|USDA|VA) 1 $145,000 $145,000 $8,490 6.63%
Searcy, AR (FHA|USDA|VA) 1 $135,000 $135,000 $3,798 5.63%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $135,000 $135,000 $5,069 4.38%
Washington Court House, OH (FHA|USDA|VA) 1 $135,000 $135,000 $5,822 3.25%
HINESVILLE, GA (FHA|USDA|VA) 1 $135,000 $135,000 $6,388 3.88%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $135,000 $135,000 $3,421 4.25%
Wabash, IN (FHA|USDA|VA) 1 $125,000 $125,000 $3,901 5.00%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $125,000 $125,000 $9,490 6.63%
Corsicana, TX (FHA|USDA|VA) 1 $115,000 $115,000 $7,663 4.63%
KOKOMO, IN (FHA|USDA|VA) 1 $115,000 $115,000 $3,047 3.50%
Chillicothe, OH (FHA|USDA|VA) 1 $105,000 $105,000 $3,245 3.88%
Palestine, TX (FHA|USDA|VA) 1 $105,000 $105,000 $7,302 6.38%
JACKSON, TN (FHA|USDA|VA) 1 $105,000 $105,000 $6,107 6.00%
Brownwood, TX (FHA|USDA|VA) 1 $95,000 $95,000 $7,207 4.63%
Roswell, NM (FHA|USDA|VA) 1 $85,000 $85,000 $5,677 6.00%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $85,000 $85,000 $4,534 3.63%
Ashtabula, OH (FHA|USDA|VA) 1 $75,000 $75,000 $4,846 5.63%
OCALA, FL (FHA|USDA|VA) 1 $75,000 $75,000 $3,969 3.38%
Meridian, MS (FHA|USDA|VA) 1 $65,000 $65,000 $6,020 4.63%
Eustis And American Mortgage Company's top markets include New Orleans, Dallas, Houston, Baton Rouge, and Canton among others.

Their top states include:
  • Louisiana (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,802 $760,210,000 $271,310 $6,106 5.01%
    FHA 1,250 $276,960,000 $221,568 $9,406 5.11%
    VA 300 $82,890,000 $276,300 $7,608 4.84%
    USDA 276 $51,270,000 $185,761 $6,875 4.81%
    HELOC 7 $1,235,000 $176,429 n/a 6.55%

    For 2022, Eustis And American Mortgage Company's most frequently originated type of loan was Conventional, with 2,802 originations. Their 2nd most popular type was FHA, with 1,250 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,877 $987,715,000 $254,763 $7,285 5.10%
    Cash Out Refi 455 $107,085,000 $235,352 $6,353 4.66%
    Refi 297 $76,755,000 $258,434 $6,468 4.41%
    Other 6 $1,010,000 $168,333 $0 6.60%

    For 2022, Eustis And American Mortgage Company's most frequently cited loan purpose was Home Purchase, with 3,877 originations. The 2nd most popular reason was Cash Out Refi, with 455 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,386 $1,115,050,000 $254,229 $7,241 5.08%
    15 Year 181 $43,255,000 $238,978 $5,346 3.74%
    20 Year 45 $9,565,000 $212,556 $5,288 4.38%
    10 Year 12 $1,830,000 $152,500 $4,370 4.67%
    Other 11 $2,865,000 $260,455 $6,818 4.67%

    For 2022, Eustis And American Mortgage Company's most frequently cited loan duration was 30 Year, with 4,386 originations. The 2nd most popular length was 15 Year, with 181 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 2,080 $501,610,000 $241,159
    $5k+ 748 $257,140,000 $343,770
    $2k-3k 672 $150,220,000 $223,542
    $3k-4k 477 $110,665,000 $232,002
    $<1k 335 $72,785,000 $217,269
    $4k-5k 314 $78,550,000 $250,159

    Eustis And American Mortgage Company's average total fees were $7,241, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,080 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 1,587 $397,115,000 $250,230
    3-4% 1,024 $267,180,000 $260,918
    4-5% 1,024 $264,950,000 $258,740
    6-7% 665 $156,345,000 $235,105
    7-8% 185 $41,605,000 $224,892
    2.5-3% 116 $35,970,000 $310,086
    <2.5% 30 $8,640,000 $288,000
    Over 8% 4 $760,000 $190,000

    During 2022, Eustis And American Mortgage Company's average interest rate for loans was 5.08%, while their most frequently originated rate bucket for loans was 5-6%, with 1,587 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,200 $607,800,000 $276,273 $7,851 5.00%
    $100k-200k 1,599 $246,135,000 $153,931 $5,658 5.08%
    $400k-600k 419 $197,535,000 $471,444 $9,788 4.91%
    $100,000 or less 277 $22,035,000 $79,549 $4,433 5.13%
    $600k-1MM 130 $87,460,000 $672,769 $10,155 4.71%
    $1MM+ 10 $11,600,000 $1,160,000 $12,396 3.86%

    2022 saw Eustis And American Mortgage Company place emphasis on $200k-400k loans with 2,200 originations, totaling $607,800,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,194 $243,390,000 $203,844 $6,789 4.94%
    $100k-150k 995 $289,855,000 $291,312 $7,847 5.09%
    $75k-100k 870 $211,200,000 $242,759 $7,455 5.10%
    $50k or less 755 $107,245,000 $142,046 $5,499 4.91%
    $150k-250k 540 $193,380,000 $358,111 $7,629 5.05%
    $250k+ 276 $126,680,000 $458,986 $8,723 5.01%

    Eustis And American Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 1,194 originations. The second most popular income band? $100k-150k, with 995 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 758 $195,560,000 $257,995 $6,508 5.01%
    20-30% 670 $168,920,000 $252,119 $6,223 4.87%
    50-60% 458 $113,140,000 $247,031 $9,535 5.04%
    40% 212 $53,080,000 $250,377 $7,322 5.00%
    49% 211 $52,725,000 $249,882 $7,042 5.25%
    44% 210 $51,930,000 $247,286 $7,315 5.18%
    42% 196 $50,660,000 $258,469 $7,088 5.00%
    43% 193 $49,665,000 $257,332 $7,168 5.12%
    41% 186 $48,950,000 $263,172 $7,269 4.98%
    45% 185 $46,505,000 $251,378 $7,700 4.91%
    38% 184 $44,280,000 $240,652 $7,015 5.12%
    39% 179 $42,655,000 $238,296 $6,890 4.98%
    <20% 165 $41,285,000 $250,212 $5,911 4.81%
    48% 161 $40,785,000 $253,323 $7,517 5.19%
    46% 160 $41,940,000 $262,125 $7,663 5.15%
    37% 159 $39,975,000 $251,415 $6,750 5.08%
    47% 157 $38,855,000 $247,484 $7,231 5.16%
    36% 138 $35,710,000 $258,768 $6,707 5.02%
    >60% 14 $4,980,000 $355,714 $11,434 4.90%

    Eustis And American Mortgage Company lent most frequently to those with DTI ratios of 30-36%, with 758 originations. The next most common DTI ratio? 20-30%, with 670 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,207 $808,675,000 $252,159 $6,834 5.02%
    Not provided 677 $187,725,000 $277,290 $7,904 4.92%
    Black 544 $124,150,000 $228,217 $8,251 5.07%
    Asian 177 $44,215,000 $249,802 $6,456 5.10%
    American Indian 24 $6,470,000 $269,583 $6,629 5.46%
    Native Hawaiian or Islander 3 $885,000 $295,000 $8,312 4.91%
    Japanese 1 $205,000 $205,000 $4,247 5.63%
    Vietnamese 1 $135,000 $135,000 $3,784 5.25%
    Other Asian 1 $105,000 $105,000 $4,141 5.75%

    Approval Rates

    Total approvals of all applications
    98.13%

    Eustis And American Mortgage Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    66.86%

    Eustis And American Mortgage Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,635 $1,172,565,000 $252,981

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    4,635 $1,172,565,000 $252,981

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 94 $18,940,000 $201,489 $5,428 4.77%
    40-60% 275 $64,465,000 $234,418 $5,790 4.65%
    60-80% 1,131 $302,995,000 $267,900 $6,443 5.02%
    80-100% 2,967 $743,755,000 $250,676 $7,464 5.08%
    Over 100% 125 $31,835,000 $254,680 $10,301 4.89%
    Under 20% 12 $1,250,000 $104,167 $3,140 3.77%