Eustis And American Mortgage Company Rates, Fees & Info

NEW ORLEANS, LA

LEI: 549300DG3IV05V4C4E03

Tax ID: 72-0484657

4.5 stars - Updated: 10/29/24 - out of 5 stars, based on 53 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Eustis And American Mortgage Company is a smaller mortgage company specializing in Home Purchase loans. Eustis And American Mortgage Company has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New Orleans, Dallas, Houston, Little Rock, and Nashville among others. We have data for 136 markets. (Some data included below & more in-depth data is available with an active subscription.)

Eustis And American Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Eustis And American Mortgage Company is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 10/29/24
30 Year Conventional Purchase 6.76% 10/29/24
30 Year Conventional Refi 6.59% 10/29/24
30 Year Cash-out Refi 6.91% 10/29/24
30 Year FHA Purchase 7.57% 10/29/24
30 Year FHA Refi 7.47% 10/29/24
30 Year VA Purchase 6.45% 10/29/24
30 Year VA Refi 6.80% 10/29/24
30 Year USDA Purchase 6.88% 10/29/24
30 Year USDA Refi 7.21% 10/29/24
15 Year Conventional Purchase 6.11% 10/29/24
15 Year Conventional Refi 5.98% 10/29/24
15 Year Cash-out Refi 5.98% 10/29/24
15 Year FHA Purchase 7.66% 10/29/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Eustis And American Mortgage Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Eustis And American Mortgage Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,844

Origination Dollar Volume (All Markets)

$757,110,000
Show all (14) awards

Relative Rate

Eustis And American Mortgage Company's average 30 year fixed mortgage rate was 6.85%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.37%.

Relative Fees (Closing Costs)

Eustis And American Mortgage Company's average total fees/closing costs for a 30 year fixed rate mortgage were $8,458.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 549 $167,615,000 $305,310 $8,995 6.79%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 176 $67,380,000 $382,841 $11,748 6.84%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 212 $63,570,000 $299,858 $10,037 6.74%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 207 $46,835,000 $226,256 $5,884 7.02%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 121 $44,055,000 $364,091 $9,366 6.94%
LAFAYETTE, LA (FHA|USDA|VA) 153 $33,875,000 $221,405 $7,726 6.85%
BATON ROUGE, LA (FHA|USDA|VA) 113 $33,605,000 $297,389 $9,602 6.75%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 123 $27,925,000 $227,033 $7,650 6.95%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 125 $24,695,000 $197,560 $6,359 7.05%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 91 $22,575,000 $248,077 $10,876 6.73%
Outside of Metro Areas 91 $19,115,000 $210,055 $7,908 7.05%
EL PASO, TX (FHA|USDA|VA) 74 $18,730,000 $253,108 $7,225 6.75%
AMARILLO, TX (FHA|USDA|VA) 67 $15,545,000 $232,015 $8,273 7.10%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 70 $15,180,000 $216,857 $9,995 6.48%
CANTON-MASSILLON, OH (FHA|USDA|VA) 66 $12,950,000 $196,212 $5,617 6.65%
HAMMOND, LA (FHA|USDA|VA) 39 $8,455,000 $216,795 $8,293 6.96%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 31 $8,395,000 $270,806 $10,380 6.74%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 26 $7,960,000 $306,154 $7,482 7.50%
Opelousas, LA (FHA|USDA|VA) 38 $7,540,000 $198,421 $6,371 7.02%
Picayune, MS (FHA|USDA|VA) 28 $5,170,000 $184,643 $7,752 7.03%
DeRidder, LA (FHA|USDA|VA) 29 $4,955,000 $170,862 $5,283 6.87%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 19 $4,885,000 $257,105 $8,993 7.15%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 5 $4,665,000 $933,000 $9,206 6.65%
Fort Polk South, LA (FHA|USDA|VA) 22 $4,570,000 $207,727 $4,935 6.64%
Pampa, TX (FHA|USDA|VA) 29 $3,915,000 $135,000 $5,419 7.18%
Lufkin, TX (FHA|USDA|VA) 13 $3,355,000 $258,077 $9,550 6.82%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 6 $3,070,000 $511,667 $14,869 6.31%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 11 $3,005,000 $273,182 $4,963 6.98%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 6 $2,770,000 $461,667 $11,256 6.85%
Minden, LA (FHA|USDA|VA) 18 $2,760,000 $153,333 $7,019 7.06%
HOT SPRINGS, AR (FHA|USDA|VA) 13 $2,565,000 $197,308 $5,703 7.14%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 9 $2,455,000 $272,778 $8,364 6.71%
AKRON, OH (FHA|USDA|VA) 13 $2,295,000 $176,538 $3,946 6.42%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 5 $2,025,000 $405,000 $9,338 6.77%
COLUMBUS, OH (FHA|USDA|VA) 7 $1,975,000 $282,143 $5,245 6.87%
LAKE CHARLES, LA (FHA|USDA|VA) 9 $1,935,000 $215,000 $5,880 6.86%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 5 $1,855,000 $371,000 $7,099 7.05%
Ruston, LA (FHA|USDA|VA) 7 $1,825,000 $260,714 $10,062 7.09%
LAS CRUCES, NM (FHA|USDA|VA) 7 $1,785,000 $255,000 $7,195 7.16%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 7 $1,735,000 $247,857 $5,780 6.50%
MONROE, LA (FHA|USDA|VA) 10 $1,710,000 $171,000 $7,826 6.88%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 7 $1,665,000 $237,857 $8,771 7.17%
Breckenridge, CO (FHA|USDA|VA) 1 $1,495,000 $1,495,000 $35,122 6.75%
LONGVIEW, TX (FHA|USDA|VA) 7 $1,465,000 $209,286 $8,345 6.96%
PANAMA CITY, FL (FHA|USDA|VA) 4 $1,330,000 $332,500 $11,972 6.81%
Greenville, MS (FHA|USDA|VA) 8 $1,260,000 $157,500 $4,183 7.33%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $1,225,000 $408,333 $9,687 6.62%
Bay City, TX (FHA|USDA|VA) 4 $1,220,000 $305,000 $10,732 6.56%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 3 $1,155,000 $385,000 $5,498 6.92%
Morgan City, LA (FHA|USDA|VA) 5 $1,055,000 $211,000 $7,168 6.92%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $905,000 $301,667 $8,571 7.37%
Cleveland, MS (FHA|USDA|VA) 6 $860,000 $143,333 $5,089 6.83%
Searcy, AR (FHA|USDA|VA) 3 $825,000 $275,000 $6,623 7.13%
New Philadelphia-Dover, OH (FHA|USDA|VA) 3 $805,000 $268,333 $4,592 6.92%
TYLER, TX (FHA|USDA|VA) 2 $790,000 $395,000 $13,900 6.88%
Borger, TX (FHA|USDA|VA) 6 $780,000 $130,000 $5,807 7.66%
LUBBOCK, TX (FHA|USDA|VA) 2 $770,000 $385,000 $9,003 6.38%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $700,000 $350,000 $15,413 7.25%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $685,000 $228,333 $6,279 6.42%
SAVANNAH, GA (FHA|USDA|VA) 2 $680,000 $340,000 $19,911 6.06%
MIDLAND, TX (FHA|USDA|VA) 2 $670,000 $335,000 $7,725 7.69%
KANSAS CITY, MO-KS (FHA|USDA|VA) 3 $665,000 $221,667 $5,642 7.21%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $645,000 $215,000 $6,955 6.92%
ALEXANDRIA, LA (FHA|USDA|VA) 3 $645,000 $215,000 $11,767 6.92%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $645,000 $215,000 $3,650 7.25%
Brenham, TX (FHA|USDA|VA) 2 $640,000 $320,000 $15,049 7.00%
Jefferson, GA (FHA|USDA|VA) 1 $615,000 $615,000 $5,846 7.63%
Nacogdoches, TX (FHA|USDA|VA) 2 $600,000 $300,000 $13,572 6.94%
McComb, MS (FHA|USDA|VA) 2 $590,000 $295,000 $9,233 6.88%
Bogalusa, LA (FHA|USDA|VA) 4 $590,000 $147,500 $7,987 6.81%
Malvern, AR (FHA|USDA|VA) 5 $585,000 $117,000 $5,198 6.65%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $570,000 $285,000 $4,823 7.31%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $560,000 $280,000 $9,135 6.50%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $560,000 $280,000 $6,160 7.00%
Jennings, LA (FHA|USDA|VA) 3 $535,000 $178,333 $8,721 6.50%
TULSA, OK (FHA|USDA|VA) 3 $525,000 $175,000 $4,624 6.96%
Indianola, MS (FHA|USDA|VA) 4 $520,000 $130,000 $4,778 6.84%
Natchitoches, LA (FHA|USDA|VA) 2 $500,000 $250,000 $8,132 7.79%
Paris, TX (FHA|USDA|VA) 1 $495,000 $495,000 $10,686 6.75%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $490,000 $245,000 $7,796 6.94%
Huntsville, TX (FHA|USDA|VA) 2 $490,000 $245,000 $11,082 6.69%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $465,000 $465,000 $13,546 7.25%
ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $460,000 $230,000 $5,405 6.93%
New Castle, IN (FHA|USDA|VA) 3 $445,000 $148,333 $6,825 7.00%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $440,000 $220,000 $6,177 6.88%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $430,000 $215,000 $8,257 7.63%
Jacksonville, TX (FHA|USDA|VA) 2 $420,000 $210,000 $9,238 7.25%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $410,000 $205,000 $6,963 6.06%
Sevierville, TN (FHA|USDA|VA) 1 $395,000 $395,000 $15,361 6.99%
ASHEVILLE, NC (FHA|USDA|VA) 1 $385,000 $385,000 $4,675 6.13%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $385,000 $385,000 $4,206 6.63%
FORT WAYNE, IN (FHA|USDA|VA) 2 $380,000 $190,000 $2,978 6.75%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $375,000 $375,000 $4,759 5.75%
GAINESVILLE, GA (FHA|USDA|VA) 1 $375,000 $375,000 $4,899 7.13%
MORRISTOWN, TN (FHA|USDA|VA) 1 $375,000 $375,000 $16,474 7.25%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $375,000 $375,000 $11,471 6.99%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $325,000 $325,000 $7,397 6.88%
HATTIESBURG, MS (FHA|USDA|VA) 2 $320,000 $160,000 $3,346 8.68%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $315,000 $315,000 $4,499 6.38%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $305,000 $305,000 $5,232 7.00%
Camden, AR (FHA|USDA|VA) 1 $295,000 $295,000 $4,525 6.88%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $295,000 $295,000 $8,314 6.63%
El Campo, TX (FHA|USDA|VA) 1 $295,000 $295,000 $13,040 5.63%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $285,000 $285,000 $4,086 7.50%
Wooster, OH (FHA|USDA|VA) 2 $280,000 $140,000 $4,412 6.50%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $275,000 $275,000 $9,279 6.13%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $270,000 $135,000 $4,522 7.38%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $265,000 $265,000 $3,127 6.13%
Statesboro, GA (FHA|USDA|VA) 1 $255,000 $255,000 $5,387 7.63%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $255,000 $255,000 $8,256 6.99%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $245,000 $245,000 $6,181 7.50%
Glasgow, KY (FHA|USDA|VA) 1 $245,000 $245,000 $9,715 5.63%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $225,000 $225,000 $10,277 7.75%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $215,000 $215,000 $2,670 5.63%
Crawfordsville, IN (FHA|USDA|VA) 1 $205,000 $205,000 $6,854 6.75%
JACKSON, MS (FHA|USDA|VA) 1 $185,000 $185,000 $7,543 6.13%
Russellville, AR (FHA|USDA|VA) 1 $175,000 $175,000 $6,054 6.75%
Clarksdale, MS (FHA|USDA|VA) 1 $165,000 $165,000 $5,106 6.00%
Cedartown, GA (FHA|USDA|VA) 1 $165,000 $165,000 $5,050 6.50%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $155,000 $155,000 $6,299 6.00%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $155,000 $155,000 $5,665 7.25%
Alamogordo, NM (FHA|USDA|VA) 1 $155,000 $155,000 $7,052 6.00%
Athens, OH (FHA|USDA|VA) 1 $155,000 $155,000 $5,392 6.50%
Findlay, OH (FHA|USDA|VA) 2 $150,000 $75,000 $1,931 8.62%
Greenwood, MS (FHA|USDA|VA) 1 $145,000 $145,000 $4,166 6.99%
Corsicana, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,747 7.00%
Athens, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,982 6.62%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $135,000 $135,000 $2,254 7.25%
Decatur, IN (FHA|USDA|VA) 1 $125,000 $125,000 $6,951 7.38%
Ashland, OH (FHA|USDA|VA) 1 $105,000 $105,000 $5,375 6.63%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $105,000 $105,000 $4,124 7.50%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $105,000 $105,000 $6,206 9.38%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $85,000 $85,000 $5,002 6.50%
Plainview, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.95%
Huntington, IN (FHA|USDA|VA) 1 $65,000 $65,000 $4,044 7.63%
HINESVILLE, GA (FHA|USDA|VA) 1 $55,000 $55,000 $4,352 6.75%
Eustis And American Mortgage Company's top markets include New Orleans, Dallas, Houston, Little Rock, and Nashville among others.

Their top states include:
  • Louisiana (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Arkansas (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,473 $424,555,000 $288,225 $7,325 6.98%
    FHA 1,000 $237,270,000 $237,270 $10,333 6.76%
    VA 244 $71,900,000 $294,672 $7,291 6.66%
    USDA 119 $21,915,000 $184,160 $7,039 6.73%
    HELOC 8 $1,470,000 $183,750 n/a 8.95%

    For 2023, Eustis And American Mortgage Company's most frequently originated type of loan was Conventional, with 1,473 originations. Their 2nd most popular type was FHA, with 1,000 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,573 $680,715,000 $264,561 $8,282 6.85%
    Refi 132 $44,430,000 $336,591 $9,648 6.85%
    Cash Out Refi 126 $29,780,000 $236,349 $9,081 7.13%
    Other 13 $2,185,000 $168,077 $1,580 8.99%

    For 2023, Eustis And American Mortgage Company's most frequently cited loan purpose was Home Purchase, with 2,573 originations. The 2nd most popular reason was Refi, with 132 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,743 $736,635,000 $268,551 $8,458 6.85%
    15 Year 38 $10,200,000 $268,421 $7,340 6.41%
    10 Year 35 $3,105,000 $88,714 $890 8.18%
    Other 15 $3,635,000 $242,333 $9,092 8.25%
    20 Year 13 $3,535,000 $271,923 $7,433 6.89%

    For 2023, Eustis And American Mortgage Company's most frequently cited loan duration was 30 Year, with 2,743 originations. The 2nd most popular length was 15 Year, with 38 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 766 $194,290,000 $253,642
    $5k+ 730 $261,330,000 $357,986
    $2k-3k 413 $85,525,000 $207,082
    $3k-4k 367 $84,735,000 $230,886
    $<1k 301 $63,925,000 $212,375
    $4k-5k 256 $64,960,000 $253,750

    Eustis And American Mortgage Company's average total fees were $8,458, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 766 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 1,537 $414,125,000 $269,437
    7-8% 941 $239,175,000 $254,171
    5-6% 257 $77,715,000 $302,393
    Over 8% 99 $22,565,000 $227,929
    4-5% 10 $3,530,000 $353,000

    During 2023, Eustis And American Mortgage Company's average interest rate for loans was 6.85%, while their most frequently originated rate bucket for loans was 6-7%, with 1,537 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,376 $386,320,000 $280,756 $9,221 6.82%
    $100k-200k 920 $144,250,000 $156,793 $6,342 6.91%
    $400k-600k 298 $141,050,000 $473,322 $11,459 6.80%
    $100,000 or less 154 $10,490,000 $68,117 $3,872 7.24%
    $600k-1MM 84 $59,320,000 $706,190 $12,396 6.85%
    $1MM+ 12 $15,680,000 $1,306,667 $18,614 6.72%

    2023 saw Eustis And American Mortgage Company place emphasis on $200k-400k loans with 1,376 originations, totaling $386,320,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 676 $192,730,000 $285,104 $9,199 6.86%
    $50k-75k 661 $125,195,000 $189,402 $7,100 6.81%
    $75k-100k 586 $137,360,000 $234,403 $8,127 6.85%
    $150k-250k 442 $164,530,000 $372,240 $9,805 6.92%
    $50k or less 277 $37,025,000 $133,664 $5,804 6.82%
    $250k+ 198 $98,560,000 $497,778 $10,851 7.09%

    Eustis And American Mortgage Company lent most frequently to those with incomes in the $100k-150k range, with 676 originations. The second most popular income band? $50k-75k, with 661 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 456 $116,540,000 $255,570 $7,921 6.90%
    20-30% 335 $94,975,000 $283,507 $7,572 6.86%
    50-60% 300 $82,980,000 $276,600 $10,802 6.70%
    49% 164 $46,740,000 $285,000 $9,173 6.85%
    44% 136 $34,720,000 $255,294 $7,725 6.93%
    42% 131 $34,535,000 $263,626 $7,446 6.94%
    43% 122 $36,270,000 $297,295 $8,765 6.78%
    47% 120 $32,510,000 $270,917 $8,375 6.98%
    46% 120 $32,540,000 $271,167 $8,708 6.95%
    48% 120 $32,740,000 $272,833 $8,866 6.87%
    40% 120 $29,030,000 $241,917 $7,835 6.88%
    38% 114 $28,980,000 $254,211 $7,048 6.84%
    45% 114 $27,930,000 $245,000 $8,975 6.76%
    36% 108 $29,190,000 $270,278 $8,242 6.84%
    37% 98 $25,870,000 $263,980 $8,117 6.90%
    41% 94 $23,880,000 $254,043 $8,334 6.92%
    39% 91 $22,935,000 $252,033 $8,063 6.77%
    <20% 88 $20,280,000 $230,455 $6,631 7.03%
    >60% 7 $2,205,000 $315,000 $11,140 7.59%

    Eustis And American Mortgage Company lent most frequently to those with DTI ratios of 30-36%, with 456 originations. The next most common DTI ratio? 20-30%, with 335 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,055 $546,495,000 $265,934 $8,186 6.86%
    Not provided 309 $89,915,000 $290,987 $8,861 6.93%
    Black 361 $87,125,000 $241,343 $9,017 6.82%
    Asian 90 $26,340,000 $292,667 $8,129 7.00%
    American Indian 28 $6,610,000 $236,071 $9,102 6.82%
    Asian Indian 1 $625,000 $625,000 $5,238 6.50%

    Approval Rates

    Total approvals of all applications
    97.88%

    Eustis And American Mortgage Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    63.82%

    Eustis And American Mortgage Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,844 $757,110,000 $266,213

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,844 $757,110,000 $266,213

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 50 $6,990,000 $139,800 $4,994 6.94%
    40-60% 155 $41,365,000 $266,871 $6,304 6.85%
    60-80% 523 $158,815,000 $303,662 $8,326 7.02%
    80-100% 2,005 $527,385,000 $263,035 $8,667 6.81%
    Over 100% 78 $21,130,000 $270,897 $10,067 6.96%
    Under 20% 31 $875,000 $28,226 $916 7.72%