Countryside Bank Mortgage Rates, Fees & Info
COUNTRYSIDE, ILLEI: 2549002MI5DFOS2RR259
Tax ID: 36-2814456
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Mortgage Data
Review & Overview
Countryside Bank is a smaller bank specializing in Home Purchase and Refi loans. Countryside Bank has a high proportion of conventional loans. Their top markets by origination volume include: Chicago, Naples, Albuquerque, Niles, and Las Vegas among others. We have data for 7 markets. (Some data included below & more in-depth data is available with an active subscription.)Countryside Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
94Origination Dollar Volume (All Markets)
$59,570,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 88 | $54,830,000 | $623,068 | $0 | 0.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $2,625,000 | $2,625,000 | $0 | 0.00% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $0 | 0.00% |
| NILES, MI (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 0.00% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 0.00% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 94 | $59,570,000 | $633,723 | $0 | 0.00% |
For 2019, Countryside Bank's most frequently originated type of loan was Conventional, with 94 originations.
Loan Reason
For 2019, Countryside Bank's most frequently cited loan purpose was Home Purchase, with 63 originations. The 2nd most popular reason was Refi, with 20 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 94 | $59,570,000 | $633,723 | $0 | 0.00% |
For 2019, Countryside Bank's most frequently cited loan duration was Other, with 94 originations.
Loan Sizing
2019 saw Countryside Bank place emphasis on $600k-1MM loans with 28 originations, totaling $22,330,000 in origination value.
Applicant Income
Countryside Bank lent most frequently to those with incomes in the $250k+ range, with 30 originations. The second most popular income band? $150k-250k, with 18 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 94 | $59,570,000 | $633,723 | $0 | 0.00% |
Countryside Bank lent most frequently to those with DTI ratios of Exempt%, with 94 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.19%
Countryside Bank has an average approval rate.
Pick Rate
Approvals leading to origination74.47%
Countryside Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 94 | $59,570,000 | $633,723 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 4 | $3,020,000 | $755,000 |
| Single Family (1-4 Units):Site-Built | 90 | $56,550,000 | $628,333 |
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| CENTERSTATE BANK CORPORATION | Conventional home mortgage | Trouble during payment process | 1 | 50.0% |
| CENTERSTATE BANK CORPORATION | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 50.0% |