NAPLES - MARCO ISLAND Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Naples - Marco Island averaged
6.16%
for the week of 2024-08-29, compared to the national average of
6.35% for the same period.
The average rate for the prior week (2024-08-22) was
6.47% and
one month ago for the week of 2024-07-25, the
average rate was 6.49%.
Naples - Marco Island's average rate one year ago was 6.94%.
For refis of the same type during the week of 2024-08-29, the average rate
was 6.91%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-08-29 | 6.35% |
| Naples - Marco Island 30 Year Fixed Rate | 2024-08-29 | 6.16% |
| Naples - Marco Island 30 Year Fixed Rate Refi | 2024-08-29 | 6.91% |
| Naples - Marco Island 15 Year Fixed Rate | 2024-08-29 | 5.71% |
| Naples - Marco Island 15 Year Fixed Rate Refi | 2024-08-29 | 5.41% |
| Naples - Marco Island 30 Year FHA | 2024-08-29 | 5.98% |
| Naples - Marco Island 30 Year FHA Refi | 2024-08-29 | 6.04% |
| Naples - Marco Island 30 Year USDA | 2024-08-29 | 6.12% |
| Naples - Marco Island 30 Year USDA Refi | 2024-08-29 | 5.92% |
| Naples - Marco Island 30 Year VA | 2024-08-29 | 5.55% |
| Naples - Marco Island 30 Year VA Refi | 2024-08-29 | 5.74% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within NAPLES-MARCO ISLAND, FL.
NAPLES - MARCO ISLAND Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the NAPLES-MARCO ISLAND, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
NAPLES - MARCO ISLAND Average Closing Costs & Other Stats
NAPLES-MARCO ISLAND, FL's 405 lenders originated 9,209
loans during 2023. The total origination value was $4,633,895,000, with an average loan value of
$503,192.
NAPLES - MARCO ISLAND's average closing costs are $7,122.
The top NAPLES - MARCO ISLAND lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
333 loans originated. Their average total fees are
$11,337, which is $860
higher than the next largest lender,
CROSSCOUNTRY MORTGAGE, LLC.
The lowest fee NAPLES - MARCO ISLAND lenders (with over 10 loans originated) are
Third Federal Savings and Loan Association of Cleveland ($1,301), Suncoast Credit Union ($4,409), DHI MORTGAGE COMPANY, LTD. ($4,615), PULTE MORTGAGE LLC ($4,972) and RBC Bank, (Georgia) ($5,377).
The lowest rate NAPLES - MARCO ISLAND lenders (with over 10 loans originated) are
Raymond James Bank (5.26%), Citibank (5.33%), Suncoast Credit Union (5.53%), Charles Schwab Bank, SSB (5.59%) and Morgan Stanley Private Bank (5.66%).
NAPLES-MARCO ISLAND, FL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| CROSSCOUNTRY MORTGAGE, LLC | $333,540,000 | $249,515,000 | -25.2% | 5.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $264,525,000 | $237,110,000 | -10.4% | 5.1% |
| QUICKEN LOANS, LLC | $237,885,000 | $148,870,000 | -37.4% | 3.2% |
| JPMorgan Chase Bank | $304,605,000 | $147,570,000 | -51.6% | 3.2% |
| LAKE MICHIGAN CREDIT UNION | $177,885,000 | $132,450,000 | -25.5% | 2.9% |
| Wells Fargo Bank | $244,170,000 | $117,240,000 | -52.0% | 2.5% |
| Bank of America | $372,465,000 | $115,080,000 | -69.1% | 2.5% |
| Morgan Stanley Private Bank | $165,950,000 | $102,195,000 | -38.4% | 2.2% |
| EAGLE HOME MORTGAGE, LLC | $55,945,000 | $100,680,000 | 80.0% | 2.2% |
| U.S. Bank | $189,345,000 | $87,085,000 | -54.0% | 1.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $42,305,000 | $84,735,000 | 100.3% | 1.8% |
| PULTE MORTGAGE LLC | $63,705,000 | $78,565,000 | 23.3% | 1.7% |
| Citizens Bank | $108,315,000 | $76,080,000 | -29.8% | 1.6% |
| FineMark National Bank & Trust | $135,010,000 | $75,845,000 | -43.8% | 1.6% |
| PNC Bank | $166,505,000 | $72,860,000 | -56.2% | 1.6% |
| Fifth Third Bank | $107,515,000 | $71,775,000 | -33.2% | 1.5% |
| First Horizon Bank | $69,470,000 | $68,720,000 | -1.1% | 1.5% |
| Suncoast Credit Union | $93,815,000 | $64,570,000 | -31.2% | 1.4% |
| BMO Harris Bank | $58,195,000 | $54,960,000 | -5.6% | 1.2% |
| TD Bank | $83,275,000 | $54,435,000 | -34.6% | 1.2% |
| MOVEMENT MORTGAGE, LLC | $106,980,000 | $51,835,000 | -51.5% | 1.1% |
| Prudential Huntoon Paige Associates, LLC | $49,930,000 | n/a | 1.1% | |
| LOANDEPOT.COM, LLC | $83,620,000 | $49,290,000 | -41.1% | 1.1% |
| Truist | $81,765,000 | $48,350,000 | -40.9% | 1.0% |
| Third Federal Savings and Loan Association of Cleveland | $60,125,000 | $45,805,000 | -23.8% | 1.0% |
| Citibank | $28,995,000 | $44,985,000 | 55.1% | 1.0% |
| CARDINAL FINANCIAL | $71,960,000 | $44,140,000 | -38.7% | 1.0% |
| MIDFLORIDA | $51,480,000 | $37,660,000 | -26.8% | 0.8% |
| The Huntington National Bank | $60,100,000 | $36,570,000 | -39.2% | 0.8% |
| M&T Bank | $28,160,000 | $35,805,000 | 27.1% | 0.8% |
| BROKER SOLUTIONS, INC. | $67,635,000 | $35,790,000 | -47.1% | 0.8% |
| GUARANTEED RATE, INC. | $63,050,000 | $33,705,000 | -46.5% | 0.7% |
| Charles Schwab Bank, SSB | $64,010,000 | $30,730,000 | -52.0% | 0.7% |
| UBS Bank USA | $107,735,000 | $29,460,000 | -72.7% | 0.6% |
| Sanibel Captiva Community Bank | $44,330,000 | $28,965,000 | -34.7% | 0.6% |
| Summit Mortgage Corporation | $44,995,000 | $28,600,000 | -36.4% | 0.6% |
| The Northern Trust Company | $27,000,000 | $28,405,000 | 5.2% | 0.6% |
| DHI MORTGAGE COMPANY, LTD. | $40,770,000 | $28,370,000 | -30.4% | 0.6% |
| Raymond James Bank | $35,525,000 | $28,145,000 | -20.8% | 0.6% |
| United Fidelity Bank, fsb | $27,040,000 | n/a | 0.6% | |
| NEWREZ LLC | $25,295,000 | $26,980,000 | 6.7% | 0.6% |
| Flagstar Bank, FSB | $47,850,000 | $25,480,000 | -46.8% | 0.5% |
| South State Bank | $57,345,000 | $24,640,000 | -57.0% | 0.5% |
| Valley National Bank | $73,330,000 | $23,510,000 | -67.9% | 0.5% |
| TBI MORTGAGE COMPANY | $19,020,000 | $23,470,000 | 23.4% | 0.5% |
| DEEPHAVEN MORTGAGE LLC | $6,555,000 | $22,515,000 | 243.5% | 0.5% |
| RBC Bank, (Georgia) | $26,100,000 | $21,805,000 | -16.5% | 0.5% |
| Webster Bank | $6,950,000 | $21,260,000 | 205.9% | 0.5% |
| Axos Bank | $2,220,000 | $20,370,000 | 817.6% | 0.4% |
| Regions Bank | $26,340,000 | $20,050,000 | -23.9% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $27,550,000 | $19,245,000 | -30.1% | 0.4% |
| PENNYMAC LOAN SERVICES, LLC | $47,175,000 | $19,130,000 | -59.4% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $32,035,000 | $17,735,000 | -44.6% | 0.4% |
| GREYSTONE SERVICING COMPANY LLC | $17,705,000 | n/a | 0.4% | |
| A&D Mortgage LLC | $21,225,000 | $17,280,000 | -18.6% | 0.4% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $40,895,000 | $16,985,000 | -58.5% | 0.4% |
| CBRE MULTIFAMILY CAPITAL, INC. | $16,945,000 | n/a | 0.4% | |
| FBC MORTGAGE, LLC | $29,215,000 | $16,025,000 | -45.1% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $18,840,000 | $15,925,000 | -15.5% | 0.3% |
| KeyBank | $45,165,000 | $15,865,000 | -64.9% | 0.3% |
| Commerce Bank | $4,935,000 | $15,685,000 | 217.8% | 0.3% |
| GENEVA FINANCIAL, LLC | $19,015,000 | $14,360,000 | -24.5% | 0.3% |
| BNY Mellon | $50,125,000 | $14,120,000 | -71.8% | 0.3% |
| Commerce Home Mortgage, Inc. | $14,880,000 | $14,115,000 | -5.1% | 0.3% |
| Northpointe Bank | $25,305,000 | $13,920,000 | -45.0% | 0.3% |
| South Pacific Financial Corporation | $34,800,000 | $13,890,000 | -60.1% | 0.3% |
| The Central Trust Bank | $7,775,000 | $13,690,000 | 76.1% | 0.3% |
| Goldman Sachs Bank USA | $60,115,000 | $13,635,000 | -77.3% | 0.3% |
| FINANCE OF AMERICA REVERSE LLC | $15,500,000 | $13,440,000 | -13.3% | 0.3% |
| CMG MORTGAGE, INC. | $12,170,000 | $12,980,000 | 6.7% | 0.3% |
| MATTAMY HOME FUNDING, LLC | $10,155,000 | $12,960,000 | 27.6% | 0.3% |
| Stifel Bank and Trust | $25,430,000 | $12,950,000 | -49.1% | 0.3% |
| Seacoast National Bank | $4,655,000 | $12,675,000 | 172.3% | 0.3% |
| GUARANTEED RATE AFFINITY, LLC | $26,735,000 | $12,225,000 | -54.3% | 0.3% |
| Comerica Bank | $17,865,000 | $12,160,000 | -31.9% | 0.3% |
| Synovus Bank | $42,350,000 | $11,455,000 | -73.0% | 0.2% |
| Citadel Servicing Corporation | $7,900,000 | $11,325,000 | 43.4% | 0.2% |
| NEAL COMMUNITIES FUNDING, LLC | $10,310,000 | $11,170,000 | 8.3% | 0.2% |
| Bell Bank | $10,610,000 | $11,125,000 | 4.9% | 0.2% |
| AmeriHome Mortgage Company, LLC | $9,275,000 | $11,095,000 | 19.6% | 0.2% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $14,550,000 | $10,825,000 | -25.6% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $10,650,000 | n/a | 0.2% | |
| First Republic Bank | $74,700,000 | $10,240,000 | -86.3% | 0.2% |
| Mortgage Research Center, LLC | $23,490,000 | $10,080,000 | -57.1% | 0.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $26,580,000 | $9,475,000 | -64.4% | 0.2% |
| HOME TOWN FUNDING, INC. | $740,000 | $9,190,000 | 1,141.9% | 0.2% |
| Bethpage Federal Credit Union | $8,170,000 | $9,045,000 | 10.7% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $10,430,000 | $9,040,000 | -13.3% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $3,020,000 | $9,020,000 | 198.7% | 0.2% |
| AMWEST FUNDING CORP. | $7,055,000 | $8,855,000 | 25.5% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $16,220,000 | $8,805,000 | -45.7% | 0.2% |
| NP, Inc. | $3,815,000 | $8,620,000 | 126.0% | 0.2% |
| HOMEXPRESS MORTGAGE CORP. | $3,980,000 | $8,365,000 | 110.2% | 0.2% |
| City National Bank | $15,505,000 | $8,285,000 | -46.6% | 0.2% |
| NEXERA HOLDING LLC | $4,715,000 | $8,180,000 | 73.5% | 0.2% |
| NexBank | $6,000,000 | $8,130,000 | 35.5% | 0.2% |
| IncredibleBank | $7,775,000 | n/a | 0.2% | |
| AMERICAN HERITAGE LENDING, INC. | $1,125,000 | $7,720,000 | 586.2% | 0.2% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $2,995,000 | $7,645,000 | 155.3% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $445,000 | $7,310,000 | 1,542.7% | 0.2% |
| WALL STREET MORTGAGE BANKERS, LTD. | $7,280,000 | n/a | 0.2% | |
| Busey Bank | $12,120,000 | $7,240,000 | -40.3% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $11,775,000 | $7,155,000 | -39.2% | 0.2% |
| GUILD MORTGAGE COMPANY | $10,180,000 | $6,920,000 | -32.0% | 0.1% |
| Old National Bank | $16,530,000 | $6,875,000 | -58.4% | 0.1% |
| CALIBER HOME LOANS, INC. | $59,660,000 | $6,665,000 | -88.8% | 0.1% |
| Centier Bank | $3,005,000 | $6,660,000 | 121.6% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $3,975,000 | $6,555,000 | 64.9% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $4,385,000 | $6,550,000 | 49.4% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $1,045,000 | $6,520,000 | 523.9% | 0.1% |
| OceanFirst Bank | $1,635,000 | $6,510,000 | 298.2% | 0.1% |
| CIBC Bank USA | $7,800,000 | $6,505,000 | -16.6% | 0.1% |
| Horizon Bank | $690,000 | $6,280,000 | 810.1% | 0.1% |
| MICHIGAN FIRST CREDIT UNION | $6,270,000 | n/a | 0.1% | |
| Carrollton Bank | $1,875,000 | $6,215,000 | 231.5% | 0.1% |
| Prosperity Home Mortgage, LLC | $9,265,000 | $6,180,000 | -33.3% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $4,045,000 | $6,130,000 | 51.5% | 0.1% |
| NATIONS RELIABLE LENDING, LLC | $6,300,000 | $6,125,000 | -2.8% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $2,885,000 | $6,020,000 | 108.7% | 0.1% |
| FREEDOM MORTGAGE CORPORATION | $22,320,000 | $6,015,000 | -73.1% | 0.1% |
| City National Bank of Florida | $13,120,000 | $5,985,000 | -54.4% | 0.1% |
| Lake Forest Bank & Trust | $8,975,000 | $5,820,000 | -35.2% | 0.1% |
| First-Citizens Bank & Trust Company | $9,295,000 | $5,795,000 | -37.7% | 0.1% |
| LENDSURE MORTGAGE CORP. | $6,975,000 | $5,645,000 | -19.1% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $30,130,000 | $5,545,000 | -81.6% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $15,795,000 | $5,530,000 | -65.0% | 0.1% |
| Tradition Capital Bank | $11,695,000 | $5,460,000 | -53.3% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $9,170,000 | $5,305,000 | -42.1% | 0.1% |
| Figure Lending LLC | $3,120,000 | $5,255,000 | 68.4% | 0.1% |
| Union Savings Bank | $7,035,000 | $5,240,000 | -25.5% | 0.1% |
| Hometown Equity Mortgage, LLC | $8,570,000 | $5,185,000 | -39.5% | 0.1% |
| TrustCo Bank | $5,060,000 | $5,180,000 | 2.4% | 0.1% |
| BAC Florida Bank | $1,945,000 | $5,105,000 | 162.5% | 0.1% |
| BAY EQUITY LLC | $7,670,000 | $5,065,000 | -34.0% | 0.1% |
| Wintrust Bank, N.A. | $5,020,000 | n/a | 0.1% | |
| Merchants Bank | $875,000 | $4,905,000 | 460.6% | 0.1% |
| PLANET HOME LENDING, LLC | $2,375,000 | $4,890,000 | 105.9% | 0.1% |
| Carrington Mortgage Services, LLC | $9,345,000 | $4,830,000 | -48.3% | 0.1% |
| Banco do Brasil Americas | $4,720,000 | $4,810,000 | 1.9% | 0.1% |
| BETTER MORTGAGE CORPORATION | $17,825,000 | $4,740,000 | -73.4% | 0.1% |
| OCMBC, INC. | $2,965,000 | $4,735,000 | 59.7% | 0.1% |
| ARC HOME LLC | $2,920,000 | $4,670,000 | 59.9% | 0.1% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $3,285,000 | $4,665,000 | 42.0% | 0.1% |
| The Federal Savings Bank | $9,775,000 | $4,645,000 | -52.5% | 0.1% |
| Nicolet National Bank | $10,290,000 | $4,605,000 | -55.2% | 0.1% |
| Gate City Bank | $315,000 | $4,515,000 | 1,333.3% | 0.1% |
| Hinsdale Bank & Trust Company | $8,375,000 | $4,505,000 | -46.2% | 0.1% |
| Stock Yards Bank & Trust Company | $2,665,000 | $4,485,000 | 68.3% | 0.1% |
| NJ LENDERS CORP. | $2,505,000 | $4,300,000 | 71.7% | 0.1% |
| RF Renovo Management Company, LLC | $670,000 | $4,240,000 | 532.8% | 0.1% |
| United Bank | $6,680,000 | $4,220,000 | -36.8% | 0.1% |
| ALLIANT CREDIT UNION | $4,090,000 | $4,210,000 | 2.9% | 0.1% |
| UNION HOME MORTGAGE CORP. | $10,435,000 | $4,210,000 | -59.7% | 0.1% |
| MORTGAGE 1 INCORPORATED | $7,495,000 | $4,040,000 | -46.1% | 0.1% |
| Capital City Home Loans, LLC | $4,005,000 | n/a | 0.1% | |
| Logan Finance Corporation | $815,000 | $3,820,000 | 368.7% | 0.1% |
| Centennial Bank | $10,210,000 | $3,760,000 | -63.2% | 0.1% |
| EMBRACE HOME LOANS, INC. | $4,690,000 | $3,745,000 | -20.1% | 0.1% |
| Ixonia Bank | $1,165,000 | $3,745,000 | 221.5% | 0.1% |
| American Momentum Bank | $6,080,000 | $3,725,000 | -38.7% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $18,595,000 | $3,685,000 | -80.2% | 0.1% |
| Wauchula State Bank | $3,680,000 | n/a | 0.1% | |
| Greenbox Loans, Inc. | $1,890,000 | $3,670,000 | 94.2% | 0.1% |
| Bank of England | $1,455,000 | $3,645,000 | 150.5% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $13,680,000 | $3,600,000 | -73.7% | 0.1% |
| Discover Bank | $3,380,000 | $3,560,000 | 5.3% | 0.1% |
| Johnson Bank | $5,870,000 | $3,530,000 | -39.9% | 0.1% |
| MutualOne Bank | $1,485,000 | $3,445,000 | 132.0% | 0.1% |
| Popular Bank | $165,000 | $3,405,000 | 1,963.6% | 0.1% |
| HOMESTEAD FUNDING CORP. | $5,970,000 | $3,370,000 | -43.6% | 0.1% |
| DAS Acquisition Company, LLC | $1,825,000 | $3,365,000 | 84.4% | 0.1% |
| EMM LOANS LLC | $1,325,000 | $3,290,000 | 148.3% | 0.1% |
| THRIVE MORTGAGE, LLC | $3,280,000 | n/a | 0.1% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $650,000 | $3,250,000 | 400.0% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $3,610,000 | $3,230,000 | -10.5% | 0.1% |
| FIDELITY DIRECT MORTGAGE, LLC | $4,920,000 | $3,220,000 | -34.6% | 0.1% |
| AMERICAN FINANCING CORPORATION | $4,785,000 | $3,210,000 | -32.9% | 0.1% |
| Plains Commerce Bank | $3,820,000 | $3,210,000 | -16.0% | 0.1% |
| Franklin Bank & Trust Company | $3,205,000 | n/a | 0.1% | |
| United Community Bank | $1,795,000 | $3,190,000 | 77.7% | 0.1% |
| SPACE COAST Credit Union | $3,280,000 | $3,150,000 | -4.0% | 0.1% |
| Leader Bank | $1,985,000 | $3,120,000 | 57.2% | 0.1% |
| Morton Community Bank | $805,000 | $3,050,000 | 278.9% | 0.1% |
| Baxter Credit Union | $10,190,000 | $3,035,000 | -70.2% | 0.1% |
| American Community Bank & Trust | $3,005,000 | n/a | 0.1% | |
| NATIONWIDE EQUITIES CORPORATION | $3,885,000 | $2,970,000 | -23.6% | 0.1% |
| Republic Bank & Trust Company | $505,000 | $2,955,000 | 485.1% | 0.1% |
| MidWestOne Bank | $5,440,000 | $2,950,000 | -45.8% | 0.1% |
| First Savings Bank | $7,650,000 | $2,945,000 | -61.5% | 0.1% |
| TJC Mortgage, Inc. | $2,815,000 | $2,915,000 | 3.6% | 0.1% |
| BAYCOAST MORTGAGE COMPANY, LLC | $1,425,000 | $2,850,000 | 100.0% | 0.1% |
| WINGS FINANCIAL | $4,090,000 | $2,840,000 | -30.6% |