NILES Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Niles averaged 5.51% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.46% and one month ago for the week of 2022-04-14, the average rate was 5.36%.

Niles's average rate one year ago was 3.21%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.19%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Niles 30 Year Fixed Rate 2022-05-19 5.51%
Niles 30 Year Fixed Rate Refi 2022-05-19 5.19%
Niles 15 Year Fixed Rate 2022-05-19 4.96%
Niles 15 Year Fixed Rate Refi 2022-05-19 4.45%
Niles 30 Year FHA 2022-05-19 5.78%
Niles 30 Year FHA Refi 2022-05-19 5.38%
Niles 30 Year USDA 2022-05-19 5.89%
Niles 30 Year USDA Refi 2022-05-19 5.84%
Niles 30 Year VA 2022-05-19 5.38%
Niles 30 Year VA Refi 2022-05-19 5.26%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within NILES, MI.

NILES Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the NILES, MI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
UNITED 473 3.26% $3,328
Honor Credit Union 396 3.32% $2,463
QUICKEN LOANS, LLC 270 3.10% $4,851
OAK MORTGAGE, LLC 185 2.96% $3,144
Horizon Bank 136 3.25% $3,179
GUARANTEED RATE, INC. 115 3.12% $3,630
Fifth Third Bank 113 3.27% $3,066
AMERIFIRST FINANCIAL CORPORATION 107 3.46% $4,093
RUOFF MORTGAGE COMPANY, INC. 102 3.17% $2,228
JPMorgan Chase Bank 98 2.99% $2,408
UNITED WHOLESALE MORTGAGE, LLC 65 3.11% $3,755
Independent Bank 64 3.18% $3,552
Flagstar Bank, FSB 57 3.27% $3,105
The Huntington National Bank 55 2.98% $3,249
TEACHERS CREDIT UNION 49 3.28% $2,818
LOANDEPOT.COM, LLC 48 3.10% $4,013
Edgewater Bank 46 2.90% $2,145
LAKE MICHIGAN CREDIT UNION 42 3.10% $3,953
Circle Federal Credit Union 41 3.14% $2,405
Notre Dame Federal Credit Union Corporation 35 2.94% $3,242
Wells Fargo Bank 32 2.98% $2,944
HALLMARK HOME MORTGAGE, LLC 31 3.29% $3,276
1st Source Bank 30 3.51% $2,814
Barrington Bank & Trust Company, N.A. 29 3.17% $3,806
PROPER RATE, LLC 27 3.07% $3,162
Bank of America 26 2.74% $3,455
CROSSCOUNTRY MORTGAGE, LLC 23 3.25% $4,136
AMERISAVE MORTGAGE CORPORATION 21 3.06% $3,609
BETTER MORTGAGE CORPORATION 20 2.99% $3,014
Associated Bank 20 2.93% $5,622
DRAPER AND KRAMER MORTGAGE CORP. 19 2.92% $3,061
UNION HOME MORTGAGE CORP. 17 3.07% $3,010
U.S. Bank 17 2.96% $3,428
Mr. Cooper ( Nationstar Mortgage ) 15 3.34% $4,014
FIRST CENTENNIAL MORTGAGE CORPORATION 14 2.92% $3,223
PNC Bank 14 2.90% $4,303
CONSUMERS 14 3.29% $2,739
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 14 3.20% $3,556
BROKER SOLUTIONS, INC. 13 3.33% $4,381
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 13 3.07% $3,213
CALIBER HOME LOANS, INC. 13 3.10% $3,345
TCF National Bank 12 3.16% $2,951
First Federal Savings Bank 12 2.96% $3,829
HOME POINT FINANCIAL CORPORATION 11 3.19% $4,149
HOMESIDE FINANCIAL, LLC 10 3.21% $3,647
Old National Bank 10 3.25% $2,533
Hometown Lenders, Inc. 10 3.22% $4,193
BLUELEAF LENDING, LLC 10 2.83% $3,953
NEWREZ LLC 10 3.18% $3,535
FINANCE OF AMERICA MORTGAGE LLC 10 3.18% $3,888
PRIMELENDING, A PLAINSCAPITAL COMPANY 9 3.28% $3,928
COMPASS MORTGAGE, INC. 9 2.97% $3,880
Prosperity Home Mortgage, LLC 9 3.15% $3,649
MUTUAL OF OMAHA MORTGAGE, INC. 9 3.22% $3,612
BMO Harris Bank 8 2.97% $5,479
NAVY FEDERAL CREDIT UNION 8 4.06% $3,580
PENNYMAC LOAN SERVICES, LLC 8 3.09% $4,000
MORTGAGE 1 INCORPORATED 7 3.53% $3,112
Mercantile Bank of Michigan 7 3.04% $3,923
Neighborhood Loans, Inc. 7 3.39% $3,217
Key Mortgage Services, Inc. 7 3.21% $3,814
Citibank 7 2.79% $3,807
GUARANTEED RATE AFFINITY, LLC 7 3.07% $3,346
CIBC Bank USA 7 2.86% $7,018
Chicago Mortgage Solutions LLC 6 2.89% $1,248
FREEDOM MORTGAGE CORPORATION 6 3.38% $3,843
InterContinental Capital Group, Inc 6 2.81% $3,629
GreenStone Farm Credit Services, FLCA 6 3.62% $5,808
ARBOR FINANCIAL CREDIT UNION 6 3.04% $3,982
Morgan Stanley Private Bank 6 2.53% $4,220
The Federal Savings Bank 5 3.05% $2,758
AMERICAN PACIFIC MORTGAGE CORPORATION 5 3.20% $3,907
CELEBRITY HOME LOANS, LLC 5 3.02% $3,490
AmeriHome Mortgage Company, LLC 5 3.25% $2,747
INOVA FEDERAL CREDIT UNION 5 3.00% $2,418
MORTGAGE CENTER L.C 5 3.38% $3,145
SUCCESS MORTGAGE PARTNERS, INC. 5 3.48% $4,503
Ally Bank 4 2.94% $3,001
SOFI LENDING CORP. 4 2.88% $4,204
First Midwest Bank 4 2.88% $3,351
Centier Bank 4 3.53% $3,537
Gold Coast Bank 4 3.34% $4,690
INLAND BANK & TRUST 4 3.34% $7,622
Bank of England 4 3.31% $4,852
CHERRY CREEK MORTGAGE, LLC 3 3.08% $856
TOWNE MORTGAGE COMPANY 3 3.12% $2,593
The State Bank 3 2.92% $2,684
MORTGAGE ACCESS CORP. 3 2.91% $4,983
Chicago Financial Services, Inc. 3 2.75% $3,107
Charles Schwab Bank, SSB 3 2.49% $3,770
Stifel Bank and Trust 3 2.71% $2,723
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 3 3.33% $3,578
EMBRACE HOME LOANS, INC. 3 3.24% $3,682
Elements Financial Federal Credit Union 3 3.33% $3,289
RESIDENTIAL MORTGAGE SERVICES, INC. 3 3.42% $2,807
AMERICAN FINANCING CORPORATION 3 3.41% $1,949
KeyBank 3 3.04% $1,771
Northpointe Bank 3 3.46% $2,960
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 3 3.16% $3,008
SUMMIT FUNDING, INC. 2 3.38% $4,786
MLD MORTGAGE INC. 2 2.75% $3,626
PLANET HOME LENDING, LLC 2 3.19% $3,432
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 3.19% $2,845
PHH Mortgage Corporation 2 4.06% $4,975
Carrington Mortgage Services, LLC 2 3.25% $4,311
HOMESTEAD FUNDING CORP. 2 2.81% $4,494
First Financial Bank 2 3.06% $3,429
Citizens Bank 2 3.13% $4,000
Servion, Inc. 2 3.06% $3,637
LAKEVIEW LOAN SERVICING, LLC 2 3.44% $3,503
MICHIGAN MUTUAL, INC. 2 3.62% $4,086
PENTAGON FEDERAL CREDIT UNION 2 3.00% $1,852
UBS Bank USA 2 2.69% $5,672
ROYAL UNITED MORTGAGE LLC 2 2.94% $7,208
Old Second National Bank 2 3.00% $3,535
INTERRA CREDIT UNION 2 3.06% $2,900
Ixonia Bank 2 3.13% $3,361
Reliant Bank 2 3.19% $4,962
Level One Bank 2 3.06% $3,609
MEMBER FIRST MORTGAGE, LLC 2 3.00% $3,176
Goldman Sachs Bank USA 2 2.68% $3,625
Raymond James Bank 2 3.25% $3,267
VAN DYK MORTGAGE CORPORATION 2 2.88% $2,801
TOP FLITE FINANCIAL, INC. 2 3.63% $5,503
GENISYS 2 2.94% $2,788
AMERICAN INTERNET MORTGAGE, INC. 2 2.69% $2,251
Wyndham Capital Mortgage, Inc. 2 3.00% $4,421
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 3.44% $5,226
The Northern Trust Company 2 2.88% $7,817
The First National Bank of Ottawa 2 3.00% $2,820
Lake City Bank 2 2.88% $3,866
UNITED HOME LOANS, INC. 2 2.81% $2,712
Arvest Bank 2 3.69% $6,086
GVC MORTGAGE, INC. 2 3.50% $3,653
ZILLOW HOME LOANS, LLC 1 3.88% $3,041
AAC Credit Union 1 3.25% $2,681
ACADEMY MORTGAGE CORPORATION 1 3.38% $3,277
ACCELERATE MORTGAGE, LLC 1 2.88% $7,157
ADVANCIAL 1 5.38% $4,190
Adventure Credit Union 1 3.00% $2,687
ALLIANT CREDIT UNION 1 2.75% $2,998
AMERICAN FINANCIAL NETWORK, INC. 1 3.75% $8,891
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 3.38% $3,053
Axos Bank 1 3.13% $1,661
Bank-Fund Staff Federal Credit Union 1 1.75% $3,803
Bank of Idaho 1 3.12% $7,141
Baxter Credit Union 1 3.00% $2,986
Beeline Loans, Inc. 1 3.25% $854
BLG HOLDINGS, INC. 1 3.38% $8,385
BNC National Bank 1 2.88% $3,247
CHURCHILL MORTGAGE CORPORATION 1 3.13% $1,674
CIBM Bank 1 3.63% $2,867
CMG MORTGAGE, INC. 1 2.99% $7,222
CNB Bank And Trust, N.A. 1 2.88% $5,376
Colonial Savings, F.A. 1 3.13% $2,463
Commerce Bank 1 3.00% $6,271
County National Bank 1 3.38% $3,748
CREDIT UNION ONE 1 3.25% $2,968
Deere Employees Credit Union 1 2.88% $3,267
Devon Bank 1 3.30% $2,475
DFCU FINANCIAL 1 3.13% $4,486
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 2.75% $7,102
DIGITAL Federal Credit Union 1 2.88% $2,896
DOW CHEMICAL EMPLOYEES' 1 3.13% $2,795
Farm Credit Mid-America, ACA 1 3.55% $5,929
First American Bank 1 2.75% $2,332
FirstBank 1 3.13% $1,926
First Federal Savings and Loan Association of Lakewood 1 3.30% $5,683
First Guaranty Mortgage Corporation 1 3.38% $2,490
First Internet Bank of Indiana 1 3.00% $4,674
First Merchants Bank 1 3.25% $3,320
First National Bank of Omaha 1 2.88% $2,663
FIRST STATE MORTGAGE SERVICES, LLC 1 3.00% $2,808
First United Bank and Trust Company 1 3.25% $3,297
Flanagan State Bank 1 3.13% $3,165
Grand River Bank 1 2.75% $3,213
GREAT LAKES 1 1.75% $3,248
Grundy Bank 1 2.88% $2,977
GUILD MORTGAGE COMPANY 1 3.13% $4,274
HAMILTON HOME LOANS, INC. 1 3.38% $3,622
Heartland Bank and Trust Company 1 3.38% $2,487
HOMEXPRESS MORTGAGE CORP. 1 4.50% $5,996
INLANTA MORTGAGE, INC. 1 3.88% $2,593
KELLER MORTGAGE, LLC 1 3.25% $2,258
KINECTA 1 3.25% $5,598
KS StateBank 1 2.75% $3,318
Lakeview Community Capital, LLC 1 3.50% $1,199
LAND HOME FINANCIAL SERVICES, INC. 1 3.50% $3,097
LENDERFI, INC. 1 2.99% $1,033
LENOX FINANCIAL MORTGAGE CORPORATION 1 3.50% $2,259
LOANPAL, LLC 1 3.25% $6,798
LOANSNAP, INC. 1 2.75% $841
Marquette Bank 1 2.88% $2,517
mBank 1 2.88% $1,870
MICHIGAN FIRST CREDIT UNION 1 3.25% $3,305
MJW Financial LLC 1 3.38% $3,412
Mortgage Research Center, LLC 1 3.25% $7,127
Mutual Federal Bank 1 4.00% $22,151
NATIONS RELIABLE LENDING, LLC 1 3.38% $5,663
NBKC BANK 1 2.99% $1,788
NETWORK CAPITAL FUNDING CORPORATION 1 2.75% $3,769
Network Funding, L.P. 1 3.63% $5,529
North American Savings Bank, F.S.B. 1 3.13% $1,829
Northwest Bank 1 3.00% $4,780
Pacor Mortgage Corp 1 3.13% $3,254
Plains Commerce Bank 1 3.25% $3,365
PLAZA HOME MORTGAGE, INC. 1 3.63% $8,786
PROVIDENT FUNDING ASSOCIATES, L.P. 1 2.75% $3,120
PURDUE FEDERAL CREDIT UNION 1 3.25% $2,375
RESIDENTIAL BANCORP. 1 2.63% $4,605
Sierra Pacific Mortgage Company, Inc. 1 3.63% $3,487
SPRING EQ, LLC 1 3.38% $2,949
STAUNTON FINANCIAL, INC. 1 2.75% $3,268
STEARNS LENDING, LLC 1 2.75% $3,237
St James Mortgage Corporation 1 2.75% $3,003
STOCKTON MORTGAGE CORPORATION 1 2.88% $2,834
Strong Home Mortgage, LLC 1 2.75% $758
Sunflower Bank 1 3.63% $3,592
T2 FINANCIAL LLC 1 3.00% $4,232
TEAM ONE CREDIT UNION 1 3.38% $0
The Dart Bank 1 3.00% $3,460
Three Rivers Federal Credit Union 1 3.13% $3,833
TJC Mortgage, Inc. 1 3.00% $2,966
Truist Bank 1 3.13% $3,707
UMB Bank 1 2.60% $2,433
Waterstone Mortgage Corporation 1 3.50% $2,955
WesBanco Bank, Inc. 1 2.75% $3,537

NILES, MI's 227 lenders originated 7,699 loans during 2021. The total origination value was $1,658,205,000, with an average loan value of $215,379.

The top NILES lender as defined by loan originations is UNITED, with 473 loans originated. Their average total fees are $3,328, which is $865 higher than the next largest lender, Honor Credit Union.

The lowest fee NILES lenders (with over 10 loans originated) are Edgewater Bank ($2,145), RUOFF MORTGAGE COMPANY, INC. ($2,228), Circle Federal Credit Union ($2,405), JPMorgan Chase Bank ($2,408) and Honor Credit Union ($2,463).

The lowest rate NILES lenders (with over 10 loans originated) are Bank of America (2.74%), BLUELEAF LENDING, LLC (2.83%), Edgewater Bank (2.90%), PNC Bank (2.90%) and FIRST CENTENNIAL MORTGAGE CORPORATION (2.92%).

NILES, MI Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
UNITED $185,995,000 $183,160,000 -1.5% 11.0%
Honor Credit Union $154,410,000 $148,400,000 -3.9% 8.9%
QUICKEN LOANS, LLC $87,045,000 $116,700,000 34.1% 7.0%
OAK MORTGAGE, LLC $62,895,000 $85,215,000 35.5% 5.1%
Horizon Bank $82,005,000 $76,055,000 -7.3% 4.6%
GUARANTEED RATE, INC. $40,830,000 $56,430,000 38.2% 3.4%
Fifth Third Bank $49,880,000 $54,190,000 8.6% 3.3%
JPMorgan Chase Bank $61,880,000 $51,470,000 -16.8% 3.1%
AMERIFIRST FINANCIAL CORPORATION $42,125,000 $38,645,000 -8.3% 2.3%
RUOFF MORTGAGE COMPANY, INC. $35,955,000 $30,080,000 -16.3% 1.8%
Associated Bank $13,535,000 $27,765,000 105.1% 1.7%
The Huntington National Bank $17,200,000 $27,475,000 59.7% 1.7%
Independent Bank $37,210,000 $27,370,000 -26.4% 1.7%
Bank of America $19,205,000 $25,680,000 33.7% 1.5%
KeyBank $2,445,000 $23,905,000 877.7% 1.4%
LOANDEPOT.COM, LLC $14,945,000 $23,010,000 54.0% 1.4%
UNITED WHOLESALE MORTGAGE, LLC $16,355,000 $22,680,000 38.7% 1.4%
TEACHERS CREDIT UNION $17,970,000 $21,290,000 18.5% 1.3%
LAKE MICHIGAN CREDIT UNION $20,205,000 $20,370,000 0.8% 1.2%
Flagstar Bank, FSB $12,690,000 $18,725,000 47.6% 1.1%
1st Source Bank $28,005,000 $17,565,000 -37.3% 1.1%
Wells Fargo Bank $18,955,000 $16,415,000 -13.4% 1.0%
BERKELEY POINT CAPITAL LLC $16,375,000 $16,375,000 0.0% 1.0%
Edgewater Bank $56,595,000 $14,480,000 -74.4% 0.9%
Circle Federal Credit Union $11,935,000 $14,180,000 18.8% 0.9%
WALKER & DUNLOP, LLC $12,605,000 n/a 0.8%
Notre Dame Federal Credit Union Corporation $8,195,000 $12,485,000 52.3% 0.8%
Mortgage Research Center, LLC $7,480,000 $12,290,000 64.3% 0.7%
PROPER RATE, LLC $6,275,000 $12,085,000 92.6% 0.7%
Barrington Bank & Trust Company, N.A. $8,435,000 $12,040,000 42.7% 0.7%
Arbor Realty Trust, Inc. $11,525,000 n/a 0.7%
FREEDOM MORTGAGE CORPORATION $16,885,000 $11,145,000 -34.0% 0.7%
U.S. Bank $13,535,000 $10,580,000 -21.8% 0.6%
BETTER MORTGAGE CORPORATION $3,050,000 $10,455,000 242.8% 0.6%
DRAPER AND KRAMER MORTGAGE CORP. $10,100,000 $10,120,000 0.2% 0.6%
CIBC Bank USA $5,190,000 $9,605,000 85.1% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $11,950,000 $9,575,000 -19.9% 0.6%
HALLMARK HOME MORTGAGE, LLC $7,080,000 $9,390,000 32.6% 0.6%
PNC Bank $6,885,000 $9,360,000 35.9% 0.6%
AMERISAVE MORTGAGE CORPORATION $2,685,000 $9,295,000 246.2% 0.6%
Old National Bank $6,155,000 $8,430,000 37.0% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,590,000 $7,790,000 200.8% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $6,060,000 $7,485,000 23.5% 0.5%
BMO Harris Bank $8,860,000 $7,430,000 -16.1% 0.4%
Citibank $6,235,000 $7,345,000 17.8% 0.4%
First Federal Savings Bank $9,180,000 $6,300,000 -31.4% 0.4%
NEWREZ LLC $1,655,000 $6,105,000 268.9% 0.4%
INLAND BANK & TRUST $1,040,000 $6,095,000 486.1% 0.4%
Morgan Stanley Private Bank $5,780,000 $6,095,000 5.4% 0.4%
UNION HOME MORTGAGE CORP. $5,190,000 $6,050,000 16.6% 0.4%
PENNYMAC LOAN SERVICES, LLC $2,195,000 $5,890,000 168.3% 0.4%
CONSUMERS $3,980,000 $5,800,000 45.7% 0.3%
HOME POINT FINANCIAL CORPORATION $1,535,000 $5,490,000 257.7% 0.3%
TCF National Bank $21,255,000 $5,455,000 -74.3% 0.3%
CALIBER HOME LOANS, INC. $5,190,000 $5,355,000 3.2% 0.3%
FIRST CENTENNIAL MORTGAGE CORPORATION $6,195,000 $5,345,000 -13.7% 0.3%
ARBOR FINANCIAL CREDIT UNION $1,755,000 $5,285,000 201.1% 0.3%
BLUELEAF LENDING, LLC $7,370,000 $5,080,000 -31.1% 0.3%
NAVY FEDERAL CREDIT UNION $4,350,000 $4,845,000 11.4% 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,135,000 $4,840,000 17.0% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $3,395,000 $4,290,000 26.4% 0.3%
Centier Bank $2,550,000 $4,275,000 67.6% 0.3%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $1,155,000 $4,210,000 264.5% 0.3%
GUARANTEED RATE AFFINITY, LLC $2,635,000 $3,980,000 51.0% 0.2%
HOMESIDE FINANCIAL, LLC $2,115,000 $3,905,000 84.6% 0.2%
Gold Coast Bank $1,585,000 $3,865,000 143.8% 0.2%
FINANCE OF AMERICA MORTGAGE LLC $3,240,000 $3,675,000 13.4% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,150,000 $3,660,000 70.2% 0.2%
COMPASS MORTGAGE, INC. $4,690,000 $3,645,000 -22.3% 0.2%
GreenStone Farm Credit Services, FLCA $3,160,000 $3,560,000 12.7% 0.2%
First Midwest Bank $5,080,000 $3,535,000 -30.4% 0.2%
Mercantile Bank of Michigan $1,705,000 $3,505,000 105.6% 0.2%
Prosperity Home Mortgage, LLC $6,070,000 $3,250,000 -46.5% 0.2%
USAA Federal Savings Bank $3,920,000 $2,985,000 -23.9% 0.2%
BROKER SOLUTIONS, INC. $1,900,000 $2,895,000 52.4% 0.2%
The Northern Trust Company $2,340,000 $2,845,000 21.6% 0.2%
Hometown Lenders, Inc. $610,000 $2,765,000 353.3% 0.2%
MORTGAGE 1 INCORPORATED $1,310,000 $2,730,000 108.4% 0.2%
LAKEVIEW LOAN SERVICING, LLC $1,395,000 $2,475,000 77.4% 0.1%
Northpointe Bank $1,670,000 $2,455,000 47.0% 0.1%
UBS Bank USA $3,570,000 $2,455,000 -31.2% 0.1%
Goldman Sachs Bank USA $1,820,000 $2,280,000 25.3% 0.1%
Raymond James Bank $840,000 $2,270,000 170.2% 0.1%
Reliant Bank $2,200,000 n/a 0.1%
Northwest Bank $2,805,000 $2,180,000 -22.3% 0.1%
Neighborhood Loans, Inc. $1,260,000 $2,175,000 72.6% 0.1%
West Suburban Bank $1,685,000 $2,060,000 22.3% 0.1%
Stifel Bank and Trust $225,000 $2,055,000 813.3% 0.1%
The First National Bank of Ottawa $1,015,000 $2,015,000 98.5% 0.1%
InterContinental Capital Group, Inc $605,000 $1,990,000 228.9% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $1,290,000 $1,905,000 47.7% 0.1%
NEW DAY FINANCIAL, LLC $2,410,000 $1,900,000 -21.2% 0.1%
The Federal Savings Bank $3,840,000 $1,845,000 -52.0% 0.1%
Chicago Mortgage Solutions LLC $565,000 $1,835,000 224.8% 0.1%
CELEBRITY HOME LOANS, LLC $1,750,000 n/a 0.1%
Key Mortgage Services, Inc. $1,270,000 $1,715,000 35.0% 0.1%
Citizens Bank $1,740,000 $1,710,000 -1.7% 0.1%
Wintrust Bank, N.A. $1,700,000 n/a 0.1%
Sturgis Bank & Trust Company $1,050,000 $1,680,000 60.0% 0.1%
Grundy Bank $1,635,000 n/a 0.1%
SOFI LENDING CORP. $840,000 $1,595,000 89.9% 0.1%
Lakeside Bank $925,000 $1,580,000 70.8% 0.1%
MORTGAGE CENTER L.C $650,000 $1,550,000 138.5% 0.1%
First Internet Bank of Indiana $195,000 $1,540,000 689.7% 0.1%
First American Bank $675,000 $1,455,000 115.6% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $2,340,000 $1,455,000 -37.8% 0.1%
Ally Bank $2,085,000 $1,430,000 -31.4% 0.1%
TRIAD FINANCIAL SERVICES, INC. $1,510,000 $1,425,000 -5.6% 0.1%
Charles Schwab Bank, SSB $4,455,000 $1,385,000 -68.9% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $2,710,000 $1,385,000 -48.9% 0.1%
SELFRELIANCE $1,385,000 n/a 0.1%
MORTGAGE ACCESS CORP. $445,000 $1,360,000 205.6% 0.1%
FINANCE OF AMERICA COMMERCIAL LLC $1,350,000 n/a 0.1%
First National Bank of Brookfield $1,265,000 n/a 0.1%
Carrington Mortgage Services, LLC $2,025,000 $1,260,000 -37.8% 0.1%
Visio Financial Services Inc. $1,250,000 n/a 0.1%
Elements Financial Federal Credit Union $1,235,000 n/a 0.1%
CHERRY CREEK MORTGAGE, LLC $660,000 $1,220,000 84.8% 0.1%
First Merchants Bank $380,000 $1,205,000 217.1% 0.1%
21ST MORTGAGE CORPORATION $645,000 $1,175,000 82.2% 0.1%
HOMESTEAD FUNDING CORP. $1,165,000 n/a 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,380,000 $1,135,000 -17.8% 0.1%
AmeriHome Mortgage Company, LLC $920,000 $1,130,000 22.8% 0.1%
INOVA FEDERAL CREDIT UNION $255,000 $1,115,000 337.3% 0.1%
CHURCHILL MORTGAGE CORPORATION $2,210,000 $1,105,000 -50.0% 0.1%
Servion, Inc. $1,105,000 n/a 0.1%
ACCELERATE MORTGAGE, LLC $1,075,000 n/a 0.1%
Bank of England $55,000 $1,065,000 1,836.4% 0.1%
UMB Bank $1,040,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,005,000 n/a 0.1%
Chicago Financial Services, Inc. $1,930,000 $1,000,000 -48.2% 0.1%
MLD MORTGAGE INC. $970,000 n/a 0.1%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $830,000 $920,000 10.8% 0.1%
Old Second National Bank $1,500,000 $900,000 -40.0% 0.1%
Mutual Federal Bank $475,000 $895,000 88.4% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $3,260,000 $890,000 -72.7% 0.1%
The Dart Bank $610,000 $875,000 43.4% 0.1%
EMBRACE HOME LOANS, INC. $280,000 $860,000 207.1% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $730,000 $845,000 15.8% 0.1%
SUMMIT FUNDING, INC. $205,000 $845,000 312.2% 0.1%
FirstBank $1,085,000 $835,000 -23.0% 0.1%
MICHIGAN MUTUAL, INC. $765,000 $810,000 5.9% 0.0%
OCEANSIDE MORTGAGE COMPANY $1,090,000 $810,000 -25.7% 0.0%
AMERICAN ADVISORS GROUP $210,000 $805,000 283.3% 0.0%
VAN DYK MORTGAGE CORPORATION $520,000 $800,000 53.8% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $865,000 $780,000 -9.8% 0.0%
NBKC BANK $805,000 $765,000 -5.0% 0.0%
Three Rivers Federal Credit Union $640,000 $755,000 18.0% 0.0%
AMERICAN FINANCING CORPORATION $435,000 $750,000 72.4% 0.0%
Heartland Bank and Trust Company $195,000 $750,000 284.6% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,515,000 $750,000 -50.5% 0.0%
CLEARPATH LENDING $2,910,000 $745,000 -74.4% 0.0%
PENTAGON FEDERAL CREDIT UNION $695,000 $735,000 5.8% 0.0%
GENISYS $145,000 $730,000 403.4% 0.0%
PLAZA HOME MORTGAGE, INC. $175,000 $710,000 305.7% 0.0%
TOP FLITE FINANCIAL, INC. $700,000 n/a 0.0%
ALLIANT CREDIT UNION $1,275,000 $685,000 -46.3% 0.0%
Figure Lending LLC $185,000 $685,000 270.3% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $940,000 $685,000 -27.1% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $325,000 $675,000 107.7% 0.0%
Wyndham Capital Mortgage, Inc. $1,330,000 $675,000 -49.2% 0.0%
ZILLOW HOME LOANS, LLC $670,000 n/a 0.0%
First Guaranty Mortgage Corporation $780,000 $665,000 -14.7% 0.0%
Commerce Bank $655,000 n/a 0.0%
Level One Bank $1,385,000 $640,000 -53.8% 0.0%
Lake City Bank $1,780,000 $595,000 -66.6% 0.0%
PURDUE FEDERAL CREDIT UNION $310,000 $585,000 88.7% 0.0%
TOWNE MORTGAGE COMPANY $605,000 $580,000 -4.1% 0.0%
GVC MORTGAGE, INC. $3,630,000 $575,000 -84.2% 0.0%
DFCU FINANCIAL $295,000 $565,000 91.5% 0.0%
ACADEMY MORTGAGE CORPORATION $210,000 $560,000 166.7% 0.0%
Discover Bank $70,000 $560,000 700.0% 0.0%
PLANET HOME LENDING, LLC $850,000 $560,000 -34.1% 0.0%
INTERRA CREDIT UNION $65,000 $555,000 753.8% 0.0%
UNIVERSITY LENDING GROUP, LLC $165,000 $545,000 230.3% 0.0%
MEMBER FIRST MORTGAGE, LLC $525,000 n/a 0.0%
DIGITAL Federal Credit Union $400,000 $515,000 28.8% 0.0%
KINECTA $515,000 n/a 0.0%
PHH Mortgage Corporation $735,000 $495,000 -32.7% 0.0%
Comerica Bank $2,050,000 $490,000 -76.1% 0.0%
First Financial Bank $320,000 $490,000 53.1% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $475,000 n/a 0.0%
Network Funding, L.P. $475,000 n/a 0.0%
Bank of Idaho $465,000 n/a 0.0%
LOANSNAP, INC. $465,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $1,685,000 $465,000 -72.4% 0.0%
Cornerstone National Bank & Trust Company $750,000 $450,000 -40.0% 0.0%
BNC National Bank $155,000 $440,000 183.9% 0.0%
LENDINGHOME FUNDING CORPORATION $250,000 $440,000 76.0% 0.0%
WesBanco Bank, Inc. $435,000 n/a 0.0%
Bank-Fund Staff Federal Credit Union $425,000 n/a 0.0%
KELLER MORTGAGE, LLC $425,000 n/a 0.0%
Lakeview Community Capital, LLC $420,000 n/a 0.0%
STEARNS LENDING, LLC $290,000 $420,000 44.8% 0.0%
ALLIED MORTGAGE GROUP, INC. $405,000 n/a 0.0%
Flanagan State Bank $145,000 $405,000 179.3% 0.0%
Deere Employees Credit Union $400,000 n/a 0.0%
RESIDENTIAL MORTGAGE SERVICES, INC. $200,000 $400,000 100.0% 0.0%
First State Bank of Middlebury $390,000 n/a 0.0%
Abbott Laboratories Employees Credit Union $375,000 n/a 0.0%
CANOPY MORTGAGE, LLC $375,000 n/a 0.0%
INTERCAP LENDING INC. $375,000 n/a 0.0%
MJW Financial LLC $375,000 n/a 0.0%
The State Bank $375,000 n/a 0.0%
Arvest Bank $370,000 n/a 0.0%
First Federal Savings and Loan Association of Lakewood $365,000 n/a 0.0%
KS StateBank $115,000 $365,000 217.4% 0.0%
MICHIGAN FIRST CREDIT UNION $195,000 $365,000 87.2% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $175,000 $360,000 105.7% 0.0%
Marquette Bank $1,555,000 $355,000 -77.2% 0.0%
MOVEMENT MORTGAGE, LLC $355,000 n/a 0.0%
The Farmers Bank, Frankfort, Indiana $355,000 n/a 0.0%
INLANTA MORTGAGE, INC. $350,000 n/a 0.0%
LENDERFI, INC. $515,000 $350,000 -32.0% 0.0%
Nations Lending Corporation $350,000 n/a 0.0%
GUILD MORTGAGE COMPANY $145,000 $345,000 137.9% 0.0%
United Community Bank $345,000 n/a 0.0%
CNB Bank And Trust, N.A. $335,000 n/a 0.0%
NORTHERN MORTGAGE SERVICES, LLC $165,000 $335,000 103.0% 0.0%
Quad City Bank and Trust Company $335,000 n/a 0.0%
Liberty Savings Bank, F.S.B. $330,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $310,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $310,000 n/a 0.0%
North American Savings Bank, F.S.B. $340,000 $305,000 -10.3% 0.0%
DOW CHEMICAL EMPLOYEES' $1,390,000 $300,000 -78.4% 0.0%
Manufacturers and Traders Trust Company $275,000 $300,000 9.1% 0.0%
SOUTHWEST FUNDING, LP $300,000 n/a 0.0%
IMPAC MORTGAGE CORP. $295,000 n/a 0.0%
CMG MORTGAGE, INC. $7,125,000 $290,000 -95.9% 0.0%
MID AMERICA MORTGAGE, INC. $1,190,000 $290,000 -75.6% 0.0%
Baxter Credit Union $1,210,000 $285,000 -76.4% 0.0%
Farm Credit Mid-America, ACA $285,000 n/a 0.0%
STAUNTON FINANCIAL, INC. $285,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $285,000 n/a 0.0%
CIBM Bank $875,000 $280,000 -68.0% 0.0%
UNITED HOME LOANS, INC. $3,305,000 $280,000 -91.5% 0.0%
Waterstone Mortgage Corporation $185,000 $280,000 51.4% 0.0%
TJC Mortgage, Inc. $275,000 n/a 0.0%
THE ANDERSON FINANCIAL GROUP, INC. $3,065,000 $255,000 -91.7% 0.0%
THE EQUITABLE MORTGAGE CORPORATION $255,000 n/a 0.0%
Triumph Bank $255,000 n/a 0.0%
Ixonia Bank $1,170,000 $250,000 -78.6% 0.0%
Axos Bank $1,050,000 $245,000 -76.7% 0.0%
First National Bank of Omaha $245,000 n/a 0.0%
Truist Bank $285,000 $245,000 -14.0% 0.0%
BLG HOLDINGS, INC. $235,000 n/a 0.0%
Peoples Bank $360,000 $235,000 -34.7% 0.0%
TEAM ONE CREDIT UNION $235,000 n/a 0.0%
BayCoast Bank $225,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $225,000 n/a 0.0%
Goldwater Bank, N.A. $225,000 n/a 0.0%
GREAT LAKES $155,000 $225,000 45.2% 0.0%
Adventure Credit Union $215,000 n/a 0.0%
Grand River Bank $920,000 $215,000 -76.6% 0.0%
Oxford Bank & Trust $160,000 $210,000 31.3% 0.0%
AAC Credit Union $205,000 n/a 0.0%
Brighton Bank $205,000 n/a 0.0%
First Federal Bank $410,000 $205,000 -50.0% 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $205,000 n/a 0.0%
KALSEE CREDIT UNION $205,000 n/a 0.0%
ADVANCIAL $420,000 $195,000 -53.6% 0.0%
BM Real Estate Services, Inc. $195,000 n/a 0.0%
Colonial Savings, F.A. $195,000 n/a 0.0%
SPRING EQ, LLC $325,000 $190,000 -41.5% 0.0%
LOANPAL, LLC $175,000 n/a 0.0%
RESIDENTIAL BANCORP. $175,000 n/a 0.0%
Strong Home Mortgage, LLC $275,000 $175,000 -36.4% 0.0%
UNITED SECURITY FINANCIAL CORP $175,000 n/a 0.0%
FIRST HERITAGE FINANCIAL, LLC $165,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $165,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $165,000 n/a 0.0%
Pacor Mortgage Corp $1,570,000 $165,000 -89.5% 0.0%
PARLAY MORTGAGE & PROPERTY, INC. $165,000 n/a 0.0%
Plains Commerce Bank $165,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $155,000 n/a 0.0%
Sunflower Bank $235,000 $155,000 -34.0% 0.0%
OMNI Community Credit Union $115,000 $150,000 30.4% 0.0%
Beeline Loans, Inc. $145,000 n/a 0.0%
EVERETT FINANCIAL, INC. $520,000 $145,000 -72.1% 0.0%
First Federal Bank of Kansas City $145,000 n/a 0.0%
First Savings Bank $290,000 $145,000 -50.0% 0.0%
HAMILTON HOME LOANS, INC. $145,000 n/a 0.0%
NP, Inc. $145,000 n/a 0.0%
Vibrant Credit Union $145,000 n/a 0.0%
Connexus Credit Union $135,000 n/a 0.0%
Devon Bank $405,000 $135,000 -66.7% 0.0%
Hometown Equity Mortgage, LLC $135,000 n/a 0.0%
LENDUS, LLC $135,000 $135,000 0.0% 0.0%
Midwest Community Bank $1,180,000 $135,000 -88.6% 0.0%
PREFERRED CREDIT UNION $135,000 n/a 0.0%
STOCKTON MORTGAGE CORPORATION $135,000 n/a 0.0%
MARSHALL COMMUNITY CREDIT UNION $205,000 $125,000 -39.0% 0.0%
mBank $195,000 $125,000 -35.9% 0.0%
Sierra Pacific Mortgage Company, Inc. $195,000 $125,000 -35.9% 0.0%
SOUTHWEST STAGE FUNDING, LLC $85,000 $125,000 47.1% 0.0%
GREENWOOD $120,000 n/a 0.0%
CREDIT UNION ONE $155,000 $115,000 -25.8% 0.0%
First United Bank and Trust Company $115,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $115,000 n/a 0.0%
American Airlines Federal Credit Union $105,000 n/a 0.0%
Bethpage Federal Credit Union $105,000 n/a 0.0%
GERBER FEDERAL CREDIT UNION $105,000 n/a 0.0%
Low VA Rates, LLC $555,000 $105,000 -81.1% 0.0%
T2 FINANCIAL LLC $105,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $170,000 $95,000 -44.1% 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $95,000 n/a 0.0%
COMMUNITY CHOICE CREDIT UNION $95,000 n/a 0.0%
County National Bank $95,000 n/a 0.0%
FAY SERVICING, LLC $95,000 n/a 0.0%
OPEN MORTGAGE, LLC $95,000 n/a 0.0%
First National Bank of America $85,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $85,000 n/a 0.0%
St James Mortgage Corporation $165,000 $75,000 -54.5% 0.0%
PARTNERSHIP FINANCIAL $105,000 $65,000 -38.1% 0.0%
QUORUM FEDERAL CREDIT UNION $905,000 $65,000 -92.8% 0.0%
Secured Investment Corp. $65,000 n/a 0.0%
ADVIA $195,000 $55,000 -71.8% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $55,000 n/a 0.0%
West Michigan Community Bank $45,000 n/a 0.0%
SOVITA Credit Union $35,000 n/a 0.0%
COMMUNITY FINANCIAL CREDIT UNION $55,000 $25,000 -54.5% 0.0%
Home Loan Investment Bank, F.S.B. $15,000 n/a 0.0%

NILES's top lender by overall market share is UNITED, with 11.0% market share. In second place, with 8.9%, is Honor Credit Union, having originated $148,400,000 in loans. In third place, with 7.0%, is QUICKEN LOANS, LLC, having originated $116,700,000 in loans. In third place, with 5.1%, is OAK MORTGAGE, LLC, having originated $85,215,000 in loans. In third place, with 4.6%, is Horizon Bank, having originated $76,055,000 in loans.


NILES, MI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,597 $719,095,000 $276,894
Refi 2,523 $506,945,000 $200,929
Cash Out Refi 1,538 $320,950,000 $208,680
Home Improvement 662 $54,130,000 $81,767
Other 379 $57,085,000 $150,620

Niles's most frequently cited loan purpose was Home Purchase, with 2,597 originations. The 2nd most popular reason was Refi, with 2,523 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 2,951 $606,565,000 $205,546
2.5-3% 2,728 $641,780,000 $235,257
<2.5% 1,263 $310,905,000 $246,164
4-5% 458 $52,950,000 $115,611
5-6% 98 $8,880,000 $90,612
Over 8% 66 $3,890,000 $58,939
6-7% 62 $3,800,000 $61,290
7-8% 38 $1,480,000 $38,947

During 2021, Niles's most frequently originated rate bucket was 3-4%, with 2,951 originations.

Loan Sizing (NILES, MI MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 2,945 $425,785,000 $144,579
$200k-400k 2,033 $551,805,000 $271,424
$100,000 or less 2,021 $119,165,000 $58,963
$400k-600k 424 $205,060,000 $483,632
$600k-1000k 162 $123,760,000 $763,951
$Over $1MM 114 $232,630,000 $2,040,614

NILES's loan sizing saw the bucket of loans from $100k-200k with 2,945 originations, totaling $425,785,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 2,554 $677,340,000 $265,208
80-100% 2,225 $535,835,000 $240,825
40-60% 1,271 $254,105,000 $199,925
20-40% 769 $83,935,000 $109,148
Under 20% 598 $27,590,000 $46,137
Over 100% 36 $31,870,000 $885,278

NILES's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 2,554 originations, totaling $677,340,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - NILES (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $259,500 (-13.5%) $465,117 (-10.4%) 0.96 713
2018-02-01 $284,900 (-11.0%) $492,220 (-5.9%) 1.03 658
2018-03-01 $299,000 (-13.8%) $504,552 (-6.0%) 1.03 656
2018-04-01 $321,000 (-7.0%) $523,317 (0.2%) 1.08 704
2018-05-01 $325,000 (1.3%) $523,593 (5.3%) 1.08 791
2018-06-01 $335,000 (6.9%) $528,677 (12.1%) 1.12 872
2018-07-01 $324,950 (8.7%) $502,884 (7.1%) 1.08 944
2018-08-01 $310,000 (7.3%) $482,970 (2.6%) 1.04 1,017
2018-09-01 $300,000 (7.5%) $500,595 (6.0%) 1.00 1,017
2018-10-01 $308,000 (10.2%) $489,339 (3.0%) 1.03 996
2018-11-01 $298,950 (4.9%) $483,639 (0.5%) 1.00 918
2018-12-01 $298,500 (12.7%) $475,851 (1.5%) 1.02 785
2019-01-01 $299,000 (15.2%) $481,845 (3.6%) 1.03 658
2019-02-01 $315,400 (10.7%) $509,464 (3.5%) 1.06 624
2019-03-01 $332,229 (11.1%) $521,426 (3.3%) 1.08 656
2019-04-01 $343,500 (7.0%) $519,811 (-0.7%) 1.08 704
2019-05-01 $347,450 (6.9%) $520,064 (-0.7%) 1.07 757
2019-06-01 $335,000 (0.0%) $502,173 (-5.0%) 1.03 844
2019-07-01 $332,000 (2.2%) $513,851 (2.2%) 1.03 889
2019-08-01 $328,529 (6.0%) $506,522 (4.9%) 1.03 919
2019-09-01 $317,900 (6.0%) $490,486 (-2.0%) 1.01 949
2019-10-01 $315,000 (2.3%) $480,167 (-1.9%) 1.00 929
2019-11-01 $319,000 (6.7%) $478,541 (-1.1%) 1.03 825
2019-12-01 $299,900 (0.5%) $452,377 (-4.9%) 1.00 718
2020-01-01 $295,950 (-1.0%) $445,945 (-7.5%) 0.99 630
2020-02-01 $294,000 (-6.8%) $441,721 (-13.3%) 0.95 634
2020-03-01 $322,450 (-2.9%) $465,306 (-10.8%) 1.01 608
2020-04-01 $334,900 (-2.5%) $497,102 (-4.4%) 1.04 590
2020-05-01 $339,000 (-2.4%) $488,809 (-6.0%) 1.03 633
2020-06-01 $359,000 (7.2%) $522,437 (4.0%) 1.05 629
2020-07-01 $358,900 (8.1%) $522,015 (1.6%) 1.03 594
2020-08-01 $355,900 (8.3%) $536,364 (5.9%) 1.02 512
2020-09-01 $339,450 (6.8%) $532,787 (8.6%) 0.97 466
2020-10-01 $359,000 (14.0%) $584,631 (21.8%) 1.03 412
2020-11-01 $349,450 (9.6%) $599,913 (25.4%) 1.00 380
2020-12-01 $342,400 (14.2%) $598,594 (32.3%) 1.00 343
2021-01-01 $329,000 (11.2%) $619,911 (39.0%) 0.97 281
2021-02-01 $349,900 (19.0%) $696,681 (57.7%) 1.01 213
2021-03-01 $349,900 (8.5%) $753,555 (62.0%) 0.98 216
2021-04-01 $403,450 (20.5%) $774,166 (55.7%) 1.08 215
2021-05-01 $395,000 (16.5%) $737,557 (50.9%) 1.04 228
2021-06-01 $389,950 (8.6%) $740,071 (41.7%) 1.01 288
2021-07-01 $349,950 (-2.5%) $654,088 (25.3%) 0.91 329
2021-08-01 $347,450 (-2.4%) $632,181 (17.9%) 0.91 367
2021-09-01 $341,000 (0.5%) $607,302 (14.0%) 0.90 365
2021-10-01 $339,900 (-5.3%) $607,868 (4.0%) 0.89 313
2021-11-01 $345,000 (-1.3%) $630,662 (5.1%) 0.91 292
2021-12-01 $337,400 (-1.5%) $642,680 (7.4%) 0.90 227
2022-01-01 $299,900 (-8.8%) $653,242 (5.4%) 0.80 196
2022-02-01 $352,000 (0.6%) $722,994 (3.8%) 0.90 188
2022-03-01 $389,000 (11.2%) $738,985 (-1.9%) 0.96 184
2022-04-01 $395,000 (-2.1%) $772,695 (-0.2%) 0.93 202
NILES's median listing price for 2022-04-01 was $395,000, a difference of $-8,450 (-2.1%) versus the prior year and $6,000 versus the prior month.

NILES's median listing price comes in at 93% of the national average.

NILES's average listing price for 2022-04-01 was $772,695, a difference of $-1,471 (-0.2%) versus the prior year and $33,710 versus the prior month.

For the 2022-04-01 period, NILES had 202 MLS listings, a difference of 18 listings (10%) versus the prior month and -13 listings (-6%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - NILES (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 115 days 1,955 sqft
2018-02-01 124 days 1,951 sqft
2018-03-01 115 days 2,000 sqft
2018-04-01 75 days 2,053 sqft
2018-05-01 64 days 2,101 sqft
2018-06-01 63 days 2,128 sqft
2018-07-01 71 days 2,145 sqft
2018-08-01 73 days 2,127 sqft
2018-09-01 78 days 2,102 sqft
2018-10-01 83 days 2,118 sqft
2018-11-01 92 days 2,078 sqft
2018-12-01 105 days 2,044 sqft
2019-01-01 113 days 2,050 sqft
2019-02-01 122 days 2,092 sqft
2019-03-01 101 days 2,123 sqft
2019-04-01 63 days 2,173 sqft
2019-05-01 63 days 2,193 sqft
2019-06-01 64 days 2,203 sqft
2019-07-01 66 days 2,202 sqft
2019-08-01 69 days 2,140 sqft
2019-09-01 74 days 2,088 sqft
2019-10-01 79 days 2,077 sqft
2019-11-01 95 days 2,100 sqft
2019-12-01 113 days 2,029 sqft
2020-01-01 123 days 1,996 sqft
2020-02-01 120 days 1,936 sqft
2020-03-01 94 days 1,987 sqft
2020-04-01 87 days 1,995 sqft
2020-05-01 91 days 2,039 sqft
2020-06-01 87 days 2,171 sqft
2020-07-01 62 days 2,238 sqft
2020-08-01 63 days 2,245 sqft
2020-09-01 64 days 2,168 sqft
2020-10-01 63 days 2,253 sqft
2020-11-01 68 days 2,119 sqft
2020-12-01 75 days 2,064 sqft
2021-01-01 90 days 2,028 sqft
2021-02-01 87 days 2,018 sqft
2021-03-01 72 days 2,062 sqft
2021-04-01 54 days 2,180 sqft
2021-05-01 50 days 2,120 sqft
2021-06-01 39 days 2,107 sqft
2021-07-01 41 days 2,000 sqft
2021-08-01 45 days 1,940 sqft
2021-09-01 50 days 1,908 sqft
2021-10-01 58 days 1,914 sqft
2021-11-01 61 days 1,913 sqft
2021-12-01 71 days 1,826 sqft
2022-01-01 74 days 1,788 sqft
2022-02-01 67 days 1,810 sqft
2022-03-01 52 days 1,870 sqft
2022-04-01 43 days 1,930 sqft
NILES's median listing age (time on market) for 2022-04-01 was 43 days. This is -20% shorter than the same period one year ago.

NILES's median square footage for active listings during the 2022-04-01 period was 1,930 sqft. One year prior, the average listing was 2,180 sqft.