First National Bank Of Griffin Mortgage Rates, Fees & Info
Griffin, GALEI: 254900EL4XB15QW2WI69
Tax ID: 58-0446320
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
First National Bank Of Griffin is a smaller bank specializing in Refi and Home Purchase loans. First National Bank Of Griffin has a high proportion of conventional loans. Their top markets by origination volume include: Atlanta, Milledgeville, and Thomaston among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)First National Bank Of Griffin has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
47Origination Dollar Volume (All Markets)
$9,735,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 43 | $8,145,000 | $189,419 | $0 | 0.00% |
| Milledgeville, GA (FHA|USDA|VA) | 2 | $1,370,000 | $685,000 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $155,000 | $155,000 | $0 | 0.00% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against First National Bank of Griffin based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 47 | $9,735,000 | $207,128 | $0 | 0.00% |
For 2024, First National Bank Of Griffin's most frequently originated type of loan was Conventional, with 47 originations.
Loan Reason
For 2024, First National Bank Of Griffin's most frequently cited loan purpose was Refi, with 21 originations. The 2nd most popular reason was Home Purchase, with 13 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 47 | $9,735,000 | $207,128 | $0 | 0.00% |
For 2024, First National Bank Of Griffin's most frequently cited loan duration was Other, with 47 originations.
Loan Sizing
2024 saw First National Bank Of Griffin place emphasis on $100,000 or less loans with 21 originations, totaling $1,205,000 in origination value.
Applicant Income
First National Bank Of Griffin lent most frequently to those with incomes in the $50k-75k range, with 8 originations. The second most popular income band? $100k-150k, with 6 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 47 | $9,735,000 | $207,128 | $0 | 0.00% |
First National Bank Of Griffin lent most frequently to those with DTI ratios of Exempt%, with 47 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.57%
First National Bank Of Griffin has an average approval rate.
Pick Rate
Approvals leading to origination97.87%
First National Bank Of Griffin has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 47 | $9,735,000 | $207,128 |