Milledgeville Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Milledgeville averaged
7.64%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.4% and
one month ago for the week of 2026-10-01, the
average rate was 7.44%.
Milledgeville's average rate one year ago was 6.43%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.38%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Milledgeville 30 Year Fixed Rate | 2026-11-05 | 7.64% |
| Milledgeville 30 Year Fixed Rate Refi | 2026-11-05 | 7.38% |
| Milledgeville 15 Year Fixed Rate | 2026-11-05 | 6.47% |
| Milledgeville 15 Year Fixed Rate Refi | 2026-11-05 | 6.97% |
| Milledgeville 30 Year FHA | 2026-11-05 | 6.8% |
| Milledgeville 30 Year FHA Refi | 2026-11-05 | 6.93% |
| Milledgeville 30 Year USDA | 2026-11-05 | 7.2% |
| Milledgeville 30 Year USDA Refi | 2026-11-05 | 6.9% |
| Milledgeville 30 Year VA | 2026-11-05 | 6.86% |
| Milledgeville 30 Year VA Refi | 2026-11-05 | 6.76% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Milledgeville, GA.
Milledgeville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Milledgeville, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Milledgeville Average Closing Costs & Other Stats
Milledgeville, GA's 71 lenders originated 701
loans during 2025. The total origination value was $202,885,000, with an average loan value of
$289,422.
Milledgeville's average closing costs are $5,814.
The top Milledgeville lender as defined by loan originations is QUICKEN LOANS, LLC, with
33 loans originated. Their average total fees are
$7,406, which is $2,864
higher than the next largest lender,
ROBINS FINANCIAL.
The lowest fee Milledgeville lenders (with over 10 loans originated) are
ROBINS FINANCIAL ($4,542), QUICKEN LOANS, LLC ($7,406), .
The lowest rate Milledgeville lenders (with over 10 loans originated) are
ROBINS FINANCIAL (6.16%), QUICKEN LOANS, LLC (6.82%), .
Milledgeville, GA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| Thomasville National Bank | $28,500,000 | n/a | 14.0% | |
| QUICKEN LOANS, LLC | $9,795,000 | $15,680,000 | 60.1% | 7.7% |
| ROBINS FINANCIAL | $5,025,000 | $7,970,000 | 58.6% | 3.9% |
| Exchange Bank | $6,460,000 | $7,685,000 | 19.0% | 3.8% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $5,860,000 | $6,655,000 | 13.6% | 3.3% |
| The Commercial Bank | $295,000 | $6,245,000 | 2,016.9% | 3.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $680,000 | $5,615,000 | 725.7% | 2.8% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $5,175,000 | n/a | 2.6% | |
| UNITED WHOLESALE MORTGAGE, LLC | $5,030,000 | $5,020,000 | -0.2% | 2.5% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $4,160,000 | $4,740,000 | 13.9% | 2.3% |
| Mortgage Research Center, LLC | $2,655,000 | $4,365,000 | 64.4% | 2.2% |
| Ameris Bank | $2,235,000 | $4,275,000 | 91.3% | 2.1% |
| Magnolia State Bank | $9,025,000 | $3,845,000 | -57.4% | 1.9% |
| Truist | $1,890,000 | $3,475,000 | 83.9% | 1.7% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $2,630,000 | $3,405,000 | 29.5% | 1.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,965,000 | $3,375,000 | -14.9% | 1.7% |
| EVERETT FINANCIAL, INC. | $3,130,000 | n/a | 1.5% | |
| FREEDOM MORTGAGE CORPORATION | $1,090,000 | $3,050,000 | 179.8% | 1.5% |
| 21ST MORTGAGE CORPORATION | $2,105,000 | $3,025,000 | 43.7% | 1.5% |
| Colony Bank | $4,415,000 | $2,525,000 | -42.8% | 1.2% |
| EAGLE HOME MORTGAGE, LLC | $2,250,000 | n/a | 1.1% | |
| PENNYMAC LOAN SERVICES, LLC | $3,170,000 | $2,215,000 | -30.1% | 1.1% |
| LOANDEPOT.COM, LLC | $630,000 | $2,185,000 | 246.8% | 1.1% |
| NAVY FEDERAL CREDIT UNION | $1,265,000 | $2,075,000 | 64.0% | 1.0% |
| Capital City Home Loans, LLC | $2,580,000 | $1,990,000 | -22.9% | 1.0% |
| DELTA COMMUNITY CREDIT UNION | $190,000 | $1,955,000 | 928.9% | 1.0% |
| PLAZA HOME MORTGAGE, INC. | $155,000 | $1,765,000 | 1,038.7% | 0.9% |
| Stifel Bank and Trust | $350,000 | $1,670,000 | 377.1% | 0.8% |
| PLANET HOME LENDING, LLC | $1,310,000 | $1,630,000 | 24.4% | 0.8% |
| Truliant Federal Credit Union | $1,625,000 | n/a | 0.8% | |
| JPMorgan Chase Bank | $1,575,000 | n/a | 0.8% | |
| BROKER SOLUTIONS, INC. | $900,000 | $1,535,000 | 70.6% | 0.8% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $805,000 | $1,445,000 | 79.5% | 0.7% |
| Morris Bank | $880,000 | $1,355,000 | 54.0% | 0.7% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $1,355,000 | n/a | 0.7% | |
| GUARANTEED RATE, INC. | $650,000 | $1,305,000 | 100.8% | 0.6% |
| GUILD MORTGAGE COMPANY | $3,075,000 | $1,240,000 | -59.7% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $895,000 | $1,165,000 | 30.2% | 0.6% |
| Pinnacle Bank | $1,035,000 | n/a | 0.5% | |
| FIRST COLONY MORTGAGE CORPORATION | $1,730,000 | $995,000 | -42.5% | 0.5% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $960,000 | n/a | 0.5% | |
| Regions Bank | $880,000 | n/a | 0.4% | |
| Century Mortgage Company DBA Century Lending Company | $580,000 | $855,000 | 47.4% | 0.4% |
| Bank of Dudley | $8,535,000 | $845,000 | -90.1% | 0.4% |
| Northpointe Bank | $830,000 | n/a | 0.4% | |
| GEORGIA'S OWN | $1,195,000 | $825,000 | -31.0% | 0.4% |
| Citizens Bank | $420,000 | $815,000 | 94.0% | 0.4% |
| CREDIT UNION FINANCIAL SERVICES, LLC | $1,595,000 | $770,000 | -51.7% | 0.4% |
| First Horizon Bank | $175,000 | $770,000 | 340.0% | 0.4% |
| Bank OZK | $750,000 | n/a | 0.4% | |
| Raymond James Bank | $745,000 | n/a | 0.4% | |
| Associated Credit Union | $525,000 | $730,000 | 39.0% | 0.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $725,000 | $725,000 | 0.0% | 0.4% |
| Equity Prime Mortgage LLC | $235,000 | $705,000 | 200.0% | 0.3% |
| HOMEXPRESS MORTGAGE CORP. | $670,000 | n/a | 0.3% | |
| AMERICAN FINANCIAL NETWORK, INC. | $265,000 | $660,000 | 149.1% | 0.3% |
| A&D Mortgage LLC | $135,000 | $655,000 | 385.2% | 0.3% |
| UBS Bank USA | $635,000 | n/a | 0.3% | |
| Fifth Third Bank | $610,000 | n/a | 0.3% | |
| NEW DAY FINANCIAL, LLC | $910,000 | $610,000 | -33.0% | 0.3% |
| USAA Federal Savings Bank | $610,000 | n/a | 0.3% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $585,000 | n/a | 0.3% | |
| BETTER MORTGAGE CORPORATION | $930,000 | $580,000 | -37.6% | 0.3% |
| CALCON MUTUAL MORTGAGE LLC | $575,000 | n/a | 0.3% | |
| NEWREZ LLC | $955,000 | $575,000 | -39.8% | 0.3% |
| Morgan Stanley Private Bank | $535,000 | $565,000 | 5.6% | 0.3% |
| Mortgage Assurance Inc. | $365,000 | $565,000 | 54.8% | 0.3% |
| The Loan Store, Inc. | $550,000 | n/a | 0.3% | |
| Bank of America | $535,000 | $530,000 | -0.9% | 0.3% |
| Third Federal Savings and Loan Association of Cleveland | $300,000 | $510,000 | 70.0% | 0.3% |
| Synovus Bank | $1,365,000 | $495,000 | -63.7% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $440,000 | $490,000 | 11.4% | 0.2% |
| NexBank | $485,000 | n/a | 0.2% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $455,000 | n/a | 0.2% | |
| SHELTER HOME MORTGAGE, LLC | $455,000 | n/a | 0.2% | |
| Strong Home Mortgage, LLC | $445,000 | n/a | 0.2% | |
| LENDINGHOME FUNDING CORPORATION | $425,000 | $425,000 | 0.0% | 0.2% |
| STOCKTON MORTGAGE CORPORATION | $85,000 | $415,000 | 388.2% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $135,000 | $400,000 | 196.3% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $985,000 | $370,000 | -62.4% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $360,000 | n/a | 0.2% | |
| Citadel Servicing Corporation | $355,000 | n/a | 0.2% | |
| TJC Mortgage, Inc. | $355,000 | n/a | 0.2% | |
| CARDINAL FINANCIAL | $650,000 | $345,000 | -46.9% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $345,000 | n/a | 0.2% | |
| DEEPHAVEN MORTGAGE LLC | $335,000 | n/a | 0.2% | |
| GEORGIA UNITED | $55,000 | $335,000 | 509.1% | 0.2% |
| NBKC BANK | $190,000 | $325,000 | 71.1% | 0.2% |
| Carrington Mortgage Services, LLC | $265,000 | $320,000 | 20.8% | 0.2% |
| AMERICAN FINANCING CORPORATION | $490,000 | $310,000 | -36.7% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $460,000 | $305,000 | -33.7% | 0.2% |
| Nations Lending Corporation | $185,000 | $300,000 | 62.2% | 0.1% |
| Charles Schwab Bank, SSB | $275,000 | n/a | 0.1% | |
| Flagstar Bank, FSB | $820,000 | $275,000 | -66.5% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $495,000 | $265,000 | -46.5% | 0.1% |
| The Federal Savings Bank | $540,000 | $265,000 | -50.9% | 0.1% |
| AmeriHome Mortgage Company, LLC | $265,000 | $255,000 | -3.8% | 0.1% |
| Discover Bank | $75,000 | $255,000 | 240.0% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $255,000 | n/a | 0.1% | |
| ATLANTA POSTAL | $250,000 | n/a | 0.1% | |
| LIBERTY HOME MORTGAGE CORPORATION | $215,000 | $245,000 | 14.0% | 0.1% |
| Princeton Mortgage Corporation | $245,000 | n/a | 0.1% | |
| MY MORTGAGE, INC. | $240,000 | n/a | 0.1% | |
| NEW WAVE LENDING GROUP INC | $235,000 | n/a | 0.1% | |
| SOUTHWEST STAGE FUNDING, LLC | $565,000 | $235,000 | -58.4% | 0.1% |
| United Bank | $160,000 | $220,000 | 37.5% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $215,000 | n/a | 0.1% | |
| Farmers Bank & Trust | $205,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $205,000 | n/a | 0.1% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $200,000 | n/a | 0.1% | |
| Alcova Mortgage LLC | $245,000 | $175,000 | -28.6% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $195,000 | $175,000 | -10.3% | 0.1% |
| CMG MORTGAGE, INC. | $370,000 | $175,000 | -52.7% | 0.1% |
| MILEND, INC. | $165,000 | $175,000 | 6.1% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $805,000 | $175,000 | -78.3% | 0.1% |
| First American Bank and Trust Company | $155,000 | $165,000 | 6.5% | 0.1% |
| Magnolia Bank | $165,000 | n/a | 0.1% | |
| DATA MORTGAGE, INC. | $155,000 | n/a | 0.1% | |
| MEMBER FIRST MORTGAGE, LLC | $155,000 | n/a | 0.1% | |
| PEACH STATE FEDERAL CREDIT UNION | $155,000 | n/a | 0.1% | |
| M&T Bank | $145,000 | n/a | 0.1% | |
| AMERICAN HERITAGE LENDING, INC. | $135,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $135,000 | n/a | 0.1% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $135,000 | n/a | 0.1% | |
| KINECTA | $125,000 | n/a | 0.1% | |
| Farmers State Bank | $115,000 | n/a | 0.1% | |
| ALLIANT CREDIT UNION | $595,000 | $105,000 | -82.4% | 0.1% |
| BancorpSouth | $1,375,000 | $105,000 | -92.4% | 0.1% |
| BANK OF MADISON | $55,000 | $105,000 | 90.9% | 0.1% |
| First Federal Bank | $275,000 | $105,000 | -61.8% | 0.1% |
| ITHINK FINANCIAL Credit Union | $105,000 | n/a | 0.1% | |
| BankSouth | $95,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $95,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $145,000 | $95,000 | -34.5% | 0.0% |
| Renasant Bank | $1,495,000 | $85,000 | -94.3% | 0.0% |
| Farmers & Merchants Bank | $75,000 | n/a | 0.0% | |
| MORTGAGE INVESTORS GROUP, INC. | $265,000 | $75,000 | -71.7% | 0.0% |
| Figure Lending LLC | $230,000 | $55,000 | -76.1% | 0.0% |
| Oconee State Bank | $630,000 | $55,000 | -91.3% | 0.0% |
| ZILLOW HOME LOANS, LLC | $305,000 | $55,000 | -82.0% | 0.0% |
| U.S. Bank | $430,000 | $50,000 | -88.4% | 0.0% |
| LOANPAL, LLC | $45,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $45,000 | n/a | 0.0% | |
| Coastal Community Bank | $15,000 | n/a | 0.0% |
Milledgeville's top lender by overall market share is Thomasville National Bank, with 14.0% market share. In second place, with 7.7%, is QUICKEN LOANS, LLC, having originated $15,680,000 in loans. In third place, with 3.9%, is ROBINS FINANCIAL, having originated $7,970,000 in loans. In fourth place, with 3.8%, is Exchange Bank, having originated $7,685,000 in loans. In fifth place, with 3.3%, is MUTUAL OF OMAHA MORTGAGE, INC., having originated $6,655,000 in loans.
Milledgeville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Milledgeville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $189,900 (8.6%) | $236,357 (15.1%) | 0.00 | 196 |
| 2018-02-01 | $189,925 (7.6%) | $240,864 (13.5%) | 0.00 | 199 |
| 2018-03-01 | $189,900 (7.6%) | $247,151 (13.0%) | 0.00 | 203 |
| 2018-04-01 | $197,950 (16.5%) | $250,300 (16.6%) | 0.00 | 211 |
| 2018-05-01 | $191,925 (12.5%) | $250,571 (19.8%) | 0.00 | 208 |
| 2018-06-01 | $199,000 (10.8%) | $268,596 (24.1%) | 0.00 | 195 |
| 2018-07-01 | $198,225 (8.1%) | $265,355 (16.7%) | 0.00 | 199 |
| 2018-08-01 | $194,150 (5.6%) | $253,691 (13.0%) | 0.00 | 230 |
| 2018-09-01 | $194,500 (5.2%) | $246,134 (4.5%) | 0.00 | 226 |
| 2018-10-01 | $192,725 (6.6%) | $246,473 (7.5%) | 0.00 | 211 |
| 2018-11-01 | $190,900 (-0.6%) | $241,592 (2.4%) | 0.00 | 201 |
| 2018-12-01 | $190,900 (0.0%) | $234,465 (-1.5%) | 0.00 | 192 |
| 2019-01-01 | $190,900 (0.5%) | $238,905 (1.1%) | 0.00 | 194 |
| 2019-02-01 | $195,675 (3.0%) | $241,218 (0.2%) | 0.00 | 213 |
| 2019-03-01 | $209,757 (10.5%) | $251,089 (1.6%) | 0.00 | 233 |
| 2019-04-01 | $235,950 (19.2%) | $269,000 (7.5%) | 0.00 | 252 |
| 2019-05-01 | $269,000 (40.2%) | $275,425 (9.9%) | 0.00 | 243 |
| 2019-06-01 | $269,000 (35.2%) | $277,551 (3.3%) | 0.00 | 241 |
| 2019-07-01 | $222,450 (12.2%) | $265,501 (0.1%) | 0.00 | 235 |
| 2019-08-01 | $259,364 (33.6%) | $274,149 (8.1%) | 0.00 | 237 |
| 2019-09-01 | $253,534 (30.4%) | $274,662 (11.6%) | 0.00 | 233 |
| 2019-10-01 | $249,925 (29.7%) | $275,565 (11.8%) | 0.00 | 220 |
| 2019-11-01 | $239,000 (25.2%) | $270,935 (12.2%) | 0.00 | 218 |
| 2019-12-01 | $229,000 (20.0%) | $267,609 (14.1%) | 0.00 | 202 |
| 2020-01-01 | $230,475 (20.7%) | $277,650 (16.2%) | 0.00 | 190 |
| 2020-02-01 | $229,000 (17.0%) | $289,895 (20.2%) | 0.00 | 174 |
| 2020-03-01 | $229,000 (9.2%) | $301,219 (20.0%) | 0.00 | 169 |
| 2020-04-01 | $229,000 (-3.0%) | $298,652 (11.0%) | 0.00 | 159 |
| 2020-05-01 | $249,000 (-7.4%) | $309,590 (12.4%) | 0.00 | 153 |
| 2020-06-01 | $244,475 (-9.1%) | $313,106 (12.8%) | 0.00 | 135 |
| 2020-07-01 | $234,000 (5.2%) | $316,482 (19.2%) | 0.00 | 128 |
| 2020-08-01 | $239,000 (-7.9%) | $311,355 (13.6%) | 0.00 | 123 |
| 2020-09-01 | $239,000 (-5.7%) | $304,126 (10.7%) | 0.00 | 131 |
| 2020-10-01 | $239,500 (-4.2%) | $309,214 (12.2%) | 0.00 | 133 |
| 2020-11-01 | $239,250 (0.1%) | $311,396 (14.9%) | 0.00 | 110 |
| 2020-12-01 | $237,125 (3.6%) | $330,873 (23.6%) | 0.00 | 121 |
| 2021-01-01 | $224,900 (-2.4%) | $293,149 (5.6%) | 0.00 | 114 |
| 2021-02-01 | $220,500 (-3.7%) | $313,748 (8.2%) | 0.00 | 105 |
| 2021-03-01 | $231,725 (1.2%) | $307,402 (2.1%) | 0.00 | 80 |
| 2021-04-01 | $242,425 (5.9%) | $324,947 (8.8%) | 0.00 | 72 |
| 2021-05-01 | $250,000 (0.4%) | $350,219 (13.1%) | 0.00 | 67 |
| 2021-06-01 | $227,050 (-7.1%) | $352,408 (12.6%) | 0.00 | 74 |
| 2021-07-01 | $212,000 (-9.4%) | $352,229 (11.3%) | 0.00 | 69 |
| 2021-08-01 | $288,738 (20.8%) | $376,519 (20.9%) | 0.00 | 78 |
| 2021-09-01 | $260,950 (9.2%) | $352,578 (15.9%) | 0.00 | 86 |
| 2021-10-01 | $200,500 (-16.3%) | $338,054 (9.3%) | 0.00 | 86 |
| 2021-11-01 | $176,675 (-26.2%) | $297,089 (-4.6%) | 0.00 | 79 |
| 2021-12-01 | $180,900 (-23.7%) | $285,401 (-13.7%) | 0.00 | 80 |
| 2022-01-01 | $229,900 (2.2%) | $301,976 (3.0%) | 0.00 | 77 |
| 2022-02-01 | $232,925 (5.6%) | $311,161 (-0.8%) | 0.00 | 76 |
| 2022-03-01 | $237,475 (2.5%) | $297,629 (-3.2%) | 0.00 | 76 |
| 2022-04-01 | $259,000 (6.8%) | $336,897 (3.7%) | 0.00 | 82 |
| 2022-05-01 | $261,100 (4.4%) | $385,944 (10.2%) | 0.00 | 96 |
| 2022-06-01 | $298,225 (31.4%) | $411,112 (16.7%) | 0.00 | 110 |
| 2022-07-01 | $279,900 (32.0%) | $396,758 (12.6%) | 0.00 | 101 |
| 2022-08-01 | $282,425 (-2.2%) | $380,740 (1.1%) | 0.00 | 96 |
| 2022-09-01 | $314,450 (20.5%) | $377,771 (7.2%) | 0.00 | 102 |
| 2022-10-01 | $338,750 (69.0%) | $386,129 (14.2%) | 0.00 | 106 |
| 2022-11-01 | $327,350 (85.3%) | $374,933 (26.2%) | 0.00 | 92 |
| 2022-12-01 | $324,250 (79.2%) | $378,301 (32.6%) | 0.00 | 84 |
| 2023-01-01 | $299,125 (30.1%) | $358,179 (18.6%) | 0.00 | 93 |
| 2023-02-01 | $299,250 (28.5%) | $357,964 (15.0%) | 0.00 | 82 |
| 2023-03-01 | $307,925 (29.7%) | $403,256 (35.5%) | 0.00 | 79 |
| 2023-04-01 | $299,000 (15.4%) | $411,198 (22.1%) | 0.00 | 94 |
| 2023-05-01 | $299,000 (14.5%) | $434,344 (12.5%) | 0.00 | 85 |
| 2023-06-01 | $304,500 (2.1%) | $437,189 (6.3%) | 0.00 | 90 |
| 2023-07-01 | $249,500 (-10.9%) | $387,367 (-2.4%) | 0.00 | 109 |
| 2023-08-01 | $275,000 (-2.6%) | $397,541 (4.4%) | 0.00 | 109 |
| 2023-09-01 | $249,500 (-20.7%) | $421,687 (11.6%) | 0.00 | 98 |
| 2023-10-01 | $229,900 (-32.1%) | $401,230 (3.9%) | 0.00 | 102 |
| 2023-11-01 | $235,675 (-28.0%) | $425,727 (13.6%) | 0.00 | 102 |
| 2023-12-01 | $249,000 (-23.2%) | $419,713 (11.0%) | 0.00 | 105 |
| 2024-01-01 | $273,425 (-8.6%) | $414,258 (15.7%) | 0.00 | 101 |
| 2024-02-01 | $296,350 (-1.0%) | $443,736 (24.0%) | 0.00 | 114 |
| 2024-03-01 | $329,900 (7.1%) | $477,814 (18.5%) | 0.00 | 105 |
| 2024-04-01 | $334,900 (12.0%) | $541,268 (31.6%) | 0.00 | 122 |
| 2024-05-01 | $339,900 (13.7%) | $598,200 (37.7%) | 0.00 | 123 |
| 2024-06-01 | $334,900 (10.0%) | $617,997 (41.4%) | 0.00 | 112 |
| 2024-07-01 | $323,225 (29.6%) | $597,657 (54.3%) | 0.00 | 117 |
| 2024-08-01 | $349,900 (27.2%) | $623,471 (56.8%) | 0.00 | 124 |
| 2024-09-01 | $373,250 (49.6%) | $638,233 (51.4%) | 0.00 | 136 |
| 2024-10-01 | $361,150 (57.1%) | $592,690 (47.7%) | 0.00 | 137 |
| 2024-11-01 | $384,900 (63.3%) | $612,113 (43.8%) | 0.00 | 134 |
| 2024-12-01 | $367,450 (47.6%) | $614,864 (46.5%) | 0.00 | 127 |
| 2025-01-01 | $344,950 (26.2%) | $602,394 (45.4%) | 0.00 | 122 |
| 2025-02-01 | $363,500 (22.7%) | $600,873 (35.4%) | 0.00 | 127 |
| 2025-03-01 | $339,000 (2.8%) | $534,294 (11.8%) | 0.00 | 133 |
| 2025-04-01 | $339,900 (1.5%) | $530,275 (-2.0%) | 0.00 | 154 |
| 2025-05-01 | $351,950 (3.6%) | $553,059 (-7.6%) | 0.00 | 157 |
| 2025-06-01 | $356,000 (6.3%) | $555,730 (-10.1%) | 0.00 | 168 |
| 2025-07-01 | $340,450 (5.3%) | $539,951 (-9.7%) | 0.00 | 176 |
| 2025-08-01 | $345,900 (-1.1%) | $533,542 (-14.4%) | 0.00 | 172 |
| 2025-09-01 | $365,000 (-2.2%) | $514,411 (-19.4%) | 0.00 | 166 |
| 2025-10-01 | $368,500 (2.0%) | $516,938 (-12.8%) | 0.00 | 168 |
| 2025-11-01 | $339,900 (-11.7%) | $457,066 (-25.3%) | 0.00 | 174 |
| 2025-12-01 | $331,225 (-9.9%) | $449,103 (-27.0%) | 0.00 | 172 |
| 2026-01-01 | $335,000 (-2.9%) | $450,871 (-25.2%) | 0.00 | 168 |
| 2026-02-01 | $321,225 (-11.6%) | $435,999 (-27.4%) | 0.00 | 176 |
| 2026-03-01 | $325,975 (-3.8%) | $445,598 (-16.6%) | 0.00 | 196 |
| 2026-04-01 | $344,325 (1.3%) | $452,446 (-14.7%) | 0.00 | 222 |
| 2026-05-01 | $353,250 (0.4%) | $481,800 (-12.9%) | 0.00 | 227 |
| 2026-06-01 | $349,450 (-1.8%) | $510,868 (-8.1%) | 0.00 | 214 |
| 2026-07-01 | $374,975 (10.1%) | $547,513 (1.4%) | 0.00 | 219 |
| 2026-08-01 | $369,000 (6.7%) | $550,844 (3.2%) | 0.00 | 221 |
| 2026-09-01 | $342,500 (-6.2%) | $536,187 (4.2%) | 0.00 | 221 |
| 2026-10-01 | $340,000 (-7.7%) | $532,958 (3.1%) | 0.00 | 227 |
Milledgeville's median listing price for 2026-10-01 was $340,000, a difference of
$-28,500
(-7.7%) versus the prior year and
$-2,500 versus the prior month.
Milledgeville's median listing price comes in at 0% of the national average.
Milledgeville's average listing price for 2026-10-01 was $532,958, a difference of $16,020 (3.1%) versus the prior year and $-3,229 versus the prior month.
For the 2026-10-01 period, Milledgeville had 227 MLS listings, a difference of 6 listings (3%) versus the prior month and 59 listings (35%) versus the prior year.
Milledgeville's median listing price comes in at 0% of the national average.
Milledgeville's average listing price for 2026-10-01 was $532,958, a difference of $16,020 (3.1%) versus the prior year and $-3,229 versus the prior month.
For the 2026-10-01 period, Milledgeville had 227 MLS listings, a difference of 6 listings (3%) versus the prior month and 59 listings (35%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Milledgeville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,941 sqft |
| 2018-02-01 | 0 days | 2,089 sqft |
| 2018-03-01 | 0 days | 2,100 sqft |
| 2018-04-01 | 0 days | 2,095 sqft |
| 2018-05-01 | 0 days | 2,056 sqft |
| 2018-06-01 | 0 days | 2,095 sqft |
| 2018-07-01 | 0 days | 2,095 sqft |
| 2018-08-01 | 0 days | 1,973 sqft |
| 2018-09-01 | 0 days | 1,973 sqft |
| 2018-10-01 | 0 days | 2,030 sqft |
| 2018-11-01 | 0 days | 2,047 sqft |
| 2018-12-01 | 0 days | 2,056 sqft |
| 2019-01-01 | 0 days | 1,993 sqft |
| 2019-02-01 | 0 days | 1,946 sqft |
| 2019-03-01 | 0 days | 2,074 sqft |
| 2019-04-01 | 0 days | 2,310 sqft |
| 2019-05-01 | 0 days | 2,323 sqft |
| 2019-06-01 | 0 days | 2,295 sqft |
| 2019-07-01 | 0 days | 2,295 sqft |
| 2019-08-01 | 0 days | 2,281 sqft |
| 2019-09-01 | 0 days | 2,259 sqft |
| 2019-10-01 | 0 days | 2,221 sqft |
| 2019-11-01 | 0 days | 2,128 sqft |
| 2019-12-01 | 0 days | 2,122 sqft |
| 2020-01-01 | 0 days | 2,185 sqft |
| 2020-02-01 | 0 days | 2,200 sqft |
| 2020-03-01 | 0 days | 2,200 sqft |
| 2020-04-01 | 0 days | 2,157 sqft |
| 2020-05-01 | 0 days | 2,150 sqft |
| 2020-06-01 | 0 days | 2,150 sqft |
| 2020-07-01 | 0 days | 2,175 sqft |
| 2020-08-01 | 0 days | 2,286 sqft |
| 2020-09-01 | 0 days | 2,283 sqft |
| 2020-10-01 | 0 days | 2,324 sqft |
| 2020-11-01 | 0 days | 2,307 sqft |
| 2020-12-01 | 0 days | 2,223 sqft |
| 2021-01-01 | 0 days | 2,183 sqft |
| 2021-02-01 | 0 days | 2,141 sqft |
| 2021-03-01 | 0 days | 2,099 sqft |
| 2021-04-01 | 0 days | 1,903 sqft |
| 2021-05-01 | 0 days | 1,776 sqft |
| 2021-06-01 | 0 days | 1,794 sqft |
| 2021-07-01 | 0 days | 2,000 sqft |
| 2021-08-01 | 0 days | 1,995 sqft |
| 2021-09-01 | 0 days | 2,030 sqft |
| 2021-10-01 | 0 days | 1,907 sqft |
| 2021-11-01 | 0 days | 1,576 sqft |
| 2021-12-01 | 0 days | 1,614 sqft |
| 2022-01-01 | 0 days | 1,725 sqft |
| 2022-02-01 | 0 days | 1,680 sqft |
| 2022-03-01 | 0 days | 1,759 sqft |
| 2022-04-01 | 0 days | 1,844 sqft |
| 2022-05-01 | 0 days | 1,781 sqft |
| 2022-06-01 | 0 days | 1,768 sqft |
| 2022-07-01 | 0 days | 1,800 sqft |
| 2022-08-01 | 0 days | 1,800 sqft |
| 2022-09-01 | 0 days | 1,807 sqft |
| 2022-10-01 | 0 days | 1,933 sqft |
| 2022-11-01 | 0 days | 2,065 sqft |
| 2022-12-01 | 0 days | 2,090 sqft |
| 2023-01-01 | 0 days | 1,970 sqft |
| 2023-02-01 | 0 days | 1,855 sqft |
| 2023-03-01 | 0 days | 1,970 sqft |
| 2023-04-01 | 0 days | 1,788 sqft |
| 2023-05-01 | 0 days | 1,814 sqft |
| 2023-06-01 | 0 days | 1,678 sqft |
| 2023-07-01 | 0 days | 1,595 sqft |
| 2023-08-01 | 0 days | 1,707 sqft |
| 2023-09-01 | 0 days | 1,674 sqft |
| 2023-10-01 | 0 days | 1,598 sqft |
| 2023-11-01 | 0 days | 1,760 sqft |
| 2023-12-01 | 0 days | 1,760 sqft |
| 2024-01-01 | 0 days | 1,781 sqft |
| 2024-02-01 | 0 days | 2,014 sqft |
| 2024-03-01 | 0 days | 2,071 sqft |
| 2024-04-01 | 0 days | 1,985 sqft |
| 2024-05-01 | 0 days | 2,016 sqft |
| 2024-06-01 | 0 days | 2,010 sqft |
| 2024-07-01 | 0 days | 1,977 sqft |
| 2024-08-01 | 0 days | 2,011 sqft |
| 2024-09-01 | 0 days | 2,074 sqft |
| 2024-10-01 | 0 days | 2,072 sqft |
| 2024-11-01 | 0 days | 2,200 sqft |
| 2024-12-01 | 0 days | 2,095 sqft |
| 2025-01-01 | 0 days | 2,091 sqft |
| 2025-02-01 | 0 days | 2,150 sqft |
| 2025-03-01 | 0 days | 2,121 sqft |
| 2025-04-01 | 0 days | 2,190 sqft |
| 2025-05-01 | 0 days | 2,250 sqft |
| 2025-06-01 | 0 days | 2,190 sqft |
| 2025-07-01 | 0 days | 2,180 sqft |
| 2025-08-01 | 0 days | 2,074 sqft |
| 2025-09-01 | 0 days | 2,081 sqft |
| 2025-10-01 | 0 days | 2,198 sqft |
| 2025-11-01 | 0 days | 2,030 sqft |
| 2025-12-01 | 0 days | 2,023 sqft |
| 2026-01-01 | 0 days | 2,036 sqft |
| 2026-02-01 | 0 days | 1,970 sqft |
| 2026-03-01 | 0 days | 1,996 sqft |
| 2026-04-01 | 0 days | 1,954 sqft |
| 2026-05-01 | 0 days | 2,087 sqft |
| 2026-06-01 | 0 days | 2,134 sqft |
| 2026-07-01 | 0 days | 2,191 sqft |
| 2026-08-01 | 0 days | 2,114 sqft |
| 2026-09-01 | 0 days | 2,018 sqft |
| 2026-10-01 | 0 days | 1,949 sqft |
Milledgeville's median listing age (time on market) for 2026-10-01 was 0 days.
Milledgeville's median square footage for active listings during the 2026-10-01 period was 1,949 sqft. One year prior, the average listing was 2,198 sqft.
Milledgeville's median square footage for active listings during the 2026-10-01 period was 1,949 sqft. One year prior, the average listing was 2,198 sqft.
Milledgeville, GA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 367 | $127,035,000 | $346,144 |
| Refi | 127 | $40,935,000 | $322,323 |
| Cash Out Refi | 107 | $23,575,000 | $220,327 |
| Home Improvement | 59 | $6,275,000 | $106,356 |
| Other | 41 | $5,065,000 | $123,537 |
Milledgeville's most frequently cited loan purpose was Home Purchase, with 367 originations. The 2nd most popular reason was Refi, with 127 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 231 | $59,215,000 | $256,342 |
| 5-6% | 122 | $39,760,000 | $325,902 |
| 7-8% | 119 | $29,625,000 | $248,950 |
| Over 8% | 74 | $10,930,000 | $147,703 |
| 4-5% | 10 | $3,020,000 | $302,000 |
| <2.5% | 6 | $50,000 | $8,333 |
| 3-4% | 3 | $635,000 | $211,667 |
| 2.5-3% | 1 | $455,000 | $455,000 |
During 2025, Milledgeville's most frequently originated rate bucket was 6-7%, with 231 originations.
Loan Sizing (Milledgeville, GA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 260 | $70,450,000 | $270,962 |
| $100k-200k | 198 | $29,590,000 | $149,444 |
| $100,000 or less | 151 | $8,335,000 | $55,199 |
| $400k-600k | 53 | $25,845,000 | $487,642 |
| $600k-1000k | 26 | $19,070,000 | $733,462 |
| $Over $1MM | 13 | $49,595,000 | $3,815,000 |
Milledgeville's loan sizing saw the bucket of loans from $200k-400k with 260 originations, totaling $70,450,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 258 | $68,740,000 | $266,434 |
| 60-80% | 134 | $43,410,000 | $323,955 |
| Under 20% | 68 | $3,870,000 | $56,912 |
| 40-60% | 64 | $16,430,000 | $256,719 |
| 20-40% | 50 | $7,130,000 | $142,600 |
| Over 100% | 7 | $2,445,000 | $349,286 |
Milledgeville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 258 originations, totaling $68,740,000 in origination value.