Milledgeville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Milledgeville averaged 6.42% for the week of 2024-10-10, compared to the national average of 6.32% for the same period.

The average rate for the prior week (2024-10-03) was 6.12% and one month ago for the week of 2024-09-05, the average rate was 6.55%.

Milledgeville's average rate one year ago was 7.49%.

For refis of the same type during the week of 2024-10-10, the average rate was 6.52%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-10 6.32%
Milledgeville 30 Year Fixed Rate 2024-10-10 6.42%
Milledgeville 30 Year Fixed Rate Refi 2024-10-10 6.52%
Milledgeville 15 Year Fixed Rate 2024-10-10 5.61%
Milledgeville 15 Year Fixed Rate Refi 2024-10-10 5.41%
Milledgeville 30 Year FHA 2024-10-10 6.19%
Milledgeville 30 Year FHA Refi 2024-10-10 6.2%
Milledgeville 30 Year USDA 2024-10-10 5.88%
Milledgeville 30 Year USDA Refi 2024-10-10 5.98%
Milledgeville 30 Year VA 2024-10-10 5.85%
Milledgeville 30 Year VA Refi 2024-10-10 6.05%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Milledgeville, GA.

Milledgeville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Milledgeville, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 26 6.77% $6,153
QUICKEN LOANS, LLC 20 6.75% $7,422
Ameris Bank 12 6.67% $5,859
UNITED WHOLESALE MORTGAGE, LLC 7 7.03% $9,203
ROBINS FINANCIAL 6 5.69% $4,231
Colony Bank 5 6.95% $6,016
NAVY FEDERAL CREDIT UNION 5 6.73% $6,578
VAN DYK MORTGAGE CORPORATION 5 6.78% $5,914
HOMESTAR FINANCIAL CORPORATION 5 6.30% $6,866
SOUTHEAST MORTGAGE OF GEORGIA, INC. 5 7.85% $8,892
BANKSOUTH MORTGAGE COMPANY, LLC 4 6.78% $7,881
Wells Fargo Bank 4 6.19% $7,875
MUTUAL OF OMAHA MORTGAGE, INC. 3 7.42% $9,689
MOVEMENT MORTGAGE, LLC 3 6.63% $9,367
LOANDEPOT.COM, LLC 3 6.87% $10,185
GUARANTEED RATE, INC. 3 6.44% $5,326
United Bank 3 6.88% $7,254
Capital City Home Loans, LLC 3 6.71% $8,364
FIRST COLONY MORTGAGE CORPORATION 3 7.21% $4,157
Regions Bank 2 6.69% $4,094
Associated Credit Union 2 5.75% $4,818
CREDIT UNION FINANCIAL SERVICES, LLC 2 5.81% $7,299
CROSSCOUNTRY MORTGAGE, LLC 2 6.75% $6,715
EVERETT FINANCIAL, INC. 2 7.38% $8,440
First Federal Bank 2 6.63% $5,132
GEORGIA'S OWN 2 5.94% $4,351
JPMorgan Chase Bank 2 7.12% $5,874
PROVIDENT FUNDING ASSOCIATES, L.P. 2 6.63% $7,022
Synovus Bank 2 5.81% $5,194
GUARANTEED RATE AFFINITY, LLC 1 6.60% $4,435
U.S. Bank 1 7.63% $5,528
LAKEVIEW LOAN SERVICING, LLC 1 6.63% $8,238
FREEDOM MORTGAGE CORPORATION 1 7.63% $13,295
Metro City Bank 1 7.38% $3,832
MICHIGAN MUTUAL, INC. 1 8.13% $17,001
MORTGAGE INVESTORS GROUP, INC. 1 5.50% $10,677
First National Bank of Pennsylvania 1 5.88% $3,744
Fifth Third Bank 1 6.49% $6,360
DELTA COMMUNITY CREDIT UNION 1 6.75% $4,496
NEWREZ LLC 1 5.38% $6,847
PENNYMAC LOAN SERVICES, LLC 1 6.88% $3,931
PNC Bank 1 7.38% $4,389
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.38% $10,852
Bank of America 1 8.13% $11,950
Cornerstone First Mortgage, Inc 1 6.00% $11,011
21ST MORTGAGE CORPORATION 1 7.85% $6,277
RELIANCE FIRST CAPITAL, LLC 1 6.75% $5,616
Renasant Bank 1 7.13% $4,327
CMG MORTGAGE, INC. 1 5.99% $9,424
CARDINAL FINANCIAL 1 6.13% $10,551
Stifel Bank and Trust 1 6.00% $2,680
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 7.13% $3,661
TJC Mortgage, Inc. 1 7.00% $5,205
BROKER SOLUTIONS, INC. 1 6.63% $3,818
United Community Bank 1 7.25% $3,903
BARTLETT MORTGAGE, INC. 1 7.99% $4,621
USAA Federal Savings Bank 1 7.25% $3,505
GUARANTY HOME MORTGAGE CORPORATION 1 6.50% $3,197
HOMESIDE FINANCIAL, LLC 1 7.63% $10,793
HOMESPIRE MORTGAGE CORPORATION 1 6.75% $6,094

Milledgeville Average Closing Costs & Other Stats

Milledgeville, GA's 60 lenders originated 583 loans during 2023. The total origination value was $124,465,000, with an average loan value of $213,491.

Milledgeville's average closing costs are $5,317.

The top Milledgeville lender as defined by loan originations is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 26 loans originated. Their average total fees are $6,153, which is $1,269 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Milledgeville lenders (with over 10 loans originated) are Ameris Bank ($5,859), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($6,153), QUICKEN LOANS, LLC ($7,422), .

The lowest rate Milledgeville lenders (with over 10 loans originated) are Ameris Bank (6.67%), QUICKEN LOANS, LLC (6.75%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.77%), .

Milledgeville, GA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $17,440,000 $11,275,000 -35.3% 9.1%
QUICKEN LOANS, LLC $9,890,000 $9,550,000 -3.4% 7.7%
Exchange Bank $16,105,000 $8,350,000 -48.2% 6.7%
VAN DYK MORTGAGE CORPORATION $2,340,000 $5,750,000 145.7% 4.6%
UNITED WHOLESALE MORTGAGE, LLC $6,215,000 $5,010,000 -19.4% 4.0%
Ameris Bank $9,175,000 $4,205,000 -54.2% 3.4%
ROBINS FINANCIAL $5,870,000 $3,510,000 -40.2% 2.8%
Mortgage Research Center, LLC $4,545,000 $3,295,000 -27.5% 2.6%
NAVY FEDERAL CREDIT UNION $1,615,000 $2,715,000 68.1% 2.2%
WALKER & DUNLOP, LLC $2,695,000 n/a 2.2%
United Bank $500,000 $2,395,000 379.0% 1.9%
Magnolia State Bank $4,830,000 $2,215,000 -54.1% 1.8%
MUTUAL OF OMAHA MORTGAGE, INC. $885,000 $2,195,000 148.0% 1.8%
Wells Fargo Bank $1,530,000 $1,950,000 27.5% 1.6%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $550,000 $1,865,000 239.1% 1.5%
Colony Bank $2,195,000 $1,860,000 -15.3% 1.5%
LOANDEPOT.COM, LLC $1,725,000 $1,715,000 -0.6% 1.4%
Capital City Home Loans, LLC $1,725,000 $1,595,000 -7.5% 1.3%
PENNYMAC LOAN SERVICES, LLC $760,000 $1,550,000 103.9% 1.2%
BANKSOUTH MORTGAGE COMPANY, LLC $2,210,000 $1,530,000 -30.8% 1.2%
BankSouth $430,000 $1,435,000 233.7% 1.2%
21ST MORTGAGE CORPORATION $950,000 $1,415,000 48.9% 1.1%
Synovus Bank $3,660,000 $1,370,000 -62.6% 1.1%
HOMESTAR FINANCIAL CORPORATION $1,810,000 $1,315,000 -27.3% 1.1%
MOVEMENT MORTGAGE, LLC $1,115,000 n/a 0.9%
CROSSCOUNTRY MORTGAGE, LLC $800,000 $1,095,000 36.9% 0.9%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $1,330,000 $1,065,000 -19.9% 0.9%
Regions Bank $395,000 $1,060,000 168.4% 0.9%
The Commercial Bank $35,000 $1,055,000 2,914.3% 0.8%
HOMESPIRE MORTGAGE CORPORATION $1,045,000 n/a 0.8%
Morris Bank $3,185,000 $1,045,000 -67.2% 0.8%
Carrington Mortgage Services, LLC $135,000 $1,000,000 640.7% 0.8%
PROVIDENT FUNDING ASSOCIATES, L.P. $485,000 $980,000 102.1% 0.8%
Renasant Bank $635,000 $940,000 48.0% 0.8%
STOCKTON MORTGAGE CORPORATION $1,400,000 $930,000 -33.6% 0.7%
Bank OZK $3,255,000 $855,000 -73.7% 0.7%
CMG MORTGAGE, INC. $730,000 $770,000 5.5% 0.6%
EVERETT FINANCIAL, INC. $1,655,000 $745,000 -55.0% 0.6%
CREDIT UNION FINANCIAL SERVICES, LLC $1,070,000 $740,000 -30.8% 0.6%
FREEDOM MORTGAGE CORPORATION $1,430,000 $735,000 -48.6% 0.6%
Truist $2,625,000 $735,000 -72.0% 0.6%
BARTLETT MORTGAGE, INC. $725,000 n/a 0.6%
GUILD MORTGAGE COMPANY $1,490,000 $705,000 -52.7% 0.6%
Pinnacle Bank $115,000 $700,000 508.7% 0.6%
TRIAD FINANCIAL SERVICES, INC. $145,000 $680,000 369.0% 0.5%
BROKER SOLUTIONS, INC. $1,255,000 $640,000 -49.0% 0.5%
GUARANTEED RATE, INC. $1,730,000 $625,000 -63.9% 0.5%
MORTGAGE INVESTORS GROUP, INC. $635,000 $610,000 -3.9% 0.5%
BANK OF MADISON $595,000 n/a 0.5%
TJC Mortgage, Inc. $565,000 n/a 0.5%
USAA Federal Savings Bank $575,000 $560,000 -2.6% 0.4%
AMERISAVE MORTGAGE CORPORATION $610,000 $550,000 -9.8% 0.4%
GEORGIA'S OWN $530,000 $540,000 1.9% 0.4%
JPMorgan Chase Bank $720,000 $540,000 -25.0% 0.4%
FIRST COLONY MORTGAGE CORPORATION $535,000 n/a 0.4%
GUARANTY HOME MORTGAGE CORPORATION $1,220,000 $510,000 -58.2% 0.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $660,000 $495,000 -25.0% 0.4%
Associated Credit Union $490,000 n/a 0.4%
Bank of America $1,060,000 $455,000 -57.1% 0.4%
LAKEVIEW LOAN SERVICING, LLC $455,000 n/a 0.4%
Mr. Cooper ( Nationstar Mortgage ) $1,470,000 $440,000 -70.1% 0.4%
AMERICAN FINANCIAL NETWORK, INC. $435,000 n/a 0.3%
GUARANTEED RATE AFFINITY, LLC $415,000 $435,000 4.8% 0.3%
CARDINAL FINANCIAL $1,370,000 $430,000 -68.6% 0.3%
First Federal Bank $1,040,000 $430,000 -58.7% 0.3%
U.S. Bank $970,000 $430,000 -55.7% 0.3%
Queensborough National Bank & Trust Company $35,000 $415,000 1,085.7% 0.3%
Metro City Bank $400,000 n/a 0.3%
PLANET HOME LENDING, LLC $400,000 n/a 0.3%
Nations Lending Corporation $410,000 $395,000 -3.7% 0.3%
MICHIGAN MUTUAL, INC. $375,000 n/a 0.3%
TEMPLE VIEW CAPITAL FUNDING, LP $365,000 n/a 0.3%
First National Bank of Pennsylvania $355,000 n/a 0.3%
ZILLOW HOME LOANS, LLC $325,000 n/a 0.3%
Citizens Bank $315,000 n/a 0.3%
Equity Prime Mortgage LLC $295,000 $315,000 6.8% 0.3%
NFM, INC. $315,000 n/a 0.3%
Stifel Bank and Trust $3,100,000 $315,000 -89.8% 0.3%
Flagstar Bank, FSB $595,000 $310,000 -47.9% 0.2%
CLEARPATH LENDING $365,000 $305,000 -16.4% 0.2%
Barrington Bank & Trust Company, N.A. $320,000 $300,000 -6.3% 0.2%
LIMA ONE CAPITAL, LLC $295,000 n/a 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $295,000 n/a 0.2%
DELTA COMMUNITY CREDIT UNION $410,000 $290,000 -29.3% 0.2%
Third Federal Savings and Loan Association of Cleveland $140,000 $270,000 92.9% 0.2%
Presidential Bank, FSB $265,000 n/a 0.2%
Century Mortgage Company DBA Century Lending Company $395,000 $255,000 -35.4% 0.2%
Platinum Home Mortgage Corporation $1,295,000 $235,000 -81.9% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $490,000 $230,000 -53.1% 0.2%
Discover Bank $150,000 $225,000 50.0% 0.2%
HOMESIDE FINANCIAL, LLC $615,000 $225,000 -63.4% 0.2%
Fifth Third Bank $220,000 n/a 0.2%
Bank of Monticello $215,000 n/a 0.2%
GMFS LLC $630,000 $215,000 -65.9% 0.2%
SOUTHWEST STAGE FUNDING, LLC $440,000 $215,000 -51.1% 0.2%
Southern States Bank $205,000 n/a 0.2%
Plains Commerce Bank $195,000 n/a 0.2%
TOP FLITE FINANCIAL, INC. $195,000 n/a 0.2%
Cornerstone First Mortgage, Inc $185,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $455,000 $180,000 -60.4% 0.1%
Figure Lending LLC $55,000 $175,000 218.2% 0.1%
PNC Bank $280,000 $160,000 -42.9% 0.1%
JUSTICE Federal Credit Union $155,000 n/a 0.1%
ACADEMY MORTGAGE CORPORATION $145,000 n/a 0.1%
Bank of Dudley $125,000 $145,000 16.0% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $75,000 $145,000 93.3% 0.1%
Prosperity Home Mortgage, LLC $115,000 $145,000 26.1% 0.1%
The Piedmont Bank $145,000 n/a 0.1%
United Community Bank $760,000 $145,000 -80.9% 0.1%
SPRING EQ, LLC $140,000 n/a 0.1%
Oconee State Bank $695,000 $135,000 -80.6% 0.1%
PrimeSouth Bank $135,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $125,000 $125,000 0.0% 0.1%
MILEND, INC. $505,000 $115,000 -77.2% 0.1%
OPEN MORTGAGE, LLC $395,000 $115,000 -70.9% 0.1%
Capital City Bank $55,000 $105,000 90.9% 0.1%
NEWREZ LLC $1,235,000 $105,000 -91.5% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $205,000 $85,000 -58.5% 0.1%
First Horizon Bank $75,000 n/a 0.1%
Bethpage Federal Credit Union $500,000 $65,000 -87.0% 0.1%
FirstBank $305,000 $65,000 -78.7% 0.1%
SunMark Community Bank $65,000 n/a 0.1%
AgFirst Farm Credit Bank $390,000 $55,000 -85.9% 0.0%
ROYAL UNITED MORTGAGE LLC $85,000 $55,000 -35.3% 0.0%
ANDREWS FEDERAL CREDIT UNION $45,000 n/a 0.0%
Talbot State Bank $45,000 n/a 0.0%

Milledgeville's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 9.1% market share. In second place, with 7.7%, is QUICKEN LOANS, LLC, having originated $9,550,000 in loans. In third place, with 6.7%, is Exchange Bank, having originated $8,350,000 in loans. In fourth place, with 4.6%, is VAN DYK MORTGAGE CORPORATION, having originated $5,750,000 in loans. In fifth place, with 4.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $5,010,000 in loans.


Milledgeville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Milledgeville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $187,475 (7.1%) $225,647 (9.8%) 0.00 253
2018-02-01 $189,200 (7.7%) $228,910 (9.5%) 0.00 261
2018-03-01 $186,900 (6.8%) $234,920 (9.6%) 0.00 268
2018-04-01 $188,450 (7.7%) $243,359 (14.5%) 0.00 284
2018-05-01 $189,000 (7.6%) $246,990 (18.8%) 0.00 278
2018-06-01 $191,900 (6.7%) $260,109 (19.3%) 0.00 264
2018-07-01 $194,975 (5.4%) $258,585 (13.7%) 0.00 271
2018-08-01 $194,900 (5.8%) $252,634 (13.7%) 0.00 307
2018-09-01 $191,900 (3.8%) $247,899 (7.5%) 0.00 300
2018-10-01 $191,150 (6.2%) $245,909 (9.2%) 0.00 291
2018-11-01 $190,900 (2.4%) $243,191 (7.7%) 0.00 277
2018-12-01 $190,900 (3.2%) $238,656 (6.0%) 0.00 254
2019-01-01 $190,900 (1.8%) $231,097 (2.4%) 0.00 257
2019-02-01 $193,500 (2.3%) $234,560 (2.5%) 0.00 273
2019-03-01 $207,229 (10.9%) $245,262 (4.4%) 0.00 303
2019-04-01 $229,000 (21.5%) $262,296 (7.8%) 0.00 339
2019-05-01 $235,975 (24.9%) $270,952 (9.7%) 0.00 332
2019-06-01 $225,000 (17.3%) $273,679 (5.2%) 0.00 324
2019-07-01 $222,450 (14.1%) $265,511 (2.7%) 0.00 325
2019-08-01 $227,973 (17.0%) $271,070 (7.3%) 0.00 324
2019-09-01 $232,432 (21.1%) $272,421 (9.9%) 0.00 315
2019-10-01 $240,950 (26.1%) $275,310 (12.0%) 0.00 296
2019-11-01 $239,000 (25.2%) $273,998 (12.7%) 0.00 287
2019-12-01 $229,608 (20.3%) $275,544 (15.5%) 0.00 266
2020-01-01 $244,900 (28.3%) $288,537 (24.9%) 0.00 237
2020-02-01 $242,000 (25.1%) $298,949 (27.5%) 0.00 222
2020-03-01 $244,950 (18.2%) $309,844 (26.3%) 0.00 220
2020-04-01 $240,475 (5.0%) $307,260 (17.1%) 0.00 204
2020-05-01 $259,950 (10.2%) $314,871 (16.2%) 0.00 190
2020-06-01 $244,000 (8.4%) $313,555 (14.6%) 0.00 160
2020-07-01 $234,000 (5.2%) $326,290 (22.9%) 0.00 147
2020-08-01 $237,000 (4.0%) $323,510 (19.4%) 0.00 136
2020-09-01 $237,000 (2.0%) $315,873 (16.0%) 0.00 148
2020-10-01 $240,000 (-0.4%) $313,742 (14.0%) 0.00 151
2020-11-01 $239,000 (0.0%) $313,377 (14.4%) 0.00 130
2020-12-01 $233,850 (1.9%) $331,340 (20.3%) 0.00 141
2021-01-01 $223,450 (-8.8%) $295,447 (2.4%) 0.00 136
2021-02-01 $220,000 (-9.1%) $314,909 (5.3%) 0.00 125
2021-03-01 $230,000 (-6.1%) $296,597 (-4.3%) 0.00 93
2021-04-01 $233,975 (-2.7%) $306,844 (-0.1%) 0.00 92
2021-05-01 $239,950 (-7.7%) $325,470 (3.4%) 0.00 85
2021-06-01 $212,000 (-13.1%) $332,422 (6.0%) 0.00 93
2021-07-01 $212,000 (-9.4%) $335,976 (3.0%) 0.00 88
2021-08-01 $270,500 (14.1%) $353,178 (9.2%) 0.00 101
2021-09-01 $269,900 (13.9%) $347,415 (10.0%) 0.00 105
2021-10-01 $215,000 (-10.4%) $330,590 (5.4%) 0.00 102
2021-11-01 $189,950 (-20.5%) $318,866 (1.8%) 0.00 95
2021-12-01 $185,225 (-20.8%) $287,208 (-13.3%) 0.00 94
2022-01-01 $229,900 (2.9%) $297,540 (0.7%) 0.00 90
2022-02-01 $263,000 (19.6%) $307,209 (-2.5%) 0.00 91
2022-03-01 $295,875 (28.6%) $322,814 (8.8%) 0.00 99
2022-04-01 $310,000 (32.5%) $352,638 (14.9%) 0.00 114
2022-05-01 $314,950 (31.3%) $391,044 (20.2%) 0.00 132
2022-06-01 $347,499 (63.9%) $426,436 (28.3%) 0.00 134
2022-07-01 $349,850 (65.0%) $437,783 (30.3%) 0.00 129
2022-08-01 $379,500 (40.3%) $429,119 (21.5%) 0.00 126
2022-09-01 $367,950 (36.3%) $414,742 (19.4%) 0.00 135
2022-10-01 $368,000 (71.2%) $419,359 (26.9%) 0.00 132
2022-11-01 $355,975 (87.4%) $426,142 (33.6%) 0.00 120
2022-12-01 $349,900 (88.9%) $429,870 (49.7%) 0.00 110
2023-01-01 $349,450 (52.0%) $416,419 (40.0%) 0.00 117
2023-02-01 $334,675 (27.3%) $406,708 (32.4%) 0.00 102
2023-03-01 $349,225 (18.0%) $456,154 (41.3%) 0.00 99
2023-04-01 $340,000 (9.7%) $449,028 (27.3%) 0.00 114
2023-05-01 $347,000 (10.2%) $460,832 (17.9%) 0.00 102
2023-06-01 $346,750 (-0.2%) $495,685 (16.2%) 0.00 103
2023-07-01 $279,400 (-20.1%) $438,745 (0.2%) 0.00 126
2023-08-01 $299,450 (-21.1%) $444,937 (3.7%) 0.00 130
2023-09-01 $299,450 (-18.6%) $463,715 (11.8%) 0.00 129
2023-10-01 $279,250 (-24.1%) $448,874 (7.0%) 0.00 138
2023-11-01 $278,475 (-21.8%) $459,422 (7.8%) 0.00 137
2023-12-01 $302,450 (-13.6%) $462,298 (7.5%) 0.00 135
2024-01-01 $299,875 (-14.2%) $463,802 (11.4%) 0.00 133
2024-02-01 $319,975 (-4.4%) $484,978 (19.2%) 0.00 141
2024-03-01 $334,950 (-4.1%) $512,779 (12.4%) 0.00 135
2024-04-01 $366,950 (7.9%) $558,793 (24.5%) 0.00 156
2024-05-01 $394,250 (13.6%) $612,048 (32.8%) 0.00 158
2024-06-01 $399,000 (15.1%) $652,276 (31.6%) 0.00 141
2024-07-01 $339,000 (21.3%) $610,172 (39.1%) 0.00 146
2024-08-01 $349,900 (16.9%) $624,440 (40.3%) 0.00 151
2024-09-01 $384,000 (28.2%) $634,819 (36.9%) 0.00 168
Milledgeville's median listing price for 2024-09-01 was $384,000, a difference of $84,550 (28.2%) versus the prior year and $34,100 versus the prior month.

Milledgeville's median listing price comes in at 0% of the national average.

Milledgeville's average listing price for 2024-09-01 was $634,819, a difference of $171,104 (36.9%) versus the prior year and $10,379 versus the prior month.

For the 2024-09-01 period, Milledgeville had 168 MLS listings, a difference of 17 listings (11%) versus the prior month and 39 listings (30%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Milledgeville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,835 sqft
2018-02-01 0 days 1,917 sqft
2018-03-01 0 days 1,902 sqft
2018-04-01 0 days 1,898 sqft
2018-05-01 0 days 1,834 sqft
2018-06-01 0 days 1,916 sqft
2018-07-01 0 days 1,937 sqft
2018-08-01 0 days 1,852 sqft
2018-09-01 0 days 1,889 sqft
2018-10-01 0 days 1,911 sqft
2018-11-01 0 days 1,909 sqft
2018-12-01 0 days 1,886 sqft
2019-01-01 0 days 1,848 sqft
2019-02-01 0 days 1,886 sqft
2019-03-01 0 days 2,009 sqft
2019-04-01 0 days 2,174 sqft
2019-05-01 0 days 2,151 sqft
2019-06-01 0 days 2,150 sqft
2019-07-01 0 days 2,105 sqft
2019-08-01 0 days 2,079 sqft
2019-09-01 0 days 2,074 sqft
2019-10-01 0 days 2,057 sqft
2019-11-01 0 days 2,030 sqft
2019-12-01 0 days 2,017 sqft
2020-01-01 0 days 2,124 sqft
2020-02-01 0 days 2,100 sqft
2020-03-01 0 days 2,108 sqft
2020-04-01 0 days 2,065 sqft
2020-05-01 0 days 2,100 sqft
2020-06-01 0 days 2,126 sqft
2020-07-01 0 days 2,163 sqft
2020-08-01 0 days 2,275 sqft
2020-09-01 0 days 2,233 sqft
2020-10-01 0 days 2,295 sqft
2020-11-01 0 days 2,240 sqft
2020-12-01 0 days 2,150 sqft
2021-01-01 0 days 2,128 sqft
2021-02-01 0 days 2,128 sqft
2021-03-01 0 days 2,091 sqft
2021-04-01 0 days 1,893 sqft
2021-05-01 0 days 1,776 sqft
2021-06-01 0 days 1,850 sqft
2021-07-01 0 days 1,892 sqft
2021-08-01 0 days 1,933 sqft
2021-09-01 0 days 1,935 sqft
2021-10-01 0 days 1,748 sqft
2021-11-01 0 days 1,632 sqft
2021-12-01 0 days 1,643 sqft
2022-01-01 0 days 1,752 sqft
2022-02-01 0 days 1,764 sqft
2022-03-01 0 days 2,006 sqft
2022-04-01 0 days 1,947 sqft
2022-05-01 0 days 1,942 sqft
2022-06-01 0 days 1,800 sqft
2022-07-01 0 days 1,800 sqft
2022-08-01 0 days 1,806 sqft
2022-09-01 0 days 1,800 sqft
2022-10-01 0 days 1,944 sqft
2022-11-01 0 days 2,057 sqft
2022-12-01 0 days 2,090 sqft
2023-01-01 0 days 1,953 sqft
2023-02-01 0 days 1,853 sqft
2023-03-01 0 days 2,049 sqft
2023-04-01 0 days 1,836 sqft
2023-05-01 0 days 1,806 sqft
2023-06-01 0 days 1,691 sqft
2023-07-01 0 days 1,632 sqft
2023-08-01 0 days 1,720 sqft
2023-09-01 0 days 1,786 sqft
2023-10-01 0 days 1,652 sqft
2023-11-01 0 days 1,800 sqft
2023-12-01 0 days 1,788 sqft
2024-01-01 0 days 1,796 sqft
2024-02-01 0 days 1,986 sqft
2024-03-01 0 days 2,036 sqft
2024-04-01 0 days 1,941 sqft
2024-05-01 0 days 2,016 sqft
2024-06-01 0 days 2,066 sqft
2024-07-01 0 days 2,028 sqft
2024-08-01 0 days 2,056 sqft
2024-09-01 0 days 2,056 sqft
Milledgeville's median listing age (time on market) for 2024-09-01 was 0 days.

Milledgeville's median square footage for active listings during the 2024-09-01 period was 2,056 sqft. One year prior, the average listing was 1,786 sqft.

Milledgeville, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 361 $87,895,000 $243,476
Cash Out Refi 84 $14,780,000 $175,952
Refi 58 $14,110,000 $243,276
Home Improvement 47 $4,405,000 $93,723
Other 33 $3,275,000 $99,242

Milledgeville's most frequently cited loan purpose was Home Purchase, with 361 originations. The 2nd most popular reason was Cash Out Refi, with 84 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 173 $41,415,000 $239,393
7-8% 126 $28,480,000 $226,032
5-6% 86 $25,470,000 $296,163
Over 8% 61 $7,835,000 $128,443
4-5% 9 $2,785,000 $309,444
<2.5% 1 $15,000 $15,000
3-4% 1 $75,000 $75,000

During 2023, Milledgeville's most frequently originated rate bucket was 6-7%, with 173 originations.

Loan Sizing (Milledgeville, GA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 195 $28,775,000 $147,564
$200k-400k 178 $49,390,000 $277,472
$100,000 or less 148 $8,510,000 $57,500
$400k-600k 42 $20,610,000 $490,714
$600k-1000k 17 $12,375,000 $727,941
$Over $1MM 3 $4,805,000 $1,601,667

Milledgeville's loan sizing saw the bucket of loans from $100k-200k with 195 originations, totaling $28,775,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 225 $55,185,000 $245,267
60-80% 117 $29,965,000 $256,111
20-40% 51 $5,625,000 $110,294
40-60% 47 $13,595,000 $289,255
Under 20% 39 $2,005,000 $51,410
Over 100% 4 $1,360,000 $340,000

Milledgeville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 225 originations, totaling $55,185,000 in origination value.