Milledgeville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Milledgeville averaged 6.62% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 6.85% and one month ago for the week of 2023-02-09, the average rate was 6.24%.

    Milledgeville's average rate one year ago was 3.56%.

    For refis of the same type during the week of 2023-03-16, the average rate was 6.55%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Milledgeville 30 Year Fixed Rate 2023-03-16 6.62%
    Milledgeville 30 Year Fixed Rate Refi 2023-03-16 6.55%
    Milledgeville 15 Year Fixed Rate 2023-03-16 6.22%
    Milledgeville 15 Year Fixed Rate Refi 2023-03-16 5.99%
    Milledgeville 30 Year FHA 2023-03-16 6.19%
    Milledgeville 30 Year FHA Refi 2023-03-16 6.3%
    Milledgeville 30 Year USDA 2023-03-16 6.71%
    Milledgeville 30 Year VA 2023-03-16 6.22%
    Milledgeville 30 Year VA Refi 2023-03-16 5.83%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Milledgeville, GA.

    Milledgeville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Milledgeville, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 37 5.52% $5,942
    QUICKEN LOANS, LLC 27 5.17% $6,972
    Ameris Bank 19 4.93% $5,981
    ROBINS FINANCIAL 17 4.88% $3,329
    UNITED WHOLESALE MORTGAGE, LLC 9 5.17% $9,383
    LOANDEPOT.COM, LLC 6 4.71% $5,125
    Colony Bank 5 4.55% $3,320
    BANKSOUTH MORTGAGE COMPANY, LLC 5 4.70% $6,241
    HOMESTAR FINANCIAL CORPORATION 4 4.44% $4,010
    CREDIT UNION FINANCIAL SERVICES, LLC 4 4.22% $5,620
    EVERETT FINANCIAL, INC. 4 5.40% $2,820
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 4 5.25% $4,615
    GUARANTEED RATE, INC. 4 5.19% $6,946
    GUARANTY HOME MORTGAGE CORPORATION 4 4.53% $6,641
    Wells Fargo Bank 4 4.56% $3,835
    Stifel Bank and Trust 3 3.29% $4,269
    NAVY FEDERAL CREDIT UNION 3 6.29% $4,964
    Mr. Cooper ( Nationstar Mortgage ) 3 4.88% $5,474
    Bank of England 3 4.25% $4,014
    BETTER MORTGAGE CORPORATION 3 3.33% $2,923
    VAN DYK MORTGAGE CORPORATION 3 5.42% $10,629
    BROKER SOLUTIONS, INC. 3 4.92% $4,478
    Truist 3 5.51% $4,132
    Synovus Bank 2 5.25% $4,222
    JPMorgan Chase Bank 2 4.25% $2,069
    Morgan Stanley Private Bank 2 2.95% $3,590
    USAA Federal Savings Bank 2 5.06% $2,481
    U.S. Bank 2 4.25% $3,977
    NexBank 2 6.63% $10,595
    PENNYMAC LOAN SERVICES, LLC 2 4.56% $8,508
    ANGEL OAK HOME LOANS LLC 2 5.25% $6,273
    CRESCENT MORTGAGE COMPANY 2 3.75% $3,543
    GUILD MORTGAGE COMPANY 2 6.81% $5,980
    Capital City Home Loans, LLC 2 4.31% $9,345
    First Federal Bank 2 4.56% $3,292
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 4.88% $12,286
    Flagstar Bank, FSB 2 4.00% $3,276
    GMFS LLC 2 4.19% $3,006
    STOCKTON MORTGAGE CORPORATION 2 3.93% $5,168
    Bank of America 2 4.38% $3,910
    Watermark Capital, Inc. 1 3.63% $4,199
    Waterstone Mortgage Corporation 1 5.00% $16,355
    NEWREZ LLC 1 8.38% $12,175
    AMERICAN FINANCIAL RESOURCES, INC. 1 6.13% $4,254
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 4.00% $10,794
    ANGEL OAK MORTGAGE SOLUTIONS LLC 1 6.00% $6,809
    ATLANTA POSTAL 1 2.88% $3,193
    Bethpage Federal Credit Union 1 5.75% $4,208
    BNY Mellon 1 4.13% $4,419
    Century Mortgage Company DBA Century Lending Company 1 5.50% $13,828
    CHURCHILL MORTGAGE CORPORATION 1 4.88% $5,780
    City National Bank 1 3.83% $5,820
    CMG MORTGAGE, INC. 1 4.50% $5,777
    Commerce Home Mortgage, Inc. 1 5.50% $6,127
    CROSSCOUNTRY MORTGAGE, LLC 1 6.20% $7,691
    DELTA COMMUNITY CREDIT UNION 1 5.88% $4,606
    First American Bank and Trust Company 1 4.13% $3,471
    FirstBank 1 5.50% $4,612
    First Heritage Mortgage, LLC 1 4.63% $6,867
    GEORGIA UNITED 1 7.75% $9,110
    GUARANTEED RATE AFFINITY, LLC 1 6.75% $4,919
    HOME POINT FINANCIAL CORPORATION 1 4.75% $7,773
    HOMESIDE FINANCIAL, LLC 1 3.63% $1,451
    INTERLINC MORTGAGE SERVICES, LLC 1 6.37% $3,254
    ITHINK FINANCIAL Credit Union 1 7.13% $2,598
    LIBERTY HOME MORTGAGE CORPORATION 1 6.25% $6,626
    AgFirst Farm Credit Bank 1 4.25% $6,000
    Paramount Residential Mortgage Group, Inc. 1 5.63% $11,414
    Platinum Home Mortgage Corporation 1 3.88% $8,556
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 4.13% $8,014
    Prosperity Home Mortgage, LLC 1 4.88% $5,749
    Regions Bank 1 4.13% $4,838
    Renasant Bank 1 4.50% $5,505
    ROYAL UNITED MORTGAGE LLC 1 7.63% $4,873
    SHELTER HOME MORTGAGE, LLC 1 4.99% $5,976
    Sierra Pacific Mortgage Company, Inc. 1 6.88% $5,736
    SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 4.63% $8,174
    South State Bank 1 4.25% $5,220
    SUCCESS MORTGAGE PARTNERS, INC. 1 6.13% $6,827
    SWBC MORTGAGE CORPORATION 1 5.88% $5,093
    THE MORTGAGE FIRM, INC. 1 5.13% $8,048
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 5.25% $7,846

    Milledgeville Average Closing Costs & Other Stats

    Milledgeville, GA's 82 lenders originated 789 loans during 2022. The total origination value was $202,455,000, with an average loan value of $256,597.

    Milledgeville's average closing costs are $4,992.

    The top Milledgeville lender as defined by loan originations is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 37 loans originated. Their average total fees are $5,942, which is $1,030 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Milledgeville lenders (with over 10 loans originated) are ROBINS FINANCIAL ($3,329), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($5,942), Ameris Bank ($5,981), QUICKEN LOANS, LLC ($6,972) and .

    The lowest rate Milledgeville lenders (with over 10 loans originated) are ROBINS FINANCIAL (4.88%), Ameris Bank (4.93%), QUICKEN LOANS, LLC (5.17%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (5.52%) and .

    Milledgeville, GA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $27,570,000 $17,440,000 -36.7% 8.6%
    Exchange Bank $21,830,000 $16,105,000 -26.2% 8.0%
    The First, A National Banking Association $14,720,000 n/a 7.3%
    Merchants Bank of Indiana $13,190,000 n/a 6.5%
    QUICKEN LOANS, LLC $27,765,000 $9,890,000 -64.4% 4.9%
    Ameris Bank $8,990,000 $9,175,000 2.1% 4.5%
    UNITED WHOLESALE MORTGAGE, LLC $6,445,000 $6,215,000 -3.6% 3.1%
    ROBINS FINANCIAL $5,340,000 $5,870,000 9.9% 2.9%
    Magnolia State Bank $1,360,000 $4,830,000 255.1% 2.4%
    Mortgage Research Center, LLC $4,570,000 $4,545,000 -0.5% 2.2%
    Synovus Bank $2,565,000 $3,660,000 42.7% 1.8%
    Bank OZK $3,255,000 n/a 1.6%
    Morris Bank $4,745,000 $3,185,000 -32.9% 1.6%
    Stifel Bank and Trust $3,020,000 $3,100,000 2.6% 1.5%
    Truist $7,410,000 $2,625,000 -64.6% 1.3%
    VAN DYK MORTGAGE CORPORATION $2,340,000 n/a 1.2%
    Southern First Bank $160,000 $2,290,000 1,331.3% 1.1%
    BANKSOUTH MORTGAGE COMPANY, LLC $5,555,000 $2,210,000 -60.2% 1.1%
    Colony Bank $3,465,000 $2,195,000 -36.7% 1.1%
    HOMESTAR FINANCIAL CORPORATION $4,435,000 $1,810,000 -59.2% 0.9%
    GUARANTEED RATE, INC. $1,305,000 $1,730,000 32.6% 0.9%
    Capital City Home Loans, LLC $2,420,000 $1,725,000 -28.7% 0.9%
    LOANDEPOT.COM, LLC $4,215,000 $1,725,000 -59.1% 0.9%
    EVERETT FINANCIAL, INC. $105,000 $1,655,000 1,476.2% 0.8%
    NAVY FEDERAL CREDIT UNION $1,000,000 $1,615,000 61.5% 0.8%
    Wells Fargo Bank $4,040,000 $1,530,000 -62.1% 0.8%
    GUILD MORTGAGE COMPANY $675,000 $1,490,000 120.7% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $2,290,000 $1,470,000 -35.8% 0.7%
    FREEDOM MORTGAGE CORPORATION $5,345,000 $1,430,000 -73.2% 0.7%
    STOCKTON MORTGAGE CORPORATION $1,695,000 $1,400,000 -17.4% 0.7%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $365,000 $1,370,000 275.3% 0.7%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $2,775,000 $1,330,000 -52.1% 0.7%
    Platinum Home Mortgage Corporation $415,000 $1,295,000 212.0% 0.6%
    BROKER SOLUTIONS, INC. $2,380,000 $1,255,000 -47.3% 0.6%
    NEWREZ LLC $2,410,000 $1,235,000 -48.8% 0.6%
    GUARANTY HOME MORTGAGE CORPORATION $2,250,000 $1,220,000 -45.8% 0.6%
    CREDIT UNION FINANCIAL SERVICES, LLC $3,110,000 $1,070,000 -65.6% 0.5%
    Bank of America $1,060,000 $1,060,000 0.0% 0.5%
    First Federal Bank $2,525,000 $1,040,000 -58.8% 0.5%
    First American Bank and Trust Company $235,000 $1,030,000 338.3% 0.5%
    U.S. Bank $175,000 $970,000 454.3% 0.5%
    21ST MORTGAGE CORPORATION $1,520,000 $950,000 -37.5% 0.5%
    Morgan Stanley Private Bank $890,000 n/a 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $135,000 $885,000 555.6% 0.4%
    Bank of England $815,000 $855,000 4.9% 0.4%
    Paramount Residential Mortgage Group, Inc. $125,000 $840,000 572.0% 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $2,565,000 $800,000 -68.8% 0.4%
    BETTER MORTGAGE CORPORATION $3,265,000 $765,000 -76.6% 0.4%
    PENNYMAC LOAN SERVICES, LLC $3,240,000 $760,000 -76.5% 0.4%
    United Community Bank $855,000 $760,000 -11.1% 0.4%
    THE SOUTHERN Credit Union $755,000 n/a 0.4%
    BNY Mellon $745,000 n/a 0.4%
    Commerce Home Mortgage, Inc. $745,000 n/a 0.4%
    ANGEL OAK HOME LOANS LLC $1,050,000 $740,000 -29.5% 0.4%
    CMG MORTGAGE, INC. $825,000 $730,000 -11.5% 0.4%
    JPMorgan Chase Bank $2,180,000 $720,000 -67.0% 0.4%
    THE MORTGAGE FIRM, INC. $1,295,000 $715,000 -44.8% 0.4%
    Oconee State Bank $260,000 $695,000 167.3% 0.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $485,000 $660,000 36.1% 0.3%
    MORTGAGE INVESTORS GROUP, INC. $635,000 n/a 0.3%
    Renasant Bank $1,625,000 $635,000 -60.9% 0.3%
    GMFS LLC $825,000 $630,000 -23.6% 0.3%
    WaterStone Bank, SSB $625,000 n/a 0.3%
    Waterstone Mortgage Corporation $625,000 n/a 0.3%
    HOMESIDE FINANCIAL, LLC $525,000 $615,000 17.1% 0.3%
    AMERISAVE MORTGAGE CORPORATION $2,005,000 $610,000 -69.6% 0.3%
    NexBank $185,000 $610,000 229.7% 0.3%
    Flagstar Bank, FSB $1,360,000 $595,000 -56.3% 0.3%
    USAA Federal Savings Bank $2,230,000 $575,000 -74.2% 0.3%
    SOUTHEAST MORTGAGE OF GEORGIA, INC. $195,000 $550,000 182.1% 0.3%
    LENDINGHOME FUNDING CORPORATION $545,000 n/a 0.3%
    GEORGIA'S OWN $35,000 $530,000 1,414.3% 0.3%
    INTERLINC MORTGAGE SERVICES, LLC $1,235,000 $505,000 -59.1% 0.2%
    MILEND, INC. $195,000 $505,000 159.0% 0.2%
    Bethpage Federal Credit Union $500,000 n/a 0.2%
    TOWNE MORTGAGE COMPANY $440,000 $500,000 13.6% 0.2%
    United Bank $825,000 $500,000 -39.4% 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $205,000 $490,000 139.0% 0.2%
    PROVIDENT FUNDING ASSOCIATES, L.P. $495,000 $485,000 -2.0% 0.2%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $465,000 n/a 0.2%
    PENTAGON FEDERAL CREDIT UNION $65,000 $455,000 600.0% 0.2%
    SUCCESS MORTGAGE PARTNERS, INC. $1,085,000 $455,000 -58.1% 0.2%
    AMERICAN PORTFOLIO MORTGAGE CORPORATION $445,000 n/a 0.2%
    SOUTHWEST STAGE FUNDING, LLC $290,000 $440,000 51.7% 0.2%
    BankSouth $720,000 $430,000 -40.3% 0.2%
    EMM LOANS LLC $425,000 n/a 0.2%
    GUARANTEED RATE AFFINITY, LLC $415,000 n/a 0.2%
    DELTA COMMUNITY CREDIT UNION $1,270,000 $410,000 -67.7% 0.2%
    Nations Lending Corporation $580,000 $410,000 -29.3% 0.2%
    Century Mortgage Company DBA Century Lending Company $455,000 $395,000 -13.2% 0.2%
    OPEN MORTGAGE, LLC $395,000 n/a 0.2%
    Regions Bank $1,705,000 $395,000 -76.8% 0.2%
    AgFirst Farm Credit Bank $390,000 n/a 0.2%
    South State Bank $1,960,000 $375,000 -80.9% 0.2%
    CLEARPATH LENDING $1,785,000 $365,000 -79.6% 0.2%
    CRESCENT MORTGAGE COMPANY $1,255,000 $340,000 -72.9% 0.2%
    BAY EQUITY LLC $335,000 n/a 0.2%
    Barrington Bank & Trust Company, N.A. $95,000 $320,000 236.8% 0.2%
    HOME POINT FINANCIAL CORPORATION $665,000 $310,000 -53.4% 0.2%
    East West Bank $305,000 n/a 0.2%
    FirstBank $305,000 n/a 0.2%
    NEW DAY FINANCIAL, LLC $1,445,000 $305,000 -78.9% 0.2%
    CREDIT UNION OF GEORGIA $300,000 n/a 0.1%
    Equity Prime Mortgage LLC $295,000 n/a 0.1%
    First Heritage Mortgage, LLC $295,000 n/a 0.1%
    First Option Mortgage, LLC $285,000 n/a 0.1%
    PNC Bank $1,005,000 $280,000 -72.1% 0.1%
    AMERICAN ADVISORS GROUP $275,000 n/a 0.1%
    LIBERTY HOME MORTGAGE CORPORATION $265,000 $270,000 1.9% 0.1%
    BancorpSouth Bank $265,000 n/a 0.1%
    Wyndham Capital Mortgage, Inc. $265,000 n/a 0.1%
    GEORGIA UNITED $255,000 n/a 0.1%
    North American Savings Bank, F.S.B. $1,085,000 $255,000 -76.5% 0.1%
    AMERICAN FINANCING CORPORATION $175,000 $245,000 40.0% 0.1%
    ON Q FINANCIAL, INC. $245,000 n/a 0.1%
    Princeton Mortgage Corporation $245,000 n/a 0.1%
    SHELTER HOME MORTGAGE, LLC $245,000 n/a 0.1%
    Peoples Bank $235,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $325,000 $225,000 -30.8% 0.1%
    City National Bank $225,000 n/a 0.1%
    VILLAGE CAPITAL MORTGAGE $815,000 $220,000 -73.0% 0.1%
    ALLIED MORTGAGE GROUP, INC. $205,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $205,000 n/a 0.1%
    CIS Financial Services, Inc. $195,000 n/a 0.1%
    Citibank $195,000 n/a 0.1%
    RESIDENTIAL BANCORP. $195,000 n/a 0.1%
    ACOPIA, LLC $980,000 $190,000 -80.6% 0.1%
    ROSS MORTGAGE CORPORATION $185,000 n/a 0.1%
    Sierra Pacific Mortgage Company, Inc. $185,000 n/a 0.1%
    SWBC MORTGAGE CORPORATION $125,000 $185,000 48.0% 0.1%
    SECURITYNATIONAL MORTGAGE COMPANY $165,000 $180,000 9.1% 0.1%
    INTELLILOAN, INC. $175,000 n/a 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $465,000 $175,000 -62.4% 0.1%
    CALIBER HOME LOANS, INC. $760,000 $165,000 -78.3% 0.1%
    Alcova Mortgage LLC $155,000 n/a 0.1%
    GoPrime Mortgage, Inc. $155,000 n/a 0.1%
    Discover Bank $110,000 $150,000 36.4% 0.1%
    ATLANTA POSTAL $155,000 $145,000 -6.5% 0.1%
    Flint Community Bank $145,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $730,000 $145,000 -80.1% 0.1%
    Third Federal Savings and Loan Association of Cleveland $115,000 $140,000 21.7% 0.1%
    Carrington Mortgage Services, LLC $555,000 $135,000 -75.7% 0.1%
    NATIONS DIRECT MORTGAGE, LLC $135,000 n/a 0.1%
    Bank of Dudley $965,000 $125,000 -87.0% 0.1%
    RELIANCE FIRST CAPITAL, LLC $185,000 $125,000 -32.4% 0.1%
    Pinnacle Bank $45,000 $115,000 155.6% 0.1%
    Prosperity Home Mortgage, LLC $715,000 $115,000 -83.9% 0.1%
    Watermark Capital, Inc. $115,000 n/a 0.1%
    M&T Bank $105,000 n/a 0.1%
    Ally Bank $95,000 n/a 0.0%
    NATIONWIDE MORTGAGE BANKERS, INC. $85,000 n/a 0.0%
    ROYAL UNITED MORTGAGE LLC $85,000 n/a 0.0%
    FIRST COMMUNITY MORTGAGE, INC. $545,000 $75,000 -86.2% 0.0%
    SRP Federal Credit Union $75,000 $75,000 0.0% 0.0%
    AMERICAN FINANCIAL RESOURCES, INC. $65,000 $65,000 0.0% 0.0%
    FINANCE OF AMERICA REVERSE LLC $65,000 n/a 0.0%
    HONDA Federal Credit Union $65,000 n/a 0.0%
    Capital City Bank $555,000 $55,000 -90.1% 0.0%
    Figure Lending LLC $40,000 $55,000 37.5% 0.0%
    ITHINK FINANCIAL Credit Union $55,000 n/a 0.0%
    F&M Bank $45,000 $45,000 0.0% 0.0%
    Queensborough National Bank & Trust Company $305,000 $35,000 -88.5% 0.0%
    The Commercial Bank $35,000 n/a 0.0%

    Milledgeville's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 8.6% market share. In second place, with 8.0%, is Exchange Bank, having originated $16,105,000 in loans. In third place, with 7.3%, is The First, A National Banking Association, having originated $14,720,000 in loans. In fourth place, with 6.5%, is Merchants Bank of Indiana, having originated $13,190,000 in loans. In fifth place, with 4.9%, is QUICKEN LOANS, LLC, having originated $9,890,000 in loans.

    Milledgeville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Milledgeville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $187,475 (7.1%) $225,647 (10.1%) 0.00 253
    2018-02-01 $189,200 (8.1%) $228,910 (9.8%) 0.00 261
    2018-03-01 $186,900 (6.8%) $234,920 (9.8%) 0.00 268
    2018-04-01 $188,450 (7.7%) $243,359 (14.8%) 0.00 284
    2018-05-01 $189,000 (8.0%) $246,990 (19.0%) 0.00 278
    2018-06-01 $191,900 (6.7%) $259,287 (19.1%) 0.00 266
    2018-07-01 $194,975 (5.4%) $257,807 (13.6%) 0.00 273
    2018-08-01 $194,900 (6.0%) $251,978 (13.6%) 0.00 309
    2018-09-01 $191,900 (4.1%) $247,512 (7.5%) 0.00 301
    2018-10-01 $191,150 (6.2%) $245,230 (8.9%) 0.00 293
    2018-11-01 $190,900 (2.4%) $242,899 (7.6%) 0.00 278
    2018-12-01 $190,900 (3.2%) $238,355 (5.9%) 0.00 255
    2019-01-01 $190,900 (1.8%) $230,825 (2.3%) 0.00 258
    2019-02-01 $192,500 (1.7%) $234,252 (2.3%) 0.00 272
    2019-03-01 $207,229 (10.9%) $245,143 (4.4%) 0.00 302
    2019-04-01 $229,000 (21.5%) $262,436 (7.8%) 0.00 339
    2019-05-01 $234,500 (24.1%) $271,002 (9.7%) 0.00 332
    2019-06-01 $225,000 (17.3%) $273,730 (5.6%) 0.00 324
    2019-07-01 $222,450 (14.1%) $265,692 (3.1%) 0.00 325
    2019-08-01 $227,973 (17.0%) $271,070 (7.6%) 0.00 324
    2019-09-01 $232,432 (21.1%) $272,421 (10.1%) 0.00 315
    2019-10-01 $240,950 (26.1%) $275,310 (12.3%) 0.00 296
    2019-11-01 $239,000 (25.2%) $273,998 (12.8%) 0.00 287
    2019-12-01 $229,608 (20.3%) $275,544 (15.6%) 0.00 266
    2020-01-01 $244,900 (28.3%) $288,537 (25.0%) 0.00 237
    2020-02-01 $242,000 (25.7%) $298,949 (27.6%) 0.00 222
    2020-03-01 $244,950 (18.2%) $309,844 (26.4%) 0.00 220
    2020-04-01 $240,475 (5.0%) $307,260 (17.1%) 0.00 204
    2020-05-01 $259,950 (10.9%) $314,871 (16.2%) 0.00 190
    2020-06-01 $244,000 (8.4%) $313,555 (14.6%) 0.00 160
    2020-07-01 $235,250 (5.8%) $326,290 (22.8%) 0.00 147
    2020-08-01 $237,000 (4.0%) $323,510 (19.4%) 0.00 136
    2020-09-01 $237,000 (2.0%) $315,873 (16.0%) 0.00 148
    2020-10-01 $240,000 (-0.4%) $313,742 (14.0%) 0.00 152
    2020-11-01 $239,000 (0.0%) $313,377 (14.4%) 0.00 130
    2020-12-01 $233,850 (1.9%) $331,340 (20.3%) 0.00 141
    2021-01-01 $223,450 (-8.8%) $295,447 (2.4%) 0.00 136
    2021-02-01 $220,000 (-9.1%) $314,909 (5.3%) 0.00 125
    2021-03-01 $230,000 (-6.1%) $296,597 (-4.3%) 0.00 93
    2021-04-01 $233,750 (-2.8%) $306,952 (-0.1%) 0.00 92
    2021-05-01 $239,900 (-7.7%) $323,497 (2.7%) 0.00 85
    2021-06-01 $212,000 (-13.1%) $332,422 (6.0%) 0.00 93
    2021-07-01 $212,000 (-9.9%) $335,976 (3.0%) 0.00 88
    2021-08-01 $270,500 (14.1%) $353,178 (9.2%) 0.00 101
    2021-09-01 $269,900 (13.9%) $347,415 (10.0%) 0.00 105
    2021-10-01 $215,000 (-10.4%) $330,590 (5.4%) 0.00 102
    2021-11-01 $189,950 (-20.5%) $318,866 (1.8%) 0.00 95
    2021-12-01 $185,225 (-20.8%) $287,208 (-13.3%) 0.00 94
    2022-01-01 $229,900 (2.9%) $297,540 (0.7%) 0.00 90
    2022-02-01 $260,975 (18.6%) $305,159 (-3.1%) 0.00 92
    2022-03-01 $292,750 (27.3%) $320,935 (8.2%) 0.00 100
    2022-04-01 $310,000 (32.6%) $352,638 (14.9%) 0.00 115
    2022-05-01 $314,950 (31.3%) $391,044 (20.9%) 0.00 132
    2022-06-01 $347,499 (63.9%) $426,436 (28.3%) 0.00 134
    2022-07-01 $349,850 (65.0%) $437,783 (30.3%) 0.00 129
    2022-08-01 $379,500 (40.3%) $429,119 (21.5%) 0.00 126
    2022-09-01 $367,950 (36.3%) $414,742 (19.4%) 0.00 135
    2022-10-01 $368,000 (71.2%) $419,359 (26.9%) 0.00 132
    2022-11-01 $355,975 (87.4%) $426,142 (33.6%) 0.00 120
    2022-12-01 $349,900 (88.9%) $429,870 (49.7%) 0.00 110
    2023-01-01 $349,450 (52.0%) $416,419 (40.0%) 0.00 117
    2023-02-01 $334,675 (28.2%) $406,708 (33.3%) 0.00 102
    Milledgeville's median listing price for 2023-02-01 was $334,675, a difference of $73,700 (28.2%) versus the prior year and $-14,775 versus the prior month.

    Milledgeville's median listing price comes in at 0% of the national average.

    Milledgeville's average listing price for 2023-02-01 was $406,708, a difference of $101,549 (33.3%) versus the prior year and $-9,711 versus the prior month.

    For the 2023-02-01 period, Milledgeville had 102 MLS listings, a difference of -15 listings (-13%) versus the prior month and 10 listings (11%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Milledgeville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,835 sqft
    2018-02-01 0 days 1,917 sqft
    2018-03-01 0 days 1,902 sqft
    2018-04-01 0 days 1,898 sqft
    2018-05-01 0 days 1,832 sqft
    2018-06-01 0 days 1,904 sqft
    2018-07-01 0 days 1,929 sqft
    2018-08-01 0 days 1,849 sqft
    2018-09-01 0 days 1,886 sqft
    2018-10-01 0 days 1,910 sqft
    2018-11-01 0 days 1,909 sqft
    2018-12-01 0 days 1,848 sqft
    2019-01-01 0 days 1,848 sqft
    2019-02-01 0 days 1,884 sqft
    2019-03-01 0 days 2,007 sqft
    2019-04-01 0 days 2,175 sqft
    2019-05-01 0 days 2,153 sqft
    2019-06-01 0 days 2,151 sqft
    2019-07-01 0 days 2,110 sqft
    2019-08-01 0 days 2,079 sqft
    2019-09-01 0 days 2,074 sqft
    2019-10-01 0 days 2,057 sqft
    2019-11-01 0 days 2,030 sqft
    2019-12-01 0 days 2,024 sqft
    2020-01-01 0 days 2,124 sqft
    2020-02-01 0 days 2,100 sqft
    2020-03-01 0 days 2,108 sqft
    2020-04-01 0 days 2,050 sqft
    2020-05-01 0 days 2,100 sqft
    2020-06-01 0 days 2,125 sqft
    2020-07-01 0 days 2,152 sqft
    2020-08-01 0 days 2,275 sqft
    2020-09-01 0 days 2,219 sqft
    2020-10-01 0 days 2,286 sqft
    2020-11-01 0 days 2,196 sqft
    2020-12-01 0 days 2,150 sqft
    2021-01-01 0 days 2,128 sqft
    2021-02-01 0 days 2,128 sqft
    2021-03-01 0 days 2,088 sqft
    2021-04-01 0 days 1,874 sqft
    2021-05-01 0 days 1,768 sqft
    2021-06-01 0 days 1,858 sqft
    2021-07-01 0 days 1,950 sqft
    2021-08-01 0 days 1,944 sqft
    2021-09-01 0 days 1,935 sqft
    2021-10-01 0 days 1,748 sqft
    2021-11-01 0 days 1,632 sqft
    2021-12-01 0 days 1,643 sqft
    2022-01-01 0 days 1,752 sqft
    2022-02-01 0 days 1,757 sqft
    2022-03-01 0 days 1,995 sqft
    2022-04-01 0 days 1,940 sqft
    2022-05-01 0 days 1,946 sqft
    2022-06-01 0 days 1,800 sqft
    2022-07-01 0 days 1,800 sqft
    2022-08-01 0 days 1,806 sqft
    2022-09-01 0 days 1,800 sqft
    2022-10-01 0 days 1,944 sqft
    2022-11-01 0 days 2,057 sqft
    2022-12-01 0 days 2,090 sqft
    2023-01-01 0 days 1,953 sqft
    2023-02-01 0 days 1,853 sqft
    Milledgeville's median listing age (time on market) for 2023-02-01 was 0 days.

    Milledgeville's median square footage for active listings during the 2023-02-01 period was 1,853 sqft. One year prior, the average listing was 1,757 sqft.

    Milledgeville, GA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 428 $120,110,000 $280,631
    Refi 160 $44,050,000 $275,313
    Cash Out Refi 115 $24,455,000 $212,652
    Other 44 $6,940,000 $157,727
    Home Improvement 42 $6,900,000 $164,286

    Milledgeville's most frequently cited loan purpose was Home Purchase, with 428 originations. The 2nd most popular reason was Refi, with 160 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 160 $37,610,000 $235,063
    4-5% 150 $48,610,000 $324,067
    3-4% 147 $46,625,000 $317,177
    6-7% 94 $21,760,000 $231,489
    2.5-3% 30 $7,470,000 $249,000
    Over 8% 19 $3,125,000 $164,474
    <2.5% 19 $6,685,000 $351,842
    7-8% 18 $3,380,000 $187,778

    During 2022, Milledgeville's most frequently originated rate bucket was 5-6%, with 160 originations.

    Loan Sizing (Milledgeville, GA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 270 $39,470,000 $146,185
    $200k-400k 229 $63,065,000 $275,393
    $100,000 or less 188 $11,180,000 $59,468
    $400k-600k 65 $31,695,000 $487,615
    $600k-1000k 28 $19,840,000 $708,571
    $Over $1MM 9 $37,205,000 $4,133,889

    Milledgeville's loan sizing saw the bucket of loans from $100k-200k with 270 originations, totaling $39,470,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 289 $69,575,000 $240,744
    60-80% 187 $76,435,000 $408,743
    40-60% 58 $12,460,000 $214,828
    20-40% 52 $7,950,000 $152,885
    Under 20% 44 $5,500,000 $125,000
    Over 100% 8 $2,630,000 $328,750

    Milledgeville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 289 originations, totaling $69,575,000 in origination value.