Milledgeville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Milledgeville averaged 6.5% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.69% and one month ago for the week of 2024-11-07, the average rate was 6.89%.

    Milledgeville's average rate one year ago was 6.93%.

    For refis of the same type during the week of 2024-12-12, the average rate was 6.7%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Milledgeville 30 Year Fixed Rate 2024-12-12 6.5%
    Milledgeville 30 Year Fixed Rate Refi 2024-12-12 6.7%
    Milledgeville 15 Year Fixed Rate 2024-12-12 5.94%
    Milledgeville 15 Year Fixed Rate Refi 2024-12-12 6.34%
    Milledgeville 30 Year FHA 2024-12-12 6.06%
    Milledgeville 30 Year FHA Refi 2024-12-12 6.18%
    Milledgeville 30 Year USDA 2024-12-12 6.5%
    Milledgeville 30 Year USDA Refi 2024-12-12 6.4%
    Milledgeville 30 Year VA 2024-12-12 5.98%
    Milledgeville 30 Year VA Refi 2024-12-12 5.98%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Milledgeville, GA.

    Milledgeville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Milledgeville, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 26 6.77% $6,153
    QUICKEN LOANS, LLC 20 6.75% $7,422
    Ameris Bank 12 6.67% $5,859
    UNITED WHOLESALE MORTGAGE, LLC 7 7.03% $9,203
    ROBINS FINANCIAL 6 5.69% $4,231
    Colony Bank 5 6.95% $6,016
    NAVY FEDERAL CREDIT UNION 5 6.73% $6,578
    VAN DYK MORTGAGE CORPORATION 5 6.78% $5,914
    HOMESTAR FINANCIAL CORPORATION 5 6.30% $6,866
    SOUTHEAST MORTGAGE OF GEORGIA, INC. 5 7.85% $8,892
    BANKSOUTH MORTGAGE COMPANY, LLC 4 6.78% $7,881
    Wells Fargo Bank 4 6.19% $7,875
    MUTUAL OF OMAHA MORTGAGE, INC. 3 7.42% $9,689
    MOVEMENT MORTGAGE, LLC 3 6.63% $9,367
    LOANDEPOT.COM, LLC 3 6.87% $10,185
    GUARANTEED RATE, INC. 3 6.44% $5,326
    United Bank 3 6.88% $7,254
    Capital City Home Loans, LLC 3 6.71% $8,364
    FIRST COLONY MORTGAGE CORPORATION 3 7.21% $4,157
    Regions Bank 2 6.69% $4,094
    Associated Credit Union 2 5.75% $4,818
    CREDIT UNION FINANCIAL SERVICES, LLC 2 5.81% $7,299
    CROSSCOUNTRY MORTGAGE, LLC 2 6.75% $6,715
    EVERETT FINANCIAL, INC. 2 7.38% $8,440
    First Federal Bank 2 6.63% $5,132
    GEORGIA'S OWN 2 5.94% $4,351
    JPMorgan Chase Bank 2 7.12% $5,874
    PROVIDENT FUNDING ASSOCIATES, L.P. 2 6.63% $7,022
    Synovus Bank 2 5.81% $5,194
    GUARANTEED RATE AFFINITY, LLC 1 6.60% $4,435
    U.S. Bank 1 7.63% $5,528
    LAKEVIEW LOAN SERVICING, LLC 1 6.63% $8,238
    FREEDOM MORTGAGE CORPORATION 1 7.63% $13,295
    Metro City Bank 1 7.38% $3,832
    MICHIGAN MUTUAL, INC. 1 8.13% $17,001
    MORTGAGE INVESTORS GROUP, INC. 1 5.50% $10,677
    First National Bank of Pennsylvania 1 5.88% $3,744
    Fifth Third Bank 1 6.49% $6,360
    DELTA COMMUNITY CREDIT UNION 1 6.75% $4,496
    NEWREZ LLC 1 5.38% $6,847
    PENNYMAC LOAN SERVICES, LLC 1 6.88% $3,931
    PNC Bank 1 7.38% $4,389
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.38% $10,852
    Bank of America 1 8.13% $11,950
    Cornerstone First Mortgage, Inc 1 6.00% $11,011
    21ST MORTGAGE CORPORATION 1 7.85% $6,277
    RELIANCE FIRST CAPITAL, LLC 1 6.75% $5,616
    Renasant Bank 1 7.13% $4,327
    CMG MORTGAGE, INC. 1 5.99% $9,424
    CARDINAL FINANCIAL 1 6.13% $10,551
    Stifel Bank and Trust 1 6.00% $2,680
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 7.13% $3,661
    TJC Mortgage, Inc. 1 7.00% $5,205
    BROKER SOLUTIONS, INC. 1 6.63% $3,818
    United Community Bank 1 7.25% $3,903
    BARTLETT MORTGAGE, INC. 1 7.99% $4,621
    USAA Federal Savings Bank 1 7.25% $3,505
    GUARANTY HOME MORTGAGE CORPORATION 1 6.50% $3,197
    HOMESIDE FINANCIAL, LLC 1 7.63% $10,793
    HOMESPIRE MORTGAGE CORPORATION 1 6.75% $6,094

    Milledgeville Average Closing Costs & Other Stats

    Milledgeville, GA's 60 lenders originated 583 loans during 2023. The total origination value was $124,465,000, with an average loan value of $213,491.

    Milledgeville's average closing costs are $5,317.

    The top Milledgeville lender as defined by loan originations is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 26 loans originated. Their average total fees are $6,153, which is $1,269 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Milledgeville lenders (with over 10 loans originated) are Ameris Bank ($5,859), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($6,153), QUICKEN LOANS, LLC ($7,422), .

    The lowest rate Milledgeville lenders (with over 10 loans originated) are Ameris Bank (6.67%), QUICKEN LOANS, LLC (6.75%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.77%), .

    Milledgeville, GA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $17,440,000 $11,275,000 -35.3% 9.1%
    QUICKEN LOANS, LLC $9,890,000 $9,550,000 -3.4% 7.7%
    Exchange Bank $16,105,000 $8,350,000 -48.2% 6.7%
    VAN DYK MORTGAGE CORPORATION $2,340,000 $5,750,000 145.7% 4.6%
    UNITED WHOLESALE MORTGAGE, LLC $6,215,000 $5,010,000 -19.4% 4.0%
    Ameris Bank $9,175,000 $4,205,000 -54.2% 3.4%
    ROBINS FINANCIAL $5,870,000 $3,510,000 -40.2% 2.8%
    Mortgage Research Center, LLC $4,545,000 $3,295,000 -27.5% 2.6%
    NAVY FEDERAL CREDIT UNION $1,615,000 $2,715,000 68.1% 2.2%
    WALKER & DUNLOP, LLC $2,695,000 n/a 2.2%
    United Bank $500,000 $2,395,000 379.0% 1.9%
    Magnolia State Bank $4,830,000 $2,215,000 -54.1% 1.8%
    MUTUAL OF OMAHA MORTGAGE, INC. $885,000 $2,195,000 148.0% 1.8%
    Wells Fargo Bank $1,530,000 $1,950,000 27.5% 1.6%
    SOUTHEAST MORTGAGE OF GEORGIA, INC. $550,000 $1,865,000 239.1% 1.5%
    Colony Bank $2,195,000 $1,860,000 -15.3% 1.5%
    LOANDEPOT.COM, LLC $1,725,000 $1,715,000 -0.6% 1.4%
    Capital City Home Loans, LLC $1,725,000 $1,595,000 -7.5% 1.3%
    PENNYMAC LOAN SERVICES, LLC $760,000 $1,550,000 103.9% 1.2%
    BANKSOUTH MORTGAGE COMPANY, LLC $2,210,000 $1,530,000 -30.8% 1.2%
    BankSouth $430,000 $1,435,000 233.7% 1.2%
    21ST MORTGAGE CORPORATION $950,000 $1,415,000 48.9% 1.1%
    Synovus Bank $3,660,000 $1,370,000 -62.6% 1.1%
    HOMESTAR FINANCIAL CORPORATION $1,810,000 $1,315,000 -27.3% 1.1%
    MOVEMENT MORTGAGE, LLC $1,115,000 n/a 0.9%
    CROSSCOUNTRY MORTGAGE, LLC $800,000 $1,095,000 36.9% 0.9%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $1,330,000 $1,065,000 -19.9% 0.9%
    Regions Bank $395,000 $1,060,000 168.4% 0.9%
    The Commercial Bank $35,000 $1,055,000 2,914.3% 0.8%
    HOMESPIRE MORTGAGE CORPORATION $1,045,000 n/a 0.8%
    Morris Bank $3,185,000 $1,045,000 -67.2% 0.8%
    Carrington Mortgage Services, LLC $135,000 $1,000,000 640.7% 0.8%
    PROVIDENT FUNDING ASSOCIATES, L.P. $485,000 $980,000 102.1% 0.8%
    Renasant Bank $635,000 $940,000 48.0% 0.8%
    STOCKTON MORTGAGE CORPORATION $1,400,000 $930,000 -33.6% 0.7%
    Bank OZK $3,255,000 $855,000 -73.7% 0.7%
    CMG MORTGAGE, INC. $730,000 $770,000 5.5% 0.6%
    EVERETT FINANCIAL, INC. $1,655,000 $745,000 -55.0% 0.6%
    CREDIT UNION FINANCIAL SERVICES, LLC $1,070,000 $740,000 -30.8% 0.6%
    FREEDOM MORTGAGE CORPORATION $1,430,000 $735,000 -48.6% 0.6%
    Truist $2,625,000 $735,000 -72.0% 0.6%
    BARTLETT MORTGAGE, INC. $725,000 n/a 0.6%
    GUILD MORTGAGE COMPANY $1,490,000 $705,000 -52.7% 0.6%
    Pinnacle Bank $115,000 $700,000 508.7% 0.6%
    TRIAD FINANCIAL SERVICES, INC. $145,000 $680,000 369.0% 0.5%
    BROKER SOLUTIONS, INC. $1,255,000 $640,000 -49.0% 0.5%
    GUARANTEED RATE, INC. $1,730,000 $625,000 -63.9% 0.5%
    MORTGAGE INVESTORS GROUP, INC. $635,000 $610,000 -3.9% 0.5%
    BANK OF MADISON $595,000 n/a 0.5%
    TJC Mortgage, Inc. $565,000 n/a 0.5%
    USAA Federal Savings Bank $575,000 $560,000 -2.6% 0.4%
    AMERISAVE MORTGAGE CORPORATION $610,000 $550,000 -9.8% 0.4%
    GEORGIA'S OWN $530,000 $540,000 1.9% 0.4%
    JPMorgan Chase Bank $720,000 $540,000 -25.0% 0.4%
    FIRST COLONY MORTGAGE CORPORATION $535,000 n/a 0.4%
    GUARANTY HOME MORTGAGE CORPORATION $1,220,000 $510,000 -58.2% 0.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $660,000 $495,000 -25.0% 0.4%
    Associated Credit Union $490,000 n/a 0.4%
    Bank of America $1,060,000 $455,000 -57.1% 0.4%
    LAKEVIEW LOAN SERVICING, LLC $455,000 n/a 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $1,470,000 $440,000 -70.1% 0.4%
    AMERICAN FINANCIAL NETWORK, INC. $435,000 n/a 0.3%
    GUARANTEED RATE AFFINITY, LLC $415,000 $435,000 4.8% 0.3%
    CARDINAL FINANCIAL $1,370,000 $430,000 -68.6% 0.3%
    First Federal Bank $1,040,000 $430,000 -58.7% 0.3%
    U.S. Bank $970,000 $430,000 -55.7% 0.3%
    Queensborough National Bank & Trust Company $35,000 $415,000 1,085.7% 0.3%
    Metro City Bank $400,000 n/a 0.3%
    PLANET HOME LENDING, LLC $400,000 n/a 0.3%
    Nations Lending Corporation $410,000 $395,000 -3.7% 0.3%
    MICHIGAN MUTUAL, INC. $375,000 n/a 0.3%
    TEMPLE VIEW CAPITAL FUNDING, LP $365,000 n/a 0.3%
    First National Bank of Pennsylvania $355,000 n/a 0.3%
    ZILLOW HOME LOANS, LLC $325,000 n/a 0.3%
    Citizens Bank $315,000 n/a 0.3%
    Equity Prime Mortgage LLC $295,000 $315,000 6.8% 0.3%
    NFM, INC. $315,000 n/a 0.3%
    Stifel Bank and Trust $3,100,000 $315,000 -89.8% 0.3%
    Flagstar Bank, FSB $595,000 $310,000 -47.9% 0.2%
    CLEARPATH LENDING $365,000 $305,000 -16.4% 0.2%
    Barrington Bank & Trust Company, N.A. $320,000 $300,000 -6.3% 0.2%
    LIMA ONE CAPITAL, LLC $295,000 n/a 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $295,000 n/a 0.2%
    DELTA COMMUNITY CREDIT UNION $410,000 $290,000 -29.3% 0.2%
    Third Federal Savings and Loan Association of Cleveland $140,000 $270,000 92.9% 0.2%
    Presidential Bank, FSB $265,000 n/a 0.2%
    Century Mortgage Company DBA Century Lending Company $395,000 $255,000 -35.4% 0.2%
    Platinum Home Mortgage Corporation $1,295,000 $235,000 -81.9% 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $490,000 $230,000 -53.1% 0.2%
    Discover Bank $150,000 $225,000 50.0% 0.2%
    HOMESIDE FINANCIAL, LLC $615,000 $225,000 -63.4% 0.2%
    Fifth Third Bank $220,000 n/a 0.2%
    Bank of Monticello $215,000 n/a 0.2%
    GMFS LLC $630,000 $215,000 -65.9% 0.2%
    SOUTHWEST STAGE FUNDING, LLC $440,000 $215,000 -51.1% 0.2%
    Southern States Bank $205,000 n/a 0.2%
    Plains Commerce Bank $195,000 n/a 0.2%
    TOP FLITE FINANCIAL, INC. $195,000 n/a 0.2%
    Cornerstone First Mortgage, Inc $185,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $455,000 $180,000 -60.4% 0.1%
    Figure Lending LLC $55,000 $175,000 218.2% 0.1%
    PNC Bank $280,000 $160,000 -42.9% 0.1%
    JUSTICE Federal Credit Union $155,000 n/a 0.1%
    ACADEMY MORTGAGE CORPORATION $145,000 n/a 0.1%
    Bank of Dudley $125,000 $145,000 16.0% 0.1%
    FIRST COMMUNITY MORTGAGE, INC. $75,000 $145,000 93.3% 0.1%
    Prosperity Home Mortgage, LLC $115,000 $145,000 26.1% 0.1%
    The Piedmont Bank $145,000 n/a 0.1%
    United Community Bank $760,000 $145,000 -80.9% 0.1%
    SPRING EQ, LLC $140,000 n/a 0.1%
    Oconee State Bank $695,000 $135,000 -80.6% 0.1%
    PrimeSouth Bank $135,000 n/a 0.1%
    RELIANCE FIRST CAPITAL, LLC $125,000 $125,000 0.0% 0.1%
    MILEND, INC. $505,000 $115,000 -77.2% 0.1%
    OPEN MORTGAGE, LLC $395,000 $115,000 -70.9% 0.1%
    Capital City Bank $55,000 $105,000 90.9% 0.1%
    NEWREZ LLC $1,235,000 $105,000 -91.5% 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $205,000 $85,000 -58.5% 0.1%
    First Horizon Bank $75,000 n/a 0.1%
    Bethpage Federal Credit Union $500,000 $65,000 -87.0% 0.1%
    FirstBank $305,000 $65,000 -78.7% 0.1%
    SunMark Community Bank $65,000 n/a 0.1%
    AgFirst Farm Credit Bank $390,000 $55,000 -85.9% 0.0%
    ROYAL UNITED MORTGAGE LLC $85,000 $55,000 -35.3% 0.0%
    ANDREWS FEDERAL CREDIT UNION $45,000 n/a 0.0%
    Talbot State Bank $45,000 n/a 0.0%

    Milledgeville's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 9.1% market share. In second place, with 7.7%, is QUICKEN LOANS, LLC, having originated $9,550,000 in loans. In third place, with 6.7%, is Exchange Bank, having originated $8,350,000 in loans. In fourth place, with 4.6%, is VAN DYK MORTGAGE CORPORATION, having originated $5,750,000 in loans. In fifth place, with 4.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $5,010,000 in loans.

    Milledgeville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Milledgeville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $187,475 (7.1%) $225,647 (9.8%) 0.00 253
    2018-02-01 $189,200 (7.7%) $228,910 (9.5%) 0.00 261
    2018-03-01 $186,900 (6.8%) $234,920 (9.6%) 0.00 268
    2018-04-01 $188,450 (7.7%) $243,359 (14.5%) 0.00 284
    2018-05-01 $189,000 (7.6%) $246,990 (18.8%) 0.00 278
    2018-06-01 $191,900 (6.7%) $260,109 (19.3%) 0.00 264
    2018-07-01 $194,975 (5.4%) $258,585 (13.7%) 0.00 271
    2018-08-01 $194,900 (5.8%) $252,634 (13.7%) 0.00 307
    2018-09-01 $191,900 (3.8%) $247,899 (7.5%) 0.00 300
    2018-10-01 $191,150 (6.2%) $245,909 (9.2%) 0.00 291
    2018-11-01 $190,900 (2.4%) $243,191 (7.7%) 0.00 277
    2018-12-01 $190,900 (3.2%) $238,656 (6.0%) 0.00 254
    2019-01-01 $190,900 (1.8%) $231,097 (2.4%) 0.00 257
    2019-02-01 $193,500 (2.3%) $234,560 (2.5%) 0.00 273
    2019-03-01 $207,229 (10.9%) $245,262 (4.4%) 0.00 303
    2019-04-01 $229,000 (21.5%) $262,296 (7.8%) 0.00 339
    2019-05-01 $235,975 (24.9%) $270,952 (9.7%) 0.00 332
    2019-06-01 $225,000 (17.3%) $273,679 (5.2%) 0.00 324
    2019-07-01 $222,450 (14.1%) $265,511 (2.7%) 0.00 325
    2019-08-01 $227,973 (17.0%) $271,070 (7.3%) 0.00 324
    2019-09-01 $232,432 (21.1%) $272,421 (9.9%) 0.00 315
    2019-10-01 $240,950 (26.1%) $275,310 (12.0%) 0.00 296
    2019-11-01 $239,000 (25.2%) $273,998 (12.7%) 0.00 287
    2019-12-01 $229,608 (20.3%) $275,544 (15.5%) 0.00 266
    2020-01-01 $244,900 (28.3%) $288,537 (24.9%) 0.00 237
    2020-02-01 $242,000 (25.1%) $298,949 (27.5%) 0.00 222
    2020-03-01 $244,950 (18.2%) $309,844 (26.3%) 0.00 220
    2020-04-01 $240,475 (5.0%) $307,260 (17.1%) 0.00 204
    2020-05-01 $259,950 (10.2%) $314,871 (16.2%) 0.00 190
    2020-06-01 $244,000 (8.4%) $313,555 (14.6%) 0.00 160
    2020-07-01 $234,000 (5.2%) $326,290 (22.9%) 0.00 147
    2020-08-01 $237,000 (4.0%) $323,510 (19.4%) 0.00 136
    2020-09-01 $237,000 (2.0%) $315,873 (16.0%) 0.00 148
    2020-10-01 $240,000 (-0.4%) $313,742 (14.0%) 0.00 151
    2020-11-01 $239,000 (0.0%) $313,377 (14.4%) 0.00 130
    2020-12-01 $233,850 (1.9%) $331,340 (20.3%) 0.00 141
    2021-01-01 $223,450 (-8.8%) $295,447 (2.4%) 0.00 136
    2021-02-01 $220,000 (-9.1%) $314,909 (5.3%) 0.00 125
    2021-03-01 $230,000 (-6.1%) $296,597 (-4.3%) 0.00 93
    2021-04-01 $233,975 (-2.7%) $306,844 (-0.1%) 0.00 92
    2021-05-01 $239,950 (-7.7%) $325,470 (3.4%) 0.00 85
    2021-06-01 $212,000 (-13.1%) $332,422 (6.0%) 0.00 93
    2021-07-01 $212,000 (-9.4%) $335,976 (3.0%) 0.00 88
    2021-08-01 $270,500 (14.1%) $353,178 (9.2%) 0.00 101
    2021-09-01 $269,900 (13.9%) $347,415 (10.0%) 0.00 105
    2021-10-01 $215,000 (-10.4%) $330,590 (5.4%) 0.00 102
    2021-11-01 $189,950 (-20.5%) $318,866 (1.8%) 0.00 95
    2021-12-01 $185,225 (-20.8%) $287,208 (-13.3%) 0.00 94
    2022-01-01 $229,900 (2.9%) $297,540 (0.7%) 0.00 90
    2022-02-01 $263,000 (19.6%) $307,209 (-2.5%) 0.00 91
    2022-03-01 $295,875 (28.6%) $322,814 (8.8%) 0.00 99
    2022-04-01 $310,000 (32.5%) $352,638 (14.9%) 0.00 114
    2022-05-01 $314,950 (31.3%) $391,044 (20.2%) 0.00 132
    2022-06-01 $347,499 (63.9%) $426,436 (28.3%) 0.00 134
    2022-07-01 $349,850 (65.0%) $437,783 (30.3%) 0.00 129
    2022-08-01 $379,500 (40.3%) $429,119 (21.5%) 0.00 126
    2022-09-01 $367,950 (36.3%) $414,742 (19.4%) 0.00 135
    2022-10-01 $368,000 (71.2%) $419,359 (26.9%) 0.00 132
    2022-11-01 $355,975 (87.4%) $426,142 (33.6%) 0.00 120
    2022-12-01 $349,900 (88.9%) $429,870 (49.7%) 0.00 110
    2023-01-01 $349,450 (52.0%) $416,419 (40.0%) 0.00 117
    2023-02-01 $334,675 (27.3%) $406,708 (32.4%) 0.00 102
    2023-03-01 $349,225 (18.0%) $456,154 (41.3%) 0.00 99
    2023-04-01 $340,000 (9.7%) $449,028 (27.3%) 0.00 114
    2023-05-01 $347,000 (10.2%) $460,832 (17.9%) 0.00 102
    2023-06-01 $346,750 (-0.2%) $495,685 (16.2%) 0.00 103
    2023-07-01 $279,400 (-20.1%) $438,745 (0.2%) 0.00 126
    2023-08-01 $299,450 (-21.1%) $444,937 (3.7%) 0.00 130
    2023-09-01 $299,450 (-18.6%) $463,715 (11.8%) 0.00 129
    2023-10-01 $279,250 (-24.1%) $448,874 (7.0%) 0.00 138
    2023-11-01 $278,475 (-21.8%) $459,422 (7.8%) 0.00 137
    2023-12-01 $302,450 (-13.6%) $462,298 (7.5%) 0.00 135
    2024-01-01 $299,875 (-14.2%) $463,802 (11.4%) 0.00 133
    2024-02-01 $319,975 (-4.4%) $484,978 (19.2%) 0.00 141
    2024-03-01 $334,950 (-4.1%) $512,779 (12.4%) 0.00 135
    2024-04-01 $366,950 (7.9%) $558,793 (24.5%) 0.00 156
    2024-05-01 $394,250 (13.6%) $612,048 (32.8%) 0.00 158
    2024-06-01 $399,000 (15.1%) $652,276 (31.6%) 0.00 141
    2024-07-01 $339,000 (21.3%) $610,172 (39.1%) 0.00 146
    2024-08-01 $349,900 (16.9%) $624,440 (40.3%) 0.00 151
    2024-09-01 $384,000 (28.2%) $634,819 (36.9%) 0.00 168
    2024-10-01 $386,475 (38.4%) $609,979 (35.9%) 0.00 169
    2024-11-01 $389,000 (39.7%) $594,710 (29.5%) 0.00 171
    Milledgeville's median listing price for 2024-11-01 was $389,000, a difference of $110,525 (39.7%) versus the prior year and $2,525 versus the prior month.

    Milledgeville's median listing price comes in at 0% of the national average.

    Milledgeville's average listing price for 2024-11-01 was $594,710, a difference of $135,288 (29.5%) versus the prior year and $-15,269 versus the prior month.

    For the 2024-11-01 period, Milledgeville had 171 MLS listings, a difference of 2 listings (1%) versus the prior month and 34 listings (25%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Milledgeville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,835 sqft
    2018-02-01 0 days 1,917 sqft
    2018-03-01 0 days 1,902 sqft
    2018-04-01 0 days 1,898 sqft
    2018-05-01 0 days 1,834 sqft
    2018-06-01 0 days 1,916 sqft
    2018-07-01 0 days 1,937 sqft
    2018-08-01 0 days 1,852 sqft
    2018-09-01 0 days 1,889 sqft
    2018-10-01 0 days 1,911 sqft
    2018-11-01 0 days 1,909 sqft
    2018-12-01 0 days 1,886 sqft
    2019-01-01 0 days 1,848 sqft
    2019-02-01 0 days 1,886 sqft
    2019-03-01 0 days 2,009 sqft
    2019-04-01 0 days 2,174 sqft
    2019-05-01 0 days 2,151 sqft
    2019-06-01 0 days 2,150 sqft
    2019-07-01 0 days 2,105 sqft
    2019-08-01 0 days 2,079 sqft
    2019-09-01 0 days 2,074 sqft
    2019-10-01 0 days 2,057 sqft
    2019-11-01 0 days 2,030 sqft
    2019-12-01 0 days 2,017 sqft
    2020-01-01 0 days 2,124 sqft
    2020-02-01 0 days 2,100 sqft
    2020-03-01 0 days 2,108 sqft
    2020-04-01 0 days 2,065 sqft
    2020-05-01 0 days 2,100 sqft
    2020-06-01 0 days 2,126 sqft
    2020-07-01 0 days 2,163 sqft
    2020-08-01 0 days 2,275 sqft
    2020-09-01 0 days 2,233 sqft
    2020-10-01 0 days 2,295 sqft
    2020-11-01 0 days 2,240 sqft
    2020-12-01 0 days 2,150 sqft
    2021-01-01 0 days 2,128 sqft
    2021-02-01 0 days 2,128 sqft
    2021-03-01 0 days 2,091 sqft
    2021-04-01 0 days 1,893 sqft
    2021-05-01 0 days 1,776 sqft
    2021-06-01 0 days 1,850 sqft
    2021-07-01 0 days 1,892 sqft
    2021-08-01 0 days 1,933 sqft
    2021-09-01 0 days 1,935 sqft
    2021-10-01 0 days 1,748 sqft
    2021-11-01 0 days 1,632 sqft
    2021-12-01 0 days 1,643 sqft
    2022-01-01 0 days 1,752 sqft
    2022-02-01 0 days 1,764 sqft
    2022-03-01 0 days 2,006 sqft
    2022-04-01 0 days 1,947 sqft
    2022-05-01 0 days 1,942 sqft
    2022-06-01 0 days 1,800 sqft
    2022-07-01 0 days 1,800 sqft
    2022-08-01 0 days 1,806 sqft
    2022-09-01 0 days 1,800 sqft
    2022-10-01 0 days 1,944 sqft
    2022-11-01 0 days 2,057 sqft
    2022-12-01 0 days 2,090 sqft
    2023-01-01 0 days 1,953 sqft
    2023-02-01 0 days 1,853 sqft
    2023-03-01 0 days 2,049 sqft
    2023-04-01 0 days 1,836 sqft
    2023-05-01 0 days 1,806 sqft
    2023-06-01 0 days 1,691 sqft
    2023-07-01 0 days 1,632 sqft
    2023-08-01 0 days 1,720 sqft
    2023-09-01 0 days 1,786 sqft
    2023-10-01 0 days 1,652 sqft
    2023-11-01 0 days 1,800 sqft
    2023-12-01 0 days 1,788 sqft
    2024-01-01 0 days 1,796 sqft
    2024-02-01 0 days 1,986 sqft
    2024-03-01 0 days 2,036 sqft
    2024-04-01 0 days 1,941 sqft
    2024-05-01 0 days 2,016 sqft
    2024-06-01 0 days 2,066 sqft
    2024-07-01 0 days 2,028 sqft
    2024-08-01 0 days 2,056 sqft
    2024-09-01 0 days 2,056 sqft
    2024-10-01 0 days 2,096 sqft
    2024-11-01 0 days 2,109 sqft
    Milledgeville's median listing age (time on market) for 2024-11-01 was 0 days.

    Milledgeville's median square footage for active listings during the 2024-11-01 period was 2,109 sqft. One year prior, the average listing was 1,800 sqft.

    Milledgeville, GA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 361 $87,895,000 $243,476
    Cash Out Refi 84 $14,780,000 $175,952
    Refi 58 $14,110,000 $243,276
    Home Improvement 47 $4,405,000 $93,723
    Other 33 $3,275,000 $99,242

    Milledgeville's most frequently cited loan purpose was Home Purchase, with 361 originations. The 2nd most popular reason was Cash Out Refi, with 84 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 173 $41,415,000 $239,393
    7-8% 126 $28,480,000 $226,032
    5-6% 86 $25,470,000 $296,163
    Over 8% 61 $7,835,000 $128,443
    4-5% 9 $2,785,000 $309,444
    <2.5% 1 $15,000 $15,000
    3-4% 1 $75,000 $75,000

    During 2023, Milledgeville's most frequently originated rate bucket was 6-7%, with 173 originations.

    Loan Sizing (Milledgeville, GA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 195 $28,775,000 $147,564
    $200k-400k 178 $49,390,000 $277,472
    $100,000 or less 148 $8,510,000 $57,500
    $400k-600k 42 $20,610,000 $490,714
    $600k-1000k 17 $12,375,000 $727,941
    $Over $1MM 3 $4,805,000 $1,601,667

    Milledgeville's loan sizing saw the bucket of loans from $100k-200k with 195 originations, totaling $28,775,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 225 $55,185,000 $245,267
    60-80% 117 $29,965,000 $256,111
    20-40% 51 $5,625,000 $110,294
    40-60% 47 $13,595,000 $289,255
    Under 20% 39 $2,005,000 $51,410
    Over 100% 4 $1,360,000 $340,000

    Milledgeville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 225 originations, totaling $55,185,000 in origination value.