Milledgeville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Milledgeville averaged 7.19% for the week of 2023-09-14, compared to the national average of 7.18% for the same period.

The average rate for the prior week (2023-09-07) was 6.93% and one month ago for the week of 2023-08-10, the average rate was 6.97%.

Milledgeville's average rate one year ago was 5.7%.

For refis of the same type during the week of 2023-09-14, the average rate was 7.28%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-14 7.18%
Milledgeville 30 Year Fixed Rate 2023-09-14 7.19%
Milledgeville 30 Year Fixed Rate Refi 2023-09-14 7.28%
Milledgeville 15 Year Fixed Rate 2023-09-14 6.41%
Milledgeville 15 Year Fixed Rate Refi 2023-09-14 6.91%
Milledgeville 30 Year FHA 2023-09-14 6.62%
Milledgeville 30 Year FHA Refi 2023-09-14 6.89%
Milledgeville 30 Year USDA 2023-09-14 7.18%
Milledgeville 30 Year USDA Refi 2023-09-14 6.88%
Milledgeville 30 Year VA 2023-09-14 6.71%
Milledgeville 30 Year VA Refi 2023-09-14 6.91%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Milledgeville, GA.

Milledgeville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Milledgeville, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 37 5.52% $5,942
QUICKEN LOANS, LLC 27 5.17% $6,972
Ameris Bank 19 4.93% $5,981
ROBINS FINANCIAL 17 4.88% $3,329
UNITED WHOLESALE MORTGAGE, LLC 9 5.17% $9,383
LOANDEPOT.COM, LLC 6 4.71% $5,125
Colony Bank 5 4.55% $3,320
BANKSOUTH MORTGAGE COMPANY, LLC 5 4.70% $6,241
HOMESTAR FINANCIAL CORPORATION 4 4.44% $4,010
CREDIT UNION FINANCIAL SERVICES, LLC 4 4.22% $5,620
EVERETT FINANCIAL, INC. 4 5.40% $2,820
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 4 5.25% $4,615
GUARANTEED RATE, INC. 4 5.19% $6,946
GUARANTY HOME MORTGAGE CORPORATION 4 4.53% $6,641
Wells Fargo Bank 4 4.56% $3,835
Stifel Bank and Trust 3 3.29% $4,269
NAVY FEDERAL CREDIT UNION 3 6.29% $4,964
Mr. Cooper ( Nationstar Mortgage ) 3 4.88% $5,474
Bank of England 3 4.25% $4,014
BETTER MORTGAGE CORPORATION 3 3.33% $2,923
VAN DYK MORTGAGE CORPORATION 3 5.42% $10,629
BROKER SOLUTIONS, INC. 3 4.92% $4,478
Truist 3 5.51% $4,132
Synovus Bank 2 5.25% $4,222
JPMorgan Chase Bank 2 4.25% $2,069
Morgan Stanley Private Bank 2 2.95% $3,590
USAA Federal Savings Bank 2 5.06% $2,481
U.S. Bank 2 4.25% $3,977
NexBank 2 6.63% $10,595
PENNYMAC LOAN SERVICES, LLC 2 4.56% $8,508
ANGEL OAK HOME LOANS LLC 2 5.25% $6,273
CRESCENT MORTGAGE COMPANY 2 3.75% $3,543
GUILD MORTGAGE COMPANY 2 6.81% $5,980
Capital City Home Loans, LLC 2 4.31% $9,345
First Federal Bank 2 4.56% $3,292
CARDINAL FINANCIAL 2 4.88% $12,286
Flagstar Bank, FSB 2 4.00% $3,276
GMFS LLC 2 4.19% $3,006
STOCKTON MORTGAGE CORPORATION 2 3.93% $5,168
Bank of America 2 4.38% $3,910
Watermark Capital, Inc. 1 3.63% $4,199
Waterstone Mortgage Corporation 1 5.00% $16,355
NEWREZ LLC 1 8.38% $12,175
AMERICAN FINANCIAL RESOURCES, INC. 1 6.13% $4,254
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 4.00% $10,794
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 6.00% $6,809
ATLANTA POSTAL 1 2.88% $3,193
Bethpage Federal Credit Union 1 5.75% $4,208
BNY Mellon 1 4.13% $4,419
Century Mortgage Company DBA Century Lending Company 1 5.50% $13,828
CHURCHILL MORTGAGE CORPORATION 1 4.88% $5,780
City National Bank 1 3.83% $5,820
CMG MORTGAGE, INC. 1 4.50% $5,777
Commerce Home Mortgage, Inc. 1 5.50% $6,127
CROSSCOUNTRY MORTGAGE, LLC 1 6.20% $7,691
DELTA COMMUNITY CREDIT UNION 1 5.88% $4,606
First American Bank and Trust Company 1 4.13% $3,471
FirstBank 1 5.50% $4,612
First Heritage Mortgage, LLC 1 4.63% $6,867
GEORGIA UNITED 1 7.75% $9,110
GUARANTEED RATE AFFINITY, LLC 1 6.75% $4,919
HOME POINT FINANCIAL CORPORATION 1 4.75% $7,773
HOMESIDE FINANCIAL, LLC 1 3.63% $1,451
INTERLINC MORTGAGE SERVICES, LLC 1 6.37% $3,254
ITHINK FINANCIAL Credit Union 1 7.13% $2,598
LIBERTY HOME MORTGAGE CORPORATION 1 6.25% $6,626
AgFirst Farm Credit Bank 1 4.25% $6,000
Paramount Residential Mortgage Group, Inc. 1 5.63% $11,414
Platinum Home Mortgage Corporation 1 3.88% $8,556
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 4.13% $8,014
Prosperity Home Mortgage, LLC 1 4.88% $5,749
Regions Bank 1 4.13% $4,838
Renasant Bank 1 4.50% $5,505
ROYAL UNITED MORTGAGE LLC 1 7.63% $4,873
SHELTER HOME MORTGAGE, LLC 1 4.99% $5,976
Sierra Pacific Mortgage Company, Inc. 1 6.88% $5,736
SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 4.63% $8,174
South State Bank 1 4.25% $5,220
SUCCESS MORTGAGE PARTNERS, INC. 1 6.13% $6,827
SWBC MORTGAGE CORPORATION 1 5.88% $5,093
THE MORTGAGE FIRM, INC. 1 5.13% $8,048
VANDERBILT MORTGAGE AND FINANCE, INC. 1 5.25% $7,846

Milledgeville Average Closing Costs & Other Stats

Milledgeville, GA's 82 lenders originated 789 loans during 2022. The total origination value was $202,455,000, with an average loan value of $256,597.

Milledgeville's average closing costs are $4,992.

The top Milledgeville lender as defined by loan originations is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 37 loans originated. Their average total fees are $5,942, which is $1,030 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Milledgeville lenders (with over 10 loans originated) are ROBINS FINANCIAL ($3,329), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($5,942), Ameris Bank ($5,981), QUICKEN LOANS, LLC ($6,972) and .

The lowest rate Milledgeville lenders (with over 10 loans originated) are ROBINS FINANCIAL (4.88%), Ameris Bank (4.93%), QUICKEN LOANS, LLC (5.17%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (5.52%) and .

Milledgeville, GA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $27,570,000 $17,440,000 -36.7% 8.6%
Exchange Bank $21,830,000 $16,105,000 -26.2% 8.0%
The First, A National Banking Association $14,720,000 n/a 7.3%
Merchants Bank of Indiana $13,190,000 n/a 6.5%
QUICKEN LOANS, LLC $27,765,000 $9,890,000 -64.4% 4.9%
Ameris Bank $8,990,000 $9,175,000 2.1% 4.5%
UNITED WHOLESALE MORTGAGE, LLC $6,445,000 $6,215,000 -3.6% 3.1%
ROBINS FINANCIAL $5,340,000 $5,870,000 9.9% 2.9%
Magnolia State Bank $1,360,000 $4,830,000 255.1% 2.4%
Mortgage Research Center, LLC $4,570,000 $4,545,000 -0.5% 2.2%
Synovus Bank $2,565,000 $3,660,000 42.7% 1.8%
Bank OZK $3,255,000 n/a 1.6%
Morris Bank $4,745,000 $3,185,000 -32.9% 1.6%
Stifel Bank and Trust $3,020,000 $3,100,000 2.6% 1.5%
Truist $7,410,000 $2,625,000 -64.6% 1.3%
VAN DYK MORTGAGE CORPORATION $2,340,000 n/a 1.2%
Southern First Bank $160,000 $2,290,000 1,331.3% 1.1%
BANKSOUTH MORTGAGE COMPANY, LLC $5,555,000 $2,210,000 -60.2% 1.1%
Colony Bank $3,465,000 $2,195,000 -36.7% 1.1%
HOMESTAR FINANCIAL CORPORATION $4,435,000 $1,810,000 -59.2% 0.9%
GUARANTEED RATE, INC. $1,305,000 $1,730,000 32.6% 0.9%
Capital City Home Loans, LLC $2,420,000 $1,725,000 -28.7% 0.9%
LOANDEPOT.COM, LLC $4,215,000 $1,725,000 -59.1% 0.9%
EVERETT FINANCIAL, INC. $105,000 $1,655,000 1,476.2% 0.8%
NAVY FEDERAL CREDIT UNION $1,000,000 $1,615,000 61.5% 0.8%
Wells Fargo Bank $4,040,000 $1,530,000 -62.1% 0.8%
GUILD MORTGAGE COMPANY $675,000 $1,490,000 120.7% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $2,290,000 $1,470,000 -35.8% 0.7%
FREEDOM MORTGAGE CORPORATION $5,345,000 $1,430,000 -73.2% 0.7%
STOCKTON MORTGAGE CORPORATION $1,695,000 $1,400,000 -17.4% 0.7%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $365,000 $1,370,000 275.3% 0.7%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $2,775,000 $1,330,000 -52.1% 0.7%
Platinum Home Mortgage Corporation $415,000 $1,295,000 212.0% 0.6%
BROKER SOLUTIONS, INC. $2,380,000 $1,255,000 -47.3% 0.6%
NEWREZ LLC $2,410,000 $1,235,000 -48.8% 0.6%
GUARANTY HOME MORTGAGE CORPORATION $2,250,000 $1,220,000 -45.8% 0.6%
CREDIT UNION FINANCIAL SERVICES, LLC $3,110,000 $1,070,000 -65.6% 0.5%
Bank of America $1,060,000 $1,060,000 0.0% 0.5%
First Federal Bank $2,525,000 $1,040,000 -58.8% 0.5%
First American Bank and Trust Company $235,000 $1,030,000 338.3% 0.5%
U.S. Bank $175,000 $970,000 454.3% 0.5%
21ST MORTGAGE CORPORATION $1,520,000 $950,000 -37.5% 0.5%
Morgan Stanley Private Bank $890,000 n/a 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $135,000 $885,000 555.6% 0.4%
Bank of England $815,000 $855,000 4.9% 0.4%
Paramount Residential Mortgage Group, Inc. $125,000 $840,000 572.0% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $2,565,000 $800,000 -68.8% 0.4%
BETTER MORTGAGE CORPORATION $3,265,000 $765,000 -76.6% 0.4%
PENNYMAC LOAN SERVICES, LLC $3,240,000 $760,000 -76.5% 0.4%
United Community Bank $855,000 $760,000 -11.1% 0.4%
THE SOUTHERN Credit Union $755,000 n/a 0.4%
BNY Mellon $745,000 n/a 0.4%
Commerce Home Mortgage, Inc. $745,000 n/a 0.4%
ANGEL OAK HOME LOANS LLC $1,050,000 $740,000 -29.5% 0.4%
CMG MORTGAGE, INC. $825,000 $730,000 -11.5% 0.4%
JPMorgan Chase Bank $2,180,000 $720,000 -67.0% 0.4%
THE MORTGAGE FIRM, INC. $1,295,000 $715,000 -44.8% 0.4%
Oconee State Bank $260,000 $695,000 167.3% 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $485,000 $660,000 36.1% 0.3%
MORTGAGE INVESTORS GROUP, INC. $635,000 n/a 0.3%
Renasant Bank $1,625,000 $635,000 -60.9% 0.3%
GMFS LLC $825,000 $630,000 -23.6% 0.3%
WaterStone Bank, SSB $625,000 n/a 0.3%
Waterstone Mortgage Corporation $625,000 n/a 0.3%
HOMESIDE FINANCIAL, LLC $525,000 $615,000 17.1% 0.3%
AMERISAVE MORTGAGE CORPORATION $2,005,000 $610,000 -69.6% 0.3%
NexBank $185,000 $610,000 229.7% 0.3%
Flagstar Bank, FSB $1,360,000 $595,000 -56.3% 0.3%
USAA Federal Savings Bank $2,230,000 $575,000 -74.2% 0.3%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $195,000 $550,000 182.1% 0.3%
LENDINGHOME FUNDING CORPORATION $545,000 n/a 0.3%
GEORGIA'S OWN $35,000 $530,000 1,414.3% 0.3%
INTERLINC MORTGAGE SERVICES, LLC $1,235,000 $505,000 -59.1% 0.2%
MILEND, INC. $195,000 $505,000 159.0% 0.2%
Bethpage Federal Credit Union $500,000 n/a 0.2%
TOWNE MORTGAGE COMPANY $440,000 $500,000 13.6% 0.2%
United Bank $825,000 $500,000 -39.4% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $205,000 $490,000 139.0% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $495,000 $485,000 -2.0% 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $465,000 n/a 0.2%
PENTAGON FEDERAL CREDIT UNION $65,000 $455,000 600.0% 0.2%
SUCCESS MORTGAGE PARTNERS, INC. $1,085,000 $455,000 -58.1% 0.2%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $445,000 n/a 0.2%
SOUTHWEST STAGE FUNDING, LLC $290,000 $440,000 51.7% 0.2%
BankSouth $720,000 $430,000 -40.3% 0.2%
EMM LOANS LLC $425,000 n/a 0.2%
GUARANTEED RATE AFFINITY, LLC $415,000 n/a 0.2%
DELTA COMMUNITY CREDIT UNION $1,270,000 $410,000 -67.7% 0.2%
Nations Lending Corporation $580,000 $410,000 -29.3% 0.2%
Century Mortgage Company DBA Century Lending Company $455,000 $395,000 -13.2% 0.2%
OPEN MORTGAGE, LLC $395,000 n/a 0.2%
Regions Bank $1,705,000 $395,000 -76.8% 0.2%
AgFirst Farm Credit Bank $390,000 n/a 0.2%
South State Bank $1,960,000 $375,000 -80.9% 0.2%
CLEARPATH LENDING $1,785,000 $365,000 -79.6% 0.2%
CRESCENT MORTGAGE COMPANY $1,255,000 $340,000 -72.9% 0.2%
BAY EQUITY LLC $335,000 n/a 0.2%
Barrington Bank & Trust Company, N.A. $95,000 $320,000 236.8% 0.2%
HOME POINT FINANCIAL CORPORATION $665,000 $310,000 -53.4% 0.2%
East West Bank $305,000 n/a 0.2%
FirstBank $305,000 n/a 0.2%
NEW DAY FINANCIAL, LLC $1,445,000 $305,000 -78.9% 0.2%
CREDIT UNION OF GEORGIA $300,000 n/a 0.1%
Equity Prime Mortgage LLC $295,000 n/a 0.1%
First Heritage Mortgage, LLC $295,000 n/a 0.1%
First Option Mortgage, LLC $285,000 n/a 0.1%
PNC Bank $1,005,000 $280,000 -72.1% 0.1%
AMERICAN ADVISORS GROUP $275,000 n/a 0.1%
LIBERTY HOME MORTGAGE CORPORATION $265,000 $270,000 1.9% 0.1%
BancorpSouth Bank $265,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $265,000 n/a 0.1%
GEORGIA UNITED $255,000 n/a 0.1%
North American Savings Bank, F.S.B. $1,085,000 $255,000 -76.5% 0.1%
AMERICAN FINANCING CORPORATION $175,000 $245,000 40.0% 0.1%
ON Q FINANCIAL, INC. $245,000 n/a 0.1%
Princeton Mortgage Corporation $245,000 n/a 0.1%
SHELTER HOME MORTGAGE, LLC $245,000 n/a 0.1%
Peoples Bank $235,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $325,000 $225,000 -30.8% 0.1%
City National Bank $225,000 n/a 0.1%
VILLAGE CAPITAL MORTGAGE $815,000 $220,000 -73.0% 0.1%
ALLIED MORTGAGE GROUP, INC. $205,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $205,000 n/a 0.1%
CIS Financial Services, Inc. $195,000 n/a 0.1%
Citibank $195,000 n/a 0.1%
RESIDENTIAL BANCORP. $195,000 n/a 0.1%
ACOPIA, LLC $980,000 $190,000 -80.6% 0.1%
ROSS MORTGAGE CORPORATION $185,000 n/a 0.1%
Sierra Pacific Mortgage Company, Inc. $185,000 n/a 0.1%
SWBC MORTGAGE CORPORATION $125,000 $185,000 48.0% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $165,000 $180,000 9.1% 0.1%
INTELLILOAN, INC. $175,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $465,000 $175,000 -62.4% 0.1%
CALIBER HOME LOANS, INC. $760,000 $165,000 -78.3% 0.1%
Alcova Mortgage LLC $155,000 n/a 0.1%
GoPrime Mortgage, Inc. $155,000 n/a 0.1%
Discover Bank $110,000 $150,000 36.4% 0.1%
ATLANTA POSTAL $155,000 $145,000 -6.5% 0.1%
Flint Community Bank $145,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $730,000 $145,000 -80.1% 0.1%
Third Federal Savings and Loan Association of Cleveland $115,000 $140,000 21.7% 0.1%
Carrington Mortgage Services, LLC $555,000 $135,000 -75.7% 0.1%
NATIONS DIRECT MORTGAGE, LLC $135,000 n/a 0.1%
Bank of Dudley $965,000 $125,000 -87.0% 0.1%
RELIANCE FIRST CAPITAL, LLC $185,000 $125,000 -32.4% 0.1%
Pinnacle Bank $45,000 $115,000 155.6% 0.1%
Prosperity Home Mortgage, LLC $715,000 $115,000 -83.9% 0.1%
Watermark Capital, Inc. $115,000 n/a 0.1%
M&T Bank $105,000 n/a 0.1%
Ally Bank $95,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $85,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $85,000 n/a 0.0%
FIRST COMMUNITY MORTGAGE, INC. $545,000 $75,000 -86.2% 0.0%
SRP Federal Credit Union $75,000 $75,000 0.0% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $65,000 $65,000 0.0% 0.0%
FINANCE OF AMERICA REVERSE LLC $65,000 n/a 0.0%
HONDA Federal Credit Union $65,000 n/a 0.0%
Capital City Bank $555,000 $55,000 -90.1% 0.0%
Figure Lending LLC $40,000 $55,000 37.5% 0.0%
ITHINK FINANCIAL Credit Union $55,000 n/a 0.0%
F&M Bank $45,000 $45,000 0.0% 0.0%
Queensborough National Bank & Trust Company $305,000 $35,000 -88.5% 0.0%
The Commercial Bank $35,000 n/a 0.0%

Milledgeville's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 8.6% market share. In second place, with 8.0%, is Exchange Bank, having originated $16,105,000 in loans. In third place, with 7.3%, is The First, A National Banking Association, having originated $14,720,000 in loans. In fourth place, with 6.5%, is Merchants Bank of Indiana, having originated $13,190,000 in loans. In fifth place, with 4.9%, is QUICKEN LOANS, LLC, having originated $9,890,000 in loans.


Milledgeville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Milledgeville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $187,475 (7.1%) $225,647 (10.1%) 0.00 253
2018-02-01 $189,200 (8.1%) $228,910 (9.8%) 0.00 261
2018-03-01 $186,900 (6.8%) $234,920 (9.8%) 0.00 268
2018-04-01 $188,450 (7.7%) $243,359 (14.8%) 0.00 284
2018-05-01 $189,000 (8.0%) $246,990 (19.0%) 0.00 278
2018-06-01 $191,900 (6.7%) $259,287 (19.1%) 0.00 266
2018-07-01 $194,975 (5.4%) $257,807 (13.6%) 0.00 273
2018-08-01 $194,900 (6.0%) $251,978 (13.6%) 0.00 309
2018-09-01 $191,900 (4.1%) $247,512 (7.5%) 0.00 301
2018-10-01 $191,150 (6.2%) $245,230 (8.9%) 0.00 293
2018-11-01 $190,900 (2.4%) $242,899 (7.6%) 0.00 278
2018-12-01 $190,900 (3.2%) $238,355 (5.9%) 0.00 255
2019-01-01 $190,900 (1.8%) $230,825 (2.3%) 0.00 258
2019-02-01 $192,500 (1.7%) $234,252 (2.3%) 0.00 272
2019-03-01 $207,229 (10.9%) $245,145 (4.4%) 0.00 302
2019-04-01 $229,000 (21.5%) $262,434 (7.8%) 0.00 339
2019-05-01 $234,500 (24.1%) $271,002 (9.7%) 0.00 332
2019-06-01 $225,000 (17.3%) $273,730 (5.6%) 0.00 324
2019-07-01 $222,450 (14.1%) $265,692 (3.1%) 0.00 325
2019-08-01 $227,973 (17.0%) $271,070 (7.6%) 0.00 324
2019-09-01 $232,432 (21.1%) $272,421 (10.1%) 0.00 315
2019-10-01 $240,950 (26.1%) $275,310 (12.3%) 0.00 296
2019-11-01 $239,000 (25.2%) $273,998 (12.8%) 0.00 287
2019-12-01 $229,608 (20.3%) $275,544 (15.6%) 0.00 266
2020-01-01 $244,900 (28.3%) $288,537 (25.0%) 0.00 237
2020-02-01 $242,000 (25.7%) $298,949 (27.6%) 0.00 222
2020-03-01 $244,950 (18.2%) $309,844 (26.4%) 0.00 220
2020-04-01 $240,475 (5.0%) $307,260 (17.1%) 0.00 204
2020-05-01 $259,950 (10.9%) $314,871 (16.2%) 0.00 190
2020-06-01 $244,000 (8.4%) $313,555 (14.6%) 0.00 160
2020-07-01 $235,250 (5.8%) $326,290 (22.8%) 0.00 147
2020-08-01 $237,000 (4.0%) $323,510 (19.4%) 0.00 136
2020-09-01 $237,000 (2.0%) $315,873 (16.0%) 0.00 148
2020-10-01 $240,000 (-0.4%) $313,742 (14.0%) 0.00 152
2020-11-01 $239,000 (0.0%) $313,377 (14.4%) 0.00 130
2020-12-01 $233,850 (1.9%) $331,340 (20.3%) 0.00 141
2021-01-01 $223,450 (-8.8%) $295,447 (2.4%) 0.00 136
2021-02-01 $220,000 (-9.1%) $314,909 (5.3%) 0.00 125
2021-03-01 $230,000 (-6.1%) $296,597 (-4.3%) 0.00 93
2021-04-01 $233,975 (-2.7%) $306,844 (-0.1%) 0.00 92
2021-05-01 $239,900 (-7.7%) $323,497 (2.7%) 0.00 85
2021-06-01 $212,000 (-13.1%) $332,422 (6.0%) 0.00 93
2021-07-01 $212,000 (-9.9%) $335,976 (3.0%) 0.00 88
2021-08-01 $270,500 (14.1%) $353,178 (9.2%) 0.00 101
2021-09-01 $269,900 (13.9%) $347,415 (10.0%) 0.00 105
2021-10-01 $215,000 (-10.4%) $330,590 (5.4%) 0.00 102
2021-11-01 $189,950 (-20.5%) $318,866 (1.8%) 0.00 95
2021-12-01 $185,225 (-20.8%) $287,208 (-13.3%) 0.00 94
2022-01-01 $229,900 (2.9%) $297,540 (0.7%) 0.00 90
2022-02-01 $260,975 (18.6%) $305,159 (-3.1%) 0.00 92
2022-03-01 $292,750 (27.3%) $320,935 (8.2%) 0.00 100
2022-04-01 $310,000 (32.5%) $352,638 (14.9%) 0.00 115
2022-05-01 $314,950 (31.3%) $391,044 (20.9%) 0.00 132
2022-06-01 $347,499 (63.9%) $426,436 (28.3%) 0.00 134
2022-07-01 $349,850 (65.0%) $437,783 (30.3%) 0.00 129
2022-08-01 $379,500 (40.3%) $429,119 (21.5%) 0.00 126
2022-09-01 $367,950 (36.3%) $414,742 (19.4%) 0.00 135
2022-10-01 $368,000 (71.2%) $419,359 (26.9%) 0.00 132
2022-11-01 $355,975 (87.4%) $426,142 (33.6%) 0.00 120
2022-12-01 $349,900 (88.9%) $429,870 (49.7%) 0.00 110
2023-01-01 $349,450 (52.0%) $416,419 (40.0%) 0.00 117
2023-02-01 $334,675 (28.2%) $406,708 (33.3%) 0.00 102
2023-03-01 $349,225 (19.3%) $453,121 (41.2%) 0.00 99
2023-04-01 $340,000 (9.7%) $449,028 (27.3%) 0.00 113
2023-05-01 $349,250 (10.9%) $463,839 (18.6%) 0.00 101
2023-06-01 $349,250 (0.5%) $501,997 (17.7%) 0.00 101
2023-07-01 $279,400 (-20.1%) $438,745 (0.2%) 0.00 126
2023-08-01 $299,450 (-21.1%) $444,937 (3.7%) 0.00 130
Milledgeville's median listing price for 2023-08-01 was $299,450, a difference of $-80,050 (-21.1%) versus the prior year and $20,050 versus the prior month.

Milledgeville's median listing price comes in at 0% of the national average.

Milledgeville's average listing price for 2023-08-01 was $444,937, a difference of $15,818 (3.7%) versus the prior year and $6,192 versus the prior month.

For the 2023-08-01 period, Milledgeville had 130 MLS listings, a difference of 4 listings (3%) versus the prior month and 4 listings (3%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Milledgeville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,828 sqft
2018-02-01 0 days 1,913 sqft
2018-03-01 0 days 1,900 sqft
2018-04-01 0 days 1,890 sqft
2018-05-01 0 days 1,826 sqft
2018-06-01 0 days 1,901 sqft
2018-07-01 0 days 1,926 sqft
2018-08-01 0 days 1,849 sqft
2018-09-01 0 days 1,886 sqft
2018-10-01 0 days 1,910 sqft
2018-11-01 0 days 1,909 sqft
2018-12-01 0 days 1,848 sqft
2019-01-01 0 days 1,848 sqft
2019-02-01 0 days 1,884 sqft
2019-03-01 0 days 2,007 sqft
2019-04-01 0 days 2,176 sqft
2019-05-01 0 days 2,158 sqft
2019-06-01 0 days 2,152 sqft
2019-07-01 0 days 2,105 sqft
2019-08-01 0 days 2,080 sqft
2019-09-01 0 days 2,074 sqft
2019-10-01 0 days 2,057 sqft
2019-11-01 0 days 2,017 sqft
2019-12-01 0 days 2,011 sqft
2020-01-01 0 days 2,124 sqft
2020-02-01 0 days 2,100 sqft
2020-03-01 0 days 2,100 sqft
2020-04-01 0 days 2,050 sqft
2020-05-01 0 days 2,100 sqft
2020-06-01 0 days 2,126 sqft
2020-07-01 0 days 2,152 sqft
2020-08-01 0 days 2,275 sqft
2020-09-01 0 days 2,222 sqft
2020-10-01 0 days 2,291 sqft
2020-11-01 0 days 2,196 sqft
2020-12-01 0 days 2,150 sqft
2021-01-01 0 days 2,128 sqft
2021-02-01 0 days 2,127 sqft
2021-03-01 0 days 2,081 sqft
2021-04-01 0 days 1,874 sqft
2021-05-01 0 days 1,768 sqft
2021-06-01 0 days 1,830 sqft
2021-07-01 0 days 1,882 sqft
2021-08-01 0 days 1,933 sqft
2021-09-01 0 days 1,935 sqft
2021-10-01 0 days 1,748 sqft
2021-11-01 0 days 1,632 sqft
2021-12-01 0 days 1,643 sqft
2022-01-01 0 days 1,752 sqft
2022-02-01 0 days 1,757 sqft
2022-03-01 0 days 2,001 sqft
2022-04-01 0 days 1,940 sqft
2022-05-01 0 days 1,942 sqft
2022-06-01 0 days 1,800 sqft
2022-07-01 0 days 1,800 sqft
2022-08-01 0 days 1,806 sqft
2022-09-01 0 days 1,800 sqft
2022-10-01 0 days 1,944 sqft
2022-11-01 0 days 2,057 sqft
2022-12-01 0 days 2,090 sqft
2023-01-01 0 days 1,953 sqft
2023-02-01 0 days 1,853 sqft
2023-03-01 0 days 2,018 sqft
2023-04-01 0 days 1,836 sqft
2023-05-01 0 days 1,820 sqft
2023-06-01 0 days 1,719 sqft
2023-07-01 0 days 1,622 sqft
2023-08-01 0 days 1,720 sqft
Milledgeville's median listing age (time on market) for 2023-08-01 was 0 days.

Milledgeville's median square footage for active listings during the 2023-08-01 period was 1,720 sqft. One year prior, the average listing was 1,806 sqft.

Milledgeville, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 428 $120,110,000 $280,631
Refi 160 $44,050,000 $275,313
Cash Out Refi 115 $24,455,000 $212,652
Other 44 $6,940,000 $157,727
Home Improvement 42 $6,900,000 $164,286

Milledgeville's most frequently cited loan purpose was Home Purchase, with 428 originations. The 2nd most popular reason was Refi, with 160 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 160 $37,610,000 $235,063
4-5% 150 $48,610,000 $324,067
3-4% 147 $46,625,000 $317,177
6-7% 94 $21,760,000 $231,489
2.5-3% 30 $7,470,000 $249,000
Over 8% 19 $3,125,000 $164,474
<2.5% 19 $6,685,000 $351,842
7-8% 18 $3,380,000 $187,778

During 2022, Milledgeville's most frequently originated rate bucket was 5-6%, with 160 originations.

Loan Sizing (Milledgeville, GA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 270 $39,470,000 $146,185
$200k-400k 229 $63,065,000 $275,393
$100,000 or less 188 $11,180,000 $59,468
$400k-600k 65 $31,695,000 $487,615
$600k-1000k 28 $19,840,000 $708,571
$Over $1MM 9 $37,205,000 $4,133,889

Milledgeville's loan sizing saw the bucket of loans from $100k-200k with 270 originations, totaling $39,470,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 289 $69,575,000 $240,744
60-80% 187 $76,435,000 $408,743
40-60% 58 $12,460,000 $214,828
20-40% 52 $7,950,000 $152,885
Under 20% 44 $5,500,000 $125,000
Over 100% 8 $2,630,000 $328,750

Milledgeville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 289 originations, totaling $69,575,000 in origination value.