Milledgeville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Milledgeville averaged
7.19%
for the week of 2023-09-14, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2023-09-07) was
6.93% and
one month ago for the week of 2023-08-10, the
average rate was 6.97%.
Milledgeville's average rate one year ago was 5.7%.
For refis of the same type during the week of 2023-09-14, the average rate
was 7.28%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-09-14 | 7.18% |
Milledgeville 30 Year Fixed Rate | 2023-09-14 | 7.19% |
Milledgeville 30 Year Fixed Rate Refi | 2023-09-14 | 7.28% |
Milledgeville 15 Year Fixed Rate | 2023-09-14 | 6.41% |
Milledgeville 15 Year Fixed Rate Refi | 2023-09-14 | 6.91% |
Milledgeville 30 Year FHA | 2023-09-14 | 6.62% |
Milledgeville 30 Year FHA Refi | 2023-09-14 | 6.89% |
Milledgeville 30 Year USDA | 2023-09-14 | 7.18% |
Milledgeville 30 Year USDA Refi | 2023-09-14 | 6.88% |
Milledgeville 30 Year VA | 2023-09-14 | 6.71% |
Milledgeville 30 Year VA Refi | 2023-09-14 | 6.91% |
Milledgeville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Milledgeville, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Milledgeville Average Closing Costs & Other Stats
Milledgeville, GA's 82 lenders originated 789
loans during 2022. The total origination value was $202,455,000, with an average loan value of
$256,597.
Milledgeville's average closing costs are $4,992.
The top Milledgeville lender as defined by loan originations is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with
37 loans originated. Their average total fees are
$5,942, which is $1,030
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Milledgeville lenders (with over 10 loans originated) are
ROBINS FINANCIAL ($3,329), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($5,942), Ameris Bank ($5,981), QUICKEN LOANS, LLC ($6,972) and .
The lowest rate Milledgeville lenders (with over 10 loans originated) are
ROBINS FINANCIAL (4.88%), Ameris Bank (4.93%), QUICKEN LOANS, LLC (5.17%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (5.52%) and .
Milledgeville, GA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $27,570,000 | $17,440,000 | -36.7% | 8.6% |
Exchange Bank | $21,830,000 | $16,105,000 | -26.2% | 8.0% |
The First, A National Banking Association | $14,720,000 | n/a | 7.3% | |
Merchants Bank of Indiana | $13,190,000 | n/a | 6.5% | |
QUICKEN LOANS, LLC | $27,765,000 | $9,890,000 | -64.4% | 4.9% |
Ameris Bank | $8,990,000 | $9,175,000 | 2.1% | 4.5% |
UNITED WHOLESALE MORTGAGE, LLC | $6,445,000 | $6,215,000 | -3.6% | 3.1% |
ROBINS FINANCIAL | $5,340,000 | $5,870,000 | 9.9% | 2.9% |
Magnolia State Bank | $1,360,000 | $4,830,000 | 255.1% | 2.4% |
Mortgage Research Center, LLC | $4,570,000 | $4,545,000 | -0.5% | 2.2% |
Synovus Bank | $2,565,000 | $3,660,000 | 42.7% | 1.8% |
Bank OZK | $3,255,000 | n/a | 1.6% | |
Morris Bank | $4,745,000 | $3,185,000 | -32.9% | 1.6% |
Stifel Bank and Trust | $3,020,000 | $3,100,000 | 2.6% | 1.5% |
Truist | $7,410,000 | $2,625,000 | -64.6% | 1.3% |
VAN DYK MORTGAGE CORPORATION | $2,340,000 | n/a | 1.2% | |
Southern First Bank | $160,000 | $2,290,000 | 1,331.3% | 1.1% |
BANKSOUTH MORTGAGE COMPANY, LLC | $5,555,000 | $2,210,000 | -60.2% | 1.1% |
Colony Bank | $3,465,000 | $2,195,000 | -36.7% | 1.1% |
HOMESTAR FINANCIAL CORPORATION | $4,435,000 | $1,810,000 | -59.2% | 0.9% |
GUARANTEED RATE, INC. | $1,305,000 | $1,730,000 | 32.6% | 0.9% |
Capital City Home Loans, LLC | $2,420,000 | $1,725,000 | -28.7% | 0.9% |
LOANDEPOT.COM, LLC | $4,215,000 | $1,725,000 | -59.1% | 0.9% |
EVERETT FINANCIAL, INC. | $105,000 | $1,655,000 | 1,476.2% | 0.8% |
NAVY FEDERAL CREDIT UNION | $1,000,000 | $1,615,000 | 61.5% | 0.8% |
Wells Fargo Bank | $4,040,000 | $1,530,000 | -62.1% | 0.8% |
GUILD MORTGAGE COMPANY | $675,000 | $1,490,000 | 120.7% | 0.7% |
Mr. Cooper ( Nationstar Mortgage ) | $2,290,000 | $1,470,000 | -35.8% | 0.7% |
FREEDOM MORTGAGE CORPORATION | $5,345,000 | $1,430,000 | -73.2% | 0.7% |
STOCKTON MORTGAGE CORPORATION | $1,695,000 | $1,400,000 | -17.4% | 0.7% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $365,000 | $1,370,000 | 275.3% | 0.7% |
ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $2,775,000 | $1,330,000 | -52.1% | 0.7% |
Platinum Home Mortgage Corporation | $415,000 | $1,295,000 | 212.0% | 0.6% |
BROKER SOLUTIONS, INC. | $2,380,000 | $1,255,000 | -47.3% | 0.6% |
NEWREZ LLC | $2,410,000 | $1,235,000 | -48.8% | 0.6% |
GUARANTY HOME MORTGAGE CORPORATION | $2,250,000 | $1,220,000 | -45.8% | 0.6% |
CREDIT UNION FINANCIAL SERVICES, LLC | $3,110,000 | $1,070,000 | -65.6% | 0.5% |
Bank of America | $1,060,000 | $1,060,000 | 0.0% | 0.5% |
First Federal Bank | $2,525,000 | $1,040,000 | -58.8% | 0.5% |
First American Bank and Trust Company | $235,000 | $1,030,000 | 338.3% | 0.5% |
U.S. Bank | $175,000 | $970,000 | 454.3% | 0.5% |
21ST MORTGAGE CORPORATION | $1,520,000 | $950,000 | -37.5% | 0.5% |
Morgan Stanley Private Bank | $890,000 | n/a | 0.4% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $135,000 | $885,000 | 555.6% | 0.4% |
Bank of England | $815,000 | $855,000 | 4.9% | 0.4% |
Paramount Residential Mortgage Group, Inc. | $125,000 | $840,000 | 572.0% | 0.4% |
CROSSCOUNTRY MORTGAGE, LLC | $2,565,000 | $800,000 | -68.8% | 0.4% |
BETTER MORTGAGE CORPORATION | $3,265,000 | $765,000 | -76.6% | 0.4% |
PENNYMAC LOAN SERVICES, LLC | $3,240,000 | $760,000 | -76.5% | 0.4% |
United Community Bank | $855,000 | $760,000 | -11.1% | 0.4% |
THE SOUTHERN Credit Union | $755,000 | n/a | 0.4% | |
BNY Mellon | $745,000 | n/a | 0.4% | |
Commerce Home Mortgage, Inc. | $745,000 | n/a | 0.4% | |
ANGEL OAK HOME LOANS LLC | $1,050,000 | $740,000 | -29.5% | 0.4% |
CMG MORTGAGE, INC. | $825,000 | $730,000 | -11.5% | 0.4% |
JPMorgan Chase Bank | $2,180,000 | $720,000 | -67.0% | 0.4% |
THE MORTGAGE FIRM, INC. | $1,295,000 | $715,000 | -44.8% | 0.4% |
Oconee State Bank | $260,000 | $695,000 | 167.3% | 0.3% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $485,000 | $660,000 | 36.1% | 0.3% |
MORTGAGE INVESTORS GROUP, INC. | $635,000 | n/a | 0.3% | |
Renasant Bank | $1,625,000 | $635,000 | -60.9% | 0.3% |
GMFS LLC | $825,000 | $630,000 | -23.6% | 0.3% |
WaterStone Bank, SSB | $625,000 | n/a | 0.3% | |
Waterstone Mortgage Corporation | $625,000 | n/a | 0.3% | |
HOMESIDE FINANCIAL, LLC | $525,000 | $615,000 | 17.1% | 0.3% |
AMERISAVE MORTGAGE CORPORATION | $2,005,000 | $610,000 | -69.6% | 0.3% |
NexBank | $185,000 | $610,000 | 229.7% | 0.3% |
Flagstar Bank, FSB | $1,360,000 | $595,000 | -56.3% | 0.3% |
USAA Federal Savings Bank | $2,230,000 | $575,000 | -74.2% | 0.3% |
SOUTHEAST MORTGAGE OF GEORGIA, INC. | $195,000 | $550,000 | 182.1% | 0.3% |
LENDINGHOME FUNDING CORPORATION | $545,000 | n/a | 0.3% | |
GEORGIA'S OWN | $35,000 | $530,000 | 1,414.3% | 0.3% |
INTERLINC MORTGAGE SERVICES, LLC | $1,235,000 | $505,000 | -59.1% | 0.2% |
MILEND, INC. | $195,000 | $505,000 | 159.0% | 0.2% |
Bethpage Federal Credit Union | $500,000 | n/a | 0.2% | |
TOWNE MORTGAGE COMPANY | $440,000 | $500,000 | 13.6% | 0.2% |
United Bank | $825,000 | $500,000 | -39.4% | 0.2% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $205,000 | $490,000 | 139.0% | 0.2% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $495,000 | $485,000 | -2.0% | 0.2% |
ANGEL OAK MORTGAGE SOLUTIONS LLC | $465,000 | n/a | 0.2% | |
PENTAGON FEDERAL CREDIT UNION | $65,000 | $455,000 | 600.0% | 0.2% |
SUCCESS MORTGAGE PARTNERS, INC. | $1,085,000 | $455,000 | -58.1% | 0.2% |
AMERICAN PORTFOLIO MORTGAGE CORPORATION | $445,000 | n/a | 0.2% | |
SOUTHWEST STAGE FUNDING, LLC | $290,000 | $440,000 | 51.7% | 0.2% |
BankSouth | $720,000 | $430,000 | -40.3% | 0.2% |
EMM LOANS LLC | $425,000 | n/a | 0.2% | |
GUARANTEED RATE AFFINITY, LLC | $415,000 | n/a | 0.2% | |
DELTA COMMUNITY CREDIT UNION | $1,270,000 | $410,000 | -67.7% | 0.2% |
Nations Lending Corporation | $580,000 | $410,000 | -29.3% | 0.2% |
Century Mortgage Company DBA Century Lending Company | $455,000 | $395,000 | -13.2% | 0.2% |
OPEN MORTGAGE, LLC | $395,000 | n/a | 0.2% | |
Regions Bank | $1,705,000 | $395,000 | -76.8% | 0.2% |
AgFirst Farm Credit Bank | $390,000 | n/a | 0.2% | |
South State Bank | $1,960,000 | $375,000 | -80.9% | 0.2% |
CLEARPATH LENDING | $1,785,000 | $365,000 | -79.6% | 0.2% |
CRESCENT MORTGAGE COMPANY | $1,255,000 | $340,000 | -72.9% | 0.2% |
BAY EQUITY LLC | $335,000 | n/a | 0.2% | |
Barrington Bank & Trust Company, N.A. | $95,000 | $320,000 | 236.8% | 0.2% |
HOME POINT FINANCIAL CORPORATION | $665,000 | $310,000 | -53.4% | 0.2% |
East West Bank | $305,000 | n/a | 0.2% | |
FirstBank | $305,000 | n/a | 0.2% | |
NEW DAY FINANCIAL, LLC | $1,445,000 | $305,000 | -78.9% | 0.2% |
CREDIT UNION OF GEORGIA | $300,000 | n/a | 0.1% | |
Equity Prime Mortgage LLC | $295,000 | n/a | 0.1% | |
First Heritage Mortgage, LLC | $295,000 | n/a | 0.1% | |
First Option Mortgage, LLC | $285,000 | n/a | 0.1% | |
PNC Bank | $1,005,000 | $280,000 | -72.1% | 0.1% |
AMERICAN ADVISORS GROUP | $275,000 | n/a | 0.1% | |
LIBERTY HOME MORTGAGE CORPORATION | $265,000 | $270,000 | 1.9% | 0.1% |
BancorpSouth Bank | $265,000 | n/a | 0.1% | |
Wyndham Capital Mortgage, Inc. | $265,000 | n/a | 0.1% | |
GEORGIA UNITED | $255,000 | n/a | 0.1% | |
North American Savings Bank, F.S.B. | $1,085,000 | $255,000 | -76.5% | 0.1% |
AMERICAN FINANCING CORPORATION | $175,000 | $245,000 | 40.0% | 0.1% |
ON Q FINANCIAL, INC. | $245,000 | n/a | 0.1% | |
Princeton Mortgage Corporation | $245,000 | n/a | 0.1% | |
SHELTER HOME MORTGAGE, LLC | $245,000 | n/a | 0.1% | |
Peoples Bank | $235,000 | n/a | 0.1% | |
CHURCHILL MORTGAGE CORPORATION | $325,000 | $225,000 | -30.8% | 0.1% |
City National Bank | $225,000 | n/a | 0.1% | |
VILLAGE CAPITAL MORTGAGE | $815,000 | $220,000 | -73.0% | 0.1% |
ALLIED MORTGAGE GROUP, INC. | $205,000 | n/a | 0.1% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $205,000 | n/a | 0.1% | |
CIS Financial Services, Inc. | $195,000 | n/a | 0.1% | |
Citibank | $195,000 | n/a | 0.1% | |
RESIDENTIAL BANCORP. | $195,000 | n/a | 0.1% | |
ACOPIA, LLC | $980,000 | $190,000 | -80.6% | 0.1% |
ROSS MORTGAGE CORPORATION | $185,000 | n/a | 0.1% | |
Sierra Pacific Mortgage Company, Inc. | $185,000 | n/a | 0.1% | |
SWBC MORTGAGE CORPORATION | $125,000 | $185,000 | 48.0% | 0.1% |
SECURITYNATIONAL MORTGAGE COMPANY | $165,000 | $180,000 | 9.1% | 0.1% |
INTELLILOAN, INC. | $175,000 | n/a | 0.1% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $465,000 | $175,000 | -62.4% | 0.1% |
CALIBER HOME LOANS, INC. | $760,000 | $165,000 | -78.3% | 0.1% |
Alcova Mortgage LLC | $155,000 | n/a | 0.1% | |
GoPrime Mortgage, Inc. | $155,000 | n/a | 0.1% | |
Discover Bank | $110,000 | $150,000 | 36.4% | 0.1% |
ATLANTA POSTAL | $155,000 | $145,000 | -6.5% | 0.1% |
Flint Community Bank | $145,000 | n/a | 0.1% | |
TRIAD FINANCIAL SERVICES, INC. | $730,000 | $145,000 | -80.1% | 0.1% |
Third Federal Savings and Loan Association of Cleveland | $115,000 | $140,000 | 21.7% | 0.1% |
Carrington Mortgage Services, LLC | $555,000 | $135,000 | -75.7% | 0.1% |
NATIONS DIRECT MORTGAGE, LLC | $135,000 | n/a | 0.1% | |
Bank of Dudley | $965,000 | $125,000 | -87.0% | 0.1% |
RELIANCE FIRST CAPITAL, LLC | $185,000 | $125,000 | -32.4% | 0.1% |
Pinnacle Bank | $45,000 | $115,000 | 155.6% | 0.1% |
Prosperity Home Mortgage, LLC | $715,000 | $115,000 | -83.9% | 0.1% |
Watermark Capital, Inc. | $115,000 | n/a | 0.1% | |
M&T Bank | $105,000 | n/a | 0.1% | |
Ally Bank | $95,000 | n/a | 0.0% | |
NATIONWIDE MORTGAGE BANKERS, INC. | $85,000 | n/a | 0.0% | |
ROYAL UNITED MORTGAGE LLC | $85,000 | n/a | 0.0% | |
FIRST COMMUNITY MORTGAGE, INC. | $545,000 | $75,000 | -86.2% | 0.0% |
SRP Federal Credit Union | $75,000 | $75,000 | 0.0% | 0.0% |
AMERICAN FINANCIAL RESOURCES, INC. | $65,000 | $65,000 | 0.0% | 0.0% |
FINANCE OF AMERICA REVERSE LLC | $65,000 | n/a | 0.0% | |
HONDA Federal Credit Union | $65,000 | n/a | 0.0% | |
Capital City Bank | $555,000 | $55,000 | -90.1% | 0.0% |
Figure Lending LLC | $40,000 | $55,000 | 37.5% | 0.0% |
ITHINK FINANCIAL Credit Union | $55,000 | n/a | 0.0% | |
F&M Bank | $45,000 | $45,000 | 0.0% | 0.0% |
Queensborough National Bank & Trust Company | $305,000 | $35,000 | -88.5% | 0.0% |
The Commercial Bank | $35,000 | n/a | 0.0% |
Milledgeville's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 8.6% market share. In second place, with 8.0%, is Exchange Bank, having originated $16,105,000 in loans. In third place, with 7.3%, is The First, A National Banking Association, having originated $14,720,000 in loans. In fourth place, with 6.5%, is Merchants Bank of Indiana, having originated $13,190,000 in loans. In fifth place, with 4.9%, is QUICKEN LOANS, LLC, having originated $9,890,000 in loans.
Milledgeville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Milledgeville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $187,475 (7.1%) | $225,647 (10.1%) | 0.00 | 253 |
2018-02-01 | $189,200 (8.1%) | $228,910 (9.8%) | 0.00 | 261 |
2018-03-01 | $186,900 (6.8%) | $234,920 (9.8%) | 0.00 | 268 |
2018-04-01 | $188,450 (7.7%) | $243,359 (14.8%) | 0.00 | 284 |
2018-05-01 | $189,000 (8.0%) | $246,990 (19.0%) | 0.00 | 278 |
2018-06-01 | $191,900 (6.7%) | $259,287 (19.1%) | 0.00 | 266 |
2018-07-01 | $194,975 (5.4%) | $257,807 (13.6%) | 0.00 | 273 |
2018-08-01 | $194,900 (6.0%) | $251,978 (13.6%) | 0.00 | 309 |
2018-09-01 | $191,900 (4.1%) | $247,512 (7.5%) | 0.00 | 301 |
2018-10-01 | $191,150 (6.2%) | $245,230 (8.9%) | 0.00 | 293 |
2018-11-01 | $190,900 (2.4%) | $242,899 (7.6%) | 0.00 | 278 |
2018-12-01 | $190,900 (3.2%) | $238,355 (5.9%) | 0.00 | 255 |
2019-01-01 | $190,900 (1.8%) | $230,825 (2.3%) | 0.00 | 258 |
2019-02-01 | $192,500 (1.7%) | $234,252 (2.3%) | 0.00 | 272 |
2019-03-01 | $207,229 (10.9%) | $245,145 (4.4%) | 0.00 | 302 |
2019-04-01 | $229,000 (21.5%) | $262,434 (7.8%) | 0.00 | 339 |
2019-05-01 | $234,500 (24.1%) | $271,002 (9.7%) | 0.00 | 332 |
2019-06-01 | $225,000 (17.3%) | $273,730 (5.6%) | 0.00 | 324 |
2019-07-01 | $222,450 (14.1%) | $265,692 (3.1%) | 0.00 | 325 |
2019-08-01 | $227,973 (17.0%) | $271,070 (7.6%) | 0.00 | 324 |
2019-09-01 | $232,432 (21.1%) | $272,421 (10.1%) | 0.00 | 315 |
2019-10-01 | $240,950 (26.1%) | $275,310 (12.3%) | 0.00 | 296 |
2019-11-01 | $239,000 (25.2%) | $273,998 (12.8%) | 0.00 | 287 |
2019-12-01 | $229,608 (20.3%) | $275,544 (15.6%) | 0.00 | 266 |
2020-01-01 | $244,900 (28.3%) | $288,537 (25.0%) | 0.00 | 237 |
2020-02-01 | $242,000 (25.7%) | $298,949 (27.6%) | 0.00 | 222 |
2020-03-01 | $244,950 (18.2%) | $309,844 (26.4%) | 0.00 | 220 |
2020-04-01 | $240,475 (5.0%) | $307,260 (17.1%) | 0.00 | 204 |
2020-05-01 | $259,950 (10.9%) | $314,871 (16.2%) | 0.00 | 190 |
2020-06-01 | $244,000 (8.4%) | $313,555 (14.6%) | 0.00 | 160 |
2020-07-01 | $235,250 (5.8%) | $326,290 (22.8%) | 0.00 | 147 |
2020-08-01 | $237,000 (4.0%) | $323,510 (19.4%) | 0.00 | 136 |
2020-09-01 | $237,000 (2.0%) | $315,873 (16.0%) | 0.00 | 148 |
2020-10-01 | $240,000 (-0.4%) | $313,742 (14.0%) | 0.00 | 152 |
2020-11-01 | $239,000 (0.0%) | $313,377 (14.4%) | 0.00 | 130 |
2020-12-01 | $233,850 (1.9%) | $331,340 (20.3%) | 0.00 | 141 |
2021-01-01 | $223,450 (-8.8%) | $295,447 (2.4%) | 0.00 | 136 |
2021-02-01 | $220,000 (-9.1%) | $314,909 (5.3%) | 0.00 | 125 |
2021-03-01 | $230,000 (-6.1%) | $296,597 (-4.3%) | 0.00 | 93 |
2021-04-01 | $233,975 (-2.7%) | $306,844 (-0.1%) | 0.00 | 92 |
2021-05-01 | $239,900 (-7.7%) | $323,497 (2.7%) | 0.00 | 85 |
2021-06-01 | $212,000 (-13.1%) | $332,422 (6.0%) | 0.00 | 93 |
2021-07-01 | $212,000 (-9.9%) | $335,976 (3.0%) | 0.00 | 88 |
2021-08-01 | $270,500 (14.1%) | $353,178 (9.2%) | 0.00 | 101 |
2021-09-01 | $269,900 (13.9%) | $347,415 (10.0%) | 0.00 | 105 |
2021-10-01 | $215,000 (-10.4%) | $330,590 (5.4%) | 0.00 | 102 |
2021-11-01 | $189,950 (-20.5%) | $318,866 (1.8%) | 0.00 | 95 |
2021-12-01 | $185,225 (-20.8%) | $287,208 (-13.3%) | 0.00 | 94 |
2022-01-01 | $229,900 (2.9%) | $297,540 (0.7%) | 0.00 | 90 |
2022-02-01 | $260,975 (18.6%) | $305,159 (-3.1%) | 0.00 | 92 |
2022-03-01 | $292,750 (27.3%) | $320,935 (8.2%) | 0.00 | 100 |
2022-04-01 | $310,000 (32.5%) | $352,638 (14.9%) | 0.00 | 115 |
2022-05-01 | $314,950 (31.3%) | $391,044 (20.9%) | 0.00 | 132 |
2022-06-01 | $347,499 (63.9%) | $426,436 (28.3%) | 0.00 | 134 |
2022-07-01 | $349,850 (65.0%) | $437,783 (30.3%) | 0.00 | 129 |
2022-08-01 | $379,500 (40.3%) | $429,119 (21.5%) | 0.00 | 126 |
2022-09-01 | $367,950 (36.3%) | $414,742 (19.4%) | 0.00 | 135 |
2022-10-01 | $368,000 (71.2%) | $419,359 (26.9%) | 0.00 | 132 |
2022-11-01 | $355,975 (87.4%) | $426,142 (33.6%) | 0.00 | 120 |
2022-12-01 | $349,900 (88.9%) | $429,870 (49.7%) | 0.00 | 110 |
2023-01-01 | $349,450 (52.0%) | $416,419 (40.0%) | 0.00 | 117 |
2023-02-01 | $334,675 (28.2%) | $406,708 (33.3%) | 0.00 | 102 |
2023-03-01 | $349,225 (19.3%) | $453,121 (41.2%) | 0.00 | 99 |
2023-04-01 | $340,000 (9.7%) | $449,028 (27.3%) | 0.00 | 113 |
2023-05-01 | $349,250 (10.9%) | $463,839 (18.6%) | 0.00 | 101 |
2023-06-01 | $349,250 (0.5%) | $501,997 (17.7%) | 0.00 | 101 |
2023-07-01 | $279,400 (-20.1%) | $438,745 (0.2%) | 0.00 | 126 |
2023-08-01 | $299,450 (-21.1%) | $444,937 (3.7%) | 0.00 | 130 |
Milledgeville's median listing price comes in at 0% of the national average.
Milledgeville's average listing price for 2023-08-01 was $444,937, a difference of $15,818 (3.7%) versus the prior year and $6,192 versus the prior month.
For the 2023-08-01 period, Milledgeville had 130 MLS listings, a difference of 4 listings (3%) versus the prior month and 4 listings (3%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Milledgeville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,828 sqft |
2018-02-01 | 0 days | 1,913 sqft |
2018-03-01 | 0 days | 1,900 sqft |
2018-04-01 | 0 days | 1,890 sqft |
2018-05-01 | 0 days | 1,826 sqft |
2018-06-01 | 0 days | 1,901 sqft |
2018-07-01 | 0 days | 1,926 sqft |
2018-08-01 | 0 days | 1,849 sqft |
2018-09-01 | 0 days | 1,886 sqft |
2018-10-01 | 0 days | 1,910 sqft |
2018-11-01 | 0 days | 1,909 sqft |
2018-12-01 | 0 days | 1,848 sqft |
2019-01-01 | 0 days | 1,848 sqft |
2019-02-01 | 0 days | 1,884 sqft |
2019-03-01 | 0 days | 2,007 sqft |
2019-04-01 | 0 days | 2,176 sqft |
2019-05-01 | 0 days | 2,158 sqft |
2019-06-01 | 0 days | 2,152 sqft |
2019-07-01 | 0 days | 2,105 sqft |
2019-08-01 | 0 days | 2,080 sqft |
2019-09-01 | 0 days | 2,074 sqft |
2019-10-01 | 0 days | 2,057 sqft |
2019-11-01 | 0 days | 2,017 sqft |
2019-12-01 | 0 days | 2,011 sqft |
2020-01-01 | 0 days | 2,124 sqft |
2020-02-01 | 0 days | 2,100 sqft |
2020-03-01 | 0 days | 2,100 sqft |
2020-04-01 | 0 days | 2,050 sqft |
2020-05-01 | 0 days | 2,100 sqft |
2020-06-01 | 0 days | 2,126 sqft |
2020-07-01 | 0 days | 2,152 sqft |
2020-08-01 | 0 days | 2,275 sqft |
2020-09-01 | 0 days | 2,222 sqft |
2020-10-01 | 0 days | 2,291 sqft |
2020-11-01 | 0 days | 2,196 sqft |
2020-12-01 | 0 days | 2,150 sqft |
2021-01-01 | 0 days | 2,128 sqft |
2021-02-01 | 0 days | 2,127 sqft |
2021-03-01 | 0 days | 2,081 sqft |
2021-04-01 | 0 days | 1,874 sqft |
2021-05-01 | 0 days | 1,768 sqft |
2021-06-01 | 0 days | 1,830 sqft |
2021-07-01 | 0 days | 1,882 sqft |
2021-08-01 | 0 days | 1,933 sqft |
2021-09-01 | 0 days | 1,935 sqft |
2021-10-01 | 0 days | 1,748 sqft |
2021-11-01 | 0 days | 1,632 sqft |
2021-12-01 | 0 days | 1,643 sqft |
2022-01-01 | 0 days | 1,752 sqft |
2022-02-01 | 0 days | 1,757 sqft |
2022-03-01 | 0 days | 2,001 sqft |
2022-04-01 | 0 days | 1,940 sqft |
2022-05-01 | 0 days | 1,942 sqft |
2022-06-01 | 0 days | 1,800 sqft |
2022-07-01 | 0 days | 1,800 sqft |
2022-08-01 | 0 days | 1,806 sqft |
2022-09-01 | 0 days | 1,800 sqft |
2022-10-01 | 0 days | 1,944 sqft |
2022-11-01 | 0 days | 2,057 sqft |
2022-12-01 | 0 days | 2,090 sqft |
2023-01-01 | 0 days | 1,953 sqft |
2023-02-01 | 0 days | 1,853 sqft |
2023-03-01 | 0 days | 2,018 sqft |
2023-04-01 | 0 days | 1,836 sqft |
2023-05-01 | 0 days | 1,820 sqft |
2023-06-01 | 0 days | 1,719 sqft |
2023-07-01 | 0 days | 1,622 sqft |
2023-08-01 | 0 days | 1,720 sqft |
Milledgeville's median square footage for active listings during the 2023-08-01 period was 1,720 sqft. One year prior, the average listing was 1,806 sqft.
Milledgeville, GA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 428 | $120,110,000 | $280,631 |
Refi | 160 | $44,050,000 | $275,313 |
Cash Out Refi | 115 | $24,455,000 | $212,652 |
Other | 44 | $6,940,000 | $157,727 |
Home Improvement | 42 | $6,900,000 | $164,286 |
Milledgeville's most frequently cited loan purpose was Home Purchase, with 428 originations. The 2nd most popular reason was Refi, with 160 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 160 | $37,610,000 | $235,063 |
4-5% | 150 | $48,610,000 | $324,067 |
3-4% | 147 | $46,625,000 | $317,177 |
6-7% | 94 | $21,760,000 | $231,489 |
2.5-3% | 30 | $7,470,000 | $249,000 |
Over 8% | 19 | $3,125,000 | $164,474 |
<2.5% | 19 | $6,685,000 | $351,842 |
7-8% | 18 | $3,380,000 | $187,778 |
During 2022, Milledgeville's most frequently originated rate bucket was 5-6%, with 160 originations.
Loan Sizing (Milledgeville, GA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 270 | $39,470,000 | $146,185 |
$200k-400k | 229 | $63,065,000 | $275,393 |
$100,000 or less | 188 | $11,180,000 | $59,468 |
$400k-600k | 65 | $31,695,000 | $487,615 |
$600k-1000k | 28 | $19,840,000 | $708,571 |
$Over $1MM | 9 | $37,205,000 | $4,133,889 |
Milledgeville's loan sizing saw the bucket of loans from $100k-200k with 270 originations, totaling $39,470,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 289 | $69,575,000 | $240,744 |
60-80% | 187 | $76,435,000 | $408,743 |
40-60% | 58 | $12,460,000 | $214,828 |
20-40% | 52 | $7,950,000 | $152,885 |
Under 20% | 44 | $5,500,000 | $125,000 |
Over 100% | 8 | $2,630,000 | $328,750 |
Milledgeville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 289 originations, totaling $69,575,000 in origination value.