Milledgeville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Milledgeville averaged
6.42%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
6.12% and
one month ago for the week of 2024-09-05, the
average rate was 6.55%.
Milledgeville's average rate one year ago was 7.49%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.52%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Milledgeville 30 Year Fixed Rate | 2024-10-10 | 6.42% |
Milledgeville 30 Year Fixed Rate Refi | 2024-10-10 | 6.52% |
Milledgeville 15 Year Fixed Rate | 2024-10-10 | 5.61% |
Milledgeville 15 Year Fixed Rate Refi | 2024-10-10 | 5.41% |
Milledgeville 30 Year FHA | 2024-10-10 | 6.19% |
Milledgeville 30 Year FHA Refi | 2024-10-10 | 6.2% |
Milledgeville 30 Year USDA | 2024-10-10 | 5.88% |
Milledgeville 30 Year USDA Refi | 2024-10-10 | 5.98% |
Milledgeville 30 Year VA | 2024-10-10 | 5.85% |
Milledgeville 30 Year VA Refi | 2024-10-10 | 6.05% |
Milledgeville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Milledgeville, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Milledgeville Average Closing Costs & Other Stats
Milledgeville, GA's 60 lenders originated 583
loans during 2023. The total origination value was $124,465,000, with an average loan value of
$213,491.
Milledgeville's average closing costs are $5,317.
The top Milledgeville lender as defined by loan originations is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with
26 loans originated. Their average total fees are
$6,153, which is $1,269
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Milledgeville lenders (with over 10 loans originated) are
Ameris Bank ($5,859), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($6,153), QUICKEN LOANS, LLC ($7,422), .
The lowest rate Milledgeville lenders (with over 10 loans originated) are
Ameris Bank (6.67%), QUICKEN LOANS, LLC (6.75%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.77%), .
Milledgeville, GA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $17,440,000 | $11,275,000 | -35.3% | 9.1% |
QUICKEN LOANS, LLC | $9,890,000 | $9,550,000 | -3.4% | 7.7% |
Exchange Bank | $16,105,000 | $8,350,000 | -48.2% | 6.7% |
VAN DYK MORTGAGE CORPORATION | $2,340,000 | $5,750,000 | 145.7% | 4.6% |
UNITED WHOLESALE MORTGAGE, LLC | $6,215,000 | $5,010,000 | -19.4% | 4.0% |
Ameris Bank | $9,175,000 | $4,205,000 | -54.2% | 3.4% |
ROBINS FINANCIAL | $5,870,000 | $3,510,000 | -40.2% | 2.8% |
Mortgage Research Center, LLC | $4,545,000 | $3,295,000 | -27.5% | 2.6% |
NAVY FEDERAL CREDIT UNION | $1,615,000 | $2,715,000 | 68.1% | 2.2% |
WALKER & DUNLOP, LLC | $2,695,000 | n/a | 2.2% | |
United Bank | $500,000 | $2,395,000 | 379.0% | 1.9% |
Magnolia State Bank | $4,830,000 | $2,215,000 | -54.1% | 1.8% |
MUTUAL OF OMAHA MORTGAGE, INC. | $885,000 | $2,195,000 | 148.0% | 1.8% |
Wells Fargo Bank | $1,530,000 | $1,950,000 | 27.5% | 1.6% |
SOUTHEAST MORTGAGE OF GEORGIA, INC. | $550,000 | $1,865,000 | 239.1% | 1.5% |
Colony Bank | $2,195,000 | $1,860,000 | -15.3% | 1.5% |
LOANDEPOT.COM, LLC | $1,725,000 | $1,715,000 | -0.6% | 1.4% |
Capital City Home Loans, LLC | $1,725,000 | $1,595,000 | -7.5% | 1.3% |
PENNYMAC LOAN SERVICES, LLC | $760,000 | $1,550,000 | 103.9% | 1.2% |
BANKSOUTH MORTGAGE COMPANY, LLC | $2,210,000 | $1,530,000 | -30.8% | 1.2% |
BankSouth | $430,000 | $1,435,000 | 233.7% | 1.2% |
21ST MORTGAGE CORPORATION | $950,000 | $1,415,000 | 48.9% | 1.1% |
Synovus Bank | $3,660,000 | $1,370,000 | -62.6% | 1.1% |
HOMESTAR FINANCIAL CORPORATION | $1,810,000 | $1,315,000 | -27.3% | 1.1% |
MOVEMENT MORTGAGE, LLC | $1,115,000 | n/a | 0.9% | |
CROSSCOUNTRY MORTGAGE, LLC | $800,000 | $1,095,000 | 36.9% | 0.9% |
ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $1,330,000 | $1,065,000 | -19.9% | 0.9% |
Regions Bank | $395,000 | $1,060,000 | 168.4% | 0.9% |
The Commercial Bank | $35,000 | $1,055,000 | 2,914.3% | 0.8% |
HOMESPIRE MORTGAGE CORPORATION | $1,045,000 | n/a | 0.8% | |
Morris Bank | $3,185,000 | $1,045,000 | -67.2% | 0.8% |
Carrington Mortgage Services, LLC | $135,000 | $1,000,000 | 640.7% | 0.8% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $485,000 | $980,000 | 102.1% | 0.8% |
Renasant Bank | $635,000 | $940,000 | 48.0% | 0.8% |
STOCKTON MORTGAGE CORPORATION | $1,400,000 | $930,000 | -33.6% | 0.7% |
Bank OZK | $3,255,000 | $855,000 | -73.7% | 0.7% |
CMG MORTGAGE, INC. | $730,000 | $770,000 | 5.5% | 0.6% |
EVERETT FINANCIAL, INC. | $1,655,000 | $745,000 | -55.0% | 0.6% |
CREDIT UNION FINANCIAL SERVICES, LLC | $1,070,000 | $740,000 | -30.8% | 0.6% |
FREEDOM MORTGAGE CORPORATION | $1,430,000 | $735,000 | -48.6% | 0.6% |
Truist | $2,625,000 | $735,000 | -72.0% | 0.6% |
BARTLETT MORTGAGE, INC. | $725,000 | n/a | 0.6% | |
GUILD MORTGAGE COMPANY | $1,490,000 | $705,000 | -52.7% | 0.6% |
Pinnacle Bank | $115,000 | $700,000 | 508.7% | 0.6% |
TRIAD FINANCIAL SERVICES, INC. | $145,000 | $680,000 | 369.0% | 0.5% |
BROKER SOLUTIONS, INC. | $1,255,000 | $640,000 | -49.0% | 0.5% |
GUARANTEED RATE, INC. | $1,730,000 | $625,000 | -63.9% | 0.5% |
MORTGAGE INVESTORS GROUP, INC. | $635,000 | $610,000 | -3.9% | 0.5% |
BANK OF MADISON | $595,000 | n/a | 0.5% | |
TJC Mortgage, Inc. | $565,000 | n/a | 0.5% | |
USAA Federal Savings Bank | $575,000 | $560,000 | -2.6% | 0.4% |
AMERISAVE MORTGAGE CORPORATION | $610,000 | $550,000 | -9.8% | 0.4% |
GEORGIA'S OWN | $530,000 | $540,000 | 1.9% | 0.4% |
JPMorgan Chase Bank | $720,000 | $540,000 | -25.0% | 0.4% |
FIRST COLONY MORTGAGE CORPORATION | $535,000 | n/a | 0.4% | |
GUARANTY HOME MORTGAGE CORPORATION | $1,220,000 | $510,000 | -58.2% | 0.4% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $660,000 | $495,000 | -25.0% | 0.4% |
Associated Credit Union | $490,000 | n/a | 0.4% | |
Bank of America | $1,060,000 | $455,000 | -57.1% | 0.4% |
LAKEVIEW LOAN SERVICING, LLC | $455,000 | n/a | 0.4% | |
Mr. Cooper ( Nationstar Mortgage ) | $1,470,000 | $440,000 | -70.1% | 0.4% |
AMERICAN FINANCIAL NETWORK, INC. | $435,000 | n/a | 0.3% | |
GUARANTEED RATE AFFINITY, LLC | $415,000 | $435,000 | 4.8% | 0.3% |
CARDINAL FINANCIAL | $1,370,000 | $430,000 | -68.6% | 0.3% |
First Federal Bank | $1,040,000 | $430,000 | -58.7% | 0.3% |
U.S. Bank | $970,000 | $430,000 | -55.7% | 0.3% |
Queensborough National Bank & Trust Company | $35,000 | $415,000 | 1,085.7% | 0.3% |
Metro City Bank | $400,000 | n/a | 0.3% | |
PLANET HOME LENDING, LLC | $400,000 | n/a | 0.3% | |
Nations Lending Corporation | $410,000 | $395,000 | -3.7% | 0.3% |
MICHIGAN MUTUAL, INC. | $375,000 | n/a | 0.3% | |
TEMPLE VIEW CAPITAL FUNDING, LP | $365,000 | n/a | 0.3% | |
First National Bank of Pennsylvania | $355,000 | n/a | 0.3% | |
ZILLOW HOME LOANS, LLC | $325,000 | n/a | 0.3% | |
Citizens Bank | $315,000 | n/a | 0.3% | |
Equity Prime Mortgage LLC | $295,000 | $315,000 | 6.8% | 0.3% |
NFM, INC. | $315,000 | n/a | 0.3% | |
Stifel Bank and Trust | $3,100,000 | $315,000 | -89.8% | 0.3% |
Flagstar Bank, FSB | $595,000 | $310,000 | -47.9% | 0.2% |
CLEARPATH LENDING | $365,000 | $305,000 | -16.4% | 0.2% |
Barrington Bank & Trust Company, N.A. | $320,000 | $300,000 | -6.3% | 0.2% |
LIMA ONE CAPITAL, LLC | $295,000 | n/a | 0.2% | |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $295,000 | n/a | 0.2% | |
DELTA COMMUNITY CREDIT UNION | $410,000 | $290,000 | -29.3% | 0.2% |
Third Federal Savings and Loan Association of Cleveland | $140,000 | $270,000 | 92.9% | 0.2% |
Presidential Bank, FSB | $265,000 | n/a | 0.2% | |
Century Mortgage Company DBA Century Lending Company | $395,000 | $255,000 | -35.4% | 0.2% |
Platinum Home Mortgage Corporation | $1,295,000 | $235,000 | -81.9% | 0.2% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $490,000 | $230,000 | -53.1% | 0.2% |
Discover Bank | $150,000 | $225,000 | 50.0% | 0.2% |
HOMESIDE FINANCIAL, LLC | $615,000 | $225,000 | -63.4% | 0.2% |
Fifth Third Bank | $220,000 | n/a | 0.2% | |
Bank of Monticello | $215,000 | n/a | 0.2% | |
GMFS LLC | $630,000 | $215,000 | -65.9% | 0.2% |
SOUTHWEST STAGE FUNDING, LLC | $440,000 | $215,000 | -51.1% | 0.2% |
Southern States Bank | $205,000 | n/a | 0.2% | |
Plains Commerce Bank | $195,000 | n/a | 0.2% | |
TOP FLITE FINANCIAL, INC. | $195,000 | n/a | 0.2% | |
Cornerstone First Mortgage, Inc | $185,000 | n/a | 0.1% | |
PENTAGON FEDERAL CREDIT UNION | $455,000 | $180,000 | -60.4% | 0.1% |
Figure Lending LLC | $55,000 | $175,000 | 218.2% | 0.1% |
PNC Bank | $280,000 | $160,000 | -42.9% | 0.1% |
JUSTICE Federal Credit Union | $155,000 | n/a | 0.1% | |
ACADEMY MORTGAGE CORPORATION | $145,000 | n/a | 0.1% | |
Bank of Dudley | $125,000 | $145,000 | 16.0% | 0.1% |
FIRST COMMUNITY MORTGAGE, INC. | $75,000 | $145,000 | 93.3% | 0.1% |
Prosperity Home Mortgage, LLC | $115,000 | $145,000 | 26.1% | 0.1% |
The Piedmont Bank | $145,000 | n/a | 0.1% | |
United Community Bank | $760,000 | $145,000 | -80.9% | 0.1% |
SPRING EQ, LLC | $140,000 | n/a | 0.1% | |
Oconee State Bank | $695,000 | $135,000 | -80.6% | 0.1% |
PrimeSouth Bank | $135,000 | n/a | 0.1% | |
RELIANCE FIRST CAPITAL, LLC | $125,000 | $125,000 | 0.0% | 0.1% |
MILEND, INC. | $505,000 | $115,000 | -77.2% | 0.1% |
OPEN MORTGAGE, LLC | $395,000 | $115,000 | -70.9% | 0.1% |
Capital City Bank | $55,000 | $105,000 | 90.9% | 0.1% |
NEWREZ LLC | $1,235,000 | $105,000 | -91.5% | 0.1% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $205,000 | $85,000 | -58.5% | 0.1% |
First Horizon Bank | $75,000 | n/a | 0.1% | |
Bethpage Federal Credit Union | $500,000 | $65,000 | -87.0% | 0.1% |
FirstBank | $305,000 | $65,000 | -78.7% | 0.1% |
SunMark Community Bank | $65,000 | n/a | 0.1% | |
AgFirst Farm Credit Bank | $390,000 | $55,000 | -85.9% | 0.0% |
ROYAL UNITED MORTGAGE LLC | $85,000 | $55,000 | -35.3% | 0.0% |
ANDREWS FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
Talbot State Bank | $45,000 | n/a | 0.0% |
Milledgeville's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 9.1% market share. In second place, with 7.7%, is QUICKEN LOANS, LLC, having originated $9,550,000 in loans. In third place, with 6.7%, is Exchange Bank, having originated $8,350,000 in loans. In fourth place, with 4.6%, is VAN DYK MORTGAGE CORPORATION, having originated $5,750,000 in loans. In fifth place, with 4.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $5,010,000 in loans.
Milledgeville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Milledgeville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $187,475 (7.1%) | $225,647 (9.8%) | 0.00 | 253 |
2018-02-01 | $189,200 (7.7%) | $228,910 (9.5%) | 0.00 | 261 |
2018-03-01 | $186,900 (6.8%) | $234,920 (9.6%) | 0.00 | 268 |
2018-04-01 | $188,450 (7.7%) | $243,359 (14.5%) | 0.00 | 284 |
2018-05-01 | $189,000 (7.6%) | $246,990 (18.8%) | 0.00 | 278 |
2018-06-01 | $191,900 (6.7%) | $260,109 (19.3%) | 0.00 | 264 |
2018-07-01 | $194,975 (5.4%) | $258,585 (13.7%) | 0.00 | 271 |
2018-08-01 | $194,900 (5.8%) | $252,634 (13.7%) | 0.00 | 307 |
2018-09-01 | $191,900 (3.8%) | $247,899 (7.5%) | 0.00 | 300 |
2018-10-01 | $191,150 (6.2%) | $245,909 (9.2%) | 0.00 | 291 |
2018-11-01 | $190,900 (2.4%) | $243,191 (7.7%) | 0.00 | 277 |
2018-12-01 | $190,900 (3.2%) | $238,656 (6.0%) | 0.00 | 254 |
2019-01-01 | $190,900 (1.8%) | $231,097 (2.4%) | 0.00 | 257 |
2019-02-01 | $193,500 (2.3%) | $234,560 (2.5%) | 0.00 | 273 |
2019-03-01 | $207,229 (10.9%) | $245,262 (4.4%) | 0.00 | 303 |
2019-04-01 | $229,000 (21.5%) | $262,296 (7.8%) | 0.00 | 339 |
2019-05-01 | $235,975 (24.9%) | $270,952 (9.7%) | 0.00 | 332 |
2019-06-01 | $225,000 (17.3%) | $273,679 (5.2%) | 0.00 | 324 |
2019-07-01 | $222,450 (14.1%) | $265,511 (2.7%) | 0.00 | 325 |
2019-08-01 | $227,973 (17.0%) | $271,070 (7.3%) | 0.00 | 324 |
2019-09-01 | $232,432 (21.1%) | $272,421 (9.9%) | 0.00 | 315 |
2019-10-01 | $240,950 (26.1%) | $275,310 (12.0%) | 0.00 | 296 |
2019-11-01 | $239,000 (25.2%) | $273,998 (12.7%) | 0.00 | 287 |
2019-12-01 | $229,608 (20.3%) | $275,544 (15.5%) | 0.00 | 266 |
2020-01-01 | $244,900 (28.3%) | $288,537 (24.9%) | 0.00 | 237 |
2020-02-01 | $242,000 (25.1%) | $298,949 (27.5%) | 0.00 | 222 |
2020-03-01 | $244,950 (18.2%) | $309,844 (26.3%) | 0.00 | 220 |
2020-04-01 | $240,475 (5.0%) | $307,260 (17.1%) | 0.00 | 204 |
2020-05-01 | $259,950 (10.2%) | $314,871 (16.2%) | 0.00 | 190 |
2020-06-01 | $244,000 (8.4%) | $313,555 (14.6%) | 0.00 | 160 |
2020-07-01 | $234,000 (5.2%) | $326,290 (22.9%) | 0.00 | 147 |
2020-08-01 | $237,000 (4.0%) | $323,510 (19.4%) | 0.00 | 136 |
2020-09-01 | $237,000 (2.0%) | $315,873 (16.0%) | 0.00 | 148 |
2020-10-01 | $240,000 (-0.4%) | $313,742 (14.0%) | 0.00 | 151 |
2020-11-01 | $239,000 (0.0%) | $313,377 (14.4%) | 0.00 | 130 |
2020-12-01 | $233,850 (1.9%) | $331,340 (20.3%) | 0.00 | 141 |
2021-01-01 | $223,450 (-8.8%) | $295,447 (2.4%) | 0.00 | 136 |
2021-02-01 | $220,000 (-9.1%) | $314,909 (5.3%) | 0.00 | 125 |
2021-03-01 | $230,000 (-6.1%) | $296,597 (-4.3%) | 0.00 | 93 |
2021-04-01 | $233,975 (-2.7%) | $306,844 (-0.1%) | 0.00 | 92 |
2021-05-01 | $239,950 (-7.7%) | $325,470 (3.4%) | 0.00 | 85 |
2021-06-01 | $212,000 (-13.1%) | $332,422 (6.0%) | 0.00 | 93 |
2021-07-01 | $212,000 (-9.4%) | $335,976 (3.0%) | 0.00 | 88 |
2021-08-01 | $270,500 (14.1%) | $353,178 (9.2%) | 0.00 | 101 |
2021-09-01 | $269,900 (13.9%) | $347,415 (10.0%) | 0.00 | 105 |
2021-10-01 | $215,000 (-10.4%) | $330,590 (5.4%) | 0.00 | 102 |
2021-11-01 | $189,950 (-20.5%) | $318,866 (1.8%) | 0.00 | 95 |
2021-12-01 | $185,225 (-20.8%) | $287,208 (-13.3%) | 0.00 | 94 |
2022-01-01 | $229,900 (2.9%) | $297,540 (0.7%) | 0.00 | 90 |
2022-02-01 | $263,000 (19.6%) | $307,209 (-2.5%) | 0.00 | 91 |
2022-03-01 | $295,875 (28.6%) | $322,814 (8.8%) | 0.00 | 99 |
2022-04-01 | $310,000 (32.5%) | $352,638 (14.9%) | 0.00 | 114 |
2022-05-01 | $314,950 (31.3%) | $391,044 (20.2%) | 0.00 | 132 |
2022-06-01 | $347,499 (63.9%) | $426,436 (28.3%) | 0.00 | 134 |
2022-07-01 | $349,850 (65.0%) | $437,783 (30.3%) | 0.00 | 129 |
2022-08-01 | $379,500 (40.3%) | $429,119 (21.5%) | 0.00 | 126 |
2022-09-01 | $367,950 (36.3%) | $414,742 (19.4%) | 0.00 | 135 |
2022-10-01 | $368,000 (71.2%) | $419,359 (26.9%) | 0.00 | 132 |
2022-11-01 | $355,975 (87.4%) | $426,142 (33.6%) | 0.00 | 120 |
2022-12-01 | $349,900 (88.9%) | $429,870 (49.7%) | 0.00 | 110 |
2023-01-01 | $349,450 (52.0%) | $416,419 (40.0%) | 0.00 | 117 |
2023-02-01 | $334,675 (27.3%) | $406,708 (32.4%) | 0.00 | 102 |
2023-03-01 | $349,225 (18.0%) | $456,154 (41.3%) | 0.00 | 99 |
2023-04-01 | $340,000 (9.7%) | $449,028 (27.3%) | 0.00 | 114 |
2023-05-01 | $347,000 (10.2%) | $460,832 (17.9%) | 0.00 | 102 |
2023-06-01 | $346,750 (-0.2%) | $495,685 (16.2%) | 0.00 | 103 |
2023-07-01 | $279,400 (-20.1%) | $438,745 (0.2%) | 0.00 | 126 |
2023-08-01 | $299,450 (-21.1%) | $444,937 (3.7%) | 0.00 | 130 |
2023-09-01 | $299,450 (-18.6%) | $463,715 (11.8%) | 0.00 | 129 |
2023-10-01 | $279,250 (-24.1%) | $448,874 (7.0%) | 0.00 | 138 |
2023-11-01 | $278,475 (-21.8%) | $459,422 (7.8%) | 0.00 | 137 |
2023-12-01 | $302,450 (-13.6%) | $462,298 (7.5%) | 0.00 | 135 |
2024-01-01 | $299,875 (-14.2%) | $463,802 (11.4%) | 0.00 | 133 |
2024-02-01 | $319,975 (-4.4%) | $484,978 (19.2%) | 0.00 | 141 |
2024-03-01 | $334,950 (-4.1%) | $512,779 (12.4%) | 0.00 | 135 |
2024-04-01 | $366,950 (7.9%) | $558,793 (24.5%) | 0.00 | 156 |
2024-05-01 | $394,250 (13.6%) | $612,048 (32.8%) | 0.00 | 158 |
2024-06-01 | $399,000 (15.1%) | $652,276 (31.6%) | 0.00 | 141 |
2024-07-01 | $339,000 (21.3%) | $610,172 (39.1%) | 0.00 | 146 |
2024-08-01 | $349,900 (16.9%) | $624,440 (40.3%) | 0.00 | 151 |
2024-09-01 | $384,000 (28.2%) | $634,819 (36.9%) | 0.00 | 168 |
Milledgeville's median listing price comes in at 0% of the national average.
Milledgeville's average listing price for 2024-09-01 was $634,819, a difference of $171,104 (36.9%) versus the prior year and $10,379 versus the prior month.
For the 2024-09-01 period, Milledgeville had 168 MLS listings, a difference of 17 listings (11%) versus the prior month and 39 listings (30%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Milledgeville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,835 sqft |
2018-02-01 | 0 days | 1,917 sqft |
2018-03-01 | 0 days | 1,902 sqft |
2018-04-01 | 0 days | 1,898 sqft |
2018-05-01 | 0 days | 1,834 sqft |
2018-06-01 | 0 days | 1,916 sqft |
2018-07-01 | 0 days | 1,937 sqft |
2018-08-01 | 0 days | 1,852 sqft |
2018-09-01 | 0 days | 1,889 sqft |
2018-10-01 | 0 days | 1,911 sqft |
2018-11-01 | 0 days | 1,909 sqft |
2018-12-01 | 0 days | 1,886 sqft |
2019-01-01 | 0 days | 1,848 sqft |
2019-02-01 | 0 days | 1,886 sqft |
2019-03-01 | 0 days | 2,009 sqft |
2019-04-01 | 0 days | 2,174 sqft |
2019-05-01 | 0 days | 2,151 sqft |
2019-06-01 | 0 days | 2,150 sqft |
2019-07-01 | 0 days | 2,105 sqft |
2019-08-01 | 0 days | 2,079 sqft |
2019-09-01 | 0 days | 2,074 sqft |
2019-10-01 | 0 days | 2,057 sqft |
2019-11-01 | 0 days | 2,030 sqft |
2019-12-01 | 0 days | 2,017 sqft |
2020-01-01 | 0 days | 2,124 sqft |
2020-02-01 | 0 days | 2,100 sqft |
2020-03-01 | 0 days | 2,108 sqft |
2020-04-01 | 0 days | 2,065 sqft |
2020-05-01 | 0 days | 2,100 sqft |
2020-06-01 | 0 days | 2,126 sqft |
2020-07-01 | 0 days | 2,163 sqft |
2020-08-01 | 0 days | 2,275 sqft |
2020-09-01 | 0 days | 2,233 sqft |
2020-10-01 | 0 days | 2,295 sqft |
2020-11-01 | 0 days | 2,240 sqft |
2020-12-01 | 0 days | 2,150 sqft |
2021-01-01 | 0 days | 2,128 sqft |
2021-02-01 | 0 days | 2,128 sqft |
2021-03-01 | 0 days | 2,091 sqft |
2021-04-01 | 0 days | 1,893 sqft |
2021-05-01 | 0 days | 1,776 sqft |
2021-06-01 | 0 days | 1,850 sqft |
2021-07-01 | 0 days | 1,892 sqft |
2021-08-01 | 0 days | 1,933 sqft |
2021-09-01 | 0 days | 1,935 sqft |
2021-10-01 | 0 days | 1,748 sqft |
2021-11-01 | 0 days | 1,632 sqft |
2021-12-01 | 0 days | 1,643 sqft |
2022-01-01 | 0 days | 1,752 sqft |
2022-02-01 | 0 days | 1,764 sqft |
2022-03-01 | 0 days | 2,006 sqft |
2022-04-01 | 0 days | 1,947 sqft |
2022-05-01 | 0 days | 1,942 sqft |
2022-06-01 | 0 days | 1,800 sqft |
2022-07-01 | 0 days | 1,800 sqft |
2022-08-01 | 0 days | 1,806 sqft |
2022-09-01 | 0 days | 1,800 sqft |
2022-10-01 | 0 days | 1,944 sqft |
2022-11-01 | 0 days | 2,057 sqft |
2022-12-01 | 0 days | 2,090 sqft |
2023-01-01 | 0 days | 1,953 sqft |
2023-02-01 | 0 days | 1,853 sqft |
2023-03-01 | 0 days | 2,049 sqft |
2023-04-01 | 0 days | 1,836 sqft |
2023-05-01 | 0 days | 1,806 sqft |
2023-06-01 | 0 days | 1,691 sqft |
2023-07-01 | 0 days | 1,632 sqft |
2023-08-01 | 0 days | 1,720 sqft |
2023-09-01 | 0 days | 1,786 sqft |
2023-10-01 | 0 days | 1,652 sqft |
2023-11-01 | 0 days | 1,800 sqft |
2023-12-01 | 0 days | 1,788 sqft |
2024-01-01 | 0 days | 1,796 sqft |
2024-02-01 | 0 days | 1,986 sqft |
2024-03-01 | 0 days | 2,036 sqft |
2024-04-01 | 0 days | 1,941 sqft |
2024-05-01 | 0 days | 2,016 sqft |
2024-06-01 | 0 days | 2,066 sqft |
2024-07-01 | 0 days | 2,028 sqft |
2024-08-01 | 0 days | 2,056 sqft |
2024-09-01 | 0 days | 2,056 sqft |
Milledgeville's median square footage for active listings during the 2024-09-01 period was 2,056 sqft. One year prior, the average listing was 1,786 sqft.
Milledgeville, GA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 361 | $87,895,000 | $243,476 |
Cash Out Refi | 84 | $14,780,000 | $175,952 |
Refi | 58 | $14,110,000 | $243,276 |
Home Improvement | 47 | $4,405,000 | $93,723 |
Other | 33 | $3,275,000 | $99,242 |
Milledgeville's most frequently cited loan purpose was Home Purchase, with 361 originations. The 2nd most popular reason was Cash Out Refi, with 84 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 173 | $41,415,000 | $239,393 |
7-8% | 126 | $28,480,000 | $226,032 |
5-6% | 86 | $25,470,000 | $296,163 |
Over 8% | 61 | $7,835,000 | $128,443 |
4-5% | 9 | $2,785,000 | $309,444 |
<2.5% | 1 | $15,000 | $15,000 |
3-4% | 1 | $75,000 | $75,000 |
During 2023, Milledgeville's most frequently originated rate bucket was 6-7%, with 173 originations.
Loan Sizing (Milledgeville, GA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 195 | $28,775,000 | $147,564 |
$200k-400k | 178 | $49,390,000 | $277,472 |
$100,000 or less | 148 | $8,510,000 | $57,500 |
$400k-600k | 42 | $20,610,000 | $490,714 |
$600k-1000k | 17 | $12,375,000 | $727,941 |
$Over $1MM | 3 | $4,805,000 | $1,601,667 |
Milledgeville's loan sizing saw the bucket of loans from $100k-200k with 195 originations, totaling $28,775,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 225 | $55,185,000 | $245,267 |
60-80% | 117 | $29,965,000 | $256,111 |
20-40% | 51 | $5,625,000 | $110,294 |
40-60% | 47 | $13,595,000 | $289,255 |
Under 20% | 39 | $2,005,000 | $51,410 |
Over 100% | 4 | $1,360,000 | $340,000 |
Milledgeville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 225 originations, totaling $55,185,000 in origination value.