Thomaston Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Thomaston averaged 7.25% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

The average rate for the prior week (2023-11-16) was 7.2% and one month ago for the week of 2023-10-19, the average rate was 7.49%.

Thomaston's average rate one year ago was 6.67%.

For refis of the same type during the week of 2023-11-22, the average rate was 7.89%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-22 7.29%
Thomaston 30 Year Fixed Rate 2023-11-22 7.25%
Thomaston 30 Year Fixed Rate Refi 2023-11-22 7.89%
Thomaston 15 Year Fixed Rate 2023-11-22 6.47%
Thomaston 15 Year Fixed Rate Refi 2023-11-22 7.07%
Thomaston 30 Year FHA 2023-11-22 -0.09%
Thomaston 30 Year FHA Refi 2023-11-22 0.1%
Thomaston 30 Year USDA 2023-11-22 -0.1%
Thomaston 30 Year USDA Refi 2023-11-22 0%
Thomaston 30 Year VA 2023-11-22 -0.1%
Thomaston 30 Year VA Refi 2023-11-22 0.1%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Thomaston, GA.

Thomaston Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Thomaston, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
QUICKEN LOANS, LLC 29 4.67% $5,419
United Bank 15 5.20% $5,006
UNITED WHOLESALE MORTGAGE, LLC 10 4.91% $4,957
HOMESTAR FINANCIAL CORPORATION 8 5.63% $3,241
VAN DYK MORTGAGE CORPORATION 7 4.57% $2,692
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 4.98% $4,092
Mr. Cooper ( Nationstar Mortgage ) 5 5.55% $6,222
LOANDEPOT.COM, LLC 4 4.62% $4,801
BROKER SOLUTIONS, INC. 4 5.78% $4,357
Prosperity Home Mortgage, LLC 4 5.44% $4,407
JPMorgan Chase Bank 3 5.29% $4,350
Colony Bank 3 5.54% $5,192
ZILLOW HOME LOANS, LLC 2 6.25% $4,390
Ameris Bank 2 6.38% $7,378
SOUTHPOINT FINANCIAL SERVICES, INC. 2 5.75% $7,782
MOVEMENT MORTGAGE, LLC 2 5.69% $6,552
AMERISAVE MORTGAGE CORPORATION 2 3.44% $6,780
NAVY FEDERAL CREDIT UNION 2 5.81% $2,570
VANDERBILT MORTGAGE AND FINANCE, INC. 2 5.50% $3,963
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 5.19% $5,990
HOMESIDE FINANCIAL, LLC 2 5.75% $4,911
ON Q FINANCIAL, INC. 1 5.25% $4,434
ONY GLO, INC. 1 3.99% $3,840
RADIUS FINANCIAL GROUP INC. 1 5.99% $4,314
Renasant Bank 1 6.00% $16,882
ROBINS FINANCIAL 1 5.38% $3,760
ROYAL UNITED MORTGAGE LLC 1 7.13% $5,906
SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 5.00% $7,613
STATE EMPLOYEES' 1 4.00% $4,361
STEARNS LENDING, LLC 1 2.99% $5,889
Synovus Bank 1 5.88% $3,495
Third Federal Savings and Loan Association of Cleveland 1 3.09% $3,035
21ST MORTGAGE CORPORATION 1 6.05% $6,680
U.S. Bank 1 5.38% $4,705
Wells Fargo Bank 1 4.63% $0
THRIVE MORTGAGE, LLC 1 6.75% $5,541
AgFirst Farm Credit Bank 1 3.25% $3,790
Bank of America 1 5.88% $3,854
BETTER MORTGAGE CORPORATION 1 4.88% $5,384
Capital City Home Loans, LLC 1 6.13% $9,791
Chicago Mortgage Solutions LLC 1 5.45% $3,490
Citizens Bank 1 3.88% $2,793
DELTA COMMUNITY CREDIT UNION 1 5.00% $3,379
Discover Bank 1 7.24% $0
EMBRACE HOME LOANS, INC. 1 4.99% $4,206
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 7.00% $4,333
EVERETT FINANCIAL, INC. 1 4.25% $2,245
Evolve Bank & Trust 1 5.63% $11,217
First Federal Bank, A FSB 1 3.88% $4,921
First Option Mortgage, LLC 1 8.00% $6,807
Flagstar Bank, FSB 1 7.13% $7,001
JET HOMELOANS, LLC 1 5.75% $3,858
LOANPAL, LLC 1 4.99% $3,360
MILEND, INC. 1 5.38% $6,092
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.00% $3,653
NATIONWIDE MORTGAGE BANKERS, INC. 1 7.38% $13,525

Thomaston Average Closing Costs & Other Stats

Thomaston, GA's 56 lenders originated 642 loans during 2022. The total origination value was $103,050,000, with an average loan value of $160,514.

Thomaston's average closing costs are $4,858.

The top Thomaston lender as defined by loan originations is QUICKEN LOANS, LLC, with 29 loans originated. Their average total fees are $5,419, which is $413 higher than the next largest lender, United Bank.

The lowest fee Thomaston lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC ($4,957), United Bank ($5,006), QUICKEN LOANS, LLC ($5,419), .

The lowest rate Thomaston lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (4.67%), UNITED WHOLESALE MORTGAGE, LLC (4.91%), United Bank (5.20%), .

Thomaston, GA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
The Peoples Bank of Georgia $12,660,000 $11,535,000 -8.9% 11.2%
QUICKEN LOANS, LLC $19,130,000 $11,350,000 -40.7% 11.0%
United Bank $12,760,000 $10,670,000 -16.4% 10.4%
VAN DYK MORTGAGE CORPORATION $7,680,000 $7,365,000 -4.1% 7.1%
UNITED WHOLESALE MORTGAGE, LLC $5,380,000 $5,220,000 -3.0% 5.1%
HOMESTAR FINANCIAL CORPORATION $5,435,000 $3,700,000 -31.9% 3.6%
BROKER SOLUTIONS, INC. $5,855,000 $3,645,000 -37.7% 3.5%
Mortgage Research Center, LLC $1,110,000 $2,475,000 123.0% 2.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,000,000 $2,370,000 18.5% 2.3%
ServisFirst Bank $1,855,000 n/a 1.8%
AMERISAVE MORTGAGE CORPORATION $210,000 $1,570,000 647.6% 1.5%
Prosperity Home Mortgage, LLC $815,000 $1,440,000 76.7% 1.4%
SOUTHPOINT FINANCIAL SERVICES, INC. $3,580,000 $1,420,000 -60.3% 1.4%
RADIUS FINANCIAL GROUP INC. $1,400,000 n/a 1.4%
Capital City Home Loans, LLC $540,000 $1,115,000 106.5% 1.1%
Ameris Bank $1,165,000 $1,015,000 -12.9% 1.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,585,000 $970,000 -38.8% 0.9%
NAVY FEDERAL CREDIT UNION $625,000 $915,000 46.4% 0.9%
21ST MORTGAGE CORPORATION $730,000 $900,000 23.3% 0.9%
Flagstar Bank, FSB $1,295,000 $900,000 -30.5% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $1,210,000 $885,000 -26.9% 0.9%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,370,000 $870,000 -63.3% 0.8%
Equity Prime Mortgage LLC $835,000 n/a 0.8%
CROSSCOUNTRY MORTGAGE, LLC $830,000 n/a 0.8%
Carrington Mortgage Services, LLC $1,840,000 $815,000 -55.7% 0.8%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $475,000 $790,000 66.3% 0.8%
JPMorgan Chase Bank $360,000 $770,000 113.9% 0.7%
CMG MORTGAGE, INC. $500,000 $725,000 45.0% 0.7%
NEWREZ LLC $385,000 $690,000 79.2% 0.7%
THRIVE MORTGAGE, LLC $685,000 n/a 0.7%
LOANDEPOT.COM, LLC $1,865,000 $665,000 -64.3% 0.6%
NBKC BANK $105,000 $645,000 514.3% 0.6%
FREEDOM MORTGAGE CORPORATION $2,315,000 $635,000 -72.6% 0.6%
EVERETT FINANCIAL, INC. $210,000 $620,000 195.2% 0.6%
HOMEOWNERS FINANCIAL GROUP USA, LLC $360,000 $620,000 72.2% 0.6%
Colony Bank $380,000 $615,000 61.8% 0.6%
HOMESIDE FINANCIAL, LLC $175,000 $550,000 214.3% 0.5%
Armed Forces Bank $535,000 n/a 0.5%
ON Q FINANCIAL, INC. $495,000 n/a 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $615,000 $455,000 -26.0% 0.4%
Renasant Bank $160,000 $455,000 184.4% 0.4%
ZILLOW HOME LOANS, LLC $455,000 n/a 0.4%
Nations Lending Corporation $485,000 $440,000 -9.3% 0.4%
Platinum Home Mortgage Corporation $185,000 $440,000 137.8% 0.4%
Plains Commerce Bank $430,000 n/a 0.4%
THE MORTGAGE FIRM, INC. $730,000 $425,000 -41.8% 0.4%
ROBINS FINANCIAL $245,000 $410,000 67.3% 0.4%
BETTER MORTGAGE CORPORATION $380,000 n/a 0.4%
LAKEVIEW LOAN SERVICING, LLC $425,000 $370,000 -12.9% 0.4%
ONY GLO, INC. $365,000 n/a 0.4%
Third Federal Savings and Loan Association of Cleveland $135,000 $365,000 170.4% 0.4%
Wells Fargo Bank $1,350,000 $365,000 -73.0% 0.4%
MOVEMENT MORTGAGE, LLC $360,000 n/a 0.3%
Regions Bank $295,000 $355,000 20.3% 0.3%
GUARANTY HOME MORTGAGE CORPORATION $325,000 n/a 0.3%
NATIONWIDE MORTGAGE BANKERS, INC. $315,000 n/a 0.3%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $55,000 $305,000 454.5% 0.3%
AMERICAN FINANCING CORPORATION $300,000 n/a 0.3%
SUCCESS MORTGAGE PARTNERS, INC. $300,000 n/a 0.3%
TRIAD FINANCIAL SERVICES, INC. $250,000 $285,000 14.0% 0.3%
HOME POINT FINANCIAL CORPORATION $1,620,000 $280,000 -82.7% 0.3%
Chicago Mortgage Solutions LLC $245,000 $265,000 8.2% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $260,000 n/a 0.3%
PENNYMAC LOAN SERVICES, LLC $2,280,000 $255,000 -88.8% 0.2%
Evolve Bank & Trust $325,000 $245,000 -24.6% 0.2%
LIMA ONE CAPITAL, LLC $245,000 n/a 0.2%
CALIBER HOME LOANS, INC. $210,000 $240,000 14.3% 0.2%
ROYAL UNITED MORTGAGE LLC $115,000 $230,000 100.0% 0.2%
ASPIRE FINANCIAL, INC. $225,000 n/a 0.2%
FIRST COMMUNITY MORTGAGE, INC. $175,000 $225,000 28.6% 0.2%
DELTA COMMUNITY CREDIT UNION $45,000 $220,000 388.9% 0.2%
Bank of England $270,000 $215,000 -20.4% 0.2%
STATE EMPLOYEES' $215,000 n/a 0.2%
VILLAGE CAPITAL MORTGAGE $410,000 $215,000 -47.6% 0.2%
Truist $300,000 $210,000 -30.0% 0.2%
Mid-Continent Funding, Inc. $355,000 $205,000 -42.3% 0.2%
STEARNS LENDING, LLC $395,000 $195,000 -50.6% 0.2%
LENDINGHOME FUNDING CORPORATION $85,000 $190,000 123.5% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $105,000 $185,000 76.2% 0.2%
ACOPIA, LLC $180,000 n/a 0.2%
UTILITIES EMPLOYEES CREDIT UNION $180,000 n/a 0.2%
1ST SIGNATURE LENDING, LLC $155,000 $175,000 12.9% 0.2%
U.S. Bank $85,000 $175,000 105.9% 0.2%
CERTAINTY HOME LOANS, LLC $165,000 n/a 0.2%
First Option Mortgage, LLC $165,000 n/a 0.2%
GUARANTEED RATE, INC. $165,000 n/a 0.2%
The Federal Savings Bank $185,000 $165,000 -10.8% 0.2%
PHH Mortgage Corporation $75,000 $160,000 113.3% 0.2%
CIVIC FINANCIAL SERVICES, LLC $155,000 n/a 0.2%
EUSTIS AND AMERICAN MORTGAGE COMPANY $155,000 n/a 0.2%
Peoples Bank $155,000 n/a 0.2%
PREMIA MORTGAGE, LLC $155,000 n/a 0.2%
1ST PREFERENCE MORTGAGE CORP. $145,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $145,000 n/a 0.1%
Magnolia Bank $225,000 $145,000 -35.6% 0.1%
MILEND, INC. $400,000 $145,000 -63.8% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $415,000 $145,000 -65.1% 0.1%
TOP FLITE FINANCIAL, INC. $145,000 n/a 0.1%
Bank of America $155,000 $135,000 -12.9% 0.1%
First Federal Bank, A FSB $135,000 n/a 0.1%
OCEANSIDE MORTGAGE COMPANY $135,000 n/a 0.1%
AgFirst Farm Credit Bank $3,445,000 $115,000 -96.7% 0.1%
Synovus Bank $830,000 $115,000 -86.1% 0.1%
Figure Lending LLC $15,000 $105,000 600.0% 0.1%
JET HOMELOANS, LLC $105,000 n/a 0.1%
LAND HOME FINANCIAL SERVICES, INC. $105,000 n/a 0.1%
Citizens Bank $165,000 $95,000 -42.4% 0.1%
Discover Bank $85,000 n/a 0.1%
LIBERTY HOME MORTGAGE CORPORATION $155,000 $85,000 -45.2% 0.1%
NEW DAY FINANCIAL, LLC $85,000 n/a 0.1%
WINGS FINANCIAL $85,000 n/a 0.1%
Woodford State Bank $85,000 n/a 0.1%
EMBRACE HOME LOANS, INC. $75,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $75,000 n/a 0.1%
LONGBRIDGE FINANCIAL, LLC $75,000 n/a 0.1%
SPRING EQ, LLC $75,000 n/a 0.1%
Gateway First Bank $65,000 n/a 0.1%
Hometown Equity Mortgage, LLC $65,000 n/a 0.1%
LOANPAL, LLC $65,000 n/a 0.1%
First National Bank of Griffin $145,000 $55,000 -62.1% 0.1%
CREDIT UNION OF GEORGIA $35,000 n/a 0.0%
BancorpSouth Bank $25,000 n/a 0.0%

Thomaston's top lender by overall market share is The Peoples Bank of Georgia, with 11.2% market share. In second place, with 11.0%, is QUICKEN LOANS, LLC, having originated $11,350,000 in loans. In third place, with 10.4%, is United Bank, having originated $10,670,000 in loans. In fourth place, with 7.1%, is VAN DYK MORTGAGE CORPORATION, having originated $7,365,000 in loans. In fifth place, with 5.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $5,220,000 in loans.


Thomaston Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Thomaston (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $116,875 (12.7%) $178,756 (20.6%) 0.00 102
2018-02-01 $114,475 (16.8%) $177,982 (26.9%) 0.00 101
2018-03-01 $109,950 (16.3%) $172,557 (28.2%) 0.00 90
2018-04-01 $119,750 (33.2%) $188,357 (40.5%) 0.00 82
2018-05-01 $125,125 (39.2%) $193,265 (42.0%) 0.00 83
2018-06-01 $119,450 (33.0%) $188,278 (38.8%) 0.00 81
2018-07-01 $125,125 (25.3%) $198,906 (38.1%) 0.00 87
2018-08-01 $123,500 (8.5%) $190,138 (19.5%) 0.00 91
2018-09-01 $118,500 (3.3%) $180,028 (10.1%) 0.00 92
2018-10-01 $143,325 (21.6%) $202,570 (28.7%) 0.00 88
2018-11-01 $154,450 (28.8%) $212,239 (23.3%) 0.00 86
2018-12-01 $140,000 (17.0%) $245,127 (38.5%) 0.00 85
2019-01-01 $152,725 (30.7%) $256,646 (43.6%) 0.00 86
2019-02-01 $149,900 (31.0%) $246,354 (38.4%) 0.00 93
2019-03-01 $149,900 (36.3%) $262,902 (52.4%) 0.00 83
2019-04-01 $151,200 (26.3%) $274,497 (45.7%) 0.00 80
2019-05-01 $148,700 (18.8%) $275,327 (42.5%) 0.00 84
2019-06-01 $156,499 (31.0%) $247,851 (31.6%) 0.00 107
2019-07-01 $151,999 (21.5%) $231,836 (16.6%) 0.00 102
2019-08-01 $154,181 (24.8%) $224,803 (18.2%) 0.00 96
2019-09-01 $155,204 (31.0%) $214,780 (19.3%) 0.00 92
2019-10-01 $153,885 (7.4%) $203,190 (0.3%) 0.00 90
2019-11-01 $149,900 (-3.0%) $197,010 (-7.2%) 0.00 96
2019-12-01 $147,425 (5.3%) $187,188 (-23.6%) 0.00 92
2020-01-01 $147,450 (-3.5%) $197,151 (-23.2%) 0.00 89
2020-02-01 $149,900 (0.0%) $212,606 (-13.7%) 0.00 78
2020-03-01 $145,000 (-3.3%) $212,511 (-19.2%) 0.00 77
2020-04-01 $154,100 (1.9%) $202,595 (-26.2%) 0.00 74
2020-05-01 $152,999 (2.9%) $200,582 (-27.2%) 0.00 65
2020-06-01 $161,999 (3.5%) $216,308 (-12.7%) 0.00 56
2020-07-01 $163,450 (7.5%) $212,262 (-8.4%) 0.00 51
2020-08-01 $164,900 (7.0%) $232,466 (3.4%) 0.00 43
2020-09-01 $156,425 (0.8%) $236,206 (10.0%) 0.00 45
2020-10-01 $174,450 (13.4%) $239,309 (17.8%) 0.00 45
2020-11-01 $164,999 (10.1%) $225,133 (14.3%) 0.00 47
2020-12-01 $149,900 (1.7%) $201,872 (7.8%) 0.00 49
2021-01-01 $134,950 (-8.5%) $204,429 (3.7%) 0.00 48
2021-02-01 $134,925 (-10.0%) $256,993 (20.9%) 0.00 43
2021-03-01 $137,500 (-5.2%) $226,699 (6.7%) 0.00 31
2021-04-01 $160,000 (3.8%) $253,973 (25.4%) 0.00 30
2021-05-01 $183,700 (20.1%) $251,279 (25.3%) 0.00 24
2021-06-01 $198,675 (22.6%) $277,293 (28.2%) 0.00 36
2021-07-01 $204,950 (25.4%) $312,544 (47.2%) 0.00 34
2021-08-01 $202,450 (22.8%) $331,240 (42.5%) 0.00 35
2021-09-01 $194,900 (24.6%) $302,881 (28.2%) 0.00 49
2021-10-01 $199,900 (14.6%) $316,985 (32.5%) 0.00 47
2021-11-01 $194,400 (17.8%) $280,690 (24.7%) 0.00 34
2021-12-01 $193,150 (28.9%) $282,174 (39.8%) 0.00 29
2022-01-01 $199,900 (48.1%) $309,015 (51.2%) 0.00 24
2022-02-01 $229,900 (70.4%) $333,846 (29.9%) 0.00 29
2022-03-01 $213,900 (55.6%) $289,830 (27.9%) 0.00 39
2022-04-01 $215,000 (34.4%) $275,807 (8.6%) 0.00 41
2022-05-01 $203,500 (10.8%) $285,733 (13.7%) 0.00 47
2022-06-01 $198,625 (0.0%) $264,280 (-4.7%) 0.00 63
2022-07-01 $199,500 (-2.7%) $269,163 (-13.9%) 0.00 80
2022-08-01 $202,875 (0.2%) $270,574 (-18.3%) 0.00 97
2022-09-01 $219,950 (12.9%) $280,032 (-7.5%) 0.00 102
2022-10-01 $221,000 (10.6%) $279,521 (-11.8%) 0.00 108
2022-11-01 $206,800 (6.4%) $267,329 (-4.8%) 0.00 115
2022-12-01 $215,000 (11.3%) $277,697 (-1.6%) 0.00 102
2023-01-01 $198,650 (-0.6%) $268,788 (-13.0%) 0.00 90
2023-02-01 $179,900 (-21.8%) $257,744 (-22.8%) 0.00 88
2023-03-01 $183,450 (-14.2%) $255,832 (-11.7%) 0.00 79
2023-04-01 $174,500 (-18.8%) $267,587 (-3.0%) 0.00 68
2023-05-01 $177,200 (-12.9%) $279,739 (-2.1%) 0.00 61
2023-06-01 $228,950 (15.3%) $329,774 (24.8%) 0.00 42
2023-07-01 $234,900 (17.7%) $299,352 (11.2%) 0.00 44
2023-08-01 $231,800 (14.3%) $262,941 (-2.8%) 0.00 58
2023-09-01 $214,900 (-2.3%) $254,559 (-9.1%) 0.00 64
2023-10-01 $206,250 (-6.7%) $261,543 (-6.4%) 0.00 75
Thomaston's median listing price for 2023-10-01 was $206,250, a difference of $-14,750 (-6.7%) versus the prior year and $-8,650 versus the prior month.

Thomaston's median listing price comes in at 0% of the national average.

Thomaston's average listing price for 2023-10-01 was $261,543, a difference of $-17,978 (-6.4%) versus the prior year and $6,984 versus the prior month.

For the 2023-10-01 period, Thomaston had 75 MLS listings, a difference of 11 listings (17%) versus the prior month and -33 listings (-31%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Thomaston (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,926 sqft
2018-02-01 0 days 1,933 sqft
2018-03-01 0 days 1,946 sqft
2018-04-01 0 days 1,985 sqft
2018-05-01 0 days 1,921 sqft
2018-06-01 0 days 1,922 sqft
2018-07-01 0 days 1,945 sqft
2018-08-01 0 days 1,882 sqft
2018-09-01 0 days 1,710 sqft
2018-10-01 0 days 1,723 sqft
2018-11-01 0 days 1,843 sqft
2018-12-01 0 days 1,953 sqft
2019-01-01 0 days 1,979 sqft
2019-02-01 0 days 1,972 sqft
2019-03-01 0 days 2,007 sqft
2019-04-01 0 days 2,023 sqft
2019-05-01 0 days 2,032 sqft
2019-06-01 0 days 1,972 sqft
2019-07-01 0 days 1,930 sqft
2019-08-01 0 days 1,891 sqft
2019-09-01 0 days 1,843 sqft
2019-10-01 0 days 1,780 sqft
2019-11-01 0 days 1,755 sqft
2019-12-01 0 days 1,716 sqft
2020-01-01 0 days 1,750 sqft
2020-02-01 0 days 1,783 sqft
2020-03-01 0 days 1,750 sqft
2020-04-01 0 days 1,825 sqft
2020-05-01 0 days 1,737 sqft
2020-06-01 0 days 1,754 sqft
2020-07-01 0 days 1,869 sqft
2020-08-01 0 days 1,968 sqft
2020-09-01 0 days 1,834 sqft
2020-10-01 0 days 1,991 sqft
2020-11-01 0 days 1,949 sqft
2020-12-01 0 days 1,687 sqft
2021-01-01 0 days 1,632 sqft
2021-02-01 0 days 1,665 sqft
2021-03-01 0 days 1,609 sqft
2021-04-01 0 days 1,719 sqft
2021-05-01 0 days 1,748 sqft
2021-06-01 0 days 1,837 sqft
2021-07-01 0 days 1,775 sqft
2021-08-01 0 days 1,921 sqft
2021-09-01 0 days 1,750 sqft
2021-10-01 0 days 1,799 sqft
2021-11-01 0 days 1,695 sqft
2021-12-01 0 days 1,820 sqft
2022-01-01 0 days 1,765 sqft
2022-02-01 0 days 1,877 sqft
2022-03-01 0 days 1,540 sqft
2022-04-01 0 days 1,616 sqft
2022-05-01 0 days 1,664 sqft
2022-06-01 0 days 1,578 sqft
2022-07-01 0 days 1,609 sqft
2022-08-01 0 days 1,626 sqft
2022-09-01 0 days 1,618 sqft
2022-10-01 0 days 1,604 sqft
2022-11-01 0 days 1,585 sqft
2022-12-01 0 days 1,573 sqft
2023-01-01 0 days 1,539 sqft
2023-02-01 0 days 1,438 sqft
2023-03-01 0 days 1,457 sqft
2023-04-01 0 days 1,509 sqft
2023-05-01 0 days 1,474 sqft
2023-06-01 0 days 1,534 sqft
2023-07-01 0 days 1,613 sqft
2023-08-01 0 days 1,545 sqft
2023-09-01 0 days 1,609 sqft
2023-10-01 0 days 1,520 sqft
Thomaston's median listing age (time on market) for 2023-10-01 was 0 days.

Thomaston's median square footage for active listings during the 2023-10-01 period was 1,520 sqft. One year prior, the average listing was 1,604 sqft.

Thomaston, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 368 $69,870,000 $189,864
Cash Out Refi 130 $18,490,000 $142,231
Refi 79 $10,275,000 $130,063
Other 42 $2,640,000 $62,857
Home Improvement 23 $1,775,000 $77,174

Thomaston's most frequently cited loan purpose was Home Purchase, with 368 originations. The 2nd most popular reason was Cash Out Refi, with 130 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 157 $27,175,000 $173,089
4-5% 135 $22,725,000 $168,333
3-4% 103 $16,245,000 $157,718
6-7% 85 $12,615,000 $148,412
7-8% 34 $5,140,000 $151,176
2.5-3% 29 $4,215,000 $145,345
Over 8% 13 $1,465,000 $112,692
<2.5% 9 $1,795,000 $199,444

During 2022, Thomaston's most frequently originated rate bucket was 5-6%, with 157 originations.

Loan Sizing (Thomaston, GA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 285 $41,565,000 $145,842
$100,000 or less 193 $11,965,000 $61,995
$200k-400k 138 $35,390,000 $256,449
$400k-600k 22 $10,280,000 $467,273
$600k-1000k 3 $1,995,000 $665,000
$Over $1MM 1 $1,855,000 $1,855,000

Thomaston's loan sizing saw the bucket of loans from $100k-200k with 285 originations, totaling $41,565,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 267 $50,675,000 $189,794
60-80% 135 $25,035,000 $185,444
40-60% 74 $8,560,000 $115,676
20-40% 48 $3,560,000 $74,167
Under 20% 30 $990,000 $33,000
Over 100% 10 $2,470,000 $247,000

Thomaston's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 267 originations, totaling $50,675,000 in origination value.