Thomaston Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Thomaston averaged 6.61% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.82% and one month ago for the week of 2025-02-27, the average rate was 6.73%.

    Thomaston's average rate one year ago was 6.76%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.94%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Thomaston 30 Year Fixed Rate 2025-04-03 6.61%
    Thomaston 30 Year Fixed Rate Refi 2025-04-03 6.94%
    Thomaston 15 Year Fixed Rate 2025-04-03 5.82%
    Thomaston 15 Year Fixed Rate Refi 2025-04-03 6.22%
    Thomaston 30 Year FHA 2025-04-03 6.09%
    Thomaston 30 Year FHA Refi 2025-04-03 6.46%
    Thomaston 30 Year USDA 2025-04-03 6.32%
    Thomaston 30 Year USDA Refi 2025-04-03 6.32%
    Thomaston 30 Year VA 2025-04-03 5.86%
    Thomaston 30 Year VA Refi 2025-04-03 6.26%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Thomaston, GA.

    Thomaston Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Thomaston, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 19 6.62% $6,507
    UNITED WHOLESALE MORTGAGE, LLC 15 6.49% $7,103
    United Bank 13 7.05% $4,585
    BROKER SOLUTIONS, INC. 4 6.72% $6,487
    VAN DYK MORTGAGE CORPORATION 4 6.69% $5,528
    Ameris Bank 3 7.37% $6,551
    NORWICH COMMERCIAL GROUP, INC. 2 6.75% $1,253
    GUILD MORTGAGE COMPANY 2 6.25% $7,504
    Regions Bank 2 7.19% $4,148
    Mr. Cooper ( Nationstar Mortgage ) 2 6.63% $12,422
    Colony Bank 2 6.93% $3,424
    GUARANTEED RATE, INC. 1 6.85% $7,210
    HOMESIDE FINANCIAL, LLC 1 7.00% $3,646
    LIBERTY HOME MORTGAGE CORPORATION 1 7.25% $1,771
    LOCAL GOVERNMENT FEDERAL CREDIT UNION 1 8.40% $3,813
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.63% $4,983
    NBKC BANK 1 7.00% $2,372
    PHH Mortgage Corporation 1 6.63% $5,986
    Presidential Bank, FSB 1 6.38% $4,894
    Prosperity Home Mortgage, LLC 1 7.13% $6,001
    ROYAL UNITED MORTGAGE LLC 1 7.50% $6,230
    SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 7.63% $5,690
    Synovus Bank 1 6.50% $5,426
    AgFirst Farm Credit Bank 1 6.38% $6,571
    Wells Fargo Bank 1 5.38% $6,549
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.62% $9,633
    Associated Credit Union 1 5.63% $2,369
    ATLANTA POSTAL 1 7.88% $4,068
    Bank of America 1 6.88% $3,187
    CANOPY MORTGAGE, LLC 1 5.99% $5,354
    Century Mortgage Company DBA Century Lending Company 1 6.50% $11,220
    CMG MORTGAGE, INC. 1 6.50% $10,955
    DEEPHAVEN MORTGAGE LLC 1 9.50% $13,960
    EMM LOANS LLC 1 7.38% $5,639
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.63% $5,010

    Thomaston Average Closing Costs & Other Stats

    Thomaston, GA's 35 lenders originated 489 loans during 2024. The total origination value was $794,555,000, with an average loan value of $1,624,857.

    Thomaston's average closing costs are $5,417.

    The top Thomaston lender as defined by loan originations is QUICKEN LOANS, LLC, with 19 loans originated. Their average total fees are $6,507, which is $596 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Thomaston lenders (with over 10 loans originated) are United Bank ($4,585), QUICKEN LOANS, LLC ($6,507), UNITED WHOLESALE MORTGAGE, LLC ($7,103), .

    The lowest rate Thomaston lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (6.49%), QUICKEN LOANS, LLC (6.62%), United Bank (7.05%), .

    Thomaston, GA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    The Peoples Bank of Georgia $9,370,000 $718,810,000 7,571.4% 90.5%
    QUICKEN LOANS, LLC $8,370,000 $10,125,000 21.0% 1.3%
    United Bank $10,875,000 $9,205,000 -15.4% 1.2%
    UNITED WHOLESALE MORTGAGE, LLC $6,015,000 $7,695,000 27.9% 1.0%
    VAN DYK MORTGAGE CORPORATION $2,405,000 $4,355,000 81.1% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,355,000 $2,570,000 9.1% 0.3%
    BROKER SOLUTIONS, INC. $3,510,000 $2,090,000 -40.5% 0.3%
    Mortgage Research Center, LLC $3,400,000 $1,795,000 -47.2% 0.2%
    FREEDOM MORTGAGE CORPORATION $185,000 $1,615,000 773.0% 0.2%
    HOMESIDE FINANCIAL, LLC $65,000 $1,545,000 2,276.9% 0.2%
    Prosperity Home Mortgage, LLC $725,000 $1,525,000 110.3% 0.2%
    RADIUS FINANCIAL GROUP INC. $1,210,000 n/a 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $1,205,000 n/a 0.2%
    Ameris Bank $1,100,000 $1,200,000 9.1% 0.2%
    GUILD MORTGAGE COMPANY $275,000 $1,140,000 314.5% 0.1%
    SOUTHPOINT FINANCIAL SERVICES, INC. $2,305,000 $1,005,000 -56.4% 0.1%
    Equity Prime Mortgage LLC $350,000 $990,000 182.9% 0.1%
    NEWREZ LLC $105,000 $960,000 814.3% 0.1%
    PENNYMAC LOAN SERVICES, LLC $660,000 $915,000 38.6% 0.1%
    Carrington Mortgage Services, LLC $430,000 $800,000 86.0% 0.1%
    LOANDEPOT.COM, LLC $1,185,000 $790,000 -33.3% 0.1%
    AgFirst Farm Credit Bank $615,000 $765,000 24.4% 0.1%
    The First, A National Banking Association $735,000 n/a 0.1%
    Capital City Home Loans, LLC $445,000 $710,000 59.6% 0.1%
    SOUTHEAST MORTGAGE OF GEORGIA, INC. $175,000 $700,000 300.0% 0.1%
    NORWICH COMMERCIAL GROUP, INC. $670,000 n/a 0.1%
    Century Mortgage Company DBA Century Lending Company $615,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $425,000 $595,000 40.0% 0.1%
    BancorpSouth $565,000 n/a 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $165,000 $555,000 236.4% 0.1%
    Regions Bank $550,000 n/a 0.1%
    DELTA COMMUNITY CREDIT UNION $240,000 $520,000 116.7% 0.1%
    Barrington Bank & Trust Company, N.A. $475,000 $495,000 4.2% 0.1%
    Magnolia Bank $495,000 n/a 0.1%
    DEEPHAVEN MORTGAGE LLC $460,000 n/a 0.1%
    SECURITYNATIONAL MORTGAGE COMPANY $395,000 $450,000 13.9% 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $215,000 $430,000 100.0% 0.1%
    EMM LOANS LLC $430,000 n/a 0.1%
    Citizens Bank $75,000 $425,000 466.7% 0.1%
    Talbot State Bank $170,000 $420,000 147.1% 0.1%
    NAVY FEDERAL CREDIT UNION $210,000 $385,000 83.3% 0.0%
    GUARANTEED RATE, INC. $35,000 $370,000 957.1% 0.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $365,000 n/a 0.0%
    Exchange Bank $325,000 n/a 0.0%
    LENDINGHOME FUNDING CORPORATION $910,000 $320,000 -64.8% 0.0%
    Synovus Bank $320,000 $315,000 -1.6% 0.0%
    ROBINS FINANCIAL $565,000 $310,000 -45.1% 0.0%
    Total Media Management, LLC $305,000 n/a 0.0%
    First Option Mortgage, LLC $300,000 n/a 0.0%
    NBKC BANK $295,000 n/a 0.0%
    PHH Mortgage Corporation $295,000 n/a 0.0%
    MOVEMENT MORTGAGE, LLC $610,000 $265,000 -56.6% 0.0%
    Capital City Bank $255,000 n/a 0.0%
    CMG MORTGAGE, INC. $815,000 $255,000 -68.7% 0.0%
    CROSSCOUNTRY MORTGAGE, LLC $355,000 $255,000 -28.2% 0.0%
    Plains Commerce Bank $710,000 $255,000 -64.1% 0.0%
    GEORGIA UNITED $235,000 n/a 0.0%
    AMERISAVE MORTGAGE CORPORATION $190,000 $230,000 21.1% 0.0%
    Bank of America $195,000 $230,000 17.9% 0.0%
    DOMINION FINANCIAL SERVICES, LLC $225,000 n/a 0.0%
    Discover Bank $85,000 $220,000 158.8% 0.0%
    PLAZA HOME MORTGAGE, INC. $245,000 $220,000 -10.2% 0.0%
    Colony Bank $585,000 $210,000 -64.1% 0.0%
    ATLANTA POSTAL $205,000 n/a 0.0%
    LAKEVIEW LOAN SERVICING, LLC $175,000 $205,000 17.1% 0.0%
    STOCKTON MORTGAGE CORPORATION $330,000 $205,000 -37.9% 0.0%
    Oconee State Bank $195,000 n/a 0.0%
    MORTGAGE INVESTORS GROUP, INC. $490,000 $185,000 -62.2% 0.0%
    MILEND, INC. $175,000 n/a 0.0%
    Bank of England $165,000 n/a 0.0%
    DIRECT LENDERS, LLC $165,000 n/a 0.0%
    PNC Bank $45,000 $165,000 266.7% 0.0%
    SOUTHWEST STAGE FUNDING, LLC $145,000 $165,000 13.8% 0.0%
    Bethpage Federal Credit Union $160,000 n/a 0.0%
    AMERICAN PACIFIC MORTGAGE CORPORATION $155,000 n/a 0.0%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $345,000 $155,000 -55.1% 0.0%
    LOCAL GOVERNMENT FEDERAL CREDIT UNION $155,000 n/a 0.0%
    Pinnacle Bank $155,000 n/a 0.0%
    MUTUAL OF OMAHA MORTGAGE, INC. $85,000 $150,000 76.5% 0.0%
    CANOPY MORTGAGE, LLC $145,000 n/a 0.0%
    LIBERTY HOME MORTGAGE CORPORATION $145,000 n/a 0.0%
    Wells Fargo Bank $635,000 $145,000 -77.2% 0.0%
    Paramount Residential Mortgage Group, Inc. $135,000 n/a 0.0%
    Presidential Bank, FSB $125,000 n/a 0.0%
    ROYAL UNITED MORTGAGE LLC $480,000 $125,000 -74.0% 0.0%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $120,000 n/a 0.0%
    MID AMERICA MORTGAGE, INC. $150,000 $120,000 -20.0% 0.0%
    Nations Lending Corporation $115,000 n/a 0.0%
    Georgia Community Bank $105,000 n/a 0.0%
    THE SOUTHERN Credit Union $100,000 n/a 0.0%
    JPMorgan Chase Bank $255,000 $95,000 -62.7% 0.0%
    First National Bank of Griffin $65,000 n/a 0.0%
    Associated Credit Union $55,000 n/a 0.0%
    SPRING EQ, LLC $45,000 $55,000 22.2% 0.0%
    Pinnacle Bank $45,000 n/a 0.0%
    DIGITAL Federal Credit Union $35,000 n/a 0.0%
    Figure Lending LLC $120,000 $25,000 -79.2% 0.0%

    Thomaston's top lender by overall market share is The Peoples Bank of Georgia, with 90.5% market share. In second place, with 1.3%, is QUICKEN LOANS, LLC, having originated $10,125,000 in loans. In third place, with 1.2%, is United Bank, having originated $9,205,000 in loans. In fourth place, with 1.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $7,695,000 in loans. In fifth place, with 0.5%, is VAN DYK MORTGAGE CORPORATION, having originated $4,355,000 in loans.

    Thomaston Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Thomaston (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $116,875 (11.3%) $178,756 (17.1%) 0.00 102
    2018-02-01 $114,475 (16.5%) $177,982 (23.3%) 0.00 101
    2018-03-01 $109,950 (15.9%) $172,557 (26.1%) 0.00 90
    2018-04-01 $119,750 (33.1%) $188,357 (36.6%) 0.00 82
    2018-05-01 $125,125 (39.1%) $193,265 (37.8%) 0.00 83
    2018-06-01 $119,450 (32.9%) $188,278 (35.1%) 0.00 81
    2018-07-01 $125,125 (25.2%) $198,906 (34.9%) 0.00 87
    2018-08-01 $123,500 (8.4%) $190,138 (17.2%) 0.00 91
    2018-09-01 $118,500 (3.0%) $180,028 (7.8%) 0.00 92
    2018-10-01 $144,900 (22.9%) $204,007 (29.7%) 0.00 90
    2018-11-01 $157,400 (29.6%) $215,350 (25.1%) 0.00 88
    2018-12-01 $149,900 (25.0%) $247,437 (39.8%) 0.00 87
    2019-01-01 $154,450 (32.2%) $258,820 (44.8%) 0.00 88
    2019-02-01 $149,900 (31.0%) $248,461 (39.6%) 0.00 95
    2019-03-01 $157,829 (43.6%) $264,948 (53.5%) 0.00 85
    2019-04-01 $162,353 (35.6%) $276,032 (46.6%) 0.00 82
    2019-05-01 $149,900 (19.8%) $276,489 (43.1%) 0.00 85
    2019-06-01 $157,999 (32.3%) $249,018 (32.3%) 0.00 108
    2019-07-01 $151,999 (21.5%) $233,176 (17.2%) 0.00 103
    2019-08-01 $155,954 (26.3%) $227,949 (19.9%) 0.00 97
    2019-09-01 $157,386 (32.8%) $220,486 (22.5%) 0.00 94
    2019-10-01 $155,590 (7.4%) $210,658 (3.3%) 0.00 92
    2019-11-01 $149,900 (-4.8%) $202,379 (-6.0%) 0.00 97
    2019-12-01 $148,225 (-1.1%) $193,022 (-22.0%) 0.00 93
    2020-01-01 $148,500 (-3.9%) $203,127 (-21.5%) 0.00 90
    2020-02-01 $150,000 (0.1%) $219,004 (-11.9%) 0.00 79
    2020-03-01 $145,000 (-8.1%) $215,543 (-18.7%) 0.00 77
    2020-04-01 $154,100 (-5.1%) $202,595 (-26.6%) 0.00 74
    2020-05-01 $152,999 (2.1%) $200,582 (-27.5%) 0.00 65
    2020-06-01 $162,749 (3.0%) $218,593 (-12.2%) 0.00 57
    2020-07-01 $164,175 (8.0%) $213,723 (-8.3%) 0.00 52
    2020-08-01 $164,900 (5.7%) $229,916 (0.9%) 0.00 44
    2020-09-01 $156,724 (-0.4%) $235,153 (6.7%) 0.00 46
    2020-10-01 $174,450 (12.1%) $239,309 (13.6%) 0.00 45
    2020-11-01 $164,999 (10.1%) $225,133 (11.2%) 0.00 47
    2020-12-01 $149,900 (1.1%) $201,872 (4.6%) 0.00 49
    2021-01-01 $134,950 (-9.1%) $204,429 (0.6%) 0.00 48
    2021-02-01 $134,925 (-10.1%) $256,993 (17.4%) 0.00 43
    2021-03-01 $143,225 (-1.2%) $245,016 (13.7%) 0.00 32
    2021-04-01 $162,500 (5.5%) $272,099 (34.3%) 0.00 31
    2021-05-01 $189,900 (24.1%) $268,957 (34.1%) 0.00 25
    2021-06-01 $202,450 (24.4%) $290,093 (32.7%) 0.00 37
    2021-07-01 $204,950 (24.8%) $326,851 (52.9%) 0.00 34
    2021-08-01 $202,450 (22.8%) $331,240 (44.1%) 0.00 35
    2021-09-01 $194,900 (24.4%) $305,930 (30.1%) 0.00 49
    2021-10-01 $199,900 (14.6%) $316,985 (32.5%) 0.00 47
    2021-11-01 $194,400 (17.8%) $280,690 (24.7%) 0.00 34
    2021-12-01 $193,150 (28.9%) $282,174 (39.8%) 0.00 29
    2022-01-01 $199,900 (48.1%) $309,015 (51.2%) 0.00 24
    2022-02-01 $229,900 (70.4%) $333,846 (29.9%) 0.00 29
    2022-03-01 $212,650 (48.5%) $289,830 (18.3%) 0.00 39
    2022-04-01 $215,000 (32.3%) $275,807 (1.4%) 0.00 42
    2022-05-01 $201,000 (5.9%) $284,201 (5.7%) 0.00 47
    2022-06-01 $198,625 (-1.9%) $264,280 (-8.9%) 0.00 63
    2022-07-01 $199,750 (-2.5%) $269,163 (-17.7%) 0.00 80
    2022-08-01 $202,250 (-0.1%) $270,318 (-18.4%) 0.00 96
    2022-09-01 $216,200 (10.9%) $274,707 (-10.2%) 0.00 102
    2022-10-01 $221,000 (10.6%) $278,349 (-12.2%) 0.00 108
    2022-11-01 $206,800 (6.4%) $267,329 (-4.8%) 0.00 115
    2022-12-01 $215,000 (11.3%) $277,697 (-1.6%) 0.00 102
    2023-01-01 $198,650 (-0.6%) $268,788 (-13.0%) 0.00 90
    2023-02-01 $179,900 (-21.8%) $257,744 (-22.8%) 0.00 88
    2023-03-01 $183,450 (-13.7%) $255,832 (-11.7%) 0.00 79
    2023-04-01 $183,700 (-14.6%) $276,668 (0.3%) 0.00 70
    2023-05-01 $188,000 (-6.5%) $285,401 (0.4%) 0.00 63
    2023-06-01 $232,450 (17.0%) $329,340 (24.6%) 0.00 43
    2023-07-01 $234,900 (17.6%) $299,352 (11.2%) 0.00 44
    2023-08-01 $231,800 (14.6%) $262,941 (-2.7%) 0.00 58
    2023-09-01 $214,900 (-0.6%) $254,559 (-7.3%) 0.00 64
    2023-10-01 $206,250 (-6.7%) $261,543 (-6.0%) 0.00 75
    2023-11-01 $217,450 (5.2%) $294,151 (10.0%) 0.00 79
    2023-12-01 $212,500 (-1.2%) $296,120 (6.6%) 0.00 80
    2024-01-01 $216,200 (8.8%) $311,577 (15.9%) 0.00 74
    2024-02-01 $248,675 (38.2%) $352,038 (36.6%) 0.00 70
    2024-03-01 $225,000 (22.7%) $346,467 (35.4%) 0.00 73
    2024-04-01 $220,225 (19.9%) $329,990 (19.3%) 0.00 80
    2024-05-01 $248,000 (31.9%) $343,455 (20.3%) 0.00 82
    2024-06-01 $249,450 (7.3%) $340,365 (3.4%) 0.00 82
    2024-07-01 $249,900 (6.4%) $345,082 (15.3%) 0.00 84
    2024-08-01 $249,900 (7.8%) $328,922 (25.1%) 0.00 100
    2024-09-01 $252,475 (17.5%) $326,821 (28.4%) 0.00 97
    2024-10-01 $249,900 (21.2%) $330,525 (26.4%) 0.00 96
    2024-11-01 $247,350 (13.8%) $339,156 (15.3%) 0.00 104
    2024-12-01 $255,450 (20.2%) $340,044 (14.8%) 0.00 117
    2025-01-01 $255,450 (18.2%) $343,589 (10.3%) 0.00 107
    2025-02-01 $247,450 (-0.5%) $332,620 (-5.5%) 0.00 111
    2025-03-01 $249,900 (11.1%) $327,426 (-5.5%) 0.00 119
    Thomaston's median listing price for 2025-03-01 was $249,900, a difference of $24,900 (11.1%) versus the prior year and $2,450 versus the prior month.

    Thomaston's median listing price comes in at 0% of the national average.

    Thomaston's average listing price for 2025-03-01 was $327,426, a difference of $-19,041 (-5.5%) versus the prior year and $-5,194 versus the prior month.

    For the 2025-03-01 period, Thomaston had 119 MLS listings, a difference of 8 listings (7%) versus the prior month and 46 listings (63%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Thomaston (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,941 sqft
    2018-02-01 0 days 1,911 sqft
    2018-03-01 0 days 1,900 sqft
    2018-04-01 0 days 1,965 sqft
    2018-05-01 0 days 1,851 sqft
    2018-06-01 0 days 1,897 sqft
    2018-07-01 0 days 1,945 sqft
    2018-08-01 0 days 1,900 sqft
    2018-09-01 0 days 1,720 sqft
    2018-10-01 0 days 1,777 sqft
    2018-11-01 0 days 1,932 sqft
    2018-12-01 0 days 1,972 sqft
    2019-01-01 0 days 1,989 sqft
    2019-02-01 0 days 1,984 sqft
    2019-03-01 0 days 2,030 sqft
    2019-04-01 0 days 2,046 sqft
    2019-05-01 0 days 2,080 sqft
    2019-06-01 0 days 1,988 sqft
    2019-07-01 0 days 1,936 sqft
    2019-08-01 0 days 1,911 sqft
    2019-09-01 0 days 1,875 sqft
    2019-10-01 0 days 1,803 sqft
    2019-11-01 0 days 1,755 sqft
    2019-12-01 0 days 1,716 sqft
    2020-01-01 0 days 1,749 sqft
    2020-02-01 0 days 1,783 sqft
    2020-03-01 0 days 1,749 sqft
    2020-04-01 0 days 1,825 sqft
    2020-05-01 0 days 1,731 sqft
    2020-06-01 0 days 1,753 sqft
    2020-07-01 0 days 1,880 sqft
    2020-08-01 0 days 1,919 sqft
    2020-09-01 0 days 1,763 sqft
    2020-10-01 0 days 1,978 sqft
    2020-11-01 0 days 1,909 sqft
    2020-12-01 0 days 1,687 sqft
    2021-01-01 0 days 1,632 sqft
    2021-02-01 0 days 1,665 sqft
    2021-03-01 0 days 1,617 sqft
    2021-04-01 0 days 1,742 sqft
    2021-05-01 0 days 1,770 sqft
    2021-06-01 0 days 1,948 sqft
    2021-07-01 0 days 1,800 sqft
    2021-08-01 0 days 1,904 sqft
    2021-09-01 0 days 1,735 sqft
    2021-10-01 0 days 1,800 sqft
    2021-11-01 0 days 1,695 sqft
    2021-12-01 0 days 1,820 sqft
    2022-01-01 0 days 1,765 sqft
    2022-02-01 0 days 1,877 sqft
    2022-03-01 0 days 1,540 sqft
    2022-04-01 0 days 1,616 sqft
    2022-05-01 0 days 1,658 sqft
    2022-06-01 0 days 1,578 sqft
    2022-07-01 0 days 1,609 sqft
    2022-08-01 0 days 1,624 sqft
    2022-09-01 0 days 1,598 sqft
    2022-10-01 0 days 1,602 sqft
    2022-11-01 0 days 1,574 sqft
    2022-12-01 0 days 1,567 sqft
    2023-01-01 0 days 1,516 sqft
    2023-02-01 0 days 1,436 sqft
    2023-03-01 0 days 1,457 sqft
    2023-04-01 0 days 1,535 sqft
    2023-05-01 0 days 1,474 sqft
    2023-06-01 0 days 1,534 sqft
    2023-07-01 0 days 1,613 sqft
    2023-08-01 0 days 1,554 sqft
    2023-09-01 0 days 1,611 sqft
    2023-10-01 0 days 1,520 sqft
    2023-11-01 0 days 1,592 sqft
    2023-12-01 0 days 1,602 sqft
    2024-01-01 0 days 1,663 sqft
    2024-02-01 0 days 1,781 sqft
    2024-03-01 0 days 1,650 sqft
    2024-04-01 0 days 1,629 sqft
    2024-05-01 0 days 1,629 sqft
    2024-06-01 0 days 1,647 sqft
    2024-07-01 0 days 1,646 sqft
    2024-08-01 0 days 1,646 sqft
    2024-09-01 0 days 1,708 sqft
    2024-10-01 0 days 1,695 sqft
    2024-11-01 0 days 1,612 sqft
    2024-12-01 0 days 1,694 sqft
    2025-01-01 0 days 1,700 sqft
    2025-02-01 0 days 1,666 sqft
    2025-03-01 0 days 1,644 sqft
    Thomaston's median listing age (time on market) for 2025-03-01 was 0 days.

    Thomaston's median square footage for active listings during the 2025-03-01 period was 1,644 sqft. One year prior, the average listing was 1,650 sqft.

    Thomaston, GA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 258 $762,460,000 $2,955,271
    Refi 87 $14,435,000 $165,920
    Cash Out Refi 63 $11,565,000 $183,571
    Home Improvement 42 $3,250,000 $77,381
    Other 39 $2,845,000 $72,949

    Thomaston's most frequently cited loan purpose was Home Purchase, with 258 originations. The 2nd most popular reason was Refi, with 87 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 153 $32,105,000 $209,837
    Over 8% 87 $9,955,000 $114,425
    7-8% 84 $14,430,000 $171,786
    5-6% 78 $16,230,000 $208,077
    <2.5% 7 $355,000 $50,714
    4-5% 5 $715,000 $143,000
    3-4% 1 $225,000 $225,000

    During 2024, Thomaston's most frequently originated rate bucket was 6-7%, with 153 originations.

    Loan Sizing (Thomaston, GA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 185 $28,175,000 $152,297
    $200k-400k 146 $38,480,000 $263,562
    $100,000 or less 139 $7,905,000 $56,871
    $400k-600k 13 $6,295,000 $484,231
    $600k-1000k 5 $3,405,000 $681,000
    $Over $1MM 1 $710,295,000 $710,295,000

    Thomaston's loan sizing saw the bucket of loans from $100k-200k with 185 originations, totaling $28,175,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 183 $41,905,000 $228,989
    60-80% 92 $16,960,000 $184,348
    Under 20% 46 $1,780,000 $38,696
    40-60% 45 $6,855,000 $152,333
    20-40% 42 $3,520,000 $83,810
    Over 100% 4 $1,130,000 $282,500

    Thomaston's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 183 originations, totaling $41,905,000 in origination value.