Thomaston Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Thomaston averaged
7.25%
for the week of 2023-11-22, compared to the national average of
7.29% for the same period.
The average rate for the prior week (2023-11-16) was
7.2% and
one month ago for the week of 2023-10-19, the
average rate was 7.49%.
Thomaston's average rate one year ago was 6.67%.
For refis of the same type during the week of 2023-11-22, the average rate
was 7.89%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-11-22 | 7.29% |
Thomaston 30 Year Fixed Rate | 2023-11-22 | 7.25% |
Thomaston 30 Year Fixed Rate Refi | 2023-11-22 | 7.89% |
Thomaston 15 Year Fixed Rate | 2023-11-22 | 6.47% |
Thomaston 15 Year Fixed Rate Refi | 2023-11-22 | 7.07% |
Thomaston 30 Year FHA | 2023-11-22 | -0.09% |
Thomaston 30 Year FHA Refi | 2023-11-22 | 0.1% |
Thomaston 30 Year USDA | 2023-11-22 | -0.1% |
Thomaston 30 Year USDA Refi | 2023-11-22 | 0% |
Thomaston 30 Year VA | 2023-11-22 | -0.1% |
Thomaston 30 Year VA Refi | 2023-11-22 | 0.1% |
Thomaston Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Thomaston, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Thomaston Average Closing Costs & Other Stats
Thomaston, GA's 56 lenders originated 642
loans during 2022. The total origination value was $103,050,000, with an average loan value of
$160,514.
Thomaston's average closing costs are $4,858.
The top Thomaston lender as defined by loan originations is QUICKEN LOANS, LLC, with
29 loans originated. Their average total fees are
$5,419, which is $413
higher than the next largest lender,
United Bank.
The lowest fee Thomaston lenders (with over 10 loans originated) are
UNITED WHOLESALE MORTGAGE, LLC ($4,957), United Bank ($5,006), QUICKEN LOANS, LLC ($5,419), .
The lowest rate Thomaston lenders (with over 10 loans originated) are
QUICKEN LOANS, LLC (4.67%), UNITED WHOLESALE MORTGAGE, LLC (4.91%), United Bank (5.20%), .
Thomaston, GA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
The Peoples Bank of Georgia | $12,660,000 | $11,535,000 | -8.9% | 11.2% |
QUICKEN LOANS, LLC | $19,130,000 | $11,350,000 | -40.7% | 11.0% |
United Bank | $12,760,000 | $10,670,000 | -16.4% | 10.4% |
VAN DYK MORTGAGE CORPORATION | $7,680,000 | $7,365,000 | -4.1% | 7.1% |
UNITED WHOLESALE MORTGAGE, LLC | $5,380,000 | $5,220,000 | -3.0% | 5.1% |
HOMESTAR FINANCIAL CORPORATION | $5,435,000 | $3,700,000 | -31.9% | 3.6% |
BROKER SOLUTIONS, INC. | $5,855,000 | $3,645,000 | -37.7% | 3.5% |
Mortgage Research Center, LLC | $1,110,000 | $2,475,000 | 123.0% | 2.4% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,000,000 | $2,370,000 | 18.5% | 2.3% |
ServisFirst Bank | $1,855,000 | n/a | 1.8% | |
AMERISAVE MORTGAGE CORPORATION | $210,000 | $1,570,000 | 647.6% | 1.5% |
Prosperity Home Mortgage, LLC | $815,000 | $1,440,000 | 76.7% | 1.4% |
SOUTHPOINT FINANCIAL SERVICES, INC. | $3,580,000 | $1,420,000 | -60.3% | 1.4% |
RADIUS FINANCIAL GROUP INC. | $1,400,000 | n/a | 1.4% | |
Capital City Home Loans, LLC | $540,000 | $1,115,000 | 106.5% | 1.1% |
Ameris Bank | $1,165,000 | $1,015,000 | -12.9% | 1.0% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $1,585,000 | $970,000 | -38.8% | 0.9% |
NAVY FEDERAL CREDIT UNION | $625,000 | $915,000 | 46.4% | 0.9% |
21ST MORTGAGE CORPORATION | $730,000 | $900,000 | 23.3% | 0.9% |
Flagstar Bank, FSB | $1,295,000 | $900,000 | -30.5% | 0.9% |
Mr. Cooper ( Nationstar Mortgage ) | $1,210,000 | $885,000 | -26.9% | 0.9% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,370,000 | $870,000 | -63.3% | 0.8% |
Equity Prime Mortgage LLC | $835,000 | n/a | 0.8% | |
CROSSCOUNTRY MORTGAGE, LLC | $830,000 | n/a | 0.8% | |
Carrington Mortgage Services, LLC | $1,840,000 | $815,000 | -55.7% | 0.8% |
SOUTHEAST MORTGAGE OF GEORGIA, INC. | $475,000 | $790,000 | 66.3% | 0.8% |
JPMorgan Chase Bank | $360,000 | $770,000 | 113.9% | 0.7% |
CMG MORTGAGE, INC. | $500,000 | $725,000 | 45.0% | 0.7% |
NEWREZ LLC | $385,000 | $690,000 | 79.2% | 0.7% |
THRIVE MORTGAGE, LLC | $685,000 | n/a | 0.7% | |
LOANDEPOT.COM, LLC | $1,865,000 | $665,000 | -64.3% | 0.6% |
NBKC BANK | $105,000 | $645,000 | 514.3% | 0.6% |
FREEDOM MORTGAGE CORPORATION | $2,315,000 | $635,000 | -72.6% | 0.6% |
EVERETT FINANCIAL, INC. | $210,000 | $620,000 | 195.2% | 0.6% |
HOMEOWNERS FINANCIAL GROUP USA, LLC | $360,000 | $620,000 | 72.2% | 0.6% |
Colony Bank | $380,000 | $615,000 | 61.8% | 0.6% |
HOMESIDE FINANCIAL, LLC | $175,000 | $550,000 | 214.3% | 0.5% |
Armed Forces Bank | $535,000 | n/a | 0.5% | |
ON Q FINANCIAL, INC. | $495,000 | n/a | 0.5% | |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $615,000 | $455,000 | -26.0% | 0.4% |
Renasant Bank | $160,000 | $455,000 | 184.4% | 0.4% |
ZILLOW HOME LOANS, LLC | $455,000 | n/a | 0.4% | |
Nations Lending Corporation | $485,000 | $440,000 | -9.3% | 0.4% |
Platinum Home Mortgage Corporation | $185,000 | $440,000 | 137.8% | 0.4% |
Plains Commerce Bank | $430,000 | n/a | 0.4% | |
THE MORTGAGE FIRM, INC. | $730,000 | $425,000 | -41.8% | 0.4% |
ROBINS FINANCIAL | $245,000 | $410,000 | 67.3% | 0.4% |
BETTER MORTGAGE CORPORATION | $380,000 | n/a | 0.4% | |
LAKEVIEW LOAN SERVICING, LLC | $425,000 | $370,000 | -12.9% | 0.4% |
ONY GLO, INC. | $365,000 | n/a | 0.4% | |
Third Federal Savings and Loan Association of Cleveland | $135,000 | $365,000 | 170.4% | 0.4% |
Wells Fargo Bank | $1,350,000 | $365,000 | -73.0% | 0.4% |
MOVEMENT MORTGAGE, LLC | $360,000 | n/a | 0.3% | |
Regions Bank | $295,000 | $355,000 | 20.3% | 0.3% |
GUARANTY HOME MORTGAGE CORPORATION | $325,000 | n/a | 0.3% | |
NATIONWIDE MORTGAGE BANKERS, INC. | $315,000 | n/a | 0.3% | |
ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $55,000 | $305,000 | 454.5% | 0.3% |
AMERICAN FINANCING CORPORATION | $300,000 | n/a | 0.3% | |
SUCCESS MORTGAGE PARTNERS, INC. | $300,000 | n/a | 0.3% | |
TRIAD FINANCIAL SERVICES, INC. | $250,000 | $285,000 | 14.0% | 0.3% |
HOME POINT FINANCIAL CORPORATION | $1,620,000 | $280,000 | -82.7% | 0.3% |
Chicago Mortgage Solutions LLC | $245,000 | $265,000 | 8.2% | 0.3% |
MUTUAL OF OMAHA MORTGAGE, INC. | $260,000 | n/a | 0.3% | |
PENNYMAC LOAN SERVICES, LLC | $2,280,000 | $255,000 | -88.8% | 0.2% |
Evolve Bank & Trust | $325,000 | $245,000 | -24.6% | 0.2% |
LIMA ONE CAPITAL, LLC | $245,000 | n/a | 0.2% | |
CALIBER HOME LOANS, INC. | $210,000 | $240,000 | 14.3% | 0.2% |
ROYAL UNITED MORTGAGE LLC | $115,000 | $230,000 | 100.0% | 0.2% |
ASPIRE FINANCIAL, INC. | $225,000 | n/a | 0.2% | |
FIRST COMMUNITY MORTGAGE, INC. | $175,000 | $225,000 | 28.6% | 0.2% |
DELTA COMMUNITY CREDIT UNION | $45,000 | $220,000 | 388.9% | 0.2% |
Bank of England | $270,000 | $215,000 | -20.4% | 0.2% |
STATE EMPLOYEES' | $215,000 | n/a | 0.2% | |
VILLAGE CAPITAL MORTGAGE | $410,000 | $215,000 | -47.6% | 0.2% |
Truist | $300,000 | $210,000 | -30.0% | 0.2% |
Mid-Continent Funding, Inc. | $355,000 | $205,000 | -42.3% | 0.2% |
STEARNS LENDING, LLC | $395,000 | $195,000 | -50.6% | 0.2% |
LENDINGHOME FUNDING CORPORATION | $85,000 | $190,000 | 123.5% | 0.2% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $105,000 | $185,000 | 76.2% | 0.2% |
ACOPIA, LLC | $180,000 | n/a | 0.2% | |
UTILITIES EMPLOYEES CREDIT UNION | $180,000 | n/a | 0.2% | |
1ST SIGNATURE LENDING, LLC | $155,000 | $175,000 | 12.9% | 0.2% |
U.S. Bank | $85,000 | $175,000 | 105.9% | 0.2% |
CERTAINTY HOME LOANS, LLC | $165,000 | n/a | 0.2% | |
First Option Mortgage, LLC | $165,000 | n/a | 0.2% | |
GUARANTEED RATE, INC. | $165,000 | n/a | 0.2% | |
The Federal Savings Bank | $185,000 | $165,000 | -10.8% | 0.2% |
PHH Mortgage Corporation | $75,000 | $160,000 | 113.3% | 0.2% |
CIVIC FINANCIAL SERVICES, LLC | $155,000 | n/a | 0.2% | |
EUSTIS AND AMERICAN MORTGAGE COMPANY | $155,000 | n/a | 0.2% | |
Peoples Bank | $155,000 | n/a | 0.2% | |
PREMIA MORTGAGE, LLC | $155,000 | n/a | 0.2% | |
1ST PREFERENCE MORTGAGE CORP. | $145,000 | n/a | 0.1% | |
Barrington Bank & Trust Company, N.A. | $145,000 | n/a | 0.1% | |
Magnolia Bank | $225,000 | $145,000 | -35.6% | 0.1% |
MILEND, INC. | $400,000 | $145,000 | -63.8% | 0.1% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $415,000 | $145,000 | -65.1% | 0.1% |
TOP FLITE FINANCIAL, INC. | $145,000 | n/a | 0.1% | |
Bank of America | $155,000 | $135,000 | -12.9% | 0.1% |
First Federal Bank, A FSB | $135,000 | n/a | 0.1% | |
OCEANSIDE MORTGAGE COMPANY | $135,000 | n/a | 0.1% | |
AgFirst Farm Credit Bank | $3,445,000 | $115,000 | -96.7% | 0.1% |
Synovus Bank | $830,000 | $115,000 | -86.1% | 0.1% |
Figure Lending LLC | $15,000 | $105,000 | 600.0% | 0.1% |
JET HOMELOANS, LLC | $105,000 | n/a | 0.1% | |
LAND HOME FINANCIAL SERVICES, INC. | $105,000 | n/a | 0.1% | |
Citizens Bank | $165,000 | $95,000 | -42.4% | 0.1% |
Discover Bank | $85,000 | n/a | 0.1% | |
LIBERTY HOME MORTGAGE CORPORATION | $155,000 | $85,000 | -45.2% | 0.1% |
NEW DAY FINANCIAL, LLC | $85,000 | n/a | 0.1% | |
WINGS FINANCIAL | $85,000 | n/a | 0.1% | |
Woodford State Bank | $85,000 | n/a | 0.1% | |
EMBRACE HOME LOANS, INC. | $75,000 | n/a | 0.1% | |
FINANCE OF AMERICA REVERSE LLC | $75,000 | n/a | 0.1% | |
LONGBRIDGE FINANCIAL, LLC | $75,000 | n/a | 0.1% | |
SPRING EQ, LLC | $75,000 | n/a | 0.1% | |
Gateway First Bank | $65,000 | n/a | 0.1% | |
Hometown Equity Mortgage, LLC | $65,000 | n/a | 0.1% | |
LOANPAL, LLC | $65,000 | n/a | 0.1% | |
First National Bank of Griffin | $145,000 | $55,000 | -62.1% | 0.1% |
CREDIT UNION OF GEORGIA | $35,000 | n/a | 0.0% | |
BancorpSouth Bank | $25,000 | n/a | 0.0% |
Thomaston's top lender by overall market share is The Peoples Bank of Georgia, with 11.2% market share. In second place, with 11.0%, is QUICKEN LOANS, LLC, having originated $11,350,000 in loans. In third place, with 10.4%, is United Bank, having originated $10,670,000 in loans. In fourth place, with 7.1%, is VAN DYK MORTGAGE CORPORATION, having originated $7,365,000 in loans. In fifth place, with 5.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $5,220,000 in loans.
Thomaston Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Thomaston (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $116,875 (12.7%) | $178,756 (20.6%) | 0.00 | 102 |
2018-02-01 | $114,475 (16.8%) | $177,982 (26.9%) | 0.00 | 101 |
2018-03-01 | $109,950 (16.3%) | $172,557 (28.2%) | 0.00 | 90 |
2018-04-01 | $119,750 (33.2%) | $188,357 (40.5%) | 0.00 | 82 |
2018-05-01 | $125,125 (39.2%) | $193,265 (42.0%) | 0.00 | 83 |
2018-06-01 | $119,450 (33.0%) | $188,278 (38.8%) | 0.00 | 81 |
2018-07-01 | $125,125 (25.3%) | $198,906 (38.1%) | 0.00 | 87 |
2018-08-01 | $123,500 (8.5%) | $190,138 (19.5%) | 0.00 | 91 |
2018-09-01 | $118,500 (3.3%) | $180,028 (10.1%) | 0.00 | 92 |
2018-10-01 | $143,325 (21.6%) | $202,570 (28.7%) | 0.00 | 88 |
2018-11-01 | $154,450 (28.8%) | $212,239 (23.3%) | 0.00 | 86 |
2018-12-01 | $140,000 (17.0%) | $245,127 (38.5%) | 0.00 | 85 |
2019-01-01 | $152,725 (30.7%) | $256,646 (43.6%) | 0.00 | 86 |
2019-02-01 | $149,900 (31.0%) | $246,354 (38.4%) | 0.00 | 93 |
2019-03-01 | $149,900 (36.3%) | $262,902 (52.4%) | 0.00 | 83 |
2019-04-01 | $151,200 (26.3%) | $274,497 (45.7%) | 0.00 | 80 |
2019-05-01 | $148,700 (18.8%) | $275,327 (42.5%) | 0.00 | 84 |
2019-06-01 | $156,499 (31.0%) | $247,851 (31.6%) | 0.00 | 107 |
2019-07-01 | $151,999 (21.5%) | $231,836 (16.6%) | 0.00 | 102 |
2019-08-01 | $154,181 (24.8%) | $224,803 (18.2%) | 0.00 | 96 |
2019-09-01 | $155,204 (31.0%) | $214,780 (19.3%) | 0.00 | 92 |
2019-10-01 | $153,885 (7.4%) | $203,190 (0.3%) | 0.00 | 90 |
2019-11-01 | $149,900 (-3.0%) | $197,010 (-7.2%) | 0.00 | 96 |
2019-12-01 | $147,425 (5.3%) | $187,188 (-23.6%) | 0.00 | 92 |
2020-01-01 | $147,450 (-3.5%) | $197,151 (-23.2%) | 0.00 | 89 |
2020-02-01 | $149,900 (0.0%) | $212,606 (-13.7%) | 0.00 | 78 |
2020-03-01 | $145,000 (-3.3%) | $212,511 (-19.2%) | 0.00 | 77 |
2020-04-01 | $154,100 (1.9%) | $202,595 (-26.2%) | 0.00 | 74 |
2020-05-01 | $152,999 (2.9%) | $200,582 (-27.2%) | 0.00 | 65 |
2020-06-01 | $161,999 (3.5%) | $216,308 (-12.7%) | 0.00 | 56 |
2020-07-01 | $163,450 (7.5%) | $212,262 (-8.4%) | 0.00 | 51 |
2020-08-01 | $164,900 (7.0%) | $232,466 (3.4%) | 0.00 | 43 |
2020-09-01 | $156,425 (0.8%) | $236,206 (10.0%) | 0.00 | 45 |
2020-10-01 | $174,450 (13.4%) | $239,309 (17.8%) | 0.00 | 45 |
2020-11-01 | $164,999 (10.1%) | $225,133 (14.3%) | 0.00 | 47 |
2020-12-01 | $149,900 (1.7%) | $201,872 (7.8%) | 0.00 | 49 |
2021-01-01 | $134,950 (-8.5%) | $204,429 (3.7%) | 0.00 | 48 |
2021-02-01 | $134,925 (-10.0%) | $256,993 (20.9%) | 0.00 | 43 |
2021-03-01 | $137,500 (-5.2%) | $226,699 (6.7%) | 0.00 | 31 |
2021-04-01 | $160,000 (3.8%) | $253,973 (25.4%) | 0.00 | 30 |
2021-05-01 | $183,700 (20.1%) | $251,279 (25.3%) | 0.00 | 24 |
2021-06-01 | $198,675 (22.6%) | $277,293 (28.2%) | 0.00 | 36 |
2021-07-01 | $204,950 (25.4%) | $312,544 (47.2%) | 0.00 | 34 |
2021-08-01 | $202,450 (22.8%) | $331,240 (42.5%) | 0.00 | 35 |
2021-09-01 | $194,900 (24.6%) | $302,881 (28.2%) | 0.00 | 49 |
2021-10-01 | $199,900 (14.6%) | $316,985 (32.5%) | 0.00 | 47 |
2021-11-01 | $194,400 (17.8%) | $280,690 (24.7%) | 0.00 | 34 |
2021-12-01 | $193,150 (28.9%) | $282,174 (39.8%) | 0.00 | 29 |
2022-01-01 | $199,900 (48.1%) | $309,015 (51.2%) | 0.00 | 24 |
2022-02-01 | $229,900 (70.4%) | $333,846 (29.9%) | 0.00 | 29 |
2022-03-01 | $213,900 (55.6%) | $289,830 (27.9%) | 0.00 | 39 |
2022-04-01 | $215,000 (34.4%) | $275,807 (8.6%) | 0.00 | 41 |
2022-05-01 | $203,500 (10.8%) | $285,733 (13.7%) | 0.00 | 47 |
2022-06-01 | $198,625 (0.0%) | $264,280 (-4.7%) | 0.00 | 63 |
2022-07-01 | $199,500 (-2.7%) | $269,163 (-13.9%) | 0.00 | 80 |
2022-08-01 | $202,875 (0.2%) | $270,574 (-18.3%) | 0.00 | 97 |
2022-09-01 | $219,950 (12.9%) | $280,032 (-7.5%) | 0.00 | 102 |
2022-10-01 | $221,000 (10.6%) | $279,521 (-11.8%) | 0.00 | 108 |
2022-11-01 | $206,800 (6.4%) | $267,329 (-4.8%) | 0.00 | 115 |
2022-12-01 | $215,000 (11.3%) | $277,697 (-1.6%) | 0.00 | 102 |
2023-01-01 | $198,650 (-0.6%) | $268,788 (-13.0%) | 0.00 | 90 |
2023-02-01 | $179,900 (-21.8%) | $257,744 (-22.8%) | 0.00 | 88 |
2023-03-01 | $183,450 (-14.2%) | $255,832 (-11.7%) | 0.00 | 79 |
2023-04-01 | $174,500 (-18.8%) | $267,587 (-3.0%) | 0.00 | 68 |
2023-05-01 | $177,200 (-12.9%) | $279,739 (-2.1%) | 0.00 | 61 |
2023-06-01 | $228,950 (15.3%) | $329,774 (24.8%) | 0.00 | 42 |
2023-07-01 | $234,900 (17.7%) | $299,352 (11.2%) | 0.00 | 44 |
2023-08-01 | $231,800 (14.3%) | $262,941 (-2.8%) | 0.00 | 58 |
2023-09-01 | $214,900 (-2.3%) | $254,559 (-9.1%) | 0.00 | 64 |
2023-10-01 | $206,250 (-6.7%) | $261,543 (-6.4%) | 0.00 | 75 |
Thomaston's median listing price comes in at 0% of the national average.
Thomaston's average listing price for 2023-10-01 was $261,543, a difference of $-17,978 (-6.4%) versus the prior year and $6,984 versus the prior month.
For the 2023-10-01 period, Thomaston had 75 MLS listings, a difference of 11 listings (17%) versus the prior month and -33 listings (-31%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Thomaston (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,926 sqft |
2018-02-01 | 0 days | 1,933 sqft |
2018-03-01 | 0 days | 1,946 sqft |
2018-04-01 | 0 days | 1,985 sqft |
2018-05-01 | 0 days | 1,921 sqft |
2018-06-01 | 0 days | 1,922 sqft |
2018-07-01 | 0 days | 1,945 sqft |
2018-08-01 | 0 days | 1,882 sqft |
2018-09-01 | 0 days | 1,710 sqft |
2018-10-01 | 0 days | 1,723 sqft |
2018-11-01 | 0 days | 1,843 sqft |
2018-12-01 | 0 days | 1,953 sqft |
2019-01-01 | 0 days | 1,979 sqft |
2019-02-01 | 0 days | 1,972 sqft |
2019-03-01 | 0 days | 2,007 sqft |
2019-04-01 | 0 days | 2,023 sqft |
2019-05-01 | 0 days | 2,032 sqft |
2019-06-01 | 0 days | 1,972 sqft |
2019-07-01 | 0 days | 1,930 sqft |
2019-08-01 | 0 days | 1,891 sqft |
2019-09-01 | 0 days | 1,843 sqft |
2019-10-01 | 0 days | 1,780 sqft |
2019-11-01 | 0 days | 1,755 sqft |
2019-12-01 | 0 days | 1,716 sqft |
2020-01-01 | 0 days | 1,750 sqft |
2020-02-01 | 0 days | 1,783 sqft |
2020-03-01 | 0 days | 1,750 sqft |
2020-04-01 | 0 days | 1,825 sqft |
2020-05-01 | 0 days | 1,737 sqft |
2020-06-01 | 0 days | 1,754 sqft |
2020-07-01 | 0 days | 1,869 sqft |
2020-08-01 | 0 days | 1,968 sqft |
2020-09-01 | 0 days | 1,834 sqft |
2020-10-01 | 0 days | 1,991 sqft |
2020-11-01 | 0 days | 1,949 sqft |
2020-12-01 | 0 days | 1,687 sqft |
2021-01-01 | 0 days | 1,632 sqft |
2021-02-01 | 0 days | 1,665 sqft |
2021-03-01 | 0 days | 1,609 sqft |
2021-04-01 | 0 days | 1,719 sqft |
2021-05-01 | 0 days | 1,748 sqft |
2021-06-01 | 0 days | 1,837 sqft |
2021-07-01 | 0 days | 1,775 sqft |
2021-08-01 | 0 days | 1,921 sqft |
2021-09-01 | 0 days | 1,750 sqft |
2021-10-01 | 0 days | 1,799 sqft |
2021-11-01 | 0 days | 1,695 sqft |
2021-12-01 | 0 days | 1,820 sqft |
2022-01-01 | 0 days | 1,765 sqft |
2022-02-01 | 0 days | 1,877 sqft |
2022-03-01 | 0 days | 1,540 sqft |
2022-04-01 | 0 days | 1,616 sqft |
2022-05-01 | 0 days | 1,664 sqft |
2022-06-01 | 0 days | 1,578 sqft |
2022-07-01 | 0 days | 1,609 sqft |
2022-08-01 | 0 days | 1,626 sqft |
2022-09-01 | 0 days | 1,618 sqft |
2022-10-01 | 0 days | 1,604 sqft |
2022-11-01 | 0 days | 1,585 sqft |
2022-12-01 | 0 days | 1,573 sqft |
2023-01-01 | 0 days | 1,539 sqft |
2023-02-01 | 0 days | 1,438 sqft |
2023-03-01 | 0 days | 1,457 sqft |
2023-04-01 | 0 days | 1,509 sqft |
2023-05-01 | 0 days | 1,474 sqft |
2023-06-01 | 0 days | 1,534 sqft |
2023-07-01 | 0 days | 1,613 sqft |
2023-08-01 | 0 days | 1,545 sqft |
2023-09-01 | 0 days | 1,609 sqft |
2023-10-01 | 0 days | 1,520 sqft |
Thomaston's median square footage for active listings during the 2023-10-01 period was 1,520 sqft. One year prior, the average listing was 1,604 sqft.
Thomaston, GA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 368 | $69,870,000 | $189,864 |
Cash Out Refi | 130 | $18,490,000 | $142,231 |
Refi | 79 | $10,275,000 | $130,063 |
Other | 42 | $2,640,000 | $62,857 |
Home Improvement | 23 | $1,775,000 | $77,174 |
Thomaston's most frequently cited loan purpose was Home Purchase, with 368 originations. The 2nd most popular reason was Cash Out Refi, with 130 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 157 | $27,175,000 | $173,089 |
4-5% | 135 | $22,725,000 | $168,333 |
3-4% | 103 | $16,245,000 | $157,718 |
6-7% | 85 | $12,615,000 | $148,412 |
7-8% | 34 | $5,140,000 | $151,176 |
2.5-3% | 29 | $4,215,000 | $145,345 |
Over 8% | 13 | $1,465,000 | $112,692 |
<2.5% | 9 | $1,795,000 | $199,444 |
During 2022, Thomaston's most frequently originated rate bucket was 5-6%, with 157 originations.
Loan Sizing (Thomaston, GA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 285 | $41,565,000 | $145,842 |
$100,000 or less | 193 | $11,965,000 | $61,995 |
$200k-400k | 138 | $35,390,000 | $256,449 |
$400k-600k | 22 | $10,280,000 | $467,273 |
$600k-1000k | 3 | $1,995,000 | $665,000 |
$Over $1MM | 1 | $1,855,000 | $1,855,000 |
Thomaston's loan sizing saw the bucket of loans from $100k-200k with 285 originations, totaling $41,565,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 267 | $50,675,000 | $189,794 |
60-80% | 135 | $25,035,000 | $185,444 |
40-60% | 74 | $8,560,000 | $115,676 |
20-40% | 48 | $3,560,000 | $74,167 |
Under 20% | 30 | $990,000 | $33,000 |
Over 100% | 10 | $2,470,000 | $247,000 |
Thomaston's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 267 originations, totaling $50,675,000 in origination value.