Thomaston Mortgage Rates & Closing Costs

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  • Trends
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Thomaston averaged 6.51% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.6% and one month ago for the week of 2024-11-07, the average rate was 6.5%.

    Thomaston's average rate one year ago was 6.94%.

    For refis of the same type during the week of 2024-12-12, the average rate was 6.5%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Thomaston 30 Year Fixed Rate 2024-12-12 6.51%
    Thomaston 30 Year Fixed Rate Refi 2024-12-12 6.5%
    Thomaston 15 Year Fixed Rate 2024-12-12 5.74%
    Thomaston 15 Year Fixed Rate Refi 2024-12-12 6.04%
    Thomaston 30 Year FHA 2024-12-12 6.1%
    Thomaston 30 Year FHA Refi 2024-12-12 6.28%
    Thomaston 30 Year USDA 2024-12-12 6.3%
    Thomaston 30 Year USDA Refi 2024-12-12 6.1%
    Thomaston 30 Year VA 2024-12-12 6.08%
    Thomaston 30 Year VA Refi 2024-12-12 6.18%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Thomaston, GA.

    Thomaston Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Thomaston, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    QUICKEN LOANS, LLC 24 6.94% $5,641
    United Bank 20 6.86% $4,683
    UNITED WHOLESALE MORTGAGE, LLC 15 6.39% $6,729
    Ameris Bank 4 6.75% $6,498
    SOUTHPOINT FINANCIAL SERVICES, INC. 4 6.50% $6,884
    Wells Fargo Bank 3 7.42% $5,909
    BROKER SOLUTIONS, INC. 3 6.92% $7,447
    Colony Bank 3 6.41% $4,029
    AgFirst Farm Credit Bank 2 6.38% $5,747
    HOMESTAR FINANCIAL CORPORATION 2 6.56% $4,008
    LOANDEPOT.COM, LLC 2 6.81% $9,219
    ROBINS FINANCIAL 2 6.13% $4,705
    STOCKTON MORTGAGE CORPORATION 2 6.88% $5,853
    Bank of America 1 5.38% $790
    ITHINK FINANCIAL Credit Union 1 9.25% $3,412
    JPMorgan Chase Bank 1 7.00% $0
    AMERISAVE MORTGAGE CORPORATION 1 6.50% $9,410
    Morgan Stanley Private Bank 1 5.65% $7,710
    Mortgage Research Center, LLC 1 7.50% $1,330
    MOVEMENT MORTGAGE, LLC 1 6.13% $9,648
    NFM, INC. 1 6.99% $5,024
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.75% $7,382
    Prosperity Home Mortgage, LLC 1 7.13% $3,354
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.13% $3,396
    DELTA COMMUNITY CREDIT UNION 1 6.75% $4,406
    US MORTGAGE CORPORATION 1 6.38% $3,954
    ROYAL UNITED MORTGAGE LLC 1 8.13% $4,954
    CARDINAL FINANCIAL 1 6.50% $5,044
    AMERICAN FINANCING CORPORATION 1 6.99% $4,662
    Synovus Bank 1 5.88% $4,707
    THRIVE MORTGAGE, LLC 1 7.63% $10,406
    Truist 1 8.63% $3,833
    EVERETT FINANCIAL, INC. 1 7.00% $8,740
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.38% $2,515
    Flagstar Bank, FSB 1 6.63% $7,645
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.63% $7,876

    Thomaston Average Closing Costs & Other Stats

    Thomaston, GA's 36 lenders originated 482 loans during 2023. The total origination value was $78,820,000, with an average loan value of $163,527.

    Thomaston's average closing costs are $5,112.

    The top Thomaston lender as defined by loan originations is QUICKEN LOANS, LLC, with 24 loans originated. Their average total fees are $5,641, which is $958 higher than the next largest lender, United Bank.

    The lowest fee Thomaston lenders (with over 10 loans originated) are United Bank ($4,683), QUICKEN LOANS, LLC ($5,641), UNITED WHOLESALE MORTGAGE, LLC ($6,729), .

    The lowest rate Thomaston lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (6.39%), United Bank (6.86%), QUICKEN LOANS, LLC (6.94%), .

    Thomaston, GA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    United Bank $10,670,000 $10,875,000 1.9% 13.8%
    The Peoples Bank of Georgia $11,535,000 $9,370,000 -18.8% 11.9%
    QUICKEN LOANS, LLC $11,350,000 $8,370,000 -26.3% 10.6%
    UNITED WHOLESALE MORTGAGE, LLC $5,220,000 $6,015,000 15.2% 7.6%
    BROKER SOLUTIONS, INC. $3,645,000 $3,510,000 -3.7% 4.5%
    Mortgage Research Center, LLC $2,475,000 $3,400,000 37.4% 4.3%
    VAN DYK MORTGAGE CORPORATION $7,365,000 $2,405,000 -67.3% 3.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,370,000 $2,355,000 -0.6% 3.0%
    SOUTHPOINT FINANCIAL SERVICES, INC. $1,420,000 $2,305,000 62.3% 2.9%
    HOMESTAR FINANCIAL CORPORATION $3,700,000 $2,155,000 -41.8% 2.7%
    Morgan Stanley Private Bank $1,505,000 n/a 1.9%
    LOANDEPOT.COM, LLC $665,000 $1,185,000 78.2% 1.5%
    Ameris Bank $1,015,000 $1,100,000 8.4% 1.4%
    LENDINGHOME FUNDING CORPORATION $190,000 $910,000 378.9% 1.2%
    CARDINAL FINANCIAL $455,000 $890,000 95.6% 1.1%
    CMG MORTGAGE, INC. $725,000 $815,000 12.4% 1.0%
    NFM, INC. $730,000 n/a 0.9%
    Prosperity Home Mortgage, LLC $1,440,000 $725,000 -49.7% 0.9%
    Plains Commerce Bank $430,000 $710,000 65.1% 0.9%
    PENNYMAC LOAN SERVICES, LLC $255,000 $660,000 158.8% 0.8%
    Wells Fargo Bank $365,000 $635,000 74.0% 0.8%
    AgFirst Farm Credit Bank $115,000 $615,000 434.8% 0.8%
    MOVEMENT MORTGAGE, LLC $360,000 $610,000 69.4% 0.8%
    Colony Bank $615,000 $585,000 -4.9% 0.7%
    BNC National Bank $575,000 n/a 0.7%
    First National Bank Texas $565,000 n/a 0.7%
    ROBINS FINANCIAL $410,000 $565,000 37.8% 0.7%
    THRIVE MORTGAGE, LLC $685,000 $500,000 -27.0% 0.6%
    MORTGAGE INVESTORS GROUP, INC. $490,000 n/a 0.6%
    ROYAL UNITED MORTGAGE LLC $230,000 $480,000 108.7% 0.6%
    Barrington Bank & Trust Company, N.A. $145,000 $475,000 227.6% 0.6%
    Capital City Home Loans, LLC $1,115,000 $445,000 -60.1% 0.6%
    EVERETT FINANCIAL, INC. $620,000 $440,000 -29.0% 0.6%
    Carrington Mortgage Services, LLC $815,000 $430,000 -47.2% 0.5%
    21ST MORTGAGE CORPORATION $900,000 $425,000 -52.8% 0.5%
    TRIAD FINANCIAL SERVICES, INC. $285,000 $410,000 43.9% 0.5%
    SECURITYNATIONAL MORTGAGE COMPANY $395,000 n/a 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $830,000 $355,000 -57.2% 0.5%
    Equity Prime Mortgage LLC $835,000 $350,000 -58.1% 0.4%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $870,000 $345,000 -60.3% 0.4%
    STOCKTON MORTGAGE CORPORATION $330,000 n/a 0.4%
    Synovus Bank $115,000 $320,000 178.3% 0.4%
    GUILD MORTGAGE COMPANY $275,000 n/a 0.3%
    CALCON MUTUAL MORTGAGE LLC $265,000 n/a 0.3%
    JPMorgan Chase Bank $770,000 $255,000 -66.9% 0.3%
    CIVIC FINANCIAL SERVICES, LLC $155,000 $245,000 58.1% 0.3%
    NEW DAY FINANCIAL, LLC $85,000 $245,000 188.2% 0.3%
    PLAZA HOME MORTGAGE, INC. $245,000 n/a 0.3%
    DELTA COMMUNITY CREDIT UNION $220,000 $240,000 9.1% 0.3%
    COUNTRYPLACE MORTGAGE, LTD. $235,000 n/a 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $215,000 n/a 0.3%
    Lakeview Community Capital, LLC $215,000 n/a 0.3%
    NAVY FEDERAL CREDIT UNION $915,000 $210,000 -77.0% 0.3%
    Assurance Financial Group, L.L.C. $205,000 n/a 0.3%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $205,000 n/a 0.3%
    Bank of America $135,000 $195,000 44.4% 0.2%
    Flagstar Bank, FSB $900,000 $195,000 -78.3% 0.2%
    Peoples Bank $155,000 $195,000 25.8% 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $145,000 $195,000 34.5% 0.2%
    AMERISAVE MORTGAGE CORPORATION $1,570,000 $190,000 -87.9% 0.2%
    FREEDOM MORTGAGE CORPORATION $635,000 $185,000 -70.9% 0.2%
    Hometown Equity Mortgage, LLC $65,000 $185,000 184.6% 0.2%
    CRESCENT MORTGAGE COMPANY $175,000 n/a 0.2%
    LAKEVIEW LOAN SERVICING, LLC $370,000 $175,000 -52.7% 0.2%
    PROVIDENT FUNDING ASSOCIATES, L.P. $175,000 n/a 0.2%
    SOUTHEAST MORTGAGE OF GEORGIA, INC. $790,000 $175,000 -77.8% 0.2%
    Talbot State Bank $170,000 n/a 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $165,000 n/a 0.2%
    LIMA ONE CAPITAL, LLC $245,000 $165,000 -32.7% 0.2%
    A&D Mortgage LLC $155,000 n/a 0.2%
    MID AMERICA MORTGAGE, INC. $150,000 n/a 0.2%
    SOUTHWEST STAGE FUNDING, LLC $145,000 n/a 0.2%
    Truist $210,000 $145,000 -31.0% 0.2%
    WINGS FINANCIAL $85,000 $145,000 70.6% 0.2%
    Alcova Mortgage LLC $125,000 n/a 0.2%
    Figure Lending LLC $105,000 $120,000 14.3% 0.2%
    First Citizens National Bank $105,000 n/a 0.1%
    ITHINK FINANCIAL Credit Union $105,000 n/a 0.1%
    NEWREZ LLC $690,000 $105,000 -84.8% 0.1%
    Third Federal Savings and Loan Association of Cleveland $365,000 $95,000 -74.0% 0.1%
    US MORTGAGE CORPORATION $95,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $300,000 $85,000 -71.7% 0.1%
    Discover Bank $85,000 $85,000 0.0% 0.1%
    Morris Bank $85,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $260,000 $85,000 -67.3% 0.1%
    Citizens Bank $95,000 $75,000 -21.1% 0.1%
    CITIZENS EQUITY FIRST $75,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $75,000 $65,000 -13.3% 0.1%
    HOMESIDE FINANCIAL, LLC $550,000 $65,000 -88.2% 0.1%
    U.S. Bank $175,000 $65,000 -62.9% 0.1%
    PNC Bank $45,000 n/a 0.1%
    SPRING EQ, LLC $75,000 $45,000 -40.0% 0.1%
    GUARANTEED RATE, INC. $165,000 $35,000 -78.8% 0.0%
    PENTAGON FEDERAL CREDIT UNION $35,000 n/a 0.0%

    Thomaston's top lender by overall market share is United Bank, with 13.8% market share. In second place, with 11.9%, is The Peoples Bank of Georgia, having originated $9,370,000 in loans. In third place, with 10.6%, is QUICKEN LOANS, LLC, having originated $8,370,000 in loans. In fourth place, with 7.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $6,015,000 in loans. In fifth place, with 4.5%, is BROKER SOLUTIONS, INC., having originated $3,510,000 in loans.

    Thomaston Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Thomaston (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $116,875 (12.7%) $178,756 (20.6%) 0.00 102
    2018-02-01 $114,475 (16.8%) $177,982 (26.9%) 0.00 101
    2018-03-01 $109,950 (15.9%) $172,557 (28.2%) 0.00 90
    2018-04-01 $119,750 (33.2%) $188,357 (40.4%) 0.00 82
    2018-05-01 $125,125 (39.2%) $193,265 (41.9%) 0.00 83
    2018-06-01 $119,450 (33.0%) $188,278 (38.8%) 0.00 81
    2018-07-01 $125,125 (25.3%) $198,906 (38.1%) 0.00 87
    2018-08-01 $123,500 (8.5%) $190,138 (19.5%) 0.00 91
    2018-09-01 $118,500 (3.3%) $180,028 (10.1%) 0.00 92
    2018-10-01 $143,325 (21.6%) $202,570 (28.7%) 0.00 89
    2018-11-01 $155,925 (30.1%) $213,536 (24.0%) 0.00 87
    2018-12-01 $144,950 (21.1%) $246,029 (39.0%) 0.00 86
    2019-01-01 $153,700 (31.5%) $257,465 (44.0%) 0.00 87
    2019-02-01 $149,900 (31.0%) $247,173 (38.9%) 0.00 94
    2019-03-01 $153,136 (39.3%) $263,653 (52.8%) 0.00 84
    2019-04-01 $156,911 (31.0%) $274,816 (45.9%) 0.00 81
    2019-05-01 $148,700 (18.8%) $275,327 (42.5%) 0.00 84
    2019-06-01 $156,499 (31.0%) $247,851 (31.6%) 0.00 107
    2019-07-01 $151,999 (21.5%) $231,836 (16.6%) 0.00 102
    2019-08-01 $154,181 (24.8%) $224,803 (18.2%) 0.00 96
    2019-09-01 $155,204 (31.0%) $214,780 (19.3%) 0.00 92
    2019-10-01 $153,885 (7.4%) $203,190 (0.3%) 0.00 90
    2019-11-01 $149,900 (-3.9%) $197,010 (-7.7%) 0.00 96
    2019-12-01 $147,425 (1.7%) $187,188 (-23.9%) 0.00 92
    2020-01-01 $147,450 (-4.1%) $197,151 (-23.4%) 0.00 89
    2020-02-01 $149,900 (0.0%) $212,606 (-14.0%) 0.00 78
    2020-03-01 $145,000 (-5.3%) $212,511 (-19.4%) 0.00 77
    2020-04-01 $154,100 (-1.8%) $202,595 (-26.3%) 0.00 74
    2020-05-01 $152,999 (2.9%) $200,582 (-27.2%) 0.00 65
    2020-06-01 $161,999 (3.5%) $216,308 (-12.7%) 0.00 56
    2020-07-01 $163,450 (7.5%) $212,262 (-8.4%) 0.00 51
    2020-08-01 $164,900 (7.0%) $232,466 (3.4%) 0.00 43
    2020-09-01 $156,425 (0.8%) $236,206 (10.0%) 0.00 45
    2020-10-01 $174,450 (13.4%) $239,309 (17.8%) 0.00 45
    2020-11-01 $164,999 (10.1%) $225,133 (14.3%) 0.00 47
    2020-12-01 $149,900 (1.7%) $201,872 (7.8%) 0.00 49
    2021-01-01 $134,950 (-8.5%) $204,429 (3.7%) 0.00 48
    2021-02-01 $134,925 (-10.0%) $256,993 (20.9%) 0.00 43
    2021-03-01 $137,500 (-5.2%) $226,699 (6.7%) 0.00 31
    2021-04-01 $160,000 (3.8%) $253,973 (25.4%) 0.00 30
    2021-05-01 $183,700 (20.1%) $251,279 (25.3%) 0.00 24
    2021-06-01 $198,675 (22.6%) $277,293 (28.2%) 0.00 36
    2021-07-01 $204,950 (25.4%) $312,544 (47.2%) 0.00 34
    2021-08-01 $202,450 (22.8%) $331,240 (42.5%) 0.00 35
    2021-09-01 $194,900 (24.6%) $302,881 (28.2%) 0.00 49
    2021-10-01 $199,900 (14.6%) $316,985 (32.5%) 0.00 47
    2021-11-01 $194,400 (17.8%) $280,690 (24.7%) 0.00 34
    2021-12-01 $193,150 (28.9%) $282,174 (39.8%) 0.00 29
    2022-01-01 $199,900 (48.1%) $309,015 (51.2%) 0.00 24
    2022-02-01 $229,900 (70.4%) $333,846 (29.9%) 0.00 29
    2022-03-01 $213,900 (55.6%) $289,830 (27.9%) 0.00 39
    2022-04-01 $215,000 (34.4%) $275,807 (8.6%) 0.00 41
    2022-05-01 $203,500 (10.8%) $285,733 (13.7%) 0.00 47
    2022-06-01 $198,625 (0.0%) $264,280 (-4.7%) 0.00 63
    2022-07-01 $199,500 (-2.7%) $269,163 (-13.9%) 0.00 80
    2022-08-01 $202,250 (-0.1%) $270,318 (-18.4%) 0.00 96
    2022-09-01 $216,200 (10.9%) $274,707 (-9.3%) 0.00 102
    2022-10-01 $221,000 (10.6%) $278,349 (-12.2%) 0.00 108
    2022-11-01 $207,550 (6.8%) $267,118 (-4.8%) 0.00 115
    2022-12-01 $215,000 (11.3%) $277,697 (-1.6%) 0.00 102
    2023-01-01 $198,650 (-0.6%) $268,788 (-13.0%) 0.00 90
    2023-02-01 $179,900 (-21.8%) $257,744 (-22.8%) 0.00 88
    2023-03-01 $183,450 (-14.2%) $255,832 (-11.7%) 0.00 79
    2023-04-01 $183,700 (-14.6%) $276,668 (0.3%) 0.00 70
    2023-05-01 $177,200 (-12.9%) $282,713 (-1.1%) 0.00 62
    2023-06-01 $228,950 (15.3%) $329,774 (24.8%) 0.00 42
    2023-07-01 $234,900 (17.7%) $299,352 (11.2%) 0.00 44
    2023-08-01 $231,800 (14.6%) $262,941 (-2.7%) 0.00 58
    2023-09-01 $214,900 (-0.6%) $254,559 (-7.3%) 0.00 64
    2023-10-01 $206,250 (-6.7%) $261,543 (-6.0%) 0.00 75
    2023-11-01 $217,450 (4.8%) $294,151 (10.1%) 0.00 79
    2023-12-01 $212,500 (-1.2%) $296,120 (6.6%) 0.00 80
    2024-01-01 $216,200 (8.8%) $311,577 (15.9%) 0.00 73
    2024-02-01 $248,675 (38.2%) $352,273 (36.7%) 0.00 69
    2024-03-01 $225,000 (22.7%) $346,467 (35.4%) 0.00 73
    2024-04-01 $220,225 (19.9%) $329,990 (19.3%) 0.00 80
    2024-05-01 $249,225 (40.7%) $350,847 (24.1%) 0.00 82
    2024-06-01 $254,900 (11.3%) $347,192 (5.3%) 0.00 82
    2024-07-01 $249,900 (6.4%) $345,082 (15.3%) 0.00 84
    2024-08-01 $249,900 (7.8%) $328,463 (24.9%) 0.00 99
    2024-09-01 $252,475 (17.5%) $326,821 (28.4%) 0.00 97
    2024-10-01 $249,900 (21.2%) $330,525 (26.4%) 0.00 96
    2024-11-01 $247,350 (13.8%) $339,156 (15.3%) 0.00 104
    Thomaston's median listing price for 2024-11-01 was $247,350, a difference of $29,900 (13.8%) versus the prior year and $-2,550 versus the prior month.

    Thomaston's median listing price comes in at 0% of the national average.

    Thomaston's average listing price for 2024-11-01 was $339,156, a difference of $45,005 (15.3%) versus the prior year and $8,631 versus the prior month.

    For the 2024-11-01 period, Thomaston had 104 MLS listings, a difference of 8 listings (8%) versus the prior month and 25 listings (32%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Thomaston (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,941 sqft
    2018-02-01 0 days 1,911 sqft
    2018-03-01 0 days 1,900 sqft
    2018-04-01 0 days 1,965 sqft
    2018-05-01 0 days 1,851 sqft
    2018-06-01 0 days 1,897 sqft
    2018-07-01 0 days 1,945 sqft
    2018-08-01 0 days 1,900 sqft
    2018-09-01 0 days 1,720 sqft
    2018-10-01 0 days 1,752 sqft
    2018-11-01 0 days 1,924 sqft
    2018-12-01 0 days 1,971 sqft
    2019-01-01 0 days 1,986 sqft
    2019-02-01 0 days 1,979 sqft
    2019-03-01 0 days 2,028 sqft
    2019-04-01 0 days 2,043 sqft
    2019-05-01 0 days 2,056 sqft
    2019-06-01 0 days 1,972 sqft
    2019-07-01 0 days 1,930 sqft
    2019-08-01 0 days 1,891 sqft
    2019-09-01 0 days 1,843 sqft
    2019-10-01 0 days 1,778 sqft
    2019-11-01 0 days 1,750 sqft
    2019-12-01 0 days 1,698 sqft
    2020-01-01 0 days 1,750 sqft
    2020-02-01 0 days 1,772 sqft
    2020-03-01 0 days 1,747 sqft
    2020-04-01 0 days 1,825 sqft
    2020-05-01 0 days 1,731 sqft
    2020-06-01 0 days 1,749 sqft
    2020-07-01 0 days 1,833 sqft
    2020-08-01 0 days 1,968 sqft
    2020-09-01 0 days 1,763 sqft
    2020-10-01 0 days 1,972 sqft
    2020-11-01 0 days 1,890 sqft
    2020-12-01 0 days 1,640 sqft
    2021-01-01 0 days 1,632 sqft
    2021-02-01 0 days 1,665 sqft
    2021-03-01 0 days 1,602 sqft
    2021-04-01 0 days 1,698 sqft
    2021-05-01 0 days 1,748 sqft
    2021-06-01 0 days 1,885 sqft
    2021-07-01 0 days 1,775 sqft
    2021-08-01 0 days 1,904 sqft
    2021-09-01 0 days 1,750 sqft
    2021-10-01 0 days 1,800 sqft
    2021-11-01 0 days 1,672 sqft
    2021-12-01 0 days 1,820 sqft
    2022-01-01 0 days 1,765 sqft
    2022-02-01 0 days 1,877 sqft
    2022-03-01 0 days 1,540 sqft
    2022-04-01 0 days 1,616 sqft
    2022-05-01 0 days 1,664 sqft
    2022-06-01 0 days 1,578 sqft
    2022-07-01 0 days 1,609 sqft
    2022-08-01 0 days 1,626 sqft
    2022-09-01 0 days 1,606 sqft
    2022-10-01 0 days 1,604 sqft
    2022-11-01 0 days 1,585 sqft
    2022-12-01 0 days 1,573 sqft
    2023-01-01 0 days 1,539 sqft
    2023-02-01 0 days 1,438 sqft
    2023-03-01 0 days 1,457 sqft
    2023-04-01 0 days 1,535 sqft
    2023-05-01 0 days 1,474 sqft
    2023-06-01 0 days 1,534 sqft
    2023-07-01 0 days 1,613 sqft
    2023-08-01 0 days 1,554 sqft
    2023-09-01 0 days 1,611 sqft
    2023-10-01 0 days 1,520 sqft
    2023-11-01 0 days 1,592 sqft
    2023-12-01 0 days 1,602 sqft
    2024-01-01 0 days 1,663 sqft
    2024-02-01 0 days 1,781 sqft
    2024-03-01 0 days 1,649 sqft
    2024-04-01 0 days 1,629 sqft
    2024-05-01 0 days 1,629 sqft
    2024-06-01 0 days 1,656 sqft
    2024-07-01 0 days 1,646 sqft
    2024-08-01 0 days 1,650 sqft
    2024-09-01 0 days 1,708 sqft
    2024-10-01 0 days 1,695 sqft
    2024-11-01 0 days 1,612 sqft
    Thomaston's median listing age (time on market) for 2024-11-01 was 0 days.

    Thomaston's median square footage for active listings during the 2024-11-01 period was 1,612 sqft. One year prior, the average listing was 1,592 sqft.

    Thomaston, GA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 250 $46,460,000 $185,840
    Refi 92 $15,570,000 $169,239
    Cash Out Refi 68 $10,390,000 $152,794
    Other 39 $4,335,000 $111,154
    Home Improvement 33 $2,065,000 $62,576

    Thomaston's most frequently cited loan purpose was Home Purchase, with 250 originations. The 2nd most popular reason was Refi, with 92 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 140 $26,120,000 $186,571
    7-8% 108 $17,720,000 $164,074
    Over 8% 95 $10,375,000 $109,211
    5-6% 60 $13,580,000 $226,333
    <2.5% 6 $50,000 $8,333
    4-5% 3 $645,000 $215,000

    During 2023, Thomaston's most frequently originated rate bucket was 6-7%, with 140 originations.

    Loan Sizing (Thomaston, GA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 184 $27,680,000 $150,435
    $100,000 or less 160 $8,780,000 $54,875
    $200k-400k 119 $30,535,000 $256,597
    $400k-600k 13 $6,225,000 $478,846
    $600k-1000k 4 $2,740,000 $685,000
    $Over $1MM 2 $2,860,000 $1,430,000

    Thomaston's loan sizing saw the bucket of loans from $100k-200k with 184 originations, totaling $27,680,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 166 $36,110,000 $217,530
    60-80% 99 $17,605,000 $177,828
    40-60% 51 $6,705,000 $131,471
    20-40% 49 $5,075,000 $103,571
    Under 20% 39 $1,325,000 $33,974
    Over 100% 9 $1,775,000 $197,222

    Thomaston's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 166 originations, totaling $36,110,000 in origination value.