Credence Funding Corporation Mortgage Rates, Fees & Info
Aberdeen, MDLEI: 254900HIDMT4ZG09RP47
Tax ID: 45-4414811
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Credence Funding Corporation is a smaller mortgage company specializing in Refi loans. Credence Funding Corporation has an average proportion of conventional loans. They have an average proportion of FHA loans. Their top markets include Baltimore, Washington, Atlanta, San Antonio, and Dallas among others. Credence Funding Corporation has an above average approval rate for mortages when compared nationally. They have an above average pick rate when compared to the same sample of other lendors. Credence Funding Corporation is typically an average fee lendor.Originations
439Origination Dollar Volume (All Markets)
$140,295,000Relative Rate
Credence Funding Corporation's average 30 year fixed rate mortgage of loans were
2.42%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.73%.
Relative Fees
Credence Funding Corporation's average total fees for a 30 year fixed rate
mortgage are $3,588.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 39 | $13,405,000 | $343,718 | $4,476 | 2.54% |
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 30 | $12,990,000 | $433,000 | $4,370 | 2.52% |
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 21 | $7,195,000 | $342,619 | $3,639 | 2.39% |
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 22 | $6,780,000 | $308,182 | $3,835 | 2.41% |
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 21 | $6,585,000 | $313,571 | $3,002 | 2.40% |
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 22 | $5,420,000 | $246,364 | $3,929 | 2.66% |
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 14 | $5,410,000 | $386,429 | $3,676 | 2.29% |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 15 | $4,355,000 | $290,333 | $3,122 | 2.52% |
RALEIGH-CARY, NC (FHA|USDA|VA) | 13 | $3,875,000 | $298,077 | $3,617 | 2.37% |
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 11 | $3,245,000 | $295,000 | $2,483 | 2.28% |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 11 | $3,145,000 | $285,909 | $3,350 | 2.31% |
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 7 | $2,935,000 | $419,286 | $3,159 | 2.32% |
JACKSONVILLE, FL (FHA|USDA|VA) | 9 | $2,865,000 | $318,333 | $2,648 | 2.29% |
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 7 | $2,825,000 | $403,571 | $3,460 | 2.34% |
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 11 | $2,785,000 | $253,182 | $2,893 | 2.64% |
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 7 | $2,725,000 | $389,286 | $3,365 | 2.36% |
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 9 | $2,575,000 | $286,111 | $3,251 | 2.39% |
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 8 | $2,430,000 | $303,750 | $2,446 | 2.34% |
Outside of Metro Areas | 8 | $2,240,000 | $280,000 | $2,925 | 2.55% |
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 5 | $2,165,000 | $433,000 | $5,594 | 2.25% |
KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 9 | $2,155,000 | $239,444 | $2,201 | 2.29% |
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 5 | $1,925,000 | $385,000 | $3,919 | 2.30% |
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 7 | $1,775,000 | $253,571 | $3,416 | 2.27% |
FAYETTEVILLE, NC (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $3,091 | 2.29% |
HINESVILLE, GA (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $2,054 | 2.25% |
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $4,875 | 2.44% |
ST. LOUIS, MO-IL (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $2,346 | 2.17% |
COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $1,989 | 2.25% |
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2 | $1,120,000 | $560,000 | $4,093 | 2.25% |
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $3,606 | 2.38% |
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $2,354 | 2.25% |
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $5,652 | 2.00% |
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $3,933 | 2.25% |
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $4,906 | 2.63% |
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $865,000 | $865,000 | $1,186 | 2.50% |
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $4,527 | 2.44% |
STOCKTON, CA (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $14,430 | 2.25% |
BAKERSFIELD, CA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $1,501 | 2.38% |
PITTSBURGH, PA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $5,449 | 2.50% |
SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $3,027 | 2.42% |
EL PASO, TX (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $2,303 | 2.25% |
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $3,840 | 3.06% |
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $3,831 | 2.88% |
JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $3,329 | 2.17% |
DOVER, DE (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $3,165 | 2.31% |
YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $4,308 | 2.50% |
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $1,758 | 2.25% |
CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,351 | 2.87% |
PUEBLO, CO (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,297 | 2.38% |
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $4,113 | 2.25% |
RICHMOND, VA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,476 | 2.25% |
CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,759 | 2.25% |
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,216 | 2.12% |
SAVANNAH, GA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,188 | 2.31% |
TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $1,695 | 2.25% |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,546 | 2.81% |
FORT COLLINS, CO (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,885 | 2.25% |
Statesboro, GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,242 | 2.25% |
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,054 | 2.25% |
ROANOKE, VA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,152 | 2.25% |
ASHEVILLE, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,666 | 2.25% |
Crossville, TN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,148 | 2.38% |
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,564 | 2.50% |
VALLEJO, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,272 | 2.25% |
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,094 | 2.25% |
GREELEY, CO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,634 | 2.25% |
HARRISONBURG, VA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,321 | 2.25% |
CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,025 | 2.25% |
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,565 | 3.00% |
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,391 | 2.25% |
FRESNO, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,370 | 2.00% |
OCALA, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,259 | 2.25% |
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,950 | 2.25% |
Centralia, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,259 | 2.75% |
TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,515 | 2.25% |
GAINESVILLE, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,604 | 2.25% |
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,788 | 2.25% |
GREENVILLE, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,804 | 1.88% |
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,466 | 2.38% |
SAN ANGELO, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,873 | 2.99% |
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,634 | 3.25% |
AMARILLO, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,108 | 2.25% |
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,669 | 2.38% |
NEW BERN, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,489 | 2.25% |
PEORIA, IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $15,928 | 2.25% |
MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,971 | 2.99% |
SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,027 | 2.38% |
ANN ARBOR, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,730 | 2.75% |
KNOXVILLE, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,674 | 2.25% |
STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,572 | 2.25% |
WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,872 | 3.13% |
Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,231 | 2.25% |
Cornelia, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,244 | 2.38% |
MONROE, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,412 | 2.25% |
BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,725 | 2.25% |
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,723 | 2.88% |
LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,149 | 2.50% |
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,661 | 2.88% |
MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $971 | 2.63% |
COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,787 | 3.25% |
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,285 | 3.00% |
Credence Funding Corporation's top markets include Baltimore, Washington, Atlanta, San Antonio, and Dallas among others.
Product Mix
Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
VA | 325 | $108,205,000 | $332,938 | $3,060 | 2.31% |
Conventional | 77 | $21,745,000 | $282,403 | $4,206 | 2.80% |
FHA | 37 | $10,345,000 | $279,595 | $6,530 | 2.57% |
For the 2021 period, Credence Funding Corporation's most frequently originated loan type of loans were VA, with 325 originations. Their 2nd most popular type is Conventional, with 77 originations.
Loan Reason
Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Refi | 375 | $119,905,000 | $319,747 | $3,172 | 2.37% |
Cash Out Refi | 36 | $11,080,000 | $307,778 | $5,809 | 2.65% |
Home Purchase | 28 | $9,310,000 | $332,500 | $5,762 | 2.87% |
For the 2021, Credence Funding Corporation's most frequently cited loan purpose of loans were Refi, with 375 originations. The 2nd most popular reason of loans were Cash Out Refi, with 36 originations.
Loan Duration/Length
Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
30 Year | 413 | $134,655,000 | $326,041 | $3,588 | 2.42% |
15 Year | 15 | $2,985,000 | $199,000 | $2,940 | 2.38% |
20 Year | 6 | $1,340,000 | $223,333 | $3,138 | 2.68% |
Other | 5 | $1,315,000 | $263,000 | $3,009 | 2.50% |
For the 2021, Credence Funding Corporation's most frequently cited loan length of loans were 30 Year, with 413 originations. The 2nd most popular length of loans were 15 Year, with 15 originations.
Origination Fees
Origination Fee | Originations | Total Value | Average Loan |
---|---|---|---|
$<1k | 189 | $54,995,000 | $290,979 |
$1k-2k | 67 | $22,335,000 | $333,358 |
$2k-3k | 36 | $11,520,000 | $320,000 |
$3k-4k | 26 | $9,220,000 | $354,615 |
$5k+ | 13 | $5,665,000 | $435,769 |
$3,588 of loans were Credence Funding Corporation's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 189 originations.
Interest Rates
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
<2.5% | 336 | $111,090,000 | $330,625 |
2.5-3% | 78 | $22,520,000 | $288,718 |
3-4% | 25 | $6,685,000 | $267,400 |
During 2021, Credence Funding Corporation's average interest rate of loans were 2.42%, while their most frequently originated rate bucket of loans were <2.5%, with 336 originations.
Loan Sizing
Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
$200k-400k | 298 | $86,180,000 | $289,195 | $3,506 | 2.42% |
$400k-600k | 66 | $31,690,000 | $480,152 | $4,126 | 2.30% |
$100k-200k | 52 | $8,610,000 | $165,577 | $2,614 | 2.54% |
$600k-1MM | 17 | $12,265,000 | $721,471 | $5,620 | 2.40% |
$100,000 or less | 5 | $445,000 | $89,000 | $1,787 | 2.73% |
$1MM+ | 1 | $1,105,000 | $1,105,000 | $2,605 | 2.25% |
2021 saw Credence Funding Corporation place emphasis on $200k-400k loans with 298 originations, totaling $86,180,000 in origination value.
Applicant Income
Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
$50k or less | 148 | $49,600,000 | $335,135 | $3,082 | 2.26% |
$75k-100k | 27 | $7,645,000 | $283,148 | $3,986 | 2.76% |
$50k-75k | 26 | $6,110,000 | $235,000 | $6,712 | 2.73% |
$100k-150k | 19 | $6,695,000 | $352,368 | $4,910 | 2.78% |
$150k-250k | 19 | $6,625,000 | $348,684 | $4,167 | 2.56% |
$250k+ | 3 | $1,555,000 | $518,333 | $8,927 | 3.08% |
Credence Funding Corporation lent most frequently to those with incomes in the $50k or less range, with 148 originations. The second most popular income band? $75k-100k, with 27 originations.
Applicant Debt to Income Ratio
DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
<20% | 337 | $109,805,000 | $325,831 | $3,111 | 2.34% |
20-30% | 23 | $6,975,000 | $303,261 | $4,990 | 2.66% |
30-36% | 18 | $4,770,000 | $265,000 | $3,996 | 2.92% |
36% | 7 | $1,685,000 | $240,714 | $3,993 | 2.59% |
40% | 7 | $2,465,000 | $352,143 | $5,512 | 2.54% |
43% | 7 | $2,115,000 | $302,143 | $7,777 | 2.73% |
39% | 5 | $1,905,000 | $381,000 | $5,271 | 3.18% |
42% | 4 | $680,000 | $170,000 | $4,164 | 2.81% |
41% | 4 | $1,780,000 | $445,000 | $6,802 | 2.66% |
50-60% | 3 | $1,205,000 | $401,667 | $5,932 | 2.88% |
37% | 3 | $935,000 | $311,667 | $9,294 | 2.46% |
44% | 3 | $775,000 | $258,333 | $4,990 | 2.83% |
38% | 2 | $300,000 | $150,000 | $5,473 | 2.38% |
46% | 2 | $470,000 | $235,000 | $1,659 | 2.56% |
49% | 2 | $710,000 | $355,000 | $7,439 | 2.31% |
>60% | 2 | $570,000 | $285,000 | $4,801 | 2.25% |
45% | 1 | $275,000 | $275,000 | $6,380 | 2.99% |
47% | 1 | $295,000 | $295,000 | $2,209 | 2.25% |
48% | 1 | $205,000 | $205,000 | $1,583 | 3.00% |
Credence Funding Corporation lent most frequently to those with DTI ratios of <20%, with 337 originations. The next most common DTI ratio? 20-30%, with 23 originations.
Ethnicity Mix
Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
White | 189 | $60,595,000 | $320,608 | $3,730 | 2.47% |
Not provided | 167 | $52,695,000 | $315,539 | $3,451 | 2.40% |
Black | 77 | $25,015,000 | $324,870 | $3,292 | 2.37% |
Asian | 6 | $1,990,000 | $331,667 | $4,215 | 2.27% |
Approval Rates
Total approvals of all applications99.74%
Credence Funding Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination90.00%
Credence Funding Corporation has an average pick rate.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
NA | 439 | $140,295,000 | $319,579 |
Occupancy Type Mix
Dwelling Type | Originations | Total Value | Average Loan |
---|---|---|---|
439 | $140,295,000 | $319,579 |
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
20-40% | 2 | $350,000 | $175,000 | $1,715 | 2.63% |
40-60% | 23 | $5,625,000 | $244,565 | $3,747 | 2.48% |
60-80% | 79 | $24,275,000 | $307,278 | $3,202 | 2.54% |
80-100% | 329 | $107,525,000 | $326,824 | $3,637 | 2.39% |
Over 100% | 6 | $2,520,000 | $420,000 | $3,463 | 2.29% |
Complaints
Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
---|---|---|---|---|
CARDINAL FINANCIAL COMPANY | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 28 | 24.6% |
CARDINAL FINANCIAL COMPANY | Conventional home mortgage | Closing on a mortgage | 14 | 12.3% |
CARDINAL FINANCIAL COMPANY | Conventional home mortgage | Improper use of your report | 1 | 0.9% |
CARDINAL FINANCIAL COMPANY | Conventional home mortgage | Struggling to pay mortgage | 1 | 0.9% |
CARDINAL FINANCIAL COMPANY | Conventional home mortgage | Trouble during payment process | 31 | 27.2% |
CARDINAL FINANCIAL COMPANY | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 5 | 4.4% |
CARDINAL FINANCIAL COMPANY | FHA mortgage | Closing on a mortgage | 4 | 3.5% |
CARDINAL FINANCIAL COMPANY | FHA mortgage | Struggling to pay mortgage | 3 | 2.6% |
CARDINAL FINANCIAL COMPANY | FHA mortgage | Trouble during payment process | 6 | 5.3% |
CARDINAL FINANCIAL COMPANY | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 1 | 0.9% |
CARDINAL FINANCIAL COMPANY | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 2.6% |
CARDINAL FINANCIAL COMPANY | Other type of mortgage | Struggling to pay mortgage | 1 | 0.9% |
CARDINAL FINANCIAL COMPANY | Other type of mortgage | Trouble during payment process | 2 | 1.8% |
CARDINAL FINANCIAL COMPANY | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 0.9% |
CARDINAL FINANCIAL COMPANY | VA mortgage | Closing on a mortgage | 1 | 0.9% |
CARDINAL FINANCIAL COMPANY | VA mortgage | Struggling to pay mortgage | 4 | 3.5% |
CARDINAL FINANCIAL COMPANY | VA mortgage | Trouble during payment process | 8 | 7.0% |