Winter Hill Bank Fsb Mortgage Rates, Fees & InfoSomerville, MA
Tax ID: 04-1980523
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewWinter Hill Bank Fsb is a smaller bank specializing in Home Purchase and Cash Out Refi loans. Winter Hill Bank Fsb has a high proportion of conventional loans. Their top markets by origination volume include: Boston, Providence, Worcester, and Laconia among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)
Winter Hill Bank Fsb has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Origination Dollar Volume (All Markets)$76,545,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA)||116||$74,270,000||$640,259||$0||0.00%|
|PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA)||2||$800,000||$400,000||$0||0.00%|
|Outside of Metro Areas||2||$680,000||$340,000||$0||0.00%|
|WORCESTER, MA-CT (FHA|USDA|VA)||2||$510,000||$255,000||$0||0.00%|
|Laconia, NH (FHA|USDA|VA)||1||$285,000||$285,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Winter Hill Bank Fsb's most frequently originated type of loan was Conventional, with 123 originations.
|Loan Reason||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
|Cash Out Refi||45||$29,375,000||$652,778||$0||0.00%|
For 2022, Winter Hill Bank Fsb's most frequently cited loan purpose was Home Purchase, with 58 originations. The 2nd most popular reason was Cash Out Refi, with 45 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Winter Hill Bank Fsb's most frequently cited loan duration was Other, with 123 originations.
2022 saw Winter Hill Bank Fsb place emphasis on $200k-400k loans with 34 originations, totaling $10,320,000 in origination value.
Winter Hill Bank Fsb lent most frequently to those with incomes in the $150k-250k range, with 29 originations. The second most popular income band? $250k+, with 23 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Winter Hill Bank Fsb lent most frequently to those with DTI ratios of Exempt%, with 123 originations.
Approval RatesTotal approvals of all applications
Winter Hill Bank Fsb has an average approval rate.
Pick RateApprovals leading to origination
Winter Hill Bank Fsb has a below average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|