Onpath Federal Credit Union Mortgage Rates, Fees & Info
Harahan, LALEI: 254900ZKVJDEYHV22276
Tax ID: 72-0838126
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Mortgage Data
Review & Overview
Onpath Federal Credit Union is a smaller credit union specializing in Home Purchase loans. Onpath Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: New Orleans, Crestview, Daphne, Gulfport, and Baton Rouge among others. We have data for 10 markets. (Some data included below & more in-depth data is available with an active subscription.)Onpath Federal Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
173Origination Dollar Volume (All Markets)
$81,675,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 149 | $72,405,000 | $485,940 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $2,810,000 | $1,405,000 | $0 | 0.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $2,170,000 | $542,500 | $0 | 0.00% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 5 | $1,625,000 | $325,000 | $0 | 0.00% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $0 | 0.00% |
| HAMMOND, LA (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $0 | 0.00% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $0 | 0.00% |
| Picayune, MS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $95,000 | $95,000 | $0 | 0.00% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 173 | $81,675,000 | $472,110 | $0 | 0.00% |
For 2021, Onpath Federal Credit Union's most frequently originated type of loan was Conventional, with 173 originations.
Loan Reason
For 2021, Onpath Federal Credit Union's most frequently cited loan purpose was Home Purchase, with 89 originations. The 2nd most popular reason was Cash Out Refi, with 41 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 173 | $81,675,000 | $472,110 | $0 | 0.00% |
For 2021, Onpath Federal Credit Union's most frequently cited loan duration was Other, with 173 originations.
Loan Sizing
2021 saw Onpath Federal Credit Union place emphasis on $200k-400k loans with 52 originations, totaling $14,620,000 in origination value.
Applicant Income
Onpath Federal Credit Union lent most frequently to those with incomes in the $250k+ range, with 31 originations. The second most popular income band? $100k-150k, with 30 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications84.67%
Onpath Federal Credit Union has a below average approval rate.
Pick Rate
Approvals leading to origination79.77%
Onpath Federal Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 173 | $81,675,000 | $472,110 |