HAMMOND Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Hammond averaged
6.67%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.98% and
one month ago for the week of 2025-02-27, the
average rate was 6.79%.
Hammond's average rate one year ago was 6.72%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.14%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Hammond 30 Year Fixed Rate | 2025-04-03 | 6.67% |
| Hammond 30 Year Fixed Rate Refi | 2025-04-03 | 7.14% |
| Hammond 15 Year Fixed Rate | 2025-04-03 | 5.92% |
| Hammond 15 Year Fixed Rate Refi | 2025-04-03 | 6.12% |
| Hammond 30 Year FHA | 2025-04-03 | 5.94% |
| Hammond 30 Year FHA Refi | 2025-04-03 | 6.46% |
| Hammond 30 Year USDA | 2025-04-03 | 5.96% |
| Hammond 30 Year USDA Refi | 2025-04-03 | 6.22% |
| Hammond 30 Year VA | 2025-04-03 | 6.39% |
| Hammond 30 Year VA Refi | 2025-04-03 | 6.06% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HAMMOND, LA.
HAMMOND Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the HAMMOND, LA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
HAMMOND Average Closing Costs & Other Stats
HAMMOND, LA's 85 lenders originated 2,114
loans during 2024. The total origination value was $442,270,000, with an average loan value of
$209,210.
HAMMOND's average closing costs are $5,538.
The top HAMMOND lender as defined by loan originations is DSLD MORTGAGE, LLC, with
72 loans originated. Their average total fees are
$1,012, which is $5,009
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee HAMMOND lenders (with over 10 loans originated) are
DSLD MORTGAGE, LLC ($1,012), JPMorgan Chase Bank ($3,752), Hancock Whitney Bank ($4,719), GMFS LLC ($4,800) and MOVEMENT MORTGAGE, LLC ($5,131).
The lowest rate HAMMOND lenders (with over 10 loans originated) are
DSLD MORTGAGE, LLC (6.43%), JPMorgan Chase Bank (6.55%), Gulf Coast Bank and Trust Company (6.61%), Hancock Whitney Bank (6.66%) and GMFS LLC (6.74%).
HAMMOND, LA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| DSLD MORTGAGE, LLC | $38,345,000 | $38,690,000 | 0.9% | 8.7% |
| Gulf Coast Bank and Trust Company | $24,600,000 | $33,935,000 | 37.9% | 7.7% |
| GMFS LLC | $29,790,000 | $30,445,000 | 2.2% | 6.9% |
| QUICKEN LOANS, LLC | $15,715,000 | $20,275,000 | 29.0% | 4.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $17,720,000 | $18,825,000 | 6.2% | 4.3% |
| First Guaranty Bank | $21,830,000 | $17,770,000 | -18.6% | 4.0% |
| MOVEMENT MORTGAGE, LLC | $17,385,000 | $16,865,000 | -3.0% | 3.8% |
| DHI MORTGAGE COMPANY, LTD. | $9,295,000 | $15,945,000 | 71.5% | 3.6% |
| FREEDOM MORTGAGE CORPORATION | $7,000,000 | $10,235,000 | 46.2% | 2.3% |
| FIDELITY BANK | $8,125,000 | $9,640,000 | 18.6% | 2.2% |
| Hancock Whitney Bank | $12,660,000 | $9,500,000 | -25.0% | 2.1% |
| BankPlus | $17,975,000 | $9,475,000 | -47.3% | 2.1% |
| MID AMERICA MORTGAGE, INC. | $6,465,000 | $9,170,000 | 41.8% | 2.1% |
| Mortgage Research Center, LLC | $5,815,000 | $8,390,000 | 44.3% | 1.9% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $8,455,000 | $7,525,000 | -11.0% | 1.7% |
| The First, A National Banking Association | $4,555,000 | $6,155,000 | 35.1% | 1.4% |
| 21ST MORTGAGE CORPORATION | $4,600,000 | $6,080,000 | 32.2% | 1.4% |
| NEWREZ LLC | $5,720,000 | $6,075,000 | 6.2% | 1.4% |
| Arbor Realty Trust, Inc. | $5,245,000 | $5,245,000 | 0.0% | 1.2% |
| b1BANK | $5,195,000 | n/a | 1.2% | |
| Equity Prime Mortgage LLC | $780,000 | $4,725,000 | 505.8% | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | $3,555,000 | $4,350,000 | 22.4% | 1.0% |
| Heritage Bank of St Tammany | $380,000 | $4,345,000 | 1,043.4% | 1.0% |
| CROSSCOUNTRY MORTGAGE, LLC | $6,005,000 | $4,290,000 | -28.6% | 1.0% |
| CARDINAL FINANCIAL | $7,430,000 | $4,045,000 | -45.6% | 0.9% |
| TRIAD FINANCIAL SERVICES, INC. | $2,330,000 | $3,800,000 | 63.1% | 0.9% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $4,070,000 | $3,660,000 | -10.1% | 0.8% |
| LOANDEPOT.COM, LLC | $2,140,000 | $3,605,000 | 68.5% | 0.8% |
| JPMorgan Chase Bank | $2,665,000 | $3,140,000 | 17.8% | 0.7% |
| Regions Bank | $7,665,000 | $3,065,000 | -60.0% | 0.7% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,895,000 | n/a | 0.7% | |
| Citizens Savings Bank | $3,785,000 | $2,840,000 | -25.0% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $3,330,000 | $2,575,000 | -22.7% | 0.6% |
| Onpath Federal Credit Union | $2,525,000 | n/a | 0.6% | |
| Towne Bank | $1,075,000 | $2,225,000 | 107.0% | 0.5% |
| SUMMIT FUNDING, INC. | $3,070,000 | $2,185,000 | -28.8% | 0.5% |
| STANDARD MORTGAGE CORPORATION | $2,575,000 | $2,160,000 | -16.1% | 0.5% |
| Citizens Bank & Trust Co | $4,785,000 | $2,035,000 | -57.5% | 0.5% |
| BROKER SOLUTIONS, INC. | $1,725,000 | $2,005,000 | 16.2% | 0.5% |
| PLANET HOME LENDING, LLC | $2,035,000 | $2,000,000 | -1.7% | 0.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,480,000 | $1,980,000 | -20.2% | 0.4% |
| Century Mortgage Company DBA Century Lending Company | $1,170,000 | $1,895,000 | 62.0% | 0.4% |
| First American Bank and Trust | $6,325,000 | $1,890,000 | -70.1% | 0.4% |
| Flagstar Bank, FSB | $1,185,000 | $1,855,000 | 56.5% | 0.4% |
| Goldwater Bank, N.A. | $1,790,000 | $1,835,000 | 2.5% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,720,000 | $1,725,000 | 0.3% | 0.4% |
| LENDINGONE, LLC | $4,450,000 | $1,615,000 | -63.7% | 0.4% |
| First Horizon Bank | $2,110,000 | $1,590,000 | -24.6% | 0.4% |
| EFCU FINANCIAL | $1,815,000 | $1,555,000 | -14.3% | 0.4% |
| Home Bank | $470,000 | $1,490,000 | 217.0% | 0.3% |
| THE MORTGAGE FIRM, INC. | $1,120,000 | $1,445,000 | 29.0% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $410,000 | $1,440,000 | 251.2% | 0.3% |
| GUARANTEED RATE, INC. | $1,210,000 | $1,405,000 | 16.1% | 0.3% |
| Synergy Bank | $515,000 | $1,380,000 | 168.0% | 0.3% |
| Cedar Rapids Bank and Trust Company | $4,275,000 | $1,375,000 | -67.8% | 0.3% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,355,000 | $1,370,000 | 1.1% | 0.3% |
| BancorpSouth | $960,000 | $1,365,000 | 42.2% | 0.3% |
| DEEPHAVEN MORTGAGE LLC | $1,020,000 | $1,295,000 | 27.0% | 0.3% |
| FIRST COMMUNITY MORTGAGE, INC. | $1,295,000 | n/a | 0.3% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $300,000 | $1,230,000 | 310.0% | 0.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $830,000 | $1,205,000 | 45.2% | 0.3% |
| GUILD MORTGAGE COMPANY | $450,000 | $1,155,000 | 156.7% | 0.3% |
| HOMEXPRESS MORTGAGE CORP. | $145,000 | $1,120,000 | 672.4% | 0.3% |
| American Bank & Trust Company | $2,535,000 | $1,090,000 | -57.0% | 0.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $75,000 | $1,050,000 | 1,300.0% | 0.2% |
| Carrington Mortgage Services, LLC | $265,000 | $1,035,000 | 290.6% | 0.2% |
| Lakeview Community Capital, LLC | $995,000 | n/a | 0.2% | |
| USAA Federal Savings Bank | $2,425,000 | $940,000 | -61.2% | 0.2% |
| Residential Acceptance Corporation | $935,000 | n/a | 0.2% | |
| AMERITRUST MORTGAGE CORPORATION | $920,000 | n/a | 0.2% | |
| La Capitol Federal Credit Union | $600,000 | $915,000 | 52.5% | 0.2% |
| Pelican State Credit Union | $565,000 | $885,000 | 56.6% | 0.2% |
| Baton Rouge Telco Federal Credit Union | $545,000 | $875,000 | 60.6% | 0.2% |
| Resource Bank | $1,430,000 | $810,000 | -43.4% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,010,000 | $795,000 | -21.3% | 0.2% |
| GARDNER FINANCIAL SERVICES, LTD. | $785,000 | n/a | 0.2% | |
| Assurance Financial Group, L.L.C. | $3,695,000 | $780,000 | -78.9% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $465,000 | $780,000 | 67.7% | 0.2% |
| CSL Financial, LLC | $390,000 | $775,000 | 98.7% | 0.2% |
| U.S. Bank | $210,000 | $745,000 | 254.8% | 0.2% |
| Cornerstone First Mortgage, Inc | $225,000 | $725,000 | 222.2% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $725,000 | n/a | 0.2% | |
| EMM LOANS LLC | $215,000 | $720,000 | 234.9% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $930,000 | $700,000 | -24.7% | 0.2% |
| Discover Bank | $520,000 | $700,000 | 34.6% | 0.2% |
| AmeriHome Mortgage Company, LLC | $400,000 | $695,000 | 73.8% | 0.2% |
| Merchants & Marine Bank | $695,000 | n/a | 0.2% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $670,000 | $680,000 | 1.5% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $850,000 | $680,000 | -20.0% | 0.2% |
| CMG MORTGAGE, INC. | $275,000 | $665,000 | 141.8% | 0.2% |
| WYMAR FEDERAL CREDIT UNION | $305,000 | $660,000 | 116.4% | 0.1% |
| South Louisiana Bank | $645,000 | n/a | 0.1% | |
| AMERISAVE MORTGAGE CORPORATION | $1,840,000 | $640,000 | -65.2% | 0.1% |
| Figure Lending LLC | $310,000 | $640,000 | 106.5% | 0.1% |
| First National Bank of Picayune | $640,000 | n/a | 0.1% | |
| Origin Bank | $635,000 | n/a | 0.1% | |
| Bank of England | $805,000 | $630,000 | -21.7% | 0.1% |
| The Huntington National Bank | $625,000 | n/a | 0.1% | |
| OCMBC, INC. | $625,000 | $620,000 | -0.8% | 0.1% |
| Hometown Equity Mortgage, LLC | $605,000 | n/a | 0.1% | |
| NEW DAY FINANCIAL, LLC | $810,000 | $575,000 | -29.0% | 0.1% |
| GENEVA FINANCIAL, LLC | $560,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $265,000 | $520,000 | 96.2% | 0.1% |
| Landmark Bank | $360,000 | $500,000 | 38.9% | 0.1% |
| Liberty Bank and Trust Company | $490,000 | n/a | 0.1% | |
| Metairie Bank & Trust Company | $485,000 | $490,000 | 1.0% | 0.1% |
| UNION HOME MORTGAGE CORP. | $1,240,000 | $485,000 | -60.9% | 0.1% |
| Wells Fargo Bank | $1,560,000 | $485,000 | -68.9% | 0.1% |
| LENDSURE MORTGAGE CORP. | $460,000 | n/a | 0.1% | |
| NBKC BANK | $410,000 | $450,000 | 9.8% | 0.1% |
| T2 FINANCIAL LLC | $370,000 | $450,000 | 21.6% | 0.1% |
| Fifth District Savings Bank | $125,000 | $415,000 | 232.0% | 0.1% |
| Nations Lending Corporation | $195,000 | $410,000 | 110.3% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $95,000 | $395,000 | 315.8% | 0.1% |
| Bank of America | $630,000 | $385,000 | -38.9% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $1,465,000 | $385,000 | -73.7% | 0.1% |
| Jefferson Parish Employees FCU | $380,000 | n/a | 0.1% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $380,000 | n/a | 0.1% | |
| ALLIANT CREDIT UNION | $365,000 | n/a | 0.1% | |
| BOM Bank | $305,000 | $355,000 | 16.4% | 0.1% |
| Magnolia Bank | $355,000 | n/a | 0.1% | |
| The Federal Savings Bank | $470,000 | $350,000 | -25.5% | 0.1% |
| Trustmark National Bank | $350,000 | n/a | 0.1% | |
| NATIONS RELIABLE LENDING, LLC | $345,000 | n/a | 0.1% | |
| LAND HOME FINANCIAL SERVICES, INC. | $340,000 | n/a | 0.1% | |
| NASA Federal Credit Union | $335,000 | n/a | 0.1% | |
| M&T Bank | $165,000 | $330,000 | 100.0% | 0.1% |
| First Federal Bank | $315,000 | n/a | 0.1% | |
| HOMESPIRE MORTGAGE CORPORATION | $315,000 | n/a | 0.1% | |
| Coastal Community Bank | $265,000 | $290,000 | 9.4% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $310,000 | $290,000 | -6.5% | 0.1% |
| NEXERA HOLDING LLC | $295,000 | $290,000 | -1.7% | 0.1% |
| SOUTHWEST FUNDING, LP | $285,000 | n/a | 0.1% | |
| US MORTGAGE CORPORATION | $125,000 | $285,000 | 128.0% | 0.1% |
| BAYSHORE MORTGAGE FUNDING, LLC | $265,000 | n/a | 0.1% | |
| MORTGAGE ACCESS CORP. | $265,000 | n/a | 0.1% | |
| TOGETHER CREDIT UNION | $265,000 | n/a | 0.1% | |
| Armed Forces Bank | $255,000 | n/a | 0.1% | |
| NETWORK CAPITAL FUNDING CORPORATION | $225,000 | n/a | 0.1% | |
| Prosperity Home Mortgage, LLC | $910,000 | $225,000 | -75.3% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $3,630,000 | $225,000 | -93.8% | 0.1% |
| 1ST SIGNATURE LENDING, LLC | $205,000 | $215,000 | 4.9% | 0.0% |
| CHEVRON | $495,000 | $215,000 | -56.6% | 0.0% |
| First Option Mortgage, LLC | $215,000 | n/a | 0.0% | |
| INTERLINC MORTGAGE SERVICES, LLC | $215,000 | n/a | 0.0% | |
| KEESLER | $505,000 | $215,000 | -57.4% | 0.0% |
| NexBank | $215,000 | n/a | 0.0% | |
| Wolfe Financial, Inc | $215,000 | $215,000 | 0.0% | 0.0% |
| Guaranty Bank and Trust Company | $405,000 | $210,000 | -48.1% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $185,000 | $210,000 | 13.5% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $205,000 | n/a | 0.0% | |
| BankFirst Financial Services | $205,000 | n/a | 0.0% | |
| Baxter Credit Union | $65,000 | $205,000 | 215.4% | 0.0% |
| BRECO Federal Credit Union | $205,000 | n/a | 0.0% | |
| Citizens Bank | $865,000 | $205,000 | -76.3% | 0.0% |
| CLEARPATH LENDING | $235,000 | $205,000 | -12.8% | 0.0% |
| Red River Bank | $590,000 | $205,000 | -65.3% | 0.0% |
| First National Bank of America | $195,000 | n/a | 0.0% | |
| CORNERSTONE HOME LENDING, INC. | $185,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $185,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $155,000 | $185,000 | 19.4% | 0.0% |
| THE NEW ORLEANS FIREMEN'S FEDERAL CREDIT UNION | $175,000 | $185,000 | 5.7% | 0.0% |
| V.I.P. MORTGAGE, INC. | $205,000 | $185,000 | -9.8% | 0.0% |
| AMERICAN FINANCING CORPORATION | $85,000 | $180,000 | 111.8% | 0.0% |
| INSIGHT | $175,000 | n/a | 0.0% | |
| The Loan Store, Inc. | $315,000 | $175,000 | -44.4% | 0.0% |
| Bank of St. Francisville | $165,000 | n/a | 0.0% | |
| First South Farm Credit, ACA | $165,000 | n/a | 0.0% | |
| JEFFERSON FINANCIAL | $210,000 | $165,000 | -21.4% | 0.0% |
| AMWEST FUNDING CORP. | $155,000 | n/a | 0.0% | |
| Commerce Home Mortgage, Inc. | $155,000 | n/a | 0.0% | |
| ENVOY MORTGAGE, LTD | $155,000 | n/a | 0.0% | |
| Neighbors Federal Credit Union | $150,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $145,000 | n/a | 0.0% | |
| NORWICH COMMERCIAL GROUP, INC. | $145,000 | n/a | 0.0% | |
| Plains Commerce Bank | $450,000 | $145,000 | -67.8% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $125,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $125,000 | n/a | 0.0% | |
| Home Mortgage Alliance Corp | $125,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $315,000 | $120,000 | -61.9% | 0.0% |
| AmRes Corporation | $105,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $450,000 | $105,000 | -76.7% | 0.0% |
| Planters Bank & Trust Company | $215,000 | $105,000 | -51.2% | 0.0% |
| Citizens National Bank, N.A. | $35,000 | $95,000 | 171.4% | 0.0% |
| Farmers-Merchants Bank & Trust Company | $95,000 | n/a | 0.0% | |
| APCI Federal Credit Union | $75,000 | n/a | 0.0% | |
| Bank of Louisiana | $75,000 | n/a | 0.0% | |
| ESSENTIAL | $75,000 | $75,000 | 0.0% | 0.0% |
| GREATER NEW ORLEANS | $75,000 | n/a | 0.0% | |
| Citizens Bank and Trust Company | $320,000 | $45,000 | -85.9% | 0.0% |
| CIS Financial Services, Inc. | $435,000 | $35,000 | -92.0% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $25,000 | $25,000 | 0.0% | 0.0% |
| SPRING EQ, LLC | $135,000 | $25,000 | -81.5% | 0.0% |
HAMMOND's top lender by overall market share is DSLD MORTGAGE, LLC, with 8.7% market share. In second place, with 7.7%, is Gulf Coast Bank and Trust Company, having originated $33,935,000 in loans. In third place, with 6.9%, is GMFS LLC, having originated $30,445,000 in loans. In fourth place, with 4.6%, is QUICKEN LOANS, LLC, having originated $20,275,000 in loans. In fifth place, with 4.3%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $18,825,000 in loans.
HAMMOND Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - HAMMOND (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $189,900 (0.8%) | $233,981 (-0.6%) | 0.00 | 477 |
| 2018-02-01 | $189,325 (1.0%) | $231,397 (-1.4%) | 0.00 | 488 |
| 2018-03-01 | $189,900 (1.8%) | $231,628 (-1.7%) | 0.00 | 492 |
| 2018-04-01 | $189,950 (0.5%) | $230,842 (-3.8%) | 0.00 | 500 |
| 2018-05-01 | $193,245 (-2.4%) | $232,827 (-2.5%) | 0.00 | 509 |
| 2018-06-01 | $188,928 (-4.1%) | $226,817 (-4.6%) | 0.00 | 546 |
| 2018-07-01 | $189,043 (-2.1%) | $227,426 (-6.2%) | 0.00 | 537 |
| 2018-08-01 | $188,305 (-2.2%) | $227,096 (-5.0%) | 0.00 | 537 |
| 2018-09-01 | $185,000 (-2.6%) | $223,044 (-4.5%) | 0.00 | 567 |
| 2018-10-01 | $186,826 (-2.6%) | $234,214 (-2.5%) | 0.00 | 579 |
| 2018-11-01 | $188,538 (-0.7%) | $235,522 (-2.2%) | 0.00 | 604 |
| 2018-12-01 | $189,305 (-2.9%) | $234,054 (-1.8%) | 0.00 | 615 |
| 2019-01-01 | $183,445 (-3.4%) | $232,389 (-0.7%) | 0.00 | 607 |
| 2019-02-01 | $184,950 (-2.3%) | $234,028 (1.1%) | 0.00 | 605 |
| 2019-03-01 | $186,821 (-1.6%) | $234,677 (1.3%) | 0.00 | 603 |
| 2019-04-01 | $189,625 (-0.2%) | $235,166 (1.9%) | 0.00 | 594 |
| 2019-05-01 | $196,475 (1.7%) | $240,644 (3.4%) | 0.00 | 572 |
| 2019-06-01 | $199,000 (5.3%) | $241,262 (6.4%) | 0.00 | 594 |
| 2019-07-01 | $199,000 (5.3%) | $238,907 (5.1%) | 0.00 | 601 |
| 2019-08-01 | $198,123 (5.2%) | $239,747 (5.6%) | 0.00 | 597 |
| 2019-09-01 | $196,806 (6.4%) | $241,793 (8.4%) | 0.00 | 585 |
| 2019-10-01 | $197,538 (5.7%) | $243,156 (3.8%) | 0.00 | 559 |
| 2019-11-01 | $196,100 (4.0%) | $244,711 (3.9%) | 0.00 | 539 |
| 2019-12-01 | $194,100 (2.5%) | $245,285 (4.8%) | 0.00 | 517 |
| 2020-01-01 | $190,950 (4.1%) | $242,340 (4.3%) | 0.00 | 490 |
| 2020-02-01 | $190,000 (2.7%) | $250,425 (7.0%) | 0.00 | 468 |
| 2020-03-01 | $198,950 (6.5%) | $256,941 (9.5%) | 0.00 | 454 |
| 2020-04-01 | $201,900 (6.5%) | $257,768 (9.6%) | 0.00 | 450 |
| 2020-05-01 | $207,900 (5.8%) | $260,434 (8.2%) | 0.00 | 391 |
| 2020-06-01 | $223,900 (12.5%) | $278,538 (15.5%) | 0.00 | 317 |
| 2020-07-01 | $224,750 (12.9%) | $276,927 (15.9%) | 0.00 | 299 |
| 2020-08-01 | $224,900 (13.5%) | $273,428 (14.1%) | 0.00 | 284 |
| 2020-09-01 | $228,190 (16.0%) | $277,080 (14.6%) | 0.00 | 269 |
| 2020-10-01 | $220,000 (11.4%) | $285,448 (17.4%) | 0.00 | 228 |
| 2020-11-01 | $229,000 (16.8%) | $296,914 (21.3%) | 0.00 | 216 |
| 2020-12-01 | $234,475 (20.8%) | $311,754 (27.1%) | 0.00 | 204 |
| 2021-01-01 | $235,000 (23.1%) | $318,152 (31.3%) | 0.00 | 176 |
| 2021-02-01 | $234,170 (23.3%) | $334,900 (33.7%) | 0.00 | 157 |
| 2021-03-01 | $236,750 (19.0%) | $335,953 (30.8%) | 0.00 | 156 |
| 2021-04-01 | $237,250 (17.5%) | $336,238 (30.4%) | 0.00 | 153 |
| 2021-05-01 | $240,000 (15.4%) | $351,978 (35.2%) | 0.00 | 147 |
| 2021-06-01 | $265,000 (18.4%) | $371,407 (33.3%) | 0.00 | 143 |
| 2021-07-01 | $267,000 (18.8%) | $357,443 (29.1%) | 0.00 | 152 |
| 2021-08-01 | $256,950 (14.3%) | $345,695 (26.4%) | 0.00 | 164 |
| 2021-09-01 | $267,225 (17.1%) | $361,991 (30.7%) | 0.00 | 151 |
| 2021-10-01 | $264,058 (20.0%) | $365,974 (28.2%) | 0.00 | 134 |
| 2021-11-01 | $248,250 (8.4%) | $350,289 (18.0%) | 0.00 | 127 |
| 2021-12-01 | $249,250 (6.3%) | $358,504 (15.0%) | 0.00 | 121 |
| 2022-01-01 | $238,753 (1.6%) | $358,986 (12.8%) | 0.00 | 115 |
| 2022-02-01 | $253,725 (8.4%) | $377,775 (12.8%) | 0.00 | 86 |
| 2022-03-01 | $264,556 (11.7%) | $365,165 (8.7%) | 0.00 | 111 |
| 2022-04-01 | $256,225 (8.0%) | $365,531 (8.7%) | 0.00 | 142 |
| 2022-05-01 | $268,603 (11.9%) | $379,250 (7.8%) | 0.00 | 153 |
| 2022-06-01 | $257,681 (-2.8%) | $361,728 (-2.6%) | 0.00 | 182 |
| 2022-07-01 | $256,863 (-3.8%) | $343,490 (-3.9%) | 0.00 | 225 |
| 2022-08-01 | $260,500 (1.4%) | $331,760 (-4.0%) | 0.00 | 237 |
| 2022-09-01 | $258,942 (-3.1%) | $327,793 (-9.5%) | 0.00 | 259 |
| 2022-10-01 | $250,000 (-5.3%) | $318,620 (-12.9%) | 0.00 | 284 |
| 2022-11-01 | $252,450 (1.7%) | $310,623 (-11.3%) | 0.00 | 277 |
| 2022-12-01 | $259,900 (4.3%) | $305,428 (-14.8%) | 0.00 | 276 |
| 2023-01-01 | $260,290 (9.0%) | $299,034 (-16.7%) | 0.00 | 284 |
| 2023-02-01 | $259,519 (2.3%) | $302,588 (-19.9%) | 0.00 | 281 |
| 2023-03-01 | $257,129 (-2.8%) | $301,535 (-17.4%) | 0.00 | 272 |
| 2023-04-01 | $260,000 (1.5%) | $310,074 (-15.2%) | 0.00 | 263 |
| 2023-05-01 | $276,375 (2.9%) | $316,693 (-16.5%) | 0.00 | 270 |
| 2023-06-01 | $280,285 (8.8%) | $334,535 (-7.5%) | 0.00 | 274 |
| 2023-07-01 | $278,000 (8.2%) | $335,565 (-2.3%) | 0.00 | 278 |
| 2023-08-01 | $279,375 (7.3%) | $341,391 (2.9%) | 0.00 | 303 |
| 2023-09-01 | $269,900 (4.2%) | $328,541 (0.2%) | 0.00 | 324 |
| 2023-10-01 | $259,425 (3.8%) | $317,513 (-0.4%) | 0.00 | 309 |
| 2023-11-01 | $261,750 (3.7%) | $316,668 (2.0%) | 0.00 | 321 |
| 2023-12-01 | $264,900 (1.9%) | $313,064 (2.5%) | 0.00 | 318 |
| 2024-01-01 | $264,900 (1.8%) | $314,103 (5.0%) | 0.00 | 309 |
| 2024-02-01 | $262,800 (1.3%) | $312,208 (3.2%) | 0.00 | 325 |
| 2024-03-01 | $265,000 (3.1%) | $323,353 (7.2%) | 0.00 | 313 |
| 2024-04-01 | $266,500 (2.5%) | $320,566 (3.4%) | 0.00 | 315 |
| 2024-05-01 | $258,950 (-6.3%) | $329,020 (3.9%) | 0.00 | 351 |
| 2024-06-01 | $265,000 (-5.5%) | $326,650 (-2.4%) | 0.00 | 360 |
| 2024-07-01 | $257,500 (-7.4%) | $325,789 (-2.9%) | 0.00 | 385 |
| 2024-08-01 | $259,450 (-7.1%) | $326,058 (-4.5%) | 0.00 | 420 |
| 2024-09-01 | $258,700 (-4.2%) | $335,116 (2.0%) | 0.00 | 366 |
| 2024-10-01 | $260,000 (0.2%) | $329,633 (3.8%) | 0.00 | 368 |
| 2024-11-01 | $269,640 (3.0%) | $328,907 (3.9%) | 0.00 | 355 |
| 2024-12-01 | $263,950 (-0.4%) | $322,370 (3.0%) | 0.00 | 378 |
| 2025-01-01 | $260,850 (-1.5%) | $320,329 (2.0%) | 0.00 | 358 |
| 2025-02-01 | $265,450 (1.0%) | $323,185 (3.5%) | 0.00 | 345 |
| 2025-03-01 | $270,000 (1.9%) | $317,140 (-1.9%) | 0.00 | 345 |
HAMMOND's median listing price for 2025-03-01 was $270,000, a difference of
$5,000
(1.9%) versus the prior year and
$4,550 versus the prior month.
HAMMOND's median listing price comes in at 0% of the national average.
HAMMOND's average listing price for 2025-03-01 was $317,140, a difference of $-6,213 (-1.9%) versus the prior year and $-6,045 versus the prior month.
For the 2025-03-01 period, HAMMOND had 345 MLS listings, a difference of 0 listings (0%) versus the prior month and 32 listings (10%) versus the prior year.
HAMMOND's median listing price comes in at 0% of the national average.
HAMMOND's average listing price for 2025-03-01 was $317,140, a difference of $-6,213 (-1.9%) versus the prior year and $-6,045 versus the prior month.
For the 2025-03-01 period, HAMMOND had 345 MLS listings, a difference of 0 listings (0%) versus the prior month and 32 listings (10%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - HAMMOND (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,847 sqft |
| 2018-02-01 | 0 days | 1,831 sqft |
| 2018-03-01 | 0 days | 1,858 sqft |
| 2018-04-01 | 0 days | 1,855 sqft |
| 2018-05-01 | 0 days | 1,880 sqft |
| 2018-06-01 | 0 days | 1,858 sqft |
| 2018-07-01 | 0 days | 1,842 sqft |
| 2018-08-01 | 0 days | 1,840 sqft |
| 2018-09-01 | 0 days | 1,803 sqft |
| 2018-10-01 | 0 days | 1,788 sqft |
| 2018-11-01 | 0 days | 1,774 sqft |
| 2018-12-01 | 0 days | 1,803 sqft |
| 2019-01-01 | 0 days | 1,755 sqft |
| 2019-02-01 | 0 days | 1,772 sqft |
| 2019-03-01 | 0 days | 1,779 sqft |
| 2019-04-01 | 0 days | 1,789 sqft |
| 2019-05-01 | 0 days | 1,842 sqft |
| 2019-06-01 | 0 days | 1,866 sqft |
| 2019-07-01 | 0 days | 1,859 sqft |
| 2019-08-01 | 0 days | 1,855 sqft |
| 2019-09-01 | 0 days | 1,857 sqft |
| 2019-10-01 | 0 days | 1,861 sqft |
| 2019-11-01 | 0 days | 1,885 sqft |
| 2019-12-01 | 0 days | 1,871 sqft |
| 2020-01-01 | 0 days | 1,858 sqft |
| 2020-02-01 | 0 days | 1,858 sqft |
| 2020-03-01 | 0 days | 1,882 sqft |
| 2020-04-01 | 0 days | 1,882 sqft |
| 2020-05-01 | 0 days | 1,898 sqft |
| 2020-06-01 | 0 days | 1,997 sqft |
| 2020-07-01 | 0 days | 2,012 sqft |
| 2020-08-01 | 0 days | 1,983 sqft |
| 2020-09-01 | 0 days | 2,060 sqft |
| 2020-10-01 | 0 days | 1,914 sqft |
| 2020-11-01 | 0 days | 1,923 sqft |
| 2020-12-01 | 0 days | 1,926 sqft |
| 2021-01-01 | 0 days | 1,950 sqft |
| 2021-02-01 | 0 days | 1,980 sqft |
| 2021-03-01 | 0 days | 1,971 sqft |
| 2021-04-01 | 0 days | 1,937 sqft |
| 2021-05-01 | 0 days | 1,969 sqft |
| 2021-06-01 | 0 days | 2,030 sqft |
| 2021-07-01 | 0 days | 2,040 sqft |
| 2021-08-01 | 0 days | 2,000 sqft |
| 2021-09-01 | 0 days | 2,099 sqft |
| 2021-10-01 | 0 days | 2,000 sqft |
| 2021-11-01 | 0 days | 1,921 sqft |
| 2021-12-01 | 0 days | 1,923 sqft |
| 2022-01-01 | 0 days | 1,823 sqft |
| 2022-02-01 | 0 days | 1,877 sqft |
| 2022-03-01 | 0 days | 1,960 sqft |
| 2022-04-01 | 0 days | 1,887 sqft |
| 2022-05-01 | 0 days | 2,015 sqft |
| 2022-06-01 | 0 days | 1,927 sqft |
| 2022-07-01 | 0 days | 1,887 sqft |
| 2022-08-01 | 0 days | 1,853 sqft |
| 2022-09-01 | 0 days | 1,831 sqft |
| 2022-10-01 | 0 days | 1,808 sqft |
| 2022-11-01 | 0 days | 1,866 sqft |
| 2022-12-01 | 0 days | 1,898 sqft |
| 2023-01-01 | 0 days | 1,869 sqft |
| 2023-02-01 | 0 days | 1,860 sqft |
| 2023-03-01 | 0 days | 1,893 sqft |
| 2023-04-01 | 0 days | 1,935 sqft |
| 2023-05-01 | 0 days | 2,054 sqft |
| 2023-06-01 | 0 days | 2,064 sqft |
| 2023-07-01 | 0 days | 2,000 sqft |
| 2023-08-01 | 0 days | 2,000 sqft |
| 2023-09-01 | 0 days | 1,922 sqft |
| 2023-10-01 | 0 days | 1,888 sqft |
| 2023-11-01 | 0 days | 1,889 sqft |
| 2023-12-01 | 0 days | 1,863 sqft |
| 2024-01-01 | 0 days | 1,862 sqft |
| 2024-02-01 | 0 days | 1,821 sqft |
| 2024-03-01 | 0 days | 1,819 sqft |
| 2024-04-01 | 0 days | 1,819 sqft |
| 2024-05-01 | 0 days | 1,819 sqft |
| 2024-06-01 | 0 days | 1,819 sqft |
| 2024-07-01 | 0 days | 1,819 sqft |
| 2024-08-01 | 0 days | 1,830 sqft |
| 2024-09-01 | 0 days | 1,850 sqft |
| 2024-10-01 | 0 days | 1,861 sqft |
| 2024-11-01 | 0 days | 1,881 sqft |
| 2024-12-01 | 0 days | 1,858 sqft |
| 2025-01-01 | 0 days | 1,844 sqft |
| 2025-02-01 | 0 days | 1,851 sqft |
| 2025-03-01 | 0 days | 1,888 sqft |
HAMMOND's median listing age (time on market) for 2025-03-01 was 0 days.
HAMMOND's median square footage for active listings during the 2025-03-01 period was 1,888 sqft. One year prior, the average listing was 1,819 sqft.
HAMMOND's median square footage for active listings during the 2025-03-01 period was 1,888 sqft. One year prior, the average listing was 1,819 sqft.
HAMMOND, LA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,427 | $323,305,000 | $226,563 |
| Refi | 245 | $60,465,000 | $246,796 |
| Cash Out Refi | 206 | $34,410,000 | $167,039 |
| Other | 138 | $13,690,000 | $99,203 |
| Home Improvement | 98 | $10,400,000 | $106,122 |
Hammond's most frequently cited loan purpose was Home Purchase, with 1,427 originations. The 2nd most popular reason was Refi, with 245 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 799 | $192,805,000 | $241,308 |
| Over 8% | 410 | $44,900,000 | $109,512 |
| 5-6% | 320 | $74,260,000 | $232,063 |
| 7-8% | 288 | $67,620,000 | $234,792 |
| 4-5% | 90 | $18,840,000 | $209,333 |
| <2.5% | 18 | $290,000 | $16,111 |
| 3-4% | 10 | $2,580,000 | $258,000 |
| 2.5-3% | 6 | $630,000 | $105,000 |
During 2024, Hammond's most frequently originated rate bucket was 6-7%, with 799 originations.
Loan Sizing (HAMMOND, LA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 959 | $249,905,000 | $260,589 |
| $100k-200k | 589 | $90,725,000 | $154,032 |
| $100,000 or less | 448 | $24,790,000 | $55,335 |
| $400k-600k | 85 | $40,445,000 | $475,824 |
| $600k-1000k | 24 | $17,640,000 | $735,000 |
| $Over $1MM | 9 | $18,765,000 | $2,085,000 |
HAMMOND's loan sizing saw the bucket of loans from $200k-400k with 959 originations, totaling $249,905,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,069 | $255,695,000 | $239,191 |
| 60-80% | 307 | $71,415,000 | $232,622 |
| 20-40% | 171 | $13,885,000 | $81,199 |
| Under 20% | 152 | $7,000,000 | $46,053 |
| 40-60% | 113 | $23,775,000 | $210,398 |
| Over 100% | 62 | $17,460,000 | $281,613 |
HAMMOND's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,069 originations, totaling $255,695,000 in origination value.