Onpath Federal Credit Union Mortgage Rates, Fees & InfoHarahan, LA
Tax ID: 72-0838126
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewOnpath Federal Credit Union is a smaller credit union specializing in Home Purchase, Cash Out Refi, and Refi loans. Onpath Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: New Orleans, Gulfport, Pensacola, Hammond, and Crestview among others. We have data for 12 markets. (Some data included below & more in-depth data is available with an active subscription.)
Onpath Federal Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Origination Dollar Volume (All Markets)$53,065,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA)||155||$46,175,000||$297,903||$0||5.48%|
|GULFPORT-BILOXI, MS (FHA|USDA|VA)||6||$2,090,000||$348,333||$0||5.13%|
|PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA)||2||$1,130,000||$565,000||$0||0.00%|
|HAMMOND, LA (FHA|USDA|VA)||3||$735,000||$245,000||$0||0.00%|
|CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA)||1||$725,000||$725,000||$0||6.00%|
|HOUMA-THIBODAUX, LA (FHA|USDA|VA)||5||$675,000||$135,000||$0||5.75%|
|Outside of Metro Areas||2||$560,000||$280,000||$0||4.50%|
|GREELEY, CO (FHA|USDA|VA)||1||$475,000||$475,000||$0||0.00%|
|ST. LOUIS, MO-IL (FHA|USDA|VA)||1||$245,000||$245,000||$0||0.00%|
|SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA)||1||$125,000||$125,000||$0||0.00%|
|Natchez, MS-LA (FHA|USDA|VA)||1||$65,000||$65,000||$0||0.00%|
|Bogalusa, LA (FHA|USDA|VA)||1||$65,000||$65,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Onpath Federal Credit Union's most frequently originated type of loan was Conventional, with 175 originations. Their 2nd most popular type was HELOC, with 4 originations.
|Loan Reason||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
|Cash Out Refi||50||$13,270,000||$265,400||$0||6.36%|
For 2022, Onpath Federal Credit Union's most frequently cited loan purpose was Home Purchase, with 83 originations. The 2nd most popular reason was Cash Out Refi, with 50 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Onpath Federal Credit Union's most frequently cited loan duration was Other, with 176 originations. The 2nd most popular length was 5 Year, with 3 originations.
|Loan Rate||Originations||Total Value||Average Loan|
During 2022, Onpath Federal Credit Union's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was 4-5%, with 23 originations.
2022 saw Onpath Federal Credit Union place emphasis on $200k-400k loans with 57 originations, totaling $16,715,000 in origination value.
Onpath Federal Credit Union lent most frequently to those with incomes in the $50k or less range, with 34 originations. The second most popular income band? $100k-150k, with 26 originations.
Approval RatesTotal approvals of all applications
Onpath Federal Credit Union has a below average approval rate.
Pick RateApprovals leading to origination
Onpath Federal Credit Union has a below average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|