GULFPORT - BILOXI Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Gulfport - Biloxi averaged 6.89% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.8% and one month ago for the week of 2025-02-27, the average rate was 7.11%.

Gulfport - Biloxi's average rate one year ago was 6.94%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.9%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Gulfport - Biloxi 30 Year Fixed Rate 2025-04-03 6.89%
Gulfport - Biloxi 30 Year Fixed Rate Refi 2025-04-03 6.9%
Gulfport - Biloxi 15 Year Fixed Rate 2025-04-03 6.86%
Gulfport - Biloxi 15 Year Fixed Rate Refi 2025-04-03 6.02%
Gulfport - Biloxi 30 Year FHA 2025-04-03 5.98%
Gulfport - Biloxi 30 Year FHA Refi 2025-04-03 6.06%
Gulfport - Biloxi 30 Year USDA 2025-04-03 6.19%
Gulfport - Biloxi 30 Year USDA Refi 2025-04-03 6.22%
Gulfport - Biloxi 30 Year VA 2025-04-03 5.84%
Gulfport - Biloxi 30 Year VA Refi 2025-04-03 5.73%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GULFPORT-BILOXI, MS.

GULFPORT - BILOXI Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the GULFPORT-BILOXI, MS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
QUICKEN LOANS, LLC 154 6.78% $6,503
BancorpSouth 125 6.92% $4,829
DSLD MORTGAGE, LLC 122 6.33% $1,111
CMG MORTGAGE, INC. 100 6.99% $5,972
Trustmark National Bank 84 6.63% $5,261
SWBC MORTGAGE CORPORATION 64 6.47% $4,704
Regions Bank 61 6.89% $5,848
NAVY FEDERAL CREDIT UNION 59 6.64% $4,122
Magnolia Bank 57 6.74% $5,240
DHI MORTGAGE COMPANY, LTD. 56 5.58% $2,181
Community Bank of Mississippi 53 7.06% $3,714
KEESLER 53 6.73% $3,726
Hancock Whitney Bank 53 6.62% $4,266
GMFS LLC 47 6.92% $4,819
CROSSCOUNTRY MORTGAGE, LLC 44 7.05% $6,578
BROKER SOLUTIONS, INC. 35 6.84% $6,326
JPMorgan Chase Bank 34 6.69% $3,004
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 30 6.87% $5,967
Wells Fargo Bank 27 6.66% $5,001
UNITED WHOLESALE MORTGAGE, LLC 27 7.07% $9,978
FIRST COLONY MORTGAGE CORPORATION 24 6.86% $5,889
PRIMELENDING, A PLAINSCAPITAL COMPANY 24 6.98% $5,679
NAVIGATOR CU 21 6.42% $5,025
DELMAR FINANCIAL COMPANY 20 7.03% $4,977
CHEVRON 15 6.67% $2,739
TOWNE MORTGAGE COMPANY 14 6.83% $6,778
LOANDEPOT.COM, LLC 14 6.85% $6,551
USAA Federal Savings Bank 13 6.89% $5,105
Merchants & Marine Bank 13 6.44% $3,454
EUSTIS AND AMERICAN MORTGAGE COMPANY 12 6.88% $5,699
AFFORDABLE MORTGAGE ADVISORS, LLC. 10 6.49% $5,070
First Horizon Bank 10 6.79% $5,019
NEWREZ LLC 9 6.99% $6,847
The Loan Store, Inc. 9 7.16% $6,580
Renasant Bank 9 7.18% $5,223
ROYAL UNITED MORTGAGE LLC 8 6.70% $7,627
Flagstar Bank, FSB 8 6.91% $4,546
Stifel Bank and Trust 8 6.19% $2,702
FIDELITY BANK 8 7.92% $8,969
VANDERBILT MORTGAGE AND FINANCE, INC. 7 8.28% $5,717
GUARANTEED RATE, INC. 7 7.06% $5,012
BankPlus 7 6.66% $3,062
Gulf Coast Community Federal Credit Union 7 8.53% $3,889
MORTGAGE SOLUTIONS OF COLORADO, LLC 7 6.89% $6,830
Mortgage Research Center, LLC 7 7.00% $2,664
GUILD MORTGAGE COMPANY 6 6.65% $5,752
FirstBank 6 6.81% $6,047
FIRST COMMUNITY MORTGAGE, INC. 6 6.60% $5,995
PENNYMAC LOAN SERVICES, LLC 6 6.85% $7,208
ZILLOW HOME LOANS, LLC 5 6.78% $5,124
MOVEMENT MORTGAGE, LLC 5 6.89% $5,169
Mr. Cooper ( Nationstar Mortgage ) 5 6.25% $7,150
LENDSURE MORTGAGE CORP. 5 8.40% $10,963
STOCKTON MORTGAGE CORPORATION 5 6.78% $4,974
HOPE FEDERAL CREDIT UNION 4 6.88% $3,701
U.S. Bank 4 7.03% $4,163
Princeton Mortgage Corporation 4 7.53% $5,166
NBKC BANK 4 6.66% $3,277
21ST MORTGAGE CORPORATION 4 8.67% $6,035
STANDARD MORTGAGE CORPORATION 4 6.59% $4,165
CHURCHILL MORTGAGE CORPORATION 4 6.69% $5,966
ServisFirst Bank 3 6.29% $4,433
S1L, Inc. 3 7.25% $5,856
First National Bank of America 3 9.92% $7,872
SUNBELT Federal Credit Union 3 5.32% $5,656
FREEDOM MORTGAGE CORPORATION 3 7.50% $7,336
Bank of England 3 6.88% $6,741
PNC Bank 3 6.63% $3,854
Truist 3 6.49% $5,198
Gulf Coast Bank and Trust Company 3 6.88% $4,279
Bank of America 3 6.83% $6,238
MUTUAL OF OMAHA MORTGAGE, INC. 3 6.91% $6,582
EVANSVILLE TEACHERS 3 7.29% $3,412
UNION HOME MORTGAGE CORP. 3 7.17% $5,882
First United Bank and Trust Company 2 7.31% $6,545
AMERICAN FINANCIAL NETWORK, INC. 2 7.44% $6,025
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 7.94% $12,807
Assurance Financial Group, L.L.C. 2 7.06% $5,297
Baxter Credit Union 2 6.69% $3,391
Beeline Loans, Inc. 2 7.31% $4,385
BETTER MORTGAGE CORPORATION 2 6.31% $7,151
BMO Harris Bank 2 6.69% $9,084
Citizens Bank 2 6.88% $5,252
Eureka Homestead 2 7.44% $4,245
First Federal Bank, A FSB 2 7.00% $4,449
Nations Lending Corporation 2 6.75% $2,864
NexBank 2 6.31% $6,567
NP, Inc. 2 7.87% $12,341
Paramount Residential Mortgage Group, Inc. 2 7.38% $5,249
Pinnacle Bank 2 7.44% $4,829
SIRVA MORTGAGE, INC. 2 6.63% $1,173
THE MORTGAGE FIRM, INC. 2 7.12% $5,881
TRIAD FINANCIAL SERVICES, INC. 2 10.73% $1,757
New Horizons Credit Union 1 6.25% $5,371
JEFFERSON FINANCIAL 1 6.37% $2,722
America's Mortgage Resource, Inc. 1 6.63% $3,500
NFM, INC. 1 7.63% $9,710
North American Savings Bank, F.S.B. 1 7.38% $796
University Bank 1 6.99% $4,903
Origin Bank 1 8.25% $3,219
American Mortgage & Equity Consultants, Inc. 1 8.13% $5,918
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.63% $6,360
PENTAGON FEDERAL CREDIT UNION 1 6.50% $5,517
American Mortgage Bank, LLC 1 6.13% $8,681
PLANET HOME LENDING, LLC 1 6.50% $4,808
PLAZA HOME MORTGAGE, INC. 1 6.88% $5,954
GREENSTATE CREDIT UNION 1 7.00% $3,512
Grand Bank for Savings, FSB 1 6.88% $3,215
FLAT BRANCH MORTGAGE, INC. 1 6.99% $3,937
FBC MORTGAGE, LLC 1 6.49% $1,620
Raymond James Bank 1 6.38% $2,109
RBC Bank, (Georgia) 1 5.13% $2,842
ESSENTIAL 1 6.63% $7,938
RELIANCE FIRST CAPITAL, LLC 1 5.99% $1,881
Eagle Bank and Trust Company 1 7.13% $3,630
River Bank & Trust 1 7.95% $8,704
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 7.49% $3,678
DUPACO COMMUNITY 1 6.13% $4,389
Discover Bank 1 7.49% $0
DIRECT MORTGAGE LOANS, LLC 1 6.38% $10,081
Simmons Bank 1 7.88% $3,586
AMERICAN FINANCING CORPORATION 1 6.00% $5,571
SOUTHWEST FUNDING, LP 1 6.50% $7,831
CREDIT UNION ONE 1 6.88% $3,323
Commerce Home Mortgage, Inc. 1 9.88% $10,139
CNB Bank And Trust, N.A. 1 6.95% $4,028
Century Mortgage Company DBA Century Lending Company 1 7.13% $9,974
Suncoast Credit Union 1 4.63% $2,475
Sunflower Bank 1 6.99% $4,645
SUN WEST MORTGAGE COMPANY, INC. 1 7.13% $5,019
Carrington Mortgage Services, LLC 1 9.75% $15,863
T2 FINANCIAL LLC 1 7.63% $6,914
The Dart Bank 1 6.50% $3,709
The Huntington National Bank 1 7.88% $4,500
Bell Bank 1 6.63% $7,403
American Airlines Federal Credit Union 1 6.00% $0
BAYSHORE MORTGAGE FUNDING, LLC 1 6.13% $5,038
Ally Bank 1 6.50% $3,880
Bank of Colorado 1 6.50% $4,345
AMERISAVE MORTGAGE CORPORATION 1 5.88% $5,907
Morgan Stanley Private Bank 1 5.90% $2,542
M&T Bank 1 7.00% $4,967
MLD MORTGAGE INC. 1 7.13% $4,768
AmeriHome Mortgage Company, LLC 1 6.63% $2,918
MASON MCDUFFIE MORTGAGE CORPORATION 1 7.00% $4,764
LOS ANGELES POLICE Federal Credit Union 1 6.88% $3,230
Johnson Bank 1 6.70% $4,466
Network Funding, L.P. 1 7.88% $4,123

GULFPORT - BILOXI Average Closing Costs & Other Stats

GULFPORT-BILOXI, MS's 148 lenders originated 8,634 loans during 2024. The total origination value was $1,836,270,000, with an average loan value of $212,679.

GULFPORT - BILOXI's average closing costs are $5,275.

The top GULFPORT - BILOXI lender as defined by loan originations is QUICKEN LOANS, LLC, with 154 loans originated. Their average total fees are $6,503, which is $1,673 higher than the next largest lender, BancorpSouth.

The lowest fee GULFPORT - BILOXI lenders (with over 10 loans originated) are DSLD MORTGAGE, LLC ($1,111), DHI MORTGAGE COMPANY, LTD. ($2,181), CHEVRON ($2,739), JPMorgan Chase Bank ($3,004) and Merchants & Marine Bank ($3,454).

The lowest rate GULFPORT - BILOXI lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.58%), DSLD MORTGAGE, LLC (6.33%), NAVIGATOR CU (6.42%), Merchants & Marine Bank (6.44%) and SWBC MORTGAGE CORPORATION (6.47%).

GULFPORT-BILOXI, MS Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
BancorpSouth $82,900,000 $101,360,000 22.3% 5.5%
DHI MORTGAGE COMPANY, LTD. $106,535,000 $101,105,000 -5.1% 5.5%
CMG MORTGAGE, INC. $92,570,000 $100,310,000 8.4% 5.5%
KEESLER $79,155,000 $88,345,000 11.6% 4.8%
QUICKEN LOANS, LLC $78,805,000 $81,385,000 3.3% 4.4%
Community Bank of Mississippi $74,085,000 $79,990,000 8.0% 4.4%
DSLD MORTGAGE, LLC $31,550,000 $65,785,000 108.5% 3.6%
Mortgage Research Center, LLC $52,225,000 $61,470,000 17.7% 3.3%
SWBC MORTGAGE CORPORATION $33,170,000 $59,415,000 79.1% 3.2%
Trustmark National Bank $57,855,000 $58,480,000 1.1% 3.2%
NAVY FEDERAL CREDIT UNION $40,155,000 $47,070,000 17.2% 2.6%
Hancock Whitney Bank $50,545,000 $46,240,000 -8.5% 2.5%
Regions Bank $63,235,000 $44,600,000 -29.5% 2.4%
CROSSCOUNTRY MORTGAGE, LLC $39,150,000 $42,265,000 8.0% 2.3%
UNITED WHOLESALE MORTGAGE, LLC $21,790,000 $36,745,000 68.6% 2.0%
The First, A National Banking Association $32,155,000 $32,790,000 2.0% 1.8%
The Citizens Bank of Philadelphia, Mississippi $28,320,000 $30,180,000 6.6% 1.6%
FREEDOM MORTGAGE CORPORATION $10,160,000 $29,365,000 189.0% 1.6%
First Federal Savings and Loan Association $38,100,000 $28,675,000 -24.7% 1.6%
Magnolia Bank $15,535,000 $27,955,000 79.9% 1.5%
BROKER SOLUTIONS, INC. $19,010,000 $27,130,000 42.7% 1.5%
GMFS LLC $24,215,000 $25,285,000 4.4% 1.4%
MORTGAGE SOLUTIONS OF COLORADO, LLC $19,360,000 $23,070,000 19.2% 1.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $41,615,000 $22,300,000 -46.4% 1.2%
TOWNE MORTGAGE COMPANY $265,000 $19,310,000 7,186.8% 1.1%
PENNYMAC LOAN SERVICES, LLC $12,215,000 $18,570,000 52.0% 1.0%
FIRST COLONY MORTGAGE CORPORATION $3,290,000 $18,375,000 458.5% 1.0%
COLLIERS MORTGAGE LLC $16,580,000 n/a 0.9%
The Peoples Bank, Biloxi, Mississippi $12,260,000 $14,865,000 21.2% 0.8%
LOANDEPOT.COM, LLC $11,530,000 $13,465,000 16.8% 0.7%
VANDERBILT MORTGAGE AND FINANCE, INC. $4,725,000 $12,640,000 167.5% 0.7%
Gulf Coast Bank and Trust Company $4,905,000 $12,590,000 156.7% 0.7%
PRIMELENDING, A PLAINSCAPITAL COMPANY $10,965,000 $12,420,000 13.3% 0.7%
DELMAR FINANCIAL COMPANY $12,615,000 $11,655,000 -7.6% 0.6%
USAA Federal Savings Bank $11,985,000 $10,530,000 -12.1% 0.6%
NEWREZ LLC $4,290,000 $10,435,000 143.2% 0.6%
NEW DAY FINANCIAL, LLC $7,545,000 $9,530,000 26.3% 0.5%
Flagstar Bank, FSB $6,240,000 $9,470,000 51.8% 0.5%
Wells Fargo Bank $9,855,000 $9,095,000 -7.7% 0.5%
Guaranty Bank and Trust Company $8,935,000 n/a 0.5%
FBC MORTGAGE, LLC $2,175,000 $8,780,000 303.7% 0.5%
AFFORDABLE MORTGAGE ADVISORS, LLC. $8,210,000 n/a 0.4%
Southern Bancorp Bank $1,090,000 $8,060,000 639.4% 0.4%
VILLAGE CAPITAL MORTGAGE $2,285,000 $7,880,000 244.9% 0.4%
CBRE MULTIFAMILY CAPITAL, INC. $7,760,000 n/a 0.4%
BankPlus $8,130,000 $7,535,000 -7.3% 0.4%
PLANET HOME LENDING, LLC $4,085,000 $7,340,000 79.7% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $4,815,000 $7,305,000 51.7% 0.4%
Merchants & Marine Bank $11,210,000 $7,260,000 -35.2% 0.4%
JPMorgan Chase Bank $6,290,000 $7,230,000 14.9% 0.4%
TRIAD FINANCIAL SERVICES, INC. $4,110,000 $7,185,000 74.8% 0.4%
21ST MORTGAGE CORPORATION $6,605,000 $7,175,000 8.6% 0.4%
STOCKTON MORTGAGE CORPORATION $2,830,000 $7,015,000 147.9% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $10,970,000 $6,480,000 -40.9% 0.4%
NAVIGATOR CU $8,135,000 $6,215,000 -23.6% 0.3%
CHEVRON $8,485,000 $5,670,000 -33.2% 0.3%
First Horizon Bank $2,880,000 $5,510,000 91.3% 0.3%
EUSTIS AND AMERICAN MORTGAGE COMPANY $4,885,000 $5,480,000 12.2% 0.3%
Gulf Coast Community Federal Credit Union $6,815,000 $5,255,000 -22.9% 0.3%
The Loan Store, Inc. $75,000 $5,085,000 6,680.0% 0.3%
Renasant Bank $5,810,000 $5,010,000 -13.8% 0.3%
The Federal Savings Bank $4,720,000 $4,735,000 0.3% 0.3%
Bank of America $4,405,000 $4,580,000 4.0% 0.2%
FIDELITY BANK $4,455,000 $4,040,000 -9.3% 0.2%
GREYSTONE SERVICING COMPANY LLC $3,865,000 n/a 0.2%
GUARANTEED RATE, INC. $6,130,000 $3,860,000 -37.0% 0.2%
Carrington Mortgage Services, LLC $2,815,000 $3,745,000 33.0% 0.2%
LAKEVIEW LOAN SERVICING, LLC $790,000 $3,500,000 343.0% 0.2%
MOVEMENT MORTGAGE, LLC $5,440,000 $3,260,000 -40.1% 0.2%
Singing River Federal Credit Union $3,840,000 $3,185,000 -17.1% 0.2%
LENDSURE MORTGAGE CORP. $390,000 $2,995,000 667.9% 0.2%
PriorityOne Bank $1,010,000 $2,965,000 193.6% 0.2%
DOMINION FINANCIAL SERVICES, LLC $470,000 $2,800,000 495.7% 0.2%
Discover Bank $1,830,000 $2,670,000 45.9% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $3,855,000 $2,620,000 -32.0% 0.1%
First Guaranty Bank $2,890,000 $2,610,000 -9.7% 0.1%
ServisFirst Bank $320,000 $2,575,000 704.7% 0.1%
First Bank $125,000 $2,505,000 1,904.0% 0.1%
FirstBank $1,290,000 $2,490,000 93.0% 0.1%
First Southern Bank $1,275,000 $2,420,000 89.8% 0.1%
ORIX REAL ESTATE CAPITAL, LLC $26,780,000 $2,405,000 -91.0% 0.1%
AMERISAVE MORTGAGE CORPORATION $5,855,000 $2,340,000 -60.0% 0.1%
Equity Prime Mortgage LLC $1,105,000 $2,340,000 111.8% 0.1%
First National Bank of Picayune $1,480,000 $2,205,000 49.0% 0.1%
Stifel Bank and Trust $400,000 $2,140,000 435.0% 0.1%
BankFirst Financial Services $5,520,000 $2,015,000 -63.5% 0.1%
Truist $1,905,000 $2,010,000 5.5% 0.1%
S1L, Inc. $2,000,000 n/a 0.1%
LENDINGONE, LLC $1,505,000 $1,980,000 31.6% 0.1%
Century Bank $5,880,000 $1,950,000 -66.8% 0.1%
ROYAL UNITED MORTGAGE LLC $1,545,000 $1,945,000 25.9% 0.1%
Princeton Mortgage Corporation $300,000 $1,820,000 506.7% 0.1%
STANDARD MORTGAGE CORPORATION $1,230,000 $1,755,000 42.7% 0.1%
ZILLOW HOME LOANS, LLC $810,000 $1,745,000 115.4% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $725,000 $1,735,000 139.3% 0.1%
MID AMERICA MORTGAGE, INC. $1,255,000 $1,710,000 36.3% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $965,000 $1,705,000 76.7% 0.1%
GSF Mortgage Corporation $1,695,000 n/a 0.1%
GUILD MORTGAGE COMPANY $540,000 $1,670,000 209.3% 0.1%
CHURCHILL MORTGAGE CORPORATION $250,000 $1,635,000 554.0% 0.1%
NBKC BANK $1,945,000 $1,615,000 -17.0% 0.1%
U.S. Bank $2,545,000 $1,605,000 -36.9% 0.1%
CARDINAL FINANCIAL $5,985,000 $1,600,000 -73.3% 0.1%
Magnolia State Bank $4,880,000 $1,555,000 -68.1% 0.1%
Onpath Federal Credit Union $1,240,000 $1,510,000 21.8% 0.1%
UNION HOME MORTGAGE CORP. $2,420,000 $1,490,000 -38.4% 0.1%
AmeriHome Mortgage Company, LLC $205,000 $1,480,000 622.0% 0.1%
The Citizens National Bank of Meridian $105,000 $1,475,000 1,304.8% 0.1%
DEEPHAVEN MORTGAGE LLC $460,000 $1,450,000 215.2% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $3,120,000 $1,360,000 -56.4% 0.1%
Pinnacle Bank $510,000 $1,335,000 161.8% 0.1%
Paramount Residential Mortgage Group, Inc. $1,000,000 $1,320,000 32.0% 0.1%
Heritage Bank of St Tammany $230,000 $1,285,000 458.7% 0.1%
RELIANCE FIRST CAPITAL, LLC $1,750,000 $1,285,000 -26.6% 0.1%
Barrington Bank & Trust Company, N.A. $1,690,000 $1,270,000 -24.9% 0.1%
Bank of England $10,225,000 $1,220,000 -88.1% 0.1%
SUNBELT Federal Credit Union $350,000 $1,205,000 244.3% 0.1%
b1BANK $1,005,000 $1,190,000 18.4% 0.1%
HOPE FEDERAL CREDIT UNION $405,000 $1,160,000 186.4% 0.1%
Origin Bank $605,000 $1,150,000 90.1% 0.1%
OCMBC, INC. $325,000 $1,135,000 249.2% 0.1%
American Mortgage Bank, LLC $1,120,000 n/a 0.1%
Texana Bank $1,115,000 n/a 0.1%
PNC Bank $145,000 $1,045,000 620.7% 0.1%
United Community Bank $200,000 $1,045,000 422.5% 0.1%
Assurance Financial Group, L.L.C. $1,545,000 $1,025,000 -33.7% 0.1%
Synergy Bank $95,000 $1,005,000 957.9% 0.1%
PENTAGON FEDERAL CREDIT UNION $2,180,000 $1,000,000 -54.1% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,440,000 $990,000 -31.3% 0.1%
Figure Lending LLC $860,000 $970,000 12.8% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $390,000 $955,000 144.9% 0.1%
BETTER MORTGAGE CORPORATION $690,000 $940,000 36.2% 0.1%
SOUTHWEST STAGE FUNDING, LLC $1,990,000 $935,000 -53.0% 0.1%
THE MORTGAGE FIRM, INC. $935,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $1,655,000 $930,000 -43.8% 0.1%
Hometown Equity Mortgage, LLC $715,000 $910,000 27.3% 0.0%
Coastal Community Bank $830,000 $875,000 5.4% 0.0%
EVERETT FINANCIAL, INC. $1,255,000 $860,000 -31.5% 0.0%
Residential Acceptance Corporation $860,000 n/a 0.0%
MORTGAGE INVESTORS GROUP, INC. $545,000 $855,000 56.9% 0.0%
Lakeview Community Capital, LLC $615,000 $850,000 38.2% 0.0%
AMERICAN HERITAGE LENDING, INC. $200,000 $840,000 320.0% 0.0%
EMBRACE HOME LOANS, INC. $1,490,000 $835,000 -44.0% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $435,000 $830,000 90.8% 0.0%
Resource Bank $2,180,000 $820,000 -62.4% 0.0%
EVANSVILLE TEACHERS $395,000 $755,000 91.1% 0.0%
Century Mortgage Company DBA Century Lending Company $750,000 n/a 0.0%
ARC HOME LLC $165,000 $745,000 351.5% 0.0%
Citadel Servicing Corporation $250,000 $745,000 198.0% 0.0%
Citizens Bank $1,190,000 $740,000 -37.8% 0.0%
CSL Financial, LLC $125,000 $735,000 488.0% 0.0%
Presidential Bank, FSB $725,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $175,000 $720,000 311.4% 0.0%
American Mortgage & Equity Consultants, Inc. $560,000 $695,000 24.1% 0.0%
AMWEST FUNDING CORP. $685,000 n/a 0.0%
Eureka Homestead $680,000 n/a 0.0%
NORWICH COMMERCIAL GROUP, INC. $675,000 n/a 0.0%
BMO Harris Bank $215,000 $670,000 211.6% 0.0%
M&T Bank $405,000 $665,000 64.2% 0.0%
Grand Bank for Savings, FSB $595,000 $655,000 10.1% 0.0%
HOMESIDE FINANCIAL, LLC $470,000 $655,000 39.4% 0.0%
First Federal Bank $655,000 $650,000 -0.8% 0.0%
T2 FINANCIAL LLC $215,000 $650,000 202.3% 0.0%
South Louisiana Bank $605,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $1,205,000 $595,000 -50.6% 0.0%
Citizens Savings Bank $1,595,000 $580,000 -63.6% 0.0%
First United Bank and Trust Company $580,000 n/a 0.0%
NP, Inc. $580,000 n/a 0.0%
Nations Lending Corporation $775,000 $570,000 -26.5% 0.0%
ALL IN $220,000 $550,000 150.0% 0.0%
Ameris Bank $805,000 $550,000 -31.7% 0.0%
CANOPY MORTGAGE, LLC $530,000 n/a 0.0%
First Federal Bank, A FSB $790,000 $525,000 -33.5% 0.0%
Beeline Loans, Inc. $730,000 $520,000 -28.8% 0.0%
Citizens Bank $1,190,000 $515,000 -56.7% 0.0%
Morgan Stanley Private Bank $830,000 $515,000 -38.0% 0.0%
SIRVA MORTGAGE, INC. $510,000 n/a 0.0%
First National Bank of America $300,000 $505,000 68.3% 0.0%
River Bank & Trust $435,000 $505,000 16.1% 0.0%
FINANCE OF AMERICA REVERSE LLC $360,000 $490,000 36.1% 0.0%
Liberty Bank and Trust Company $255,000 $485,000 90.2% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $8,660,000 $480,000 -94.5% 0.0%
CIS Financial Services, Inc. $1,210,000 $480,000 -60.3% 0.0%
PLAZA HOME MORTGAGE, INC. $835,000 $465,000 -44.3% 0.0%
Axos Bank $435,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $735,000 $435,000 -40.8% 0.0%
The Huntington National Bank $315,000 $435,000 38.1% 0.0%
DIRECT MORTGAGE LOANS, LLC $245,000 $425,000 73.5% 0.0%
NFM, INC. $985,000 $425,000 -56.9% 0.0%
Commerce Home Mortgage, Inc. $420,000 n/a 0.0%
GENEVA FINANCIAL, LLC $155,000 $420,000 171.0% 0.0%
GoPrime Mortgage, Inc. $420,000 n/a 0.0%
SPRING EQ, LLC $90,000 $420,000 366.7% 0.0%
Southern Bank $415,000 n/a 0.0%
First Commercial Bank $795,000 $405,000 -49.1% 0.0%
APCO EMPLOYEES $125,000 $400,000 220.0% 0.0%
INTERLINC MORTGAGE SERVICES, LLC $420,000 $400,000 -4.8% 0.0%
Ally Bank $1,695,000 $395,000 -76.7% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $395,000 n/a 0.0%
Cornerstone First Mortgage, Inc $390,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $665,000 $390,000 -41.4% 0.0%
North American Savings Bank, F.S.B. $835,000 $385,000 -53.9% 0.0%
NexBank $380,000 n/a 0.0%
Commerce Bank $710,000 $375,000 -47.2% 0.0%
Community First National Bank $375,000 n/a 0.0%
FLAT BRANCH MORTGAGE, INC. $390,000 $375,000 -3.8% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $260,000 $375,000 44.2% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $370,000 n/a 0.0%
Johnson Bank $365,000 n/a 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $3,165,000 $350,000 -88.9% 0.0%
NASA Federal Credit Union $25,000 $345,000 1,280.0% 0.0%
American Bank & Trust Company $335,000 n/a 0.0%
AmRes Corporation $335,000 n/a 0.0%
ESSENTIAL $335,000 n/a 0.0%
Baxter Credit Union $235,000 $330,000 40.4% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $325,000 n/a 0.0%
Mid-Continent Funding, Inc. $360,000 $320,000 -11.1% 0.0%
360 Federal Credit Union $315,000 n/a 0.0%
Bell Bank $405,000 $315,000 -22.2% 0.0%
LONGBRIDGE FINANCIAL, LLC $150,000 $310,000 106.7% 0.0%
Simmons Bank $310,000 n/a 0.0%
Bank of Colorado $305,000 n/a 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $305,000 n/a 0.0%
SILVER HILL FUNDING, LLC $295,000 n/a 0.0%
Community Bank $285,000 n/a 0.0%
South Lafourche Bank & Trust Company $215,000 $285,000 32.6% 0.0%
ALLIANT CREDIT UNION $275,000 n/a 0.0%
American Airlines Federal Credit Union $180,000 $275,000 52.8% 0.0%
First Savings Bank $325,000 $275,000 -15.4% 0.0%
Network Funding, L.P. $275,000 n/a 0.0%
University Bank $275,000 n/a 0.0%
COUNTRYPLACE MORTGAGE, LTD. $355,000 $270,000 -23.9% 0.0%
Eagle Bank and Trust Company $225,000 $265,000 17.8% 0.0%
Plains Commerce Bank $3,665,000 $260,000 -92.9% 0.0%
First National Bank USA $255,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $495,000 $250,000 -49.5% 0.0%
CALCON MUTUAL MORTGAGE LLC $450,000 $245,000 -45.6% 0.0%
Copiah Bank $245,000 n/a 0.0%
Goldwater Bank, N.A. $245,000 n/a 0.0%
Ixonia Bank $405,000 $245,000 -39.5% 0.0%
Synovus Bank $1,825,000 $245,000 -86.6% 0.0%
Towne Bank $175,000 $245,000 40.0% 0.0%
America's Mortgage Resource, Inc. $185,000 $240,000 29.7% 0.0%
First Security Bank $235,000 n/a 0.0%
First State Bank of St. Charles, Missouri $225,000 $235,000 4.4% 0.0%
TJC Mortgage, Inc. $235,000 n/a 0.0%
Armstrong Bank $225,000 n/a 0.0%
A&D Mortgage LLC $505,000 $215,000 -57.4% 0.0%
LOS ANGELES POLICE Federal Credit Union $215,000 n/a 0.0%
MLD MORTGAGE INC. $215,000 n/a 0.0%
SOUTHWEST FUNDING, LP $215,000 n/a 0.0%
DUPACO COMMUNITY $205,000 n/a 0.0%
First Community Bank $205,000 n/a 0.0%
USAlliance Federal Credit Union $205,000 n/a 0.0%
Northpointe Bank $1,905,000 $200,000 -89.5% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $195,000 n/a 0.0%
New Horizons Credit Union $185,000 n/a 0.0%
RBC Bank, (Georgia) $450,000 $185,000 -58.9% 0.0%
UMB Bank $185,000 n/a 0.0%
Armed Forces Bank $785,000 $175,000 -77.7% 0.0%
CNB Bank And Trust, N.A. $175,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $730,000 $175,000 -76.0% 0.0%
Logan Finance Corporation $250,000 $175,000 -30.0% 0.0%
WesBanco $175,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $250,000 $170,000 -32.0% 0.0%
AMERITRUST MORTGAGE CORPORATION $375,000 $165,000 -56.0% 0.0%
Capital City Home Loans, LLC $165,000 n/a 0.0%
Metairie Bank & Trust Company $275,000 $165,000 -40.0% 0.0%
EMM LOANS LLC $135,000 $155,000 14.8% 0.0%
First American Bank $155,000 n/a 0.0%
Home Federal Bank $155,000 n/a 0.0%
Midwest BankCentre $155,000 n/a 0.0%
The Dart Bank $155,000 n/a 0.0%
The First National Bank of Ottawa $155,000 n/a 0.0%
Bank of Springfield $145,000 n/a 0.0%
Concordia Bank and Trust Company $145,000 n/a 0.0%
JEFFERSON FINANCIAL $135,000 $145,000 7.4% 0.0%
Merchants & Planters Bank $145,000 n/a 0.0%
Red River Bank $1,170,000 $145,000 -87.6% 0.0%
Sunflower Bank $1,025,000 $145,000 -85.9% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $1,375,000 $135,000 -90.2% 0.0%
OCEANSIDE MORTGAGE COMPANY $135,000 n/a 0.0%
Raymond James Bank $1,445,000 $135,000 -90.7% 0.0%
THE NEW ORLEANS FIREMEN'S FEDERAL CREDIT UNION $120,000 $130,000 8.3% 0.0%
GREENSTATE CREDIT UNION $125,000 n/a 0.0%
Suncoast Credit Union $125,000 n/a 0.0%
Tyndall Federal Credit Union $125,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $105,000 n/a 0.0%
Pelican State Credit Union $105,000 n/a 0.0%
The Bank of Holly Springs $105,000 n/a 0.0%
CREDIT UNION ONE $85,000 n/a 0.0%
Peoples Bank $835,000 $85,000 -89.8% 0.0%
BAY EQUITY LLC $310,000 $75,000 -75.8% 0.0%
MidFirst Bank $140,000 $75,000 -46.4% 0.0%
PHH Mortgage Corporation $700,000 $65,000 -90.7% 0.0%
AVADIAN $55,000 n/a 0.0%
Bethpage Federal Credit Union $50,000 n/a 0.0%
Citizens National Bank, N.A. $405,000 $45,000 -88.9% 0.0%
First National Bank of Pulaski $45,000 n/a 0.0%
DIGITAL Federal Credit Union $35,000 n/a 0.0%
PREMIER AMERICA $35,000 n/a 0.0%
Service Federal Credit Union $25,000 n/a 0.0%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $10,000 n/a 0.0%

GULFPORT - BILOXI's top lender by overall market share is BancorpSouth, with 5.5% market share. In second place, with 5.5%, is DHI MORTGAGE COMPANY, LTD., having originated $101,105,000 in loans. In third place, with 5.5%, is CMG MORTGAGE, INC., having originated $100,310,000 in loans. In fourth place, with 4.8%, is KEESLER, having originated $88,345,000 in loans. In fifth place, with 4.4%, is QUICKEN LOANS, LLC, having originated $81,385,000 in loans.


GULFPORT - BILOXI Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - GULFPORT - BILOXI (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $179,000 (4.8%) $245,405 (5.0%) 0.66 2,026
2018-02-01 $179,850 (4.1%) $242,101 (4.0%) 0.65 2,044
2018-03-01 $186,900 (6.1%) $251,435 (6.6%) 0.66 2,087
2018-04-01 $189,950 (5.9%) $256,140 (6.2%) 0.64 2,152
2018-05-01 $195,475 (8.6%) $259,286 (7.2%) 0.65 2,145
2018-06-01 $195,000 (5.5%) $262,835 (8.7%) 0.65 2,143
2018-07-01 $194,950 (5.4%) $263,098 (8.0%) 0.65 2,109
2018-08-01 $195,450 (7.2%) $260,073 (7.1%) 0.65 2,119
2018-09-01 $197,500 (9.8%) $261,028 (7.4%) 0.66 2,130
2018-10-01 $197,725 (10.5%) $258,922 (7.0%) 0.67 2,092
2018-11-01 $190,813 (6.9%) $255,346 (5.7%) 0.65 2,107
2018-12-01 $189,900 (6.5%) $250,887 (3.2%) 0.66 2,027
2019-01-01 $189,950 (6.1%) $248,294 (1.2%) 0.66 1,999
2019-02-01 $194,950 (8.4%) $252,469 (4.3%) 0.66 1,992
2019-03-01 $195,450 (4.6%) $254,997 (1.4%) 0.64 1,996
2019-04-01 $196,775 (3.6%) $257,035 (0.4%) 0.62 2,038
2019-05-01 $204,375 (4.6%) $259,884 (0.2%) 0.64 2,061
2019-06-01 $201,750 (3.5%) $258,712 (-1.6%) 0.63 2,169
2019-07-01 $204,070 (4.7%) $261,336 (-0.7%) 0.64 2,203
2019-08-01 $203,722 (4.2%) $263,158 (1.2%) 0.65 2,160
2019-09-01 $201,806 (2.2%) $263,320 (0.9%) 0.65 2,098
2019-10-01 $200,494 (1.4%) $263,428 (1.7%) 0.65 2,041
2019-11-01 $199,900 (4.8%) $263,922 (3.4%) 0.66 2,009
2019-12-01 $198,950 (4.8%) $260,169 (3.7%) 0.66 2,010
2020-01-01 $198,450 (4.5%) $259,555 (4.5%) 0.66 1,858
2020-02-01 $199,900 (2.5%) $259,363 (2.7%) 0.65 1,892
2020-03-01 $208,950 (6.9%) $265,934 (4.3%) 0.66 1,888
2020-04-01 $209,950 (6.7%) $265,607 (3.3%) 0.66 1,862
2020-05-01 $215,000 (5.2%) $269,827 (3.8%) 0.65 1,685
2020-06-01 $225,000 (11.5%) $279,844 (8.2%) 0.66 1,450
2020-07-01 $233,505 (14.4%) $286,870 (9.8%) 0.68 1,344
2020-08-01 $243,100 (19.3%) $294,779 (12.0%) 0.70 1,216
2020-09-01 $246,770 (22.3%) $300,032 (13.9%) 0.71 1,158
2020-10-01 $247,738 (23.6%) $296,993 (12.7%) 0.71 1,114
2020-11-01 $238,900 (19.5%) $286,521 (8.6%) 0.70 1,098
2020-12-01 $238,819 (20.0%) $286,023 (9.9%) 0.71 1,026
2021-01-01 $239,000 (20.4%) $286,648 (10.4%) 0.71 924
2021-02-01 $240,900 (20.5%) $297,496 (14.7%) 0.70 779
2021-03-01 $233,950 (12.0%) $300,336 (12.9%) 0.66 750
2021-04-01 $232,000 (10.5%) $315,325 (18.7%) 0.63 682
2021-05-01 $234,900 (9.3%) $319,055 (18.2%) 0.62 684
2021-06-01 $231,125 (2.7%) $327,543 (17.0%) 0.61 740
2021-07-01 $239,000 (2.4%) $331,803 (15.7%) 0.63 837
2021-08-01 $236,385 (-2.8%) $325,073 (10.3%) 0.63 890
2021-09-01 $235,000 (-4.8%) $320,465 (6.8%) 0.63 912
2021-10-01 $245,000 (-1.1%) $330,478 (11.3%) 0.65 869
2021-11-01 $254,375 (6.5%) $341,770 (19.3%) 0.68 765
2021-12-01 $256,213 (7.3%) $339,575 (18.7%) 0.69 728
2022-01-01 $255,000 (6.7%) $350,187 (22.2%) 0.69 648
2022-02-01 $269,475 (11.9%) $363,837 (22.3%) 0.70 619
2022-03-01 $277,450 (18.6%) $358,218 (19.3%) 0.69 647
2022-04-01 $293,900 (26.7%) $371,009 (17.7%) 0.70 700
2022-05-01 $295,801 (25.9%) $375,197 (17.6%) 0.68 790
2022-06-01 $297,000 (28.5%) $375,443 (14.6%) 0.66 913
2022-07-01 $295,900 (23.8%) $368,732 (11.1%) 0.67 1,022
2022-08-01 $289,950 (22.7%) $362,329 (11.5%) 0.67 1,107
2022-09-01 $295,340 (25.7%) $360,217 (12.4%) 0.69 1,108
2022-10-01 $297,500 (21.4%) $358,566 (8.5%) 0.70 1,142
2022-11-01 $288,400 (13.4%) $354,748 (3.8%) 0.69 1,175
2022-12-01 $279,950 (9.3%) $357,634 (5.3%) 0.69 1,106
2023-01-01 $293,053 (14.9%) $364,710 (4.2%) 0.73 1,011
2023-02-01 $299,178 (11.0%) $381,491 (4.9%) 0.72 983
2023-03-01 $304,500 (9.8%) $391,521 (9.3%) 0.72 973
2023-04-01 $315,900 (7.5%) $398,589 (7.4%) 0.73 943
2023-05-01 $300,900 (1.7%) $392,960 (4.7%) 0.68 1,033
2023-06-01 $297,738 (0.3%) $384,118 (2.3%) 0.67 1,103
2023-07-01 $305,000 (3.1%) $385,308 (4.5%) 0.69 1,180
2023-08-01 $304,950 (5.2%) $378,866 (4.6%) 0.70 1,222
2023-09-01 $299,900 (1.5%) $371,804 (3.2%) 0.70 1,280
2023-10-01 $289,725 (-2.6%) $360,943 (0.7%) 0.68 1,387
2023-11-01 $295,000 (2.3%) $364,958 (2.9%) 0.70 1,500
2023-12-01 $295,000 (5.4%) $362,112 (1.3%) 0.72 1,500
2024-01-01 $289,238 (-1.3%) $360,407 (-1.2%) 0.71 1,483
2024-02-01 $287,495 (-3.9%) $361,020 (-5.4%) 0.69 1,506
2024-03-01 $289,000 (-5.1%) $365,795 (-6.6%) 0.68 1,581
2024-04-01 $289,963 (-8.2%) $367,227 (-7.9%) 0.67 1,660
2024-05-01 $293,462 (-2.5%) $368,275 (-6.3%) 0.67 1,782
2024-06-01 $295,000 (-0.9%) $369,042 (-3.9%) 0.67 1,830
2024-07-01 $293,000 (-3.9%) $367,915 (-4.5%) 0.67 1,867
2024-08-01 $298,900 (-2.0%) $368,642 (-2.7%) 0.70 1,836
2024-09-01 $299,000 (-0.3%) $372,122 (0.1%) 0.70 1,892
2024-10-01 $299,000 (3.2%) $376,793 (4.4%) 0.70 1,890
2024-11-01 $296,000 (0.3%) $373,845 (2.4%) 0.71 1,896
2024-12-01 $296,000 (0.3%) $375,496 (3.7%) 0.74 1,787
2025-01-01 $289,950 (0.3%) $369,991 (2.7%) 0.72 1,710
2025-02-01 $290,450 (1.0%) $368,537 (2.1%) 0.71 1,758
2025-03-01 $290,000 (0.4%) $370,678 (1.3%) 0.00 1,799
GULFPORT - BILOXI's median listing price for 2025-03-01 was $290,000, a difference of $1,000 (0.4%) versus the prior year and $-450 versus the prior month.

GULFPORT - BILOXI's median listing price comes in at 0% of the national average.

GULFPORT - BILOXI's average listing price for 2025-03-01 was $370,678, a difference of $4,883 (1.3%) versus the prior year and $2,141 versus the prior month.

For the 2025-03-01 period, GULFPORT - BILOXI had 1,799 MLS listings, a difference of 41 listings (2%) versus the prior month and 218 listings (14%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - GULFPORT - BILOXI (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 93 days 1,842 sqft
2018-02-01 91 days 1,835 sqft
2018-03-01 73 days 1,855 sqft
2018-04-01 70 days 1,876 sqft
2018-05-01 67 days 1,902 sqft
2018-06-01 71 days 1,900 sqft
2018-07-01 76 days 1,908 sqft
2018-08-01 78 days 1,912 sqft
2018-09-01 82 days 1,900 sqft
2018-10-01 84 days 1,900 sqft
2018-11-01 86 days 1,880 sqft
2018-12-01 91 days 1,861 sqft
2019-01-01 95 days 1,854 sqft
2019-02-01 88 days 1,857 sqft
2019-03-01 78 days 1,874 sqft
2019-04-01 71 days 1,895 sqft
2019-05-01 68 days 1,921 sqft
2019-06-01 67 days 1,900 sqft
2019-07-01 68 days 1,907 sqft
2019-08-01 73 days 1,913 sqft
2019-09-01 76 days 1,923 sqft
2019-10-01 78 days 1,928 sqft
2019-11-01 79 days 1,920 sqft
2019-12-01 82 days 1,893 sqft
2020-01-01 89 days 1,879 sqft
2020-02-01 87 days 1,900 sqft
2020-03-01 67 days 1,916 sqft
2020-04-01 72 days 1,907 sqft
2020-05-01 78 days 1,914 sqft
2020-06-01 82 days 1,930 sqft
2020-07-01 66 days 2,016 sqft
2020-08-01 60 days 2,009 sqft
2020-09-01 58 days 2,001 sqft
2020-10-01 58 days 1,981 sqft
2020-11-01 59 days 1,949 sqft
2020-12-01 65 days 1,921 sqft
2021-01-01 73 days 1,886 sqft
2021-02-01 63 days 1,876 sqft
2021-03-01 46 days 1,843 sqft
2021-04-01 44 days 1,808 sqft
2021-05-01 31 days 1,748 sqft
2021-06-01 36 days 1,800 sqft
2021-07-01 38 days 1,820 sqft
2021-08-01 39 days 1,848 sqft
2021-09-01 47 days 1,852 sqft
2021-10-01 24 days 1,900 sqft
2021-11-01 42 days 1,914 sqft
2021-12-01 54 days 1,919 sqft
2022-01-01 59 days 1,900 sqft
2022-02-01 53 days 1,924 sqft
2022-03-01 35 days 1,874 sqft
2022-04-01 32 days 1,887 sqft
2022-05-01 35 days 1,897 sqft
2022-06-01 37 days 1,896 sqft
2022-07-01 43 days 1,881 sqft
2022-08-01 48 days 1,899 sqft
2022-09-01 56 days 1,898 sqft
2022-10-01 60 days 1,892 sqft
2022-11-01 65 days 1,895 sqft
2022-12-01 74 days 1,872 sqft
2023-01-01 84 days 1,861 sqft
2023-02-01 86 days 1,913 sqft
2023-03-01 63 days 1,940 sqft
2023-04-01 58 days 1,930 sqft
2023-05-01 52 days 1,901 sqft
2023-06-01 48 days 1,861 sqft
2023-07-01 52 days 1,824 sqft
2023-08-01 55 days 1,807 sqft
2023-09-01 58 days 1,773 sqft
2023-10-01 55 days 1,747 sqft
2023-11-01 57 days 1,725 sqft
2023-12-01 67 days 1,700 sqft
2024-01-01 76 days 1,703 sqft
2024-02-01 75 days 1,691 sqft
2024-03-01 59 days 1,724 sqft
2024-04-01 57 days 1,747 sqft
2024-05-01 57 days 1,750 sqft
2024-06-01 60 days 1,750 sqft
2024-07-01 67 days 1,747 sqft
2024-08-01 68 days 1,755 sqft
2024-09-01 70 days 1,768 sqft
2024-10-01 73 days 1,765 sqft
2024-11-01 77 days 1,756 sqft
2024-12-01 82 days 1,757 sqft
2025-01-01 88 days 1,720 sqft
2025-02-01 83 days 1,729 sqft
2025-03-01 0 days 1,736 sqft
GULFPORT - BILOXI's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

GULFPORT - BILOXI's median square footage for active listings during the 2025-03-01 period was 1,736 sqft. One year prior, the average listing was 1,724 sqft.

GULFPORT-BILOXI, MS Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 5,352 $1,278,290,000 $238,843
Refi 1,138 $250,050,000 $219,728
Cash Out Refi 976 $161,740,000 $165,717
Other 751 $86,235,000 $114,827
Home Improvement 417 $59,955,000 $143,777

Gulfport - Biloxi's most frequently cited loan purpose was Home Purchase, with 5,352 originations. The 2nd most popular reason was Refi, with 1,138 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 2,878 $688,210,000 $239,128
Over 8% 1,684 $211,810,000 $125,778
7-8% 1,377 $332,665,000 $241,587
5-6% 1,370 $346,230,000 $252,723
4-5% 420 $110,190,000 $262,357
<2.5% 349 $16,665,000 $47,751
3-4% 45 $7,185,000 $159,667
2.5-3% 32 $6,050,000 $189,063

During 2024, Gulfport - Biloxi's most frequently originated rate bucket was 6-7%, with 2,878 originations.

Loan Sizing (GULFPORT-BILOXI, MS MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 3,207 $880,105,000 $274,432
$100k-200k 2,737 $413,175,000 $150,959
$100,000 or less 2,088 $111,400,000 $53,352
$400k-600k 440 $205,420,000 $466,864
$600k-1000k 109 $79,955,000 $733,532
$Over $1MM 53 $146,215,000 $2,758,774

GULFPORT - BILOXI's loan sizing saw the bucket of loans from $200k-400k with 3,207 originations, totaling $880,105,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 3,787 $945,025,000 $249,544
60-80% 1,460 $364,970,000 $249,979
Under 20% 868 $35,150,000 $40,495
20-40% 824 $79,020,000 $95,898
40-60% 625 $123,895,000 $198,232
Over 100% 383 $111,215,000 $290,379

GULFPORT - BILOXI's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,787 originations, totaling $945,025,000 in origination value.