GULFPORT - BILOXI Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Gulfport - Biloxi averaged
6.79%
for the week of 2024-11-07, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2024-10-31) was
6.92% and
one month ago for the week of 2024-10-03, the
average rate was 6.22%.
Gulfport - Biloxi's average rate one year ago was 7.66%.
For refis of the same type during the week of 2024-11-07, the average rate
was 7.18%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-07 | 6.79% |
| Gulfport - Biloxi 30 Year Fixed Rate | 2024-11-07 | 6.79% |
| Gulfport - Biloxi 30 Year Fixed Rate Refi | 2024-11-07 | 7.18% |
| Gulfport - Biloxi 15 Year Fixed Rate | 2024-11-07 | 6.29% |
| Gulfport - Biloxi 15 Year Fixed Rate Refi | 2024-11-07 | 6.6% |
| Gulfport - Biloxi 30 Year FHA | 2024-11-07 | 6.24% |
| Gulfport - Biloxi 30 Year FHA Refi | 2024-11-07 | 6.33% |
| Gulfport - Biloxi 30 Year USDA | 2024-11-07 | 6.23% |
| Gulfport - Biloxi 30 Year USDA Refi | 2024-11-07 | 6.38% |
| Gulfport - Biloxi 30 Year VA | 2024-11-07 | 6.15% |
| Gulfport - Biloxi 30 Year VA Refi | 2024-11-07 | 6.34% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GULFPORT-BILOXI, MS.
GULFPORT - BILOXI Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the GULFPORT-BILOXI, MS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
GULFPORT - BILOXI Average Closing Costs & Other Stats
GULFPORT-BILOXI, MS's 176 lenders originated 7,908
loans during 2023. The total origination value was $1,683,890,000, with an average loan value of
$212,935.
GULFPORT - BILOXI's average closing costs are $5,101.
The top GULFPORT - BILOXI lender as defined by loan originations is QUICKEN LOANS, LLC, with
157 loans originated. Their average total fees are
$6,491, which is $1,579
higher than the next largest lender,
BancorpSouth.
The lowest fee GULFPORT - BILOXI lenders (with over 10 loans originated) are
DSLD MORTGAGE, LLC ($1,149), CHEVRON ($1,475), DHI MORTGAGE COMPANY, LTD. ($2,104), JPMorgan Chase Bank ($3,392) and KEESLER ($3,523).
The lowest rate GULFPORT - BILOXI lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.53%), CHEVRON (6.04%), DSLD MORTGAGE, LLC (6.18%), GUARANTY HOME MORTGAGE CORPORATION (6.46%) and Bank of America (6.51%).
GULFPORT-BILOXI, MS Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| DHI MORTGAGE COMPANY, LTD. | $107,615,000 | $106,535,000 | -1.0% | 6.3% |
| CMG MORTGAGE, INC. | $122,165,000 | $92,570,000 | -24.2% | 5.5% |
| BancorpSouth | $124,395,000 | $82,900,000 | -33.4% | 4.9% |
| KEESLER | $111,645,000 | $79,155,000 | -29.1% | 4.7% |
| QUICKEN LOANS, LLC | $123,425,000 | $78,805,000 | -36.2% | 4.7% |
| Community Bank of Mississippi | $79,190,000 | $74,085,000 | -6.4% | 4.4% |
| Regions Bank | $42,840,000 | $63,235,000 | 47.6% | 3.8% |
| Trustmark National Bank | $80,670,000 | $57,855,000 | -28.3% | 3.4% |
| Mortgage Research Center, LLC | $77,880,000 | $52,225,000 | -32.9% | 3.1% |
| Hancock Whitney Bank | $76,740,000 | $50,545,000 | -34.1% | 3.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $33,760,000 | $41,615,000 | 23.3% | 2.5% |
| NAVY FEDERAL CREDIT UNION | $50,170,000 | $40,155,000 | -20.0% | 2.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $20,155,000 | $39,150,000 | 94.2% | 2.3% |
| First Federal Savings and Loan Association | $49,730,000 | $38,100,000 | -23.4% | 2.3% |
| SWBC MORTGAGE CORPORATION | $1,725,000 | $33,170,000 | 1,822.9% | 2.0% |
| The First, A National Banking Association | $60,605,000 | $32,155,000 | -46.9% | 1.9% |
| DSLD MORTGAGE, LLC | $16,845,000 | $31,550,000 | 87.3% | 1.9% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $28,475,000 | n/a | 1.7% | |
| The Citizens Bank of Philadelphia, Mississippi | $4,560,000 | $28,320,000 | 521.1% | 1.7% |
| ORIX REAL ESTATE CAPITAL, LLC | $26,780,000 | n/a | 1.6% | |
| GMFS LLC | $37,105,000 | $24,215,000 | -34.7% | 1.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $25,210,000 | $21,790,000 | -13.6% | 1.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $19,060,000 | $19,360,000 | 1.6% | 1.1% |
| BROKER SOLUTIONS, INC. | $5,430,000 | $19,010,000 | 250.1% | 1.1% |
| Merchants Bank of Indiana | $37,700,000 | $18,110,000 | -52.0% | 1.1% |
| Central Bank Illinois | $17,005,000 | n/a | 1.0% | |
| Magnolia Bank | $35,690,000 | $15,535,000 | -56.5% | 0.9% |
| DELMAR FINANCIAL COMPANY | $22,765,000 | $12,615,000 | -44.6% | 0.7% |
| The Peoples Bank, Biloxi, Mississippi | $20,595,000 | $12,260,000 | -40.5% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $18,655,000 | $12,215,000 | -34.5% | 0.7% |
| USAA Federal Savings Bank | $15,170,000 | $11,985,000 | -21.0% | 0.7% |
| LOANDEPOT.COM, LLC | $44,225,000 | $11,530,000 | -73.9% | 0.7% |
| Merchants & Marine Bank | $9,970,000 | $11,210,000 | 12.4% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $18,805,000 | $10,970,000 | -41.7% | 0.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $25,795,000 | $10,965,000 | -57.5% | 0.7% |
| Bank of England | $15,710,000 | $10,225,000 | -34.9% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $22,510,000 | $10,160,000 | -54.9% | 0.6% |
| Wells Fargo Bank | $21,465,000 | $9,855,000 | -54.1% | 0.6% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $13,805,000 | $8,660,000 | -37.3% | 0.5% |
| CHEVRON | $6,650,000 | $8,485,000 | 27.6% | 0.5% |
| NAVIGATOR CU | $2,995,000 | $8,135,000 | 171.6% | 0.5% |
| BankPlus | $8,845,000 | $8,130,000 | -8.1% | 0.5% |
| NEW DAY FINANCIAL, LLC | $14,360,000 | $7,545,000 | -47.5% | 0.4% |
| Gulf Coast Community Federal Credit Union | $9,240,000 | $6,815,000 | -26.2% | 0.4% |
| 21ST MORTGAGE CORPORATION | $7,505,000 | $6,605,000 | -12.0% | 0.4% |
| JPMorgan Chase Bank | $9,425,000 | $6,290,000 | -33.3% | 0.4% |
| Flagstar Bank, FSB | $11,670,000 | $6,240,000 | -46.5% | 0.4% |
| GUARANTEED RATE, INC. | $3,470,000 | $6,130,000 | 76.7% | 0.4% |
| CARDINAL FINANCIAL | $8,640,000 | $5,985,000 | -30.7% | 0.4% |
| Century Bank | $2,755,000 | $5,880,000 | 113.4% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $14,720,000 | $5,855,000 | -60.2% | 0.3% |
| Renasant Bank | $5,730,000 | $5,810,000 | 1.4% | 0.3% |
| BankFirst Financial Services | $9,715,000 | $5,520,000 | -43.2% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $3,695,000 | $5,440,000 | 47.2% | 0.3% |
| Gulf Coast Bank and Trust Company | $7,500,000 | $4,905,000 | -34.6% | 0.3% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $7,925,000 | $4,885,000 | -38.4% | 0.3% |
| Magnolia State Bank | $255,000 | $4,880,000 | 1,813.7% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $4,320,000 | $4,815,000 | 11.5% | 0.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $6,410,000 | $4,725,000 | -26.3% | 0.3% |
| The Federal Savings Bank | $5,500,000 | $4,720,000 | -14.2% | 0.3% |
| FIDELITY BANK | $5,335,000 | $4,455,000 | -16.5% | 0.3% |
| Bank of America | $9,105,000 | $4,405,000 | -51.6% | 0.3% |
| NEWREZ LLC | $9,870,000 | $4,290,000 | -56.5% | 0.3% |
| TRIAD FINANCIAL SERVICES, INC. | $2,670,000 | $4,110,000 | 53.9% | 0.2% |
| PLANET HOME LENDING, LLC | $6,925,000 | $4,085,000 | -41.0% | 0.2% |
| FIRST COMMUNITY MORTGAGE, INC. | $5,485,000 | $3,855,000 | -29.7% | 0.2% |
| Singing River Federal Credit Union | $7,570,000 | $3,840,000 | -49.3% | 0.2% |
| GUARANTY HOME MORTGAGE CORPORATION | $8,340,000 | $3,815,000 | -54.3% | 0.2% |
| Plains Commerce Bank | $280,000 | $3,665,000 | 1,208.9% | 0.2% |
| FIRST COLONY MORTGAGE CORPORATION | $3,290,000 | n/a | 0.2% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $3,165,000 | n/a | 0.2% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $4,760,000 | $3,120,000 | -34.5% | 0.2% |
| DRAPER AND KRAMER MORTGAGE CORP. | $7,735,000 | $3,100,000 | -59.9% | 0.2% |
| First Guaranty Bank | $305,000 | $2,890,000 | 847.5% | 0.2% |
| First Horizon Bank | $5,705,000 | $2,880,000 | -49.5% | 0.2% |
| STOCKTON MORTGAGE CORPORATION | $1,655,000 | $2,830,000 | 71.0% | 0.2% |
| Carrington Mortgage Services, LLC | $2,470,000 | $2,815,000 | 14.0% | 0.2% |
| U.S. Bank | $4,625,000 | $2,545,000 | -45.0% | 0.2% |
| UNION HOME MORTGAGE CORP. | $2,740,000 | $2,420,000 | -11.7% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $1,695,000 | $2,285,000 | 34.8% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $3,355,000 | $2,180,000 | -35.0% | 0.1% |
| Resource Bank | $1,475,000 | $2,180,000 | 47.8% | 0.1% |
| FBC MORTGAGE, LLC | $2,175,000 | n/a | 0.1% | |
| Investar Bank | $2,595,000 | $2,050,000 | -21.0% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $2,400,000 | $1,990,000 | -17.1% | 0.1% |
| NBKC BANK | $2,800,000 | $1,945,000 | -30.5% | 0.1% |
| Northpointe Bank | $1,980,000 | $1,905,000 | -3.8% | 0.1% |
| Truist | $6,495,000 | $1,905,000 | -70.7% | 0.1% |
| Citizens Bank | $720,000 | $1,860,000 | 158.3% | 0.1% |
| Discover Bank | $1,010,000 | $1,830,000 | 81.2% | 0.1% |
| Synovus Bank | $340,000 | $1,825,000 | 436.8% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $805,000 | $1,750,000 | 117.4% | 0.1% |
| Ally Bank | $1,380,000 | $1,695,000 | 22.8% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $3,300,000 | $1,690,000 | -48.8% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $705,000 | $1,655,000 | 134.8% | 0.1% |
| Citizens Savings Bank | $675,000 | $1,595,000 | 136.3% | 0.1% |
| Assurance Financial Group, L.L.C. | $2,415,000 | $1,545,000 | -36.0% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $1,820,000 | $1,545,000 | -15.1% | 0.1% |
| LENDINGONE, LLC | $730,000 | $1,505,000 | 106.2% | 0.1% |
| EMBRACE HOME LOANS, INC. | $865,000 | $1,490,000 | 72.3% | 0.1% |
| First National Bank of Picayune | $1,720,000 | $1,480,000 | -14.0% | 0.1% |
| Raymond James Bank | $125,000 | $1,445,000 | 1,056.0% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $570,000 | $1,440,000 | 152.6% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $345,000 | $1,375,000 | 298.6% | 0.1% |
| FirstBank | $2,325,000 | $1,290,000 | -44.5% | 0.1% |
| First Southern Bank | $1,275,000 | n/a | 0.1% | |
| EVERETT FINANCIAL, INC. | $50,735,000 | $1,255,000 | -97.5% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $85,000 | $1,255,000 | 1,376.5% | 0.1% |
| Onpath Federal Credit Union | $2,090,000 | $1,240,000 | -40.7% | 0.1% |
| STANDARD MORTGAGE CORPORATION | $1,220,000 | $1,230,000 | 0.8% | 0.1% |
| CIS Financial Services, Inc. | $1,150,000 | $1,210,000 | 5.2% | 0.1% |
| AMERICAN FINANCING CORPORATION | $6,740,000 | $1,205,000 | -82.1% | 0.1% |
| Citizens Bank | $720,000 | $1,190,000 | 65.3% | 0.1% |
| Red River Bank | $1,670,000 | $1,170,000 | -29.9% | 0.1% |
| Equity Prime Mortgage LLC | $1,105,000 | n/a | 0.1% | |
| Southern Bancorp Bank | $470,000 | $1,090,000 | 131.9% | 0.1% |
| POWERCO | $1,175,000 | $1,060,000 | -9.8% | 0.1% |
| Sunflower Bank | $680,000 | $1,025,000 | 50.7% | 0.1% |
| PriorityOne Bank | $18,380,000 | $1,010,000 | -94.5% | 0.1% |
| b1BANK | $1,005,000 | n/a | 0.1% | |
| First Bank | $185,000 | $1,005,000 | 443.2% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $220,000 | $1,000,000 | 354.5% | 0.1% |
| NFM, INC. | $535,000 | $985,000 | 84.1% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $965,000 | n/a | 0.1% | |
| Figure Lending LLC | $755,000 | $860,000 | 13.9% | 0.1% |
| North American Savings Bank, F.S.B. | $2,580,000 | $835,000 | -67.6% | 0.0% |
| Peoples Bank | $115,000 | $835,000 | 626.1% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $470,000 | $835,000 | 77.7% | 0.0% |
| Coastal Community Bank | $830,000 | n/a | 0.0% | |
| Morgan Stanley Private Bank | $2,230,000 | $830,000 | -62.8% | 0.0% |
| ZILLOW HOME LOANS, LLC | $1,630,000 | $810,000 | -50.3% | 0.0% |
| Ameris Bank | $805,000 | n/a | 0.0% | |
| First Commercial Bank | $795,000 | n/a | 0.0% | |
| 121 FINANCIAL | $790,000 | n/a | 0.0% | |
| First Federal Bank, A FSB | $460,000 | $790,000 | 71.7% | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | $5,755,000 | $790,000 | -86.3% | 0.0% |
| Armed Forces Bank | $1,255,000 | $785,000 | -37.5% | 0.0% |
| PREMIA MORTGAGE, LLC | $1,120,000 | $780,000 | -30.4% | 0.0% |
| Nations Lending Corporation | $470,000 | $775,000 | 64.9% | 0.0% |
| CALIBER HOME LOANS, INC. | $9,880,000 | $740,000 | -92.5% | 0.0% |
| LIMA ONE CAPITAL, LLC | $3,800,000 | $735,000 | -80.7% | 0.0% |
| Beeline Loans, Inc. | $75,000 | $730,000 | 873.3% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $135,000 | $730,000 | 440.7% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,585,000 | $725,000 | -72.0% | 0.0% |
| The Central Trust Bank | $830,000 | $725,000 | -12.7% | 0.0% |
| Hometown Equity Mortgage, LLC | $675,000 | $715,000 | 5.9% | 0.0% |
| Commerce Bank | $710,000 | n/a | 0.0% | |
| Rayne State Bank & Trust Company | $705,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $1,690,000 | $700,000 | -58.6% | 0.0% |
| BETTER MORTGAGE CORPORATION | $4,710,000 | $690,000 | -85.4% | 0.0% |
| Home Bank | $1,780,000 | $675,000 | -62.1% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $1,045,000 | $665,000 | -36.4% | 0.0% |
| First Federal Bank | $1,005,000 | $655,000 | -34.8% | 0.0% |
| Lakeview Community Capital, LLC | $590,000 | $615,000 | 4.2% | 0.0% |
| Origin Bank | $665,000 | $605,000 | -9.0% | 0.0% |
| Grand Bank for Savings, FSB | $310,000 | $595,000 | 91.9% | 0.0% |
| Planters Bank & Trust Company | $15,000 | $575,000 | 3,733.3% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $560,000 | n/a | 0.0% | |
| Alliance Bank | $550,000 | n/a | 0.0% | |
| MORTGAGE INVESTORS GROUP, INC. | $1,015,000 | $545,000 | -46.3% | 0.0% |
| GUILD MORTGAGE COMPANY | $1,035,000 | $540,000 | -47.8% | 0.0% |
| Farmers Bank & Trust | $530,000 | n/a | 0.0% | |
| First Federal Community Bank of Bucyrus | $525,000 | n/a | 0.0% | |
| American Security Mortgage Corp. | $510,000 | n/a | 0.0% | |
| Pinnacle Bank | $655,000 | $510,000 | -22.1% | 0.0% |
| A&D Mortgage LLC | $505,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $495,000 | n/a | 0.0% | |
| City National Bank of Florida | $485,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $535,000 | $470,000 | -12.1% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $1,305,000 | $470,000 | -64.0% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $295,000 | $470,000 | 59.3% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $300,000 | $460,000 | 53.3% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $450,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $450,000 | n/a | 0.0% | |
| Republic State Mortgage Co. | $450,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $315,000 | $435,000 | 38.1% | 0.0% |
| River Bank & Trust | $1,015,000 | $435,000 | -57.1% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $185,000 | $430,000 | 132.4% | 0.0% |
| Citibank | $150,000 | $420,000 | 180.0% | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | $420,000 | n/a | 0.0% | |
| LOUISIANA | $415,000 | n/a | 0.0% | |
| Bell Bank | $405,000 | n/a | 0.0% | |
| Capitol Federal Savings Bank | $405,000 | n/a | 0.0% | |
| Citizens National Bank, N.A. | $405,000 | n/a | 0.0% | |
| HOPE FEDERAL CREDIT UNION | $1,500,000 | $405,000 | -73.0% | 0.0% |
| Ixonia Bank | $135,000 | $405,000 | 200.0% | 0.0% |
| M&T Bank | $725,000 | $405,000 | -44.1% | 0.0% |
| Stifel Bank and Trust | $2,890,000 | $400,000 | -86.2% | 0.0% |
| EVANSVILLE TEACHERS | $250,000 | $395,000 | 58.0% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $390,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $155,000 | $390,000 | 151.6% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $295,000 | $390,000 | 32.2% | 0.0% |
| HOMESTEAD FUNDING CORP. | $645,000 | $385,000 | -40.3% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $375,000 | n/a | 0.0% | |
| Century Next Bank | $175,000 | $375,000 | 114.3% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $345,000 | $370,000 | 7.2% | 0.0% |
| OAKTREE FUNDING CORP. | $565,000 | $370,000 | -34.5% | 0.0% |
| CITYWIDE HOME LOANS, LLC | $365,000 | n/a | 0.0% | |
| Gateway First Bank | $890,000 | $365,000 | -59.0% | 0.0% |
| SUPERIOR CHOICE | $365,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $75,000 | $360,000 | 380.0% | 0.0% |
| Mid-Continent Funding, Inc. | $1,080,000 | $360,000 | -66.7% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $725,000 | $355,000 | -51.0% | 0.0% |
| Landmark National Bank | $355,000 | n/a | 0.0% | |
| SUNBELT Federal Credit Union | $350,000 | n/a | 0.0% | |
| NEW WAVE LENDING GROUP INC | $345,000 | n/a | 0.0% | |
| Fifth Third Bank | $340,000 | n/a | 0.0% | |
| Peapack-Gladstone Bank | $355,000 | $335,000 | -5.6% | 0.0% |
| CENTRAL MINNESOTA Credit Union | $325,000 | n/a | 0.0% | |
| First International Bank & Trust | $325,000 | n/a | 0.0% | |
| First Savings Bank | $325,000 | n/a | 0.0% | |
| F&M Bank | $325,000 | n/a | 0.0% | |
| OCMBC, INC. | $325,000 | n/a | 0.0% | |
| ServisFirst Bank | $3,005,000 | $320,000 | -89.4% | 0.0% |
| Arvest Bank | $220,000 | $315,000 | 43.2% | 0.0% |
| The Huntington National Bank | $470,000 | $315,000 | -33.0% | 0.0% |
| BAY EQUITY LLC | $195,000 | $310,000 | 59.0% | 0.0% |
| Texas First Bank | $305,000 | n/a | 0.0% | |
| First National Bank of America | $455,000 | $300,000 | -34.1% | 0.0% |
| Princeton Mortgage Corporation | $300,000 | n/a | 0.0% | |
| Lincoln Savings Bank | $285,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $1,990,000 | $285,000 | -85.7% | 0.0% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $585,000 | $285,000 | -51.3% | 0.0% |
| EFCU FINANCIAL | $275,000 | n/a | 0.0% | |
| Metairie Bank & Trust Company | $1,655,000 | $275,000 | -83.4% | 0.0% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $195,000 | $275,000 | 41.0% | 0.0% |
| Bank of Louisiana | $265,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $225,000 | $265,000 | 17.8% | 0.0% |
| NBH Bank | $410,000 | $265,000 | -35.4% | 0.0% |
| TOWNE MORTGAGE COMPANY | $265,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $75,000 | $260,000 | 246.7% | 0.0% |
| Bank of St. Francisville | $255,000 | n/a | 0.0% | |
| Hamilton Mortgage Corporation | $255,000 | n/a | 0.0% | |
| Independent Bank | $800,000 | $255,000 | -68.1% | 0.0% |
| Liberty Bank and Trust Company | $255,000 | n/a | 0.0% | |
| Quad City Bank and Trust Company | $255,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $195,000 | $250,000 | 28.2% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $1,970,000 | $250,000 | -87.3% | 0.0% |
| Citadel Servicing Corporation | $250,000 | n/a | 0.0% | |
| Logan Finance Corporation | $250,000 | n/a | 0.0% | |
| 1ST SIGNATURE LENDING, LLC | $245,000 | n/a | 0.0% | |
| BNC National Bank | $2,080,000 | $245,000 | -88.2% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $2,665,000 | $245,000 | -90.8% | 0.0% |
| Baxter Credit Union | $260,000 | $235,000 | -9.6% | 0.0% |
| Legence Bank | $235,000 | n/a | 0.0% | |
| Heritage Bank of St Tammany | $515,000 | $230,000 | -55.3% | 0.0% |
| Eagle Bank and Trust Company | $225,000 | n/a | 0.0% | |
| First Bank | $185,000 | $225,000 | 21.6% | 0.0% |
| First State Bank of St. Charles, Missouri | $225,000 | n/a | 0.0% | |
| ALL IN | $370,000 | $220,000 | -40.5% | 0.0% |
| BMO Harris Bank | $215,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $1,070,000 | $215,000 | -79.9% | 0.0% |
| South Lafourche Bank & Trust Company | $155,000 | $215,000 | 38.7% | 0.0% |
| T2 FINANCIAL LLC | $455,000 | $215,000 | -52.7% | 0.0% |
| AmeriHome Mortgage Company, LLC | $1,550,000 | $205,000 | -86.8% | 0.0% |
| Citizens State Bank | $205,000 | n/a | 0.0% | |
| Financial Federal Bank | $205,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $240,000 | $200,000 | -16.7% | 0.0% |
| South State Bank | $155,000 | $200,000 | 29.0% | 0.0% |
| United Community Bank | $190,000 | $200,000 | 5.3% | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $185,000 | n/a | 0.0% | |
| America's Mortgage Resource, Inc. | $345,000 | $185,000 | -46.4% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $185,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,760,000 | $185,000 | -89.5% | 0.0% |
| SouthPoint Bank | $1,070,000 | $185,000 | -82.7% | 0.0% |
| THRIVENT Federal Credit Union | $105,000 | $185,000 | 76.2% | 0.0% |
| American Airlines Federal Credit Union | $180,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $175,000 | $175,000 | 0.0% | 0.0% |
| Evolve Bank & Trust | $405,000 | $175,000 | -56.8% | 0.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $4,430,000 | $175,000 | -96.0% | 0.0% |
| Lincoln FSB of Nebraska | $175,000 | n/a | 0.0% | |
| Towne Bank | $175,000 | n/a | 0.0% | |
| ARC HOME LLC | $1,150,000 | $165,000 | -85.7% | 0.0% |
| M C Bank & Trust Company | $235,000 | $165,000 | -29.8% | 0.0% |
| The Evangeline Bank & Trust Company | $165,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $885,000 | $155,000 | -82.5% | 0.0% |
| Merchants Mortgage & Trust Corporation | $155,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $240,000 | $150,000 | -37.5% | 0.0% |
| Capital Bank | $285,000 | $145,000 | -49.1% | 0.0% |
| FAMILY SAVINGS | $195,000 | $145,000 | -25.6% | 0.0% |
| FIRST MORTGAGE COMPANY, INC. | $145,000 | n/a | 0.0% | |
| GSB MORTGAGE, INC. | $145,000 | n/a | 0.0% | |
| Neighborhood Loans, Inc. | $145,000 | n/a | 0.0% | |
| PNC Bank | $580,000 | $145,000 | -75.0% | 0.0% |
| SUMMIT FUNDING, INC. | $350,000 | $145,000 | -58.6% | 0.0% |
| UNIFY FINANCIAL Credit Union | $265,000 | $145,000 | -45.3% | 0.0% |
| MidFirst Bank | $140,000 | n/a | 0.0% | |
| Warsaw Federal Savings and Loan Association | $140,000 | n/a | 0.0% | |
| EMM LOANS LLC | $215,000 | $135,000 | -37.2% | 0.0% |
| JEFFERSON FINANCIAL | $965,000 | $135,000 | -86.0% | 0.0% |
| The Cottonport Bank | $135,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $135,000 | n/a | 0.0% | |
| APCO EMPLOYEES | $125,000 | n/a | 0.0% | |
| Citizens Tri-County Bank | $145,000 | $125,000 | -13.8% | 0.0% |
| CSL Financial, LLC | $1,035,000 | $125,000 | -87.9% | 0.0% |
| Feliciana Bank & Trust Company | $125,000 | n/a | 0.0% | |
| First Bank | $185,000 | $125,000 | -32.4% | 0.0% |
| Plaquemine Bank and Trust Company | $125,000 | n/a | 0.0% | |
| THE NEW ORLEANS FIREMEN'S FEDERAL CREDIT UNION | $120,000 | n/a | 0.0% | |
| SKYONE Federal Credit Union | $115,000 | n/a | 0.0% | |
| Banterra Bank | $105,000 | n/a | 0.0% | |
| First Farmers Bank and Trust Company | $105,000 | n/a | 0.0% | |
| The Citizens National Bank of Meridian | $1,470,000 | $105,000 | -92.9% | 0.0% |
| Synergy Bank | $230,000 | $95,000 | -58.7% | 0.0% |
| SPRING EQ, LLC | $165,000 | $90,000 | -45.5% | 0.0% |
| Citizens Bank & Trust Co | $85,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $85,000 | n/a | 0.0% | |
| Pen Air Federal Credit Union | $75,000 | n/a | 0.0% | |
| The Loan Store, Inc. | $75,000 | n/a | 0.0% | |
| XPLORE FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $50,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $185,000 | $25,000 | -86.5% | 0.0% |
GULFPORT - BILOXI's top lender by overall market share is DHI MORTGAGE COMPANY, LTD., with 6.3% market share. In second place, with 5.5%, is CMG MORTGAGE, INC., having originated $92,570,000 in loans. In third place, with 4.9%, is BancorpSouth, having originated $82,900,000 in loans. In fourth place, with 4.7%, is KEESLER, having originated $79,155,000 in loans. In fifth place, with 4.7%, is QUICKEN LOANS, LLC, having originated $78,805,000 in loans.
GULFPORT-BILOXI, MS Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 39426 | Gulfport-Biloxi, MS HUD Metro FMR Area | $750 | $830 | $1,000 | $1,360 | $1,480 |
| 39466 | Gulfport-Biloxi, MS HUD Metro FMR Area | $620 | $690 | $830 | $1,130 | $1,230 |
| 39470 | Gulfport-Biloxi, MS HUD Metro FMR Area | $600 | $670 | $780 | $1,080 | $1,210 |
| 39501 | Gulfport-Biloxi, MS HUD Metro FMR Area | $670 | $740 | $890 | $1,210 | $1,310 |
| 39502 | Gulfport-Biloxi, MS HUD Metro FMR Area | $710 | $780 | $950 | $1,290 | $1,400 |
| 39503 | Gulfport-Biloxi, MS HUD Metro FMR Area | $700 | $770 | $930 | $1,260 | $1,370 |
| 39505 | Gulfport-Biloxi, MS HUD Metro FMR Area | $710 | $780 | $950 | $1,290 | $1,400 |
| 39506 | Gulfport-Biloxi, MS HUD Metro FMR Area | $710 | $780 | $950 | $1,290 | $1,400 |
| 39507 | Gulfport-Biloxi, MS HUD Metro FMR Area | $690 | $760 | $920 | $1,250 | $1,360 |
| 39520 | Gulfport-Biloxi, MS HUD Metro FMR Area | $690 | $760 | $920 | $1,250 | $1,360 |
| 39522 | Gulfport-Biloxi, MS HUD Metro FMR Area | $670 | $740 | $900 | $1,220 | $1,330 |
| 39525 | Gulfport-Biloxi, MS HUD Metro FMR Area | $740 | $820 | $990 | $1,350 | $1,460 |
| 39529 | Gulfport-Biloxi, MS HUD Metro FMR Area | $670 | $740 | $900 | $1,220 | $1,330 |
| 39530 | Gulfport-Biloxi, MS HUD Metro FMR Area | $630 | $690 | $840 | $1,140 | $1,240 |
| 39531 | Gulfport-Biloxi, MS HUD Metro FMR Area | $730 | $800 | $970 | $1,320 | $1,430 |
| 39532 | Gulfport-Biloxi, MS HUD Metro FMR Area | $750 | $850 | $1,010 | $1,370 | $1,550 |
| 39533 | Gulfport-Biloxi, MS HUD Metro FMR Area | $710 | $780 | $950 | $1,290 | $1,400 |
| 39534 | Gulfport-Biloxi, MS HUD Metro FMR Area | $710 | $780 | $950 | $1,290 | $1,400 |
| 39535 | Gulfport-Biloxi, MS HUD Metro FMR Area | $710 | $780 | $950 | $1,290 | $1,400 |
| 39540 | Gulfport-Biloxi, MS HUD Metro FMR Area | $770 | $850 | $1,030 | $1,400 | $1,520 |
| 39556 | Gulfport-Biloxi, MS HUD Metro FMR Area | $730 | $800 | $970 | $1,320 | $1,430 |
| 39560 | Gulfport-Biloxi, MS HUD Metro FMR Area | $770 | $850 | $1,030 | $1,400 | $1,520 |
| 39565 | Gulfport-Biloxi, MS HUD Metro FMR Area | $680 | $830 | $950 | $1,270 | $1,620 |
| 39571 | Gulfport-Biloxi, MS HUD Metro FMR Area | $700 | $780 | $940 | $1,280 | $1,390 |
| 39572 | Gulfport-Biloxi, MS HUD Metro FMR Area | $690 | $760 | $920 | $1,250 | $1,360 |
| 39573 | Gulfport-Biloxi, MS HUD Metro FMR Area | $730 | $760 | $980 | $1,380 | $1,480 |
| 39574 | Gulfport-Biloxi, MS HUD Metro FMR Area | $680 | $750 | $910 | $1,240 | $1,340 |
| 39576 | Gulfport-Biloxi, MS HUD Metro FMR Area | $610 | $680 | $820 | $1,110 | $1,210 |
2022 Average & Median Rent Data Statistics
GULFPORT-BILOXI, MS average 1BR rent: $771, median: $780
GULFPORT-BILOXI, MS average 2BR rent: $933, median: $950
GULFPORT-BILOXI, MS average 3BR rent: $1,270, median: $1,285
GULFPORT-BILOXI, MS Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 5,146 | $1,264,410,000 | $245,707 |
| Cash Out Refi | 1,092 | $185,320,000 | $169,707 |
| Refi | 754 | $144,500,000 | $191,645 |
| Other | 560 | $53,320,000 | $95,214 |
| Home Improvement | 356 | $36,340,000 | $102,079 |
Gulfport - Biloxi's most frequently cited loan purpose was Home Purchase, with 5,146 originations. The 2nd most popular reason was Cash Out Refi, with 1,092 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 2,406 | $553,950,000 | $230,237 |
| 7-8% | 1,585 | $352,535,000 | $222,420 |
| 5-6% | 1,356 | $379,590,000 | $279,934 |
| Over 8% | 1,228 | $139,980,000 | $113,990 |
| <2.5% | 364 | $45,940,000 | $126,209 |
| 4-5% | 306 | $77,720,000 | $253,987 |
| 3-4% | 86 | $11,640,000 | $135,349 |
| 2.5-3% | 12 | $1,650,000 | $137,500 |
During 2023, Gulfport - Biloxi's most frequently originated rate bucket was 6-7%, with 2,406 originations.
Loan Sizing (GULFPORT-BILOXI, MS MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,876 | $786,960,000 | $273,630 |
| $100k-200k | 2,559 | $381,315,000 | $149,009 |
| $100,000 or less | 2,001 | $108,075,000 | $54,010 |
| $400k-600k | 343 | $161,925,000 | $472,085 |
| $600k-1000k | 96 | $68,890,000 | $717,604 |
| $Over $1MM | 33 | $176,725,000 | $5,355,303 |
GULFPORT - BILOXI's loan sizing saw the bucket of loans from $200k-400k with 2,876 originations, totaling $786,960,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 3,481 | $831,905,000 | $238,984 |
| 60-80% | 1,413 | $366,985,000 | $259,720 |
| Under 20% | 772 | $36,390,000 | $47,137 |
| 20-40% | 680 | $62,280,000 | $91,588 |
| 40-60% | 591 | $128,915,000 | $218,130 |
| Over 100% | 354 | $124,590,000 | $351,949 |
GULFPORT - BILOXI's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,481 originations, totaling $831,905,000 in origination value.