MONTGOMERY Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Montgomery averaged
6.73%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
7.26% and
one month ago for the week of 2023-02-09, the
average rate was 6.65%.
Montgomery's average rate one year ago was 3.85%.
For refis of the same type during the week of 2023-03-16, the average rate
was 7.12%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
| Montgomery 30 Year Fixed Rate | 2023-03-16 | 6.73% |
| Montgomery 30 Year Fixed Rate Refi | 2023-03-16 | 7.12% |
| Montgomery 15 Year Fixed Rate | 2023-03-16 | 6.39% |
| Montgomery 15 Year Fixed Rate Refi | 2023-03-16 | 6.1% |
| Montgomery 30 Year FHA | 2023-03-16 | 6.37% |
| Montgomery 30 Year FHA Refi | 2023-03-16 | 6.16% |
| Montgomery 30 Year USDA | 2023-03-16 | 6.55% |
| Montgomery 30 Year USDA Refi | 2023-03-16 | 6.08% |
| Montgomery 30 Year VA | 2023-03-16 | 6.03% |
| Montgomery 30 Year VA Refi | 2023-03-16 | 6.02% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within MONTGOMERY, AL.
MONTGOMERY Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the MONTGOMERY, AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
MONTGOMERY Average Closing Costs & Other Stats
MONTGOMERY, AL's 192 lenders originated 9,058
loans during 2022. The total origination value was $2,098,520,000, with an average loan value of
$231,676.
MONTGOMERY's average closing costs are $4,729.
The top MONTGOMERY lender as defined by loan originations is Trustmark National Bank, with
437 loans originated. Their average total fees are
$3,590, which is $237
lower than the next largest lender,
FAIRWAY INDEPENDENT MORTGAGE CORPORATION.
The lowest fee MONTGOMERY lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. ($2,639), JPMorgan Chase Bank ($2,974), CB&S Bank, Inc. ($3,075), Stifel Bank and Trust ($3,371) and BancorpSouth Bank ($3,484).
The lowest rate MONTGOMERY lenders (with over 10 loans originated) are
Stifel Bank and Trust (3.40%), DHI MORTGAGE COMPANY, LTD. (4.22%), Truist (4.24%), Flagstar Bank, FSB (4.28%) and Valley National Bank (4.34%).
MONTGOMERY, AL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Trustmark National Bank | $246,605,000 | $158,885,000 | -35.6% | 7.6% |
| GUILD MORTGAGE COMPANY | $226,030,000 | $141,035,000 | -37.6% | 6.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $176,575,000 | $124,105,000 | -29.7% | 5.9% |
| River Bank & Trust | $24,340,000 | $97,010,000 | 298.6% | 4.6% |
| QUICKEN LOANS, LLC | $188,060,000 | $91,235,000 | -51.5% | 4.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $139,480,000 | $82,530,000 | -40.8% | 3.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $133,955,000 | $71,735,000 | -46.4% | 3.4% |
| Renasant Bank | $92,630,000 | $57,670,000 | -37.7% | 2.7% |
| Merchants Bank of Indiana | $335,000 | $57,630,000 | 17,103.0% | 2.7% |
| Regions Bank | $96,180,000 | $56,115,000 | -41.7% | 2.7% |
| Flagstar Bank, FSB | $8,955,000 | $55,340,000 | 518.0% | 2.6% |
| LOANDEPOT.COM, LLC | $69,460,000 | $51,515,000 | -25.8% | 2.5% |
| PENNYMAC LOAN SERVICES, LLC | $79,755,000 | $50,340,000 | -36.9% | 2.4% |
| Guardian Credit Union | $36,955,000 | $48,105,000 | 30.2% | 2.3% |
| INTERLINC MORTGAGE SERVICES, LLC | $88,270,000 | $47,100,000 | -46.6% | 2.2% |
| Mortgage Research Center, LLC | $59,670,000 | $46,500,000 | -22.1% | 2.2% |
| MAX Credit Union | $85,335,000 | $46,225,000 | -45.8% | 2.2% |
| Wells Fargo Bank | $78,845,000 | $46,135,000 | -41.5% | 2.2% |
| WALKER & DUNLOP, LLC | $71,740,000 | $36,005,000 | -49.8% | 1.7% |
| GMFS LLC | $55,780,000 | $31,260,000 | -44.0% | 1.5% |
| CMG MORTGAGE, INC. | $43,070,000 | $27,965,000 | -35.1% | 1.3% |
| NAVY FEDERAL CREDIT UNION | $31,770,000 | $26,770,000 | -15.7% | 1.3% |
| ServisFirst Bank | $18,825,000 | $24,775,000 | 31.6% | 1.2% |
| FREEDOM MORTGAGE CORPORATION | $112,715,000 | $20,600,000 | -81.7% | 1.0% |
| Pinnacle Bank | $19,200,000 | n/a | 0.9% | |
| Capital One | $18,065,000 | n/a | 0.9% | |
| PNC Bank | $13,130,000 | $17,770,000 | 35.3% | 0.8% |
| BAY EQUITY LLC | $45,870,000 | $17,180,000 | -62.5% | 0.8% |
| DHI MORTGAGE COMPANY, LTD. | $7,185,000 | $16,615,000 | 131.2% | 0.8% |
| USAA Federal Savings Bank | $22,720,000 | $16,265,000 | -28.4% | 0.8% |
| Synovus Bank | $37,465,000 | $16,020,000 | -57.2% | 0.8% |
| First Community Bank of Central Alabama | $12,795,000 | $15,305,000 | 19.6% | 0.7% |
| Stifel Bank and Trust | $13,435,000 | $13,985,000 | 4.1% | 0.7% |
| BancorpSouth Bank | $9,230,000 | $13,465,000 | 45.9% | 0.6% |
| Truist | $17,410,000 | $13,320,000 | -23.5% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $27,720,000 | $12,900,000 | -53.5% | 0.6% |
| CALIBER HOME LOANS, INC. | $35,510,000 | $12,185,000 | -65.7% | 0.6% |
| CB&S Bank, Inc. | $6,030,000 | $11,015,000 | 82.7% | 0.5% |
| NEW DAY FINANCIAL, LLC | $15,270,000 | $10,350,000 | -32.2% | 0.5% |
| CERTAINTY HOME LOANS, LLC | $28,000,000 | $9,980,000 | -64.4% | 0.5% |
| Bethpage Federal Credit Union | $8,705,000 | n/a | 0.4% | |
| HOME POINT FINANCIAL CORPORATION | $19,290,000 | $7,425,000 | -61.5% | 0.4% |
| JPMorgan Chase Bank | $10,970,000 | $7,220,000 | -34.2% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $6,795,000 | $6,950,000 | 2.3% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $22,685,000 | $6,925,000 | -69.5% | 0.3% |
| 21ST MORTGAGE CORPORATION | $9,550,000 | $6,715,000 | -29.7% | 0.3% |
| Ameris Bank | $6,510,000 | $6,575,000 | 1.0% | 0.3% |
| NEWREZ LLC | $19,310,000 | $6,560,000 | -66.0% | 0.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $7,715,000 | $6,435,000 | -16.6% | 0.3% |
| SouthPoint Bank | $12,915,000 | $6,425,000 | -50.3% | 0.3% |
| Arbor Realty Trust, Inc. | $12,195,000 | $6,005,000 | -50.8% | 0.3% |
| Hamilton Mortgage Corporation | $7,985,000 | $5,830,000 | -27.0% | 0.3% |
| ALABAMA STATE EMPLOYEES CREDIT UNION | $3,945,000 | $5,815,000 | 47.4% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $5,480,000 | $5,805,000 | 5.9% | 0.3% |
| Bank of America | $8,010,000 | $5,420,000 | -32.3% | 0.3% |
| Valley National Bank | $9,500,000 | $5,015,000 | -47.2% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $33,350,000 | $5,005,000 | -85.0% | 0.2% |
| Carrington Mortgage Services, LLC | $7,675,000 | $4,895,000 | -36.2% | 0.2% |
| FirstBank | $5,075,000 | $4,885,000 | -3.7% | 0.2% |
| LENDINGONE, LLC | $4,875,000 | $4,795,000 | -1.6% | 0.2% |
| UNION HOME MORTGAGE CORP. | $2,575,000 | $4,695,000 | 82.3% | 0.2% |
| KeyBank | $10,125,000 | $4,680,000 | -53.8% | 0.2% |
| Troy Bank and Trust Company | $2,310,000 | $4,395,000 | 90.3% | 0.2% |
| SmartBank | $4,190,000 | n/a | 0.2% | |
| LIMA ONE CAPITAL, LLC | $7,955,000 | $4,120,000 | -48.2% | 0.2% |
| The Federal Savings Bank | $3,110,000 | $4,000,000 | 28.6% | 0.2% |
| BROKER SOLUTIONS, INC. | $6,895,000 | $3,995,000 | -42.1% | 0.2% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $780,000 | $3,960,000 | 407.7% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $9,895,000 | $3,670,000 | -62.9% | 0.2% |
| HOPE FEDERAL CREDIT UNION | $6,395,000 | $3,590,000 | -43.9% | 0.2% |
| U.S. Bank | $4,305,000 | $3,495,000 | -18.8% | 0.2% |
| EMM LOANS LLC | $780,000 | $3,420,000 | 338.5% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $2,280,000 | $3,370,000 | 47.8% | 0.2% |
| Morgan Stanley Private Bank | $7,755,000 | $3,145,000 | -59.4% | 0.1% |
| South State Bank | $1,075,000 | $3,095,000 | 187.9% | 0.1% |
| ORIX REAL ESTATE CAPITAL, LLC | $3,035,000 | n/a | 0.1% | |
| First Federal Bank | $1,670,000 | $2,965,000 | 77.5% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $505,000 | $2,925,000 | 479.2% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $2,010,000 | $2,915,000 | 45.0% | 0.1% |
| GUARANTEED RATE, INC. | $2,925,000 | $2,910,000 | -0.5% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $7,330,000 | $2,855,000 | -61.1% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $10,785,000 | $2,745,000 | -74.5% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $2,735,000 | n/a | 0.1% | |
| Citizens Bank | $2,285,000 | $2,710,000 | 18.6% | 0.1% |
| AMWEST FUNDING CORP. | $4,590,000 | $2,645,000 | -42.4% | 0.1% |
| Hometown Lenders, Inc. | $5,865,000 | $2,620,000 | -55.3% | 0.1% |
| GREYSTONE SERVICING COMPANY LLC | $2,555,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $860,000 | $2,510,000 | 191.9% | 0.1% |
| COREVEST AMERICAN FINANCE LENDER LLC | $8,500,000 | $2,460,000 | -71.1% | 0.1% |
| BETTER MORTGAGE CORPORATION | $18,625,000 | $2,380,000 | -87.2% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $2,445,000 | $2,350,000 | -3.9% | 0.1% |
| First South Farm Credit, ACA | $2,685,000 | $2,280,000 | -15.1% | 0.1% |
| ARC HOME LLC | $2,270,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $635,000 | $2,195,000 | 245.7% | 0.1% |
| Northpointe Bank | $3,310,000 | $2,190,000 | -33.8% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $12,130,000 | $2,185,000 | -82.0% | 0.1% |
| Community Bank of Mississippi | $870,000 | $2,170,000 | 149.4% | 0.1% |
| First Citizens Bank | $1,165,000 | $2,115,000 | 81.5% | 0.1% |
| Bryant Bank | $1,180,000 | $2,110,000 | 78.8% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,415,000 | $1,990,000 | -17.6% | 0.1% |
| Bank Independent | $1,865,000 | n/a | 0.1% | |
| APCO EMPLOYEES | $1,700,000 | $1,835,000 | 7.9% | 0.1% |
| Nations Lending Corporation | $2,120,000 | $1,820,000 | -14.2% | 0.1% |
| NBKC BANK | $4,335,000 | $1,820,000 | -58.0% | 0.1% |
| Metro City Bank | $1,065,000 | $1,675,000 | 57.3% | 0.1% |
| MICHIGAN MUTUAL, INC. | $2,610,000 | $1,675,000 | -35.8% | 0.1% |
| M&T Bank | $2,845,000 | $1,655,000 | -41.8% | 0.1% |
| Prosperity Home Mortgage, LLC | $1,820,000 | $1,615,000 | -11.3% | 0.1% |
| BNY Mellon | $1,605,000 | n/a | 0.1% | |
| CORNERSTONE HOME LENDING, INC. | $1,445,000 | $1,570,000 | 8.7% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $4,785,000 | $1,560,000 | -67.4% | 0.1% |
| Discover Bank | $290,000 | $1,540,000 | 431.0% | 0.1% |
| First Horizon Bank | $5,080,000 | $1,530,000 | -69.9% | 0.1% |
| First Federal Bank, A FSB | $2,585,000 | $1,445,000 | -44.1% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $1,245,000 | $1,430,000 | 14.9% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $1,440,000 | $1,415,000 | -1.7% | 0.1% |
| Assurance Financial Group, L.L.C. | $980,000 | $1,360,000 | 38.8% | 0.1% |
| SOUTHWEST FUNDING, LP | $1,500,000 | $1,330,000 | -11.3% | 0.1% |
| Figure Lending LLC | $195,000 | $1,285,000 | 559.0% | 0.1% |
| PLANET HOME LENDING, LLC | $4,755,000 | $1,270,000 | -73.3% | 0.1% |
| Progress Bank and Trust | $2,580,000 | $1,245,000 | -51.7% | 0.1% |
| Ally Bank | $2,480,000 | $1,240,000 | -50.0% | 0.1% |
| AmeriHome Mortgage Company, LLC | $6,055,000 | $1,240,000 | -79.5% | 0.1% |
| AMERICAN FINANCING CORPORATION | $2,405,000 | $1,190,000 | -50.5% | 0.1% |
| Magnolia Bank | $1,725,000 | $1,190,000 | -31.0% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $65,000 | $1,190,000 | 1,730.8% | 0.1% |
| Hancock Whitney Bank | $2,635,000 | $1,175,000 | -55.4% | 0.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $1,170,000 | n/a | 0.1% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $615,000 | $1,110,000 | 80.5% | 0.1% |
| The Central Trust Bank | $1,100,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $930,000 | $1,085,000 | 16.7% | 0.1% |
| Bank of England | $1,875,000 | $1,070,000 | -42.9% | 0.1% |
| BNC National Bank | $2,785,000 | $1,035,000 | -62.8% | 0.0% |
| Armed Forces Bank | $440,000 | $1,005,000 | 128.4% | 0.0% |
| City National Bank | $975,000 | $1,005,000 | 3.1% | 0.0% |
| Bank of Springfield | $825,000 | $995,000 | 20.6% | 0.0% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $975,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $1,585,000 | $965,000 | -39.1% | 0.0% |
| MILEND, INC. | $1,130,000 | $950,000 | -15.9% | 0.0% |
| Capital City Home Loans, LLC | $1,520,000 | $905,000 | -40.5% | 0.0% |
| Watermark Capital, Inc. | $85,000 | $895,000 | 952.9% | 0.0% |
| DELMAR FINANCIAL COMPANY | $1,415,000 | $875,000 | -38.2% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,120,000 | $875,000 | -21.9% | 0.0% |
| AuburnBank | $2,305,000 | $870,000 | -62.3% | 0.0% |
| EVERETT FINANCIAL, INC. | $520,000 | $840,000 | 61.5% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,800,000 | $830,000 | -53.9% | 0.0% |
| b1BANK | $825,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $2,250,000 | $820,000 | -63.6% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $95,000 | $810,000 | 752.6% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $850,000 | $790,000 | -7.1% | 0.0% |
| SPRING EQ, LLC | $360,000 | $785,000 | 118.1% | 0.0% |
| T2 FINANCIAL LLC | $525,000 | $785,000 | 49.5% | 0.0% |
| REDSTONE Federal Credit Union | $795,000 | $755,000 | -5.0% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $4,310,000 | $755,000 | -82.5% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,115,000 | $750,000 | -75.9% | 0.0% |
| Merchants & Marine Bank | $750,000 | n/a | 0.0% | |
| DELTA COMMUNITY CREDIT UNION | $150,000 | $720,000 | 380.0% | 0.0% |
| MORTGAGE MANAGEMENT CONSULTANTS, INC. | $1,205,000 | $705,000 | -41.5% | 0.0% |
| Tyndall Federal Credit Union | $165,000 | $700,000 | 324.2% | 0.0% |
| Core Bank | $670,000 | $680,000 | 1.5% | 0.0% |
| Equity Prime Mortgage LLC | $255,000 | $675,000 | 164.7% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $675,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $2,720,000 | $675,000 | -75.2% | 0.0% |
| RESIDENTIAL BANCORP. | $195,000 | $670,000 | 243.6% | 0.0% |
| HOMESTAR FINANCIAL CORPORATION | $1,270,000 | $665,000 | -47.6% | 0.0% |
| Bell Bank | $55,000 | $650,000 | 1,081.8% | 0.0% |
| EMBRACE HOME LOANS, INC. | $350,000 | $635,000 | 81.4% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $380,000 | $635,000 | 67.1% | 0.0% |
| ZILLOW HOME LOANS, LLC | $500,000 | $635,000 | 27.0% | 0.0% |
| Fifth Third Bank | $690,000 | $630,000 | -8.7% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $980,000 | $615,000 | -37.2% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $525,000 | $605,000 | 15.2% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $510,000 | $605,000 | 18.6% | 0.0% |
| AUBURN UNIVERSITY CREDIT UNION | $190,000 | $600,000 | 215.8% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $590,000 | $595,000 | 0.8% | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | $1,775,000 | $585,000 | -67.0% | 0.0% |
| THRIVE MORTGAGE, LLC | $300,000 | $585,000 | 95.0% | 0.0% |
| NexBank | $150,000 | $580,000 | 286.7% | 0.0% |
| First Guaranty Mortgage Corporation | $4,260,000 | $565,000 | -86.7% | 0.0% |
| Gateway First Bank | $810,000 | $565,000 | -30.2% | 0.0% |
| Sunflower Bank | $355,000 | $565,000 | 59.2% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $2,345,000 | $560,000 | -76.1% | 0.0% |
| ALL IN | $310,000 | $555,000 | 79.0% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $590,000 | $555,000 | -5.9% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $1,040,000 | $550,000 | -47.1% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $610,000 | $530,000 | -13.1% | 0.0% |
| Hometown Equity Mortgage, LLC | $510,000 | n/a | 0.0% | |
| ANGEL OAK HOME LOANS LLC | $155,000 | $500,000 | 222.6% | 0.0% |
| ATHAS CAPITAL GROUP, INC. | $490,000 | n/a | 0.0% | |
| AMERICA'S FIRST | $485,000 | n/a | 0.0% | |
| NFM, INC. | $485,000 | n/a | 0.0% | |
| S1L, Inc. | $740,000 | $485,000 | -34.5% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $495,000 | $480,000 | -3.0% | 0.0% |
| BankFirst Financial Services | $480,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $925,000 | $480,000 | -48.1% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $685,000 | $470,000 | -31.4% | 0.0% |
| Commerce Home Mortgage, Inc. | $465,000 | n/a | 0.0% | |
| Origin Bank | $465,000 | n/a | 0.0% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $275,000 | $455,000 | 65.5% | 0.0% |
| Colten Mortgage, LLC | $320,000 | $440,000 | 37.5% | 0.0% |
| SWBC MORTGAGE CORPORATION | $205,000 | $440,000 | 114.6% | 0.0% |
| Waterstone Mortgage Corporation | $430,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $425,000 | n/a | 0.0% | |
| AMERICAN HOME LENDING USA, LLC | $205,000 | $425,000 | 107.3% | 0.0% |
| Beeline Loans, Inc. | $420,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $2,835,000 | $415,000 | -85.4% | 0.0% |
| AMERICAN ADVISORS GROUP | $1,010,000 | $410,000 | -59.4% | 0.0% |
| TOWNE MORTGAGE COMPANY | $205,000 | $405,000 | 97.6% | 0.0% |
| Alabama One Credit Union | $850,000 | $400,000 | -52.9% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $400,000 | n/a | 0.0% | |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $105,000 | $400,000 | 281.0% | 0.0% |
| New Horizons Credit Union | $395,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $3,330,000 | $395,000 | -88.1% | 0.0% |
| AMERIFIRST FINANCIAL CORPORATION | $330,000 | $390,000 | 18.2% | 0.0% |
| Bank of Hope | $385,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $285,000 | $385,000 | 35.1% | 0.0% |
| SOFI LENDING CORP. | $1,675,000 | $380,000 | -77.3% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $370,000 | $375,000 | 1.4% | 0.0% |
| First National Bank of America | $370,000 | n/a | 0.0% | |
| United Community Bank | $370,000 | n/a | 0.0% | |
| KEESLER | $285,000 | $365,000 | 28.1% | 0.0% |
| FIDELITY BANK | $665,000 | $360,000 | -45.9% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $2,065,000 | $355,000 | -82.8% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $585,000 | $350,000 | -40.2% | 0.0% |
| Arvest Bank | $1,550,000 | $345,000 | -77.7% | 0.0% |
| BLUELEAF LENDING, LLC | $215,000 | $345,000 | 60.5% | 0.0% |
| Plains Commerce Bank | $1,060,000 | $345,000 | -67.5% | 0.0% |
| First Home Bank | $1,615,000 | $340,000 | -78.9% | 0.0% |
| Republic Bank & Trust Company | $335,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $1,535,000 | $335,000 | -78.2% | 0.0% |
| The Huntington National Bank | $860,000 | $335,000 | -61.0% | 0.0% |
| Liberty Bank and Trust Company | $750,000 | $330,000 | -56.0% | 0.0% |
| MCLEAN MORTGAGE CORPORATION | $425,000 | $330,000 | -22.4% | 0.0% |
| NMSI, INC. | $225,000 | $325,000 | 44.4% | 0.0% |
| CIS Financial Services, Inc. | $705,000 | $315,000 | -55.3% | 0.0% |
| CSL Financial, LLC | $585,000 | $315,000 | -46.2% | 0.0% |
| MYCUMORTGAGE, LLC | $315,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $315,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $155,000 | $310,000 | 100.0% | 0.0% |
| DAS Acquisition Company, LLC | $305,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $305,000 | n/a | 0.0% | |
| UNIVERSITY LENDING GROUP, LLC | $1,555,000 | $305,000 | -80.4% | 0.0% |
| Atlantic Union Bank | $105,000 | $300,000 | 185.7% | 0.0% |
| CLEARPATH LENDING | $5,780,000 | $295,000 | -94.9% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $115,000 | $295,000 | 156.5% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $400,000 | $285,000 | -28.8% | 0.0% |
| Christensen Financial, Inc. | $145,000 | $285,000 | 96.6% | 0.0% |
| FirstTrust Home Loans, Inc. | $285,000 | n/a | 0.0% | |
| Neighborhood Loans, Inc. | $285,000 | n/a | 0.0% | |
| AVADIAN | $2,470,000 | $280,000 | -88.7% | 0.0% |
| ASCEND FEDERAL CREDIT UNION | $275,000 | n/a | 0.0% | |
| PURDUE FEDERAL CREDIT UNION | $225,000 | $275,000 | 22.2% | 0.0% |
| Raymond James Bank | $275,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $265,000 | n/a | 0.0% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $995,000 | $265,000 | -73.4% | 0.0% |
| Independent Bank | $185,000 | $265,000 | 43.2% | 0.0% |
| Servion, Inc. | $265,000 | n/a | 0.0% | |
| Exchange Bank of Missouri | $255,000 | n/a | 0.0% | |
| Colony Bank | $255,000 | $245,000 | -3.9% | 0.0% |
| Family Security Credit Union | $245,000 | n/a | 0.0% | |
| First Option Mortgage, LLC | $75,000 | $245,000 | 226.7% | 0.0% |
| GENEVA FINANCIAL, LLC | $545,000 | $245,000 | -55.0% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $225,000 | $245,000 | 8.9% | 0.0% |
| HUNT MORTGAGE CORPORATION | $235,000 | n/a | 0.0% | |
| THE MORTGAGE FIRM, INC. | $135,000 | $235,000 | 74.1% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $3,630,000 | $230,000 | -93.7% | 0.0% |
| CANOPY MORTGAGE, LLC | $225,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $295,000 | $225,000 | -23.7% | 0.0% |
| Low VA Rates, LLC | $1,735,000 | $225,000 | -87.0% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $220,000 | n/a | 0.0% | |
| First Savings Bank | $1,000,000 | $215,000 | -78.5% | 0.0% |
| Secured Investment Corp. | $215,000 | n/a | 0.0% | |
| LOANPAL, LLC | $205,000 | n/a | 0.0% | |
| Simmons Bank | $195,000 | n/a | 0.0% | |
| Fidelity Bank | $185,000 | n/a | 0.0% | |
| MICHIGAN FIRST CREDIT UNION | $185,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $185,000 | n/a | 0.0% | |
| COUNTRYPLACE MORTGAGE, LTD. | $525,000 | $180,000 | -65.7% | 0.0% |
| Paramount Bank | $360,000 | $175,000 | -51.4% | 0.0% |
| UNITED SECURITY FINANCIAL CORP | $315,000 | $175,000 | -44.4% | 0.0% |
| AMCAP MORTGAGE, LTD. | $165,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $465,000 | $165,000 | -64.5% | 0.0% |
| Consumer First Mortgage, Inc. | $2,230,000 | $165,000 | -92.6% | 0.0% |
| FBC MORTGAGE, LLC | $55,000 | $165,000 | 200.0% | 0.0% |
| GEORGIA'S OWN | $105,000 | $165,000 | 57.1% | 0.0% |
| Central State Bank | $160,000 | n/a | 0.0% | |
| ACIPCO Federal Credit Union | $75,000 | $155,000 | 106.7% | 0.0% |
| ENVOY MORTGAGE, LTD | $515,000 | $145,000 | -71.8% | 0.0% |
| Peoples Bank | $205,000 | $145,000 | -29.3% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $125,000 | $145,000 | 16.0% | 0.0% |
| Texana Bank | $145,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $265,000 | $145,000 | -45.3% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $140,000 | n/a | 0.0% | |
| AlaTrust Credit Union | $135,000 | n/a | 0.0% | |
| CCB Community Bank | $335,000 | $135,000 | -59.7% | 0.0% |
| First National Bank | $135,000 | n/a | 0.0% | |
| SILVER HILL FUNDING, LLC | $135,000 | n/a | 0.0% | |
| AgFirst Farm Credit Bank | $125,000 | n/a | 0.0% | |
| Axos Bank | $225,000 | $125,000 | -44.4% | 0.0% |
| COMMUNITY MORTGAGE CORPORATION | $125,000 | n/a | 0.0% | |
| MIDLAND MORTGAGE CORPORATION | $545,000 | $125,000 | -77.1% | 0.0% |
| Midwest Mortgage Associates Corporation | $125,000 | n/a | 0.0% | |
| CALCON MUTUAL MORTGAGE LLC | $115,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $115,000 | n/a | 0.0% | |
| ALABAMA CREDIT UNION | $35,000 | $105,000 | 200.0% | 0.0% |
| AXIA FINANCIAL, LLC | $105,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $445,000 | $105,000 | -76.4% | 0.0% |
| Citibank | $65,000 | $105,000 | 61.5% | 0.0% |
| Fidelity Bank | $105,000 | n/a | 0.0% | |
| Mutual Savings Credit Union | $100,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $275,000 | $95,000 | -65.5% | 0.0% |
| State Department Federal Credit Union | $90,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $770,000 | $75,000 | -90.3% | 0.0% |
| OPEN MORTGAGE, LLC | $130,000 | $75,000 | -42.3% | 0.0% |
| STEARNS LENDING, LLC | $450,000 | $75,000 | -83.3% | 0.0% |
| Service Federal Credit Union | $185,000 | $65,000 | -64.9% | 0.0% |
| The First, A National Banking Association | $155,000 | $65,000 | -58.1% | 0.0% |
| Austin Capital Bank SSB | $115,000 | $45,000 | -60.9% | 0.0% |
| COCA-COLA | $45,000 | n/a | 0.0% | |
| First National Bank of Omaha | $45,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $45,000 | n/a | 0.0% | |
| KS StateBank | $2,845,000 | $45,000 | -98.4% | 0.0% |
| Pen Air Federal Credit Union | $35,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $25,000 | n/a | 0.0% | |
| INTOUCH CREDIT UNION | $15,000 | n/a | 0.0% |
MONTGOMERY's top lender by overall market share is Trustmark National Bank, with 7.6% market share. In second place, with 6.7%, is GUILD MORTGAGE COMPANY, having originated $141,035,000 in loans. In third place, with 5.9%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $124,105,000 in loans. In fourth place, with 4.6%, is River Bank & Trust, having originated $97,010,000 in loans. In fifth place, with 4.3%, is QUICKEN LOANS, LLC, having originated $91,235,000 in loans.
MONTGOMERY Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - MONTGOMERY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $170,950 (3.6%) | $220,641 (-2.7%) | 0.63 | 1,893 |
| 2018-02-01 | $177,875 (5.3%) | $232,374 (1.7%) | 0.65 | 1,892 |
| 2018-03-01 | $179,900 (5.9%) | $239,287 (1.0%) | 0.63 | 1,968 |
| 2018-04-01 | $189,900 (11.7%) | $249,188 (3.7%) | 0.64 | 2,066 |
| 2018-05-01 | $194,800 (14.4%) | $253,702 (4.5%) | 0.65 | 2,075 |
| 2018-06-01 | $194,900 (13.7%) | $254,357 (4.5%) | 0.65 | 2,086 |
| 2018-07-01 | $197,450 (15.5%) | $254,760 (5.6%) | 0.66 | 2,057 |
| 2018-08-01 | $199,475 (17.4%) | $259,143 (8.6%) | 0.67 | 1,979 |
| 2018-09-01 | $199,900 (11.7%) | $257,477 (7.8%) | 0.67 | 1,941 |
| 2018-10-01 | $196,225 (12.2%) | $252,651 (6.4%) | 0.66 | 1,917 |
| 2018-11-01 | $194,900 (14.7%) | $249,992 (9.1%) | 0.66 | 1,821 |
| 2018-12-01 | $189,900 (10.4%) | $243,624 (7.9%) | 0.66 | 1,742 |
| 2019-01-01 | $191,500 (12.0%) | $244,920 (11.0%) | 0.66 | 1,652 |
| 2019-02-01 | $196,950 (10.7%) | $249,411 (7.3%) | 0.66 | 1,681 |
| 2019-03-01 | $207,900 (15.6%) | $259,816 (8.6%) | 0.68 | 1,678 |
| 2019-04-01 | $220,700 (16.2%) | $275,700 (10.6%) | 0.70 | 1,729 |
| 2019-05-01 | $224,700 (15.4%) | $274,601 (8.2%) | 0.70 | 1,646 |
| 2019-06-01 | $220,000 (12.9%) | $270,521 (6.4%) | 0.69 | 1,670 |
| 2019-07-01 | $223,575 (13.2%) | $270,741 (6.3%) | 0.70 | 1,663 |
| 2019-08-01 | $223,536 (12.1%) | $267,243 (3.1%) | 0.71 | 1,604 |
| 2019-09-01 | $221,491 (10.8%) | $263,650 (2.4%) | 0.71 | 1,571 |
| 2019-10-01 | $219,900 (12.1%) | $260,756 (3.2%) | 0.71 | 1,547 |
| 2019-11-01 | $216,000 (10.8%) | $253,641 (1.5%) | 0.71 | 1,524 |
| 2019-12-01 | $219,900 (15.8%) | $254,326 (4.4%) | 0.73 | 1,452 |
| 2020-01-01 | $223,800 (16.9%) | $255,642 (4.4%) | 0.75 | 1,380 |
| 2020-02-01 | $225,000 (14.2%) | $262,818 (5.4%) | 0.73 | 1,358 |
| 2020-03-01 | $239,350 (15.1%) | $273,396 (5.2%) | 0.75 | 1,345 |
| 2020-04-01 | $243,300 (10.2%) | $275,972 (0.1%) | 0.76 | 1,328 |
| 2020-05-01 | $244,900 (9.0%) | $276,293 (0.6%) | 0.74 | 1,243 |
| 2020-06-01 | $244,900 (11.3%) | $275,898 (2.0%) | 0.72 | 1,133 |
| 2020-07-01 | $243,650 (9.0%) | $273,981 (1.2%) | 0.71 | 1,075 |
| 2020-08-01 | $237,950 (6.5%) | $278,935 (4.4%) | 0.68 | 1,081 |
| 2020-09-01 | $238,975 (7.9%) | $281,214 (6.7%) | 0.68 | 980 |
| 2020-10-01 | $239,000 (8.7%) | $284,416 (9.1%) | 0.68 | 903 |
| 2020-11-01 | $217,450 (0.7%) | $273,234 (7.7%) | 0.63 | 895 |
| 2020-12-01 | $212,700 (-3.3%) | $271,405 (6.7%) | 0.63 | 816 |
| 2021-01-01 | $209,000 (-6.6%) | $269,779 (5.5%) | 0.62 | 736 |
| 2021-02-01 | $224,900 (0.0%) | $294,010 (11.9%) | 0.65 | 581 |
| 2021-03-01 | $235,000 (-1.8%) | $304,555 (11.4%) | 0.67 | 555 |
| 2021-04-01 | $261,975 (7.7%) | $327,611 (18.7%) | 0.71 | 561 |
| 2021-05-01 | $259,500 (6.0%) | $325,146 (17.7%) | 0.68 | 571 |
| 2021-06-01 | $234,500 (-4.3%) | $300,481 (8.9%) | 0.62 | 572 |
| 2021-07-01 | $229,900 (-5.6%) | $300,640 (9.7%) | 0.61 | 620 |
| 2021-08-01 | $234,925 (-1.3%) | $306,779 (10.0%) | 0.62 | 638 |
| 2021-09-01 | $235,000 (-1.7%) | $303,164 (7.8%) | 0.63 | 601 |
| 2021-10-01 | $232,500 (-2.7%) | $295,671 (4.0%) | 0.62 | 549 |
| 2021-11-01 | $227,225 (4.5%) | $288,503 (5.6%) | 0.61 | 514 |
| 2021-12-01 | $211,175 (-0.7%) | $274,175 (1.0%) | 0.57 | 484 |
| 2022-01-01 | $205,000 (-1.9%) | $274,556 (1.8%) | 0.55 | 437 |
| 2022-02-01 | $202,400 (-10.0%) | $300,751 (2.3%) | 0.53 | 365 |
| 2022-03-01 | $229,600 (-2.3%) | $297,026 (-2.5%) | 0.57 | 414 |
| 2022-04-01 | $246,100 (-6.1%) | $305,557 (-6.7%) | 0.59 | 436 |
| 2022-05-01 | $243,375 (-6.2%) | $305,822 (-5.9%) | 0.56 | 506 |
| 2022-06-01 | $249,775 (6.5%) | $303,225 (0.9%) | 0.56 | 577 |
| 2022-07-01 | $288,000 (25.3%) | $323,521 (7.6%) | 0.65 | 677 |
| 2022-08-01 | $278,806 (18.7%) | $334,208 (8.9%) | 0.64 | 728 |
| 2022-09-01 | $267,450 (13.8%) | $348,619 (15.0%) | 0.62 | 710 |
| 2022-10-01 | $262,000 (12.7%) | $344,656 (16.6%) | 0.62 | 758 |
| 2022-11-01 | $259,925 (14.4%) | $332,168 (15.1%) | 0.62 | 792 |
| 2022-12-01 | $259,900 (23.1%) | $326,129 (19.0%) | 0.64 | 765 |
| 2023-01-01 | $275,825 (34.6%) | $327,494 (19.3%) | 0.68 | 692 |
| 2023-02-01 | $301,165 (48.8%) | $342,223 (13.8%) | 0.73 | 663 |
MONTGOMERY's median listing price for 2023-02-01 was $301,165, a difference of
$98,765
(48.8%) versus the prior year and
$25,340 versus the prior month.
MONTGOMERY's median listing price comes in at 73% of the national average.
MONTGOMERY's average listing price for 2023-02-01 was $342,223, a difference of $41,472 (13.8%) versus the prior year and $14,729 versus the prior month.
For the 2023-02-01 period, MONTGOMERY had 663 MLS listings, a difference of -29 listings (-4%) versus the prior month and 298 listings (82%) versus the prior year.
MONTGOMERY's median listing price comes in at 73% of the national average.
MONTGOMERY's average listing price for 2023-02-01 was $342,223, a difference of $41,472 (13.8%) versus the prior year and $14,729 versus the prior month.
For the 2023-02-01 period, MONTGOMERY had 663 MLS listings, a difference of -29 listings (-4%) versus the prior month and 298 listings (82%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - MONTGOMERY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 109 days | 1,962 sqft |
| 2018-02-01 | 109 days | 1,994 sqft |
| 2018-03-01 | 89 days | 2,004 sqft |
| 2018-04-01 | 75 days | 2,067 sqft |
| 2018-05-01 | 75 days | 2,081 sqft |
| 2018-06-01 | 82 days | 2,080 sqft |
| 2018-07-01 | 85 days | 2,098 sqft |
| 2018-08-01 | 88 days | 2,120 sqft |
| 2018-09-01 | 88 days | 2,130 sqft |
| 2018-10-01 | 92 days | 2,087 sqft |
| 2018-11-01 | 98 days | 2,082 sqft |
| 2018-12-01 | 105 days | 2,051 sqft |
| 2019-01-01 | 112 days | 2,046 sqft |
| 2019-02-01 | 104 days | 2,099 sqft |
| 2019-03-01 | 87 days | 2,145 sqft |
| 2019-04-01 | 75 days | 2,192 sqft |
| 2019-05-01 | 66 days | 2,204 sqft |
| 2019-06-01 | 70 days | 2,187 sqft |
| 2019-07-01 | 75 days | 2,170 sqft |
| 2019-08-01 | 80 days | 2,158 sqft |
| 2019-09-01 | 83 days | 2,138 sqft |
| 2019-10-01 | 86 days | 2,118 sqft |
| 2019-11-01 | 92 days | 2,112 sqft |
| 2019-12-01 | 93 days | 2,125 sqft |
| 2020-01-01 | 96 days | 2,140 sqft |
| 2020-02-01 | 95 days | 2,154 sqft |
| 2020-03-01 | 71 days | 2,200 sqft |
| 2020-04-01 | 69 days | 2,212 sqft |
| 2020-05-01 | 76 days | 2,240 sqft |
| 2020-06-01 | 80 days | 2,246 sqft |
| 2020-07-01 | 69 days | 2,246 sqft |
| 2020-08-01 | 57 days | 2,241 sqft |
| 2020-09-01 | 59 days | 2,245 sqft |
| 2020-10-01 | 68 days | 2,238 sqft |
| 2020-11-01 | 65 days | 2,141 sqft |
| 2020-12-01 | 70 days | 2,087 sqft |
| 2021-01-01 | 73 days | 2,072 sqft |
| 2021-02-01 | 66 days | 2,206 sqft |
| 2021-03-01 | 47 days | 2,220 sqft |
| 2021-04-01 | 33 days | 2,229 sqft |
| 2021-05-01 | 32 days | 2,192 sqft |
| 2021-06-01 | 36 days | 2,068 sqft |
| 2021-07-01 | 37 days | 1,997 sqft |
| 2021-08-01 | 37 days | 2,075 sqft |
| 2021-09-01 | 48 days | 2,075 sqft |
| 2021-10-01 | 50 days | 2,080 sqft |
| 2021-11-01 | 58 days | 2,078 sqft |
| 2021-12-01 | 52 days | 1,934 sqft |
| 2022-01-01 | 54 days | 1,882 sqft |
| 2022-02-01 | 43 days | 1,941 sqft |
| 2022-03-01 | 30 days | 1,910 sqft |
| 2022-04-01 | 31 days | 2,044 sqft |
| 2022-05-01 | 26 days | 2,066 sqft |
| 2022-06-01 | 31 days | 2,017 sqft |
| 2022-07-01 | 31 days | 2,114 sqft |
| 2022-08-01 | 41 days | 2,091 sqft |
| 2022-09-01 | 49 days | 2,102 sqft |
| 2022-10-01 | 47 days | 2,080 sqft |
| 2022-11-01 | 52 days | 2,078 sqft |
| 2022-12-01 | 64 days | 2,093 sqft |
| 2023-01-01 | 77 days | 2,109 sqft |
| 2023-02-01 | 61 days | 2,164 sqft |
MONTGOMERY's median listing age (time on market) for 2023-02-01 was 61 days.
This
is 42%
longer
than the same period one year ago.
MONTGOMERY's median square footage for active listings during the 2023-02-01 period was 2,164 sqft. One year prior, the average listing was 1,941 sqft.
MONTGOMERY's median square footage for active listings during the 2023-02-01 period was 2,164 sqft. One year prior, the average listing was 1,941 sqft.
MONTGOMERY, AL Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 35010 | Montgomery, AL | $580 | $690 | $820 | $1,040 | $1,370 |
| 35136 | Montgomery, AL | $640 | $760 | $910 | $1,150 | $1,490 |
| 36003 | Montgomery, AL | $580 | $690 | $820 | $1,040 | $1,370 |
| 36006 | Montgomery, AL | $580 | $690 | $820 | $1,040 | $1,370 |
| 36008 | Montgomery, AL | $700 | $840 | $1,000 | $1,260 | $1,630 |
| 36013 | Montgomery, AL | $640 | $760 | $910 | $1,150 | $1,490 |
| 36020 | Montgomery, AL | $590 | $700 | $840 | $1,060 | $1,370 |
| 36022 | Montgomery, AL | $580 | $690 | $820 | $1,040 | $1,370 |
| 36024 | Montgomery, AL | $580 | $690 | $820 | $1,040 | $1,370 |
| 36025 | Montgomery, AL | $670 | $790 | $950 | $1,200 | $1,550 |
| 36026 | Montgomery, AL | $580 | $690 | $820 | $1,040 | $1,370 |
| 36029 | Montgomery, AL | $640 | $760 | $910 | $1,150 | $1,490 |
| 36032 | Montgomery, AL | $580 | $690 | $820 | $1,040 | $1,370 |
| 36036 | Montgomery, AL | $580 | $690 | $820 | $1,040 | $1,370 |
| 36040 | Montgomery, AL | $580 | $690 | $820 | $1,040 | $1,370 |
| 36041 | Montgomery, AL | $640 | $760 | $910 | $1,150 | $1,490 |
| 36043 | Montgomery, AL | $730 | $870 | $1,040 | $1,320 | $1,700 |
| 36046 | Montgomery, AL | $580 | $690 | $820 | $1,040 | $1,370 |
| 36047 | Montgomery, AL | $580 | $690 | $830 | $1,040 | $1,370 |
| 36051 | Montgomery, AL | $650 | $760 | $900 | $1,160 | $1,450 |
| 36052 | Montgomery, AL | $660 | $790 | $940 | $1,190 | $1,530 |
| 36054 | Montgomery, AL | $610 | $730 | $870 | $1,100 | $1,420 |
| 36064 | Montgomery, AL | $820 | $980 | $1,170 | $1,480 | $1,910 |
| 36066 | Montgomery, AL | $800 | $950 | $1,140 | $1,440 | $1,860 |
| 36067 | Montgomery, AL | $610 | $730 | $870 | $1,100 | $1,420 |
| 36068 | Montgomery, AL | $700 | $840 | $1,000 | $1,260 | $1,630 |
| 36069 | Montgomery, AL | $580 | $690 | $820 | $1,040 | $1,370 |
| 36078 | Montgomery, AL | $580 | $690 | $820 | $1,040 | $1,370 |
| 36080 | Montgomery, AL | $610 | $720 | $860 | $1,090 | $1,400 |
| 36091 | Montgomery, AL | $580 | $690 | $820 | $1,040 | $1,370 |
| 36092 | Montgomery, AL | $620 | $740 | $880 | $1,110 | $1,440 |
| 36093 | Montgomery, AL | $950 | $1,130 | $1,350 | $1,710 | $2,210 |
| 36101 | Montgomery, AL | $640 | $760 | $910 | $1,150 | $1,490 |
| 36102 | Montgomery, AL | $640 | $760 | $910 | $1,150 | $1,490 |
| 36103 | Montgomery, AL | $640 | $760 | $910 | $1,150 | $1,490 |
| 36104 | Montgomery, AL | $580 | $690 | $820 | $1,040 | $1,370 |
| 36105 | Montgomery, AL | $610 | $720 | $860 | $1,090 | $1,410 |
| 36106 | Montgomery, AL | $710 | $840 | $1,010 | $1,280 | $1,650 |
| 36107 | Montgomery, AL | $580 | $690 | $830 | $1,050 | $1,370 |
| 36108 | Montgomery, AL | $580 | $690 | $820 | $1,040 | $1,370 |
| 36109 | Montgomery, AL | $700 | $830 | $990 | $1,250 | $1,620 |
| 36110 | Montgomery, AL | $600 | $710 | $850 | $1,070 | $1,390 |
| 36111 | Montgomery, AL | $610 | $730 | $870 | $1,100 | $1,420 |
| 36112 | Montgomery, AL | $920 | $1,110 | $1,320 | $1,670 | $2,160 |
| 36113 | Montgomery, AL | $960 | $1,150 | $1,370 | $1,730 | $2,240 |
| 36114 | Montgomery, AL | $640 | $760 | $910 | $1,150 | $1,490 |
| 36115 | Montgomery, AL | $960 | $1,150 | $1,370 | $1,730 | $2,240 |
| 36116 | Montgomery, AL | $630 | $740 | $890 | $1,130 | $1,460 |
| 36117 | Montgomery, AL | $740 | $880 | $1,050 | $1,330 | $1,720 |
| 36119 | Montgomery, AL | $640 | $760 | $910 | $1,150 | $1,490 |
| 36120 | Montgomery, AL | $640 | $760 | $910 | $1,150 | $1,490 |
| 36121 | Montgomery, AL | $640 | $760 | $910 | $1,150 | $1,490 |
| 36123 | Montgomery, AL | $640 | $760 | $910 | $1,150 | $1,490 |
| 36124 | Montgomery, AL | $640 | $760 | $910 | $1,150 | $1,490 |
| 36125 | Montgomery, AL | $640 | $760 | $910 | $1,150 | $1,490 |
| 36130 | Montgomery, AL | $640 | $760 | $910 | $1,150 | $1,490 |
| 36131 | Montgomery, AL | $640 | $760 | $910 | $1,150 | $1,490 |
| 36701 | Montgomery, AL | $580 | $690 | $820 | $1,040 | $1,370 |
| 36703 | Montgomery, AL | $580 | $690 | $820 | $1,040 | $1,370 |
| 36749 | Montgomery, AL | $580 | $690 | $820 | $1,040 | $1,370 |
| 36752 | Montgomery, AL | $580 | $690 | $820 | $1,040 | $1,370 |
| 36758 | Montgomery, AL | $580 | $690 | $820 | $1,040 | $1,370 |
| 36761 | Montgomery, AL | $580 | $690 | $820 | $1,040 | $1,370 |
| 36775 | Montgomery, AL | $580 | $690 | $820 | $1,040 | $1,370 |
| 36785 | Montgomery, AL | $580 | $690 | $820 | $1,040 | $1,370 |
2022 Average & Median Rent Data Statistics
MONTGOMERY, AL average 1BR rent: $767, median: $740
MONTGOMERY, AL average 2BR rent: $915, median: $880
MONTGOMERY, AL average 3BR rent: $1,158, median: $1,110
MONTGOMERY, AL Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 5,753 | $1,504,625,000 | $261,537 |
| Cash Out Refi | 1,500 | $262,360,000 | $174,907 |
| Refi | 1,104 | $253,750,000 | $229,846 |
| Other | 368 | $37,420,000 | $101,685 |
| Home Improvement | 331 | $40,215,000 | $121,495 |
| NA | 2 | $150,000 | $75,000 |
Montgomery's most frequently cited loan purpose was Home Purchase, with 5,753 originations. The 2nd most popular reason was Cash Out Refi, with 1,500 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 2,293 | $517,965,000 | $225,890 |
| 3-4% | 2,114 | $556,650,000 | $263,316 |
| 4-5% | 2,016 | $532,170,000 | $263,973 |
| 6-7% | 1,102 | $213,450,000 | $193,693 |
| 2.5-3% | 466 | $103,060,000 | $221,159 |
| 7-8% | 407 | $58,685,000 | $144,189 |
| Over 8% | 255 | $24,005,000 | $94,137 |
| <2.5% | 239 | $45,955,000 | $192,280 |
During 2022, Montgomery's most frequently originated rate bucket was 5-6%, with 2,293 originations.
Loan Sizing (MONTGOMERY, AL MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 3,183 | $470,295,000 | $147,752 |
| $200k-400k | 3,131 | $871,495,000 | $278,344 |
| $100,000 or less | 2,000 | $110,620,000 | $55,310 |
| $400k-600k | 552 | $258,780,000 | $468,804 |
| $600k-1000k | 128 | $92,540,000 | $722,969 |
| $Over $1MM | 64 | $294,790,000 | $4,606,094 |
MONTGOMERY's loan sizing saw the bucket of loans from $100k-200k with 3,183 originations, totaling $470,295,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 4,670 | $1,121,920,000 | $240,240 |
| 60-80% | 2,118 | $605,850,000 | $286,048 |
| Under 20% | 709 | $33,925,000 | $47,849 |
| 40-60% | 593 | $152,045,000 | $256,400 |
| 20-40% | 481 | $50,945,000 | $105,915 |
| Over 100% | 293 | $100,685,000 | $343,635 |
MONTGOMERY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 4,670 originations, totaling $1,121,920,000 in origination value.