MONTGOMERY Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Montgomery averaged 5.57% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.82% and one month ago for the week of 2022-04-14, the average rate was 5.22%.

Montgomery's average rate one year ago was 3.27%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.33%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Montgomery 30 Year Fixed Rate 2022-05-19 5.57%
Montgomery 30 Year Fixed Rate Refi 2022-05-19 5.33%
Montgomery 15 Year Fixed Rate 2022-05-19 5%
Montgomery 15 Year Fixed Rate Refi 2022-05-19 4.74%
Montgomery 30 Year FHA 2022-05-19 5.19%
Montgomery 30 Year FHA Refi 2022-05-19 5.43%
Montgomery 30 Year USDA 2022-05-19 5.12%
Montgomery 30 Year USDA Refi 2022-05-19 5.44%
Montgomery 30 Year VA 2022-05-19 5.29%
Montgomery 30 Year VA Refi 2022-05-19 5.13%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within MONTGOMERY, AL.

MONTGOMERY Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the MONTGOMERY, AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
Trustmark National Bank 542 3.24% $3,276
GUILD MORTGAGE COMPANY 441 3.23% $4,237
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 371 3.11% $3,506
QUICKEN LOANS, LLC 360 3.14% $4,414
UNITED WHOLESALE MORTGAGE, LLC 279 3.11% $3,980
CROSSCOUNTRY MORTGAGE, LLC 269 3.13% $4,625
Regions Bank 214 3.28% $3,091
Renasant Bank 211 3.09% $3,059
MAX Credit Union 180 3.13% $3,498
INTERLINC MORTGAGE SERVICES, LLC 145 3.16% $2,079
GMFS LLC 115 3.06% $2,756
PENNYMAC LOAN SERVICES, LLC 112 2.97% $3,492
LOANDEPOT.COM, LLC 105 3.04% $2,999
Wells Fargo Bank 104 3.35% $2,583
BAY EQUITY LLC 77 3.24% $3,550
Synovus Bank 60 3.22% $5,218
CMG MORTGAGE, INC. 59 3.12% $5,646
CERTAINTY HOME LOANS, LLC 59 2.98% $4,993
Cadence Bank, N.A. 58 3.36% $2,719
CALIBER HOME LOANS, INC. 51 3.25% $3,534
AMERISAVE MORTGAGE CORPORATION 49 3.03% $4,549
River Bank & Trust 46 3.55% $3,746
Truist Bank 46 2.96% $3,123
NAVY FEDERAL CREDIT UNION 44 3.89% $3,777
BETTER MORTGAGE CORPORATION 43 2.91% $2,697
Mr. Cooper ( Nationstar Mortgage ) 37 3.34% $5,300
BBVA USA 36 3.17% $4,240
HOME POINT FINANCIAL CORPORATION 35 3.02% $4,380
NEWREZ LLC 32 3.28% $3,935
HOPE FEDERAL CREDIT UNION 29 4.73% $13,730
Flagstar Bank, FSB 28 3.37% $3,753
ServisFirst Bank 28 3.24% $3,686
MUTUAL OF OMAHA MORTGAGE, INC. 27 3.43% $3,573
Valley National Bank 27 3.10% $3,322
BancorpSouth Bank 27 3.36% $2,866
JPMorgan Chase Bank 23 3.03% $2,939
FIRST COMMUNITY MORTGAGE, INC. 22 2.86% $4,207
Stifel Bank and Trust 22 2.69% $2,614
Bank of America 22 2.88% $3,994
SouthPoint Bank 21 3.12% $2,596
Hamilton Mortgage Corporation 21 3.04% $2,882
Ameris Bank 20 3.01% $3,308
BROKER SOLUTIONS, INC. 17 3.32% $3,988
FREEDOM MORTGAGE CORPORATION 17 3.13% $1,744
MOVEMENT MORTGAGE, LLC 16 3.30% $3,403
DELMAR FINANCIAL COMPANY 15 4.01% $4,244
PNC Bank 15 3.13% $3,480
Mortgage Research Center, LLC 14 3.35% $2,907
S1L, Inc. 12 3.68% $3,966
CB&S Bank, Inc. 11 2.94% $2,766
U.S. Bank 11 2.92% $3,487
DHI MORTGAGE COMPANY, LTD. 11 3.04% $2,397
PENTAGON FEDERAL CREDIT UNION 10 2.75% $2,718
FirstBank 10 3.52% $3,441
InterContinental Capital Group, Inc 9 2.93% $5,131
AVADIAN 9 2.76% $3,512
Morgan Stanley Private Bank 9 2.58% $3,711
A Mortgage Boutique, LLC 8 2.80% $4,546
SECURITYNATIONAL MORTGAGE COMPANY 8 3.92% $4,026
Carrington Mortgage Services, LLC 8 3.23% $3,541
Ally Bank 8 3.09% $2,932
Goldwater Bank, N.A. 8 3.14% $4,050
MICHIGAN MUTUAL, INC. 7 3.68% $2,355
HOMESIDE FINANCIAL, LLC 7 3.12% $4,174
NBKC BANK 7 3.02% $2,944
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 7 3.39% $3,268
PRIMELENDING, A PLAINSCAPITAL COMPANY 7 3.21% $3,750
SOFI LENDING CORP. 6 3.00% $3,227
First Federal Bank, A FSB 6 2.79% $2,020
Metro City Bank 5 3.75% $4,577
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 5 3.58% $3,167
Northpointe Bank 5 3.06% $2,809
AMERICAN FINANCING CORPORATION 5 2.90% $4,178
AmeriHome Mortgage Company, LLC 5 3.08% $3,012
Manufacturers and Traders Trust Company 5 3.18% $3,749
Progress Bank and Trust 5 3.03% $5,944
Hometown Lenders, Inc. 5 3.20% $5,316
VANDERBILT MORTGAGE AND FINANCE, INC. 4 2.91% $3,737
First Midwest Bank 4 3.13% $3,139
CELEBRITY HOME LOANS, LLC 4 3.69% $4,073
CHURCHILL MORTGAGE CORPORATION 4 3.03% $3,772
Arvest Bank 4 2.97% $3,443
HOMEBRIDGE FINANCIAL SERVICES, INC. 4 3.50% $4,954
Citizens Bank 4 3.06% $3,691
Prosperity Home Mortgage, LLC 4 3.00% $3,456
Assurance Financial Group, L.L.C. 4 3.56% $3,465
GUARANTEED RATE, INC. 4 3.22% $3,399
REDSTONE Federal Credit Union 4 4.22% $2,971
Consumer First Mortgage, Inc. 4 2.66% $3,729
Bank of England 4 3.38% $5,624
THRIVE MORTGAGE, LLC 4 4.25% $3,938
Hancock Whitney Bank 3 3.17% $5,720
NATIONWIDE MORTGAGE BANKERS, INC. 3 3.16% $5,605
AMERICAN MORTGAGE SERVICE COMPANY 3 2.79% $2,939
Plains Commerce Bank 3 2.96% $3,627
The Huntington National Bank 3 2.69% $4,642
TOP FLITE FINANCIAL, INC. 3 3.83% $4,788
USAA Federal Savings Bank 3 3.25% $3,142
Bryant Bank 3 2.79% $5,710
GENEVA FINANCIAL, LLC 3 3.75% $5,760
GUARANTEED RATE AFFINITY, LLC 3 2.92% $2,739
GUIDANCE RESIDENTIAL, LLC 3 3.21% $3,221
MORTGAGE INVESTORS GROUP, INC. 3 3.38% $3,908
AMERICAN FINANCIAL NETWORK, INC. 3 3.38% $9,157
Charles Schwab Bank, SSB 3 2.38% $2,814
KS StateBank 3 2.83% $1,671
LAKEVIEW LOAN SERVICING, LLC 3 3.71% $1,985
AMERICAN INTERNET MORTGAGE, INC. 3 2.71% $3,388
First Federal Bank 2 3.00% $2,517
Fifth Third Bank 2 3.44% $2,638
NETWORK CAPITAL FUNDING CORPORATION 2 3.06% $2,007
UNION HOME MORTGAGE CORP. 2 3.25% $5,015
UBS Bank USA 2 3.13% $3,045
HOMEOWNERS FINANCIAL GROUP USA, LLC 2 3.06% $4,394
EVERETT FINANCIAL, INC. 2 3.75% $2,223
EUSTIS AND AMERICAN MORTGAGE COMPANY 2 2.88% $4,581
The Federal Savings Bank 2 3.38% $4,275
Nations Lending Corporation 2 2.88% $5,960
ENVOY MORTGAGE, LTD 2 2.81% $4,514
HOMETRUST MORTGAGE COMPANY 2 3.50% $3,480
EMM LOANS LLC 2 3.38% $9,011
Strong Home Mortgage, LLC 2 3.00% $1,167
SOUTHWEST FUNDING, LP 2 2.88% $5,268
South State Bank 2 3.00% $3,326
ROYAL UNITED MORTGAGE LLC 2 3.69% $6,104
APCO EMPLOYEES 2 2.95% $3,160
Mid-Continent Funding, Inc. 2 2.94% $3,802
MILEND, INC. 2 3.63% $5,371
MORTGAGE MANAGEMENT CONSULTANTS, INC. 2 3.25% $3,980
LEADERONE FINANCIAL CORPORATION 2 3.06% $6,051
CRESCENT MORTGAGE COMPANY 2 3.12% $4,972
RELIANCE FIRST CAPITAL, LLC 2 3.19% $5,660
COUNTRYPLACE MORTGAGE, LTD. 2 3.44% $8,943
PHH Mortgage Corporation 2 3.25% $4,432
Paramount Residential Mortgage Group, Inc. 2 3.19% $6,499
MORTGAGE ACCESS CORP. 2 3.75% $6,923
OPEN MORTGAGE, LLC 2 4.13% $4,599
Alabama One Credit Union 2 3.63% $4,454
MCLEAN MORTGAGE CORPORATION 2 3.38% $3,381
Capital City Home Loans, LLC 2 3.69% $3,547
BNC National Bank 2 2.94% $3,110
North American Savings Bank, F.S.B. 2 3.19% $1,990
First Home Bank 2 3.19% $4,101
GUARANTY HOME MORTGAGE CORPORATION 2 2.50% $3,601
Guardian Credit Union 2 4.00% $3,170
NexBank 2 3.75% $5,391
First Guaranty Mortgage Corporation 2 3.25% $2,820
ZILLOW HOME LOANS, LLC 1 3.13% $1,992
ACADEMY MORTGAGE CORPORATION 1 3.50% $3,122
ALABAMA CREDIT UNION 1 3.13% $2,279
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.99% $4,202
AmRes Corporation 1 2.63% $3,266
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 3.88% $17,301
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.38% $450
Associated Credit Union 1 4.25% $3,135
ATLANTA POSTAL 1 3.26% $2,587
Atlantic Union Bank 1 3.63% $4,422
Austin Capital Bank SSB 1 3.63% $3,755
BANKSOUTH MORTGAGE COMPANY, LLC 1 3.00% $6,207
Beach Community Mortgage Services, Inc. 1 3.13% $7,091
BLUELEAF LENDING, LLC 1 2.99% $3,480
BMO Harris Bank 1 3.13% $5,373
Centennial Bank 1 3.25% $3,052
Cf Bank 1 2.75% $1,136
CIS Financial Services, Inc. 1 3.25% $7,701
Citadel Servicing Corporation 1 3.13% $9,430
City Bank 1 2.88% $3,077
City National Bank 1 2.69% $4,859
Colonial Savings, F.A. 1 3.38% $3,234
Colony Bank 1 3.12% $2,407
Colten Mortgage, LLC 1 3.00% $4,637
Core Bank 1 2.75% $3,404
CORNERSTONE HOME LENDING, INC. 1 3.50% $6,983
DELTA COMMUNITY CREDIT UNION 1 2.75% $2,985
DRAPER AND KRAMER MORTGAGE CORP. 1 2.88% $3,475
EVANSVILLE TEACHERS 1 2.75% $3,060
Evolve Bank & Trust 1 2.88% $3,757
FBC MORTGAGE, LLC 1 3.25% $3,723
FBT Mortgage, L.L.C. 1 2.75% $3,814
FIRST COMMUNITY 1 3.00% $1,686
First Horizon Bank 1 3.13% $4,385
First Internet Bank of Indiana 1 3.13% $2,989
First Option Mortgage, LLC 1 4.38% $4,105
First Savings Bank 1 2.63% $2,339
First Western Trust Bank 1 2.88% $3,370
Five Star Credit Union 1 3.00% $4,243
GEORGIA UNITED 1 3.38% $5,344
Goldman Sachs Bank USA 1 2.35% $2,551
Greenbox Loans, Inc. 1 7.75% $11,650
Grow Financial Federal Credit Union 1 3.38% $2,991
Gulf Coast Bank and Trust Company 1 2.50% $3,437
HOMESPIRE MORTGAGE CORPORATION 1 3.63% $5,156
HOMESTAR FINANCIAL CORPORATION 1 3.00% $5,354
HOMEXPRESS MORTGAGE CORP. 1 6.13% $7,842
KEESLER 1 3.00% $2,907
KELLER MORTGAGE, LLC 1 4.13% $2,583
LENDERFI, INC. 1 2.99% $1,033
LENDUS, LLC 1 3.38% $3,198
LIBERTY HOME MORTGAGE CORPORATION 1 3.25% $5,875
Liberty Mortgage Corporation 1 2.50% $3,078
LOANSNAP, INC. 1 3.13% $1,663
Merchants Bank of Indiana 1 3.13% $11,381
MID AMERICA MORTGAGE, INC. 1 3.50% $1,181
Northwest Federal Credit Union 1 2.75% $3,361
NP, Inc. 1 3.12% $3,197
OMNI Community Credit Union 1 3.25% $3,347
Orion Federal Credit Union 1 3.00% $2,218
Paramount Bank 1 3.38% $2,662
PLANET HOME LENDING, LLC 1 3.38% $1,447
PURDUE FEDERAL CREDIT UNION 1 3.00% $4,691
RESIDENTIAL BANCORP. 1 2.50% $5,877
RUOFF MORTGAGE COMPANY, INC. 1 2.88% $1,925
SOUTH CAROLINA FEDERAL CREDIT UNION 1 3.25% $3,875
SOVEREIGN LENDING GROUP INCORPORATED 1 2.63% $18,332
STEARNS LENDING, LLC 1 2.88% $1,868
SUCCESS MORTGAGE PARTNERS, INC. 1 2.75% $3,083
SWBC MORTGAGE CORPORATION 1 3.00% $2,077
T2 FINANCIAL LLC 1 3.00% $3,621
THE MORTGAGE FIRM, INC. 1 3.63% $2,606
TJC Mortgage, Inc. 1 3.13% $3,427
Triumph Bank 1 3.75% $2,864
Troy Bank and Trust Company 1 3.60% $2,663
TRUWEST Credit Union 1 3.00% $3,343
Tyndall Federal Credit Union 1 3.00% $2,537
UNITED 1 3.13% $2,524
UNIVERSITY LENDING GROUP, LLC 1 3.63% $3,024
Watermark Capital, Inc. 1 3.00% $2,503
Wolfe Financial, Inc 1 2.75% $5,226
1st National Bank 1 3.38% $4,150

MONTGOMERY, AL's 229 lenders originated 14,595 loans during 2021. The total origination value was $3,136,905,000, with an average loan value of $214,930.

The top MONTGOMERY lender as defined by loan originations is Trustmark National Bank, with 542 loans originated. Their average total fees are $3,276, which is $962 lower than the next largest lender, GUILD MORTGAGE COMPANY.

The lowest fee MONTGOMERY lenders (with over 10 loans originated) are FREEDOM MORTGAGE CORPORATION ($1,744), INTERLINC MORTGAGE SERVICES, LLC ($2,079), DHI MORTGAGE COMPANY, LTD. ($2,397), Wells Fargo Bank ($2,583) and SouthPoint Bank ($2,596).

The lowest rate MONTGOMERY lenders (with over 10 loans originated) are Stifel Bank and Trust (2.69%), PENTAGON FEDERAL CREDIT UNION (2.75%), FIRST COMMUNITY MORTGAGE, INC. (2.86%), Bank of America (2.88%) and BETTER MORTGAGE CORPORATION (2.91%).

MONTGOMERY, AL Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Trustmark National Bank $229,655,000 $246,605,000 7.4% 7.9%
GUILD MORTGAGE COMPANY $221,195,000 $226,030,000 2.2% 7.2%
QUICKEN LOANS, LLC $168,075,000 $188,060,000 11.9% 6.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $141,915,000 $176,575,000 24.4% 5.6%
CROSSCOUNTRY MORTGAGE, LLC $113,695,000 $139,480,000 22.7% 4.4%
UNITED WHOLESALE MORTGAGE, LLC $107,025,000 $133,955,000 25.2% 4.3%
FREEDOM MORTGAGE CORPORATION $120,155,000 $112,715,000 -6.2% 3.6%
Regions Bank $104,630,000 $96,180,000 -8.1% 3.1%
Renasant Bank $100,885,000 $92,630,000 -8.2% 3.0%
INTERLINC MORTGAGE SERVICES, LLC $70,930,000 $88,270,000 24.4% 2.8%
MAX Credit Union $112,275,000 $85,335,000 -24.0% 2.7%
PENNYMAC LOAN SERVICES, LLC $19,060,000 $79,755,000 318.4% 2.5%
Wells Fargo Bank $32,605,000 $78,845,000 141.8% 2.5%
WALKER & DUNLOP, LLC $23,120,000 $71,740,000 210.3% 2.3%
LOANDEPOT.COM, LLC $31,180,000 $69,460,000 122.8% 2.2%
Mortgage Research Center, LLC $37,905,000 $59,670,000 57.4% 1.9%
GMFS LLC $42,180,000 $55,780,000 32.2% 1.8%
BAY EQUITY LLC $36,570,000 $45,870,000 25.4% 1.5%
CMG MORTGAGE, INC. $31,895,000 $43,070,000 35.0% 1.4%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $42,765,000 n/a 1.4%
Synovus Bank $52,660,000 $37,465,000 -28.9% 1.2%
Guardian Credit Union $37,365,000 $36,955,000 -1.1% 1.2%
CALIBER HOME LOANS, INC. $38,300,000 $35,510,000 -7.3% 1.1%
LAKEVIEW LOAN SERVICING, LLC $30,825,000 $33,350,000 8.2% 1.1%
NAVY FEDERAL CREDIT UNION $20,825,000 $31,770,000 52.6% 1.0%
CERTAINTY HOME LOANS, LLC $33,045,000 $28,000,000 -15.3% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $23,565,000 $27,720,000 17.6% 0.9%
River Bank & Trust $25,180,000 $24,340,000 -3.3% 0.8%
USAA Federal Savings Bank $30,290,000 $22,720,000 -25.0% 0.7%
AMERISAVE MORTGAGE CORPORATION $12,885,000 $22,685,000 76.1% 0.7%
NEWREZ LLC $12,450,000 $19,310,000 55.1% 0.6%
HOME POINT FINANCIAL CORPORATION $11,055,000 $19,290,000 74.5% 0.6%
ServisFirst Bank $19,970,000 $18,825,000 -5.7% 0.6%
BETTER MORTGAGE CORPORATION $5,800,000 $18,625,000 221.1% 0.6%
Truist Bank $33,150,000 $17,410,000 -47.5% 0.6%
NEW DAY FINANCIAL, LLC $15,445,000 $15,270,000 -1.1% 0.5%
Cadence Bank, N.A. $17,685,000 $14,350,000 -18.9% 0.5%
BBVA USA $27,665,000 $14,280,000 -48.4% 0.5%
Stifel Bank and Trust $5,835,000 $13,435,000 130.2% 0.4%
PNC Bank $8,795,000 $13,130,000 49.3% 0.4%
SouthPoint Bank $15,940,000 $12,915,000 -19.0% 0.4%
First Community Bank of Central Alabama $6,780,000 $12,795,000 88.7% 0.4%
Arbor Realty Trust, Inc. $17,765,000 $12,195,000 -31.4% 0.4%
VILLAGE CAPITAL & INVESTMENT LLC $11,650,000 $12,130,000 4.1% 0.4%
JPMorgan Chase Bank $10,185,000 $10,970,000 7.7% 0.3%
FIRST COMMUNITY MORTGAGE, INC. $18,460,000 $10,785,000 -41.6% 0.3%
KeyBank $10,125,000 n/a 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $3,970,000 $9,895,000 149.2% 0.3%
21ST MORTGAGE CORPORATION $7,935,000 $9,550,000 20.4% 0.3%
Valley National Bank $6,780,000 $9,500,000 40.1% 0.3%
BancorpSouth Bank $9,460,000 $9,230,000 -2.4% 0.3%
Flagstar Bank, FSB $4,555,000 $8,955,000 96.6% 0.3%
COREVEST AMERICAN FINANCE LENDER LLC $6,310,000 $8,500,000 34.7% 0.3%
Bank of America $5,510,000 $8,010,000 45.4% 0.3%
Hamilton Mortgage Corporation $10,435,000 $7,985,000 -23.5% 0.3%
LIMA ONE CAPITAL, LLC $1,650,000 $7,955,000 382.1% 0.3%
Morgan Stanley Private Bank $2,645,000 $7,755,000 193.2% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $8,915,000 $7,715,000 -13.5% 0.2%
Carrington Mortgage Services, LLC $7,695,000 $7,675,000 -0.3% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $3,215,000 $7,330,000 128.0% 0.2%
DHI MORTGAGE COMPANY, LTD. $4,600,000 $7,185,000 56.2% 0.2%
BROKER SOLUTIONS, INC. $4,280,000 $6,895,000 61.1% 0.2%
MOVEMENT MORTGAGE, LLC $2,090,000 $6,795,000 225.1% 0.2%
Ameris Bank $6,950,000 $6,510,000 -6.3% 0.2%
HOPE FEDERAL CREDIT UNION $9,140,000 $6,395,000 -30.0% 0.2%
AmeriHome Mortgage Company, LLC $15,055,000 $6,055,000 -59.8% 0.2%
CB&S Bank, Inc. $9,960,000 $6,030,000 -39.5% 0.2%
Hometown Lenders, Inc. $2,755,000 $5,865,000 112.9% 0.2%
CLEARPATH LENDING $10,405,000 $5,780,000 -44.4% 0.2%
PENTAGON FEDERAL CREDIT UNION $3,105,000 $5,480,000 76.5% 0.2%
Peoples Bank of Alabama $5,100,000 n/a 0.2%
First Horizon Bank $135,000 $5,080,000 3,663.0% 0.2%
FirstBank $5,240,000 $5,075,000 -3.1% 0.2%
LENDINGONE, LLC $505,000 $4,875,000 865.3% 0.2%
Barrington Bank & Trust Company, N.A. $5,530,000 $4,785,000 -13.5% 0.2%
PLANET HOME LENDING, LLC $5,835,000 $4,755,000 -18.5% 0.2%
AMWEST FUNDING CORP. $1,730,000 $4,590,000 165.3% 0.1%
FINANCE OF AMERICA COMMERCIAL LLC $285,000 $4,550,000 1,496.5% 0.1%
NBKC BANK $4,560,000 $4,335,000 -4.9% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $4,420,000 $4,310,000 -2.5% 0.1%
U.S. Bank $4,905,000 $4,305,000 -12.2% 0.1%
First Guaranty Mortgage Corporation $2,555,000 $4,260,000 66.7% 0.1%
ALABAMA STATE EMPLOYEES CREDIT UNION $3,350,000 $3,945,000 17.8% 0.1%
A Mortgage Boutique, LLC $14,690,000 $3,630,000 -75.3% 0.1%
CHURCHILL MORTGAGE CORPORATION $2,430,000 $3,630,000 49.4% 0.1%
TJC Mortgage, Inc. $2,970,000 $3,330,000 12.1% 0.1%
Northpointe Bank $2,830,000 $3,310,000 17.0% 0.1%
InterContinental Capital Group, Inc $3,190,000 $3,195,000 0.2% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $4,110,000 $3,115,000 -24.2% 0.1%
The Federal Savings Bank $10,145,000 $3,110,000 -69.3% 0.1%
ACCELERATE MORTGAGE, LLC $1,080,000 $2,970,000 175.0% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $3,665,000 $2,925,000 -20.2% 0.1%
GUARANTEED RATE, INC. $905,000 $2,925,000 223.2% 0.1%
KS StateBank $2,180,000 $2,845,000 30.5% 0.1%
Manufacturers and Traders Trust Company $425,000 $2,845,000 569.4% 0.1%
HOMESIDE FINANCIAL, LLC $1,185,000 $2,835,000 139.2% 0.1%
BNC National Bank $1,150,000 $2,785,000 142.2% 0.1%
North American Savings Bank, F.S.B. $3,380,000 $2,720,000 -19.5% 0.1%
First South Farm Credit, ACA $1,370,000 $2,685,000 96.0% 0.1%
Hancock Whitney Bank $1,300,000 $2,635,000 102.7% 0.1%
MICHIGAN MUTUAL, INC. $3,215,000 $2,610,000 -18.8% 0.1%
First Federal Bank, A FSB $2,055,000 $2,585,000 25.8% 0.1%
Progress Bank and Trust $2,545,000 $2,580,000 1.4% 0.1%
UNION HOME MORTGAGE CORP. $960,000 $2,575,000 168.2% 0.1%
Ally Bank $355,000 $2,480,000 598.6% 0.1%
AVADIAN $2,525,000 $2,470,000 -2.2% 0.1%
RELIANCE FIRST CAPITAL, LLC $1,780,000 $2,445,000 37.4% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,770,000 $2,415,000 36.4% 0.1%
AMERICAN FINANCING CORPORATION $855,000 $2,405,000 181.3% 0.1%
Wyndham Capital Mortgage, Inc. $480,000 $2,345,000 388.5% 0.1%
Troy Bank and Trust Company $1,315,000 $2,310,000 75.7% 0.1%
AuburnBank $1,695,000 $2,305,000 36.0% 0.1%
Citizens Bank $3,425,000 $2,285,000 -33.3% 0.1%
TRIAD FINANCIAL SERVICES, INC. $1,470,000 $2,280,000 55.1% 0.1%
Goldwater Bank, N.A. $2,960,000 $2,250,000 -24.0% 0.1%
Consumer First Mortgage, Inc. $5,305,000 $2,230,000 -58.0% 0.1%
NP, Inc. $2,465,000 $2,215,000 -10.1% 0.1%
Nations Lending Corporation $1,750,000 $2,120,000 21.1% 0.1%
MID AMERICA MORTGAGE, INC. $2,065,000 $2,065,000 0.0% 0.1%
Charles Schwab Bank, SSB $2,015,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $970,000 $2,010,000 107.2% 0.1%
Bank of England $1,415,000 $1,875,000 32.5% 0.1%
Prosperity Home Mortgage, LLC $1,285,000 $1,820,000 41.6% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $1,975,000 $1,800,000 -8.9% 0.1%
MORTGAGE INVESTORS GROUP, INC. $1,880,000 $1,775,000 -5.6% 0.1%
Low VA Rates, LLC $3,290,000 $1,735,000 -47.3% 0.1%
Magnolia Bank $2,020,000 $1,725,000 -14.6% 0.1%
APCO EMPLOYEES $2,530,000 $1,700,000 -32.8% 0.1%
SOFI LENDING CORP. $1,045,000 $1,675,000 60.3% 0.1%
First Federal Bank $1,630,000 $1,670,000 2.5% 0.1%
First Home Bank $700,000 $1,615,000 130.7% 0.1%
Grandbridge Real Estate Capital LLC $1,605,000 n/a 0.1%
Mid-Continent Funding, Inc. $2,405,000 $1,585,000 -34.1% 0.1%
UNIVERSITY LENDING GROUP, LLC $1,035,000 $1,555,000 50.2% 0.0%
Arvest Bank $505,000 $1,550,000 206.9% 0.0%
Strong Home Mortgage, LLC $1,260,000 $1,535,000 21.8% 0.0%
Capital City Home Loans, LLC $830,000 $1,520,000 83.1% 0.0%
SOUTHWEST FUNDING, LP $1,490,000 $1,500,000 0.7% 0.0%
CORNERSTONE HOME LENDING, INC. $1,445,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $310,000 $1,440,000 364.5% 0.0%
DELMAR FINANCIAL COMPANY $1,415,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $4,110,000 $1,400,000 -65.9% 0.0%
HOMESTAR FINANCIAL CORPORATION $380,000 $1,270,000 234.2% 0.0%
DOMINION FINANCIAL SERVICES, LLC $805,000 $1,245,000 54.7% 0.0%
UBS Bank USA $2,020,000 $1,245,000 -38.4% 0.0%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $1,945,000 $1,205,000 -38.0% 0.0%
Bryant Bank $1,310,000 $1,180,000 -9.9% 0.0%
First Citizens Bank $1,190,000 $1,165,000 -2.1% 0.0%
MILEND, INC. $820,000 $1,130,000 37.8% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $1,830,000 $1,120,000 -38.8% 0.0%
First Midwest Bank $765,000 $1,085,000 41.8% 0.0%
South State Bank $6,240,000 $1,075,000 -82.8% 0.0%
Metro City Bank $565,000 $1,065,000 88.5% 0.0%
Plains Commerce Bank $280,000 $1,060,000 278.6% 0.0%
GUIDANCE RESIDENTIAL, LLC $1,040,000 n/a 0.0%
AMERICAN ADVISORS GROUP $595,000 $1,010,000 69.7% 0.0%
Goldman Sachs Bank USA $1,065,000 $1,005,000 -5.6% 0.0%
First Savings Bank $1,320,000 $1,000,000 -24.2% 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $995,000 n/a 0.0%
Southern States Bank $735,000 $995,000 35.4% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $520,000 $990,000 90.4% 0.0%
Assurance Financial Group, L.L.C. $885,000 $980,000 10.7% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $980,000 n/a 0.0%
City National Bank $525,000 $975,000 85.7% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $610,000 $930,000 52.5% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $405,000 $925,000 128.4% 0.0%
Community Bank of Mississippi $1,550,000 $870,000 -43.9% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $3,220,000 $860,000 -73.3% 0.0%
MORTGAGE ACCESS CORP. $620,000 $860,000 38.7% 0.0%
The Huntington National Bank $225,000 $860,000 282.2% 0.0%
CELEBRITY HOME LOANS, LLC $855,000 n/a 0.0%
Alabama One Credit Union $1,905,000 $850,000 -55.4% 0.0%
ROYAL UNITED MORTGAGE LLC $2,505,000 $850,000 -66.1% 0.0%
Triumph Bank $3,800,000 $850,000 -77.6% 0.0%
AMERICAN MORTGAGE SERVICE COMPANY $6,430,000 $830,000 -87.1% 0.0%
Bank of Springfield $825,000 n/a 0.0%
Gateway First Bank $235,000 $810,000 244.7% 0.0%
REDSTONE Federal Credit Union $135,000 $795,000 488.9% 0.0%
EMM LOANS LLC $1,615,000 $780,000 -51.7% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $400,000 $780,000 95.0% 0.0%
EVANSVILLE TEACHERS $2,100,000 $770,000 -63.3% 0.0%
CRESCENT MORTGAGE COMPANY $945,000 $750,000 -20.6% 0.0%
Liberty Bank and Trust Company $535,000 $750,000 40.2% 0.0%
S1L, Inc. $65,000 $740,000 1,038.5% 0.0%
CIS Financial Services, Inc. $285,000 $705,000 147.4% 0.0%
Fifth Third Bank $160,000 $690,000 331.3% 0.0%
CHERRY CREEK MORTGAGE, LLC $205,000 $685,000 234.1% 0.0%
Prime Meridian Bank $675,000 n/a 0.0%
Core Bank $325,000 $670,000 106.2% 0.0%
FIDELITY BANK $665,000 n/a 0.0%
LOANFLIGHT LENDING, LLC $265,000 $640,000 141.5% 0.0%
PHH Mortgage Corporation $1,125,000 $635,000 -43.6% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $165,000 $615,000 272.7% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $1,720,000 $610,000 -64.5% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,515,000 $590,000 -61.1% 0.0%
Paramount Residential Mortgage Group, Inc. $1,355,000 $590,000 -56.5% 0.0%
CSL Financial, LLC $100,000 $585,000 485.0% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $660,000 $585,000 -11.4% 0.0%
F&M Bank $580,000 n/a 0.0%
Meridian Bank Corporation $815,000 $550,000 -32.5% 0.0%
FBT Mortgage, L.L.C. $545,000 n/a 0.0%
GENEVA FINANCIAL, LLC $105,000 $545,000 419.0% 0.0%
MIDLAND MORTGAGE CORPORATION $265,000 $545,000 105.7% 0.0%
Toyota Financial Savings Bank $545,000 n/a 0.0%
GEORGIA UNITED $495,000 $535,000 8.1% 0.0%
CONTOUR MORTGAGE CORPORATION $245,000 $525,000 114.3% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $475,000 $525,000 10.5% 0.0%
T2 FINANCIAL LLC $525,000 n/a 0.0%
Wolfe Financial, Inc $525,000 n/a 0.0%
EVERETT FINANCIAL, INC. $1,430,000 $520,000 -63.6% 0.0%
GSF Mortgage Corporation $155,000 $520,000 235.5% 0.0%
ENVOY MORTGAGE, LTD $240,000 $515,000 114.6% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $420,000 $510,000 21.4% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,550,000 $505,000 -67.4% 0.0%
ZILLOW HOME LOANS, LLC $145,000 $500,000 244.8% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,320,000 $495,000 -62.5% 0.0%
Liberty Mortgage Corporation $350,000 $485,000 38.6% 0.0%
Reliant Bank $120,000 $470,000 291.7% 0.0%
Colonial Savings, F.A. $410,000 $465,000 13.4% 0.0%
Grand Bank for Savings, FSB $465,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $1,890,000 $455,000 -75.9% 0.0%
FAY SERVICING, LLC $265,000 $450,000 69.8% 0.0%
STEARNS LENDING, LLC $565,000 $450,000 -20.4% 0.0%
Citadel Servicing Corporation $445,000 n/a 0.0%
Armed Forces Bank $735,000 $440,000 -40.1% 0.0%
MCLEAN MORTGAGE CORPORATION $425,000 n/a 0.0%
CapStar Bank $415,000 n/a 0.0%
Cf Bank $275,000 $405,000 47.3% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $145,000 $405,000 179.3% 0.0%
ALLIED MORTGAGE GROUP, INC. $400,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $135,000 $390,000 188.9% 0.0%
CONSTRUCTIVE LOANS, LLC $380,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $380,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $115,000 $370,000 221.7% 0.0%
AmRes Corporation $365,000 n/a 0.0%
Commerce Bank $365,000 n/a 0.0%
Paramount Bank $360,000 n/a 0.0%
SPRING EQ, LLC $70,000 $360,000 414.3% 0.0%
Andrew Johnson Bank $6,205,000 $355,000 -94.3% 0.0%
PriorityOne Bank $355,000 n/a 0.0%
Sunflower Bank $355,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $85,000 $355,000 317.6% 0.0%
EMBRACE HOME LOANS, INC. $1,790,000 $350,000 -80.4% 0.0%
HOME TOWN FUNDING, INC. $345,000 n/a 0.0%
CCB Community Bank $1,255,000 $335,000 -73.3% 0.0%
First Western Trust Bank $335,000 n/a 0.0%
Five Star Credit Union $335,000 n/a 0.0%
Merchants Bank of Indiana $335,000 n/a 0.0%
AMERIFIRST FINANCIAL CORPORATION $330,000 n/a 0.0%
Colten Mortgage, LLC $320,000 n/a 0.0%
LENDUS, LLC $470,000 $315,000 -33.0% 0.0%
UNITED SECURITY FINANCIAL CORP $315,000 n/a 0.0%
ALL IN $1,580,000 $310,000 -80.4% 0.0%
THRIVE MORTGAGE, LLC $300,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $295,000 n/a 0.0%
HOMESTEAD FUNDING CORP. $255,000 $295,000 15.7% 0.0%
MLD MORTGAGE INC. $295,000 n/a 0.0%
Discover Bank $680,000 $290,000 -57.4% 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC $355,000 $285,000 -19.7% 0.0%
Beach Community Mortgage Services, Inc. $285,000 n/a 0.0%
Cornerstone First Mortgage, Inc $155,000 $285,000 83.9% 0.0%
KEESLER $240,000 $285,000 18.8% 0.0%
HOMETRUST MORTGAGE COMPANY $85,000 $280,000 229.4% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $275,000 n/a 0.0%
DIRECT MORTGAGE LOANS, LLC $275,000 n/a 0.0%
First Federal Bank of Kansas City $1,875,000 $275,000 -85.3% 0.0%
Victorian Finance, LLC $275,000 n/a 0.0%
TRUWEST Credit Union $265,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $305,000 $265,000 -13.1% 0.0%
City Bank $255,000 n/a 0.0%
Colony Bank $255,000 n/a 0.0%
Equity Prime Mortgage LLC $155,000 $255,000 64.5% 0.0%
Northwest Federal Credit Union $255,000 n/a 0.0%
ALABAMA TEACHERS $85,000 $235,000 176.5% 0.0%
Axos Bank $225,000 n/a 0.0%
METROPLEX MORTGAGE SERVICES, INC. $225,000 n/a 0.0%
NMSI, INC. $225,000 n/a 0.0%
PANORAMA MORTGAGE GROUP, LLC $225,000 n/a 0.0%
PURDUE FEDERAL CREDIT UNION $225,000 n/a 0.0%
BLUELEAF LENDING, LLC $215,000 n/a 0.0%
Evolve Bank & Trust $215,000 n/a 0.0%
LENDERFI, INC. $215,000 n/a 0.0%
OMNI Community Credit Union $215,000 n/a 0.0%
KELLER MORTGAGE, LLC $760,000 $210,000 -72.4% 0.0%
AMERICAN HOME LENDING USA, LLC $365,000 $205,000 -43.8% 0.0%
Greenbox Loans, Inc. $205,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $205,000 n/a 0.0%
LOANSNAP, INC. $205,000 n/a 0.0%
Peoples Bank $540,000 $205,000 -62.0% 0.0%
SWBC MORTGAGE CORPORATION $205,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $505,000 $205,000 -59.4% 0.0%
EvaBank $130,000 $195,000 50.0% 0.0%
Figure Lending LLC $135,000 $195,000 44.4% 0.0%
INTERCAP LENDING INC. $335,000 $195,000 -41.8% 0.0%
LOANLEADERS OF AMERICA, INC. $195,000 n/a 0.0%
RESIDENTIAL BANCORP. $195,000 n/a 0.0%
AUBURN UNIVERSITY CREDIT UNION $880,000 $190,000 -78.4% 0.0%
First Internet Bank of Indiana $185,000 n/a 0.0%
Independent Bank $750,000 $185,000 -75.3% 0.0%
Service Federal Credit Union $185,000 n/a 0.0%
FIRST COMMUNITY $165,000 n/a 0.0%
Tyndall Federal Credit Union $690,000 $165,000 -76.1% 0.0%
ANGEL OAK HOME LOANS LLC $155,000 n/a 0.0%
DIGITAL Federal Credit Union $155,000 n/a 0.0%
The First, A National Banking Association $155,000 n/a 0.0%
DELTA COMMUNITY CREDIT UNION $250,000 $150,000 -40.0% 0.0%
NexBank $220,000 $150,000 -31.8% 0.0%
Christensen Financial, Inc. $145,000 n/a 0.0%
First Community Bank $145,000 n/a 0.0%
Gulf Coast Bank and Trust Company $145,000 n/a 0.0%
CityWorth Mortgage LLC $500,000 $135,000 -73.0% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $840,000 $135,000 -83.9% 0.0%
THE MORTGAGE FIRM, INC. $135,000 n/a 0.0%
OPEN MORTGAGE, LLC $65,000 $130,000 100.0% 0.0%
SUMMIT FUNDING, INC. $130,000 n/a 0.0%
Baxter Credit Union $125,000 n/a 0.0%
Comerica Bank $125,000 n/a 0.0%
IMPAC MORTGAGE CORP. $125,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $125,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $120,000 n/a 0.0%
Austin Capital Bank SSB $185,000 $115,000 -37.8% 0.0%
BMO Harris Bank $115,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $95,000 $115,000 21.1% 0.0%
Orion Federal Credit Union $115,000 n/a 0.0%
The Camden National Bank $115,000 n/a 0.0%
TCF National Bank $310,000 $110,000 -64.5% 0.0%
1st National Bank $105,000 n/a 0.0%
Atlantic Union Bank $335,000 $105,000 -68.7% 0.0%
GEORGIA'S OWN $45,000 $105,000 133.3% 0.0%
NATIONS RELIABLE LENDING, LLC $315,000 $105,000 -66.7% 0.0%
SIWELL, INC. $105,000 n/a 0.0%
SKYONE Federal Credit Union $105,000 n/a 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $520,000 $105,000 -79.8% 0.0%
TIAA, FSB $230,000 $105,000 -54.3% 0.0%
UNITED MORTGAGE CORP. $620,000 $105,000 -83.1% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $785,000 $95,000 -87.9% 0.0%
Mid-America Bank $95,000 n/a 0.0%
SOUTH CAROLINA FEDERAL CREDIT UNION $95,000 n/a 0.0%
The Hometown Bank of Alabama $95,000 n/a 0.0%
Centennial Bank $90,000 n/a 0.0%
1st Franklin Financial Corporation $70,000 $85,000 21.4% 0.0%
ACADEMY MORTGAGE CORPORATION $85,000 n/a 0.0%
Grow Financial Federal Credit Union $85,000 n/a 0.0%
Watermark Capital, Inc. $85,000 n/a 0.0%
ACIPCO Federal Credit Union $75,000 n/a 0.0%
Associated Credit Union $75,000 n/a 0.0%
First Option Mortgage, LLC $95,000 $75,000 -21.1% 0.0%
HOMESPIRE MORTGAGE CORPORATION $75,000 n/a 0.0%
Onpath Federal Credit Union $75,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $75,000 $75,000 0.0% 0.0%
Citibank $470,000 $65,000 -86.2% 0.0%
SOUTHWEST STAGE FUNDING, LLC $490,000 $65,000 -86.7% 0.0%
UNITED $65,000 n/a 0.0%
ATLANTA POSTAL $55,000 n/a 0.0%
Bell Bank $75,000 $55,000 -26.7% 0.0%
FAMILY SAVINGS $180,000 $55,000 -69.4% 0.0%
FBC MORTGAGE, LLC $365,000 $55,000 -84.9% 0.0%
CHEVRON $35,000 $45,000 28.6% 0.0%
ALABAMA CREDIT UNION $525,000 $35,000 -93.3% 0.0%

MONTGOMERY's top lender by overall market share is Trustmark National Bank, with 7.9% market share. In second place, with 7.2%, is GUILD MORTGAGE COMPANY, having originated $226,030,000 in loans. In third place, with 6.0%, is QUICKEN LOANS, LLC, having originated $188,060,000 in loans. In third place, with 5.6%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $176,575,000 in loans. In third place, with 4.4%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $139,480,000 in loans.


MONTGOMERY, AL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 7,124 $1,623,130,000 $227,840
Refi 5,199 $1,113,285,000 $214,134
Cash Out Refi 1,917 $355,985,000 $185,699
Other 190 $25,810,000 $135,842
Home Improvement 165 $18,695,000 $113,303

Montgomery's most frequently cited loan purpose was Home Purchase, with 7,124 originations. The 2nd most popular reason was Refi, with 5,199 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 5,160 $1,178,620,000 $228,415
3-4% 5,159 $1,073,495,000 $208,082
<2.5% 3,027 $661,435,000 $218,512
4-5% 609 $105,685,000 $173,539
5-6% 161 $19,015,000 $118,106
7-8% 130 $10,960,000 $84,308
Over 8% 111 $8,535,000 $76,892
6-7% 97 $10,005,000 $103,144

During 2021, Montgomery's most frequently originated rate bucket was 2.5-3%, with 5,160 originations.

Loan Sizing (MONTGOMERY, AL MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 5,973 $885,635,000 $148,273
$200k-400k 5,356 $1,459,680,000 $272,532
$100,000 or less 2,435 $157,735,000 $64,778
$400k-600k 675 $314,105,000 $465,341
$600k-1000k 106 $80,240,000 $756,981
$Over $1MM 50 $239,510,000 $4,790,200

MONTGOMERY's loan sizing saw the bucket of loans from $100k-200k with 5,973 originations, totaling $885,635,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 7,347 $1,612,365,000 $219,459
60-80% 4,045 $922,375,000 $228,028
40-60% 1,073 $193,635,000 $180,461
20-40% 407 $54,465,000 $133,821
Over 100% 403 $111,935,000 $277,754
Under 20% 390 $12,690,000 $32,538

MONTGOMERY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 7,347 originations, totaling $1,612,365,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - MONTGOMERY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $169,000 (5.7%) $217,640 (0.0%) 0.62 1,896
2018-02-01 $175,000 (8.0%) $224,928 (3.4%) 0.63 1,885
2018-03-01 $177,900 (6.4%) $230,545 (2.9%) 0.62 1,954
2018-04-01 $189,450 (12.1%) $238,035 (5.2%) 0.64 2,056
2018-05-01 $192,325 (13.5%) $242,215 (5.9%) 0.64 2,069
2018-06-01 $189,900 (12.1%) $242,965 (5.9%) 0.63 2,082
2018-07-01 $194,900 (15.0%) $243,232 (6.7%) 0.65 2,065
2018-08-01 $197,500 (16.9%) $246,427 (8.8%) 0.66 1,986
2018-09-01 $199,900 (15.6%) $244,974 (7.1%) 0.67 1,948
2018-10-01 $195,500 (15.1%) $241,262 (6.3%) 0.65 1,937
2018-11-01 $194,700 (15.7%) $241,524 (9.4%) 0.65 1,852
2018-12-01 $192,900 (13.8%) $239,626 (8.7%) 0.66 1,784
2019-01-01 $192,950 (14.2%) $238,199 (9.5%) 0.67 1,694
2019-02-01 $196,250 (12.1%) $242,792 (7.9%) 0.66 1,718
2019-03-01 $206,564 (16.1%) $252,870 (9.7%) 0.67 1,709
2019-04-01 $219,275 (15.7%) $265,866 (11.7%) 0.69 1,741
2019-05-01 $222,450 (15.7%) $265,055 (9.4%) 0.69 1,670
2019-06-01 $219,900 (15.8%) $261,117 (7.5%) 0.68 1,698
2019-07-01 $221,355 (13.6%) $260,896 (7.3%) 0.69 1,690
2019-08-01 $222,529 (12.7%) $258,539 (4.9%) 0.70 1,624
2019-09-01 $219,900 (10.0%) $255,352 (4.2%) 0.70 1,578
2019-10-01 $218,875 (12.0%) $252,209 (4.5%) 0.70 1,579
2019-11-01 $215,000 (10.4%) $250,512 (3.7%) 0.69 1,558
2019-12-01 $219,900 (14.0%) $252,172 (5.2%) 0.73 1,484
2020-01-01 $223,950 (16.1%) $253,552 (6.5%) 0.75 1,410
2020-02-01 $225,000 (14.7%) $257,734 (6.2%) 0.73 1,386
2020-03-01 $238,300 (15.4%) $267,182 (5.7%) 0.74 1,374
2020-04-01 $241,450 (10.1%) $270,480 (1.7%) 0.75 1,367
2020-05-01 $243,000 (9.2%) $269,523 (1.7%) 0.74 1,277
2020-06-01 $244,625 (11.2%) $271,290 (3.9%) 0.71 1,171
2020-07-01 $243,200 (9.9%) $270,231 (3.6%) 0.70 1,103
2020-08-01 $239,000 (7.4%) $270,828 (4.8%) 0.68 1,105
2020-09-01 $239,000 (8.7%) $272,521 (6.7%) 0.68 1,001
2020-10-01 $237,000 (8.3%) $273,337 (8.4%) 0.68 935
2020-11-01 $214,450 (-0.3%) $262,091 (4.6%) 0.61 922
2020-12-01 $209,900 (-4.6%) $260,798 (3.4%) 0.62 831
2021-01-01 $209,900 (-6.3%) $260,143 (2.6%) 0.62 741
2021-02-01 $224,900 (0.0%) $279,778 (8.6%) 0.65 582
2021-03-01 $233,500 (-2.0%) $287,406 (7.6%) 0.65 547
2021-04-01 $261,400 (8.3%) $298,554 (10.4%) 0.70 561
2021-05-01 $257,900 (6.1%) $295,447 (9.6%) 0.68 577
2021-06-01 $237,000 (-3.1%) $285,084 (5.1%) 0.62 579
2021-07-01 $234,950 (-3.4%) $287,818 (6.5%) 0.61 607
2021-08-01 $239,450 (0.2%) $292,168 (7.9%) 0.63 640
2021-09-01 $238,700 (-0.1%) $299,361 (9.9%) 0.63 596
2021-10-01 $234,900 (-0.9%) $284,744 (4.2%) 0.62 552
2021-11-01 $219,450 (2.3%) $275,436 (5.1%) 0.58 518
2021-12-01 $215,450 (2.6%) $266,247 (2.1%) 0.57 508
2022-01-01 $204,900 (-2.4%) $270,714 (4.1%) 0.55 437
2022-02-01 $199,400 (-11.3%) $287,650 (2.8%) 0.51 376
2022-03-01 $222,450 (-4.7%) $291,714 (1.5%) 0.55 429
2022-04-01 $249,000 (-4.7%) $300,737 (0.7%) 0.59 447
MONTGOMERY's median listing price for 2022-04-01 was $249,000, a difference of $-12,400 (-4.7%) versus the prior year and $26,550 versus the prior month.

MONTGOMERY's median listing price comes in at 59% of the national average.

MONTGOMERY's average listing price for 2022-04-01 was $300,737, a difference of $2,183 (0.7%) versus the prior year and $9,023 versus the prior month.

For the 2022-04-01 period, MONTGOMERY had 447 MLS listings, a difference of 18 listings (4%) versus the prior month and -114 listings (-20%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - MONTGOMERY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 111 days 1,951 sqft
2018-02-01 112 days 1,983 sqft
2018-03-01 91 days 1,988 sqft
2018-04-01 77 days 2,052 sqft
2018-05-01 75 days 2,068 sqft
2018-06-01 83 days 2,068 sqft
2018-07-01 85 days 2,078 sqft
2018-08-01 86 days 2,099 sqft
2018-09-01 88 days 2,104 sqft
2018-10-01 91 days 2,077 sqft
2018-11-01 95 days 2,072 sqft
2018-12-01 102 days 2,043 sqft
2019-01-01 112 days 2,038 sqft
2019-02-01 104 days 2,094 sqft
2019-03-01 85 days 2,141 sqft
2019-04-01 75 days 2,177 sqft
2019-05-01 67 days 2,194 sqft
2019-06-01 70 days 2,171 sqft
2019-07-01 75 days 2,156 sqft
2019-08-01 78 days 2,146 sqft
2019-09-01 86 days 2,134 sqft
2019-10-01 87 days 2,102 sqft
2019-11-01 92 days 2,100 sqft
2019-12-01 95 days 2,119 sqft
2020-01-01 99 days 2,132 sqft
2020-02-01 97 days 2,144 sqft
2020-03-01 79 days 2,188 sqft
2020-04-01 71 days 2,196 sqft
2020-05-01 77 days 2,218 sqft
2020-06-01 83 days 2,235 sqft
2020-07-01 74 days 2,245 sqft
2020-08-01 60 days 2,241 sqft
2020-09-01 64 days 2,244 sqft
2020-10-01 70 days 2,221 sqft
2020-11-01 66 days 2,134 sqft
2020-12-01 71 days 2,093 sqft
2021-01-01 76 days 2,104 sqft
2021-02-01 71 days 2,217 sqft
2021-03-01 51 days 2,243 sqft
2021-04-01 37 days 2,229 sqft
2021-05-01 35 days 2,200 sqft
2021-06-01 39 days 2,076 sqft
2021-07-01 38 days 1,978 sqft
2021-08-01 38 days 2,073 sqft
2021-09-01 49 days 2,084 sqft
2021-10-01 54 days 2,073 sqft
2021-11-01 60 days 2,049 sqft
2021-12-01 55 days 1,933 sqft
2022-01-01 59 days 1,904 sqft
2022-02-01 49 days 1,959 sqft
2022-03-01 36 days 1,904 sqft
2022-04-01 37 days 2,035 sqft
MONTGOMERY's median listing age (time on market) for 2022-04-01 was 37 days. This is 1% longer than the same period one year ago.

MONTGOMERY's median square footage for active listings during the 2022-04-01 period was 2,035 sqft. One year prior, the average listing was 2,229 sqft.