North Easton Savings Bank Mortgage Rates, Fees & Info
South Easton, MALEI: 54930048J00QUF04FP72
Tax ID: 04-1677530
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
North Easton Savings Bank is a smaller bank specializing in Home Purchase loans. North Easton Savings Bank has a high proportion of conventional loans. Their top markets by origination volume include: Boston, Providence, Vineyard Haven, Barnstable Town, and Worcester among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)North Easton Savings Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
171Origination Dollar Volume (All Markets)
$77,215,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 109 | $48,845,000 | $448,119 | $0 | 0.00% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 56 | $22,950,000 | $409,821 | $0 | 0.00% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $4,305,000 | $4,305,000 | $0 | 0.00% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $0 | 0.00% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 0.00% |
Their top states include:
Similar Lenders
We use machine learning to identify the top lenders compared against North Easton Savings Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 171 | $77,215,000 | $451,550 | $0 | 0.00% |
For 2024, North Easton Savings Bank's most frequently originated type of loan was Conventional, with 171 originations.
Loan Reason
For 2024, North Easton Savings Bank's most frequently cited loan purpose was Home Purchase, with 73 originations. The 2nd most popular reason was Home Improvement, with 40 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 171 | $77,215,000 | $451,550 | $0 | 0.00% |
For 2024, North Easton Savings Bank's most frequently cited loan duration was Other, with 171 originations.
Loan Sizing
2024 saw North Easton Savings Bank place emphasis on $100,000 or less loans with 56 originations, totaling $2,790,000 in origination value.
Applicant Income
North Easton Savings Bank lent most frequently to those with incomes in the $150k-250k range, with 46 originations. The second most popular income band? $100k-150k, with 37 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 171 | $77,215,000 | $451,550 | $0 | 0.00% |
North Easton Savings Bank lent most frequently to those with DTI ratios of Exempt%, with 171 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications85.14%
North Easton Savings Bank has an average approval rate.
Pick Rate
Approvals leading to origination73.10%
North Easton Savings Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 171 | $77,215,000 | $451,550 |