Vineyard Haven Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Vineyard Haven averaged 7% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 6.48% and one month ago for the week of 2024-03-14, the average rate was 6.24%.

    Vineyard Haven's average rate one year ago was 5.97%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7.7%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Vineyard Haven 30 Year Fixed Rate 2024-04-18 7%
    Vineyard Haven 30 Year Fixed Rate Refi 2024-04-18 7.7%
    Vineyard Haven 15 Year Fixed Rate 2024-04-18 6.59%
    Vineyard Haven 15 Year Fixed Rate Refi 2024-04-18 6.69%
    Vineyard Haven 30 Year FHA 2024-04-18 6.76%
    Vineyard Haven 30 Year FHA Refi 2024-04-18 6.96%
    Vineyard Haven 30 Year VA 2024-04-18 6.86%
    Vineyard Haven 30 Year VA Refi 2024-04-18 6.86%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Vineyard Haven, MA.

    Vineyard Haven Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Vineyard Haven, MA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    The Cape Cod Five Cents Savings Bank 43 6.41% $5,920
    BAYCOAST MORTGAGE COMPANY, LLC 13 6.80% $6,051
    Rockland Trust Company 12 6.13% $6,404
    JPMorgan Chase Bank 11 5.90% $8,665
    Bank of America 8 5.88% $11,990
    Citibank 7 5.16% $19,305
    Morgan Stanley Private Bank 6 6.13% $7,472
    TD Bank 5 6.26% $6,666
    Wells Fargo Bank 5 6.28% $10,512
    Leader Bank 5 6.67% $8,403
    First-Citizens Bank & Trust Company 4 5.31% $26,491
    Goldman Sachs Bank USA 3 5.67% $12,241
    OCMBC, INC. 3 9.58% $37,573
    First National Bank of America 3 10.28% $20,271
    Institution for Savings in Newburyport and Its Vicinity 2 5.75% $5,955
    Barrington Bank & Trust Company, N.A. 2 7.69% $12,736
    CROSSCOUNTRY MORTGAGE, LLC 2 7.48% $24,743
    OAKTREE FUNDING CORP. 2 9.00% $34,442
    Raymond James Bank 2 5.26% $11,156
    Evolve Bank & Trust 1 5.38% $3,838
    Firstrust Savings Bank 1 5.13% $13,200
    Enterprise Bank and Trust Company 1 5.63% $11,813
    GUARANTEED RATE, INC. 1 7.13% $20,127
    ALLIED MORTGAGE GROUP, INC. 1 6.99% $5,445
    DREW MORTGAGE ASSOCIATES, INC. 1 7.63% $17,768
    Keystone Funding, Inc. 1 6.63% $5,428
    City National Bank 1 6.18% $10,003
    Main Street Bank 1 5.38% $7,144
    Citizens Bank 1 7.50% $7,101
    M&T Bank 1 6.38% $6,578
    NP, Inc. 1 9.00% $26,755
    Webster Bank 1 6.63% $6,386
    BMO Harris Bank 1 5.63% $16,499
    QUICKEN LOANS, LLC 1 6.13% $4,330
    AMERICAN FEDERAL MORTGAGE CORPORATION 1 6.88% $9,856
    Berkshire Bank 1 4.13% $7,679
    Stifel Bank and Trust 1 5.38% $3,663
    Bangor Savings Bank 1 5.50% $6,466
    Avidia Bank 1 6.75% $9,262
    UBS Bank USA 1 6.50% $10,313
    UniBank for Savings 1 6.25% $7,791
    UNITED WHOLESALE MORTGAGE, LLC 1 6.50% $8,310
    WASHINGTON TRUST MORTGAGE COMPANY LLC 1 6.13% $5,425
    Waterstone Mortgage Corporation 1 6.99% $4,011
    Fall River Five Cents Savings Bank 1 7.25% $10,980
    First Horizon Bank 1 5.38% $7,277

    Vineyard Haven Average Closing Costs & Other Stats

    Vineyard Haven, MA's 46 lenders originated 471 loans during 2023. The total origination value was $472,325,000, with an average loan value of $1,002,813.

    Vineyard Haven's average closing costs are $6,426.

    The top Vineyard Haven lender as defined by loan originations is The Cape Cod Five Cents Savings Bank, with 43 loans originated. Their average total fees are $5,920, which is $131 lower than the next largest lender, BAYCOAST MORTGAGE COMPANY, LLC.

    The lowest fee Vineyard Haven lenders (with over 10 loans originated) are The Cape Cod Five Cents Savings Bank ($5,920), BAYCOAST MORTGAGE COMPANY, LLC ($6,051), Rockland Trust Company ($6,404), JPMorgan Chase Bank ($8,665) and .

    The lowest rate Vineyard Haven lenders (with over 10 loans originated) are JPMorgan Chase Bank (5.90%), Rockland Trust Company (6.13%), The Cape Cod Five Cents Savings Bank (6.41%), BAYCOAST MORTGAGE COMPANY, LLC (6.80%) and .

    Vineyard Haven, MA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Martha's Vineyard Savings Bank $173,145,000 $62,525,000 -63.9% 13.2%
    JPMorgan Chase Bank $80,905,000 $55,600,000 -31.3% 11.8%
    The Cape Cod Five Cents Savings Bank $133,845,000 $52,545,000 -60.7% 11.1%
    Citibank $14,410,000 $41,235,000 186.2% 8.7%
    Bank of America $100,325,000 $35,000,000 -65.1% 7.4%
    Rockland Trust Company $52,775,000 $25,800,000 -51.1% 5.5%
    First-Citizens Bank & Trust Company $25,660,000 n/a 5.4%
    BAYCOAST MORTGAGE COMPANY, LLC $6,275,000 $12,530,000 99.7% 2.7%
    TD Bank $4,180,000 $10,785,000 158.0% 2.3%
    Morgan Stanley Private Bank $41,280,000 $9,225,000 -77.7% 2.0%
    Wells Fargo Bank $39,750,000 $8,340,000 -79.0% 1.8%
    Goldman Sachs Bank USA $10,365,000 $7,415,000 -28.5% 1.6%
    Citizens Bank $22,625,000 $6,710,000 -70.3% 1.4%
    BayCoast Bank $2,920,000 $6,415,000 119.7% 1.4%
    Raymond James Bank $5,390,000 n/a 1.1%
    Leader Bank $2,870,000 $5,200,000 81.2% 1.1%
    Citadel Servicing Corporation $4,355,000 n/a 0.9%
    Berkshire Bank $3,155,000 n/a 0.7%
    City National Bank $4,720,000 $3,150,000 -33.3% 0.7%
    First Republic Bank $106,075,000 $3,090,000 -97.1% 0.7%
    Enterprise Bank and Trust Company $3,005,000 n/a 0.6%
    FINANCE OF AMERICA REVERSE LLC $1,330,000 $2,945,000 121.4% 0.6%
    OCMBC, INC. $2,875,000 n/a 0.6%
    M&T Bank $655,000 $2,815,000 329.8% 0.6%
    AMERICAN HERITAGE LENDING, INC. $2,700,000 n/a 0.6%
    Main Street Bank $1,405,000 $2,590,000 84.3% 0.5%
    BMO Harris Bank $4,005,000 $2,565,000 -36.0% 0.5%
    AMWEST FUNDING CORP. $275,000 $2,525,000 818.2% 0.5%
    GUARANTEED RATE, INC. $5,960,000 $2,465,000 -58.6% 0.5%
    U.S. Bank $6,400,000 $2,360,000 -63.1% 0.5%
    OAKTREE FUNDING CORP. $2,305,000 n/a 0.5%
    Institution for Savings in Newburyport and Its Vicinity $2,295,000 n/a 0.5%
    Avidia Bank $2,245,000 n/a 0.5%
    Monson Savings Bank $3,240,000 $2,240,000 -30.9% 0.5%
    Stifel Bank and Trust $4,600,000 $2,205,000 -52.1% 0.5%
    First Horizon Bank $2,010,000 n/a 0.4%
    ALLIED MORTGAGE GROUP, INC. $2,455,000 $1,975,000 -19.6% 0.4%
    First National Bank of America $735,000 $1,975,000 168.7% 0.4%
    EagleBank $1,755,000 n/a 0.4%
    Fall River Five Cents Savings Bank $4,765,000 $1,755,000 -63.2% 0.4%
    Eastern Bank $3,425,000 $1,660,000 -51.5% 0.4%
    UniBank for Savings $610,000 $1,655,000 171.3% 0.4%
    Webster Bank $3,380,000 $1,655,000 -51.0% 0.4%
    UNITED WHOLESALE MORTGAGE, LLC $535,000 $1,520,000 184.1% 0.3%
    Cornerstone Bank $1,605,000 $1,505,000 -6.2% 0.3%
    Northpointe Bank $975,000 $1,505,000 54.4% 0.3%
    The Savings Bank $1,405,000 n/a 0.3%
    QUICKEN LOANS, LLC $15,270,000 $1,350,000 -91.2% 0.3%
    LONGBRIDGE FINANCIAL, LLC $1,330,000 n/a 0.3%
    VELOCITY COMMERCIAL CAPITAL, LLC $1,275,000 n/a 0.3%
    Winter Hill Bank, FSB $1,205,000 n/a 0.3%
    DREW MORTGAGE ASSOCIATES, INC. $1,085,000 n/a 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $2,460,000 $1,080,000 -56.1% 0.2%
    FREEDOM MORTGAGE CORPORATION $870,000 $955,000 9.8% 0.2%
    Barrington Bank & Trust Company, N.A. $950,000 n/a 0.2%
    Bangor Savings Bank $1,275,000 $865,000 -32.2% 0.2%
    PNC Bank $8,375,000 $845,000 -89.9% 0.2%
    NP, Inc. $825,000 n/a 0.2%
    UBS Bank USA $16,635,000 $805,000 -95.2% 0.2%
    Dedham Institution for Savings $4,600,000 $745,000 -83.8% 0.2%
    WASHINGTON TRUST MORTGAGE COMPANY LLC $965,000 $735,000 -23.8% 0.2%
    ServisFirst Bank $785,000 $705,000 -10.2% 0.1%
    A&D Mortgage LLC $1,035,000 $695,000 -32.9% 0.1%
    EMM LOANS LLC $635,000 n/a 0.1%
    Figure Lending LLC $625,000 n/a 0.1%
    BNY Mellon $5,490,000 $605,000 -89.0% 0.1%
    Firstrust Savings Bank $555,000 n/a 0.1%
    Keystone Funding, Inc. $555,000 n/a 0.1%
    AMERICAN FEDERAL MORTGAGE CORPORATION $545,000 n/a 0.1%
    South Shore Bank $465,000 n/a 0.1%
    GUARANTEED RATE AFFINITY, LLC $455,000 n/a 0.1%
    LIBERTY HOME MORTGAGE CORPORATION $445,000 n/a 0.1%
    Newburyport Five Cents Savings Bank $425,000 n/a 0.1%
    Evolve Bank & Trust $415,000 n/a 0.1%
    Salem Five Cents Savings Bank $175,000 $405,000 131.4% 0.1%
    Fidelity Co-operative Bank $395,000 n/a 0.1%
    HANSCOM $310,000 $380,000 22.6% 0.1%
    HOMEXPRESS MORTGAGE CORP. $1,055,000 $355,000 -66.4% 0.1%
    HARVARD UNIVERSITY EMPLOYEES $525,000 $350,000 -33.3% 0.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,950,000 $325,000 -83.3% 0.1%
    State Department Federal Credit Union $305,000 n/a 0.1%
    Service Federal Credit Union $280,000 $300,000 7.1% 0.1%
    FIRST CITIZENS' FEDERAL CREDIT UNION $335,000 $255,000 -23.9% 0.1%
    LIBERTY BAY CREDIT UNION $255,000 n/a 0.1%
    Workers Credit Union $105,000 $255,000 142.9% 0.1%
    Southern Mass Credit Union $245,000 n/a 0.1%
    The Washington Trust Company, of Westerly $225,000 n/a 0.0%
    PENNYMAC LOAN SERVICES, LLC $2,340,000 $205,000 -91.2% 0.0%
    Waterstone Mortgage Corporation $175,000 n/a 0.0%
    Easthampton Savings Bank $155,000 n/a 0.0%
    DIGITAL Federal Credit Union $1,550,000 $150,000 -90.3% 0.0%
    Flagstar Bank, FSB $505,000 $105,000 -79.2% 0.0%
    Bristol County Savings Bank $85,000 n/a 0.0%
    Metrowest Community Federal Credit Union $65,000 n/a 0.0%

    Vineyard Haven's top lender by overall market share is Martha's Vineyard Savings Bank, with 13.2% market share. In second place, with 11.8%, is JPMorgan Chase Bank, having originated $55,600,000 in loans. In third place, with 11.1%, is The Cape Cod Five Cents Savings Bank, having originated $52,545,000 in loans. In fourth place, with 8.7%, is Citibank, having originated $41,235,000 in loans. In fifth place, with 7.4%, is Bank of America, having originated $35,000,000 in loans.

    Vineyard Haven Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Vineyard Haven (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $1,290,750 (-0.7%) $2,004,288 (-12.7%) 0.00 134
    2018-02-01 $1,246,250 (-8.5%) $1,968,505 (-15.5%) 0.00 130
    2018-03-01 $1,250,000 (-7.4%) $2,012,418 (-10.4%) 0.00 140
    2018-04-01 $1,265,000 (-10.4%) $2,126,835 (-6.6%) 0.00 156
    2018-05-01 $1,466,000 (-3.7%) $2,337,929 (-1.4%) 0.00 181
    2018-06-01 $1,495,000 (2.5%) $2,367,540 (2.3%) 0.00 212
    2018-07-01 $1,491,250 (6.8%) $2,496,788 (19.2%) 0.00 214
    2018-08-01 $1,498,250 (7.2%) $2,519,893 (16.5%) 0.00 223
    2018-09-01 $1,500,000 (5.3%) $2,414,543 (5.5%) 0.00 217
    2018-10-01 $1,497,500 (7.5%) $2,415,051 (8.4%) 0.00 215
    2018-11-01 $1,398,000 (2.1%) $2,415,074 (10.6%) 0.00 223
    2018-12-01 $1,495,000 (7.2%) $2,466,905 (13.1%) 0.00 203
    2019-01-01 $1,495,000 (15.8%) $2,501,216 (24.8%) 0.00 159
    2019-02-01 $1,395,000 (11.9%) $2,482,304 (26.1%) 0.00 163
    2019-03-01 $1,438,714 (15.1%) $2,550,065 (26.7%) 0.00 169
    2019-04-01 $1,489,714 (17.8%) $2,521,501 (18.6%) 0.00 176
    2019-05-01 $1,499,450 (2.3%) $2,359,888 (0.9%) 0.00 206
    2019-06-01 $1,564,500 (4.7%) $2,462,511 (4.0%) 0.00 234
    2019-07-01 $1,660,000 (11.3%) $2,685,172 (7.6%) 0.00 242
    2019-08-01 $1,655,455 (10.5%) $2,689,066 (6.7%) 0.00 248
    2019-09-01 $1,596,136 (6.4%) $2,601,378 (7.7%) 0.00 246
    2019-10-01 $1,525,000 (1.8%) $2,526,759 (4.6%) 0.00 242
    2019-11-01 $1,449,500 (3.7%) $2,474,528 (2.5%) 0.00 212
    2019-12-01 $1,499,000 (0.3%) $2,535,718 (2.8%) 0.00 199
    2020-01-01 $1,474,250 (-1.4%) $2,435,704 (-2.6%) 0.00 142
    2020-02-01 $1,500,000 (7.5%) $2,275,718 (-8.3%) 0.00 125
    2020-03-01 $1,397,500 (-2.9%) $2,231,057 (-12.5%) 0.00 139
    2020-04-01 $1,560,000 (4.7%) $2,322,058 (-7.9%) 0.00 149
    2020-05-01 $1,442,500 (-3.8%) $2,216,019 (-6.1%) 0.00 162
    2020-06-01 $1,425,000 (-8.9%) $2,515,969 (2.2%) 0.00 180
    2020-07-01 $1,474,500 (-11.2%) $2,747,547 (2.3%) 0.00 178
    2020-08-01 $1,695,000 (2.4%) $3,274,247 (21.8%) 0.00 278
    2020-09-01 $1,773,750 (11.1%) $3,302,149 (26.9%) 0.00 267
    2020-10-01 $1,812,500 (18.9%) $3,336,230 (32.0%) 0.00 252
    2020-11-01 $1,837,500 (26.8%) $3,359,835 (35.8%) 0.00 218
    2020-12-01 $2,226,500 (48.5%) $3,707,590 (46.2%) 0.00 182
    2021-01-01 $2,172,500 (47.4%) $3,612,139 (48.3%) 0.00 150
    2021-02-01 $2,203,500 (46.9%) $3,804,575 (67.2%) 0.00 127
    2021-03-01 $2,598,750 (86.0%) $4,245,147 (90.3%) 0.00 106
    2021-04-01 $2,522,500 (61.7%) $4,362,831 (87.9%) 0.00 110
    2021-05-01 $2,297,000 (59.2%) $4,053,684 (82.9%) 0.00 116
    2021-06-01 $2,295,000 (61.1%) $3,994,093 (58.8%) 0.00 122
    2021-07-01 $2,950,000 (100.1%) $4,381,786 (59.5%) 0.00 121
    2021-08-01 $2,700,000 (59.3%) $4,011,992 (22.5%) 0.00 137
    2021-09-01 $2,997,500 (69.0%) $4,126,977 (25.0%) 0.00 129
    2021-10-01 $2,972,500 (64.0%) $4,131,698 (23.8%) 0.00 131
    2021-11-01 $2,586,250 (40.8%) $3,902,412 (16.2%) 0.00 116
    2021-12-01 $2,572,500 (15.5%) $3,988,041 (7.6%) 0.00 97
    2022-01-01 $2,985,000 (37.4%) $4,145,088 (14.8%) 0.00 90
    2022-02-01 $3,196,250 (45.1%) $4,526,055 (19.0%) 0.00 83
    2022-03-01 $2,880,375 (10.8%) $3,990,342 (-6.0%) 0.00 83
    2022-04-01 $2,962,500 (17.4%) $4,024,178 (-7.8%) 0.00 93
    2022-05-01 $2,968,750 (29.2%) $4,412,902 (8.9%) 0.00 113
    2022-06-01 $2,986,250 (30.1%) $4,545,206 (13.8%) 0.00 133
    2022-07-01 $2,750,000 (-6.8%) $4,528,686 (3.4%) 0.00 144
    2022-08-01 $2,595,000 (-3.9%) $4,342,632 (8.2%) 0.00 158
    2022-09-01 $2,566,250 (-14.4%) $4,416,587 (7.0%) 0.00 152
    2022-10-01 $2,599,000 (-12.6%) $4,451,459 (7.7%) 0.00 147
    2022-11-01 $2,500,000 (-3.3%) $4,200,935 (7.7%) 0.00 150
    2022-12-01 $2,549,500 (-0.9%) $4,322,548 (8.4%) 0.00 139
    2023-01-01 $2,496,250 (-16.4%) $4,025,680 (-2.9%) 0.00 113
    2023-02-01 $2,481,000 (-22.4%) $3,796,455 (-16.1%) 0.00 105
    2023-03-01 $2,362,500 (-18.0%) $3,135,270 (-21.4%) 0.00 97
    2023-04-01 $2,450,000 (-17.3%) $3,406,659 (-15.4%) 0.00 103
    2023-05-01 $2,511,250 (-15.4%) $3,509,411 (-20.5%) 0.00 122
    2023-06-01 $2,772,500 (-7.2%) $3,841,700 (-15.5%) 0.00 142
    2023-07-01 $2,795,000 (1.6%) $3,906,215 (-13.8%) 0.00 164
    2023-08-01 $2,776,800 (7.0%) $4,299,871 (-1.0%) 0.00 189
    2023-09-01 $2,810,000 (9.5%) $4,441,180 (0.6%) 0.00 194
    2023-10-01 $2,872,475 (10.5%) $4,380,673 (-1.6%) 0.00 207
    2023-11-01 $2,764,600 (10.6%) $4,227,689 (0.6%) 0.00 200
    2023-12-01 $2,692,500 (5.6%) $4,131,294 (-4.4%) 0.00 171
    2024-01-01 $2,555,000 (2.4%) $3,950,163 (-1.9%) 0.00 147
    2024-02-01 $2,436,250 (-1.8%) $3,871,615 (2.0%) 0.00 138
    2024-03-01 $2,450,000 (3.7%) $3,930,340 (25.4%) 0.00 135
    Vineyard Haven's median listing price for 2024-03-01 was $2,450,000, a difference of $87,500 (3.7%) versus the prior year and $13,750 versus the prior month.

    Vineyard Haven's median listing price comes in at 0% of the national average.

    Vineyard Haven's average listing price for 2024-03-01 was $3,930,340, a difference of $795,070 (25.4%) versus the prior year and $58,725 versus the prior month.

    For the 2024-03-01 period, Vineyard Haven had 135 MLS listings, a difference of -3 listings (-2%) versus the prior month and 38 listings (39%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Vineyard Haven (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,022 sqft
    2018-02-01 0 days 1,990 sqft
    2018-03-01 0 days 2,081 sqft
    2018-04-01 0 days 2,086 sqft
    2018-05-01 0 days 2,251 sqft
    2018-06-01 0 days 2,151 sqft
    2018-07-01 0 days 2,100 sqft
    2018-08-01 0 days 2,209 sqft
    2018-09-01 0 days 2,303 sqft
    2018-10-01 0 days 2,327 sqft
    2018-11-01 0 days 2,262 sqft
    2018-12-01 0 days 2,228 sqft
    2019-01-01 0 days 2,200 sqft
    2019-02-01 0 days 2,207 sqft
    2019-03-01 0 days 2,274 sqft
    2019-04-01 0 days 2,344 sqft
    2019-05-01 0 days 2,331 sqft
    2019-06-01 0 days 2,378 sqft
    2019-07-01 0 days 2,410 sqft
    2019-08-01 0 days 2,350 sqft
    2019-09-01 0 days 2,275 sqft
    2019-10-01 0 days 2,204 sqft
    2019-11-01 0 days 2,191 sqft
    2019-12-01 0 days 2,233 sqft
    2020-01-01 0 days 2,145 sqft
    2020-02-01 0 days 2,100 sqft
    2020-03-01 0 days 2,036 sqft
    2020-04-01 0 days 2,063 sqft
    2020-05-01 0 days 2,100 sqft
    2020-06-01 0 days 2,100 sqft
    2020-07-01 0 days 2,176 sqft
    2020-08-01 0 days 2,337 sqft
    2020-09-01 0 days 2,358 sqft
    2020-10-01 0 days 2,422 sqft
    2020-11-01 0 days 2,441 sqft
    2020-12-01 0 days 2,676 sqft
    2021-01-01 0 days 2,676 sqft
    2021-02-01 0 days 2,629 sqft
    2021-03-01 0 days 2,909 sqft
    2021-04-01 0 days 3,030 sqft
    2021-05-01 0 days 2,906 sqft
    2021-06-01 0 days 2,463 sqft
    2021-07-01 0 days 2,719 sqft
    2021-08-01 0 days 2,639 sqft
    2021-09-01 0 days 2,616 sqft
    2021-10-01 0 days 2,470 sqft
    2021-11-01 0 days 2,344 sqft
    2021-12-01 0 days 2,479 sqft
    2022-01-01 0 days 2,648 sqft
    2022-02-01 0 days 2,691 sqft
    2022-03-01 0 days 2,420 sqft
    2022-04-01 0 days 2,451 sqft
    2022-05-01 0 days 2,458 sqft
    2022-06-01 0 days 2,549 sqft
    2022-07-01 0 days 2,486 sqft
    2022-08-01 0 days 2,447 sqft
    2022-09-01 0 days 2,481 sqft
    2022-10-01 0 days 2,486 sqft
    2022-11-01 0 days 2,469 sqft
    2022-12-01 0 days 2,468 sqft
    2023-01-01 0 days 2,434 sqft
    2023-02-01 0 days 2,400 sqft
    2023-03-01 0 days 1,940 sqft
    2023-04-01 0 days 2,024 sqft
    2023-05-01 0 days 2,090 sqft
    2023-06-01 0 days 2,292 sqft
    2023-07-01 0 days 2,420 sqft
    2023-08-01 0 days 2,277 sqft
    2023-09-01 0 days 2,338 sqft
    2023-10-01 0 days 2,452 sqft
    2023-11-01 0 days 2,413 sqft
    2023-12-01 0 days 2,407 sqft
    2024-01-01 0 days 2,414 sqft
    2024-02-01 0 days 2,367 sqft
    2024-03-01 0 days 2,337 sqft
    Vineyard Haven's median listing age (time on market) for 2024-03-01 was 0 days.

    Vineyard Haven's median square footage for active listings during the 2024-03-01 period was 2,337 sqft. One year prior, the average listing was 1,940 sqft.

    Vineyard Haven, MA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 233 $290,175,000 $1,245,386
    Home Improvement 81 $26,055,000 $321,667
    Cash Out Refi 55 $31,455,000 $571,909
    Other 54 $93,200,000 $1,725,926
    Refi 48 $31,440,000 $655,000

    Vineyard Haven's most frequently cited loan purpose was Home Purchase, with 233 originations. The 2nd most popular reason was Home Improvement, with 81 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 100 $108,930,000 $1,089,300
    Over 8% 97 $43,455,000 $447,990
    7-8% 94 $65,470,000 $696,489
    5-6% 76 $110,820,000 $1,458,158
    4-5% 15 $59,155,000 $3,943,667
    3-4% 3 $2,375,000 $791,667
    2.5-3% 1 $9,755,000 $9,755,000

    During 2023, Vineyard Haven's most frequently originated rate bucket was 6-7%, with 100 originations.

    Loan Sizing (Vineyard Haven, MA MSA)

    Loan Size Originations Total Value Average Loan
    $Over $1MM 142 $327,500,000 $2,306,338
    $600k-1000k 113 $87,675,000 $775,885
    $200k-400k 86 $24,150,000 $280,814
    $400k-600k 51 $24,355,000 $477,549
    $100k-200k 48 $6,790,000 $141,458
    $100,000 or less 31 $1,855,000 $59,839

    Vineyard Haven's loan sizing saw the bucket of loans from $Over $1MM with 142 originations, totaling $327,500,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    Under 20% 113 $24,725,000 $218,805
    60-80% 95 $175,185,000 $1,844,053
    20-40% 84 $54,180,000 $645,000
    80-100% 58 $78,450,000 $1,352,586
    40-60% 36 $70,170,000 $1,949,167

    Vineyard Haven's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 113 originations, totaling $24,725,000 in origination value.