Vineyard Haven Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Vineyard Haven averaged 7.02% for the week of 2025-05-22, compared to the national average of 6.86% for the same period.

    The average rate for the prior week (2025-05-15) was 7.17% and one month ago for the week of 2025-04-17, the average rate was 6.99%.

    Vineyard Haven's average rate one year ago was 7.08%.

    For refis of the same type during the week of 2025-05-22, the average rate was 7.06%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-22 6.86%
    Vineyard Haven 30 Year Fixed Rate 2025-05-22 7.02%
    Vineyard Haven 30 Year Fixed Rate Refi 2025-05-22 7.06%
    Vineyard Haven 15 Year Fixed Rate 2025-05-22 6.01%
    Vineyard Haven 15 Year Fixed Rate Refi 2025-05-22 6.41%
    Vineyard Haven 30 Year FHA 2025-05-22 6.71%
    Vineyard Haven 30 Year FHA Refi 2025-05-22 6.91%
    Vineyard Haven 30 Year VA 2025-05-22 6.52%
    Vineyard Haven 30 Year VA Refi 2025-05-22 6.52%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Vineyard Haven, MA.

    Vineyard Haven Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Vineyard Haven, MA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    The Cape Cod Five Cents Savings Bank 23 7.42% $6,152
    Rockland Trust Company 23 6.55% $7,896
    BAYCOAST MORTGAGE COMPANY, LLC 20 6.71% $5,695
    Leader Bank 12 6.49% $7,755
    QUICKEN LOANS, LLC 11 6.74% $20,114
    Bank of America 9 5.57% $7,076
    JPMorgan Chase Bank 8 6.48% $8,444
    Morgan Stanley Private Bank 7 5.96% $7,429
    GUARANTEED RATE, INC. 5 7.01% $8,646
    OCMBC, INC. 5 8.68% $40,856
    Citibank 5 6.20% $8,173
    CROSSCOUNTRY MORTGAGE, LLC 4 7.40% $16,065
    Wells Fargo Bank 3 5.88% $10,225
    Citizens Bank 2 5.81% $20,151
    Fall River Five Cents Savings Bank 2 6.25% $5,502
    First National Bank of America 2 8.24% $24,726
    M&T Bank 2 5.50% $7,419
    NP, Inc. 2 8.00% $38,115
    UNITED WHOLESALE MORTGAGE, LLC 2 6.88% $33,443
    EMBRACE HOME LOANS, INC. 1 7.13% $4,276
    HSBC BANK USA, NATIONAL ASSOCIATION 1 6.64% $21,430
    Ixonia Bank 1 7.50% $4,939
    Country Bank for Savings 1 6.13% $5,106
    ALLIED MORTGAGE GROUP, INC. 1 7.63% $16,122
    MEMBERS MORTGAGE COMPANY, INC. 1 5.88% $7,000
    Cambridge Trust Company 1 6.50% $6,008
    AMERISAVE MORTGAGE CORPORATION 1 6.38% $10,370
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.99% $6,519
    NEWREZ LLC 1 5.63% $8,999
    Northpointe Bank 1 7.88% $13,330
    Webster Bank 1 6.25% $36,184
    Cambridge Savings Bank 1 6.00% $11,849
    PCSB Bank 1 6.50% $28,564
    BROKER SOLUTIONS, INC. 1 6.50% $17,592
    RADIUS FINANCIAL GROUP INC. 1 6.25% $25,300
    Bank Rhode Island 1 7.00% $53,344
    Sharon & Crescent United Credit Union 1 5.75% $3,824
    Stifel Bank and Trust 1 6.75% $2,471
    Axos Bank 1 7.88% $27,951
    The Northern Trust Company 1 6.38% $17,596
    TOP FLITE FINANCIAL, INC. 1 6.99% $33,551
    EMM LOANS LLC 1 7.63% $5,199
    Truist 1 7.25% $10,562
    FIRST COLONY MORTGAGE CORPORATION 1 7.00% $13,933
    UBS Bank USA 1 6.63% $4,928
    Goldman Sachs Bank USA 1 5.75% $4,023

    Vineyard Haven Average Closing Costs & Other Stats

    Vineyard Haven, MA's 46 lenders originated 486 loans during 2024. The total origination value was $421,470,000, with an average loan value of $867,222.

    Vineyard Haven's average closing costs are $6,725.

    The top Vineyard Haven lender as defined by loan originations is The Cape Cod Five Cents Savings Bank, with 23 loans originated. Their average total fees are $6,152, which is $1,744 lower than the next largest lender, Rockland Trust Company.

    The lowest fee Vineyard Haven lenders (with over 10 loans originated) are BAYCOAST MORTGAGE COMPANY, LLC ($5,695), The Cape Cod Five Cents Savings Bank ($6,152), Leader Bank ($7,755), Rockland Trust Company ($7,896) and QUICKEN LOANS, LLC ($20,114).

    The lowest rate Vineyard Haven lenders (with over 10 loans originated) are Leader Bank (6.49%), Rockland Trust Company (6.55%), BAYCOAST MORTGAGE COMPANY, LLC (6.71%), QUICKEN LOANS, LLC (6.74%) and The Cape Cod Five Cents Savings Bank (7.42%).

    Vineyard Haven, MA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Bank of America $35,000,000 $54,195,000 54.8% 12.9%
    Martha's Vineyard Savings Bank $62,525,000 $39,800,000 -36.3% 9.4%
    Rockland Trust Company $25,800,000 $33,430,000 29.6% 7.9%
    The Cape Cod Five Cents Savings Bank $52,545,000 $27,915,000 -46.9% 6.6%
    BAYCOAST MORTGAGE COMPANY, LLC $12,530,000 $20,685,000 65.1% 4.9%
    Leader Bank $5,200,000 $19,025,000 265.9% 4.5%
    JPMorgan Chase Bank $55,600,000 $18,660,000 -66.4% 4.4%
    Morgan Stanley Private Bank $9,225,000 $12,345,000 33.8% 2.9%
    Cambridge Savings Bank $11,115,000 n/a 2.6%
    QUICKEN LOANS, LLC $1,350,000 $9,070,000 571.9% 2.2%
    Citizens Bank $6,710,000 $8,035,000 19.7% 1.9%
    GUARANTEED RATE, INC. $2,465,000 $7,665,000 211.0% 1.8%
    Citibank $41,235,000 $7,305,000 -82.3% 1.7%
    Bank Rhode Island $6,530,000 n/a 1.5%
    Webster Bank $1,655,000 $5,535,000 234.4% 1.3%
    OCMBC, INC. $2,875,000 $5,405,000 88.0% 1.3%
    Monson Savings Bank $2,240,000 $5,115,000 128.3% 1.2%
    Wells Fargo Bank $8,340,000 $4,575,000 -45.1% 1.1%
    UNITED WHOLESALE MORTGAGE, LLC $1,520,000 $4,380,000 188.2% 1.0%
    M&T Bank $2,815,000 $4,375,000 55.4% 1.0%
    North Easton Savings Bank $4,305,000 n/a 1.0%
    BayCoast Bank $6,415,000 $4,090,000 -36.2% 1.0%
    VELOCITY COMMERCIAL CAPITAL, LLC $1,275,000 $3,915,000 207.1% 0.9%
    PCSB Bank $3,855,000 n/a 0.9%
    HSBC BANK USA, NATIONAL ASSOCIATION $3,675,000 n/a 0.9%
    CROSSCOUNTRY MORTGAGE, LLC $1,080,000 $3,640,000 237.0% 0.9%
    LONGBRIDGE FINANCIAL, LLC $1,330,000 $2,985,000 124.4% 0.7%
    Eastern Bank $1,660,000 $2,860,000 72.3% 0.7%
    FIRST COLONY MORTGAGE CORPORATION $2,805,000 n/a 0.7%
    NATIONS DIRECT MORTGAGE, LLC $2,800,000 n/a 0.7%
    Fall River Five Cents Savings Bank $1,755,000 $2,785,000 58.7% 0.7%
    Newburyport Five Cents Savings Bank $425,000 $2,775,000 552.9% 0.7%
    Winchester Savings Bank $2,705,000 n/a 0.6%
    The Bank of Canton $2,255,000 n/a 0.5%
    NP, Inc. $825,000 $2,240,000 171.5% 0.5%
    Cambridge Trust Company $2,005,000 n/a 0.5%
    CIBC Bank USA $2,005,000 n/a 0.5%
    The Northern Trust Company $1,955,000 n/a 0.5%
    FINANCE OF AMERICA REVERSE LLC $2,945,000 $1,865,000 -36.7% 0.4%
    The Village Bank $1,755,000 n/a 0.4%
    City National Bank $3,150,000 $1,615,000 -48.7% 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,615,000 n/a 0.4%
    First National Bank of America $1,975,000 $1,540,000 -22.0% 0.4%
    OAKTREE FUNDING CORP. $2,305,000 $1,505,000 -34.7% 0.4%
    Truist $1,505,000 n/a 0.4%
    ALLIED MORTGAGE GROUP, INC. $1,975,000 $1,455,000 -26.3% 0.3%
    Hometown Equity Mortgage, LLC $1,425,000 n/a 0.3%
    BROKER SOLUTIONS, INC. $1,320,000 n/a 0.3%
    FOUNDATION MORTGAGE CORPORATION $1,245,000 n/a 0.3%
    HANSCOM $380,000 $1,245,000 227.6% 0.3%
    Northpointe Bank $1,505,000 $1,235,000 -17.9% 0.3%
    DIGITAL Federal Credit Union $150,000 $1,210,000 706.7% 0.3%
    TD Bank $10,785,000 $1,210,000 -88.8% 0.3%
    MEMBERS MORTGAGE COMPANY, INC. $1,205,000 n/a 0.3%
    Greenfield Savings Bank $1,105,000 n/a 0.3%
    WASHINGTON TRUST MORTGAGE COMPANY LLC $735,000 $1,055,000 43.5% 0.3%
    BETTER MORTGAGE CORPORATION $1,025,000 n/a 0.2%
    Capital Bank $1,015,000 n/a 0.2%
    Axos Bank $985,000 n/a 0.2%
    NEWREZ LLC $955,000 n/a 0.2%
    AMWEST FUNDING CORP. $2,525,000 $950,000 -62.4% 0.2%
    RF Renovo Management Company, LLC $945,000 n/a 0.2%
    Goldman Sachs Bank USA $7,415,000 $855,000 -88.5% 0.2%
    RADIUS FINANCIAL GROUP INC. $845,000 n/a 0.2%
    Sharon & Crescent United Credit Union $805,000 n/a 0.2%
    Winchester Co-operative Bank $805,000 n/a 0.2%
    The Federal Savings Bank $795,000 n/a 0.2%
    UBS Bank USA $805,000 $775,000 -3.7% 0.2%
    PROPONENT Federal Credit Union $755,000 n/a 0.2%
    Stifel Bank and Trust $2,205,000 $740,000 -66.4% 0.2%
    PENNYMAC LOAN SERVICES, LLC $205,000 $725,000 253.7% 0.2%
    Barrington Bank & Trust Company, N.A. $950,000 $655,000 -31.1% 0.2%
    JMAC LENDING, INC. $655,000 n/a 0.2%
    PLAZA HOME MORTGAGE, INC. $625,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $615,000 n/a 0.1%
    EMM LOANS LLC $635,000 $535,000 -15.7% 0.1%
    Third Federal Savings and Loan Association of Cleveland $510,000 n/a 0.1%
    Bangor Savings Bank $865,000 $505,000 -41.6% 0.1%
    USAA Federal Savings Bank $495,000 n/a 0.1%
    Country Bank for Savings $475,000 n/a 0.1%
    Needham Bank $455,000 n/a 0.1%
    Hingham Institution for Savings $405,000 n/a 0.1%
    Ixonia Bank $365,000 n/a 0.1%
    TOWER $355,000 n/a 0.1%
    EMBRACE HOME LOANS, INC. $285,000 n/a 0.1%
    Figure Lending LLC $625,000 $255,000 -59.2% 0.1%
    MASSMUTUAL $255,000 n/a 0.1%
    NAVY FEDERAL CREDIT UNION $255,000 n/a 0.1%
    Workers Credit Union $255,000 $255,000 0.0% 0.1%
    AMERISAVE MORTGAGE CORPORATION $205,000 n/a 0.0%
    HARVARD UNIVERSITY EMPLOYEES $350,000 $205,000 -41.4% 0.0%
    LIBERTY BAY CREDIT UNION $255,000 $180,000 -29.4% 0.0%
    GEORGIA'S OWN $175,000 n/a 0.0%
    Bethpage Federal Credit Union $155,000 n/a 0.0%
    Main Street Bank $2,590,000 $155,000 -94.0% 0.0%
    SPRING EQ, LLC $155,000 n/a 0.0%
    MOVEMENT MORTGAGE, LLC $115,000 n/a 0.0%
    Discover Bank $105,000 n/a 0.0%
    American Airlines Federal Credit Union $55,000 n/a 0.0%
    LOANDEPOT.COM, LLC $55,000 n/a 0.0%

    Vineyard Haven's top lender by overall market share is Bank of America, with 12.9% market share. In second place, with 9.4%, is Martha's Vineyard Savings Bank, having originated $39,800,000 in loans. In third place, with 7.9%, is Rockland Trust Company, having originated $33,430,000 in loans. In fourth place, with 6.6%, is The Cape Cod Five Cents Savings Bank, having originated $27,915,000 in loans. In fifth place, with 4.9%, is BAYCOAST MORTGAGE COMPANY, LLC, having originated $20,685,000 in loans.

    Vineyard Haven Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Vineyard Haven (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $1,290,750 (-0.7%) $2,004,288 (-12.7%) 0.00 134
    2018-02-01 $1,246,250 (-8.5%) $1,968,505 (-15.5%) 0.00 130
    2018-03-01 $1,250,000 (-7.4%) $2,012,418 (-10.4%) 0.00 140
    2018-04-01 $1,265,000 (-10.4%) $2,126,835 (-6.6%) 0.00 156
    2018-05-01 $1,466,000 (-3.7%) $2,337,929 (-1.4%) 0.00 181
    2018-06-01 $1,495,000 (2.5%) $2,367,540 (2.3%) 0.00 212
    2018-07-01 $1,491,250 (6.8%) $2,496,788 (19.2%) 0.00 214
    2018-08-01 $1,498,250 (7.2%) $2,519,893 (16.5%) 0.00 223
    2018-09-01 $1,500,000 (5.3%) $2,414,543 (5.5%) 0.00 217
    2018-10-01 $1,497,500 (7.5%) $2,415,051 (8.4%) 0.00 215
    2018-11-01 $1,398,000 (2.1%) $2,415,074 (10.6%) 0.00 223
    2018-12-01 $1,495,000 (7.2%) $2,466,905 (13.1%) 0.00 203
    2019-01-01 $1,495,000 (15.8%) $2,501,216 (24.8%) 0.00 159
    2019-02-01 $1,395,000 (11.9%) $2,482,304 (26.1%) 0.00 163
    2019-03-01 $1,438,714 (15.1%) $2,550,065 (26.7%) 0.00 169
    2019-04-01 $1,489,714 (17.8%) $2,521,501 (18.6%) 0.00 176
    2019-05-01 $1,498,225 (2.2%) $2,343,736 (0.3%) 0.00 205
    2019-06-01 $1,550,000 (3.7%) $2,448,402 (3.4%) 0.00 233
    2019-07-01 $1,657,500 (11.2%) $2,692,969 (7.9%) 0.00 241
    2019-08-01 $1,661,773 (10.9%) $2,691,940 (6.8%) 0.00 248
    2019-09-01 $1,605,932 (7.1%) $2,601,177 (7.7%) 0.00 246
    2019-10-01 $1,531,250 (2.3%) $2,524,176 (4.5%) 0.00 242
    2019-11-01 $1,499,000 (7.2%) $2,471,857 (2.4%) 0.00 212
    2019-12-01 $1,499,250 (0.3%) $2,532,525 (2.7%) 0.00 199
    2020-01-01 $1,499,000 (0.3%) $2,435,704 (-2.6%) 0.00 142
    2020-02-01 $1,500,000 (7.5%) $2,275,718 (-8.3%) 0.00 125
    2020-03-01 $1,397,500 (-2.9%) $2,231,057 (-12.5%) 0.00 139
    2020-04-01 $1,560,000 (4.7%) $2,322,058 (-7.9%) 0.00 149
    2020-05-01 $1,442,500 (-3.7%) $2,216,019 (-5.5%) 0.00 162
    2020-06-01 $1,425,000 (-8.1%) $2,515,969 (2.8%) 0.00 180
    2020-07-01 $1,474,500 (-11.0%) $2,747,547 (2.0%) 0.00 178
    2020-08-01 $1,695,000 (2.0%) $3,274,247 (21.6%) 0.00 278
    2020-09-01 $1,773,750 (10.5%) $3,302,149 (27.0%) 0.00 267
    2020-10-01 $1,812,500 (18.4%) $3,336,230 (32.2%) 0.00 252
    2020-11-01 $1,837,500 (22.6%) $3,359,835 (35.9%) 0.00 218
    2020-12-01 $2,226,500 (48.5%) $3,707,590 (46.4%) 0.00 182
    2021-01-01 $2,172,500 (44.9%) $3,612,139 (48.3%) 0.00 150
    2021-02-01 $2,203,500 (46.9%) $3,804,575 (67.2%) 0.00 127
    2021-03-01 $2,598,750 (86.0%) $4,245,147 (90.3%) 0.00 106
    2021-04-01 $2,522,500 (61.7%) $4,362,831 (87.9%) 0.00 110
    2021-05-01 $2,297,000 (59.2%) $4,053,684 (82.9%) 0.00 116
    2021-06-01 $2,295,000 (61.1%) $3,994,093 (58.8%) 0.00 122
    2021-07-01 $2,950,000 (100.1%) $4,381,786 (59.5%) 0.00 121
    2021-08-01 $2,700,000 (59.3%) $4,011,992 (22.5%) 0.00 137
    2021-09-01 $2,997,500 (69.0%) $4,126,977 (25.0%) 0.00 129
    2021-10-01 $2,972,500 (64.0%) $4,131,698 (23.8%) 0.00 131
    2021-11-01 $2,586,250 (40.8%) $3,902,412 (16.2%) 0.00 116
    2021-12-01 $2,572,500 (15.5%) $3,988,041 (7.6%) 0.00 97
    2022-01-01 $2,985,000 (37.4%) $4,145,088 (14.8%) 0.00 90
    2022-02-01 $3,196,250 (45.1%) $4,526,055 (19.0%) 0.00 83
    2022-03-01 $2,880,375 (10.8%) $3,990,342 (-6.0%) 0.00 83
    2022-04-01 $2,962,500 (17.4%) $4,024,178 (-7.8%) 0.00 93
    2022-05-01 $2,968,750 (29.2%) $4,412,902 (8.9%) 0.00 113
    2022-06-01 $2,986,250 (30.1%) $4,545,206 (13.8%) 0.00 133
    2022-07-01 $2,750,000 (-6.8%) $4,528,686 (3.4%) 0.00 144
    2022-08-01 $2,595,000 (-3.9%) $4,342,632 (8.2%) 0.00 158
    2022-09-01 $2,566,250 (-14.4%) $4,416,587 (7.0%) 0.00 152
    2022-10-01 $2,599,000 (-12.6%) $4,451,459 (7.7%) 0.00 147
    2022-11-01 $2,500,000 (-3.3%) $4,200,935 (7.7%) 0.00 150
    2022-12-01 $2,549,500 (-0.9%) $4,322,548 (8.4%) 0.00 139
    2023-01-01 $2,496,250 (-16.4%) $4,025,680 (-2.9%) 0.00 113
    2023-02-01 $2,481,000 (-22.4%) $3,796,455 (-16.1%) 0.00 105
    2023-03-01 $2,362,500 (-18.0%) $3,135,270 (-21.4%) 0.00 97
    2023-04-01 $2,450,000 (-17.3%) $3,406,659 (-15.4%) 0.00 103
    2023-05-01 $2,511,250 (-15.4%) $3,509,411 (-20.5%) 0.00 122
    2023-06-01 $2,772,500 (-7.2%) $3,841,700 (-15.5%) 0.00 142
    2023-07-01 $2,795,000 (1.6%) $3,906,215 (-13.8%) 0.00 164
    2023-08-01 $2,776,800 (7.0%) $4,299,871 (-1.0%) 0.00 189
    2023-09-01 $2,810,000 (9.5%) $4,441,180 (0.6%) 0.00 194
    2023-10-01 $2,872,475 (10.5%) $4,380,673 (-1.6%) 0.00 207
    2023-11-01 $2,764,600 (10.6%) $4,227,689 (0.6%) 0.00 200
    2023-12-01 $2,692,500 (5.6%) $4,131,294 (-4.4%) 0.00 171
    2024-01-01 $2,555,000 (2.4%) $3,950,163 (-1.9%) 0.00 147
    2024-02-01 $2,436,250 (-1.8%) $3,871,615 (2.0%) 0.00 138
    2024-03-01 $2,450,000 (3.7%) $3,930,340 (25.4%) 0.00 135
    2024-04-01 $2,300,000 (-6.1%) $3,903,802 (14.6%) 0.00 152
    2024-05-01 $2,300,000 (-8.4%) $3,754,420 (7.0%) 0.00 199
    2024-06-01 $2,225,000 (-19.8%) $3,741,160 (-2.6%) 0.00 229
    2024-07-01 $2,195,000 (-21.5%) $3,549,866 (-9.1%) 0.00 234
    2024-08-01 $2,275,000 (-18.1%) $3,765,478 (-12.4%) 0.00 248
    2024-09-01 $2,195,000 (-21.9%) $3,704,754 (-16.6%) 0.00 252
    2024-10-01 $2,183,750 (-24.0%) $3,694,900 (-15.7%) 0.00 237
    2024-11-01 $2,297,500 (-16.9%) $3,803,495 (-10.0%) 0.00 217
    2024-12-01 $2,466,250 (-8.4%) $3,949,366 (-4.4%) 0.00 189
    2025-01-01 $2,572,500 (0.7%) $4,012,169 (1.6%) 0.00 163
    2025-02-01 $2,550,000 (4.7%) $4,170,607 (7.7%) 0.00 120
    2025-03-01 $2,495,000 (1.8%) $4,139,462 (5.3%) 0.00 130
    2025-04-01 $2,401,250 (4.4%) $3,875,876 (-0.7%) 0.00 155
    Vineyard Haven's median listing price for 2025-04-01 was $2,401,250, a difference of $101,250 (4.4%) versus the prior year and $-93,750 versus the prior month.

    Vineyard Haven's median listing price comes in at 0% of the national average.

    Vineyard Haven's average listing price for 2025-04-01 was $3,875,876, a difference of $-27,926 (-0.7%) versus the prior year and $-263,586 versus the prior month.

    For the 2025-04-01 period, Vineyard Haven had 155 MLS listings, a difference of 25 listings (19%) versus the prior month and 3 listings (2%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Vineyard Haven (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,022 sqft
    2018-02-01 0 days 1,990 sqft
    2018-03-01 0 days 2,081 sqft
    2018-04-01 0 days 2,086 sqft
    2018-05-01 0 days 2,251 sqft
    2018-06-01 0 days 2,151 sqft
    2018-07-01 0 days 2,100 sqft
    2018-08-01 0 days 2,209 sqft
    2018-09-01 0 days 2,303 sqft
    2018-10-01 0 days 2,327 sqft
    2018-11-01 0 days 2,262 sqft
    2018-12-01 0 days 2,228 sqft
    2019-01-01 0 days 2,200 sqft
    2019-02-01 0 days 2,207 sqft
    2019-03-01 0 days 2,274 sqft
    2019-04-01 0 days 2,344 sqft
    2019-05-01 0 days 2,323 sqft
    2019-06-01 0 days 2,368 sqft
    2019-07-01 0 days 2,410 sqft
    2019-08-01 0 days 2,359 sqft
    2019-09-01 0 days 2,288 sqft
    2019-10-01 0 days 2,212 sqft
    2019-11-01 0 days 2,212 sqft
    2019-12-01 0 days 2,258 sqft
    2020-01-01 0 days 2,145 sqft
    2020-02-01 0 days 2,100 sqft
    2020-03-01 0 days 2,036 sqft
    2020-04-01 0 days 2,063 sqft
    2020-05-01 0 days 2,100 sqft
    2020-06-01 0 days 2,100 sqft
    2020-07-01 0 days 2,176 sqft
    2020-08-01 0 days 2,337 sqft
    2020-09-01 0 days 2,358 sqft
    2020-10-01 0 days 2,422 sqft
    2020-11-01 0 days 2,441 sqft
    2020-12-01 0 days 2,676 sqft
    2021-01-01 0 days 2,676 sqft
    2021-02-01 0 days 2,629 sqft
    2021-03-01 0 days 2,909 sqft
    2021-04-01 0 days 3,030 sqft
    2021-05-01 0 days 2,906 sqft
    2021-06-01 0 days 2,463 sqft
    2021-07-01 0 days 2,719 sqft
    2021-08-01 0 days 2,639 sqft
    2021-09-01 0 days 2,616 sqft
    2021-10-01 0 days 2,470 sqft
    2021-11-01 0 days 2,344 sqft
    2021-12-01 0 days 2,479 sqft
    2022-01-01 0 days 2,648 sqft
    2022-02-01 0 days 2,691 sqft
    2022-03-01 0 days 2,420 sqft
    2022-04-01 0 days 2,451 sqft
    2022-05-01 0 days 2,458 sqft
    2022-06-01 0 days 2,549 sqft
    2022-07-01 0 days 2,486 sqft
    2022-08-01 0 days 2,450 sqft
    2022-09-01 0 days 2,484 sqft
    2022-10-01 0 days 2,505 sqft
    2022-11-01 0 days 2,470 sqft
    2022-12-01 0 days 2,469 sqft
    2023-01-01 0 days 2,442 sqft
    2023-02-01 0 days 2,422 sqft
    2023-03-01 0 days 2,016 sqft
    2023-04-01 0 days 2,024 sqft
    2023-05-01 0 days 2,090 sqft
    2023-06-01 0 days 2,292 sqft
    2023-07-01 0 days 2,420 sqft
    2023-08-01 0 days 2,277 sqft
    2023-09-01 0 days 2,338 sqft
    2023-10-01 0 days 2,452 sqft
    2023-11-01 0 days 2,413 sqft
    2023-12-01 0 days 2,407 sqft
    2024-01-01 0 days 2,414 sqft
    2024-02-01 0 days 2,367 sqft
    2024-03-01 0 days 2,337 sqft
    2024-04-01 0 days 2,387 sqft
    2024-05-01 0 days 2,288 sqft
    2024-06-01 0 days 2,240 sqft
    2024-07-01 0 days 2,207 sqft
    2024-08-01 0 days 2,328 sqft
    2024-09-01 0 days 2,232 sqft
    2024-10-01 0 days 2,228 sqft
    2024-11-01 0 days 2,253 sqft
    2024-12-01 0 days 2,262 sqft
    2025-01-01 0 days 2,380 sqft
    2025-02-01 0 days 2,332 sqft
    2025-03-01 0 days 2,369 sqft
    2025-04-01 0 days 2,246 sqft
    Vineyard Haven's median listing age (time on market) for 2025-04-01 was 0 days.

    Vineyard Haven's median square footage for active listings during the 2025-04-01 period was 2,246 sqft. One year prior, the average listing was 2,387 sqft.

    Vineyard Haven, MA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 217 $244,675,000 $1,127,535
    Home Improvement 78 $32,780,000 $420,256
    Cash Out Refi 76 $61,400,000 $807,895
    Refi 60 $48,650,000 $810,833
    Other 55 $33,965,000 $617,545

    Vineyard Haven's most frequently cited loan purpose was Home Purchase, with 217 originations. The 2nd most popular reason was Home Improvement, with 78 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 123 $125,855,000 $1,023,211
    7-8% 121 $79,055,000 $653,347
    Over 8% 114 $45,660,000 $400,526
    5-6% 47 $91,685,000 $1,950,745
    4-5% 6 $11,810,000 $1,968,333

    During 2024, Vineyard Haven's most frequently originated rate bucket was 6-7%, with 123 originations.

    Loan Sizing (Vineyard Haven, MA MSA)

    Loan Size Originations Total Value Average Loan
    $Over $1MM 130 $260,410,000 $2,003,154
    $600k-1000k 123 $95,685,000 $777,927
    $200k-400k 75 $20,855,000 $278,067
    $400k-600k 71 $34,455,000 $485,282
    $100k-200k 65 $8,795,000 $135,308
    $100,000 or less 22 $1,270,000 $57,727

    Vineyard Haven's loan sizing saw the bucket of loans from $Over $1MM with 130 originations, totaling $260,410,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    Under 20% 131 $27,785,000 $212,099
    60-80% 97 $157,725,000 $1,626,031
    20-40% 69 $51,235,000 $742,536
    40-60% 68 $65,760,000 $967,059
    80-100% 50 $61,120,000 $1,222,400

    Vineyard Haven's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 131 originations, totaling $27,785,000 in origination value.