Vineyard Haven Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Vineyard Haven averaged 6.84% for the week of 2024-05-23, compared to the national average of 6.94% for the same period.

The average rate for the prior week (2024-05-16) was 6.52% and one month ago for the week of 2024-04-18, the average rate was 6.6%.

Vineyard Haven's average rate one year ago was 5.99%.

For refis of the same type during the week of 2024-05-23, the average rate was 6.84%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-05-23 6.94%
Vineyard Haven 30 Year Fixed Rate 2024-05-23 6.84%
Vineyard Haven 30 Year Fixed Rate Refi 2024-05-23 6.84%
Vineyard Haven 15 Year Fixed Rate 2024-05-23 6.34%
Vineyard Haven 15 Year Fixed Rate Refi 2024-05-23 6.84%
Vineyard Haven 30 Year FHA 2024-05-23 6.85%
Vineyard Haven 30 Year FHA Refi 2024-05-23 6.95%
Vineyard Haven 30 Year VA 2024-05-23 6.67%
Vineyard Haven 30 Year VA Refi 2024-05-23 6.57%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Vineyard Haven, MA.

Vineyard Haven Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Vineyard Haven, MA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
The Cape Cod Five Cents Savings Bank 43 6.41% $5,920
BAYCOAST MORTGAGE COMPANY, LLC 13 6.80% $6,051
Rockland Trust Company 12 6.13% $6,404
JPMorgan Chase Bank 11 5.90% $8,665
Bank of America 8 5.88% $11,990
Citibank 7 5.16% $19,305
Morgan Stanley Private Bank 6 6.13% $7,472
TD Bank 5 6.26% $6,666
Wells Fargo Bank 5 6.28% $10,512
Leader Bank 5 6.67% $8,403
First-Citizens Bank & Trust Company 4 5.31% $26,491
Goldman Sachs Bank USA 3 5.67% $12,241
OCMBC, INC. 3 9.58% $37,573
First National Bank of America 3 10.28% $20,271
Institution for Savings in Newburyport and Its Vicinity 2 5.75% $5,955
Barrington Bank & Trust Company, N.A. 2 7.69% $12,736
CROSSCOUNTRY MORTGAGE, LLC 2 7.48% $24,743
OAKTREE FUNDING CORP. 2 9.00% $34,442
Raymond James Bank 2 5.26% $11,156
Evolve Bank & Trust 1 5.38% $3,838
Firstrust Savings Bank 1 5.13% $13,200
Enterprise Bank and Trust Company 1 5.63% $11,813
GUARANTEED RATE, INC. 1 7.13% $20,127
ALLIED MORTGAGE GROUP, INC. 1 6.99% $5,445
DREW MORTGAGE ASSOCIATES, INC. 1 7.63% $17,768
Keystone Funding, Inc. 1 6.63% $5,428
City National Bank 1 6.18% $10,003
Main Street Bank 1 5.38% $7,144
Citizens Bank 1 7.50% $7,101
M&T Bank 1 6.38% $6,578
NP, Inc. 1 9.00% $26,755
Webster Bank 1 6.63% $6,386
BMO Harris Bank 1 5.63% $16,499
QUICKEN LOANS, LLC 1 6.13% $4,330
AMERICAN FEDERAL MORTGAGE CORPORATION 1 6.88% $9,856
Berkshire Bank 1 4.13% $7,679
Stifel Bank and Trust 1 5.38% $3,663
Bangor Savings Bank 1 5.50% $6,466
Avidia Bank 1 6.75% $9,262
UBS Bank USA 1 6.50% $10,313
UniBank for Savings 1 6.25% $7,791
UNITED WHOLESALE MORTGAGE, LLC 1 6.50% $8,310
WASHINGTON TRUST MORTGAGE COMPANY LLC 1 6.13% $5,425
Waterstone Mortgage Corporation 1 6.99% $4,011
Fall River Five Cents Savings Bank 1 7.25% $10,980
First Horizon Bank 1 5.38% $7,277

Vineyard Haven Average Closing Costs & Other Stats

Vineyard Haven, MA's 46 lenders originated 471 loans during 2023. The total origination value was $472,325,000, with an average loan value of $1,002,813.

Vineyard Haven's average closing costs are $6,426.

The top Vineyard Haven lender as defined by loan originations is The Cape Cod Five Cents Savings Bank, with 43 loans originated. Their average total fees are $5,920, which is $131 lower than the next largest lender, BAYCOAST MORTGAGE COMPANY, LLC.

The lowest fee Vineyard Haven lenders (with over 10 loans originated) are The Cape Cod Five Cents Savings Bank ($5,920), BAYCOAST MORTGAGE COMPANY, LLC ($6,051), Rockland Trust Company ($6,404), JPMorgan Chase Bank ($8,665) and .

The lowest rate Vineyard Haven lenders (with over 10 loans originated) are JPMorgan Chase Bank (5.90%), Rockland Trust Company (6.13%), The Cape Cod Five Cents Savings Bank (6.41%), BAYCOAST MORTGAGE COMPANY, LLC (6.80%) and .

Vineyard Haven, MA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Martha's Vineyard Savings Bank $173,145,000 $62,525,000 -63.9% 13.2%
JPMorgan Chase Bank $80,905,000 $55,600,000 -31.3% 11.8%
The Cape Cod Five Cents Savings Bank $133,845,000 $52,545,000 -60.7% 11.1%
Citibank $14,410,000 $41,235,000 186.2% 8.7%
Bank of America $100,325,000 $35,000,000 -65.1% 7.4%
Rockland Trust Company $52,775,000 $25,800,000 -51.1% 5.5%
First-Citizens Bank & Trust Company $25,660,000 n/a 5.4%
BAYCOAST MORTGAGE COMPANY, LLC $6,275,000 $12,530,000 99.7% 2.7%
TD Bank $4,180,000 $10,785,000 158.0% 2.3%
Morgan Stanley Private Bank $41,280,000 $9,225,000 -77.7% 2.0%
Wells Fargo Bank $39,750,000 $8,340,000 -79.0% 1.8%
Goldman Sachs Bank USA $10,365,000 $7,415,000 -28.5% 1.6%
Citizens Bank $22,625,000 $6,710,000 -70.3% 1.4%
BayCoast Bank $2,920,000 $6,415,000 119.7% 1.4%
Raymond James Bank $5,390,000 n/a 1.1%
Leader Bank $2,870,000 $5,200,000 81.2% 1.1%
Citadel Servicing Corporation $4,355,000 n/a 0.9%
Berkshire Bank $3,155,000 n/a 0.7%
City National Bank $4,720,000 $3,150,000 -33.3% 0.7%
First Republic Bank $106,075,000 $3,090,000 -97.1% 0.7%
Enterprise Bank and Trust Company $3,005,000 n/a 0.6%
FINANCE OF AMERICA REVERSE LLC $1,330,000 $2,945,000 121.4% 0.6%
OCMBC, INC. $2,875,000 n/a 0.6%
M&T Bank $655,000 $2,815,000 329.8% 0.6%
AMERICAN HERITAGE LENDING, INC. $2,700,000 n/a 0.6%
Main Street Bank $1,405,000 $2,590,000 84.3% 0.5%
BMO Harris Bank $4,005,000 $2,565,000 -36.0% 0.5%
AMWEST FUNDING CORP. $275,000 $2,525,000 818.2% 0.5%
GUARANTEED RATE, INC. $5,960,000 $2,465,000 -58.6% 0.5%
U.S. Bank $6,400,000 $2,360,000 -63.1% 0.5%
OAKTREE FUNDING CORP. $2,305,000 n/a 0.5%
Institution for Savings in Newburyport and Its Vicinity $2,295,000 n/a 0.5%
Avidia Bank $2,245,000 n/a 0.5%
Monson Savings Bank $3,240,000 $2,240,000 -30.9% 0.5%
Stifel Bank and Trust $4,600,000 $2,205,000 -52.1% 0.5%
First Horizon Bank $2,010,000 n/a 0.4%
ALLIED MORTGAGE GROUP, INC. $2,455,000 $1,975,000 -19.6% 0.4%
First National Bank of America $735,000 $1,975,000 168.7% 0.4%
EagleBank $1,755,000 n/a 0.4%
Fall River Five Cents Savings Bank $4,765,000 $1,755,000 -63.2% 0.4%
Eastern Bank $3,425,000 $1,660,000 -51.5% 0.4%
UniBank for Savings $610,000 $1,655,000 171.3% 0.4%
Webster Bank $3,380,000 $1,655,000 -51.0% 0.4%
UNITED WHOLESALE MORTGAGE, LLC $535,000 $1,520,000 184.1% 0.3%
Cornerstone Bank $1,605,000 $1,505,000 -6.2% 0.3%
Northpointe Bank $975,000 $1,505,000 54.4% 0.3%
The Savings Bank $1,405,000 n/a 0.3%
QUICKEN LOANS, LLC $15,270,000 $1,350,000 -91.2% 0.3%
LONGBRIDGE FINANCIAL, LLC $1,330,000 n/a 0.3%
VELOCITY COMMERCIAL CAPITAL, LLC $1,275,000 n/a 0.3%
Winter Hill Bank, FSB $1,205,000 n/a 0.3%
DREW MORTGAGE ASSOCIATES, INC. $1,085,000 n/a 0.2%
CROSSCOUNTRY MORTGAGE, LLC $2,460,000 $1,080,000 -56.1% 0.2%
FREEDOM MORTGAGE CORPORATION $870,000 $955,000 9.8% 0.2%
Barrington Bank & Trust Company, N.A. $950,000 n/a 0.2%
Bangor Savings Bank $1,275,000 $865,000 -32.2% 0.2%
PNC Bank $8,375,000 $845,000 -89.9% 0.2%
NP, Inc. $825,000 n/a 0.2%
UBS Bank USA $16,635,000 $805,000 -95.2% 0.2%
Dedham Institution for Savings $4,600,000 $745,000 -83.8% 0.2%
WASHINGTON TRUST MORTGAGE COMPANY LLC $965,000 $735,000 -23.8% 0.2%
ServisFirst Bank $785,000 $705,000 -10.2% 0.1%
A&D Mortgage LLC $1,035,000 $695,000 -32.9% 0.1%
EMM LOANS LLC $635,000 n/a 0.1%
Figure Lending LLC $625,000 n/a 0.1%
BNY Mellon $5,490,000 $605,000 -89.0% 0.1%
Firstrust Savings Bank $555,000 n/a 0.1%
Keystone Funding, Inc. $555,000 n/a 0.1%
AMERICAN FEDERAL MORTGAGE CORPORATION $545,000 n/a 0.1%
South Shore Bank $465,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $455,000 n/a 0.1%
LIBERTY HOME MORTGAGE CORPORATION $445,000 n/a 0.1%
Newburyport Five Cents Savings Bank $425,000 n/a 0.1%
Evolve Bank & Trust $415,000 n/a 0.1%
Salem Five Cents Savings Bank $175,000 $405,000 131.4% 0.1%
Fidelity Co-operative Bank $395,000 n/a 0.1%
HANSCOM $310,000 $380,000 22.6% 0.1%
HOMEXPRESS MORTGAGE CORP. $1,055,000 $355,000 -66.4% 0.1%
HARVARD UNIVERSITY EMPLOYEES $525,000 $350,000 -33.3% 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,950,000 $325,000 -83.3% 0.1%
State Department Federal Credit Union $305,000 n/a 0.1%
Service Federal Credit Union $280,000 $300,000 7.1% 0.1%
FIRST CITIZENS' FEDERAL CREDIT UNION $335,000 $255,000 -23.9% 0.1%
LIBERTY BAY CREDIT UNION $255,000 n/a 0.1%
Workers Credit Union $105,000 $255,000 142.9% 0.1%
Southern Mass Credit Union $245,000 n/a 0.1%
The Washington Trust Company, of Westerly $225,000 n/a 0.0%
PENNYMAC LOAN SERVICES, LLC $2,340,000 $205,000 -91.2% 0.0%
Waterstone Mortgage Corporation $175,000 n/a 0.0%
Easthampton Savings Bank $155,000 n/a 0.0%
DIGITAL Federal Credit Union $1,550,000 $150,000 -90.3% 0.0%
Flagstar Bank, FSB $505,000 $105,000 -79.2% 0.0%
Bristol County Savings Bank $85,000 n/a 0.0%
Metrowest Community Federal Credit Union $65,000 n/a 0.0%

Vineyard Haven's top lender by overall market share is Martha's Vineyard Savings Bank, with 13.2% market share. In second place, with 11.8%, is JPMorgan Chase Bank, having originated $55,600,000 in loans. In third place, with 11.1%, is The Cape Cod Five Cents Savings Bank, having originated $52,545,000 in loans. In fourth place, with 8.7%, is Citibank, having originated $41,235,000 in loans. In fifth place, with 7.4%, is Bank of America, having originated $35,000,000 in loans.


Vineyard Haven Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Vineyard Haven (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $1,290,750 (-0.7%) $2,004,288 (-12.7%) 0.00 134
2018-02-01 $1,246,250 (-8.5%) $1,968,505 (-15.5%) 0.00 130
2018-03-01 $1,250,000 (-7.4%) $2,012,418 (-10.4%) 0.00 140
2018-04-01 $1,265,000 (-10.4%) $2,126,835 (-6.6%) 0.00 156
2018-05-01 $1,466,000 (-3.7%) $2,337,929 (-1.4%) 0.00 181
2018-06-01 $1,495,000 (2.5%) $2,367,540 (2.3%) 0.00 212
2018-07-01 $1,491,250 (6.8%) $2,496,788 (19.2%) 0.00 214
2018-08-01 $1,498,250 (7.2%) $2,519,893 (16.5%) 0.00 223
2018-09-01 $1,500,000 (5.3%) $2,414,543 (5.5%) 0.00 217
2018-10-01 $1,497,500 (7.5%) $2,415,051 (8.4%) 0.00 215
2018-11-01 $1,398,000 (2.1%) $2,415,074 (10.6%) 0.00 223
2018-12-01 $1,495,000 (7.2%) $2,466,905 (13.1%) 0.00 203
2019-01-01 $1,495,000 (15.8%) $2,501,216 (24.8%) 0.00 159
2019-02-01 $1,395,000 (11.9%) $2,482,304 (26.1%) 0.00 163
2019-03-01 $1,438,714 (15.1%) $2,550,065 (26.7%) 0.00 169
2019-04-01 $1,489,714 (17.8%) $2,521,501 (18.6%) 0.00 176
2019-05-01 $1,499,450 (2.3%) $2,359,888 (0.9%) 0.00 206
2019-06-01 $1,564,500 (4.7%) $2,462,511 (4.0%) 0.00 234
2019-07-01 $1,660,000 (11.3%) $2,685,172 (7.6%) 0.00 242
2019-08-01 $1,655,455 (10.5%) $2,689,066 (6.7%) 0.00 248
2019-09-01 $1,596,136 (6.4%) $2,601,378 (7.7%) 0.00 246
2019-10-01 $1,525,000 (1.8%) $2,526,759 (4.6%) 0.00 242
2019-11-01 $1,449,500 (3.7%) $2,474,528 (2.5%) 0.00 212
2019-12-01 $1,499,000 (0.3%) $2,535,718 (2.8%) 0.00 199
2020-01-01 $1,474,250 (-1.4%) $2,435,704 (-2.6%) 0.00 142
2020-02-01 $1,500,000 (7.5%) $2,275,718 (-8.3%) 0.00 125
2020-03-01 $1,397,500 (-2.9%) $2,231,057 (-12.5%) 0.00 139
2020-04-01 $1,560,000 (4.7%) $2,322,058 (-7.9%) 0.00 149
2020-05-01 $1,442,500 (-3.8%) $2,216,019 (-6.1%) 0.00 162
2020-06-01 $1,425,000 (-8.9%) $2,515,969 (2.2%) 0.00 180
2020-07-01 $1,474,500 (-11.2%) $2,747,547 (2.3%) 0.00 178
2020-08-01 $1,695,000 (2.4%) $3,274,247 (21.8%) 0.00 278
2020-09-01 $1,773,750 (11.1%) $3,302,149 (26.9%) 0.00 267
2020-10-01 $1,812,500 (18.9%) $3,336,230 (32.0%) 0.00 252
2020-11-01 $1,837,500 (26.8%) $3,359,835 (35.8%) 0.00 218
2020-12-01 $2,226,500 (48.5%) $3,707,590 (46.2%) 0.00 182
2021-01-01 $2,172,500 (47.4%) $3,612,139 (48.3%) 0.00 150
2021-02-01 $2,203,500 (46.9%) $3,804,575 (67.2%) 0.00 127
2021-03-01 $2,598,750 (86.0%) $4,245,147 (90.3%) 0.00 106
2021-04-01 $2,522,500 (61.7%) $4,362,831 (87.9%) 0.00 110
2021-05-01 $2,297,000 (59.2%) $4,053,684 (82.9%) 0.00 116
2021-06-01 $2,295,000 (61.1%) $3,994,093 (58.8%) 0.00 122
2021-07-01 $2,950,000 (100.1%) $4,381,786 (59.5%) 0.00 121
2021-08-01 $2,700,000 (59.3%) $4,011,992 (22.5%) 0.00 137
2021-09-01 $2,997,500 (69.0%) $4,126,977 (25.0%) 0.00 129
2021-10-01 $2,972,500 (64.0%) $4,131,698 (23.8%) 0.00 131
2021-11-01 $2,586,250 (40.8%) $3,902,412 (16.2%) 0.00 116
2021-12-01 $2,572,500 (15.5%) $3,988,041 (7.6%) 0.00 97
2022-01-01 $2,985,000 (37.4%) $4,145,088 (14.8%) 0.00 90
2022-02-01 $3,196,250 (45.1%) $4,526,055 (19.0%) 0.00 83
2022-03-01 $2,880,375 (10.8%) $3,990,342 (-6.0%) 0.00 83
2022-04-01 $2,962,500 (17.4%) $4,024,178 (-7.8%) 0.00 93
2022-05-01 $2,968,750 (29.2%) $4,412,902 (8.9%) 0.00 113
2022-06-01 $2,986,250 (30.1%) $4,545,206 (13.8%) 0.00 133
2022-07-01 $2,750,000 (-6.8%) $4,528,686 (3.4%) 0.00 144
2022-08-01 $2,595,000 (-3.9%) $4,342,632 (8.2%) 0.00 158
2022-09-01 $2,566,250 (-14.4%) $4,416,587 (7.0%) 0.00 152
2022-10-01 $2,599,000 (-12.6%) $4,451,459 (7.7%) 0.00 147
2022-11-01 $2,500,000 (-3.3%) $4,200,935 (7.7%) 0.00 150
2022-12-01 $2,549,500 (-0.9%) $4,322,548 (8.4%) 0.00 139
2023-01-01 $2,496,250 (-16.4%) $4,025,680 (-2.9%) 0.00 113
2023-02-01 $2,481,000 (-22.4%) $3,796,455 (-16.1%) 0.00 105
2023-03-01 $2,362,500 (-18.0%) $3,135,270 (-21.4%) 0.00 97
2023-04-01 $2,450,000 (-17.3%) $3,406,659 (-15.4%) 0.00 103
2023-05-01 $2,511,250 (-15.4%) $3,509,411 (-20.5%) 0.00 122
2023-06-01 $2,772,500 (-7.2%) $3,841,700 (-15.5%) 0.00 142
2023-07-01 $2,795,000 (1.6%) $3,906,215 (-13.8%) 0.00 164
2023-08-01 $2,776,800 (7.0%) $4,299,871 (-1.0%) 0.00 189
2023-09-01 $2,810,000 (9.5%) $4,441,180 (0.6%) 0.00 194
2023-10-01 $2,872,475 (10.5%) $4,380,673 (-1.6%) 0.00 207
2023-11-01 $2,764,600 (10.6%) $4,227,689 (0.6%) 0.00 200
2023-12-01 $2,692,500 (5.6%) $4,131,294 (-4.4%) 0.00 171
2024-01-01 $2,555,000 (2.4%) $3,950,163 (-1.9%) 0.00 147
2024-02-01 $2,436,250 (-1.8%) $3,871,615 (2.0%) 0.00 138
2024-03-01 $2,450,000 (3.7%) $3,930,340 (25.4%) 0.00 135
2024-04-01 $2,300,000 (-6.1%) $3,903,802 (14.6%) 0.00 152
Vineyard Haven's median listing price for 2024-04-01 was $2,300,000, a difference of $-150,000 (-6.1%) versus the prior year and $-150,000 versus the prior month.

Vineyard Haven's median listing price comes in at 0% of the national average.

Vineyard Haven's average listing price for 2024-04-01 was $3,903,802, a difference of $497,143 (14.6%) versus the prior year and $-26,538 versus the prior month.

For the 2024-04-01 period, Vineyard Haven had 152 MLS listings, a difference of 17 listings (13%) versus the prior month and 49 listings (48%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Vineyard Haven (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,022 sqft
2018-02-01 0 days 1,990 sqft
2018-03-01 0 days 2,081 sqft
2018-04-01 0 days 2,086 sqft
2018-05-01 0 days 2,251 sqft
2018-06-01 0 days 2,151 sqft
2018-07-01 0 days 2,100 sqft
2018-08-01 0 days 2,209 sqft
2018-09-01 0 days 2,303 sqft
2018-10-01 0 days 2,327 sqft
2018-11-01 0 days 2,262 sqft
2018-12-01 0 days 2,228 sqft
2019-01-01 0 days 2,200 sqft
2019-02-01 0 days 2,207 sqft
2019-03-01 0 days 2,274 sqft
2019-04-01 0 days 2,344 sqft
2019-05-01 0 days 2,331 sqft
2019-06-01 0 days 2,378 sqft
2019-07-01 0 days 2,410 sqft
2019-08-01 0 days 2,350 sqft
2019-09-01 0 days 2,275 sqft
2019-10-01 0 days 2,204 sqft
2019-11-01 0 days 2,191 sqft
2019-12-01 0 days 2,233 sqft
2020-01-01 0 days 2,145 sqft
2020-02-01 0 days 2,100 sqft
2020-03-01 0 days 2,036 sqft
2020-04-01 0 days 2,063 sqft
2020-05-01 0 days 2,100 sqft
2020-06-01 0 days 2,100 sqft
2020-07-01 0 days 2,176 sqft
2020-08-01 0 days 2,337 sqft
2020-09-01 0 days 2,358 sqft
2020-10-01 0 days 2,422 sqft
2020-11-01 0 days 2,441 sqft
2020-12-01 0 days 2,676 sqft
2021-01-01 0 days 2,676 sqft
2021-02-01 0 days 2,629 sqft
2021-03-01 0 days 2,909 sqft
2021-04-01 0 days 3,030 sqft
2021-05-01 0 days 2,906 sqft
2021-06-01 0 days 2,463 sqft
2021-07-01 0 days 2,719 sqft
2021-08-01 0 days 2,639 sqft
2021-09-01 0 days 2,616 sqft
2021-10-01 0 days 2,470 sqft
2021-11-01 0 days 2,344 sqft
2021-12-01 0 days 2,479 sqft
2022-01-01 0 days 2,648 sqft
2022-02-01 0 days 2,691 sqft
2022-03-01 0 days 2,420 sqft
2022-04-01 0 days 2,451 sqft
2022-05-01 0 days 2,458 sqft
2022-06-01 0 days 2,549 sqft
2022-07-01 0 days 2,486 sqft
2022-08-01 0 days 2,447 sqft
2022-09-01 0 days 2,481 sqft
2022-10-01 0 days 2,486 sqft
2022-11-01 0 days 2,469 sqft
2022-12-01 0 days 2,468 sqft
2023-01-01 0 days 2,434 sqft
2023-02-01 0 days 2,400 sqft
2023-03-01 0 days 1,940 sqft
2023-04-01 0 days 2,024 sqft
2023-05-01 0 days 2,090 sqft
2023-06-01 0 days 2,292 sqft
2023-07-01 0 days 2,420 sqft
2023-08-01 0 days 2,277 sqft
2023-09-01 0 days 2,338 sqft
2023-10-01 0 days 2,452 sqft
2023-11-01 0 days 2,413 sqft
2023-12-01 0 days 2,407 sqft
2024-01-01 0 days 2,414 sqft
2024-02-01 0 days 2,367 sqft
2024-03-01 0 days 2,337 sqft
2024-04-01 0 days 2,387 sqft
Vineyard Haven's median listing age (time on market) for 2024-04-01 was 0 days.

Vineyard Haven's median square footage for active listings during the 2024-04-01 period was 2,387 sqft. One year prior, the average listing was 2,024 sqft.

Vineyard Haven, MA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 233 $290,175,000 $1,245,386
Home Improvement 81 $26,055,000 $321,667
Cash Out Refi 55 $31,455,000 $571,909
Other 54 $93,200,000 $1,725,926
Refi 48 $31,440,000 $655,000

Vineyard Haven's most frequently cited loan purpose was Home Purchase, with 233 originations. The 2nd most popular reason was Home Improvement, with 81 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 100 $108,930,000 $1,089,300
Over 8% 97 $43,455,000 $447,990
7-8% 94 $65,470,000 $696,489
5-6% 76 $110,820,000 $1,458,158
4-5% 15 $59,155,000 $3,943,667
3-4% 3 $2,375,000 $791,667
2.5-3% 1 $9,755,000 $9,755,000

During 2023, Vineyard Haven's most frequently originated rate bucket was 6-7%, with 100 originations.

Loan Sizing (Vineyard Haven, MA MSA)

Loan Size Originations Total Value Average Loan
$Over $1MM 142 $327,500,000 $2,306,338
$600k-1000k 113 $87,675,000 $775,885
$200k-400k 86 $24,150,000 $280,814
$400k-600k 51 $24,355,000 $477,549
$100k-200k 48 $6,790,000 $141,458
$100,000 or less 31 $1,855,000 $59,839

Vineyard Haven's loan sizing saw the bucket of loans from $Over $1MM with 142 originations, totaling $327,500,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
Under 20% 113 $24,725,000 $218,805
60-80% 95 $175,185,000 $1,844,053
20-40% 84 $54,180,000 $645,000
80-100% 58 $78,450,000 $1,352,586
40-60% 36 $70,170,000 $1,949,167

Vineyard Haven's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 113 originations, totaling $24,725,000 in origination value.