Five Star Bank Mortgage Rates, Fees & Info

Warsaw, NY

LEI: 5493006LH4LKHY2EIN26

Tax ID: 16-0621150

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Five Star Bank is a smaller bank specializing in Home Purchase and Refi loans. Five Star Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Buffalo, Rochester, Utica, Olean, and Corning among others. We have data for 13 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Five Star Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Five Star Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 5.81% 4/21/24
    30 Year Conventional Purchase 6.38% 4/21/24
    30 Year Conventional Refi 6.57% 4/21/24
    30 Year Cash-out Refi 6.42% 4/21/24
    30 Year FHA Purchase 6.82% 4/21/24
    30 Year VA Purchase 6.27% 4/21/24
    15 Year Conventional Purchase 6.58% 4/21/24
    15 Year Conventional Refi 6.09% 4/21/24
    15 Year Cash-out Refi 6.09% 4/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Five Star Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Five Star Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    1,504

    Origination Dollar Volume (All Markets)

    $378,590,000

    Employee count

    562 Show all (6) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 581 $195,905,000 $337,186 $3,969 3.02%
    ROCHESTER, NY (FHA|USDA|VA) 506 $118,490,000 $234,170 $2,598 3.04%
    UTICA-ROME, NY (FHA|USDA|VA) 2 $16,660,000 $8,330,000 $5,543 3.53%
    Outside of Metro Areas 100 $10,930,000 $109,300 $1,972 3.14%
    Olean, NY (FHA|USDA|VA) 58 $7,550,000 $130,172 $2,469 3.04%
    Corning, NY (FHA|USDA|VA) 70 $7,120,000 $101,714 $1,478 3.10%
    Batavia, NY (FHA|USDA|VA) 76 $7,020,000 $92,368 $1,842 2.87%
    Seneca Falls, NY (FHA|USDA|VA) 43 $4,205,000 $97,791 $1,528 3.10%
    Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 19 $4,075,000 $214,474 $3,712 3.16%
    ELMIRA, NY (FHA|USDA|VA) 32 $3,740,000 $116,875 $2,070 3.32%
    Auburn, NY (FHA|USDA|VA) 12 $1,410,000 $117,500 $2,936 2.94%
    SYRACUSE, NY (FHA|USDA|VA) 4 $1,360,000 $340,000 $3,409 3.16%
    BINGHAMTON, NY (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.83%
    Five Star Bank's top markets include Buffalo, Rochester, Utica, Olean, and Corning among others.

    Their top states include:
  • New York (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Five Star Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Pittsford Federal Credit Union
    Similarity Rank: 52
    BUFFALO METROPOLITAN FEDERAL CREDIT UNION
    Similarity Rank: 55
    FIRST HERITAGE FEDERAL CREDIT UNION
    Similarity Rank: 117
    GREATER WOODLAWN FEDERAL CREDIT UNION
    Similarity Rank: 192
    ONTARIO SHORES
    Similarity Rank: 235
    ESL Federal Credit Union
    Similarity Rank: 288
    Chemung Canal Trust Company
    Similarity Rank: 333
    Elmira Savings Bank
    Similarity Rank: 364
    FAMILY FIRST OF NY
    Similarity Rank: 424
    RELIANT COMMUNITY FEDERAL CREDIT UNION
    Similarity Rank: 495

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,248 $355,850,000 $285,136 $2,866 3.10%
    HELOC 217 $16,845,000 $77,627 n/a 2.72%
    FHA 38 $5,670,000 $149,211 $5,391 2.84%
    VA 1 $225,000 $225,000 $4,101 3.00%

    For 2021, Five Star Bank's most frequently originated type of loan was Conventional, with 1,248 originations. Their 2nd most popular type was HELOC, with 217 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 732 $190,300,000 $259,973 $3,451 2.96%
    Cash Out Refi 318 $46,060,000 $144,843 $2,342 3.23%
    Refi 238 $98,110,000 $412,227 $2,788 3.06%
    Other 113 $7,855,000 $69,513 $1,175 3.01%
    Home Improvement 103 $36,265,000 $352,087 $982 3.05%

    For 2021, Five Star Bank's most frequently cited loan purpose was Home Purchase, with 732 originations. The 2nd most popular reason was Cash Out Refi, with 318 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 891 $123,115,000 $138,176 $3,717 2.94%
    15 Year 252 $34,560,000 $137,143 $2,070 3.00%
    20 Year 207 $32,565,000 $157,319 $1,550 3.58%
    10 Year 96 $72,860,000 $758,958 $345 2.69%
    Other 35 $97,175,000 $2,776,429 $2,187 3.44%
    30+ year 12 $5,820,000 $485,000 $8,810 3.19%
    5 Year 8 $11,900,000 $1,487,500 $0 3.99%
    3 Year 3 $595,000 $198,333 $0 3.96%

    For 2021, Five Star Bank's most frequently cited loan duration was 30 Year, with 891 originations. The 2nd most popular length was 15 Year, with 252 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 783 $94,895,000 $121,194
    $1k-2k 162 $32,000,000 $197,531
    $2k-3k 91 $17,975,000 $197,527
    $3k-4k 49 $11,245,000 $229,490
    $5k+ 34 $10,430,000 $306,765
    $4k-5k 30 $7,950,000 $265,000

    Five Star Bank's average total fees were $3,717, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 783 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 622 $136,840,000 $220,000
    3-4% 493 $132,415,000 $268,590
    <2.5% 253 $24,295,000 $96,028
    4-5% 119 $83,375,000 $700,630
    5-6% 17 $1,665,000 $97,941

    During 2021, Five Star Bank's average interest rate for loans was 2.94%, while their most frequently originated rate bucket for loans was 2.5-3%, with 622 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 669 $96,575,000 $144,357 $2,921 3.04%
    $100,000 or less 536 $31,930,000 $59,571 $1,455 2.95%
    $200k-400k 221 $57,665,000 $260,928 $4,829 3.06%
    $1MM+ 31 $164,815,000 $5,316,613 $13,846 3.82%
    $400k-600k 25 $11,665,000 $466,600 $7,309 3.37%
    $600k-1MM 22 $15,940,000 $724,545 $7,719 3.68%

    2021 saw Five Star Bank place emphasis on $100k-200k loans with 669 originations, totaling $96,575,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 463 $49,105,000 $106,058 $2,638 2.95%
    $50k-75k 391 $47,915,000 $122,545 $2,677 3.00%
    $75k-100k 204 $27,640,000 $135,490 $3,064 2.99%
    $100k-150k 202 $34,330,000 $169,950 $3,739 3.10%
    $150k-250k 91 $19,905,000 $218,736 $4,507 2.94%
    $250k+ 36 $13,490,000 $374,722 $4,768 3.07%

    Five Star Bank lent most frequently to those with incomes in the $50k or less range, with 463 originations. The second most popular income band? $50k-75k, with 391 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 320 $42,310,000 $132,219 $2,828 2.95%
    30-36% 303 $40,285,000 $132,954 $2,839 2.99%
    42% 131 $16,695,000 $127,443 $2,318 2.99%
    <20% 96 $11,500,000 $119,792 $2,132 3.04%
    41% 93 $12,575,000 $135,215 $2,688 3.04%
    39% 83 $12,375,000 $149,096 $2,656 3.15%
    38% 78 $11,680,000 $149,744 $3,303 3.07%
    40% 68 $8,830,000 $129,853 $2,892 3.09%
    37% 67 $8,495,000 $126,791 $2,728 3.02%
    36% 58 $8,320,000 $143,448 $2,978 2.88%
    43% 32 $4,770,000 $149,063 $3,344 2.90%
    44% 28 $4,930,000 $176,071 $4,616 2.97%
    47% 15 $3,385,000 $225,667 $5,397 2.90%
    48% 14 $2,650,000 $189,286 $5,507 2.79%
    45% 14 $2,190,000 $156,429 $4,391 2.63%
    49% 12 $2,560,000 $213,333 $4,961 2.61%
    46% 10 $2,060,000 $206,000 $5,230 2.86%
    50-60% 6 $930,000 $155,000 $4,773 2.27%
    >60% 2 $1,980,000 $990,000 $13,846 1.75%

    Five Star Bank lent most frequently to those with DTI ratios of 20-30%, with 320 originations. The next most common DTI ratio? 30-36%, with 303 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 67 $178,975,000 $2,671,269 $0 4.16%
    White 1,231 $172,655,000 $140,256 $2,938 2.99%
    Black 113 $14,495,000 $128,274 $3,105 2.92%
    Asian 45 $6,545,000 $145,444 $3,186 3.05%
    Not provided 44 $5,640,000 $128,182 $2,722 3.05%
    American Indian 2 $180,000 $90,000 $1,418 3.25%
    Guamanian 1 $55,000 $55,000 $3,301 3.00%
    Other Asian 1 $45,000 $45,000 $0 3.63%

    Approval Rates

    Total approvals of all applications
    89.95%

    Five Star Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    88.43%

    Five Star Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,504 $378,590,000 $251,722

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,504 $378,590,000 $251,722

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 188 $14,800,000 $78,723 $677 2.96%
    40-60% 179 $31,015,000 $173,268 $1,851 3.08%
    60-80% 364 $216,450,000 $594,643 $3,753 3.21%
    80-100% 664 $112,570,000 $169,533 $3,259 3.07%
    Under 20% 109 $3,755,000 $34,450 $459 2.41%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Five Star Bank 2833 Ridge Road W. Ste 29 Greece, NY 14626 Full Service B&M $43,949
    Five Star Bank 124 West Main Street Le Roy, NY 14482 Full Service B&M $80,007
    Five Star Bank 129 Elm Street Penn Yan, NY 14527 Full Service B&M $112,356
    Five Star Bank 150 Lake Street Elmira, NY 14901 Full Service B&M $97,130
    Five Star Bank 152 Franklin Street Dansville, NY 14437 Full Service B&M $78,996
    Five Star Bank 166 West Main Street Honeoye Falls, NY 14472 Full Service B&M $43,543
    Five Star Bank 1 South Main Street Wayland, NY 14572 Full Service B&M $70,942
    Five Star Bank 100 Chestnut Street Rochester, NY 14604 Full Service B&M $41,790
    Five Star Bank 102 North Main Street Albion, NY 14411 Full Service B&M $93,744
    Five Star Bank 107 Main Street Salamanca, NY 14779 Full Service B&M $101,286
    Five Star Bank 12209 Route 16 Yorkshire, NY 14173 Full Service B&M $58,916
    Five Star Bank 184 South Main Street Naples, NY 14512 Full Service B&M $61,967
    Five Star Bank 1940 Monroe Ave Rochester, NY 14618 Full Service B&M $27,519
    Five Star Bank 1940 Routes 5 & 20 Waterloo, NY 13165 Full Service B&M $137,082
    Five Star Bank 2 West Avenue Brockport, NY 14420 Full Service B&M $53,737
    Five Star Bank 211 Main Street East Aurora, NY 14052 Full Service B&M $66,625
    Five Star Bank 2168 Route 96 A Ovid, NY 14521 Full Service B&M $40,653
    Five Star Bank 22 Shether Street Hammondsport, NY 14840 Full Service B&M $52,776
    Five Star Bank 2222 Seneca Street Buffalo, NY 14210 Full Service B&M $1
    Five Star Bank 23 State Street Mount Morris, NY 14510 Full Service B&M $93,808
    Five Star Bank 2330 North Main Street Warsaw, NY 14569 Full Service B&M $89,693
    Five Star Bank 2425 Rochester Road Canandaigua, NY 14424 Full Service B&M $93,768
    Five Star Bank 26 Main Street Attica, NY 14011 Full Service B&M $110,768
    Five Star Bank 27 Water Street Cuba, NY 14727 Full Service B&M $54,973
    Five Star Bank 3 West Main Street Victor, NY 14564 Full Service B&M $76,882
    Five Star Bank 309 South Main Street Horseheads, NY 14845 Full Service B&M $93,460
    Five Star Bank 3110 Main Street Caledonia, NY 14423 Full Service B&M $38,379
    Five Star Bank 3131 Silverback Lane Painted Post, NY 14870 Full Service B&M $59,983
    Five Star Bank 3177 Chili Avenue Rochester, NY 14624 Full Service B&M $40,942
    Five Star Bank 32 Main Street Dundee, NY 14837 Full Service B&M $60,084
    Five Star Bank 323 Washington Street Bath, NY 14810 Full Service B&M $188,516
    Five Star Bank 3233 Southwestern Boulevard Orchard Park, NY 14127 Full Service B&M $55,864
    Five Star Bank 3261 Rochester Road Lakeville, NY 14480 Full Service B&M $72,200
    Five Star Bank 327 Main Street Medina, NY 14103 Full Service B&M $34,978
    Five Star Bank 345 West Genesee Street Auburn, NY 13021 Full Service B&M $114,659
    Five Star Bank 3672 Route 78 Strykersville, NY 14145 Full Service B&M $71,891
    Five Star Bank 387 Hamilton Street Geneva, NY 14456 Full Service B&M $149,189
    Five Star Bank 395 Westfall Road Rochester, NY 14620 Full Service B&M $28,977
    Five Star Bank 40-50 Fountain Plaza, Suite 150 Buffalo, NY 14202 Full Service B&M $21,529
    Five Star Bank 401 West Main Street Batavia, NY 14020 Full Service B&M $146,139
    Five Star Bank 4431 Genesee Valley Plaza Geneseo, NY 14454 Full Service B&M $97,356
    Five Star Bank 451 Elmwood Avenue Buffalo, NY 14222 Full Service B&M $1
    Five Star Bank 54 Washington Street Ellicottville, NY 14731 Full Service B&M $50,095
    Five Star Bank 5491 Sheridan Drive Amherst, NY 14221 Full Service B&M $90,049
    Five Star Bank 55 North Main Street Warsaw, NY 14569 Full Service B&M $1,142,474
    Five Star Bank 60 West Main Street Allegany, NY 14706 Full Service B&M $153,561
    Five Star Bank 7434 Seneca Road North Hornell, NY 14843 Full Service B&M $61,829
    Five Star Bank 765 Calkins Road Rochester, NY 14623 Full Service B&M $133,947

    For 2021, Five Star Bank had 48 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $167,711
    Net interest income $159,473
    Total noninterest income $30,388
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $4,990
    Trading account gains and fees $2,852
    Additional Noninterest Income $22,546
    Pre-tax net operating income $102,690
    Securities gains (or losses, -) $71
    Income before extraordinary items $81,723
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $81,723
    Minority interest net income $0
    Net income $81,723
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $81,666

    Five Star Bank's gross interest income from loans was $167,711,000.
    Five Star Bank's net interest income from loans was $159,473,000.
    Five Star Bank's fee based income from loans was $4,990,000.
    Five Star Bank's net income from loans was $81,723,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $8,238
    Provision for credit losses $-8,317
    Total noninterest expense $95,488
    Salaries and employee benefits $50,398
    Premises and equipment expense $13,522
    Additional noninterest expense $31,568
    Applicable income taxes $21,038
    Net charge-offs $5,760
    Cash dividends $24,000

    Five Star Bank's interest expense for loans was $8,238,000.
    Five Star Bank's payroll and benefits expense were $50,398,000.
    Five Star Bank's property, plant and equipment expenses $13,522,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $4,854,871
    Deposits held in domestic offices $4,854,871
    Deposits by Individuals, partnerships, and corporations $3,579,557
    Deposits by U.S. Government $11
    Deposits by States and political subdivisions in the U.S. $1,263,165
    Deposits by Commercial banks and other depository institutions in U.S. $12,138
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $726,352
    Demand deposits $516,060
    Nontransaction accounts $4,128,519
    Money market deposit accounts (MMDAs) $2,631,442
    Other savings deposits (excluding MMDAs) $587,822
    Total time deposits $909,257
    Total time and savings deposits $4,338,811
    Noninterest-bearing deposits $1,135,342
    Interest-bearing deposits $3,719,529
    Retail deposits $4,383,433
    IRAs and Keogh plan accounts $62,757
    Brokered deposits $254,674
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $5,481,889
    Cash & Balances due from depository institutions $74,488
    Interest-bearing balances $29,549
    Total securities $1,384,096
    Federal funds sold & reverse repurchase $0
    Net loans and leases $3,645,984
    Loan and leases loss allowance $39,654
    Trading account assets $14,702
    Bank premises and fixed assets $60,822
    Other real estate owned $0
    Goodwill and other intangibles $50,056
    All other assets $251,741

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $5,481,889
    Total Liabilities $4,960,480
    Total deposits $4,854,871
    Interest-bearing deposits $3,719,529
    Deposits held in domestic offices $4,854,871
    % insured (estimated) $74
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $14,708
    Other borrowed funds $30,000
    Subordinated debt $0
    All other liabilities $60,901

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $3,645,984
    Loan and leases loss allowance $39,654
    Total loans and leases (domestic) $3,685,638
    All real estate loans $2,083,678
    Real estate loans in domestic offices $2,083,678
    Construction and development loans $262,154
    Residential 1-4 family construction $10,365
    Other construction, all land development and other land $251,789
    Loans secured by nonfarm nonresidential properties $842,360
    Nonfarm nonresidential secured by owner-occupied properties $231,717
    Commercial real estate & other non-farm, non-residential $610,643
    Multifamily residential real estate $287,326
    1-4 family residential loans $681,438
    Farmland loans $10,400
    Loans held in foreign offices $0
    Farm loans $13,958
    Commercial and industrial loans $559,709
    To non-U.S. addressees $0
    Loans to individuals $972,145
    Credit card loans $0
    Related Plans $2,657
    Consumer Auto Loans $954,579
    Other loans to individuals $14,909
    All other loans & leases $56,147
    Loans to foreign governments and official institutions $0
    Other loans $29,637
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $10,001
    Restructured Loans & leases $0
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    Five Star Bank had $3,645,984,000 of loans outstanding in 2021. $2,083,678,000 of loans were in real estate loans. $262,154,000 of loans were in development loans. $287,326,000 of loans were in multifamily mortgage loans. $681,438,000 of loans were in 1-4 family mortgage loans. $13,958,000 of loans were in farm loans. $0 of loans were in credit card loans. $954,579,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 345 $86,931 $251,974
    Nonfarm, nonresidential loans - <$100k 52 $1,706 $32,808
    Nonfarm, nonresidential loans - $100-250k 99 $9,846 $99,455
    Nonfarm, nonresidential loans - $250k-1MM 194 $75,379 $388,552
    Commercial & Industrial, US addressed loans - <$1MM 2,320 $103,389 $44,564
    Commercial & Industrial, US addressed loans - <$100k 1,814 $23,047 $12,705
    Commercial & Industrial, US addressed loans - $100-250k 257 $19,735 $76,790
    Commercial & Industrial, US addressed loans - $250k-1MM 249 $60,607 $243,402
    Farmland loans - <$1MM 28 $2,978 $106,357
    Farmland loans - <$100k 5 $61 $12,200
    Farmland loans - $100-250k 12 $920 $76,667
    Farmland loans - $250k-1MM 11 $1,997 $181,545
    Agriculture operations loans - <$1MM 185 $4,263 $23,043
    Agriculture operations loans - <$100k 164 $1,961 $11,957
    Agriculture operations loans - $100-250k 14 $623 $44,500
    Agriculture operations loans - $250k-1MM 7 $1,679 $239,857