UTICA - ROME Mortgage Rates
30 Year Fixed Rate mortgages in Utica - Rome averaged
5.38%
for the week of 2022-05-12, compared to the national average of
5.3% for the same period.
The average rate for the prior week (2022-05-05) was
5.45% and
one month ago for the week of 2022-04-07, the
average rate was 5.1%.
Utica - Rome's average rate one year ago was 3.06%.
For refis of the same type during the week of 2022-05-12, the average rate
was 5.59%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-05-12 | 5.3% |
| Utica - Rome 30 Year Fixed Rate | 2022-05-12 | 5.38% |
| Utica - Rome 30 Year Fixed Rate Refi | 2022-05-12 | 5.59% |
| Utica - Rome 15 Year Fixed Rate | 2022-05-12 | 4.95% |
| Utica - Rome 15 Year Fixed Rate Refi | 2022-05-12 | 4.62% |
| Utica - Rome 30 Year FHA | 2022-05-12 | 5.31% |
| Utica - Rome 30 Year FHA Refi | 2022-05-12 | 5.63% |
| Utica - Rome 30 Year USDA | 2022-05-12 | 5.37% |
| Utica - Rome 30 Year USDA Refi | 2022-05-12 | 5.14% |
| Utica - Rome 30 Year VA | 2022-05-12 | 5.52% |
| Utica - Rome 30 Year VA Refi | 2022-05-12 | 5.33% |
UTICA - ROME Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the UTICA-ROME, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
UTICA-ROME, NY's 95 lenders originated 7,348
loans during 2021. The total origination value was $1,101,850,000, with an average loan value of
$149,952.
The top UTICA - ROME lender as defined by loan originations is AMERICU Credit Union, with
377 loans originated. Their average total fees are
$3,525, which is $1,742
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee UTICA - ROME lenders (with over 10 loans originated) are
Community Bank ($764), FIRST SOURCE ($3,038), SEFCU SERVICES, LLC ($3,068), Bank of America ($3,151) and CCFCU FUNDING, LLC ($3,165).
The lowest rate UTICA - ROME lenders (with over 10 loans originated) are
Bank of America (2.84%), UNITED WHOLESALE MORTGAGE, LLC (2.98%), KeyBank (2.99%), 1ST PRIORITY MORTGAGE, INC. (2.99%) and PLAZA HOME MORTGAGE, INC. (3.01%).
UTICA-ROME, NY Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| FIRST SOURCE | $34,895,000 | $117,635,000 | 237.1% | 10.7% |
| QUICKEN LOANS, LLC | $70,555,000 | $109,450,000 | 55.1% | 9.9% |
| AMERICU Credit Union | $105,765,000 | $106,680,000 | 0.9% | 9.7% |
| PLAZA HOME MORTGAGE, INC. | $43,295,000 | $61,320,000 | 41.6% | 5.6% |
| Adirondack Bank | $54,930,000 | $60,095,000 | 9.4% | 5.5% |
| NBT Bank | $39,195,000 | $56,635,000 | 44.5% | 5.1% |
| CCFCU FUNDING, LLC | $48,015,000 | $43,185,000 | -10.1% | 3.9% |
| KeyBank | $32,650,000 | $41,535,000 | 27.2% | 3.8% |
| HOMESTEAD FUNDING CORP. | $34,210,000 | $39,930,000 | 16.7% | 3.6% |
| Manufacturers and Traders Trust Company | $25,980,000 | $39,530,000 | 52.2% | 3.6% |
| Community Bank | $52,355,000 | $39,440,000 | -24.7% | 3.6% |
| Premium Mortgage Corporation | $6,465,000 | $27,710,000 | 328.6% | 2.5% |
| PARAGON HOME LOANS INC. | $20,575,000 | $25,235,000 | 22.6% | 2.3% |
| GPO Federal Credit Union | $19,930,000 | $23,275,000 | 16.8% | 2.1% |
| Five Star Bank | $10,605,000 | $16,660,000 | 57.1% | 1.5% |
| Citizens Bank | $9,820,000 | $15,010,000 | 52.9% | 1.4% |
| OWNERSCHOICE FUNDING, INCORPORATED | $14,600,000 | $14,405,000 | -1.3% | 1.3% |
| Wells Fargo Bank | $9,275,000 | $12,475,000 | 34.5% | 1.1% |
| Mr. Cooper ( Nationstar Mortgage ) | $7,885,000 | $11,210,000 | 42.2% | 1.0% |
| SEFCU SERVICES, LLC | $8,995,000 | $10,235,000 | 13.8% | 0.9% |
| Berkshire Bank | $10,605,000 | $9,905,000 | -6.6% | 0.9% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $8,400,000 | $9,130,000 | 8.7% | 0.8% |
| HUNT MORTGAGE CORPORATION | $8,280,000 | $9,025,000 | 9.0% | 0.8% |
| Empower Federal Credit Union | $8,490,000 | $8,515,000 | 0.3% | 0.8% |
| MOVEMENT MORTGAGE, LLC | $7,375,000 | $8,280,000 | 12.3% | 0.8% |
| GUARANTEED RATE, INC. | $2,535,000 | $7,775,000 | 206.7% | 0.7% |
| Farm Credit East, ACA | $5,930,000 | $7,685,000 | 29.6% | 0.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $7,715,000 | $7,540,000 | -2.3% | 0.7% |
| COMMONFUND MORTGAGE CORP. | $8,415,000 | $7,490,000 | -11.0% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $4,610,000 | $7,470,000 | 62.0% | 0.7% |
| Genesee Regional Bank | $3,960,000 | $7,030,000 | 77.5% | 0.6% |
| GREYSTONE SERVICING COMPANY LLC | $26,855,000 | $6,955,000 | -74.1% | 0.6% |
| Bank of America | $4,495,000 | $6,425,000 | 42.9% | 0.6% |
| LOANDEPOT.COM, LLC | $3,870,000 | $6,245,000 | 61.4% | 0.6% |
| Mortgage Research Center, LLC | $4,650,000 | $6,235,000 | 34.1% | 0.6% |
| HOME POINT FINANCIAL CORPORATION | $5,180,000 | $5,550,000 | 7.1% | 0.5% |
| Geddes Federal Savings and Loan Association | $1,755,000 | $5,380,000 | 206.6% | 0.5% |
| USAA Federal Savings Bank | $5,845,000 | $4,980,000 | -14.8% | 0.5% |
| FREEDOM MORTGAGE CORPORATION | $1,335,000 | $4,295,000 | 221.7% | 0.4% |
| 1ST PRIORITY MORTGAGE, INC. | $11,910,000 | $4,275,000 | -64.1% | 0.4% |
| Barrington Bank & Trust Company, N.A. | $1,280,000 | $4,040,000 | 215.6% | 0.4% |
| Colonial Savings, F.A. | $215,000 | $3,950,000 | 1,737.2% | 0.4% |
| JPMorgan Chase Bank | $3,330,000 | $3,740,000 | 12.3% | 0.3% |
| NEWREZ LLC | $2,500,000 | $3,735,000 | 49.4% | 0.3% |
| BETTER MORTGAGE CORPORATION | $1,140,000 | $3,730,000 | 227.2% | 0.3% |
| Pathfinder Bank | $1,840,000 | $3,605,000 | 95.9% | 0.3% |
| CALIBER HOME LOANS, INC. | $1,915,000 | $2,885,000 | 50.7% | 0.3% |
| HOME TOWN FUNDING, INC. | $1,620,000 | $2,860,000 | 76.5% | 0.3% |
| Carrington Mortgage Services, LLC | $2,325,000 | $2,695,000 | 15.9% | 0.2% |
| The Bank of Greene County | $105,000 | $2,480,000 | 2,261.9% | 0.2% |
| VISIONS | $145,000 | $2,245,000 | 1,448.3% | 0.2% |
| ROYAL UNITED MORTGAGE LLC | $1,210,000 | $2,235,000 | 84.7% | 0.2% |
| Solvay Bank | $1,220,000 | $2,085,000 | 70.9% | 0.2% |
| 21ST MORTGAGE CORPORATION | $2,135,000 | $2,035,000 | -4.7% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $500,000 | $1,730,000 | 246.0% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $135,000 | $1,705,000 | 1,163.0% | 0.2% |
| The Federal Savings Bank | $1,795,000 | $1,695,000 | -5.6% | 0.2% |
| AMERICAN FINANCING CORPORATION | $535,000 | $1,535,000 | 186.9% | 0.1% |
| WALKER & DUNLOP, LLC | $3,775,000 | $1,405,000 | -62.8% | 0.1% |
| TD Bank | $1,415,000 | $1,310,000 | -7.4% | 0.1% |
| EMBRACE HOME LOANS, INC. | $910,000 | $1,185,000 | 30.2% | 0.1% |
| The Lyons National Bank | $1,370,000 | $1,185,000 | -13.5% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $675,000 | $1,170,000 | 73.3% | 0.1% |
| Charles Schwab Bank, SSB | $955,000 | n/a | 0.1% | |
| Goldman Sachs Bank USA | $925,000 | n/a | 0.1% | |
| Bank of England | $755,000 | $830,000 | 9.9% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $515,000 | $830,000 | 61.2% | 0.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $105,000 | $820,000 | 681.0% | 0.1% |
| PHH Mortgage Corporation | $700,000 | $815,000 | 16.4% | 0.1% |
| Morgan Stanley Private Bank | $1,960,000 | $755,000 | -61.5% | 0.1% |
| NORTHERN CREDIT UNION | $55,000 | $755,000 | 1,272.7% | 0.1% |
| SUNMARK FEDERAL CREDIT UNION | $630,000 | $740,000 | 17.5% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $290,000 | $705,000 | 143.1% | 0.1% |
| U.S. Bank | $350,000 | $695,000 | 98.6% | 0.1% |
| UNITED MORTGAGE CORP. | $625,000 | $660,000 | 5.6% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $690,000 | $645,000 | -6.5% | 0.1% |
| Quontic Bank | $175,000 | $635,000 | 262.9% | 0.1% |
| MLB RESIDENTIAL LENDING, LLC | $305,000 | $615,000 | 101.6% | 0.1% |
| REVERSE MORTGAGE FUNDING LLC | $610,000 | n/a | 0.1% | |
| Carthage Federal Savings and Loan Association | $375,000 | $605,000 | 61.3% | 0.1% |
| Visio Financial Services Inc. | $610,000 | $600,000 | -1.6% | 0.1% |
| STATE EMPLOYEES FEDERAL CREDIT UNION | $400,000 | $595,000 | 48.8% | 0.1% |
| NBKC BANK | $625,000 | $575,000 | -8.0% | 0.1% |
| NJ LENDERS CORP. | $530,000 | n/a | 0.0% | |
| Seneca Savings | $290,000 | $515,000 | 77.6% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,860,000 | $505,000 | -72.8% | 0.0% |
| City National Bank of Florida | $505,000 | n/a | 0.0% | |
| Discover Bank | $490,000 | $500,000 | 2.0% | 0.0% |
| Tompkins Trust Company | $125,000 | $500,000 | 300.0% | 0.0% |
| First Federal Bank | $535,000 | $495,000 | -7.5% | 0.0% |
| Northwest Bank | $485,000 | n/a | 0.0% | |
| PNC Bank | $75,000 | $465,000 | 520.0% | 0.0% |
| Metro City Bank | $455,000 | n/a | 0.0% | |
| MID-ISLAND MORTGAGE CORP. | $450,000 | n/a | 0.0% | |
| First Home Bank | $280,000 | $445,000 | 58.9% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $740,000 | $415,000 | -43.9% | 0.0% |
| Unity Bank | $395,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $390,000 | n/a | 0.0% | |
| Santander Bank, N.A. | $380,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $375,000 | $370,000 | -1.3% | 0.0% |
| CORNING | $325,000 | $360,000 | 10.8% | 0.0% |
| Wilmington Savings Fund Society, FSB | $355,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $450,000 | $350,000 | -22.2% | 0.0% |
| Mortgage Network, Inc. | $345,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $165,000 | $345,000 | 109.1% | 0.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $340,000 | n/a | 0.0% | |
| Luxury Mortgage Corp. | $325,000 | n/a | 0.0% | |
| The Upstate National Bank | $310,000 | n/a | 0.0% | |
| InterContinental Capital Group, Inc | $155,000 | $285,000 | 83.9% | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | $280,000 | n/a | 0.0% | |
| Fulton Savings Bank | $565,000 | $275,000 | -51.3% | 0.0% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | $285,000 | $270,000 | -5.3% | 0.0% |
| FM Home Loans, LLC | $265,000 | n/a | 0.0% | |
| Evans Bank | $255,000 | n/a | 0.0% | |
| Magnolia Bank | $165,000 | $255,000 | 54.5% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $105,000 | $250,000 | 138.1% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $105,000 | $250,000 | 138.1% | 0.0% |
| Ukrainian Federal Credit Union | $365,000 | $250,000 | -31.5% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $240,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $240,000 | $240,000 | 0.0% | 0.0% |
| The Adirondack Trust Company | $235,000 | n/a | 0.0% | |
| Wauchula State Bank | $235,000 | n/a | 0.0% | |
| Ulster Savings Bank | $225,000 | n/a | 0.0% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $220,000 | n/a | 0.0% | |
| Fifth Third Bank | $220,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $255,000 | $215,000 | -15.7% | 0.0% |
| Meridian Bank Corporation | $205,000 | n/a | 0.0% | |
| Flagstar Bank, FSB | $250,000 | $200,000 | -20.0% | 0.0% |
| Northpointe Bank | $105,000 | $200,000 | 90.5% | 0.0% |
| US MORTGAGE CORPORATION | $200,000 | n/a | 0.0% | |
| PLANET HOME LENDING, LLC | $195,000 | n/a | 0.0% | |
| Shamrock Home Loans, Inc. | $195,000 | n/a | 0.0% | |
| The National Bank of Coxsackie | $170,000 | $190,000 | 11.8% | 0.0% |
| BRIDGEVIEW MORTGAGE CORP. | $185,000 | n/a | 0.0% | |
| FirstBank | $185,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $180,000 | n/a | 0.0% | |
| First Western Trust Bank | $165,000 | n/a | 0.0% | |
| TEACHERS | $520,000 | $165,000 | -68.3% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $155,000 | $155,000 | 0.0% | 0.0% |
| GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION | $155,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $155,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $580,000 | $155,000 | -73.3% | 0.0% |
| Commerce Bank | $145,000 | n/a | 0.0% | |
| GREENWOOD | $145,000 | n/a | 0.0% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $140,000 | n/a | 0.0% | |
| JET DIRECT FUNDING CORP | $135,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $145,000 | $135,000 | -6.9% | 0.0% |
| Paramount Bank | $135,000 | n/a | 0.0% | |
| TIAA, FSB | $515,000 | $135,000 | -73.8% | 0.0% |
| AMERICAN ADVISORS GROUP | $110,000 | $125,000 | 13.6% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $125,000 | n/a | 0.0% | |
| Sawyer Savings Bank | $125,000 | n/a | 0.0% | |
| Tioga State Bank | $125,000 | n/a | 0.0% | |
| GUIDANCE RESIDENTIAL, LLC | $285,000 | $115,000 | -59.6% | 0.0% |
| RELIANT COMMUNITY FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| CAPITAL COMMUNICATIONS Federal Credit Union | $1,095,000 | $95,000 | -91.3% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $15,000 | $95,000 | 533.3% | 0.0% |
| THE SUMMIT Federal Credit Union | $145,000 | $95,000 | -34.5% | 0.0% |
| UIF CORPORATION | $95,000 | n/a | 0.0% | |
| CONSTRUCTIVE LOANS, LLC | $85,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $85,000 | n/a | 0.0% | |
| NP, Inc. | $85,000 | n/a | 0.0% | |
| KINECTA | $55,000 | n/a | 0.0% | |
| MID-HUDSON VALLEY | $85,000 | $55,000 | -35.3% | 0.0% |
| NUMARK CREDIT UNION | $45,000 | $45,000 | 0.0% | 0.0% |
| BayCoast Bank | $175,000 | $35,000 | -80.0% | 0.0% |
| Deere Employees Credit Union | $15,000 | n/a | 0.0% |
UTICA - ROME's top lender by overall market share is FIRST SOURCE, with 10.7% market share. In second place, with 9.9%, is QUICKEN LOANS, LLC, having originated $109,450,000 in loans. In third place, with 9.7%, is AMERICU Credit Union, having originated $106,680,000 in loans. In third place, with 5.6%, is PLAZA HOME MORTGAGE, INC., having originated $61,320,000 in loans. In third place, with 5.5%, is Adirondack Bank, having originated $60,095,000 in loans.
UTICA-ROME, NY Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,055 | $526,605,000 | $172,375 |
| Refi | 2,261 | $316,695,000 | $140,069 |
| Cash Out Refi | 947 | $156,065,000 | $164,799 |
| Home Improvement | 623 | $60,905,000 | $97,761 |
| Other | 454 | $40,860,000 | $90,000 |
| NA | 8 | $720,000 | $90,000 |
Utica - Rome's most frequently cited loan purpose was Home Purchase, with 3,055 originations. The 2nd most popular reason was Refi, with 2,261 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 2,602 | $431,130,000 | $165,692 |
| 3-4% | 2,600 | $393,700,000 | $151,423 |
| <2.5% | 1,326 | $185,730,000 | $140,068 |
| 4-5% | 327 | $53,935,000 | $164,939 |
| 5-6% | 132 | $10,370,000 | $78,561 |
| 6-7% | 68 | $4,630,000 | $68,088 |
| Over 8% | 44 | $2,450,000 | $55,682 |
| 7-8% | 43 | $2,785,000 | $64,767 |
During 2021, Utica - Rome's most frequently originated rate bucket was 2.5-3%, with 2,602 originations.
Loan Sizing (UTICA-ROME, NY MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 3,396 | $483,000,000 | $142,226 |
| $100,000 or less | 2,526 | $157,700,000 | $62,431 |
| $200k-400k | 1,252 | $327,530,000 | $261,605 |
| $400k-600k | 130 | $60,700,000 | $466,923 |
| $600k-1000k | 28 | $20,750,000 | $741,071 |
| $Over $1MM | 16 | $52,170,000 | $3,260,625 |
UTICA - ROME's loan sizing saw the bucket of loans from $100k-200k with 3,396 originations, totaling $483,000,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,846 | $488,810,000 | $171,753 |
| 60-80% | 2,224 | $394,410,000 | $177,343 |
| 40-60% | 926 | $119,180,000 | $128,704 |
| 20-40% | 771 | $55,495,000 | $71,978 |
| Under 20% | 447 | $16,735,000 | $37,438 |
| Over 100% | 59 | $13,935,000 | $236,186 |
UTICA - ROME's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,846 originations, totaling $488,810,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - UTICA - ROME (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $124,900 (4.2%) | $189,159 (5.9%) | 0.46 | 951 |
| 2018-02-01 | $129,900 (5.7%) | $197,293 (7.0%) | 0.47 | 953 |
| 2018-03-01 | $139,900 (8.5%) | $201,493 (5.8%) | 0.48 | 929 |
| 2018-04-01 | $143,400 (10.4%) | $207,902 (6.1%) | 0.48 | 916 |
| 2018-05-01 | $141,950 (2.9%) | $207,105 (4.0%) | 0.47 | 948 |
| 2018-06-01 | $149,900 (5.6%) | $218,996 (11.8%) | 0.50 | 1,051 |
| 2018-07-01 | $149,900 (0.6%) | $219,995 (9.9%) | 0.50 | 1,140 |
| 2018-08-01 | $149,000 (6.5%) | $214,056 (4.6%) | 0.50 | 1,175 |
| 2018-09-01 | $147,500 (5.4%) | $212,146 (5.5%) | 0.49 | 1,187 |
| 2018-10-01 | $137,250 (1.7%) | $197,747 (-0.3%) | 0.46 | 1,130 |
| 2018-11-01 | $130,000 (-2.0%) | $200,438 (1.7%) | 0.44 | 1,033 |
| 2018-12-01 | $129,900 (0.7%) | $198,288 (4.4%) | 0.44 | 970 |
| 2019-01-01 | $129,900 (4.0%) | $201,699 (6.6%) | 0.45 | 885 |
| 2019-02-01 | $133,900 (3.1%) | $209,217 (6.0%) | 0.45 | 804 |
| 2019-03-01 | $141,386 (1.1%) | $220,473 (9.4%) | 0.46 | 770 |
| 2019-04-01 | $149,950 (4.6%) | $228,776 (10.0%) | 0.47 | 748 |
| 2019-05-01 | $157,450 (10.9%) | $230,386 (11.2%) | 0.49 | 775 |
| 2019-06-01 | $159,900 (6.7%) | $232,374 (6.1%) | 0.49 | 859 |
| 2019-07-01 | $159,950 (6.7%) | $232,230 (5.6%) | 0.50 | 934 |
| 2019-08-01 | $159,900 (7.3%) | $224,931 (5.1%) | 0.50 | 961 |
| 2019-09-01 | $159,450 (8.1%) | $219,330 (3.4%) | 0.51 | 977 |
| 2019-10-01 | $149,950 (9.3%) | $242,927 (22.9%) | 0.48 | 984 |
| 2019-11-01 | $145,000 (11.5%) | $240,025 (19.8%) | 0.47 | 932 |
| 2019-12-01 | $148,500 (14.3%) | $239,487 (20.8%) | 0.50 | 840 |
| 2020-01-01 | $149,000 (14.7%) | $249,126 (23.5%) | 0.50 | 738 |
| 2020-02-01 | $144,900 (8.2%) | $248,889 (19.0%) | 0.47 | 695 |
| 2020-03-01 | $154,900 (9.6%) | $224,533 (1.8%) | 0.48 | 659 |
| 2020-04-01 | $152,450 (1.7%) | $235,929 (3.1%) | 0.47 | 631 |
| 2020-05-01 | $169,700 (7.8%) | $250,717 (8.8%) | 0.51 | 617 |
| 2020-06-01 | $169,900 (6.3%) | $249,995 (7.6%) | 0.50 | 568 |
| 2020-07-01 | $169,900 (6.2%) | $253,262 (9.1%) | 0.49 | 565 |
| 2020-08-01 | $169,900 (6.3%) | $247,577 (10.1%) | 0.49 | 543 |
| 2020-09-01 | $164,500 (3.2%) | $238,113 (8.6%) | 0.47 | 540 |
| 2020-10-01 | $164,900 (10.0%) | $234,069 (-3.7%) | 0.47 | 572 |
| 2020-11-01 | $162,400 (12.0%) | $222,116 (-7.5%) | 0.47 | 550 |
| 2020-12-01 | $159,900 (7.7%) | $221,582 (-7.5%) | 0.47 | 505 |
| 2021-01-01 | $154,900 (4.0%) | $226,223 (-9.2%) | 0.46 | 431 |
| 2021-02-01 | $162,000 (11.8%) | $231,651 (-6.9%) | 0.47 | 350 |
| 2021-03-01 | $170,750 (10.2%) | $243,317 (8.4%) | 0.48 | 294 |
| 2021-04-01 | $184,700 (21.2%) | $260,882 (10.6%) | 0.50 | 280 |
| 2021-05-01 | $189,900 (11.9%) | $257,142 (2.6%) | 0.50 | 320 |
| 2021-06-01 | $199,900 (17.7%) | $283,965 (13.6%) | 0.52 | 356 |
| 2021-07-01 | $199,900 (17.7%) | $274,299 (8.3%) | 0.52 | 402 |
| 2021-08-01 | $192,400 (13.2%) | $263,098 (6.3%) | 0.51 | 470 |
| 2021-09-01 | $197,000 (19.8%) | $269,178 (13.1%) | 0.52 | 488 |
| 2021-10-01 | $184,900 (12.1%) | $269,036 (14.9%) | 0.49 | 455 |
| 2021-11-01 | $177,400 (9.2%) | $255,219 (14.9%) | 0.47 | 427 |
| 2021-12-01 | $179,450 (12.2%) | $255,417 (15.3%) | 0.48 | 374 |
| 2022-01-01 | $179,000 (15.6%) | $251,093 (11.0%) | 0.48 | 337 |
| 2022-02-01 | $169,450 (4.6%) | $249,006 (7.5%) | 0.43 | 284 |
| 2022-03-01 | $183,950 (7.7%) | $267,986 (10.1%) | 0.45 | 270 |
| 2022-04-01 | $185,000 (0.2%) | $261,412 (0.2%) | 0.44 | 272 |
UTICA - ROME's median listing price comes in at 44% of the national average.
UTICA - ROME's average listing price for 2022-04-01 was $261,412, a difference of $530 (0.2%) versus the prior year and $-6,574 versus the prior month.
For the 2022-04-01 period, UTICA - ROME had 272 MLS listings, a difference of 2 listings (1%) versus the prior month and -8 listings (-3%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - UTICA - ROME (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 104 days | 1,592 sqft |
| 2018-02-01 | 103 days | 1,607 sqft |
| 2018-03-01 | 99 days | 1,620 sqft |
| 2018-04-01 | 87 days | 1,668 sqft |
| 2018-05-01 | 59 days | 1,678 sqft |
| 2018-06-01 | 53 days | 1,700 sqft |
| 2018-07-01 | 58 days | 1,691 sqft |
| 2018-08-01 | 61 days | 1,692 sqft |
| 2018-09-01 | 69 days | 1,680 sqft |
| 2018-10-01 | 76 days | 1,635 sqft |
| 2018-11-01 | 88 days | 1,651 sqft |
| 2018-12-01 | 99 days | 1,596 sqft |
| 2019-01-01 | 104 days | 1,578 sqft |
| 2019-02-01 | 107 days | 1,580 sqft |
| 2019-03-01 | 102 days | 1,615 sqft |
| 2019-04-01 | 80 days | 1,646 sqft |
| 2019-05-01 | 62 days | 1,656 sqft |
| 2019-06-01 | 53 days | 1,648 sqft |
| 2019-07-01 | 55 days | 1,640 sqft |
| 2019-08-01 | 65 days | 1,642 sqft |
| 2019-09-01 | 71 days | 1,658 sqft |
| 2019-10-01 | 73 days | 1,665 sqft |
| 2019-11-01 | 75 days | 1,655 sqft |
| 2019-12-01 | 97 days | 1,649 sqft |
| 2020-01-01 | 109 days | 1,648 sqft |
| 2020-02-01 | 111 days | 1,640 sqft |
| 2020-03-01 | 112 days | 1,677 sqft |
| 2020-04-01 | 116 days | 1,677 sqft |
| 2020-05-01 | 115 days | 1,700 sqft |
| 2020-06-01 | 114 days | 1,671 sqft |
| 2020-07-01 | 78 days | 1,672 sqft |
| 2020-08-01 | 70 days | 1,680 sqft |
| 2020-09-01 | 70 days | 1,703 sqft |
| 2020-10-01 | 17 days | 1,680 sqft |
| 2020-11-01 | 49 days | 1,671 sqft |
| 2020-12-01 | 75 days | 1,671 sqft |
| 2021-01-01 | 103 days | 1,640 sqft |
| 2021-02-01 | 116 days | 1,620 sqft |
| 2021-03-01 | 107 days | 1,654 sqft |
| 2021-04-01 | 83 days | 1,708 sqft |
| 2021-05-01 | 52 days | 1,680 sqft |
| 2021-06-01 | 41 days | 1,716 sqft |
| 2021-07-01 | 49 days | 1,688 sqft |
| 2021-08-01 | 46 days | 1,660 sqft |
| 2021-09-01 | 50 days | 1,658 sqft |
| 2021-10-01 | 59 days | 1,652 sqft |
| 2021-11-01 | 64 days | 1,652 sqft |
| 2021-12-01 | 74 days | 1,659 sqft |
| 2022-01-01 | 81 days | 1,655 sqft |
| 2022-02-01 | 83 days | 1,592 sqft |
| 2022-03-01 | 79 days | 1,582 sqft |
| 2022-04-01 | 66 days | 1,604 sqft |
UTICA - ROME's median square footage for active listings during the 2022-04-01 period was 1,604 sqft. One year prior, the average listing was 1,708 sqft.
