Auburn Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Auburn averaged 6.91% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

The average rate for the prior week (2023-11-16) was 7.26% and one month ago for the week of 2023-10-19, the average rate was 7.05%.

Auburn's average rate one year ago was 6.43%.

For refis of the same type during the week of 2023-11-22, the average rate was 7.29%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-22 7.29%
Auburn 30 Year Fixed Rate 2023-11-22 6.91%
Auburn 30 Year Fixed Rate Refi 2023-11-22 7.29%
Auburn 15 Year Fixed Rate 2023-11-22 6.47%
Auburn 15 Year Fixed Rate Refi 2023-11-22 6.77%
Auburn 30 Year FHA 2023-11-22 -0.75%
Auburn 30 Year FHA Refi 2023-11-22 -0.2%
Auburn 30 Year USDA 2023-11-22 -0.2%
Auburn 30 Year USDA Refi 2023-11-22 -0.2%
Auburn 30 Year VA 2023-11-22 -0.2%
Auburn 30 Year VA Refi 2023-11-22 0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Auburn, NY.

Auburn Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Auburn, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
The Lyons National Bank 70 4.70% $5,127
Genesee Regional Bank 52 5.29% $4,296
AMERICU Credit Union 31 4.79% $4,171
Tompkins Trust Company 24 4.46% $3,409
PARAGON HOME LOANS INC. 22 5.05% $4,913
QUICKEN LOANS, LLC 22 5.11% $5,770
KeyBank 21 5.02% $3,269
Empower Federal Credit Union 17 4.42% $4,247
Community Bank 17 5.35% $1,288
1ST PRIORITY MORTGAGE, INC. 12 4.62% $4,938
M&T Bank 12 4.79% $5,304
JPMorgan Chase Bank 11 5.00% $5,144
CFCU Community Credit Union 11 4.00% $512
Wells Fargo Bank 10 5.34% $4,231
UNITED WHOLESALE MORTGAGE, LLC 9 5.32% $9,312
NBT Bank 8 4.41% $3,774
Premium Mortgage Corporation 7 5.29% $4,062
SEFCU SERVICES, LLC 7 4.07% $3,470
HUNT MORTGAGE CORPORATION 6 5.04% $5,681
PLAZA HOME MORTGAGE, INC. 6 4.30% $6,094
Elmira Savings Bank 5 3.30% $2,938
VISIONS 5 3.68% $3,301
Chemung Canal Trust Company 4 4.28% $3,249
Mr. Cooper ( Nationstar Mortgage ) 4 5.47% $7,688
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 6.19% $3,910
Farm Credit East, ACA 4 5.36% $6,150
HOMESTEAD FUNDING CORP. 3 5.92% $6,136
MOVEMENT MORTGAGE, LLC 3 4.31% $5,213
Geddes Federal Savings and Loan Association 3 4.88% $5,247
THE SUMMIT Federal Credit Union 2 6.94% $2,723
NORTHERN CREDIT UNION 2 3.75% $3,628
NAVY FEDERAL CREDIT UNION 2 6.25% $3,099
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 4.87% $4,793
Northpointe Bank 1 3.49% $4,961
AgFirst Farm Credit Bank 1 4.63% $6,897
Ally Bank 1 5.13% $6,430
AMERICAN FINANCING CORPORATION 1 3.50% $5,225
Bank of America 1 4.63% $4,100
Berkshire Bank 1 3.00% $3,914
Bethpage Federal Credit Union 1 6.00% $6,002
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 5.99% $5,337
FINANCE OF AMERICA MORTGAGE LLC 1 9.88% $5,370
FIRST HERITAGE FEDERAL CREDIT UNION 1 5.25% $2,613
Five Star Bank 1 4.50% $3,061
GUARANTEED RATE AFFINITY, LLC 1 5.40% $128
GUARANTEED RATE, INC. 1 3.99% $6,111
HOME TOWN FUNDING, INC. 1 6.75% $1,997
MID-HUDSON VALLEY 1 5.38% $3,093
Morgan Stanley Private Bank 1 5.30% $4,722
MORTGAGE ACCESS CORP. 1 3.88% $4,844
Northwest Bank 1 3.88% $4,986
Pathfinder Bank 1 3.38% $2,624
RELIANCE FIRST CAPITAL, LLC 1 5.88% $4,009
RELIANT COMMUNITY FEDERAL CREDIT UNION 1 6.50% $5,957
Stifel Bank and Trust 1 4.00% $4,737
TD Bank 1 5.13% $3,454
The Huntington National Bank 1 4.50% $5,019
TOGETHER CREDIT UNION 1 3.00% $4,028
United Nations Federal Credit Union 1 4.62% $4,842
U.S. Bank 1 4.99% $4,232

Auburn Average Closing Costs & Other Stats

Auburn, NY's 60 lenders originated 1,402 loans during 2022. The total origination value was $202,390,000, with an average loan value of $144,358.

Auburn's average closing costs are $4,484.

The top Auburn lender as defined by loan originations is The Lyons National Bank, with 70 loans originated. Their average total fees are $5,127, which is $831 higher than the next largest lender, Genesee Regional Bank.

The lowest fee Auburn lenders (with over 10 loans originated) are CFCU Community Credit Union ($512), Community Bank ($1,288), KeyBank ($3,269), Tompkins Trust Company ($3,409) and AMERICU Credit Union ($4,171).

The lowest rate Auburn lenders (with over 10 loans originated) are CFCU Community Credit Union (4.00%), Empower Federal Credit Union (4.42%), Tompkins Trust Company (4.46%), 1ST PRIORITY MORTGAGE, INC. (4.62%) and The Lyons National Bank (4.70%).

Auburn, NY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
The Lyons National Bank $30,610,000 $23,460,000 -23.4% 11.6%
AMERICU Credit Union $12,895,000 $12,775,000 -0.9% 6.3%
Genesee Regional Bank $7,675,000 $12,515,000 63.1% 6.2%
KeyBank $23,045,000 $11,910,000 -48.3% 5.9%
Empower Federal Credit Union $11,110,000 $11,070,000 -0.4% 5.5%
QUICKEN LOANS, LLC $26,435,000 $10,255,000 -61.2% 5.1%
M&T Bank $7,495,000 $7,585,000 1.2% 3.7%
Community Bank $6,755,000 $5,575,000 -17.5% 2.8%
PARAGON HOME LOANS INC. $11,710,000 $5,495,000 -53.1% 2.7%
Tompkins Trust Company $9,780,000 $5,280,000 -46.0% 2.6%
JPMorgan Chase Bank $3,135,000 $4,540,000 44.8% 2.2%
PLAZA HOME MORTGAGE, INC. $6,370,000 $4,470,000 -29.8% 2.2%
UNITED WHOLESALE MORTGAGE, LLC $3,275,000 $4,200,000 28.2% 2.1%
1ST PRIORITY MORTGAGE, INC. $3,995,000 $3,550,000 -11.1% 1.8%
NBT Bank $2,535,000 $3,215,000 26.8% 1.6%
CFCU Community Credit Union $6,180,000 $3,130,000 -49.4% 1.5%
Chemung Canal Trust Company $4,155,000 $2,885,000 -30.6% 1.4%
Wells Fargo Bank $3,895,000 $2,840,000 -27.1% 1.4%
VISIONS $1,965,000 $2,575,000 31.0% 1.3%
Farm Credit East, ACA $1,605,000 $2,270,000 41.4% 1.1%
SEFCU SERVICES, LLC $1,765,000 $2,130,000 20.7% 1.1%
MOVEMENT MORTGAGE, LLC $3,555,000 $2,080,000 -41.5% 1.0%
Premium Mortgage Corporation $2,375,000 $2,010,000 -15.4% 1.0%
Geddes Federal Savings and Loan Association $2,340,000 $1,945,000 -16.9% 1.0%
HUNT MORTGAGE CORPORATION $1,250,000 $1,895,000 51.6% 0.9%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,905,000 $1,870,000 -1.8% 0.9%
Fulton Savings Bank $1,170,000 $1,600,000 36.8% 0.8%
HOMESTEAD FUNDING CORP. $2,970,000 $1,485,000 -50.0% 0.7%
HOME TOWN FUNDING, INC. $1,685,000 $1,350,000 -19.9% 0.7%
Pathfinder Bank $1,040,000 $1,275,000 22.6% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $1,390,000 $1,225,000 -11.9% 0.6%
Elmira Savings Bank $3,780,000 $1,200,000 -68.3% 0.6%
THE SUMMIT Federal Credit Union $1,185,000 $1,040,000 -12.2% 0.5%
Generations Bank $2,290,000 $1,015,000 -55.7% 0.5%
Citizens Bank $730,000 $1,010,000 38.4% 0.5%
21ST MORTGAGE CORPORATION $565,000 $990,000 75.2% 0.5%
LOANDEPOT.COM, LLC $815,000 $950,000 16.6% 0.5%
Barrington Bank & Trust Company, N.A. $540,000 $920,000 70.4% 0.5%
Mortgage Research Center, LLC $3,455,000 $810,000 -76.6% 0.4%
Seneca Savings $1,050,000 $710,000 -32.4% 0.4%
NAVY FEDERAL CREDIT UNION $1,700,000 $690,000 -59.4% 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $690,000 $665,000 -3.6% 0.3%
NORTHERN CREDIT UNION $95,000 $665,000 600.0% 0.3%
USAA Federal Savings Bank $570,000 $635,000 11.4% 0.3%
CORNING $575,000 n/a 0.3%
STATE EMPLOYEES FEDERAL CREDIT UNION $245,000 $550,000 124.5% 0.3%
Five Star Bank $1,410,000 $530,000 -62.4% 0.3%
Wayne Bank $950,000 $490,000 -48.4% 0.2%
NEWREZ LLC $1,825,000 $480,000 -73.7% 0.2%
TOGETHER CREDIT UNION $455,000 n/a 0.2%
Bank of America $1,510,000 $435,000 -71.2% 0.2%
RELIANCE FIRST CAPITAL, LLC $435,000 n/a 0.2%
CROSSCOUNTRY MORTGAGE, LLC $155,000 $420,000 171.0% 0.2%
Carrington Mortgage Services, LLC $870,000 $400,000 -54.0% 0.2%
Northpointe Bank $355,000 n/a 0.2%
AMERICAN FINANCING CORPORATION $875,000 $345,000 -60.6% 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $345,000 n/a 0.2%
OSWEGO COUNTY $65,000 $335,000 415.4% 0.2%
Solvay Bank $2,040,000 $335,000 -83.6% 0.2%
Stifel Bank and Trust $335,000 n/a 0.2%
TD Bank $1,260,000 $335,000 -73.4% 0.2%
City National Bank $145,000 $325,000 124.1% 0.2%
Northwest Bank $325,000 n/a 0.2%
UTILITIES EMPLOYEES CREDIT UNION $310,000 n/a 0.2%
The Bank of Greene County $305,000 n/a 0.2%
AgFirst Farm Credit Bank $295,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $295,000 n/a 0.1%
The Huntington National Bank $295,000 n/a 0.1%
Morgan Stanley Private Bank $425,000 $285,000 -32.9% 0.1%
Berkshire Bank $150,000 $280,000 86.7% 0.1%
RELIANT COMMUNITY FEDERAL CREDIT UNION $345,000 $260,000 -24.6% 0.1%
The Canandaigua National Bank and Trust Company $1,895,000 $255,000 -86.5% 0.1%
U.S. Bank $805,000 $255,000 -68.3% 0.1%
Bank of England $250,000 n/a 0.1%
CALIBER HOME LOANS, INC. $820,000 $250,000 -69.5% 0.1%
MLD MORTGAGE INC. $245,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $310,000 $245,000 -21.0% 0.1%
The Federal Savings Bank $245,000 n/a 0.1%
LIMA ONE CAPITAL, LLC $155,000 $235,000 51.6% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $255,000 $230,000 -9.8% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $270,000 $215,000 -20.4% 0.1%
LONGBRIDGE FINANCIAL, LLC $215,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $205,000 n/a 0.1%
United Nations Federal Credit Union $205,000 n/a 0.1%
East Coast Capital Corp. $85,000 $200,000 135.3% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $200,000 n/a 0.1%
Ally Bank $195,000 n/a 0.1%
SECNY Federal Credit Union $385,000 $175,000 -54.5% 0.1%
Tioga State Bank $205,000 $175,000 -14.6% 0.1%
US MORTGAGE CORPORATION $175,000 n/a 0.1%
SILVER HILL FUNDING, LLC $165,000 n/a 0.1%
The National Bank of Coxsackie $115,000 $165,000 43.5% 0.1%
MORTGAGE ACCESS CORP. $155,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $525,000 $150,000 -71.4% 0.1%
FINANCE OF AMERICA REVERSE LLC $135,000 $145,000 7.4% 0.1%
GUARANTEED RATE, INC. $115,000 $145,000 26.1% 0.1%
ALLIED MORTGAGE GROUP, INC. $135,000 n/a 0.1%
FINANCE OF AMERICA MORTGAGE LLC $125,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $125,000 n/a 0.1%
Flagstar Bank, FSB $155,000 $115,000 -25.8% 0.1%
MID-HUDSON VALLEY $115,000 n/a 0.1%
Nations Lending Corporation $115,000 n/a 0.1%
Discover Bank $105,000 $110,000 4.8% 0.1%
Charles Schwab Bank, SSB $105,000 n/a 0.1%
FAMILY FIRST OF NY $105,000 n/a 0.1%
CAPITAL COMMUNICATIONS Federal Credit Union $55,000 $95,000 72.7% 0.0%
Bethpage Federal Credit Union $280,000 $85,000 -69.6% 0.0%
FIRST HERITAGE FEDERAL CREDIT UNION $65,000 n/a 0.0%
Deere Employees Credit Union $55,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $85,000 $50,000 -41.2% 0.0%
Advantage Federal Credit Union $35,000 n/a 0.0%
AMERICAN ADVISORS GROUP $35,000 $35,000 0.0% 0.0%

Auburn's top lender by overall market share is The Lyons National Bank, with 11.6% market share. In second place, with 6.3%, is AMERICU Credit Union, having originated $12,775,000 in loans. In third place, with 6.2%, is Genesee Regional Bank, having originated $12,515,000 in loans. In fourth place, with 5.9%, is KeyBank, having originated $11,910,000 in loans. In fifth place, with 5.5%, is Empower Federal Credit Union, having originated $11,070,000 in loans.


Auburn Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Auburn (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $129,900 (-4.1%) $197,170 (-1.2%) 0.00 253
2018-02-01 $139,450 (-0.3%) $214,134 (7.7%) 0.00 250
2018-03-01 $139,900 (-1.3%) $212,323 (1.5%) 0.00 234
2018-04-01 $147,575 (-1.0%) $216,022 (-0.4%) 0.00 247
2018-05-01 $157,625 (4.3%) $218,887 (-2.2%) 0.00 253
2018-06-01 $174,950 (9.7%) $234,655 (3.8%) 0.00 291
2018-07-01 $179,900 (10.2%) $239,623 (-4.8%) 0.00 312
2018-08-01 $179,800 (10.7%) $245,507 (-0.9%) 0.00 302
2018-09-01 $171,200 (7.1%) $245,090 (1.0%) 0.00 294
2018-10-01 $173,500 (15.7%) $246,839 (5.4%) 0.00 294
2018-11-01 $173,000 (15.8%) $253,104 (7.1%) 0.00 278
2018-12-01 $167,750 (19.9%) $253,396 (16.8%) 0.00 252
2019-01-01 $159,900 (23.1%) $242,634 (23.1%) 0.00 212
2019-02-01 $159,950 (14.7%) $249,530 (16.5%) 0.00 196
2019-03-01 $178,471 (27.6%) $264,080 (24.4%) 0.00 204
2019-04-01 $192,150 (30.2%) $278,229 (28.8%) 0.00 223
2019-05-01 $194,150 (23.2%) $270,782 (23.7%) 0.00 248
2019-06-01 $189,900 (8.6%) $269,475 (14.8%) 0.00 277
2019-07-01 $202,688 (12.7%) $279,605 (16.7%) 0.00 274
2019-08-01 $202,591 (12.7%) $281,239 (14.6%) 0.00 269
2019-09-01 $198,265 (15.8%) $281,894 (15.0%) 0.00 261
2019-10-01 $194,600 (12.2%) $280,231 (13.5%) 0.00 252
2019-11-01 $179,450 (3.7%) $272,041 (7.5%) 0.00 246
2019-12-01 $169,900 (1.3%) $256,487 (1.2%) 0.00 221
2020-01-01 $165,750 (3.7%) $256,247 (5.6%) 0.00 193
2020-02-01 $174,900 (9.4%) $251,172 (0.7%) 0.00 189
2020-03-01 $179,900 (0.8%) $260,687 (-1.3%) 0.00 172
2020-04-01 $179,300 (-6.7%) $261,363 (-6.1%) 0.00 160
2020-05-01 $189,900 (-2.2%) $278,846 (3.0%) 0.00 163
2020-06-01 $214,900 (13.2%) $294,596 (9.3%) 0.00 180
2020-07-01 $216,950 (7.0%) $297,759 (6.5%) 0.00 182
2020-08-01 $219,900 (8.5%) $295,030 (4.9%) 0.00 152
2020-09-01 $189,425 (-4.5%) $281,060 (-0.3%) 0.00 150
2020-10-01 $182,400 (-6.3%) $302,198 (7.8%) 0.00 145
2020-11-01 $179,875 (0.2%) $301,615 (10.9%) 0.00 128
2020-12-01 $154,325 (-9.2%) $284,822 (11.1%) 0.00 128
2021-01-01 $164,900 (-0.5%) $299,487 (16.9%) 0.00 98
2021-02-01 $156,950 (-10.3%) $319,822 (27.3%) 0.00 84
2021-03-01 $177,375 (-1.4%) $346,860 (33.1%) 0.00 82
2021-04-01 $216,975 (21.0%) $351,332 (34.4%) 0.00 83
2021-05-01 $214,900 (13.2%) $334,418 (19.9%) 0.00 93
2021-06-01 $199,450 (-7.2%) $324,052 (10.0%) 0.00 102
2021-07-01 $197,450 (-9.0%) $303,317 (1.9%) 0.00 122
2021-08-01 $237,400 (8.0%) $330,142 (11.9%) 0.00 104
2021-09-01 $223,450 (18.0%) $335,874 (19.5%) 0.00 114
2021-10-01 $229,900 (26.0%) $344,928 (14.1%) 0.00 117
2021-11-01 $215,925 (20.0%) $297,052 (-1.5%) 0.00 88
2021-12-01 $196,945 (27.6%) $260,471 (-8.6%) 0.00 82
2022-01-01 $179,900 (9.1%) $266,644 (-11.0%) 0.00 75
2022-02-01 $159,900 (1.9%) $262,686 (-17.9%) 0.00 66
2022-03-01 $166,450 (-6.2%) $232,556 (-33.0%) 0.00 58
2022-04-01 $194,900 (-10.2%) $276,020 (-21.4%) 0.00 78
2022-05-01 $205,450 (-4.4%) $303,750 (-9.2%) 0.00 91
2022-06-01 $216,425 (8.5%) $317,547 (-2.0%) 0.00 95
2022-07-01 $202,250 (2.4%) $316,294 (4.3%) 0.00 116
2022-08-01 $217,450 (-8.4%) $333,045 (0.9%) 0.00 125
2022-09-01 $191,175 (-14.4%) $324,875 (-3.3%) 0.00 127
2022-10-01 $189,900 (-17.4%) $332,016 (-3.7%) 0.00 123
2022-11-01 $196,175 (-9.2%) $340,827 (14.7%) 0.00 109
2022-12-01 $199,900 (1.5%) $322,659 (23.9%) 0.00 95
2023-01-01 $186,100 (3.5%) $309,843 (16.2%) 0.00 71
2023-02-01 $189,900 (18.8%) $305,410 (16.3%) 0.00 62
2023-03-01 $210,375 (26.4%) $375,924 (61.7%) 0.00 53
2023-04-01 $265,000 (36.0%) $409,868 (48.5%) 0.00 54
2023-05-01 $235,700 (14.7%) $393,021 (29.4%) 0.00 55
2023-06-01 $237,475 (9.7%) $360,770 (13.6%) 0.00 61
2023-07-01 $234,950 (16.2%) $343,902 (8.7%) 0.00 80
2023-08-01 $241,650 (11.1%) $331,305 (-0.5%) 0.00 91
2023-09-01 $239,950 (25.5%) $385,186 (18.6%) 0.00 102
2023-10-01 $237,500 (25.1%) $387,659 (16.8%) 0.00 88
Auburn's median listing price for 2023-10-01 was $237,500, a difference of $47,600 (25.1%) versus the prior year and $-2,450 versus the prior month.

Auburn's median listing price comes in at 0% of the national average.

Auburn's average listing price for 2023-10-01 was $387,659, a difference of $55,643 (16.8%) versus the prior year and $2,473 versus the prior month.

For the 2023-10-01 period, Auburn had 88 MLS listings, a difference of -14 listings (-14%) versus the prior month and -35 listings (-28%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Auburn (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,713 sqft
2018-02-01 0 days 1,680 sqft
2018-03-01 0 days 1,721 sqft
2018-04-01 0 days 1,720 sqft
2018-05-01 0 days 1,714 sqft
2018-06-01 0 days 1,695 sqft
2018-07-01 0 days 1,718 sqft
2018-08-01 0 days 1,700 sqft
2018-09-01 0 days 1,675 sqft
2018-10-01 0 days 1,657 sqft
2018-11-01 0 days 1,692 sqft
2018-12-01 0 days 1,708 sqft
2019-01-01 0 days 1,680 sqft
2019-02-01 0 days 1,689 sqft
2019-03-01 0 days 1,777 sqft
2019-04-01 0 days 1,838 sqft
2019-05-01 0 days 1,735 sqft
2019-06-01 0 days 1,693 sqft
2019-07-01 0 days 1,692 sqft
2019-08-01 0 days 1,737 sqft
2019-09-01 0 days 1,779 sqft
2019-10-01 0 days 1,801 sqft
2019-11-01 0 days 1,800 sqft
2019-12-01 0 days 1,744 sqft
2020-01-01 0 days 1,786 sqft
2020-02-01 0 days 1,763 sqft
2020-03-01 0 days 1,780 sqft
2020-04-01 0 days 1,746 sqft
2020-05-01 0 days 1,829 sqft
2020-06-01 0 days 1,854 sqft
2020-07-01 0 days 1,817 sqft
2020-08-01 0 days 1,855 sqft
2020-09-01 0 days 1,864 sqft
2020-10-01 0 days 1,878 sqft
2020-11-01 0 days 1,785 sqft
2020-12-01 0 days 1,662 sqft
2021-01-01 0 days 1,640 sqft
2021-02-01 0 days 1,646 sqft
2021-03-01 0 days 1,693 sqft
2021-04-01 0 days 1,709 sqft
2021-05-01 0 days 1,712 sqft
2021-06-01 0 days 1,763 sqft
2021-07-01 0 days 1,824 sqft
2021-08-01 0 days 1,868 sqft
2021-09-01 0 days 1,746 sqft
2021-10-01 0 days 1,792 sqft
2021-11-01 0 days 1,761 sqft
2021-12-01 0 days 1,686 sqft
2022-01-01 0 days 1,693 sqft
2022-02-01 0 days 1,678 sqft
2022-03-01 0 days 1,733 sqft
2022-04-01 0 days 1,789 sqft
2022-05-01 0 days 1,768 sqft
2022-06-01 0 days 1,842 sqft
2022-07-01 0 days 1,698 sqft
2022-08-01 0 days 1,821 sqft
2022-09-01 0 days 1,759 sqft
2022-10-01 0 days 1,840 sqft
2022-11-01 0 days 1,879 sqft
2022-12-01 0 days 1,808 sqft
2023-01-01 0 days 1,689 sqft
2023-02-01 0 days 1,788 sqft
2023-03-01 0 days 1,864 sqft
2023-04-01 0 days 1,936 sqft
2023-05-01 0 days 1,689 sqft
2023-06-01 0 days 1,736 sqft
2023-07-01 0 days 1,683 sqft
2023-08-01 0 days 1,775 sqft
2023-09-01 0 days 1,872 sqft
2023-10-01 0 days 1,722 sqft
Auburn's median listing age (time on market) for 2023-10-01 was 0 days.

Auburn's median square footage for active listings during the 2023-10-01 period was 1,722 sqft. One year prior, the average listing was 1,840 sqft.

Auburn, NY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 657 $117,165,000 $178,333
Cash Out Refi 217 $31,315,000 $144,309
Home Improvement 214 $15,900,000 $74,299
Refi 198 $27,950,000 $141,162
Other 116 $10,060,000 $86,724

Auburn's most frequently cited loan purpose was Home Purchase, with 657 originations. The 2nd most popular reason was Cash Out Refi, with 217 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 346 $45,990,000 $132,919
5-6% 307 $46,375,000 $151,059
4-5% 277 $44,535,000 $160,776
6-7% 105 $14,585,000 $138,905
2.5-3% 90 $14,430,000 $160,333
<2.5% 84 $9,650,000 $114,881
7-8% 37 $4,125,000 $111,486
Over 8% 28 $1,970,000 $70,357

During 2022, Auburn's most frequently originated rate bucket was 3-4%, with 346 originations.

Loan Sizing (Auburn, NY MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 583 $82,075,000 $140,780
$100,000 or less 530 $30,980,000 $58,453
$200k-400k 243 $64,035,000 $263,519
$400k-600k 35 $16,925,000 $483,571
$600k-1000k 9 $6,285,000 $698,333
$Over $1MM 2 $2,090,000 $1,045,000

Auburn's loan sizing saw the bucket of loans from $100k-200k with 583 originations, totaling $82,075,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 488 $87,930,000 $180,184
60-80% 334 $55,380,000 $165,808
20-40% 184 $13,330,000 $72,446
40-60% 139 $19,195,000 $138,094
Under 20% 124 $4,350,000 $35,081
Over 100% 7 $1,305,000 $186,429

Auburn's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 488 originations, totaling $87,930,000 in origination value.