Auburn Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Auburn averaged 6.52% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

The average rate for the prior week (2025-04-03) was 6.54% and one month ago for the week of 2025-03-06, the average rate was 6.63%.

Auburn's average rate one year ago was 7.12%.

For refis of the same type during the week of 2025-04-10, the average rate was 7.12%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-10 6.62%
Auburn 30 Year Fixed Rate 2025-04-10 6.52%
Auburn 30 Year Fixed Rate Refi 2025-04-10 7.12%
Auburn 15 Year Fixed Rate 2025-04-10 5.62%
Auburn 15 Year Fixed Rate Refi 2025-04-10 6.22%
Auburn 30 Year FHA 2025-04-10 6.59%
Auburn 30 Year FHA Refi 2025-04-10 6.43%
Auburn 30 Year USDA 2025-04-10 6.25%
Auburn 30 Year USDA Refi 2025-04-10 6.35%
Auburn 30 Year VA 2025-04-10 6.49%
Auburn 30 Year VA Refi 2025-04-10 6.49%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Auburn, NY.

Auburn Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Auburn, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
The Lyons National Bank 63 6.73% $4,547
Empower Federal Credit Union 36 7.03% $3,066
Genesee Regional Bank 26 6.79% $5,619
Community Bank 21 7.38% $1,357
Tompkins Trust Company 21 6.53% $3,987
QUICKEN LOANS, LLC 19 6.78% $6,864
AMERICU Credit Union 15 6.34% $3,705
CROSSCOUNTRY MORTGAGE, LLC 15 6.93% $5,051
KeyBank 14 6.85% $4,089
EVERETT FINANCIAL, INC. 12 6.73% $6,339
Farm Credit East, ACA 8 7.58% $5,837
M&T Bank 7 6.91% $4,713
HUNT MORTGAGE CORPORATION 7 7.05% $6,649
PRIMELENDING, A PLAINSCAPITAL COMPANY 7 6.75% $4,375
MOVEMENT MORTGAGE, LLC 6 6.58% $4,861
HOMESTEAD FUNDING CORP. 6 6.40% $3,161
SEFCU SERVICES, LLC 5 6.03% $3,077
UNITED WHOLESALE MORTGAGE, LLC 5 6.42% $10,053
CFCU Community Credit Union 5 6.10% $100
JPMorgan Chase Bank 4 6.72% $6,913
1ST PRIORITY MORTGAGE, INC. 3 5.92% $6,266
CMG MORTGAGE, INC. 3 7.21% $7,571
Premium Mortgage Corporation 3 6.96% $4,755
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.24% $4,301
Chemung Canal Trust Company 2 6.50% $3,194
RELIANT COMMUNITY FEDERAL CREDIT UNION 2 6.63% $3,027
21ST MORTGAGE CORPORATION 2 9.48% $6,302
UNITED MORTGAGE CORP 2 7.25% $8,081
SECNY Federal Credit Union 2 6.50% $3,329
NBT Bank 2 5.81% $4,192
Northwest Bank 1 6.75% $4,145
ALLIANT CREDIT UNION 1 6.38% $4,568
Alternatives Federal Credit Union 1 5.75% $3,508
AMERICAN FINANCING CORPORATION 1 6.50% $6,166
Bank of America 1 6.75% $7,192
BETTER MORTGAGE CORPORATION 1 6.13% $6,621
Charles Schwab Bank, SSB 1 5.93% $4,229
Discover Bank 1 7.61% $0
EMBRACE HOME LOANS, INC. 1 6.99% $6,186
First-Citizens Bank & Trust Company 1 6.50% $3,901
Five Star Bank 1 6.50% $3,767
GUARANTEED RATE, INC. 1 6.48% $5,088
HUDSON VALLEY CREDIT UNION 1 7.50% $10,094
Morgan Stanley Private Bank 1 6.15% $8,155
Mr. Cooper ( Nationstar Mortgage ) 1 7.63% $6,953
NORTHERN CREDIT UNION 1 7.00% $2,710
PARAGON HOME LOANS INC. 1 6.63% $3,160
PENNYMAC LOAN SERVICES, LLC 1 7.00% $11,581
PLAZA HOME MORTGAGE, INC. 1 7.13% $5,942
PNC Bank 1 7.25% $5,213
ROYAL UNITED MORTGAGE LLC 1 7.13% $4,949
SIRVA MORTGAGE, INC. 1 6.88% $0
Solvay Bank 1 7.13% $3,712
THE SUMMIT Federal Credit Union 1 6.13% $2,383
USAA Federal Savings Bank 1 6.63% $5,318
Valley National Bank 1 6.38% $4,730
Wells Fargo Bank 1 7.88% $7,520

Auburn Average Closing Costs & Other Stats

Auburn, NY's 57 lenders originated 1,184 loans during 2024. The total origination value was $177,570,000, with an average loan value of $149,975.

Auburn's average closing costs are $4,681.

The top Auburn lender as defined by loan originations is The Lyons National Bank, with 63 loans originated. Their average total fees are $4,547, which is $1,481 higher than the next largest lender, Empower Federal Credit Union.

The lowest fee Auburn lenders (with over 10 loans originated) are Community Bank ($1,357), Empower Federal Credit Union ($3,066), AMERICU Credit Union ($3,705), Tompkins Trust Company ($3,987) and KeyBank ($4,089).

The lowest rate Auburn lenders (with over 10 loans originated) are AMERICU Credit Union (6.34%), Tompkins Trust Company (6.53%), The Lyons National Bank (6.73%), EVERETT FINANCIAL, INC. (6.73%) and QUICKEN LOANS, LLC (6.78%).

Auburn, NY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
The Lyons National Bank $23,105,000 $21,580,000 -6.6% 12.2%
Empower Federal Credit Union $11,480,000 $12,455,000 8.5% 7.0%
AMERICU Credit Union $6,945,000 $12,325,000 77.5% 6.9%
Tompkins Trust Company $4,960,000 $9,630,000 94.2% 5.4%
Genesee Regional Bank $12,005,000 $8,790,000 -26.8% 5.0%
QUICKEN LOANS, LLC $8,305,000 $8,660,000 4.3% 4.9%
M&T Bank $7,470,000 $8,005,000 7.2% 4.5%
KeyBank $5,735,000 $6,245,000 8.9% 3.5%
Community Bank $6,980,000 $5,730,000 -17.9% 3.2%
CROSSCOUNTRY MORTGAGE, LLC $375,000 $4,710,000 1,156.0% 2.7%
The First National Bank of Groton $4,340,000 $3,700,000 -14.7% 2.1%
Farm Credit East, ACA $3,005,000 $3,640,000 21.1% 2.0%
EVERETT FINANCIAL, INC. $3,210,000 n/a 1.8%
PRIMELENDING, A PLAINSCAPITAL COMPANY $955,000 $3,170,000 231.9% 1.8%
HUNT MORTGAGE CORPORATION $1,205,000 $2,405,000 99.6% 1.4%
CFCU Community Credit Union $3,345,000 $2,315,000 -30.8% 1.3%
HOMESTEAD FUNDING CORP. $1,120,000 $2,045,000 82.6% 1.2%
MOVEMENT MORTGAGE, LLC $1,015,000 $2,040,000 101.0% 1.1%
Premium Mortgage Corporation $2,000,000 $1,915,000 -4.3% 1.1%
Mortgage Research Center, LLC $1,445,000 $1,835,000 27.0% 1.0%
UNITED WHOLESALE MORTGAGE, LLC $1,645,000 $1,800,000 9.4% 1.0%
Savannah Bank $2,565,000 $1,680,000 -34.5% 0.9%
Chemung Canal Trust Company $860,000 $1,585,000 84.3% 0.9%
NAVY FEDERAL CREDIT UNION $1,045,000 $1,560,000 49.3% 0.9%
Fulton Savings Bank $2,035,000 $1,530,000 -24.8% 0.9%
JPMorgan Chase Bank $1,225,000 $1,400,000 14.3% 0.8%
PLAZA HOME MORTGAGE, INC. $3,665,000 $1,285,000 -64.9% 0.7%
NBT Bank $2,710,000 $1,130,000 -58.3% 0.6%
Morgan Stanley Private Bank $1,005,000 n/a 0.6%
RELIANT COMMUNITY FEDERAL CREDIT UNION $980,000 $980,000 0.0% 0.6%
Wells Fargo Bank $890,000 $945,000 6.2% 0.5%
SEFCU SERVICES, LLC $935,000 $925,000 -1.1% 0.5%
The Federal Savings Bank $500,000 $915,000 83.0% 0.5%
1ST PRIORITY MORTGAGE, INC. $1,005,000 $875,000 -12.9% 0.5%
Logan Finance Corporation $830,000 n/a 0.5%
PENNYMAC LOAN SERVICES, LLC $280,000 $800,000 185.7% 0.5%
21ST MORTGAGE CORPORATION $985,000 $755,000 -23.4% 0.4%
Northwest Bank $680,000 n/a 0.4%
OSWEGO COUNTY $655,000 n/a 0.4%
LENDINGONE, LLC $645,000 n/a 0.4%
The Canandaigua National Bank and Trust Company $645,000 n/a 0.4%
Citizens Bank $645,000 $600,000 -7.0% 0.3%
Bank of America $45,000 $565,000 1,155.6% 0.3%
SECNY Federal Credit Union $510,000 $555,000 8.8% 0.3%
Solvay Bank $1,195,000 $525,000 -56.1% 0.3%
USAA Federal Savings Bank $820,000 $520,000 -36.6% 0.3%
HUDSON VALLEY CREDIT UNION $490,000 n/a 0.3%
STATE EMPLOYEES FEDERAL CREDIT UNION $600,000 $490,000 -18.3% 0.3%
BROKER SOLUTIONS, INC. $475,000 n/a 0.3%
CMG MORTGAGE, INC. $475,000 n/a 0.3%
PLANET HOME LENDING, LLC $465,000 n/a 0.3%
BETTER MORTGAGE CORPORATION $445,000 n/a 0.3%
EMBRACE HOME LOANS, INC. $405,000 n/a 0.2%
LOANDEPOT.COM, LLC $500,000 $400,000 -20.0% 0.2%
Discover Bank $225,000 $390,000 73.3% 0.2%
TRIAD FINANCIAL SERVICES, INC. $220,000 $360,000 63.6% 0.2%
SIRVA MORTGAGE, INC. $355,000 n/a 0.2%
AMERICAN HERITAGE LENDING, INC. $335,000 n/a 0.2%
AMERITRUST MORTGAGE CORPORATION $330,000 n/a 0.2%
THE SUMMIT Federal Credit Union $425,000 $330,000 -22.4% 0.2%
AMERICAN FINANCING CORPORATION $320,000 n/a 0.2%
Seneca Savings $235,000 $300,000 27.7% 0.2%
SELF RELIANCE NY Federal Credit Union $285,000 n/a 0.2%
Barrington Bank & Trust Company, N.A. $735,000 $280,000 -61.9% 0.2%
FREEDOM MORTGAGE CORPORATION $275,000 n/a 0.2%
Valley National Bank $275,000 n/a 0.2%
NORTHERN CREDIT UNION $190,000 $260,000 36.8% 0.1%
UNITED MORTGAGE CORP $260,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $290,000 $240,000 -17.2% 0.1%
Five Star Bank $900,000 $220,000 -75.6% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $215,000 n/a 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $370,000 $210,000 -43.2% 0.1%
Community First National Bank $195,000 n/a 0.1%
NEWREZ LLC $195,000 n/a 0.1%
TOTAL MORTGAGE SERVICES, LLC $195,000 n/a 0.1%
First-Citizens Bank & Trust Company $185,000 n/a 0.1%
Charles Schwab Bank, SSB $175,000 n/a 0.1%
GUARANTEED RATE, INC. $175,000 n/a 0.1%
PNC Bank $175,000 $165,000 -5.7% 0.1%
ALLIANT CREDIT UNION $155,000 n/a 0.1%
American Airlines Federal Credit Union $155,000 n/a 0.1%
Geddes Federal Savings and Loan Association $2,070,000 $155,000 -92.5% 0.1%
Mr. Cooper ( Nationstar Mortgage ) $760,000 $145,000 -80.9% 0.1%
CONSTRUCTIVE LOANS, LLC $135,000 n/a 0.1%
INTERSTATE HOME LOAN CENTER, INC. $125,000 $135,000 8.0% 0.1%
HOME TOWN FUNDING, INC. $475,000 $125,000 -73.7% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $335,000 $115,000 -65.7% 0.1%
Pathfinder Bank $535,000 $115,000 -78.5% 0.1%
Alternatives Federal Credit Union $365,000 $110,000 -69.9% 0.1%
Baxter Credit Union $105,000 n/a 0.1%
LONGBRIDGE FINANCIAL, LLC $230,000 $105,000 -54.3% 0.1%
Generations Bank $580,000 $85,000 -85.3% 0.0%
LIMA ONE CAPITAL, LLC $355,000 $85,000 -76.1% 0.0%
ROYAL UNITED MORTGAGE LLC $290,000 $75,000 -74.1% 0.0%
U.S. Bank $75,000 n/a 0.0%
Equity Prime Mortgage LLC $145,000 $65,000 -55.2% 0.0%
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION $15,000 $55,000 266.7% 0.0%
PARAGON HOME LOANS INC. $2,185,000 $55,000 -97.5% 0.0%
Bethpage Federal Credit Union $45,000 n/a 0.0%
CORNING $45,000 n/a 0.0%

Auburn's top lender by overall market share is The Lyons National Bank, with 12.2% market share. In second place, with 7.0%, is Empower Federal Credit Union, having originated $12,455,000 in loans. In third place, with 6.9%, is AMERICU Credit Union, having originated $12,325,000 in loans. In fourth place, with 5.4%, is Tompkins Trust Company, having originated $9,630,000 in loans. In fifth place, with 5.0%, is Genesee Regional Bank, having originated $8,790,000 in loans.


Auburn Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Auburn (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $129,900 (-3.0%) $197,170 (-1.0%) 0.00 253
2018-02-01 $139,350 (-0.4%) $213,759 (7.8%) 0.00 249
2018-03-01 $139,900 (0.0%) $211,545 (1.3%) 0.00 233
2018-04-01 $147,200 (1.0%) $215,279 (-0.6%) 0.00 246
2018-05-01 $157,000 (3.9%) $218,190 (-2.5%) 0.00 252
2018-06-01 $170,450 (6.9%) $233,809 (3.4%) 0.00 287
2018-07-01 $179,600 (10.5%) $238,882 (-4.9%) 0.00 308
2018-08-01 $176,075 (8.4%) $244,804 (-0.9%) 0.00 298
2018-09-01 $169,900 (6.3%) $244,886 (1.1%) 0.00 289
2018-10-01 $172,100 (14.8%) $246,696 (5.6%) 0.00 289
2018-11-01 $173,000 (15.8%) $252,684 (7.3%) 0.00 275
2018-12-01 $166,500 (19.0%) $252,895 (17.1%) 0.00 249
2019-01-01 $159,800 (23.0%) $242,636 (23.1%) 0.00 210
2019-02-01 $159,950 (14.8%) $249,601 (16.8%) 0.00 194
2019-03-01 $178,471 (27.6%) $265,223 (25.4%) 0.00 202
2019-04-01 $193,425 (31.4%) $279,724 (29.9%) 0.00 221
2019-05-01 $195,675 (24.6%) $272,060 (24.7%) 0.00 246
2019-06-01 $189,900 (11.4%) $269,944 (15.5%) 0.00 276
2019-07-01 $204,850 (14.1%) $280,111 (17.3%) 0.00 273
2019-08-01 $203,336 (15.5%) $281,775 (15.1%) 0.00 268
2019-09-01 $198,591 (16.9%) $282,465 (15.4%) 0.00 260
2019-10-01 $194,900 (13.3%) $280,832 (13.8%) 0.00 251
2019-11-01 $179,450 (3.7%) $272,041 (7.7%) 0.00 246
2019-12-01 $169,900 (2.0%) $256,487 (1.4%) 0.00 221
2020-01-01 $165,750 (3.7%) $256,247 (5.6%) 0.00 193
2020-02-01 $174,900 (9.4%) $251,172 (0.6%) 0.00 189
2020-03-01 $179,900 (0.8%) $260,687 (-1.7%) 0.00 172
2020-04-01 $179,300 (-7.3%) $261,363 (-6.6%) 0.00 160
2020-05-01 $189,900 (-3.0%) $278,846 (2.5%) 0.00 163
2020-06-01 $214,900 (13.2%) $294,596 (9.1%) 0.00 180
2020-07-01 $216,950 (5.9%) $297,759 (6.3%) 0.00 182
2020-08-01 $219,900 (8.2%) $295,030 (4.7%) 0.00 152
2020-09-01 $189,425 (-4.6%) $281,060 (-0.5%) 0.00 150
2020-10-01 $182,400 (-6.4%) $302,198 (7.6%) 0.00 145
2020-11-01 $179,850 (0.2%) $301,752 (10.9%) 0.00 128
2020-12-01 $154,325 (-9.2%) $284,822 (11.1%) 0.00 128
2021-01-01 $164,900 (-0.5%) $299,487 (16.9%) 0.00 98
2021-02-01 $156,950 (-10.3%) $319,822 (27.3%) 0.00 84
2021-03-01 $177,375 (-1.4%) $346,860 (33.1%) 0.00 82
2021-04-01 $216,975 (21.0%) $351,332 (34.4%) 0.00 83
2021-05-01 $214,900 (13.2%) $334,418 (19.9%) 0.00 93
2021-06-01 $199,450 (-7.2%) $324,052 (10.0%) 0.00 102
2021-07-01 $197,450 (-9.0%) $303,317 (1.9%) 0.00 122
2021-08-01 $237,400 (8.0%) $330,142 (11.9%) 0.00 104
2021-09-01 $222,200 (17.3%) $335,503 (19.4%) 0.00 114
2021-10-01 $227,450 (24.7%) $344,928 (14.1%) 0.00 117
2021-11-01 $215,925 (20.1%) $297,052 (-1.6%) 0.00 88
2021-12-01 $196,945 (27.6%) $260,471 (-8.6%) 0.00 82
2022-01-01 $179,900 (9.1%) $266,644 (-11.0%) 0.00 75
2022-02-01 $159,900 (1.9%) $262,686 (-17.9%) 0.00 66
2022-03-01 $166,450 (-6.2%) $232,556 (-33.0%) 0.00 58
2022-04-01 $194,900 (-10.2%) $276,020 (-21.4%) 0.00 78
2022-05-01 $205,450 (-4.4%) $303,750 (-9.2%) 0.00 91
2022-06-01 $216,425 (8.5%) $317,547 (-2.0%) 0.00 95
2022-07-01 $202,250 (2.4%) $316,294 (4.3%) 0.00 116
2022-08-01 $217,450 (-8.4%) $333,045 (0.9%) 0.00 125
2022-09-01 $191,175 (-14.0%) $324,875 (-3.2%) 0.00 127
2022-10-01 $189,900 (-16.5%) $332,016 (-3.7%) 0.00 123
2022-11-01 $196,175 (-9.2%) $340,827 (14.7%) 0.00 109
2022-12-01 $199,900 (1.5%) $322,659 (23.9%) 0.00 95
2023-01-01 $186,100 (3.5%) $309,843 (16.2%) 0.00 71
2023-02-01 $189,900 (18.8%) $305,410 (16.3%) 0.00 62
2023-03-01 $210,375 (26.4%) $375,924 (61.7%) 0.00 53
2023-04-01 $265,000 (36.0%) $409,868 (48.5%) 0.00 54
2023-05-01 $235,700 (14.7%) $393,021 (29.4%) 0.00 55
2023-06-01 $237,475 (9.7%) $360,770 (13.6%) 0.00 61
2023-07-01 $234,950 (16.2%) $343,902 (8.7%) 0.00 80
2023-08-01 $242,125 (11.4%) $341,057 (2.4%) 0.00 91
2023-09-01 $239,950 (25.5%) $385,186 (18.6%) 0.00 102
2023-10-01 $238,250 (25.5%) $395,504 (19.1%) 0.00 89
2023-11-01 $223,563 (14.0%) $365,739 (7.3%) 0.00 85
2023-12-01 $199,950 (0.0%) $353,327 (9.5%) 0.00 86
2024-01-01 $204,725 (10.0%) $369,874 (19.4%) 0.00 69
2024-02-01 $214,925 (13.2%) $386,764 (26.6%) 0.00 62
2024-03-01 $224,900 (6.9%) $330,814 (-12.0%) 0.00 59
2024-04-01 $274,900 (3.7%) $371,389 (-9.4%) 0.00 51
2024-05-01 $295,750 (25.5%) $439,934 (11.9%) 0.00 68
2024-06-01 $299,900 (26.3%) $457,988 (27.0%) 0.00 77
2024-07-01 $289,675 (23.3%) $427,812 (24.4%) 0.00 85
2024-08-01 $284,900 (17.7%) $421,199 (23.5%) 0.00 101
2024-09-01 $289,450 (20.6%) $427,674 (11.0%) 0.00 103
2024-10-01 $284,925 (19.6%) $408,670 (3.3%) 0.00 101
2024-11-01 $249,000 (11.4%) $389,843 (6.6%) 0.00 100
2024-12-01 $244,950 (22.5%) $383,250 (8.5%) 0.00 93
2025-01-01 $251,150 (22.7%) $402,625 (8.9%) 0.00 77
2025-02-01 $273,425 (27.2%) $408,701 (5.7%) 0.00 79
2025-03-01 $271,950 (20.9%) $437,360 (32.2%) 0.00 65
Auburn's median listing price for 2025-03-01 was $271,950, a difference of $47,050 (20.9%) versus the prior year and $-1,475 versus the prior month.

Auburn's median listing price comes in at 0% of the national average.

Auburn's average listing price for 2025-03-01 was $437,360, a difference of $106,546 (32.2%) versus the prior year and $28,659 versus the prior month.

For the 2025-03-01 period, Auburn had 65 MLS listings, a difference of -14 listings (-18%) versus the prior month and 6 listings (10%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Auburn (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,713 sqft
2018-02-01 0 days 1,680 sqft
2018-03-01 0 days 1,719 sqft
2018-04-01 0 days 1,719 sqft
2018-05-01 0 days 1,705 sqft
2018-06-01 0 days 1,700 sqft
2018-07-01 0 days 1,727 sqft
2018-08-01 0 days 1,710 sqft
2018-09-01 0 days 1,693 sqft
2018-10-01 0 days 1,666 sqft
2018-11-01 0 days 1,695 sqft
2018-12-01 0 days 1,716 sqft
2019-01-01 0 days 1,680 sqft
2019-02-01 0 days 1,689 sqft
2019-03-01 0 days 1,778 sqft
2019-04-01 0 days 1,838 sqft
2019-05-01 0 days 1,735 sqft
2019-06-01 0 days 1,693 sqft
2019-07-01 0 days 1,691 sqft
2019-08-01 0 days 1,734 sqft
2019-09-01 0 days 1,774 sqft
2019-10-01 0 days 1,797 sqft
2019-11-01 0 days 1,792 sqft
2019-12-01 0 days 1,744 sqft
2020-01-01 0 days 1,786 sqft
2020-02-01 0 days 1,763 sqft
2020-03-01 0 days 1,780 sqft
2020-04-01 0 days 1,746 sqft
2020-05-01 0 days 1,829 sqft
2020-06-01 0 days 1,854 sqft
2020-07-01 0 days 1,827 sqft
2020-08-01 0 days 1,855 sqft
2020-09-01 0 days 1,864 sqft
2020-10-01 0 days 1,878 sqft
2020-11-01 0 days 1,783 sqft
2020-12-01 0 days 1,662 sqft
2021-01-01 0 days 1,640 sqft
2021-02-01 0 days 1,646 sqft
2021-03-01 0 days 1,693 sqft
2021-04-01 0 days 1,709 sqft
2021-05-01 0 days 1,712 sqft
2021-06-01 0 days 1,769 sqft
2021-07-01 0 days 1,828 sqft
2021-08-01 0 days 1,883 sqft
2021-09-01 0 days 1,752 sqft
2021-10-01 0 days 1,792 sqft
2021-11-01 0 days 1,761 sqft
2021-12-01 0 days 1,686 sqft
2022-01-01 0 days 1,693 sqft
2022-02-01 0 days 1,678 sqft
2022-03-01 0 days 1,733 sqft
2022-04-01 0 days 1,789 sqft
2022-05-01 0 days 1,768 sqft
2022-06-01 0 days 1,842 sqft
2022-07-01 0 days 1,698 sqft
2022-08-01 0 days 1,821 sqft
2022-09-01 0 days 1,759 sqft
2022-10-01 0 days 1,840 sqft
2022-11-01 0 days 1,879 sqft
2022-12-01 0 days 1,808 sqft
2023-01-01 0 days 1,689 sqft
2023-02-01 0 days 1,778 sqft
2023-03-01 0 days 1,864 sqft
2023-04-01 0 days 1,936 sqft
2023-05-01 0 days 1,689 sqft
2023-06-01 0 days 1,736 sqft
2023-07-01 0 days 1,683 sqft
2023-08-01 0 days 1,775 sqft
2023-09-01 0 days 1,872 sqft
2023-10-01 0 days 1,733 sqft
2023-11-01 0 days 1,812 sqft
2023-12-01 0 days 1,882 sqft
2024-01-01 0 days 1,753 sqft
2024-02-01 0 days 1,782 sqft
2024-03-01 0 days 1,728 sqft
2024-04-01 0 days 1,677 sqft
2024-05-01 0 days 1,761 sqft
2024-06-01 0 days 1,954 sqft
2024-07-01 0 days 1,757 sqft
2024-08-01 0 days 1,672 sqft
2024-09-01 0 days 1,650 sqft
2024-10-01 0 days 1,707 sqft
2024-11-01 0 days 1,749 sqft
2024-12-01 0 days 1,746 sqft
2025-01-01 0 days 1,783 sqft
2025-02-01 0 days 1,732 sqft
2025-03-01 0 days 1,710 sqft
Auburn's median listing age (time on market) for 2025-03-01 was 0 days.

Auburn's median square footage for active listings during the 2025-03-01 period was 1,710 sqft. One year prior, the average listing was 1,728 sqft.

Auburn, NY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 573 $115,455,000 $201,492
Home Improvement 221 $15,305,000 $69,253
Other 157 $11,785,000 $75,064
Cash Out Refi 119 $17,425,000 $146,429
Refi 114 $17,600,000 $154,386

Auburn's most frequently cited loan purpose was Home Purchase, with 573 originations. The 2nd most popular reason was Home Improvement, with 221 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 439 $79,645,000 $181,424
7-8% 246 $37,750,000 $153,455
Over 8% 183 $16,265,000 $88,880
5-6% 123 $19,215,000 $156,220
3-4% 47 $3,905,000 $83,085
<2.5% 13 $395,000 $30,385
4-5% 12 $1,500,000 $125,000
2.5-3% 1 $125,000 $125,000

During 2024, Auburn's most frequently originated rate bucket was 6-7%, with 439 originations.

Loan Sizing (Auburn, NY MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 507 $27,175,000 $53,600
$100k-200k 414 $60,040,000 $145,024
$200k-400k 203 $54,785,000 $269,877
$400k-600k 40 $19,710,000 $492,750
$600k-1000k 16 $11,300,000 $706,250
$Over $1MM 4 $4,560,000 $1,140,000

Auburn's loan sizing saw the bucket of loans from $100,000 or less with 507 originations, totaling $27,175,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 375 $75,935,000 $202,493
20-40% 210 $16,760,000 $79,810
60-80% 188 $40,420,000 $215,000
Under 20% 176 $6,330,000 $35,966
40-60% 103 $17,325,000 $168,204
Over 100% 6 $1,540,000 $256,667

Auburn's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 375 originations, totaling $75,935,000 in origination value.