SYRACUSE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Syracuse averaged 6.7% for the week of 2022-11-23, compared to the national average of 6.58% for the same period.

The average rate for the prior week (2022-11-17) was 6.83% and one month ago for the week of 2022-10-20, the average rate was 7.06%.

Syracuse's average rate one year ago was 3.33%.

For refis of the same type during the week of 2022-11-23, the average rate was 7.08%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-11-23 6.58%
Syracuse 30 Year Fixed Rate 2022-11-23 6.7%
Syracuse 30 Year Fixed Rate Refi 2022-11-23 7.08%
Syracuse 15 Year Fixed Rate 2022-11-23 6.28%
Syracuse 15 Year Fixed Rate Refi 2022-11-23 5.96%
Syracuse 30 Year FHA 2022-11-23 -0.13%
Syracuse 30 Year FHA Refi 2022-11-23 -0.08%
Syracuse 30 Year USDA 2022-11-23 0.13%
Syracuse 30 Year USDA Refi 2022-11-23 -0.28%
Syracuse 30 Year VA 2022-11-23 0.32%
Syracuse 30 Year VA Refi 2022-11-23 -0.18%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SYRACUSE, NY.

SYRACUSE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SYRACUSE, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
Empower Federal Credit Union 669 3.23% $3,485
PARAGON HOME LOANS INC. 518 3.05% $3,316
QUICKEN LOANS, LLC 501 3.19% $4,993
SEFCU SERVICES, LLC 369 3.01% $2,994
AMERICU Credit Union 348 3.53% $3,693
HOMESTEAD FUNDING CORP. 291 3.19% $3,680
Genesee Regional Bank 198 3.31% $3,823
MOVEMENT MORTGAGE, LLC 192 3.12% $3,977
KeyBank 188 3.18% $2,573
HUNT MORTGAGE CORPORATION 174 3.12% $4,417
1ST PRIORITY MORTGAGE, INC. 171 3.02% $3,561
M&T Bank 164 3.18% $4,010
Community Bank 160 3.50% $850
PRIMELENDING, A PLAINSCAPITAL COMPANY 157 3.15% $3,836
COMMONFUND MORTGAGE CORP. 156 3.12% $3,634
PLAZA HOME MORTGAGE, INC. 130 3.06% $6,021
Wells Fargo Bank 130 3.23% $3,636
NBT Bank 128 3.00% $3,522
Premium Mortgage Corporation 117 3.06% $3,335
Pathfinder Bank 107 3.37% $2,729
JPMorgan Chase Bank 102 3.10% $3,363
VISIONS 101 3.03% $2,719
Geddes Federal Savings and Loan Association 97 3.01% $3,413
Bank of America 80 2.77% $3,556
SECNY Federal Credit Union 53 3.08% $2,516
UNITED WHOLESALE MORTGAGE, LLC 51 2.95% $6,160
Citizens Bank 50 2.96% $3,581
The Lyons National Bank 46 2.92% $5,737
NEWREZ LLC 42 3.22% $4,847
THE SUMMIT Federal Credit Union 40 3.06% $2,735
Mr. Cooper ( Nationstar Mortgage ) 40 3.51% $4,475
BETTER MORTGAGE CORPORATION 31 3.12% $4,529
LOANDEPOT.COM, LLC 30 2.99% $4,946
AMERICAN FINANCING CORPORATION 27 3.14% $4,197
OWNERSCHOICE FUNDING, INCORPORATED 25 3.24% $3,195
NAVY FEDERAL CREDIT UNION 23 3.63% $4,235
COUNTRYSIDE Federal Credit Union 22 3.11% $2,409
CCFCU FUNDING, LLC 21 3.05% $3,353
Farm Credit East, ACA 20 3.44% $8,539
ROYAL UNITED MORTGAGE LLC 19 3.76% $6,412
Berkshire Bank 16 3.09% $3,512
Tompkins Trust Company 13 3.06% $3,357
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 12 3.69% $5,426
FREEDOM MORTGAGE CORPORATION 12 3.46% $3,847
TD Bank 11 3.15% $5,971
CROSSCOUNTRY MORTGAGE, LLC 11 3.23% $5,365
HOME TOWN FUNDING, INC. 10 2.95% $3,565
U.S. Bank 10 3.01% $3,430
NORTHERN CREDIT UNION 10 3.14% $2,882
Discover Bank 9 4.52% $0
GUARANTEED RATE, INC. 9 3.07% $4,103
CALIBER HOME LOANS, INC. 8 3.25% $3,037
North American Savings Bank, F.S.B. 7 2.89% $2,302
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 7 3.19% $6,314
Citibank 7 2.95% $4,880
CFCU Community Credit Union 7 3.18% $1,490
Carrington Mortgage Services, LLC 7 3.25% $4,133
LAND HOME FINANCIAL SERVICES, INC. 7 3.09% $4,382
SIRVA MORTGAGE, INC. 6 3.02% $311
PENTAGON FEDERAL CREDIT UNION 6 2.75% $3,006
Flagstar Bank, FSB 6 3.30% $3,795
TOGETHER CREDIT UNION 6 3.04% $3,037
NATIONWIDE MORTGAGE BANKERS, INC. 6 3.29% $5,450
First Home Bank 6 3.23% $6,494
Northwest Bank 5 3.53% $5,057
PNC Bank 5 3.00% $3,997
PHH Mortgage Corporation 5 3.93% $4,671
Atlantic Home Loans, Inc. 5 3.17% $5,513
The Federal Savings Bank 5 3.10% $5,844
UNITED MORTGAGE CORP. 5 3.08% $5,240
ARC HOME LLC 4 3.56% $7,922
TIAA, FSB 4 2.81% $4,152
FINANCE OF AMERICA MORTGAGE LLC 4 2.87% $7,389
Chemung Canal Trust Company 4 3.16% $2,310
AMERICAN FINANCIAL NETWORK, INC. 4 3.31% $12,274
KELLER MORTGAGE, LLC 4 3.25% $2,228
Mortgage Research Center, LLC 4 3.22% $3,398
EMBRACE HOME LOANS, INC. 4 3.72% $4,492
Stifel Bank and Trust 4 2.69% $3,312
HSBC BANK USA, NATIONAL ASSOCIATION 3 3.46% $4,577
PARKSIDE LENDING, LLC 3 3.63% $5,555
Morgan Stanley Private Bank 3 2.35% $5,059
Adirondack Bank 3 3.00% $4,427
First Internet Bank of Indiana 3 2.88% $3,702
Colonial Savings, F.A. 3 3.75% $3,983
INTERSTATE HOME LOAN CENTER, INC. 3 3.25% $4,300
NJ LENDERS CORP. 3 3.08% $4,155
RELIANCE FIRST CAPITAL, LLC 3 3.46% $7,573
Baxter Credit Union 2 2.88% $3,788
AFFINITY 2 2.88% $2,609
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 3.06% $2,220
Axos Bank 2 3.31% $6,341
CORNING 2 2.94% $3,912
DRAPER AND KRAMER MORTGAGE CORP. 2 3.06% $3,974
First Horizon Bank 2 3.25% $6,376
GHS Federal Credit Union 2 2.88% $3,345
HOME POINT FINANCIAL CORPORATION 2 3.00% $5,603
InterContinental Capital Group, Inc 2 3.00% $5,507
Meridian Bank Corporation 2 3.19% $4,102
MID-ISLAND MORTGAGE CORP. 2 3.19% $2,806
NBKC BANK 2 2.81% $4,235
Quontic Bank 2 5.50% $9,169
RELIANT COMMUNITY FEDERAL CREDIT UNION 2 2.75% $2,721
The Huntington National Bank 2 3.00% $7,098
UBS Bank USA 2 2.56% $12,072
USAA Federal Savings Bank 2 3.06% $3,513
Leader Bank 1 3.00% $4,000
Northwest Federal Credit Union 1 2.75% $2,843
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 2.99% $5,064
HARTFORD FUNDING, LTD. 1 3.88% $4,274
GUARANTEED RATE AFFINITY, LLC 1 3.25% $4,682
GPO Federal Credit Union 1 3.38% $2,955
FIRST SOURCE 1 4.00% $3,063
First Republic Bank 1 2.55% $11,790
First National Bank of Omaha 1 3.13% $2,642
First National Bank of America 1 7.38% $8,099
First Midwest Bank 1 2.88% $3,446
First Federal Bank 1 3.25% $6,798
FirstBank 1 2.88% $4,188
AgFirst Farm Credit Bank 1 3.00% $4,486
RBC Bank, (Georgia) 1 2.63% $2,645
FAMILY FIRST OF NY 1 2.88% $3,864
UTILITIES EMPLOYEES CREDIT UNION 1 3.75% $3,540
RESIDENTIAL HOME FUNDING CORP. 1 3.00% $7,194
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.38% $4,736
Evolve Bank & Trust 1 2.63% $5,209
Santander Bank, N.A. 1 2.88% $4,912
ESL Federal Credit Union 1 3.63% $3,313
ENVOY MORTGAGE, LTD 1 3.50% $3,569
Elements Financial Federal Credit Union 1 3.63% $4,120
DIGITAL Federal Credit Union 1 3.13% $2,875
SUFFOLK 1 3.13% $5,668
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 3.00% $3,627
TEACHERS 1 2.88% $3,140
CLIFFCO, INC. 1 2.50% $4,893
Advisors Mortgage Group, L.L.C. 1 3.00% $4,038
City National Bank 1 2.89% $5,586
Cf Bank 1 2.88% $3,340
The Union Bank Company 1 3.25% $4,682
Barrington Bank & Trust Company, N.A. 1 4.13% $5,525
Bank of Whittier 1 3.13% $2,806
Bank of England 1 3.25% $4,279
TOTAL MORTGAGE SERVICES, LLC 1 3.38% $4,470
Truist 1 2.75% $2,822
21ST MORTGAGE CORPORATION 1 6.05% $4,901
United Community Bank 1 3.73% $3,124
AMERICAN INTERNET MORTGAGE, INC. 1 2.50% $6,899
ALLIANT CREDIT UNION 1 2.88% $5,093
Wilmington Savings Fund Society, FSB 1 3.38% $4,933
Nations Lending Corporation 1 3.38% $8,002
Nassau Educators Federal Credit Union 1 3.13% $3,598
Mid Penn Bank 1 2.63% $2,886
Metro City Bank 1 4.63% $6,847
Northpointe Bank 1 3.38% $4,333

SYRACUSE Average Closing Costs & Other Stats

SYRACUSE, NY's 154 lenders originated 18,089 loans during 2021. The total origination value was $3,136,695,000, with an average loan value of $173,403.

SYRACUSE's average closing costs are $4,095.

The top SYRACUSE lender as defined by loan originations is Empower Federal Credit Union, with 669 loans originated. Their average total fees are $3,485, which is $169 higher than the next largest lender, PARAGON HOME LOANS INC..

The lowest fee SYRACUSE lenders (with over 10 loans originated) are Community Bank ($850), COUNTRYSIDE Federal Credit Union ($2,409), SECNY Federal Credit Union ($2,516), KeyBank ($2,573) and VISIONS ($2,719).

The lowest rate SYRACUSE lenders (with over 10 loans originated) are Bank of America (2.77%), The Lyons National Bank (2.92%), HOME TOWN FUNDING, INC. (2.95%), UNITED WHOLESALE MORTGAGE, LLC (2.95%) and Citizens Bank (2.96%).

SYRACUSE, NY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Empower Federal Credit Union $295,150,000 $302,910,000 2.6% 9.7%
QUICKEN LOANS, LLC $185,905,000 $258,930,000 39.3% 8.3%
KeyBank $132,110,000 $195,335,000 47.9% 6.2%
PARAGON HOME LOANS INC. $170,160,000 $152,895,000 -10.1% 4.9%
AMERICU Credit Union $116,375,000 $115,470,000 -0.8% 3.7%
Manufacturers and Traders Trust Company $106,525,000 $106,335,000 -0.2% 3.4%
SEFCU SERVICES, LLC $114,275,000 $106,110,000 -7.1% 3.4%
Solvay Bank $41,215,000 $86,430,000 109.7% 2.8%
Geddes Federal Savings and Loan Association $51,015,000 $83,970,000 64.6% 2.7%
HOMESTEAD FUNDING CORP. $89,340,000 $83,310,000 -6.7% 2.7%
Pathfinder Bank $67,755,000 $79,240,000 17.0% 2.5%
M&T Realty Capital Corporation $59,005,000 $70,360,000 19.2% 2.2%
Capital One $65,780,000 n/a 2.1%
Community Bank $53,670,000 $65,505,000 22.1% 2.1%
Wells Fargo Bank $47,430,000 $65,110,000 37.3% 2.1%
PLAZA HOME MORTGAGE, INC. $63,235,000 $64,520,000 2.0% 2.1%
MOVEMENT MORTGAGE, LLC $34,045,000 $64,300,000 88.9% 2.0%
NBT Bank $65,215,000 $57,980,000 -11.1% 1.8%
Genesee Regional Bank $39,740,000 $57,665,000 45.1% 1.8%
HUNT MORTGAGE CORPORATION $56,180,000 $52,970,000 -5.7% 1.7%
Tompkins Trust Company $18,585,000 $50,245,000 170.4% 1.6%
COMMONFUND MORTGAGE CORP. $66,010,000 $49,735,000 -24.7% 1.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $23,810,000 $46,865,000 96.8% 1.5%
JPMorgan Chase Bank $21,850,000 $43,025,000 96.9% 1.4%
Premium Mortgage Corporation $56,340,000 $41,760,000 -25.9% 1.3%
1ST PRIORITY MORTGAGE, INC. $43,595,000 $40,270,000 -7.6% 1.3%
Citizens Bank $25,540,000 $40,015,000 56.7% 1.3%
Bank of America $24,830,000 $33,910,000 36.6% 1.1%
VISIONS $41,180,000 $32,890,000 -20.1% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $21,220,000 $26,000,000 22.5% 0.8%
Fulton Savings Bank $30,655,000 $25,775,000 -15.9% 0.8%
The Lyons National Bank $20,310,000 $24,100,000 18.7% 0.8%
Arbor Realty Trust, Inc. $33,000,000 $23,640,000 -28.4% 0.8%
UNITED WHOLESALE MORTGAGE, LLC $11,850,000 $19,895,000 67.9% 0.6%
Mortgage Research Center, LLC $16,665,000 $19,815,000 18.9% 0.6%
THE SUMMIT Federal Credit Union $17,305,000 $19,595,000 13.2% 0.6%
SECNY Federal Credit Union $15,795,000 $19,175,000 21.4% 0.6%
NAVY FEDERAL CREDIT UNION $12,170,000 $18,790,000 54.4% 0.6%
Santander Bank, N.A. $18,465,000 n/a 0.6%
NEWREZ LLC $7,645,000 $17,995,000 135.4% 0.6%
LOANDEPOT.COM, LLC $14,925,000 $17,800,000 19.3% 0.6%
Bethpage Federal Credit Union $245,000 $16,520,000 6,642.9% 0.5%
Seneca Savings $18,325,000 $16,315,000 -11.0% 0.5%
GREYSTONE SERVICING COMPANY LLC $3,705,000 $14,850,000 300.8% 0.5%
STATE EMPLOYEES FEDERAL CREDIT UNION $12,130,000 $14,310,000 18.0% 0.5%
BETTER MORTGAGE CORPORATION $3,310,000 $12,375,000 273.9% 0.4%
USAA Federal Savings Bank $14,820,000 $12,265,000 -17.2% 0.4%
FREEDOM MORTGAGE CORPORATION $3,990,000 $11,890,000 198.0% 0.4%
COUNTRYSIDE Federal Credit Union $13,095,000 $11,360,000 -13.2% 0.4%
OWNERSCHOICE FUNDING, INCORPORATED $14,930,000 $9,500,000 -36.4% 0.3%
Berkshire Bank $8,020,000 $9,020,000 12.5% 0.3%
Farm Credit East, ACA $7,675,000 $8,705,000 13.4% 0.3%
The Upstate National Bank $3,455,000 $8,385,000 142.7% 0.3%
AMERICAN FINANCING CORPORATION $2,315,000 $8,160,000 252.5% 0.3%
PRUDENTIAL MULTIFAMILY MORTGAGE, LLC $6,655,000 n/a 0.2%
CALIBER HOME LOANS, INC. $6,295,000 $5,965,000 -5.2% 0.2%
TD Bank $4,435,000 $5,770,000 30.1% 0.2%
North American Savings Bank, F.S.B. $2,675,000 $5,755,000 115.1% 0.2%
CCFCU FUNDING, LLC $5,010,000 $5,300,000 5.8% 0.2%
HOME TOWN FUNDING, INC. $5,375,000 $5,250,000 -2.3% 0.2%
Carrington Mortgage Services, LLC $5,070,000 $4,925,000 -2.9% 0.2%
ROYAL UNITED MORTGAGE LLC $2,225,000 $4,845,000 117.8% 0.2%
RELIANCE FIRST CAPITAL, LLC $4,145,000 $4,795,000 15.7% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $2,315,000 $4,740,000 104.8% 0.2%
OSWEGO COUNTY $3,080,000 $4,450,000 44.5% 0.1%
21ST MORTGAGE CORPORATION $2,870,000 $4,325,000 50.7% 0.1%
UBS Bank USA $995,000 $4,080,000 310.1% 0.1%
FIRST SOURCE $755,000 $4,070,000 439.1% 0.1%
GUARANTEED RATE, INC. $3,090,000 $3,945,000 27.7% 0.1%
Barrington Bank & Trust Company, N.A. $3,215,000 $3,815,000 18.7% 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,320,000 $3,765,000 185.2% 0.1%
NORTHERN CREDIT UNION $2,625,000 $3,685,000 40.4% 0.1%
PENTAGON FEDERAL CREDIT UNION $1,090,000 $3,620,000 232.1% 0.1%
NBKC BANK $1,315,000 $3,540,000 169.2% 0.1%
U.S. Bank $1,120,000 $3,520,000 214.3% 0.1%
Merchants Bank of Indiana $3,410,000 n/a 0.1%
The Federal Savings Bank $2,490,000 $3,235,000 29.9% 0.1%
First Republic Bank $3,085,000 n/a 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,810,000 $3,030,000 67.4% 0.1%
HOME POINT FINANCIAL CORPORATION $2,900,000 $2,985,000 2.9% 0.1%
Metro City Bank $1,005,000 $2,895,000 188.1% 0.1%
Citibank $325,000 $2,855,000 778.5% 0.1%
Morgan Stanley Private Bank $730,000 $2,775,000 280.1% 0.1%
GPO Federal Credit Union $3,235,000 $2,740,000 -15.3% 0.1%
Adirondack Bank $830,000 $2,540,000 206.0% 0.1%
Ukrainian Federal Credit Union $1,450,000 $2,500,000 72.4% 0.1%
Investors Bank $155,000 $2,385,000 1,438.7% 0.1%
CFCU Community Credit Union $2,100,000 $2,300,000 9.5% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $1,460,000 $2,065,000 41.4% 0.1%
PNC Bank $255,000 $2,040,000 700.0% 0.1%
InterContinental Capital Group, Inc $1,990,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,920,000 n/a 0.1%
TOGETHER CREDIT UNION $1,990,000 $1,895,000 -4.8% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $1,190,000 $1,825,000 53.4% 0.1%
Equity Prime Mortgage LLC $1,395,000 $1,790,000 28.3% 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $1,670,000 $1,750,000 4.8% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $1,345,000 $1,655,000 23.0% 0.1%
Discover Bank $1,840,000 $1,635,000 -11.1% 0.1%
Chemung Canal Trust Company $1,605,000 n/a 0.1%
TIAA, FSB $1,880,000 $1,580,000 -16.0% 0.1%
SIRVA MORTGAGE, INC. $1,125,000 $1,475,000 31.1% 0.0%
PHH Mortgage Corporation $810,000 $1,420,000 75.3% 0.0%
Pioneer Bank $1,370,000 n/a 0.0%
Five Star Bank $3,450,000 $1,360,000 -60.6% 0.0%
UNITED MORTGAGE CORP. $155,000 $1,350,000 771.0% 0.0%
EMBRACE HOME LOANS, INC. $1,465,000 $1,335,000 -8.9% 0.0%
Northwest Bank $1,420,000 $1,300,000 -8.5% 0.0%
Atlantic Home Loans, Inc. $1,255,000 n/a 0.0%
Stifel Bank and Trust $320,000 $1,225,000 282.8% 0.0%
INTERSTATE HOME LOAN CENTER, INC. $640,000 $1,215,000 89.8% 0.0%
First Federal Bank $1,105,000 $1,200,000 8.6% 0.0%
Flagstar Bank, FSB $2,055,000 $1,170,000 -43.1% 0.0%
MidFirst Bank $1,155,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $630,000 $1,145,000 81.7% 0.0%
LENDINGONE, LLC $1,045,000 n/a 0.0%
First Home Bank $1,170,000 $1,030,000 -12.0% 0.0%
First Internet Bank of Indiana $935,000 n/a 0.0%
Carthage Federal Savings and Loan Association $45,000 $930,000 1,966.7% 0.0%
Colonial Savings, F.A. $915,000 $905,000 -1.1% 0.0%
Bank of England $1,095,000 $890,000 -18.7% 0.0%
Axos Bank $625,000 $880,000 40.8% 0.0%
ARC HOME LLC $185,000 $860,000 364.9% 0.0%
GUIDANCE RESIDENTIAL, LLC $545,000 $860,000 57.8% 0.0%
Meridian Bank Corporation $185,000 $820,000 343.2% 0.0%
CORNING $2,250,000 $805,000 -64.2% 0.0%
KELLER MORTGAGE, LLC $780,000 n/a 0.0%
The Huntington National Bank $765,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $465,000 $760,000 63.4% 0.0%
First Horizon Bank $740,000 n/a 0.0%
BNC National Bank $730,000 n/a 0.0%
FAMILY FIRST OF NY $730,000 n/a 0.0%
RELIANT COMMUNITY FEDERAL CREDIT UNION $1,085,000 $705,000 -35.0% 0.0%
FINGER LAKES $685,000 n/a 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $200,000 $680,000 240.0% 0.0%
REVERSE MORTGAGE FUNDING LLC $660,000 n/a 0.0%
GHS Federal Credit Union $225,000 $655,000 191.1% 0.0%
FirstBank $510,000 $635,000 24.5% 0.0%
Elmira Savings Bank $560,000 $590,000 5.4% 0.0%
CONTOUR MORTGAGE CORPORATION $400,000 $545,000 36.3% 0.0%
FINANCE OF AMERICA REVERSE LLC $335,000 $545,000 62.7% 0.0%
INLAND BANK & TRUST $540,000 n/a 0.0%
Tioga State Bank $905,000 $520,000 -42.5% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $980,000 $515,000 -47.4% 0.0%
LENDINGHOME FUNDING CORPORATION $220,000 $505,000 129.5% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,170,000 $485,000 -58.5% 0.0%
AFFINITY $480,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $480,000 n/a 0.0%
Paramount Bank $480,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $365,000 $465,000 27.4% 0.0%
Midland States Bank $465,000 n/a 0.0%
Quontic Bank $680,000 $460,000 -32.4% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $1,300,000 $455,000 -65.0% 0.0%
East Coast Capital Corp. $275,000 $455,000 65.5% 0.0%
ALLIANT CREDIT UNION $440,000 n/a 0.0%
AMERICAN ADVISORS GROUP $185,000 $435,000 135.1% 0.0%
UTILITIES EMPLOYEES CREDIT UNION $430,000 n/a 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $420,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $380,000 $410,000 7.9% 0.0%
Magnolia Bank $1,000,000 $410,000 -59.0% 0.0%
City National Bank $4,485,000 $405,000 -91.0% 0.0%
MID-ISLAND MORTGAGE CORP. $475,000 $405,000 -14.7% 0.0%
NJ LENDERS CORP. $295,000 $385,000 30.5% 0.0%
Nations Lending Corporation $380,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $380,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $75,000 $380,000 406.7% 0.0%
Northwest Federal Credit Union $355,000 n/a 0.0%
PREMIA MORTGAGE, LLC $490,000 $355,000 -27.6% 0.0%
LIMA ONE CAPITAL, LLC $485,000 $345,000 -28.9% 0.0%
Mid Penn Bank $345,000 n/a 0.0%
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION $565,000 $340,000 -39.8% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $705,000 $340,000 -51.8% 0.0%
PLANET HOME LENDING, LLC $340,000 $330,000 -2.9% 0.0%
Baxter Credit Union $85,000 $325,000 282.4% 0.0%
Generations Bank $760,000 $320,000 -57.9% 0.0%
Nassau Educators Federal Credit Union $315,000 n/a 0.0%
PARKSIDE LENDING, LLC $520,000 $315,000 -39.4% 0.0%
QUORUM FEDERAL CREDIT UNION $315,000 n/a 0.0%
The National Bank of Coxsackie $145,000 $310,000 113.8% 0.0%
Cf Bank $1,205,000 $305,000 -74.7% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $205,000 $300,000 46.3% 0.0%
Truist Bank $300,000 n/a 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $245,000 $295,000 20.4% 0.0%
ENVOY MORTGAGE, LTD $175,000 $285,000 62.9% 0.0%
RBC Bank, (Georgia) $95,000 $275,000 189.5% 0.0%
The Canandaigua National Bank and Trust Company $150,000 $275,000 83.3% 0.0%
ESL Federal Credit Union $265,000 n/a 0.0%
HARTFORD FUNDING, LTD. $265,000 n/a 0.0%
JET DIRECT FUNDING CORP $265,000 n/a 0.0%
Elements Financial Federal Credit Union $260,000 n/a 0.0%
FIRST TECHNOLOGY $595,000 $250,000 -58.0% 0.0%
Northpointe Bank $445,000 $250,000 -43.8% 0.0%
First Midwest Bank $155,000 $245,000 58.1% 0.0%
Wilmington Savings Fund Society, FSB $225,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $125,000 $220,000 76.0% 0.0%
CAPITAL COMMUNICATIONS Federal Credit Union $400,000 $220,000 -45.0% 0.0%
The Union Bank Company $215,000 n/a 0.0%
First National Bank of Omaha $205,000 n/a 0.0%
Evolve Bank & Trust $95,000 $195,000 105.3% 0.0%
FIRST HERITAGE FEDERAL CREDIT UNION $145,000 $195,000 34.5% 0.0%
AgFirst Farm Credit Bank $320,000 $185,000 -42.2% 0.0%
CLIFFCO, INC. $315,000 $185,000 -41.3% 0.0%
United Community Bank $185,000 n/a 0.0%
Deere Employees Credit Union $75,000 $175,000 133.3% 0.0%
DIGITAL Federal Credit Union $340,000 $175,000 -48.5% 0.0%
Visio Financial Services Inc. $400,000 $170,000 -57.5% 0.0%
DOMINION FINANCIAL SERVICES, LLC $165,000 n/a 0.0%
Bank of Whittier $205,000 $155,000 -24.4% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $155,000 n/a 0.0%
Leader Bank $315,000 $155,000 -50.8% 0.0%
First Savings Bank $720,000 $150,000 -79.2% 0.0%
KINECTA $145,000 n/a 0.0%
RESIDENTIAL HOME FUNDING CORP. $145,000 n/a 0.0%
First National Bank of America $135,000 n/a 0.0%
HUDSON HERITAGE $135,000 n/a 0.0%
Valley National Bank $745,000 $135,000 -81.9% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $125,000 n/a 0.0%
Platinum Home Mortgage Corporation $145,000 $125,000 -13.8% 0.0%
SUFFOLK $125,000 n/a 0.0%
TEACHERS $495,000 $125,000 -74.7% 0.0%
Third Federal Savings and Loan Association of Cleveland $115,000 n/a 0.0%
CONSTRUCTIVE LOANS, LLC $105,000 n/a 0.0%
NP, Inc. $105,000 n/a 0.0%
ALLIED MORTGAGE GROUP, INC. $245,000 $95,000 -61.2% 0.0%
BNB Bank $95,000 n/a 0.0%
Wayne Bank $1,480,000 $85,000 -94.3% 0.0%
Secured Investment Corp. $55,000 n/a 0.0%
TOTAL MORTGAGE SERVICES, LLC $325,000 $55,000 -83.1% 0.0%
FIRST CREDIT CORPORATION OF NEW YORK, INC. $45,000 n/a 0.0%
ALTRA $35,000 n/a 0.0%
Clearview Federal Credit Union $35,000 $35,000 0.0% 0.0%
MID-HUDSON VALLEY $35,000 n/a 0.0%

SYRACUSE's top lender by overall market share is Empower Federal Credit Union, with 9.7% market share. In second place, with 8.3%, is QUICKEN LOANS, LLC, having originated $258,930,000 in loans. In third place, with 6.2%, is KeyBank, having originated $195,335,000 in loans. In fourth place, with 4.9%, is PARAGON HOME LOANS INC., having originated $152,895,000 in loans. In fifth place, with 3.7%, is AMERICU Credit Union, having originated $115,470,000 in loans.


SYRACUSE Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - SYRACUSE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $147,900 (4.8%) $199,868 (-0.9%) 0.55 1,815
2018-02-01 $154,800 (6.2%) $207,087 (3.5%) 0.56 1,696
2018-03-01 $162,900 (6.9%) $215,380 (3.4%) 0.57 1,681
2018-04-01 $169,950 (3.0%) $225,037 (3.3%) 0.58 1,669
2018-05-01 $174,900 (6.0%) $227,711 (3.7%) 0.58 1,749
2018-06-01 $174,900 (5.2%) $236,784 (5.6%) 0.58 1,926
2018-07-01 $179,450 (9.8%) $241,808 (10.9%) 0.60 2,038
2018-08-01 $179,900 (9.4%) $240,634 (10.7%) 0.60 2,093
2018-09-01 $175,000 (9.4%) $236,147 (12.2%) 0.59 2,066
2018-10-01 $174,750 (10.1%) $235,355 (12.9%) 0.59 2,055
2018-11-01 $169,950 (9.7%) $235,233 (13.4%) 0.58 1,921
2018-12-01 $169,900 (13.3%) $237,929 (16.7%) 0.59 1,720
2019-01-01 $167,450 (13.2%) $239,547 (19.9%) 0.58 1,492
2019-02-01 $173,700 (12.2%) $235,090 (13.5%) 0.59 1,453
2019-03-01 $185,614 (13.9%) $247,068 (14.7%) 0.61 1,445
2019-04-01 $199,924 (17.6%) $264,731 (17.6%) 0.63 1,437
2019-05-01 $199,900 (14.3%) $268,164 (17.8%) 0.62 1,483
2019-06-01 $199,900 (14.3%) $269,562 (13.8%) 0.62 1,622
2019-07-01 $199,900 (11.4%) $273,679 (13.2%) 0.63 1,732
2019-08-01 $192,991 (7.3%) $262,376 (9.0%) 0.61 1,779
2019-09-01 $185,627 (6.1%) $254,632 (7.8%) 0.59 1,803
2019-10-01 $179,900 (3.0%) $248,263 (5.5%) 0.58 1,823
2019-11-01 $177,400 (4.4%) $249,930 (6.3%) 0.58 1,692
2019-12-01 $171,250 (0.8%) $252,786 (6.2%) 0.57 1,539
2020-01-01 $167,440 (0.0%) $251,080 (4.8%) 0.56 1,367
2020-02-01 $177,400 (2.1%) $261,502 (11.2%) 0.58 1,272
2020-03-01 $184,950 (-0.4%) $270,985 (9.7%) 0.58 1,170
2020-04-01 $191,200 (-4.4%) $279,501 (5.6%) 0.60 1,094
2020-05-01 $196,760 (-1.6%) $285,137 (6.3%) 0.60 1,023
2020-06-01 $199,750 (-0.1%) $303,430 (12.6%) 0.59 1,078
2020-07-01 $199,950 (0.0%) $316,488 (15.6%) 0.58 1,012
2020-08-01 $199,900 (3.6%) $305,807 (16.6%) 0.57 1,011
2020-09-01 $199,250 (7.3%) $308,785 (21.3%) 0.57 1,018
2020-10-01 $189,900 (5.6%) $293,423 (18.2%) 0.54 1,022
2020-11-01 $189,375 (6.8%) $296,075 (18.5%) 0.55 921
2020-12-01 $186,750 (9.1%) $302,693 (19.7%) 0.56 856
2021-01-01 $179,900 (7.4%) $303,977 (21.1%) 0.54 717
2021-02-01 $197,200 (11.2%) $325,543 (24.5%) 0.57 600
2021-03-01 $203,900 (10.3%) $335,236 (23.7%) 0.58 592
2021-04-01 $219,450 (14.8%) $344,350 (23.2%) 0.59 624
2021-05-01 $219,950 (11.8%) $353,820 (24.1%) 0.58 678
2021-06-01 $222,450 (11.4%) $353,732 (16.6%) 0.59 790
2021-07-01 $219,900 (10.0%) $350,369 (10.7%) 0.58 885
2021-08-01 $194,950 (-2.5%) $316,697 (3.6%) 0.52 950
2021-09-01 $189,475 (-4.9%) $316,131 (2.4%) 0.51 915
2021-10-01 $189,900 (0.0%) $310,639 (5.9%) 0.51 913
2021-11-01 $181,900 (-4.0%) $307,983 (4.0%) 0.49 782
2021-12-01 $179,900 (-3.7%) $317,684 (5.0%) 0.49 651
2022-01-01 $189,900 (5.6%) $320,598 (5.5%) 0.51 564
2022-02-01 $187,000 (-5.2%) $339,607 (4.3%) 0.49 519
2022-03-01 $196,500 (-3.6%) $341,714 (1.9%) 0.49 520
2022-04-01 $199,900 (-8.9%) $337,404 (-2.0%) 0.48 528
2022-05-01 $220,675 (0.3%) $332,595 (-6.0%) 0.50 606
2022-06-01 $232,475 (4.5%) $352,343 (-0.4%) 0.52 701
2022-07-01 $234,900 (6.8%) $362,379 (3.4%) 0.53 780
2022-08-01 $224,950 (15.4%) $353,584 (11.7%) 0.52 784
2022-09-01 $219,900 (16.1%) $343,736 (8.7%) 0.51 787
2022-10-01 $217,000 (14.3%) $337,906 (8.8%) 0.51 800
SYRACUSE's median listing price for 2022-10-01 was $217,000, a difference of $27,100 (14.3%) versus the prior year and $-2,900 versus the prior month.

SYRACUSE's median listing price comes in at 51% of the national average.

SYRACUSE's average listing price for 2022-10-01 was $337,906, a difference of $27,267 (8.8%) versus the prior year and $-5,830 versus the prior month.

For the 2022-10-01 period, SYRACUSE had 800 MLS listings, a difference of 13 listings (2%) versus the prior month and -113 listings (-12%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SYRACUSE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 95 days 1,678 sqft
2018-02-01 101 days 1,692 sqft
2018-03-01 88 days 1,718 sqft
2018-04-01 68 days 1,734 sqft
2018-05-01 56 days 1,770 sqft
2018-06-01 51 days 1,777 sqft
2018-07-01 52 days 1,787 sqft
2018-08-01 60 days 1,784 sqft
2018-09-01 67 days 1,766 sqft
2018-10-01 73 days 1,769 sqft
2018-11-01 79 days 1,766 sqft
2018-12-01 90 days 1,753 sqft
2019-01-01 98 days 1,753 sqft
2019-02-01 89 days 1,756 sqft
2019-03-01 73 days 1,784 sqft
2019-04-01 58 days 1,815 sqft
2019-05-01 56 days 1,800 sqft
2019-06-01 51 days 1,804 sqft
2019-07-01 52 days 1,800 sqft
2019-08-01 58 days 1,780 sqft
2019-09-01 66 days 1,773 sqft
2019-10-01 73 days 1,766 sqft
2019-11-01 75 days 1,758 sqft
2019-12-01 87 days 1,748 sqft
2020-01-01 106 days 1,728 sqft
2020-02-01 110 days 1,749 sqft
2020-03-01 104 days 1,774 sqft
2020-04-01 99 days 1,786 sqft
2020-05-01 108 days 1,799 sqft
2020-06-01 80 days 1,810 sqft
2020-07-01 65 days 1,805 sqft
2020-08-01 67 days 1,795 sqft
2020-09-01 68 days 1,790 sqft
2020-10-01 66 days 1,780 sqft
2020-11-01 72 days 1,767 sqft
2020-12-01 79 days 1,757 sqft
2021-01-01 89 days 1,717 sqft
2021-02-01 89 days 1,760 sqft
2021-03-01 66 days 1,756 sqft
2021-04-01 49 days 1,750 sqft
2021-05-01 45 days 1,778 sqft
2021-06-01 44 days 1,790 sqft
2021-07-01 45 days 1,739 sqft
2021-08-01 51 days 1,703 sqft
2021-09-01 52 days 1,681 sqft
2021-10-01 59 days 1,680 sqft
2021-11-01 70 days 1,641 sqft
2021-12-01 78 days 1,634 sqft
2022-01-01 80 days 1,645 sqft
2022-02-01 80 days 1,643 sqft
2022-03-01 67 days 1,648 sqft
2022-04-01 58 days 1,656 sqft
2022-05-01 44 days 1,692 sqft
2022-06-01 39 days 1,722 sqft
2022-07-01 47 days 1,734 sqft
2022-08-01 53 days 1,734 sqft
2022-09-01 59 days 1,706 sqft
2022-10-01 60 days 1,667 sqft
SYRACUSE's median listing age (time on market) for 2022-10-01 was 60 days. This is 2% longer than the same period one year ago.

SYRACUSE's median square footage for active listings during the 2022-10-01 period was 1,667 sqft. One year prior, the average listing was 1,680 sqft.

SYRACUSE, NY Average Rent (2022)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
13020 Syracuse, NY $740 $840 $1,040 $1,290 $1,490
13021 Syracuse, NY $640 $720 $890 $1,100 $1,280
13027 Syracuse, NY $740 $830 $1,030 $1,280 $1,480
13028 Syracuse, NY $750 $840 $1,040 $1,290 $1,500
13029 Syracuse, NY $770 $860 $1,070 $1,330 $1,540
13030 Syracuse, NY $610 $690 $850 $1,050 $1,220
13031 Syracuse, NY $770 $860 $1,070 $1,330 $1,540
13032 Syracuse, NY $690 $780 $960 $1,190 $1,380
13033 Syracuse, NY $680 $770 $950 $1,180 $1,370
13035 Syracuse, NY $770 $860 $1,070 $1,330 $1,540
13036 Syracuse, NY $660 $740 $920 $1,140 $1,320
13037 Syracuse, NY $640 $720 $890 $1,100 $1,280
13039 Syracuse, NY $740 $830 $1,030 $1,280 $1,480
13041 Syracuse, NY $950 $1,070 $1,320 $1,640 $1,900
13042 Syracuse, NY $870 $920 $1,150 $1,420 $1,650
13043 Syracuse, NY $650 $740 $910 $1,130 $1,310
13044 Syracuse, NY $590 $660 $820 $1,020 $1,180
13051 Syracuse, NY $740 $830 $1,030 $1,280 $1,490
13052 Syracuse, NY $670 $750 $930 $1,150 $1,340
13057 Syracuse, NY $680 $760 $940 $1,170 $1,350
13060 Syracuse, NY $680 $770 $950 $1,180 $1,370
13061 Syracuse, NY $650 $740 $910 $1,130 $1,310
13063 Syracuse, NY $750 $840 $1,040 $1,290 $1,500
13066 Syracuse, NY $830 $930 $1,150 $1,430 $1,650
13069 Syracuse, NY $630 $700 $870 $1,080 $1,250
13072 Syracuse, NY $730 $820 $1,010 $1,260 $1,460
13074 Syracuse, NY $630 $700 $870 $1,080 $1,250
13076 Syracuse, NY $1,030 $1,160 $1,430 $1,770 $2,060
13077 Syracuse, NY $660 $740 $920 $1,140 $1,320
13078 Syracuse, NY $860 $960 $1,190 $1,480 $1,710
13080 Syracuse, NY $590 $660 $820 $1,020 $1,180
13082 Syracuse, NY $680 $760 $940 $1,170 $1,350
13083 Syracuse, NY $630 $720 $950 $1,260 $1,450
13084 Syracuse, NY $690 $780 $960 $1,190 $1,380
13088 Syracuse, NY $750 $840 $1,040 $1,290 $1,500
13089 Syracuse, NY $700 $790 $980 $1,220 $1,410
13090 Syracuse, NY $780 $870 $1,080 $1,340 $1,550
13093 Syracuse, NY $640 $720 $890 $1,100 $1,280
13103 Syracuse, NY $810 $910 $1,130 $1,400 $1,630
13104 Syracuse, NY $720 $810 $1,000 $1,240 $1,440
13108 Syracuse, NY $670 $750 $930 $1,150 $1,340
13110 Syracuse, NY $740 $830 $1,020 $1,270 $1,470
13111 Syracuse, NY $610 $690 $850 $1,050 $1,220
13112 Syracuse, NY $780 $880 $1,090 $1,350 $1,570
13114 Syracuse, NY $590 $660 $820 $1,020 $1,180
13115 Syracuse, NY $640 $720 $890 $1,100 $1,280
13116 Syracuse, NY $670 $750 $930 $1,150 $1,340
13119 Syracuse, NY $700 $790 $980 $1,220 $1,410
13120 Syracuse, NY $590 $660 $820 $1,020 $1,180
13121 Syracuse, NY $640 $720 $890 $1,100 $1,280
13122 Syracuse, NY $710 $800 $990 $1,220 $1,420
13126 Syracuse, NY $640 $720 $890 $1,100 $1,280
13131 Syracuse, NY $680 $770 $950 $1,180 $1,370
13132 Syracuse, NY $690 $780 $960 $1,190 $1,380
13134 Syracuse, NY $670 $750 $920 $1,150 $1,320
13135 Syracuse, NY $630 $700 $870 $1,080 $1,250
13137 Syracuse, NY $700 $790 $980 $1,220 $1,410
13138 Syracuse, NY $700 $790 $980 $1,220 $1,410
13141 Syracuse, NY $700 $780 $970 $1,200 $1,400
13142 Syracuse, NY $640 $720 $890 $1,100 $1,280
13144 Syracuse, NY $610 $690 $850 $1,050 $1,220
13145 Syracuse, NY $660 $740 $950 $1,260 $1,450
13152 Syracuse, NY $850 $950 $1,180 $1,460 $1,700
13153 Syracuse, NY $650 $740 $910 $1,130 $1,310
13156 Syracuse, NY $630 $730 $910 $1,130 $1,230
13158 Syracuse, NY $620 $700 $860 $1,070 $1,240
13159 Syracuse, NY $750 $850 $1,050 $1,300 $1,510
13163 Syracuse, NY $670 $750 $930 $1,150 $1,330
13164 Syracuse, NY $620 $700 $860 $1,070 $1,240
13166 Syracuse, NY $680 $770 $950 $1,180 $1,370
13167 Syracuse, NY $730 $820 $1,020 $1,260 $1,470
13201 Syracuse, NY $700 $790 $980 $1,220 $1,410
13202 Syracuse, NY $820 $920 $1,140 $1,410 $1,640
13203 Syracuse, NY $680 $760 $940 $1,170 $1,350
13204 Syracuse, NY $640 $720 $890 $1,100 $1,280
13205 Syracuse, NY $630 $700 $870 $1,080 $1,250
13206 Syracuse, NY $650 $730 $900 $1,120 $1,290
13207 Syracuse, NY $710 $800 $990 $1,230 $1,420
13208 Syracuse, NY $630 $710 $880 $1,090 $1,270
13209 Syracuse, NY $660 $740 $920 $1,140 $1,320
13210 Syracuse, NY $720 $810 $1,000 $1,240 $1,440
13211 Syracuse, NY $770 $860 $1,070 $1,330 $1,540
13212 Syracuse, NY $710 $800 $990 $1,230 $1,420
13214 Syracuse, NY $680 $770 $950 $1,180 $1,370
13215 Syracuse, NY $780 $880 $1,090 $1,350 $1,570
13217 Syracuse, NY $700 $790 $980 $1,220 $1,410
13218 Syracuse, NY $700 $790 $980 $1,220 $1,410
13219 Syracuse, NY $750 $850 $1,050 $1,300 $1,510
13220 Syracuse, NY $700 $790 $980 $1,220 $1,410
13224 Syracuse, NY $700 $780 $970 $1,200 $1,400
13225 Syracuse, NY $700 $790 $980 $1,220 $1,410
13235 Syracuse, NY $700 $790 $980 $1,220 $1,410
13244 Syracuse, NY $700 $790 $980 $1,220 $1,410
13261 Syracuse, NY $700 $790 $980 $1,220 $1,410
13290 Syracuse, NY $700 $790 $980 $1,220 $1,410
13302 Syracuse, NY $730 $820 $1,020 $1,260 $1,470
13310 Syracuse, NY $690 $770 $960 $1,190 $1,370
13314 Syracuse, NY $630 $690 $860 $1,060 $1,230
13316 Syracuse, NY $640 $660 $820 $1,020 $1,180
13332 Syracuse, NY $680 $760 $940 $1,170 $1,350
13334 Syracuse, NY $690 $780 $960 $1,190 $1,380
13346 Syracuse, NY $780 $870 $1,080 $1,340 $1,550
13355 Syracuse, NY $630 $710 $880 $1,090 $1,270
13364 Syracuse, NY $620 $670 $840 $1,040 $1,200
13402 Syracuse, NY $650 $730 $900 $1,120 $1,290
13408 Syracuse, NY $650 $730 $900 $1,120 $1,290
13409 Syracuse, NY $660 $740 $920 $1,140 $1,320
13418 Syracuse, NY $630 $680 $850 $1,060 $1,230
13421 Syracuse, NY $630 $690 $860 $1,060 $1,230
13425 Syracuse, NY $660 $660 $840 $1,040 $1,210
13426 Syracuse, NY $640 $720 $890 $1,100 $1,280
13437 Syracuse, NY $590 $660 $820 $1,020 $1,180
13460 Syracuse, NY $590 $660 $820 $1,020 $1,180
13464 Syracuse, NY $650 $740 $910 $1,130 $1,310
13480 Syracuse, NY $620 $660 $820 $1,020 $1,180
13483 Syracuse, NY $960 $970 $1,230 $1,520 $1,760
13484 Syracuse, NY $650 $730 $900 $1,120 $1,290
13485 Syracuse, NY $630 $700 $870 $1,080 $1,250
13491 Syracuse, NY $600 $660 $820 $1,020 $1,180
13493 Syracuse, NY $620 $700 $860 $1,070 $1,240
13661 Syracuse, NY $660 $750 $990 $1,330 $1,560

2022 Average & Median Rent Data Statistics
SYRACUSE, NY average 1BR rent: $774, median: $760
SYRACUSE, NY average 2BR rent: $960, median: $950
SYRACUSE, NY average 3BR rent: $1,193, median: $1,180

SYRACUSE, NY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 7,716 $1,592,220,000 $206,353
Refi 4,917 $870,695,000 $177,079
Cash Out Refi 2,937 $465,055,000 $158,344
Home Improvement 1,676 $134,180,000 $80,060
Other 843 $74,545,000 $88,428

Syracuse's most frequently cited loan purpose was Home Purchase, with 7,716 originations. The 2nd most popular reason was Refi, with 4,917 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 6,526 $1,070,660,000 $164,061
3-4% 6,042 $1,129,610,000 $186,960
<2.5% 2,959 $481,815,000 $162,830
4-5% 980 $122,180,000 $124,673
5-6% 260 $20,420,000 $78,538
6-7% 168 $8,600,000 $51,190
Over 8% 114 $6,520,000 $57,193
7-8% 71 $3,865,000 $54,437

During 2021, Syracuse's most frequently originated rate bucket was 2.5-3%, with 6,526 originations.

Loan Sizing (SYRACUSE, NY MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 8,571 $1,225,905,000 $143,029
$100,000 or less 5,529 $340,135,000 $61,518
$200k-400k 3,495 $914,945,000 $261,787
$400k-600k 366 $171,760,000 $469,290
$Over $1MM 65 $438,195,000 $6,741,462
$600k-1000k 63 $45,755,000 $726,270

SYRACUSE's loan sizing saw the bucket of loans from $100k-200k with 8,571 originations, totaling $1,225,905,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 6,572 $1,206,340,000 $183,558
60-80% 5,444 $1,171,590,000 $215,208
40-60% 2,212 $321,740,000 $145,452
20-40% 1,760 $124,910,000 $70,972
Under 20% 1,092 $39,550,000 $36,218
Over 100% 127 $30,955,000 $243,740

SYRACUSE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 6,572 originations, totaling $1,206,340,000 in origination value.