SYRACUSE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Syracuse averaged 6.4% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2024-12-05) was 6.29% and one month ago for the week of 2024-11-07, the average rate was 6.59%.

Syracuse's average rate one year ago was 6.53%.

For refis of the same type during the week of 2024-12-12, the average rate was 6.66%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-12-12 6.6%
Syracuse 30 Year Fixed Rate 2024-12-12 6.4%
Syracuse 30 Year Fixed Rate Refi 2024-12-12 6.66%
Syracuse 15 Year Fixed Rate 2024-12-12 6.19%
Syracuse 15 Year Fixed Rate Refi 2024-12-12 6.7%
Syracuse 30 Year FHA 2024-12-12 6.14%
Syracuse 30 Year FHA Refi 2024-12-12 6.48%
Syracuse 30 Year USDA 2024-12-12 6.5%
Syracuse 30 Year USDA Refi 2024-12-12 6.3%
Syracuse 30 Year VA 2024-12-12 6.4%
Syracuse 30 Year VA Refi 2024-12-12 5.98%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SYRACUSE, NY.

SYRACUSE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SYRACUSE, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
SEFCU SERVICES, LLC 368 5.37% $3,749
Empower Federal Credit Union 366 6.51% $3,443
PARAGON HOME LOANS INC. 221 6.67% $5,348
Genesee Regional Bank 206 6.86% $4,685
MOVEMENT MORTGAGE, LLC 187 6.92% $5,596
Community Bank 176 6.91% $587
QUICKEN LOANS, LLC 164 7.07% $6,555
HOMESTEAD FUNDING CORP. 153 6.61% $4,006
HUNT MORTGAGE CORPORATION 149 6.78% $7,457
Geddes Federal Savings and Loan Association 144 6.08% $4,269
1ST PRIORITY MORTGAGE, INC. 96 6.68% $4,685
KeyBank 87 6.72% $4,121
PRIMELENDING, A PLAINSCAPITAL COMPANY 80 6.65% $6,296
NBT Bank 75 6.12% $3,902
AMERICU Credit Union 65 5.76% $4,559
M&T Bank 63 6.91% $5,343
Premium Mortgage Corporation 57 6.49% $5,477
JPMorgan Chase Bank 55 6.96% $3,968
Pathfinder Bank 50 6.83% $3,118
PLAZA HOME MORTGAGE, INC. 48 6.72% $8,351
UNITED WHOLESALE MORTGAGE, LLC 46 6.39% $7,194
Wells Fargo Bank 39 6.81% $5,279
SECNY Federal Credit Union 37 6.20% $3,375
Bank of America 33 6.29% $4,721
Citizens Bank 30 6.66% $4,580
The Lyons National Bank 28 6.61% $4,487
Tompkins Trust Company 24 6.14% $3,293
NAVY FEDERAL CREDIT UNION 23 6.48% $4,290
Farm Credit East, ACA 20 7.25% $6,196
TD Bank 17 6.10% $5,537
CFCU Community Credit Union 16 5.98% $510
Mr. Cooper ( Nationstar Mortgage ) 15 6.90% $8,422
CROSSCOUNTRY MORTGAGE, LLC 13 6.99% $5,682
PENNYMAC LOAN SERVICES, LLC 13 6.62% $6,981
THE SUMMIT Federal Credit Union 11 6.78% $2,922
VISIONS 10 6.70% $3,383
Adirondack Bank 10 5.95% $3,048
NORTHERN CREDIT UNION 9 6.32% $4,231
ROYAL UNITED MORTGAGE LLC 9 7.22% $6,051
U.S. Bank 9 6.72% $5,498
Metro City Bank 8 7.08% $7,417
NEWREZ LLC 8 6.61% $6,703
OSWEGO COUNTY 8 6.42% $3,818
LOANDEPOT.COM, LLC 7 7.03% $6,686
RELIANCE FIRST CAPITAL, LLC 7 7.21% $8,019
FIRST SOURCE 7 6.04% $3,795
HOME TOWN FUNDING, INC. 7 6.80% $3,518
ARC HOME LLC 7 6.73% $5,738
First Savings Bank 6 6.90% $6,189
Morgan Stanley Private Bank 6 6.33% $5,229
Ally Bank 6 6.48% $5,767
Berkshire Bank 6 6.19% $4,322
BETTER MORTGAGE CORPORATION 5 6.75% $3,311
21ST MORTGAGE CORPORATION 4 8.19% $6,301
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION 4 6.06% $4,377
Citibank 4 6.50% $6,641
PNC Bank 4 6.91% $6,354
CLIFFCO, INC. 4 6.84% $6,241
Discover Bank 4 7.12% $0
USAA Federal Savings Bank 3 6.71% $5,956
Chemung Canal Trust Company 3 7.13% $3,599
GUIDANCE RESIDENTIAL, LLC 3 7.13% $6,675
GPO Federal Credit Union 3 6.21% $3,251
Mortgage Research Center, LLC 3 6.75% $4,960
Bethpage Federal Credit Union 2 6.63% $4,041
Cathay Bank 2 6.88% $5,884
CORNING 2 6.44% $3,197
Evolve Bank & Trust 2 6.88% $8,977
FIRST HERITAGE FEDERAL CREDIT UNION 2 6.38% $3,762
FIRST NEW YORK 2 6.19% $4,241
Five Star Bank 2 5.88% $4,017
GUARANTEED RATE AFFINITY, LLC 2 6.46% $2,842
Leader Bank 2 6.37% $6,525
NBKC BANK 2 7.31% $3,302
PREMIA MORTGAGE, LLC 2 6.56% $1,952
Quontic Bank 2 10.00% $11,783
RELIANT COMMUNITY FEDERAL CREDIT UNION 2 6.00% $3,075
Stifel Bank and Trust 2 5.81% $3,541
TOGETHER CREDIT UNION 2 6.63% $4,005
Mabrey Bank 1 7.64% $5,606
HARTFORD FUNDING, LTD. 1 8.50% $11,183
GUARANTEED RATE, INC. 1 6.99% $2,848
Northwest Bank 1 7.00% $5,672
NP, Inc. 1 10.50% $1,465
FREEDOM MORTGAGE CORPORATION 1 6.88% $11,015
First United Bank 1 6.50% $4,313
First National Bank of Pennsylvania 1 6.50% $5,088
First Horizon Bank 1 5.13% $6,443
PENTAGON FEDERAL CREDIT UNION 1 6.25% $6,481
Pinnacle Bank 1 5.88% $6,628
Plains Commerce Bank 1 6.88% $7,008
FirstBank 1 7.63% $7,292
Fifth Third Bank 1 7.63% $5,078
ALLIED MORTGAGE GROUP, INC. 1 7.00% $10,831
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.63% $4,930
EMBRACE HOME LOANS, INC. 1 6.63% $6,134
CONTOUR MORTGAGE CORPORATION 1 7.50% $7,940
VAN DYK MORTGAGE CORPORATION 1 7.88% $6,613
RBC Bank, (Georgia) 1 6.13% $2,561
CNB Bank 1 5.63% $4,805
A&D Mortgage LLC 1 6.38% $8,169
RESIDENTIAL HOME FUNDING CORP. 1 6.63% $6,140
CMG MORTGAGE, INC. 1 7.25% $4,565
CARDINAL FINANCIAL 1 7.38% $5,986
BRIDGEVIEW MORTGAGE CORP. 1 6.88% $6,572
Service Federal Credit Union 1 6.88% $4,040
Sierra Pacific Mortgage Company, Inc. 1 6.50% $7,282
ABSOLUTE HOME MORTGAGE CORPORATION 1 8.13% $3,694
SUNMARK FEDERAL CREDIT UNION 1 6.13% $4,038
BOND STREET MORTGAGE, LLC 1 8.63% $5,300
The Federal Savings Bank 1 6.50% $8,672
BNY Mellon 1 5.13% $5,417
Baxter Credit Union 1 6.25% $4,068
Wilmington Savings Fund Society, FSB 1 7.00% $4,272
Bank of England 1 6.75% $5,457
TOTAL MORTGAGE SERVICES, LLC 1 6.63% $8,668
UBS Bank USA 1 5.75% $5,702
UIF CORPORATION 1 6.00% $7,463
UNITED NORTHERN MORTGAGE BANKERS LIMITED 1 7.38% $6,183
AMERICAN FINANCING CORPORATION 1 5.99% $5,687
MLD MORTGAGE INC. 1 6.38% $4,162
MID AMERICA MORTGAGE, INC. 1 6.63% $8,265
Municipal Credit Union 1 5.75% $4,060
Nassau Educators Federal Credit Union 1 5.88% $3,105
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 1 6.50% $5,490
AMERICAN FINANCIAL RESOURCES, INC. 1 5.75% $6,417

SYRACUSE Average Closing Costs & Other Stats

SYRACUSE, NY's 126 lenders originated 10,806 loans during 2023. The total origination value was $1,954,320,000, with an average loan value of $180,855.

SYRACUSE's average closing costs are $4,438.

The top SYRACUSE lender as defined by loan originations is SEFCU SERVICES, LLC, with 368 loans originated. Their average total fees are $3,749, which is $307 higher than the next largest lender, Empower Federal Credit Union.

The lowest fee SYRACUSE lenders (with over 10 loans originated) are CFCU Community Credit Union ($510), Community Bank ($587), THE SUMMIT Federal Credit Union ($2,922), Adirondack Bank ($3,048) and Pathfinder Bank ($3,118).

The lowest rate SYRACUSE lenders (with over 10 loans originated) are SEFCU SERVICES, LLC (5.37%), AMERICU Credit Union (5.76%), Adirondack Bank (5.95%), CFCU Community Credit Union (5.98%) and Geddes Federal Savings and Loan Association (6.08%).

SYRACUSE, NY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Empower Federal Credit Union $304,995,000 $250,885,000 -17.7% 12.8%
SEFCU SERVICES, LLC $98,160,000 $96,375,000 -1.8% 4.9%
AMERICU Credit Union $130,340,000 $91,510,000 -29.8% 4.7%
NBT Bank $85,685,000 $85,790,000 0.1% 4.4%
QUICKEN LOANS, LLC $118,270,000 $73,120,000 -38.2% 3.7%
Geddes Federal Savings and Loan Association $90,430,000 $71,745,000 -20.7% 3.7%
PARAGON HOME LOANS INC. $91,810,000 $63,795,000 -30.5% 3.3%
GREYSTONE SERVICING COMPANY LLC $60,445,000 n/a 3.1%
Community Bank $49,780,000 $59,095,000 18.7% 3.0%
MOVEMENT MORTGAGE, LLC $64,655,000 $58,270,000 -9.9% 3.0%
Genesee Regional Bank $57,855,000 $57,040,000 -1.4% 2.9%
Tompkins Trust Company $25,755,000 $56,700,000 120.2% 2.9%
M&T Bank $73,225,000 $50,475,000 -31.1% 2.6%
KeyBank $83,080,000 $49,005,000 -41.0% 2.5%
Solvay Bank $48,610,000 $44,240,000 -9.0% 2.3%
HUNT MORTGAGE CORPORATION $43,585,000 $43,715,000 0.3% 2.2%
HOMESTEAD FUNDING CORP. $50,755,000 $39,800,000 -21.6% 2.0%
Pathfinder Bank $68,120,000 $36,750,000 -46.1% 1.9%
PLAZA HOME MORTGAGE, INC. $48,645,000 $35,695,000 -26.6% 1.8%
Arbor Realty Trust, Inc. $24,050,000 $34,990,000 45.5% 1.8%
Webster Bank $34,005,000 n/a 1.7%
Citizens Bank $37,830,000 $28,160,000 -25.6% 1.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $30,100,000 $26,960,000 -10.4% 1.4%
Fulton Savings Bank $57,785,000 $26,245,000 -54.6% 1.3%
1ST PRIORITY MORTGAGE, INC. $24,810,000 $23,400,000 -5.7% 1.2%
M&T Realty Capital Corporation $16,560,000 $22,105,000 33.5% 1.1%
Mortgage Research Center, LLC $21,435,000 $18,155,000 -15.3% 0.9%
Premium Mortgage Corporation $26,985,000 $17,640,000 -34.6% 0.9%
STATE EMPLOYEES FEDERAL CREDIT UNION $17,110,000 $16,460,000 -3.8% 0.8%
ORIX REAL ESTATE CAPITAL, LLC $15,195,000 n/a 0.8%
Bank of America $19,710,000 $15,185,000 -23.0% 0.8%
NAVY FEDERAL CREDIT UNION $12,735,000 $15,005,000 17.8% 0.8%
UNITED WHOLESALE MORTGAGE, LLC $18,635,000 $14,275,000 -23.4% 0.7%
Wells Fargo Bank $55,940,000 $13,705,000 -75.5% 0.7%
SECNY Federal Credit Union $18,690,000 $13,595,000 -27.3% 0.7%
JPMorgan Chase Bank $29,075,000 $13,175,000 -54.7% 0.7%
Seneca Savings $15,395,000 $12,620,000 -18.0% 0.6%
The Lyons National Bank $15,895,000 $11,525,000 -27.5% 0.6%
NORTHERN CREDIT UNION $8,785,000 $9,205,000 4.8% 0.5%
VISIONS $23,365,000 $9,205,000 -60.6% 0.5%
THE SUMMIT Federal Credit Union $11,140,000 $9,110,000 -18.2% 0.5%
OSWEGO COUNTY $6,130,000 $8,975,000 46.4% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $18,685,000 $8,115,000 -56.6% 0.4%
Berkshire Bank $30,290,000 $7,650,000 -74.7% 0.4%
TD Bank $4,870,000 $7,440,000 52.8% 0.4%
Farm Credit East, ACA $4,410,000 $7,360,000 66.9% 0.4%
Northwest Bank $2,265,000 $7,270,000 221.0% 0.4%
PNC Bank $2,330,000 $6,980,000 199.6% 0.4%
LOANDEPOT.COM, LLC $8,365,000 $6,755,000 -19.2% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $4,395,000 $5,485,000 24.8% 0.3%
Morgan Stanley Private Bank $6,430,000 $5,340,000 -17.0% 0.3%
21ST MORTGAGE CORPORATION $4,345,000 $5,070,000 16.7% 0.3%
CFCU Community Credit Union $5,620,000 $4,935,000 -12.2% 0.3%
LIMA ONE CAPITAL, LLC $645,000 $4,830,000 648.8% 0.2%
PENNYMAC LOAN SERVICES, LLC $750,000 $4,825,000 543.3% 0.2%
U.S. Bank $5,205,000 $4,710,000 -9.5% 0.2%
HOME TOWN FUNDING, INC. $3,315,000 $4,465,000 34.7% 0.2%
USAA Federal Savings Bank $6,725,000 $4,375,000 -34.9% 0.2%
FIRST SOURCE $3,735,000 $3,565,000 -4.6% 0.2%
RELIANCE FIRST CAPITAL, LLC $5,480,000 $3,495,000 -36.2% 0.2%
GPO Federal Credit Union $2,500,000 $3,300,000 32.0% 0.2%
FREEDOM MORTGAGE CORPORATION $5,060,000 $3,105,000 -38.6% 0.2%
Adirondack Bank $1,465,000 $3,045,000 107.8% 0.2%
The Upstate National Bank $3,855,000 $2,880,000 -25.3% 0.1%
NEWREZ LLC $2,460,000 $2,840,000 15.4% 0.1%
Barrington Bank & Trust Company, N.A. $2,490,000 $2,520,000 1.2% 0.1%
TRIAD FINANCIAL SERVICES, INC. $1,450,000 $2,425,000 67.2% 0.1%
Carrington Mortgage Services, LLC $4,625,000 $2,320,000 -49.8% 0.1%
First Savings Bank $340,000 $2,230,000 555.9% 0.1%
Discover Bank $1,890,000 $2,125,000 12.4% 0.1%
Citibank $1,095,000 $2,080,000 90.0% 0.1%
ROYAL UNITED MORTGAGE LLC $2,255,000 $1,975,000 -12.4% 0.1%
Metro City Bank $1,505,000 $1,890,000 25.6% 0.1%
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION $585,000 $1,790,000 206.0% 0.1%
LENDINGHOME FUNDING CORPORATION $745,000 $1,780,000 138.9% 0.1%
Savannah Bank $1,665,000 n/a 0.1%
ACCESS Federal Credit Union $585,000 $1,470,000 151.3% 0.1%
Five Star Bank $14,425,000 $1,460,000 -89.9% 0.1%
CARDINAL FINANCIAL $2,005,000 $1,450,000 -27.7% 0.1%
Chemung Canal Trust Company $2,600,000 $1,400,000 -46.2% 0.1%
The Federal Savings Bank $1,520,000 $1,400,000 -7.9% 0.1%
The Canandaigua National Bank and Trust Company $2,960,000 $1,330,000 -55.1% 0.1%
COREVEST AMERICAN FINANCE LENDER LLC $1,325,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $1,250,000 n/a 0.1%
ARC HOME LLC $505,000 $1,205,000 138.6% 0.1%
GUIDANCE RESIDENTIAL, LLC $840,000 $1,190,000 41.7% 0.1%
UBS Bank USA $205,000 $1,090,000 431.7% 0.1%
Ukrainian Federal Credit Union $2,090,000 $1,045,000 -50.0% 0.1%
AMERICAN FINANCING CORPORATION $4,795,000 $1,040,000 -78.3% 0.1%
Evolve Bank & Trust $2,680,000 $990,000 -63.1% 0.1%
Ally Bank $950,000 n/a 0.0%
Bethpage Federal Credit Union $1,525,000 $940,000 -38.4% 0.0%
Stifel Bank and Trust $2,210,000 $930,000 -57.9% 0.0%
Wayne Bank $345,000 $930,000 169.6% 0.0%
Plains Commerce Bank $915,000 n/a 0.0%
Quontic Bank $1,340,000 $895,000 -33.2% 0.0%
BETTER MORTGAGE CORPORATION $1,140,000 $890,000 -21.9% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $570,000 $875,000 53.5% 0.0%
CORNING $915,000 $825,000 -9.8% 0.0%
Carthage Federal Savings and Loan Association $310,000 $815,000 162.9% 0.0%
LENDINGONE, LLC $1,680,000 $810,000 -51.8% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $400,000 $805,000 101.3% 0.0%
GUARANTEED RATE, INC. $4,650,000 $795,000 -82.9% 0.0%
CLIFFCO, INC. $785,000 n/a 0.0%
Generations Bank $145,000 $760,000 424.1% 0.0%
PREMIA MORTGAGE, LLC $245,000 $740,000 202.0% 0.0%
Baxter Credit Union $530,000 $720,000 35.8% 0.0%
CONTOUR MORTGAGE CORPORATION $360,000 $720,000 100.0% 0.0%
FINANCE OF AMERICA REVERSE LLC $580,000 $710,000 22.4% 0.0%
FIRST NEW YORK $670,000 n/a 0.0%
UIF CORPORATION $185,000 $655,000 254.1% 0.0%
First National Bank of Dryden $645,000 n/a 0.0%
Cathay Bank $640,000 n/a 0.0%
A&D Mortgage LLC $525,000 $635,000 21.0% 0.0%
First Horizon Bank $615,000 n/a 0.0%
NBKC BANK $580,000 $610,000 5.2% 0.0%
SILVER HILL FUNDING, LLC $315,000 $605,000 92.1% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $600,000 n/a 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,725,000 $570,000 -67.0% 0.0%
PENTAGON FEDERAL CREDIT UNION $1,370,000 $560,000 -59.1% 0.0%
Leader Bank $410,000 $550,000 34.1% 0.0%
BNY Mellon $545,000 n/a 0.0%
FAMILY FIRST OF NY $595,000 $545,000 -8.4% 0.0%
CONSTRUCTIVE LOANS, LLC $205,000 $530,000 158.5% 0.0%
TOTAL MORTGAGE SERVICES, LLC $510,000 $525,000 2.9% 0.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,250,000 $505,000 -77.6% 0.0%
GUARANTEED RATE AFFINITY, LLC $1,010,000 $500,000 -50.5% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $650,000 $445,000 -31.5% 0.0%
Bank of England $720,000 $435,000 -39.6% 0.0%
RELIANT COMMUNITY FEDERAL CREDIT UNION $355,000 $435,000 22.5% 0.0%
Wilmington Savings Fund Society, FSB $415,000 n/a 0.0%
First IC Corporation $390,000 n/a 0.0%
Tioga State Bank $1,250,000 $365,000 -70.8% 0.0%
MORTGAGE ACCESS CORP. $710,000 $345,000 -51.4% 0.0%
NP, Inc. $125,000 $345,000 176.0% 0.0%
VAN DYK MORTGAGE CORPORATION $345,000 n/a 0.0%
CNB Bank $335,000 n/a 0.0%
First United Bank $335,000 n/a 0.0%
FIRST HERITAGE FEDERAL CREDIT UNION $330,000 n/a 0.0%
Logan Finance Corporation $330,000 n/a 0.0%
TOGETHER CREDIT UNION $805,000 $330,000 -59.0% 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $325,000 n/a 0.0%
Axos Bank $245,000 $320,000 30.6% 0.0%
Hoyne Savings Bank $315,000 n/a 0.0%
Colonial Savings, F.A. $605,000 $305,000 -49.6% 0.0%
Flagstar Bank, FSB $7,235,000 $305,000 -95.8% 0.0%
Mabrey Bank $295,000 n/a 0.0%
ALLIED MORTGAGE GROUP, INC. $310,000 $285,000 -8.1% 0.0%
Nassau Educators Federal Credit Union $280,000 n/a 0.0%
First National Bank of Pennsylvania $275,000 n/a 0.0%
NJ LENDERS CORP. $290,000 $275,000 -5.2% 0.0%
Municipal Credit Union $265,000 n/a 0.0%
AMWEST FUNDING CORP. $260,000 n/a 0.0%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $135,000 $255,000 88.9% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $245,000 n/a 0.0%
BOND STREET MORTGAGE, LLC $190,000 $235,000 23.7% 0.0%
HARTFORD FUNDING, LTD. $165,000 $225,000 36.4% 0.0%
The National Bank of Coxsackie $350,000 $215,000 -38.6% 0.0%
DOMINION FINANCIAL SERVICES, LLC $185,000 $205,000 10.8% 0.0%
Service Federal Credit Union $205,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $205,000 n/a 0.0%
SUNMARK FEDERAL CREDIT UNION $270,000 $185,000 -31.5% 0.0%
American Airlines Federal Credit Union $390,000 $180,000 -53.8% 0.0%
Equity Prime Mortgage LLC $180,000 n/a 0.0%
BRIDGEVIEW MORTGAGE CORP. $175,000 n/a 0.0%
FirstBank $410,000 $175,000 -57.3% 0.0%
Truist $330,000 $170,000 -48.5% 0.0%
Pinnacle Bank $165,000 n/a 0.0%
Centier Bank $25,000 $160,000 540.0% 0.0%
HUDSON VALLEY CREDIT UNION $655,000 $155,000 -76.3% 0.0%
Ponce Bank $155,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $145,000 n/a 0.0%
MLD MORTGAGE INC. $295,000 $145,000 -50.8% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $965,000 $145,000 -85.0% 0.0%
RBC Bank, (Georgia) $320,000 $145,000 -54.7% 0.0%
AMERICAN HERITAGE LENDING, INC. $135,000 n/a 0.0%
CMG MORTGAGE, INC. $135,000 n/a 0.0%
Peoples State Bank of Plainview $135,000 n/a 0.0%
State Department Federal Credit Union $130,000 n/a 0.0%
BOKF $125,000 $125,000 0.0% 0.0%
Fifth Third Bank $65,000 $125,000 92.3% 0.0%
RESIDENTIAL HOME FUNDING CORP. $345,000 $125,000 -63.8% 0.0%
UTILITIES EMPLOYEES CREDIT UNION $220,000 $115,000 -47.7% 0.0%
MidFirst Bank $110,000 $110,000 0.0% 0.0%
EMBRACE HOME LOANS, INC. $1,545,000 $85,000 -94.5% 0.0%
QUORUM FEDERAL CREDIT UNION $85,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $330,000 $75,000 -77.3% 0.0%
Third Federal Savings and Loan Association of Cleveland $150,000 $65,000 -56.7% 0.0%
GHS Federal Credit Union $55,000 n/a 0.0%
BayCoast Bank $70,000 $35,000 -50.0% 0.0%
GREENWOOD $35,000 n/a 0.0%
United Community Bank $15,000 n/a 0.0%

SYRACUSE's top lender by overall market share is Empower Federal Credit Union, with 12.8% market share. In second place, with 4.9%, is SEFCU SERVICES, LLC, having originated $96,375,000 in loans. In third place, with 4.7%, is AMERICU Credit Union, having originated $91,510,000 in loans. In fourth place, with 4.4%, is NBT Bank, having originated $85,790,000 in loans. In fifth place, with 3.7%, is QUICKEN LOANS, LLC, having originated $73,120,000 in loans.


SYRACUSE Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - SYRACUSE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $148,950 (5.5%) $200,081 (-0.9%) 0.55 1,810
2018-02-01 $155,125 (6.4%) $207,401 (3.6%) 0.56 1,689
2018-03-01 $163,400 (7.2%) $215,644 (3.4%) 0.57 1,672
2018-04-01 $169,950 (3.0%) $225,201 (3.3%) 0.58 1,664
2018-05-01 $174,900 (6.0%) $227,983 (3.8%) 0.58 1,740
2018-06-01 $175,000 (5.1%) $237,118 (5.6%) 0.58 1,920
2018-07-01 $179,700 (9.0%) $242,082 (10.8%) 0.60 2,033
2018-08-01 $179,900 (9.1%) $240,878 (10.7%) 0.60 2,087
2018-09-01 $175,000 (9.4%) $236,349 (12.1%) 0.59 2,061
2018-10-01 $174,950 (9.7%) $235,491 (12.8%) 0.59 2,057
2018-11-01 $169,950 (9.7%) $235,310 (13.3%) 0.58 1,923
2018-12-01 $169,900 (13.3%) $238,105 (16.6%) 0.59 1,721
2019-01-01 $167,450 (12.4%) $239,692 (19.8%) 0.58 1,493
2019-02-01 $173,700 (12.0%) $235,187 (13.4%) 0.59 1,454
2019-03-01 $185,614 (13.6%) $247,073 (14.6%) 0.61 1,445
2019-04-01 $199,900 (17.6%) $264,669 (17.5%) 0.63 1,436
2019-05-01 $199,900 (14.3%) $268,203 (17.6%) 0.62 1,479
2019-06-01 $199,900 (14.2%) $269,571 (13.7%) 0.62 1,617
2019-07-01 $199,900 (11.2%) $273,663 (13.1%) 0.63 1,726
2019-08-01 $192,845 (7.2%) $262,388 (8.9%) 0.61 1,773
2019-09-01 $185,564 (6.0%) $254,620 (7.7%) 0.59 1,798
2019-10-01 $179,900 (2.8%) $248,245 (5.4%) 0.58 1,818
2019-11-01 $176,900 (4.1%) $249,928 (6.2%) 0.58 1,687
2019-12-01 $171,250 (0.8%) $252,807 (6.2%) 0.57 1,534
2020-01-01 $166,880 (-0.3%) $251,098 (4.8%) 0.56 1,362
2020-02-01 $176,900 (1.8%) $261,561 (11.2%) 0.58 1,267
2020-03-01 $184,925 (-0.4%) $270,996 (9.7%) 0.58 1,167
2020-04-01 $189,950 (-5.0%) $279,534 (5.6%) 0.60 1,091
2020-05-01 $196,000 (-2.0%) $285,174 (6.3%) 0.60 1,020
2020-06-01 $199,500 (-0.2%) $302,872 (12.4%) 0.59 1,073
2020-07-01 $199,950 (0.0%) $316,797 (15.8%) 0.58 1,007
2020-08-01 $199,900 (3.7%) $305,883 (16.6%) 0.57 1,008
2020-09-01 $199,225 (7.4%) $308,869 (21.3%) 0.57 1,015
2020-10-01 $189,900 (5.6%) $293,688 (18.3%) 0.54 1,019
2020-11-01 $189,225 (7.0%) $296,132 (18.5%) 0.55 918
2020-12-01 $186,450 (8.9%) $302,794 (19.8%) 0.55 852
2021-01-01 $179,900 (7.8%) $304,095 (21.1%) 0.54 712
2021-02-01 $196,450 (11.1%) $325,994 (24.6%) 0.57 595
2021-03-01 $203,150 (9.9%) $335,491 (23.8%) 0.58 588
2021-04-01 $219,450 (15.5%) $344,870 (23.4%) 0.59 619
2021-05-01 $219,900 (12.2%) $353,925 (24.1%) 0.58 674
2021-06-01 $222,400 (11.5%) $353,994 (16.9%) 0.59 786
2021-07-01 $219,900 (10.0%) $350,205 (10.6%) 0.58 881
2021-08-01 $194,900 (-2.5%) $316,297 (3.4%) 0.52 946
2021-09-01 $188,950 (-5.2%) $315,999 (2.3%) 0.50 911
2021-10-01 $189,900 (0.0%) $310,386 (5.7%) 0.51 908
2021-11-01 $181,450 (-4.1%) $307,639 (3.9%) 0.49 778
2021-12-01 $179,900 (-3.5%) $317,800 (5.0%) 0.49 647
2022-01-01 $189,200 (5.2%) $320,760 (5.5%) 0.51 561
2022-02-01 $185,425 (-5.6%) $339,731 (4.2%) 0.48 515
2022-03-01 $195,850 (-3.6%) $342,021 (2.0%) 0.49 516
2022-04-01 $199,900 (-8.9%) $337,195 (-2.2%) 0.48 524
2022-05-01 $217,450 (-1.1%) $332,369 (-6.1%) 0.50 601
2022-06-01 $229,950 (3.4%) $352,645 (-0.4%) 0.51 695
2022-07-01 $234,900 (6.8%) $362,740 (3.6%) 0.53 774
2022-08-01 $224,500 (15.2%) $353,837 (11.9%) 0.52 780
2022-09-01 $219,900 (16.4%) $343,943 (8.8%) 0.51 783
2022-10-01 $215,000 (13.2%) $338,092 (8.9%) 0.51 796
2022-11-01 $211,225 (16.4%) $345,242 (12.2%) 0.51 737
2022-12-01 $209,250 (16.3%) $360,076 (13.3%) 0.52 637
2023-01-01 $205,000 (8.4%) $361,588 (12.7%) 0.51 537
2023-02-01 $226,610 (22.2%) $366,748 (8.0%) 0.55 513
2023-03-01 $234,900 (19.9%) $359,347 (5.1%) 0.55 516
2023-04-01 $242,900 (21.5%) $369,479 (9.6%) 0.56 531
2023-05-01 $229,400 (5.5%) $366,545 (10.3%) 0.52 543
2023-06-01 $267,400 (16.3%) $390,796 (10.8%) 0.60 576
2023-07-01 $260,000 (10.7%) $395,590 (9.1%) 0.59 602
2023-08-01 $262,400 (16.9%) $387,396 (9.5%) 0.60 651
2023-09-01 $256,250 (16.5%) $379,921 (10.5%) 0.60 680
2023-10-01 $259,450 (20.7%) $377,457 (11.6%) 0.61 696
2023-11-01 $242,900 (15.0%) $366,953 (6.3%) 0.58 687
2023-12-01 $249,900 (19.4%) $366,179 (1.7%) 0.61 628
2024-01-01 $256,950 (25.3%) $382,461 (5.8%) 0.63 576
2024-02-01 $252,450 (11.4%) $382,569 (4.3%) 0.61 519
2024-03-01 $274,900 (17.0%) $397,432 (10.6%) 0.65 516
2024-04-01 $272,500 (12.2%) $381,724 (3.3%) 0.63 514
2024-05-01 $317,450 (38.4%) $421,633 (15.0%) 0.72 558
2024-06-01 $344,500 (28.8%) $443,770 (13.6%) 0.77 574
2024-07-01 $344,900 (32.7%) $779,696 (97.1%) 0.79 682
2024-08-01 $325,000 (23.9%) $721,798 (86.3%) 0.76 746
2024-09-01 $299,675 (17.0%) $645,032 (69.8%) 0.71 877
2024-10-01 $297,000 (14.5%) $624,560 (65.5%) 0.70 872
2024-11-01 $285,000 (17.3%) $611,772 (66.7%) 0.68 864
SYRACUSE's median listing price for 2024-11-01 was $285,000, a difference of $42,100 (17.3%) versus the prior year and $-12,000 versus the prior month.

SYRACUSE's median listing price comes in at 68% of the national average.

SYRACUSE's average listing price for 2024-11-01 was $611,772, a difference of $244,819 (66.7%) versus the prior year and $-12,788 versus the prior month.

For the 2024-11-01 period, SYRACUSE had 864 MLS listings, a difference of -8 listings (-1%) versus the prior month and 177 listings (26%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SYRACUSE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 89 days 1,678 sqft
2018-02-01 94 days 1,693 sqft
2018-03-01 73 days 1,719 sqft
2018-04-01 58 days 1,735 sqft
2018-05-01 50 days 1,767 sqft
2018-06-01 46 days 1,776 sqft
2018-07-01 49 days 1,787 sqft
2018-08-01 57 days 1,784 sqft
2018-09-01 64 days 1,764 sqft
2018-10-01 69 days 1,769 sqft
2018-11-01 73 days 1,766 sqft
2018-12-01 85 days 1,753 sqft
2019-01-01 91 days 1,754 sqft
2019-02-01 79 days 1,757 sqft
2019-03-01 63 days 1,784 sqft
2019-04-01 52 days 1,816 sqft
2019-05-01 51 days 1,800 sqft
2019-06-01 45 days 1,800 sqft
2019-07-01 48 days 1,799 sqft
2019-08-01 53 days 1,780 sqft
2019-09-01 61 days 1,773 sqft
2019-10-01 67 days 1,766 sqft
2019-11-01 71 days 1,758 sqft
2019-12-01 83 days 1,748 sqft
2020-01-01 97 days 1,727 sqft
2020-02-01 100 days 1,749 sqft
2020-03-01 87 days 1,773 sqft
2020-04-01 88 days 1,786 sqft
2020-05-01 96 days 1,799 sqft
2020-06-01 68 days 1,810 sqft
2020-07-01 54 days 1,805 sqft
2020-08-01 59 days 1,795 sqft
2020-09-01 59 days 1,790 sqft
2020-10-01 55 days 1,780 sqft
2020-11-01 66 days 1,768 sqft
2020-12-01 76 days 1,758 sqft
2021-01-01 80 days 1,717 sqft
2021-02-01 79 days 1,761 sqft
2021-03-01 58 days 1,758 sqft
2021-04-01 42 days 1,752 sqft
2021-05-01 42 days 1,776 sqft
2021-06-01 40 days 1,789 sqft
2021-07-01 43 days 1,738 sqft
2021-08-01 48 days 1,701 sqft
2021-09-01 51 days 1,679 sqft
2021-10-01 57 days 1,680 sqft
2021-11-01 67 days 1,639 sqft
2021-12-01 74 days 1,633 sqft
2022-01-01 77 days 1,645 sqft
2022-02-01 75 days 1,640 sqft
2022-03-01 63 days 1,643 sqft
2022-04-01 51 days 1,651 sqft
2022-05-01 38 days 1,686 sqft
2022-06-01 35 days 1,719 sqft
2022-07-01 43 days 1,729 sqft
2022-08-01 49 days 1,731 sqft
2022-09-01 56 days 1,705 sqft
2022-10-01 58 days 1,664 sqft
2022-11-01 61 days 1,645 sqft
2022-12-01 72 days 1,630 sqft
2023-01-01 84 days 1,616 sqft
2023-02-01 83 days 1,652 sqft
2023-03-01 64 days 1,655 sqft
2023-04-01 54 days 1,667 sqft
2023-05-01 54 days 1,613 sqft
2023-06-01 49 days 1,700 sqft
2023-07-01 50 days 1,715 sqft
2023-08-01 52 days 1,693 sqft
2023-09-01 54 days 1,700 sqft
2023-10-01 57 days 1,700 sqft
2023-11-01 54 days 1,663 sqft
2023-12-01 61 days 1,619 sqft
2024-01-01 73 days 1,623 sqft
2024-02-01 79 days 1,604 sqft
2024-03-01 61 days 1,631 sqft
2024-04-01 55 days 1,639 sqft
2024-05-01 37 days 1,657 sqft
2024-06-01 30 days 1,732 sqft
2024-07-01 36 days 1,709 sqft
2024-08-01 46 days 1,692 sqft
2024-09-01 47 days 1,683 sqft
2024-10-01 54 days 1,657 sqft
2024-11-01 62 days 1,617 sqft
SYRACUSE's median listing age (time on market) for 2024-11-01 was 62 days. This is 15% longer than the same period one year ago.

SYRACUSE's median square footage for active listings during the 2024-11-01 period was 1,617 sqft. One year prior, the average listing was 1,663 sqft.

SYRACUSE, NY Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
13020 Syracuse, NY MSA $860 $970 $1,190 $1,470 $1,700
13021 Syracuse, NY MSA $740 $820 $1,020 $1,260 $1,450
13027 Syracuse, NY MSA $870 $980 $1,210 $1,490 $1,720
13028 Syracuse, NY MSA $760 $820 $1,020 $1,250 $1,460
13029 Syracuse, NY MSA $850 $950 $1,180 $1,450 $1,680
13030 Syracuse, NY MSA $690 $780 $960 $1,180 $1,370
13031 Syracuse, NY MSA $870 $980 $1,210 $1,490 $1,720
13032 Syracuse, NY MSA $770 $870 $1,070 $1,320 $1,520
13033 Syracuse, NY MSA $790 $880 $1,090 $1,350 $1,560
13035 Syracuse, NY MSA $910 $1,020 $1,260 $1,550 $1,790
13036 Syracuse, NY MSA $770 $870 $1,070 $1,320 $1,520
13037 Syracuse, NY MSA $740 $820 $1,020 $1,260 $1,450
13039 Syracuse, NY MSA $850 $950 $1,180 $1,450 $1,680
13041 Syracuse, NY MSA $1,110 $1,250 $1,540 $1,900 $2,190
13042 Syracuse, NY MSA $1,030 $1,100 $1,370 $1,680 $1,960
13043 Syracuse, NY MSA $740 $830 $1,030 $1,270 $1,470
13044 Syracuse, NY MSA $640 $710 $880 $1,080 $1,260
13051 Syracuse, NY MSA $840 $940 $1,160 $1,430 $1,650
13052 Syracuse, NY MSA $780 $870 $1,080 $1,330 $1,540
13057 Syracuse, NY MSA $770 $870 $1,070 $1,320 $1,520
13060 Syracuse, NY MSA $750 $840 $1,040 $1,280 $1,480
13061 Syracuse, NY MSA $740 $830 $1,030 $1,270 $1,470
13063 Syracuse, NY MSA $870 $970 $1,200 $1,480 $1,710
13066 Syracuse, NY MSA $950 $1,070 $1,320 $1,630 $1,880
13069 Syracuse, NY MSA $720 $810 $1,000 $1,230 $1,420
13072 Syracuse, NY MSA $750 $840 $1,040 $1,280 $1,480
13074 Syracuse, NY MSA $700 $780 $970 $1,200 $1,380
13076 Syracuse, NY MSA $1,180 $1,330 $1,640 $2,020 $2,340
13077 Syracuse, NY MSA $770 $870 $1,070 $1,320 $1,520
13078 Syracuse, NY MSA $1,000 $1,120 $1,380 $1,700 $1,960
13080 Syracuse, NY MSA $630 $710 $870 $1,080 $1,260
13082 Syracuse, NY MSA $750 $840 $1,040 $1,280 $1,480
13083 Syracuse, NY MSA $710 $810 $1,070 $1,430 $1,680
13084 Syracuse, NY MSA $730 $820 $1,010 $1,240 $1,440
13088 Syracuse, NY MSA $870 $970 $1,200 $1,480 $1,710
13089 Syracuse, NY MSA $820 $910 $1,130 $1,390 $1,610
13090 Syracuse, NY MSA $900 $1,010 $1,250 $1,540 $1,780
13093 Syracuse, NY MSA $740 $820 $1,020 $1,260 $1,450
13103 Syracuse, NY MSA $1,200 $1,340 $1,660 $2,050 $2,360
13104 Syracuse, NY MSA $820 $920 $1,140 $1,400 $1,620
13108 Syracuse, NY MSA $780 $870 $1,080 $1,330 $1,540
13110 Syracuse, NY MSA $870 $970 $1,200 $1,480 $1,710
13111 Syracuse, NY MSA $750 $840 $1,040 $1,280 $1,480
13112 Syracuse, NY MSA $900 $1,000 $1,240 $1,530 $1,770
13114 Syracuse, NY MSA $670 $750 $930 $1,150 $1,320
13115 Syracuse, NY MSA $740 $820 $1,020 $1,260 $1,450
13116 Syracuse, NY MSA $790 $890 $1,100 $1,360 $1,570
13119 Syracuse, NY MSA $820 $910 $1,130 $1,390 $1,610
13120 Syracuse, NY MSA $830 $930 $1,140 $1,410 $1,630
13121 Syracuse, NY MSA $740 $820 $1,020 $1,260 $1,450
13122 Syracuse, NY MSA $770 $870 $1,070 $1,320 $1,520
13126 Syracuse, NY MSA $740 $820 $1,020 $1,260 $1,450
13131 Syracuse, NY MSA $830 $930 $1,150 $1,420 $1,640
13132 Syracuse, NY MSA $740 $830 $1,030 $1,270 $1,470
13134 Syracuse, NY MSA $750 $850 $1,040 $1,280 $1,490
13135 Syracuse, NY MSA $730 $820 $1,010 $1,240 $1,440
13137 Syracuse, NY MSA $820 $910 $1,130 $1,390 $1,610
13138 Syracuse, NY MSA $870 $970 $1,200 $1,480 $1,710
13141 Syracuse, NY MSA $750 $840 $1,040 $1,280 $1,480
13142 Syracuse, NY MSA $740 $820 $1,020 $1,260 $1,450
13144 Syracuse, NY MSA $660 $740 $920 $1,130 $1,310
13145 Syracuse, NY MSA $730 $820 $1,070 $1,430 $1,680
13152 Syracuse, NY MSA $1,030 $1,150 $1,420 $1,750 $2,020
13153 Syracuse, NY MSA $770 $860 $1,060 $1,310 $1,510
13156 Syracuse, NY MSA $660 $750 $940 $1,160 $1,270
13158 Syracuse, NY MSA $740 $820 $1,020 $1,260 $1,450
13159 Syracuse, NY MSA $880 $990 $1,220 $1,500 $1,740
13163 Syracuse, NY MSA $750 $840 $1,040 $1,280 $1,480
13164 Syracuse, NY MSA $720 $810 $1,000 $1,230 $1,420
13166 Syracuse, NY MSA $790 $890 $1,100 $1,360 $1,570
13167 Syracuse, NY MSA $870 $970 $1,200 $1,480 $1,710
13201 Syracuse, NY MSA $820 $910 $1,130 $1,390 $1,610
13202 Syracuse, NY MSA $950 $1,060 $1,310 $1,610 $1,870
13203 Syracuse, NY MSA $780 $870 $1,080 $1,330 $1,540
13204 Syracuse, NY MSA $740 $820 $1,020 $1,260 $1,450
13205 Syracuse, NY MSA $730 $820 $1,010 $1,240 $1,440
13206 Syracuse, NY MSA $740 $830 $1,030 $1,270 $1,470
13207 Syracuse, NY MSA $810 $910 $1,120 $1,380 $1,590
13208 Syracuse, NY MSA $740 $820 $1,020 $1,260 $1,450
13209 Syracuse, NY MSA $770 $870 $1,070 $1,320 $1,520
13210 Syracuse, NY MSA $840 $940 $1,160 $1,430 $1,650
13211 Syracuse, NY MSA $910 $1,020 $1,260 $1,550 $1,790
13212 Syracuse, NY MSA $820 $910 $1,130 $1,390 $1,610
13214 Syracuse, NY MSA $800 $900 $1,110 $1,370 $1,580
13215 Syracuse, NY MSA $900 $1,010 $1,250 $1,540 $1,780
13217 Syracuse, NY MSA $820 $910 $1,130 $1,390 $1,610
13218 Syracuse, NY MSA $820 $910 $1,130 $1,390 $1,610
13219 Syracuse, NY MSA $870 $970 $1,200 $1,480 $1,710
13220 Syracuse, NY MSA $820 $910 $1,130 $1,390 $1,610
13224 Syracuse, NY MSA $810 $910 $1,120 $1,380 $1,590
13225 Syracuse, NY MSA $820 $910 $1,130 $1,390 $1,610
13235 Syracuse, NY MSA $820 $910 $1,130 $1,390 $1,610
13244 Syracuse, NY MSA $820 $910 $1,130 $1,390 $1,610
13261 Syracuse, NY MSA $820 $910 $1,130 $1,390 $1,610
13290 Syracuse, NY MSA $820 $910 $1,130 $1,390 $1,610
13302 Syracuse, NY MSA $850 $950 $1,170 $1,440 $1,670
13310 Syracuse, NY MSA $790 $880 $1,090 $1,340 $1,550
13314 Syracuse, NY MSA $740 $820 $1,010 $1,240 $1,440
13316 Syracuse, NY MSA $700 $710 $880 $1,080 $1,270
13332 Syracuse, NY MSA $750 $840 $1,040 $1,280 $1,480
13334 Syracuse, NY MSA $770 $870 $1,070 $1,320 $1,530
13346 Syracuse, NY MSA $870 $970 $1,200 $1,480 $1,710
13355 Syracuse, NY MSA $670 $750 $930 $1,150 $1,320
13364 Syracuse, NY MSA $710 $770 $960 $1,180 $1,370
13402 Syracuse, NY MSA $750 $840 $1,040 $1,280 $1,480
13408 Syracuse, NY MSA $730 $820 $1,010 $1,240 $1,440
13409 Syracuse, NY MSA $760 $850 $1,050 $1,290 $1,500
13418 Syracuse, NY MSA $1,180 $1,320 $1,630 $2,010 $2,320
13421 Syracuse, NY MSA $720 $790 $980 $1,210 $1,400
13425 Syracuse, NY MSA $740 $750 $940 $1,150 $1,360
13426 Syracuse, NY MSA $740 $820 $1,020 $1,260 $1,450
13437 Syracuse, NY MSA $630 $710 $870 $1,080 $1,260
13460 Syracuse, NY MSA $660 $740 $910 $1,120 $1,300
13464 Syracuse, NY MSA $740 $830 $1,030 $1,270 $1,470
13480 Syracuse, NY MSA $700 $710 $890 $1,090 $1,280
13483 Syracuse, NY MSA $1,130 $1,140 $1,430 $1,740 $2,060
13484 Syracuse, NY MSA $730 $820 $1,010 $1,240 $1,440
13485 Syracuse, NY MSA $720 $800 $990 $1,220 $1,410
13491 Syracuse, NY MSA $700 $720 $900 $1,090 $1,290
13493 Syracuse, NY MSA $690 $780 $960 $1,180 $1,370
13661 Syracuse, NY MSA $710 $810 $1,070 $1,430 $1,680

2022 Average & Median Rent Data Statistics
SYRACUSE, NY average 1BR rent: $890, median: $870
SYRACUSE, NY average 2BR rent: $1,103, median: $1,070
SYRACUSE, NY average 3BR rent: $1,361, median: $1,320

SYRACUSE, NY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 5,375 $1,238,185,000 $230,360
Home Improvement 2,050 $185,220,000 $90,351
Cash Out Refi 1,301 $221,585,000 $170,319
Other 1,116 $88,360,000 $79,176
Refi 964 $220,970,000 $229,222

Syracuse's most frequently cited loan purpose was Home Purchase, with 5,375 originations. The 2nd most popular reason was Home Improvement, with 2,050 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 3,537 $644,865,000 $182,320
7-8% 1,945 $335,885,000 $172,692
5-6% 1,729 $402,465,000 $232,773
<2.5% 1,297 $136,015,000 $104,869
Over 8% 1,134 $142,570,000 $125,723
4-5% 282 $71,950,000 $255,142
3-4% 194 $24,060,000 $124,021
2.5-3% 9 $1,205,000 $133,889

During 2023, Syracuse's most frequently originated rate bucket was 6-7%, with 3,537 originations.

Loan Sizing (SYRACUSE, NY MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 4,232 $231,690,000 $54,747
$100k-200k 3,867 $560,485,000 $144,941
$200k-400k 2,260 $602,880,000 $266,761
$400k-600k 295 $140,155,000 $475,102
$600k-1000k 90 $64,040,000 $711,556
$Over $1MM 62 $355,070,000 $5,726,935

SYRACUSE's loan sizing saw the bucket of loans from $100,000 or less with 4,232 originations, totaling $231,690,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 3,543 $743,015,000 $209,714
60-80% 2,089 $630,715,000 $301,922
20-40% 1,919 $172,195,000 $89,732
Under 20% 1,400 $53,260,000 $38,043
40-60% 1,071 $168,255,000 $157,101
Over 100% 61 $31,145,000 $510,574

SYRACUSE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,543 originations, totaling $743,015,000 in origination value.