SYRACUSE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Syracuse averaged 6.31% for the week of 2024-03-21, compared to the national average of 6.87% for the same period.

The average rate for the prior week (2024-03-14) was 6.48% and one month ago for the week of 2024-02-15, the average rate was 6.31%.

Syracuse's average rate one year ago was 6.24%.

For refis of the same type during the week of 2024-03-21, the average rate was 5.73%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-03-21 6.87%
Syracuse 30 Year Fixed Rate 2024-03-21 6.31%
Syracuse 30 Year Fixed Rate Refi 2024-03-21 5.73%
Syracuse 15 Year Fixed Rate 2024-03-21 5.99%
Syracuse 15 Year Fixed Rate Refi 2024-03-21 5.54%
Syracuse 30 Year FHA 2024-03-21 6.3%
Syracuse 30 Year FHA Refi 2024-03-21 6.7%
Syracuse 30 Year USDA 2024-03-21 6.57%
Syracuse 30 Year USDA Refi 2024-03-21 6.87%
Syracuse 30 Year VA 2024-03-21 6.05%
Syracuse 30 Year VA Refi 2024-03-21 6.74%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SYRACUSE, NY.

SYRACUSE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SYRACUSE, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Empower Federal Credit Union 571 4.35% $3,687
PARAGON HOME LOANS INC. 352 4.79% $4,884
SEFCU SERVICES, LLC 348 4.23% $3,298
AMERICU Credit Union 278 4.67% $4,096
QUICKEN LOANS, LLC 255 5.04% $6,202
MOVEMENT MORTGAGE, LLC 201 5.33% $5,484
HOMESTEAD FUNDING CORP. 198 5.00% $4,041
Genesee Regional Bank 188 5.35% $4,722
Geddes Federal Savings and Loan Association 170 4.44% $3,907
Community Bank 155 5.32% $956
M&T Bank 138 4.57% $4,581
HUNT MORTGAGE CORPORATION 132 5.10% $6,175
KeyBank 129 4.74% $3,406
NBT Bank 126 4.47% $3,625
JPMorgan Chase Bank 108 4.95% $4,222
1ST PRIORITY MORTGAGE, INC. 106 4.97% $4,103
PRIMELENDING, A PLAINSCAPITAL COMPANY 101 4.94% $5,412
Wells Fargo Bank 88 4.98% $4,088
Premium Mortgage Corporation 86 4.92% $4,428
Pathfinder Bank 80 5.15% $2,809
PLAZA HOME MORTGAGE, INC. 78 4.57% $6,973
VISIONS 66 3.98% $3,399
UNITED WHOLESALE MORTGAGE, LLC 60 5.13% $7,552
SECNY Federal Credit Union 48 4.49% $3,096
The Lyons National Bank 41 4.67% $5,954
Bank of America 40 4.76% $4,274
Citizens Bank 38 4.89% $4,566
Mr. Cooper ( Nationstar Mortgage ) 35 4.66% $6,216
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 26 4.86% $5,981
CFCU Community Credit Union 17 4.96% $321
LOANDEPOT.COM, LLC 14 4.75% $6,164
Tompkins Trust Company 14 4.19% $4,587
Farm Credit East, ACA 14 5.65% $6,632
AMERICAN FINANCING CORPORATION 14 5.22% $5,276
NORTHERN CREDIT UNION 13 4.19% $3,192
Carrington Mortgage Services, LLC 11 4.73% $5,140
Ukrainian Federal Credit Union 10 4.54% $3,191
TD Bank 10 4.39% $5,590
21ST MORTGAGE CORPORATION 10 6.47% $6,399
GUARANTEED RATE, INC. 10 5.51% $6,770
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 10 5.66% $5,608
U.S. Bank 10 4.69% $4,211
NAVY FEDERAL CREDIT UNION 9 5.44% $4,839
CROSSCOUNTRY MORTGAGE, LLC 9 5.15% $5,597
Berkshire Bank 9 4.31% $4,510
CCFCU FUNDING, LLC 9 4.72% $3,272
HOME TOWN FUNDING, INC. 8 5.42% $3,173
CALIBER HOME LOANS, INC. 8 4.94% $6,701
ROYAL UNITED MORTGAGE LLC 7 5.45% $5,862
Discover Bank 7 5.01% $0
THE SUMMIT Federal Credit Union 7 5.30% $2,943
BETTER MORTGAGE CORPORATION 6 4.60% $5,208
Flagstar Bank, FSB 6 4.57% $6,556
RELIANCE FIRST CAPITAL, LLC 6 4.85% $6,950
Morgan Stanley Private Bank 5 4.32% $8,373
EMBRACE HOME LOANS, INC. 5 4.48% $4,443
PNC Bank 5 4.55% $6,915
CARDINAL FINANCIAL 5 5.03% $8,235
OSWEGO COUNTY 5 3.98% $2,987
Northwest Bank 5 4.30% $6,949
USAA Federal Savings Bank 5 5.53% $6,851
NEWREZ LLC 5 4.73% $4,726
Stifel Bank and Trust 5 3.58% $3,930
PHH Mortgage Corporation 4 4.88% $7,394
SIRVA MORTGAGE, INC. 4 5.19% $2,535
Evolve Bank & Trust 4 5.44% $5,096
FREEDOM MORTGAGE CORPORATION 4 5.53% $9,323
North American Savings Bank, F.S.B. 3 4.25% $7,523
Citibank 3 3.54% $6,525
Bethpage Federal Credit Union 3 4.92% $4,603
CORNING 3 4.58% $3,995
MID-ISLAND MORTGAGE CORP. 3 5.67% $2,558
ARC HOME LLC 3 4.71% $7,809
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 5.08% $7,925
HOME POINT FINANCIAL CORPORATION 3 5.54% $7,028
Mortgage Research Center, LLC 3 3.79% $7,631
Quontic Bank 3 5.75% $12,835
RESIDENTIAL HOME FUNDING CORP. 3 5.75% $4,872
BOND STREET MORTGAGE, LLC 2 4.50% $5,592
Baxter Credit Union 2 4.38% $4,979
Colonial Savings, F.A. 2 5.88% $7,914
FINANCE OF AMERICA MORTGAGE LLC 2 5.69% $5,594
First Internet Bank of Indiana 2 3.19% $3,069
First National Bank of America 2 7.43% $15,226
Five Star Bank 2 6.00% $3,613
GUIDANCE RESIDENTIAL, LLC 2 4.50% $4,901
HSBC BANK USA, NATIONAL ASSOCIATION 2 3.90% $5,280
Leader Bank 2 5.19% $4,659
Metro City Bank 2 7.25% $6,112
MORTGAGE ACCESS CORP. 2 4.88% $6,927
NETWORK CAPITAL FUNDING CORPORATION 2 6.00% $8,960
NJ LENDERS CORP. 2 5.69% $4,163
Northpointe Bank 2 4.00% $3,722
PENNYMAC LOAN SERVICES, LLC 2 6.63% $5,225
ROUNDPOINT MORTGAGE SERVICING CORPORATION 2 5.50% $5,370
TOGETHER CREDIT UNION 2 5.38% $3,580
PENTAGON FEDERAL CREDIT UNION 1 4.88% $2,726
Northwest Federal Credit Union 1 5.63% $4,573
PLANET HOME LENDING, LLC 1 4.50% $2,993
Northwest Community Bank 1 4.88% $3,349
NBKC BANK 1 5.38% $2,837
PREMIA MORTGAGE, LLC 1 5.13% $0
Luxury Mortgage Corp. 1 6.50% $9,360
HUDSON VALLEY CREDIT UNION 1 5.88% $3,297
FIRST SOURCE 1 5.88% $3,038
First Republic Bank 1 3.20% $6,025
RBC Bank, (Georgia) 1 5.38% $3,959
First Home Bank 1 4.63% $6,095
RELIANT COMMUNITY FEDERAL CREDIT UNION 1 5.25% $2,670
FirstBank 1 6.75% $3,946
Adirondack Bank 1 4.38% $3,079
Fifth Third Bank 1 6.99% $5,292
DRAPER AND KRAMER MORTGAGE CORP. 1 5.00% $4,527
DIGITAL Federal Credit Union 1 6.88% $3,309
Shore United Bank 1 4.88% $3,612
CTBC Bank Corp. (USA) 1 5.50% $4,684
STAR ONE CREDIT UNION 1 4.75% $2,387
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 4.13% $4,500
SUNMARK FEDERAL CREDIT UNION 1 3.00% $5,899
CONTOUR MORTGAGE CORPORATION 1 7.50% $8,857
TEACHERS 1 4.00% $6,239
City National Bank 1 2.85% $4,662
Citizens & Northern Bank 1 3.63% $3,854
The Union Bank Company 1 3.25% $2,909
Willamette Valley Bank 1 6.00% $4,744
Chemung Canal Trust Company 1 3.63% $0
TOTAL MORTGAGE SERVICES, LLC 1 5.38% $9,792
Truist 1 3.30% $4,555
UBS Bank USA 1 6.25% $3,976
UIF CORPORATION 1 5.88% $5,290
BMO Harris Bank 1 7.25% $4,129
BLUELEAF LENDING, LLC 1 5.13% $4,891
Bank of England 1 3.50% $8,830
Axos Bank 1 5.88% $7,511
UTILITIES EMPLOYEES CREDIT UNION 1 5.13% $4,505
OWNERSCHOICE FUNDING, INCORPORATED 1 7.13% $4,604
NP, Inc. 1 7.49% $4,736
ALLIED MORTGAGE GROUP, INC. 1 5.63% $6,532

SYRACUSE Average Closing Costs & Other Stats

SYRACUSE, NY's 138 lenders originated 13,649 loans during 2022. The total origination value was $2,439,975,000, with an average loan value of $178,766.

SYRACUSE's average closing costs are $4,291.

The top SYRACUSE lender as defined by loan originations is Empower Federal Credit Union, with 571 loans originated. Their average total fees are $3,687, which is $1,196 lower than the next largest lender, PARAGON HOME LOANS INC..

The lowest fee SYRACUSE lenders (with over 10 loans originated) are CFCU Community Credit Union ($321), Community Bank ($956), Pathfinder Bank ($2,809), SECNY Federal Credit Union ($3,096) and Ukrainian Federal Credit Union ($3,191).

The lowest rate SYRACUSE lenders (with over 10 loans originated) are VISIONS (3.98%), Tompkins Trust Company (4.19%), NORTHERN CREDIT UNION (4.19%), SEFCU SERVICES, LLC (4.23%) and Empower Federal Credit Union (4.35%).

SYRACUSE, NY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Empower Federal Credit Union $302,910,000 $304,995,000 0.7% 12.5%
AMERICU Credit Union $115,470,000 $130,340,000 12.9% 5.3%
QUICKEN LOANS, LLC $258,930,000 $118,270,000 -54.3% 4.8%
SEFCU SERVICES, LLC $106,110,000 $98,160,000 -7.5% 4.0%
PARAGON HOME LOANS INC. $152,895,000 $91,810,000 -40.0% 3.8%
Geddes Federal Savings and Loan Association $83,970,000 $90,430,000 7.7% 3.7%
NBT Bank $57,980,000 $85,685,000 47.8% 3.5%
KeyBank $195,335,000 $83,080,000 -57.5% 3.4%
M&T Bank $106,335,000 $73,225,000 -31.1% 3.0%
READYCAP COMMERCIAL, LLC $68,795,000 n/a 2.8%
Pathfinder Bank $79,240,000 $68,120,000 -14.0% 2.8%
MOVEMENT MORTGAGE, LLC $64,300,000 $64,655,000 0.6% 2.6%
Genesee Regional Bank $57,665,000 $57,855,000 0.3% 2.4%
Fulton Savings Bank $25,775,000 $57,785,000 124.2% 2.4%
Santander Bank, N.A. $18,465,000 $56,205,000 204.4% 2.3%
Wells Fargo Bank $65,110,000 $55,940,000 -14.1% 2.3%
HOMESTEAD FUNDING CORP. $83,310,000 $50,755,000 -39.1% 2.1%
Community Bank $65,505,000 $49,780,000 -24.0% 2.0%
PLAZA HOME MORTGAGE, INC. $64,520,000 $48,645,000 -24.6% 2.0%
Solvay Bank $86,430,000 $48,610,000 -43.8% 2.0%
HUNT MORTGAGE CORPORATION $52,970,000 $43,585,000 -17.7% 1.8%
Citizens Bank $40,015,000 $37,830,000 -5.5% 1.6%
Berkshire Bank $9,020,000 $30,290,000 235.8% 1.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $46,865,000 $30,100,000 -35.8% 1.2%
JPMorgan Chase Bank $43,025,000 $29,075,000 -32.4% 1.2%
Premium Mortgage Corporation $41,760,000 $26,985,000 -35.4% 1.1%
Tompkins Trust Company $50,245,000 $25,755,000 -48.7% 1.1%
1ST PRIORITY MORTGAGE, INC. $40,270,000 $24,810,000 -38.4% 1.0%
Arbor Realty Trust, Inc. $23,640,000 $24,050,000 1.7% 1.0%
VISIONS $32,890,000 $23,365,000 -29.0% 1.0%
Mortgage Research Center, LLC $19,815,000 $21,435,000 8.2% 0.9%
Bank of America $33,910,000 $19,710,000 -41.9% 0.8%
SECNY Federal Credit Union $19,175,000 $18,690,000 -2.5% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $26,000,000 $18,685,000 -28.1% 0.8%
UNITED WHOLESALE MORTGAGE, LLC $19,895,000 $18,635,000 -6.3% 0.8%
STATE EMPLOYEES FEDERAL CREDIT UNION $14,310,000 $17,110,000 19.6% 0.7%
M&T Realty Capital Corporation $70,360,000 $16,560,000 -76.5% 0.7%
The Lyons National Bank $24,100,000 $15,895,000 -34.0% 0.7%
Prudential Huntoon Paige Associates, LLC $15,505,000 n/a 0.6%
Seneca Savings $16,315,000 $15,395,000 -5.6% 0.6%
Five Star Bank $1,360,000 $14,425,000 960.7% 0.6%
NAVY FEDERAL CREDIT UNION $18,790,000 $12,735,000 -32.2% 0.5%
THE SUMMIT Federal Credit Union $19,595,000 $11,140,000 -43.1% 0.5%
NORTHERN CREDIT UNION $3,685,000 $8,785,000 138.4% 0.4%
LOANDEPOT.COM, LLC $17,800,000 $8,365,000 -53.0% 0.3%
Flagstar Bank, FSB $1,170,000 $7,235,000 518.4% 0.3%
USAA Federal Savings Bank $12,265,000 $6,725,000 -45.2% 0.3%
Morgan Stanley Private Bank $2,775,000 $6,430,000 131.7% 0.3%
OSWEGO COUNTY $4,450,000 $6,130,000 37.8% 0.3%
CFCU Community Credit Union $2,300,000 $5,620,000 144.3% 0.2%
RELIANCE FIRST CAPITAL, LLC $4,795,000 $5,480,000 14.3% 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,920,000 $5,465,000 184.6% 0.2%
U.S. Bank $3,520,000 $5,205,000 47.9% 0.2%
FREEDOM MORTGAGE CORPORATION $11,890,000 $5,060,000 -57.4% 0.2%
TD Bank $5,770,000 $4,870,000 -15.6% 0.2%
AMERICAN FINANCING CORPORATION $8,160,000 $4,795,000 -41.2% 0.2%
GUARANTEED RATE, INC. $3,945,000 $4,650,000 17.9% 0.2%
Carrington Mortgage Services, LLC $4,925,000 $4,625,000 -6.1% 0.2%
Farm Credit East, ACA $8,705,000 $4,410,000 -49.3% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $4,740,000 $4,395,000 -7.3% 0.2%
21ST MORTGAGE CORPORATION $4,325,000 $4,345,000 0.5% 0.2%
CALIBER HOME LOANS, INC. $5,965,000 $4,050,000 -32.1% 0.2%
The Upstate National Bank $8,385,000 $3,855,000 -54.0% 0.2%
FIRST SOURCE $4,070,000 $3,735,000 -8.2% 0.2%
HOME TOWN FUNDING, INC. $5,250,000 $3,315,000 -36.9% 0.1%
Peoples Security Bank and Trust Company $3,105,000 n/a 0.1%
The Canandaigua National Bank and Trust Company $275,000 $2,960,000 976.4% 0.1%
Evolve Bank & Trust $195,000 $2,680,000 1,274.4% 0.1%
Chemung Canal Trust Company $1,605,000 $2,600,000 62.0% 0.1%
GPO Federal Credit Union $2,740,000 $2,500,000 -8.8% 0.1%
Barrington Bank & Trust Company, N.A. $3,815,000 $2,490,000 -34.7% 0.1%
NEWREZ LLC $17,995,000 $2,460,000 -86.3% 0.1%
PNC Bank $2,040,000 $2,330,000 14.2% 0.1%
Northwest Bank $1,300,000 $2,265,000 74.2% 0.1%
ROYAL UNITED MORTGAGE LLC $4,845,000 $2,255,000 -53.5% 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,765,000 $2,250,000 -40.2% 0.1%
CCFCU FUNDING, LLC $5,300,000 $2,240,000 -57.7% 0.1%
Stifel Bank and Trust $1,225,000 $2,210,000 80.4% 0.1%
Ukrainian Federal Credit Union $2,500,000 $2,090,000 -16.4% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $3,030,000 $2,005,000 -33.8% 0.1%
Discover Bank $1,635,000 $1,890,000 15.6% 0.1%
HOME POINT FINANCIAL CORPORATION $2,985,000 $1,820,000 -39.0% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $485,000 $1,725,000 255.7% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $1,655,000 $1,700,000 2.7% 0.1%
LENDINGONE, LLC $1,045,000 $1,680,000 60.8% 0.1%
SIRVA MORTGAGE, INC. $1,475,000 $1,655,000 12.2% 0.1%
EMBRACE HOME LOANS, INC. $1,335,000 $1,545,000 15.7% 0.1%
Bethpage Federal Credit Union $16,520,000 $1,525,000 -90.8% 0.1%
The Federal Savings Bank $3,235,000 $1,520,000 -53.0% 0.1%
North American Savings Bank, F.S.B. $5,755,000 $1,510,000 -73.8% 0.1%
Metro City Bank $2,895,000 $1,505,000 -48.0% 0.1%
Adirondack Bank $2,540,000 $1,465,000 -42.3% 0.1%
TRIAD FINANCIAL SERVICES, INC. $760,000 $1,450,000 90.8% 0.1%
Regions Bank $1,415,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $3,620,000 $1,370,000 -62.2% 0.1%
Quontic Bank $460,000 $1,340,000 191.3% 0.1%
Tioga State Bank $520,000 $1,250,000 140.4% 0.1%
BETTER MORTGAGE CORPORATION $12,375,000 $1,140,000 -90.8% 0.0%
Citibank $2,855,000 $1,095,000 -61.6% 0.0%
GUARANTEED RATE AFFINITY, LLC $465,000 $1,010,000 117.2% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $125,000 $965,000 672.0% 0.0%
PHH Mortgage Corporation $1,420,000 $955,000 -32.7% 0.0%
BNC National Bank $730,000 $925,000 26.7% 0.0%
CORNING $805,000 $915,000 13.7% 0.0%
First National Bank of America $135,000 $840,000 522.2% 0.0%
GUIDANCE RESIDENTIAL, LLC $860,000 $840,000 -2.3% 0.0%
TOGETHER CREDIT UNION $1,895,000 $805,000 -57.5% 0.0%
First Republic Bank $3,085,000 $755,000 -75.5% 0.0%
PENNYMAC LOAN SERVICES, LLC $750,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $505,000 $745,000 47.5% 0.0%
Bank of England $890,000 $720,000 -19.1% 0.0%
MORTGAGE ACCESS CORP. $710,000 n/a 0.0%
HUDSON VALLEY CREDIT UNION $655,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $455,000 $650,000 42.9% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $515,000 $650,000 26.2% 0.0%
LIMA ONE CAPITAL, LLC $345,000 $645,000 87.0% 0.0%
Northpointe Bank $250,000 $640,000 156.0% 0.0%
Colonial Savings, F.A. $905,000 $605,000 -33.1% 0.0%
FAMILY FIRST OF NY $730,000 $595,000 -18.5% 0.0%
ACCESS Federal Credit Union $585,000 n/a 0.0%
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION $340,000 $585,000 72.1% 0.0%
FINANCE OF AMERICA REVERSE LLC $545,000 $580,000 6.4% 0.0%
NBKC BANK $3,540,000 $580,000 -83.6% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $1,145,000 $570,000 -50.2% 0.0%
TEACHERS $125,000 $545,000 336.0% 0.0%
Baxter Credit Union $325,000 $530,000 63.1% 0.0%
A&D Mortgage LLC $525,000 n/a 0.0%
TOTAL MORTGAGE SERVICES, LLC $55,000 $510,000 827.3% 0.0%
ARC HOME LLC $860,000 $505,000 -41.3% 0.0%
First Federal Bank $1,200,000 $500,000 -58.3% 0.0%
MID-ISLAND MORTGAGE CORP. $405,000 $435,000 7.4% 0.0%
FirstBank $635,000 $410,000 -35.4% 0.0%
Leader Bank $155,000 $410,000 164.5% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $380,000 $400,000 5.3% 0.0%
American Airlines Federal Credit Union $390,000 n/a 0.0%
BLUELEAF LENDING, LLC $365,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $1,750,000 $365,000 -79.1% 0.0%
CONTOUR MORTGAGE CORPORATION $545,000 $360,000 -33.9% 0.0%
First Internet Bank of Indiana $935,000 $360,000 -61.5% 0.0%
RELIANT COMMUNITY FEDERAL CREDIT UNION $705,000 $355,000 -49.6% 0.0%
Ardent Federal Credit Union $350,000 n/a 0.0%
The National Bank of Coxsackie $310,000 $350,000 12.9% 0.0%
RESIDENTIAL HOME FUNDING CORP. $145,000 $345,000 137.9% 0.0%
Wayne Bank $85,000 $345,000 305.9% 0.0%
First Savings Bank $150,000 $340,000 126.7% 0.0%
AMERICAN ADVISORS GROUP $435,000 $335,000 -23.0% 0.0%
East Cambridge Savings Bank $335,000 n/a 0.0%
Advantage Federal Credit Union $330,000 n/a 0.0%
FINGER LAKES $685,000 $330,000 -51.8% 0.0%
LONGBRIDGE FINANCIAL, LLC $330,000 n/a 0.0%
Truist $300,000 $330,000 10.0% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $155,000 $325,000 109.7% 0.0%
RBC Bank, (Georgia) $275,000 $320,000 16.4% 0.0%
SILVER HILL FUNDING, LLC $315,000 n/a 0.0%
State Bank of the Lakes $315,000 n/a 0.0%
ALLIED MORTGAGE GROUP, INC. $95,000 $310,000 226.3% 0.0%
Carthage Federal Savings and Loan Association $930,000 $310,000 -66.7% 0.0%
PLANET HOME LENDING, LLC $330,000 $300,000 -9.1% 0.0%
MLD MORTGAGE INC. $295,000 n/a 0.0%
Nations Lending Corporation $380,000 $295,000 -22.4% 0.0%
NJ LENDERS CORP. $385,000 $290,000 -24.7% 0.0%
SUNMARK FEDERAL CREDIT UNION $270,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $300,000 $260,000 -13.3% 0.0%
Axos Bank $880,000 $245,000 -72.2% 0.0%
PREMIA MORTGAGE, LLC $355,000 $245,000 -31.0% 0.0%
CTBC Bank Corp. (USA) $235,000 n/a 0.0%
KELLER MORTGAGE, LLC $780,000 $225,000 -71.2% 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $225,000 n/a 0.0%
UNITED MORTGAGE CORP. $1,350,000 $225,000 -83.3% 0.0%
Paramount Bank $480,000 $220,000 -54.2% 0.0%
UTILITIES EMPLOYEES CREDIT UNION $430,000 $220,000 -48.8% 0.0%
CAPITAL COMMUNICATIONS Federal Credit Union $220,000 $215,000 -2.3% 0.0%
REVERSE MORTGAGE FUNDING LLC $660,000 $210,000 -68.2% 0.0%
CONSTRUCTIVE LOANS, LLC $105,000 $205,000 95.2% 0.0%
Northwest Community Bank $205,000 n/a 0.0%
UBS Bank USA $4,080,000 $205,000 -95.0% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $380,000 $200,000 -47.4% 0.0%
ENVOY MORTGAGE, LTD $285,000 $195,000 -31.6% 0.0%
BOND STREET MORTGAGE, LLC $190,000 n/a 0.0%
DIGITAL Federal Credit Union $175,000 $185,000 5.7% 0.0%
DOMINION FINANCIAL SERVICES, LLC $165,000 $185,000 12.1% 0.0%
UIF CORPORATION $185,000 n/a 0.0%
The Union Bank Company $215,000 $175,000 -18.6% 0.0%
HARTFORD FUNDING, LTD. $265,000 $165,000 -37.7% 0.0%
Citizens & Northern Bank $155,000 n/a 0.0%
Luxury Mortgage Corp. $155,000 n/a 0.0%
MILLENIUM HOME MORTGAGE, LLC $155,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $115,000 $150,000 30.4% 0.0%
Generations Bank $320,000 $145,000 -54.7% 0.0%
Hometown Equity Mortgage, LLC $135,000 n/a 0.0%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $135,000 n/a 0.0%
Willamette Valley Bank $135,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $410,000 $125,000 -69.5% 0.0%
BOKF $125,000 n/a 0.0%
City National Bank $405,000 $125,000 -69.1% 0.0%
NP, Inc. $105,000 $125,000 19.0% 0.0%
Bank of Whittier $155,000 $115,000 -25.8% 0.0%
First Home Bank $1,030,000 $115,000 -88.8% 0.0%
MidFirst Bank $1,155,000 $110,000 -90.5% 0.0%
FINEX CREDIT UNION $105,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $105,000 n/a 0.0%
Northwest Federal Credit Union $355,000 $105,000 -70.4% 0.0%
OWNERSCHOICE FUNDING, INCORPORATED $9,500,000 $105,000 -98.9% 0.0%
STAR ONE CREDIT UNION $105,000 n/a 0.0%
THRIVENT Federal Credit Union $100,000 n/a 0.0%
1ST 2ND MORTGAGE COMPANY OF N.J., INC. $95,000 n/a 0.0%
MID-HUDSON VALLEY $35,000 $95,000 171.4% 0.0%
DELTA COMMUNITY CREDIT UNION $85,000 n/a 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $420,000 $85,000 -79.8% 0.0%
BMO Harris Bank $75,000 n/a 0.0%
BayCoast Bank $70,000 n/a 0.0%
Fifth Third Bank $65,000 n/a 0.0%
Shore United Bank $65,000 n/a 0.0%
ALLEGACY FEDERAL CREDIT UNION $55,000 n/a 0.0%
United States Senate Federal Credit Union $55,000 n/a 0.0%
POLISH & SLAVIC FEDERAL CREDIT UNION $45,000 n/a 0.0%
NUMARK CREDIT UNION $35,000 n/a 0.0%
Centier Bank $25,000 n/a 0.0%

SYRACUSE's top lender by overall market share is Empower Federal Credit Union, with 12.5% market share. In second place, with 5.3%, is AMERICU Credit Union, having originated $130,340,000 in loans. In third place, with 4.8%, is QUICKEN LOANS, LLC, having originated $118,270,000 in loans. In fourth place, with 4.0%, is SEFCU SERVICES, LLC, having originated $98,160,000 in loans. In fifth place, with 3.8%, is PARAGON HOME LOANS INC., having originated $91,810,000 in loans.


SYRACUSE Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - SYRACUSE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $148,950 (5.5%) $200,081 (-0.9%) 0.55 1,810
2018-02-01 $155,125 (6.4%) $207,401 (3.6%) 0.56 1,689
2018-03-01 $163,400 (7.2%) $215,644 (3.4%) 0.57 1,672
2018-04-01 $169,950 (3.0%) $225,201 (3.3%) 0.58 1,664
2018-05-01 $174,900 (6.0%) $227,983 (3.8%) 0.58 1,740
2018-06-01 $175,000 (5.1%) $237,118 (5.6%) 0.58 1,920
2018-07-01 $179,700 (9.0%) $242,082 (10.8%) 0.60 2,033
2018-08-01 $179,900 (9.1%) $240,878 (10.7%) 0.60 2,087
2018-09-01 $175,000 (9.4%) $236,349 (12.1%) 0.59 2,061
2018-10-01 $174,950 (9.7%) $235,491 (12.8%) 0.59 2,057
2018-11-01 $169,950 (9.7%) $235,310 (13.3%) 0.58 1,923
2018-12-01 $169,900 (13.3%) $238,105 (16.6%) 0.59 1,721
2019-01-01 $167,450 (12.4%) $239,692 (19.8%) 0.58 1,493
2019-02-01 $173,700 (12.0%) $235,187 (13.4%) 0.59 1,454
2019-03-01 $185,614 (13.6%) $247,073 (14.6%) 0.61 1,445
2019-04-01 $199,900 (17.6%) $264,669 (17.5%) 0.63 1,436
2019-05-01 $199,900 (14.3%) $268,203 (17.6%) 0.62 1,479
2019-06-01 $199,900 (14.2%) $269,571 (13.7%) 0.62 1,617
2019-07-01 $199,900 (11.2%) $273,663 (13.1%) 0.63 1,726
2019-08-01 $192,845 (7.2%) $262,388 (8.9%) 0.61 1,773
2019-09-01 $185,564 (6.0%) $254,620 (7.7%) 0.59 1,798
2019-10-01 $179,900 (2.8%) $248,245 (5.4%) 0.58 1,818
2019-11-01 $176,900 (4.1%) $249,928 (6.2%) 0.58 1,687
2019-12-01 $171,250 (0.8%) $252,807 (6.2%) 0.57 1,534
2020-01-01 $166,880 (-0.3%) $251,098 (4.8%) 0.56 1,362
2020-02-01 $176,900 (1.8%) $261,561 (11.2%) 0.58 1,267
2020-03-01 $184,925 (-0.4%) $270,996 (9.7%) 0.58 1,167
2020-04-01 $189,950 (-5.0%) $279,534 (5.6%) 0.60 1,091
2020-05-01 $196,000 (-2.0%) $285,174 (6.3%) 0.60 1,020
2020-06-01 $199,500 (-0.2%) $302,872 (12.4%) 0.59 1,073
2020-07-01 $199,950 (0.0%) $316,797 (15.8%) 0.58 1,007
2020-08-01 $199,900 (3.7%) $305,883 (16.6%) 0.57 1,008
2020-09-01 $199,225 (7.4%) $308,869 (21.3%) 0.57 1,015
2020-10-01 $189,900 (5.6%) $293,688 (18.3%) 0.54 1,019
2020-11-01 $189,225 (7.0%) $296,132 (18.5%) 0.55 918
2020-12-01 $186,450 (8.9%) $302,794 (19.8%) 0.55 852
2021-01-01 $179,900 (7.8%) $304,095 (21.1%) 0.54 712
2021-02-01 $196,450 (11.1%) $325,994 (24.6%) 0.57 595
2021-03-01 $203,150 (9.9%) $335,491 (23.8%) 0.58 588
2021-04-01 $219,450 (15.5%) $344,870 (23.4%) 0.59 619
2021-05-01 $219,900 (12.2%) $353,925 (24.1%) 0.58 674
2021-06-01 $222,400 (11.5%) $353,994 (16.9%) 0.59 786
2021-07-01 $219,900 (10.0%) $350,205 (10.6%) 0.58 881
2021-08-01 $194,900 (-2.5%) $316,297 (3.4%) 0.52 946
2021-09-01 $188,950 (-5.2%) $315,999 (2.3%) 0.50 911
2021-10-01 $189,900 (0.0%) $310,386 (5.7%) 0.51 908
2021-11-01 $181,450 (-4.1%) $307,639 (3.9%) 0.49 778
2021-12-01 $179,900 (-3.5%) $317,800 (5.0%) 0.49 647
2022-01-01 $189,200 (5.2%) $320,760 (5.5%) 0.51 561
2022-02-01 $185,425 (-5.6%) $339,731 (4.2%) 0.48 515
2022-03-01 $195,850 (-3.6%) $342,021 (2.0%) 0.49 516
2022-04-01 $199,900 (-8.9%) $337,195 (-2.2%) 0.48 524
2022-05-01 $217,450 (-1.1%) $332,369 (-6.1%) 0.50 601
2022-06-01 $229,950 (3.4%) $352,645 (-0.4%) 0.51 695
2022-07-01 $234,900 (6.8%) $362,740 (3.6%) 0.53 774
2022-08-01 $224,500 (15.2%) $353,837 (11.9%) 0.52 780
2022-09-01 $219,900 (16.4%) $343,943 (8.8%) 0.51 783
2022-10-01 $215,000 (13.2%) $338,092 (8.9%) 0.51 796
2022-11-01 $211,225 (16.4%) $345,242 (12.2%) 0.51 737
2022-12-01 $209,250 (16.3%) $360,076 (13.3%) 0.52 637
2023-01-01 $205,000 (8.4%) $361,588 (12.7%) 0.51 537
2023-02-01 $226,610 (22.2%) $366,748 (8.0%) 0.55 513
2023-03-01 $234,900 (19.9%) $359,347 (5.1%) 0.55 516
2023-04-01 $242,900 (21.5%) $369,479 (9.6%) 0.56 531
2023-05-01 $229,400 (5.5%) $366,545 (10.3%) 0.52 543
2023-06-01 $267,400 (16.3%) $390,796 (10.8%) 0.60 576
2023-07-01 $260,000 (10.7%) $395,590 (9.1%) 0.59 602
2023-08-01 $262,400 (16.9%) $387,396 (9.5%) 0.60 651
2023-09-01 $256,250 (16.5%) $379,921 (10.5%) 0.60 680
2023-10-01 $259,450 (20.7%) $377,457 (11.6%) 0.61 696
2023-11-01 $242,900 (15.0%) $366,953 (6.3%) 0.58 687
2023-12-01 $249,900 (19.4%) $366,179 (1.7%) 0.61 628
2024-01-01 $256,950 (25.3%) $382,461 (5.8%) 0.63 576
2024-02-01 $252,450 (11.4%) $382,569 (4.3%) 0.61 519
SYRACUSE's median listing price for 2024-02-01 was $252,450, a difference of $25,840 (11.4%) versus the prior year and $-4,500 versus the prior month.

SYRACUSE's median listing price comes in at 61% of the national average.

SYRACUSE's average listing price for 2024-02-01 was $382,569, a difference of $15,821 (4.3%) versus the prior year and $108 versus the prior month.

For the 2024-02-01 period, SYRACUSE had 519 MLS listings, a difference of -57 listings (-10%) versus the prior month and 6 listings (1%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SYRACUSE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 89 days 1,678 sqft
2018-02-01 94 days 1,693 sqft
2018-03-01 73 days 1,719 sqft
2018-04-01 58 days 1,735 sqft
2018-05-01 50 days 1,767 sqft
2018-06-01 46 days 1,776 sqft
2018-07-01 49 days 1,787 sqft
2018-08-01 57 days 1,784 sqft
2018-09-01 64 days 1,764 sqft
2018-10-01 69 days 1,769 sqft
2018-11-01 73 days 1,766 sqft
2018-12-01 85 days 1,753 sqft
2019-01-01 91 days 1,754 sqft
2019-02-01 79 days 1,757 sqft
2019-03-01 63 days 1,784 sqft
2019-04-01 52 days 1,816 sqft
2019-05-01 51 days 1,800 sqft
2019-06-01 45 days 1,800 sqft
2019-07-01 48 days 1,799 sqft
2019-08-01 53 days 1,780 sqft
2019-09-01 61 days 1,773 sqft
2019-10-01 67 days 1,766 sqft
2019-11-01 71 days 1,758 sqft
2019-12-01 83 days 1,748 sqft
2020-01-01 97 days 1,727 sqft
2020-02-01 100 days 1,749 sqft
2020-03-01 87 days 1,773 sqft
2020-04-01 88 days 1,786 sqft
2020-05-01 96 days 1,799 sqft
2020-06-01 68 days 1,810 sqft
2020-07-01 54 days 1,805 sqft
2020-08-01 59 days 1,795 sqft
2020-09-01 59 days 1,790 sqft
2020-10-01 55 days 1,780 sqft
2020-11-01 66 days 1,768 sqft
2020-12-01 76 days 1,758 sqft
2021-01-01 80 days 1,717 sqft
2021-02-01 79 days 1,761 sqft
2021-03-01 58 days 1,758 sqft
2021-04-01 42 days 1,752 sqft
2021-05-01 42 days 1,776 sqft
2021-06-01 40 days 1,789 sqft
2021-07-01 43 days 1,738 sqft
2021-08-01 48 days 1,701 sqft
2021-09-01 51 days 1,679 sqft
2021-10-01 57 days 1,680 sqft
2021-11-01 67 days 1,639 sqft
2021-12-01 74 days 1,633 sqft
2022-01-01 77 days 1,645 sqft
2022-02-01 75 days 1,640 sqft
2022-03-01 63 days 1,643 sqft
2022-04-01 51 days 1,651 sqft
2022-05-01 38 days 1,686 sqft
2022-06-01 35 days 1,719 sqft
2022-07-01 43 days 1,729 sqft
2022-08-01 49 days 1,731 sqft
2022-09-01 56 days 1,705 sqft
2022-10-01 58 days 1,664 sqft
2022-11-01 61 days 1,645 sqft
2022-12-01 72 days 1,630 sqft
2023-01-01 84 days 1,616 sqft
2023-02-01 83 days 1,652 sqft
2023-03-01 64 days 1,655 sqft
2023-04-01 54 days 1,667 sqft
2023-05-01 54 days 1,613 sqft
2023-06-01 49 days 1,700 sqft
2023-07-01 50 days 1,715 sqft
2023-08-01 52 days 1,693 sqft
2023-09-01 54 days 1,700 sqft
2023-10-01 57 days 1,700 sqft
2023-11-01 54 days 1,663 sqft
2023-12-01 61 days 1,619 sqft
2024-01-01 73 days 1,621 sqft
2024-02-01 79 days 1,603 sqft
SYRACUSE's median listing age (time on market) for 2024-02-01 was 79 days. This is -5% shorter than the same period one year ago.

SYRACUSE's median square footage for active listings during the 2024-02-01 period was 1,603 sqft. One year prior, the average listing was 1,652 sqft.

SYRACUSE, NY Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
13020 Syracuse, NY $740 $840 $1,040 $1,290 $1,490
13021 Syracuse, NY $640 $720 $890 $1,100 $1,280
13027 Syracuse, NY $740 $830 $1,030 $1,280 $1,480
13028 Syracuse, NY $750 $840 $1,040 $1,290 $1,500
13029 Syracuse, NY $770 $860 $1,070 $1,330 $1,540
13030 Syracuse, NY $610 $690 $850 $1,050 $1,220
13031 Syracuse, NY $770 $860 $1,070 $1,330 $1,540
13032 Syracuse, NY $690 $780 $960 $1,190 $1,380
13033 Syracuse, NY $680 $770 $950 $1,180 $1,370
13035 Syracuse, NY $770 $860 $1,070 $1,330 $1,540
13036 Syracuse, NY $660 $740 $920 $1,140 $1,320
13037 Syracuse, NY $640 $720 $890 $1,100 $1,280
13039 Syracuse, NY $740 $830 $1,030 $1,280 $1,480
13041 Syracuse, NY $950 $1,070 $1,320 $1,640 $1,900
13042 Syracuse, NY $870 $920 $1,150 $1,420 $1,650
13043 Syracuse, NY $650 $740 $910 $1,130 $1,310
13044 Syracuse, NY $590 $660 $820 $1,020 $1,180
13051 Syracuse, NY $740 $830 $1,030 $1,280 $1,490
13052 Syracuse, NY $670 $750 $930 $1,150 $1,340
13057 Syracuse, NY $680 $760 $940 $1,170 $1,350
13060 Syracuse, NY $680 $770 $950 $1,180 $1,370
13061 Syracuse, NY $650 $740 $910 $1,130 $1,310
13063 Syracuse, NY $750 $840 $1,040 $1,290 $1,500
13066 Syracuse, NY $830 $930 $1,150 $1,430 $1,650
13069 Syracuse, NY $630 $700 $870 $1,080 $1,250
13072 Syracuse, NY $730 $820 $1,010 $1,260 $1,460
13074 Syracuse, NY $630 $700 $870 $1,080 $1,250
13076 Syracuse, NY $1,030 $1,160 $1,430 $1,770 $2,060
13077 Syracuse, NY $660 $740 $920 $1,140 $1,320
13078 Syracuse, NY $860 $960 $1,190 $1,480 $1,710
13080 Syracuse, NY $590 $660 $820 $1,020 $1,180
13082 Syracuse, NY $680 $760 $940 $1,170 $1,350
13083 Syracuse, NY $630 $720 $950 $1,260 $1,450
13084 Syracuse, NY $690 $780 $960 $1,190 $1,380
13088 Syracuse, NY $750 $840 $1,040 $1,290 $1,500
13089 Syracuse, NY $700 $790 $980 $1,220 $1,410
13090 Syracuse, NY $780 $870 $1,080 $1,340 $1,550
13093 Syracuse, NY $640 $720 $890 $1,100 $1,280
13103 Syracuse, NY $810 $910 $1,130 $1,400 $1,630
13104 Syracuse, NY $720 $810 $1,000 $1,240 $1,440
13108 Syracuse, NY $670 $750 $930 $1,150 $1,340
13110 Syracuse, NY $740 $830 $1,020 $1,270 $1,470
13111 Syracuse, NY $610 $690 $850 $1,050 $1,220
13112 Syracuse, NY $780 $880 $1,090 $1,350 $1,570
13114 Syracuse, NY $590 $660 $820 $1,020 $1,180
13115 Syracuse, NY $640 $720 $890 $1,100 $1,280
13116 Syracuse, NY $670 $750 $930 $1,150 $1,340
13119 Syracuse, NY $700 $790 $980 $1,220 $1,410
13120 Syracuse, NY $590 $660 $820 $1,020 $1,180
13121 Syracuse, NY $640 $720 $890 $1,100 $1,280
13122 Syracuse, NY $710 $800 $990 $1,220 $1,420
13126 Syracuse, NY $640 $720 $890 $1,100 $1,280
13131 Syracuse, NY $680 $770 $950 $1,180 $1,370
13132 Syracuse, NY $690 $780 $960 $1,190 $1,380
13134 Syracuse, NY $670 $750 $920 $1,150 $1,320
13135 Syracuse, NY $630 $700 $870 $1,080 $1,250
13137 Syracuse, NY $700 $790 $980 $1,220 $1,410
13138 Syracuse, NY $700 $790 $980 $1,220 $1,410
13141 Syracuse, NY $700 $780 $970 $1,200 $1,400
13142 Syracuse, NY $640 $720 $890 $1,100 $1,280
13144 Syracuse, NY $610 $690 $850 $1,050 $1,220
13145 Syracuse, NY $660 $740 $950 $1,260 $1,450
13152 Syracuse, NY $850 $950 $1,180 $1,460 $1,700
13153 Syracuse, NY $650 $740 $910 $1,130 $1,310
13156 Syracuse, NY $630 $730 $910 $1,130 $1,230
13158 Syracuse, NY $620 $700 $860 $1,070 $1,240
13159 Syracuse, NY $750 $850 $1,050 $1,300 $1,510
13163 Syracuse, NY $670 $750 $930 $1,150 $1,330
13164 Syracuse, NY $620 $700 $860 $1,070 $1,240
13166 Syracuse, NY $680 $770 $950 $1,180 $1,370
13167 Syracuse, NY $730 $820 $1,020 $1,260 $1,470
13201 Syracuse, NY $700 $790 $980 $1,220 $1,410
13202 Syracuse, NY $820 $920 $1,140 $1,410 $1,640
13203 Syracuse, NY $680 $760 $940 $1,170 $1,350
13204 Syracuse, NY $640 $720 $890 $1,100 $1,280
13205 Syracuse, NY $630 $700 $870 $1,080 $1,250
13206 Syracuse, NY $650 $730 $900 $1,120 $1,290
13207 Syracuse, NY $710 $800 $990 $1,230 $1,420
13208 Syracuse, NY $630 $710 $880 $1,090 $1,270
13209 Syracuse, NY $660 $740 $920 $1,140 $1,320
13210 Syracuse, NY $720 $810 $1,000 $1,240 $1,440
13211 Syracuse, NY $770 $860 $1,070 $1,330 $1,540
13212 Syracuse, NY $710 $800 $990 $1,230 $1,420
13214 Syracuse, NY $680 $770 $950 $1,180 $1,370
13215 Syracuse, NY $780 $880 $1,090 $1,350 $1,570
13217 Syracuse, NY $700 $790 $980 $1,220 $1,410
13218 Syracuse, NY $700 $790 $980 $1,220 $1,410
13219 Syracuse, NY $750 $850 $1,050 $1,300 $1,510
13220 Syracuse, NY $700 $790 $980 $1,220 $1,410
13224 Syracuse, NY $700 $780 $970 $1,200 $1,400
13225 Syracuse, NY $700 $790 $980 $1,220 $1,410
13235 Syracuse, NY $700 $790 $980 $1,220 $1,410
13244 Syracuse, NY $700 $790 $980 $1,220 $1,410
13261 Syracuse, NY $700 $790 $980 $1,220 $1,410
13290 Syracuse, NY $700 $790 $980 $1,220 $1,410
13302 Syracuse, NY $730 $820 $1,020 $1,260 $1,470
13310 Syracuse, NY $690 $770 $960 $1,190 $1,370
13314 Syracuse, NY $630 $690 $860 $1,060 $1,230
13316 Syracuse, NY $640 $660 $820 $1,020 $1,180
13332 Syracuse, NY $680 $760 $940 $1,170 $1,350
13334 Syracuse, NY $690 $780 $960 $1,190 $1,380
13346 Syracuse, NY $780 $870 $1,080 $1,340 $1,550
13355 Syracuse, NY $630 $710 $880 $1,090 $1,270
13364 Syracuse, NY $620 $670 $840 $1,040 $1,200
13402 Syracuse, NY $650 $730 $900 $1,120 $1,290
13408 Syracuse, NY $650 $730 $900 $1,120 $1,290
13409 Syracuse, NY $660 $740 $920 $1,140 $1,320
13418 Syracuse, NY $630 $680 $850 $1,060 $1,230
13421 Syracuse, NY $630 $690 $860 $1,060 $1,230
13425 Syracuse, NY $660 $660 $840 $1,040 $1,210
13426 Syracuse, NY $640 $720 $890 $1,100 $1,280
13437 Syracuse, NY $590 $660 $820 $1,020 $1,180
13460 Syracuse, NY $590 $660 $820 $1,020 $1,180
13464 Syracuse, NY $650 $740 $910 $1,130 $1,310
13480 Syracuse, NY $620 $660 $820 $1,020 $1,180
13483 Syracuse, NY $960 $970 $1,230 $1,520 $1,760
13484 Syracuse, NY $650 $730 $900 $1,120 $1,290
13485 Syracuse, NY $630 $700 $870 $1,080 $1,250
13491 Syracuse, NY $600 $660 $820 $1,020 $1,180
13493 Syracuse, NY $620 $700 $860 $1,070 $1,240
13661 Syracuse, NY $660 $750 $990 $1,330 $1,560

2022 Average & Median Rent Data Statistics
SYRACUSE, NY average 1BR rent: $774, median: $760
SYRACUSE, NY average 2BR rent: $960, median: $950
SYRACUSE, NY average 3BR rent: $1,193, median: $1,180

SYRACUSE, NY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 6,754 $1,517,520,000 $224,685
Home Improvement 2,181 $160,875,000 $73,762
Cash Out Refi 2,081 $346,865,000 $166,682
Refi 1,683 $335,025,000 $199,064
Other 950 $79,690,000 $83,884

Syracuse's most frequently cited loan purpose was Home Purchase, with 6,754 originations. The 2nd most popular reason was Home Improvement, with 2,181 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 3,194 $548,290,000 $171,662
4-5% 3,034 $607,600,000 $200,264
5-6% 3,001 $542,195,000 $180,671
6-7% 1,158 $178,380,000 $154,041
2.5-3% 983 $215,255,000 $218,978
<2.5% 896 $107,260,000 $119,710
7-8% 426 $65,410,000 $153,545
Over 8% 232 $24,000,000 $103,448

During 2022, Syracuse's most frequently originated rate bucket was 3-4%, with 3,194 originations.

Loan Sizing (SYRACUSE, NY MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 5,599 $805,745,000 $143,909
$100,000 or less 4,843 $278,965,000 $57,602
$200k-400k 2,673 $706,055,000 $264,143
$400k-600k 366 $171,560,000 $468,743
$600k-1000k 99 $70,815,000 $715,303
$Over $1MM 69 $406,835,000 $5,896,159

SYRACUSE's loan sizing saw the bucket of loans from $100k-200k with 5,599 originations, totaling $805,745,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 4,763 $951,125,000 $199,690
60-80% 3,320 $842,400,000 $253,735
20-40% 1,963 $152,125,000 $77,496
40-60% 1,466 $265,420,000 $181,050
Under 20% 1,327 $53,075,000 $39,996
Over 100% 72 $20,980,000 $291,389

SYRACUSE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 4,763 originations, totaling $951,125,000 in origination value.