SYRACUSE Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Syracuse averaged
6.39%
for the week of 2024-11-07, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2024-10-31) was
6.52% and
one month ago for the week of 2024-10-03, the
average rate was 5.62%.
Syracuse's average rate one year ago was 7.26%.
For refis of the same type during the week of 2024-11-07, the average rate
was 6.25%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-07 | 6.79% |
| Syracuse 30 Year Fixed Rate | 2024-11-07 | 6.39% |
| Syracuse 30 Year Fixed Rate Refi | 2024-11-07 | 6.25% |
| Syracuse 15 Year Fixed Rate | 2024-11-07 | 6.15% |
| Syracuse 15 Year Fixed Rate Refi | 2024-11-07 | 6.76% |
| Syracuse 30 Year FHA | 2024-11-07 | 6.49% |
| Syracuse 30 Year FHA Refi | 2024-11-07 | 6.53% |
| Syracuse 30 Year USDA | 2024-11-07 | 6.38% |
| Syracuse 30 Year USDA Refi | 2024-11-07 | 6.38% |
| Syracuse 30 Year VA | 2024-11-07 | 6.36% |
| Syracuse 30 Year VA Refi | 2024-11-07 | 6.44% |
SYRACUSE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SYRACUSE, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SYRACUSE Average Closing Costs & Other Stats
SYRACUSE, NY's 126 lenders originated 10,806
loans during 2023. The total origination value was $1,954,320,000, with an average loan value of
$180,855.
SYRACUSE's average closing costs are $4,438.
The top SYRACUSE lender as defined by loan originations is SEFCU SERVICES, LLC, with
368 loans originated. Their average total fees are
$3,749, which is $307
higher than the next largest lender,
Empower Federal Credit Union.
The lowest fee SYRACUSE lenders (with over 10 loans originated) are
CFCU Community Credit Union ($510), Community Bank ($587), THE SUMMIT Federal Credit Union ($2,922), Adirondack Bank ($3,048) and Pathfinder Bank ($3,118).
The lowest rate SYRACUSE lenders (with over 10 loans originated) are
SEFCU SERVICES, LLC (5.37%), AMERICU Credit Union (5.76%), Adirondack Bank (5.95%), CFCU Community Credit Union (5.98%) and Geddes Federal Savings and Loan Association (6.08%).
SYRACUSE, NY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| Empower Federal Credit Union | $304,995,000 | $250,885,000 | -17.7% | 12.8% |
| SEFCU SERVICES, LLC | $98,160,000 | $96,375,000 | -1.8% | 4.9% |
| AMERICU Credit Union | $130,340,000 | $91,510,000 | -29.8% | 4.7% |
| NBT Bank | $85,685,000 | $85,790,000 | 0.1% | 4.4% |
| QUICKEN LOANS, LLC | $118,270,000 | $73,120,000 | -38.2% | 3.7% |
| Geddes Federal Savings and Loan Association | $90,430,000 | $71,745,000 | -20.7% | 3.7% |
| PARAGON HOME LOANS INC. | $91,810,000 | $63,795,000 | -30.5% | 3.3% |
| GREYSTONE SERVICING COMPANY LLC | $60,445,000 | n/a | 3.1% | |
| Community Bank | $49,780,000 | $59,095,000 | 18.7% | 3.0% |
| MOVEMENT MORTGAGE, LLC | $64,655,000 | $58,270,000 | -9.9% | 3.0% |
| Genesee Regional Bank | $57,855,000 | $57,040,000 | -1.4% | 2.9% |
| Tompkins Trust Company | $25,755,000 | $56,700,000 | 120.2% | 2.9% |
| M&T Bank | $73,225,000 | $50,475,000 | -31.1% | 2.6% |
| KeyBank | $83,080,000 | $49,005,000 | -41.0% | 2.5% |
| Solvay Bank | $48,610,000 | $44,240,000 | -9.0% | 2.3% |
| HUNT MORTGAGE CORPORATION | $43,585,000 | $43,715,000 | 0.3% | 2.2% |
| HOMESTEAD FUNDING CORP. | $50,755,000 | $39,800,000 | -21.6% | 2.0% |
| Pathfinder Bank | $68,120,000 | $36,750,000 | -46.1% | 1.9% |
| PLAZA HOME MORTGAGE, INC. | $48,645,000 | $35,695,000 | -26.6% | 1.8% |
| Arbor Realty Trust, Inc. | $24,050,000 | $34,990,000 | 45.5% | 1.8% |
| Webster Bank | $34,005,000 | n/a | 1.7% | |
| Citizens Bank | $37,830,000 | $28,160,000 | -25.6% | 1.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $30,100,000 | $26,960,000 | -10.4% | 1.4% |
| Fulton Savings Bank | $57,785,000 | $26,245,000 | -54.6% | 1.3% |
| 1ST PRIORITY MORTGAGE, INC. | $24,810,000 | $23,400,000 | -5.7% | 1.2% |
| M&T Realty Capital Corporation | $16,560,000 | $22,105,000 | 33.5% | 1.1% |
| Mortgage Research Center, LLC | $21,435,000 | $18,155,000 | -15.3% | 0.9% |
| Premium Mortgage Corporation | $26,985,000 | $17,640,000 | -34.6% | 0.9% |
| STATE EMPLOYEES FEDERAL CREDIT UNION | $17,110,000 | $16,460,000 | -3.8% | 0.8% |
| ORIX REAL ESTATE CAPITAL, LLC | $15,195,000 | n/a | 0.8% | |
| Bank of America | $19,710,000 | $15,185,000 | -23.0% | 0.8% |
| NAVY FEDERAL CREDIT UNION | $12,735,000 | $15,005,000 | 17.8% | 0.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $18,635,000 | $14,275,000 | -23.4% | 0.7% |
| Wells Fargo Bank | $55,940,000 | $13,705,000 | -75.5% | 0.7% |
| SECNY Federal Credit Union | $18,690,000 | $13,595,000 | -27.3% | 0.7% |
| JPMorgan Chase Bank | $29,075,000 | $13,175,000 | -54.7% | 0.7% |
| Seneca Savings | $15,395,000 | $12,620,000 | -18.0% | 0.6% |
| The Lyons National Bank | $15,895,000 | $11,525,000 | -27.5% | 0.6% |
| NORTHERN CREDIT UNION | $8,785,000 | $9,205,000 | 4.8% | 0.5% |
| VISIONS | $23,365,000 | $9,205,000 | -60.6% | 0.5% |
| THE SUMMIT Federal Credit Union | $11,140,000 | $9,110,000 | -18.2% | 0.5% |
| OSWEGO COUNTY | $6,130,000 | $8,975,000 | 46.4% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $18,685,000 | $8,115,000 | -56.6% | 0.4% |
| Berkshire Bank | $30,290,000 | $7,650,000 | -74.7% | 0.4% |
| TD Bank | $4,870,000 | $7,440,000 | 52.8% | 0.4% |
| Farm Credit East, ACA | $4,410,000 | $7,360,000 | 66.9% | 0.4% |
| Northwest Bank | $2,265,000 | $7,270,000 | 221.0% | 0.4% |
| PNC Bank | $2,330,000 | $6,980,000 | 199.6% | 0.4% |
| LOANDEPOT.COM, LLC | $8,365,000 | $6,755,000 | -19.2% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $4,395,000 | $5,485,000 | 24.8% | 0.3% |
| Morgan Stanley Private Bank | $6,430,000 | $5,340,000 | -17.0% | 0.3% |
| 21ST MORTGAGE CORPORATION | $4,345,000 | $5,070,000 | 16.7% | 0.3% |
| CFCU Community Credit Union | $5,620,000 | $4,935,000 | -12.2% | 0.3% |
| LIMA ONE CAPITAL, LLC | $645,000 | $4,830,000 | 648.8% | 0.2% |
| PENNYMAC LOAN SERVICES, LLC | $750,000 | $4,825,000 | 543.3% | 0.2% |
| U.S. Bank | $5,205,000 | $4,710,000 | -9.5% | 0.2% |
| HOME TOWN FUNDING, INC. | $3,315,000 | $4,465,000 | 34.7% | 0.2% |
| USAA Federal Savings Bank | $6,725,000 | $4,375,000 | -34.9% | 0.2% |
| FIRST SOURCE | $3,735,000 | $3,565,000 | -4.6% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $5,480,000 | $3,495,000 | -36.2% | 0.2% |
| GPO Federal Credit Union | $2,500,000 | $3,300,000 | 32.0% | 0.2% |
| FREEDOM MORTGAGE CORPORATION | $5,060,000 | $3,105,000 | -38.6% | 0.2% |
| Adirondack Bank | $1,465,000 | $3,045,000 | 107.8% | 0.2% |
| The Upstate National Bank | $3,855,000 | $2,880,000 | -25.3% | 0.1% |
| NEWREZ LLC | $2,460,000 | $2,840,000 | 15.4% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $2,490,000 | $2,520,000 | 1.2% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $1,450,000 | $2,425,000 | 67.2% | 0.1% |
| Carrington Mortgage Services, LLC | $4,625,000 | $2,320,000 | -49.8% | 0.1% |
| First Savings Bank | $340,000 | $2,230,000 | 555.9% | 0.1% |
| Discover Bank | $1,890,000 | $2,125,000 | 12.4% | 0.1% |
| Citibank | $1,095,000 | $2,080,000 | 90.0% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $2,255,000 | $1,975,000 | -12.4% | 0.1% |
| Metro City Bank | $1,505,000 | $1,890,000 | 25.6% | 0.1% |
| GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION | $585,000 | $1,790,000 | 206.0% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $745,000 | $1,780,000 | 138.9% | 0.1% |
| Savannah Bank | $1,665,000 | n/a | 0.1% | |
| ACCESS Federal Credit Union | $585,000 | $1,470,000 | 151.3% | 0.1% |
| Five Star Bank | $14,425,000 | $1,460,000 | -89.9% | 0.1% |
| CARDINAL FINANCIAL | $2,005,000 | $1,450,000 | -27.7% | 0.1% |
| Chemung Canal Trust Company | $2,600,000 | $1,400,000 | -46.2% | 0.1% |
| The Federal Savings Bank | $1,520,000 | $1,400,000 | -7.9% | 0.1% |
| The Canandaigua National Bank and Trust Company | $2,960,000 | $1,330,000 | -55.1% | 0.1% |
| COREVEST AMERICAN FINANCE LENDER LLC | $1,325,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $1,250,000 | n/a | 0.1% | |
| ARC HOME LLC | $505,000 | $1,205,000 | 138.6% | 0.1% |
| GUIDANCE RESIDENTIAL, LLC | $840,000 | $1,190,000 | 41.7% | 0.1% |
| UBS Bank USA | $205,000 | $1,090,000 | 431.7% | 0.1% |
| Ukrainian Federal Credit Union | $2,090,000 | $1,045,000 | -50.0% | 0.1% |
| AMERICAN FINANCING CORPORATION | $4,795,000 | $1,040,000 | -78.3% | 0.1% |
| Evolve Bank & Trust | $2,680,000 | $990,000 | -63.1% | 0.1% |
| Ally Bank | $950,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $1,525,000 | $940,000 | -38.4% | 0.0% |
| Stifel Bank and Trust | $2,210,000 | $930,000 | -57.9% | 0.0% |
| Wayne Bank | $345,000 | $930,000 | 169.6% | 0.0% |
| Plains Commerce Bank | $915,000 | n/a | 0.0% | |
| Quontic Bank | $1,340,000 | $895,000 | -33.2% | 0.0% |
| BETTER MORTGAGE CORPORATION | $1,140,000 | $890,000 | -21.9% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $570,000 | $875,000 | 53.5% | 0.0% |
| CORNING | $915,000 | $825,000 | -9.8% | 0.0% |
| Carthage Federal Savings and Loan Association | $310,000 | $815,000 | 162.9% | 0.0% |
| LENDINGONE, LLC | $1,680,000 | $810,000 | -51.8% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $400,000 | $805,000 | 101.3% | 0.0% |
| GUARANTEED RATE, INC. | $4,650,000 | $795,000 | -82.9% | 0.0% |
| CLIFFCO, INC. | $785,000 | n/a | 0.0% | |
| Generations Bank | $145,000 | $760,000 | 424.1% | 0.0% |
| PREMIA MORTGAGE, LLC | $245,000 | $740,000 | 202.0% | 0.0% |
| Baxter Credit Union | $530,000 | $720,000 | 35.8% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $360,000 | $720,000 | 100.0% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $580,000 | $710,000 | 22.4% | 0.0% |
| FIRST NEW YORK | $670,000 | n/a | 0.0% | |
| UIF CORPORATION | $185,000 | $655,000 | 254.1% | 0.0% |
| First National Bank of Dryden | $645,000 | n/a | 0.0% | |
| Cathay Bank | $640,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $525,000 | $635,000 | 21.0% | 0.0% |
| First Horizon Bank | $615,000 | n/a | 0.0% | |
| NBKC BANK | $580,000 | $610,000 | 5.2% | 0.0% |
| SILVER HILL FUNDING, LLC | $315,000 | $605,000 | 92.1% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $600,000 | n/a | 0.0% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,725,000 | $570,000 | -67.0% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $1,370,000 | $560,000 | -59.1% | 0.0% |
| Leader Bank | $410,000 | $550,000 | 34.1% | 0.0% |
| BNY Mellon | $545,000 | n/a | 0.0% | |
| FAMILY FIRST OF NY | $595,000 | $545,000 | -8.4% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $205,000 | $530,000 | 158.5% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $510,000 | $525,000 | 2.9% | 0.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,250,000 | $505,000 | -77.6% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $1,010,000 | $500,000 | -50.5% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $650,000 | $445,000 | -31.5% | 0.0% |
| Bank of England | $720,000 | $435,000 | -39.6% | 0.0% |
| RELIANT COMMUNITY FEDERAL CREDIT UNION | $355,000 | $435,000 | 22.5% | 0.0% |
| Wilmington Savings Fund Society, FSB | $415,000 | n/a | 0.0% | |
| First IC Corporation | $390,000 | n/a | 0.0% | |
| Tioga State Bank | $1,250,000 | $365,000 | -70.8% | 0.0% |
| MORTGAGE ACCESS CORP. | $710,000 | $345,000 | -51.4% | 0.0% |
| NP, Inc. | $125,000 | $345,000 | 176.0% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $345,000 | n/a | 0.0% | |
| CNB Bank | $335,000 | n/a | 0.0% | |
| First United Bank | $335,000 | n/a | 0.0% | |
| FIRST HERITAGE FEDERAL CREDIT UNION | $330,000 | n/a | 0.0% | |
| Logan Finance Corporation | $330,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $805,000 | $330,000 | -59.0% | 0.0% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $325,000 | n/a | 0.0% | |
| Axos Bank | $245,000 | $320,000 | 30.6% | 0.0% |
| Hoyne Savings Bank | $315,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $605,000 | $305,000 | -49.6% | 0.0% |
| Flagstar Bank, FSB | $7,235,000 | $305,000 | -95.8% | 0.0% |
| Mabrey Bank | $295,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $310,000 | $285,000 | -8.1% | 0.0% |
| Nassau Educators Federal Credit Union | $280,000 | n/a | 0.0% | |
| First National Bank of Pennsylvania | $275,000 | n/a | 0.0% | |
| NJ LENDERS CORP. | $290,000 | $275,000 | -5.2% | 0.0% |
| Municipal Credit Union | $265,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $260,000 | n/a | 0.0% | |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $135,000 | $255,000 | 88.9% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $245,000 | n/a | 0.0% | |
| BOND STREET MORTGAGE, LLC | $190,000 | $235,000 | 23.7% | 0.0% |
| HARTFORD FUNDING, LTD. | $165,000 | $225,000 | 36.4% | 0.0% |
| The National Bank of Coxsackie | $350,000 | $215,000 | -38.6% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $185,000 | $205,000 | 10.8% | 0.0% |
| Service Federal Credit Union | $205,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $205,000 | n/a | 0.0% | |
| SUNMARK FEDERAL CREDIT UNION | $270,000 | $185,000 | -31.5% | 0.0% |
| American Airlines Federal Credit Union | $390,000 | $180,000 | -53.8% | 0.0% |
| Equity Prime Mortgage LLC | $180,000 | n/a | 0.0% | |
| BRIDGEVIEW MORTGAGE CORP. | $175,000 | n/a | 0.0% | |
| FirstBank | $410,000 | $175,000 | -57.3% | 0.0% |
| Truist | $330,000 | $170,000 | -48.5% | 0.0% |
| Pinnacle Bank | $165,000 | n/a | 0.0% | |
| Centier Bank | $25,000 | $160,000 | 540.0% | 0.0% |
| HUDSON VALLEY CREDIT UNION | $655,000 | $155,000 | -76.3% | 0.0% |
| Ponce Bank | $155,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $145,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $295,000 | $145,000 | -50.8% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $965,000 | $145,000 | -85.0% | 0.0% |
| RBC Bank, (Georgia) | $320,000 | $145,000 | -54.7% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $135,000 | n/a | 0.0% | |
| CMG MORTGAGE, INC. | $135,000 | n/a | 0.0% | |
| Peoples State Bank of Plainview | $135,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $130,000 | n/a | 0.0% | |
| BOKF | $125,000 | $125,000 | 0.0% | 0.0% |
| Fifth Third Bank | $65,000 | $125,000 | 92.3% | 0.0% |
| RESIDENTIAL HOME FUNDING CORP. | $345,000 | $125,000 | -63.8% | 0.0% |
| UTILITIES EMPLOYEES CREDIT UNION | $220,000 | $115,000 | -47.7% | 0.0% |
| MidFirst Bank | $110,000 | $110,000 | 0.0% | 0.0% |
| EMBRACE HOME LOANS, INC. | $1,545,000 | $85,000 | -94.5% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $85,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $330,000 | $75,000 | -77.3% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $150,000 | $65,000 | -56.7% | 0.0% |
| GHS Federal Credit Union | $55,000 | n/a | 0.0% | |
| BayCoast Bank | $70,000 | $35,000 | -50.0% | 0.0% |
| GREENWOOD | $35,000 | n/a | 0.0% | |
| United Community Bank | $15,000 | n/a | 0.0% |
SYRACUSE's top lender by overall market share is Empower Federal Credit Union, with 12.8% market share. In second place, with 4.9%, is SEFCU SERVICES, LLC, having originated $96,375,000 in loans. In third place, with 4.7%, is AMERICU Credit Union, having originated $91,510,000 in loans. In fourth place, with 4.4%, is NBT Bank, having originated $85,790,000 in loans. In fifth place, with 3.7%, is QUICKEN LOANS, LLC, having originated $73,120,000 in loans.
SYRACUSE, NY Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 13020 | Syracuse, NY MSA | $860 | $970 | $1,190 | $1,470 | $1,700 |
| 13021 | Syracuse, NY MSA | $740 | $820 | $1,020 | $1,260 | $1,450 |
| 13027 | Syracuse, NY MSA | $870 | $980 | $1,210 | $1,490 | $1,720 |
| 13028 | Syracuse, NY MSA | $760 | $820 | $1,020 | $1,250 | $1,460 |
| 13029 | Syracuse, NY MSA | $850 | $950 | $1,180 | $1,450 | $1,680 |
| 13030 | Syracuse, NY MSA | $690 | $780 | $960 | $1,180 | $1,370 |
| 13031 | Syracuse, NY MSA | $870 | $980 | $1,210 | $1,490 | $1,720 |
| 13032 | Syracuse, NY MSA | $770 | $870 | $1,070 | $1,320 | $1,520 |
| 13033 | Syracuse, NY MSA | $790 | $880 | $1,090 | $1,350 | $1,560 |
| 13035 | Syracuse, NY MSA | $910 | $1,020 | $1,260 | $1,550 | $1,790 |
| 13036 | Syracuse, NY MSA | $770 | $870 | $1,070 | $1,320 | $1,520 |
| 13037 | Syracuse, NY MSA | $740 | $820 | $1,020 | $1,260 | $1,450 |
| 13039 | Syracuse, NY MSA | $850 | $950 | $1,180 | $1,450 | $1,680 |
| 13041 | Syracuse, NY MSA | $1,110 | $1,250 | $1,540 | $1,900 | $2,190 |
| 13042 | Syracuse, NY MSA | $1,030 | $1,100 | $1,370 | $1,680 | $1,960 |
| 13043 | Syracuse, NY MSA | $740 | $830 | $1,030 | $1,270 | $1,470 |
| 13044 | Syracuse, NY MSA | $640 | $710 | $880 | $1,080 | $1,260 |
| 13051 | Syracuse, NY MSA | $840 | $940 | $1,160 | $1,430 | $1,650 |
| 13052 | Syracuse, NY MSA | $780 | $870 | $1,080 | $1,330 | $1,540 |
| 13057 | Syracuse, NY MSA | $770 | $870 | $1,070 | $1,320 | $1,520 |
| 13060 | Syracuse, NY MSA | $750 | $840 | $1,040 | $1,280 | $1,480 |
| 13061 | Syracuse, NY MSA | $740 | $830 | $1,030 | $1,270 | $1,470 |
| 13063 | Syracuse, NY MSA | $870 | $970 | $1,200 | $1,480 | $1,710 |
| 13066 | Syracuse, NY MSA | $950 | $1,070 | $1,320 | $1,630 | $1,880 |
| 13069 | Syracuse, NY MSA | $720 | $810 | $1,000 | $1,230 | $1,420 |
| 13072 | Syracuse, NY MSA | $750 | $840 | $1,040 | $1,280 | $1,480 |
| 13074 | Syracuse, NY MSA | $700 | $780 | $970 | $1,200 | $1,380 |
| 13076 | Syracuse, NY MSA | $1,180 | $1,330 | $1,640 | $2,020 | $2,340 |
| 13077 | Syracuse, NY MSA | $770 | $870 | $1,070 | $1,320 | $1,520 |
| 13078 | Syracuse, NY MSA | $1,000 | $1,120 | $1,380 | $1,700 | $1,960 |
| 13080 | Syracuse, NY MSA | $630 | $710 | $870 | $1,080 | $1,260 |
| 13082 | Syracuse, NY MSA | $750 | $840 | $1,040 | $1,280 | $1,480 |
| 13083 | Syracuse, NY MSA | $710 | $810 | $1,070 | $1,430 | $1,680 |
| 13084 | Syracuse, NY MSA | $730 | $820 | $1,010 | $1,240 | $1,440 |
| 13088 | Syracuse, NY MSA | $870 | $970 | $1,200 | $1,480 | $1,710 |
| 13089 | Syracuse, NY MSA | $820 | $910 | $1,130 | $1,390 | $1,610 |
| 13090 | Syracuse, NY MSA | $900 | $1,010 | $1,250 | $1,540 | $1,780 |
| 13093 | Syracuse, NY MSA | $740 | $820 | $1,020 | $1,260 | $1,450 |
| 13103 | Syracuse, NY MSA | $1,200 | $1,340 | $1,660 | $2,050 | $2,360 |
| 13104 | Syracuse, NY MSA | $820 | $920 | $1,140 | $1,400 | $1,620 |
| 13108 | Syracuse, NY MSA | $780 | $870 | $1,080 | $1,330 | $1,540 |
| 13110 | Syracuse, NY MSA | $870 | $970 | $1,200 | $1,480 | $1,710 |
| 13111 | Syracuse, NY MSA | $750 | $840 | $1,040 | $1,280 | $1,480 |
| 13112 | Syracuse, NY MSA | $900 | $1,000 | $1,240 | $1,530 | $1,770 |
| 13114 | Syracuse, NY MSA | $670 | $750 | $930 | $1,150 | $1,320 |
| 13115 | Syracuse, NY MSA | $740 | $820 | $1,020 | $1,260 | $1,450 |
| 13116 | Syracuse, NY MSA | $790 | $890 | $1,100 | $1,360 | $1,570 |
| 13119 | Syracuse, NY MSA | $820 | $910 | $1,130 | $1,390 | $1,610 |
| 13120 | Syracuse, NY MSA | $830 | $930 | $1,140 | $1,410 | $1,630 |
| 13121 | Syracuse, NY MSA | $740 | $820 | $1,020 | $1,260 | $1,450 |
| 13122 | Syracuse, NY MSA | $770 | $870 | $1,070 | $1,320 | $1,520 |
| 13126 | Syracuse, NY MSA | $740 | $820 | $1,020 | $1,260 | $1,450 |
| 13131 | Syracuse, NY MSA | $830 | $930 | $1,150 | $1,420 | $1,640 |
| 13132 | Syracuse, NY MSA | $740 | $830 | $1,030 | $1,270 | $1,470 |
| 13134 | Syracuse, NY MSA | $750 | $850 | $1,040 | $1,280 | $1,490 |
| 13135 | Syracuse, NY MSA | $730 | $820 | $1,010 | $1,240 | $1,440 |
| 13137 | Syracuse, NY MSA | $820 | $910 | $1,130 | $1,390 | $1,610 |
| 13138 | Syracuse, NY MSA | $870 | $970 | $1,200 | $1,480 | $1,710 |
| 13141 | Syracuse, NY MSA | $750 | $840 | $1,040 | $1,280 | $1,480 |
| 13142 | Syracuse, NY MSA | $740 | $820 | $1,020 | $1,260 | $1,450 |
| 13144 | Syracuse, NY MSA | $660 | $740 | $920 | $1,130 | $1,310 |
| 13145 | Syracuse, NY MSA | $730 | $820 | $1,070 | $1,430 | $1,680 |
| 13152 | Syracuse, NY MSA | $1,030 | $1,150 | $1,420 | $1,750 | $2,020 |
| 13153 | Syracuse, NY MSA | $770 | $860 | $1,060 | $1,310 | $1,510 |
| 13156 | Syracuse, NY MSA | $660 | $750 | $940 | $1,160 | $1,270 |
| 13158 | Syracuse, NY MSA | $740 | $820 | $1,020 | $1,260 | $1,450 |
| 13159 | Syracuse, NY MSA | $880 | $990 | $1,220 | $1,500 | $1,740 |
| 13163 | Syracuse, NY MSA | $750 | $840 | $1,040 | $1,280 | $1,480 |
| 13164 | Syracuse, NY MSA | $720 | $810 | $1,000 | $1,230 | $1,420 |
| 13166 | Syracuse, NY MSA | $790 | $890 | $1,100 | $1,360 | $1,570 |
| 13167 | Syracuse, NY MSA | $870 | $970 | $1,200 | $1,480 | $1,710 |
| 13201 | Syracuse, NY MSA | $820 | $910 | $1,130 | $1,390 | $1,610 |
| 13202 | Syracuse, NY MSA | $950 | $1,060 | $1,310 | $1,610 | $1,870 |
| 13203 | Syracuse, NY MSA | $780 | $870 | $1,080 | $1,330 | $1,540 |
| 13204 | Syracuse, NY MSA | $740 | $820 | $1,020 | $1,260 | $1,450 |
| 13205 | Syracuse, NY MSA | $730 | $820 | $1,010 | $1,240 | $1,440 |
| 13206 | Syracuse, NY MSA | $740 | $830 | $1,030 | $1,270 | $1,470 |
| 13207 | Syracuse, NY MSA | $810 | $910 | $1,120 | $1,380 | $1,590 |
| 13208 | Syracuse, NY MSA | $740 | $820 | $1,020 | $1,260 | $1,450 |
| 13209 | Syracuse, NY MSA | $770 | $870 | $1,070 | $1,320 | $1,520 |
| 13210 | Syracuse, NY MSA | $840 | $940 | $1,160 | $1,430 | $1,650 |
| 13211 | Syracuse, NY MSA | $910 | $1,020 | $1,260 | $1,550 | $1,790 |
| 13212 | Syracuse, NY MSA | $820 | $910 | $1,130 | $1,390 | $1,610 |
| 13214 | Syracuse, NY MSA | $800 | $900 | $1,110 | $1,370 | $1,580 |
| 13215 | Syracuse, NY MSA | $900 | $1,010 | $1,250 | $1,540 | $1,780 |
| 13217 | Syracuse, NY MSA | $820 | $910 | $1,130 | $1,390 | $1,610 |
| 13218 | Syracuse, NY MSA | $820 | $910 | $1,130 | $1,390 | $1,610 |
| 13219 | Syracuse, NY MSA | $870 | $970 | $1,200 | $1,480 | $1,710 |
| 13220 | Syracuse, NY MSA | $820 | $910 | $1,130 | $1,390 | $1,610 |
| 13224 | Syracuse, NY MSA | $810 | $910 | $1,120 | $1,380 | $1,590 |
| 13225 | Syracuse, NY MSA | $820 | $910 | $1,130 | $1,390 | $1,610 |
| 13235 | Syracuse, NY MSA | $820 | $910 | $1,130 | $1,390 | $1,610 |
| 13244 | Syracuse, NY MSA | $820 | $910 | $1,130 | $1,390 | $1,610 |
| 13261 | Syracuse, NY MSA | $820 | $910 | $1,130 | $1,390 | $1,610 |
| 13290 | Syracuse, NY MSA | $820 | $910 | $1,130 | $1,390 | $1,610 |
| 13302 | Syracuse, NY MSA | $850 | $950 | $1,170 | $1,440 | $1,670 |
| 13310 | Syracuse, NY MSA | $790 | $880 | $1,090 | $1,340 | $1,550 |
| 13314 | Syracuse, NY MSA | $740 | $820 | $1,010 | $1,240 | $1,440 |
| 13316 | Syracuse, NY MSA | $700 | $710 | $880 | $1,080 | $1,270 |
| 13332 | Syracuse, NY MSA | $750 | $840 | $1,040 | $1,280 | $1,480 |
| 13334 | Syracuse, NY MSA | $770 | $870 | $1,070 | $1,320 | $1,530 |
| 13346 | Syracuse, NY MSA | $870 | $970 | $1,200 | $1,480 | $1,710 |
| 13355 | Syracuse, NY MSA | $670 | $750 | $930 | $1,150 | $1,320 |
| 13364 | Syracuse, NY MSA | $710 | $770 | $960 | $1,180 | $1,370 |
| 13402 | Syracuse, NY MSA | $750 | $840 | $1,040 | $1,280 | $1,480 |
| 13408 | Syracuse, NY MSA | $730 | $820 | $1,010 | $1,240 | $1,440 |
| 13409 | Syracuse, NY MSA | $760 | $850 | $1,050 | $1,290 | $1,500 |
| 13418 | Syracuse, NY MSA | $1,180 | $1,320 | $1,630 | $2,010 | $2,320 |
| 13421 | Syracuse, NY MSA | $720 | $790 | $980 | $1,210 | $1,400 |
| 13425 | Syracuse, NY MSA | $740 | $750 | $940 | $1,150 | $1,360 |
| 13426 | Syracuse, NY MSA | $740 | $820 | $1,020 | $1,260 | $1,450 |
| 13437 | Syracuse, NY MSA | $630 | $710 | $870 | $1,080 | $1,260 |
| 13460 | Syracuse, NY MSA | $660 | $740 | $910 | $1,120 | $1,300 |
| 13464 | Syracuse, NY MSA | $740 | $830 | $1,030 | $1,270 | $1,470 |
| 13480 | Syracuse, NY MSA | $700 | $710 | $890 | $1,090 | $1,280 |
| 13483 | Syracuse, NY MSA | $1,130 | $1,140 | $1,430 | $1,740 | $2,060 |
| 13484 | Syracuse, NY MSA | $730 | $820 | $1,010 | $1,240 | $1,440 |
| 13485 | Syracuse, NY MSA | $720 | $800 | $990 | $1,220 | $1,410 |
| 13491 | Syracuse, NY MSA | $700 | $720 | $900 | $1,090 | $1,290 |
| 13493 | Syracuse, NY MSA | $690 | $780 | $960 | $1,180 | $1,370 |
| 13661 | Syracuse, NY MSA | $710 | $810 | $1,070 | $1,430 | $1,680 |
2022 Average & Median Rent Data Statistics
SYRACUSE, NY average 1BR rent: $890, median: $870
SYRACUSE, NY average 2BR rent: $1,103, median: $1,070
SYRACUSE, NY average 3BR rent: $1,361, median: $1,320
SYRACUSE, NY Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 5,375 | $1,238,185,000 | $230,360 |
| Home Improvement | 2,050 | $185,220,000 | $90,351 |
| Cash Out Refi | 1,301 | $221,585,000 | $170,319 |
| Other | 1,116 | $88,360,000 | $79,176 |
| Refi | 964 | $220,970,000 | $229,222 |
Syracuse's most frequently cited loan purpose was Home Purchase, with 5,375 originations. The 2nd most popular reason was Home Improvement, with 2,050 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 3,537 | $644,865,000 | $182,320 |
| 7-8% | 1,945 | $335,885,000 | $172,692 |
| 5-6% | 1,729 | $402,465,000 | $232,773 |
| <2.5% | 1,297 | $136,015,000 | $104,869 |
| Over 8% | 1,134 | $142,570,000 | $125,723 |
| 4-5% | 282 | $71,950,000 | $255,142 |
| 3-4% | 194 | $24,060,000 | $124,021 |
| 2.5-3% | 9 | $1,205,000 | $133,889 |
During 2023, Syracuse's most frequently originated rate bucket was 6-7%, with 3,537 originations.
Loan Sizing (SYRACUSE, NY MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 4,232 | $231,690,000 | $54,747 |
| $100k-200k | 3,867 | $560,485,000 | $144,941 |
| $200k-400k | 2,260 | $602,880,000 | $266,761 |
| $400k-600k | 295 | $140,155,000 | $475,102 |
| $600k-1000k | 90 | $64,040,000 | $711,556 |
| $Over $1MM | 62 | $355,070,000 | $5,726,935 |
SYRACUSE's loan sizing saw the bucket of loans from $100,000 or less with 4,232 originations, totaling $231,690,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 3,543 | $743,015,000 | $209,714 |
| 60-80% | 2,089 | $630,715,000 | $301,922 |
| 20-40% | 1,919 | $172,195,000 | $89,732 |
| Under 20% | 1,400 | $53,260,000 | $38,043 |
| 40-60% | 1,071 | $168,255,000 | $157,101 |
| Over 100% | 61 | $31,145,000 | $510,574 |
SYRACUSE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,543 originations, totaling $743,015,000 in origination value.