ROCHESTER Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Rochester averaged 7.05% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

The average rate for the prior week (2023-11-22) was 7.32% and one month ago for the week of 2023-10-26, the average rate was 7.82%.

Rochester's average rate one year ago was 6.61%.

For refis of the same type during the week of 2023-11-30, the average rate was 6.55%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-30 7.22%
Rochester 30 Year Fixed Rate 2023-11-30 7.05%
Rochester 30 Year Fixed Rate Refi 2023-11-30 6.55%
Rochester 15 Year Fixed Rate 2023-11-30 6.33%
Rochester 15 Year Fixed Rate Refi 2023-11-30 6.32%
Rochester 30 Year FHA 2023-11-30 6.42%
Rochester 30 Year FHA Refi 2023-11-30 6.85%
Rochester 30 Year USDA 2023-11-30 6.55%
Rochester 30 Year USDA Refi 2023-11-30 6.9%
Rochester 30 Year VA 2023-11-30 6.36%
Rochester 30 Year VA Refi 2023-11-30 6.67%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ROCHESTER, NY.

ROCHESTER Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ROCHESTER, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Premium Mortgage Corporation 1,800 5.20% $3,979
Genesee Regional Bank 1,056 5.36% $4,660
ESL Federal Credit Union 614 4.95% $3,413
PRIMELENDING, A PLAINSCAPITAL COMPANY 564 5.32% $5,353
HOME TOWN FUNDING, INC. 492 4.80% $3,520
The Lyons National Bank 368 4.57% $5,344
QUICKEN LOANS, LLC 367 5.10% $6,119
1ST PRIORITY MORTGAGE, INC. 308 5.07% $3,988
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 233 5.20% $5,165
UNITED WHOLESALE MORTGAGE, LLC 228 5.43% $7,194
JPMorgan Chase Bank 157 5.11% $3,976
KeyBank 157 4.74% $4,001
Community Bank 149 5.39% $806
M&T Bank 146 4.66% $4,396
HUNT MORTGAGE CORPORATION 145 5.30% $5,330
Wells Fargo Bank 133 4.74% $4,704
Five Star Bank 123 4.93% $3,325
RELIANT COMMUNITY FEDERAL CREDIT UNION 104 5.21% $3,271
MOVEMENT MORTGAGE, LLC 97 5.01% $5,005
Citizens Bank 90 4.38% $4,827
FAMILY FIRST OF NY 85 5.14% $3,435
Bank of America 82 4.33% $2,762
Evans Bank 75 4.83% $3,063
Mr. Cooper ( Nationstar Mortgage ) 73 4.92% $6,234
NVR Mortgage Finance, Inc. 72 4.44% $8,939
HOMESTEAD FUNDING CORP. 67 5.12% $3,868
Tompkins Trust Company 60 5.03% $3,502
Pittsford Federal Credit Union 44 4.30% $2,596
FINANCE OF AMERICA MORTGAGE LLC 41 5.22% $7,969
Farm Credit East, ACA 39 5.16% $7,443
Northwest Bank 37 4.67% $6,499
CALIBER HOME LOANS, INC. 33 4.11% $6,284
HOME POINT FINANCIAL CORPORATION 33 4.46% $7,381
THE SUMMIT Federal Credit Union 23 5.05% $3,122
KINECTA 22 4.34% $3,659
ROYAL UNITED MORTGAGE LLC 22 5.60% $6,172
NAVY FEDERAL CREDIT UNION 21 5.27% $3,760
PLAZA HOME MORTGAGE, INC. 18 4.70% $7,214
RELIANCE FIRST CAPITAL, LLC 17 4.59% $6,272
CROSSCOUNTRY MORTGAGE, LLC 17 5.69% $5,945
Empower Federal Credit Union 15 5.09% $4,199
AMERICAN FINANCING CORPORATION 14 4.57% $4,945
LOANDEPOT.COM, LLC 13 5.11% $6,933
TD Bank 13 4.18% $4,515
Morgan Stanley Private Bank 12 4.13% $5,082
SEFCU SERVICES, LLC 12 3.72% $3,651
NEWREZ LLC 12 4.72% $5,224
Discover Bank 11 5.13% $0
CORNING 11 4.76% $4,190
GUARANTEED RATE, INC. 11 4.26% $5,049
Ukrainian Federal Credit Union 10 4.40% $3,766
U.S. Bank 10 4.69% $5,104
HOMEBRIDGE FINANCIAL SERVICES, INC. 10 4.99% $7,303
CFCU Community Credit Union 9 4.11% $0
Flagstar Bank, FSB 9 5.26% $6,333
BETTER MORTGAGE CORPORATION 8 4.91% $4,653
Quontic Bank 8 7.23% $9,841
EVERETT FINANCIAL, INC. 7 5.45% $2,169
Stifel Bank and Trust 7 3.75% $3,637
Carrington Mortgage Services, LLC 7 4.43% $5,353
VISIONS 7 4.00% $2,839
EMBRACE HOME LOANS, INC. 6 4.16% $7,338
Citibank 6 3.31% $6,275
ONTARIO SHORES 5 4.80% $2,270
FREEDOM MORTGAGE CORPORATION 5 4.75% $6,875
Raymond James Bank 5 3.98% $3,577
PNC Bank 5 3.88% $4,686
AMERICU Credit Union 5 4.70% $4,669
UBS Bank USA 5 3.85% $6,272
PENTAGON FEDERAL CREDIT UNION 4 4.59% $3,410
USAA Federal Savings Bank 4 5.28% $4,179
PHH Mortgage Corporation 4 4.22% $6,988
PENNYMAC LOAN SERVICES, LLC 4 6.09% $4,667
Truist 4 3.96% $4,878
CARDINAL FINANCIAL 4 5.38% $8,976
Magnolia Bank 4 4.34% $6,498
Bethpage Federal Credit Union 4 5.13% $6,048
First Savings Bank 4 5.56% $4,312
PREMIA MORTGAGE, LLC 4 6.03% $2,731
Chemung Canal Trust Company 4 4.13% $4,177
NBT Bank 3 4.38% $3,019
Fifth Third Bank 3 6.00% $11,905
GUIDANCE RESIDENTIAL, LLC 3 5.83% $3,939
Valley National Bank 3 4.42% $4,234
Webster Bank 3 4.71% $5,617
FIRST HERITAGE FEDERAL CREDIT UNION 3 5.13% $3,666
North American Savings Bank, F.S.B. 3 3.96% $4,471
Charles Schwab Bank, SSB 3 2.93% $2,969
Northpointe Bank 2 4.56% $7,662
NBKC BANK 2 3.94% $5,104
HSBC BANK USA, NATIONAL ASSOCIATION 2 3.19% $6,215
Elmira Savings Bank 2 3.31% $3,579
Citizens & Northern Bank 2 5.50% $9,260
NATIONWIDE MORTGAGE BANKERS, INC. 2 4.25% $10,816
PARAGON HOME LOANS INC. 2 5.44% $3,850
Peapack-Gladstone Bank 2 3.75% $4,245
UTILITIES EMPLOYEES CREDIT UNION 2 4.63% $3,314
ALLIED MORTGAGE GROUP, INC. 2 6.68% $8,918
UNITED NORTHERN MORTGAGE BANKERS LIMITED 2 6.25% $5,343
First Federal Bank 2 6.50% $3,852
Metro City Bank 2 5.88% $33,291
TEACHERS 2 4.81% $3,707
Goldman Sachs Bank USA 2 3.36% $5,419
Bank of England 2 6.63% $5,084
RBC Bank, (Georgia) 2 3.63% $2,859
NJ LENDERS CORP. 2 4.44% $5,451
First Federal Savings and Loan Association of Lakewood 1 4.57% $4,789
First Republic Bank 1 3.95% $1,930
First United Bank and Trust Company 1 3.75% $5,764
FM Home Loans, LLC 1 3.00% $8,200
Geddes Federal Savings and Loan Association 1 3.88% $4,182
Great Southern Bank 1 2.99% $3,458
GUARANTEED RATE AFFINITY, LLC 1 6.00% $5,716
ENVOY MORTGAGE, LTD 1 3.38% $4,699
DRAPER AND KRAMER MORTGAGE CORP. 1 5.88% $3,713
DIGITAL Federal Credit Union 1 3.50% $3,948
Kwik Mortgage Corporation 1 6.50% $2,865
LAFAYETTE FEDERAL CREDIT UNION 1 5.13% $30,882
CTBC Bank Corp. (USA) 1 6.50% $5,298
Luxury Mortgage Corp. 1 5.25% $9,749
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 4.88% $4,257
CONTOUR MORTGAGE CORPORATION 1 6.13% $6,331
Nations Lending Corporation 1 5.50% $8,437
NETWORK CAPITAL FUNDING CORPORATION 1 5.63% $8,314
NORTHERN CREDIT UNION 1 4.25% $2,730
Northwest Federal Credit Union 1 3.88% $2,827
Notre Dame Federal Credit Union Corporation 1 4.38% $3,468
BOND STREET MORTGAGE, LLC 1 6.00% $5,513
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 4.13% $9,203
SHARONVIEW FEDERAL CREDIT UNION 1 6.13% $4,401
Silicon Valley Bank 1 2.00% $6,860
SIRVA MORTGAGE, INC. 1 3.75% $2,402
SUNMARK FEDERAL CREDIT UNION 1 3.25% $2,803
Wilmington Savings Fund Society, FSB 1 5.38% $5,775
The Federal Savings Bank 1 4.00% $4,412
The Huntington National Bank 1 6.00% $6,327
ARC HOME LLC 1 3.99% $9,111
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 5.75% $4,828
TOTAL MORTGAGE SERVICES, LLC 1 6.50% $5,212
VAN DYK MORTGAGE CORPORATION 1 7.63% $8,151
Advisors Mortgage Group, L.L.C. 1 4.38% $4,780

ROCHESTER Average Closing Costs & Other Stats

ROCHESTER, NY's 141 lenders originated 26,511 loans during 2022. The total origination value was $4,823,995,000, with an average loan value of $181,962.

ROCHESTER's average closing costs are $4,207.

The top ROCHESTER lender as defined by loan originations is Premium Mortgage Corporation, with 1,800 loans originated. Their average total fees are $3,979, which is $681 lower than the next largest lender, Genesee Regional Bank.

The lowest fee ROCHESTER lenders (with over 10 loans originated) are Discover Bank ($0), Community Bank ($806), Pittsford Federal Credit Union ($2,596), Bank of America ($2,762) and Evans Bank ($3,063).

The lowest rate ROCHESTER lenders (with over 10 loans originated) are SEFCU SERVICES, LLC (3.72%), CALIBER HOME LOANS, INC. (4.11%), Morgan Stanley Private Bank (4.13%), TD Bank (4.18%) and GUARANTEED RATE, INC. (4.26%).

ROCHESTER, NY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
ESL Federal Credit Union $879,240,000 $606,230,000 -31.1% 12.6%
Premium Mortgage Corporation $647,830,000 $529,990,000 -18.2% 11.0%
HOME TOWN FUNDING, INC. $473,220,000 $321,205,000 -32.1% 6.7%
Genesee Regional Bank $340,720,000 $300,615,000 -11.8% 6.2%
KeyBank $192,385,000 $198,465,000 3.2% 4.1%
The Lyons National Bank $208,725,000 $187,275,000 -10.3% 3.9%
QUICKEN LOANS, LLC $406,010,000 $175,280,000 -56.8% 3.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $192,620,000 $158,895,000 -17.5% 3.3%
Citizens Bank $141,050,000 $134,605,000 -4.6% 2.8%
The Canandaigua National Bank and Trust Company $141,225,000 $115,280,000 -18.4% 2.4%
Community Bank $69,560,000 $107,525,000 54.6% 2.2%
M&T Bank $165,255,000 $98,945,000 -40.1% 2.1%
Wells Fargo Bank $135,145,000 $95,985,000 -29.0% 2.0%
Five Star Bank $118,490,000 $95,245,000 -19.6% 2.0%
Liberty Bank $83,235,000 n/a 1.7%
UNITED WHOLESALE MORTGAGE, LLC $95,035,000 $77,760,000 -18.2% 1.6%
1ST PRIORITY MORTGAGE, INC. $104,665,000 $73,380,000 -29.9% 1.5%
M&T Realty Capital Corporation $77,370,000 $72,485,000 -6.3% 1.5%
Advantage Federal Credit Union $29,290,000 $70,780,000 141.7% 1.5%
Flagstar Bank, FSB $4,360,000 $67,515,000 1,448.5% 1.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $95,750,000 $66,675,000 -30.4% 1.4%
RELIANT COMMUNITY FEDERAL CREDIT UNION $77,690,000 $62,935,000 -19.0% 1.3%
Truist $530,000 $62,360,000 11,666.0% 1.3%
THE SUMMIT Federal Credit Union $85,155,000 $53,950,000 -36.6% 1.1%
FAMILY FIRST OF NY $56,815,000 $49,405,000 -13.0% 1.0%
Pittsford Federal Credit Union $77,825,000 $48,880,000 -37.2% 1.0%
JPMorgan Chase Bank $87,195,000 $47,640,000 -45.4% 1.0%
Northwest Bank $19,750,000 $46,105,000 133.4% 1.0%
ALLIANT CREDIT UNION $300,000 $43,205,000 14,301.7% 0.9%
WALKER & DUNLOP, LLC $39,475,000 n/a 0.8%
Tompkins Trust Company $620,000 $39,210,000 6,224.2% 0.8%
HUNT MORTGAGE CORPORATION $48,230,000 $38,680,000 -19.8% 0.8%
Evans Bank $44,950,000 $34,445,000 -23.4% 0.7%
Bank of America $105,785,000 $34,120,000 -67.7% 0.7%
MOVEMENT MORTGAGE, LLC $62,085,000 $32,535,000 -47.6% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $67,035,000 $31,155,000 -53.5% 0.6%
NVR Mortgage Finance, Inc. $27,395,000 $28,550,000 4.2% 0.6%
Prudential Huntoon Paige Associates, LLC $22,100,000 n/a 0.5%
HOMESTEAD FUNDING CORP. $33,835,000 $18,465,000 -45.4% 0.4%
Farm Credit East, ACA $9,875,000 $17,520,000 77.4% 0.4%
FINANCE OF AMERICA MORTGAGE LLC $21,165,000 $17,300,000 -18.3% 0.4%
NAVY FEDERAL CREDIT UNION $17,840,000 $16,125,000 -9.6% 0.3%
Mortgage Research Center, LLC $16,970,000 $16,080,000 -5.2% 0.3%
Capital One $51,380,000 $13,355,000 -74.0% 0.3%
KINECTA $12,825,000 $12,565,000 -2.0% 0.3%
CALIBER HOME LOANS, INC. $24,720,000 $11,675,000 -52.8% 0.2%
LOANDEPOT.COM, LLC $27,195,000 $11,180,000 -58.9% 0.2%
HOME POINT FINANCIAL CORPORATION $19,920,000 $9,810,000 -50.8% 0.2%
FINGER LAKES $14,285,000 $9,575,000 -33.0% 0.2%
PLAZA HOME MORTGAGE, INC. $19,890,000 $9,280,000 -53.3% 0.2%
Empower Federal Credit Union $8,995,000 $8,965,000 -0.3% 0.2%
U.S. Bank $9,660,000 $8,410,000 -12.9% 0.2%
PNC Bank $4,535,000 $8,155,000 79.8% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $5,230,000 $7,865,000 50.4% 0.2%
The Upstate National Bank $17,750,000 $7,650,000 -56.9% 0.2%
Ukrainian Federal Credit Union $11,200,000 $7,410,000 -33.8% 0.2%
RELIANCE FIRST CAPITAL, LLC $6,645,000 $7,180,000 8.1% 0.1%
Wayne Bank $14,755,000 $6,840,000 -53.6% 0.1%
USAA Federal Savings Bank $11,480,000 $6,655,000 -42.0% 0.1%
Morgan Stanley Private Bank $6,710,000 $6,635,000 -1.1% 0.1%
VISIONS $9,455,000 $6,560,000 -30.6% 0.1%
CORNING $8,865,000 $6,435,000 -27.4% 0.1%
FREEDOM MORTGAGE CORPORATION $26,370,000 $6,410,000 -75.7% 0.1%
Citibank $3,845,000 $6,395,000 66.3% 0.1%
Chemung Canal Trust Company $6,755,000 $6,095,000 -9.8% 0.1%
COREVEST AMERICAN FINANCE LENDER LLC $5,535,000 $5,505,000 -0.5% 0.1%
AMERICAN FINANCING CORPORATION $6,455,000 $5,185,000 -19.7% 0.1%
NEXTIER BANK, NATIONAL ASSOCIATION $4,940,000 n/a 0.1%
TD Bank $4,210,000 $4,930,000 17.1% 0.1%
Stifel Bank and Trust $8,985,000 $4,810,000 -46.5% 0.1%
NEWREZ LLC $21,085,000 $4,765,000 -77.4% 0.1%
Discover Bank $3,330,000 $4,625,000 38.9% 0.1%
Generations Bank $5,500,000 $4,585,000 -16.6% 0.1%
GENESEE VALLEY $7,215,000 $4,520,000 -37.4% 0.1%
ROYAL UNITED MORTGAGE LLC $7,035,000 $4,250,000 -39.6% 0.1%
Carrington Mortgage Services, LLC $7,270,000 $4,160,000 -42.8% 0.1%
SEFCU SERVICES, LLC $3,695,000 $4,015,000 8.7% 0.1%
Barrington Bank & Trust Company, N.A. $4,745,000 $3,775,000 -20.4% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $4,200,000 $3,735,000 -11.1% 0.1%
SERVU FEDERAL CREDIT UNION $2,365,000 $3,675,000 55.4% 0.1%
Arbor Realty Trust, Inc. $75,365,000 $3,580,000 -95.2% 0.1%
GUARANTEED RATE, INC. $13,650,000 $3,415,000 -75.0% 0.1%
CFCU Community Credit Union $760,000 $3,285,000 332.2% 0.1%
ONTARIO SHORES $2,525,000 $3,210,000 27.1% 0.1%
Webster Bank $3,155,000 n/a 0.1%
EMBRACE HOME LOANS, INC. $2,210,000 $2,990,000 35.3% 0.1%
UBS Bank USA $3,425,000 $2,805,000 -18.1% 0.1%
EVERETT FINANCIAL, INC. $510,000 $2,790,000 447.1% 0.1%
Valley National Bank $1,775,000 $2,645,000 49.0% 0.1%
LIMA ONE CAPITAL, LLC $2,050,000 $2,635,000 28.5% 0.1%
Goldman Sachs Bank USA $2,965,000 $2,530,000 -14.7% 0.1%
READYCAP COMMERCIAL, LLC $5,415,000 $2,515,000 -53.6% 0.1%
AMERICU Credit Union $3,175,000 $2,510,000 -20.9% 0.1%
Metro City Bank $1,415,000 $2,480,000 75.3% 0.1%
Quontic Bank $570,000 $2,255,000 295.6% 0.0%
BETTER MORTGAGE CORPORATION $16,285,000 $2,245,000 -86.2% 0.0%
NBKC BANK $2,850,000 $2,165,000 -24.0% 0.0%
Associated Bank $2,125,000 n/a 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,290,000 $2,125,000 64.7% 0.0%
LENDINGHOME FUNDING CORPORATION $250,000 $2,110,000 744.0% 0.0%
PENTAGON FEDERAL CREDIT UNION $8,045,000 $2,040,000 -74.6% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $1,755,000 $1,985,000 13.1% 0.0%
21ST MORTGAGE CORPORATION $3,000,000 $1,975,000 -34.2% 0.0%
PENNYMAC LOAN SERVICES, LLC $1,955,000 n/a 0.0%
Merchants Bank of Indiana $1,925,000 n/a 0.0%
North American Savings Bank, F.S.B. $3,485,000 $1,825,000 -47.6% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $2,345,000 $1,790,000 -23.7% 0.0%
TRIAD FINANCIAL SERVICES, INC. $970,000 $1,655,000 70.6% 0.0%
ALLIED MORTGAGE GROUP, INC. $635,000 $1,640,000 158.3% 0.0%
Raymond James Bank $565,000 $1,615,000 185.8% 0.0%
Third Federal Savings and Loan Association of Cleveland $725,000 $1,610,000 122.1% 0.0%
PREMIA MORTGAGE, LLC $1,535,000 $1,565,000 2.0% 0.0%
Silicon Valley Bank $1,505,000 n/a 0.0%
PARAGON HOME LOANS INC. $5,925,000 $1,420,000 -76.0% 0.0%
The Federal Savings Bank $3,525,000 $1,385,000 -60.7% 0.0%
S&T Bank $255,000 $1,370,000 437.3% 0.0%
Bethpage Federal Credit Union $625,000 $1,345,000 115.2% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $765,000 $1,320,000 72.5% 0.0%
Geddes Federal Savings and Loan Association $1,935,000 $1,315,000 -32.0% 0.0%
FIRST HERITAGE FEDERAL CREDIT UNION $315,000 $1,290,000 309.5% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $1,460,000 $1,075,000 -26.4% 0.0%
STATE EMPLOYEES FEDERAL CREDIT UNION $1,495,000 $1,070,000 -28.4% 0.0%
NBT Bank $790,000 $1,065,000 34.8% 0.0%
FINANCE OF AMERICA REVERSE LLC $675,000 $1,050,000 55.6% 0.0%
Elmira Savings Bank $1,340,000 $1,030,000 -23.1% 0.0%
Fifth Third Bank $1,025,000 n/a 0.0%
PLANET HOME LENDING, LLC $415,000 $1,020,000 145.8% 0.0%
First Federal Bank $1,475,000 $1,015,000 -31.2% 0.0%
Magnolia Bank $1,155,000 $990,000 -14.3% 0.0%
ARC HOME LLC $1,065,000 $980,000 -8.0% 0.0%
First United Bank and Trust Company $955,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $615,000 $955,000 55.3% 0.0%
SILVER HILL FUNDING, LLC $970,000 $905,000 -6.7% 0.0%
GUIDANCE RESIDENTIAL, LLC $2,065,000 $865,000 -58.1% 0.0%
PHH Mortgage Corporation $1,530,000 $850,000 -44.4% 0.0%
NJ LENDERS CORP. $410,000 $835,000 103.7% 0.0%
Charles Schwab Bank, SSB $3,345,000 $815,000 -75.6% 0.0%
Cattaraugus County Bank $795,000 n/a 0.0%
Northpointe Bank $105,000 $740,000 604.8% 0.0%
Citizens & Northern Bank $145,000 $720,000 396.6% 0.0%
UTILITIES EMPLOYEES CREDIT UNION $565,000 $710,000 25.7% 0.0%
First Savings Bank $2,380,000 $675,000 -71.6% 0.0%
FirstBank $415,000 $650,000 56.6% 0.0%
TEACHERS $335,000 $650,000 94.0% 0.0%
Great Southern Bank $145,000 $645,000 344.8% 0.0%
Lake Shore Savings Bank $3,810,000 $630,000 -83.5% 0.0%
REVERSE MORTGAGE FUNDING LLC $1,130,000 $625,000 -44.7% 0.0%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $595,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $585,000 n/a 0.0%
FIRST CREDIT CORPORATION OF NEW YORK, INC. $505,000 $565,000 11.9% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $420,000 $545,000 29.8% 0.0%
First Republic Bank $355,000 $540,000 52.1% 0.0%
Peapack-Gladstone Bank $525,000 n/a 0.0%
BNC National Bank $355,000 $510,000 43.7% 0.0%
The Huntington National Bank $1,640,000 $505,000 -69.2% 0.0%
Municipal Credit Union $85,000 $495,000 482.4% 0.0%
DIGITAL Federal Credit Union $700,000 $485,000 -30.7% 0.0%
NORTHERN CREDIT UNION $475,000 n/a 0.0%
FM Home Loans, LLC $440,000 $460,000 4.5% 0.0%
United Nations Federal Credit Union $195,000 $425,000 117.9% 0.0%
First Internet Bank of Indiana $845,000 $415,000 -50.9% 0.0%
Kwik Mortgage Corporation $415,000 n/a 0.0%
Habib American Bank $395,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $1,200,000 $370,000 -69.2% 0.0%
BOND STREET MORTGAGE, LLC $365,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $95,000 $360,000 278.9% 0.0%
RBC Bank, (Georgia) $635,000 $360,000 -43.3% 0.0%
FIRST TECHNOLOGY $135,000 $350,000 159.3% 0.0%
TOTAL MORTGAGE SERVICES, LLC $330,000 $350,000 6.1% 0.0%
Axos Bank $45,000 $340,000 655.6% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $340,000 n/a 0.0%
Plains Commerce Bank $305,000 n/a 0.0%
Seneca Savings $465,000 $305,000 -34.4% 0.0%
LENDINGONE, LLC $250,000 $295,000 18.0% 0.0%
Northwest Federal Credit Union $195,000 $290,000 48.7% 0.0%
Ballston Spa National Bank $130,000 $285,000 119.2% 0.0%
Nassau Educators Federal Credit Union $280,000 n/a 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $435,000 $280,000 -35.6% 0.0%
Pathfinder Bank $1,000,000 $275,000 -72.5% 0.0%
Alden State Bank $305,000 $270,000 -11.5% 0.0%
Bank of England $435,000 $270,000 -37.9% 0.0%
GUARANTEED RATE AFFINITY, LLC $1,175,000 $270,000 -77.0% 0.0%
ENVOY MORTGAGE, LTD $265,000 n/a 0.0%
SHARONVIEW FEDERAL CREDIT UNION $265,000 n/a 0.0%
The National Bank of Coxsackie $265,000 n/a 0.0%
First Federal Savings and Loan Association of Lakewood $255,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $245,000 n/a 0.0%
AMERICAN ADVISORS GROUP $1,270,000 $235,000 -81.5% 0.0%
ATHAS CAPITAL GROUP, INC. $260,000 $235,000 -9.6% 0.0%
City National Bank $720,000 $235,000 -67.4% 0.0%
CTBC Bank Corp. (USA) $235,000 n/a 0.0%
Notre Dame Federal Credit Union Corporation $235,000 n/a 0.0%
Wilmington Savings Fund Society, FSB $235,000 n/a 0.0%
LAFAYETTE FEDERAL CREDIT UNION $225,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $225,000 n/a 0.0%
CNB Bank $1,025,000 $220,000 -78.5% 0.0%
Waterford Bank, N.A. $215,000 n/a 0.0%
Cornerstone Community Federal Credit Union $175,000 $210,000 20.0% 0.0%
CAPITAL COMMUNICATIONS Federal Credit Union $135,000 $195,000 44.4% 0.0%
Evolve Bank & Trust $535,000 $185,000 -65.4% 0.0%
Nations Lending Corporation $185,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $65,000 $180,000 176.9% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $585,000 $175,000 -70.1% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $625,000 $175,000 -72.0% 0.0%
Luxury Mortgage Corp. $1,385,000 $175,000 -87.4% 0.0%
VAN DYK MORTGAGE CORPORATION $175,000 n/a 0.0%
UIF CORPORATION $870,000 $170,000 -80.5% 0.0%
UNITED MORTGAGE CORP. $745,000 $165,000 -77.9% 0.0%
OSWEGO COUNTY $160,000 n/a 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $185,000 $155,000 -16.2% 0.0%
SIRVA MORTGAGE, INC. $105,000 $155,000 47.6% 0.0%
Baxter Credit Union $820,000 $150,000 -81.7% 0.0%
Signature Federal Credit Union $415,000 $145,000 -65.1% 0.0%
Willamette Valley Bank $145,000 n/a 0.0%
HUDSON VALLEY CREDIT UNION $420,000 $140,000 -66.7% 0.0%
American Airlines Federal Credit Union $95,000 $135,000 42.1% 0.0%
Blue Ridge Bank $135,000 n/a 0.0%
CONSTRUCTIVE LOANS, LLC $375,000 $135,000 -64.0% 0.0%
HORIZON Federal Credit Union $135,000 n/a 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $145,000 $125,000 -13.8% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $125,000 n/a 0.0%
MidFirst Bank $120,000 n/a 0.0%
A&D Mortgage LLC $300,000 $115,000 -61.7% 0.0%
Core Bank $115,000 $115,000 0.0% 0.0%
SUNMARK FEDERAL CREDIT UNION $155,000 $110,000 -29.0% 0.0%
AMERICAN HERITAGE LENDING, INC. $95,000 n/a 0.0%
Deere Employees Credit Union $95,000 n/a 0.0%
1ST 2ND MORTGAGE COMPANY OF N.J., INC. $85,000 n/a 0.0%
Colonial Savings, F.A. $960,000 $85,000 -91.1% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $155,000 $85,000 -45.2% 0.0%
First National Bank of America $75,000 n/a 0.0%
MLD MORTGAGE INC. $225,000 $75,000 -66.7% 0.0%
The People's Credit Union $75,000 n/a 0.0%
Centier Bank $55,000 n/a 0.0%
FIRST SOURCE $385,000 $55,000 -85.7% 0.0%
St Joseph's Parish Buffalo Federal Credit Union $35,000 n/a 0.0%
BayCoast Bank $130,000 $25,000 -80.8% 0.0%
Home Loan Investment Bank, F.S.B. $25,000 $25,000 0.0% 0.0%
NIAGARA'S CHOICE $65,000 $25,000 -61.5% 0.0%
THRIVENT Federal Credit Union $345,000 $25,000 -92.8% 0.0%

ROCHESTER's top lender by overall market share is ESL Federal Credit Union, with 12.6% market share. In second place, with 11.0%, is Premium Mortgage Corporation, having originated $529,990,000 in loans. In third place, with 6.7%, is HOME TOWN FUNDING, INC., having originated $321,205,000 in loans. In fourth place, with 6.2%, is Genesee Regional Bank, having originated $300,615,000 in loans. In fifth place, with 4.1%, is KeyBank, having originated $198,465,000 in loans.


ROCHESTER Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - ROCHESTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $159,900 (7.2%) $222,645 (8.6%) 0.59 2,099
2018-02-01 $169,900 (10.8%) $227,260 (5.8%) 0.62 2,059
2018-03-01 $179,900 (10.8%) $235,482 (6.6%) 0.63 2,109
2018-04-01 $193,950 (14.1%) $243,792 (7.1%) 0.66 2,256
2018-05-01 $196,550 (9.3%) $248,406 (5.0%) 0.66 2,478
2018-06-01 $194,900 (8.5%) $252,190 (6.7%) 0.65 2,719
2018-07-01 $189,900 (5.6%) $245,600 (3.0%) 0.63 2,869
2018-08-01 $185,000 (5.9%) $241,633 (3.0%) 0.62 2,954
2018-09-01 $184,900 (8.8%) $236,949 (2.1%) 0.62 2,905
2018-10-01 $179,900 (6.5%) $233,235 (0.4%) 0.61 2,846
2018-11-01 $174,900 (5.0%) $231,889 (0.3%) 0.59 2,643
2018-12-01 $179,900 (9.0%) $236,703 (2.5%) 0.62 2,285
2019-01-01 $189,450 (18.5%) $243,675 (9.5%) 0.65 1,923
2019-02-01 $196,400 (15.6%) $254,368 (11.9%) 0.66 1,848
2019-03-01 $212,371 (18.1%) $272,086 (15.5%) 0.69 1,832
2019-04-01 $230,950 (19.1%) $293,968 (20.6%) 0.73 1,838
2019-05-01 $229,900 (17.0%) $295,573 (19.0%) 0.72 1,932
2019-06-01 $229,900 (18.0%) $275,169 (9.1%) 0.72 2,099
2019-07-01 $229,450 (20.8%) $276,261 (12.5%) 0.72 2,211
2019-08-01 $218,109 (17.9%) $275,343 (14.0%) 0.69 2,252
2019-09-01 $207,923 (12.5%) $271,922 (14.8%) 0.67 2,295
2019-10-01 $199,950 (11.2%) $269,081 (15.4%) 0.65 2,308
2019-11-01 $199,900 (14.3%) $266,569 (15.0%) 0.66 2,064
2019-12-01 $199,900 (11.1%) $264,033 (11.6%) 0.67 1,794
2020-01-01 $199,950 (5.5%) $264,299 (8.5%) 0.67 1,541
2020-02-01 $224,900 (14.5%) $272,893 (7.3%) 0.74 1,418
2020-03-01 $234,900 (10.6%) $283,703 (4.3%) 0.74 1,474
2020-04-01 $249,900 (8.2%) $299,274 (1.8%) 0.78 1,378
2020-05-01 $250,000 (8.7%) $305,983 (3.5%) 0.76 1,379
2020-06-01 $243,794 (6.0%) $298,593 (8.5%) 0.72 1,492
2020-07-01 $249,250 (8.6%) $303,929 (10.0%) 0.72 1,446
2020-08-01 $239,900 (10.0%) $292,705 (6.3%) 0.69 1,403
2020-09-01 $222,400 (7.0%) $278,446 (2.4%) 0.64 1,400
2020-10-01 $224,900 (12.5%) $284,672 (5.8%) 0.64 1,325
2020-11-01 $225,000 (12.6%) $297,272 (11.5%) 0.66 1,182
2020-12-01 $232,323 (16.2%) $310,024 (17.4%) 0.69 941
2021-01-01 $250,000 (25.0%) $322,560 (22.0%) 0.75 814
2021-02-01 $274,675 (22.1%) $334,347 (22.5%) 0.80 748
2021-03-01 $262,194 (11.6%) $323,955 (14.2%) 0.74 782
2021-04-01 $246,950 (-1.2%) $314,138 (5.0%) 0.67 815
2021-05-01 $243,839 (-2.5%) $310,237 (1.4%) 0.65 870
2021-06-01 $239,900 (-1.6%) $315,271 (5.6%) 0.63 1,033
2021-07-01 $238,888 (-4.2%) $315,665 (3.9%) 0.63 1,098
2021-08-01 $227,400 (-5.2%) $313,266 (7.0%) 0.61 1,093
2021-09-01 $212,400 (-4.5%) $300,174 (7.8%) 0.57 1,086
2021-10-01 $210,000 (-6.6%) $294,758 (3.5%) 0.56 965
2021-11-01 $199,900 (-11.2%) $290,055 (-2.4%) 0.53 828
2021-12-01 $197,400 (-15.0%) $288,162 (-7.1%) 0.54 676
2022-01-01 $199,950 (-20.0%) $299,605 (-7.1%) 0.54 556
2022-02-01 $223,725 (-18.6%) $306,164 (-8.4%) 0.58 553
2022-03-01 $219,900 (-16.1%) $288,872 (-10.8%) 0.55 640
2022-04-01 $199,900 (-19.1%) $278,479 (-11.4%) 0.48 745
2022-05-01 $222,400 (-8.8%) $304,422 (-1.9%) 0.51 874
2022-06-01 $229,450 (-4.4%) $312,533 (-0.9%) 0.51 977
2022-07-01 $234,900 (-1.7%) $318,178 (0.8%) 0.53 1,020
2022-08-01 $225,000 (-1.1%) $309,346 (-1.3%) 0.52 1,010
2022-09-01 $224,425 (5.7%) $305,057 (1.6%) 0.52 1,001
2022-10-01 $225,000 (7.1%) $315,443 (7.0%) 0.53 978
2022-11-01 $227,125 (13.6%) $317,931 (9.6%) 0.55 915
2022-12-01 $244,900 (24.1%) $333,792 (15.8%) 0.60 784
2023-01-01 $235,200 (17.6%) $330,022 (10.2%) 0.58 691
2023-02-01 $232,450 (3.9%) $329,090 (7.5%) 0.56 691
2023-03-01 $257,400 (17.1%) $338,847 (17.3%) 0.61 693
2023-04-01 $264,900 (32.5%) $336,406 (20.8%) 0.62 734
2023-05-01 $265,000 (19.2%) $333,760 (9.6%) 0.60 760
2023-06-01 $274,338 (19.6%) $344,660 (10.3%) 0.62 866
2023-07-01 $259,450 (10.5%) $355,785 (11.8%) 0.59 892
2023-08-01 $249,900 (11.1%) $339,043 (9.6%) 0.57 894
2023-09-01 $249,900 (11.4%) $349,858 (14.7%) 0.58 886
2023-10-01 $249,949 (11.1%) $349,733 (10.9%) 0.59 907
2023-11-01 $239,450 (5.4%) $334,173 (5.1%) 0.57 851
ROCHESTER's median listing price for 2023-11-01 was $239,450, a difference of $12,325 (5.4%) versus the prior year and $-10,499 versus the prior month.

ROCHESTER's median listing price comes in at 57% of the national average.

ROCHESTER's average listing price for 2023-11-01 was $334,173, a difference of $16,242 (5.1%) versus the prior year and $-15,560 versus the prior month.

For the 2023-11-01 period, ROCHESTER had 851 MLS listings, a difference of -56 listings (-6%) versus the prior month and -64 listings (-7%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - ROCHESTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 65 days 1,716 sqft
2018-02-01 57 days 1,759 sqft
2018-03-01 42 days 1,766 sqft
2018-04-01 35 days 1,770 sqft
2018-05-01 33 days 1,770 sqft
2018-06-01 34 days 1,780 sqft
2018-07-01 38 days 1,766 sqft
2018-08-01 43 days 1,755 sqft
2018-09-01 46 days 1,752 sqft
2018-10-01 47 days 1,743 sqft
2018-11-01 52 days 1,725 sqft
2018-12-01 64 days 1,730 sqft
2019-01-01 66 days 1,726 sqft
2019-02-01 50 days 1,730 sqft
2019-03-01 40 days 1,763 sqft
2019-04-01 32 days 1,798 sqft
2019-05-01 30 days 1,808 sqft
2019-06-01 30 days 1,814 sqft
2019-07-01 33 days 1,812 sqft
2019-08-01 37 days 1,801 sqft
2019-09-01 38 days 1,788 sqft
2019-10-01 41 days 1,777 sqft
2019-11-01 47 days 1,768 sqft
2019-12-01 58 days 1,751 sqft
2020-01-01 59 days 1,739 sqft
2020-02-01 36 days 1,746 sqft
2020-03-01 31 days 1,766 sqft
2020-04-01 45 days 1,760 sqft
2020-05-01 47 days 1,812 sqft
2020-06-01 24 days 1,788 sqft
2020-07-01 25 days 1,790 sqft
2020-08-01 25 days 1,752 sqft
2020-09-01 25 days 1,730 sqft
2020-10-01 26 days 1,728 sqft
2020-11-01 32 days 1,712 sqft
2020-12-01 44 days 1,718 sqft
2021-01-01 46 days 1,729 sqft
2021-02-01 29 days 1,742 sqft
2021-03-01 16 days 1,715 sqft
2021-04-01 11 days 1,713 sqft
2021-05-01 10 days 1,700 sqft
2021-06-01 11 days 1,757 sqft
2021-07-01 15 days 1,746 sqft
2021-08-01 16 days 1,736 sqft
2021-09-01 19 days 1,700 sqft
2021-10-01 22 days 1,699 sqft
2021-11-01 23 days 1,687 sqft
2021-12-01 35 days 1,671 sqft
2022-01-01 37 days 1,694 sqft
2022-02-01 18 days 1,716 sqft
2022-03-01 10 days 1,676 sqft
2022-04-01 10 days 1,664 sqft
2022-05-01 10 days 1,709 sqft
2022-06-01 11 days 1,736 sqft
2022-07-01 16 days 1,727 sqft
2022-08-01 22 days 1,696 sqft
2022-09-01 23 days 1,684 sqft
2022-10-01 24 days 1,690 sqft
2022-11-01 30 days 1,706 sqft
2022-12-01 39 days 1,721 sqft
2023-01-01 43 days 1,700 sqft
2023-02-01 28 days 1,711 sqft
2023-03-01 24 days 1,712 sqft
2023-04-01 16 days 1,728 sqft
2023-05-01 13 days 1,711 sqft
2023-06-01 12 days 1,741 sqft
2023-07-01 15 days 1,747 sqft
2023-08-01 16 days 1,727 sqft
2023-09-01 17 days 1,700 sqft
2023-10-01 19 days 1,704 sqft
2023-11-01 25 days 1,675 sqft
ROCHESTER's median listing age (time on market) for 2023-11-01 was 25 days. This is -17% shorter than the same period one year ago.

ROCHESTER's median square footage for active listings during the 2023-11-01 period was 1,675 sqft. One year prior, the average listing was 1,706 sqft.

ROCHESTER, NY Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
13143 Rochester, NY $630 $730 $910 $1,130 $1,230
13146 Rochester, NY $690 $790 $990 $1,220 $1,340
13148 Rochester, NY $640 $730 $920 $1,140 $1,250
13154 Rochester, NY $640 $730 $920 $1,140 $1,250
13156 Rochester, NY $630 $730 $910 $1,130 $1,230
13165 Rochester, NY $640 $730 $920 $1,140 $1,250
14012 Rochester, NY $770 $810 $960 $1,190 $1,330
14058 Rochester, NY $640 $730 $910 $1,130 $1,230
14098 Rochester, NY $670 $770 $960 $1,190 $1,300
14103 Rochester, NY $670 $730 $910 $1,130 $1,230
14105 Rochester, NY $670 $730 $910 $1,130 $1,230
14125 Rochester, NY $630 $730 $910 $1,130 $1,230
14410 Rochester, NY $740 $850 $1,060 $1,310 $1,440
14411 Rochester, NY $630 $730 $910 $1,130 $1,230
14413 Rochester, NY $640 $730 $920 $1,140 $1,250
14414 Rochester, NY $670 $770 $960 $1,190 $1,300
14416 Rochester, NY $660 $750 $940 $1,160 $1,270
14420 Rochester, NY $700 $800 $1,000 $1,240 $1,360
14422 Rochester, NY $630 $730 $910 $1,130 $1,230
14423 Rochester, NY $630 $730 $910 $1,130 $1,230
14424 Rochester, NY $750 $850 $1,070 $1,320 $1,450
14425 Rochester, NY $900 $1,030 $1,290 $1,590 $1,750
14428 Rochester, NY $840 $960 $1,200 $1,480 $1,630
14429 Rochester, NY $630 $730 $910 $1,130 $1,230
14430 Rochester, NY $740 $850 $1,060 $1,310 $1,440
14432 Rochester, NY $630 $730 $910 $1,130 $1,230
14433 Rochester, NY $660 $760 $950 $1,170 $1,290
14435 Rochester, NY $760 $870 $1,090 $1,350 $1,480
14437 Rochester, NY $630 $730 $910 $1,130 $1,230
14445 Rochester, NY $740 $850 $1,060 $1,310 $1,440
14449 Rochester, NY $640 $730 $920 $1,140 $1,250
14450 Rochester, NY $840 $960 $1,200 $1,480 $1,630
14452 Rochester, NY $630 $730 $910 $1,130 $1,230
14453 Rochester, NY $710 $810 $1,020 $1,260 $1,380
14454 Rochester, NY $760 $860 $1,080 $1,340 $1,460
14456 Rochester, NY $660 $750 $940 $1,160 $1,270
14461 Rochester, NY $710 $810 $1,020 $1,260 $1,380
14462 Rochester, NY $630 $730 $910 $1,130 $1,230
14463 Rochester, NY $710 $810 $1,020 $1,260 $1,380
14464 Rochester, NY $630 $730 $910 $1,130 $1,230
14466 Rochester, NY $630 $730 $910 $1,130 $1,230
14467 Rochester, NY $780 $890 $1,120 $1,380 $1,520
14468 Rochester, NY $780 $890 $1,120 $1,380 $1,520
14469 Rochester, NY $660 $760 $950 $1,170 $1,290
14470 Rochester, NY $630 $730 $910 $1,130 $1,230
14471 Rochester, NY $760 $860 $1,080 $1,340 $1,460
14472 Rochester, NY $730 $840 $1,050 $1,300 $1,420
14475 Rochester, NY $770 $880 $1,100 $1,360 $1,490
14476 Rochester, NY $760 $860 $1,080 $1,340 $1,460
14477 Rochester, NY $760 $860 $1,080 $1,340 $1,460
14479 Rochester, NY $630 $730 $910 $1,130 $1,230
14480 Rochester, NY $660 $760 $950 $1,170 $1,290
14481 Rochester, NY $690 $790 $990 $1,220 $1,340
14482 Rochester, NY $630 $730 $910 $1,130 $1,230
14485 Rochester, NY $630 $730 $910 $1,130 $1,230
14486 Rochester, NY $630 $730 $910 $1,130 $1,230
14487 Rochester, NY $730 $830 $1,040 $1,290 $1,410
14488 Rochester, NY $650 $740 $930 $1,150 $1,260
14489 Rochester, NY $660 $750 $940 $1,160 $1,270
14502 Rochester, NY $640 $730 $920 $1,140 $1,250
14504 Rochester, NY $720 $820 $1,030 $1,270 $1,400
14505 Rochester, NY $700 $800 $1,000 $1,240 $1,360
14506 Rochester, NY $890 $1,020 $1,280 $1,590 $1,740
14508 Rochester, NY $740 $850 $1,060 $1,310 $1,440
14510 Rochester, NY $630 $730 $910 $1,130 $1,230
14511 Rochester, NY $780 $890 $1,110 $1,380 $1,510
14512 Rochester, NY $630 $730 $910 $1,130 $1,230
14513 Rochester, NY $630 $730 $910 $1,130 $1,230
14514 Rochester, NY $900 $1,020 $1,280 $1,580 $1,740
14515 Rochester, NY $740 $850 $1,060 $1,310 $1,440
14516 Rochester, NY $730 $840 $1,050 $1,300 $1,420
14517 Rochester, NY $630 $730 $910 $1,130 $1,230
14518 Rochester, NY $710 $810 $1,020 $1,260 $1,380
14519 Rochester, NY $710 $810 $1,010 $1,250 $1,370
14520 Rochester, NY $640 $730 $920 $1,140 $1,250
14522 Rochester, NY $630 $730 $910 $1,130 $1,230
14525 Rochester, NY $630 $730 $910 $1,130 $1,230
14526 Rochester, NY $720 $820 $1,030 $1,270 $1,400
14530 Rochester, NY $650 $740 $930 $1,150 $1,260
14532 Rochester, NY $630 $730 $910 $1,130 $1,230
14533 Rochester, NY $630 $730 $910 $1,130 $1,230
14534 Rochester, NY $1,090 $1,240 $1,560 $1,930 $2,120
14537 Rochester, NY $630 $730 $910 $1,130 $1,230
14538 Rochester, NY $640 $730 $920 $1,140 $1,250
14539 Rochester, NY $630 $730 $910 $1,130 $1,230
14542 Rochester, NY $690 $790 $990 $1,220 $1,340
14543 Rochester, NY $790 $900 $1,130 $1,400 $1,530
14544 Rochester, NY $630 $730 $910 $1,130 $1,230
14545 Rochester, NY $640 $730 $910 $1,130 $1,230
14546 Rochester, NY $870 $1,000 $1,250 $1,550 $1,700
14547 Rochester, NY $710 $810 $1,020 $1,260 $1,380
14548 Rochester, NY $720 $820 $1,030 $1,270 $1,400
14551 Rochester, NY $660 $760 $950 $1,170 $1,290
14555 Rochester, NY $710 $810 $1,020 $1,260 $1,380
14556 Rochester, NY $650 $740 $930 $1,150 $1,260
14558 Rochester, NY $650 $740 $930 $1,150 $1,260
14559 Rochester, NY $860 $980 $1,230 $1,520 $1,670
14560 Rochester, NY $850 $960 $1,210 $1,500 $1,640
14561 Rochester, NY $710 $810 $1,020 $1,260 $1,380
14563 Rochester, NY $640 $730 $920 $1,140 $1,250
14564 Rochester, NY $1,040 $1,180 $1,480 $1,830 $2,010
14568 Rochester, NY $630 $730 $910 $1,130 $1,230
14571 Rochester, NY $1,060 $1,200 $1,510 $1,870 $2,050
14572 Rochester, NY $630 $730 $910 $1,130 $1,230
14580 Rochester, NY $860 $980 $1,230 $1,520 $1,670
14585 Rochester, NY $630 $730 $910 $1,130 $1,230
14586 Rochester, NY $980 $1,120 $1,400 $1,730 $1,900
14589 Rochester, NY $660 $760 $950 $1,170 $1,290
14590 Rochester, NY $630 $730 $910 $1,130 $1,230
14592 Rochester, NY $630 $730 $910 $1,130 $1,230
14602 Rochester, NY $740 $850 $1,060 $1,310 $1,440
14603 Rochester, NY $740 $850 $1,060 $1,310 $1,440
14604 Rochester, NY $740 $850 $1,060 $1,310 $1,440
14605 Rochester, NY $630 $730 $910 $1,130 $1,230
14606 Rochester, NY $690 $780 $980 $1,210 $1,330
14607 Rochester, NY $810 $920 $1,160 $1,430 $1,570
14608 Rochester, NY $670 $770 $960 $1,190 $1,300
14609 Rochester, NY $690 $780 $980 $1,210 $1,330
14610 Rochester, NY $730 $830 $1,040 $1,290 $1,410
14611 Rochester, NY $710 $810 $1,020 $1,260 $1,380
14612 Rochester, NY $780 $890 $1,120 $1,380 $1,520
14613 Rochester, NY $680 $770 $970 $1,200 $1,320
14614 Rochester, NY $670 $770 $950 $1,180 $1,290
14615 Rochester, NY $710 $810 $1,010 $1,250 $1,370
14616 Rochester, NY $730 $830 $1,040 $1,290 $1,410
14617 Rochester, NY $720 $820 $1,030 $1,270 $1,400
14618 Rochester, NY $900 $1,020 $1,280 $1,580 $1,740
14619 Rochester, NY $780 $890 $1,110 $1,370 $1,510
14620 Rochester, NY $750 $850 $1,070 $1,320 $1,450
14621 Rochester, NY $640 $730 $920 $1,140 $1,250
14622 Rochester, NY $730 $840 $1,050 $1,300 $1,420
14623 Rochester, NY $800 $920 $1,150 $1,420 $1,560
14624 Rochester, NY $840 $960 $1,200 $1,480 $1,630
14625 Rochester, NY $780 $890 $1,110 $1,370 $1,510
14626 Rochester, NY $840 $960 $1,200 $1,480 $1,630
14627 Rochester, NY $780 $890 $1,120 $1,380 $1,520
14638 Rochester, NY $740 $850 $1,060 $1,310 $1,440
14639 Rochester, NY $740 $850 $1,060 $1,310 $1,440
14642 Rochester, NY $740 $850 $1,060 $1,310 $1,440
14643 Rochester, NY $740 $850 $1,060 $1,310 $1,440
14646 Rochester, NY $740 $850 $1,060 $1,310 $1,440
14647 Rochester, NY $740 $850 $1,060 $1,310 $1,440
14649 Rochester, NY $740 $850 $1,060 $1,310 $1,440
14650 Rochester, NY $740 $850 $1,060 $1,310 $1,440
14651 Rochester, NY $740 $850 $1,060 $1,310 $1,440
14652 Rochester, NY $740 $850 $1,060 $1,310 $1,440
14653 Rochester, NY $740 $850 $1,060 $1,310 $1,440
14692 Rochester, NY $740 $850 $1,060 $1,310 $1,440
14822 Rochester, NY $630 $730 $910 $1,130 $1,230
14836 Rochester, NY $630 $730 $910 $1,130 $1,230
14846 Rochester, NY $630 $730 $910 $1,130 $1,230
14884 Rochester, NY $650 $740 $930 $1,150 $1,260

2022 Average & Median Rent Data Statistics
ROCHESTER, NY average 1BR rent: $814, median: $800
ROCHESTER, NY average 2BR rent: $1,018, median: $995
ROCHESTER, NY average 3BR rent: $1,260, median: $1,230

ROCHESTER, NY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 11,083 $2,711,615,000 $244,664
Home Improvement 4,093 $298,015,000 $72,811
Refi 3,990 $846,250,000 $212,093
Cash Out Refi 3,727 $662,185,000 $177,672
Other 3,617 $305,915,000 $84,577
NA 1 $15,000 $15,000

Rochester's most frequently cited loan purpose was Home Purchase, with 11,083 originations. The 2nd most popular reason was Home Improvement, with 4,093 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 6,489 $1,300,665,000 $200,442
3-4% 6,327 $1,277,075,000 $201,845
4-5% 4,750 $974,320,000 $205,120
6-7% 2,936 $461,520,000 $157,193
<2.5% 2,122 $222,530,000 $104,868
7-8% 1,147 $139,385,000 $121,521
2.5-3% 1,107 $187,115,000 $169,029
Over 8% 328 $21,700,000 $66,159

During 2022, Rochester's most frequently originated rate bucket was 5-6%, with 6,489 originations.

Loan Sizing (ROCHESTER, NY MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 10,045 $1,444,695,000 $143,822
$100,000 or less 10,037 $546,935,000 $54,492
$200k-400k 5,367 $1,418,825,000 $264,361
$400k-600k 734 $343,970,000 $468,624
$600k-1000k 210 $151,510,000 $721,476
$Over $1MM 118 $918,060,000 $7,780,169

ROCHESTER's loan sizing saw the bucket of loans from $100k-200k with 10,045 originations, totaling $1,444,695,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 8,414 $1,790,530,000 $212,804
60-80% 6,081 $1,692,315,000 $278,296
20-40% 4,157 $368,295,000 $88,596
Under 20% 3,514 $135,800,000 $38,645
40-60% 3,011 $609,655,000 $202,476
Over 100% 115 $37,385,000 $325,087

ROCHESTER's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 8,414 originations, totaling $1,790,530,000 in origination value.