ROCHESTER Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Rochester averaged 6.63% for the week of 2024-06-20, compared to the national average of 6.87% for the same period.

The average rate for the prior week (2024-06-13) was 7.11% and one month ago for the week of 2024-05-16, the average rate was 7.18%.

Rochester's average rate one year ago was 6.75%.

For refis of the same type during the week of 2024-06-20, the average rate was 6.95%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-20 6.87%
Rochester 30 Year Fixed Rate 2024-06-20 6.63%
Rochester 30 Year Fixed Rate Refi 2024-06-20 6.95%
Rochester 15 Year Fixed Rate 2024-06-20 6.53%
Rochester 15 Year Fixed Rate Refi 2024-06-20 7.34%
Rochester 30 Year FHA 2024-06-20 0.28%
Rochester 30 Year FHA Refi 2024-06-20 -0.2%
Rochester 30 Year USDA 2024-06-20 -0.2%
Rochester 30 Year USDA Refi 2024-06-20 0.2%
Rochester 30 Year VA 2024-06-20 0.24%
Rochester 30 Year VA Refi 2024-06-20 0%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ROCHESTER, NY.

ROCHESTER Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ROCHESTER, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Premium Mortgage Corporation 1,897 6.70% $4,124
Genesee Regional Bank 899 6.93% $4,878
ESL Federal Credit Union 487 6.62% $3,461
PRIMELENDING, A PLAINSCAPITAL COMPANY 413 6.90% $6,068
HOME TOWN FUNDING, INC. 307 6.67% $3,478
The Lyons National Bank 295 6.52% $4,203
1ST PRIORITY MORTGAGE, INC. 243 6.61% $4,610
QUICKEN LOANS, LLC 219 7.00% $6,348
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 211 6.89% $5,977
UNITED WHOLESALE MORTGAGE, LLC 173 6.93% $8,077
Community Bank 163 6.94% $537
KeyBank 119 6.77% $4,116
RELIANT COMMUNITY FEDERAL CREDIT UNION 115 6.19% $3,201
Five Star Bank 107 6.52% $3,748
JPMorgan Chase Bank 99 6.87% $4,516
HUNT MORTGAGE CORPORATION 88 6.76% $6,101
M&T Bank 72 6.67% $4,830
Bank of America 70 6.28% $2,805
FAMILY FIRST OF NY 69 6.53% $3,723
Citizens Bank 66 6.29% $4,796
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 62 7.06% $8,138
NVR Mortgage Finance, Inc. 61 6.09% $10,122
MOVEMENT MORTGAGE, LLC 48 6.80% $5,529
Tompkins Trust Company 44 6.35% $3,660
Evans Bank 41 6.43% $3,636
Wells Fargo Bank 37 6.67% $5,458
CROSSCOUNTRY MORTGAGE, LLC 35 7.05% $6,594
HOMESTEAD FUNDING CORP. 29 6.81% $3,829
PENNYMAC LOAN SERVICES, LLC 27 6.79% $7,729
THE SUMMIT Federal Credit Union 27 6.50% $2,888
Farm Credit East, ACA 25 7.08% $6,058
CMG MORTGAGE, INC. 24 6.98% $5,841
Mr. Cooper ( Nationstar Mortgage ) 23 7.06% $6,983
NEWREZ LLC 22 7.00% $6,827
Pittsford Federal Credit Union 22 6.42% $3,712
KINECTA 19 6.08% $3,503
Northwest Bank 19 3.76% $4,959
Morgan Stanley Private Bank 17 5.92% $4,561
PLAZA HOME MORTGAGE, INC. 14 6.72% $6,651
U.S. Bank 13 6.43% $3,587
TD Bank 11 5.89% $5,759
SEFCU SERVICES, LLC 10 5.16% $4,000
Metro City Bank 10 7.13% $7,771
Empower Federal Credit Union 9 6.33% $4,005
ROYAL UNITED MORTGAGE LLC 9 7.29% $6,139
LOANDEPOT.COM, LLC 9 6.69% $7,622
CORNING 9 6.49% $4,559
CREDIT UNION MORTGAGE ASSOCIATION, INC. 9 6.31% $4,461
RELIANCE FIRST CAPITAL, LLC 8 7.34% $6,951
HOMEBRIDGE FINANCIAL SERVICES, INC. 8 6.72% $5,355
NAVY FEDERAL CREDIT UNION 7 8.13% $4,559
USAA Federal Savings Bank 7 6.54% $5,992
PREMIA MORTGAGE, LLC 6 5.93% $3,749
PARAGON HOME LOANS INC. 6 6.63% $5,763
Wayne Bank 6 6.38% $3,419
BETTER MORTGAGE CORPORATION 6 5.94% $5,629
Mortgage Research Center, LLC 5 6.87% $6,636
AMERICAN FINANCING CORPORATION 5 6.75% $5,322
Discover Bank 5 6.84% $0
PNC Bank 5 7.15% $4,511
Fifth Third Bank 5 6.62% $5,003
AMERICAN FINANCIAL NETWORK, INC. 4 7.13% $8,418
FREEDOM MORTGAGE CORPORATION 4 6.84% $7,942
AMERICU Credit Union 4 5.66% $3,983
Ally Bank 4 6.00% $6,824
GUARANTEED RATE, INC. 4 7.10% $4,843
ARC HOME LLC 3 7.83% $12,237
ONTARIO SHORES 3 6.33% $2,660
Carrington Mortgage Services, LLC 3 6.17% $6,213
US MORTGAGE CORPORATION 3 5.42% $8,845
TEACHERS 3 6.33% $3,414
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 3 6.88% $9,607
UBS Bank USA 3 6.83% $4,628
First Federal Bank 3 6.63% $5,905
EMBRACE HOME LOANS, INC. 3 6.71% $6,152
Berkshire Bank 3 5.71% $3,653
Stifel Bank and Trust 3 5.88% $3,563
NP, Inc. 2 7.00% $5,286
GREENSTATE CREDIT UNION 2 6.63% $3,177
Charles Schwab Bank, SSB 2 5.05% $5,520
FIRST HERITAGE FEDERAL CREDIT UNION 2 6.69% $4,159
HSBC BANK USA, NATIONAL ASSOCIATION 2 6.72% $3,462
Farmers Bank & Trust 2 6.43% $4,340
Citibank 2 5.50% $4,283
Valley National Bank 2 6.50% $3,605
UIF CORPORATION 2 6.69% $5,615
CLIFFCO, INC. 2 7.00% $8,033
EVERETT FINANCIAL, INC. 2 7.19% $5,001
MORTGAGE ACCESS CORP. 2 7.31% $6,439
SIRVA MORTGAGE, INC. 2 6.19% $2,152
Plains Commerce Bank 2 7.44% $7,471
PENTAGON FEDERAL CREDIT UNION 2 6.63% $3,554
NBT Bank 2 6.06% $6,573
ALLIED MORTGAGE GROUP, INC. 2 7.00% $6,767
North American Savings Bank, F.S.B. 2 6.25% $6,735
Northpointe Bank 2 7.31% $8,066
Geddes Federal Savings and Loan Association 2 5.94% $4,321
WESCOM CENTRAL CREDIT UNION 1 7.00% $3,622
21ST MORTGAGE CORPORATION 1 8.35% $6,333
Actors Federal Credit Union 1 6.00% $2,812
Adirondack Bank 1 6.88% $3,085
A&D Mortgage LLC 1 9.99% $18,538
AMERICAN FEDERAL MORTGAGE CORPORATION 1 6.38% $3,585
Bank of England 1 6.88% $5,589
Baxter Credit Union 1 7.38% $4,995
Bethpage Federal Credit Union 1 7.13% $7,990
CFCU Community Credit Union 1 6.25% $0
Chemung Canal Trust Company 1 7.13% $2,846
CHEVRON 1 6.88% $5,352
CONTOUR MORTGAGE CORPORATION 1 7.50% $13,832
Cornerstone Community Federal Credit Union 1 7.00% $4,837
Deere Employees Credit Union 1 6.13% $2,977
DIGITAL Federal Credit Union 1 5.00% $4,127
East Coast Capital Corp. 1 6.38% $6,950
Evolve Bank & Trust 1 6.00% $3,118
First Savings Bank 1 7.38% $9,328
First State Bank of St. Charles, Missouri 1 6.63% $5,351
GPO Federal Credit Union 1 6.13% $3,790
GUARANTEED RATE AFFINITY, LLC 1 7.00% $68
GUIDANCE RESIDENTIAL, LLC 1 6.13% $4,796
HARTFORD FUNDING, LTD. 1 8.63% $11,720
JUSTICE Federal Credit Union 1 7.63% $5,730
KELLER MORTGAGE, LLC 1 5.63% $4,185
LYNX MORTGAGE BANK LLC 1 6.75% $3,718
MID-ISLAND MORTGAGE CORP. 1 7.38% $2,279
MLB RESIDENTIAL LENDING, LLC 1 7.25% $3,484
Moog Employees Federal Credit Union 1 7.40% $7,244
NASA Federal Credit Union 1 6.63% $7,467
National Bank of Commerce 1 6.75% $13,370
NATIONWIDE MORTGAGE BANKERS, INC. 1 7.99% $11,009
NJ LENDERS CORP. 1 6.99% $4,199
OWNERSCHOICE FUNDING, INCORPORATED 1 6.50% $2,821
Pathfinder Bank 1 5.88% $2,816
PLANET HOME LENDING, LLC 1 6.75% $8,206
Quontic Bank 1 9.88% $11,514
Raymond James Bank 1 7.25% $4,201
RBC Bank, (Georgia) 1 6.25% $2,353
SELF RELIANCE NY Federal Credit Union 1 4.95% $2,288
TECH Credit Union 1 7.25% $6,541
TOTAL MORTGAGE SERVICES, LLC 1 7.50% $10,496
Truist 1 6.99% $5,860

ROCHESTER Average Closing Costs & Other Stats

ROCHESTER, NY's 141 lenders originated 20,811 loans during 2023. The total origination value was $3,545,675,000, with an average loan value of $170,375.

ROCHESTER's average closing costs are $4,340.

The top ROCHESTER lender as defined by loan originations is Premium Mortgage Corporation, with 1,897 loans originated. Their average total fees are $4,124, which is $754 lower than the next largest lender, Genesee Regional Bank.

The lowest fee ROCHESTER lenders (with over 10 loans originated) are Community Bank ($537), Bank of America ($2,805), THE SUMMIT Federal Credit Union ($2,888), RELIANT COMMUNITY FEDERAL CREDIT UNION ($3,201) and ESL Federal Credit Union ($3,461).

The lowest rate ROCHESTER lenders (with over 10 loans originated) are Northwest Bank (3.76%), SEFCU SERVICES, LLC (5.16%), TD Bank (5.89%), Morgan Stanley Private Bank (5.92%) and KINECTA (6.08%).

ROCHESTER, NY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
ESL Federal Credit Union $606,230,000 $536,985,000 -11.4% 15.1%
Premium Mortgage Corporation $529,990,000 $530,410,000 0.1% 15.0%
Genesee Regional Bank $300,615,000 $244,560,000 -18.6% 6.9%
HOME TOWN FUNDING, INC. $321,205,000 $206,760,000 -35.6% 5.8%
PRIMELENDING, A PLAINSCAPITAL COMPANY $158,895,000 $133,065,000 -16.3% 3.8%
The Lyons National Bank $187,275,000 $125,885,000 -32.8% 3.6%
Arbor Realty Trust, Inc. $3,580,000 $108,755,000 2,937.8% 3.1%
QUICKEN LOANS, LLC $175,280,000 $108,135,000 -38.3% 3.0%
Five Star Bank $95,245,000 $90,485,000 -5.0% 2.6%
The Canandaigua National Bank and Trust Company $115,280,000 $88,655,000 -23.1% 2.5%
Citizens Bank $134,605,000 $85,185,000 -36.7% 2.4%
M&T Bank $98,945,000 $71,140,000 -28.1% 2.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $66,675,000 $68,600,000 2.9% 1.9%
Truist $62,360,000 $65,905,000 5.7% 1.9%
UNITED WHOLESALE MORTGAGE, LLC $77,760,000 $60,135,000 -22.7% 1.7%
1ST PRIORITY MORTGAGE, INC. $73,380,000 $55,425,000 -24.5% 1.6%
RELIANT COMMUNITY FEDERAL CREDIT UNION $62,935,000 $52,810,000 -16.1% 1.5%
COREVEST AMERICAN FINANCE LENDER LLC $5,505,000 $49,980,000 807.9% 1.4%
KeyBank $198,465,000 $48,645,000 -75.5% 1.4%
Community Bank $107,525,000 $45,900,000 -57.3% 1.3%
Evans Bank $34,445,000 $45,880,000 33.2% 1.3%
THE SUMMIT Federal Credit Union $53,950,000 $43,015,000 -20.3% 1.2%
Tompkins Trust Company $39,210,000 $42,675,000 8.8% 1.2%
Advantage Federal Credit Union $70,780,000 $38,625,000 -45.4% 1.1%
FAMILY FIRST OF NY $49,405,000 $36,770,000 -25.6% 1.0%
NVR Mortgage Finance, Inc. $28,550,000 $28,040,000 -1.8% 0.8%
JPMorgan Chase Bank $47,640,000 $26,085,000 -45.2% 0.7%
Pittsford Federal Credit Union $48,880,000 $25,685,000 -47.5% 0.7%
Bank of America $34,120,000 $25,600,000 -25.0% 0.7%
HUNT MORTGAGE CORPORATION $38,680,000 $22,220,000 -42.6% 0.6%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $175,000 $20,415,000 11,565.7% 0.6%
MOVEMENT MORTGAGE, LLC $32,535,000 $19,670,000 -39.5% 0.6%
GREYSTONE SERVICING COMPANY LLC $18,855,000 n/a 0.5%
Mortgage Research Center, LLC $16,080,000 $14,150,000 -12.0% 0.4%
Empower Federal Credit Union $8,965,000 $13,660,000 52.4% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $7,865,000 $12,395,000 57.6% 0.3%
Wells Fargo Bank $95,985,000 $12,380,000 -87.1% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $31,155,000 $12,010,000 -61.5% 0.3%
KINECTA $12,565,000 $11,400,000 -9.3% 0.3%
NEXTIER BANK, NATIONAL ASSOCIATION $4,940,000 $11,290,000 128.5% 0.3%
PENNYMAC LOAN SERVICES, LLC $1,955,000 $10,805,000 452.7% 0.3%
NAVY FEDERAL CREDIT UNION $16,125,000 $10,210,000 -36.7% 0.3%
PLAZA HOME MORTGAGE, INC. $9,280,000 $10,170,000 9.6% 0.3%
Farm Credit East, ACA $17,520,000 $9,975,000 -43.1% 0.3%
Northwest Bank $46,105,000 $8,625,000 -81.3% 0.2%
NEWREZ LLC $4,765,000 $8,605,000 80.6% 0.2%
Lake Shore Savings Bank $630,000 $8,255,000 1,210.3% 0.2%
CMG MORTGAGE, INC. $8,090,000 n/a 0.2%
HOMESTEAD FUNDING CORP. $18,465,000 $7,430,000 -59.8% 0.2%
Morgan Stanley Private Bank $6,635,000 $6,925,000 4.4% 0.2%
TD Bank $4,930,000 $6,695,000 35.8% 0.2%
U.S. Bank $8,410,000 $6,445,000 -23.4% 0.2%
Discover Bank $4,625,000 $6,380,000 37.9% 0.2%
RELIANCE FIRST CAPITAL, LLC $7,180,000 $5,835,000 -18.7% 0.2%
The Upstate National Bank $7,650,000 $5,720,000 -25.2% 0.2%
FINGER LAKES $9,575,000 $5,615,000 -41.4% 0.2%
LOANDEPOT.COM, LLC $11,180,000 $5,510,000 -50.7% 0.2%
CORNING $6,435,000 $5,460,000 -15.2% 0.2%
Wayne Bank $6,840,000 $5,145,000 -24.8% 0.1%
FREEDOM MORTGAGE CORPORATION $6,410,000 $4,415,000 -31.1% 0.1%
Savannah Bank $3,855,000 n/a 0.1%
Ukrainian Federal Credit Union $7,410,000 $3,550,000 -52.1% 0.1%
ROYAL UNITED MORTGAGE LLC $4,250,000 $3,300,000 -22.4% 0.1%
USAA Federal Savings Bank $6,655,000 $3,165,000 -52.4% 0.1%
VISIONS $6,560,000 $2,965,000 -54.8% 0.1%
ONTARIO SHORES $3,210,000 $2,880,000 -10.3% 0.1%
Metro City Bank $2,480,000 $2,790,000 12.5% 0.1%
Charles Schwab Bank, SSB $815,000 $2,710,000 232.5% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $2,695,000 n/a 0.1%
SERVU FEDERAL CREDIT UNION $3,675,000 $2,605,000 -29.1% 0.1%
SEFCU SERVICES, LLC $4,015,000 $2,555,000 -36.4% 0.1%
PREMIA MORTGAGE, LLC $1,565,000 $2,535,000 62.0% 0.1%
Barrington Bank & Trust Company, N.A. $3,775,000 $2,480,000 -34.3% 0.1%
GENESEE VALLEY $4,520,000 $2,480,000 -45.1% 0.1%
PNC Bank $8,155,000 $2,360,000 -71.1% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $3,735,000 $2,335,000 -37.5% 0.1%
UBS Bank USA $2,805,000 $2,295,000 -18.2% 0.1%
Chemung Canal Trust Company $6,095,000 $1,960,000 -67.8% 0.1%
21ST MORTGAGE CORPORATION $1,975,000 $1,860,000 -5.8% 0.1%
PENTAGON FEDERAL CREDIT UNION $2,040,000 $1,720,000 -15.7% 0.0%
AMERICAN FINANCING CORPORATION $5,185,000 $1,715,000 -66.9% 0.0%
Carrington Mortgage Services, LLC $4,160,000 $1,715,000 -58.8% 0.0%
Generations Bank $4,585,000 $1,650,000 -64.0% 0.0%
Northpointe Bank $740,000 $1,640,000 121.6% 0.0%
AMERICU Credit Union $2,510,000 $1,635,000 -34.9% 0.0%
LIMA ONE CAPITAL, LLC $2,635,000 $1,630,000 -38.1% 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $1,560,000 n/a 0.0%
PARAGON HOME LOANS INC. $1,420,000 $1,505,000 6.0% 0.0%
STATE EMPLOYEES FEDERAL CREDIT UNION $1,070,000 $1,505,000 40.7% 0.0%
First Federal Bank $1,015,000 $1,485,000 46.3% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $1,790,000 $1,435,000 -19.8% 0.0%
NBT Bank $1,065,000 $1,430,000 34.3% 0.0%
BETTER MORTGAGE CORPORATION $2,245,000 $1,400,000 -37.6% 0.0%
FINANCE OF AMERICA REVERSE LLC $1,050,000 $1,380,000 31.4% 0.0%
Stifel Bank and Trust $4,810,000 $1,360,000 -71.7% 0.0%
The Federal Savings Bank $1,385,000 $1,360,000 -1.8% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $85,000 $1,335,000 1,470.6% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $1,985,000 $1,290,000 -35.0% 0.0%
Cornerstone Community Federal Credit Union $210,000 $1,230,000 485.7% 0.0%
Berkshire Bank $1,225,000 n/a 0.0%
Flagstar Bank, FSB $67,515,000 $1,185,000 -98.2% 0.0%
FIRST HERITAGE FEDERAL CREDIT UNION $1,290,000 $1,165,000 -9.7% 0.0%
ARC HOME LLC $980,000 $1,125,000 14.8% 0.0%
State Department Federal Credit Union $1,080,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $585,000 $1,015,000 73.5% 0.0%
GUARANTEED RATE, INC. $3,415,000 $990,000 -71.0% 0.0%
Quontic Bank $2,255,000 $975,000 -56.8% 0.0%
TRIAD FINANCIAL SERVICES, INC. $1,655,000 $975,000 -41.1% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $545,000 $925,000 69.7% 0.0%
Fifth Third Bank $1,025,000 $895,000 -12.7% 0.0%
NBKC BANK $2,165,000 $865,000 -60.0% 0.0%
Farmers Bank & Trust $855,000 n/a 0.0%
Bethpage Federal Credit Union $1,345,000 $850,000 -36.8% 0.0%
Geddes Federal Savings and Loan Association $1,315,000 $850,000 -35.4% 0.0%
DIGITAL Federal Credit Union $485,000 $840,000 73.2% 0.0%
Citibank $6,395,000 $825,000 -87.1% 0.0%
SIRVA MORTGAGE, INC. $155,000 $800,000 416.1% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $1,075,000 $795,000 -26.0% 0.0%
EVERETT FINANCIAL, INC. $2,790,000 $780,000 -72.0% 0.0%
First IC Corporation $765,000 n/a 0.0%
The First National Bank of Ottawa $755,000 n/a 0.0%
CLIFFCO, INC. $745,000 n/a 0.0%
TEACHERS $650,000 $660,000 1.5% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $1,320,000 $635,000 -51.9% 0.0%
EMBRACE HOME LOANS, INC. $2,990,000 $615,000 -79.4% 0.0%
Ally Bank $590,000 n/a 0.0%
PLANET HOME LENDING, LLC $1,020,000 $585,000 -42.6% 0.0%
US MORTGAGE CORPORATION $580,000 n/a 0.0%
ALLIED MORTGAGE GROUP, INC. $1,640,000 $575,000 -64.9% 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $565,000 n/a 0.0%
CNB Bank $220,000 $565,000 156.8% 0.0%
MLB RESIDENTIAL LENDING, LLC $565,000 n/a 0.0%
Citizens & Northern Bank $720,000 $555,000 -22.9% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $125,000 $555,000 344.0% 0.0%
PHH Mortgage Corporation $850,000 $545,000 -35.9% 0.0%
North American Savings Bank, F.S.B. $1,825,000 $535,000 -70.7% 0.0%
UIF CORPORATION $170,000 $525,000 208.8% 0.0%
Academy Bank $515,000 n/a 0.0%
Valley National Bank $2,645,000 $510,000 -80.7% 0.0%
Citadel Servicing Corporation $505,000 n/a 0.0%
National Bank of Commerce $505,000 n/a 0.0%
First State Bank of St. Charles, Missouri $485,000 n/a 0.0%
A&D Mortgage LLC $115,000 $470,000 308.7% 0.0%
GPO Federal Credit Union $470,000 n/a 0.0%
AMWEST FUNDING CORP. $445,000 n/a 0.0%
Solvay Bank $430,000 n/a 0.0%
Pathfinder Bank $275,000 $425,000 54.5% 0.0%
FIRST CREDIT CORPORATION OF NEW YORK, INC. $565,000 $420,000 -25.7% 0.0%
GREENSTATE CREDIT UNION $420,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $2,110,000 $400,000 -81.0% 0.0%
GUARANTEED RATE AFFINITY, LLC $270,000 $390,000 44.4% 0.0%
Western Division FCU $380,000 n/a 0.0%
Magnolia Bank $990,000 $370,000 -62.6% 0.0%
MORTGAGE ACCESS CORP. $370,000 n/a 0.0%
Plains Commerce Bank $305,000 $370,000 21.3% 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $155,000 $360,000 132.3% 0.0%
Bank of England $270,000 $345,000 27.8% 0.0%
LONGBRIDGE FINANCIAL, LLC $180,000 $345,000 91.7% 0.0%
Meridian Bank Corporation $345,000 n/a 0.0%
Moog Employees Federal Credit Union $325,000 n/a 0.0%
Old National Bank $325,000 n/a 0.0%
AMERICAN HERITAGE LENDING, INC. $95,000 $320,000 236.8% 0.0%
CFCU Community Credit Union $3,285,000 $320,000 -90.3% 0.0%
Third Federal Savings and Loan Association of Cleveland $1,610,000 $320,000 -80.1% 0.0%
First Savings Bank $675,000 $310,000 -54.1% 0.0%
GUIDANCE RESIDENTIAL, LLC $865,000 $310,000 -64.2% 0.0%
Baxter Credit Union $150,000 $295,000 96.7% 0.0%
NP, Inc. $290,000 n/a 0.0%
HARTFORD FUNDING, LTD. $275,000 n/a 0.0%
Cattaraugus County Bank $795,000 $265,000 -66.7% 0.0%
HUDSON VALLEY CREDIT UNION $140,000 $265,000 89.3% 0.0%
AMERITRUST MORTGAGE CORPORATION $255,000 n/a 0.0%
CARDINAL FINANCIAL $2,125,000 $255,000 -88.0% 0.0%
LYNX MORTGAGE BANK LLC $255,000 n/a 0.0%
ST. PIUS X CHURCH FCU $255,000 n/a 0.0%
OWNERSCHOICE FUNDING, INCORPORATED $250,000 n/a 0.0%
Southwest Airlines Federal Credit Union $250,000 n/a 0.0%
Ardent Federal Credit Union $245,000 n/a 0.0%
CHEVRON $240,000 n/a 0.0%
LENDINGONE, LLC $295,000 $240,000 -18.6% 0.0%
RBC Bank, (Georgia) $360,000 $240,000 -33.3% 0.0%
TOTAL MORTGAGE SERVICES, LLC $350,000 $235,000 -32.9% 0.0%
Cathay Bank $225,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $225,000 n/a 0.0%
NASA Federal Credit Union $225,000 n/a 0.0%
BROKER SOLUTIONS, INC. $215,000 n/a 0.0%
Deere Employees Credit Union $95,000 $210,000 121.1% 0.0%
Hometown Equity Mortgage, LLC $205,000 n/a 0.0%
Colonial Savings, F.A. $85,000 $195,000 129.4% 0.0%
Leader Bank $195,000 n/a 0.0%
Centier Bank $55,000 $185,000 236.4% 0.0%
S&T Bank $1,370,000 $185,000 -86.5% 0.0%
WALL STREET MORTGAGE BANKERS, LTD. $185,000 n/a 0.0%
Alden State Bank $270,000 $175,000 -35.2% 0.0%
HUDSON HERITAGE $175,000 n/a 0.0%
NJ LENDERS CORP. $835,000 $175,000 -79.0% 0.0%
UTILITIES EMPLOYEES CREDIT UNION $710,000 $175,000 -75.4% 0.0%
Brighton Bank $165,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $370,000 $165,000 -55.4% 0.0%
Tioga State Bank $165,000 n/a 0.0%
Raymond James Bank $1,615,000 $155,000 -90.4% 0.0%
SELF RELIANCE NY Federal Credit Union $155,000 n/a 0.0%
TECH Credit Union $155,000 n/a 0.0%
STAR USA FEDERAL CREDIT UNION $150,000 n/a 0.0%
East Coast Capital Corp. $145,000 n/a 0.0%
MID-ISLAND MORTGAGE CORP. $145,000 n/a 0.0%
Truity Federal Credit Union $145,000 n/a 0.0%
MidFirst Bank $120,000 $140,000 16.7% 0.0%
QUORUM FEDERAL CREDIT UNION $225,000 $140,000 -37.8% 0.0%
Actors Federal Credit Union $135,000 n/a 0.0%
KELLER MORTGAGE, LLC $135,000 n/a 0.0%
Community First National Bank $125,000 n/a 0.0%
NORTHERN CREDIT UNION $475,000 $115,000 -75.8% 0.0%
Signature Federal Credit Union $145,000 $115,000 -20.7% 0.0%
The People's Credit Union $75,000 $110,000 46.7% 0.0%
American Airlines Federal Credit Union $135,000 $105,000 -22.2% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $280,000 $105,000 -62.5% 0.0%
Evolve Bank & Trust $185,000 $95,000 -48.6% 0.0%
Adirondack Bank $85,000 n/a 0.0%
BayCoast Bank $25,000 $85,000 240.0% 0.0%
CITIZENS EQUITY FIRST $85,000 n/a 0.0%
St Joseph's Parish Buffalo Federal Credit Union $35,000 $85,000 142.9% 0.0%
WESCOM CENTRAL CREDIT UNION $85,000 n/a 0.0%
Secured Investment Corp. $80,000 n/a 0.0%
FINANCE OF AMERICA MORTGAGE LLC $17,300,000 $75,000 -99.6% 0.0%
Webster Bank $3,155,000 $75,000 -97.6% 0.0%
Cf Bank $65,000 n/a 0.0%
First National Bank of America $75,000 $65,000 -13.3% 0.0%
MEMBERS 1ST FEDERAL CREDIT UNION $65,000 n/a 0.0%
USAlliance Federal Credit Union $65,000 n/a 0.0%
GREENWOOD $60,000 n/a 0.0%
JUSTICE Federal Credit Union $55,000 n/a 0.0%
Ballston Spa National Bank $285,000 $35,000 -87.7% 0.0%
SECNY Federal Credit Union $25,000 n/a 0.0%
MASSMUTUAL $15,000 n/a 0.0%

ROCHESTER's top lender by overall market share is ESL Federal Credit Union, with 15.1% market share. In second place, with 15.0%, is Premium Mortgage Corporation, having originated $530,410,000 in loans. In third place, with 6.9%, is Genesee Regional Bank, having originated $244,560,000 in loans. In fourth place, with 5.8%, is HOME TOWN FUNDING, INC., having originated $206,760,000 in loans. In fifth place, with 3.8%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $133,065,000 in loans.


ROCHESTER Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - ROCHESTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $159,900 (7.2%) $222,730 (8.6%) 0.59 2,098
2018-02-01 $169,900 (11.5%) $227,348 (5.9%) 0.62 2,058
2018-03-01 $179,900 (10.8%) $235,666 (6.8%) 0.63 2,108
2018-04-01 $194,700 (14.5%) $243,964 (7.2%) 0.66 2,255
2018-05-01 $196,550 (9.3%) $247,206 (5.7%) 0.66 2,477
2018-06-01 $194,900 (8.6%) $249,512 (6.8%) 0.65 2,716
2018-07-01 $189,900 (5.9%) $245,604 (4.2%) 0.63 2,867
2018-08-01 $185,000 (6.2%) $241,703 (4.2%) 0.62 2,953
2018-09-01 $184,900 (8.8%) $236,971 (3.2%) 0.62 2,904
2018-10-01 $179,900 (6.7%) $233,256 (1.5%) 0.61 2,845
2018-11-01 $174,900 (5.1%) $231,912 (1.5%) 0.59 2,641
2018-12-01 $179,900 (9.0%) $236,774 (3.9%) 0.62 2,284
2019-01-01 $189,450 (18.5%) $243,764 (9.4%) 0.65 1,922
2019-02-01 $196,425 (15.6%) $254,429 (11.9%) 0.66 1,847
2019-03-01 $212,371 (18.1%) $271,313 (15.1%) 0.69 1,831
2019-04-01 $230,950 (18.6%) $291,986 (19.7%) 0.73 1,837
2019-05-01 $229,900 (17.0%) $293,741 (18.8%) 0.72 1,931
2019-06-01 $229,900 (18.0%) $274,637 (10.1%) 0.72 2,098
2019-07-01 $229,450 (20.8%) $276,310 (12.5%) 0.72 2,209
2019-08-01 $218,109 (17.9%) $275,383 (13.9%) 0.69 2,250
2019-09-01 $207,923 (12.5%) $271,950 (14.8%) 0.67 2,293
2019-10-01 $199,950 (11.2%) $269,100 (15.4%) 0.65 2,306
2019-11-01 $199,900 (14.3%) $266,591 (15.0%) 0.66 2,061
2019-12-01 $199,900 (11.1%) $264,053 (11.5%) 0.67 1,792
2020-01-01 $199,950 (5.5%) $264,322 (8.4%) 0.67 1,539
2020-02-01 $224,900 (14.5%) $272,929 (7.3%) 0.74 1,416
2020-03-01 $234,900 (10.6%) $283,623 (4.5%) 0.74 1,472
2020-04-01 $249,900 (8.2%) $299,214 (2.5%) 0.78 1,375
2020-05-01 $249,999 (8.7%) $306,059 (4.2%) 0.76 1,376
2020-06-01 $243,544 (5.9%) $298,593 (8.7%) 0.72 1,491
2020-07-01 $249,125 (8.6%) $303,932 (10.0%) 0.72 1,445
2020-08-01 $239,900 (10.0%) $292,701 (6.3%) 0.69 1,402
2020-09-01 $222,400 (7.0%) $278,434 (2.4%) 0.64 1,399
2020-10-01 $224,900 (12.5%) $284,662 (5.8%) 0.64 1,324
2020-11-01 $225,000 (12.6%) $297,271 (11.5%) 0.66 1,181
2020-12-01 $232,125 (16.1%) $310,034 (17.4%) 0.69 940
2021-01-01 $250,000 (25.0%) $322,584 (22.0%) 0.75 813
2021-02-01 $274,675 (22.1%) $334,347 (22.5%) 0.80 748
2021-03-01 $262,194 (11.6%) $323,955 (14.2%) 0.74 782
2021-04-01 $246,950 (-1.2%) $314,150 (5.0%) 0.67 815
2021-05-01 $242,900 (-2.8%) $310,050 (1.3%) 0.65 871
2021-06-01 $239,900 (-1.5%) $314,934 (5.5%) 0.63 1,033
2021-07-01 $238,500 (-4.3%) $315,198 (3.7%) 0.63 1,098
2021-08-01 $227,400 (-5.2%) $313,129 (7.0%) 0.61 1,093
2021-09-01 $212,400 (-4.5%) $300,260 (7.8%) 0.57 1,086
2021-10-01 $210,000 (-6.6%) $294,758 (3.6%) 0.56 964
2021-11-01 $199,900 (-11.2%) $290,055 (-2.4%) 0.53 828
2021-12-01 $197,400 (-15.0%) $288,289 (-7.0%) 0.53 676
2022-01-01 $199,999 (-20.0%) $299,942 (-7.0%) 0.54 557
2022-02-01 $224,950 (-18.1%) $306,469 (-8.3%) 0.59 554
2022-03-01 $219,900 (-16.1%) $289,147 (-10.7%) 0.55 641
2022-04-01 $199,900 (-19.1%) $278,479 (-11.4%) 0.48 745
2022-05-01 $222,400 (-8.4%) $304,422 (-1.8%) 0.51 874
2022-06-01 $229,450 (-4.4%) $312,467 (-0.8%) 0.51 977
2022-07-01 $234,900 (-1.5%) $318,018 (0.9%) 0.53 1,021
2022-08-01 $225,000 (-1.1%) $309,191 (-1.3%) 0.52 1,011
2022-09-01 $223,900 (5.4%) $304,896 (1.5%) 0.52 1,002
2022-10-01 $225,000 (7.1%) $315,266 (7.0%) 0.53 979
2022-11-01 $226,950 (13.5%) $317,738 (9.5%) 0.55 916
2022-12-01 $242,400 (22.8%) $333,546 (15.7%) 0.60 785
2023-01-01 $233,450 (16.7%) $329,746 (9.9%) 0.58 692
2023-02-01 $232,450 (3.3%) $328,826 (7.3%) 0.56 692
2023-03-01 $257,400 (17.1%) $338,577 (17.1%) 0.61 694
2023-04-01 $264,900 (32.5%) $336,160 (20.7%) 0.62 735
2023-05-01 $264,975 (19.1%) $333,533 (9.6%) 0.60 761
2023-06-01 $274,338 (19.6%) $344,660 (10.3%) 0.62 866
2023-07-01 $259,450 (10.5%) $355,785 (11.9%) 0.59 892
2023-08-01 $249,900 (11.1%) $339,043 (9.7%) 0.57 894
2023-09-01 $249,900 (11.6%) $349,858 (14.8%) 0.58 886
2023-10-01 $249,949 (11.1%) $349,733 (10.9%) 0.59 907
2023-11-01 $239,450 (5.5%) $334,173 (5.2%) 0.57 851
2023-12-01 $249,900 (3.1%) $338,578 (1.5%) 0.61 734
2024-01-01 $247,400 (6.0%) $331,206 (0.4%) 0.60 636
2024-02-01 $249,950 (7.5%) $335,172 (1.9%) 0.60 654
2024-03-01 $279,900 (8.7%) $355,064 (4.9%) 0.66 666
2024-04-01 $295,000 (11.4%) $361,150 (7.4%) 0.69 727
2024-05-01 $309,869 (16.9%) $395,617 (18.6%) 0.70 888
ROCHESTER's median listing price for 2024-05-01 was $309,869, a difference of $44,894 (16.9%) versus the prior year and $14,869 versus the prior month.

ROCHESTER's median listing price comes in at 70% of the national average.

ROCHESTER's average listing price for 2024-05-01 was $395,617, a difference of $62,084 (18.6%) versus the prior year and $34,467 versus the prior month.

For the 2024-05-01 period, ROCHESTER had 888 MLS listings, a difference of 161 listings (22%) versus the prior month and 127 listings (17%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - ROCHESTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 65 days 1,716 sqft
2018-02-01 57 days 1,759 sqft
2018-03-01 42 days 1,766 sqft
2018-04-01 35 days 1,770 sqft
2018-05-01 33 days 1,770 sqft
2018-06-01 34 days 1,780 sqft
2018-07-01 38 days 1,766 sqft
2018-08-01 43 days 1,755 sqft
2018-09-01 46 days 1,752 sqft
2018-10-01 47 days 1,743 sqft
2018-11-01 52 days 1,724 sqft
2018-12-01 64 days 1,730 sqft
2019-01-01 66 days 1,726 sqft
2019-02-01 50 days 1,730 sqft
2019-03-01 40 days 1,763 sqft
2019-04-01 32 days 1,797 sqft
2019-05-01 30 days 1,807 sqft
2019-06-01 30 days 1,813 sqft
2019-07-01 33 days 1,812 sqft
2019-08-01 37 days 1,801 sqft
2019-09-01 38 days 1,788 sqft
2019-10-01 41 days 1,778 sqft
2019-11-01 47 days 1,768 sqft
2019-12-01 58 days 1,751 sqft
2020-01-01 59 days 1,739 sqft
2020-02-01 36 days 1,747 sqft
2020-03-01 31 days 1,766 sqft
2020-04-01 45 days 1,760 sqft
2020-05-01 46 days 1,812 sqft
2020-06-01 24 days 1,788 sqft
2020-07-01 25 days 1,791 sqft
2020-08-01 25 days 1,752 sqft
2020-09-01 25 days 1,730 sqft
2020-10-01 26 days 1,728 sqft
2020-11-01 32 days 1,713 sqft
2020-12-01 44 days 1,719 sqft
2021-01-01 46 days 1,729 sqft
2021-02-01 29 days 1,742 sqft
2021-03-01 16 days 1,715 sqft
2021-04-01 11 days 1,713 sqft
2021-05-01 10 days 1,700 sqft
2021-06-01 11 days 1,757 sqft
2021-07-01 15 days 1,744 sqft
2021-08-01 16 days 1,736 sqft
2021-09-01 19 days 1,701 sqft
2021-10-01 22 days 1,699 sqft
2021-11-01 23 days 1,687 sqft
2021-12-01 35 days 1,671 sqft
2022-01-01 37 days 1,695 sqft
2022-02-01 18 days 1,718 sqft
2022-03-01 10 days 1,678 sqft
2022-04-01 10 days 1,664 sqft
2022-05-01 10 days 1,709 sqft
2022-06-01 11 days 1,733 sqft
2022-07-01 16 days 1,727 sqft
2022-08-01 22 days 1,696 sqft
2022-09-01 23 days 1,683 sqft
2022-10-01 24 days 1,689 sqft
2022-11-01 30 days 1,705 sqft
2022-12-01 39 days 1,721 sqft
2023-01-01 44 days 1,699 sqft
2023-02-01 28 days 1,711 sqft
2023-03-01 24 days 1,711 sqft
2023-04-01 16 days 1,727 sqft
2023-05-01 13 days 1,708 sqft
2023-06-01 12 days 1,741 sqft
2023-07-01 15 days 1,748 sqft
2023-08-01 16 days 1,727 sqft
2023-09-01 17 days 1,700 sqft
2023-10-01 19 days 1,704 sqft
2023-11-01 25 days 1,675 sqft
2023-12-01 35 days 1,674 sqft
2024-01-01 33 days 1,666 sqft
2024-02-01 24 days 1,675 sqft
2024-03-01 22 days 1,733 sqft
2024-04-01 16 days 1,716 sqft
2024-05-01 17 days 1,746 sqft
ROCHESTER's median listing age (time on market) for 2024-05-01 was 17 days. This is 29% longer than the same period one year ago.

ROCHESTER's median square footage for active listings during the 2024-05-01 period was 1,746 sqft. One year prior, the average listing was 1,708 sqft.

ROCHESTER, NY Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
13143 Rochester, NY HUD Metro FMR Area $660 $750 $940 $1,160 $1,270
13146 Rochester, NY HUD Metro FMR Area $810 $910 $1,140 $1,390 $1,530
13148 Rochester, NY HUD Metro FMR Area $740 $830 $1,040 $1,270 $1,400
13154 Rochester, NY HUD Metro FMR Area $740 $830 $1,040 $1,270 $1,400
13156 Rochester, NY HUD Metro FMR Area $660 $750 $940 $1,160 $1,270
13165 Rochester, NY HUD Metro FMR Area $740 $830 $1,040 $1,270 $1,400
14012 Rochester, NY HUD Metro FMR Area $700 $750 $940 $1,160 $1,270
14058 Rochester, NY HUD Metro FMR Area $750 $850 $1,060 $1,290 $1,420
14098 Rochester, NY HUD Metro FMR Area $760 $860 $1,070 $1,300 $1,440
14103 Rochester, NY HUD Metro FMR Area $740 $840 $1,050 $1,280 $1,410
14105 Rochester, NY HUD Metro FMR Area $700 $750 $940 $1,160 $1,270
14125 Rochester, NY HUD Metro FMR Area $690 $780 $970 $1,180 $1,300
14410 Rochester, NY HUD Metro FMR Area $860 $970 $1,210 $1,470 $1,630
14411 Rochester, NY HUD Metro FMR Area $690 $780 $970 $1,180 $1,300
14413 Rochester, NY HUD Metro FMR Area $740 $830 $1,040 $1,270 $1,400
14414 Rochester, NY HUD Metro FMR Area $760 $860 $1,070 $1,300 $1,440
14416 Rochester, NY HUD Metro FMR Area $730 $820 $1,030 $1,250 $1,380
14420 Rochester, NY HUD Metro FMR Area $800 $910 $1,130 $1,380 $1,520
14422 Rochester, NY HUD Metro FMR Area $690 $780 $980 $1,190 $1,320
14423 Rochester, NY HUD Metro FMR Area $700 $790 $990 $1,200 $1,330
14424 Rochester, NY HUD Metro FMR Area $850 $960 $1,200 $1,460 $1,610
14425 Rochester, NY HUD Metro FMR Area $1,050 $1,190 $1,480 $1,800 $1,990
14428 Rochester, NY HUD Metro FMR Area $930 $1,060 $1,320 $1,610 $1,770
14429 Rochester, NY HUD Metro FMR Area $690 $780 $980 $1,190 $1,320
14430 Rochester, NY HUD Metro FMR Area $860 $970 $1,210 $1,470 $1,630
14432 Rochester, NY HUD Metro FMR Area $660 $750 $940 $1,160 $1,270
14433 Rochester, NY HUD Metro FMR Area $760 $870 $1,080 $1,310 $1,450
14435 Rochester, NY HUD Metro FMR Area $880 $1,000 $1,250 $1,520 $1,680
14437 Rochester, NY HUD Metro FMR Area $690 $780 $970 $1,180 $1,300
14445 Rochester, NY HUD Metro FMR Area $850 $960 $1,200 $1,460 $1,610
14449 Rochester, NY HUD Metro FMR Area $740 $830 $1,040 $1,270 $1,400
14450 Rochester, NY HUD Metro FMR Area $970 $1,100 $1,370 $1,670 $1,840
14452 Rochester, NY HUD Metro FMR Area $690 $780 $980 $1,190 $1,320
14453 Rochester, NY HUD Metro FMR Area $820 $930 $1,160 $1,410 $1,560
14454 Rochester, NY HUD Metro FMR Area $880 $1,000 $1,250 $1,520 $1,680
14456 Rochester, NY HUD Metro FMR Area $760 $860 $1,080 $1,310 $1,450
14461 Rochester, NY HUD Metro FMR Area $820 $930 $1,160 $1,410 $1,560
14462 Rochester, NY HUD Metro FMR Area $760 $860 $1,070 $1,300 $1,440
14463 Rochester, NY HUD Metro FMR Area $820 $930 $1,160 $1,410 $1,560
14464 Rochester, NY HUD Metro FMR Area $720 $820 $1,020 $1,240 $1,370
14466 Rochester, NY HUD Metro FMR Area $660 $750 $940 $1,160 $1,270
14467 Rochester, NY HUD Metro FMR Area $880 $1,000 $1,250 $1,520 $1,680
14468 Rochester, NY HUD Metro FMR Area $910 $1,030 $1,290 $1,570 $1,730
14469 Rochester, NY HUD Metro FMR Area $750 $850 $1,060 $1,290 $1,420
14470 Rochester, NY HUD Metro FMR Area $660 $750 $940 $1,160 $1,270
14471 Rochester, NY HUD Metro FMR Area $890 $1,010 $1,260 $1,530 $1,690
14472 Rochester, NY HUD Metro FMR Area $850 $960 $1,200 $1,460 $1,610
14475 Rochester, NY HUD Metro FMR Area $860 $980 $1,220 $1,490 $1,640
14476 Rochester, NY HUD Metro FMR Area $890 $1,010 $1,260 $1,530 $1,690
14477 Rochester, NY HUD Metro FMR Area $810 $910 $1,140 $1,390 $1,530
14479 Rochester, NY HUD Metro FMR Area $730 $820 $1,030 $1,250 $1,380
14480 Rochester, NY HUD Metro FMR Area $740 $840 $1,050 $1,280 $1,410
14481 Rochester, NY HUD Metro FMR Area $800 $910 $1,130 $1,380 $1,520
14482 Rochester, NY HUD Metro FMR Area $710 $800 $1,000 $1,220 $1,340
14485 Rochester, NY HUD Metro FMR Area $660 $750 $940 $1,160 $1,270
14486 Rochester, NY HUD Metro FMR Area $700 $790 $990 $1,200 $1,330
14487 Rochester, NY HUD Metro FMR Area $790 $900 $1,120 $1,360 $1,500
14488 Rochester, NY HUD Metro FMR Area $740 $840 $1,050 $1,280 $1,410
14489 Rochester, NY HUD Metro FMR Area $760 $870 $1,080 $1,310 $1,450
14502 Rochester, NY HUD Metro FMR Area $740 $840 $1,050 $1,280 $1,410
14504 Rochester, NY HUD Metro FMR Area $830 $940 $1,170 $1,420 $1,570
14505 Rochester, NY HUD Metro FMR Area $820 $930 $1,160 $1,410 $1,560
14506 Rochester, NY HUD Metro FMR Area $1,030 $1,160 $1,450 $1,770 $1,950
14508 Rochester, NY HUD Metro FMR Area $860 $970 $1,210 $1,470 $1,630
14510 Rochester, NY HUD Metro FMR Area $710 $810 $1,010 $1,230 $1,360
14511 Rochester, NY HUD Metro FMR Area $890 $1,010 $1,260 $1,530 $1,690
14512 Rochester, NY HUD Metro FMR Area $660 $750 $940 $1,160 $1,270
14513 Rochester, NY HUD Metro FMR Area $710 $810 $1,010 $1,230 $1,360
14514 Rochester, NY HUD Metro FMR Area $1,060 $1,200 $1,500 $1,830 $2,020
14515 Rochester, NY HUD Metro FMR Area $860 $970 $1,210 $1,470 $1,630
14516 Rochester, NY HUD Metro FMR Area $860 $980 $1,220 $1,480 $1,640
14517 Rochester, NY HUD Metro FMR Area $660 $750 $940 $1,160 $1,270
14518 Rochester, NY HUD Metro FMR Area $820 $930 $1,160 $1,410 $1,560
14519 Rochester, NY HUD Metro FMR Area $810 $920 $1,150 $1,400 $1,540
14520 Rochester, NY HUD Metro FMR Area $740 $830 $1,040 $1,270 $1,400
14522 Rochester, NY HUD Metro FMR Area $690 $780 $970 $1,180 $1,300
14525 Rochester, NY HUD Metro FMR Area $700 $790 $990 $1,200 $1,330
14526 Rochester, NY HUD Metro FMR Area $830 $950 $1,180 $1,440 $1,590
14530 Rochester, NY HUD Metro FMR Area $740 $840 $1,050 $1,280 $1,410
14532 Rochester, NY HUD Metro FMR Area $680 $770 $960 $1,170 $1,290
14533 Rochester, NY HUD Metro FMR Area $700 $790 $990 $1,200 $1,330
14534 Rochester, NY HUD Metro FMR Area $1,260 $1,430 $1,780 $2,170 $2,390
14537 Rochester, NY HUD Metro FMR Area $660 $750 $940 $1,160 $1,270
14538 Rochester, NY HUD Metro FMR Area $740 $830 $1,040 $1,270 $1,400
14539 Rochester, NY HUD Metro FMR Area $700 $790 $990 $1,200 $1,330
14542 Rochester, NY HUD Metro FMR Area $800 $920 $1,140 $1,380 $1,530
14543 Rochester, NY HUD Metro FMR Area $840 $950 $1,190 $1,450 $1,600
14544 Rochester, NY HUD Metro FMR Area $660 $750 $940 $1,160 $1,270
14545 Rochester, NY HUD Metro FMR Area $750 $850 $1,050 $1,280 $1,410
14546 Rochester, NY HUD Metro FMR Area $1,010 $1,150 $1,430 $1,740 $1,920
14547 Rochester, NY HUD Metro FMR Area $820 $930 $1,160 $1,410 $1,560
14548 Rochester, NY HUD Metro FMR Area $830 $950 $1,180 $1,440 $1,590
14551 Rochester, NY HUD Metro FMR Area $730 $820 $1,030 $1,250 $1,380
14555 Rochester, NY HUD Metro FMR Area $820 $930 $1,160 $1,410 $1,560
14556 Rochester, NY HUD Metro FMR Area $740 $840 $1,050 $1,280 $1,410
14558 Rochester, NY HUD Metro FMR Area $740 $840 $1,050 $1,280 $1,410
14559 Rochester, NY HUD Metro FMR Area $980 $1,110 $1,380 $1,680 $1,850
14560 Rochester, NY HUD Metro FMR Area $920 $1,040 $1,300 $1,580 $1,750
14561 Rochester, NY HUD Metro FMR Area $860 $970 $1,210 $1,470 $1,630
14563 Rochester, NY HUD Metro FMR Area $740 $830 $1,040 $1,270 $1,400
14564 Rochester, NY HUD Metro FMR Area $1,100 $1,240 $1,550 $1,890 $2,080
14568 Rochester, NY HUD Metro FMR Area $720 $820 $1,020 $1,240 $1,370
14571 Rochester, NY HUD Metro FMR Area $1,200 $1,360 $1,700 $2,070 $2,280
14572 Rochester, NY HUD Metro FMR Area $660 $750 $940 $1,160 $1,270
14580 Rochester, NY HUD Metro FMR Area $1,020 $1,150 $1,440 $1,750 $1,930
14585 Rochester, NY HUD Metro FMR Area $710 $810 $1,010 $1,230 $1,350
14586 Rochester, NY HUD Metro FMR Area $1,170 $1,320 $1,650 $2,010 $2,220
14589 Rochester, NY HUD Metro FMR Area $780 $880 $1,100 $1,340 $1,480
14590 Rochester, NY HUD Metro FMR Area $670 $760 $950 $1,160 $1,280
14592 Rochester, NY HUD Metro FMR Area $700 $790 $990 $1,200 $1,330
14602 Rochester, NY HUD Metro FMR Area $860 $970 $1,210 $1,470 $1,630
14603 Rochester, NY HUD Metro FMR Area $860 $970 $1,210 $1,470 $1,630
14604 Rochester, NY HUD Metro FMR Area $950 $1,070 $1,340 $1,630 $1,800
14605 Rochester, NY HUD Metro FMR Area $660 $750 $940 $1,160 $1,270
14606 Rochester, NY HUD Metro FMR Area $800 $910 $1,130 $1,380 $1,520
14607 Rochester, NY HUD Metro FMR Area $950 $1,070 $1,340 $1,630 $1,800
14608 Rochester, NY HUD Metro FMR Area $770 $870 $1,090 $1,330 $1,460
14609 Rochester, NY HUD Metro FMR Area $790 $900 $1,120 $1,360 $1,500
14610 Rochester, NY HUD Metro FMR Area $830 $950 $1,180 $1,440 $1,590
14611 Rochester, NY HUD Metro FMR Area $830 $950 $1,180 $1,440 $1,590
14612 Rochester, NY HUD Metro FMR Area $910 $1,030 $1,290 $1,570 $1,730
14613 Rochester, NY HUD Metro FMR Area $770 $870 $1,090 $1,330 $1,460
14614 Rochester, NY HUD Metro FMR Area $790 $890 $1,110 $1,350 $1,490
14615 Rochester, NY HUD Metro FMR Area $810 $920 $1,150 $1,400 $1,540
14616 Rochester, NY HUD Metro FMR Area $860 $980 $1,220 $1,480 $1,640
14617 Rochester, NY HUD Metro FMR Area $830 $940 $1,170 $1,420 $1,570
14618 Rochester, NY HUD Metro FMR Area $1,030 $1,170 $1,460 $1,780 $1,960
14619 Rochester, NY HUD Metro FMR Area $880 $1,000 $1,250 $1,520 $1,680
14620 Rochester, NY HUD Metro FMR Area $880 $990 $1,240 $1,510 $1,670
14621 Rochester, NY HUD Metro FMR Area $740 $840 $1,050 $1,280 $1,410
14622 Rochester, NY HUD Metro FMR Area $830 $940 $1,170 $1,420 $1,570
14623 Rochester, NY HUD Metro FMR Area $950 $1,070 $1,340 $1,630 $1,800
14624 Rochester, NY HUD Metro FMR Area $960 $1,090 $1,360 $1,660 $1,830
14625 Rochester, NY HUD Metro FMR Area $930 $1,050 $1,310 $1,590 $1,760
14626 Rochester, NY HUD Metro FMR Area $960 $1,090 $1,360 $1,660 $1,830
14627 Rochester, NY HUD Metro FMR Area $860 $970 $1,210 $1,470 $1,630
14638 Rochester, NY HUD Metro FMR Area $860 $970 $1,210 $1,470 $1,630
14639 Rochester, NY HUD Metro FMR Area $860 $970 $1,210 $1,470 $1,630
14642 Rochester, NY HUD Metro FMR Area $860 $970 $1,210 $1,470 $1,630
14643 Rochester, NY HUD Metro FMR Area $860 $970 $1,210 $1,470 $1,630
14646 Rochester, NY HUD Metro FMR Area $860 $970 $1,210 $1,470 $1,630
14647 Rochester, NY HUD Metro FMR Area $860 $970 $1,210 $1,470 $1,630
14649 Rochester, NY HUD Metro FMR Area $860 $970 $1,210 $1,470 $1,630
14650 Rochester, NY HUD Metro FMR Area $860 $970 $1,210 $1,470 $1,630
14651 Rochester, NY HUD Metro FMR Area $860 $970 $1,210 $1,470 $1,630
14652 Rochester, NY HUD Metro FMR Area $860 $970 $1,210 $1,470 $1,630
14653 Rochester, NY HUD Metro FMR Area $860 $970 $1,210 $1,470 $1,630
14692 Rochester, NY HUD Metro FMR Area $860 $970 $1,210 $1,470 $1,630
14822 Rochester, NY HUD Metro FMR Area $740 $840 $1,050 $1,280 $1,410
14836 Rochester, NY HUD Metro FMR Area $740 $840 $1,050 $1,280 $1,410
14846 Rochester, NY HUD Metro FMR Area $660 $750 $940 $1,160 $1,270
14884 Rochester, NY HUD Metro FMR Area $740 $840 $1,050 $1,280 $1,410

2022 Average & Median Rent Data Statistics
ROCHESTER, NY average 1BR rent: $915, median: $910
ROCHESTER, NY average 2BR rent: $1,142, median: $1,135
ROCHESTER, NY average 3BR rent: $1,391, median: $1,380

ROCHESTER, NY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 9,238 $2,034,710,000 $220,254
Other 3,674 $306,480,000 $83,419
Home Improvement 3,433 $258,945,000 $75,428
Refi 2,553 $466,445,000 $182,705
Cash Out Refi 1,912 $478,690,000 $250,361
NA 1 $405,000 $405,000

Rochester's most frequently cited loan purpose was Home Purchase, with 9,238 originations. The 2nd most popular reason was Other, with 3,674 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 6,632 $1,415,670,000 $213,460
7-8% 4,656 $942,290,000 $202,382
Over 8% 3,733 $369,975,000 $99,109
4-5% 2,852 $264,620,000 $92,784
5-6% 1,735 $393,315,000 $226,695
<2.5% 380 $26,680,000 $70,211
3-4% 106 $11,630,000 $109,717
2.5-3% 13 $2,585,000 $198,846

During 2023, Rochester's most frequently originated rate bucket was 6-7%, with 6,632 originations.

Loan Sizing (ROCHESTER, NY MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 8,272 $438,920,000 $53,061
$100k-200k 7,186 $1,043,660,000 $145,235
$200k-400k 4,467 $1,187,975,000 $265,945
$400k-600k 652 $308,090,000 $472,531
$600k-1000k 170 $121,850,000 $716,765
$Over $1MM 64 $445,180,000 $6,955,938

ROCHESTER's loan sizing saw the bucket of loans from $100,000 or less with 8,272 originations, totaling $438,920,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 6,402 $1,424,810,000 $222,557
20-40% 4,059 $337,925,000 $83,253
60-80% 3,946 $1,024,500,000 $259,630
Under 20% 3,402 $154,320,000 $45,362
40-60% 2,279 $496,865,000 $218,019
Over 100% 76 $33,870,000 $445,658

ROCHESTER's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 6,402 originations, totaling $1,424,810,000 in origination value.