ROCHESTER Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Rochester averaged
7.05%
for the week of 2023-11-30, compared to the national average of
7.22% for the same period.
The average rate for the prior week (2023-11-22) was
7.32% and
one month ago for the week of 2023-10-26, the
average rate was 7.82%.
Rochester's average rate one year ago was 6.61%.
For refis of the same type during the week of 2023-11-30, the average rate
was 6.55%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-11-30 | 7.22% |
| Rochester 30 Year Fixed Rate | 2023-11-30 | 7.05% |
| Rochester 30 Year Fixed Rate Refi | 2023-11-30 | 6.55% |
| Rochester 15 Year Fixed Rate | 2023-11-30 | 6.33% |
| Rochester 15 Year Fixed Rate Refi | 2023-11-30 | 6.32% |
| Rochester 30 Year FHA | 2023-11-30 | 6.42% |
| Rochester 30 Year FHA Refi | 2023-11-30 | 6.85% |
| Rochester 30 Year USDA | 2023-11-30 | 6.55% |
| Rochester 30 Year USDA Refi | 2023-11-30 | 6.9% |
| Rochester 30 Year VA | 2023-11-30 | 6.36% |
| Rochester 30 Year VA Refi | 2023-11-30 | 6.67% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ROCHESTER, NY.
ROCHESTER Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ROCHESTER, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ROCHESTER Average Closing Costs & Other Stats
ROCHESTER, NY's 141 lenders originated 26,511
loans during 2022. The total origination value was $4,823,995,000, with an average loan value of
$181,962.
ROCHESTER's average closing costs are $4,207.
The top ROCHESTER lender as defined by loan originations is Premium Mortgage Corporation, with
1,800 loans originated. Their average total fees are
$3,979, which is $681
lower than the next largest lender,
Genesee Regional Bank.
The lowest fee ROCHESTER lenders (with over 10 loans originated) are
Discover Bank ($0), Community Bank ($806), Pittsford Federal Credit Union ($2,596), Bank of America ($2,762) and Evans Bank ($3,063).
The lowest rate ROCHESTER lenders (with over 10 loans originated) are
SEFCU SERVICES, LLC (3.72%), CALIBER HOME LOANS, INC. (4.11%), Morgan Stanley Private Bank (4.13%), TD Bank (4.18%) and GUARANTEED RATE, INC. (4.26%).
ROCHESTER, NY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| ESL Federal Credit Union | $879,240,000 | $606,230,000 | -31.1% | 12.6% |
| Premium Mortgage Corporation | $647,830,000 | $529,990,000 | -18.2% | 11.0% |
| HOME TOWN FUNDING, INC. | $473,220,000 | $321,205,000 | -32.1% | 6.7% |
| Genesee Regional Bank | $340,720,000 | $300,615,000 | -11.8% | 6.2% |
| KeyBank | $192,385,000 | $198,465,000 | 3.2% | 4.1% |
| The Lyons National Bank | $208,725,000 | $187,275,000 | -10.3% | 3.9% |
| QUICKEN LOANS, LLC | $406,010,000 | $175,280,000 | -56.8% | 3.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $192,620,000 | $158,895,000 | -17.5% | 3.3% |
| Citizens Bank | $141,050,000 | $134,605,000 | -4.6% | 2.8% |
| The Canandaigua National Bank and Trust Company | $141,225,000 | $115,280,000 | -18.4% | 2.4% |
| Community Bank | $69,560,000 | $107,525,000 | 54.6% | 2.2% |
| M&T Bank | $165,255,000 | $98,945,000 | -40.1% | 2.1% |
| Wells Fargo Bank | $135,145,000 | $95,985,000 | -29.0% | 2.0% |
| Five Star Bank | $118,490,000 | $95,245,000 | -19.6% | 2.0% |
| Liberty Bank | $83,235,000 | n/a | 1.7% | |
| UNITED WHOLESALE MORTGAGE, LLC | $95,035,000 | $77,760,000 | -18.2% | 1.6% |
| 1ST PRIORITY MORTGAGE, INC. | $104,665,000 | $73,380,000 | -29.9% | 1.5% |
| M&T Realty Capital Corporation | $77,370,000 | $72,485,000 | -6.3% | 1.5% |
| Advantage Federal Credit Union | $29,290,000 | $70,780,000 | 141.7% | 1.5% |
| Flagstar Bank, FSB | $4,360,000 | $67,515,000 | 1,448.5% | 1.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $95,750,000 | $66,675,000 | -30.4% | 1.4% |
| RELIANT COMMUNITY FEDERAL CREDIT UNION | $77,690,000 | $62,935,000 | -19.0% | 1.3% |
| Truist | $530,000 | $62,360,000 | 11,666.0% | 1.3% |
| THE SUMMIT Federal Credit Union | $85,155,000 | $53,950,000 | -36.6% | 1.1% |
| FAMILY FIRST OF NY | $56,815,000 | $49,405,000 | -13.0% | 1.0% |
| Pittsford Federal Credit Union | $77,825,000 | $48,880,000 | -37.2% | 1.0% |
| JPMorgan Chase Bank | $87,195,000 | $47,640,000 | -45.4% | 1.0% |
| Northwest Bank | $19,750,000 | $46,105,000 | 133.4% | 1.0% |
| ALLIANT CREDIT UNION | $300,000 | $43,205,000 | 14,301.7% | 0.9% |
| WALKER & DUNLOP, LLC | $39,475,000 | n/a | 0.8% | |
| Tompkins Trust Company | $620,000 | $39,210,000 | 6,224.2% | 0.8% |
| HUNT MORTGAGE CORPORATION | $48,230,000 | $38,680,000 | -19.8% | 0.8% |
| Evans Bank | $44,950,000 | $34,445,000 | -23.4% | 0.7% |
| Bank of America | $105,785,000 | $34,120,000 | -67.7% | 0.7% |
| MOVEMENT MORTGAGE, LLC | $62,085,000 | $32,535,000 | -47.6% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $67,035,000 | $31,155,000 | -53.5% | 0.6% |
| NVR Mortgage Finance, Inc. | $27,395,000 | $28,550,000 | 4.2% | 0.6% |
| Prudential Huntoon Paige Associates, LLC | $22,100,000 | n/a | 0.5% | |
| HOMESTEAD FUNDING CORP. | $33,835,000 | $18,465,000 | -45.4% | 0.4% |
| Farm Credit East, ACA | $9,875,000 | $17,520,000 | 77.4% | 0.4% |
| FINANCE OF AMERICA MORTGAGE LLC | $21,165,000 | $17,300,000 | -18.3% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $17,840,000 | $16,125,000 | -9.6% | 0.3% |
| Mortgage Research Center, LLC | $16,970,000 | $16,080,000 | -5.2% | 0.3% |
| Capital One | $51,380,000 | $13,355,000 | -74.0% | 0.3% |
| KINECTA | $12,825,000 | $12,565,000 | -2.0% | 0.3% |
| CALIBER HOME LOANS, INC. | $24,720,000 | $11,675,000 | -52.8% | 0.2% |
| LOANDEPOT.COM, LLC | $27,195,000 | $11,180,000 | -58.9% | 0.2% |
| HOME POINT FINANCIAL CORPORATION | $19,920,000 | $9,810,000 | -50.8% | 0.2% |
| FINGER LAKES | $14,285,000 | $9,575,000 | -33.0% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $19,890,000 | $9,280,000 | -53.3% | 0.2% |
| Empower Federal Credit Union | $8,995,000 | $8,965,000 | -0.3% | 0.2% |
| U.S. Bank | $9,660,000 | $8,410,000 | -12.9% | 0.2% |
| PNC Bank | $4,535,000 | $8,155,000 | 79.8% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $5,230,000 | $7,865,000 | 50.4% | 0.2% |
| The Upstate National Bank | $17,750,000 | $7,650,000 | -56.9% | 0.2% |
| Ukrainian Federal Credit Union | $11,200,000 | $7,410,000 | -33.8% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $6,645,000 | $7,180,000 | 8.1% | 0.1% |
| Wayne Bank | $14,755,000 | $6,840,000 | -53.6% | 0.1% |
| USAA Federal Savings Bank | $11,480,000 | $6,655,000 | -42.0% | 0.1% |
| Morgan Stanley Private Bank | $6,710,000 | $6,635,000 | -1.1% | 0.1% |
| VISIONS | $9,455,000 | $6,560,000 | -30.6% | 0.1% |
| CORNING | $8,865,000 | $6,435,000 | -27.4% | 0.1% |
| FREEDOM MORTGAGE CORPORATION | $26,370,000 | $6,410,000 | -75.7% | 0.1% |
| Citibank | $3,845,000 | $6,395,000 | 66.3% | 0.1% |
| Chemung Canal Trust Company | $6,755,000 | $6,095,000 | -9.8% | 0.1% |
| COREVEST AMERICAN FINANCE LENDER LLC | $5,535,000 | $5,505,000 | -0.5% | 0.1% |
| AMERICAN FINANCING CORPORATION | $6,455,000 | $5,185,000 | -19.7% | 0.1% |
| NEXTIER BANK, NATIONAL ASSOCIATION | $4,940,000 | n/a | 0.1% | |
| TD Bank | $4,210,000 | $4,930,000 | 17.1% | 0.1% |
| Stifel Bank and Trust | $8,985,000 | $4,810,000 | -46.5% | 0.1% |
| NEWREZ LLC | $21,085,000 | $4,765,000 | -77.4% | 0.1% |
| Discover Bank | $3,330,000 | $4,625,000 | 38.9% | 0.1% |
| Generations Bank | $5,500,000 | $4,585,000 | -16.6% | 0.1% |
| GENESEE VALLEY | $7,215,000 | $4,520,000 | -37.4% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $7,035,000 | $4,250,000 | -39.6% | 0.1% |
| Carrington Mortgage Services, LLC | $7,270,000 | $4,160,000 | -42.8% | 0.1% |
| SEFCU SERVICES, LLC | $3,695,000 | $4,015,000 | 8.7% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $4,745,000 | $3,775,000 | -20.4% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $4,200,000 | $3,735,000 | -11.1% | 0.1% |
| SERVU FEDERAL CREDIT UNION | $2,365,000 | $3,675,000 | 55.4% | 0.1% |
| Arbor Realty Trust, Inc. | $75,365,000 | $3,580,000 | -95.2% | 0.1% |
| GUARANTEED RATE, INC. | $13,650,000 | $3,415,000 | -75.0% | 0.1% |
| CFCU Community Credit Union | $760,000 | $3,285,000 | 332.2% | 0.1% |
| ONTARIO SHORES | $2,525,000 | $3,210,000 | 27.1% | 0.1% |
| Webster Bank | $3,155,000 | n/a | 0.1% | |
| EMBRACE HOME LOANS, INC. | $2,210,000 | $2,990,000 | 35.3% | 0.1% |
| UBS Bank USA | $3,425,000 | $2,805,000 | -18.1% | 0.1% |
| EVERETT FINANCIAL, INC. | $510,000 | $2,790,000 | 447.1% | 0.1% |
| Valley National Bank | $1,775,000 | $2,645,000 | 49.0% | 0.1% |
| LIMA ONE CAPITAL, LLC | $2,050,000 | $2,635,000 | 28.5% | 0.1% |
| Goldman Sachs Bank USA | $2,965,000 | $2,530,000 | -14.7% | 0.1% |
| READYCAP COMMERCIAL, LLC | $5,415,000 | $2,515,000 | -53.6% | 0.1% |
| AMERICU Credit Union | $3,175,000 | $2,510,000 | -20.9% | 0.1% |
| Metro City Bank | $1,415,000 | $2,480,000 | 75.3% | 0.1% |
| Quontic Bank | $570,000 | $2,255,000 | 295.6% | 0.0% |
| BETTER MORTGAGE CORPORATION | $16,285,000 | $2,245,000 | -86.2% | 0.0% |
| NBKC BANK | $2,850,000 | $2,165,000 | -24.0% | 0.0% |
| Associated Bank | $2,125,000 | n/a | 0.0% | |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,290,000 | $2,125,000 | 64.7% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $250,000 | $2,110,000 | 744.0% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $8,045,000 | $2,040,000 | -74.6% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $1,755,000 | $1,985,000 | 13.1% | 0.0% |
| 21ST MORTGAGE CORPORATION | $3,000,000 | $1,975,000 | -34.2% | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | $1,955,000 | n/a | 0.0% | |
| Merchants Bank of Indiana | $1,925,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $3,485,000 | $1,825,000 | -47.6% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $2,345,000 | $1,790,000 | -23.7% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $970,000 | $1,655,000 | 70.6% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $635,000 | $1,640,000 | 158.3% | 0.0% |
| Raymond James Bank | $565,000 | $1,615,000 | 185.8% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $725,000 | $1,610,000 | 122.1% | 0.0% |
| PREMIA MORTGAGE, LLC | $1,535,000 | $1,565,000 | 2.0% | 0.0% |
| Silicon Valley Bank | $1,505,000 | n/a | 0.0% | |
| PARAGON HOME LOANS INC. | $5,925,000 | $1,420,000 | -76.0% | 0.0% |
| The Federal Savings Bank | $3,525,000 | $1,385,000 | -60.7% | 0.0% |
| S&T Bank | $255,000 | $1,370,000 | 437.3% | 0.0% |
| Bethpage Federal Credit Union | $625,000 | $1,345,000 | 115.2% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $765,000 | $1,320,000 | 72.5% | 0.0% |
| Geddes Federal Savings and Loan Association | $1,935,000 | $1,315,000 | -32.0% | 0.0% |
| FIRST HERITAGE FEDERAL CREDIT UNION | $315,000 | $1,290,000 | 309.5% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $1,460,000 | $1,075,000 | -26.4% | 0.0% |
| STATE EMPLOYEES FEDERAL CREDIT UNION | $1,495,000 | $1,070,000 | -28.4% | 0.0% |
| NBT Bank | $790,000 | $1,065,000 | 34.8% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $675,000 | $1,050,000 | 55.6% | 0.0% |
| Elmira Savings Bank | $1,340,000 | $1,030,000 | -23.1% | 0.0% |
| Fifth Third Bank | $1,025,000 | n/a | 0.0% | |
| PLANET HOME LENDING, LLC | $415,000 | $1,020,000 | 145.8% | 0.0% |
| First Federal Bank | $1,475,000 | $1,015,000 | -31.2% | 0.0% |
| Magnolia Bank | $1,155,000 | $990,000 | -14.3% | 0.0% |
| ARC HOME LLC | $1,065,000 | $980,000 | -8.0% | 0.0% |
| First United Bank and Trust Company | $955,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $615,000 | $955,000 | 55.3% | 0.0% |
| SILVER HILL FUNDING, LLC | $970,000 | $905,000 | -6.7% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $2,065,000 | $865,000 | -58.1% | 0.0% |
| PHH Mortgage Corporation | $1,530,000 | $850,000 | -44.4% | 0.0% |
| NJ LENDERS CORP. | $410,000 | $835,000 | 103.7% | 0.0% |
| Charles Schwab Bank, SSB | $3,345,000 | $815,000 | -75.6% | 0.0% |
| Cattaraugus County Bank | $795,000 | n/a | 0.0% | |
| Northpointe Bank | $105,000 | $740,000 | 604.8% | 0.0% |
| Citizens & Northern Bank | $145,000 | $720,000 | 396.6% | 0.0% |
| UTILITIES EMPLOYEES CREDIT UNION | $565,000 | $710,000 | 25.7% | 0.0% |
| First Savings Bank | $2,380,000 | $675,000 | -71.6% | 0.0% |
| FirstBank | $415,000 | $650,000 | 56.6% | 0.0% |
| TEACHERS | $335,000 | $650,000 | 94.0% | 0.0% |
| Great Southern Bank | $145,000 | $645,000 | 344.8% | 0.0% |
| Lake Shore Savings Bank | $3,810,000 | $630,000 | -83.5% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $1,130,000 | $625,000 | -44.7% | 0.0% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $595,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $585,000 | n/a | 0.0% | |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | $505,000 | $565,000 | 11.9% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $420,000 | $545,000 | 29.8% | 0.0% |
| First Republic Bank | $355,000 | $540,000 | 52.1% | 0.0% |
| Peapack-Gladstone Bank | $525,000 | n/a | 0.0% | |
| BNC National Bank | $355,000 | $510,000 | 43.7% | 0.0% |
| The Huntington National Bank | $1,640,000 | $505,000 | -69.2% | 0.0% |
| Municipal Credit Union | $85,000 | $495,000 | 482.4% | 0.0% |
| DIGITAL Federal Credit Union | $700,000 | $485,000 | -30.7% | 0.0% |
| NORTHERN CREDIT UNION | $475,000 | n/a | 0.0% | |
| FM Home Loans, LLC | $440,000 | $460,000 | 4.5% | 0.0% |
| United Nations Federal Credit Union | $195,000 | $425,000 | 117.9% | 0.0% |
| First Internet Bank of Indiana | $845,000 | $415,000 | -50.9% | 0.0% |
| Kwik Mortgage Corporation | $415,000 | n/a | 0.0% | |
| Habib American Bank | $395,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $1,200,000 | $370,000 | -69.2% | 0.0% |
| BOND STREET MORTGAGE, LLC | $365,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $95,000 | $360,000 | 278.9% | 0.0% |
| RBC Bank, (Georgia) | $635,000 | $360,000 | -43.3% | 0.0% |
| FIRST TECHNOLOGY | $135,000 | $350,000 | 159.3% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $330,000 | $350,000 | 6.1% | 0.0% |
| Axos Bank | $45,000 | $340,000 | 655.6% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $340,000 | n/a | 0.0% | |
| Plains Commerce Bank | $305,000 | n/a | 0.0% | |
| Seneca Savings | $465,000 | $305,000 | -34.4% | 0.0% |
| LENDINGONE, LLC | $250,000 | $295,000 | 18.0% | 0.0% |
| Northwest Federal Credit Union | $195,000 | $290,000 | 48.7% | 0.0% |
| Ballston Spa National Bank | $130,000 | $285,000 | 119.2% | 0.0% |
| Nassau Educators Federal Credit Union | $280,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $435,000 | $280,000 | -35.6% | 0.0% |
| Pathfinder Bank | $1,000,000 | $275,000 | -72.5% | 0.0% |
| Alden State Bank | $305,000 | $270,000 | -11.5% | 0.0% |
| Bank of England | $435,000 | $270,000 | -37.9% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $1,175,000 | $270,000 | -77.0% | 0.0% |
| ENVOY MORTGAGE, LTD | $265,000 | n/a | 0.0% | |
| SHARONVIEW FEDERAL CREDIT UNION | $265,000 | n/a | 0.0% | |
| The National Bank of Coxsackie | $265,000 | n/a | 0.0% | |
| First Federal Savings and Loan Association of Lakewood | $255,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $245,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $1,270,000 | $235,000 | -81.5% | 0.0% |
| ATHAS CAPITAL GROUP, INC. | $260,000 | $235,000 | -9.6% | 0.0% |
| City National Bank | $720,000 | $235,000 | -67.4% | 0.0% |
| CTBC Bank Corp. (USA) | $235,000 | n/a | 0.0% | |
| Notre Dame Federal Credit Union Corporation | $235,000 | n/a | 0.0% | |
| Wilmington Savings Fund Society, FSB | $235,000 | n/a | 0.0% | |
| LAFAYETTE FEDERAL CREDIT UNION | $225,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $225,000 | n/a | 0.0% | |
| CNB Bank | $1,025,000 | $220,000 | -78.5% | 0.0% |
| Waterford Bank, N.A. | $215,000 | n/a | 0.0% | |
| Cornerstone Community Federal Credit Union | $175,000 | $210,000 | 20.0% | 0.0% |
| CAPITAL COMMUNICATIONS Federal Credit Union | $135,000 | $195,000 | 44.4% | 0.0% |
| Evolve Bank & Trust | $535,000 | $185,000 | -65.4% | 0.0% |
| Nations Lending Corporation | $185,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $65,000 | $180,000 | 176.9% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $585,000 | $175,000 | -70.1% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $625,000 | $175,000 | -72.0% | 0.0% |
| Luxury Mortgage Corp. | $1,385,000 | $175,000 | -87.4% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $175,000 | n/a | 0.0% | |
| UIF CORPORATION | $870,000 | $170,000 | -80.5% | 0.0% |
| UNITED MORTGAGE CORP. | $745,000 | $165,000 | -77.9% | 0.0% |
| OSWEGO COUNTY | $160,000 | n/a | 0.0% | |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $185,000 | $155,000 | -16.2% | 0.0% |
| SIRVA MORTGAGE, INC. | $105,000 | $155,000 | 47.6% | 0.0% |
| Baxter Credit Union | $820,000 | $150,000 | -81.7% | 0.0% |
| Signature Federal Credit Union | $415,000 | $145,000 | -65.1% | 0.0% |
| Willamette Valley Bank | $145,000 | n/a | 0.0% | |
| HUDSON VALLEY CREDIT UNION | $420,000 | $140,000 | -66.7% | 0.0% |
| American Airlines Federal Credit Union | $95,000 | $135,000 | 42.1% | 0.0% |
| Blue Ridge Bank | $135,000 | n/a | 0.0% | |
| CONSTRUCTIVE LOANS, LLC | $375,000 | $135,000 | -64.0% | 0.0% |
| HORIZON Federal Credit Union | $135,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $145,000 | $125,000 | -13.8% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $125,000 | n/a | 0.0% | |
| MidFirst Bank | $120,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $300,000 | $115,000 | -61.7% | 0.0% |
| Core Bank | $115,000 | $115,000 | 0.0% | 0.0% |
| SUNMARK FEDERAL CREDIT UNION | $155,000 | $110,000 | -29.0% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $95,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $95,000 | n/a | 0.0% | |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | $85,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $960,000 | $85,000 | -91.1% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $155,000 | $85,000 | -45.2% | 0.0% |
| First National Bank of America | $75,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $225,000 | $75,000 | -66.7% | 0.0% |
| The People's Credit Union | $75,000 | n/a | 0.0% | |
| Centier Bank | $55,000 | n/a | 0.0% | |
| FIRST SOURCE | $385,000 | $55,000 | -85.7% | 0.0% |
| St Joseph's Parish Buffalo Federal Credit Union | $35,000 | n/a | 0.0% | |
| BayCoast Bank | $130,000 | $25,000 | -80.8% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $25,000 | $25,000 | 0.0% | 0.0% |
| NIAGARA'S CHOICE | $65,000 | $25,000 | -61.5% | 0.0% |
| THRIVENT Federal Credit Union | $345,000 | $25,000 | -92.8% | 0.0% |
ROCHESTER's top lender by overall market share is ESL Federal Credit Union, with 12.6% market share. In second place, with 11.0%, is Premium Mortgage Corporation, having originated $529,990,000 in loans. In third place, with 6.7%, is HOME TOWN FUNDING, INC., having originated $321,205,000 in loans. In fourth place, with 6.2%, is Genesee Regional Bank, having originated $300,615,000 in loans. In fifth place, with 4.1%, is KeyBank, having originated $198,465,000 in loans.
ROCHESTER Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ROCHESTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $159,900 (7.2%) | $222,645 (8.6%) | 0.59 | 2,099 |
| 2018-02-01 | $169,900 (10.8%) | $227,260 (5.8%) | 0.62 | 2,059 |
| 2018-03-01 | $179,900 (10.8%) | $235,482 (6.6%) | 0.63 | 2,109 |
| 2018-04-01 | $193,950 (14.1%) | $243,792 (7.1%) | 0.66 | 2,256 |
| 2018-05-01 | $196,550 (9.3%) | $248,406 (5.0%) | 0.66 | 2,478 |
| 2018-06-01 | $194,900 (8.5%) | $252,190 (6.7%) | 0.65 | 2,719 |
| 2018-07-01 | $189,900 (5.6%) | $245,600 (3.0%) | 0.63 | 2,869 |
| 2018-08-01 | $185,000 (5.9%) | $241,633 (3.0%) | 0.62 | 2,954 |
| 2018-09-01 | $184,900 (8.8%) | $236,949 (2.1%) | 0.62 | 2,905 |
| 2018-10-01 | $179,900 (6.5%) | $233,235 (0.4%) | 0.61 | 2,846 |
| 2018-11-01 | $174,900 (5.0%) | $231,889 (0.3%) | 0.59 | 2,643 |
| 2018-12-01 | $179,900 (9.0%) | $236,703 (2.5%) | 0.62 | 2,285 |
| 2019-01-01 | $189,450 (18.5%) | $243,675 (9.5%) | 0.65 | 1,923 |
| 2019-02-01 | $196,400 (15.6%) | $254,368 (11.9%) | 0.66 | 1,848 |
| 2019-03-01 | $212,371 (18.1%) | $272,086 (15.5%) | 0.69 | 1,832 |
| 2019-04-01 | $230,950 (19.1%) | $293,968 (20.6%) | 0.73 | 1,838 |
| 2019-05-01 | $229,900 (17.0%) | $295,573 (19.0%) | 0.72 | 1,932 |
| 2019-06-01 | $229,900 (18.0%) | $275,169 (9.1%) | 0.72 | 2,099 |
| 2019-07-01 | $229,450 (20.8%) | $276,261 (12.5%) | 0.72 | 2,211 |
| 2019-08-01 | $218,109 (17.9%) | $275,343 (14.0%) | 0.69 | 2,252 |
| 2019-09-01 | $207,923 (12.5%) | $271,922 (14.8%) | 0.67 | 2,295 |
| 2019-10-01 | $199,950 (11.2%) | $269,081 (15.4%) | 0.65 | 2,308 |
| 2019-11-01 | $199,900 (14.3%) | $266,569 (15.0%) | 0.66 | 2,064 |
| 2019-12-01 | $199,900 (11.1%) | $264,033 (11.6%) | 0.67 | 1,794 |
| 2020-01-01 | $199,950 (5.5%) | $264,299 (8.5%) | 0.67 | 1,541 |
| 2020-02-01 | $224,900 (14.5%) | $272,893 (7.3%) | 0.74 | 1,418 |
| 2020-03-01 | $234,900 (10.6%) | $283,703 (4.3%) | 0.74 | 1,474 |
| 2020-04-01 | $249,900 (8.2%) | $299,274 (1.8%) | 0.78 | 1,378 |
| 2020-05-01 | $250,000 (8.7%) | $305,983 (3.5%) | 0.76 | 1,379 |
| 2020-06-01 | $243,794 (6.0%) | $298,593 (8.5%) | 0.72 | 1,492 |
| 2020-07-01 | $249,250 (8.6%) | $303,929 (10.0%) | 0.72 | 1,446 |
| 2020-08-01 | $239,900 (10.0%) | $292,705 (6.3%) | 0.69 | 1,403 |
| 2020-09-01 | $222,400 (7.0%) | $278,446 (2.4%) | 0.64 | 1,400 |
| 2020-10-01 | $224,900 (12.5%) | $284,672 (5.8%) | 0.64 | 1,325 |
| 2020-11-01 | $225,000 (12.6%) | $297,272 (11.5%) | 0.66 | 1,182 |
| 2020-12-01 | $232,323 (16.2%) | $310,024 (17.4%) | 0.69 | 941 |
| 2021-01-01 | $250,000 (25.0%) | $322,560 (22.0%) | 0.75 | 814 |
| 2021-02-01 | $274,675 (22.1%) | $334,347 (22.5%) | 0.80 | 748 |
| 2021-03-01 | $262,194 (11.6%) | $323,955 (14.2%) | 0.74 | 782 |
| 2021-04-01 | $246,950 (-1.2%) | $314,138 (5.0%) | 0.67 | 815 |
| 2021-05-01 | $243,839 (-2.5%) | $310,237 (1.4%) | 0.65 | 870 |
| 2021-06-01 | $239,900 (-1.6%) | $315,271 (5.6%) | 0.63 | 1,033 |
| 2021-07-01 | $238,888 (-4.2%) | $315,665 (3.9%) | 0.63 | 1,098 |
| 2021-08-01 | $227,400 (-5.2%) | $313,266 (7.0%) | 0.61 | 1,093 |
| 2021-09-01 | $212,400 (-4.5%) | $300,174 (7.8%) | 0.57 | 1,086 |
| 2021-10-01 | $210,000 (-6.6%) | $294,758 (3.5%) | 0.56 | 965 |
| 2021-11-01 | $199,900 (-11.2%) | $290,055 (-2.4%) | 0.53 | 828 |
| 2021-12-01 | $197,400 (-15.0%) | $288,162 (-7.1%) | 0.54 | 676 |
| 2022-01-01 | $199,950 (-20.0%) | $299,605 (-7.1%) | 0.54 | 556 |
| 2022-02-01 | $223,725 (-18.6%) | $306,164 (-8.4%) | 0.58 | 553 |
| 2022-03-01 | $219,900 (-16.1%) | $288,872 (-10.8%) | 0.55 | 640 |
| 2022-04-01 | $199,900 (-19.1%) | $278,479 (-11.4%) | 0.48 | 745 |
| 2022-05-01 | $222,400 (-8.8%) | $304,422 (-1.9%) | 0.51 | 874 |
| 2022-06-01 | $229,450 (-4.4%) | $312,533 (-0.9%) | 0.51 | 977 |
| 2022-07-01 | $234,900 (-1.7%) | $318,178 (0.8%) | 0.53 | 1,020 |
| 2022-08-01 | $225,000 (-1.1%) | $309,346 (-1.3%) | 0.52 | 1,010 |
| 2022-09-01 | $224,425 (5.7%) | $305,057 (1.6%) | 0.52 | 1,001 |
| 2022-10-01 | $225,000 (7.1%) | $315,443 (7.0%) | 0.53 | 978 |
| 2022-11-01 | $227,125 (13.6%) | $317,931 (9.6%) | 0.55 | 915 |
| 2022-12-01 | $244,900 (24.1%) | $333,792 (15.8%) | 0.60 | 784 |
| 2023-01-01 | $235,200 (17.6%) | $330,022 (10.2%) | 0.58 | 691 |
| 2023-02-01 | $232,450 (3.9%) | $329,090 (7.5%) | 0.56 | 691 |
| 2023-03-01 | $257,400 (17.1%) | $338,847 (17.3%) | 0.61 | 693 |
| 2023-04-01 | $264,900 (32.5%) | $336,406 (20.8%) | 0.62 | 734 |
| 2023-05-01 | $265,000 (19.2%) | $333,760 (9.6%) | 0.60 | 760 |
| 2023-06-01 | $274,338 (19.6%) | $344,660 (10.3%) | 0.62 | 866 |
| 2023-07-01 | $259,450 (10.5%) | $355,785 (11.8%) | 0.59 | 892 |
| 2023-08-01 | $249,900 (11.1%) | $339,043 (9.6%) | 0.57 | 894 |
| 2023-09-01 | $249,900 (11.4%) | $349,858 (14.7%) | 0.58 | 886 |
| 2023-10-01 | $249,949 (11.1%) | $349,733 (10.9%) | 0.59 | 907 |
| 2023-11-01 | $239,450 (5.4%) | $334,173 (5.1%) | 0.57 | 851 |
ROCHESTER's median listing price for 2023-11-01 was $239,450, a difference of
$12,325
(5.4%) versus the prior year and
$-10,499 versus the prior month.
ROCHESTER's median listing price comes in at 57% of the national average.
ROCHESTER's average listing price for 2023-11-01 was $334,173, a difference of $16,242 (5.1%) versus the prior year and $-15,560 versus the prior month.
For the 2023-11-01 period, ROCHESTER had 851 MLS listings, a difference of -56 listings (-6%) versus the prior month and -64 listings (-7%) versus the prior year.
ROCHESTER's median listing price comes in at 57% of the national average.
ROCHESTER's average listing price for 2023-11-01 was $334,173, a difference of $16,242 (5.1%) versus the prior year and $-15,560 versus the prior month.
For the 2023-11-01 period, ROCHESTER had 851 MLS listings, a difference of -56 listings (-6%) versus the prior month and -64 listings (-7%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ROCHESTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 65 days | 1,716 sqft |
| 2018-02-01 | 57 days | 1,759 sqft |
| 2018-03-01 | 42 days | 1,766 sqft |
| 2018-04-01 | 35 days | 1,770 sqft |
| 2018-05-01 | 33 days | 1,770 sqft |
| 2018-06-01 | 34 days | 1,780 sqft |
| 2018-07-01 | 38 days | 1,766 sqft |
| 2018-08-01 | 43 days | 1,755 sqft |
| 2018-09-01 | 46 days | 1,752 sqft |
| 2018-10-01 | 47 days | 1,743 sqft |
| 2018-11-01 | 52 days | 1,725 sqft |
| 2018-12-01 | 64 days | 1,730 sqft |
| 2019-01-01 | 66 days | 1,726 sqft |
| 2019-02-01 | 50 days | 1,730 sqft |
| 2019-03-01 | 40 days | 1,763 sqft |
| 2019-04-01 | 32 days | 1,798 sqft |
| 2019-05-01 | 30 days | 1,808 sqft |
| 2019-06-01 | 30 days | 1,814 sqft |
| 2019-07-01 | 33 days | 1,812 sqft |
| 2019-08-01 | 37 days | 1,801 sqft |
| 2019-09-01 | 38 days | 1,788 sqft |
| 2019-10-01 | 41 days | 1,777 sqft |
| 2019-11-01 | 47 days | 1,768 sqft |
| 2019-12-01 | 58 days | 1,751 sqft |
| 2020-01-01 | 59 days | 1,739 sqft |
| 2020-02-01 | 36 days | 1,746 sqft |
| 2020-03-01 | 31 days | 1,766 sqft |
| 2020-04-01 | 45 days | 1,760 sqft |
| 2020-05-01 | 47 days | 1,812 sqft |
| 2020-06-01 | 24 days | 1,788 sqft |
| 2020-07-01 | 25 days | 1,790 sqft |
| 2020-08-01 | 25 days | 1,752 sqft |
| 2020-09-01 | 25 days | 1,730 sqft |
| 2020-10-01 | 26 days | 1,728 sqft |
| 2020-11-01 | 32 days | 1,712 sqft |
| 2020-12-01 | 44 days | 1,718 sqft |
| 2021-01-01 | 46 days | 1,729 sqft |
| 2021-02-01 | 29 days | 1,742 sqft |
| 2021-03-01 | 16 days | 1,715 sqft |
| 2021-04-01 | 11 days | 1,713 sqft |
| 2021-05-01 | 10 days | 1,700 sqft |
| 2021-06-01 | 11 days | 1,757 sqft |
| 2021-07-01 | 15 days | 1,746 sqft |
| 2021-08-01 | 16 days | 1,736 sqft |
| 2021-09-01 | 19 days | 1,700 sqft |
| 2021-10-01 | 22 days | 1,699 sqft |
| 2021-11-01 | 23 days | 1,687 sqft |
| 2021-12-01 | 35 days | 1,671 sqft |
| 2022-01-01 | 37 days | 1,694 sqft |
| 2022-02-01 | 18 days | 1,716 sqft |
| 2022-03-01 | 10 days | 1,676 sqft |
| 2022-04-01 | 10 days | 1,664 sqft |
| 2022-05-01 | 10 days | 1,709 sqft |
| 2022-06-01 | 11 days | 1,736 sqft |
| 2022-07-01 | 16 days | 1,727 sqft |
| 2022-08-01 | 22 days | 1,696 sqft |
| 2022-09-01 | 23 days | 1,684 sqft |
| 2022-10-01 | 24 days | 1,690 sqft |
| 2022-11-01 | 30 days | 1,706 sqft |
| 2022-12-01 | 39 days | 1,721 sqft |
| 2023-01-01 | 43 days | 1,700 sqft |
| 2023-02-01 | 28 days | 1,711 sqft |
| 2023-03-01 | 24 days | 1,712 sqft |
| 2023-04-01 | 16 days | 1,728 sqft |
| 2023-05-01 | 13 days | 1,711 sqft |
| 2023-06-01 | 12 days | 1,741 sqft |
| 2023-07-01 | 15 days | 1,747 sqft |
| 2023-08-01 | 16 days | 1,727 sqft |
| 2023-09-01 | 17 days | 1,700 sqft |
| 2023-10-01 | 19 days | 1,704 sqft |
| 2023-11-01 | 25 days | 1,675 sqft |
ROCHESTER's median listing age (time on market) for 2023-11-01 was 25 days.
This
is -17%
shorter
than the same period one year ago.
ROCHESTER's median square footage for active listings during the 2023-11-01 period was 1,675 sqft. One year prior, the average listing was 1,706 sqft.
ROCHESTER's median square footage for active listings during the 2023-11-01 period was 1,675 sqft. One year prior, the average listing was 1,706 sqft.
ROCHESTER, NY Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 13143 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 13146 | Rochester, NY | $690 | $790 | $990 | $1,220 | $1,340 |
| 13148 | Rochester, NY | $640 | $730 | $920 | $1,140 | $1,250 |
| 13154 | Rochester, NY | $640 | $730 | $920 | $1,140 | $1,250 |
| 13156 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 13165 | Rochester, NY | $640 | $730 | $920 | $1,140 | $1,250 |
| 14012 | Rochester, NY | $770 | $810 | $960 | $1,190 | $1,330 |
| 14058 | Rochester, NY | $640 | $730 | $910 | $1,130 | $1,230 |
| 14098 | Rochester, NY | $670 | $770 | $960 | $1,190 | $1,300 |
| 14103 | Rochester, NY | $670 | $730 | $910 | $1,130 | $1,230 |
| 14105 | Rochester, NY | $670 | $730 | $910 | $1,130 | $1,230 |
| 14125 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14410 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14411 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14413 | Rochester, NY | $640 | $730 | $920 | $1,140 | $1,250 |
| 14414 | Rochester, NY | $670 | $770 | $960 | $1,190 | $1,300 |
| 14416 | Rochester, NY | $660 | $750 | $940 | $1,160 | $1,270 |
| 14420 | Rochester, NY | $700 | $800 | $1,000 | $1,240 | $1,360 |
| 14422 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14423 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14424 | Rochester, NY | $750 | $850 | $1,070 | $1,320 | $1,450 |
| 14425 | Rochester, NY | $900 | $1,030 | $1,290 | $1,590 | $1,750 |
| 14428 | Rochester, NY | $840 | $960 | $1,200 | $1,480 | $1,630 |
| 14429 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14430 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14432 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14433 | Rochester, NY | $660 | $760 | $950 | $1,170 | $1,290 |
| 14435 | Rochester, NY | $760 | $870 | $1,090 | $1,350 | $1,480 |
| 14437 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14445 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14449 | Rochester, NY | $640 | $730 | $920 | $1,140 | $1,250 |
| 14450 | Rochester, NY | $840 | $960 | $1,200 | $1,480 | $1,630 |
| 14452 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14453 | Rochester, NY | $710 | $810 | $1,020 | $1,260 | $1,380 |
| 14454 | Rochester, NY | $760 | $860 | $1,080 | $1,340 | $1,460 |
| 14456 | Rochester, NY | $660 | $750 | $940 | $1,160 | $1,270 |
| 14461 | Rochester, NY | $710 | $810 | $1,020 | $1,260 | $1,380 |
| 14462 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14463 | Rochester, NY | $710 | $810 | $1,020 | $1,260 | $1,380 |
| 14464 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14466 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14467 | Rochester, NY | $780 | $890 | $1,120 | $1,380 | $1,520 |
| 14468 | Rochester, NY | $780 | $890 | $1,120 | $1,380 | $1,520 |
| 14469 | Rochester, NY | $660 | $760 | $950 | $1,170 | $1,290 |
| 14470 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14471 | Rochester, NY | $760 | $860 | $1,080 | $1,340 | $1,460 |
| 14472 | Rochester, NY | $730 | $840 | $1,050 | $1,300 | $1,420 |
| 14475 | Rochester, NY | $770 | $880 | $1,100 | $1,360 | $1,490 |
| 14476 | Rochester, NY | $760 | $860 | $1,080 | $1,340 | $1,460 |
| 14477 | Rochester, NY | $760 | $860 | $1,080 | $1,340 | $1,460 |
| 14479 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14480 | Rochester, NY | $660 | $760 | $950 | $1,170 | $1,290 |
| 14481 | Rochester, NY | $690 | $790 | $990 | $1,220 | $1,340 |
| 14482 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14485 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14486 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14487 | Rochester, NY | $730 | $830 | $1,040 | $1,290 | $1,410 |
| 14488 | Rochester, NY | $650 | $740 | $930 | $1,150 | $1,260 |
| 14489 | Rochester, NY | $660 | $750 | $940 | $1,160 | $1,270 |
| 14502 | Rochester, NY | $640 | $730 | $920 | $1,140 | $1,250 |
| 14504 | Rochester, NY | $720 | $820 | $1,030 | $1,270 | $1,400 |
| 14505 | Rochester, NY | $700 | $800 | $1,000 | $1,240 | $1,360 |
| 14506 | Rochester, NY | $890 | $1,020 | $1,280 | $1,590 | $1,740 |
| 14508 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14510 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14511 | Rochester, NY | $780 | $890 | $1,110 | $1,380 | $1,510 |
| 14512 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14513 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14514 | Rochester, NY | $900 | $1,020 | $1,280 | $1,580 | $1,740 |
| 14515 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14516 | Rochester, NY | $730 | $840 | $1,050 | $1,300 | $1,420 |
| 14517 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14518 | Rochester, NY | $710 | $810 | $1,020 | $1,260 | $1,380 |
| 14519 | Rochester, NY | $710 | $810 | $1,010 | $1,250 | $1,370 |
| 14520 | Rochester, NY | $640 | $730 | $920 | $1,140 | $1,250 |
| 14522 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14525 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14526 | Rochester, NY | $720 | $820 | $1,030 | $1,270 | $1,400 |
| 14530 | Rochester, NY | $650 | $740 | $930 | $1,150 | $1,260 |
| 14532 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14533 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14534 | Rochester, NY | $1,090 | $1,240 | $1,560 | $1,930 | $2,120 |
| 14537 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14538 | Rochester, NY | $640 | $730 | $920 | $1,140 | $1,250 |
| 14539 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14542 | Rochester, NY | $690 | $790 | $990 | $1,220 | $1,340 |
| 14543 | Rochester, NY | $790 | $900 | $1,130 | $1,400 | $1,530 |
| 14544 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14545 | Rochester, NY | $640 | $730 | $910 | $1,130 | $1,230 |
| 14546 | Rochester, NY | $870 | $1,000 | $1,250 | $1,550 | $1,700 |
| 14547 | Rochester, NY | $710 | $810 | $1,020 | $1,260 | $1,380 |
| 14548 | Rochester, NY | $720 | $820 | $1,030 | $1,270 | $1,400 |
| 14551 | Rochester, NY | $660 | $760 | $950 | $1,170 | $1,290 |
| 14555 | Rochester, NY | $710 | $810 | $1,020 | $1,260 | $1,380 |
| 14556 | Rochester, NY | $650 | $740 | $930 | $1,150 | $1,260 |
| 14558 | Rochester, NY | $650 | $740 | $930 | $1,150 | $1,260 |
| 14559 | Rochester, NY | $860 | $980 | $1,230 | $1,520 | $1,670 |
| 14560 | Rochester, NY | $850 | $960 | $1,210 | $1,500 | $1,640 |
| 14561 | Rochester, NY | $710 | $810 | $1,020 | $1,260 | $1,380 |
| 14563 | Rochester, NY | $640 | $730 | $920 | $1,140 | $1,250 |
| 14564 | Rochester, NY | $1,040 | $1,180 | $1,480 | $1,830 | $2,010 |
| 14568 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14571 | Rochester, NY | $1,060 | $1,200 | $1,510 | $1,870 | $2,050 |
| 14572 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14580 | Rochester, NY | $860 | $980 | $1,230 | $1,520 | $1,670 |
| 14585 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14586 | Rochester, NY | $980 | $1,120 | $1,400 | $1,730 | $1,900 |
| 14589 | Rochester, NY | $660 | $760 | $950 | $1,170 | $1,290 |
| 14590 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14592 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14602 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14603 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14604 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14605 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14606 | Rochester, NY | $690 | $780 | $980 | $1,210 | $1,330 |
| 14607 | Rochester, NY | $810 | $920 | $1,160 | $1,430 | $1,570 |
| 14608 | Rochester, NY | $670 | $770 | $960 | $1,190 | $1,300 |
| 14609 | Rochester, NY | $690 | $780 | $980 | $1,210 | $1,330 |
| 14610 | Rochester, NY | $730 | $830 | $1,040 | $1,290 | $1,410 |
| 14611 | Rochester, NY | $710 | $810 | $1,020 | $1,260 | $1,380 |
| 14612 | Rochester, NY | $780 | $890 | $1,120 | $1,380 | $1,520 |
| 14613 | Rochester, NY | $680 | $770 | $970 | $1,200 | $1,320 |
| 14614 | Rochester, NY | $670 | $770 | $950 | $1,180 | $1,290 |
| 14615 | Rochester, NY | $710 | $810 | $1,010 | $1,250 | $1,370 |
| 14616 | Rochester, NY | $730 | $830 | $1,040 | $1,290 | $1,410 |
| 14617 | Rochester, NY | $720 | $820 | $1,030 | $1,270 | $1,400 |
| 14618 | Rochester, NY | $900 | $1,020 | $1,280 | $1,580 | $1,740 |
| 14619 | Rochester, NY | $780 | $890 | $1,110 | $1,370 | $1,510 |
| 14620 | Rochester, NY | $750 | $850 | $1,070 | $1,320 | $1,450 |
| 14621 | Rochester, NY | $640 | $730 | $920 | $1,140 | $1,250 |
| 14622 | Rochester, NY | $730 | $840 | $1,050 | $1,300 | $1,420 |
| 14623 | Rochester, NY | $800 | $920 | $1,150 | $1,420 | $1,560 |
| 14624 | Rochester, NY | $840 | $960 | $1,200 | $1,480 | $1,630 |
| 14625 | Rochester, NY | $780 | $890 | $1,110 | $1,370 | $1,510 |
| 14626 | Rochester, NY | $840 | $960 | $1,200 | $1,480 | $1,630 |
| 14627 | Rochester, NY | $780 | $890 | $1,120 | $1,380 | $1,520 |
| 14638 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14639 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14642 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14643 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14646 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14647 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14649 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14650 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14651 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14652 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14653 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14692 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14822 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14836 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14846 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14884 | Rochester, NY | $650 | $740 | $930 | $1,150 | $1,260 |
2022 Average & Median Rent Data Statistics
ROCHESTER, NY average 1BR rent: $814, median: $800
ROCHESTER, NY average 2BR rent: $1,018, median: $995
ROCHESTER, NY average 3BR rent: $1,260, median: $1,230
ROCHESTER, NY Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 11,083 | $2,711,615,000 | $244,664 |
| Home Improvement | 4,093 | $298,015,000 | $72,811 |
| Refi | 3,990 | $846,250,000 | $212,093 |
| Cash Out Refi | 3,727 | $662,185,000 | $177,672 |
| Other | 3,617 | $305,915,000 | $84,577 |
| NA | 1 | $15,000 | $15,000 |
Rochester's most frequently cited loan purpose was Home Purchase, with 11,083 originations. The 2nd most popular reason was Home Improvement, with 4,093 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 6,489 | $1,300,665,000 | $200,442 |
| 3-4% | 6,327 | $1,277,075,000 | $201,845 |
| 4-5% | 4,750 | $974,320,000 | $205,120 |
| 6-7% | 2,936 | $461,520,000 | $157,193 |
| <2.5% | 2,122 | $222,530,000 | $104,868 |
| 7-8% | 1,147 | $139,385,000 | $121,521 |
| 2.5-3% | 1,107 | $187,115,000 | $169,029 |
| Over 8% | 328 | $21,700,000 | $66,159 |
During 2022, Rochester's most frequently originated rate bucket was 5-6%, with 6,489 originations.
Loan Sizing (ROCHESTER, NY MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 10,045 | $1,444,695,000 | $143,822 |
| $100,000 or less | 10,037 | $546,935,000 | $54,492 |
| $200k-400k | 5,367 | $1,418,825,000 | $264,361 |
| $400k-600k | 734 | $343,970,000 | $468,624 |
| $600k-1000k | 210 | $151,510,000 | $721,476 |
| $Over $1MM | 118 | $918,060,000 | $7,780,169 |
ROCHESTER's loan sizing saw the bucket of loans from $100k-200k with 10,045 originations, totaling $1,444,695,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 8,414 | $1,790,530,000 | $212,804 |
| 60-80% | 6,081 | $1,692,315,000 | $278,296 |
| 20-40% | 4,157 | $368,295,000 | $88,596 |
| Under 20% | 3,514 | $135,800,000 | $38,645 |
| 40-60% | 3,011 | $609,655,000 | $202,476 |
| Over 100% | 115 | $37,385,000 | $325,087 |
ROCHESTER's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 8,414 originations, totaling $1,790,530,000 in origination value.