ROCHESTER Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Rochester averaged
6.79%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
6.82% and
one month ago for the week of 2023-02-09, the
average rate was 6.41%.
Rochester's average rate one year ago was 4.04%.
For refis of the same type during the week of 2023-03-16, the average rate
was 6.71%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
| Rochester 30 Year Fixed Rate | 2023-03-16 | 6.79% |
| Rochester 30 Year Fixed Rate Refi | 2023-03-16 | 6.71% |
| Rochester 15 Year Fixed Rate | 2023-03-16 | 6.28% |
| Rochester 15 Year Fixed Rate Refi | 2023-03-16 | 6.22% |
| Rochester 30 Year FHA | 2023-03-16 | 6.25% |
| Rochester 30 Year FHA Refi | 2023-03-16 | 6.61% |
| Rochester 30 Year USDA | 2023-03-16 | 6.57% |
| Rochester 30 Year USDA Refi | 2023-03-16 | 6.4% |
| Rochester 30 Year VA | 2023-03-16 | 6.6% |
| Rochester 30 Year VA Refi | 2023-03-16 | 6.31% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ROCHESTER, NY.
ROCHESTER Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ROCHESTER, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ROCHESTER Average Closing Costs & Other Stats
ROCHESTER, NY's 164 lenders originated 35,878
loans during 2021. The total origination value was $6,296,350,000, with an average loan value of
$175,493.
ROCHESTER's average closing costs are $4,026.
The top ROCHESTER lender as defined by loan originations is Premium Mortgage Corporation, with
2,229 loans originated. Their average total fees are
$3,283, which is $189
higher than the next largest lender,
ESL Federal Credit Union.
The lowest fee ROCHESTER lenders (with over 10 loans originated) are
Discover Bank ($0), Community Bank ($804), VISIONS ($2,294), THE SUMMIT Federal Credit Union ($2,539) and Bank of America ($2,563).
The lowest rate ROCHESTER lenders (with over 10 loans originated) are
Bank of America (2.53%), Stifel Bank and Trust (2.72%), CORNING (2.97%), HOME TOWN FUNDING, INC. (2.97%) and ESL Federal Credit Union (2.98%).
ROCHESTER, NY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| ESL Federal Credit Union | $714,895,000 | $879,240,000 | 23.0% | 14.0% |
| Premium Mortgage Corporation | $579,180,000 | $647,830,000 | 11.9% | 10.3% |
| HOME TOWN FUNDING, INC. | $574,000,000 | $473,220,000 | -17.6% | 7.5% |
| QUICKEN LOANS, LLC | $309,850,000 | $406,010,000 | 31.0% | 6.4% |
| Genesee Regional Bank | $333,055,000 | $340,720,000 | 2.3% | 5.4% |
| The Lyons National Bank | $234,600,000 | $208,725,000 | -11.0% | 3.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $204,145,000 | $192,620,000 | -5.6% | 3.1% |
| KeyBank | $188,885,000 | $192,385,000 | 1.9% | 3.1% |
| Manufacturers and Traders Trust Company | $170,715,000 | $165,255,000 | -3.2% | 2.6% |
| The Canandaigua National Bank and Trust Company | $115,980,000 | $141,225,000 | 21.8% | 2.2% |
| Citizens Bank | $99,180,000 | $141,050,000 | 42.2% | 2.2% |
| Wells Fargo Bank | $71,330,000 | $135,145,000 | 89.5% | 2.1% |
| Five Star Bank | $97,260,000 | $118,490,000 | 21.8% | 1.9% |
| Bank of America | $51,110,000 | $105,785,000 | 107.0% | 1.7% |
| 1ST PRIORITY MORTGAGE, INC. | $154,815,000 | $104,665,000 | -32.4% | 1.7% |
| BERKELEY POINT CAPITAL LLC | $96,910,000 | n/a | 1.5% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $30,655,000 | $95,750,000 | 212.3% | 1.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $44,350,000 | $95,035,000 | 114.3% | 1.5% |
| JPMorgan Chase Bank | $46,040,000 | $87,195,000 | 89.4% | 1.4% |
| THE SUMMIT Federal Credit Union | $95,845,000 | $85,155,000 | -11.2% | 1.4% |
| Pittsford Federal Credit Union | $63,250,000 | $77,825,000 | 23.0% | 1.2% |
| RELIANT COMMUNITY FEDERAL CREDIT UNION | $84,875,000 | $77,690,000 | -8.5% | 1.2% |
| M&T Realty Capital Corporation | $153,900,000 | $77,370,000 | -49.7% | 1.2% |
| Arbor Realty Trust, Inc. | $3,505,000 | $75,365,000 | 2,050.2% | 1.2% |
| Community Bank | $65,470,000 | $69,560,000 | 6.2% | 1.1% |
| Mr. Cooper ( Nationstar Mortgage ) | $41,880,000 | $67,035,000 | 60.1% | 1.1% |
| MOVEMENT MORTGAGE, LLC | $37,715,000 | $62,085,000 | 64.6% | 1.0% |
| FAMILY FIRST OF NY | $55,455,000 | $56,815,000 | 2.5% | 0.9% |
| Capital One | $103,460,000 | $51,380,000 | -50.3% | 0.8% |
| HUNT MORTGAGE CORPORATION | $36,670,000 | $48,230,000 | 31.5% | 0.8% |
| The Bank of Castile | $67,025,000 | $45,380,000 | -32.3% | 0.7% |
| Evans Bank | $23,040,000 | $44,950,000 | 95.1% | 0.7% |
| HOMESTEAD FUNDING CORP. | $35,255,000 | $33,835,000 | -4.0% | 0.5% |
| Advantage Federal Credit Union | $20,615,000 | $29,290,000 | 42.1% | 0.5% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $9,405,000 | $28,505,000 | 203.1% | 0.5% |
| NVR Mortgage Finance, Inc. | $26,450,000 | $27,395,000 | 3.6% | 0.4% |
| LOANDEPOT.COM, LLC | $36,225,000 | $27,195,000 | -24.9% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $9,965,000 | $26,370,000 | 164.6% | 0.4% |
| CALIBER HOME LOANS, INC. | $25,835,000 | $24,720,000 | -4.3% | 0.4% |
| FINANCE OF AMERICA MORTGAGE LLC | $26,980,000 | $21,165,000 | -21.6% | 0.3% |
| NEWREZ LLC | $11,980,000 | $21,085,000 | 76.0% | 0.3% |
| HOME POINT FINANCIAL CORPORATION | $14,735,000 | $19,920,000 | 35.2% | 0.3% |
| PLAZA HOME MORTGAGE, INC. | $21,825,000 | $19,890,000 | -8.9% | 0.3% |
| Northwest Bank | $43,820,000 | $19,750,000 | -54.9% | 0.3% |
| PRUDENTIAL MULTIFAMILY MORTGAGE, LLC | $18,415,000 | n/a | 0.3% | |
| NAVY FEDERAL CREDIT UNION | $14,320,000 | $17,840,000 | 24.6% | 0.3% |
| The Upstate National Bank | $16,440,000 | $17,750,000 | 8.0% | 0.3% |
| RESIDENTIAL MORTGAGE SERVICES, INC. | $44,050,000 | $17,015,000 | -61.4% | 0.3% |
| Mortgage Research Center, LLC | $10,890,000 | $16,970,000 | 55.8% | 0.3% |
| BETTER MORTGAGE CORPORATION | $6,365,000 | $16,285,000 | 155.9% | 0.3% |
| Wayne Bank | $13,960,000 | $14,755,000 | 5.7% | 0.2% |
| FINGER LAKES | $16,755,000 | $14,285,000 | -14.7% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $9,980,000 | $14,150,000 | 41.8% | 0.2% |
| GUARANTEED RATE, INC. | $15,270,000 | $13,650,000 | -10.6% | 0.2% |
| KINECTA | $12,825,000 | n/a | 0.2% | |
| USAA Federal Savings Bank | $15,640,000 | $11,480,000 | -26.6% | 0.2% |
| Ukrainian Federal Credit Union | $12,315,000 | $11,200,000 | -9.1% | 0.2% |
| GREYSTONE SERVICING COMPANY LLC | $99,025,000 | $10,125,000 | -89.8% | 0.2% |
| Farm Credit East, ACA | $9,620,000 | $9,875,000 | 2.7% | 0.2% |
| U.S. Bank | $7,395,000 | $9,660,000 | 30.6% | 0.2% |
| VISIONS | $12,295,000 | $9,455,000 | -23.1% | 0.2% |
| Empower Federal Credit Union | $8,455,000 | $8,995,000 | 6.4% | 0.1% |
| Stifel Bank and Trust | $5,000,000 | $8,985,000 | 79.7% | 0.1% |
| CORNING | $12,185,000 | $8,865,000 | -27.2% | 0.1% |
| THE BRYN MAWR TRUST COMPANY | $28,160,000 | $8,255,000 | -70.7% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $2,395,000 | $8,045,000 | 235.9% | 0.1% |
| Carrington Mortgage Services, LLC | $8,135,000 | $7,270,000 | -10.6% | 0.1% |
| GENESEE VALLEY | $7,485,000 | $7,215,000 | -3.6% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $4,070,000 | $7,035,000 | 72.9% | 0.1% |
| PARKSIDE LENDING, LLC | $18,105,000 | $6,845,000 | -62.2% | 0.1% |
| Chemung Canal Trust Company | $6,755,000 | n/a | 0.1% | |
| Morgan Stanley Private Bank | $1,920,000 | $6,710,000 | 249.5% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $4,385,000 | $6,645,000 | 51.5% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,450,000 | $6,455,000 | 345.2% | 0.1% |
| PARAGON HOME LOANS INC. | $5,365,000 | $5,925,000 | 10.4% | 0.1% |
| COREVEST AMERICAN FINANCE LENDER LLC | $5,535,000 | n/a | 0.1% | |
| Generations Bank | $7,070,000 | $5,500,000 | -22.2% | 0.1% |
| READYCAP COMMERCIAL, LLC | $1,325,000 | $5,415,000 | 308.7% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $4,085,000 | $5,230,000 | 28.0% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $4,330,000 | $4,745,000 | 9.6% | 0.1% |
| OWNERSCHOICE FUNDING, INCORPORATED | $6,430,000 | $4,635,000 | -27.9% | 0.1% |
| PNC Bank | $52,260,000 | $4,535,000 | -91.3% | 0.1% |
| Flagstar Bank, FSB | $1,795,000 | $4,360,000 | 142.9% | 0.1% |
| TD Bank | $3,385,000 | $4,210,000 | 24.4% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $8,560,000 | $4,200,000 | -50.9% | 0.1% |
| Citibank | $2,230,000 | $3,845,000 | 72.4% | 0.1% |
| Lake Shore Savings Bank | $165,000 | $3,810,000 | 2,209.1% | 0.1% |
| SEFCU SERVICES, LLC | $2,750,000 | $3,695,000 | 34.4% | 0.1% |
| The Federal Savings Bank | $1,870,000 | $3,525,000 | 88.5% | 0.1% |
| North American Savings Bank, F.S.B. | $4,925,000 | $3,485,000 | -29.2% | 0.1% |
| UBS Bank USA | $1,605,000 | $3,425,000 | 113.4% | 0.1% |
| Charles Schwab Bank, SSB | $210,000 | $3,345,000 | 1,492.9% | 0.1% |
| Discover Bank | $2,660,000 | $3,330,000 | 25.2% | 0.1% |
| AMERICU Credit Union | $1,590,000 | $3,175,000 | 99.7% | 0.1% |
| 21ST MORTGAGE CORPORATION | $3,475,000 | $3,000,000 | -13.7% | 0.0% |
| Goldman Sachs Bank USA | $1,005,000 | $2,965,000 | 195.0% | 0.0% |
| NBKC BANK | $1,020,000 | $2,850,000 | 179.4% | 0.0% |
| ONTARIO SHORES | $2,600,000 | $2,525,000 | -2.9% | 0.0% |
| First Savings Bank | $5,465,000 | $2,380,000 | -56.5% | 0.0% |
| SERVU FEDERAL CREDIT UNION | $2,020,000 | $2,365,000 | 17.1% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $3,090,000 | $2,345,000 | -24.1% | 0.0% |
| EMBRACE HOME LOANS, INC. | $1,440,000 | $2,210,000 | 53.5% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $1,235,000 | $2,065,000 | 67.2% | 0.0% |
| LIMA ONE CAPITAL, LLC | $310,000 | $2,050,000 | 561.3% | 0.0% |
| Geddes Federal Savings and Loan Association | $105,000 | $1,935,000 | 1,742.9% | 0.0% |
| First Home Bank | $3,420,000 | $1,830,000 | -46.5% | 0.0% |
| Valley National Bank | $3,405,000 | $1,775,000 | -47.9% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $1,445,000 | $1,755,000 | 21.5% | 0.0% |
| InterContinental Capital Group, Inc | $1,730,000 | $1,710,000 | -1.2% | 0.0% |
| The Huntington National Bank | $1,640,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $460,000 | $1,535,000 | 233.7% | 0.0% |
| PHH Mortgage Corporation | $1,115,000 | $1,530,000 | 37.2% | 0.0% |
| STATE EMPLOYEES FEDERAL CREDIT UNION | $620,000 | $1,495,000 | 141.1% | 0.0% |
| First Federal Bank | $1,245,000 | $1,475,000 | 18.5% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $815,000 | $1,460,000 | 79.1% | 0.0% |
| Metro City Bank | $595,000 | $1,415,000 | 137.8% | 0.0% |
| Luxury Mortgage Corp. | $1,385,000 | n/a | 0.0% | |
| Elmira Savings Bank | $1,880,000 | $1,340,000 | -28.7% | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $5,855,000 | $1,290,000 | -78.0% | 0.0% |
| AMERICAN ADVISORS GROUP | $1,715,000 | $1,270,000 | -25.9% | 0.0% |
| TIAA, FSB | $2,330,000 | $1,235,000 | -47.0% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,215,000 | $1,200,000 | -1.2% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $155,000 | $1,175,000 | 658.1% | 0.0% |
| Magnolia Bank | $605,000 | $1,155,000 | 90.9% | 0.0% |
| CCFCU FUNDING, LLC | $435,000 | $1,135,000 | 160.9% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $355,000 | $1,130,000 | 218.3% | 0.0% |
| ARC HOME LLC | $2,815,000 | $1,065,000 | -62.2% | 0.0% |
| CNB Bank | $1,360,000 | $1,025,000 | -24.6% | 0.0% |
| Pathfinder Bank | $355,000 | $1,000,000 | 181.7% | 0.0% |
| SILVER HILL FUNDING, LLC | $970,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $165,000 | $970,000 | 487.9% | 0.0% |
| Colonial Savings, F.A. | $960,000 | n/a | 0.0% | |
| RESIDENTIAL HOME FUNDING CORP. | $270,000 | $960,000 | 255.6% | 0.0% |
| First Horizon Bank | $875,000 | n/a | 0.0% | |
| UIF CORPORATION | $870,000 | n/a | 0.0% | |
| First Internet Bank of Indiana | $1,580,000 | $845,000 | -46.5% | 0.0% |
| FINANCE OF AMERICA COMMERCIAL LLC | $840,000 | n/a | 0.0% | |
| EQUITY NOW INC. | $305,000 | $835,000 | 173.8% | 0.0% |
| Baxter Credit Union | $1,605,000 | $820,000 | -48.9% | 0.0% |
| NBT Bank | $1,725,000 | $790,000 | -54.2% | 0.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $225,000 | $775,000 | 244.4% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $685,000 | $765,000 | 11.7% | 0.0% |
| CFCU Community Credit Union | $1,225,000 | $760,000 | -38.0% | 0.0% |
| UNITED MORTGAGE CORP. | $300,000 | $745,000 | 148.3% | 0.0% |
| Equity Prime Mortgage LLC | $715,000 | $735,000 | 2.8% | 0.0% |
| First Citizens Community Bank | $490,000 | $730,000 | 49.0% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $2,200,000 | $725,000 | -67.0% | 0.0% |
| City National Bank | $1,085,000 | $720,000 | -33.6% | 0.0% |
| DIGITAL Federal Credit Union | $545,000 | $700,000 | 28.4% | 0.0% |
| EMM LOANS LLC | $1,705,000 | $695,000 | -59.2% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $190,000 | $675,000 | 255.3% | 0.0% |
| MID-ISLAND MORTGAGE CORP. | $330,000 | $660,000 | 100.0% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $1,330,000 | $635,000 | -52.3% | 0.0% |
| RBC Bank, (Georgia) | $375,000 | $635,000 | 69.3% | 0.0% |
| Bethpage Federal Credit Union | $5,660,000 | $625,000 | -89.0% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $775,000 | $625,000 | -19.4% | 0.0% |
| Tompkins Trust Company | $700,000 | $620,000 | -11.4% | 0.0% |
| Meridian Bank Corporation | $1,015,000 | $615,000 | -39.4% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $615,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $215,000 | $585,000 | 172.1% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $585,000 | n/a | 0.0% | |
| Quontic Bank | $310,000 | $570,000 | 83.9% | 0.0% |
| Raymond James Bank | $925,000 | $565,000 | -38.9% | 0.0% |
| UTILITIES EMPLOYEES CREDIT UNION | $940,000 | $565,000 | -39.9% | 0.0% |
| Tioga State Bank | $440,000 | $550,000 | 25.0% | 0.0% |
| Visio Financial Services Inc. | $550,000 | n/a | 0.0% | |
| Leader Bank | $545,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $145,000 | $535,000 | 269.0% | 0.0% |
| The Union Bank Company | $705,000 | $530,000 | -24.8% | 0.0% |
| Truist Bank | $1,525,000 | $530,000 | -65.2% | 0.0% |
| Berkshire Bank | $2,975,000 | $525,000 | -82.4% | 0.0% |
| COMMONFUND MORTGAGE CORP. | $830,000 | $525,000 | -36.7% | 0.0% |
| EVERETT FINANCIAL, INC. | $1,485,000 | $510,000 | -65.7% | 0.0% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | $465,000 | $505,000 | 8.6% | 0.0% |
| CMG MORTGAGE, INC. | $250,000 | $490,000 | 96.0% | 0.0% |
| FAMILY FIRST FUNDING LLC | $95,000 | $485,000 | 410.5% | 0.0% |
| Seneca Savings | $165,000 | $465,000 | 181.8% | 0.0% |
| MORTGAGE ACCESS CORP. | $415,000 | $460,000 | 10.8% | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $1,990,000 | $450,000 | -77.4% | 0.0% |
| FM Home Loans, LLC | $370,000 | $440,000 | 18.9% | 0.0% |
| LYNX MORTGAGE BANK LLC | $440,000 | n/a | 0.0% | |
| Bank of England | $670,000 | $435,000 | -35.1% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $260,000 | $435,000 | 67.3% | 0.0% |
| HUDSON VALLEY CREDIT UNION | $315,000 | $420,000 | 33.3% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $220,000 | $420,000 | 90.9% | 0.0% |
| FirstBank | $1,200,000 | $415,000 | -65.4% | 0.0% |
| PLANET HOME LENDING, LLC | $440,000 | $415,000 | -5.7% | 0.0% |
| Signature Federal Credit Union | $415,000 | n/a | 0.0% | |
| NJ LENDERS CORP. | $145,000 | $410,000 | 182.8% | 0.0% |
| AgFirst Farm Credit Bank | $55,000 | $405,000 | 636.4% | 0.0% |
| FIRST SOURCE | $105,000 | $385,000 | 266.7% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $405,000 | $375,000 | -7.4% | 0.0% |
| AmRes Corporation | $370,000 | n/a | 0.0% | |
| BNC National Bank | $355,000 | n/a | 0.0% | |
| First Republic Bank | $355,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $95,000 | $345,000 | 263.2% | 0.0% |
| TEACHERS | $1,625,000 | $335,000 | -79.4% | 0.0% |
| Paramount Bank | $330,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $295,000 | $330,000 | 11.9% | 0.0% |
| FIRST HERITAGE FEDERAL CREDIT UNION | $1,600,000 | $315,000 | -80.3% | 0.0% |
| Alden State Bank | $385,000 | $305,000 | -20.8% | 0.0% |
| A&D Mortgage LLC | $300,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $285,000 | $300,000 | 5.3% | 0.0% |
| BMI Federal Credit Union | $300,000 | n/a | 0.0% | |
| KELLER MORTGAGE, LLC | $300,000 | n/a | 0.0% | |
| RESIDENTIAL HOME MORTGAGE CORPORATION | $285,000 | n/a | 0.0% | |
| POLISH & SLAVIC FEDERAL CREDIT UNION | $265,000 | n/a | 0.0% | |
| ATHAS CAPITAL GROUP, INC. | $260,000 | n/a | 0.0% | |
| CHEVRON | $145,000 | $255,000 | 75.9% | 0.0% |
| S&T Bank | $310,000 | $255,000 | -17.7% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $85,000 | $250,000 | 194.1% | 0.0% |
| LENDINGONE, LLC | $250,000 | n/a | 0.0% | |
| ALLEGACY FEDERAL CREDIT UNION | $235,000 | n/a | 0.0% | |
| Tyndall Federal Credit Union | $235,000 | n/a | 0.0% | |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $225,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $225,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $215,000 | n/a | 0.0% | |
| First Federal Bank of Kansas City | $215,000 | n/a | 0.0% | |
| N R L Federal Credit Union | $210,000 | n/a | 0.0% | |
| NBH Bank | $205,000 | n/a | 0.0% | |
| Bank of Ann Arbor | $195,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $55,000 | $195,000 | 254.5% | 0.0% |
| United Nations Federal Credit Union | $195,000 | n/a | 0.0% | |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $185,000 | n/a | 0.0% | |
| Cornerstone Community Federal Credit Union | $125,000 | $175,000 | 40.0% | 0.0% |
| First National Bank of Scotia | $175,000 | n/a | 0.0% | |
| NUMARK CREDIT UNION | $100,000 | $160,000 | 60.0% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $430,000 | $155,000 | -64.0% | 0.0% |
| HUDSON HERITAGE | $155,000 | n/a | 0.0% | |
| SUNMARK FEDERAL CREDIT UNION | $95,000 | $155,000 | 63.2% | 0.0% |
| Secured Investment Corp. | $45,000 | $150,000 | 233.3% | 0.0% |
| Citizens & Northern Bank | $360,000 | $145,000 | -59.7% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $145,000 | n/a | 0.0% | |
| Fulton Savings Bank | $65,000 | $145,000 | 123.1% | 0.0% |
| Great Southern Bank | $145,000 | n/a | 0.0% | |
| CAPITAL COMMUNICATIONS Federal Credit Union | $110,000 | $135,000 | 22.7% | 0.0% |
| Congressional Bank | $135,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $215,000 | $135,000 | -37.2% | 0.0% |
| Ballston Spa National Bank | $125,000 | $130,000 | 4.0% | 0.0% |
| BayCoast Bank | $25,000 | $130,000 | 420.0% | 0.0% |
| FOUR POINTS | $115,000 | $125,000 | 8.7% | 0.0% |
| Vibrant Credit Union | $125,000 | n/a | 0.0% | |
| Adirondack Bank | $115,000 | n/a | 0.0% | |
| Amalgamated Bank | $115,000 | n/a | 0.0% | |
| Core Bank | $115,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $115,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $105,000 | n/a | 0.0% | |
| Northpointe Bank | $880,000 | $105,000 | -88.1% | 0.0% |
| SIRVA MORTGAGE, INC. | $285,000 | $105,000 | -63.2% | 0.0% |
| USAlliance Federal Credit Union | $105,000 | n/a | 0.0% | |
| CLIFFCO, INC. | $100,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $95,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $95,000 | n/a | 0.0% | |
| CIBC Bank USA | $95,000 | n/a | 0.0% | |
| York Traditions Bank | $95,000 | n/a | 0.0% | |
| First American Bank | $85,000 | n/a | 0.0% | |
| Municipal Credit Union | $85,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $180,000 | $65,000 | -63.9% | 0.0% |
| NIAGARA'S CHOICE | $45,000 | $65,000 | 44.4% | 0.0% |
| Axos Bank | $660,000 | $45,000 | -93.2% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $25,000 | n/a | 0.0% | |
| SUN Federal Credit Union | $15,000 | n/a | 0.0% |
ROCHESTER's top lender by overall market share is ESL Federal Credit Union, with 14.0% market share. In second place, with 10.3%, is Premium Mortgage Corporation, having originated $647,830,000 in loans. In third place, with 7.5%, is HOME TOWN FUNDING, INC., having originated $473,220,000 in loans. In fourth place, with 6.4%, is QUICKEN LOANS, LLC, having originated $406,010,000 in loans. In fifth place, with 5.4%, is Genesee Regional Bank, having originated $340,720,000 in loans.
ROCHESTER Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ROCHESTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $159,900 (7.2%) | $222,645 (8.6%) | 0.59 | 2,099 |
| 2018-02-01 | $169,900 (10.8%) | $227,260 (5.8%) | 0.62 | 2,059 |
| 2018-03-01 | $179,900 (10.8%) | $235,482 (6.7%) | 0.63 | 2,109 |
| 2018-04-01 | $193,950 (14.1%) | $243,792 (7.1%) | 0.66 | 2,256 |
| 2018-05-01 | $196,550 (9.3%) | $248,406 (5.0%) | 0.66 | 2,478 |
| 2018-06-01 | $194,900 (8.5%) | $252,190 (6.7%) | 0.65 | 2,719 |
| 2018-07-01 | $189,900 (5.6%) | $245,600 (3.0%) | 0.63 | 2,869 |
| 2018-08-01 | $185,000 (5.9%) | $241,633 (3.0%) | 0.62 | 2,954 |
| 2018-09-01 | $184,900 (8.8%) | $236,949 (2.1%) | 0.62 | 2,905 |
| 2018-10-01 | $179,900 (6.5%) | $233,235 (0.4%) | 0.61 | 2,846 |
| 2018-11-01 | $174,900 (4.9%) | $231,889 (0.3%) | 0.59 | 2,643 |
| 2018-12-01 | $179,900 (9.0%) | $236,703 (2.5%) | 0.62 | 2,285 |
| 2019-01-01 | $189,450 (18.5%) | $243,675 (9.5%) | 0.65 | 1,923 |
| 2019-02-01 | $196,400 (15.6%) | $254,368 (11.9%) | 0.66 | 1,848 |
| 2019-03-01 | $212,371 (18.1%) | $272,114 (15.6%) | 0.69 | 1,833 |
| 2019-04-01 | $230,950 (19.1%) | $294,001 (20.6%) | 0.73 | 1,839 |
| 2019-05-01 | $229,900 (17.0%) | $295,573 (19.0%) | 0.72 | 1,932 |
| 2019-06-01 | $229,900 (18.0%) | $275,169 (9.1%) | 0.72 | 2,099 |
| 2019-07-01 | $229,450 (20.8%) | $276,261 (12.5%) | 0.72 | 2,211 |
| 2019-08-01 | $218,109 (17.9%) | $275,343 (14.0%) | 0.69 | 2,252 |
| 2019-09-01 | $207,923 (12.5%) | $271,922 (14.8%) | 0.66 | 2,295 |
| 2019-10-01 | $199,950 (11.2%) | $269,081 (15.4%) | 0.65 | 2,308 |
| 2019-11-01 | $199,900 (14.3%) | $266,569 (15.0%) | 0.66 | 2,064 |
| 2019-12-01 | $199,900 (11.1%) | $264,033 (11.6%) | 0.67 | 1,794 |
| 2020-01-01 | $199,950 (5.5%) | $264,299 (8.5%) | 0.67 | 1,541 |
| 2020-02-01 | $224,900 (14.5%) | $272,893 (7.3%) | 0.73 | 1,418 |
| 2020-03-01 | $234,900 (10.6%) | $283,703 (4.3%) | 0.74 | 1,474 |
| 2020-04-01 | $249,900 (8.2%) | $299,274 (1.8%) | 0.78 | 1,378 |
| 2020-05-01 | $250,000 (8.7%) | $305,983 (3.5%) | 0.76 | 1,379 |
| 2020-06-01 | $243,794 (6.0%) | $298,593 (8.5%) | 0.72 | 1,492 |
| 2020-07-01 | $249,250 (8.6%) | $303,929 (10.0%) | 0.72 | 1,446 |
| 2020-08-01 | $239,900 (10.0%) | $292,705 (6.3%) | 0.69 | 1,403 |
| 2020-09-01 | $222,400 (7.0%) | $278,446 (2.4%) | 0.64 | 1,400 |
| 2020-10-01 | $224,900 (12.5%) | $284,672 (5.8%) | 0.64 | 1,325 |
| 2020-11-01 | $225,000 (12.6%) | $297,272 (11.5%) | 0.66 | 1,182 |
| 2020-12-01 | $232,323 (16.2%) | $310,024 (17.4%) | 0.69 | 941 |
| 2021-01-01 | $250,000 (25.0%) | $322,560 (22.0%) | 0.75 | 814 |
| 2021-02-01 | $274,675 (22.1%) | $334,347 (22.5%) | 0.80 | 748 |
| 2021-03-01 | $262,194 (11.6%) | $323,955 (14.2%) | 0.74 | 782 |
| 2021-04-01 | $246,950 (-1.2%) | $314,138 (5.0%) | 0.67 | 815 |
| 2021-05-01 | $243,839 (-2.5%) | $310,237 (1.4%) | 0.64 | 870 |
| 2021-06-01 | $239,900 (-1.6%) | $315,099 (5.5%) | 0.63 | 1,032 |
| 2021-07-01 | $238,694 (-4.2%) | $315,353 (3.8%) | 0.63 | 1,097 |
| 2021-08-01 | $227,400 (-5.2%) | $312,978 (6.9%) | 0.60 | 1,092 |
| 2021-09-01 | $212,400 (-4.5%) | $300,174 (7.8%) | 0.57 | 1,085 |
| 2021-10-01 | $210,000 (-6.6%) | $294,758 (3.5%) | 0.56 | 964 |
| 2021-11-01 | $199,900 (-11.2%) | $290,055 (-2.4%) | 0.53 | 828 |
| 2021-12-01 | $197,400 (-15.0%) | $288,162 (-7.1%) | 0.53 | 676 |
| 2022-01-01 | $199,950 (-20.0%) | $299,605 (-7.1%) | 0.54 | 556 |
| 2022-02-01 | $223,725 (-18.6%) | $306,164 (-8.4%) | 0.58 | 553 |
| 2022-03-01 | $219,900 (-16.1%) | $288,872 (-10.8%) | 0.55 | 640 |
| 2022-04-01 | $199,900 (-19.1%) | $278,479 (-11.4%) | 0.48 | 745 |
| 2022-05-01 | $222,400 (-8.8%) | $304,422 (-1.9%) | 0.51 | 874 |
| 2022-06-01 | $229,450 (-4.4%) | $312,533 (-0.8%) | 0.51 | 977 |
| 2022-07-01 | $234,900 (-1.6%) | $318,178 (0.9%) | 0.53 | 1,020 |
| 2022-08-01 | $225,000 (-1.1%) | $309,346 (-1.2%) | 0.52 | 1,010 |
| 2022-09-01 | $224,425 (5.7%) | $305,057 (1.6%) | 0.52 | 1,001 |
| 2022-10-01 | $225,000 (7.1%) | $315,443 (7.0%) | 0.53 | 978 |
| 2022-11-01 | $227,125 (13.6%) | $317,931 (9.6%) | 0.54 | 915 |
| 2022-12-01 | $244,900 (24.1%) | $333,792 (15.8%) | 0.60 | 784 |
| 2023-01-01 | $235,200 (17.6%) | $330,022 (10.2%) | 0.58 | 691 |
| 2023-02-01 | $232,450 (3.9%) | $329,024 (7.5%) | 0.56 | 691 |
ROCHESTER's median listing price for 2023-02-01 was $232,450, a difference of
$8,725
(3.9%) versus the prior year and
$-2,750 versus the prior month.
ROCHESTER's median listing price comes in at 56% of the national average.
ROCHESTER's average listing price for 2023-02-01 was $329,024, a difference of $22,860 (7.5%) versus the prior year and $-998 versus the prior month.
For the 2023-02-01 period, ROCHESTER had 691 MLS listings, a difference of 0 listings (0%) versus the prior month and 138 listings (25%) versus the prior year.
ROCHESTER's median listing price comes in at 56% of the national average.
ROCHESTER's average listing price for 2023-02-01 was $329,024, a difference of $22,860 (7.5%) versus the prior year and $-998 versus the prior month.
For the 2023-02-01 period, ROCHESTER had 691 MLS listings, a difference of 0 listings (0%) versus the prior month and 138 listings (25%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ROCHESTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 67 days | 1,716 sqft |
| 2018-02-01 | 62 days | 1,759 sqft |
| 2018-03-01 | 44 days | 1,766 sqft |
| 2018-04-01 | 37 days | 1,770 sqft |
| 2018-05-01 | 37 days | 1,770 sqft |
| 2018-06-01 | 37 days | 1,780 sqft |
| 2018-07-01 | 39 days | 1,766 sqft |
| 2018-08-01 | 44 days | 1,755 sqft |
| 2018-09-01 | 47 days | 1,752 sqft |
| 2018-10-01 | 51 days | 1,743 sqft |
| 2018-11-01 | 57 days | 1,725 sqft |
| 2018-12-01 | 68 days | 1,730 sqft |
| 2019-01-01 | 71 days | 1,726 sqft |
| 2019-02-01 | 59 days | 1,730 sqft |
| 2019-03-01 | 44 days | 1,763 sqft |
| 2019-04-01 | 34 days | 1,798 sqft |
| 2019-05-01 | 32 days | 1,807 sqft |
| 2019-06-01 | 32 days | 1,813 sqft |
| 2019-07-01 | 36 days | 1,811 sqft |
| 2019-08-01 | 40 days | 1,801 sqft |
| 2019-09-01 | 42 days | 1,788 sqft |
| 2019-10-01 | 44 days | 1,777 sqft |
| 2019-11-01 | 51 days | 1,768 sqft |
| 2019-12-01 | 63 days | 1,751 sqft |
| 2020-01-01 | 64 days | 1,739 sqft |
| 2020-02-01 | 43 days | 1,746 sqft |
| 2020-03-01 | 36 days | 1,766 sqft |
| 2020-04-01 | 50 days | 1,760 sqft |
| 2020-05-01 | 57 days | 1,812 sqft |
| 2020-06-01 | 28 days | 1,788 sqft |
| 2020-07-01 | 29 days | 1,790 sqft |
| 2020-08-01 | 28 days | 1,752 sqft |
| 2020-09-01 | 26 days | 1,730 sqft |
| 2020-10-01 | 30 days | 1,728 sqft |
| 2020-11-01 | 35 days | 1,712 sqft |
| 2020-12-01 | 49 days | 1,718 sqft |
| 2021-01-01 | 57 days | 1,729 sqft |
| 2021-02-01 | 33 days | 1,742 sqft |
| 2021-03-01 | 21 days | 1,715 sqft |
| 2021-04-01 | 14 days | 1,713 sqft |
| 2021-05-01 | 11 days | 1,700 sqft |
| 2021-06-01 | 12 days | 1,757 sqft |
| 2021-07-01 | 16 days | 1,744 sqft |
| 2021-08-01 | 17 days | 1,736 sqft |
| 2021-09-01 | 21 days | 1,700 sqft |
| 2021-10-01 | 23 days | 1,699 sqft |
| 2021-11-01 | 25 days | 1,686 sqft |
| 2021-12-01 | 39 days | 1,671 sqft |
| 2022-01-01 | 40 days | 1,694 sqft |
| 2022-02-01 | 23 days | 1,714 sqft |
| 2022-03-01 | 11 days | 1,675 sqft |
| 2022-04-01 | 11 days | 1,663 sqft |
| 2022-05-01 | 11 days | 1,708 sqft |
| 2022-06-01 | 12 days | 1,734 sqft |
| 2022-07-01 | 17 days | 1,727 sqft |
| 2022-08-01 | 23 days | 1,696 sqft |
| 2022-09-01 | 24 days | 1,683 sqft |
| 2022-10-01 | 25 days | 1,689 sqft |
| 2022-11-01 | 31 days | 1,705 sqft |
| 2022-12-01 | 44 days | 1,721 sqft |
| 2023-01-01 | 46 days | 1,699 sqft |
| 2023-02-01 | 31 days | 1,711 sqft |
ROCHESTER's median listing age (time on market) for 2023-02-01 was 31 days.
This
is 38%
longer
than the same period one year ago.
ROCHESTER's median square footage for active listings during the 2023-02-01 period was 1,711 sqft. One year prior, the average listing was 1,714 sqft.
ROCHESTER's median square footage for active listings during the 2023-02-01 period was 1,711 sqft. One year prior, the average listing was 1,714 sqft.
ROCHESTER, NY Average Rent (2022)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 13143 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 13146 | Rochester, NY | $690 | $790 | $990 | $1,220 | $1,340 |
| 13148 | Rochester, NY | $640 | $730 | $920 | $1,140 | $1,250 |
| 13154 | Rochester, NY | $640 | $730 | $920 | $1,140 | $1,250 |
| 13156 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 13165 | Rochester, NY | $640 | $730 | $920 | $1,140 | $1,250 |
| 14012 | Rochester, NY | $770 | $810 | $960 | $1,190 | $1,330 |
| 14058 | Rochester, NY | $640 | $730 | $910 | $1,130 | $1,230 |
| 14098 | Rochester, NY | $670 | $770 | $960 | $1,190 | $1,300 |
| 14103 | Rochester, NY | $670 | $730 | $910 | $1,130 | $1,230 |
| 14105 | Rochester, NY | $670 | $730 | $910 | $1,130 | $1,230 |
| 14125 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14410 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14411 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14413 | Rochester, NY | $640 | $730 | $920 | $1,140 | $1,250 |
| 14414 | Rochester, NY | $670 | $770 | $960 | $1,190 | $1,300 |
| 14416 | Rochester, NY | $660 | $750 | $940 | $1,160 | $1,270 |
| 14420 | Rochester, NY | $700 | $800 | $1,000 | $1,240 | $1,360 |
| 14422 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14423 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14424 | Rochester, NY | $750 | $850 | $1,070 | $1,320 | $1,450 |
| 14425 | Rochester, NY | $900 | $1,030 | $1,290 | $1,590 | $1,750 |
| 14428 | Rochester, NY | $840 | $960 | $1,200 | $1,480 | $1,630 |
| 14429 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14430 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14432 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14433 | Rochester, NY | $660 | $760 | $950 | $1,170 | $1,290 |
| 14435 | Rochester, NY | $760 | $870 | $1,090 | $1,350 | $1,480 |
| 14437 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14445 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14449 | Rochester, NY | $640 | $730 | $920 | $1,140 | $1,250 |
| 14450 | Rochester, NY | $840 | $960 | $1,200 | $1,480 | $1,630 |
| 14452 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14453 | Rochester, NY | $710 | $810 | $1,020 | $1,260 | $1,380 |
| 14454 | Rochester, NY | $760 | $860 | $1,080 | $1,340 | $1,460 |
| 14456 | Rochester, NY | $660 | $750 | $940 | $1,160 | $1,270 |
| 14461 | Rochester, NY | $710 | $810 | $1,020 | $1,260 | $1,380 |
| 14462 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14463 | Rochester, NY | $710 | $810 | $1,020 | $1,260 | $1,380 |
| 14464 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14466 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14467 | Rochester, NY | $780 | $890 | $1,120 | $1,380 | $1,520 |
| 14468 | Rochester, NY | $780 | $890 | $1,120 | $1,380 | $1,520 |
| 14469 | Rochester, NY | $660 | $760 | $950 | $1,170 | $1,290 |
| 14470 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14471 | Rochester, NY | $760 | $860 | $1,080 | $1,340 | $1,460 |
| 14472 | Rochester, NY | $730 | $840 | $1,050 | $1,300 | $1,420 |
| 14475 | Rochester, NY | $770 | $880 | $1,100 | $1,360 | $1,490 |
| 14476 | Rochester, NY | $760 | $860 | $1,080 | $1,340 | $1,460 |
| 14477 | Rochester, NY | $760 | $860 | $1,080 | $1,340 | $1,460 |
| 14479 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14480 | Rochester, NY | $660 | $760 | $950 | $1,170 | $1,290 |
| 14481 | Rochester, NY | $690 | $790 | $990 | $1,220 | $1,340 |
| 14482 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14485 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14486 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14487 | Rochester, NY | $730 | $830 | $1,040 | $1,290 | $1,410 |
| 14488 | Rochester, NY | $650 | $740 | $930 | $1,150 | $1,260 |
| 14489 | Rochester, NY | $660 | $750 | $940 | $1,160 | $1,270 |
| 14502 | Rochester, NY | $640 | $730 | $920 | $1,140 | $1,250 |
| 14504 | Rochester, NY | $720 | $820 | $1,030 | $1,270 | $1,400 |
| 14505 | Rochester, NY | $700 | $800 | $1,000 | $1,240 | $1,360 |
| 14506 | Rochester, NY | $890 | $1,020 | $1,280 | $1,590 | $1,740 |
| 14508 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14510 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14511 | Rochester, NY | $780 | $890 | $1,110 | $1,380 | $1,510 |
| 14512 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14513 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14514 | Rochester, NY | $900 | $1,020 | $1,280 | $1,580 | $1,740 |
| 14515 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14516 | Rochester, NY | $730 | $840 | $1,050 | $1,300 | $1,420 |
| 14517 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14518 | Rochester, NY | $710 | $810 | $1,020 | $1,260 | $1,380 |
| 14519 | Rochester, NY | $710 | $810 | $1,010 | $1,250 | $1,370 |
| 14520 | Rochester, NY | $640 | $730 | $920 | $1,140 | $1,250 |
| 14522 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14525 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14526 | Rochester, NY | $720 | $820 | $1,030 | $1,270 | $1,400 |
| 14530 | Rochester, NY | $650 | $740 | $930 | $1,150 | $1,260 |
| 14532 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14533 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14534 | Rochester, NY | $1,090 | $1,240 | $1,560 | $1,930 | $2,120 |
| 14537 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14538 | Rochester, NY | $640 | $730 | $920 | $1,140 | $1,250 |
| 14539 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14542 | Rochester, NY | $690 | $790 | $990 | $1,220 | $1,340 |
| 14543 | Rochester, NY | $790 | $900 | $1,130 | $1,400 | $1,530 |
| 14544 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14545 | Rochester, NY | $640 | $730 | $910 | $1,130 | $1,230 |
| 14546 | Rochester, NY | $870 | $1,000 | $1,250 | $1,550 | $1,700 |
| 14547 | Rochester, NY | $710 | $810 | $1,020 | $1,260 | $1,380 |
| 14548 | Rochester, NY | $720 | $820 | $1,030 | $1,270 | $1,400 |
| 14551 | Rochester, NY | $660 | $760 | $950 | $1,170 | $1,290 |
| 14555 | Rochester, NY | $710 | $810 | $1,020 | $1,260 | $1,380 |
| 14556 | Rochester, NY | $650 | $740 | $930 | $1,150 | $1,260 |
| 14558 | Rochester, NY | $650 | $740 | $930 | $1,150 | $1,260 |
| 14559 | Rochester, NY | $860 | $980 | $1,230 | $1,520 | $1,670 |
| 14560 | Rochester, NY | $850 | $960 | $1,210 | $1,500 | $1,640 |
| 14561 | Rochester, NY | $710 | $810 | $1,020 | $1,260 | $1,380 |
| 14563 | Rochester, NY | $640 | $730 | $920 | $1,140 | $1,250 |
| 14564 | Rochester, NY | $1,040 | $1,180 | $1,480 | $1,830 | $2,010 |
| 14568 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14571 | Rochester, NY | $1,060 | $1,200 | $1,510 | $1,870 | $2,050 |
| 14572 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14580 | Rochester, NY | $860 | $980 | $1,230 | $1,520 | $1,670 |
| 14585 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14586 | Rochester, NY | $980 | $1,120 | $1,400 | $1,730 | $1,900 |
| 14589 | Rochester, NY | $660 | $760 | $950 | $1,170 | $1,290 |
| 14590 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14592 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14602 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14603 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14604 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14605 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14606 | Rochester, NY | $690 | $780 | $980 | $1,210 | $1,330 |
| 14607 | Rochester, NY | $810 | $920 | $1,160 | $1,430 | $1,570 |
| 14608 | Rochester, NY | $670 | $770 | $960 | $1,190 | $1,300 |
| 14609 | Rochester, NY | $690 | $780 | $980 | $1,210 | $1,330 |
| 14610 | Rochester, NY | $730 | $830 | $1,040 | $1,290 | $1,410 |
| 14611 | Rochester, NY | $710 | $810 | $1,020 | $1,260 | $1,380 |
| 14612 | Rochester, NY | $780 | $890 | $1,120 | $1,380 | $1,520 |
| 14613 | Rochester, NY | $680 | $770 | $970 | $1,200 | $1,320 |
| 14614 | Rochester, NY | $670 | $770 | $950 | $1,180 | $1,290 |
| 14615 | Rochester, NY | $710 | $810 | $1,010 | $1,250 | $1,370 |
| 14616 | Rochester, NY | $730 | $830 | $1,040 | $1,290 | $1,410 |
| 14617 | Rochester, NY | $720 | $820 | $1,030 | $1,270 | $1,400 |
| 14618 | Rochester, NY | $900 | $1,020 | $1,280 | $1,580 | $1,740 |
| 14619 | Rochester, NY | $780 | $890 | $1,110 | $1,370 | $1,510 |
| 14620 | Rochester, NY | $750 | $850 | $1,070 | $1,320 | $1,450 |
| 14621 | Rochester, NY | $640 | $730 | $920 | $1,140 | $1,250 |
| 14622 | Rochester, NY | $730 | $840 | $1,050 | $1,300 | $1,420 |
| 14623 | Rochester, NY | $800 | $920 | $1,150 | $1,420 | $1,560 |
| 14624 | Rochester, NY | $840 | $960 | $1,200 | $1,480 | $1,630 |
| 14625 | Rochester, NY | $780 | $890 | $1,110 | $1,370 | $1,510 |
| 14626 | Rochester, NY | $840 | $960 | $1,200 | $1,480 | $1,630 |
| 14627 | Rochester, NY | $780 | $890 | $1,120 | $1,380 | $1,520 |
| 14638 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14639 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14642 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14643 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14646 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14647 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14649 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14650 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14651 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14652 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14653 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14692 | Rochester, NY | $740 | $850 | $1,060 | $1,310 | $1,440 |
| 14822 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14836 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14846 | Rochester, NY | $630 | $730 | $910 | $1,130 | $1,230 |
| 14884 | Rochester, NY | $650 | $740 | $930 | $1,150 | $1,260 |
2022 Average & Median Rent Data Statistics
ROCHESTER, NY average 1BR rent: $814, median: $800
ROCHESTER, NY average 2BR rent: $1,018, median: $995
ROCHESTER, NY average 3BR rent: $1,260, median: $1,230
ROCHESTER, NY Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 13,236 | $2,759,480,000 | $208,483 |
| Refi | 10,389 | $1,777,305,000 | $171,076 |
| Cash Out Refi | 6,321 | $1,287,165,000 | $203,633 |
| Home Improvement | 3,108 | $239,260,000 | $76,982 |
| Other | 2,819 | $229,505,000 | $81,414 |
| NA | 5 | $3,635,000 | $727,000 |
Rochester's most frequently cited loan purpose was Home Purchase, with 13,236 originations. The 2nd most popular reason was Refi, with 10,389 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 12,859 | $2,222,435,000 | $172,831 |
| 2.5-3% | 12,202 | $2,304,600,000 | $188,871 |
| <2.5% | 6,814 | $954,880,000 | $140,135 |
| 4-5% | 2,021 | $261,145,000 | $129,216 |
| 5-6% | 536 | $29,670,000 | $55,354 |
| 6-7% | 170 | $10,910,000 | $64,176 |
| 7-8% | 71 | $6,715,000 | $94,577 |
| Over 8% | 67 | $3,085,000 | $46,045 |
During 2021, Rochester's most frequently originated rate bucket was 3-4%, with 12,859 originations.
Loan Sizing (ROCHESTER, NY MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 16,321 | $2,348,895,000 | $143,919 |
| $100,000 or less | 10,989 | $644,805,000 | $58,677 |
| $200k-400k | 7,442 | $1,962,850,000 | $263,753 |
| $400k-600k | 829 | $390,085,000 | $470,549 |
| $600k-1000k | 156 | $114,630,000 | $734,808 |
| $Over $1MM | 141 | $835,085,000 | $5,922,589 |
ROCHESTER's loan sizing saw the bucket of loans from $100k-200k with 16,321 originations, totaling $2,348,895,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 11,323 | $2,402,805,000 | $212,206 |
| 60-80% | 11,172 | $2,383,200,000 | $213,319 |
| 40-60% | 5,237 | $770,445,000 | $147,116 |
| 20-40% | 3,985 | $300,355,000 | $75,371 |
| Under 20% | 2,761 | $89,725,000 | $32,497 |
| Over 100% | 178 | $44,700,000 | $251,124 |
ROCHESTER's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 11,323 originations, totaling $2,402,805,000 in origination value.