Corning Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Corning averaged 6.95% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

The average rate for the prior week (2025-04-03) was 6.97% and one month ago for the week of 2025-03-06, the average rate was 6.86%.

Corning's average rate one year ago was 7.15%.

For refis of the same type during the week of 2025-04-10, the average rate was 7.02%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-10 6.62%
Corning 30 Year Fixed Rate 2025-04-10 6.95%
Corning 30 Year Fixed Rate Refi 2025-04-10 7.02%
Corning 15 Year Fixed Rate 2025-04-10 5.82%
Corning 15 Year Fixed Rate Refi 2025-04-10 5.92%
Corning 30 Year FHA 2025-04-10 6.6%
Corning 30 Year FHA Refi 2025-04-10 6.63%
Corning 30 Year USDA 2025-04-10 6.65%
Corning 30 Year USDA Refi 2025-04-10 6.55%
Corning 30 Year VA 2025-04-10 6.39%
Corning 30 Year VA Refi 2025-04-10 6.09%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Corning, NY.

Corning Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Corning, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
CORNING 70 6.54% $4,289
Community Bank 45 7.54% $487
MOVEMENT MORTGAGE, LLC 34 6.59% $5,063
QUICKEN LOANS, LLC 31 6.87% $5,983
FIRST HERITAGE FEDERAL CREDIT UNION 27 6.55% $3,095
Premium Mortgage Corporation 23 6.76% $3,250
EVERETT FINANCIAL, INC. 18 6.68% $4,510
The Lyons National Bank 15 6.88% $3,395
PRIMELENDING, A PLAINSCAPITAL COMPANY 15 7.01% $5,287
1ST PRIORITY MORTGAGE, INC. 13 6.79% $4,424
Farm Credit East, ACA 9 7.44% $5,840
Genesee Regional Bank 9 6.85% $6,171
M&T Bank 7 6.98% $11,516
Chemung Canal Trust Company 7 6.84% $1,074
Five Star Bank 7 6.61% $3,190
Citizens & Northern Bank 6 6.83% $5,101
JPMorgan Chase Bank 5 7.13% $5,828
PARAGON HOME LOANS INC. 5 7.00% $4,750
HOME TOWN FUNDING, INC. 4 6.59% $3,171
UNITED WHOLESALE MORTGAGE, LLC 4 6.93% $5,774
21ST MORTGAGE CORPORATION 3 8.63% $6,810
ROYAL UNITED MORTGAGE LLC 3 7.25% $13,198
Wells Fargo Bank 3 6.67% $5,064
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 7.25% $6,076
KeyBank 3 6.21% $4,066
PREMIA MORTGAGE, LLC 3 6.51% $3,331
VISIONS 3 6.92% $4,884
Mr. Cooper ( Nationstar Mortgage ) 2 7.06% $5,109
CFCU Community Credit Union 2 5.75% $0
CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 4.88% $4,222
First National Bank of Pennsylvania 2 6.63% $7,673
GUARANTEED RATE, INC. 2 6.81% $6,050
HUNT MORTGAGE CORPORATION 2 7.25% $4,458
Ixonia Bank 2 7.13% $6,642
LOANDEPOT.COM, LLC 2 7.00% $5,240
PNC Bank 2 6.94% $5,389
HUDSON VALLEY CREDIT UNION 1 7.50% $2,755
HOMESTEAD FUNDING CORP. 1 6.63% $3,619
NAVY FEDERAL CREDIT UNION 1 6.63% $2,663
NJ LENDERS CORP. 1 5.99% $4,690
NORWICH COMMERCIAL GROUP, INC. 1 6.50% $4,426
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.13% $11,541
PLAZA HOME MORTGAGE, INC. 1 6.88% $6,659
Ally Bank 1 6.50% $10,882
First Federal Bank 1 6.50% $7,346
ESL Federal Credit Union 1 6.63% $4,842
Discover Bank 1 7.49% $0
CROSSCOUNTRY MORTGAGE, LLC 1 7.50% $5,032
RELIANT COMMUNITY FEDERAL CREDIT UNION 1 6.00% $3,152
CMG MORTGAGE, INC. 1 7.49% $4,714
SEFCU SERVICES, LLC 1 5.38% $3,247
CIBM Bank 1 6.50% $5,153
Tompkins Trust Company 1 5.63% $3,592
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 7.49% $4,788
Univest Bank and Trust Co. 1 6.88% $5,490
USAA Federal Savings Bank 1 6.63% $3,418
AMERICAN FINANCIAL NETWORK, INC. 1 7.63% $4,885
Wayne Bank 1 6.88% $5,660
Morgan Stanley Private Bank 1 5.95% $7,367

Corning Average Closing Costs & Other Stats

Corning, NY's 59 lenders originated 1,530 loans during 2024. The total origination value was $200,040,000, with an average loan value of $130,745.

Corning's average closing costs are $4,020.

The top Corning lender as defined by loan originations is CORNING, with 70 loans originated. Their average total fees are $4,289, which is $3,802 higher than the next largest lender, Community Bank.

The lowest fee Corning lenders (with over 10 loans originated) are Community Bank ($487), FIRST HERITAGE FEDERAL CREDIT UNION ($3,095), Premium Mortgage Corporation ($3,250), The Lyons National Bank ($3,395) and CORNING ($4,289).

The lowest rate Corning lenders (with over 10 loans originated) are CORNING (6.54%), FIRST HERITAGE FEDERAL CREDIT UNION (6.55%), MOVEMENT MORTGAGE, LLC (6.59%), EVERETT FINANCIAL, INC. (6.68%) and Premium Mortgage Corporation (6.76%).

Corning, NY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
CORNING $38,090,000 $32,980,000 -13.4% 16.5%
SERVU FEDERAL CREDIT UNION $17,930,000 $15,150,000 -15.5% 7.6%
Community Bank $19,150,000 $14,740,000 -23.0% 7.4%
QUICKEN LOANS, LLC $7,560,000 $11,685,000 54.6% 5.8%
FIRST HERITAGE FEDERAL CREDIT UNION $10,640,000 $11,500,000 8.1% 5.7%
MOVEMENT MORTGAGE, LLC $8,700,000 $10,255,000 17.9% 5.1%
HOME TOWN FUNDING, INC. $4,700,000 $8,025,000 70.7% 4.0%
Premium Mortgage Corporation $8,225,000 $7,100,000 -13.7% 3.5%
The Lyons National Bank $5,050,000 $5,645,000 11.8% 2.8%
PRIMELENDING, A PLAINSCAPITAL COMPANY $3,315,000 $5,600,000 68.9% 2.8%
Genesee Regional Bank $880,000 $4,960,000 463.6% 2.5%
M&T Bank $1,880,000 $4,725,000 151.3% 2.4%
Five Star Bank $4,040,000 $4,630,000 14.6% 2.3%
EVERETT FINANCIAL, INC. $4,465,000 n/a 2.2%
Citizens & Northern Bank $3,860,000 $4,000,000 3.6% 2.0%
Farm Credit East, ACA $2,250,000 $3,185,000 41.6% 1.6%
ESL Federal Credit Union $2,095,000 $2,980,000 42.2% 1.5%
Mortgage Research Center, LLC $3,995,000 $2,920,000 -26.9% 1.5%
1ST PRIORITY MORTGAGE, INC. $3,715,000 $2,905,000 -21.8% 1.5%
The Canandaigua National Bank and Trust Company $1,150,000 $2,605,000 126.5% 1.3%
Chemung Canal Trust Company $2,260,000 $2,130,000 -5.8% 1.1%
AMERICAN FINANCIAL NETWORK, INC. $465,000 $1,670,000 259.1% 0.8%
Tompkins Trust Company $65,000 $1,670,000 2,469.2% 0.8%
JPMorgan Chase Bank $1,090,000 $1,565,000 43.6% 0.8%
VISIONS $1,645,000 $1,385,000 -15.8% 0.7%
NAVY FEDERAL CREDIT UNION $265,000 $1,335,000 403.8% 0.7%
KeyBank $145,000 $1,220,000 741.4% 0.6%
Wells Fargo Bank $1,245,000 $1,140,000 -8.4% 0.6%
First National Bank of Pennsylvania $1,090,000 n/a 0.5%
PARAGON HOME LOANS INC. $6,510,000 $1,090,000 -83.3% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $215,000 $940,000 337.2% 0.5%
FREEDOM MORTGAGE CORPORATION $215,000 $935,000 334.9% 0.5%
PREMIA MORTGAGE, LLC $665,000 $865,000 30.1% 0.4%
Ixonia Bank $810,000 n/a 0.4%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $165,000 $785,000 375.8% 0.4%
ROYAL UNITED MORTGAGE LLC $740,000 n/a 0.4%
21ST MORTGAGE CORPORATION $1,085,000 $720,000 -33.6% 0.4%
USAA Federal Savings Bank $85,000 $670,000 688.2% 0.3%
Citizens Bank $980,000 $660,000 -32.7% 0.3%
Morgan Stanley Private Bank $655,000 n/a 0.3%
U.S. Bank $115,000 $615,000 434.8% 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $125,000 $595,000 376.0% 0.3%
First Citizens Community Bank $570,000 n/a 0.3%
GUARANTEED RATE, INC. $560,000 n/a 0.3%
LOANDEPOT.COM, LLC $95,000 $540,000 468.4% 0.3%
UNITED WHOLESALE MORTGAGE, LLC $1,205,000 $525,000 -56.4% 0.3%
Bank of America $895,000 $510,000 -43.0% 0.3%
First Federal Bank $1,095,000 $505,000 -53.9% 0.3%
PNC Bank $500,000 n/a 0.2%
Magnolia Bank $465,000 n/a 0.2%
Barrington Bank & Trust Company, N.A. $570,000 $445,000 -21.9% 0.2%
CFCU Community Credit Union $75,000 $435,000 480.0% 0.2%
Equity Prime Mortgage LLC $430,000 n/a 0.2%
GENESEE VALLEY $105,000 $430,000 309.5% 0.2%
SEFCU SERVICES, LLC $395,000 $425,000 7.6% 0.2%
RELIANT COMMUNITY FEDERAL CREDIT UNION $70,000 $420,000 500.0% 0.2%
Tioga State Bank $510,000 $420,000 -17.6% 0.2%
NEWREZ LLC $1,145,000 $405,000 -64.6% 0.2%
Discover Bank $175,000 $395,000 125.7% 0.2%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $390,000 n/a 0.2%
CREDIT HUMAN FEDERAL CREDIT UNION $350,000 n/a 0.2%
CROSSCOUNTRY MORTGAGE, LLC $370,000 $340,000 -8.1% 0.2%
Flagstar Bank, FSB $175,000 $340,000 94.3% 0.2%
Citadel Servicing Corporation $325,000 n/a 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $325,000 n/a 0.2%
Ally Bank $245,000 $315,000 28.6% 0.2%
RELIANCE FIRST CAPITAL, LLC $125,000 $300,000 140.0% 0.1%
CIBM Bank $295,000 n/a 0.1%
PENNYMAC LOAN SERVICES, LLC $1,035,000 $280,000 -72.9% 0.1%
Armed Forces Bank $275,000 n/a 0.1%
Logan Finance Corporation $275,000 n/a 0.1%
Wayne Bank $940,000 $245,000 -73.9% 0.1%
AMERICU Credit Union $295,000 $220,000 -25.4% 0.1%
Evans Bank $65,000 $220,000 238.5% 0.1%
TRIAD FINANCIAL SERVICES, INC. $220,000 n/a 0.1%
RANLIFE, INC. $215,000 n/a 0.1%
HUNT MORTGAGE CORPORATION $170,000 $210,000 23.5% 0.1%
HOMESTEAD FUNDING CORP. $145,000 $205,000 41.4% 0.1%
Empower Federal Credit Union $905,000 $195,000 -78.5% 0.1%
GUARANTEED RATE AFFINITY, LLC $185,000 n/a 0.1%
US MORTGAGE CORPORATION $365,000 $175,000 -52.1% 0.1%
CMG MORTGAGE, INC. $245,000 $165,000 -32.7% 0.1%
NORWICH COMMERCIAL GROUP, INC. $630,000 $160,000 -74.6% 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $145,000 n/a 0.1%
NJ LENDERS CORP. $145,000 n/a 0.1%
Northwest Bank $355,000 $145,000 -59.2% 0.1%
PENTAGON FEDERAL CREDIT UNION $145,000 n/a 0.1%
STATE EMPLOYEES FEDERAL CREDIT UNION $25,000 $130,000 420.0% 0.1%
PLAZA HOME MORTGAGE, INC. $260,000 $125,000 -51.9% 0.1%
Univest Bank and Trust Co. $175,000 $125,000 -28.6% 0.1%
FIRST TECHNOLOGY $115,000 n/a 0.1%
PS Bank $115,000 n/a 0.1%
Red River Bank $115,000 n/a 0.1%
TD Bank $550,000 $115,000 -79.1% 0.1%
The Honesdale National Bank $355,000 $115,000 -67.6% 0.1%
HUDSON VALLEY CREDIT UNION $85,000 n/a 0.0%
Savannah Bank $75,000 n/a 0.0%
First National Bank of America $45,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%
Bethpage Federal Credit Union $55,000 $15,000 -72.7% 0.0%
FAMILY FIRST OF NY $65,000 $15,000 -76.9% 0.0%
THE SUMMIT Federal Credit Union $15,000 n/a 0.0%

Corning's top lender by overall market share is CORNING, with 16.5% market share. In second place, with 7.6%, is SERVU FEDERAL CREDIT UNION, having originated $15,150,000 in loans. In third place, with 7.4%, is Community Bank, having originated $14,740,000 in loans. In fourth place, with 5.8%, is QUICKEN LOANS, LLC, having originated $11,685,000 in loans. In fifth place, with 5.7%, is FIRST HERITAGE FEDERAL CREDIT UNION, having originated $11,500,000 in loans.


Corning Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Corning (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $130,950 (5.1%) $195,193 (2.6%) 0.00 390
2018-02-01 $138,450 (13.2%) $195,337 (3.4%) 0.00 382
2018-03-01 $139,000 (7.2%) $197,702 (1.4%) 0.00 367
2018-04-01 $129,900 (0.7%) $197,220 (0.0%) 0.00 365
2018-05-01 $129,450 (-4.6%) $198,134 (-12.6%) 0.00 397
2018-06-01 $129,900 (-7.2%) $199,436 (-12.1%) 0.00 418
2018-07-01 $138,450 (-1.0%) $199,893 (-11.1%) 0.00 449
2018-08-01 $134,900 (-5.3%) $197,284 (-11.3%) 0.00 465
2018-09-01 $133,400 (-1.1%) $198,011 (-11.4%) 0.00 462
2018-10-01 $130,075 (-5.4%) $196,526 (-13.5%) 0.00 455
2018-11-01 $134,900 (-7.0%) $199,527 (-11.5%) 0.00 435
2018-12-01 $129,300 (-7.3%) $199,188 (-0.6%) 0.00 379
2019-01-01 $129,100 (-1.4%) $188,873 (-3.2%) 0.00 343
2019-02-01 $129,750 (-6.3%) $191,422 (-2.0%) 0.00 336
2019-03-01 $138,386 (-0.4%) $207,107 (4.8%) 0.00 321
2019-04-01 $148,286 (14.2%) $224,242 (13.7%) 0.00 303
2019-05-01 $141,950 (9.7%) $219,504 (10.8%) 0.00 330
2019-06-01 $151,000 (16.2%) $220,853 (10.7%) 0.00 341
2019-07-01 $149,650 (8.1%) $210,653 (5.4%) 0.00 371
2019-08-01 $142,173 (5.4%) $209,551 (6.2%) 0.00 371
2019-09-01 $138,082 (3.5%) $208,941 (5.5%) 0.00 369
2019-10-01 $135,355 (4.1%) $208,290 (6.0%) 0.00 362
2019-11-01 $139,900 (3.7%) $217,629 (9.1%) 0.00 325
2019-12-01 $139,900 (8.2%) $218,866 (9.9%) 0.00 329
2020-01-01 $135,900 (5.3%) $213,731 (13.2%) 0.00 309
2020-02-01 $135,900 (4.7%) $217,529 (13.6%) 0.00 279
2020-03-01 $137,225 (-0.8%) $217,556 (5.1%) 0.00 263
2020-04-01 $146,725 (-1.1%) $233,580 (4.2%) 0.00 245
2020-05-01 $149,900 (5.6%) $244,239 (11.3%) 0.00 237
2020-06-01 $153,975 (2.0%) $234,971 (6.4%) 0.00 252
2020-07-01 $167,700 (12.1%) $238,356 (13.2%) 0.00 249
2020-08-01 $164,900 (16.0%) $233,561 (11.5%) 0.00 249
2020-09-01 $179,450 (30.0%) $247,846 (18.6%) 0.00 244
2020-10-01 $174,900 (29.2%) $240,447 (15.4%) 0.00 226
2020-11-01 $179,575 (28.4%) $256,571 (17.9%) 0.00 218
2020-12-01 $177,175 (26.6%) $262,800 (20.1%) 0.00 196
2021-01-01 $173,950 (28.0%) $264,578 (23.8%) 0.00 187
2021-02-01 $185,000 (36.1%) $284,925 (31.0%) 0.00 160
2021-03-01 $194,900 (42.0%) $292,731 (34.6%) 0.00 151
2021-04-01 $174,950 (19.2%) $293,517 (25.7%) 0.00 129
2021-05-01 $199,700 (33.2%) $291,852 (19.5%) 0.00 117
2021-06-01 $182,400 (18.5%) $308,372 (31.2%) 0.00 127
2021-07-01 $175,000 (4.4%) $294,485 (23.6%) 0.00 146
2021-08-01 $177,450 (7.6%) $266,584 (14.1%) 0.00 158
2021-09-01 $185,250 (3.2%) $270,911 (9.3%) 0.00 167
2021-10-01 $179,900 (2.9%) $251,589 (4.6%) 0.00 174
2021-11-01 $176,500 (-1.7%) $243,587 (-5.1%) 0.00 168
2021-12-01 $168,450 (-4.9%) $240,511 (-8.5%) 0.00 152
2022-01-01 $169,950 (-2.3%) $249,781 (-5.6%) 0.00 139
2022-02-01 $159,950 (-13.5%) $243,590 (-14.5%) 0.00 127
2022-03-01 $163,675 (-16.0%) $247,843 (-15.3%) 0.00 109
2022-04-01 $174,900 (0.0%) $254,148 (-13.4%) 0.00 101
2022-05-01 $179,225 (-10.3%) $260,506 (-10.7%) 0.00 115
2022-06-01 $188,750 (3.5%) $275,437 (-10.7%) 0.00 149
2022-07-01 $196,950 (12.5%) $283,650 (-3.7%) 0.00 166
2022-08-01 $199,000 (12.1%) $284,659 (6.8%) 0.00 182
2022-09-01 $202,175 (9.1%) $315,387 (16.4%) 0.00 175
2022-10-01 $185,500 (3.1%) $306,923 (22.0%) 0.00 178
2022-11-01 $187,000 (6.0%) $313,933 (28.9%) 0.00 165
2022-12-01 $181,250 (7.6%) $303,304 (26.1%) 0.00 144
2023-01-01 $174,950 (2.9%) $293,582 (17.5%) 0.00 124
2023-02-01 $174,450 (9.1%) $286,240 (17.5%) 0.00 120
2023-03-01 $172,375 (5.3%) $242,680 (-2.1%) 0.00 122
2023-04-01 $179,000 (2.3%) $242,575 (-4.6%) 0.00 114
2023-05-01 $189,900 (6.0%) $242,436 (-6.9%) 0.00 129
2023-06-01 $179,700 (-4.8%) $280,263 (1.8%) 0.00 135
2023-07-01 $182,450 (-7.4%) $294,897 (4.0%) 0.00 136
2023-08-01 $186,225 (-6.4%) $292,725 (2.8%) 0.00 148
2023-09-01 $199,000 (-1.6%) $301,620 (-4.4%) 0.00 163
2023-10-01 $187,175 (0.9%) $282,877 (-7.8%) 0.00 183
2023-11-01 $184,950 (-1.1%) $272,116 (-13.3%) 0.00 179
2023-12-01 $173,000 (-4.6%) $255,847 (-15.7%) 0.00 161
2024-01-01 $165,000 (-5.7%) $240,787 (-18.0%) 0.00 138
2024-02-01 $181,725 (4.2%) $250,275 (-12.6%) 0.00 124
2024-03-01 $196,950 (14.3%) $272,740 (12.4%) 0.00 119
2024-04-01 $209,450 (17.0%) $275,003 (13.4%) 0.00 119
2024-05-01 $244,225 (28.6%) $286,971 (18.4%) 0.00 129
2024-06-01 $250,000 (39.1%) $288,596 (3.0%) 0.00 154
2024-07-01 $239,974 (31.5%) $280,611 (-4.8%) 0.00 180
2024-08-01 $225,000 (20.8%) $266,898 (-8.8%) 0.00 191
2024-09-01 $208,700 (4.9%) $265,662 (-11.9%) 0.00 211
2024-10-01 $194,450 (3.9%) $246,989 (-12.7%) 0.00 198
2024-11-01 $185,000 (0.0%) $249,851 (-8.2%) 0.00 180
2024-12-01 $182,450 (5.5%) $248,521 (-2.9%) 0.00 174
2025-01-01 $179,900 (9.0%) $236,159 (-1.9%) 0.00 163
2025-02-01 $186,175 (2.5%) $241,972 (-3.3%) 0.00 172
2025-03-01 $205,000 (4.1%) $259,807 (-4.7%) 0.00 162
Corning's median listing price for 2025-03-01 was $205,000, a difference of $8,050 (4.1%) versus the prior year and $18,825 versus the prior month.

Corning's median listing price comes in at 0% of the national average.

Corning's average listing price for 2025-03-01 was $259,807, a difference of $-12,933 (-4.7%) versus the prior year and $17,835 versus the prior month.

For the 2025-03-01 period, Corning had 162 MLS listings, a difference of -10 listings (-6%) versus the prior month and 43 listings (36%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Corning (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,724 sqft
2018-02-01 0 days 1,755 sqft
2018-03-01 0 days 1,800 sqft
2018-04-01 0 days 1,792 sqft
2018-05-01 0 days 1,684 sqft
2018-06-01 0 days 1,680 sqft
2018-07-01 0 days 1,768 sqft
2018-08-01 0 days 1,741 sqft
2018-09-01 0 days 1,712 sqft
2018-10-01 0 days 1,670 sqft
2018-11-01 0 days 1,734 sqft
2018-12-01 0 days 1,704 sqft
2019-01-01 0 days 1,756 sqft
2019-02-01 0 days 1,750 sqft
2019-03-01 0 days 1,802 sqft
2019-04-01 0 days 1,837 sqft
2019-05-01 0 days 1,755 sqft
2019-06-01 0 days 1,804 sqft
2019-07-01 0 days 1,810 sqft
2019-08-01 0 days 1,824 sqft
2019-09-01 0 days 1,806 sqft
2019-10-01 0 days 1,794 sqft
2019-11-01 0 days 1,784 sqft
2019-12-01 0 days 1,782 sqft
2020-01-01 0 days 1,728 sqft
2020-02-01 0 days 1,770 sqft
2020-03-01 0 days 1,811 sqft
2020-04-01 0 days 1,886 sqft
2020-05-01 0 days 1,886 sqft
2020-06-01 0 days 1,858 sqft
2020-07-01 0 days 1,877 sqft
2020-08-01 0 days 1,898 sqft
2020-09-01 0 days 1,963 sqft
2020-10-01 0 days 1,914 sqft
2020-11-01 0 days 1,988 sqft
2020-12-01 0 days 1,992 sqft
2021-01-01 0 days 1,914 sqft
2021-02-01 0 days 1,976 sqft
2021-03-01 0 days 2,016 sqft
2021-04-01 0 days 2,042 sqft
2021-05-01 0 days 1,992 sqft
2021-06-01 0 days 1,882 sqft
2021-07-01 0 days 1,790 sqft
2021-08-01 0 days 1,754 sqft
2021-09-01 0 days 1,782 sqft
2021-10-01 0 days 1,797 sqft
2021-11-01 0 days 1,803 sqft
2021-12-01 0 days 1,804 sqft
2022-01-01 0 days 1,744 sqft
2022-02-01 0 days 1,766 sqft
2022-03-01 0 days 1,736 sqft
2022-04-01 0 days 1,793 sqft
2022-05-01 0 days 1,909 sqft
2022-06-01 0 days 1,969 sqft
2022-07-01 0 days 1,976 sqft
2022-08-01 0 days 1,884 sqft
2022-09-01 0 days 1,889 sqft
2022-10-01 0 days 1,864 sqft
2022-11-01 0 days 1,927 sqft
2022-12-01 0 days 1,939 sqft
2023-01-01 0 days 1,848 sqft
2023-02-01 0 days 1,846 sqft
2023-03-01 0 days 1,768 sqft
2023-04-01 0 days 1,821 sqft
2023-05-01 0 days 1,838 sqft
2023-06-01 0 days 1,821 sqft
2023-07-01 0 days 1,848 sqft
2023-08-01 0 days 1,755 sqft
2023-09-01 0 days 1,787 sqft
2023-10-01 0 days 1,778 sqft
2023-11-01 0 days 1,744 sqft
2023-12-01 0 days 1,723 sqft
2024-01-01 0 days 1,728 sqft
2024-02-01 0 days 1,747 sqft
2024-03-01 0 days 1,837 sqft
2024-04-01 0 days 1,786 sqft
2024-05-01 0 days 1,836 sqft
2024-06-01 0 days 1,843 sqft
2024-07-01 0 days 1,860 sqft
2024-08-01 0 days 1,781 sqft
2024-09-01 0 days 1,778 sqft
2024-10-01 0 days 1,800 sqft
2024-11-01 0 days 1,800 sqft
2024-12-01 0 days 1,720 sqft
2025-01-01 0 days 1,711 sqft
2025-02-01 0 days 1,692 sqft
2025-03-01 0 days 1,789 sqft
Corning's median listing age (time on market) for 2025-03-01 was 0 days.

Corning's median square footage for active listings during the 2025-03-01 period was 1,789 sqft. One year prior, the average listing was 1,837 sqft.

Corning, NY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 757 $136,825,000 $180,746
Home Improvement 279 $16,665,000 $59,731
Other 241 $15,815,000 $65,622
Refi 149 $18,305,000 $122,852
Cash Out Refi 104 $12,430,000 $119,519

Corning's most frequently cited loan purpose was Home Purchase, with 757 originations. The 2nd most popular reason was Home Improvement, with 279 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 596 $94,460,000 $158,490
7-8% 373 $52,735,000 $141,381
Over 8% 192 $15,950,000 $83,073
5-6% 101 $17,015,000 $168,465
4-5% 18 $2,330,000 $129,444
<2.5% 16 $700,000 $43,750
3-4% 3 $455,000 $151,667

During 2024, Corning's most frequently originated rate bucket was 6-7%, with 596 originations.

Loan Sizing (Corning, NY MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 758 $40,360,000 $53,245
$100k-200k 515 $72,635,000 $141,039
$200k-400k 207 $54,395,000 $262,778
$400k-600k 28 $13,200,000 $471,429
$600k-1000k 16 $11,240,000 $702,500
$Over $1MM 6 $8,210,000 $1,368,333

Corning's loan sizing saw the bucket of loans from $100,000 or less with 758 originations, totaling $40,360,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 499 $92,775,000 $185,922
60-80% 272 $48,910,000 $179,816
20-40% 202 $14,850,000 $73,515
Under 20% 188 $6,960,000 $37,021
40-60% 124 $18,130,000 $146,210
Over 100% 6 $1,350,000 $225,000

Corning's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 499 originations, totaling $92,775,000 in origination value.