Seneca Falls Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Seneca Falls averaged 6.54% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

The average rate for the prior week (2025-04-03) was 6.56% and one month ago for the week of 2025-03-06, the average rate was 6.55%.

Seneca Falls's average rate one year ago was 6.84%.

For refis of the same type during the week of 2025-04-10, the average rate was 7.12%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-10 6.62%
Seneca Falls 30 Year Fixed Rate 2025-04-10 6.54%
Seneca Falls 30 Year Fixed Rate Refi 2025-04-10 7.12%
Seneca Falls 15 Year Fixed Rate 2025-04-10 5.72%
Seneca Falls 15 Year Fixed Rate Refi 2025-04-10 6.12%
Seneca Falls 30 Year FHA 2025-04-10 6.33%
Seneca Falls 30 Year FHA Refi 2025-04-10 6.43%
Seneca Falls 30 Year USDA 2025-04-10 6.35%
Seneca Falls 30 Year USDA Refi 2025-04-10 6.45%
Seneca Falls 30 Year VA 2025-04-10 6.39%
Seneca Falls 30 Year VA Refi 2025-04-10 6.29%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Seneca Falls, NY.

Seneca Falls Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Seneca Falls, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
The Lyons National Bank 43 6.97% $3,840
Community Bank 16 7.41% $1,752
Premium Mortgage Corporation 14 6.62% $4,101
QUICKEN LOANS, LLC 13 7.15% $5,730
Genesee Regional Bank 10 7.13% $6,162
Tompkins Trust Company 9 6.51% $3,641
PRIMELENDING, A PLAINSCAPITAL COMPANY 7 7.09% $4,569
CFCU Community Credit Union 6 6.15% $0
UNITED WHOLESALE MORTGAGE, LLC 6 6.31% $6,638
Farm Credit East, ACA 5 7.29% $4,647
1ST PRIORITY MORTGAGE, INC. 4 6.53% $4,523
Five Star Bank 3 6.63% $3,649
THE SUMMIT Federal Credit Union 3 6.67% $2,887
RELIANT COMMUNITY FEDERAL CREDIT UNION 3 6.33% $2,918
MOVEMENT MORTGAGE, LLC 3 6.56% $18,973
Wayne Bank 2 6.13% $2,314
FIRST HERITAGE FEDERAL CREDIT UNION 2 6.69% $3,651
HOME TOWN FUNDING, INC. 2 6.31% $4,687
JPMorgan Chase Bank 2 6.99% $7,067
KeyBank 2 6.88% $4,822
M&T Bank 2 6.63% $5,302
PLAZA HOME MORTGAGE, INC. 2 6.56% $9,791
NAVY FEDERAL CREDIT UNION 1 7.00% $2,659
ROYAL UNITED MORTGAGE LLC 1 7.63% $6,523
Mr. Cooper ( Nationstar Mortgage ) 1 8.00% $3,915
ESL Federal Credit Union 1 6.25% $8,273
CARDINAL FINANCIAL 1 6.99% $9,629
Bethpage Federal Credit Union 1 6.63% $6,417
U.S. Bank 1 7.63% $12,577
Bank of America 1 5.63% $9,215

Seneca Falls Average Closing Costs & Other Stats

Seneca Falls, NY's 30 lenders originated 446 loans during 2024. The total origination value was $78,570,000, with an average loan value of $176,166.

Seneca Falls's average closing costs are $4,366.

The top Seneca Falls lender as defined by loan originations is The Lyons National Bank, with 43 loans originated. Their average total fees are $3,840, which is $2,088 higher than the next largest lender, Community Bank.

The lowest fee Seneca Falls lenders (with over 10 loans originated) are Community Bank ($1,752), The Lyons National Bank ($3,840), Premium Mortgage Corporation ($4,101), QUICKEN LOANS, LLC ($5,730) and Genesee Regional Bank ($6,162).

The lowest rate Seneca Falls lenders (with over 10 loans originated) are Premium Mortgage Corporation (6.62%), The Lyons National Bank (6.97%), Genesee Regional Bank (7.13%), QUICKEN LOANS, LLC (7.15%) and Community Bank (7.41%).

Seneca Falls, NY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
The Lyons National Bank $12,475,000 $13,160,000 5.5% 16.7%
Tompkins Trust Company $4,870,000 $8,310,000 70.6% 10.6%
Community Bank $6,220,000 $5,765,000 -7.3% 7.3%
QUICKEN LOANS, LLC $4,020,000 $5,555,000 38.2% 7.1%
HOME TOWN FUNDING, INC. $105,000 $4,690,000 4,366.7% 6.0%
Premium Mortgage Corporation $1,950,000 $2,870,000 47.2% 3.7%
ESL Federal Credit Union $1,620,000 $2,590,000 59.9% 3.3%
M&T Bank $1,175,000 $2,455,000 108.9% 3.1%
THE SUMMIT Federal Credit Union $1,125,000 $2,400,000 113.3% 3.1%
Genesee Regional Bank $2,975,000 $2,335,000 -21.5% 3.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $975,000 $1,950,000 100.0% 2.5%
Wayne Bank $1,055,000 $1,910,000 81.0% 2.4%
MOVEMENT MORTGAGE, LLC $335,000 $1,745,000 420.9% 2.2%
Farm Credit East, ACA $2,275,000 $1,730,000 -24.0% 2.2%
CFCU Community Credit Union $1,180,000 $1,380,000 16.9% 1.8%
Five Star Bank $1,575,000 $1,315,000 -16.5% 1.7%
FINGER LAKES $890,000 $1,290,000 44.9% 1.6%
RELIANT COMMUNITY FEDERAL CREDIT UNION $425,000 $1,250,000 194.1% 1.6%
Tioga State Bank $365,000 $1,205,000 230.1% 1.5%
UNITED WHOLESALE MORTGAGE, LLC $3,350,000 $1,160,000 -65.4% 1.5%
1ST PRIORITY MORTGAGE, INC. $190,000 $1,145,000 502.6% 1.5%
The Canandaigua National Bank and Trust Company $485,000 $875,000 80.4% 1.1%
Mortgage Research Center, LLC $690,000 $865,000 25.4% 1.1%
Bank of America $1,105,000 $780,000 -29.4% 1.0%
PLAZA HOME MORTGAGE, INC. $1,055,000 $770,000 -27.0% 1.0%
KeyBank $175,000 $700,000 300.0% 0.9%
JPMorgan Chase Bank $520,000 $540,000 3.8% 0.7%
USAA Federal Savings Bank $135,000 $535,000 296.3% 0.7%
FIRST HERITAGE FEDERAL CREDIT UNION $170,000 $510,000 200.0% 0.6%
FREEDOM MORTGAGE CORPORATION $480,000 n/a 0.6%
CORNING $100,000 $465,000 365.0% 0.6%
NEWREZ LLC $445,000 n/a 0.6%
NAVY FEDERAL CREDIT UNION $680,000 $440,000 -35.3% 0.6%
U.S. Bank $420,000 n/a 0.5%
Bethpage Federal Credit Union $335,000 n/a 0.4%
CARDINAL FINANCIAL $560,000 $335,000 -40.2% 0.4%
EVERETT FINANCIAL, INC. $330,000 n/a 0.4%
Discover Bank $45,000 $255,000 466.7% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $235,000 n/a 0.3%
Citizens Bank $1,045,000 $225,000 -78.5% 0.3%
Empower Federal Credit Union $250,000 $205,000 -18.0% 0.3%
Generations Bank $1,760,000 $190,000 -89.2% 0.2%
Chemung Canal Trust Company $730,000 $180,000 -75.3% 0.2%
TRIAD FINANCIAL SERVICES, INC. $165,000 $175,000 6.1% 0.2%
ROYAL UNITED MORTGAGE LLC $295,000 $170,000 -42.4% 0.2%
Equity Prime Mortgage LLC $165,000 n/a 0.2%
The Federal Savings Bank $165,000 n/a 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $605,000 $125,000 -79.3% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $115,000 n/a 0.1%
GPO Federal Credit Union $105,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $135,000 $105,000 -22.2% 0.1%
Barrington Bank & Trust Company, N.A. $95,000 n/a 0.1%
AMERICU Credit Union $160,000 $55,000 -65.6% 0.1%
Savannah Bank $80,000 $35,000 -56.3% 0.0%
VISIONS $705,000 $35,000 -95.0% 0.0%
SERVU FEDERAL CREDIT UNION $120,000 $15,000 -87.5% 0.0%

Seneca Falls's top lender by overall market share is The Lyons National Bank, with 16.7% market share. In second place, with 10.6%, is Tompkins Trust Company, having originated $8,310,000 in loans. In third place, with 7.3%, is Community Bank, having originated $5,765,000 in loans. In fourth place, with 7.1%, is QUICKEN LOANS, LLC, having originated $5,555,000 in loans. In fifth place, with 6.0%, is HOME TOWN FUNDING, INC., having originated $4,690,000 in loans.


Seneca Falls Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Seneca Falls (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $141,000 (-2.7%) $190,661 (-22.1%) 0.00 111
2018-02-01 $127,400 (-20.1%) $182,792 (-26.8%) 0.00 104
2018-03-01 $140,450 (-27.8%) $185,775 (-35.6%) 0.00 104
2018-04-01 $166,975 (-16.3%) $220,602 (-14.0%) 0.00 105
2018-05-01 $188,750 (-9.9%) $250,052 (-1.3%) 0.00 111
2018-06-01 $199,900 (0.2%) $249,847 (0.1%) 0.00 109
2018-07-01 $204,900 (8.4%) $263,647 (8.8%) 0.00 107
2018-08-01 $190,950 (3.5%) $239,502 (0.9%) 0.00 118
2018-09-01 $179,900 (-1.1%) $233,539 (-3.0%) 0.00 118
2018-10-01 $183,825 (3.1%) $269,077 (16.4%) 0.00 108
2018-11-01 $177,175 (10.8%) $265,506 (17.3%) 0.00 114
2018-12-01 $144,993 (-3.3%) $251,255 (20.2%) 0.00 106
2019-01-01 $139,350 (-1.2%) $252,936 (32.7%) 0.00 103
2019-02-01 $150,475 (18.1%) $261,146 (42.9%) 0.00 92
2019-03-01 $164,429 (17.1%) $262,359 (41.2%) 0.00 88
2019-04-01 $177,179 (6.1%) $261,175 (18.4%) 0.00 87
2019-05-01 $203,650 (7.9%) $272,652 (9.0%) 0.00 93
2019-06-01 $199,900 (0.0%) $302,243 (21.0%) 0.00 91
2019-07-01 $192,450 (-6.1%) $316,909 (20.2%) 0.00 96
2019-08-01 $188,536 (-1.3%) $319,895 (33.6%) 0.00 93
2019-09-01 $186,491 (3.7%) $328,719 (40.8%) 0.00 91
2019-10-01 $185,127 (0.7%) $336,577 (25.1%) 0.00 87
2019-11-01 $175,400 (-1.0%) $327,192 (23.2%) 0.00 79
2019-12-01 $169,200 (16.7%) $294,311 (17.1%) 0.00 75
2020-01-01 $159,900 (14.8%) $270,887 (7.1%) 0.00 66
2020-02-01 $150,750 (0.2%) $261,954 (0.3%) 0.00 71
2020-03-01 $171,200 (4.1%) $292,083 (11.3%) 0.00 77
2020-04-01 $171,200 (-3.4%) $288,625 (10.5%) 0.00 73
2020-05-01 $177,700 (-12.7%) $287,081 (5.3%) 0.00 72
2020-06-01 $184,500 (-7.7%) $316,040 (4.6%) 0.00 57
2020-07-01 $194,450 (1.0%) $331,721 (4.7%) 0.00 52
2020-08-01 $175,000 (-7.2%) $317,628 (-0.7%) 0.00 49
2020-09-01 $172,400 (-7.6%) $318,692 (-3.1%) 0.00 49
2020-10-01 $137,068 (-26.0%) $256,342 (-23.8%) 0.00 51
2020-11-01 $141,909 (-19.1%) $250,352 (-23.5%) 0.00 47
2020-12-01 $134,900 (-20.3%) $242,870 (-17.5%) 0.00 46
2021-01-01 $132,000 (-17.5%) $279,126 (3.0%) 0.00 39
2021-02-01 $130,950 (-13.1%) $308,262 (17.7%) 0.00 29
2021-03-01 $152,400 (-11.0%) $367,607 (25.9%) 0.00 28
2021-04-01 $139,900 (-18.3%) $341,496 (18.3%) 0.00 24
2021-05-01 $154,900 (-12.8%) $348,315 (21.3%) 0.00 24
2021-06-01 $177,450 (-3.8%) $396,036 (25.3%) 0.00 36
2021-07-01 $175,000 (-10.0%) $473,054 (42.6%) 0.00 45
2021-08-01 $198,475 (13.4%) $347,538 (9.4%) 0.00 38
2021-09-01 $214,900 (24.7%) $346,756 (8.8%) 0.00 34
2021-10-01 $203,725 (48.6%) $370,401 (44.5%) 0.00 31
2021-11-01 $205,725 (45.0%) $319,277 (27.5%) 0.00 32
2021-12-01 $167,450 (24.1%) $260,685 (7.3%) 0.00 23
2022-01-01 $124,900 (-5.4%) $189,996 (-31.9%) 0.00 21
2022-02-01 $135,400 (3.4%) $209,335 (-32.1%) 0.00 19
2022-03-01 $145,750 (-4.4%) $196,623 (-46.5%) 0.00 26
2022-04-01 $179,400 (28.2%) $291,045 (-14.8%) 0.00 31
2022-05-01 $219,675 (41.8%) $295,883 (-15.1%) 0.00 28
2022-06-01 $255,950 (44.2%) $379,112 (-4.3%) 0.00 37
2022-07-01 $219,900 (25.7%) $322,280 (-31.9%) 0.00 36
2022-08-01 $157,475 (-20.7%) $303,882 (-12.6%) 0.00 41
2022-09-01 $149,900 (-30.3%) $236,889 (-31.7%) 0.00 36
2022-10-01 $155,900 (-23.5%) $282,258 (-23.8%) 0.00 35
2022-11-01 $158,900 (-22.8%) $333,722 (4.5%) 0.00 37
2022-12-01 $165,900 (-0.9%) $345,439 (32.5%) 0.00 32
2023-01-01 $164,950 (32.1%) $300,018 (57.9%) 0.00 28
2023-02-01 $171,700 (26.8%) $312,691 (49.4%) 0.00 25
2023-03-01 $192,200 (31.9%) $356,878 (81.5%) 0.00 26
2023-04-01 $239,900 (33.7%) $416,195 (43.0%) 0.00 31
2023-05-01 $339,750 (54.7%) $488,846 (65.2%) 0.00 31
2023-06-01 $385,250 (50.5%) $500,950 (32.1%) 0.00 33
2023-07-01 $299,000 (36.0%) $471,683 (46.4%) 0.00 38
2023-08-01 $284,950 (81.0%) $453,279 (49.2%) 0.00 44
2023-09-01 $252,450 (68.4%) $422,675 (78.4%) 0.00 50
2023-10-01 $244,950 (57.1%) $392,434 (39.0%) 0.00 54
2023-11-01 $251,175 (58.1%) $410,087 (22.9%) 0.00 51
2023-12-01 $188,700 (13.7%) $347,044 (0.5%) 0.00 37
2024-01-01 $189,900 (15.1%) $392,155 (30.7%) 0.00 25
2024-02-01 $204,450 (19.1%) $467,857 (49.6%) 0.00 18
2024-03-01 $279,400 (45.4%) $472,361 (32.4%) 0.00 19
2024-04-01 $343,725 (43.3%) $628,627 (51.0%) 0.00 23
2024-05-01 $299,300 (-11.9%) $615,823 (26.0%) 0.00 29
2024-06-01 $297,500 (-22.8%) $575,231 (14.8%) 0.00 37
2024-07-01 $411,000 (37.5%) $775,386 (64.4%) 0.00 30
2024-08-01 $299,900 (5.3%) $611,902 (35.0%) 0.00 40
2024-09-01 $299,900 (18.8%) $564,713 (33.6%) 0.00 37
2024-10-01 $299,900 (22.4%) $588,960 (50.1%) 0.00 33
2024-11-01 $280,000 (11.5%) $582,231 (42.0%) 0.00 38
2024-12-01 $309,950 (64.3%) $562,230 (62.0%) 0.00 33
2025-01-01 $259,925 (36.9%) $484,882 (23.7%) 0.00 27
2025-02-01 $283,675 (38.8%) $526,341 (12.5%) 0.00 30
2025-03-01 $289,900 (3.8%) $530,632 (12.3%) 0.00 26
Seneca Falls's median listing price for 2025-03-01 was $289,900, a difference of $10,500 (3.8%) versus the prior year and $6,225 versus the prior month.

Seneca Falls's median listing price comes in at 0% of the national average.

Seneca Falls's average listing price for 2025-03-01 was $530,632, a difference of $58,271 (12.3%) versus the prior year and $4,291 versus the prior month.

For the 2025-03-01 period, Seneca Falls had 26 MLS listings, a difference of -4 listings (-13%) versus the prior month and 7 listings (37%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Seneca Falls (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,750 sqft
2018-02-01 0 days 1,669 sqft
2018-03-01 0 days 1,660 sqft
2018-04-01 0 days 1,712 sqft
2018-05-01 0 days 1,776 sqft
2018-06-01 0 days 1,703 sqft
2018-07-01 0 days 1,849 sqft
2018-08-01 0 days 1,796 sqft
2018-09-01 0 days 1,783 sqft
2018-10-01 0 days 1,746 sqft
2018-11-01 0 days 1,746 sqft
2018-12-01 0 days 1,704 sqft
2019-01-01 0 days 1,701 sqft
2019-02-01 0 days 1,703 sqft
2019-03-01 0 days 1,699 sqft
2019-04-01 0 days 1,699 sqft
2019-05-01 0 days 1,734 sqft
2019-06-01 0 days 1,827 sqft
2019-07-01 0 days 1,754 sqft
2019-08-01 0 days 1,796 sqft
2019-09-01 0 days 1,772 sqft
2019-10-01 0 days 1,753 sqft
2019-11-01 0 days 1,768 sqft
2019-12-01 0 days 1,707 sqft
2020-01-01 0 days 1,681 sqft
2020-02-01 0 days 1,691 sqft
2020-03-01 0 days 1,730 sqft
2020-04-01 0 days 1,760 sqft
2020-05-01 0 days 1,752 sqft
2020-06-01 0 days 1,776 sqft
2020-07-01 0 days 1,970 sqft
2020-08-01 0 days 1,900 sqft
2020-09-01 0 days 1,877 sqft
2020-10-01 0 days 1,792 sqft
2020-11-01 0 days 1,690 sqft
2020-12-01 0 days 1,679 sqft
2021-01-01 0 days 1,792 sqft
2021-02-01 0 days 1,823 sqft
2021-03-01 0 days 1,667 sqft
2021-04-01 0 days 1,665 sqft
2021-05-01 0 days 1,701 sqft
2021-06-01 0 days 1,809 sqft
2021-07-01 0 days 1,820 sqft
2021-08-01 0 days 1,898 sqft
2021-09-01 0 days 1,799 sqft
2021-10-01 0 days 1,885 sqft
2021-11-01 0 days 1,870 sqft
2021-12-01 0 days 1,879 sqft
2022-01-01 0 days 1,733 sqft
2022-02-01 0 days 1,783 sqft
2022-03-01 0 days 1,645 sqft
2022-04-01 0 days 1,602 sqft
2022-05-01 0 days 1,821 sqft
2022-06-01 0 days 1,723 sqft
2022-07-01 0 days 1,616 sqft
2022-08-01 0 days 1,439 sqft
2022-09-01 0 days 1,438 sqft
2022-10-01 0 days 1,530 sqft
2022-11-01 0 days 1,794 sqft
2022-12-01 0 days 1,748 sqft
2023-01-01 0 days 1,469 sqft
2023-02-01 0 days 1,712 sqft
2023-03-01 0 days 1,867 sqft
2023-04-01 0 days 1,913 sqft
2023-05-01 0 days 1,857 sqft
2023-06-01 0 days 1,897 sqft
2023-07-01 0 days 1,888 sqft
2023-08-01 0 days 1,918 sqft
2023-09-01 0 days 1,705 sqft
2023-10-01 0 days 1,670 sqft
2023-11-01 0 days 1,866 sqft
2023-12-01 0 days 1,738 sqft
2024-01-01 0 days 1,926 sqft
2024-02-01 0 days 1,612 sqft
2024-03-01 0 days 1,534 sqft
2024-04-01 0 days 1,673 sqft
2024-05-01 0 days 1,994 sqft
2024-06-01 0 days 2,031 sqft
2024-07-01 0 days 2,308 sqft
2024-08-01 0 days 1,984 sqft
2024-09-01 0 days 2,173 sqft
2024-10-01 0 days 2,122 sqft
2024-11-01 0 days 2,113 sqft
2024-12-01 0 days 1,967 sqft
2025-01-01 0 days 1,941 sqft
2025-02-01 0 days 1,785 sqft
2025-03-01 0 days 2,122 sqft
Seneca Falls's median listing age (time on market) for 2025-03-01 was 0 days.

Seneca Falls's median square footage for active listings during the 2025-03-01 period was 2,122 sqft. One year prior, the average listing was 1,534 sqft.

Seneca Falls, NY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 231 $47,795,000 $206,905
Home Improvement 80 $7,650,000 $95,625
Other 57 $4,245,000 $74,474
Refi 45 $12,965,000 $288,111
Cash Out Refi 33 $5,915,000 $179,242

Seneca Falls's most frequently cited loan purpose was Home Purchase, with 231 originations. The 2nd most popular reason was Home Improvement, with 80 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 165 $32,425,000 $196,515
7-8% 142 $27,780,000 $195,634
Over 8% 61 $7,115,000 $116,639
5-6% 29 $5,975,000 $206,034
<2.5% 10 $390,000 $39,000
4-5% 9 $665,000 $73,889
3-4% 7 $855,000 $122,143

During 2024, Seneca Falls's most frequently originated rate bucket was 6-7%, with 165 originations.

Loan Sizing (Seneca Falls, NY MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 173 $10,075,000 $58,237
$100k-200k 160 $22,650,000 $141,563
$200k-400k 88 $23,040,000 $261,818
$400k-600k 10 $4,880,000 $488,000
$600k-1000k 10 $7,730,000 $773,000
$Over $1MM 5 $10,195,000 $2,039,000

Seneca Falls's loan sizing saw the bucket of loans from $100,000 or less with 173 originations, totaling $10,075,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 172 $32,980,000 $191,744
20-40% 84 $7,970,000 $94,881
60-80% 75 $23,705,000 $316,067
40-60% 54 $8,740,000 $161,852
Under 20% 37 $1,555,000 $42,027
Over 100% 1 $255,000 $255,000

Seneca Falls's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 172 originations, totaling $32,980,000 in origination value.