Seneca Falls Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Seneca Falls averaged 7.06% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

The average rate for the prior week (2023-11-16) was 6.91% and one month ago for the week of 2023-10-19, the average rate was 7.1%.

Seneca Falls's average rate one year ago was 6.38%.

For refis of the same type during the week of 2023-11-22, the average rate was 7.29%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-22 7.29%
Seneca Falls 30 Year Fixed Rate 2023-11-22 7.06%
Seneca Falls 30 Year Fixed Rate Refi 2023-11-22 7.29%
Seneca Falls 15 Year Fixed Rate 2023-11-22 6.47%
Seneca Falls 15 Year Fixed Rate Refi 2023-11-22 7.27%
Seneca Falls 30 Year FHA 2023-11-22 0.1%
Seneca Falls 30 Year FHA Refi 2023-11-22 -0.1%
Seneca Falls 30 Year USDA 2023-11-22 0.2%
Seneca Falls 30 Year USDA Refi 2023-11-22 0.2%
Seneca Falls 30 Year VA 2023-11-22 -0.1%
Seneca Falls 30 Year VA Refi 2023-11-22 0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Seneca Falls, NY.

Seneca Falls Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Seneca Falls, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
The Lyons National Bank 51 4.75% $4,975
Community Bank 20 5.19% $647
QUICKEN LOANS, LLC 12 5.15% $6,914
Premium Mortgage Corporation 12 4.77% $3,318
CFCU Community Credit Union 11 3.93% $0
Farm Credit East, ACA 10 5.30% $5,260
Tompkins Trust Company 9 4.79% $3,324
Five Star Bank 7 5.45% $3,279
UNITED WHOLESALE MORTGAGE, LLC 7 4.96% $6,114
Genesee Regional Bank 6 4.71% $4,080
PRIMELENDING, A PLAINSCAPITAL COMPANY 5 4.97% $4,123
1ST PRIORITY MORTGAGE, INC. 3 5.29% $3,812
HUNT MORTGAGE CORPORATION 3 6.67% $6,479
HOME TOWN FUNDING, INC. 2 4.00% $3,325
ROYAL UNITED MORTGAGE LLC 2 5.44% $6,510
Chemung Canal Trust Company 2 5.81% $620
NAVY FEDERAL CREDIT UNION 2 4.69% $2,923
M&T Bank 2 5.19% $5,164
U.S. Bank 2 4.44% $4,556
ESL Federal Credit Union 2 4.25% $4,305
Mr. Cooper ( Nationstar Mortgage ) 2 5.81% $7,628
KeyBank 2 4.13% $3,293
Geddes Federal Savings and Loan Association 2 4.50% $10,936
LAND HOME FINANCIAL SERVICES, INC. 1 3.88% $5,546
AMERICU Credit Union 1 5.50% $3,103
ARC HOME LLC 1 4.88% $12,939
CCFCU FUNDING, LLC 1 5.38% $4,722
Charles Schwab Bank, SSB 1 4.30% $4,288
Citizens Bank 1 3.13% $3,568
CNB Bank 1 4.75% $4,794
CORNING 1 4.88% $2,436
FREEDOM MORTGAGE CORPORATION 1 3.50% $1,840
HOMESTEAD FUNDING CORP. 1 7.38% $4,263
JPMorgan Chase Bank 1 5.50% $9,745
LOANDEPOT.COM, LLC 1 5.75% $4,507
MOVEMENT MORTGAGE, LLC 1 3.19% $4,350
PARAGON HOME LOANS INC. 1 4.50% $18,426
Pathfinder Bank 1 5.63% $2,316
PLAZA HOME MORTGAGE, INC. 1 5.50% $5,643
Raymond James Bank 1 4.63% $8,747
RELIANCE FIRST CAPITAL, LLC 1 3.75% $20,265
RELIANT COMMUNITY FEDERAL CREDIT UNION 1 5.25% $4,286
US MORTGAGE CORPORATION 1 6.13% $7,085
York Traditions Bank 1 6.88% $3,871

Seneca Falls Average Closing Costs & Other Stats

Seneca Falls, NY's 44 lenders originated 596 loans during 2022. The total origination value was $94,500,000, with an average loan value of $158,557.

Seneca Falls's average closing costs are $4,080.

The top Seneca Falls lender as defined by loan originations is The Lyons National Bank, with 51 loans originated. Their average total fees are $4,975, which is $4,328 higher than the next largest lender, Community Bank.

The lowest fee Seneca Falls lenders (with over 10 loans originated) are CFCU Community Credit Union ($0), Community Bank ($647), Premium Mortgage Corporation ($3,318), The Lyons National Bank ($4,975) and Farm Credit East, ACA ($5,260).

The lowest rate Seneca Falls lenders (with over 10 loans originated) are CFCU Community Credit Union (3.93%), The Lyons National Bank (4.75%), Premium Mortgage Corporation (4.77%), QUICKEN LOANS, LLC (5.15%) and Community Bank (5.19%).

Seneca Falls, NY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
The Lyons National Bank $23,205,000 $16,525,000 -28.8% 17.5%
Community Bank $7,755,000 $7,930,000 2.3% 8.4%
QUICKEN LOANS, LLC $8,755,000 $5,835,000 -33.4% 6.2%
Tompkins Trust Company $5,980,000 $4,445,000 -25.7% 4.7%
Premium Mortgage Corporation $1,450,000 $4,315,000 197.6% 4.6%
HOME TOWN FUNDING, INC. $3,500,000 $3,995,000 14.1% 4.2%
CFCU Community Credit Union $1,825,000 $3,070,000 68.2% 3.2%
Generations Bank $2,335,000 $2,760,000 18.2% 2.9%
Farm Credit East, ACA $1,165,000 $2,615,000 124.5% 2.8%
Five Star Bank $4,205,000 $2,615,000 -37.8% 2.8%
ESL Federal Credit Union $2,495,000 $2,485,000 -0.4% 2.6%
Wayne Bank $6,690,000 $2,100,000 -68.6% 2.2%
PLAZA HOME MORTGAGE, INC. $3,570,000 $1,975,000 -44.7% 2.1%
Geddes Federal Savings and Loan Association $155,000 $1,605,000 935.5% 1.7%
FINGER LAKES $1,455,000 $1,510,000 3.8% 1.6%
UNITED WHOLESALE MORTGAGE, LLC $1,680,000 $1,445,000 -14.0% 1.5%
PARAGON HOME LOANS INC. $575,000 $1,405,000 144.3% 1.5%
U.S. Bank $600,000 $1,330,000 121.7% 1.4%
M&T Bank $2,595,000 $1,250,000 -51.8% 1.3%
Genesee Regional Bank $1,665,000 $1,185,000 -28.8% 1.3%
Raymond James Bank $1,005,000 n/a 1.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,160,000 $995,000 -14.2% 1.1%
Chemung Canal Trust Company $165,000 $955,000 478.8% 1.0%
THE SUMMIT Federal Credit Union $2,525,000 $880,000 -65.1% 0.9%
Tioga State Bank $795,000 $880,000 10.7% 0.9%
1ST PRIORITY MORTGAGE, INC. $2,060,000 $845,000 -59.0% 0.9%
Evans Bank $825,000 n/a 0.9%
RELIANT COMMUNITY FEDERAL CREDIT UNION $990,000 $810,000 -18.2% 0.9%
Charles Schwab Bank, SSB $775,000 n/a 0.8%
Citizens Bank $1,400,000 $725,000 -48.2% 0.8%
CORNING $1,310,000 $695,000 -46.9% 0.7%
JPMorgan Chase Bank $1,070,000 $680,000 -36.4% 0.7%
AMERICU Credit Union $5,000 $625,000 12,400.0% 0.7%
KeyBank $1,255,000 $530,000 -57.8% 0.6%
CNB Bank $505,000 n/a 0.5%
MOVEMENT MORTGAGE, LLC $250,000 $500,000 100.0% 0.5%
The Canandaigua National Bank and Trust Company $265,000 $475,000 79.2% 0.5%
RELIANCE FIRST CAPITAL, LLC $145,000 $460,000 217.2% 0.5%
ROYAL UNITED MORTGAGE LLC $295,000 $460,000 55.9% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $345,000 $455,000 31.9% 0.5%
Elmira Savings Bank $3,565,000 $440,000 -87.7% 0.5%
HUNT MORTGAGE CORPORATION $75,000 $435,000 480.0% 0.5%
AMERICAN FINANCIAL RESOURCES, INC. $255,000 $430,000 68.6% 0.5%
FREEDOM MORTGAGE CORPORATION $975,000 $400,000 -59.0% 0.4%
Bank of America $2,915,000 $380,000 -87.0% 0.4%
ARC HOME LLC $375,000 n/a 0.4%
NAVY FEDERAL CREDIT UNION $350,000 n/a 0.4%
STATE EMPLOYEES FEDERAL CREDIT UNION $335,000 n/a 0.4%
Pathfinder Bank $325,000 n/a 0.3%
Wells Fargo Bank $1,765,000 $320,000 -81.9% 0.3%
CCFCU FUNDING, LLC $305,000 n/a 0.3%
PNC Bank $785,000 $305,000 -61.1% 0.3%
PREMIA MORTGAGE, LLC $285,000 n/a 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $410,000 $275,000 -32.9% 0.3%
York Traditions Bank $385,000 $275,000 -28.6% 0.3%
First Federal Bank $205,000 $255,000 24.4% 0.3%
CMG MORTGAGE, INC. $225,000 n/a 0.2%
CREDIT HUMAN FEDERAL CREDIT UNION $25,000 $220,000 780.0% 0.2%
LAND HOME FINANCIAL SERVICES, INC. $115,000 $215,000 87.0% 0.2%
UBS Bank USA $205,000 n/a 0.2%
HOMESTEAD FUNDING CORP. $90,000 $195,000 116.7% 0.2%
Third Federal Savings and Loan Association of Cleveland $205,000 $190,000 -7.3% 0.2%
Mortgage Research Center, LLC $765,000 $185,000 -75.8% 0.2%
Bank of England $175,000 n/a 0.2%
UTILITIES EMPLOYEES CREDIT UNION $145,000 $160,000 10.3% 0.2%
Advantage Federal Credit Union $155,000 n/a 0.2%
Empower Federal Credit Union $585,000 $155,000 -73.5% 0.2%
LOANDEPOT.COM, LLC $815,000 $135,000 -83.4% 0.1%
US MORTGAGE CORPORATION $135,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $125,000 n/a 0.1%
CALIBER HOME LOANS, INC. $280,000 $125,000 -55.4% 0.1%
INLAND BANK & TRUST $125,000 n/a 0.1%
HOME POINT FINANCIAL CORPORATION $115,000 n/a 0.1%
A&D Mortgage LLC $95,000 n/a 0.1%
Alternatives Federal Credit Union $150,000 $95,000 -36.7% 0.1%
Carrington Mortgage Services, LLC $95,000 n/a 0.1%
Equity Prime Mortgage LLC $95,000 n/a 0.1%
SEFCU SERVICES, LLC $275,000 $95,000 -65.5% 0.1%
TOGETHER CREDIT UNION $85,000 n/a 0.1%
FAMILY FIRST OF NY $75,000 n/a 0.1%
Flagstar Bank, FSB $65,000 n/a 0.1%
SUNMARK FEDERAL CREDIT UNION $45,000 n/a 0.0%
21ST MORTGAGE CORPORATION $225,000 $35,000 -84.4% 0.0%
TRIAD FINANCIAL SERVICES, INC. $35,000 n/a 0.0%

Seneca Falls's top lender by overall market share is The Lyons National Bank, with 17.5% market share. In second place, with 8.4%, is Community Bank, having originated $7,930,000 in loans. In third place, with 6.2%, is QUICKEN LOANS, LLC, having originated $5,835,000 in loans. In fourth place, with 4.7%, is Tompkins Trust Company, having originated $4,445,000 in loans. In fifth place, with 4.6%, is Premium Mortgage Corporation, having originated $4,315,000 in loans.


Seneca Falls Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Seneca Falls (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $141,000 (-2.7%) $190,661 (-22.1%) 0.00 111
2018-02-01 $127,400 (-20.1%) $182,792 (-26.8%) 0.00 104
2018-03-01 $140,450 (-27.8%) $185,775 (-35.6%) 0.00 104
2018-04-01 $167,700 (-15.9%) $223,447 (-12.9%) 0.00 106
2018-05-01 $191,725 (-8.5%) $252,487 (-0.4%) 0.00 112
2018-06-01 $199,900 (0.2%) $252,305 (1.1%) 0.00 110
2018-07-01 $208,450 (10.3%) $265,996 (9.8%) 0.00 108
2018-08-01 $193,450 (4.9%) $241,876 (1.9%) 0.00 119
2018-09-01 $179,900 (-1.1%) $233,539 (-3.0%) 0.00 118
2018-10-01 $183,825 (3.1%) $269,077 (16.4%) 0.00 108
2018-11-01 $177,175 (10.8%) $265,506 (17.3%) 0.00 114
2018-12-01 $144,993 (-3.3%) $251,255 (20.2%) 0.00 106
2019-01-01 $139,350 (-1.2%) $252,936 (32.7%) 0.00 103
2019-02-01 $150,475 (18.1%) $261,146 (42.9%) 0.00 92
2019-03-01 $164,429 (17.1%) $262,359 (41.2%) 0.00 88
2019-04-01 $177,179 (5.7%) $261,175 (16.9%) 0.00 87
2019-05-01 $203,650 (6.2%) $272,652 (8.0%) 0.00 93
2019-06-01 $199,900 (0.0%) $302,243 (19.8%) 0.00 91
2019-07-01 $192,450 (-7.7%) $316,909 (19.1%) 0.00 96
2019-08-01 $188,536 (-2.5%) $319,895 (32.3%) 0.00 93
2019-09-01 $186,491 (3.7%) $328,719 (40.8%) 0.00 91
2019-10-01 $185,127 (0.7%) $336,577 (25.1%) 0.00 87
2019-11-01 $175,400 (-1.0%) $327,192 (23.2%) 0.00 79
2019-12-01 $169,200 (16.7%) $294,311 (17.1%) 0.00 75
2020-01-01 $159,900 (14.8%) $270,887 (7.1%) 0.00 66
2020-02-01 $150,750 (0.2%) $261,954 (0.3%) 0.00 71
2020-03-01 $171,200 (4.1%) $292,083 (11.3%) 0.00 77
2020-04-01 $171,200 (-3.4%) $288,625 (10.5%) 0.00 73
2020-05-01 $177,700 (-12.7%) $287,081 (5.3%) 0.00 72
2020-06-01 $184,500 (-7.7%) $316,040 (4.6%) 0.00 57
2020-07-01 $194,450 (1.0%) $331,721 (4.7%) 0.00 52
2020-08-01 $175,000 (-7.2%) $317,628 (-0.7%) 0.00 49
2020-09-01 $172,400 (-7.6%) $318,692 (-3.1%) 0.00 49
2020-10-01 $137,068 (-26.0%) $256,342 (-23.8%) 0.00 51
2020-11-01 $141,909 (-19.1%) $250,352 (-23.5%) 0.00 47
2020-12-01 $134,900 (-20.3%) $242,870 (-17.5%) 0.00 46
2021-01-01 $132,000 (-17.5%) $279,126 (3.0%) 0.00 39
2021-02-01 $130,950 (-13.1%) $308,262 (17.7%) 0.00 29
2021-03-01 $152,400 (-11.0%) $367,607 (25.9%) 0.00 28
2021-04-01 $139,900 (-18.3%) $341,496 (18.3%) 0.00 24
2021-05-01 $154,900 (-12.8%) $348,315 (21.3%) 0.00 24
2021-06-01 $177,450 (-3.8%) $396,036 (25.3%) 0.00 36
2021-07-01 $175,000 (-10.0%) $473,054 (42.6%) 0.00 45
2021-08-01 $198,475 (13.4%) $347,538 (9.4%) 0.00 38
2021-09-01 $214,900 (24.7%) $346,756 (8.8%) 0.00 34
2021-10-01 $203,725 (48.6%) $370,401 (44.5%) 0.00 31
2021-11-01 $205,725 (45.0%) $319,277 (27.5%) 0.00 32
2021-12-01 $167,450 (24.1%) $260,685 (7.3%) 0.00 23
2022-01-01 $124,900 (-5.4%) $189,996 (-31.9%) 0.00 21
2022-02-01 $135,400 (3.4%) $209,335 (-32.1%) 0.00 19
2022-03-01 $145,750 (-4.4%) $196,623 (-46.5%) 0.00 26
2022-04-01 $179,400 (28.2%) $291,045 (-14.8%) 0.00 31
2022-05-01 $219,675 (41.8%) $295,883 (-15.1%) 0.00 28
2022-06-01 $255,950 (44.2%) $379,112 (-4.3%) 0.00 37
2022-07-01 $219,900 (25.7%) $322,280 (-31.9%) 0.00 36
2022-08-01 $157,475 (-20.7%) $303,882 (-12.6%) 0.00 41
2022-09-01 $149,900 (-30.3%) $236,889 (-31.7%) 0.00 36
2022-10-01 $155,900 (-23.5%) $282,258 (-23.8%) 0.00 35
2022-11-01 $158,900 (-22.8%) $333,722 (4.5%) 0.00 37
2022-12-01 $165,900 (-0.9%) $345,439 (32.5%) 0.00 32
2023-01-01 $164,950 (32.1%) $300,018 (57.9%) 0.00 28
2023-02-01 $171,700 (26.8%) $312,691 (49.4%) 0.00 25
2023-03-01 $192,200 (31.9%) $356,878 (81.5%) 0.00 26
2023-04-01 $239,900 (33.7%) $416,195 (43.0%) 0.00 31
2023-05-01 $339,750 (54.7%) $488,846 (65.2%) 0.00 31
2023-06-01 $385,250 (50.5%) $500,950 (32.1%) 0.00 33
2023-07-01 $299,000 (36.0%) $471,683 (46.4%) 0.00 38
2023-08-01 $284,950 (81.0%) $453,279 (49.2%) 0.00 44
2023-09-01 $252,450 (68.4%) $422,675 (78.4%) 0.00 50
2023-10-01 $244,950 (57.1%) $392,434 (39.0%) 0.00 54
Seneca Falls's median listing price for 2023-10-01 was $244,950, a difference of $89,050 (57.1%) versus the prior year and $-7,500 versus the prior month.

Seneca Falls's median listing price comes in at 0% of the national average.

Seneca Falls's average listing price for 2023-10-01 was $392,434, a difference of $110,176 (39.0%) versus the prior year and $-30,241 versus the prior month.

For the 2023-10-01 period, Seneca Falls had 54 MLS listings, a difference of 4 listings (8%) versus the prior month and 19 listings (54%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Seneca Falls (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,750 sqft
2018-02-01 0 days 1,669 sqft
2018-03-01 0 days 1,660 sqft
2018-04-01 0 days 1,704 sqft
2018-05-01 0 days 1,764 sqft
2018-06-01 0 days 1,700 sqft
2018-07-01 0 days 1,849 sqft
2018-08-01 0 days 1,787 sqft
2018-09-01 0 days 1,787 sqft
2018-10-01 0 days 1,746 sqft
2018-11-01 0 days 1,746 sqft
2018-12-01 0 days 1,704 sqft
2019-01-01 0 days 1,701 sqft
2019-02-01 0 days 1,703 sqft
2019-03-01 0 days 1,699 sqft
2019-04-01 0 days 1,699 sqft
2019-05-01 0 days 1,734 sqft
2019-06-01 0 days 1,827 sqft
2019-07-01 0 days 1,754 sqft
2019-08-01 0 days 1,796 sqft
2019-09-01 0 days 1,772 sqft
2019-10-01 0 days 1,753 sqft
2019-11-01 0 days 1,768 sqft
2019-12-01 0 days 1,707 sqft
2020-01-01 0 days 1,681 sqft
2020-02-01 0 days 1,691 sqft
2020-03-01 0 days 1,730 sqft
2020-04-01 0 days 1,760 sqft
2020-05-01 0 days 1,752 sqft
2020-06-01 0 days 1,776 sqft
2020-07-01 0 days 1,970 sqft
2020-08-01 0 days 1,900 sqft
2020-09-01 0 days 1,877 sqft
2020-10-01 0 days 1,792 sqft
2020-11-01 0 days 1,690 sqft
2020-12-01 0 days 1,679 sqft
2021-01-01 0 days 1,792 sqft
2021-02-01 0 days 1,823 sqft
2021-03-01 0 days 1,667 sqft
2021-04-01 0 days 1,665 sqft
2021-05-01 0 days 1,701 sqft
2021-06-01 0 days 1,809 sqft
2021-07-01 0 days 1,820 sqft
2021-08-01 0 days 1,898 sqft
2021-09-01 0 days 1,799 sqft
2021-10-01 0 days 1,885 sqft
2021-11-01 0 days 1,870 sqft
2021-12-01 0 days 1,879 sqft
2022-01-01 0 days 1,733 sqft
2022-02-01 0 days 1,783 sqft
2022-03-01 0 days 1,645 sqft
2022-04-01 0 days 1,602 sqft
2022-05-01 0 days 1,821 sqft
2022-06-01 0 days 1,723 sqft
2022-07-01 0 days 1,616 sqft
2022-08-01 0 days 1,439 sqft
2022-09-01 0 days 1,438 sqft
2022-10-01 0 days 1,530 sqft
2022-11-01 0 days 1,794 sqft
2022-12-01 0 days 1,748 sqft
2023-01-01 0 days 1,469 sqft
2023-02-01 0 days 1,712 sqft
2023-03-01 0 days 1,867 sqft
2023-04-01 0 days 1,913 sqft
2023-05-01 0 days 1,857 sqft
2023-06-01 0 days 1,897 sqft
2023-07-01 0 days 1,888 sqft
2023-08-01 0 days 1,918 sqft
2023-09-01 0 days 1,705 sqft
2023-10-01 0 days 1,670 sqft
Seneca Falls's median listing age (time on market) for 2023-10-01 was 0 days.

Seneca Falls's median square footage for active listings during the 2023-10-01 period was 1,670 sqft. One year prior, the average listing was 1,530 sqft.

Seneca Falls, NY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 297 $55,955,000 $188,401
Home Improvement 101 $9,095,000 $90,050
Cash Out Refi 93 $15,795,000 $169,839
Refi 60 $7,990,000 $133,167
Other 45 $5,665,000 $125,889

Seneca Falls's most frequently cited loan purpose was Home Purchase, with 297 originations. The 2nd most popular reason was Home Improvement, with 101 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 144 $24,100,000 $167,361
3-4% 134 $19,380,000 $144,627
4-5% 116 $24,500,000 $211,207
6-7% 44 $7,450,000 $169,318
<2.5% 40 $4,250,000 $106,250
2.5-3% 28 $4,350,000 $155,357
7-8% 20 $1,720,000 $86,000
Over 8% 8 $490,000 $61,250

During 2022, Seneca Falls's most frequently originated rate bucket was 5-6%, with 144 originations.

Loan Sizing (Seneca Falls, NY MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 233 $33,115,000 $142,124
$100,000 or less 232 $13,460,000 $58,017
$200k-400k 92 $24,630,000 $267,717
$400k-600k 28 $13,540,000 $483,571
$600k-1000k 7 $5,225,000 $746,429
$Over $1MM 4 $4,530,000 $1,132,500

Seneca Falls's loan sizing saw the bucket of loans from $100k-200k with 233 originations, totaling $33,115,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 218 $44,200,000 $202,752
60-80% 124 $23,930,000 $192,984
20-40% 74 $6,070,000 $82,027
40-60% 69 $10,035,000 $145,435
Under 20% 48 $1,870,000 $38,958
Over 100% 1 $135,000 $135,000

Seneca Falls's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 218 originations, totaling $44,200,000 in origination value.