Points West Community Bank Mortgage Rates, Fees & Info
Windsor, COLEI: 5493009D7ZK3I86CJC09
Tax ID: 84-0240535
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Points West Community Bank is a smaller bank specializing in Home Purchase and Refi loans. Points West Community Bank has a high proportion of conventional loans. Their top markets by origination volume include: Fort Collins, Greeley, Denver, Dallas, and Laramie among others. We have data for 12 markets. (Some data included below & more in-depth data is available with an active subscription.)Points West Community Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
106Origination Dollar Volume (All Markets)
$22,140,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| FORT COLLINS, CO (FHA|USDA|VA) | 13 | $6,705,000 | $515,769 | $0 | 0.00% |
| GREELEY, CO (FHA|USDA|VA) | 19 | $6,575,000 | $346,053 | $0 | 0.00% |
| Outside of Metro Areas | 62 | $5,430,000 | $87,581 | $0 | 0.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $1,610,000 | $805,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $0 | 0.00% |
| Laramie, WY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 0.00% |
| Sterling, CO (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 0.00% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 0.00% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| Kearney, NE (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
| North Platte, NE (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 106 | $22,140,000 | $208,868 | $0 | 0.00% |
For 2023, Points West Community Bank's most frequently originated type of loan was Conventional, with 106 originations.
Loan Reason
For 2023, Points West Community Bank's most frequently cited loan purpose was Home Purchase, with 50 originations. The 2nd most popular reason was Refi, with 39 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 106 | $22,140,000 | $208,868 | $0 | 0.00% |
For 2023, Points West Community Bank's most frequently cited loan duration was Other, with 106 originations.
Loan Sizing
2023 saw Points West Community Bank place emphasis on $100,000 or less loans with 51 originations, totaling $2,335,000 in origination value.
Applicant Income
Points West Community Bank lent most frequently to those with incomes in the $150k-250k range, with 17 originations. The second most popular income band? $50k or less, with 16 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 106 | $22,140,000 | $208,868 | $0 | 0.00% |
Points West Community Bank lent most frequently to those with DTI ratios of Exempt%, with 106 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.27%
Points West Community Bank has an average approval rate.
Pick Rate
Approvals leading to origination91.51%
Points West Community Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 106 | $22,140,000 | $208,868 |