The Nodaway Valley Bank Mortgage Rates, Fees & Info

Maryville, MO

LEI: 549300AFD1IR7H2CES48

Tax ID: 43-1302908

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

The Nodaway Valley Bank is a smaller bank specializing in Home Purchase and Refi loans. The Nodaway Valley Bank has a high proportion of conventional loans. Their top markets by origination volume include: St. Joseph, Kansas City, Maryville, Omaha, and Waterloo among others. We have data for 7 markets. (Some data included below & more in-depth data is available with an active subscription.)

The Nodaway Valley Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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Originations

336

Origination Dollar Volume (All Markets)

$60,020,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
ST. JOSEPH, MO-KS (FHA|USDA|VA) 183 $26,465,000 $144,617 $0 0.00%
KANSAS CITY, MO-KS (FHA|USDA|VA) 56 $17,050,000 $304,464 $0 0.00%
Maryville, MO (FHA|USDA|VA) 65 $10,595,000 $163,000 $0 0.00%
Outside of Metro Areas 29 $4,835,000 $166,724 $0 0.00%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $615,000 $615,000 $0 0.00%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $355,000 $355,000 $0 0.00%
JOPLIN, MO (FHA|USDA|VA) 1 $105,000 $105,000 $0 0.00%
The Nodaway Valley Bank's top markets include St. Joseph, Kansas City, Maryville, Omaha, and Waterloo among others.

Their top states include:
  • Missouri (FHA|USDA|VA)
  • Kansas (FHA|USDA|VA)
  • Nebraska (FHA|USDA|VA)
  • Iowa (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 336 $60,020,000 $178,631 $0 0.00%

    For 2024, The Nodaway Valley Bank's most frequently originated type of loan was Conventional, with 336 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 168 $37,220,000 $221,548 $0 0.00%
    Refi 113 $17,845,000 $157,920 $0 0.00%
    Home Improvement 31 $2,535,000 $81,774 $0 0.00%
    Other 24 $2,420,000 $100,833 $0 0.00%

    For 2024, The Nodaway Valley Bank's most frequently cited loan purpose was Home Purchase, with 168 originations. The 2nd most popular reason was Refi, with 113 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 336 $60,020,000 $178,631 $0 0.00%

    For 2024, The Nodaway Valley Bank's most frequently cited loan duration was Other, with 336 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 148 $8,360,000 $56,486 $0 0.00%
    $100k-200k 84 $11,800,000 $140,476 $0 0.00%
    $200k-400k 75 $21,515,000 $286,867 $0 0.00%
    $400k-600k 19 $8,905,000 $468,684 $0 0.00%
    $600k-1MM 6 $4,400,000 $733,333 $0 0.00%
    $1MM+ 4 $5,040,000 $1,260,000 $0 0.00%

    2024 saw The Nodaway Valley Bank place emphasis on $100,000 or less loans with 148 originations, totaling $8,360,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 57 $10,145,000 $177,982 $0 0.00%
    $150k-250k 44 $9,860,000 $224,091 $0 0.00%
    $75k-100k 43 $6,195,000 $144,070 $0 0.00%
    $50k or less 36 $2,850,000 $79,167 $0 0.00%
    $250k+ 31 $11,485,000 $370,484 $0 0.00%
    $50k-75k 29 $2,765,000 $95,345 $0 0.00%

    The Nodaway Valley Bank lent most frequently to those with incomes in the $100k-150k range, with 57 originations. The second most popular income band? $150k-250k, with 44 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 336 $60,020,000 $178,631 $0 0.00%

    The Nodaway Valley Bank lent most frequently to those with DTI ratios of Exempt%, with 336 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 250 $44,750,000 $179,000 $0 0.00%
    Not applicable 76 $13,230,000 $174,079 $0 0.00%
    Not provided 8 $1,770,000 $221,250 $0 0.00%
    Native Hawaiian or Islander 1 $155,000 $155,000 $0 0.00%
    Japanese 1 $115,000 $115,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    92.36%

    The Nodaway Valley Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    89.58%

    The Nodaway Valley Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 336 $60,020,000 $178,631

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    336 $60,020,000 $178,631