Maryville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Maryville averaged
6.69%
for the week of 2024-11-07, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2024-10-31) was
7.02% and
one month ago for the week of 2024-10-03, the
average rate was 6.02%.
Maryville's average rate one year ago was 7.96%.
For refis of the same type during the week of 2024-11-07, the average rate
was 6.69%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-07 | 6.79% |
| Maryville 30 Year Fixed Rate | 2024-11-07 | 6.69% |
| Maryville 30 Year Fixed Rate Refi | 2024-11-07 | 6.69% |
| Maryville 15 Year Fixed Rate | 2024-11-07 | 5.9% |
| Maryville 15 Year Fixed Rate Refi | 2024-11-07 | 6.6% |
| Maryville 30 Year FHA | 2024-11-07 | 6.33% |
| Maryville 30 Year FHA Refi | 2024-11-07 | 6.63% |
| Maryville 30 Year USDA | 2024-11-07 | 6.68% |
| Maryville 30 Year USDA Refi | 2024-11-07 | 6.58% |
| Maryville 30 Year VA | 2024-11-07 | 6.54% |
| Maryville 30 Year VA Refi | 2024-11-07 | 6.24% |
Maryville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Maryville, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Maryville Average Closing Costs & Other Stats
Maryville, MO's 29 lenders originated 258
loans during 2023. The total origination value was $40,760,000, with an average loan value of
$157,984.
Maryville's average closing costs are $3,371.
The top Maryville lender as defined by loan originations is U.S. Bank, with
33 loans originated. Their average total fees are
$2,620, which is $374
higher than the next largest lender,
ASSEMBLIES OF GOD Credit Union.
The lowest fee Maryville lenders (with over 10 loans originated) are
U.S. Bank ($2,620), .
The lowest rate Maryville lenders (with over 10 loans originated) are
U.S. Bank (6.89%), .
Maryville, MO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| U.S. Bank | $8,305,000 | $8,235,000 | -0.8% | 20.2% |
| The Nodaway Valley Bank | $12,940,000 | $7,345,000 | -43.2% | 18.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,680,000 | $2,750,000 | 2.6% | 6.7% |
| Southern Bank | $2,415,000 | n/a | 5.9% | |
| ASSEMBLIES OF GOD Credit Union | $3,175,000 | $1,795,000 | -43.5% | 4.4% |
| PENNYMAC LOAN SERVICES, LLC | $1,145,000 | $1,740,000 | 52.0% | 4.3% |
| Wells Bank | $6,975,000 | $1,730,000 | -75.2% | 4.2% |
| Flanagan State Bank | $3,940,000 | $1,520,000 | -61.4% | 3.7% |
| Mortgage Research Center, LLC | $2,090,000 | $1,470,000 | -29.7% | 3.6% |
| QUICKEN LOANS, LLC | $2,165,000 | $1,305,000 | -39.7% | 3.2% |
| HNB National Bank | $1,965,000 | $985,000 | -49.9% | 2.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $700,000 | $900,000 | 28.6% | 2.2% |
| PLAZA HOME MORTGAGE, INC. | $525,000 | $665,000 | 26.7% | 1.6% |
| LEADERONE FINANCIAL CORPORATION | $430,000 | n/a | 1.1% | |
| First Savings Bank | $415,000 | n/a | 1.0% | |
| Pony Express Bank | $375,000 | n/a | 0.9% | |
| MISSOURI ELECTRIC COOPERATIVES EMPL | $515,000 | $340,000 | -34.0% | 0.8% |
| NBH Bank | $1,035,000 | $330,000 | -68.1% | 0.8% |
| JPMorgan Chase Bank | $305,000 | n/a | 0.7% | |
| FLAT BRANCH MORTGAGE, INC. | $1,070,000 | $290,000 | -72.9% | 0.7% |
| First Western Trust Bank | $275,000 | n/a | 0.7% | |
| NBKC BANK | $225,000 | $235,000 | 4.4% | 0.6% |
| UMB Bank | $225,000 | n/a | 0.6% | |
| Farmers Bank & Trust | $210,000 | n/a | 0.5% | |
| AMERISAVE MORTGAGE CORPORATION | $680,000 | $205,000 | -69.9% | 0.5% |
| GENEVA FINANCIAL, LLC | $205,000 | n/a | 0.5% | |
| AMERICAN HERITAGE LENDING, INC. | $195,000 | n/a | 0.5% | |
| FREEDOM MORTGAGE CORPORATION | $760,000 | $195,000 | -74.3% | 0.5% |
| Bank Northwest | $190,000 | n/a | 0.5% | |
| First National Bank of Omaha | $185,000 | n/a | 0.5% | |
| NAVY FEDERAL CREDIT UNION | $175,000 | n/a | 0.4% | |
| USAA Federal Savings Bank | $175,000 | n/a | 0.4% | |
| COMMUNITYAMERICA | $260,000 | $165,000 | -36.5% | 0.4% |
| HALLMARK HOME MORTGAGE, LLC | $155,000 | n/a | 0.4% | |
| MID AMERICA MORTGAGE, INC. | $155,000 | n/a | 0.4% | |
| FCS Financial FLCA | $370,000 | $145,000 | -60.8% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $195,000 | $145,000 | -25.6% | 0.4% |
| Deere Employees Credit Union | $335,000 | $135,000 | -59.7% | 0.3% |
| GUILD MORTGAGE COMPANY | $135,000 | n/a | 0.3% | |
| LOANPAL, LLC | $135,000 | n/a | 0.3% | |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $135,000 | n/a | 0.3% | |
| TOP FLITE FINANCIAL, INC. | $135,000 | n/a | 0.3% | |
| Mr. Cooper ( Nationstar Mortgage ) | $430,000 | $130,000 | -69.8% | 0.3% |
| Flagstar Bank, FSB | $1,910,000 | $125,000 | -93.5% | 0.3% |
| BROKER SOLUTIONS, INC. | $265,000 | $115,000 | -56.6% | 0.3% |
| Mazuma Credit Union | $105,000 | n/a | 0.3% | |
| GERSHMAN INVESTMENT CORP. | $110,000 | $100,000 | -9.1% | 0.2% |
| Wells Fargo Bank | $185,000 | $95,000 | -48.6% | 0.2% |
| BTC BANK | $85,000 | n/a | 0.2% | |
| First Interstate Bank | $320,000 | $70,000 | -78.1% | 0.2% |
| ROYAL UNITED MORTGAGE LLC | $65,000 | n/a | 0.2% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $45,000 | n/a | 0.1% | |
| Washington County Bank | $35,000 | n/a | 0.1% |
Maryville's top lender by overall market share is U.S. Bank, with 20.2% market share. In second place, with 18.0%, is The Nodaway Valley Bank, having originated $7,345,000 in loans. In third place, with 6.7%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $2,750,000 in loans. In fourth place, with 5.9%, is Southern Bank, having originated $2,415,000 in loans. In fifth place, with 4.4%, is ASSEMBLIES OF GOD Credit Union, having originated $1,795,000 in loans.
Maryville, MO Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 175 | $30,395,000 | $173,686 |
| Refi | 34 | $4,860,000 | $142,941 |
| Cash Out Refi | 19 | $3,135,000 | $165,000 |
| Home Improvement | 16 | $1,370,000 | $85,625 |
| Other | 14 | $1,000,000 | $71,429 |
Maryville's most frequently cited loan purpose was Home Purchase, with 175 originations. The 2nd most popular reason was Refi, with 34 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 83 | $14,675,000 | $176,807 |
| 7-8% | 52 | $7,820,000 | $150,385 |
| Over 8% | 25 | $3,635,000 | $145,400 |
| 5-6% | 23 | $4,695,000 | $204,130 |
| <2.5% | 1 | $5,000 | $5,000 |
During 2023, Maryville's most frequently originated rate bucket was 6-7%, with 83 originations.
Loan Sizing (Maryville, MO MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 117 | $17,365,000 | $148,419 |
| $100,000 or less | 78 | $4,140,000 | $53,077 |
| $200k-400k | 55 | $14,545,000 | $264,455 |
| $400k-600k | 7 | $3,215,000 | $459,286 |
| $Over $1MM | 1 | $1,495,000 | $1,495,000 |
Maryville's loan sizing saw the bucket of loans from $100k-200k with 117 originations, totaling $17,365,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 101 | $19,185,000 | $189,950 |
| 60-80% | 40 | $6,880,000 | $172,000 |
| 20-40% | 17 | $1,035,000 | $60,882 |
| Under 20% | 13 | $625,000 | $48,077 |
| 40-60% | 12 | $2,990,000 | $249,167 |
| Over 100% | 1 | $115,000 | $115,000 |
Maryville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 101 originations, totaling $19,185,000 in origination value.