Maryville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Maryville averaged
6.94%
for the week of 2025-06-18, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2025-06-12) was
6.77% and
one month ago for the week of 2025-05-15, the
average rate was 7.14%.
Maryville's average rate one year ago was 7.18%.
For refis of the same type during the week of 2025-06-18, the average rate
was 7.41%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-06-18 | 6.81% |
| Maryville 30 Year Fixed Rate | 2025-06-18 | 6.94% |
| Maryville 30 Year Fixed Rate Refi | 2025-06-18 | 7.41% |
| Maryville 15 Year Fixed Rate | 2025-06-18 | 6.16% |
| Maryville 15 Year Fixed Rate Refi | 2025-06-18 | 6.06% |
| Maryville 30 Year FHA | 2025-06-18 | -0.2% |
| Maryville 30 Year FHA Refi | 2025-06-18 | 0.2% |
| Maryville 30 Year USDA | 2025-06-18 | -0.1% |
| Maryville 30 Year USDA Refi | 2025-06-18 | 0.2% |
| Maryville 30 Year VA | 2025-06-18 | -0.2% |
| Maryville 30 Year VA Refi | 2025-06-18 | 0.1% |
Maryville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Maryville, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Maryville Average Closing Costs & Other Stats
Maryville, MO's 30 lenders originated 357
loans during 2024. The total origination value was $63,385,000, with an average loan value of
$177,549.
Maryville's average closing costs are $3,453.
The top Maryville lender as defined by loan originations is U.S. Bank, with
26 loans originated. Their average total fees are
$2,757, which is $416
higher than the next largest lender,
ASSEMBLIES OF GOD Credit Union.
The lowest fee Maryville lenders (with over 10 loans originated) are
PENNYMAC LOAN SERVICES, LLC ($2,160), ASSEMBLIES OF GOD Credit Union ($2,341), U.S. Bank ($2,757), QUICKEN LOANS, LLC ($5,932) and .
The lowest rate Maryville lenders (with over 10 loans originated) are
U.S. Bank (6.59%), PENNYMAC LOAN SERVICES, LLC (6.87%), ASSEMBLIES OF GOD Credit Union (6.91%), QUICKEN LOANS, LLC (7.05%) and .
Maryville, MO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| The Nodaway Valley Bank | $7,345,000 | $10,595,000 | 44.2% | 16.7% |
| U.S. Bank | $8,235,000 | $6,715,000 | -18.5% | 10.6% |
| ASSEMBLIES OF GOD Credit Union | $1,795,000 | $4,375,000 | 143.7% | 6.9% |
| Wells Bank | $1,730,000 | $4,365,000 | 152.3% | 6.9% |
| QUICKEN LOANS, LLC | $1,305,000 | $3,705,000 | 183.9% | 5.8% |
| PENNYMAC LOAN SERVICES, LLC | $1,740,000 | $3,175,000 | 82.5% | 5.0% |
| Flanagan State Bank | $1,520,000 | $2,820,000 | 85.5% | 4.4% |
| NBH Bank | $330,000 | $2,505,000 | 659.1% | 4.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,975,000 | n/a | 3.1% | |
| HNB National Bank | $985,000 | $1,910,000 | 93.9% | 3.0% |
| Mortgage Research Center, LLC | $1,470,000 | $1,910,000 | 29.9% | 3.0% |
| CORNHUSKER BANK | $1,725,000 | n/a | 2.7% | |
| Flagstar Bank, FSB | $125,000 | $1,660,000 | 1,228.0% | 2.6% |
| Southern Bank | $2,415,000 | $1,045,000 | -56.7% | 1.6% |
| American Mortgage & Equity Consultants, Inc. | $1,005,000 | n/a | 1.6% | |
| 21ST MORTGAGE CORPORATION | $895,000 | n/a | 1.4% | |
| ENDEAVOR CAPITAL, LLC. | $675,000 | n/a | 1.1% | |
| FLAT BRANCH MORTGAGE, INC. | $290,000 | $610,000 | 110.3% | 1.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $900,000 | $595,000 | -33.9% | 0.9% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,750,000 | $565,000 | -79.5% | 0.9% |
| PLAZA HOME MORTGAGE, INC. | $665,000 | $565,000 | -15.0% | 0.9% |
| Ameris Bank | $550,000 | n/a | 0.9% | |
| United Community Bank | $535,000 | n/a | 0.8% | |
| Bank Northwest | $190,000 | $490,000 | 157.9% | 0.8% |
| NBKC BANK | $235,000 | $460,000 | 95.7% | 0.7% |
| Barrington Bank & Trust Company, N.A. | $400,000 | n/a | 0.6% | |
| PLANET HOME LENDING, LLC | $380,000 | n/a | 0.6% | |
| Mr. Cooper ( Nationstar Mortgage ) | $130,000 | $360,000 | 176.9% | 0.6% |
| JPMorgan Chase Bank | $305,000 | $345,000 | 13.1% | 0.5% |
| Labette Bank | $345,000 | n/a | 0.5% | |
| Bank of America | $330,000 | n/a | 0.5% | |
| GERSHMAN INVESTMENT CORP. | $100,000 | $325,000 | 225.0% | 0.5% |
| Prosperity Home Mortgage, LLC | $315,000 | n/a | 0.5% | |
| LOANDEPOT.COM, LLC | $300,000 | n/a | 0.5% | |
| NAVY FEDERAL CREDIT UNION | $175,000 | $285,000 | 62.9% | 0.4% |
| FCS Financial FLCA | $145,000 | $280,000 | 93.1% | 0.4% |
| GUARANTEED RATE, INC. | $245,000 | n/a | 0.4% | |
| M&T Bank | $245,000 | n/a | 0.4% | |
| Commerce Bank | $240,000 | n/a | 0.4% | |
| BROKER SOLUTIONS, INC. | $115,000 | $225,000 | 95.7% | 0.4% |
| COMMUNITYAMERICA | $165,000 | $195,000 | 18.2% | 0.3% |
| DOMINION FINANCIAL SERVICES, LLC | $195,000 | n/a | 0.3% | |
| EVERETT FINANCIAL, INC. | $195,000 | n/a | 0.3% | |
| FREEDOM MORTGAGE CORPORATION | $195,000 | $195,000 | 0.0% | 0.3% |
| TOWNE MORTGAGE COMPANY | $185,000 | n/a | 0.3% | |
| Century Mortgage Company DBA Century Lending Company | $175,000 | n/a | 0.3% | |
| CONSERVATION EMP. CREDIT UNION | $175,000 | n/a | 0.3% | |
| NEWREZ LLC | $165,000 | n/a | 0.3% | |
| Old Second National Bank | $165,000 | n/a | 0.3% | |
| Pony Express Bank | $375,000 | $165,000 | -56.0% | 0.3% |
| Lincoln Savings Bank | $155,000 | n/a | 0.2% | |
| FirstBank of Nebraska | $135,000 | n/a | 0.2% | |
| Washington County Bank | $35,000 | $125,000 | 257.1% | 0.2% |
| Midwest Bank | $115,000 | n/a | 0.2% | |
| The Union State Bank of Everest | $115,000 | n/a | 0.2% | |
| Magnolia Bank | $105,000 | n/a | 0.2% | |
| Discover Bank | $95,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $45,000 | $95,000 | 111.1% | 0.1% |
| UMB Bank | $225,000 | $95,000 | -57.8% | 0.1% |
| VERIDIAN CREDIT UNION | $95,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $65,000 | $65,000 | 0.0% | 0.1% |
| USAA Federal Savings Bank | $175,000 | $65,000 | -62.9% | 0.1% |
| American State Bank | $45,000 | n/a | 0.1% | |
| BTC BANK | $85,000 | $35,000 | -58.8% | 0.1% |
| Farmers State Bank | $35,000 | n/a | 0.1% | |
| Figure Lending LLC | $35,000 | n/a | 0.1% | |
| Regional Missouri Bank | $35,000 | n/a | 0.1% |
Maryville's top lender by overall market share is The Nodaway Valley Bank, with 16.7% market share. In second place, with 10.6%, is U.S. Bank, having originated $6,715,000 in loans. In third place, with 6.9%, is ASSEMBLIES OF GOD Credit Union, having originated $4,375,000 in loans. In fourth place, with 6.9%, is Wells Bank, having originated $4,365,000 in loans. In fifth place, with 5.8%, is QUICKEN LOANS, LLC, having originated $3,705,000 in loans.
Maryville, MO Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 224 | $44,680,000 | $199,464 |
| Refi | 69 | $11,885,000 | $172,246 |
| Cash Out Refi | 23 | $4,245,000 | $184,565 |
| Home Improvement | 22 | $1,010,000 | $45,909 |
| Other | 19 | $1,565,000 | $82,368 |
Maryville's most frequently cited loan purpose was Home Purchase, with 224 originations. The 2nd most popular reason was Refi, with 69 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 121 | $25,905,000 | $214,091 |
| 7-8% | 57 | $8,135,000 | $142,719 |
| 5-6% | 40 | $8,130,000 | $203,250 |
| Over 8% | 39 | $4,115,000 | $105,513 |
| 4-5% | 2 | $460,000 | $230,000 |
| <2.5% | 1 | $5,000 | $5,000 |
| 2.5-3% | 1 | $35,000 | $35,000 |
During 2024, Maryville's most frequently originated rate bucket was 6-7%, with 121 originations.
Loan Sizing (Maryville, MO MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 153 | $23,065,000 | $150,752 |
| $200k-400k | 101 | $27,065,000 | $267,970 |
| $100,000 or less | 88 | $4,570,000 | $51,932 |
| $400k-600k | 12 | $5,670,000 | $472,500 |
| $600k-1000k | 2 | $1,290,000 | $645,000 |
| $Over $1MM | 1 | $1,725,000 | $1,725,000 |
Maryville's loan sizing saw the bucket of loans from $100k-200k with 153 originations, totaling $23,065,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 124 | $25,480,000 | $205,484 |
| 60-80% | 77 | $15,265,000 | $198,247 |
| 20-40% | 25 | $1,955,000 | $78,200 |
| 40-60% | 16 | $2,100,000 | $131,250 |
| Under 20% | 13 | $345,000 | $26,538 |
| Over 100% | 2 | $670,000 | $335,000 |
Maryville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 124 originations, totaling $25,480,000 in origination value.