Maryville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Maryville averaged 7.08% for the week of 2024-04-11, compared to the national average of 6.88% for the same period.

    The average rate for the prior week (2024-04-04) was 7.12% and one month ago for the week of 2024-03-07, the average rate was 6.88%.

    Maryville's average rate one year ago was 6.28%.

    For refis of the same type during the week of 2024-04-11, the average rate was 7.18%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-11 6.88%
    Maryville 30 Year Fixed Rate 2024-04-11 7.08%
    Maryville 30 Year Fixed Rate Refi 2024-04-11 7.18%
    Maryville 15 Year Fixed Rate 2024-04-11 6.06%
    Maryville 15 Year Fixed Rate Refi 2024-04-11 6.06%
    Maryville 30 Year FHA 2024-04-11 6.64%
    Maryville 30 Year FHA Refi 2024-04-11 6.74%
    Maryville 30 Year USDA 2024-04-11 6.91%
    Maryville 30 Year USDA Refi 2024-04-11 6.91%
    Maryville 30 Year VA 2024-04-11 6.47%
    Maryville 30 Year VA Refi 2024-04-11 6.57%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Maryville, MO.

    Maryville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Maryville, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    U.S. Bank 33 6.89% $2,620
    ASSEMBLIES OF GOD Credit Union 7 6.57% $2,246
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 7 6.59% $4,811
    HNB National Bank 5 6.65% $1,423
    PENNYMAC LOAN SERVICES, LLC 4 6.84% $2,412
    QUICKEN LOANS, LLC 3 7.04% $6,673
    Flanagan State Bank 3 7.42% $3,818
    Southern Bank 3 7.46% $2,314
    UNITED WHOLESALE MORTGAGE, LLC 3 6.25% $7,588
    Farmers Bank & Trust 2 7.25% $4,256
    LEADERONE FINANCIAL CORPORATION 2 6.44% $4,739
    MID AMERICA MORTGAGE, INC. 1 8.13% $1,940
    MISSOURI ELECTRIC COOPERATIVES EMPL 1 6.00% $1,738
    Mortgage Research Center, LLC 1 7.13% $1,947
    Mr. Cooper ( Nationstar Mortgage ) 1 7.99% $4,838
    PLAZA HOME MORTGAGE, INC. 1 7.00% $5,418
    UMB Bank 1 6.38% $2,852
    USAA Federal Savings Bank 1 6.25% $3,796
    JPMorgan Chase Bank 1 6.99% $9,044
    COMMUNITYAMERICA 1 7.00% $2,964
    First National Bank of Omaha 1 6.50% $4,672
    First Western Trust Bank 1 7.50% $1,914
    Flagstar Bank, FSB 1 7.03% $2,036
    FLAT BRANCH MORTGAGE, INC. 1 6.63% $2,491
    GENEVA FINANCIAL, LLC 1 6.63% $6,174
    GUILD MORTGAGE COMPANY 1 7.50% $3,575
    HALLMARK HOME MORTGAGE, LLC 1 7.50% $2,990
    AMERISAVE MORTGAGE CORPORATION 1 7.99% $5,796
    MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 1 6.38% $3,049

    Maryville Average Closing Costs & Other Stats

    Maryville, MO's 29 lenders originated 258 loans during 2023. The total origination value was $40,760,000, with an average loan value of $157,984.

    Maryville's average closing costs are $3,371.

    The top Maryville lender as defined by loan originations is U.S. Bank, with 33 loans originated. Their average total fees are $2,620, which is $374 higher than the next largest lender, ASSEMBLIES OF GOD Credit Union.

    The lowest fee Maryville lenders (with over 10 loans originated) are U.S. Bank ($2,620), .

    The lowest rate Maryville lenders (with over 10 loans originated) are U.S. Bank (6.89%), .

    Maryville, MO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    U.S. Bank $8,305,000 $8,235,000 -0.8% 20.2%
    The Nodaway Valley Bank $12,940,000 $7,345,000 -43.2% 18.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,680,000 $2,750,000 2.6% 6.7%
    Southern Bank $2,415,000 n/a 5.9%
    ASSEMBLIES OF GOD Credit Union $3,175,000 $1,795,000 -43.5% 4.4%
    PENNYMAC LOAN SERVICES, LLC $1,145,000 $1,740,000 52.0% 4.3%
    Wells Bank $6,975,000 $1,730,000 -75.2% 4.2%
    Flanagan State Bank $3,940,000 $1,520,000 -61.4% 3.7%
    Mortgage Research Center, LLC $2,090,000 $1,470,000 -29.7% 3.6%
    QUICKEN LOANS, LLC $2,165,000 $1,305,000 -39.7% 3.2%
    HNB National Bank $1,965,000 $985,000 -49.9% 2.4%
    UNITED WHOLESALE MORTGAGE, LLC $700,000 $900,000 28.6% 2.2%
    PLAZA HOME MORTGAGE, INC. $525,000 $665,000 26.7% 1.6%
    LEADERONE FINANCIAL CORPORATION $430,000 n/a 1.1%
    First Savings Bank $415,000 n/a 1.0%
    Pony Express Bank $375,000 n/a 0.9%
    MISSOURI ELECTRIC COOPERATIVES EMPL $515,000 $340,000 -34.0% 0.8%
    NBH Bank $1,035,000 $330,000 -68.1% 0.8%
    JPMorgan Chase Bank $305,000 n/a 0.7%
    FLAT BRANCH MORTGAGE, INC. $1,070,000 $290,000 -72.9% 0.7%
    First Western Trust Bank $275,000 n/a 0.7%
    NBKC BANK $225,000 $235,000 4.4% 0.6%
    UMB Bank $225,000 n/a 0.6%
    Farmers Bank & Trust $210,000 n/a 0.5%
    AMERISAVE MORTGAGE CORPORATION $680,000 $205,000 -69.9% 0.5%
    GENEVA FINANCIAL, LLC $205,000 n/a 0.5%
    AMERICAN HERITAGE LENDING, INC. $195,000 n/a 0.5%
    FREEDOM MORTGAGE CORPORATION $760,000 $195,000 -74.3% 0.5%
    Bank Northwest $190,000 n/a 0.5%
    First National Bank of Omaha $185,000 n/a 0.5%
    NAVY FEDERAL CREDIT UNION $175,000 n/a 0.4%
    USAA Federal Savings Bank $175,000 n/a 0.4%
    COMMUNITYAMERICA $260,000 $165,000 -36.5% 0.4%
    HALLMARK HOME MORTGAGE, LLC $155,000 n/a 0.4%
    MID AMERICA MORTGAGE, INC. $155,000 n/a 0.4%
    FCS Financial FLCA $370,000 $145,000 -60.8% 0.4%
    LAKEVIEW LOAN SERVICING, LLC $195,000 $145,000 -25.6% 0.4%
    Deere Employees Credit Union $335,000 $135,000 -59.7% 0.3%
    GUILD MORTGAGE COMPANY $135,000 n/a 0.3%
    LOANPAL, LLC $135,000 n/a 0.3%
    MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $135,000 n/a 0.3%
    TOP FLITE FINANCIAL, INC. $135,000 n/a 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $430,000 $130,000 -69.8% 0.3%
    Flagstar Bank, FSB $1,910,000 $125,000 -93.5% 0.3%
    BROKER SOLUTIONS, INC. $265,000 $115,000 -56.6% 0.3%
    Mazuma Credit Union $105,000 n/a 0.3%
    GERSHMAN INVESTMENT CORP. $110,000 $100,000 -9.1% 0.2%
    Wells Fargo Bank $185,000 $95,000 -48.6% 0.2%
    BTC BANK $85,000 n/a 0.2%
    First Interstate Bank $320,000 $70,000 -78.1% 0.2%
    ROYAL UNITED MORTGAGE LLC $65,000 n/a 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $45,000 n/a 0.1%
    Washington County Bank $35,000 n/a 0.1%

    Maryville's top lender by overall market share is U.S. Bank, with 20.2% market share. In second place, with 18.0%, is The Nodaway Valley Bank, having originated $7,345,000 in loans. In third place, with 6.7%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $2,750,000 in loans. In fourth place, with 5.9%, is Southern Bank, having originated $2,415,000 in loans. In fifth place, with 4.4%, is ASSEMBLIES OF GOD Credit Union, having originated $1,795,000 in loans.

    Maryville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Maryville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $129,850 (13.0%) $145,800 (9.4%) 0.00 114
    2018-02-01 $135,000 (22.8%) $151,257 (18.5%) 0.00 119
    2018-03-01 $139,900 (26.3%) $154,418 (17.7%) 0.00 112
    2018-04-01 $138,850 (20.5%) $154,385 (11.4%) 0.00 114
    2018-05-01 $141,400 (20.6%) $154,349 (11.4%) 0.00 112
    2018-06-01 $142,400 (24.7%) $155,033 (13.7%) 0.00 110
    2018-07-01 $149,000 (28.7%) $164,573 (19.4%) 0.00 103
    2018-08-01 $149,000 (27.9%) $163,136 (18.0%) 0.00 107
    2018-09-01 $144,000 (15.2%) $160,095 (12.7%) 0.00 100
    2018-10-01 $144,375 (15.5%) $159,582 (12.8%) 0.00 90
    2018-11-01 $149,600 (17.8%) $160,759 (14.0%) 0.00 87
    2018-12-01 $145,750 (13.0%) $160,180 (11.8%) 0.00 89
    2019-01-01 $144,000 (10.9%) $165,950 (13.8%) 0.00 81
    2019-02-01 $146,200 (8.3%) $169,211 (11.9%) 0.00 79
    2019-03-01 $142,800 (2.1%) $162,832 (5.5%) 0.00 81
    2019-04-01 $140,975 (1.5%) $158,195 (2.5%) 0.00 79
    2019-05-01 $144,225 (2.0%) $158,971 (3.0%) 0.00 81
    2019-06-01 $139,500 (-2.0%) $156,017 (0.6%) 0.00 78
    2019-07-01 $136,000 (-8.7%) $157,964 (-4.0%) 0.00 81
    2019-08-01 $133,042 (-10.7%) $155,611 (-4.6%) 0.00 79
    2019-09-01 $133,862 (-7.0%) $151,158 (-5.6%) 0.00 74
    2019-10-01 $134,159 (-7.1%) $148,939 (-6.7%) 0.00 72
    2019-11-01 $133,000 (-11.1%) $154,131 (-4.1%) 0.00 69
    2019-12-01 $130,975 (-10.1%) $156,540 (-2.3%) 0.00 59
    2020-01-01 $132,000 (-8.3%) $156,144 (-5.9%) 0.00 59
    2020-02-01 $131,250 (-10.2%) $161,943 (-4.3%) 0.00 58
    2020-03-01 $138,000 (-3.4%) $169,909 (4.4%) 0.00 58
    2020-04-01 $149,900 (6.3%) $169,117 (6.9%) 0.00 63
    2020-05-01 $131,500 (-8.8%) $165,201 (3.9%) 0.00 60
    2020-06-01 $143,250 (2.7%) $172,397 (10.5%) 0.00 45
    2020-07-01 $157,250 (15.6%) $192,552 (21.9%) 0.00 50
    2020-08-01 $151,250 (13.7%) $218,902 (40.7%) 0.00 49
    2020-09-01 $158,375 (18.3%) $224,894 (48.8%) 0.00 50
    2020-10-01 $157,000 (17.0%) $218,366 (46.6%) 0.00 41
    2020-11-01 $143,725 (8.1%) $185,313 (20.2%) 0.00 42
    2020-12-01 $151,225 (15.5%) $181,346 (15.9%) 0.00 42
    2021-01-01 $153,750 (16.5%) $195,609 (25.3%) 0.00 29
    2021-02-01 $149,675 (14.0%) $188,710 (16.5%) 0.00 27
    2021-03-01 $152,225 (10.3%) $182,826 (7.6%) 0.00 28
    2021-04-01 $192,500 (28.4%) $228,242 (35.0%) 0.00 30
    2021-05-01 $140,500 (6.8%) $180,878 (9.5%) 0.00 22
    2021-06-01 $151,325 (5.6%) $172,308 (-0.1%) 0.00 29
    2021-07-01 $151,200 (-3.9%) $185,918 (-3.5%) 0.00 28
    2021-08-01 $168,950 (11.7%) $230,457 (5.3%) 0.00 24
    2021-09-01 $164,950 (4.2%) $222,319 (-1.1%) 0.00 26
    2021-10-01 $172,400 (9.8%) $219,492 (0.5%) 0.00 24
    2021-11-01 $138,950 (-3.3%) $216,543 (16.9%) 0.00 24
    2021-12-01 $163,700 (8.3%) $225,057 (24.1%) 0.00 23
    2022-01-01 $147,000 (-4.4%) $180,853 (-7.5%) 0.00 17
    2022-02-01 $212,500 (42.0%) $221,976 (17.6%) 0.00 18
    2022-03-01 $208,250 (36.8%) $227,988 (24.7%) 0.00 13
    2022-04-01 $189,900 (-1.4%) $223,910 (-1.9%) 0.00 21
    2022-05-01 $200,950 (43.0%) $222,433 (23.0%) 0.00 18
    2022-06-01 $214,475 (41.7%) $215,376 (25.0%) 0.00 19
    2022-07-01 $199,900 (32.2%) $248,361 (33.6%) 0.00 27
    2022-08-01 $233,500 (38.2%) $284,679 (23.5%) 0.00 27
    2022-09-01 $216,125 (31.0%) $264,045 (18.8%) 0.00 27
    2022-10-01 $220,750 (28.1%) $234,196 (6.7%) 0.00 26
    2022-11-01 $211,250 (52.0%) $226,155 (4.4%) 0.00 22
    2022-12-01 $187,000 (14.2%) $207,254 (-7.9%) 0.00 22
    2023-01-01 $183,450 (24.8%) $236,419 (30.7%) 0.00 21
    2023-02-01 $181,700 (-14.5%) $242,895 (9.4%) 0.00 24
    2023-03-01 $173,675 (-16.6%) $240,135 (5.3%) 0.00 22
    2023-04-01 $184,950 (-2.6%) $230,797 (3.1%) 0.00 25
    2023-05-01 $187,500 (-6.7%) $231,423 (4.0%) 0.00 27
    2023-06-01 $200,725 (-6.4%) $232,648 (8.0%) 0.00 33
    2023-07-01 $191,000 (-4.5%) $233,579 (-6.0%) 0.00 38
    2023-08-01 $199,950 (-14.4%) $222,906 (-21.7%) 0.00 40
    2023-09-01 $210,000 (-2.8%) $224,653 (-14.9%) 0.00 41
    2023-10-01 $201,225 (-8.8%) $223,378 (-4.6%) 0.00 40
    2023-11-01 $203,725 (-3.6%) $230,772 (2.0%) 0.00 37
    2023-12-01 $215,000 (15.0%) $240,046 (15.8%) 0.00 37
    2024-01-01 $194,950 (6.3%) $232,304 (-1.7%) 0.00 35
    2024-02-01 $232,000 (27.7%) $236,458 (-2.7%) 0.00 33
    2024-03-01 $235,000 (35.3%) $249,130 (3.8%) 0.00 30
    Maryville's median listing price for 2024-03-01 was $235,000, a difference of $61,325 (35.3%) versus the prior year and $3,000 versus the prior month.

    Maryville's median listing price comes in at 0% of the national average.

    Maryville's average listing price for 2024-03-01 was $249,130, a difference of $8,995 (3.8%) versus the prior year and $12,672 versus the prior month.

    For the 2024-03-01 period, Maryville had 30 MLS listings, a difference of -3 listings (-9%) versus the prior month and 8 listings (36%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Maryville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,877 sqft
    2018-02-01 0 days 1,873 sqft
    2018-03-01 0 days 1,876 sqft
    2018-04-01 0 days 1,887 sqft
    2018-05-01 0 days 1,953 sqft
    2018-06-01 0 days 1,953 sqft
    2018-07-01 0 days 2,001 sqft
    2018-08-01 0 days 2,005 sqft
    2018-09-01 0 days 1,981 sqft
    2018-10-01 0 days 1,971 sqft
    2018-11-01 0 days 1,981 sqft
    2018-12-01 0 days 1,971 sqft
    2019-01-01 0 days 1,915 sqft
    2019-02-01 0 days 1,980 sqft
    2019-03-01 0 days 1,908 sqft
    2019-04-01 0 days 1,873 sqft
    2019-05-01 0 days 1,872 sqft
    2019-06-01 0 days 1,856 sqft
    2019-07-01 0 days 1,776 sqft
    2019-08-01 0 days 1,786 sqft
    2019-09-01 0 days 1,795 sqft
    2019-10-01 0 days 1,802 sqft
    2019-11-01 0 days 1,895 sqft
    2019-12-01 0 days 1,721 sqft
    2020-01-01 0 days 1,693 sqft
    2020-02-01 0 days 1,675 sqft
    2020-03-01 0 days 1,784 sqft
    2020-04-01 0 days 1,787 sqft
    2020-05-01 0 days 1,748 sqft
    2020-06-01 0 days 1,684 sqft
    2020-07-01 0 days 1,875 sqft
    2020-08-01 0 days 1,800 sqft
    2020-09-01 0 days 1,810 sqft
    2020-10-01 0 days 1,820 sqft
    2020-11-01 0 days 1,670 sqft
    2020-12-01 0 days 1,699 sqft
    2021-01-01 0 days 1,790 sqft
    2021-02-01 0 days 1,824 sqft
    2021-03-01 0 days 1,809 sqft
    2021-04-01 0 days 1,948 sqft
    2021-05-01 0 days 1,640 sqft
    2021-06-01 0 days 1,653 sqft
    2021-07-01 0 days 1,931 sqft
    2021-08-01 0 days 2,120 sqft
    2021-09-01 0 days 2,101 sqft
    2021-10-01 0 days 1,878 sqft
    2021-11-01 0 days 1,603 sqft
    2021-12-01 0 days 1,643 sqft
    2022-01-01 0 days 1,779 sqft
    2022-02-01 0 days 1,825 sqft
    2022-03-01 0 days 1,885 sqft
    2022-04-01 0 days 1,926 sqft
    2022-05-01 0 days 1,642 sqft
    2022-06-01 0 days 1,400 sqft
    2022-07-01 0 days 1,817 sqft
    2022-08-01 0 days 1,923 sqft
    2022-09-01 0 days 1,977 sqft
    2022-10-01 0 days 1,784 sqft
    2022-11-01 0 days 1,832 sqft
    2022-12-01 0 days 1,736 sqft
    2023-01-01 0 days 1,812 sqft
    2023-02-01 0 days 1,830 sqft
    2023-03-01 0 days 1,854 sqft
    2023-04-01 0 days 1,729 sqft
    2023-05-01 0 days 1,921 sqft
    2023-06-01 0 days 1,832 sqft
    2023-07-01 0 days 1,776 sqft
    2023-08-01 0 days 1,849 sqft
    2023-09-01 0 days 1,908 sqft
    2023-10-01 0 days 1,986 sqft
    2023-11-01 0 days 2,036 sqft
    2023-12-01 0 days 1,996 sqft
    2024-01-01 0 days 1,749 sqft
    2024-02-01 0 days 2,007 sqft
    2024-03-01 0 days 2,000 sqft
    Maryville's median listing age (time on market) for 2024-03-01 was 0 days.

    Maryville's median square footage for active listings during the 2024-03-01 period was 2,000 sqft. One year prior, the average listing was 1,854 sqft.

    Maryville, MO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 175 $30,395,000 $173,686
    Refi 34 $4,860,000 $142,941
    Cash Out Refi 19 $3,135,000 $165,000
    Home Improvement 16 $1,370,000 $85,625
    Other 14 $1,000,000 $71,429

    Maryville's most frequently cited loan purpose was Home Purchase, with 175 originations. The 2nd most popular reason was Refi, with 34 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 83 $14,675,000 $176,807
    7-8% 52 $7,820,000 $150,385
    Over 8% 25 $3,635,000 $145,400
    5-6% 23 $4,695,000 $204,130
    <2.5% 1 $5,000 $5,000

    During 2023, Maryville's most frequently originated rate bucket was 6-7%, with 83 originations.

    Loan Sizing (Maryville, MO MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 117 $17,365,000 $148,419
    $100,000 or less 78 $4,140,000 $53,077
    $200k-400k 55 $14,545,000 $264,455
    $400k-600k 7 $3,215,000 $459,286
    $Over $1MM 1 $1,495,000 $1,495,000

    Maryville's loan sizing saw the bucket of loans from $100k-200k with 117 originations, totaling $17,365,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 101 $19,185,000 $189,950
    60-80% 40 $6,880,000 $172,000
    20-40% 17 $1,035,000 $60,882
    Under 20% 13 $625,000 $48,077
    40-60% 12 $2,990,000 $249,167
    Over 100% 1 $115,000 $115,000

    Maryville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 101 originations, totaling $19,185,000 in origination value.