Maryville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Maryville averaged
7.07%
for the week of 2023-11-22, compared to the national average of
7.29% for the same period.
The average rate for the prior week (2023-11-16) was
7.22% and
one month ago for the week of 2023-10-19, the
average rate was 7.51%.
Maryville's average rate one year ago was 6.39%.
For refis of the same type during the week of 2023-11-22, the average rate
was 7.39%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-11-22 | 7.29% |
Maryville 30 Year Fixed Rate | 2023-11-22 | 7.07% |
Maryville 30 Year Fixed Rate Refi | 2023-11-22 | 7.39% |
Maryville 15 Year Fixed Rate | 2023-11-22 | 6.77% |
Maryville 15 Year Fixed Rate Refi | 2023-11-22 | 6.87% |
Maryville 30 Year FHA | 2023-11-22 | 0% |
Maryville 30 Year FHA Refi | 2023-11-22 | -0.1% |
Maryville 30 Year USDA | 2023-11-22 | 0.2% |
Maryville 30 Year USDA Refi | 2023-11-22 | -0.2% |
Maryville 30 Year VA | 2023-11-22 | 0.2% |
Maryville 30 Year VA Refi | 2023-11-22 | 0.2% |
Maryville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Maryville, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Maryville Average Closing Costs & Other Stats
Maryville, MO's 39 lenders originated 404
loans during 2022. The total origination value was $64,960,000, with an average loan value of
$160,792.
Maryville's average closing costs are $3,251.
The top Maryville lender as defined by loan originations is U.S. Bank, with
25 loans originated. Their average total fees are
$2,135, which is $1,008
lower than the next largest lender,
ASSEMBLIES OF GOD Credit Union.
The lowest fee Maryville lenders (with over 10 loans originated) are
U.S. Bank ($2,135), ASSEMBLIES OF GOD Credit Union ($3,142), .
The lowest rate Maryville lenders (with over 10 loans originated) are
U.S. Bank (4.84%), ASSEMBLIES OF GOD Credit Union (4.97%), .
Maryville, MO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
The Nodaway Valley Bank | $19,285,000 | $12,940,000 | -32.9% | 19.9% |
U.S. Bank | $14,770,000 | $8,305,000 | -43.8% | 12.8% |
Wells Bank | $10,905,000 | $6,975,000 | -36.0% | 10.7% |
Flanagan State Bank | $3,185,000 | $3,940,000 | 23.7% | 6.1% |
ASSEMBLIES OF GOD Credit Union | $1,695,000 | $3,175,000 | 87.3% | 4.9% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $4,175,000 | $2,680,000 | -35.8% | 4.1% |
QUICKEN LOANS, LLC | $5,710,000 | $2,165,000 | -62.1% | 3.3% |
Mortgage Research Center, LLC | $470,000 | $2,090,000 | 344.7% | 3.2% |
HNB National Bank | $3,020,000 | $1,965,000 | -34.9% | 3.0% |
Flagstar Bank, FSB | $1,745,000 | $1,910,000 | 9.5% | 2.9% |
PENNYMAC LOAN SERVICES, LLC | $2,450,000 | $1,145,000 | -53.3% | 1.8% |
LOANDEPOT.COM, LLC | $625,000 | $1,095,000 | 75.2% | 1.7% |
FLAT BRANCH MORTGAGE, INC. | $760,000 | $1,070,000 | 40.8% | 1.6% |
NBH Bank | $3,270,000 | $1,035,000 | -68.3% | 1.6% |
Mortgage Investment Services Corporation | $1,585,000 | $940,000 | -40.7% | 1.4% |
FREEDOM MORTGAGE CORPORATION | $3,290,000 | $760,000 | -76.9% | 1.2% |
Farmers State Bank | $495,000 | $730,000 | 47.5% | 1.1% |
Emprise Bank | $705,000 | n/a | 1.1% | |
UNITED WHOLESALE MORTGAGE, LLC | $75,000 | $700,000 | 833.3% | 1.1% |
AMERISAVE MORTGAGE CORPORATION | $680,000 | n/a | 1.0% | |
PLAZA HOME MORTGAGE, INC. | $965,000 | $525,000 | -45.6% | 0.8% |
MISSOURI ELECTRIC COOPERATIVES EMPL | $370,000 | $515,000 | 39.2% | 0.8% |
Mr. Cooper ( Nationstar Mortgage ) | $335,000 | $430,000 | 28.4% | 0.7% |
Community Mortgage Banc Corporation | $7,350,000 | $425,000 | -94.2% | 0.7% |
FCS Financial FLCA | $475,000 | $370,000 | -22.1% | 0.6% |
FIRST MISSOURI BANK | $355,000 | n/a | 0.5% | |
PHH Mortgage Corporation | $350,000 | n/a | 0.5% | |
Deere Employees Credit Union | $315,000 | $335,000 | 6.3% | 0.5% |
First Interstate Bank | $320,000 | n/a | 0.5% | |
ACADEMY MORTGAGE CORPORATION | $315,000 | n/a | 0.5% | |
MOVEMENT MORTGAGE, LLC | $105,000 | $290,000 | 176.2% | 0.4% |
BROKER SOLUTIONS, INC. | $625,000 | $265,000 | -57.6% | 0.4% |
COMMUNITY MORTGAGE, LLC | $135,000 | $265,000 | 96.3% | 0.4% |
ENDEAVOR CAPITAL, LLC. | $530,000 | $265,000 | -50.0% | 0.4% |
COMMUNITYAMERICA | $260,000 | n/a | 0.4% | |
CHURCHILL MORTGAGE CORPORATION | $220,000 | $250,000 | 13.6% | 0.4% |
Frontier Bank | $495,000 | $245,000 | -50.5% | 0.4% |
Bank of America | $125,000 | $235,000 | 88.0% | 0.4% |
NBKC BANK | $225,000 | n/a | 0.3% | |
Ameris Bank | $205,000 | n/a | 0.3% | |
CALIBER HOME LOANS, INC. | $475,000 | $195,000 | -58.9% | 0.3% |
LAKEVIEW LOAN SERVICING, LLC | $555,000 | $195,000 | -64.9% | 0.3% |
Central National Bank | $185,000 | n/a | 0.3% | |
UNION HOME MORTGAGE CORP. | $290,000 | $185,000 | -36.2% | 0.3% |
Wells Fargo Bank | $1,485,000 | $185,000 | -87.5% | 0.3% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $180,000 | n/a | 0.3% | |
HOMESIDE FINANCIAL, LLC | $165,000 | $175,000 | 6.1% | 0.3% |
Servion, Inc. | $175,000 | n/a | 0.3% | |
CROSSCOUNTRY MORTGAGE, LLC | $165,000 | n/a | 0.3% | |
Alliant Bank | $155,000 | n/a | 0.2% | |
PROVIDENT FUNDING ASSOCIATES, L.P. | $175,000 | $145,000 | -17.1% | 0.2% |
WEST COMMUNITY | $240,000 | $135,000 | -43.8% | 0.2% |
DELMAR FINANCIAL COMPANY | $115,000 | n/a | 0.2% | |
DOMINION FINANCIAL SERVICES, LLC | $115,000 | n/a | 0.2% | |
GUARANTEED RATE, INC. | $115,000 | n/a | 0.2% | |
GERSHMAN INVESTMENT CORP. | $110,000 | n/a | 0.2% | |
Commerce Bank | $105,000 | n/a | 0.2% | |
JLB CORPORATION | $105,000 | n/a | 0.2% | |
NEW DAY FINANCIAL, LLC | $105,000 | n/a | 0.2% | |
North American Savings Bank, F.S.B. | $105,000 | n/a | 0.2% | |
IOWA BANKERS MORTGAGE CORPORATION | $85,000 | n/a | 0.1% | |
Landmark National Bank | $180,000 | $85,000 | -52.8% | 0.1% |
Sierra Pacific Mortgage Company, Inc. | $85,000 | $85,000 | 0.0% | 0.1% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $505,000 | $75,000 | -85.1% | 0.1% |
RUOFF MORTGAGE COMPANY, INC. | $75,000 | n/a | 0.1% | |
Truist | $115,000 | $75,000 | -34.8% | 0.1% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,245,000 | $65,000 | -94.8% | 0.1% |
Bank Iowa | $15,000 | n/a | 0.0% |
Maryville's top lender by overall market share is The Nodaway Valley Bank, with 19.9% market share. In second place, with 12.8%, is U.S. Bank, having originated $8,305,000 in loans. In third place, with 10.7%, is Wells Bank, having originated $6,975,000 in loans. In fourth place, with 6.1%, is Flanagan State Bank, having originated $3,940,000 in loans. In fifth place, with 4.9%, is ASSEMBLIES OF GOD Credit Union, having originated $3,175,000 in loans.
Maryville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Maryville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $129,850 (13.0%) | $145,800 (9.4%) | 0.00 | 114 |
2018-02-01 | $135,000 (22.8%) | $151,257 (18.5%) | 0.00 | 119 |
2018-03-01 | $139,900 (26.3%) | $154,418 (17.7%) | 0.00 | 112 |
2018-04-01 | $138,850 (20.5%) | $154,385 (11.4%) | 0.00 | 114 |
2018-05-01 | $141,400 (20.6%) | $154,349 (11.4%) | 0.00 | 112 |
2018-06-01 | $142,400 (24.7%) | $155,033 (13.7%) | 0.00 | 110 |
2018-07-01 | $149,000 (28.7%) | $164,573 (19.4%) | 0.00 | 103 |
2018-08-01 | $149,000 (27.9%) | $163,136 (18.0%) | 0.00 | 107 |
2018-09-01 | $144,000 (15.2%) | $160,095 (12.7%) | 0.00 | 100 |
2018-10-01 | $144,375 (15.5%) | $159,582 (12.8%) | 0.00 | 90 |
2018-11-01 | $149,600 (17.8%) | $160,759 (14.0%) | 0.00 | 87 |
2018-12-01 | $145,750 (13.0%) | $160,180 (11.8%) | 0.00 | 89 |
2019-01-01 | $144,000 (10.9%) | $165,950 (13.8%) | 0.00 | 81 |
2019-02-01 | $146,200 (8.3%) | $169,211 (11.9%) | 0.00 | 79 |
2019-03-01 | $142,800 (2.1%) | $162,832 (5.5%) | 0.00 | 81 |
2019-04-01 | $140,975 (1.5%) | $158,195 (2.5%) | 0.00 | 79 |
2019-05-01 | $144,225 (2.0%) | $158,971 (3.0%) | 0.00 | 81 |
2019-06-01 | $139,500 (-2.0%) | $156,017 (0.6%) | 0.00 | 78 |
2019-07-01 | $136,000 (-8.7%) | $157,964 (-4.0%) | 0.00 | 81 |
2019-08-01 | $133,042 (-10.7%) | $155,611 (-4.6%) | 0.00 | 79 |
2019-09-01 | $133,862 (-7.0%) | $151,158 (-5.6%) | 0.00 | 74 |
2019-10-01 | $134,159 (-7.1%) | $148,939 (-6.7%) | 0.00 | 72 |
2019-11-01 | $133,000 (-11.1%) | $154,131 (-4.1%) | 0.00 | 69 |
2019-12-01 | $130,975 (-10.1%) | $156,540 (-2.3%) | 0.00 | 59 |
2020-01-01 | $132,000 (-8.3%) | $156,144 (-5.9%) | 0.00 | 59 |
2020-02-01 | $131,250 (-10.2%) | $161,943 (-4.3%) | 0.00 | 58 |
2020-03-01 | $138,000 (-3.4%) | $169,909 (4.4%) | 0.00 | 58 |
2020-04-01 | $149,900 (6.3%) | $169,117 (6.9%) | 0.00 | 63 |
2020-05-01 | $131,500 (-8.8%) | $165,201 (3.9%) | 0.00 | 60 |
2020-06-01 | $143,250 (2.7%) | $172,397 (10.5%) | 0.00 | 45 |
2020-07-01 | $157,250 (15.6%) | $192,552 (21.9%) | 0.00 | 50 |
2020-08-01 | $151,250 (13.7%) | $218,902 (40.7%) | 0.00 | 49 |
2020-09-01 | $158,375 (18.3%) | $224,894 (48.8%) | 0.00 | 50 |
2020-10-01 | $157,000 (17.0%) | $218,366 (46.6%) | 0.00 | 41 |
2020-11-01 | $143,725 (8.1%) | $185,313 (20.2%) | 0.00 | 42 |
2020-12-01 | $151,225 (15.5%) | $181,346 (15.9%) | 0.00 | 42 |
2021-01-01 | $153,750 (16.5%) | $195,609 (25.3%) | 0.00 | 29 |
2021-02-01 | $149,675 (14.0%) | $188,710 (16.5%) | 0.00 | 27 |
2021-03-01 | $152,225 (10.3%) | $182,826 (7.6%) | 0.00 | 28 |
2021-04-01 | $192,500 (28.4%) | $228,242 (35.0%) | 0.00 | 30 |
2021-05-01 | $140,500 (6.8%) | $180,878 (9.5%) | 0.00 | 22 |
2021-06-01 | $151,325 (5.6%) | $172,308 (-0.1%) | 0.00 | 29 |
2021-07-01 | $151,200 (-3.9%) | $185,918 (-3.5%) | 0.00 | 28 |
2021-08-01 | $168,950 (11.7%) | $230,457 (5.3%) | 0.00 | 24 |
2021-09-01 | $164,950 (4.2%) | $222,319 (-1.1%) | 0.00 | 26 |
2021-10-01 | $172,400 (9.8%) | $219,492 (0.5%) | 0.00 | 24 |
2021-11-01 | $138,950 (-3.3%) | $216,543 (16.9%) | 0.00 | 24 |
2021-12-01 | $163,700 (8.3%) | $225,057 (24.1%) | 0.00 | 23 |
2022-01-01 | $147,000 (-4.4%) | $180,853 (-7.5%) | 0.00 | 17 |
2022-02-01 | $212,500 (42.0%) | $221,976 (17.6%) | 0.00 | 18 |
2022-03-01 | $208,250 (36.8%) | $227,988 (24.7%) | 0.00 | 13 |
2022-04-01 | $189,900 (-1.4%) | $223,910 (-1.9%) | 0.00 | 21 |
2022-05-01 | $200,950 (43.0%) | $222,433 (23.0%) | 0.00 | 18 |
2022-06-01 | $214,475 (41.7%) | $215,376 (25.0%) | 0.00 | 19 |
2022-07-01 | $199,900 (32.2%) | $248,361 (33.6%) | 0.00 | 27 |
2022-08-01 | $233,500 (38.2%) | $284,679 (23.5%) | 0.00 | 27 |
2022-09-01 | $216,125 (31.0%) | $264,045 (18.8%) | 0.00 | 27 |
2022-10-01 | $220,750 (28.1%) | $234,196 (6.7%) | 0.00 | 26 |
2022-11-01 | $211,250 (52.0%) | $226,155 (4.4%) | 0.00 | 22 |
2022-12-01 | $187,000 (14.2%) | $207,254 (-7.9%) | 0.00 | 22 |
2023-01-01 | $183,450 (24.8%) | $236,419 (30.7%) | 0.00 | 21 |
2023-02-01 | $181,700 (-14.5%) | $242,895 (9.4%) | 0.00 | 24 |
2023-03-01 | $173,675 (-16.6%) | $240,135 (5.3%) | 0.00 | 22 |
2023-04-01 | $184,950 (-2.6%) | $230,797 (3.1%) | 0.00 | 25 |
2023-05-01 | $187,500 (-6.7%) | $231,423 (4.0%) | 0.00 | 27 |
2023-06-01 | $200,725 (-6.4%) | $232,648 (8.0%) | 0.00 | 33 |
2023-07-01 | $191,000 (-4.5%) | $233,579 (-6.0%) | 0.00 | 38 |
2023-08-01 | $199,950 (-14.4%) | $222,906 (-21.7%) | 0.00 | 40 |
2023-09-01 | $210,000 (-2.8%) | $224,653 (-14.9%) | 0.00 | 41 |
2023-10-01 | $201,225 (-8.8%) | $223,378 (-4.6%) | 0.00 | 40 |
Maryville's median listing price comes in at 0% of the national average.
Maryville's average listing price for 2023-10-01 was $223,378, a difference of $-10,818 (-4.6%) versus the prior year and $-1,275 versus the prior month.
For the 2023-10-01 period, Maryville had 40 MLS listings, a difference of -1 listings (-2%) versus the prior month and 14 listings (54%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Maryville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,868 sqft |
2018-02-01 | 0 days | 1,872 sqft |
2018-03-01 | 0 days | 1,875 sqft |
2018-04-01 | 0 days | 1,880 sqft |
2018-05-01 | 0 days | 1,935 sqft |
2018-06-01 | 0 days | 1,935 sqft |
2018-07-01 | 0 days | 1,998 sqft |
2018-08-01 | 0 days | 2,002 sqft |
2018-09-01 | 0 days | 1,972 sqft |
2018-10-01 | 0 days | 1,951 sqft |
2018-11-01 | 0 days | 1,976 sqft |
2018-12-01 | 0 days | 1,934 sqft |
2019-01-01 | 0 days | 1,891 sqft |
2019-02-01 | 0 days | 1,957 sqft |
2019-03-01 | 0 days | 1,886 sqft |
2019-04-01 | 0 days | 1,873 sqft |
2019-05-01 | 0 days | 1,872 sqft |
2019-06-01 | 0 days | 1,856 sqft |
2019-07-01 | 0 days | 1,776 sqft |
2019-08-01 | 0 days | 1,786 sqft |
2019-09-01 | 0 days | 1,795 sqft |
2019-10-01 | 0 days | 1,802 sqft |
2019-11-01 | 0 days | 1,895 sqft |
2019-12-01 | 0 days | 1,721 sqft |
2020-01-01 | 0 days | 1,693 sqft |
2020-02-01 | 0 days | 1,675 sqft |
2020-03-01 | 0 days | 1,784 sqft |
2020-04-01 | 0 days | 1,787 sqft |
2020-05-01 | 0 days | 1,748 sqft |
2020-06-01 | 0 days | 1,684 sqft |
2020-07-01 | 0 days | 1,875 sqft |
2020-08-01 | 0 days | 1,800 sqft |
2020-09-01 | 0 days | 1,810 sqft |
2020-10-01 | 0 days | 1,820 sqft |
2020-11-01 | 0 days | 1,670 sqft |
2020-12-01 | 0 days | 1,699 sqft |
2021-01-01 | 0 days | 1,790 sqft |
2021-02-01 | 0 days | 1,824 sqft |
2021-03-01 | 0 days | 1,809 sqft |
2021-04-01 | 0 days | 1,948 sqft |
2021-05-01 | 0 days | 1,640 sqft |
2021-06-01 | 0 days | 1,653 sqft |
2021-07-01 | 0 days | 1,931 sqft |
2021-08-01 | 0 days | 2,120 sqft |
2021-09-01 | 0 days | 2,101 sqft |
2021-10-01 | 0 days | 1,878 sqft |
2021-11-01 | 0 days | 1,603 sqft |
2021-12-01 | 0 days | 1,643 sqft |
2022-01-01 | 0 days | 1,779 sqft |
2022-02-01 | 0 days | 1,825 sqft |
2022-03-01 | 0 days | 1,885 sqft |
2022-04-01 | 0 days | 1,926 sqft |
2022-05-01 | 0 days | 1,642 sqft |
2022-06-01 | 0 days | 1,400 sqft |
2022-07-01 | 0 days | 1,817 sqft |
2022-08-01 | 0 days | 1,923 sqft |
2022-09-01 | 0 days | 1,977 sqft |
2022-10-01 | 0 days | 1,784 sqft |
2022-11-01 | 0 days | 1,832 sqft |
2022-12-01 | 0 days | 1,736 sqft |
2023-01-01 | 0 days | 1,812 sqft |
2023-02-01 | 0 days | 1,830 sqft |
2023-03-01 | 0 days | 1,854 sqft |
2023-04-01 | 0 days | 1,729 sqft |
2023-05-01 | 0 days | 1,921 sqft |
2023-06-01 | 0 days | 1,832 sqft |
2023-07-01 | 0 days | 1,776 sqft |
2023-08-01 | 0 days | 1,849 sqft |
2023-09-01 | 0 days | 1,908 sqft |
2023-10-01 | 0 days | 1,986 sqft |
Maryville's median square footage for active listings during the 2023-10-01 period was 1,986 sqft. One year prior, the average listing was 1,784 sqft.
Maryville, MO Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 247 | $42,925,000 | $173,785 |
Cash Out Refi | 66 | $9,320,000 | $141,212 |
Refi | 64 | $10,670,000 | $166,719 |
Home Improvement | 20 | $1,560,000 | $78,000 |
Other | 7 | $485,000 | $69,286 |
Maryville's most frequently cited loan purpose was Home Purchase, with 247 originations. The 2nd most popular reason was Cash Out Refi, with 66 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 85 | $13,705,000 | $161,235 |
4-5% | 72 | $12,560,000 | $174,444 |
3-4% | 49 | $7,485,000 | $152,755 |
6-7% | 39 | $5,325,000 | $136,538 |
7-8% | 13 | $1,785,000 | $137,308 |
2.5-3% | 10 | $2,130,000 | $213,000 |
<2.5% | 5 | $465,000 | $93,000 |
Over 8% | 4 | $340,000 | $85,000 |
During 2022, Maryville's most frequently originated rate bucket was 5-6%, with 85 originations.
Loan Sizing (Maryville, MO MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 182 | $26,660,000 | $146,484 |
$100,000 or less | 128 | $8,180,000 | $63,906 |
$200k-400k | 79 | $21,425,000 | $271,203 |
$400k-600k | 10 | $4,800,000 | $480,000 |
$600k-1000k | 4 | $2,890,000 | $722,500 |
$Over $1MM | 1 | $1,005,000 | $1,005,000 |
Maryville's loan sizing saw the bucket of loans from $100k-200k with 182 originations, totaling $26,660,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 123 | $21,655,000 | $176,057 |
60-80% | 87 | $14,875,000 | $170,977 |
20-40% | 27 | $2,195,000 | $81,296 |
40-60% | 22 | $3,220,000 | $146,364 |
Under 20% | 13 | $485,000 | $37,308 |
Over 100% | 6 | $1,280,000 | $213,333 |
Maryville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 123 originations, totaling $21,655,000 in origination value.