Maryville Mortgage Rates
30 Year Fixed Rate mortgages in Maryville averaged
6.07%
for the week of 2022-06-30, compared to the national average of
5.7% for the same period.
The average rate for the prior week (2022-06-23) was
5.98% and
one month ago for the week of 2022-05-26, the
average rate was 5.27%.
Maryville's average rate one year ago was 3.31%.
For refis of the same type during the week of 2022-06-30, the average rate
was 5.64%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2022-06-30 | 5.7% |
Maryville 30 Year Fixed Rate | 2022-06-30 | 6.07% |
Maryville 30 Year Fixed Rate Refi | 2022-06-30 | 5.64% |
Maryville 15 Year Fixed Rate | 2022-06-30 | 5.59% |
Maryville 15 Year Fixed Rate Refi | 2022-06-30 | 4.82% |
Maryville 30 Year FHA | 2022-06-30 | 5.84% |
Maryville 30 Year FHA Refi | 2022-06-30 | 5.44% |
Maryville 30 Year USDA | 2022-06-30 | 5.94% |
Maryville 30 Year USDA Refi | 2022-06-30 | 3.37% |
Maryville 30 Year VA | 2022-06-30 | 5.86% |
Maryville 30 Year VA Refi | 2022-06-30 | 5.31% |
Maryville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Maryville, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Maryville, MO's 46 lenders originated 652
loans during 2021. The total origination value was $113,660,000, with an average loan value of
$174,325.
The top Maryville lender as defined by loan originations is U.S. Bank, with
51 loans originated. Their average total fees are
$2,073, which is $16
lower than the next largest lender,
Community Mortgage Banc Corporation.
The lowest fee Maryville lenders (with over 10 loans originated) are
U.S. Bank ($2,073), Community Mortgage Banc Corporation ($2,089), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($2,336), QUICKEN LOANS, LLC ($3,881) and .
The lowest rate Maryville lenders (with over 10 loans originated) are
Community Mortgage Banc Corporation (3.09%), U.S. Bank (3.13%), QUICKEN LOANS, LLC (3.19%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (3.30%) and .
Maryville, MO Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
---|---|---|---|---|
The Nodaway Valley Bank | $11,835,000 | $19,285,000 | 62.9% | 17.0% |
U.S. Bank | $12,155,000 | $14,770,000 | 21.5% | 13.0% |
Wells Bank | $16,495,000 | $10,905,000 | -33.9% | 9.6% |
Hawthorn Bank | $8,970,000 | n/a | 7.9% | |
Community Mortgage Banc Corporation | $9,670,000 | $7,350,000 | -24.0% | 6.5% |
QUICKEN LOANS, LLC | $4,775,000 | $5,710,000 | 19.6% | 5.0% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,365,000 | $4,175,000 | 24.1% | 3.7% |
FREEDOM MORTGAGE CORPORATION | $930,000 | $3,290,000 | 253.8% | 2.9% |
NBH Bank | $2,235,000 | $3,270,000 | 46.3% | 2.9% |
Flanagan State Bank | $2,925,000 | $3,185,000 | 8.9% | 2.8% |
HNB National Bank | $3,890,000 | $3,020,000 | -22.4% | 2.7% |
PENNYMAC LOAN SERVICES, LLC | $430,000 | $2,450,000 | 469.8% | 2.2% |
Bank of the West | $2,065,000 | n/a | 1.8% | |
Flagstar Bank, FSB | $1,565,000 | $1,745,000 | 11.5% | 1.5% |
ASSEMBLIES OF GOD Credit Union | $235,000 | $1,695,000 | 621.3% | 1.5% |
Mortgage Investment Services Corporation | $1,225,000 | $1,585,000 | 29.4% | 1.4% |
Wells Fargo Bank | $650,000 | $1,485,000 | 128.5% | 1.3% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $565,000 | $1,245,000 | 120.4% | 1.1% |
PLAZA HOME MORTGAGE, INC. | $2,680,000 | $965,000 | -64.0% | 0.8% |
FLAT BRANCH MORTGAGE, INC. | $1,610,000 | $760,000 | -52.8% | 0.7% |
USAA Federal Savings Bank | $330,000 | $705,000 | 113.6% | 0.6% |
BROKER SOLUTIONS, INC. | $625,000 | n/a | 0.5% | |
LOANDEPOT.COM, LLC | $990,000 | $625,000 | -36.9% | 0.5% |
LAKEVIEW LOAN SERVICING, LLC | $730,000 | $555,000 | -24.0% | 0.5% |
ENDEAVOR CAPITAL, LLC. | $205,000 | $530,000 | 158.5% | 0.5% |
KS StateBank | $530,000 | n/a | 0.5% | |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $505,000 | n/a | 0.4% | |
Farmers State Bank | $1,585,000 | $495,000 | -68.8% | 0.4% |
Frontier Bank | $175,000 | $495,000 | 182.9% | 0.4% |
CALIBER HOME LOANS, INC. | $475,000 | n/a | 0.4% | |
FCS Financial FLCA | $475,000 | n/a | 0.4% | |
Mortgage Research Center, LLC | $590,000 | $470,000 | -20.3% | 0.4% |
BETTER MORTGAGE CORPORATION | $460,000 | n/a | 0.4% | |
Paramount Residential Mortgage Group, Inc. | $300,000 | $435,000 | 45.0% | 0.4% |
First State Bank of St. Charles, Missouri | $170,000 | $380,000 | 123.5% | 0.3% |
MISSOURI ELECTRIC COOPERATIVES EMPL | $125,000 | $370,000 | 196.0% | 0.3% |
Citizens Bank | $345,000 | n/a | 0.3% | |
Mr. Cooper ( Nationstar Mortgage ) | $565,000 | $335,000 | -40.7% | 0.3% |
NAVY FEDERAL CREDIT UNION | $370,000 | $330,000 | -10.8% | 0.3% |
Deere Employees Credit Union | $315,000 | n/a | 0.3% | |
FINANCE OF AMERICA MORTGAGE LLC | $310,000 | n/a | 0.3% | |
HOME POINT FINANCIAL CORPORATION | $535,000 | $300,000 | -43.9% | 0.3% |
UNION HOME MORTGAGE CORP. | $290,000 | n/a | 0.3% | |
JPMorgan Chase Bank | $65,000 | $260,000 | 300.0% | 0.2% |
DAS Acquisition Company, LLC | $85,000 | $250,000 | 194.1% | 0.2% |
WEST COMMUNITY | $240,000 | n/a | 0.2% | |
Plains Commerce Bank | $230,000 | n/a | 0.2% | |
CHURCHILL MORTGAGE CORPORATION | $245,000 | $220,000 | -10.2% | 0.2% |
NEWREZ LLC | $135,000 | $215,000 | 59.3% | 0.2% |
BTC BANK | $205,000 | n/a | 0.2% | |
Citibank | $195,000 | n/a | 0.2% | |
GREATER KC PUBLIC SAFETY CREDIT UNION | $185,000 | n/a | 0.2% | |
Landmark National Bank | $940,000 | $180,000 | -80.9% | 0.2% |
SENTE MORTGAGE, INC. | $180,000 | n/a | 0.2% | |
Ally Bank | $175,000 | n/a | 0.2% | |
PROVIDENT FUNDING ASSOCIATES, L.P. | $175,000 | n/a | 0.2% | |
Centier Bank | $165,000 | n/a | 0.1% | |
CHARTER WEST BANK | $165,000 | n/a | 0.1% | |
Home Federal Savings & Loan Association of Grand Island | $165,000 | n/a | 0.1% | |
HOMESIDE FINANCIAL, LLC | $165,000 | n/a | 0.1% | |
Dundee Bank | $155,000 | $155,000 | 0.0% | 0.1% |
TRIAD FINANCIAL SERVICES, INC. | $145,000 | n/a | 0.1% | |
COMMUNITY MORTGAGE, LLC | $200,000 | $135,000 | -32.5% | 0.1% |
FirstTrust Home Loans, Inc. | $135,000 | n/a | 0.1% | |
Bank of America | $25,000 | $125,000 | 400.0% | 0.1% |
Mutual Savings Association | $115,000 | n/a | 0.1% | |
STEARNS LENDING, LLC | $115,000 | n/a | 0.1% | |
Truist Bank | $115,000 | n/a | 0.1% | |
Union Bank and Trust Company | $115,000 | n/a | 0.1% | |
DUPACO COMMUNITY | $110,000 | n/a | 0.1% | |
Carrington Mortgage Services, LLC | $65,000 | $105,000 | 61.5% | 0.1% |
MOVEMENT MORTGAGE, LLC | $515,000 | $105,000 | -79.6% | 0.1% |
Prosperity Home Mortgage, LLC | $185,000 | $105,000 | -43.2% | 0.1% |
First Savings Bank | $95,000 | n/a | 0.1% | |
Sierra Pacific Mortgage Company, Inc. | $85,000 | n/a | 0.1% | |
UNITED WHOLESALE MORTGAGE, LLC | $410,000 | $75,000 | -81.7% | 0.1% |
FINANCE OF AMERICA REVERSE LLC | $65,000 | n/a | 0.1% | |
First Guaranty Mortgage Corporation | $65,000 | n/a | 0.1% | |
The Union State Bank of Everest | $65,000 | $45,000 | -30.8% | 0.0% |
Maryville's top lender by overall market share is The Nodaway Valley Bank, with 17.0% market share. In second place, with 13.0%, is U.S. Bank, having originated $14,770,000 in loans. In third place, with 9.6%, is Wells Bank, having originated $10,905,000 in loans. In third place, with 7.9%, is Hawthorn Bank, having originated $8,970,000 in loans. In third place, with 6.5%, is Community Mortgage Banc Corporation, having originated $7,350,000 in loans.
Maryville, MO Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 308 | $56,300,000 | $182,792 |
Refi | 235 | $42,185,000 | $179,511 |
Cash Out Refi | 92 | $13,750,000 | $149,457 |
Home Improvement | 9 | $645,000 | $71,667 |
Other | 8 | $780,000 | $97,500 |
Maryville's most frequently cited loan purpose was Home Purchase, with 308 originations. The 2nd most popular reason was Refi, with 235 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
3-4% | 197 | $35,825,000 | $181,853 |
2.5-3% | 193 | $31,615,000 | $163,808 |
<2.5% | 56 | $9,470,000 | $169,107 |
4-5% | 25 | $4,935,000 | $197,400 |
5-6% | 2 | $400,000 | $200,000 |
7-8% | 1 | $165,000 | $165,000 |
During 2021, Maryville's most frequently originated rate bucket was 3-4%, with 197 originations.
Loan Sizing (Maryville, MO MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 311 | $44,285,000 | $142,395 |
$100,000 or less | 196 | $13,070,000 | $66,684 |
$200k-400k | 127 | $32,745,000 | $257,835 |
$400k-600k | 10 | $4,590,000 | $459,000 |
$Over $1MM | 6 | $17,470,000 | $2,911,667 |
$600k-1000k | 2 | $1,500,000 | $750,000 |
Maryville's loan sizing saw the bucket of loans from $100k-200k with 311 originations, totaling $44,285,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 192 | $31,600,000 | $164,583 |
60-80% | 180 | $38,630,000 | $214,611 |
40-60% | 59 | $7,355,000 | $124,661 |
20-40% | 15 | $985,000 | $65,667 |
Under 20% | 11 | $405,000 | $36,818 |
Over 100% | 5 | $885,000 | $177,000 |
Maryville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 192 originations, totaling $31,600,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Maryville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $131,000 (14.0%) | $145,811 (9.4%) | 0.00 | 115 |
2018-02-01 | $136,000 (23.6%) | $151,436 (18.9%) | 0.00 | 118 |
2018-03-01 | $142,000 (28.2%) | $155,917 (18.9%) | 0.00 | 113 |
2018-04-01 | $140,950 (22.0%) | $156,574 (13.0%) | 0.00 | 117 |
2018-05-01 | $144,700 (21.7%) | $158,918 (14.3%) | 0.00 | 114 |
2018-06-01 | $144,900 (26.1%) | $160,233 (17.2%) | 0.00 | 113 |
2018-07-01 | $149,000 (26.3%) | $168,364 (21.8%) | 0.00 | 105 |
2018-08-01 | $149,250 (28.1%) | $166,893 (20.7%) | 0.00 | 108 |
2018-09-01 | $144,500 (15.6%) | $160,558 (13.0%) | 0.00 | 101 |
2018-10-01 | $149,000 (17.3%) | $160,338 (13.1%) | 0.00 | 92 |
2018-11-01 | $149,900 (18.0%) | $160,773 (14.1%) | 0.00 | 87 |
2018-12-01 | $145,000 (12.4%) | $161,193 (12.8%) | 0.00 | 88 |
2019-01-01 | $144,000 (9.9%) | $165,950 (13.8%) | 0.00 | 80 |
2019-02-01 | $146,200 (7.5%) | $168,811 (11.5%) | 0.00 | 78 |
2019-03-01 | $144,514 (1.8%) | $163,458 (4.8%) | 0.00 | 81 |
2019-04-01 | $144,064 (2.2%) | $159,550 (1.9%) | 0.00 | 78 |
2019-05-01 | $144,450 (-0.2%) | $158,971 (0.0%) | 0.00 | 80 |
2019-06-01 | $139,500 (-3.7%) | $156,852 (-2.1%) | 0.00 | 78 |
2019-07-01 | $136,000 (-8.7%) | $157,964 (-6.2%) | 0.00 | 80 |
2019-08-01 | $142,671 (-4.4%) | $161,527 (-3.2%) | 0.00 | 79 |
2019-09-01 | $142,671 (-1.3%) | $160,697 (0.1%) | 0.00 | 71 |
2019-10-01 | $134,500 (-9.7%) | $149,896 (-6.5%) | 0.00 | 71 |
2019-11-01 | $134,000 (-10.6%) | $154,131 (-4.1%) | 0.00 | 69 |
2019-12-01 | $132,000 (-9.0%) | $156,540 (-2.9%) | 0.00 | 59 |
2020-01-01 | $132,000 (-8.3%) | $155,654 (-6.2%) | 0.00 | 58 |
2020-02-01 | $130,000 (-11.1%) | $162,305 (-3.9%) | 0.00 | 57 |
2020-03-01 | $137,250 (-5.0%) | $168,895 (3.3%) | 0.00 | 58 |
2020-04-01 | $152,450 (5.8%) | $168,162 (5.4%) | 0.00 | 61 |
2020-05-01 | $133,000 (-7.9%) | $165,328 (4.0%) | 0.00 | 60 |
2020-06-01 | $143,250 (2.7%) | $172,397 (9.9%) | 0.00 | 45 |
2020-07-01 | $157,250 (15.6%) | $192,615 (21.9%) | 0.00 | 50 |
2020-08-01 | $152,500 (6.9%) | $217,533 (34.7%) | 0.00 | 49 |
2020-09-01 | $159,000 (11.4%) | $224,533 (39.7%) | 0.00 | 49 |
2020-10-01 | $157,000 (16.7%) | $216,941 (44.7%) | 0.00 | 41 |
2020-11-01 | $150,000 (11.9%) | $185,191 (20.2%) | 0.00 | 42 |
2020-12-01 | $152,450 (15.5%) | $179,463 (14.6%) | 0.00 | 44 |
2021-01-01 | $149,900 (13.6%) | $192,356 (23.6%) | 0.00 | 30 |
2021-02-01 | $149,450 (15.0%) | $186,619 (15.0%) | 0.00 | 27 |
2021-03-01 | $152,450 (11.1%) | $182,826 (8.3%) | 0.00 | 28 |
2021-04-01 | $189,750 (24.5%) | $225,765 (34.3%) | 0.00 | 40 |
2021-05-01 | $145,000 (9.0%) | $183,570 (11.0%) | 0.00 | 22 |
2021-06-01 | $152,500 (6.5%) | $172,147 (-0.2%) | 0.00 | 29 |
2021-07-01 | $151,200 (-3.9%) | $183,509 (-4.7%) | 0.00 | 28 |
2021-08-01 | $168,950 (10.8%) | $226,703 (4.2%) | 0.00 | 23 |
2021-09-01 | $164,950 (3.7%) | $222,319 (-1.0%) | 0.00 | 25 |
2021-10-01 | $174,500 (11.2%) | $219,492 (1.2%) | 0.00 | 23 |
2021-11-01 | $138,950 (-7.4%) | $216,543 (16.9%) | 0.00 | 23 |
2021-12-01 | $177,500 (16.4%) | $227,349 (26.7%) | 0.00 | 22 |
2022-01-01 | $149,900 (0.0%) | $175,645 (-8.7%) | 0.00 | 16 |
2022-02-01 | $232,250 (55.4%) | $226,533 (21.4%) | 0.00 | 16 |
2022-03-01 | $208,250 (36.6%) | $227,988 (24.7%) | 0.00 | 12 |
2022-04-01 | $189,900 (0.1%) | $223,910 (-0.8%) | 0.00 | 20 |
2022-05-01 | $207,450 (43.1%) | $222,433 (21.2%) | 0.00 | 17 |
2022-06-01 | $219,450 (43.9%) | $215,635 (25.3%) | 0.00 | 18 |
Maryville's median listing price comes in at 0% of the national average.
Maryville's average listing price for 2022-06-01 was $215,635, a difference of $43,488 (25.3%) versus the prior year and $-6,798 versus the prior month.
For the 2022-06-01 period, Maryville had 18 MLS listings, a difference of 1 listings (6%) versus the prior month and -11 listings (-38%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Maryville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,888 sqft |
2018-02-01 | 0 days | 1,874 sqft |
2018-03-01 | 0 days | 1,900 sqft |
2018-04-01 | 0 days | 1,953 sqft |
2018-05-01 | 0 days | 1,972 sqft |
2018-06-01 | 0 days | 1,972 sqft |
2018-07-01 | 0 days | 2,000 sqft |
2018-08-01 | 0 days | 2,008 sqft |
2018-09-01 | 0 days | 1,989 sqft |
2018-10-01 | 0 days | 1,972 sqft |
2018-11-01 | 0 days | 1,995 sqft |
2018-12-01 | 0 days | 1,972 sqft |
2019-01-01 | 0 days | 1,934 sqft |
2019-02-01 | 0 days | 1,980 sqft |
2019-03-01 | 0 days | 1,929 sqft |
2019-04-01 | 0 days | 1,873 sqft |
2019-05-01 | 0 days | 1,874 sqft |
2019-06-01 | 0 days | 1,872 sqft |
2019-07-01 | 0 days | 1,776 sqft |
2019-08-01 | 0 days | 1,819 sqft |
2019-09-01 | 0 days | 1,842 sqft |
2019-10-01 | 0 days | 1,824 sqft |
2019-11-01 | 0 days | 1,900 sqft |
2019-12-01 | 0 days | 1,724 sqft |
2020-01-01 | 0 days | 1,718 sqft |
2020-02-01 | 0 days | 1,682 sqft |
2020-03-01 | 0 days | 1,774 sqft |
2020-04-01 | 0 days | 1,800 sqft |
2020-05-01 | 0 days | 1,768 sqft |
2020-06-01 | 0 days | 1,691 sqft |
2020-07-01 | 0 days | 1,900 sqft |
2020-08-01 | 0 days | 1,800 sqft |
2020-09-01 | 0 days | 1,820 sqft |
2020-10-01 | 0 days | 1,819 sqft |
2020-11-01 | 0 days | 1,671 sqft |
2020-12-01 | 0 days | 1,700 sqft |
2021-01-01 | 0 days | 1,790 sqft |
2021-02-01 | 0 days | 1,819 sqft |
2021-03-01 | 0 days | 1,814 sqft |
2021-04-01 | 0 days | 1,948 sqft |
2021-05-01 | 0 days | 1,670 sqft |
2021-06-01 | 0 days | 1,653 sqft |
2021-07-01 | 0 days | 1,931 sqft |
2021-08-01 | 0 days | 2,120 sqft |
2021-09-01 | 0 days | 2,110 sqft |
2021-10-01 | 0 days | 1,914 sqft |
2021-11-01 | 0 days | 1,603 sqft |
2021-12-01 | 0 days | 1,672 sqft |
2022-01-01 | 0 days | 1,779 sqft |
2022-02-01 | 0 days | 1,832 sqft |
2022-03-01 | 0 days | 1,885 sqft |
2022-04-01 | 0 days | 1,926 sqft |
2022-05-01 | 0 days | 1,688 sqft |
2022-06-01 | 0 days | 1,436 sqft |
Maryville's median square footage for active listings during the 2022-06-01 period was 1,436 sqft. One year prior, the average listing was 1,653 sqft.