Maryville Mortgage Rates

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  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Loan Attributes
  • Market Conditions & Pricing
  • Time on Market/Property Size
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Maryville averaged 6.07% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

    The average rate for the prior week (2022-06-23) was 5.98% and one month ago for the week of 2022-05-26, the average rate was 5.27%.

    Maryville's average rate one year ago was 3.31%.

    For refis of the same type during the week of 2022-06-30, the average rate was 5.64%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2022-06-30 5.7%
    Maryville 30 Year Fixed Rate 2022-06-30 6.07%
    Maryville 30 Year Fixed Rate Refi 2022-06-30 5.64%
    Maryville 15 Year Fixed Rate 2022-06-30 5.59%
    Maryville 15 Year Fixed Rate Refi 2022-06-30 4.82%
    Maryville 30 Year FHA 2022-06-30 5.84%
    Maryville 30 Year FHA Refi 2022-06-30 5.44%
    Maryville 30 Year USDA 2022-06-30 5.94%
    Maryville 30 Year USDA Refi 2022-06-30 3.37%
    Maryville 30 Year VA 2022-06-30 5.86%
    Maryville 30 Year VA Refi 2022-06-30 5.31%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Maryville, MO.

    Maryville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Maryville, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
    U.S. Bank 51 3.13% $2,073
    Community Mortgage Banc Corporation 25 3.09% $2,089
    QUICKEN LOANS, LLC 13 3.19% $3,881
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 12 3.30% $2,336
    HNB National Bank 7 2.98% $1,528
    NBH Bank 7 3.07% $1,889
    Flanagan State Bank 6 3.46% $2,524
    Wells Fargo Bank 6 3.08% $2,153
    PENNYMAC LOAN SERVICES, LLC 5 3.00% $2,698
    ASSEMBLIES OF GOD Credit Union 4 3.00% $2,409
    FLAT BRANCH MORTGAGE, INC. 3 3.21% $2,182
    Flagstar Bank, FSB 3 3.60% $2,672
    First State Bank of St. Charles, Missouri 2 3.06% $2,645
    SENTE MORTGAGE, INC. 2 4.38% $2,566
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 3.13% $4,911
    HOME POINT FINANCIAL CORPORATION 2 3.56% $2,033
    BETTER MORTGAGE CORPORATION 2 2.88% $1,565
    FCS Financial FLCA 2 3.70% $2,094
    Mortgage Investment Services Corporation 2 3.50% $2,437
    LOANDEPOT.COM, LLC 2 2.75% $5,791
    Landmark National Bank 2 2.88% $2,061
    DAS Acquisition Company, LLC 2 3.75% $2,699
    Union Bank and Trust Company 1 3.13% $1,992
    UNION HOME MORTGAGE CORP. 1 2.75% $2,243
    WEST COMMUNITY 1 3.13% $2,063
    BROKER SOLUTIONS, INC. 1 2.88% $4,887
    CHARTER WEST BANK 1 3.13% $1,907
    CHURCHILL MORTGAGE CORPORATION 1 3.88% $2,630
    Citizens Bank 1 2.88% $5,740
    COMMUNITY MORTGAGE, LLC 1 3.25% $1,755
    DUPACO COMMUNITY 1 2.63% $3,545
    ENDEAVOR CAPITAL, LLC. 1 3.38% $3,067
    FINANCE OF AMERICA MORTGAGE LLC 1 3.99% $1,944
    FirstTrust Home Loans, Inc. 1 3.38% $5,132
    HOMESIDE FINANCIAL, LLC 1 3.38% $2,330
    JPMorgan Chase Bank 1 2.99% $5,132
    MISSOURI ELECTRIC COOPERATIVES EMPL 1 2.88% $1,798
    Mortgage Research Center, LLC 1 2.99% $2,564
    NEWREZ LLC 1 3.25% $3,538
    Paramount Residential Mortgage Group, Inc. 1 3.63% $3,723
    Plains Commerce Bank 1 3.13% $3,661
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 2.88% $4,093
    Prosperity Home Mortgage, LLC 1 3.13% $2,098
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 3.00% $1,993
    Sierra Pacific Mortgage Company, Inc. 1 3.00% $3,093
    STEARNS LENDING, LLC 1 2.88% $1,149

    Maryville, MO's 46 lenders originated 652 loans during 2021. The total origination value was $113,660,000, with an average loan value of $174,325.

    The top Maryville lender as defined by loan originations is U.S. Bank, with 51 loans originated. Their average total fees are $2,073, which is $16 lower than the next largest lender, Community Mortgage Banc Corporation.

    The lowest fee Maryville lenders (with over 10 loans originated) are U.S. Bank ($2,073), Community Mortgage Banc Corporation ($2,089), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($2,336), QUICKEN LOANS, LLC ($3,881) and .

    The lowest rate Maryville lenders (with over 10 loans originated) are Community Mortgage Banc Corporation (3.09%), U.S. Bank (3.13%), QUICKEN LOANS, LLC (3.19%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (3.30%) and .

    Maryville, MO Lender Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    The Nodaway Valley Bank $11,835,000 $19,285,000 62.9% 17.0%
    U.S. Bank $12,155,000 $14,770,000 21.5% 13.0%
    Wells Bank $16,495,000 $10,905,000 -33.9% 9.6%
    Hawthorn Bank $8,970,000 n/a 7.9%
    Community Mortgage Banc Corporation $9,670,000 $7,350,000 -24.0% 6.5%
    QUICKEN LOANS, LLC $4,775,000 $5,710,000 19.6% 5.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,365,000 $4,175,000 24.1% 3.7%
    FREEDOM MORTGAGE CORPORATION $930,000 $3,290,000 253.8% 2.9%
    NBH Bank $2,235,000 $3,270,000 46.3% 2.9%
    Flanagan State Bank $2,925,000 $3,185,000 8.9% 2.8%
    HNB National Bank $3,890,000 $3,020,000 -22.4% 2.7%
    PENNYMAC LOAN SERVICES, LLC $430,000 $2,450,000 469.8% 2.2%
    Bank of the West $2,065,000 n/a 1.8%
    Flagstar Bank, FSB $1,565,000 $1,745,000 11.5% 1.5%
    ASSEMBLIES OF GOD Credit Union $235,000 $1,695,000 621.3% 1.5%
    Mortgage Investment Services Corporation $1,225,000 $1,585,000 29.4% 1.4%
    Wells Fargo Bank $650,000 $1,485,000 128.5% 1.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $565,000 $1,245,000 120.4% 1.1%
    PLAZA HOME MORTGAGE, INC. $2,680,000 $965,000 -64.0% 0.8%
    FLAT BRANCH MORTGAGE, INC. $1,610,000 $760,000 -52.8% 0.7%
    USAA Federal Savings Bank $330,000 $705,000 113.6% 0.6%
    BROKER SOLUTIONS, INC. $625,000 n/a 0.5%
    LOANDEPOT.COM, LLC $990,000 $625,000 -36.9% 0.5%
    LAKEVIEW LOAN SERVICING, LLC $730,000 $555,000 -24.0% 0.5%
    ENDEAVOR CAPITAL, LLC. $205,000 $530,000 158.5% 0.5%
    KS StateBank $530,000 n/a 0.5%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $505,000 n/a 0.4%
    Farmers State Bank $1,585,000 $495,000 -68.8% 0.4%
    Frontier Bank $175,000 $495,000 182.9% 0.4%
    CALIBER HOME LOANS, INC. $475,000 n/a 0.4%
    FCS Financial FLCA $475,000 n/a 0.4%
    Mortgage Research Center, LLC $590,000 $470,000 -20.3% 0.4%
    BETTER MORTGAGE CORPORATION $460,000 n/a 0.4%
    Paramount Residential Mortgage Group, Inc. $300,000 $435,000 45.0% 0.4%
    First State Bank of St. Charles, Missouri $170,000 $380,000 123.5% 0.3%
    MISSOURI ELECTRIC COOPERATIVES EMPL $125,000 $370,000 196.0% 0.3%
    Citizens Bank $345,000 n/a 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $565,000 $335,000 -40.7% 0.3%
    NAVY FEDERAL CREDIT UNION $370,000 $330,000 -10.8% 0.3%
    Deere Employees Credit Union $315,000 n/a 0.3%
    FINANCE OF AMERICA MORTGAGE LLC $310,000 n/a 0.3%
    HOME POINT FINANCIAL CORPORATION $535,000 $300,000 -43.9% 0.3%
    UNION HOME MORTGAGE CORP. $290,000 n/a 0.3%
    JPMorgan Chase Bank $65,000 $260,000 300.0% 0.2%
    DAS Acquisition Company, LLC $85,000 $250,000 194.1% 0.2%
    WEST COMMUNITY $240,000 n/a 0.2%
    Plains Commerce Bank $230,000 n/a 0.2%
    CHURCHILL MORTGAGE CORPORATION $245,000 $220,000 -10.2% 0.2%
    NEWREZ LLC $135,000 $215,000 59.3% 0.2%
    BTC BANK $205,000 n/a 0.2%
    Citibank $195,000 n/a 0.2%
    GREATER KC PUBLIC SAFETY CREDIT UNION $185,000 n/a 0.2%
    Landmark National Bank $940,000 $180,000 -80.9% 0.2%
    SENTE MORTGAGE, INC. $180,000 n/a 0.2%
    Ally Bank $175,000 n/a 0.2%
    PROVIDENT FUNDING ASSOCIATES, L.P. $175,000 n/a 0.2%
    Centier Bank $165,000 n/a 0.1%
    CHARTER WEST BANK $165,000 n/a 0.1%
    Home Federal Savings & Loan Association of Grand Island $165,000 n/a 0.1%
    HOMESIDE FINANCIAL, LLC $165,000 n/a 0.1%
    Dundee Bank $155,000 $155,000 0.0% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $145,000 n/a 0.1%
    COMMUNITY MORTGAGE, LLC $200,000 $135,000 -32.5% 0.1%
    FirstTrust Home Loans, Inc. $135,000 n/a 0.1%
    Bank of America $25,000 $125,000 400.0% 0.1%
    Mutual Savings Association $115,000 n/a 0.1%
    STEARNS LENDING, LLC $115,000 n/a 0.1%
    Truist Bank $115,000 n/a 0.1%
    Union Bank and Trust Company $115,000 n/a 0.1%
    DUPACO COMMUNITY $110,000 n/a 0.1%
    Carrington Mortgage Services, LLC $65,000 $105,000 61.5% 0.1%
    MOVEMENT MORTGAGE, LLC $515,000 $105,000 -79.6% 0.1%
    Prosperity Home Mortgage, LLC $185,000 $105,000 -43.2% 0.1%
    First Savings Bank $95,000 n/a 0.1%
    Sierra Pacific Mortgage Company, Inc. $85,000 n/a 0.1%
    UNITED WHOLESALE MORTGAGE, LLC $410,000 $75,000 -81.7% 0.1%
    FINANCE OF AMERICA REVERSE LLC $65,000 n/a 0.1%
    First Guaranty Mortgage Corporation $65,000 n/a 0.1%
    The Union State Bank of Everest $65,000 $45,000 -30.8% 0.0%

    Maryville's top lender by overall market share is The Nodaway Valley Bank, with 17.0% market share. In second place, with 13.0%, is U.S. Bank, having originated $14,770,000 in loans. In third place, with 9.6%, is Wells Bank, having originated $10,905,000 in loans. In third place, with 7.9%, is Hawthorn Bank, having originated $8,970,000 in loans. In third place, with 6.5%, is Community Mortgage Banc Corporation, having originated $7,350,000 in loans.

    Maryville, MO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 308 $56,300,000 $182,792
    Refi 235 $42,185,000 $179,511
    Cash Out Refi 92 $13,750,000 $149,457
    Home Improvement 9 $645,000 $71,667
    Other 8 $780,000 $97,500

    Maryville's most frequently cited loan purpose was Home Purchase, with 308 originations. The 2nd most popular reason was Refi, with 235 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 197 $35,825,000 $181,853
    2.5-3% 193 $31,615,000 $163,808
    <2.5% 56 $9,470,000 $169,107
    4-5% 25 $4,935,000 $197,400
    5-6% 2 $400,000 $200,000
    7-8% 1 $165,000 $165,000

    During 2021, Maryville's most frequently originated rate bucket was 3-4%, with 197 originations.

    Loan Sizing (Maryville, MO MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 311 $44,285,000 $142,395
    $100,000 or less 196 $13,070,000 $66,684
    $200k-400k 127 $32,745,000 $257,835
    $400k-600k 10 $4,590,000 $459,000
    $Over $1MM 6 $17,470,000 $2,911,667
    $600k-1000k 2 $1,500,000 $750,000

    Maryville's loan sizing saw the bucket of loans from $100k-200k with 311 originations, totaling $44,285,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 192 $31,600,000 $164,583
    60-80% 180 $38,630,000 $214,611
    40-60% 59 $7,355,000 $124,661
    20-40% 15 $985,000 $65,667
    Under 20% 11 $405,000 $36,818
    Over 100% 5 $885,000 $177,000

    Maryville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 192 originations, totaling $31,600,000 in origination value.

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Maryville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $131,000 (14.0%) $145,811 (9.4%) 0.00 115
    2018-02-01 $136,000 (23.6%) $151,436 (18.9%) 0.00 118
    2018-03-01 $142,000 (28.2%) $155,917 (18.9%) 0.00 113
    2018-04-01 $140,950 (22.0%) $156,574 (13.0%) 0.00 117
    2018-05-01 $144,700 (21.7%) $158,918 (14.3%) 0.00 114
    2018-06-01 $144,900 (26.1%) $160,233 (17.2%) 0.00 113
    2018-07-01 $149,000 (26.3%) $168,364 (21.8%) 0.00 105
    2018-08-01 $149,250 (28.1%) $166,893 (20.7%) 0.00 108
    2018-09-01 $144,500 (15.6%) $160,558 (13.0%) 0.00 101
    2018-10-01 $149,000 (17.3%) $160,338 (13.1%) 0.00 92
    2018-11-01 $149,900 (18.0%) $160,773 (14.1%) 0.00 87
    2018-12-01 $145,000 (12.4%) $161,193 (12.8%) 0.00 88
    2019-01-01 $144,000 (9.9%) $165,950 (13.8%) 0.00 80
    2019-02-01 $146,200 (7.5%) $168,811 (11.5%) 0.00 78
    2019-03-01 $144,514 (1.8%) $163,458 (4.8%) 0.00 81
    2019-04-01 $144,064 (2.2%) $159,550 (1.9%) 0.00 78
    2019-05-01 $144,450 (-0.2%) $158,971 (0.0%) 0.00 80
    2019-06-01 $139,500 (-3.7%) $156,852 (-2.1%) 0.00 78
    2019-07-01 $136,000 (-8.7%) $157,964 (-6.2%) 0.00 80
    2019-08-01 $142,671 (-4.4%) $161,527 (-3.2%) 0.00 79
    2019-09-01 $142,671 (-1.3%) $160,697 (0.1%) 0.00 71
    2019-10-01 $134,500 (-9.7%) $149,896 (-6.5%) 0.00 71
    2019-11-01 $134,000 (-10.6%) $154,131 (-4.1%) 0.00 69
    2019-12-01 $132,000 (-9.0%) $156,540 (-2.9%) 0.00 59
    2020-01-01 $132,000 (-8.3%) $155,654 (-6.2%) 0.00 58
    2020-02-01 $130,000 (-11.1%) $162,305 (-3.9%) 0.00 57
    2020-03-01 $137,250 (-5.0%) $168,895 (3.3%) 0.00 58
    2020-04-01 $152,450 (5.8%) $168,162 (5.4%) 0.00 61
    2020-05-01 $133,000 (-7.9%) $165,328 (4.0%) 0.00 60
    2020-06-01 $143,250 (2.7%) $172,397 (9.9%) 0.00 45
    2020-07-01 $157,250 (15.6%) $192,615 (21.9%) 0.00 50
    2020-08-01 $152,500 (6.9%) $217,533 (34.7%) 0.00 49
    2020-09-01 $159,000 (11.4%) $224,533 (39.7%) 0.00 49
    2020-10-01 $157,000 (16.7%) $216,941 (44.7%) 0.00 41
    2020-11-01 $150,000 (11.9%) $185,191 (20.2%) 0.00 42
    2020-12-01 $152,450 (15.5%) $179,463 (14.6%) 0.00 44
    2021-01-01 $149,900 (13.6%) $192,356 (23.6%) 0.00 30
    2021-02-01 $149,450 (15.0%) $186,619 (15.0%) 0.00 27
    2021-03-01 $152,450 (11.1%) $182,826 (8.3%) 0.00 28
    2021-04-01 $189,750 (24.5%) $225,765 (34.3%) 0.00 40
    2021-05-01 $145,000 (9.0%) $183,570 (11.0%) 0.00 22
    2021-06-01 $152,500 (6.5%) $172,147 (-0.2%) 0.00 29
    2021-07-01 $151,200 (-3.9%) $183,509 (-4.7%) 0.00 28
    2021-08-01 $168,950 (10.8%) $226,703 (4.2%) 0.00 23
    2021-09-01 $164,950 (3.7%) $222,319 (-1.0%) 0.00 25
    2021-10-01 $174,500 (11.2%) $219,492 (1.2%) 0.00 23
    2021-11-01 $138,950 (-7.4%) $216,543 (16.9%) 0.00 23
    2021-12-01 $177,500 (16.4%) $227,349 (26.7%) 0.00 22
    2022-01-01 $149,900 (0.0%) $175,645 (-8.7%) 0.00 16
    2022-02-01 $232,250 (55.4%) $226,533 (21.4%) 0.00 16
    2022-03-01 $208,250 (36.6%) $227,988 (24.7%) 0.00 12
    2022-04-01 $189,900 (0.1%) $223,910 (-0.8%) 0.00 20
    2022-05-01 $207,450 (43.1%) $222,433 (21.2%) 0.00 17
    2022-06-01 $219,450 (43.9%) $215,635 (25.3%) 0.00 18
    Maryville's median listing price for 2022-06-01 was $219,450, a difference of $66,950 (43.9%) versus the prior year and $12,000 versus the prior month.

    Maryville's median listing price comes in at 0% of the national average.

    Maryville's average listing price for 2022-06-01 was $215,635, a difference of $43,488 (25.3%) versus the prior year and $-6,798 versus the prior month.

    For the 2022-06-01 period, Maryville had 18 MLS listings, a difference of 1 listings (6%) versus the prior month and -11 listings (-38%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Maryville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,888 sqft
    2018-02-01 0 days 1,874 sqft
    2018-03-01 0 days 1,900 sqft
    2018-04-01 0 days 1,953 sqft
    2018-05-01 0 days 1,972 sqft
    2018-06-01 0 days 1,972 sqft
    2018-07-01 0 days 2,000 sqft
    2018-08-01 0 days 2,008 sqft
    2018-09-01 0 days 1,989 sqft
    2018-10-01 0 days 1,972 sqft
    2018-11-01 0 days 1,995 sqft
    2018-12-01 0 days 1,972 sqft
    2019-01-01 0 days 1,934 sqft
    2019-02-01 0 days 1,980 sqft
    2019-03-01 0 days 1,929 sqft
    2019-04-01 0 days 1,873 sqft
    2019-05-01 0 days 1,874 sqft
    2019-06-01 0 days 1,872 sqft
    2019-07-01 0 days 1,776 sqft
    2019-08-01 0 days 1,819 sqft
    2019-09-01 0 days 1,842 sqft
    2019-10-01 0 days 1,824 sqft
    2019-11-01 0 days 1,900 sqft
    2019-12-01 0 days 1,724 sqft
    2020-01-01 0 days 1,718 sqft
    2020-02-01 0 days 1,682 sqft
    2020-03-01 0 days 1,774 sqft
    2020-04-01 0 days 1,800 sqft
    2020-05-01 0 days 1,768 sqft
    2020-06-01 0 days 1,691 sqft
    2020-07-01 0 days 1,900 sqft
    2020-08-01 0 days 1,800 sqft
    2020-09-01 0 days 1,820 sqft
    2020-10-01 0 days 1,819 sqft
    2020-11-01 0 days 1,671 sqft
    2020-12-01 0 days 1,700 sqft
    2021-01-01 0 days 1,790 sqft
    2021-02-01 0 days 1,819 sqft
    2021-03-01 0 days 1,814 sqft
    2021-04-01 0 days 1,948 sqft
    2021-05-01 0 days 1,670 sqft
    2021-06-01 0 days 1,653 sqft
    2021-07-01 0 days 1,931 sqft
    2021-08-01 0 days 2,120 sqft
    2021-09-01 0 days 2,110 sqft
    2021-10-01 0 days 1,914 sqft
    2021-11-01 0 days 1,603 sqft
    2021-12-01 0 days 1,672 sqft
    2022-01-01 0 days 1,779 sqft
    2022-02-01 0 days 1,832 sqft
    2022-03-01 0 days 1,885 sqft
    2022-04-01 0 days 1,926 sqft
    2022-05-01 0 days 1,688 sqft
    2022-06-01 0 days 1,436 sqft
    Maryville's median listing age (time on market) for 2022-06-01 was 0 days.

    Maryville's median square footage for active listings during the 2022-06-01 period was 1,436 sqft. One year prior, the average listing was 1,653 sqft.