Maryville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Maryville averaged 6.42% for the week of 2024-10-10, compared to the national average of 6.32% for the same period.

The average rate for the prior week (2024-10-03) was 6.02% and one month ago for the week of 2024-09-05, the average rate was 6.65%.

Maryville's average rate one year ago was 7.69%.

For refis of the same type during the week of 2024-10-10, the average rate was 6.72%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-10 6.32%
Maryville 30 Year Fixed Rate 2024-10-10 6.42%
Maryville 30 Year Fixed Rate Refi 2024-10-10 6.72%
Maryville 15 Year Fixed Rate 2024-10-10 5.31%
Maryville 15 Year Fixed Rate Refi 2024-10-10 5.41%
Maryville 30 Year FHA 2024-10-10 6%
Maryville 30 Year FHA Refi 2024-10-10 6.2%
Maryville 30 Year USDA 2024-10-10 6.08%
Maryville 30 Year USDA Refi 2024-10-10 6.08%
Maryville 30 Year VA 2024-10-10 5.75%
Maryville 30 Year VA Refi 2024-10-10 5.65%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Maryville, MO.

Maryville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Maryville, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
U.S. Bank 33 6.89% $2,620
ASSEMBLIES OF GOD Credit Union 7 6.57% $2,246
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 7 6.59% $4,811
HNB National Bank 5 6.65% $1,423
PENNYMAC LOAN SERVICES, LLC 4 6.84% $2,412
QUICKEN LOANS, LLC 3 7.04% $6,673
Flanagan State Bank 3 7.42% $3,818
Southern Bank 3 7.46% $2,314
UNITED WHOLESALE MORTGAGE, LLC 3 6.25% $7,588
Farmers Bank & Trust 2 7.25% $4,256
LEADERONE FINANCIAL CORPORATION 2 6.44% $4,739
MID AMERICA MORTGAGE, INC. 1 8.13% $1,940
MISSOURI ELECTRIC COOPERATIVES EMPL 1 6.00% $1,738
Mortgage Research Center, LLC 1 7.13% $1,947
Mr. Cooper ( Nationstar Mortgage ) 1 7.99% $4,838
PLAZA HOME MORTGAGE, INC. 1 7.00% $5,418
UMB Bank 1 6.38% $2,852
USAA Federal Savings Bank 1 6.25% $3,796
JPMorgan Chase Bank 1 6.99% $9,044
COMMUNITYAMERICA 1 7.00% $2,964
First National Bank of Omaha 1 6.50% $4,672
First Western Trust Bank 1 7.50% $1,914
Flagstar Bank, FSB 1 7.03% $2,036
FLAT BRANCH MORTGAGE, INC. 1 6.63% $2,491
GENEVA FINANCIAL, LLC 1 6.63% $6,174
GUILD MORTGAGE COMPANY 1 7.50% $3,575
HALLMARK HOME MORTGAGE, LLC 1 7.50% $2,990
AMERISAVE MORTGAGE CORPORATION 1 7.99% $5,796
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 1 6.38% $3,049

Maryville Average Closing Costs & Other Stats

Maryville, MO's 29 lenders originated 258 loans during 2023. The total origination value was $40,760,000, with an average loan value of $157,984.

Maryville's average closing costs are $3,371.

The top Maryville lender as defined by loan originations is U.S. Bank, with 33 loans originated. Their average total fees are $2,620, which is $374 higher than the next largest lender, ASSEMBLIES OF GOD Credit Union.

The lowest fee Maryville lenders (with over 10 loans originated) are U.S. Bank ($2,620), .

The lowest rate Maryville lenders (with over 10 loans originated) are U.S. Bank (6.89%), .

Maryville, MO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
U.S. Bank $8,305,000 $8,235,000 -0.8% 20.2%
The Nodaway Valley Bank $12,940,000 $7,345,000 -43.2% 18.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,680,000 $2,750,000 2.6% 6.7%
Southern Bank $2,415,000 n/a 5.9%
ASSEMBLIES OF GOD Credit Union $3,175,000 $1,795,000 -43.5% 4.4%
PENNYMAC LOAN SERVICES, LLC $1,145,000 $1,740,000 52.0% 4.3%
Wells Bank $6,975,000 $1,730,000 -75.2% 4.2%
Flanagan State Bank $3,940,000 $1,520,000 -61.4% 3.7%
Mortgage Research Center, LLC $2,090,000 $1,470,000 -29.7% 3.6%
QUICKEN LOANS, LLC $2,165,000 $1,305,000 -39.7% 3.2%
HNB National Bank $1,965,000 $985,000 -49.9% 2.4%
UNITED WHOLESALE MORTGAGE, LLC $700,000 $900,000 28.6% 2.2%
PLAZA HOME MORTGAGE, INC. $525,000 $665,000 26.7% 1.6%
LEADERONE FINANCIAL CORPORATION $430,000 n/a 1.1%
First Savings Bank $415,000 n/a 1.0%
Pony Express Bank $375,000 n/a 0.9%
MISSOURI ELECTRIC COOPERATIVES EMPL $515,000 $340,000 -34.0% 0.8%
NBH Bank $1,035,000 $330,000 -68.1% 0.8%
JPMorgan Chase Bank $305,000 n/a 0.7%
FLAT BRANCH MORTGAGE, INC. $1,070,000 $290,000 -72.9% 0.7%
First Western Trust Bank $275,000 n/a 0.7%
NBKC BANK $225,000 $235,000 4.4% 0.6%
UMB Bank $225,000 n/a 0.6%
Farmers Bank & Trust $210,000 n/a 0.5%
AMERISAVE MORTGAGE CORPORATION $680,000 $205,000 -69.9% 0.5%
GENEVA FINANCIAL, LLC $205,000 n/a 0.5%
AMERICAN HERITAGE LENDING, INC. $195,000 n/a 0.5%
FREEDOM MORTGAGE CORPORATION $760,000 $195,000 -74.3% 0.5%
Bank Northwest $190,000 n/a 0.5%
First National Bank of Omaha $185,000 n/a 0.5%
NAVY FEDERAL CREDIT UNION $175,000 n/a 0.4%
USAA Federal Savings Bank $175,000 n/a 0.4%
COMMUNITYAMERICA $260,000 $165,000 -36.5% 0.4%
HALLMARK HOME MORTGAGE, LLC $155,000 n/a 0.4%
MID AMERICA MORTGAGE, INC. $155,000 n/a 0.4%
FCS Financial FLCA $370,000 $145,000 -60.8% 0.4%
LAKEVIEW LOAN SERVICING, LLC $195,000 $145,000 -25.6% 0.4%
Deere Employees Credit Union $335,000 $135,000 -59.7% 0.3%
GUILD MORTGAGE COMPANY $135,000 n/a 0.3%
LOANPAL, LLC $135,000 n/a 0.3%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $135,000 n/a 0.3%
TOP FLITE FINANCIAL, INC. $135,000 n/a 0.3%
Mr. Cooper ( Nationstar Mortgage ) $430,000 $130,000 -69.8% 0.3%
Flagstar Bank, FSB $1,910,000 $125,000 -93.5% 0.3%
BROKER SOLUTIONS, INC. $265,000 $115,000 -56.6% 0.3%
Mazuma Credit Union $105,000 n/a 0.3%
GERSHMAN INVESTMENT CORP. $110,000 $100,000 -9.1% 0.2%
Wells Fargo Bank $185,000 $95,000 -48.6% 0.2%
BTC BANK $85,000 n/a 0.2%
First Interstate Bank $320,000 $70,000 -78.1% 0.2%
ROYAL UNITED MORTGAGE LLC $65,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $45,000 n/a 0.1%
Washington County Bank $35,000 n/a 0.1%

Maryville's top lender by overall market share is U.S. Bank, with 20.2% market share. In second place, with 18.0%, is The Nodaway Valley Bank, having originated $7,345,000 in loans. In third place, with 6.7%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $2,750,000 in loans. In fourth place, with 5.9%, is Southern Bank, having originated $2,415,000 in loans. In fifth place, with 4.4%, is ASSEMBLIES OF GOD Credit Union, having originated $1,795,000 in loans.

Maryville, MO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 175 $30,395,000 $173,686
Refi 34 $4,860,000 $142,941
Cash Out Refi 19 $3,135,000 $165,000
Home Improvement 16 $1,370,000 $85,625
Other 14 $1,000,000 $71,429

Maryville's most frequently cited loan purpose was Home Purchase, with 175 originations. The 2nd most popular reason was Refi, with 34 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 83 $14,675,000 $176,807
7-8% 52 $7,820,000 $150,385
Over 8% 25 $3,635,000 $145,400
5-6% 23 $4,695,000 $204,130
<2.5% 1 $5,000 $5,000

During 2023, Maryville's most frequently originated rate bucket was 6-7%, with 83 originations.

Loan Sizing (Maryville, MO MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 117 $17,365,000 $148,419
$100,000 or less 78 $4,140,000 $53,077
$200k-400k 55 $14,545,000 $264,455
$400k-600k 7 $3,215,000 $459,286
$Over $1MM 1 $1,495,000 $1,495,000

Maryville's loan sizing saw the bucket of loans from $100k-200k with 117 originations, totaling $17,365,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 101 $19,185,000 $189,950
60-80% 40 $6,880,000 $172,000
20-40% 17 $1,035,000 $60,882
Under 20% 13 $625,000 $48,077
40-60% 12 $2,990,000 $249,167
Over 100% 1 $115,000 $115,000

Maryville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 101 originations, totaling $19,185,000 in origination value.