Maryville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Maryville averaged 7.15% for the week of 2024-06-13, compared to the national average of 6.95% for the same period.

The average rate for the prior week (2024-06-06) was 6.99% and one month ago for the week of 2024-05-09, the average rate was 7.39%.

Maryville's average rate one year ago was 6.91%.

For refis of the same type during the week of 2024-06-13, the average rate was 7.15%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-13 6.95%
Maryville 30 Year Fixed Rate 2024-06-13 7.15%
Maryville 30 Year Fixed Rate Refi 2024-06-13 7.15%
Maryville 15 Year Fixed Rate 2024-06-13 6.27%
Maryville 15 Year Fixed Rate Refi 2024-06-13 6.07%
Maryville 30 Year FHA 2024-06-13 6.61%
Maryville 30 Year FHA Refi 2024-06-13 7.01%
Maryville 30 Year USDA 2024-06-13 6.71%
Maryville 30 Year USDA Refi 2024-06-13 6.71%
Maryville 30 Year VA 2024-06-13 6.62%
Maryville 30 Year VA Refi 2024-06-13 6.62%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Maryville, MO.

Maryville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Maryville, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
U.S. Bank 33 6.89% $2,620
ASSEMBLIES OF GOD Credit Union 7 6.57% $2,246
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 7 6.59% $4,811
HNB National Bank 5 6.65% $1,423
PENNYMAC LOAN SERVICES, LLC 4 6.84% $2,412
QUICKEN LOANS, LLC 3 7.04% $6,673
Flanagan State Bank 3 7.42% $3,818
Southern Bank 3 7.46% $2,314
UNITED WHOLESALE MORTGAGE, LLC 3 6.25% $7,588
Farmers Bank & Trust 2 7.25% $4,256
LEADERONE FINANCIAL CORPORATION 2 6.44% $4,739
MID AMERICA MORTGAGE, INC. 1 8.13% $1,940
MISSOURI ELECTRIC COOPERATIVES EMPL 1 6.00% $1,738
Mortgage Research Center, LLC 1 7.13% $1,947
Mr. Cooper ( Nationstar Mortgage ) 1 7.99% $4,838
PLAZA HOME MORTGAGE, INC. 1 7.00% $5,418
UMB Bank 1 6.38% $2,852
USAA Federal Savings Bank 1 6.25% $3,796
JPMorgan Chase Bank 1 6.99% $9,044
COMMUNITYAMERICA 1 7.00% $2,964
First National Bank of Omaha 1 6.50% $4,672
First Western Trust Bank 1 7.50% $1,914
Flagstar Bank, FSB 1 7.03% $2,036
FLAT BRANCH MORTGAGE, INC. 1 6.63% $2,491
GENEVA FINANCIAL, LLC 1 6.63% $6,174
GUILD MORTGAGE COMPANY 1 7.50% $3,575
HALLMARK HOME MORTGAGE, LLC 1 7.50% $2,990
AMERISAVE MORTGAGE CORPORATION 1 7.99% $5,796
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 1 6.38% $3,049

Maryville Average Closing Costs & Other Stats

Maryville, MO's 29 lenders originated 258 loans during 2023. The total origination value was $40,760,000, with an average loan value of $157,984.

Maryville's average closing costs are $3,371.

The top Maryville lender as defined by loan originations is U.S. Bank, with 33 loans originated. Their average total fees are $2,620, which is $374 higher than the next largest lender, ASSEMBLIES OF GOD Credit Union.

The lowest fee Maryville lenders (with over 10 loans originated) are U.S. Bank ($2,620), .

The lowest rate Maryville lenders (with over 10 loans originated) are U.S. Bank (6.89%), .

Maryville, MO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
U.S. Bank $8,305,000 $8,235,000 -0.8% 20.2%
The Nodaway Valley Bank $12,940,000 $7,345,000 -43.2% 18.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,680,000 $2,750,000 2.6% 6.7%
Southern Bank $2,415,000 n/a 5.9%
ASSEMBLIES OF GOD Credit Union $3,175,000 $1,795,000 -43.5% 4.4%
PENNYMAC LOAN SERVICES, LLC $1,145,000 $1,740,000 52.0% 4.3%
Wells Bank $6,975,000 $1,730,000 -75.2% 4.2%
Flanagan State Bank $3,940,000 $1,520,000 -61.4% 3.7%
Mortgage Research Center, LLC $2,090,000 $1,470,000 -29.7% 3.6%
QUICKEN LOANS, LLC $2,165,000 $1,305,000 -39.7% 3.2%
HNB National Bank $1,965,000 $985,000 -49.9% 2.4%
UNITED WHOLESALE MORTGAGE, LLC $700,000 $900,000 28.6% 2.2%
PLAZA HOME MORTGAGE, INC. $525,000 $665,000 26.7% 1.6%
LEADERONE FINANCIAL CORPORATION $430,000 n/a 1.1%
First Savings Bank $415,000 n/a 1.0%
Pony Express Bank $375,000 n/a 0.9%
MISSOURI ELECTRIC COOPERATIVES EMPL $515,000 $340,000 -34.0% 0.8%
NBH Bank $1,035,000 $330,000 -68.1% 0.8%
JPMorgan Chase Bank $305,000 n/a 0.7%
FLAT BRANCH MORTGAGE, INC. $1,070,000 $290,000 -72.9% 0.7%
First Western Trust Bank $275,000 n/a 0.7%
NBKC BANK $225,000 $235,000 4.4% 0.6%
UMB Bank $225,000 n/a 0.6%
Farmers Bank & Trust $210,000 n/a 0.5%
AMERISAVE MORTGAGE CORPORATION $680,000 $205,000 -69.9% 0.5%
GENEVA FINANCIAL, LLC $205,000 n/a 0.5%
AMERICAN HERITAGE LENDING, INC. $195,000 n/a 0.5%
FREEDOM MORTGAGE CORPORATION $760,000 $195,000 -74.3% 0.5%
Bank Northwest $190,000 n/a 0.5%
First National Bank of Omaha $185,000 n/a 0.5%
NAVY FEDERAL CREDIT UNION $175,000 n/a 0.4%
USAA Federal Savings Bank $175,000 n/a 0.4%
COMMUNITYAMERICA $260,000 $165,000 -36.5% 0.4%
HALLMARK HOME MORTGAGE, LLC $155,000 n/a 0.4%
MID AMERICA MORTGAGE, INC. $155,000 n/a 0.4%
FCS Financial FLCA $370,000 $145,000 -60.8% 0.4%
LAKEVIEW LOAN SERVICING, LLC $195,000 $145,000 -25.6% 0.4%
Deere Employees Credit Union $335,000 $135,000 -59.7% 0.3%
GUILD MORTGAGE COMPANY $135,000 n/a 0.3%
LOANPAL, LLC $135,000 n/a 0.3%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $135,000 n/a 0.3%
TOP FLITE FINANCIAL, INC. $135,000 n/a 0.3%
Mr. Cooper ( Nationstar Mortgage ) $430,000 $130,000 -69.8% 0.3%
Flagstar Bank, FSB $1,910,000 $125,000 -93.5% 0.3%
BROKER SOLUTIONS, INC. $265,000 $115,000 -56.6% 0.3%
Mazuma Credit Union $105,000 n/a 0.3%
GERSHMAN INVESTMENT CORP. $110,000 $100,000 -9.1% 0.2%
Wells Fargo Bank $185,000 $95,000 -48.6% 0.2%
BTC BANK $85,000 n/a 0.2%
First Interstate Bank $320,000 $70,000 -78.1% 0.2%
ROYAL UNITED MORTGAGE LLC $65,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $45,000 n/a 0.1%
Washington County Bank $35,000 n/a 0.1%

Maryville's top lender by overall market share is U.S. Bank, with 20.2% market share. In second place, with 18.0%, is The Nodaway Valley Bank, having originated $7,345,000 in loans. In third place, with 6.7%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $2,750,000 in loans. In fourth place, with 5.9%, is Southern Bank, having originated $2,415,000 in loans. In fifth place, with 4.4%, is ASSEMBLIES OF GOD Credit Union, having originated $1,795,000 in loans.


Maryville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Maryville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $129,850 (13.0%) $145,800 (9.4%) 0.00 114
2018-02-01 $135,000 (22.8%) $151,257 (18.5%) 0.00 119
2018-03-01 $139,900 (26.3%) $154,418 (17.7%) 0.00 112
2018-04-01 $138,850 (20.5%) $154,385 (11.4%) 0.00 114
2018-05-01 $141,400 (20.6%) $154,349 (11.4%) 0.00 112
2018-06-01 $142,400 (24.7%) $155,033 (13.7%) 0.00 110
2018-07-01 $149,000 (28.7%) $164,573 (19.4%) 0.00 103
2018-08-01 $149,000 (27.9%) $163,136 (18.0%) 0.00 107
2018-09-01 $144,000 (15.2%) $160,095 (12.7%) 0.00 100
2018-10-01 $144,375 (15.5%) $159,582 (12.8%) 0.00 90
2018-11-01 $149,600 (17.8%) $160,759 (14.0%) 0.00 87
2018-12-01 $145,750 (13.0%) $160,180 (11.8%) 0.00 89
2019-01-01 $144,000 (10.9%) $165,950 (13.8%) 0.00 81
2019-02-01 $146,200 (8.3%) $169,211 (11.9%) 0.00 79
2019-03-01 $142,800 (2.1%) $162,832 (5.5%) 0.00 81
2019-04-01 $140,975 (1.5%) $158,195 (2.5%) 0.00 79
2019-05-01 $144,225 (2.0%) $158,971 (3.0%) 0.00 81
2019-06-01 $139,500 (-2.0%) $156,017 (0.6%) 0.00 78
2019-07-01 $136,000 (-8.7%) $157,964 (-4.0%) 0.00 81
2019-08-01 $133,042 (-10.7%) $155,611 (-4.6%) 0.00 79
2019-09-01 $133,862 (-7.0%) $151,158 (-5.6%) 0.00 74
2019-10-01 $134,159 (-7.1%) $148,939 (-6.7%) 0.00 72
2019-11-01 $133,000 (-11.1%) $154,131 (-4.1%) 0.00 69
2019-12-01 $130,975 (-10.1%) $156,540 (-2.3%) 0.00 59
2020-01-01 $132,000 (-8.3%) $156,144 (-5.9%) 0.00 59
2020-02-01 $131,250 (-10.2%) $161,943 (-4.3%) 0.00 58
2020-03-01 $138,000 (-3.4%) $169,909 (4.4%) 0.00 58
2020-04-01 $149,900 (6.3%) $169,117 (6.9%) 0.00 63
2020-05-01 $131,500 (-8.8%) $165,201 (3.9%) 0.00 60
2020-06-01 $143,250 (2.7%) $172,397 (10.5%) 0.00 45
2020-07-01 $157,250 (15.6%) $192,552 (21.9%) 0.00 50
2020-08-01 $151,250 (13.7%) $218,902 (40.7%) 0.00 49
2020-09-01 $158,375 (18.3%) $224,894 (48.8%) 0.00 50
2020-10-01 $157,000 (17.0%) $218,366 (46.6%) 0.00 41
2020-11-01 $143,725 (8.1%) $185,313 (20.2%) 0.00 42
2020-12-01 $151,225 (15.5%) $181,346 (15.9%) 0.00 42
2021-01-01 $153,750 (16.5%) $195,609 (25.3%) 0.00 29
2021-02-01 $149,675 (14.0%) $188,710 (16.5%) 0.00 27
2021-03-01 $152,225 (10.3%) $182,826 (7.6%) 0.00 28
2021-04-01 $192,500 (28.4%) $228,242 (35.0%) 0.00 30
2021-05-01 $140,500 (6.8%) $180,878 (9.5%) 0.00 22
2021-06-01 $151,325 (5.6%) $172,308 (-0.1%) 0.00 29
2021-07-01 $151,200 (-3.9%) $185,918 (-3.5%) 0.00 28
2021-08-01 $168,950 (11.7%) $230,457 (5.3%) 0.00 24
2021-09-01 $164,950 (4.2%) $222,319 (-1.1%) 0.00 26
2021-10-01 $172,400 (9.8%) $219,492 (0.5%) 0.00 24
2021-11-01 $138,950 (-3.3%) $216,543 (16.9%) 0.00 24
2021-12-01 $163,700 (8.3%) $225,057 (24.1%) 0.00 23
2022-01-01 $147,000 (-4.4%) $180,853 (-7.5%) 0.00 17
2022-02-01 $212,500 (42.0%) $221,976 (17.6%) 0.00 18
2022-03-01 $208,250 (36.8%) $227,988 (24.7%) 0.00 13
2022-04-01 $189,900 (-1.4%) $223,910 (-1.9%) 0.00 21
2022-05-01 $200,950 (43.0%) $222,433 (23.0%) 0.00 18
2022-06-01 $214,475 (41.7%) $215,376 (25.0%) 0.00 19
2022-07-01 $199,900 (32.2%) $248,361 (33.6%) 0.00 27
2022-08-01 $233,500 (38.2%) $284,679 (23.5%) 0.00 27
2022-09-01 $216,125 (31.0%) $264,045 (18.8%) 0.00 27
2022-10-01 $220,750 (28.1%) $234,196 (6.7%) 0.00 26
2022-11-01 $211,250 (52.0%) $226,155 (4.4%) 0.00 22
2022-12-01 $187,000 (14.2%) $207,254 (-7.9%) 0.00 22
2023-01-01 $183,450 (24.8%) $236,419 (30.7%) 0.00 21
2023-02-01 $181,700 (-14.5%) $242,895 (9.4%) 0.00 24
2023-03-01 $173,675 (-16.6%) $240,135 (5.3%) 0.00 22
2023-04-01 $184,950 (-2.6%) $230,797 (3.1%) 0.00 25
2023-05-01 $187,500 (-6.7%) $231,423 (4.0%) 0.00 27
2023-06-01 $200,725 (-6.4%) $232,648 (8.0%) 0.00 33
2023-07-01 $191,000 (-4.5%) $233,579 (-6.0%) 0.00 38
2023-08-01 $199,950 (-14.4%) $222,906 (-21.7%) 0.00 40
2023-09-01 $210,000 (-2.8%) $224,653 (-14.9%) 0.00 41
2023-10-01 $201,225 (-8.8%) $223,378 (-4.6%) 0.00 40
2023-11-01 $203,725 (-3.6%) $230,772 (2.0%) 0.00 37
2023-12-01 $215,000 (15.0%) $240,046 (15.8%) 0.00 37
2024-01-01 $194,950 (6.3%) $232,304 (-1.7%) 0.00 35
2024-02-01 $232,000 (27.7%) $236,458 (-2.7%) 0.00 33
2024-03-01 $235,000 (35.3%) $249,130 (3.8%) 0.00 30
2024-04-01 $209,500 (13.3%) $247,058 (7.1%) 0.00 32
2024-05-01 $196,000 (4.5%) $227,031 (-1.9%) 0.00 35
Maryville's median listing price for 2024-05-01 was $196,000, a difference of $8,500 (4.5%) versus the prior year and $-13,500 versus the prior month.

Maryville's median listing price comes in at 0% of the national average.

Maryville's average listing price for 2024-05-01 was $227,031, a difference of $-4,392 (-1.9%) versus the prior year and $-20,027 versus the prior month.

For the 2024-05-01 period, Maryville had 35 MLS listings, a difference of 3 listings (9%) versus the prior month and 8 listings (30%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Maryville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,877 sqft
2018-02-01 0 days 1,873 sqft
2018-03-01 0 days 1,876 sqft
2018-04-01 0 days 1,887 sqft
2018-05-01 0 days 1,953 sqft
2018-06-01 0 days 1,953 sqft
2018-07-01 0 days 2,001 sqft
2018-08-01 0 days 2,005 sqft
2018-09-01 0 days 1,981 sqft
2018-10-01 0 days 1,971 sqft
2018-11-01 0 days 1,981 sqft
2018-12-01 0 days 1,971 sqft
2019-01-01 0 days 1,915 sqft
2019-02-01 0 days 1,980 sqft
2019-03-01 0 days 1,908 sqft
2019-04-01 0 days 1,873 sqft
2019-05-01 0 days 1,872 sqft
2019-06-01 0 days 1,856 sqft
2019-07-01 0 days 1,776 sqft
2019-08-01 0 days 1,786 sqft
2019-09-01 0 days 1,795 sqft
2019-10-01 0 days 1,802 sqft
2019-11-01 0 days 1,895 sqft
2019-12-01 0 days 1,721 sqft
2020-01-01 0 days 1,693 sqft
2020-02-01 0 days 1,675 sqft
2020-03-01 0 days 1,784 sqft
2020-04-01 0 days 1,787 sqft
2020-05-01 0 days 1,748 sqft
2020-06-01 0 days 1,684 sqft
2020-07-01 0 days 1,875 sqft
2020-08-01 0 days 1,800 sqft
2020-09-01 0 days 1,810 sqft
2020-10-01 0 days 1,820 sqft
2020-11-01 0 days 1,670 sqft
2020-12-01 0 days 1,699 sqft
2021-01-01 0 days 1,790 sqft
2021-02-01 0 days 1,824 sqft
2021-03-01 0 days 1,809 sqft
2021-04-01 0 days 1,948 sqft
2021-05-01 0 days 1,640 sqft
2021-06-01 0 days 1,653 sqft
2021-07-01 0 days 1,931 sqft
2021-08-01 0 days 2,120 sqft
2021-09-01 0 days 2,101 sqft
2021-10-01 0 days 1,878 sqft
2021-11-01 0 days 1,603 sqft
2021-12-01 0 days 1,643 sqft
2022-01-01 0 days 1,779 sqft
2022-02-01 0 days 1,825 sqft
2022-03-01 0 days 1,885 sqft
2022-04-01 0 days 1,926 sqft
2022-05-01 0 days 1,642 sqft
2022-06-01 0 days 1,400 sqft
2022-07-01 0 days 1,817 sqft
2022-08-01 0 days 1,923 sqft
2022-09-01 0 days 1,977 sqft
2022-10-01 0 days 1,784 sqft
2022-11-01 0 days 1,832 sqft
2022-12-01 0 days 1,736 sqft
2023-01-01 0 days 1,812 sqft
2023-02-01 0 days 1,830 sqft
2023-03-01 0 days 1,854 sqft
2023-04-01 0 days 1,729 sqft
2023-05-01 0 days 1,921 sqft
2023-06-01 0 days 1,832 sqft
2023-07-01 0 days 1,776 sqft
2023-08-01 0 days 1,849 sqft
2023-09-01 0 days 1,908 sqft
2023-10-01 0 days 1,986 sqft
2023-11-01 0 days 2,036 sqft
2023-12-01 0 days 1,996 sqft
2024-01-01 0 days 1,749 sqft
2024-02-01 0 days 2,007 sqft
2024-03-01 0 days 2,000 sqft
2024-04-01 0 days 1,698 sqft
2024-05-01 0 days 1,540 sqft
Maryville's median listing age (time on market) for 2024-05-01 was 0 days.

Maryville's median square footage for active listings during the 2024-05-01 period was 1,540 sqft. One year prior, the average listing was 1,921 sqft.

Maryville, MO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 175 $30,395,000 $173,686
Refi 34 $4,860,000 $142,941
Cash Out Refi 19 $3,135,000 $165,000
Home Improvement 16 $1,370,000 $85,625
Other 14 $1,000,000 $71,429

Maryville's most frequently cited loan purpose was Home Purchase, with 175 originations. The 2nd most popular reason was Refi, with 34 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 83 $14,675,000 $176,807
7-8% 52 $7,820,000 $150,385
Over 8% 25 $3,635,000 $145,400
5-6% 23 $4,695,000 $204,130
<2.5% 1 $5,000 $5,000

During 2023, Maryville's most frequently originated rate bucket was 6-7%, with 83 originations.

Loan Sizing (Maryville, MO MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 117 $17,365,000 $148,419
$100,000 or less 78 $4,140,000 $53,077
$200k-400k 55 $14,545,000 $264,455
$400k-600k 7 $3,215,000 $459,286
$Over $1MM 1 $1,495,000 $1,495,000

Maryville's loan sizing saw the bucket of loans from $100k-200k with 117 originations, totaling $17,365,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 101 $19,185,000 $189,950
60-80% 40 $6,880,000 $172,000
20-40% 17 $1,035,000 $60,882
Under 20% 13 $625,000 $48,077
40-60% 12 $2,990,000 $249,167
Over 100% 1 $115,000 $115,000

Maryville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 101 originations, totaling $19,185,000 in origination value.