Maryville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Maryville averaged 6.35% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

The average rate for the prior week (2023-05-18) was 6.47% and one month ago for the week of 2023-04-20, the average rate was 6.27%.

Maryville's average rate one year ago was 5.13%.

For refis of the same type during the week of 2023-05-25, the average rate was 6.87%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-05-25 6.57%
Maryville 30 Year Fixed Rate 2023-05-25 6.35%
Maryville 30 Year Fixed Rate Refi 2023-05-25 6.87%
Maryville 15 Year Fixed Rate 2023-05-25 6.07%
Maryville 15 Year Fixed Rate Refi 2023-05-25 5.87%
Maryville 30 Year FHA 2023-05-25 6.41%
Maryville 30 Year FHA Refi 2023-05-25 6.71%
Maryville 30 Year USDA 2023-05-25 6.63%
Maryville 30 Year USDA Refi 2023-05-25 6.63%
Maryville 30 Year VA 2023-05-25 6.41%
Maryville 30 Year VA Refi 2023-05-25 6.61%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Maryville, MO.

Maryville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Maryville, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
U.S. Bank 25 4.84% $2,135
ASSEMBLIES OF GOD Credit Union 12 4.97% $3,142
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 4.78% $4,224
QUICKEN LOANS, LLC 8 5.76% $6,168
Flanagan State Bank 7 5.13% $3,140
HNB National Bank 6 5.13% $1,695
FLAT BRANCH MORTGAGE, INC. 6 5.88% $2,709
PENNYMAC LOAN SERVICES, LLC 3 5.29% $3,078
Flagstar Bank, FSB 3 5.87% $4,316
Mortgage Investment Services Corporation 3 5.00% $4,907
LOANDEPOT.COM, LLC 2 3.62% $8,469
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 5.43% $2,600
CHURCHILL MORTGAGE CORPORATION 2 4.69% $3,307
Mr. Cooper ( Nationstar Mortgage ) 2 4.63% $7,058
NBH Bank 2 5.99% $2,634
FREEDOM MORTGAGE CORPORATION 1 5.38% $10,381
GERSHMAN INVESTMENT CORP. 1 5.75% $3,576
ACADEMY MORTGAGE CORPORATION 1 6.38% $2,494
IOWA BANKERS MORTGAGE CORPORATION 1 5.25% $1,896
JLB CORPORATION 1 4.75% $4,369
MISSOURI ELECTRIC COOPERATIVES EMPL 1 4.75% $1,622
Mortgage Research Center, LLC 1 4.63% $7,721
NBKC BANK 1 7.13% $1,539
PHH Mortgage Corporation 1 3.50% $7,531
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.88% $3,235
Bank of America 1 5.13% $600
RUOFF MORTGAGE COMPANY, INC. 1 3.00% $2,563
Servion, Inc. 1 5.63% $2,539
Sierra Pacific Mortgage Company, Inc. 1 5.50% $5,350
UNION HOME MORTGAGE CORP. 1 6.00% $4,125
UNITED WHOLESALE MORTGAGE, LLC 1 6.00% $4,573
Central National Bank 1 4.50% $890
Commerce Bank 1 6.00% $2,612
COMMUNITYAMERICA 1 4.13% $2,927
Community Mortgage Banc Corporation 1 5.93% $1,433
DELMAR FINANCIAL COMPANY 1 6.88% $5,935
ENDEAVOR CAPITAL, LLC. 1 7.63% $3,960
CALIBER HOME LOANS, INC. 1 7.50% $2,774
BROKER SOLUTIONS, INC. 1 3.88% $2,511

Maryville Average Closing Costs & Other Stats

Maryville, MO's 39 lenders originated 404 loans during 2022. The total origination value was $64,960,000, with an average loan value of $160,792.

Maryville's average closing costs are $3,251.

The top Maryville lender as defined by loan originations is U.S. Bank, with 25 loans originated. Their average total fees are $2,135, which is $1,008 lower than the next largest lender, ASSEMBLIES OF GOD Credit Union.

The lowest fee Maryville lenders (with over 10 loans originated) are U.S. Bank ($2,135), ASSEMBLIES OF GOD Credit Union ($3,142), .

The lowest rate Maryville lenders (with over 10 loans originated) are U.S. Bank (4.84%), ASSEMBLIES OF GOD Credit Union (4.97%), .

Maryville, MO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
The Nodaway Valley Bank $19,285,000 $12,940,000 -32.9% 19.9%
U.S. Bank $14,770,000 $8,305,000 -43.8% 12.8%
Wells Bank $10,905,000 $6,975,000 -36.0% 10.7%
Flanagan State Bank $3,185,000 $3,940,000 23.7% 6.1%
ASSEMBLIES OF GOD Credit Union $1,695,000 $3,175,000 87.3% 4.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,175,000 $2,680,000 -35.8% 4.1%
QUICKEN LOANS, LLC $5,710,000 $2,165,000 -62.1% 3.3%
Mortgage Research Center, LLC $470,000 $2,090,000 344.7% 3.2%
HNB National Bank $3,020,000 $1,965,000 -34.9% 3.0%
Flagstar Bank, FSB $1,745,000 $1,910,000 9.5% 2.9%
PENNYMAC LOAN SERVICES, LLC $2,450,000 $1,145,000 -53.3% 1.8%
LOANDEPOT.COM, LLC $625,000 $1,095,000 75.2% 1.7%
FLAT BRANCH MORTGAGE, INC. $760,000 $1,070,000 40.8% 1.6%
NBH Bank $3,270,000 $1,035,000 -68.3% 1.6%
Mortgage Investment Services Corporation $1,585,000 $940,000 -40.7% 1.4%
FREEDOM MORTGAGE CORPORATION $3,290,000 $760,000 -76.9% 1.2%
Farmers State Bank $495,000 $730,000 47.5% 1.1%
Emprise Bank $705,000 n/a 1.1%
UNITED WHOLESALE MORTGAGE, LLC $75,000 $700,000 833.3% 1.1%
AMERISAVE MORTGAGE CORPORATION $680,000 n/a 1.0%
PLAZA HOME MORTGAGE, INC. $965,000 $525,000 -45.6% 0.8%
MISSOURI ELECTRIC COOPERATIVES EMPL $370,000 $515,000 39.2% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $335,000 $430,000 28.4% 0.7%
Community Mortgage Banc Corporation $7,350,000 $425,000 -94.2% 0.7%
FCS Financial FLCA $475,000 $370,000 -22.1% 0.6%
FIRST MISSOURI BANK $355,000 n/a 0.5%
PHH Mortgage Corporation $350,000 n/a 0.5%
Deere Employees Credit Union $315,000 $335,000 6.3% 0.5%
First Interstate Bank $320,000 n/a 0.5%
ACADEMY MORTGAGE CORPORATION $315,000 n/a 0.5%
MOVEMENT MORTGAGE, LLC $105,000 $290,000 176.2% 0.4%
BROKER SOLUTIONS, INC. $625,000 $265,000 -57.6% 0.4%
COMMUNITY MORTGAGE, LLC $135,000 $265,000 96.3% 0.4%
ENDEAVOR CAPITAL, LLC. $530,000 $265,000 -50.0% 0.4%
COMMUNITYAMERICA $260,000 n/a 0.4%
CHURCHILL MORTGAGE CORPORATION $220,000 $250,000 13.6% 0.4%
Frontier Bank $495,000 $245,000 -50.5% 0.4%
Bank of America $125,000 $235,000 88.0% 0.4%
NBKC BANK $225,000 n/a 0.3%
Ameris Bank $205,000 n/a 0.3%
CALIBER HOME LOANS, INC. $475,000 $195,000 -58.9% 0.3%
LAKEVIEW LOAN SERVICING, LLC $555,000 $195,000 -64.9% 0.3%
Central National Bank $185,000 n/a 0.3%
UNION HOME MORTGAGE CORP. $290,000 $185,000 -36.2% 0.3%
Wells Fargo Bank $1,485,000 $185,000 -87.5% 0.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $180,000 n/a 0.3%
HOMESIDE FINANCIAL, LLC $165,000 $175,000 6.1% 0.3%
Servion, Inc. $175,000 n/a 0.3%
CROSSCOUNTRY MORTGAGE, LLC $165,000 n/a 0.3%
Alliant Bank $155,000 n/a 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $175,000 $145,000 -17.1% 0.2%
WEST COMMUNITY $240,000 $135,000 -43.8% 0.2%
DELMAR FINANCIAL COMPANY $115,000 n/a 0.2%
DOMINION FINANCIAL SERVICES, LLC $115,000 n/a 0.2%
GUARANTEED RATE, INC. $115,000 n/a 0.2%
GERSHMAN INVESTMENT CORP. $110,000 n/a 0.2%
Commerce Bank $105,000 n/a 0.2%
JLB CORPORATION $105,000 n/a 0.2%
NEW DAY FINANCIAL, LLC $105,000 n/a 0.2%
North American Savings Bank, F.S.B. $105,000 n/a 0.2%
IOWA BANKERS MORTGAGE CORPORATION $85,000 n/a 0.1%
Landmark National Bank $180,000 $85,000 -52.8% 0.1%
Sierra Pacific Mortgage Company, Inc. $85,000 $85,000 0.0% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $505,000 $75,000 -85.1% 0.1%
RUOFF MORTGAGE COMPANY, INC. $75,000 n/a 0.1%
Truist $115,000 $75,000 -34.8% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,245,000 $65,000 -94.8% 0.1%
Bank Iowa $15,000 n/a 0.0%

Maryville's top lender by overall market share is The Nodaway Valley Bank, with 19.9% market share. In second place, with 12.8%, is U.S. Bank, having originated $8,305,000 in loans. In third place, with 10.7%, is Wells Bank, having originated $6,975,000 in loans. In fourth place, with 6.1%, is Flanagan State Bank, having originated $3,940,000 in loans. In fifth place, with 4.9%, is ASSEMBLIES OF GOD Credit Union, having originated $3,175,000 in loans.


Maryville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Maryville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $129,850 (13.0%) $145,800 (9.4%) 0.00 114
2018-02-01 $135,000 (22.8%) $151,257 (18.5%) 0.00 119
2018-03-01 $139,900 (26.3%) $154,418 (17.7%) 0.00 112
2018-04-01 $138,850 (20.5%) $154,385 (11.4%) 0.00 114
2018-05-01 $141,400 (20.6%) $154,349 (11.4%) 0.00 112
2018-06-01 $142,400 (24.7%) $155,033 (13.7%) 0.00 110
2018-07-01 $149,000 (28.7%) $164,573 (19.4%) 0.00 103
2018-08-01 $149,000 (27.9%) $163,136 (18.0%) 0.00 107
2018-09-01 $144,000 (15.2%) $160,095 (12.7%) 0.00 100
2018-10-01 $144,375 (15.5%) $159,582 (12.8%) 0.00 90
2018-11-01 $149,600 (17.8%) $160,759 (14.0%) 0.00 87
2018-12-01 $145,750 (13.0%) $160,180 (11.8%) 0.00 89
2019-01-01 $144,000 (10.9%) $165,950 (13.8%) 0.00 81
2019-02-01 $146,200 (8.3%) $169,211 (11.9%) 0.00 79
2019-03-01 $144,450 (3.3%) $165,958 (7.5%) 0.00 79
2019-04-01 $141,250 (1.7%) $158,399 (2.6%) 0.00 79
2019-05-01 $144,225 (2.0%) $158,971 (3.0%) 0.00 81
2019-06-01 $139,500 (-2.0%) $156,017 (0.6%) 0.00 78
2019-07-01 $136,000 (-8.7%) $157,964 (-4.0%) 0.00 81
2019-08-01 $135,000 (-9.4%) $162,365 (-0.5%) 0.00 80
2019-09-01 $136,750 (-5.0%) $161,927 (1.1%) 0.00 68
2019-10-01 $134,250 (-7.0%) $149,860 (-6.1%) 0.00 72
2019-11-01 $133,000 (-11.1%) $154,131 (-4.1%) 0.00 69
2019-12-01 $130,975 (-10.1%) $156,540 (-2.3%) 0.00 59
2020-01-01 $132,000 (-8.3%) $156,144 (-5.9%) 0.00 59
2020-02-01 $131,250 (-10.2%) $161,943 (-4.3%) 0.00 58
2020-03-01 $138,000 (-4.5%) $169,909 (2.4%) 0.00 58
2020-04-01 $149,900 (6.1%) $169,117 (6.8%) 0.00 63
2020-05-01 $131,500 (-8.8%) $165,201 (3.9%) 0.00 60
2020-06-01 $143,250 (2.7%) $172,397 (10.5%) 0.00 45
2020-07-01 $157,250 (15.6%) $192,552 (21.9%) 0.00 50
2020-08-01 $151,250 (12.0%) $218,902 (34.8%) 0.00 49
2020-09-01 $158,375 (15.8%) $224,894 (38.9%) 0.00 50
2020-10-01 $157,000 (17.0%) $218,366 (45.7%) 0.00 41
2020-11-01 $143,725 (8.1%) $185,313 (20.2%) 0.00 42
2020-12-01 $151,225 (15.5%) $181,346 (15.9%) 0.00 42
2021-01-01 $153,750 (16.5%) $195,609 (25.3%) 0.00 29
2021-02-01 $149,675 (14.0%) $188,710 (16.5%) 0.00 27
2021-03-01 $152,225 (10.3%) $182,826 (7.6%) 0.00 28
2021-04-01 $188,750 (25.9%) $228,242 (35.0%) 0.00 30
2021-05-01 $140,500 (6.8%) $180,878 (9.5%) 0.00 22
2021-06-01 $151,325 (5.6%) $172,308 (-0.1%) 0.00 29
2021-07-01 $151,200 (-3.9%) $185,918 (-3.5%) 0.00 28
2021-08-01 $168,950 (11.7%) $230,457 (5.3%) 0.00 24
2021-09-01 $164,950 (4.2%) $222,319 (-1.1%) 0.00 26
2021-10-01 $172,400 (9.8%) $219,492 (0.5%) 0.00 24
2021-11-01 $138,950 (-3.3%) $216,543 (16.9%) 0.00 24
2021-12-01 $163,700 (8.3%) $225,057 (24.1%) 0.00 23
2022-01-01 $147,000 (-4.4%) $180,853 (-7.5%) 0.00 17
2022-02-01 $212,500 (42.0%) $221,976 (17.6%) 0.00 18
2022-03-01 $208,250 (36.8%) $227,988 (24.7%) 0.00 13
2022-04-01 $189,900 (0.6%) $223,910 (-1.9%) 0.00 21
2022-05-01 $200,950 (43.0%) $222,433 (23.0%) 0.00 18
2022-06-01 $214,475 (41.7%) $215,376 (25.0%) 0.00 19
2022-07-01 $199,900 (32.2%) $248,361 (33.6%) 0.00 27
2022-08-01 $233,500 (38.2%) $284,679 (23.5%) 0.00 27
2022-09-01 $216,125 (31.0%) $264,045 (18.8%) 0.00 27
2022-10-01 $220,750 (28.1%) $234,196 (6.7%) 0.00 26
2022-11-01 $211,250 (52.0%) $226,155 (4.4%) 0.00 22
2022-12-01 $187,000 (14.2%) $207,254 (-7.9%) 0.00 22
2023-01-01 $183,450 (24.8%) $236,419 (30.7%) 0.00 21
2023-02-01 $181,700 (-14.5%) $242,895 (9.4%) 0.00 24
2023-03-01 $173,675 (-16.6%) $240,135 (5.3%) 0.00 22
2023-04-01 $184,950 (-2.6%) $230,797 (3.1%) 0.00 25
Maryville's median listing price for 2023-04-01 was $184,950, a difference of $-4,950 (-2.6%) versus the prior year and $11,275 versus the prior month.

Maryville's median listing price comes in at 0% of the national average.

Maryville's average listing price for 2023-04-01 was $230,797, a difference of $6,887 (3.1%) versus the prior year and $-9,338 versus the prior month.

For the 2023-04-01 period, Maryville had 25 MLS listings, a difference of 3 listings (14%) versus the prior month and 4 listings (19%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Maryville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,868 sqft
2018-02-01 0 days 1,872 sqft
2018-03-01 0 days 1,875 sqft
2018-04-01 0 days 1,880 sqft
2018-05-01 0 days 1,935 sqft
2018-06-01 0 days 1,935 sqft
2018-07-01 0 days 1,998 sqft
2018-08-01 0 days 2,002 sqft
2018-09-01 0 days 1,972 sqft
2018-10-01 0 days 1,951 sqft
2018-11-01 0 days 1,976 sqft
2018-12-01 0 days 1,934 sqft
2019-01-01 0 days 1,891 sqft
2019-02-01 0 days 1,957 sqft
2019-03-01 0 days 1,896 sqft
2019-04-01 0 days 1,873 sqft
2019-05-01 0 days 1,872 sqft
2019-06-01 0 days 1,856 sqft
2019-07-01 0 days 1,776 sqft
2019-08-01 0 days 1,803 sqft
2019-09-01 0 days 1,826 sqft
2019-10-01 0 days 1,802 sqft
2019-11-01 0 days 1,895 sqft
2019-12-01 0 days 1,721 sqft
2020-01-01 0 days 1,693 sqft
2020-02-01 0 days 1,675 sqft
2020-03-01 0 days 1,784 sqft
2020-04-01 0 days 1,787 sqft
2020-05-01 0 days 1,748 sqft
2020-06-01 0 days 1,684 sqft
2020-07-01 0 days 1,875 sqft
2020-08-01 0 days 1,800 sqft
2020-09-01 0 days 1,810 sqft
2020-10-01 0 days 1,820 sqft
2020-11-01 0 days 1,670 sqft
2020-12-01 0 days 1,699 sqft
2021-01-01 0 days 1,790 sqft
2021-02-01 0 days 1,824 sqft
2021-03-01 0 days 1,809 sqft
2021-04-01 0 days 1,925 sqft
2021-05-01 0 days 1,640 sqft
2021-06-01 0 days 1,653 sqft
2021-07-01 0 days 1,931 sqft
2021-08-01 0 days 2,120 sqft
2021-09-01 0 days 2,101 sqft
2021-10-01 0 days 1,878 sqft
2021-11-01 0 days 1,603 sqft
2021-12-01 0 days 1,643 sqft
2022-01-01 0 days 1,779 sqft
2022-02-01 0 days 1,825 sqft
2022-03-01 0 days 1,885 sqft
2022-04-01 0 days 1,926 sqft
2022-05-01 0 days 1,642 sqft
2022-06-01 0 days 1,400 sqft
2022-07-01 0 days 1,817 sqft
2022-08-01 0 days 1,923 sqft
2022-09-01 0 days 1,977 sqft
2022-10-01 0 days 1,784 sqft
2022-11-01 0 days 1,832 sqft
2022-12-01 0 days 1,736 sqft
2023-01-01 0 days 1,812 sqft
2023-02-01 0 days 1,830 sqft
2023-03-01 0 days 1,854 sqft
2023-04-01 0 days 1,729 sqft
Maryville's median listing age (time on market) for 2023-04-01 was 0 days.

Maryville's median square footage for active listings during the 2023-04-01 period was 1,729 sqft. One year prior, the average listing was 1,926 sqft.

Maryville, MO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 247 $42,925,000 $173,785
Cash Out Refi 66 $9,320,000 $141,212
Refi 64 $10,670,000 $166,719
Home Improvement 20 $1,560,000 $78,000
Other 7 $485,000 $69,286

Maryville's most frequently cited loan purpose was Home Purchase, with 247 originations. The 2nd most popular reason was Cash Out Refi, with 66 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 85 $13,705,000 $161,235
4-5% 72 $12,560,000 $174,444
3-4% 49 $7,485,000 $152,755
6-7% 39 $5,325,000 $136,538
7-8% 13 $1,785,000 $137,308
2.5-3% 10 $2,130,000 $213,000
<2.5% 5 $465,000 $93,000
Over 8% 4 $340,000 $85,000

During 2022, Maryville's most frequently originated rate bucket was 5-6%, with 85 originations.

Loan Sizing (Maryville, MO MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 182 $26,660,000 $146,484
$100,000 or less 128 $8,180,000 $63,906
$200k-400k 79 $21,425,000 $271,203
$400k-600k 10 $4,800,000 $480,000
$600k-1000k 4 $2,890,000 $722,500
$Over $1MM 1 $1,005,000 $1,005,000

Maryville's loan sizing saw the bucket of loans from $100k-200k with 182 originations, totaling $26,660,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 123 $21,655,000 $176,057
60-80% 87 $14,875,000 $170,977
20-40% 27 $2,195,000 $81,296
40-60% 22 $3,220,000 $146,364
Under 20% 13 $485,000 $37,308
Over 100% 6 $1,280,000 $213,333

Maryville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 123 originations, totaling $21,655,000 in origination value.