Maryville Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Maryville averaged 6.07% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 5.98% and one month ago for the week of 2022-05-26, the average rate was 5.27%.

Maryville's average rate one year ago was 3.31%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.64%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Maryville 30 Year Fixed Rate 2022-06-30 6.07%
Maryville 30 Year Fixed Rate Refi 2022-06-30 5.64%
Maryville 15 Year Fixed Rate 2022-06-30 5.59%
Maryville 15 Year Fixed Rate Refi 2022-06-30 4.82%
Maryville 30 Year FHA 2022-06-30 5.84%
Maryville 30 Year FHA Refi 2022-06-30 5.44%
Maryville 30 Year USDA 2022-06-30 5.94%
Maryville 30 Year USDA Refi 2022-06-30 3.37%
Maryville 30 Year VA 2022-06-30 5.86%
Maryville 30 Year VA Refi 2022-06-30 5.31%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Maryville, MO.

Maryville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Maryville, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
U.S. Bank 51 3.13% $2,073
Community Mortgage Banc Corporation 25 3.09% $2,089
QUICKEN LOANS, LLC 13 3.19% $3,881
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 12 3.30% $2,336
HNB National Bank 7 2.98% $1,528
NBH Bank 7 3.07% $1,889
Flanagan State Bank 6 3.46% $2,524
Wells Fargo Bank 6 3.08% $2,153
PENNYMAC LOAN SERVICES, LLC 5 3.00% $2,698
ASSEMBLIES OF GOD Credit Union 4 3.00% $2,409
FLAT BRANCH MORTGAGE, INC. 3 3.21% $2,182
Flagstar Bank, FSB 3 3.60% $2,672
First State Bank of St. Charles, Missouri 2 3.06% $2,645
SENTE MORTGAGE, INC. 2 4.38% $2,566
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 3.13% $4,911
HOME POINT FINANCIAL CORPORATION 2 3.56% $2,033
BETTER MORTGAGE CORPORATION 2 2.88% $1,565
FCS Financial FLCA 2 3.70% $2,094
Mortgage Investment Services Corporation 2 3.50% $2,437
LOANDEPOT.COM, LLC 2 2.75% $5,791
Landmark National Bank 2 2.88% $2,061
DAS Acquisition Company, LLC 2 3.75% $2,699
Union Bank and Trust Company 1 3.13% $1,992
UNION HOME MORTGAGE CORP. 1 2.75% $2,243
WEST COMMUNITY 1 3.13% $2,063
BROKER SOLUTIONS, INC. 1 2.88% $4,887
CHARTER WEST BANK 1 3.13% $1,907
CHURCHILL MORTGAGE CORPORATION 1 3.88% $2,630
Citizens Bank 1 2.88% $5,740
COMMUNITY MORTGAGE, LLC 1 3.25% $1,755
DUPACO COMMUNITY 1 2.63% $3,545
ENDEAVOR CAPITAL, LLC. 1 3.38% $3,067
FINANCE OF AMERICA MORTGAGE LLC 1 3.99% $1,944
FirstTrust Home Loans, Inc. 1 3.38% $5,132
HOMESIDE FINANCIAL, LLC 1 3.38% $2,330
JPMorgan Chase Bank 1 2.99% $5,132
MISSOURI ELECTRIC COOPERATIVES EMPL 1 2.88% $1,798
Mortgage Research Center, LLC 1 2.99% $2,564
NEWREZ LLC 1 3.25% $3,538
Paramount Residential Mortgage Group, Inc. 1 3.63% $3,723
Plains Commerce Bank 1 3.13% $3,661
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 2.88% $4,093
Prosperity Home Mortgage, LLC 1 3.13% $2,098
PROVIDENT FUNDING ASSOCIATES, L.P. 1 3.00% $1,993
Sierra Pacific Mortgage Company, Inc. 1 3.00% $3,093
STEARNS LENDING, LLC 1 2.88% $1,149

Maryville, MO's 46 lenders originated 652 loans during 2021. The total origination value was $113,660,000, with an average loan value of $174,325.

The top Maryville lender as defined by loan originations is U.S. Bank, with 51 loans originated. Their average total fees are $2,073, which is $16 lower than the next largest lender, Community Mortgage Banc Corporation.

The lowest fee Maryville lenders (with over 10 loans originated) are U.S. Bank ($2,073), Community Mortgage Banc Corporation ($2,089), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($2,336), QUICKEN LOANS, LLC ($3,881) and .

The lowest rate Maryville lenders (with over 10 loans originated) are Community Mortgage Banc Corporation (3.09%), U.S. Bank (3.13%), QUICKEN LOANS, LLC (3.19%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (3.30%) and .

Maryville, MO Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
The Nodaway Valley Bank $11,835,000 $19,285,000 62.9% 17.0%
U.S. Bank $12,155,000 $14,770,000 21.5% 13.0%
Wells Bank $16,495,000 $10,905,000 -33.9% 9.6%
Hawthorn Bank $8,970,000 n/a 7.9%
Community Mortgage Banc Corporation $9,670,000 $7,350,000 -24.0% 6.5%
QUICKEN LOANS, LLC $4,775,000 $5,710,000 19.6% 5.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,365,000 $4,175,000 24.1% 3.7%
FREEDOM MORTGAGE CORPORATION $930,000 $3,290,000 253.8% 2.9%
NBH Bank $2,235,000 $3,270,000 46.3% 2.9%
Flanagan State Bank $2,925,000 $3,185,000 8.9% 2.8%
HNB National Bank $3,890,000 $3,020,000 -22.4% 2.7%
PENNYMAC LOAN SERVICES, LLC $430,000 $2,450,000 469.8% 2.2%
Bank of the West $2,065,000 n/a 1.8%
Flagstar Bank, FSB $1,565,000 $1,745,000 11.5% 1.5%
ASSEMBLIES OF GOD Credit Union $235,000 $1,695,000 621.3% 1.5%
Mortgage Investment Services Corporation $1,225,000 $1,585,000 29.4% 1.4%
Wells Fargo Bank $650,000 $1,485,000 128.5% 1.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $565,000 $1,245,000 120.4% 1.1%
PLAZA HOME MORTGAGE, INC. $2,680,000 $965,000 -64.0% 0.8%
FLAT BRANCH MORTGAGE, INC. $1,610,000 $760,000 -52.8% 0.7%
USAA Federal Savings Bank $330,000 $705,000 113.6% 0.6%
BROKER SOLUTIONS, INC. $625,000 n/a 0.5%
LOANDEPOT.COM, LLC $990,000 $625,000 -36.9% 0.5%
LAKEVIEW LOAN SERVICING, LLC $730,000 $555,000 -24.0% 0.5%
ENDEAVOR CAPITAL, LLC. $205,000 $530,000 158.5% 0.5%
KS StateBank $530,000 n/a 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $505,000 n/a 0.4%
Farmers State Bank $1,585,000 $495,000 -68.8% 0.4%
Frontier Bank $175,000 $495,000 182.9% 0.4%
CALIBER HOME LOANS, INC. $475,000 n/a 0.4%
FCS Financial FLCA $475,000 n/a 0.4%
Mortgage Research Center, LLC $590,000 $470,000 -20.3% 0.4%
BETTER MORTGAGE CORPORATION $460,000 n/a 0.4%
Paramount Residential Mortgage Group, Inc. $300,000 $435,000 45.0% 0.4%
First State Bank of St. Charles, Missouri $170,000 $380,000 123.5% 0.3%
MISSOURI ELECTRIC COOPERATIVES EMPL $125,000 $370,000 196.0% 0.3%
Citizens Bank $345,000 n/a 0.3%
Mr. Cooper ( Nationstar Mortgage ) $565,000 $335,000 -40.7% 0.3%
NAVY FEDERAL CREDIT UNION $370,000 $330,000 -10.8% 0.3%
Deere Employees Credit Union $315,000 n/a 0.3%
FINANCE OF AMERICA MORTGAGE LLC $310,000 n/a 0.3%
HOME POINT FINANCIAL CORPORATION $535,000 $300,000 -43.9% 0.3%
UNION HOME MORTGAGE CORP. $290,000 n/a 0.3%
JPMorgan Chase Bank $65,000 $260,000 300.0% 0.2%
DAS Acquisition Company, LLC $85,000 $250,000 194.1% 0.2%
WEST COMMUNITY $240,000 n/a 0.2%
Plains Commerce Bank $230,000 n/a 0.2%
CHURCHILL MORTGAGE CORPORATION $245,000 $220,000 -10.2% 0.2%
NEWREZ LLC $135,000 $215,000 59.3% 0.2%
BTC BANK $205,000 n/a 0.2%
Citibank $195,000 n/a 0.2%
GREATER KC PUBLIC SAFETY CREDIT UNION $185,000 n/a 0.2%
Landmark National Bank $940,000 $180,000 -80.9% 0.2%
SENTE MORTGAGE, INC. $180,000 n/a 0.2%
Ally Bank $175,000 n/a 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $175,000 n/a 0.2%
Centier Bank $165,000 n/a 0.1%
CHARTER WEST BANK $165,000 n/a 0.1%
Home Federal Savings & Loan Association of Grand Island $165,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $165,000 n/a 0.1%
Dundee Bank $155,000 $155,000 0.0% 0.1%
TRIAD FINANCIAL SERVICES, INC. $145,000 n/a 0.1%
COMMUNITY MORTGAGE, LLC $200,000 $135,000 -32.5% 0.1%
FirstTrust Home Loans, Inc. $135,000 n/a 0.1%
Bank of America $25,000 $125,000 400.0% 0.1%
Mutual Savings Association $115,000 n/a 0.1%
STEARNS LENDING, LLC $115,000 n/a 0.1%
Truist Bank $115,000 n/a 0.1%
Union Bank and Trust Company $115,000 n/a 0.1%
DUPACO COMMUNITY $110,000 n/a 0.1%
Carrington Mortgage Services, LLC $65,000 $105,000 61.5% 0.1%
MOVEMENT MORTGAGE, LLC $515,000 $105,000 -79.6% 0.1%
Prosperity Home Mortgage, LLC $185,000 $105,000 -43.2% 0.1%
First Savings Bank $95,000 n/a 0.1%
Sierra Pacific Mortgage Company, Inc. $85,000 n/a 0.1%
UNITED WHOLESALE MORTGAGE, LLC $410,000 $75,000 -81.7% 0.1%
FINANCE OF AMERICA REVERSE LLC $65,000 n/a 0.1%
First Guaranty Mortgage Corporation $65,000 n/a 0.1%
The Union State Bank of Everest $65,000 $45,000 -30.8% 0.0%

Maryville's top lender by overall market share is The Nodaway Valley Bank, with 17.0% market share. In second place, with 13.0%, is U.S. Bank, having originated $14,770,000 in loans. In third place, with 9.6%, is Wells Bank, having originated $10,905,000 in loans. In third place, with 7.9%, is Hawthorn Bank, having originated $8,970,000 in loans. In third place, with 6.5%, is Community Mortgage Banc Corporation, having originated $7,350,000 in loans.


Maryville, MO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 308 $56,300,000 $182,792
Refi 235 $42,185,000 $179,511
Cash Out Refi 92 $13,750,000 $149,457
Home Improvement 9 $645,000 $71,667
Other 8 $780,000 $97,500

Maryville's most frequently cited loan purpose was Home Purchase, with 308 originations. The 2nd most popular reason was Refi, with 235 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 197 $35,825,000 $181,853
2.5-3% 193 $31,615,000 $163,808
<2.5% 56 $9,470,000 $169,107
4-5% 25 $4,935,000 $197,400
5-6% 2 $400,000 $200,000
7-8% 1 $165,000 $165,000

During 2021, Maryville's most frequently originated rate bucket was 3-4%, with 197 originations.

Loan Sizing (Maryville, MO MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 311 $44,285,000 $142,395
$100,000 or less 196 $13,070,000 $66,684
$200k-400k 127 $32,745,000 $257,835
$400k-600k 10 $4,590,000 $459,000
$Over $1MM 6 $17,470,000 $2,911,667
$600k-1000k 2 $1,500,000 $750,000

Maryville's loan sizing saw the bucket of loans from $100k-200k with 311 originations, totaling $44,285,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 192 $31,600,000 $164,583
60-80% 180 $38,630,000 $214,611
40-60% 59 $7,355,000 $124,661
20-40% 15 $985,000 $65,667
Under 20% 11 $405,000 $36,818
Over 100% 5 $885,000 $177,000

Maryville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 192 originations, totaling $31,600,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Maryville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $131,000 (14.0%) $145,811 (9.4%) 0.00 115
2018-02-01 $136,000 (23.6%) $151,436 (18.9%) 0.00 118
2018-03-01 $142,000 (28.2%) $155,917 (18.9%) 0.00 113
2018-04-01 $140,950 (22.0%) $156,574 (13.0%) 0.00 117
2018-05-01 $144,700 (21.7%) $158,918 (14.3%) 0.00 114
2018-06-01 $144,900 (26.1%) $160,233 (17.2%) 0.00 113
2018-07-01 $149,000 (26.3%) $168,364 (21.8%) 0.00 105
2018-08-01 $149,250 (28.1%) $166,893 (20.7%) 0.00 108
2018-09-01 $144,500 (15.6%) $160,558 (13.0%) 0.00 101
2018-10-01 $149,000 (17.3%) $160,338 (13.1%) 0.00 92
2018-11-01 $149,900 (18.0%) $160,773 (14.1%) 0.00 87
2018-12-01 $145,000 (12.4%) $161,193 (12.8%) 0.00 88
2019-01-01 $144,000 (9.9%) $165,950 (13.8%) 0.00 80
2019-02-01 $146,200 (7.5%) $168,811 (11.5%) 0.00 78
2019-03-01 $144,514 (1.8%) $163,458 (4.8%) 0.00 81
2019-04-01 $144,064 (2.2%) $159,550 (1.9%) 0.00 78
2019-05-01 $144,450 (-0.2%) $158,971 (0.0%) 0.00 80
2019-06-01 $139,500 (-3.7%) $156,852 (-2.1%) 0.00 78
2019-07-01 $136,000 (-8.7%) $157,964 (-6.2%) 0.00 80
2019-08-01 $142,671 (-4.4%) $161,527 (-3.2%) 0.00 79
2019-09-01 $142,671 (-1.3%) $160,697 (0.1%) 0.00 71
2019-10-01 $134,500 (-9.7%) $149,896 (-6.5%) 0.00 71
2019-11-01 $134,000 (-10.6%) $154,131 (-4.1%) 0.00 69
2019-12-01 $132,000 (-9.0%) $156,540 (-2.9%) 0.00 59
2020-01-01 $132,000 (-8.3%) $155,654 (-6.2%) 0.00 58
2020-02-01 $130,000 (-11.1%) $162,305 (-3.9%) 0.00 57
2020-03-01 $137,250 (-5.0%) $168,895 (3.3%) 0.00 58
2020-04-01 $152,450 (5.8%) $168,162 (5.4%) 0.00 61
2020-05-01 $133,000 (-7.9%) $165,328 (4.0%) 0.00 60
2020-06-01 $143,250 (2.7%) $172,397 (9.9%) 0.00 45
2020-07-01 $157,250 (15.6%) $192,615 (21.9%) 0.00 50
2020-08-01 $152,500 (6.9%) $217,533 (34.7%) 0.00 49
2020-09-01 $159,000 (11.4%) $224,533 (39.7%) 0.00 49
2020-10-01 $157,000 (16.7%) $216,941 (44.7%) 0.00 41
2020-11-01 $150,000 (11.9%) $185,191 (20.2%) 0.00 42
2020-12-01 $152,450 (15.5%) $179,463 (14.6%) 0.00 44
2021-01-01 $149,900 (13.6%) $192,356 (23.6%) 0.00 30
2021-02-01 $149,450 (15.0%) $186,619 (15.0%) 0.00 27
2021-03-01 $152,450 (11.1%) $182,826 (8.3%) 0.00 28
2021-04-01 $189,750 (24.5%) $225,765 (34.3%) 0.00 40
2021-05-01 $145,000 (9.0%) $183,570 (11.0%) 0.00 22
2021-06-01 $152,500 (6.5%) $172,147 (-0.2%) 0.00 29
2021-07-01 $151,200 (-3.9%) $183,509 (-4.7%) 0.00 28
2021-08-01 $168,950 (10.8%) $226,703 (4.2%) 0.00 23
2021-09-01 $164,950 (3.7%) $222,319 (-1.0%) 0.00 25
2021-10-01 $174,500 (11.2%) $219,492 (1.2%) 0.00 23
2021-11-01 $138,950 (-7.4%) $216,543 (16.9%) 0.00 23
2021-12-01 $177,500 (16.4%) $227,349 (26.7%) 0.00 22
2022-01-01 $149,900 (0.0%) $175,645 (-8.7%) 0.00 16
2022-02-01 $232,250 (55.4%) $226,533 (21.4%) 0.00 16
2022-03-01 $208,250 (36.6%) $227,988 (24.7%) 0.00 12
2022-04-01 $189,900 (0.1%) $223,910 (-0.8%) 0.00 20
2022-05-01 $207,450 (43.1%) $222,433 (21.2%) 0.00 17
2022-06-01 $219,450 (43.9%) $215,635 (25.3%) 0.00 18
Maryville's median listing price for 2022-06-01 was $219,450, a difference of $66,950 (43.9%) versus the prior year and $12,000 versus the prior month.

Maryville's median listing price comes in at 0% of the national average.

Maryville's average listing price for 2022-06-01 was $215,635, a difference of $43,488 (25.3%) versus the prior year and $-6,798 versus the prior month.

For the 2022-06-01 period, Maryville had 18 MLS listings, a difference of 1 listings (6%) versus the prior month and -11 listings (-38%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Maryville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,888 sqft
2018-02-01 0 days 1,874 sqft
2018-03-01 0 days 1,900 sqft
2018-04-01 0 days 1,953 sqft
2018-05-01 0 days 1,972 sqft
2018-06-01 0 days 1,972 sqft
2018-07-01 0 days 2,000 sqft
2018-08-01 0 days 2,008 sqft
2018-09-01 0 days 1,989 sqft
2018-10-01 0 days 1,972 sqft
2018-11-01 0 days 1,995 sqft
2018-12-01 0 days 1,972 sqft
2019-01-01 0 days 1,934 sqft
2019-02-01 0 days 1,980 sqft
2019-03-01 0 days 1,929 sqft
2019-04-01 0 days 1,873 sqft
2019-05-01 0 days 1,874 sqft
2019-06-01 0 days 1,872 sqft
2019-07-01 0 days 1,776 sqft
2019-08-01 0 days 1,819 sqft
2019-09-01 0 days 1,842 sqft
2019-10-01 0 days 1,824 sqft
2019-11-01 0 days 1,900 sqft
2019-12-01 0 days 1,724 sqft
2020-01-01 0 days 1,718 sqft
2020-02-01 0 days 1,682 sqft
2020-03-01 0 days 1,774 sqft
2020-04-01 0 days 1,800 sqft
2020-05-01 0 days 1,768 sqft
2020-06-01 0 days 1,691 sqft
2020-07-01 0 days 1,900 sqft
2020-08-01 0 days 1,800 sqft
2020-09-01 0 days 1,820 sqft
2020-10-01 0 days 1,819 sqft
2020-11-01 0 days 1,671 sqft
2020-12-01 0 days 1,700 sqft
2021-01-01 0 days 1,790 sqft
2021-02-01 0 days 1,819 sqft
2021-03-01 0 days 1,814 sqft
2021-04-01 0 days 1,948 sqft
2021-05-01 0 days 1,670 sqft
2021-06-01 0 days 1,653 sqft
2021-07-01 0 days 1,931 sqft
2021-08-01 0 days 2,120 sqft
2021-09-01 0 days 2,110 sqft
2021-10-01 0 days 1,914 sqft
2021-11-01 0 days 1,603 sqft
2021-12-01 0 days 1,672 sqft
2022-01-01 0 days 1,779 sqft
2022-02-01 0 days 1,832 sqft
2022-03-01 0 days 1,885 sqft
2022-04-01 0 days 1,926 sqft
2022-05-01 0 days 1,688 sqft
2022-06-01 0 days 1,436 sqft
Maryville's median listing age (time on market) for 2022-06-01 was 0 days.

Maryville's median square footage for active listings during the 2022-06-01 period was 1,436 sqft. One year prior, the average listing was 1,653 sqft.