Maryville VA Loan Rates, Closing Costs & Stats

Maryville, MO

  • JUMP TO:
  • Trends
  • Rates vs Fees
  • Top Lenders
  • Markets
  • Market Conditions & Pricing
  • Time on Market/Property Size

    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Maryville's 8 lenders originated 13 VA loans during 2023. The total origination value was $3,095,000, with an average VA loan value of $238,077.

    Maryville VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Maryville averaged 7.01% for the week of 2024-04-19, compared to the national average (all VA variants) of 6.758% for the same period.

    Maryville's average VA mortgage closing costs are $4,134.

    The average rate for the prior week (2024-04-12) was 7.04% and one month ago for the week of 2024-03-15, the average rate was 7%.

    The average rate one year ago was 6.39%.

    For refis of the same type during the week of 2024-04-19, the average rate was 6.66%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Maryville VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Maryville level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Mortgage Research Center, LLC 5 6.68% $2,373
    Flanagan State Bank 1 6.75% $6,156
    FLAT BRANCH MORTGAGE, INC. 1 7.13% $4,953
    FREEDOM MORTGAGE CORPORATION 1 7.25% $16,235
    PENNYMAC LOAN SERVICES, LLC 1 5.13% $4,435
    QUICKEN LOANS, LLC 1 5.99% $4,773
    First Savings Bank 1 5.13% $14,930
    U.S. Bank 1 6.63% $6,459

    The top Maryville VA lender as defined by loan originations is Mortgage Research Center, LLC, with 5 VA loans originated. Their average total fees are $2,373, which is $3,782 lower than the next largest lender, Flanagan State Bank.

    The lowest fee Maryville VA lenders (with over 10 loans originated) are .

    The lowest rate Maryville VA lenders (with over 10 loans originated) are .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Maryville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $129,850 (13.0%) $145,800 (9.4%) 0.00 114
    2018-02-01 $135,000 (22.8%) $151,257 (18.5%) 0.00 119
    2018-03-01 $139,900 (26.3%) $154,418 (17.7%) 0.00 112
    2018-04-01 $138,850 (20.5%) $154,385 (11.4%) 0.00 114
    2018-05-01 $141,400 (20.6%) $154,349 (11.4%) 0.00 112
    2018-06-01 $142,400 (24.7%) $155,033 (13.7%) 0.00 110
    2018-07-01 $149,000 (28.7%) $164,573 (19.4%) 0.00 103
    2018-08-01 $149,000 (27.9%) $163,136 (18.0%) 0.00 107
    2018-09-01 $144,000 (15.2%) $160,095 (12.7%) 0.00 100
    2018-10-01 $144,375 (15.5%) $159,582 (12.8%) 0.00 90
    2018-11-01 $149,600 (17.8%) $160,759 (14.0%) 0.00 87
    2018-12-01 $145,750 (13.0%) $160,180 (11.8%) 0.00 89
    2019-01-01 $144,000 (10.9%) $165,950 (13.8%) 0.00 81
    2019-02-01 $146,200 (8.3%) $169,211 (11.9%) 0.00 79
    2019-03-01 $142,800 (2.1%) $162,832 (5.5%) 0.00 81
    2019-04-01 $140,975 (1.5%) $158,195 (2.5%) 0.00 79
    2019-05-01 $144,225 (2.0%) $158,971 (3.0%) 0.00 81
    2019-06-01 $139,500 (-2.0%) $156,017 (0.6%) 0.00 78
    2019-07-01 $136,000 (-8.7%) $157,964 (-4.0%) 0.00 81
    2019-08-01 $133,042 (-10.7%) $155,611 (-4.6%) 0.00 79
    2019-09-01 $133,862 (-7.0%) $151,158 (-5.6%) 0.00 74
    2019-10-01 $134,159 (-7.1%) $148,939 (-6.7%) 0.00 72
    2019-11-01 $133,000 (-11.1%) $154,131 (-4.1%) 0.00 69
    2019-12-01 $130,975 (-10.1%) $156,540 (-2.3%) 0.00 59
    2020-01-01 $132,000 (-8.3%) $156,144 (-5.9%) 0.00 59
    2020-02-01 $131,250 (-10.2%) $161,943 (-4.3%) 0.00 58
    2020-03-01 $138,000 (-3.4%) $169,909 (4.4%) 0.00 58
    2020-04-01 $149,900 (6.3%) $169,117 (6.9%) 0.00 63
    2020-05-01 $131,500 (-8.8%) $165,201 (3.9%) 0.00 60
    2020-06-01 $143,250 (2.7%) $172,397 (10.5%) 0.00 45
    2020-07-01 $157,250 (15.6%) $192,552 (21.9%) 0.00 50
    2020-08-01 $151,250 (13.7%) $218,902 (40.7%) 0.00 49
    2020-09-01 $158,375 (18.3%) $224,894 (48.8%) 0.00 50
    2020-10-01 $157,000 (17.0%) $218,366 (46.6%) 0.00 41
    2020-11-01 $143,725 (8.1%) $185,313 (20.2%) 0.00 42
    2020-12-01 $151,225 (15.5%) $181,346 (15.9%) 0.00 42
    2021-01-01 $153,750 (16.5%) $195,609 (25.3%) 0.00 29
    2021-02-01 $149,675 (14.0%) $188,710 (16.5%) 0.00 27
    2021-03-01 $152,225 (10.3%) $182,826 (7.6%) 0.00 28
    2021-04-01 $192,500 (28.4%) $228,242 (35.0%) 0.00 30
    2021-05-01 $140,500 (6.8%) $180,878 (9.5%) 0.00 22
    2021-06-01 $151,325 (5.6%) $172,308 (-0.1%) 0.00 29
    2021-07-01 $151,200 (-3.9%) $185,918 (-3.5%) 0.00 28
    2021-08-01 $168,950 (11.7%) $230,457 (5.3%) 0.00 24
    2021-09-01 $164,950 (4.2%) $222,319 (-1.1%) 0.00 26
    2021-10-01 $172,400 (9.8%) $219,492 (0.5%) 0.00 24
    2021-11-01 $138,950 (-3.3%) $216,543 (16.9%) 0.00 24
    2021-12-01 $163,700 (8.3%) $225,057 (24.1%) 0.00 23
    2022-01-01 $147,000 (-4.4%) $180,853 (-7.5%) 0.00 17
    2022-02-01 $212,500 (42.0%) $221,976 (17.6%) 0.00 18
    2022-03-01 $208,250 (36.8%) $227,988 (24.7%) 0.00 13
    2022-04-01 $189,900 (-1.4%) $223,910 (-1.9%) 0.00 21
    2022-05-01 $200,950 (43.0%) $222,433 (23.0%) 0.00 18
    2022-06-01 $214,475 (41.7%) $215,376 (25.0%) 0.00 19
    2022-07-01 $199,900 (32.2%) $248,361 (33.6%) 0.00 27
    2022-08-01 $233,500 (38.2%) $284,679 (23.5%) 0.00 27
    2022-09-01 $216,125 (31.0%) $264,045 (18.8%) 0.00 27
    2022-10-01 $220,750 (28.1%) $234,196 (6.7%) 0.00 26
    2022-11-01 $211,250 (52.0%) $226,155 (4.4%) 0.00 22
    2022-12-01 $187,000 (14.2%) $207,254 (-7.9%) 0.00 22
    2023-01-01 $183,450 (24.8%) $236,419 (30.7%) 0.00 21
    2023-02-01 $181,700 (-14.5%) $242,895 (9.4%) 0.00 24
    2023-03-01 $173,675 (-16.6%) $240,135 (5.3%) 0.00 22
    2023-04-01 $184,950 (-2.6%) $230,797 (3.1%) 0.00 25
    2023-05-01 $187,500 (-6.7%) $231,423 (4.0%) 0.00 27
    2023-06-01 $200,725 (-6.4%) $232,648 (8.0%) 0.00 33
    2023-07-01 $191,000 (-4.5%) $233,579 (-6.0%) 0.00 38
    2023-08-01 $199,950 (-14.4%) $222,906 (-21.7%) 0.00 40
    2023-09-01 $210,000 (-2.8%) $224,653 (-14.9%) 0.00 41
    2023-10-01 $201,225 (-8.8%) $223,378 (-4.6%) 0.00 40
    2023-11-01 $203,725 (-3.6%) $230,772 (2.0%) 0.00 37
    2023-12-01 $215,000 (15.0%) $240,046 (15.8%) 0.00 37
    2024-01-01 $194,950 (6.3%) $232,304 (-1.7%) 0.00 35
    2024-02-01 $232,000 (27.7%) $236,458 (-2.7%) 0.00 33
    2024-03-01 $235,000 (35.3%) $249,130 (3.8%) 0.00 30
    Maryville's median listing price for 2024-03-01 was $235,000, a difference of $61,325 (35.3%) versus the prior year and $3,000 versus the prior month.

    Maryville's median listing price comes in at 0% of the national average.

    Maryville's average listing price for 2024-03-01 was $249,130, a difference of $8,995 (3.8%) versus the prior year and $12,672 versus the prior month.

    For the 2024-03-01 period, Maryville had 30 MLS listings, a difference of -3 listings (-9%) versus the prior month and 8 listings (36%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Maryville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,877 sqft
    2018-02-01 0 days 1,873 sqft
    2018-03-01 0 days 1,876 sqft
    2018-04-01 0 days 1,887 sqft
    2018-05-01 0 days 1,953 sqft
    2018-06-01 0 days 1,953 sqft
    2018-07-01 0 days 2,001 sqft
    2018-08-01 0 days 2,005 sqft
    2018-09-01 0 days 1,981 sqft
    2018-10-01 0 days 1,971 sqft
    2018-11-01 0 days 1,981 sqft
    2018-12-01 0 days 1,971 sqft
    2019-01-01 0 days 1,915 sqft
    2019-02-01 0 days 1,980 sqft
    2019-03-01 0 days 1,908 sqft
    2019-04-01 0 days 1,873 sqft
    2019-05-01 0 days 1,872 sqft
    2019-06-01 0 days 1,856 sqft
    2019-07-01 0 days 1,776 sqft
    2019-08-01 0 days 1,786 sqft
    2019-09-01 0 days 1,795 sqft
    2019-10-01 0 days 1,802 sqft
    2019-11-01 0 days 1,895 sqft
    2019-12-01 0 days 1,721 sqft
    2020-01-01 0 days 1,693 sqft
    2020-02-01 0 days 1,675 sqft
    2020-03-01 0 days 1,784 sqft
    2020-04-01 0 days 1,787 sqft
    2020-05-01 0 days 1,748 sqft
    2020-06-01 0 days 1,684 sqft
    2020-07-01 0 days 1,875 sqft
    2020-08-01 0 days 1,800 sqft
    2020-09-01 0 days 1,810 sqft
    2020-10-01 0 days 1,820 sqft
    2020-11-01 0 days 1,670 sqft
    2020-12-01 0 days 1,699 sqft
    2021-01-01 0 days 1,790 sqft
    2021-02-01 0 days 1,824 sqft
    2021-03-01 0 days 1,809 sqft
    2021-04-01 0 days 1,948 sqft
    2021-05-01 0 days 1,640 sqft
    2021-06-01 0 days 1,653 sqft
    2021-07-01 0 days 1,931 sqft
    2021-08-01 0 days 2,120 sqft
    2021-09-01 0 days 2,101 sqft
    2021-10-01 0 days 1,878 sqft
    2021-11-01 0 days 1,603 sqft
    2021-12-01 0 days 1,643 sqft
    2022-01-01 0 days 1,779 sqft
    2022-02-01 0 days 1,825 sqft
    2022-03-01 0 days 1,885 sqft
    2022-04-01 0 days 1,926 sqft
    2022-05-01 0 days 1,642 sqft
    2022-06-01 0 days 1,400 sqft
    2022-07-01 0 days 1,817 sqft
    2022-08-01 0 days 1,923 sqft
    2022-09-01 0 days 1,977 sqft
    2022-10-01 0 days 1,784 sqft
    2022-11-01 0 days 1,832 sqft
    2022-12-01 0 days 1,736 sqft
    2023-01-01 0 days 1,812 sqft
    2023-02-01 0 days 1,830 sqft
    2023-03-01 0 days 1,854 sqft
    2023-04-01 0 days 1,729 sqft
    2023-05-01 0 days 1,921 sqft
    2023-06-01 0 days 1,832 sqft
    2023-07-01 0 days 1,776 sqft
    2023-08-01 0 days 1,849 sqft
    2023-09-01 0 days 1,908 sqft
    2023-10-01 0 days 1,986 sqft
    2023-11-01 0 days 2,036 sqft
    2023-12-01 0 days 1,996 sqft
    2024-01-01 0 days 1,749 sqft
    2024-02-01 0 days 2,007 sqft
    2024-03-01 0 days 2,000 sqft
    Maryville's median listing age (time on market) for 2024-03-01 was 0 days.

    Maryville's median square footage for active listings during the 2024-03-01 period was 2,000 sqft. One year prior, the average listing was 1,854 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.