The Nodaway Valley Bank Mortgage Rates, Fees & Info
Maryville, MOLEI: 549300AFD1IR7H2CES48
Tax ID: 43-1302908
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The Nodaway Valley Bank is a smaller bank specializing in Home Purchase and Refi loans. The Nodaway Valley Bank has a high proportion of conventional loans. Their top markets by origination volume include: Kansas City, St. Joseph, Maryville, Warrensburg, and Branson among others. We have data for 10 markets. (Some data included below & more in-depth data is available with an active subscription.)The Nodaway Valley Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
314Origination Dollar Volume (All Markets)
$60,270,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 77 | $25,345,000 | $329,156 | $0 | 0.00% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 115 | $14,525,000 | $126,304 | $0 | 0.00% |
| Maryville, MO (FHA|USDA|VA) | 88 | $12,940,000 | $147,045 | $0 | 0.00% |
| Outside of Metro Areas | 25 | $4,035,000 | $161,400 | $0 | 0.00% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $1,615,000 | $1,615,000 | $0 | 0.00% |
| Branson, MO (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $0 | 0.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 0.00% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 0.00% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 314 | $60,270,000 | $191,943 | $0 | 0.00% |
For 2022, The Nodaway Valley Bank's most frequently originated type of loan was Conventional, with 314 originations.
Loan Reason
For 2022, The Nodaway Valley Bank's most frequently cited loan purpose was Home Purchase, with 166 originations. The 2nd most popular reason was Refi, with 110 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 314 | $60,270,000 | $191,943 | $0 | 0.00% |
For 2022, The Nodaway Valley Bank's most frequently cited loan duration was Other, with 314 originations.
Loan Sizing
2022 saw The Nodaway Valley Bank place emphasis on $100,000 or less loans with 143 originations, totaling $8,175,000 in origination value.
Applicant Income
The Nodaway Valley Bank lent most frequently to those with incomes in the $50k-75k range, with 45 originations. The second most popular income band? $100k-150k, with 44 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 314 | $60,270,000 | $191,943 | $0 | 0.00% |
The Nodaway Valley Bank lent most frequently to those with DTI ratios of Exempt%, with 314 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.14%
The Nodaway Valley Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination88.85%
The Nodaway Valley Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 314 | $60,270,000 | $191,943 |