The Citizens National Bank Of Quitman Mortgage Rates, Fees & Info
Quitman, GALEI: 549300DV4OQK0LOKRQ05
Tax ID: 58-0193025
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The Citizens National Bank Of Quitman is a smaller bank specializing in Home Purchase loans. The Citizens National Bank Of Quitman has a high proportion of conventional loans. Their top markets by origination volume include: Valdosta, Thomasville, Panama City, Bainbridge, and Moultrie among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)The Citizens National Bank Of Quitman has an above average approval rate when compared to the average across all lenders.
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Originations
42Origination Dollar Volume (All Markets)
$6,620,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| VALDOSTA, GA (FHA|USDA|VA) | 37 | $3,845,000 | $103,919 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $1,605,000 | $1,605,000 | $0 | 0.00% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 0.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 0.00% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 42 | $6,620,000 | $157,619 | $0 | 0.00% |
For 2023, The Citizens National Bank Of Quitman's most frequently originated type of loan was Conventional, with 42 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Refi | 21 | $1,135,000 | $54,048 | $0 | 0.00% |
| Home Purchase | 17 | $4,865,000 | $286,176 | $0 | 0.00% |
| Home Improvement | 4 | $620,000 | $155,000 | $0 | 0.00% |
For 2023, The Citizens National Bank Of Quitman's most frequently cited loan purpose was Refi, with 21 originations. The 2nd most popular reason was Home Purchase, with 17 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 42 | $6,620,000 | $157,619 | $0 | 0.00% |
For 2023, The Citizens National Bank Of Quitman's most frequently cited loan duration was Other, with 42 originations.
Loan Sizing
2023 saw The Citizens National Bank Of Quitman place emphasis on $100,000 or less loans with 26 originations, totaling $1,180,000 in origination value.
Applicant Income
The Citizens National Bank Of Quitman lent most frequently to those with incomes in the $50k or less range, with 10 originations. The second most popular income band? $250k+, with 6 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 42 | $6,620,000 | $157,619 | $0 | 0.00% |
The Citizens National Bank Of Quitman lent most frequently to those with DTI ratios of Exempt%, with 42 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.67%
The Citizens National Bank Of Quitman has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 42 | $6,620,000 | $157,619 |