The Citizens National Bank Of Quitman Mortgage Rates, Fees & Info
Quitman, GALEI: 549300DV4OQK0LOKRQ05
Tax ID: 58-0193025
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The Citizens National Bank Of Quitman is a smaller bank specializing in Home Purchase and Refi loans. The Citizens National Bank Of Quitman has a high proportion of conventional loans. Their top markets by origination volume include: Valdosta, Panama City, Tifton, Thomasville, and Warner Robins among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)The Citizens National Bank Of Quitman has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
42Origination Dollar Volume (All Markets)
$5,620,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| VALDOSTA, GA (FHA|USDA|VA) | 36 | $3,890,000 | $108,056 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $415,000 | $415,000 | $0 | 0.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 0.00% |
| Tifton, GA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 0.00% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 0.00% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 42 | $5,620,000 | $133,810 | $0 | 0.00% |
For 2024, The Citizens National Bank Of Quitman's most frequently originated type of loan was Conventional, with 42 originations.
Loan Reason
For 2024, The Citizens National Bank Of Quitman's most frequently cited loan purpose was Home Purchase, with 19 originations. The 2nd most popular reason was Refi, with 14 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 42 | $5,620,000 | $133,810 | $0 | 0.00% |
For 2024, The Citizens National Bank Of Quitman's most frequently cited loan duration was Other, with 42 originations.
Loan Sizing
2024 saw The Citizens National Bank Of Quitman place emphasis on $100,000 or less loans with 23 originations, totaling $1,095,000 in origination value.
Applicant Income
The Citizens National Bank Of Quitman lent most frequently to those with incomes in the $50k or less range, with 10 originations. The second most popular income band? $100k-150k, with 6 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 42 | $5,620,000 | $133,810 | $0 | 0.00% |
The Citizens National Bank Of Quitman lent most frequently to those with DTI ratios of Exempt%, with 42 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications100.00%
The Citizens National Bank Of Quitman has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination92.86%
The Citizens National Bank Of Quitman has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 42 | $5,620,000 | $133,810 |