Tifton Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Tifton averaged 6.43% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

The average rate for the prior week (2023-05-18) was 5.95% and one month ago for the week of 2023-04-20, the average rate was 5.95%.

Tifton's average rate one year ago was 4.71%.

For refis of the same type during the week of 2023-05-25, the average rate was 6.67%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-05-25 6.57%
Tifton 30 Year Fixed Rate 2023-05-25 6.43%
Tifton 30 Year Fixed Rate Refi 2023-05-25 6.67%
Tifton 15 Year Fixed Rate 2023-05-25 5.87%
Tifton 15 Year Fixed Rate Refi 2023-05-25 6.17%
Tifton 30 Year FHA 2023-05-25 5.88%
Tifton 30 Year FHA Refi 2023-05-25 6.71%
Tifton 30 Year USDA 2023-05-25 6.83%
Tifton 30 Year USDA Refi 2023-05-25 6.83%
Tifton 30 Year VA 2023-05-25 6.31%
Tifton 30 Year VA Refi 2023-05-25 6.41%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Tifton, GA.

Tifton Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Tifton, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
ANGEL OAK HOME LOANS LLC 33 4.64% $5,091
HOMESTAR FINANCIAL CORPORATION 29 5.24% $4,514
QUICKEN LOANS, LLC 19 4.79% $6,022
South State Bank 12 4.91% $5,762
UNITED WHOLESALE MORTGAGE, LLC 8 4.88% $6,904
Renasant Bank 7 4.61% $5,226
Synovus Bank 7 4.61% $6,604
Colony Bank 6 5.06% $4,322
Truist 5 4.72% $4,029
Wells Fargo Bank 5 4.30% $5,351
NAVY FEDERAL CREDIT UNION 5 4.40% $2,839
Ameris Bank 4 5.66% $5,538
LOANDEPOT.COM, LLC 3 5.62% $7,098
Capital City Home Loans, LLC 3 6.17% $5,039
TOWNE MORTGAGE COMPANY 2 3.88% $4,169
FREEDOM MORTGAGE CORPORATION 2 5.31% $4,667
UNION HOME MORTGAGE CORP. 2 4.06% $4,513
CROSSCOUNTRY MORTGAGE, LLC 2 4.63% $7,095
MOVEMENT MORTGAGE, LLC 2 4.56% $3,512
CMG MORTGAGE, INC. 2 6.19% $4,650
ZILLOW HOME LOANS, LLC 2 5.06% $10,535
LAND HOME FINANCIAL SERVICES, INC. 1 3.75% $4,155
21ST MORTGAGE CORPORATION 1 6.00% $7,379
PROVIDENT FUNDING ASSOCIATES, L.P. 1 3.50% $10,613
Regions Bank 1 5.50% $4,193
RESIDENTIAL HOME FUNDING CORP. 1 3.50% $4,932
ROBINS FINANCIAL 1 4.00% $3,699
SWBC MORTGAGE CORPORATION 1 4.50% $19,498
THE MORTGAGE FIRM, INC. 1 6.13% $5,088
Waterstone Mortgage Corporation 1 5.88% $5,901
MORTGAGE INVESTORS GROUP, INC. 1 3.25% $3,551
AMERISAVE MORTGAGE CORPORATION 1 3.13% $3,758
BANKSOUTH MORTGAGE COMPANY, LLC 1 5.63% $6,540
BNC National Bank 1 6.00% $4,186
CANOPY MORTGAGE, LLC 1 6.38% $7,416
Citizens Bank 1 4.88% $10,802
Cornerstone First Mortgage, Inc 1 3.99% $7,568
DELTA COMMUNITY CREDIT UNION 1 3.00% $8,680
EVERETT FINANCIAL, INC. 1 5.88% $2,356
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 3.49% $5,030
Fifth Third Bank 1 5.49% $4,100
FirstBank 1 5.25% $4,014
First National Bank of America 1 8.75% $7,348
GENEVA FINANCIAL, LLC 1 5.25% $5,156
George Mason Mortgage, LLC 1 5.13% $4,562
GEORGIA'S OWN 1 4.88% $3,714
GUARANTEED RATE, INC. 1 6.88% $4,176
HANCOCK MORTGAGE PARTNERS, LLC 1 3.63% $5,475
HOME POINT FINANCIAL CORPORATION 1 3.38% $2,491
JPMorgan Chase Bank 1 6.25% $500
LAKEVIEW LOAN SERVICING, LLC 1 5.13% $9,435

Tifton Average Closing Costs & Other Stats

Tifton, GA's 51 lenders originated 626 loans during 2022. The total origination value was $145,020,000, with an average loan value of $231,661.

Tifton's average closing costs are $5,071.

The top Tifton lender as defined by loan originations is ANGEL OAK HOME LOANS LLC, with 33 loans originated. Their average total fees are $5,091, which is $577 higher than the next largest lender, HOMESTAR FINANCIAL CORPORATION.

The lowest fee Tifton lenders (with over 10 loans originated) are HOMESTAR FINANCIAL CORPORATION ($4,514), ANGEL OAK HOME LOANS LLC ($5,091), South State Bank ($5,762), QUICKEN LOANS, LLC ($6,022) and .

The lowest rate Tifton lenders (with over 10 loans originated) are ANGEL OAK HOME LOANS LLC (4.64%), QUICKEN LOANS, LLC (4.79%), South State Bank (4.91%), HOMESTAR FINANCIAL CORPORATION (5.24%) and .

Tifton, GA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Merchants Bank of Indiana $23,045,000 n/a 15.9%
ANGEL OAK HOME LOANS LLC $23,685,000 $14,620,000 -38.3% 10.1%
HOMESTAR FINANCIAL CORPORATION $8,600,000 $12,220,000 42.1% 8.4%
QUICKEN LOANS, LLC $17,010,000 $10,300,000 -39.4% 7.1%
Synovus Bank $7,375,000 $7,780,000 5.5% 5.4%
UNITED WHOLESALE MORTGAGE, LLC $5,575,000 $4,620,000 -17.1% 3.2%
Colony Bank $7,080,000 $4,140,000 -41.5% 2.9%
Mortgage Research Center, LLC $3,255,000 $3,755,000 15.4% 2.6%
Commercial Banking Company $4,460,000 $3,625,000 -18.7% 2.5%
PNC Bank $95,000 $3,440,000 3,521.1% 2.4%
Truist $4,280,000 $3,315,000 -22.5% 2.3%
South State Bank $7,325,000 $3,200,000 -56.3% 2.2%
Ameris Bank $5,750,000 $3,000,000 -47.8% 2.1%
Renasant Bank $3,965,000 $2,890,000 -27.1% 2.0%
TOWNE MORTGAGE COMPANY $5,675,000 $1,900,000 -66.5% 1.3%
Wells Fargo Bank $5,210,000 $1,680,000 -67.8% 1.2%
The First, A National Banking Association $2,220,000 $1,675,000 -24.5% 1.2%
HOME POINT FINANCIAL CORPORATION $1,000,000 $1,520,000 52.0% 1.0%
UNION HOME MORTGAGE CORP. $2,095,000 $1,505,000 -28.2% 1.0%
NAVY FEDERAL CREDIT UNION $1,645,000 $1,475,000 -10.3% 1.0%
SOUTHEASTERN Credit Union $1,660,000 $1,355,000 -18.4% 0.9%
FREEDOM MORTGAGE CORPORATION $5,150,000 $1,335,000 -74.1% 0.9%
LOANDEPOT.COM, LLC $1,900,000 $1,270,000 -33.2% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $2,045,000 $1,195,000 -41.6% 0.8%
NEWREZ LLC $1,090,000 $1,150,000 5.5% 0.8%
Flagstar Bank, FSB $770,000 $1,100,000 42.9% 0.8%
Paramount Residential Mortgage Group, Inc. $185,000 $1,075,000 481.1% 0.7%
PENNYMAC LOAN SERVICES, LLC $4,980,000 $910,000 -81.7% 0.6%
USAA Federal Savings Bank $1,355,000 $905,000 -33.2% 0.6%
Capital City Home Loans, LLC $475,000 $815,000 71.6% 0.6%
CALIBER HOME LOANS, INC. $650,000 n/a 0.4%
AMERISAVE MORTGAGE CORPORATION $2,570,000 $630,000 -75.5% 0.4%
21ST MORTGAGE CORPORATION $910,000 $565,000 -37.9% 0.4%
ZILLOW HOME LOANS, LLC $325,000 $540,000 66.2% 0.4%
GUARANTEED RATE, INC. $280,000 $510,000 82.1% 0.4%
SWBC MORTGAGE CORPORATION $485,000 n/a 0.3%
GoPrime Mortgage, Inc. $460,000 n/a 0.3%
JPMorgan Chase Bank $325,000 $460,000 41.5% 0.3%
NEW DAY FINANCIAL, LLC $1,260,000 $460,000 -63.5% 0.3%
FirstBank $175,000 $445,000 154.3% 0.3%
BNC National Bank $435,000 n/a 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,010,000 $400,000 -80.1% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $770,000 $390,000 -49.4% 0.3%
EVERETT FINANCIAL, INC. $380,000 n/a 0.3%
GEORGIA'S OWN $65,000 $380,000 484.6% 0.3%
CMG MORTGAGE, INC. $510,000 $370,000 -27.5% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $370,000 n/a 0.3%
First Federal Bank $580,000 $350,000 -39.7% 0.2%
DELTA COMMUNITY CREDIT UNION $345,000 n/a 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $375,000 $345,000 -8.0% 0.2%
BETTER MORTGAGE CORPORATION $1,680,000 $325,000 -80.7% 0.2%
ON Q FINANCIAL, INC. $285,000 $325,000 14.0% 0.2%
Citizens Community Bank $310,000 n/a 0.2%
Farmers & Merchants Bank $310,000 n/a 0.2%
LAKEVIEW LOAN SERVICING, LLC $445,000 $300,000 -32.6% 0.2%
MOVEMENT MORTGAGE, LLC $300,000 n/a 0.2%
BANKSOUTH MORTGAGE COMPANY, LLC $205,000 $285,000 39.0% 0.2%
BROKER SOLUTIONS, INC. $470,000 $280,000 -40.4% 0.2%
RELIANCE FIRST CAPITAL, LLC $175,000 $280,000 60.0% 0.2%
MORTGAGE INVESTORS GROUP, INC. $645,000 $275,000 -57.4% 0.2%
Cornerstone First Mortgage, Inc $265,000 n/a 0.2%
Third Federal Savings and Loan Association of Cleveland $155,000 $265,000 71.0% 0.2%
GENEVA FINANCIAL, LLC $255,000 n/a 0.2%
LAND HOME FINANCIAL SERVICES, INC. $255,000 n/a 0.2%
RESIDENTIAL HOME FUNDING CORP. $85,000 $255,000 200.0% 0.2%
Fifth Third Bank $285,000 $235,000 -17.5% 0.2%
Citizens Bank $165,000 $225,000 36.4% 0.2%
Figure Lending LLC $65,000 $225,000 246.2% 0.2%
The Federal Savings Bank $205,000 $225,000 9.8% 0.2%
GUILD MORTGAGE COMPANY $220,000 n/a 0.2%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $215,000 n/a 0.1%
VILLAGE CAPITAL MORTGAGE $550,000 $215,000 -60.9% 0.1%
Blue Ridge Bank $195,000 $205,000 5.1% 0.1%
COUNTRYPLACE MORTGAGE, LTD. $105,000 $205,000 95.2% 0.1%
MILEND, INC. $205,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $275,000 $195,000 -29.1% 0.1%
First National Bank of America $195,000 n/a 0.1%
Low VA Rates, LLC $115,000 $195,000 69.6% 0.1%
LIBERTY HOME MORTGAGE CORPORATION $165,000 $185,000 12.1% 0.1%
ROBINS FINANCIAL $455,000 $175,000 -61.5% 0.1%
ROYAL UNITED MORTGAGE LLC $45,000 $170,000 277.8% 0.1%
Carrington Mortgage Services, LLC $465,000 $165,000 -64.5% 0.1%
Waterstone Mortgage Corporation $165,000 n/a 0.1%
AUGUSTA MORTGAGE CO. $155,000 n/a 0.1%
GUARANTY HOME MORTGAGE CORPORATION $155,000 n/a 0.1%
HANCOCK MORTGAGE PARTNERS, LLC $175,000 $155,000 -11.4% 0.1%
TRIAD FINANCIAL SERVICES, INC. $110,000 $155,000 40.9% 0.1%
George Mason Mortgage, LLC $145,000 n/a 0.1%
Goldwater Bank, N.A. $145,000 n/a 0.1%
THE MORTGAGE FIRM, INC. $145,000 $145,000 0.0% 0.1%
M&T Bank $140,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $810,000 $125,000 -84.6% 0.1%
First Guaranty Mortgage Corporation $165,000 $125,000 -24.2% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $115,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $135,000 $105,000 -22.2% 0.1%
LONGBRIDGE FINANCIAL, LLC $105,000 n/a 0.1%
PeoplesSouth Bank $105,000 n/a 0.1%
Regions Bank $750,000 $105,000 -86.0% 0.1%
ALL IN $95,000 n/a 0.1%
SPRING EQ, LLC $95,000 n/a 0.1%
CANOPY MORTGAGE, LLC $85,000 n/a 0.1%
Prosperity Home Mortgage, LLC $65,000 n/a 0.0%

Tifton's top lender by overall market share is Merchants Bank of Indiana, with 15.9% market share. In second place, with 10.1%, is ANGEL OAK HOME LOANS LLC, having originated $14,620,000 in loans. In third place, with 8.4%, is HOMESTAR FINANCIAL CORPORATION, having originated $12,220,000 in loans. In fourth place, with 7.1%, is QUICKEN LOANS, LLC, having originated $10,300,000 in loans. In fifth place, with 5.4%, is Synovus Bank, having originated $7,780,000 in loans.


Tifton Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Tifton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $144,725 (-4.3%) $166,247 (4.1%) 0.00 116
2018-02-01 $153,075 (2.4%) $175,236 (8.9%) 0.00 117
2018-03-01 $155,000 (2.1%) $181,505 (6.9%) 0.00 125
2018-04-01 $169,450 (6.0%) $192,432 (9.5%) 0.00 129
2018-05-01 $169,450 (6.9%) $189,931 (8.0%) 0.00 118
2018-06-01 $174,950 (14.8%) $197,028 (10.6%) 0.00 110
2018-07-01 $174,900 (20.7%) $197,892 (17.7%) 0.00 105
2018-08-01 $165,000 (17.9%) $188,990 (14.9%) 0.00 119
2018-09-01 $159,000 (12.8%) $187,568 (14.2%) 0.00 130
2018-10-01 $156,400 (13.6%) $185,010 (15.5%) 0.00 128
2018-11-01 $152,900 (15.4%) $180,868 (13.2%) 0.00 128
2018-12-01 $163,900 (22.3%) $184,656 (16.8%) 0.00 126
2019-01-01 $179,450 (24.0%) $189,231 (13.8%) 0.00 112
2019-02-01 $165,050 (7.8%) $192,699 (10.0%) 0.00 115
2019-03-01 $179,500 (15.8%) $203,473 (12.1%) 0.00 110
2019-04-01 $175,325 (3.5%) $204,197 (6.1%) 0.00 103
2019-05-01 $173,800 (2.6%) $209,462 (10.3%) 0.00 105
2019-06-01 $177,875 (1.7%) $208,323 (5.7%) 0.00 99
2019-07-01 $179,000 (2.3%) $210,352 (6.3%) 0.00 97
2019-08-01 $186,700 (13.2%) $217,077 (14.9%) 0.00 94
2019-09-01 $194,925 (22.6%) $222,016 (18.4%) 0.00 92
2019-10-01 $182,475 (16.7%) $208,872 (12.9%) 0.00 98
2019-11-01 $184,950 (21.0%) $212,129 (17.3%) 0.00 104
2019-12-01 $178,625 (9.0%) $199,062 (7.8%) 0.00 105
2020-01-01 $179,000 (-0.3%) $200,629 (6.0%) 0.00 102
2020-02-01 $177,450 (7.5%) $199,452 (3.5%) 0.00 99
2020-03-01 $182,175 (1.5%) $205,048 (0.8%) 0.00 82
2020-04-01 $203,725 (16.2%) $211,023 (3.3%) 0.00 82
2020-05-01 $214,900 (23.7%) $223,053 (6.5%) 0.00 77
2020-06-01 $224,950 (26.5%) $229,424 (10.1%) 0.00 68
2020-07-01 $234,675 (31.1%) $236,884 (12.6%) 0.00 65
2020-08-01 $249,900 (33.9%) $261,830 (20.6%) 0.00 55
2020-09-01 $232,400 (19.2%) $265,412 (19.6%) 0.00 47
2020-10-01 $214,900 (17.8%) $250,414 (19.9%) 0.00 53
2020-11-01 $214,600 (16.0%) $247,903 (16.9%) 0.00 43
2020-12-01 $146,425 (-18.0%) $178,076 (-10.5%) 0.00 65
2021-01-01 $198,700 (11.0%) $260,108 (29.7%) 0.00 45
2021-02-01 $199,900 (12.7%) $247,771 (24.2%) 0.00 40
2021-03-01 $192,425 (5.6%) $245,134 (19.6%) 0.00 38
2021-04-01 $223,750 (9.8%) $266,845 (26.5%) 0.00 39
2021-05-01 $219,000 (1.9%) $259,459 (16.3%) 0.00 44
2021-06-01 $214,450 (-4.7%) $233,931 (2.0%) 0.00 44
2021-07-01 $219,950 (-6.3%) $244,680 (3.3%) 0.00 42
2021-08-01 $192,925 (-22.8%) $242,582 (-7.4%) 0.00 50
2021-09-01 $196,250 (-15.6%) $232,068 (-12.6%) 0.00 48
2021-10-01 $214,500 (-0.2%) $252,017 (0.6%) 0.00 39
2021-11-01 $225,725 (5.2%) $251,505 (1.5%) 0.00 31
2021-12-01 $220,000 (50.3%) $249,441 (40.1%) 0.00 36
2022-01-01 $229,450 (15.5%) $255,353 (-1.8%) 0.00 38
2022-02-01 $238,700 (19.4%) $284,113 (14.7%) 0.00 36
2022-03-01 $302,750 (57.3%) $341,091 (39.1%) 0.00 35
2022-04-01 $317,250 (41.8%) $372,058 (39.4%) 0.00 31
2022-05-01 $281,125 (28.4%) $350,214 (35.0%) 0.00 35
2022-06-01 $273,750 (27.7%) $344,751 (47.4%) 0.00 35
2022-07-01 $245,000 (11.4%) $330,480 (35.1%) 0.00 41
2022-08-01 $248,275 (28.7%) $316,396 (30.4%) 0.00 46
2022-09-01 $246,500 (25.6%) $351,654 (51.5%) 0.00 48
2022-10-01 $260,000 (21.2%) $331,912 (31.7%) 0.00 52
2022-11-01 $266,750 (18.2%) $341,953 (36.0%) 0.00 60
2022-12-01 $276,500 (25.7%) $343,280 (37.6%) 0.00 63
2023-01-01 $276,500 (20.5%) $348,494 (36.5%) 0.00 64
2023-02-01 $259,900 (8.9%) $339,100 (19.4%) 0.00 55
2023-03-01 $253,450 (-16.3%) $321,427 (-5.8%) 0.00 51
2023-04-01 $250,000 (-21.2%) $324,139 (-12.9%) 0.00 48
Tifton's median listing price for 2023-04-01 was $250,000, a difference of $-67,250 (-21.2%) versus the prior year and $-3,450 versus the prior month.

Tifton's median listing price comes in at 0% of the national average.

Tifton's average listing price for 2023-04-01 was $324,139, a difference of $-47,919 (-12.9%) versus the prior year and $2,712 versus the prior month.

For the 2023-04-01 period, Tifton had 48 MLS listings, a difference of -3 listings (-6%) versus the prior month and 17 listings (55%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Tifton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,805 sqft
2018-02-01 0 days 1,913 sqft
2018-03-01 0 days 1,971 sqft
2018-04-01 0 days 2,095 sqft
2018-05-01 0 days 2,007 sqft
2018-06-01 0 days 2,040 sqft
2018-07-01 0 days 2,156 sqft
2018-08-01 0 days 2,030 sqft
2018-09-01 0 days 2,007 sqft
2018-10-01 0 days 1,996 sqft
2018-11-01 0 days 1,853 sqft
2018-12-01 0 days 1,932 sqft
2019-01-01 0 days 1,991 sqft
2019-02-01 0 days 2,002 sqft
2019-03-01 0 days 2,024 sqft
2019-04-01 0 days 2,034 sqft
2019-05-01 0 days 2,047 sqft
2019-06-01 0 days 2,045 sqft
2019-07-01 0 days 2,047 sqft
2019-08-01 0 days 2,087 sqft
2019-09-01 0 days 2,178 sqft
2019-10-01 0 days 2,084 sqft
2019-11-01 0 days 2,050 sqft
2019-12-01 0 days 2,044 sqft
2020-01-01 0 days 2,037 sqft
2020-02-01 0 days 1,992 sqft
2020-03-01 0 days 1,994 sqft
2020-04-01 0 days 1,987 sqft
2020-05-01 0 days 2,084 sqft
2020-06-01 0 days 2,191 sqft
2020-07-01 0 days 2,215 sqft
2020-08-01 0 days 2,192 sqft
2020-09-01 0 days 2,105 sqft
2020-10-01 0 days 2,096 sqft
2020-11-01 0 days 2,096 sqft
2020-12-01 0 days 2,247 sqft
2021-01-01 0 days 2,133 sqft
2021-02-01 0 days 2,136 sqft
2021-03-01 0 days 2,054 sqft
2021-04-01 0 days 1,908 sqft
2021-05-01 0 days 1,956 sqft
2021-06-01 0 days 1,855 sqft
2021-07-01 0 days 1,945 sqft
2021-08-01 0 days 1,882 sqft
2021-09-01 0 days 1,766 sqft
2021-10-01 0 days 1,818 sqft
2021-11-01 0 days 1,961 sqft
2021-12-01 0 days 1,963 sqft
2022-01-01 0 days 1,962 sqft
2022-02-01 0 days 1,897 sqft
2022-03-01 0 days 1,926 sqft
2022-04-01 0 days 2,015 sqft
2022-05-01 0 days 2,189 sqft
2022-06-01 0 days 2,250 sqft
2022-07-01 0 days 1,901 sqft
2022-08-01 0 days 1,865 sqft
2022-09-01 0 days 2,069 sqft
2022-10-01 0 days 2,058 sqft
2022-11-01 0 days 2,076 sqft
2022-12-01 0 days 2,086 sqft
2023-01-01 0 days 2,086 sqft
2023-02-01 0 days 2,086 sqft
2023-03-01 0 days 1,914 sqft
2023-04-01 0 days 1,897 sqft
Tifton's median listing age (time on market) for 2023-04-01 was 0 days.

Tifton's median square footage for active listings during the 2023-04-01 period was 1,897 sqft. One year prior, the average listing was 2,015 sqft.

Tifton, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 374 $79,890,000 $213,610
Cash Out Refi 103 $17,675,000 $171,602
Refi 92 $41,280,000 $448,696
Other 30 $3,580,000 $119,333
Home Improvement 27 $2,595,000 $96,111

Tifton's most frequently cited loan purpose was Home Purchase, with 374 originations. The 2nd most popular reason was Cash Out Refi, with 103 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 159 $31,335,000 $197,075
3-4% 144 $51,270,000 $356,042
4-5% 136 $33,610,000 $247,132
6-7% 49 $8,335,000 $170,102
2.5-3% 33 $6,265,000 $189,848
7-8% 14 $2,420,000 $172,857
Over 8% 12 $1,070,000 $89,167
<2.5% 8 $2,020,000 $252,500

During 2022, Tifton's most frequently originated rate bucket was 5-6%, with 159 originations.

Loan Sizing (Tifton, GA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 259 $39,795,000 $153,649
$200k-400k 210 $55,880,000 $266,095
$100,000 or less 128 $7,760,000 $60,625
$400k-600k 19 $8,755,000 $460,789
$600k-1000k 7 $5,155,000 $736,429
$Over $1MM 3 $27,675,000 $9,225,000

Tifton's loan sizing saw the bucket of loans from $100k-200k with 259 originations, totaling $39,795,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 312 $95,530,000 $306,186
60-80% 122 $26,990,000 $221,230
40-60% 59 $7,985,000 $135,339
20-40% 31 $2,895,000 $93,387
Under 20% 19 $955,000 $50,263
Over 100% 3 $705,000 $235,000

Tifton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 312 originations, totaling $95,530,000 in origination value.