Tifton Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Tifton averaged 6.49% for the week of 2025-02-13, compared to the national average of 6.87% for the same period.

The average rate for the prior week (2025-02-06) was 6.41% and one month ago for the week of 2025-01-09, the average rate was 6.55%.

Tifton's average rate one year ago was 6.36%.

For refis of the same type during the week of 2025-02-13, the average rate was 6.77%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-02-13 6.87%
Tifton 30 Year Fixed Rate 2025-02-13 6.49%
Tifton 30 Year Fixed Rate Refi 2025-02-13 6.77%
Tifton 15 Year Fixed Rate 2025-02-13 5.89%
Tifton 15 Year Fixed Rate Refi 2025-02-13 5.99%
Tifton 30 Year FHA 2025-02-13 6.19%
Tifton 30 Year FHA Refi 2025-02-13 6.62%
Tifton 30 Year USDA 2025-02-13 6.53%
Tifton 30 Year USDA Refi 2025-02-13 6.73%
Tifton 30 Year VA 2025-02-13 6.23%
Tifton 30 Year VA Refi 2025-02-13 6.53%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Tifton, GA.

Tifton Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Tifton, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
HOMESTAR FINANCIAL CORPORATION 12 5.89% $5,888
QUICKEN LOANS, LLC 10 7.34% $6,167
CANOPY MORTGAGE, LLC 9 6.21% $8,044
BANKSOUTH MORTGAGE COMPANY, LLC 6 7.17% $6,880
UNITED WHOLESALE MORTGAGE, LLC 6 6.42% $7,583
SOUTHEASTERN Credit Union 5 7.09% $2,313
Ameris Bank 5 6.43% $5,652
Synovus Bank 4 7.00% $4,443
Renasant Bank 3 6.42% $5,153
Flagstar Bank, FSB 2 7.37% $4,646
Capital City Home Loans, LLC 2 6.88% $4,759
ZILLOW HOME LOANS, LLC 2 6.44% $5,212
Truist 2 7.49% $3,890
CRESCENT MORTGAGE COMPANY 2 7.25% $3,999
PENNYMAC LOAN SERVICES, LLC 1 6.62% $9,233
PREMIA MORTGAGE, LLC 1 7.40% $1,739
ROBINS FINANCIAL 1 4.25% $3,389
TENNESSEE VALLEY 1 7.07% $4,872
UNION HOME MORTGAGE CORP. 1 5.75% $7,972
GEORGIA'S OWN 1 6.63% $2,180
AMERISAVE MORTGAGE CORPORATION 1 6.75% $7,025
Bank of America 1 6.88% $7,751
BETTER MORTGAGE CORPORATION 1 6.25% $7,569
BROKER SOLUTIONS, INC. 1 6.88% $5,145
Colony Bank 1 6.49% $3,910
DEEPHAVEN MORTGAGE LLC 1 8.99% $11,092
Dollar Bank, Federal Savings Bank 1 6.38% $7,631
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 5.99% $7,134
General Mortgage Capital Corporation 1 6.00% $8,876
AgFirst Farm Credit Bank 1 5.88% $10,770
Mortgage Research Center, LLC 1 6.63% $2,765
MOVEMENT MORTGAGE, LLC 1 5.99% $4,033
NAVY FEDERAL CREDIT UNION 1 7.63% $4,105

Tifton Average Closing Costs & Other Stats

Tifton, GA's 33 lenders originated 472 loans during 2023. The total origination value was $102,280,000, with an average loan value of $216,695.

Tifton's average closing costs are $5,340.

The top Tifton lender as defined by loan originations is HOMESTAR FINANCIAL CORPORATION, with 12 loans originated. Their average total fees are $5,888, which is $278 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Tifton lenders (with over 10 loans originated) are HOMESTAR FINANCIAL CORPORATION ($5,888), QUICKEN LOANS, LLC ($6,167), .

The lowest rate Tifton lenders (with over 10 loans originated) are HOMESTAR FINANCIAL CORPORATION (5.89%), QUICKEN LOANS, LLC (7.34%), .

Tifton, GA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Colony Bank $4,140,000 $10,145,000 145.0% 9.9%
QUICKEN LOANS, LLC $10,300,000 $7,015,000 -31.9% 6.9%
BANKSOUTH MORTGAGE COMPANY, LLC $285,000 $6,340,000 2,124.6% 6.2%
EvaBank $6,005,000 n/a 5.9%
Mortgage Research Center, LLC $3,755,000 $4,950,000 31.8% 4.8%
HOMESTAR FINANCIAL CORPORATION $12,220,000 $4,700,000 -61.5% 4.6%
UNITED WHOLESALE MORTGAGE, LLC $4,620,000 $4,350,000 -5.8% 4.3%
CANOPY MORTGAGE, LLC $85,000 $4,135,000 4,764.7% 4.0%
Synovus Bank $7,780,000 $4,080,000 -47.6% 4.0%
Commercial Banking Company $3,625,000 $3,860,000 6.5% 3.8%
SOUTHEASTERN Credit Union $1,355,000 $3,810,000 181.2% 3.7%
Flagstar Bank, FSB $1,100,000 $2,060,000 87.3% 2.0%
Ameris Bank $3,000,000 $2,000,000 -33.3% 2.0%
Truist $3,315,000 $1,775,000 -46.5% 1.7%
UNION HOME MORTGAGE CORP. $1,505,000 $1,755,000 16.6% 1.7%
Bank of Early $1,745,000 n/a 1.7%
The First, A National Banking Association $1,675,000 $1,210,000 -27.8% 1.2%
TOWNE MORTGAGE COMPANY $1,900,000 $1,025,000 -46.1% 1.0%
NAVY FEDERAL CREDIT UNION $1,475,000 $1,020,000 -30.8% 1.0%
21ST MORTGAGE CORPORATION $565,000 $1,010,000 78.8% 1.0%
Renasant Bank $2,890,000 $910,000 -68.5% 0.9%
Presidential Bank, FSB $845,000 n/a 0.8%
The Federal Savings Bank $225,000 $805,000 257.8% 0.8%
ZILLOW HOME LOANS, LLC $540,000 $795,000 47.2% 0.8%
CROSSCOUNTRY MORTGAGE, LLC $370,000 $785,000 112.2% 0.8%
Dollar Bank, Federal Savings Bank $725,000 n/a 0.7%
BROKER SOLUTIONS, INC. $280,000 $665,000 137.5% 0.7%
LOANDEPOT.COM, LLC $1,270,000 $620,000 -51.2% 0.6%
USAA Federal Savings Bank $905,000 $600,000 -33.7% 0.6%
NEW DAY FINANCIAL, LLC $460,000 $595,000 29.3% 0.6%
Flint Community Bank $575,000 n/a 0.6%
Barrington Bank & Trust Company, N.A. $540,000 n/a 0.5%
American Pride Bank $535,000 n/a 0.5%
FREEDOM MORTGAGE CORPORATION $1,335,000 $470,000 -64.8% 0.5%
1ST SIGNATURE LENDING, LLC $460,000 n/a 0.4%
AgFirst Farm Credit Bank $435,000 n/a 0.4%
VYSTAR $405,000 n/a 0.4%
Mr. Cooper ( Nationstar Mortgage ) $1,195,000 $400,000 -66.5% 0.4%
GEORGIA'S OWN $380,000 $385,000 1.3% 0.4%
STOCKTON MORTGAGE CORPORATION $380,000 n/a 0.4%
Capital City Home Loans, LLC $815,000 $370,000 -54.6% 0.4%
Citizens Community Bank $310,000 $370,000 19.4% 0.4%
PENNYMAC LOAN SERVICES, LLC $910,000 $370,000 -59.3% 0.4%
CARDINAL FINANCIAL $390,000 $350,000 -10.3% 0.3%
DEEPHAVEN MORTGAGE LLC $345,000 n/a 0.3%
ACOPIA, LLC $340,000 n/a 0.3%
DAS Acquisition Company, LLC $335,000 n/a 0.3%
GUARANTEED RATE, INC. $510,000 $335,000 -34.3% 0.3%
MOVEMENT MORTGAGE, LLC $300,000 $300,000 0.0% 0.3%
Thomasville National Bank $300,000 n/a 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $400,000 $295,000 -26.3% 0.3%
MORTGAGEONE, INC. $295,000 n/a 0.3%
ROBINS FINANCIAL $175,000 $290,000 65.7% 0.3%
Bank of America $285,000 n/a 0.3%
Peoples Bank $265,000 n/a 0.3%
General Mortgage Capital Corporation $255,000 n/a 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $245,000 n/a 0.2%
AMERISAVE MORTGAGE CORPORATION $630,000 $240,000 -61.9% 0.2%
TOTAL MORTGAGE SERVICES, LLC $235,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $230,000 n/a 0.2%
Queensborough National Bank & Trust Company $215,000 n/a 0.2%
CRESCENT MORTGAGE COMPANY $210,000 n/a 0.2%
CHURCHILL MORTGAGE CORPORATION $195,000 $205,000 5.1% 0.2%
PLAZA HOME MORTGAGE, INC. $205,000 n/a 0.2%
TENNESSEE VALLEY $205,000 n/a 0.2%
Wells Fargo Bank $1,680,000 $195,000 -88.4% 0.2%
Carrington Mortgage Services, LLC $165,000 $190,000 15.2% 0.2%
Prosperity Home Mortgage, LLC $65,000 $175,000 169.2% 0.2%
SOUTHPOINT FINANCIAL SERVICES, INC. $175,000 n/a 0.2%
SKYONE Federal Credit Union $155,000 n/a 0.2%
Truliant Federal Credit Union $155,000 n/a 0.2%
MID AMERICA MORTGAGE, INC. $150,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $325,000 $125,000 -61.5% 0.1%
PREMIA MORTGAGE, LLC $125,000 n/a 0.1%
GENEVA FINANCIAL, LLC $255,000 $115,000 -54.9% 0.1%
ROYAL UNITED MORTGAGE LLC $170,000 $115,000 -32.4% 0.1%
Figure Lending LLC $225,000 $95,000 -57.8% 0.1%
Farmers & Merchants Bank $310,000 $90,000 -71.0% 0.1%
U.S. Bank $90,000 n/a 0.1%
NEWREZ LLC $1,150,000 $85,000 -92.6% 0.1%
Deere Employees Credit Union $75,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $115,000 $65,000 -43.5% 0.1%
ALLIANT CREDIT UNION $45,000 n/a 0.0%
DIGITAL Federal Credit Union $35,000 n/a 0.0%
Discover Bank $35,000 n/a 0.0%
FIRST COMMERCE CREDIT UNION $35,000 n/a 0.0%
Lakeview Community Capital, LLC $35,000 n/a 0.0%
COCA-COLA $25,000 n/a 0.0%
First State Bank of Blakely, Inc. $15,000 n/a 0.0%
United States Senate Federal Credit Union $15,000 n/a 0.0%

Tifton's top lender by overall market share is Colony Bank, with 9.9% market share. In second place, with 6.9%, is QUICKEN LOANS, LLC, having originated $7,015,000 in loans. In third place, with 6.2%, is BANKSOUTH MORTGAGE COMPANY, LLC, having originated $6,340,000 in loans. In fourth place, with 5.9%, is EvaBank, having originated $6,005,000 in loans. In fifth place, with 4.8%, is Mortgage Research Center, LLC, having originated $4,950,000 in loans.


Tifton Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Tifton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $131,475 (-7.7%) $156,836 (1.7%) 0.00 149
2018-02-01 $136,425 (-2.5%) $163,658 (5.0%) 0.00 150
2018-03-01 $139,700 (-6.2%) $169,255 (3.9%) 0.00 153
2018-04-01 $149,675 (-2.8%) $177,598 (6.8%) 0.00 158
2018-05-01 $148,500 (-0.9%) $174,856 (4.9%) 0.00 145
2018-06-01 $149,950 (5.1%) $178,629 (7.0%) 0.00 138
2018-07-01 $145,875 (5.0%) $183,026 (14.3%) 0.00 133
2018-08-01 $143,000 (7.4%) $176,620 (13.2%) 0.00 148
2018-09-01 $140,000 (4.9%) $177,377 (14.4%) 0.00 157
2018-10-01 $147,175 (21.7%) $176,909 (17.9%) 0.00 154
2018-11-01 $146,450 (22.1%) $172,152 (13.5%) 0.00 157
2018-12-01 $155,000 (24.1%) $175,335 (14.7%) 0.00 155
2019-01-01 $157,450 (19.8%) $178,747 (14.0%) 0.00 141
2019-02-01 $149,700 (9.7%) $189,874 (16.0%) 0.00 142
2019-03-01 $161,386 (15.5%) $195,747 (15.7%) 0.00 137
2019-04-01 $169,900 (13.5%) $201,910 (13.7%) 0.00 129
2019-05-01 $159,950 (7.7%) $204,881 (17.2%) 0.00 133
2019-06-01 $159,900 (6.6%) $196,671 (10.1%) 0.00 123
2019-07-01 $169,800 (16.4%) $199,026 (8.7%) 0.00 118
2019-08-01 $176,518 (23.4%) $200,631 (13.6%) 0.00 116
2019-09-01 $172,795 (23.4%) $196,645 (10.9%) 0.00 116
2019-10-01 $175,314 (19.1%) $196,023 (10.8%) 0.00 115
2019-11-01 $179,500 (22.6%) $203,519 (18.2%) 0.00 119
2019-12-01 $169,650 (9.5%) $191,185 (9.0%) 0.00 121
2020-01-01 $169,900 (7.9%) $191,170 (7.0%) 0.00 117
2020-02-01 $169,450 (13.2%) $187,794 (-1.1%) 0.00 118
2020-03-01 $173,725 (7.7%) $192,461 (-1.7%) 0.00 95
2020-04-01 $184,475 (8.6%) $197,066 (-2.4%) 0.00 95
2020-05-01 $192,450 (20.3%) $206,346 (0.7%) 0.00 89
2020-06-01 $210,675 (31.8%) $220,856 (12.3%) 0.00 78
2020-07-01 $216,450 (27.5%) $415,713 (108.9%) 0.00 74
2020-08-01 $229,000 (29.7%) $482,663 (140.6%) 0.00 62
2020-09-01 $222,425 (28.7%) $517,392 (163.1%) 0.00 54
2020-10-01 $203,500 (16.1%) $472,466 (141.0%) 0.00 62
2020-11-01 $202,625 (12.9%) $500,778 (146.1%) 0.00 53
2020-12-01 $149,900 (-11.6%) $378,324 (97.9%) 0.00 76
2021-01-01 $189,900 (11.8%) $502,583 (162.9%) 0.00 56
2021-02-01 $188,675 (11.4%) $518,514 (176.1%) 0.00 50
2021-03-01 $192,150 (10.6%) $537,094 (179.1%) 0.00 46
2021-04-01 $220,000 (19.3%) $523,667 (165.7%) 0.00 48
2021-05-01 $219,000 (13.8%) $486,657 (135.8%) 0.00 51
2021-06-01 $209,450 (-0.6%) $472,226 (113.8%) 0.00 51
2021-07-01 $219,900 (1.6%) $248,029 (-40.3%) 0.00 50
2021-08-01 $199,300 (-13.0%) $250,430 (-48.1%) 0.00 60
2021-09-01 $196,225 (-11.8%) $247,119 (-52.2%) 0.00 60
2021-10-01 $217,000 (6.6%) $260,622 (-44.8%) 0.00 52
2021-11-01 $228,725 (12.9%) $253,774 (-49.3%) 0.00 42
2021-12-01 $226,750 (51.3%) $258,031 (-31.8%) 0.00 48
2022-01-01 $229,000 (20.6%) $259,374 (-48.4%) 0.00 48
2022-02-01 $237,800 (26.0%) $281,487 (-45.7%) 0.00 44
2022-03-01 $302,850 (57.6%) $327,018 (-39.1%) 0.00 42
2022-04-01 $299,000 (35.9%) $345,067 (-34.1%) 0.00 39
2022-05-01 $250,350 (14.3%) $332,050 (-31.8%) 0.00 38
2022-06-01 $249,000 (18.9%) $316,252 (-33.0%) 0.00 40
2022-07-01 $224,900 (2.3%) $292,473 (17.9%) 0.00 53
2022-08-01 $237,400 (19.1%) $296,993 (18.6%) 0.00 59
2022-09-01 $235,575 (20.1%) $314,807 (27.4%) 0.00 62
2022-10-01 $234,200 (7.9%) $305,613 (17.3%) 0.00 72
2022-11-01 $235,900 (3.1%) $300,878 (18.6%) 0.00 79
2022-12-01 $239,900 (5.8%) $306,886 (18.9%) 0.00 80
2023-01-01 $254,600 (11.2%) $318,129 (22.7%) 0.00 82
2023-02-01 $253,850 (6.8%) $316,218 (12.3%) 0.00 66
2023-03-01 $249,000 (-17.8%) $300,604 (-8.1%) 0.00 60
2023-04-01 $240,000 (-19.7%) $293,613 (-14.9%) 0.00 58
2023-05-01 $245,975 (-1.8%) $296,786 (-10.6%) 0.00 56
2023-06-01 $253,350 (1.8%) $325,400 (2.9%) 0.00 57
2023-07-01 $254,700 (13.3%) $318,603 (8.9%) 0.00 61
2023-08-01 $271,585 (14.4%) $330,629 (11.3%) 0.00 73
2023-09-01 $272,690 (15.8%) $295,143 (-6.3%) 0.00 79
2023-10-01 $272,490 (16.4%) $302,522 (-1.0%) 0.00 74
2023-11-01 $289,950 (22.9%) $306,227 (1.8%) 0.00 75
2023-12-01 $269,740 (12.4%) $303,258 (-1.2%) 0.00 78
2024-01-01 $267,960 (5.3%) $312,168 (-1.9%) 0.00 77
2024-02-01 $259,735 (2.3%) $294,006 (-7.0%) 0.00 82
2024-03-01 $249,900 (0.4%) $273,905 (-8.9%) 0.00 77
2024-04-01 $269,225 (12.2%) $299,079 (1.9%) 0.00 80
2024-05-01 $289,900 (17.9%) $313,279 (5.6%) 0.00 83
2024-06-01 $284,950 (12.5%) $307,589 (-5.5%) 0.00 85
2024-07-01 $286,675 (12.6%) $301,017 (-5.5%) 0.00 96
2024-08-01 $292,450 (7.7%) $309,061 (-6.5%) 0.00 108
2024-09-01 $284,400 (4.3%) $305,816 (3.6%) 0.00 106
2024-10-01 $262,925 (-3.5%) $282,157 (-6.7%) 0.00 114
2024-11-01 $279,000 (-3.8%) $295,957 (-3.4%) 0.00 117
2024-12-01 $279,725 (3.7%) $302,445 (-0.3%) 0.00 103
2025-01-01 $279,575 (4.3%) $307,305 (-1.6%) 0.00 100
Tifton's median listing price for 2025-01-01 was $279,575, a difference of $11,615 (4.3%) versus the prior year and $-150 versus the prior month.

Tifton's median listing price comes in at 0% of the national average.

Tifton's average listing price for 2025-01-01 was $307,305, a difference of $-4,863 (-1.6%) versus the prior year and $4,860 versus the prior month.

For the 2025-01-01 period, Tifton had 100 MLS listings, a difference of -3 listings (-3%) versus the prior month and 23 listings (30%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Tifton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,813 sqft
2018-02-01 0 days 1,885 sqft
2018-03-01 0 days 1,942 sqft
2018-04-01 0 days 1,999 sqft
2018-05-01 0 days 1,963 sqft
2018-06-01 0 days 1,960 sqft
2018-07-01 0 days 2,011 sqft
2018-08-01 0 days 1,977 sqft
2018-09-01 0 days 1,995 sqft
2018-10-01 0 days 1,977 sqft
2018-11-01 0 days 1,851 sqft
2018-12-01 0 days 1,932 sqft
2019-01-01 0 days 1,975 sqft
2019-02-01 0 days 2,007 sqft
2019-03-01 0 days 2,036 sqft
2019-04-01 0 days 2,042 sqft
2019-05-01 0 days 2,027 sqft
2019-06-01 0 days 2,044 sqft
2019-07-01 0 days 2,044 sqft
2019-08-01 0 days 2,047 sqft
2019-09-01 0 days 2,046 sqft
2019-10-01 0 days 2,045 sqft
2019-11-01 0 days 2,049 sqft
2019-12-01 0 days 2,029 sqft
2020-01-01 0 days 2,017 sqft
2020-02-01 0 days 1,923 sqft
2020-03-01 0 days 1,985 sqft
2020-04-01 0 days 1,991 sqft
2020-05-01 0 days 2,009 sqft
2020-06-01 0 days 2,149 sqft
2020-07-01 0 days 2,201 sqft
2020-08-01 0 days 2,192 sqft
2020-09-01 0 days 2,104 sqft
2020-10-01 0 days 2,096 sqft
2020-11-01 0 days 2,109 sqft
2020-12-01 0 days 2,123 sqft
2021-01-01 0 days 2,096 sqft
2021-02-01 0 days 2,096 sqft
2021-03-01 0 days 2,038 sqft
2021-04-01 0 days 2,013 sqft
2021-05-01 0 days 1,967 sqft
2021-06-01 0 days 1,956 sqft
2021-07-01 0 days 1,962 sqft
2021-08-01 0 days 1,932 sqft
2021-09-01 0 days 1,852 sqft
2021-10-01 0 days 1,849 sqft
2021-11-01 0 days 1,994 sqft
2021-12-01 0 days 2,052 sqft
2022-01-01 0 days 2,013 sqft
2022-02-01 0 days 1,926 sqft
2022-03-01 0 days 2,050 sqft
2022-04-01 0 days 2,177 sqft
2022-05-01 0 days 2,084 sqft
2022-06-01 0 days 2,051 sqft
2022-07-01 0 days 1,885 sqft
2022-08-01 0 days 1,866 sqft
2022-09-01 0 days 2,046 sqft
2022-10-01 0 days 2,017 sqft
2022-11-01 0 days 1,994 sqft
2022-12-01 0 days 1,989 sqft
2023-01-01 0 days 2,033 sqft
2023-02-01 0 days 2,066 sqft
2023-03-01 0 days 1,898 sqft
2023-04-01 0 days 1,891 sqft
2023-05-01 0 days 1,911 sqft
2023-06-01 0 days 1,998 sqft
2023-07-01 0 days 2,030 sqft
2023-08-01 0 days 1,955 sqft
2023-09-01 0 days 1,945 sqft
2023-10-01 0 days 1,962 sqft
2023-11-01 0 days 2,015 sqft
2023-12-01 0 days 1,962 sqft
2024-01-01 0 days 1,984 sqft
2024-02-01 0 days 1,950 sqft
2024-03-01 0 days 1,922 sqft
2024-04-01 0 days 1,940 sqft
2024-05-01 0 days 2,007 sqft
2024-06-01 0 days 1,933 sqft
2024-07-01 0 days 1,901 sqft
2024-08-01 0 days 1,941 sqft
2024-09-01 0 days 1,917 sqft
2024-10-01 0 days 1,837 sqft
2024-11-01 0 days 1,837 sqft
2024-12-01 0 days 1,893 sqft
2025-01-01 0 days 1,905 sqft
Tifton's median listing age (time on market) for 2025-01-01 was 0 days.

Tifton's median square footage for active listings during the 2025-01-01 period was 1,905 sqft. One year prior, the average listing was 1,984 sqft.

Tifton, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 262 $56,900,000 $217,176
Refi 88 $30,460,000 $346,136
Cash Out Refi 63 $9,865,000 $156,587
Other 33 $2,505,000 $75,909
Home Improvement 26 $2,550,000 $98,077

Tifton's most frequently cited loan purpose was Home Purchase, with 262 originations. The 2nd most popular reason was Refi, with 88 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 148 $30,240,000 $204,324
7-8% 90 $18,530,000 $205,889
Over 8% 75 $17,295,000 $230,600
5-6% 68 $16,370,000 $240,735
4-5% 5 $1,885,000 $377,000
<2.5% 3 $25,000 $8,333
3-4% 2 $380,000 $190,000

During 2023, Tifton's most frequently originated rate bucket was 6-7%, with 148 originations.

Loan Sizing (Tifton, GA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 159 $23,985,000 $150,849
$200k-400k 148 $38,830,000 $262,365
$100,000 or less 135 $7,175,000 $53,148
$400k-600k 20 $9,460,000 $473,000
$600k-1000k 6 $4,460,000 $743,333
$Over $1MM 4 $18,370,000 $4,592,500

Tifton's loan sizing saw the bucket of loans from $100k-200k with 159 originations, totaling $23,985,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 200 $48,050,000 $240,250
60-80% 80 $15,930,000 $199,125
40-60% 39 $14,695,000 $376,795
20-40% 34 $2,640,000 $77,647
Under 20% 28 $930,000 $33,214
Over 100% 12 $2,940,000 $245,000

Tifton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 200 originations, totaling $48,050,000 in origination value.