Tifton Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Tifton averaged
6.49%
for the week of 2025-02-13, compared to the national average of
6.87% for the same period.
The average rate for the prior week (2025-02-06) was
6.41% and
one month ago for the week of 2025-01-09, the
average rate was 6.55%.
Tifton's average rate one year ago was 6.36%.
For refis of the same type during the week of 2025-02-13, the average rate
was 6.77%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2025-02-13 | 6.87% |
Tifton 30 Year Fixed Rate | 2025-02-13 | 6.49% |
Tifton 30 Year Fixed Rate Refi | 2025-02-13 | 6.77% |
Tifton 15 Year Fixed Rate | 2025-02-13 | 5.89% |
Tifton 15 Year Fixed Rate Refi | 2025-02-13 | 5.99% |
Tifton 30 Year FHA | 2025-02-13 | 6.19% |
Tifton 30 Year FHA Refi | 2025-02-13 | 6.62% |
Tifton 30 Year USDA | 2025-02-13 | 6.53% |
Tifton 30 Year USDA Refi | 2025-02-13 | 6.73% |
Tifton 30 Year VA | 2025-02-13 | 6.23% |
Tifton 30 Year VA Refi | 2025-02-13 | 6.53% |
Tifton Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Tifton, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Tifton Average Closing Costs & Other Stats
Tifton, GA's 33 lenders originated 472
loans during 2023. The total origination value was $102,280,000, with an average loan value of
$216,695.
Tifton's average closing costs are $5,340.
The top Tifton lender as defined by loan originations is HOMESTAR FINANCIAL CORPORATION, with
12 loans originated. Their average total fees are
$5,888, which is $278
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Tifton lenders (with over 10 loans originated) are
HOMESTAR FINANCIAL CORPORATION ($5,888), QUICKEN LOANS, LLC ($6,167), .
The lowest rate Tifton lenders (with over 10 loans originated) are
HOMESTAR FINANCIAL CORPORATION (5.89%), QUICKEN LOANS, LLC (7.34%), .
Tifton, GA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
Colony Bank | $4,140,000 | $10,145,000 | 145.0% | 9.9% |
QUICKEN LOANS, LLC | $10,300,000 | $7,015,000 | -31.9% | 6.9% |
BANKSOUTH MORTGAGE COMPANY, LLC | $285,000 | $6,340,000 | 2,124.6% | 6.2% |
EvaBank | $6,005,000 | n/a | 5.9% | |
Mortgage Research Center, LLC | $3,755,000 | $4,950,000 | 31.8% | 4.8% |
HOMESTAR FINANCIAL CORPORATION | $12,220,000 | $4,700,000 | -61.5% | 4.6% |
UNITED WHOLESALE MORTGAGE, LLC | $4,620,000 | $4,350,000 | -5.8% | 4.3% |
CANOPY MORTGAGE, LLC | $85,000 | $4,135,000 | 4,764.7% | 4.0% |
Synovus Bank | $7,780,000 | $4,080,000 | -47.6% | 4.0% |
Commercial Banking Company | $3,625,000 | $3,860,000 | 6.5% | 3.8% |
SOUTHEASTERN Credit Union | $1,355,000 | $3,810,000 | 181.2% | 3.7% |
Flagstar Bank, FSB | $1,100,000 | $2,060,000 | 87.3% | 2.0% |
Ameris Bank | $3,000,000 | $2,000,000 | -33.3% | 2.0% |
Truist | $3,315,000 | $1,775,000 | -46.5% | 1.7% |
UNION HOME MORTGAGE CORP. | $1,505,000 | $1,755,000 | 16.6% | 1.7% |
Bank of Early | $1,745,000 | n/a | 1.7% | |
The First, A National Banking Association | $1,675,000 | $1,210,000 | -27.8% | 1.2% |
TOWNE MORTGAGE COMPANY | $1,900,000 | $1,025,000 | -46.1% | 1.0% |
NAVY FEDERAL CREDIT UNION | $1,475,000 | $1,020,000 | -30.8% | 1.0% |
21ST MORTGAGE CORPORATION | $565,000 | $1,010,000 | 78.8% | 1.0% |
Renasant Bank | $2,890,000 | $910,000 | -68.5% | 0.9% |
Presidential Bank, FSB | $845,000 | n/a | 0.8% | |
The Federal Savings Bank | $225,000 | $805,000 | 257.8% | 0.8% |
ZILLOW HOME LOANS, LLC | $540,000 | $795,000 | 47.2% | 0.8% |
CROSSCOUNTRY MORTGAGE, LLC | $370,000 | $785,000 | 112.2% | 0.8% |
Dollar Bank, Federal Savings Bank | $725,000 | n/a | 0.7% | |
BROKER SOLUTIONS, INC. | $280,000 | $665,000 | 137.5% | 0.7% |
LOANDEPOT.COM, LLC | $1,270,000 | $620,000 | -51.2% | 0.6% |
USAA Federal Savings Bank | $905,000 | $600,000 | -33.7% | 0.6% |
NEW DAY FINANCIAL, LLC | $460,000 | $595,000 | 29.3% | 0.6% |
Flint Community Bank | $575,000 | n/a | 0.6% | |
Barrington Bank & Trust Company, N.A. | $540,000 | n/a | 0.5% | |
American Pride Bank | $535,000 | n/a | 0.5% | |
FREEDOM MORTGAGE CORPORATION | $1,335,000 | $470,000 | -64.8% | 0.5% |
1ST SIGNATURE LENDING, LLC | $460,000 | n/a | 0.4% | |
AgFirst Farm Credit Bank | $435,000 | n/a | 0.4% | |
VYSTAR | $405,000 | n/a | 0.4% | |
Mr. Cooper ( Nationstar Mortgage ) | $1,195,000 | $400,000 | -66.5% | 0.4% |
GEORGIA'S OWN | $380,000 | $385,000 | 1.3% | 0.4% |
STOCKTON MORTGAGE CORPORATION | $380,000 | n/a | 0.4% | |
Capital City Home Loans, LLC | $815,000 | $370,000 | -54.6% | 0.4% |
Citizens Community Bank | $310,000 | $370,000 | 19.4% | 0.4% |
PENNYMAC LOAN SERVICES, LLC | $910,000 | $370,000 | -59.3% | 0.4% |
CARDINAL FINANCIAL | $390,000 | $350,000 | -10.3% | 0.3% |
DEEPHAVEN MORTGAGE LLC | $345,000 | n/a | 0.3% | |
ACOPIA, LLC | $340,000 | n/a | 0.3% | |
DAS Acquisition Company, LLC | $335,000 | n/a | 0.3% | |
GUARANTEED RATE, INC. | $510,000 | $335,000 | -34.3% | 0.3% |
MOVEMENT MORTGAGE, LLC | $300,000 | $300,000 | 0.0% | 0.3% |
Thomasville National Bank | $300,000 | n/a | 0.3% | |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $400,000 | $295,000 | -26.3% | 0.3% |
MORTGAGEONE, INC. | $295,000 | n/a | 0.3% | |
ROBINS FINANCIAL | $175,000 | $290,000 | 65.7% | 0.3% |
Bank of America | $285,000 | n/a | 0.3% | |
Peoples Bank | $265,000 | n/a | 0.3% | |
General Mortgage Capital Corporation | $255,000 | n/a | 0.2% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $245,000 | n/a | 0.2% | |
AMERISAVE MORTGAGE CORPORATION | $630,000 | $240,000 | -61.9% | 0.2% |
TOTAL MORTGAGE SERVICES, LLC | $235,000 | n/a | 0.2% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $230,000 | n/a | 0.2% | |
Queensborough National Bank & Trust Company | $215,000 | n/a | 0.2% | |
CRESCENT MORTGAGE COMPANY | $210,000 | n/a | 0.2% | |
CHURCHILL MORTGAGE CORPORATION | $195,000 | $205,000 | 5.1% | 0.2% |
PLAZA HOME MORTGAGE, INC. | $205,000 | n/a | 0.2% | |
TENNESSEE VALLEY | $205,000 | n/a | 0.2% | |
Wells Fargo Bank | $1,680,000 | $195,000 | -88.4% | 0.2% |
Carrington Mortgage Services, LLC | $165,000 | $190,000 | 15.2% | 0.2% |
Prosperity Home Mortgage, LLC | $65,000 | $175,000 | 169.2% | 0.2% |
SOUTHPOINT FINANCIAL SERVICES, INC. | $175,000 | n/a | 0.2% | |
SKYONE Federal Credit Union | $155,000 | n/a | 0.2% | |
Truliant Federal Credit Union | $155,000 | n/a | 0.2% | |
MID AMERICA MORTGAGE, INC. | $150,000 | n/a | 0.1% | |
BETTER MORTGAGE CORPORATION | $325,000 | $125,000 | -61.5% | 0.1% |
PREMIA MORTGAGE, LLC | $125,000 | n/a | 0.1% | |
GENEVA FINANCIAL, LLC | $255,000 | $115,000 | -54.9% | 0.1% |
ROYAL UNITED MORTGAGE LLC | $170,000 | $115,000 | -32.4% | 0.1% |
Figure Lending LLC | $225,000 | $95,000 | -57.8% | 0.1% |
Farmers & Merchants Bank | $310,000 | $90,000 | -71.0% | 0.1% |
U.S. Bank | $90,000 | n/a | 0.1% | |
NEWREZ LLC | $1,150,000 | $85,000 | -92.6% | 0.1% |
Deere Employees Credit Union | $75,000 | n/a | 0.1% | |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $115,000 | $65,000 | -43.5% | 0.1% |
ALLIANT CREDIT UNION | $45,000 | n/a | 0.0% | |
DIGITAL Federal Credit Union | $35,000 | n/a | 0.0% | |
Discover Bank | $35,000 | n/a | 0.0% | |
FIRST COMMERCE CREDIT UNION | $35,000 | n/a | 0.0% | |
Lakeview Community Capital, LLC | $35,000 | n/a | 0.0% | |
COCA-COLA | $25,000 | n/a | 0.0% | |
First State Bank of Blakely, Inc. | $15,000 | n/a | 0.0% | |
United States Senate Federal Credit Union | $15,000 | n/a | 0.0% |
Tifton's top lender by overall market share is Colony Bank, with 9.9% market share. In second place, with 6.9%, is QUICKEN LOANS, LLC, having originated $7,015,000 in loans. In third place, with 6.2%, is BANKSOUTH MORTGAGE COMPANY, LLC, having originated $6,340,000 in loans. In fourth place, with 5.9%, is EvaBank, having originated $6,005,000 in loans. In fifth place, with 4.8%, is Mortgage Research Center, LLC, having originated $4,950,000 in loans.
Tifton Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Tifton (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $131,475 (-7.7%) | $156,836 (1.7%) | 0.00 | 149 |
2018-02-01 | $136,425 (-2.5%) | $163,658 (5.0%) | 0.00 | 150 |
2018-03-01 | $139,700 (-6.2%) | $169,255 (3.9%) | 0.00 | 153 |
2018-04-01 | $149,675 (-2.8%) | $177,598 (6.8%) | 0.00 | 158 |
2018-05-01 | $148,500 (-0.9%) | $174,856 (4.9%) | 0.00 | 145 |
2018-06-01 | $149,950 (5.1%) | $178,629 (7.0%) | 0.00 | 138 |
2018-07-01 | $145,875 (5.0%) | $183,026 (14.3%) | 0.00 | 133 |
2018-08-01 | $143,000 (7.4%) | $176,620 (13.2%) | 0.00 | 148 |
2018-09-01 | $140,000 (4.9%) | $177,377 (14.4%) | 0.00 | 157 |
2018-10-01 | $147,175 (21.7%) | $176,909 (17.9%) | 0.00 | 154 |
2018-11-01 | $146,450 (22.1%) | $172,152 (13.5%) | 0.00 | 157 |
2018-12-01 | $155,000 (24.1%) | $175,335 (14.7%) | 0.00 | 155 |
2019-01-01 | $157,450 (19.8%) | $178,747 (14.0%) | 0.00 | 141 |
2019-02-01 | $149,700 (9.7%) | $189,874 (16.0%) | 0.00 | 142 |
2019-03-01 | $161,386 (15.5%) | $195,747 (15.7%) | 0.00 | 137 |
2019-04-01 | $169,900 (13.5%) | $201,910 (13.7%) | 0.00 | 129 |
2019-05-01 | $159,950 (7.7%) | $204,881 (17.2%) | 0.00 | 133 |
2019-06-01 | $159,900 (6.6%) | $196,671 (10.1%) | 0.00 | 123 |
2019-07-01 | $169,800 (16.4%) | $199,026 (8.7%) | 0.00 | 118 |
2019-08-01 | $176,518 (23.4%) | $200,631 (13.6%) | 0.00 | 116 |
2019-09-01 | $172,795 (23.4%) | $196,645 (10.9%) | 0.00 | 116 |
2019-10-01 | $175,314 (19.1%) | $196,023 (10.8%) | 0.00 | 115 |
2019-11-01 | $179,500 (22.6%) | $203,519 (18.2%) | 0.00 | 119 |
2019-12-01 | $169,650 (9.5%) | $191,185 (9.0%) | 0.00 | 121 |
2020-01-01 | $169,900 (7.9%) | $191,170 (7.0%) | 0.00 | 117 |
2020-02-01 | $169,450 (13.2%) | $187,794 (-1.1%) | 0.00 | 118 |
2020-03-01 | $173,725 (7.7%) | $192,461 (-1.7%) | 0.00 | 95 |
2020-04-01 | $184,475 (8.6%) | $197,066 (-2.4%) | 0.00 | 95 |
2020-05-01 | $192,450 (20.3%) | $206,346 (0.7%) | 0.00 | 89 |
2020-06-01 | $210,675 (31.8%) | $220,856 (12.3%) | 0.00 | 78 |
2020-07-01 | $216,450 (27.5%) | $415,713 (108.9%) | 0.00 | 74 |
2020-08-01 | $229,000 (29.7%) | $482,663 (140.6%) | 0.00 | 62 |
2020-09-01 | $222,425 (28.7%) | $517,392 (163.1%) | 0.00 | 54 |
2020-10-01 | $203,500 (16.1%) | $472,466 (141.0%) | 0.00 | 62 |
2020-11-01 | $202,625 (12.9%) | $500,778 (146.1%) | 0.00 | 53 |
2020-12-01 | $149,900 (-11.6%) | $378,324 (97.9%) | 0.00 | 76 |
2021-01-01 | $189,900 (11.8%) | $502,583 (162.9%) | 0.00 | 56 |
2021-02-01 | $188,675 (11.4%) | $518,514 (176.1%) | 0.00 | 50 |
2021-03-01 | $192,150 (10.6%) | $537,094 (179.1%) | 0.00 | 46 |
2021-04-01 | $220,000 (19.3%) | $523,667 (165.7%) | 0.00 | 48 |
2021-05-01 | $219,000 (13.8%) | $486,657 (135.8%) | 0.00 | 51 |
2021-06-01 | $209,450 (-0.6%) | $472,226 (113.8%) | 0.00 | 51 |
2021-07-01 | $219,900 (1.6%) | $248,029 (-40.3%) | 0.00 | 50 |
2021-08-01 | $199,300 (-13.0%) | $250,430 (-48.1%) | 0.00 | 60 |
2021-09-01 | $196,225 (-11.8%) | $247,119 (-52.2%) | 0.00 | 60 |
2021-10-01 | $217,000 (6.6%) | $260,622 (-44.8%) | 0.00 | 52 |
2021-11-01 | $228,725 (12.9%) | $253,774 (-49.3%) | 0.00 | 42 |
2021-12-01 | $226,750 (51.3%) | $258,031 (-31.8%) | 0.00 | 48 |
2022-01-01 | $229,000 (20.6%) | $259,374 (-48.4%) | 0.00 | 48 |
2022-02-01 | $237,800 (26.0%) | $281,487 (-45.7%) | 0.00 | 44 |
2022-03-01 | $302,850 (57.6%) | $327,018 (-39.1%) | 0.00 | 42 |
2022-04-01 | $299,000 (35.9%) | $345,067 (-34.1%) | 0.00 | 39 |
2022-05-01 | $250,350 (14.3%) | $332,050 (-31.8%) | 0.00 | 38 |
2022-06-01 | $249,000 (18.9%) | $316,252 (-33.0%) | 0.00 | 40 |
2022-07-01 | $224,900 (2.3%) | $292,473 (17.9%) | 0.00 | 53 |
2022-08-01 | $237,400 (19.1%) | $296,993 (18.6%) | 0.00 | 59 |
2022-09-01 | $235,575 (20.1%) | $314,807 (27.4%) | 0.00 | 62 |
2022-10-01 | $234,200 (7.9%) | $305,613 (17.3%) | 0.00 | 72 |
2022-11-01 | $235,900 (3.1%) | $300,878 (18.6%) | 0.00 | 79 |
2022-12-01 | $239,900 (5.8%) | $306,886 (18.9%) | 0.00 | 80 |
2023-01-01 | $254,600 (11.2%) | $318,129 (22.7%) | 0.00 | 82 |
2023-02-01 | $253,850 (6.8%) | $316,218 (12.3%) | 0.00 | 66 |
2023-03-01 | $249,000 (-17.8%) | $300,604 (-8.1%) | 0.00 | 60 |
2023-04-01 | $240,000 (-19.7%) | $293,613 (-14.9%) | 0.00 | 58 |
2023-05-01 | $245,975 (-1.8%) | $296,786 (-10.6%) | 0.00 | 56 |
2023-06-01 | $253,350 (1.8%) | $325,400 (2.9%) | 0.00 | 57 |
2023-07-01 | $254,700 (13.3%) | $318,603 (8.9%) | 0.00 | 61 |
2023-08-01 | $271,585 (14.4%) | $330,629 (11.3%) | 0.00 | 73 |
2023-09-01 | $272,690 (15.8%) | $295,143 (-6.3%) | 0.00 | 79 |
2023-10-01 | $272,490 (16.4%) | $302,522 (-1.0%) | 0.00 | 74 |
2023-11-01 | $289,950 (22.9%) | $306,227 (1.8%) | 0.00 | 75 |
2023-12-01 | $269,740 (12.4%) | $303,258 (-1.2%) | 0.00 | 78 |
2024-01-01 | $267,960 (5.3%) | $312,168 (-1.9%) | 0.00 | 77 |
2024-02-01 | $259,735 (2.3%) | $294,006 (-7.0%) | 0.00 | 82 |
2024-03-01 | $249,900 (0.4%) | $273,905 (-8.9%) | 0.00 | 77 |
2024-04-01 | $269,225 (12.2%) | $299,079 (1.9%) | 0.00 | 80 |
2024-05-01 | $289,900 (17.9%) | $313,279 (5.6%) | 0.00 | 83 |
2024-06-01 | $284,950 (12.5%) | $307,589 (-5.5%) | 0.00 | 85 |
2024-07-01 | $286,675 (12.6%) | $301,017 (-5.5%) | 0.00 | 96 |
2024-08-01 | $292,450 (7.7%) | $309,061 (-6.5%) | 0.00 | 108 |
2024-09-01 | $284,400 (4.3%) | $305,816 (3.6%) | 0.00 | 106 |
2024-10-01 | $262,925 (-3.5%) | $282,157 (-6.7%) | 0.00 | 114 |
2024-11-01 | $279,000 (-3.8%) | $295,957 (-3.4%) | 0.00 | 117 |
2024-12-01 | $279,725 (3.7%) | $302,445 (-0.3%) | 0.00 | 103 |
2025-01-01 | $279,575 (4.3%) | $307,305 (-1.6%) | 0.00 | 100 |
Tifton's median listing price comes in at 0% of the national average.
Tifton's average listing price for 2025-01-01 was $307,305, a difference of $-4,863 (-1.6%) versus the prior year and $4,860 versus the prior month.
For the 2025-01-01 period, Tifton had 100 MLS listings, a difference of -3 listings (-3%) versus the prior month and 23 listings (30%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Tifton (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,813 sqft |
2018-02-01 | 0 days | 1,885 sqft |
2018-03-01 | 0 days | 1,942 sqft |
2018-04-01 | 0 days | 1,999 sqft |
2018-05-01 | 0 days | 1,963 sqft |
2018-06-01 | 0 days | 1,960 sqft |
2018-07-01 | 0 days | 2,011 sqft |
2018-08-01 | 0 days | 1,977 sqft |
2018-09-01 | 0 days | 1,995 sqft |
2018-10-01 | 0 days | 1,977 sqft |
2018-11-01 | 0 days | 1,851 sqft |
2018-12-01 | 0 days | 1,932 sqft |
2019-01-01 | 0 days | 1,975 sqft |
2019-02-01 | 0 days | 2,007 sqft |
2019-03-01 | 0 days | 2,036 sqft |
2019-04-01 | 0 days | 2,042 sqft |
2019-05-01 | 0 days | 2,027 sqft |
2019-06-01 | 0 days | 2,044 sqft |
2019-07-01 | 0 days | 2,044 sqft |
2019-08-01 | 0 days | 2,047 sqft |
2019-09-01 | 0 days | 2,046 sqft |
2019-10-01 | 0 days | 2,045 sqft |
2019-11-01 | 0 days | 2,049 sqft |
2019-12-01 | 0 days | 2,029 sqft |
2020-01-01 | 0 days | 2,017 sqft |
2020-02-01 | 0 days | 1,923 sqft |
2020-03-01 | 0 days | 1,985 sqft |
2020-04-01 | 0 days | 1,991 sqft |
2020-05-01 | 0 days | 2,009 sqft |
2020-06-01 | 0 days | 2,149 sqft |
2020-07-01 | 0 days | 2,201 sqft |
2020-08-01 | 0 days | 2,192 sqft |
2020-09-01 | 0 days | 2,104 sqft |
2020-10-01 | 0 days | 2,096 sqft |
2020-11-01 | 0 days | 2,109 sqft |
2020-12-01 | 0 days | 2,123 sqft |
2021-01-01 | 0 days | 2,096 sqft |
2021-02-01 | 0 days | 2,096 sqft |
2021-03-01 | 0 days | 2,038 sqft |
2021-04-01 | 0 days | 2,013 sqft |
2021-05-01 | 0 days | 1,967 sqft |
2021-06-01 | 0 days | 1,956 sqft |
2021-07-01 | 0 days | 1,962 sqft |
2021-08-01 | 0 days | 1,932 sqft |
2021-09-01 | 0 days | 1,852 sqft |
2021-10-01 | 0 days | 1,849 sqft |
2021-11-01 | 0 days | 1,994 sqft |
2021-12-01 | 0 days | 2,052 sqft |
2022-01-01 | 0 days | 2,013 sqft |
2022-02-01 | 0 days | 1,926 sqft |
2022-03-01 | 0 days | 2,050 sqft |
2022-04-01 | 0 days | 2,177 sqft |
2022-05-01 | 0 days | 2,084 sqft |
2022-06-01 | 0 days | 2,051 sqft |
2022-07-01 | 0 days | 1,885 sqft |
2022-08-01 | 0 days | 1,866 sqft |
2022-09-01 | 0 days | 2,046 sqft |
2022-10-01 | 0 days | 2,017 sqft |
2022-11-01 | 0 days | 1,994 sqft |
2022-12-01 | 0 days | 1,989 sqft |
2023-01-01 | 0 days | 2,033 sqft |
2023-02-01 | 0 days | 2,066 sqft |
2023-03-01 | 0 days | 1,898 sqft |
2023-04-01 | 0 days | 1,891 sqft |
2023-05-01 | 0 days | 1,911 sqft |
2023-06-01 | 0 days | 1,998 sqft |
2023-07-01 | 0 days | 2,030 sqft |
2023-08-01 | 0 days | 1,955 sqft |
2023-09-01 | 0 days | 1,945 sqft |
2023-10-01 | 0 days | 1,962 sqft |
2023-11-01 | 0 days | 2,015 sqft |
2023-12-01 | 0 days | 1,962 sqft |
2024-01-01 | 0 days | 1,984 sqft |
2024-02-01 | 0 days | 1,950 sqft |
2024-03-01 | 0 days | 1,922 sqft |
2024-04-01 | 0 days | 1,940 sqft |
2024-05-01 | 0 days | 2,007 sqft |
2024-06-01 | 0 days | 1,933 sqft |
2024-07-01 | 0 days | 1,901 sqft |
2024-08-01 | 0 days | 1,941 sqft |
2024-09-01 | 0 days | 1,917 sqft |
2024-10-01 | 0 days | 1,837 sqft |
2024-11-01 | 0 days | 1,837 sqft |
2024-12-01 | 0 days | 1,893 sqft |
2025-01-01 | 0 days | 1,905 sqft |
Tifton's median square footage for active listings during the 2025-01-01 period was 1,905 sqft. One year prior, the average listing was 1,984 sqft.
Tifton, GA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 262 | $56,900,000 | $217,176 |
Refi | 88 | $30,460,000 | $346,136 |
Cash Out Refi | 63 | $9,865,000 | $156,587 |
Other | 33 | $2,505,000 | $75,909 |
Home Improvement | 26 | $2,550,000 | $98,077 |
Tifton's most frequently cited loan purpose was Home Purchase, with 262 originations. The 2nd most popular reason was Refi, with 88 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 148 | $30,240,000 | $204,324 |
7-8% | 90 | $18,530,000 | $205,889 |
Over 8% | 75 | $17,295,000 | $230,600 |
5-6% | 68 | $16,370,000 | $240,735 |
4-5% | 5 | $1,885,000 | $377,000 |
<2.5% | 3 | $25,000 | $8,333 |
3-4% | 2 | $380,000 | $190,000 |
During 2023, Tifton's most frequently originated rate bucket was 6-7%, with 148 originations.
Loan Sizing (Tifton, GA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 159 | $23,985,000 | $150,849 |
$200k-400k | 148 | $38,830,000 | $262,365 |
$100,000 or less | 135 | $7,175,000 | $53,148 |
$400k-600k | 20 | $9,460,000 | $473,000 |
$600k-1000k | 6 | $4,460,000 | $743,333 |
$Over $1MM | 4 | $18,370,000 | $4,592,500 |
Tifton's loan sizing saw the bucket of loans from $100k-200k with 159 originations, totaling $23,985,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 200 | $48,050,000 | $240,250 |
60-80% | 80 | $15,930,000 | $199,125 |
40-60% | 39 | $14,695,000 | $376,795 |
20-40% | 34 | $2,640,000 | $77,647 |
Under 20% | 28 | $930,000 | $33,214 |
Over 100% | 12 | $2,940,000 | $245,000 |
Tifton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 200 originations, totaling $48,050,000 in origination value.