Tifton VA Loan Rates, Closing Costs & Stats

Tifton, GA

  • JUMP TO:
  • Trends
  • Rates vs Fees
  • Top Lenders
  • Markets
  • Market Conditions & Pricing
  • Time on Market/Property Size

    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Tifton's 23 lenders originated 58 VA loans during 2023. The total origination value was $15,940,000, with an average VA loan value of $274,828.

    Tifton VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Tifton averaged 6.5% for the week of 2025-02-14, compared to the national average (all VA variants) of 6.428% for the same period.

    Tifton's average VA mortgage closing costs are $4,890.

    The average rate for the prior week (2025-02-07) was 6.63% and one month ago for the week of 2025-01-10, the average rate was 6.37%.

    The average rate one year ago was 6.59%.

    For refis of the same type during the week of 2025-02-14, the average rate was 6.63%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Tifton VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Tifton level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Mortgage Research Center, LLC 17 7.15% $5,634
    QUICKEN LOANS, LLC 5 5.89% $12,237
    The Federal Savings Bank 3 6.50% $15,036
    BANKSOUTH MORTGAGE COMPANY, LLC 3 6.46% $10,689
    NAVY FEDERAL CREDIT UNION 2 6.06% $11,435
    LOANDEPOT.COM, LLC 2 6.12% $9,464
    TOWNE MORTGAGE COMPANY 2 5.69% $7,022
    CANOPY MORTGAGE, LLC 2 6.25% $9,448
    UNITED WHOLESALE MORTGAGE, LLC 2 5.74% $6,910
    USAA Federal Savings Bank 2 6.19% $8,383
    NEW DAY FINANCIAL, LLC 2 7.44% $9,704
    1ST SIGNATURE LENDING, LLC 1 7.25% $12,224
    VYSTAR 1 6.13% $6,500
    Barrington Bank & Trust Company, N.A. 1 7.25% $4,632
    CROSSCOUNTRY MORTGAGE, LLC 1 6.75% $17,498
    Flagstar Bank, FSB 1 5.75% $1,054
    FREEDOM MORTGAGE CORPORATION 1 6.75% $12,269
    GUARANTEED RATE, INC. 1 7.18% $3,043
    HOMESTAR FINANCIAL CORPORATION 1 6.25% $752
    MORTGAGEONE, INC. 1 6.38% $10,810
    MORTGAGE SOLUTIONS OF COLORADO, LLC 1 6.75% $150
    MUTUAL OF OMAHA MORTGAGE, INC. 1 5.50% $19,965
    UNION HOME MORTGAGE CORP. 1 7.50% $3,310

    The top Tifton VA lender as defined by loan originations is Mortgage Research Center, LLC, with 17 VA loans originated. Their average total fees are $5,634, which is $6,603 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Tifton VA lenders (with over 10 loans originated) are Mortgage Research Center, LLC ($5,634), .

    The lowest rate Tifton VA lenders (with over 10 loans originated) are Mortgage Research Center, LLC (7.15%), .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Tifton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $131,475 (-7.7%) $156,836 (1.7%) 0.00 149
    2018-02-01 $136,425 (-2.5%) $163,658 (5.0%) 0.00 150
    2018-03-01 $139,700 (-6.2%) $169,255 (3.9%) 0.00 153
    2018-04-01 $149,675 (-2.8%) $177,598 (6.8%) 0.00 158
    2018-05-01 $148,500 (-0.9%) $174,856 (4.9%) 0.00 145
    2018-06-01 $149,950 (5.1%) $178,629 (7.0%) 0.00 138
    2018-07-01 $145,875 (5.0%) $183,026 (14.3%) 0.00 133
    2018-08-01 $143,000 (7.4%) $176,620 (13.2%) 0.00 148
    2018-09-01 $140,000 (4.9%) $177,377 (14.4%) 0.00 157
    2018-10-01 $147,175 (21.7%) $176,909 (17.9%) 0.00 154
    2018-11-01 $146,450 (22.1%) $172,152 (13.5%) 0.00 157
    2018-12-01 $155,000 (24.1%) $175,335 (14.7%) 0.00 155
    2019-01-01 $157,450 (19.8%) $178,747 (14.0%) 0.00 141
    2019-02-01 $149,700 (9.7%) $189,874 (16.0%) 0.00 142
    2019-03-01 $161,386 (15.5%) $195,747 (15.7%) 0.00 137
    2019-04-01 $169,900 (13.5%) $201,910 (13.7%) 0.00 129
    2019-05-01 $159,950 (7.7%) $204,881 (17.2%) 0.00 133
    2019-06-01 $159,900 (6.6%) $196,671 (10.1%) 0.00 123
    2019-07-01 $169,800 (16.4%) $199,026 (8.7%) 0.00 118
    2019-08-01 $176,518 (23.4%) $200,631 (13.6%) 0.00 116
    2019-09-01 $172,795 (23.4%) $196,645 (10.9%) 0.00 116
    2019-10-01 $175,314 (19.1%) $196,023 (10.8%) 0.00 115
    2019-11-01 $179,500 (22.6%) $203,519 (18.2%) 0.00 119
    2019-12-01 $169,650 (9.5%) $191,185 (9.0%) 0.00 121
    2020-01-01 $169,900 (7.9%) $191,170 (7.0%) 0.00 117
    2020-02-01 $169,450 (13.2%) $187,794 (-1.1%) 0.00 118
    2020-03-01 $173,725 (7.7%) $192,461 (-1.7%) 0.00 95
    2020-04-01 $184,475 (8.6%) $197,066 (-2.4%) 0.00 95
    2020-05-01 $192,450 (20.3%) $206,346 (0.7%) 0.00 89
    2020-06-01 $210,675 (31.8%) $220,856 (12.3%) 0.00 78
    2020-07-01 $216,450 (27.5%) $415,713 (108.9%) 0.00 74
    2020-08-01 $229,000 (29.7%) $482,663 (140.6%) 0.00 62
    2020-09-01 $222,425 (28.7%) $517,392 (163.1%) 0.00 54
    2020-10-01 $203,500 (16.1%) $472,466 (141.0%) 0.00 62
    2020-11-01 $202,625 (12.9%) $500,778 (146.1%) 0.00 53
    2020-12-01 $149,900 (-11.6%) $378,324 (97.9%) 0.00 76
    2021-01-01 $189,900 (11.8%) $502,583 (162.9%) 0.00 56
    2021-02-01 $188,675 (11.4%) $518,514 (176.1%) 0.00 50
    2021-03-01 $192,150 (10.6%) $537,094 (179.1%) 0.00 46
    2021-04-01 $220,000 (19.3%) $523,667 (165.7%) 0.00 48
    2021-05-01 $219,000 (13.8%) $486,657 (135.8%) 0.00 51
    2021-06-01 $209,450 (-0.6%) $472,226 (113.8%) 0.00 51
    2021-07-01 $219,900 (1.6%) $248,029 (-40.3%) 0.00 50
    2021-08-01 $199,300 (-13.0%) $250,430 (-48.1%) 0.00 60
    2021-09-01 $196,225 (-11.8%) $247,119 (-52.2%) 0.00 60
    2021-10-01 $217,000 (6.6%) $260,622 (-44.8%) 0.00 52
    2021-11-01 $228,725 (12.9%) $253,774 (-49.3%) 0.00 42
    2021-12-01 $226,750 (51.3%) $258,031 (-31.8%) 0.00 48
    2022-01-01 $229,000 (20.6%) $259,374 (-48.4%) 0.00 48
    2022-02-01 $237,800 (26.0%) $281,487 (-45.7%) 0.00 44
    2022-03-01 $302,850 (57.6%) $327,018 (-39.1%) 0.00 42
    2022-04-01 $299,000 (35.9%) $345,067 (-34.1%) 0.00 39
    2022-05-01 $250,350 (14.3%) $332,050 (-31.8%) 0.00 38
    2022-06-01 $249,000 (18.9%) $316,252 (-33.0%) 0.00 40
    2022-07-01 $224,900 (2.3%) $292,473 (17.9%) 0.00 53
    2022-08-01 $237,400 (19.1%) $296,993 (18.6%) 0.00 59
    2022-09-01 $235,575 (20.1%) $314,807 (27.4%) 0.00 62
    2022-10-01 $234,200 (7.9%) $305,613 (17.3%) 0.00 72
    2022-11-01 $235,900 (3.1%) $300,878 (18.6%) 0.00 79
    2022-12-01 $239,900 (5.8%) $306,886 (18.9%) 0.00 80
    2023-01-01 $254,600 (11.2%) $318,129 (22.7%) 0.00 82
    2023-02-01 $253,850 (6.8%) $316,218 (12.3%) 0.00 66
    2023-03-01 $249,000 (-17.8%) $300,604 (-8.1%) 0.00 60
    2023-04-01 $240,000 (-19.7%) $293,613 (-14.9%) 0.00 58
    2023-05-01 $245,975 (-1.8%) $296,786 (-10.6%) 0.00 56
    2023-06-01 $253,350 (1.8%) $325,400 (2.9%) 0.00 57
    2023-07-01 $254,700 (13.3%) $318,603 (8.9%) 0.00 61
    2023-08-01 $271,585 (14.4%) $330,629 (11.3%) 0.00 73
    2023-09-01 $272,690 (15.8%) $295,143 (-6.3%) 0.00 79
    2023-10-01 $272,490 (16.4%) $302,522 (-1.0%) 0.00 74
    2023-11-01 $289,950 (22.9%) $306,227 (1.8%) 0.00 75
    2023-12-01 $269,740 (12.4%) $303,258 (-1.2%) 0.00 78
    2024-01-01 $267,960 (5.3%) $312,168 (-1.9%) 0.00 77
    2024-02-01 $259,735 (2.3%) $294,006 (-7.0%) 0.00 82
    2024-03-01 $249,900 (0.4%) $273,905 (-8.9%) 0.00 77
    2024-04-01 $269,225 (12.2%) $299,079 (1.9%) 0.00 80
    2024-05-01 $289,900 (17.9%) $313,279 (5.6%) 0.00 83
    2024-06-01 $284,950 (12.5%) $307,589 (-5.5%) 0.00 85
    2024-07-01 $286,675 (12.6%) $301,017 (-5.5%) 0.00 96
    2024-08-01 $292,450 (7.7%) $309,061 (-6.5%) 0.00 108
    2024-09-01 $284,400 (4.3%) $305,816 (3.6%) 0.00 106
    2024-10-01 $262,925 (-3.5%) $282,157 (-6.7%) 0.00 114
    2024-11-01 $279,000 (-3.8%) $295,957 (-3.4%) 0.00 117
    2024-12-01 $279,725 (3.7%) $302,445 (-0.3%) 0.00 103
    2025-01-01 $279,575 (4.3%) $307,305 (-1.6%) 0.00 100
    Tifton's median listing price for 2025-01-01 was $279,575, a difference of $11,615 (4.3%) versus the prior year and $-150 versus the prior month.

    Tifton's median listing price comes in at 0% of the national average.

    Tifton's average listing price for 2025-01-01 was $307,305, a difference of $-4,863 (-1.6%) versus the prior year and $4,860 versus the prior month.

    For the 2025-01-01 period, Tifton had 100 MLS listings, a difference of -3 listings (-3%) versus the prior month and 23 listings (30%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Tifton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,813 sqft
    2018-02-01 0 days 1,885 sqft
    2018-03-01 0 days 1,942 sqft
    2018-04-01 0 days 1,999 sqft
    2018-05-01 0 days 1,963 sqft
    2018-06-01 0 days 1,960 sqft
    2018-07-01 0 days 2,011 sqft
    2018-08-01 0 days 1,977 sqft
    2018-09-01 0 days 1,995 sqft
    2018-10-01 0 days 1,977 sqft
    2018-11-01 0 days 1,851 sqft
    2018-12-01 0 days 1,932 sqft
    2019-01-01 0 days 1,975 sqft
    2019-02-01 0 days 2,007 sqft
    2019-03-01 0 days 2,036 sqft
    2019-04-01 0 days 2,042 sqft
    2019-05-01 0 days 2,027 sqft
    2019-06-01 0 days 2,044 sqft
    2019-07-01 0 days 2,044 sqft
    2019-08-01 0 days 2,047 sqft
    2019-09-01 0 days 2,046 sqft
    2019-10-01 0 days 2,045 sqft
    2019-11-01 0 days 2,049 sqft
    2019-12-01 0 days 2,029 sqft
    2020-01-01 0 days 2,017 sqft
    2020-02-01 0 days 1,923 sqft
    2020-03-01 0 days 1,985 sqft
    2020-04-01 0 days 1,991 sqft
    2020-05-01 0 days 2,009 sqft
    2020-06-01 0 days 2,149 sqft
    2020-07-01 0 days 2,201 sqft
    2020-08-01 0 days 2,192 sqft
    2020-09-01 0 days 2,104 sqft
    2020-10-01 0 days 2,096 sqft
    2020-11-01 0 days 2,109 sqft
    2020-12-01 0 days 2,123 sqft
    2021-01-01 0 days 2,096 sqft
    2021-02-01 0 days 2,096 sqft
    2021-03-01 0 days 2,038 sqft
    2021-04-01 0 days 2,013 sqft
    2021-05-01 0 days 1,967 sqft
    2021-06-01 0 days 1,956 sqft
    2021-07-01 0 days 1,962 sqft
    2021-08-01 0 days 1,932 sqft
    2021-09-01 0 days 1,852 sqft
    2021-10-01 0 days 1,849 sqft
    2021-11-01 0 days 1,994 sqft
    2021-12-01 0 days 2,052 sqft
    2022-01-01 0 days 2,013 sqft
    2022-02-01 0 days 1,926 sqft
    2022-03-01 0 days 2,050 sqft
    2022-04-01 0 days 2,177 sqft
    2022-05-01 0 days 2,084 sqft
    2022-06-01 0 days 2,051 sqft
    2022-07-01 0 days 1,885 sqft
    2022-08-01 0 days 1,866 sqft
    2022-09-01 0 days 2,046 sqft
    2022-10-01 0 days 2,017 sqft
    2022-11-01 0 days 1,994 sqft
    2022-12-01 0 days 1,989 sqft
    2023-01-01 0 days 2,033 sqft
    2023-02-01 0 days 2,066 sqft
    2023-03-01 0 days 1,898 sqft
    2023-04-01 0 days 1,891 sqft
    2023-05-01 0 days 1,911 sqft
    2023-06-01 0 days 1,998 sqft
    2023-07-01 0 days 2,030 sqft
    2023-08-01 0 days 1,955 sqft
    2023-09-01 0 days 1,945 sqft
    2023-10-01 0 days 1,962 sqft
    2023-11-01 0 days 2,015 sqft
    2023-12-01 0 days 1,962 sqft
    2024-01-01 0 days 1,984 sqft
    2024-02-01 0 days 1,950 sqft
    2024-03-01 0 days 1,922 sqft
    2024-04-01 0 days 1,940 sqft
    2024-05-01 0 days 2,007 sqft
    2024-06-01 0 days 1,933 sqft
    2024-07-01 0 days 1,901 sqft
    2024-08-01 0 days 1,941 sqft
    2024-09-01 0 days 1,917 sqft
    2024-10-01 0 days 1,837 sqft
    2024-11-01 0 days 1,837 sqft
    2024-12-01 0 days 1,893 sqft
    2025-01-01 0 days 1,905 sqft
    Tifton's median listing age (time on market) for 2025-01-01 was 0 days.

    Tifton's median square footage for active listings during the 2025-01-01 period was 1,905 sqft. One year prior, the average listing was 1,984 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.