GRAND JUNCTION Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Grand Junction averaged
6.98%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.89% and
one month ago for the week of 2025-02-27, the
average rate was 6.9%.
Grand Junction's average rate one year ago was 6.73%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.06%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Grand Junction 30 Year Fixed Rate | 2025-04-03 | 6.98% |
| Grand Junction 30 Year Fixed Rate Refi | 2025-04-03 | 7.06% |
| Grand Junction 15 Year Fixed Rate | 2025-04-03 | 5.62% |
| Grand Junction 15 Year Fixed Rate Refi | 2025-04-03 | 6.22% |
| Grand Junction 30 Year FHA | 2025-04-03 | 6.44% |
| Grand Junction 30 Year FHA Refi | 2025-04-03 | 6.46% |
| Grand Junction 30 Year USDA | 2025-04-03 | 6.22% |
| Grand Junction 30 Year USDA Refi | 2025-04-03 | 6.22% |
| Grand Junction 30 Year VA | 2025-04-03 | 6.37% |
| Grand Junction 30 Year VA Refi | 2025-04-03 | 5.46% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GRAND JUNCTION, CO.
GRAND JUNCTION Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the GRAND JUNCTION, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
GRAND JUNCTION Average Closing Costs & Other Stats
GRAND JUNCTION, CO's 145 lenders originated 4,305
loans during 2024. The total origination value was $1,150,785,000, with an average loan value of
$267,314.
GRAND JUNCTION's average closing costs are $5,319.
The top GRAND JUNCTION lender as defined by loan originations is ARK-LA-TEX FINANCIAL SERVICES, LLC., with
208 loans originated. Their average total fees are
$4,675, which is $1,720
lower than the next largest lender,
GUILD MORTGAGE COMPANY.
The lowest fee GRAND JUNCTION lenders (with over 10 loans originated) are
JPMorgan Chase Bank ($2,097), Zions Bank ($2,620), Grand Valley Bank ($3,417), Oakstar Bank ($3,616) and Alpine Bank ($3,909).
The lowest rate GRAND JUNCTION lenders (with over 10 loans originated) are
Zions Bank (6.44%), Wells Fargo Bank (6.44%), Northpointe Bank (6.45%), JPMorgan Chase Bank (6.51%) and QUICKEN LOANS, LLC (6.59%).
GRAND JUNCTION, CO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $65,630,000 | $112,465,000 | 71.4% | 9.8% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $109,805,000 | $109,695,000 | -0.1% | 9.5% |
| GUILD MORTGAGE COMPANY | $28,610,000 | $90,810,000 | 217.4% | 7.9% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $41,645,000 | $64,305,000 | 54.4% | 5.6% |
| QUICKEN LOANS, LLC | $28,680,000 | $55,365,000 | 93.0% | 4.8% |
| Alpine Bank | $32,405,000 | $40,390,000 | 24.6% | 3.5% |
| Bank of Colorado | $17,840,000 | $31,635,000 | 77.3% | 2.7% |
| Oakstar Bank | $18,940,000 | $26,860,000 | 41.8% | 2.3% |
| V.I.P. MORTGAGE, INC. | $2,275,000 | $24,180,000 | 962.9% | 2.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $18,735,000 | $23,945,000 | 27.8% | 2.1% |
| U.S. Bank | $12,945,000 | $20,735,000 | 60.2% | 1.8% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $16,870,000 | $16,965,000 | 0.6% | 1.5% |
| Zions Bank | $7,865,000 | $16,335,000 | 107.7% | 1.4% |
| CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | $16,960,000 | $14,850,000 | -12.4% | 1.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $14,490,000 | n/a | 1.3% | |
| GREYSTONE FUNDING COMPANY LLC | $14,155,000 | n/a | 1.2% | |
| Mortgage Research Center, LLC | $10,480,000 | $13,585,000 | 29.6% | 1.2% |
| CMG MORTGAGE, INC. | $9,605,000 | $12,460,000 | 29.7% | 1.1% |
| FREEDOM MORTGAGE CORPORATION | $3,635,000 | $11,645,000 | 220.4% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $3,370,000 | $11,225,000 | 233.1% | 1.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $7,750,000 | $10,980,000 | 41.7% | 1.0% |
| The Central Trust Bank | $10,980,000 | n/a | 1.0% | |
| Northpointe Bank | $23,165,000 | $10,895,000 | -53.0% | 0.9% |
| BAY EQUITY LLC | $5,635,000 | $10,830,000 | 92.2% | 0.9% |
| CANVAS CREDIT UNION | $6,135,000 | $10,775,000 | 75.6% | 0.9% |
| BROKER SOLUTIONS, INC. | $10,670,000 | $10,750,000 | 0.7% | 0.9% |
| BELLCO | $7,660,000 | $10,155,000 | 32.6% | 0.9% |
| COLORAMO | $14,470,000 | $10,045,000 | -30.6% | 0.9% |
| Paramount Residential Mortgage Group, Inc. | $1,035,000 | $8,885,000 | 758.5% | 0.8% |
| PLAZA HOME MORTGAGE, INC. | $7,355,000 | $8,540,000 | 16.1% | 0.7% |
| NEWREZ LLC | $2,230,000 | $7,795,000 | 249.6% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,000,000 | $7,405,000 | 146.8% | 0.6% |
| GERSHMAN INVESTMENT CORP. | $3,730,000 | $7,330,000 | 96.5% | 0.6% |
| The Huntington National Bank | $7,505,000 | $7,320,000 | -2.5% | 0.6% |
| CORNERSTONE HOME LENDING, INC. | $7,230,000 | $7,210,000 | -0.3% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $5,105,000 | $6,795,000 | 33.1% | 0.6% |
| Sooper Credit Union | $7,935,000 | $6,700,000 | -15.6% | 0.6% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $8,150,000 | $6,630,000 | -18.7% | 0.6% |
| HOMESIDE FINANCIAL, LLC | $720,000 | $6,490,000 | 801.4% | 0.6% |
| Glacier Bank | $9,535,000 | $6,485,000 | -32.0% | 0.6% |
| LOANDEPOT.COM, LLC | $3,205,000 | $5,715,000 | 78.3% | 0.5% |
| GROUP MORTGAGE, LLC | $4,365,000 | $5,645,000 | 29.3% | 0.5% |
| Wells Fargo Bank | $9,500,000 | $5,430,000 | -42.8% | 0.5% |
| ANB Bank | $9,640,000 | $5,385,000 | -44.1% | 0.5% |
| Loan Simple, Inc. | $1,900,000 | $5,250,000 | 176.3% | 0.5% |
| The Loan Store, Inc. | $105,000 | $5,110,000 | 4,766.7% | 0.4% |
| SECURITY SERVICE | $6,440,000 | $4,930,000 | -23.4% | 0.4% |
| JPMorgan Chase Bank | $5,370,000 | $4,575,000 | -14.8% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $175,000 | $4,535,000 | 2,491.4% | 0.4% |
| GUARANTEED RATE, INC. | $1,050,000 | $4,480,000 | 326.7% | 0.4% |
| Grand Valley Bank | $5,620,000 | $4,305,000 | -23.4% | 0.4% |
| AMERICAN FINANCING CORPORATION | $1,570,000 | $4,115,000 | 162.1% | 0.4% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $8,575,000 | $3,975,000 | -53.6% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,565,000 | $3,755,000 | 139.9% | 0.3% |
| BMO Harris Bank | $5,340,000 | $3,710,000 | -30.5% | 0.3% |
| Equity Prime Mortgage LLC | $1,160,000 | $3,670,000 | 216.4% | 0.3% |
| GENEVA FINANCIAL, LLC | $6,025,000 | $3,625,000 | -39.8% | 0.3% |
| Bank of America | $2,030,000 | $3,535,000 | 74.1% | 0.3% |
| Farm Credit Mid-America, ACA | $3,230,000 | n/a | 0.3% | |
| Blue Federal Credit Union | $2,245,000 | $3,155,000 | 40.5% | 0.3% |
| Ixonia Bank | $3,790,000 | $3,145,000 | -17.0% | 0.3% |
| Carrington Mortgage Services, LLC | $1,770,000 | $2,945,000 | 66.4% | 0.3% |
| The Federal Savings Bank | $990,000 | $2,875,000 | 190.4% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $1,400,000 | $2,865,000 | 104.6% | 0.2% |
| Flagstar Bank, FSB | $1,660,000 | $2,485,000 | 49.7% | 0.2% |
| USAA Federal Savings Bank | $3,585,000 | $2,480,000 | -30.8% | 0.2% |
| S1L, Inc. | $2,425,000 | $2,310,000 | -4.7% | 0.2% |
| Figure Lending LLC | $1,215,000 | $2,200,000 | 81.1% | 0.2% |
| 21ST MORTGAGE CORPORATION | $2,190,000 | $2,165,000 | -1.1% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $1,740,000 | $2,090,000 | 20.1% | 0.2% |
| BOKF | $270,000 | $2,080,000 | 670.4% | 0.2% |
| Plains Commerce Bank | $3,010,000 | $2,035,000 | -32.4% | 0.2% |
| ALLIANT CREDIT UNION | $495,000 | $2,025,000 | 309.1% | 0.2% |
| Flanagan State Bank | $1,490,000 | $2,005,000 | 34.6% | 0.2% |
| OCMBC, INC. | $1,440,000 | $1,830,000 | 27.1% | 0.2% |
| HOMEXPRESS MORTGAGE CORP. | $1,800,000 | n/a | 0.2% | |
| SUN WEST MORTGAGE COMPANY, INC. | $1,045,000 | $1,660,000 | 58.9% | 0.1% |
| T2 FINANCIAL LLC | $1,645,000 | n/a | 0.1% | |
| Discover Bank | $2,535,000 | $1,635,000 | -35.5% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $1,540,000 | $1,535,000 | -0.3% | 0.1% |
| Heritage Bank | $1,495,000 | n/a | 0.1% | |
| AMERISAVE MORTGAGE CORPORATION | $1,670,000 | $1,450,000 | -13.2% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,365,000 | $1,430,000 | 4.8% | 0.1% |
| First Western Trust Bank | $405,000 | $1,415,000 | 249.4% | 0.1% |
| Raymond James Bank | $1,415,000 | n/a | 0.1% | |
| Elevations Credit Union | $2,620,000 | $1,400,000 | -46.6% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $1,400,000 | $1,400,000 | 0.0% | 0.1% |
| Coastal Community Bank | $875,000 | $1,305,000 | 49.1% | 0.1% |
| LIMA ONE CAPITAL, LLC | $870,000 | $1,295,000 | 48.9% | 0.1% |
| Charles Schwab Bank, SSB | $785,000 | $1,285,000 | 63.7% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,280,000 | n/a | 0.1% | |
| LONGBRIDGE FINANCIAL, LLC | $385,000 | $1,230,000 | 219.5% | 0.1% |
| Armed Forces Bank | $1,225,000 | n/a | 0.1% | |
| PNC Bank | $1,145,000 | $1,215,000 | 6.1% | 0.1% |
| PLANET HOME LENDING, LLC | $1,900,000 | $1,205,000 | -36.6% | 0.1% |
| MEGASTAR FINANCIAL CORP. | $1,515,000 | $1,160,000 | -23.4% | 0.1% |
| MOUNTAIN AMERICA | $4,890,000 | $1,150,000 | -76.5% | 0.1% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $1,080,000 | n/a | 0.1% | |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $1,070,000 | n/a | 0.1% | |
| UNION HOME MORTGAGE CORP. | $1,060,000 | n/a | 0.1% | |
| Farmers Bank & Trust | $1,055,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $450,000 | $1,055,000 | 134.4% | 0.1% |
| NBKC BANK | $895,000 | $1,040,000 | 16.2% | 0.1% |
| COLORADO CREDIT UNION | $725,000 | $1,035,000 | 42.8% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $555,000 | $1,025,000 | 84.7% | 0.1% |
| BETTER MORTGAGE CORPORATION | $650,000 | $1,020,000 | 56.9% | 0.1% |
| Ent Credit Union | $3,235,000 | $1,020,000 | -68.5% | 0.1% |
| LOANPAL, LLC | $3,115,000 | $1,005,000 | -67.7% | 0.1% |
| Prosperity Home Mortgage, LLC | $630,000 | $1,005,000 | 59.5% | 0.1% |
| Ally Bank | $720,000 | $980,000 | 36.1% | 0.1% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $970,000 | n/a | 0.1% | |
| NBH Bank | $910,000 | $950,000 | 4.4% | 0.1% |
| JMAC LENDING, INC. | $770,000 | $945,000 | 22.7% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $920,000 | n/a | 0.1% | |
| FirstBank | $405,000 | $855,000 | 111.1% | 0.1% |
| Dollar Bank, Federal Savings Bank | $835,000 | n/a | 0.1% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $835,000 | n/a | 0.1% | |
| SPRING EQ, LLC | $700,000 | $795,000 | 13.6% | 0.1% |
| North American Savings Bank, F.S.B. | $770,000 | n/a | 0.1% | |
| SWBC MORTGAGE CORPORATION | $395,000 | $760,000 | 92.4% | 0.1% |
| INTELLILOAN, INC. | $755,000 | n/a | 0.1% | |
| ENVOY MORTGAGE, LTD | $750,000 | n/a | 0.1% | |
| EVERETT FINANCIAL, INC. | $1,410,000 | $740,000 | -47.5% | 0.1% |
| TOWNE MORTGAGE COMPANY | $215,000 | $735,000 | 241.9% | 0.1% |
| Bell Bank | $705,000 | $725,000 | 2.8% | 0.1% |
| NexBank | $385,000 | $690,000 | 79.2% | 0.1% |
| NEXERA HOLDING LLC | $680,000 | n/a | 0.1% | |
| Sunflower Bank | $640,000 | n/a | 0.1% | |
| MICHIGAN MUTUAL, INC. | $175,000 | $630,000 | 260.0% | 0.1% |
| Adams Bank & Trust | $365,000 | $625,000 | 71.2% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $215,000 | $610,000 | 183.7% | 0.1% |
| CLEARPATH LENDING | $195,000 | $600,000 | 207.7% | 0.1% |
| M2 Lending Solutions, LLC | $365,000 | $595,000 | 63.0% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $615,000 | $590,000 | -4.1% | 0.1% |
| NEW DAY FINANCIAL, LLC | $1,710,000 | $580,000 | -66.1% | 0.1% |
| AIR ACADEMY | $630,000 | $570,000 | -9.5% | 0.0% |
| M&T Bank | $205,000 | $570,000 | 178.0% | 0.0% |
| THE MORTGAGE COMPANY | $560,000 | n/a | 0.0% | |
| Ameris Bank | $525,000 | n/a | 0.0% | |
| Commerce Bank | $520,000 | n/a | 0.0% | |
| ONY GLO, INC. | $515,000 | n/a | 0.0% | |
| Truist | $515,000 | n/a | 0.0% | |
| Logan Finance Corporation | $510,000 | n/a | 0.0% | |
| Central Bank | $505,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $505,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $1,155,000 | $505,000 | -56.3% | 0.0% |
| NFM, INC. | $2,690,000 | $505,000 | -81.2% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $500,000 | n/a | 0.0% | |
| Dacotah Bank | $495,000 | n/a | 0.0% | |
| Firefighters First Federal Credit Union | $495,000 | n/a | 0.0% | |
| Commerce Home Mortgage, Inc. | $820,000 | $485,000 | -40.9% | 0.0% |
| Magnolia Bank | $305,000 | $485,000 | 59.0% | 0.0% |
| ROCKY MOUNTAIN LAW ENFORCEMENT FCU | $475,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $560,000 | $470,000 | -16.1% | 0.0% |
| HomePromise Corporation | $445,000 | n/a | 0.0% | |
| CALCON MUTUAL MORTGAGE LLC | $345,000 | $440,000 | 27.5% | 0.0% |
| VERITAS FUNDING, LLC | $440,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $435,000 | $435,000 | 0.0% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $415,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $415,000 | n/a | 0.0% | |
| Texana Bank | $415,000 | n/a | 0.0% | |
| COLUMBIA COMMUNITY CREDIT UNION | $395,000 | n/a | 0.0% | |
| First Federal Bank | $355,000 | $395,000 | 11.3% | 0.0% |
| CENTENNIAL LENDING, LLC | $385,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $385,000 | n/a | 0.0% | |
| Jonah Bank of Wyoming | $385,000 | n/a | 0.0% | |
| Performance Financial, Inc. | $385,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $385,000 | n/a | 0.0% | |
| NuVision Federal Credit Union | $380,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $375,000 | n/a | 0.0% | |
| Morgan Stanley Private Bank | $930,000 | $375,000 | -59.7% | 0.0% |
| GMFS LLC | $365,000 | n/a | 0.0% | |
| Keystone Funding, Inc. | $235,000 | $365,000 | 55.3% | 0.0% |
| Nations Lending Corporation | $115,000 | $365,000 | 217.4% | 0.0% |
| Servion, Inc. | $750,000 | $365,000 | -51.3% | 0.0% |
| Farmers National Bank | $355,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $85,000 | $355,000 | 317.6% | 0.0% |
| CHEVRON | $350,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $345,000 | n/a | 0.0% | |
| INTERCOASTAL MORTGAGE COMPANY | $345,000 | n/a | 0.0% | |
| NP, Inc. | $625,000 | $335,000 | -46.4% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $1,540,000 | $330,000 | -78.6% | 0.0% |
| LENDSURE MORTGAGE CORP. | $330,000 | n/a | 0.0% | |
| DIGNIFIED HOME LOANS, LLC | $195,000 | $325,000 | 66.7% | 0.0% |
| Fidelity Bank | $325,000 | n/a | 0.0% | |
| Johnson Bank | $325,000 | $325,000 | 0.0% | 0.0% |
| GEORGIA'S OWN | $75,000 | $320,000 | 326.7% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $245,000 | $315,000 | 28.6% | 0.0% |
| First Merchants Bank | $315,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL NETWORK, INC. | $310,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $305,000 | n/a | 0.0% | |
| FIRST MORTGAGE COMPANY, INC. | $205,000 | $305,000 | 48.8% | 0.0% |
| FUNDLOANS CAPITAL | $305,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $480,000 | $305,000 | -36.5% | 0.0% |
| Service Federal Credit Union | $295,000 | n/a | 0.0% | |
| Utah Power | $805,000 | $290,000 | -64.0% | 0.0% |
| Credit Union of Denver | $40,000 | $285,000 | 612.5% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $285,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $275,000 | n/a | 0.0% | |
| PREMIER MEMBERS CREDIT UNION | $1,155,000 | $265,000 | -77.1% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $255,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $165,000 | $255,000 | 54.5% | 0.0% |
| Lakeview Community Capital, LLC | $55,000 | $255,000 | 363.6% | 0.0% |
| Peak Financial | $105,000 | $255,000 | 142.9% | 0.0% |
| Encompass Lending Group, LP | $245,000 | n/a | 0.0% | |
| ENDEAVOR CAPITAL, LLC. | $235,000 | n/a | 0.0% | |
| ON TAP | $235,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $215,000 | n/a | 0.0% | |
| Financial Partners Credit Union | $215,000 | n/a | 0.0% | |
| Lake City Bank | $205,000 | n/a | 0.0% | |
| WESTERRA CREDIT UNION | $240,000 | $190,000 | -20.8% | 0.0% |
| Regions Bank | $185,000 | n/a | 0.0% | |
| STANFORD Federal Credit Union | $185,000 | n/a | 0.0% | |
| Baxter Credit Union | $25,000 | $180,000 | 620.0% | 0.0% |
| First National Bank | $175,000 | n/a | 0.0% | |
| 5TH STREET CAPITAL, INC. | $165,000 | n/a | 0.0% | |
| Connexus Credit Union | $160,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $140,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $715,000 | $130,000 | -81.8% | 0.0% |
| MOVEMENT MORTGAGE, LLC | $1,170,000 | $125,000 | -89.3% | 0.0% |
| THOMPSON KANE & COMPANY, LLC | $105,000 | n/a | 0.0% | |
| DENVER COMMUNITY | $65,000 | n/a | 0.0% | |
| Farmers State Bank of Calhan | $65,000 | n/a | 0.0% | |
| Meridian Trust Federal Credit Union | $65,000 | n/a | 0.0% | |
| ADVANCIAL | $45,000 | n/a | 0.0% | |
| FIDELIS CATHOLIC | $35,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $25,000 | n/a | 0.0% |
GRAND JUNCTION's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 9.8% market share. In second place, with 9.5%, is ARK-LA-TEX FINANCIAL SERVICES, LLC., having originated $109,695,000 in loans. In third place, with 7.9%, is GUILD MORTGAGE COMPANY, having originated $90,810,000 in loans. In fourth place, with 5.6%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $64,305,000 in loans. In fifth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $55,365,000 in loans.
GRAND JUNCTION Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - GRAND JUNCTION (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $277,197 (11.5%) | $575,995 (75.0%) | 1.03 | 691 |
| 2018-02-01 | $275,000 (10.6%) | $586,449 (77.3%) | 1.00 | 685 |
| 2018-03-01 | $282,000 (12.9%) | $571,703 (71.0%) | 0.99 | 744 |
| 2018-04-01 | $284,725 (10.4%) | $562,343 (59.4%) | 0.97 | 803 |
| 2018-05-01 | $288,075 (8.0%) | $551,350 (55.0%) | 0.96 | 843 |
| 2018-06-01 | $295,250 (8.4%) | $549,688 (7.6%) | 0.98 | 901 |
| 2018-07-01 | $291,510 (6.0%) | $536,094 (4.6%) | 0.97 | 957 |
| 2018-08-01 | $284,950 (6.5%) | $524,154 (-6.5%) | 0.95 | 982 |
| 2018-09-01 | $295,000 (9.3%) | $536,326 (3.8%) | 0.99 | 974 |
| 2018-10-01 | $299,950 (10.5%) | $540,892 (4.6%) | 1.02 | 974 |
| 2018-11-01 | $320,000 (16.4%) | $602,435 (14.1%) | 1.08 | 790 |
| 2018-12-01 | $324,500 (17.6%) | $424,246 (-22.0%) | 1.12 | 727 |
| 2019-01-01 | $317,225 (14.4%) | $428,311 (-25.6%) | 1.10 | 665 |
| 2019-02-01 | $324,950 (18.2%) | $431,605 (-26.4%) | 1.10 | 665 |
| 2019-03-01 | $336,857 (19.5%) | $435,952 (-23.8%) | 1.10 | 651 |
| 2019-04-01 | $344,725 (21.1%) | $441,566 (-21.5%) | 1.09 | 670 |
| 2019-05-01 | $353,050 (22.6%) | $632,701 (14.8%) | 1.10 | 724 |
| 2019-06-01 | $347,900 (17.8%) | $778,043 (41.5%) | 1.09 | 816 |
| 2019-07-01 | $350,000 (20.1%) | $781,813 (45.8%) | 1.10 | 830 |
| 2019-08-01 | $351,909 (23.5%) | $779,115 (48.6%) | 1.11 | 827 |
| 2019-09-01 | $354,773 (20.3%) | $784,384 (46.3%) | 1.14 | 814 |
| 2019-10-01 | $357,600 (19.2%) | $793,395 (46.7%) | 1.15 | 803 |
| 2019-11-01 | $359,900 (12.5%) | $817,196 (35.7%) | 1.18 | 750 |
| 2019-12-01 | $357,950 (10.3%) | $851,565 (100.7%) | 1.19 | 681 |
| 2020-01-01 | $364,925 (15.0%) | $477,671 (11.5%) | 1.22 | 603 |
| 2020-02-01 | $377,000 (16.0%) | $804,903 (86.5%) | 1.23 | 562 |
| 2020-03-01 | $393,675 (16.9%) | $493,042 (13.1%) | 1.23 | 569 |
| 2020-04-01 | $389,000 (12.8%) | $481,084 (9.0%) | 1.22 | 603 |
| 2020-05-01 | $399,514 (13.2%) | $488,036 (-22.9%) | 1.21 | 600 |
| 2020-06-01 | $414,200 (19.1%) | $516,267 (-33.7%) | 1.22 | 545 |
| 2020-07-01 | $424,950 (21.4%) | $531,463 (-32.0%) | 1.23 | 502 |
| 2020-08-01 | $404,950 (15.1%) | $531,181 (-31.8%) | 1.16 | 453 |
| 2020-09-01 | $393,350 (10.9%) | $519,917 (-33.7%) | 1.13 | 421 |
| 2020-10-01 | $398,250 (11.4%) | $531,796 (-33.0%) | 1.14 | 414 |
| 2020-11-01 | $413,675 (14.9%) | $560,307 (-31.4%) | 1.21 | 390 |
| 2020-12-01 | $396,750 (10.8%) | $568,960 (-33.2%) | 1.18 | 361 |
| 2021-01-01 | $415,000 (13.7%) | $600,270 (25.7%) | 1.24 | 267 |
| 2021-02-01 | $461,975 (22.5%) | $662,809 (-17.7%) | 1.34 | 231 |
| 2021-03-01 | $487,400 (23.8%) | $648,725 (31.6%) | 1.38 | 215 |
| 2021-04-01 | $467,500 (20.2%) | $669,224 (39.1%) | 1.27 | 181 |
| 2021-05-01 | $474,950 (18.9%) | $660,682 (35.4%) | 1.26 | 218 |
| 2021-06-01 | $474,750 (14.6%) | $642,045 (24.4%) | 1.25 | 267 |
| 2021-07-01 | $449,998 (5.9%) | $615,353 (15.8%) | 1.19 | 325 |
| 2021-08-01 | $429,950 (6.2%) | $582,561 (9.7%) | 1.15 | 385 |
| 2021-09-01 | $424,500 (7.9%) | $561,139 (7.9%) | 1.13 | 447 |
| 2021-10-01 | $427,500 (7.3%) | $551,682 (3.7%) | 1.14 | 442 |
| 2021-11-01 | $433,125 (4.7%) | $564,210 (0.7%) | 1.16 | 366 |
| 2021-12-01 | $449,450 (13.3%) | $578,327 (1.7%) | 1.22 | 292 |
| 2022-01-01 | $485,000 (16.9%) | $618,022 (3.0%) | 1.31 | 222 |
| 2022-02-01 | $450,176 (-2.6%) | $598,409 (-9.7%) | 1.17 | 203 |
| 2022-03-01 | $522,500 (7.2%) | $642,526 (-1.0%) | 1.31 | 231 |
| 2022-04-01 | $498,500 (6.6%) | $628,544 (-6.1%) | 1.19 | 256 |
| 2022-05-01 | $475,000 (0.0%) | $600,768 (-9.1%) | 1.09 | 353 |
| 2022-06-01 | $477,350 (0.6%) | $610,622 (-4.9%) | 1.06 | 395 |
| 2022-07-01 | $469,750 (4.4%) | $599,165 (-2.6%) | 1.06 | 486 |
| 2022-08-01 | $482,188 (12.2%) | $615,389 (5.6%) | 1.11 | 543 |
| 2022-09-01 | $481,064 (13.3%) | $613,046 (9.3%) | 1.12 | 559 |
| 2022-10-01 | $472,000 (10.4%) | $597,240 (8.3%) | 1.11 | 594 |
| 2022-11-01 | $467,599 (8.0%) | $592,161 (5.0%) | 1.12 | 580 |
| 2022-12-01 | $475,000 (5.7%) | $599,579 (3.7%) | 1.17 | 525 |
| 2023-01-01 | $489,975 (1.0%) | $602,261 (-2.6%) | 1.21 | 489 |
| 2023-02-01 | $485,750 (7.9%) | $607,884 (1.6%) | 1.17 | 465 |
| 2023-03-01 | $509,107 (-2.6%) | $634,457 (-1.3%) | 1.20 | 436 |
| 2023-04-01 | $525,000 (5.3%) | $658,670 (4.8%) | 1.22 | 403 |
| 2023-05-01 | $531,975 (12.0%) | $680,948 (13.4%) | 1.21 | 389 |
| 2023-06-01 | $519,425 (8.8%) | $670,366 (9.8%) | 1.17 | 411 |
| 2023-07-01 | $529,000 (12.6%) | $661,244 (10.4%) | 1.20 | 427 |
| 2023-08-01 | $524,100 (8.7%) | $640,276 (4.0%) | 1.20 | 465 |
| 2023-09-01 | $539,900 (12.2%) | $653,140 (6.5%) | 1.26 | 482 |
| 2023-10-01 | $519,975 (10.2%) | $639,572 (7.1%) | 1.22 | 513 |
| 2023-11-01 | $499,000 (6.7%) | $627,104 (5.9%) | 1.19 | 509 |
| 2023-12-01 | $494,750 (4.2%) | $635,757 (6.0%) | 1.21 | 463 |
| 2024-01-01 | $496,450 (1.3%) | $642,910 (6.8%) | 1.21 | 436 |
| 2024-02-01 | $505,482 (4.1%) | $644,364 (6.0%) | 1.22 | 423 |
| 2024-03-01 | $518,000 (1.8%) | $650,335 (2.5%) | 1.22 | 416 |
| 2024-04-01 | $521,875 (-0.6%) | $655,897 (-0.4%) | 1.21 | 413 |
| 2024-05-01 | $517,450 (-2.7%) | $656,275 (-3.6%) | 1.18 | 434 |
| 2024-06-01 | $499,900 (-3.8%) | $646,986 (-3.5%) | 1.14 | 470 |
| 2024-07-01 | $517,450 (-2.2%) | $650,747 (-1.6%) | 1.18 | 502 |
| 2024-08-01 | $514,950 (-1.8%) | $655,419 (2.4%) | 1.20 | 523 |
| 2024-09-01 | $499,000 (-7.6%) | $637,762 (-2.4%) | 1.17 | 572 |
| 2024-10-01 | $497,250 (-4.4%) | $636,753 (-0.4%) | 1.17 | 611 |
| 2024-11-01 | $491,500 (-1.5%) | $641,245 (2.3%) | 1.18 | 602 |
| 2024-12-01 | $480,113 (-3.0%) | $622,852 (-2.0%) | 1.19 | 547 |
| 2025-01-01 | $478,250 (-3.7%) | $622,485 (-3.2%) | 1.19 | 500 |
| 2025-02-01 | $469,000 (-7.2%) | $636,342 (-1.2%) | 1.14 | 522 |
| 2025-03-01 | $474,250 (-8.5%) | $664,551 (2.2%) | 0.00 | 514 |
GRAND JUNCTION's median listing price for 2025-03-01 was $474,250, a difference of
$-43,750
(-8.5%) versus the prior year and
$5,250 versus the prior month.
GRAND JUNCTION's median listing price comes in at 0% of the national average.
GRAND JUNCTION's average listing price for 2025-03-01 was $664,551, a difference of $14,216 (2.2%) versus the prior year and $28,209 versus the prior month.
For the 2025-03-01 period, GRAND JUNCTION had 514 MLS listings, a difference of -8 listings (-2%) versus the prior month and 98 listings (24%) versus the prior year.
GRAND JUNCTION's median listing price comes in at 0% of the national average.
GRAND JUNCTION's average listing price for 2025-03-01 was $664,551, a difference of $14,216 (2.2%) versus the prior year and $28,209 versus the prior month.
For the 2025-03-01 period, GRAND JUNCTION had 514 MLS listings, a difference of -8 listings (-2%) versus the prior month and 98 listings (24%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - GRAND JUNCTION (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 73 days | 1,762 sqft |
| 2018-02-01 | 62 days | 1,792 sqft |
| 2018-03-01 | 46 days | 1,792 sqft |
| 2018-04-01 | 40 days | 1,793 sqft |
| 2018-05-01 | 40 days | 1,797 sqft |
| 2018-06-01 | 40 days | 1,820 sqft |
| 2018-07-01 | 43 days | 1,811 sqft |
| 2018-08-01 | 47 days | 1,792 sqft |
| 2018-09-01 | 53 days | 1,817 sqft |
| 2018-10-01 | 57 days | 1,819 sqft |
| 2018-11-01 | 60 days | 1,946 sqft |
| 2018-12-01 | 67 days | 1,944 sqft |
| 2019-01-01 | 75 days | 1,887 sqft |
| 2019-02-01 | 69 days | 1,945 sqft |
| 2019-03-01 | 57 days | 1,943 sqft |
| 2019-04-01 | 46 days | 1,939 sqft |
| 2019-05-01 | 43 days | 1,985 sqft |
| 2019-06-01 | 43 days | 1,985 sqft |
| 2019-07-01 | 51 days | 2,002 sqft |
| 2019-08-01 | 54 days | 1,980 sqft |
| 2019-09-01 | 57 days | 1,963 sqft |
| 2019-10-01 | 59 days | 1,947 sqft |
| 2019-11-01 | 64 days | 1,947 sqft |
| 2019-12-01 | 70 days | 1,948 sqft |
| 2020-01-01 | 75 days | 1,964 sqft |
| 2020-02-01 | 67 days | 1,978 sqft |
| 2020-03-01 | 45 days | 2,049 sqft |
| 2020-04-01 | 48 days | 2,020 sqft |
| 2020-05-01 | 54 days | 2,000 sqft |
| 2020-06-01 | 53 days | 2,042 sqft |
| 2020-07-01 | 51 days | 2,106 sqft |
| 2020-08-01 | 47 days | 2,019 sqft |
| 2020-09-01 | 41 days | 1,933 sqft |
| 2020-10-01 | 37 days | 1,942 sqft |
| 2020-11-01 | 46 days | 1,947 sqft |
| 2020-12-01 | 50 days | 1,907 sqft |
| 2021-01-01 | 61 days | 1,932 sqft |
| 2021-02-01 | 38 days | 1,978 sqft |
| 2021-03-01 | 32 days | 1,972 sqft |
| 2021-04-01 | 27 days | 1,913 sqft |
| 2021-05-01 | 15 days | 1,891 sqft |
| 2021-06-01 | 19 days | 1,866 sqft |
| 2021-07-01 | 23 days | 1,822 sqft |
| 2021-08-01 | 30 days | 1,830 sqft |
| 2021-09-01 | 32 days | 1,837 sqft |
| 2021-10-01 | 35 days | 1,848 sqft |
| 2021-11-01 | 45 days | 1,836 sqft |
| 2021-12-01 | 55 days | 1,883 sqft |
| 2022-01-01 | 58 days | 1,950 sqft |
| 2022-02-01 | 31 days | 1,855 sqft |
| 2022-03-01 | 22 days | 1,933 sqft |
| 2022-04-01 | 24 days | 1,891 sqft |
| 2022-05-01 | 23 days | 1,877 sqft |
| 2022-06-01 | 30 days | 1,895 sqft |
| 2022-07-01 | 30 days | 1,853 sqft |
| 2022-08-01 | 38 days | 1,896 sqft |
| 2022-09-01 | 44 days | 1,891 sqft |
| 2022-10-01 | 50 days | 1,866 sqft |
| 2022-11-01 | 61 days | 1,866 sqft |
| 2022-12-01 | 71 days | 1,876 sqft |
| 2023-01-01 | 73 days | 1,896 sqft |
| 2023-02-01 | 67 days | 1,913 sqft |
| 2023-03-01 | 64 days | 1,943 sqft |
| 2023-04-01 | 54 days | 2,000 sqft |
| 2023-05-01 | 47 days | 2,000 sqft |
| 2023-06-01 | 44 days | 1,977 sqft |
| 2023-07-01 | 46 days | 1,939 sqft |
| 2023-08-01 | 45 days | 1,932 sqft |
| 2023-09-01 | 47 days | 1,934 sqft |
| 2023-10-01 | 51 days | 1,937 sqft |
| 2023-11-01 | 57 days | 1,851 sqft |
| 2023-12-01 | 68 days | 1,829 sqft |
| 2024-01-01 | 74 days | 1,830 sqft |
| 2024-02-01 | 60 days | 1,847 sqft |
| 2024-03-01 | 50 days | 1,854 sqft |
| 2024-04-01 | 48 days | 1,829 sqft |
| 2024-05-01 | 46 days | 1,841 sqft |
| 2024-06-01 | 46 days | 1,856 sqft |
| 2024-07-01 | 51 days | 1,820 sqft |
| 2024-08-01 | 47 days | 1,836 sqft |
| 2024-09-01 | 45 days | 1,816 sqft |
| 2024-10-01 | 46 days | 1,788 sqft |
| 2024-11-01 | 56 days | 1,783 sqft |
| 2024-12-01 | 69 days | 1,754 sqft |
| 2025-01-01 | 77 days | 1,734 sqft |
| 2025-02-01 | 72 days | 1,735 sqft |
| 2025-03-01 | 0 days | 1,714 sqft |
GRAND JUNCTION's median listing age (time on market) for 2025-03-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
GRAND JUNCTION's median square footage for active listings during the 2025-03-01 period was 1,714 sqft. One year prior, the average listing was 1,854 sqft.
GRAND JUNCTION's median square footage for active listings during the 2025-03-01 period was 1,714 sqft. One year prior, the average listing was 1,854 sqft.
GRAND JUNCTION, CO Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,317 | $785,035,000 | $338,815 |
| Other | 654 | $59,320,000 | $90,703 |
| Cash Out Refi | 599 | $143,455,000 | $239,491 |
| Refi | 412 | $132,110,000 | $320,655 |
| Home Improvement | 321 | $30,805,000 | $95,966 |
| NA | 2 | $60,000 | $30,000 |
Grand Junction's most frequently cited loan purpose was Home Purchase, with 2,317 originations. The 2nd most popular reason was Other, with 654 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,561 | $555,765,000 | $356,031 |
| Over 8% | 1,197 | $153,935,000 | $128,601 |
| 7-8% | 811 | $246,695,000 | $304,186 |
| 5-6% | 495 | $168,505,000 | $340,414 |
| <2.5% | 137 | $2,195,000 | $16,022 |
| 4-5% | 38 | $13,620,000 | $358,421 |
| 2.5-3% | 9 | $2,265,000 | $251,667 |
| 3-4% | 6 | $1,400,000 | $233,333 |
During 2024, Grand Junction's most frequently originated rate bucket was 6-7%, with 1,561 originations.
Loan Sizing (GRAND JUNCTION, CO MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,766 | $528,160,000 | $299,071 |
| $100,000 or less | 1,104 | $54,370,000 | $49,248 |
| $100k-200k | 642 | $92,070,000 | $143,411 |
| $400k-600k | 576 | $271,680,000 | $471,667 |
| $600k-1000k | 188 | $134,310,000 | $714,415 |
| $Over $1MM | 29 | $70,195,000 | $2,420,517 |
GRAND JUNCTION's loan sizing saw the bucket of loans from $200k-400k with 1,766 originations, totaling $528,160,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,423 | $534,895,000 | $375,892 |
| Under 20% | 1,026 | $54,730,000 | $53,343 |
| 60-80% | 830 | $329,760,000 | $397,301 |
| 20-40% | 528 | $79,350,000 | $150,284 |
| 40-60% | 376 | $106,820,000 | $284,096 |
| Over 100% | 47 | $21,295,000 | $453,085 |
GRAND JUNCTION's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,423 originations, totaling $534,895,000 in origination value.