GRAND JUNCTION Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Grand Junction averaged 5.34% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.69% and one month ago for the week of 2022-04-14, the average rate was 5.29%.

Grand Junction's average rate one year ago was 3.07%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.25%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Grand Junction 30 Year Fixed Rate 2022-05-19 5.34%
Grand Junction 30 Year Fixed Rate Refi 2022-05-19 5.25%
Grand Junction 15 Year Fixed Rate 2022-05-19 4.97%
Grand Junction 15 Year Fixed Rate Refi 2022-05-19 4.44%
Grand Junction 30 Year FHA 2022-05-19 5.39%
Grand Junction 30 Year FHA Refi 2022-05-19 5.35%
Grand Junction 30 Year USDA 2022-05-19 5.33%
Grand Junction 30 Year USDA Refi 2022-05-19 5.27%
Grand Junction 30 Year VA 2022-05-19 5.23%
Grand Junction 30 Year VA Refi 2022-05-19 4.93%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GRAND JUNCTION, CO.

GRAND JUNCTION Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the GRAND JUNCTION, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
BAY EQUITY LLC 1,053 3.15% $3,378
ACADEMY MORTGAGE CORPORATION 658 3.19% $3,512
QUICKEN LOANS, LLC 387 3.07% $5,240
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 320 3.25% $4,414
GUILD MORTGAGE COMPANY 269 3.19% $4,111
AMCAP MORTGAGE, LTD. 236 3.10% $3,414
UNITED WHOLESALE MORTGAGE, LLC 233 3.03% $3,361
Wells Fargo Bank 225 3.11% $3,153
PRIMARY RESIDENTIAL MORTGAGE, INC. 166 3.17% $4,484
Northpointe Bank 166 3.06% $4,881
BROKER SOLUTIONS, INC. 133 3.13% $3,736
Alpine Bank 115 3.20% $2,750
CHERRY CREEK MORTGAGE, LLC 108 3.32% $594
LOANDEPOT.COM, LLC 84 2.88% $4,854
CALIBER HOME LOANS, INC. 83 3.12% $3,731
HOME POINT FINANCIAL CORPORATION 81 3.00% $4,047
PLAZA HOME MORTGAGE, INC. 75 3.16% $4,062
Bank of Colorado 57 2.98% $3,290
CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION 54 2.98% $3,275
GERSHMAN INVESTMENT CORP. 53 2.94% $2,573
Mr. Cooper ( Nationstar Mortgage ) 50 3.22% $5,444
Grand Valley Bank 50 2.79% $3,028
COLORAMO 49 3.28% $3,583
AMERICAN FINANCING CORPORATION 46 3.05% $4,597
BETTER MORTGAGE CORPORATION 45 2.83% $3,027
U.S. Bank 44 3.19% $2,946
AMERISAVE MORTGAGE CORPORATION 35 2.94% $4,071
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 34 3.29% $4,172
LAND HOME FINANCIAL SERVICES, INC. 32 2.94% $4,332
PENNYMAC LOAN SERVICES, LLC 31 3.08% $4,509
UNIVERSAL LENDING CORPORATION 28 3.15% $3,916
JPMorgan Chase Bank 28 3.06% $2,949
NEWREZ LLC 27 3.02% $3,664
CITY FIRST MORTGAGE SERVICES, L.L.C. 25 3.16% $4,795
Bank of America 25 2.89% $3,722
MORTGAGE SOLUTIONS OF COLORADO, LLC 23 3.12% $6,643
CROSSCOUNTRY MORTGAGE, LLC 20 3.34% $4,660
Glacier Bank 19 3.37% $3,012
Flanagan State Bank 18 3.23% $3,194
Flagstar Bank, FSB 18 3.10% $3,270
FREEDOM MORTGAGE CORPORATION 17 3.43% $2,810
GUARANTEED RATE, INC. 15 3.17% $2,851
BOKF 14 3.23% $3,301
LOANPAL, LLC 12 3.06% $5,204
Bank of the West 12 3.32% $3,432
S1L, Inc. 12 3.18% $5,410
LAKEVIEW LOAN SERVICING, LLC 12 3.32% $2,675
KELLER MORTGAGE, LLC 12 3.19% $2,389
CORNERSTONE HOME LENDING, INC. 12 3.38% $3,831
PLANET HOME LENDING, LLC 11 3.21% $3,600
Loan Simple, Inc. 11 3.22% $2,871
Ent Credit Union 11 2.80% $2,997
InterContinental Capital Group, Inc 11 3.03% $4,842
Ally Bank 10 3.00% $3,507
Chicago Mortgage Solutions LLC 10 2.87% $2,179
Elevations Credit Union 10 3.08% $2,942
Carrington Mortgage Services, LLC 10 3.26% $5,534
Arvest Bank 9 3.24% $4,426
MUTUAL OF OMAHA MORTGAGE, INC. 9 3.11% $3,610
NBH Bank 9 3.06% $2,450
ZILLOW HOME LOANS, LLC 8 3.13% $4,104
PROVIDENT FUNDING ASSOCIATES, L.P. 8 2.84% $3,846
HOMESIDE FINANCIAL, LLC 8 3.42% $5,276
The Huntington National Bank 8 3.05% $4,556
Nations Lending Corporation 8 3.25% $7,177
Truist Bank 7 3.16% $3,437
Zions Bancorporation, N.A. 7 3.00% $2,780
KeyBank 7 3.04% $5,226
HOME MORTGAGE ALLIANCE, LLC 6 3.44% $3,040
MEGASTAR FINANCIAL CORP. 6 3.08% $2,968
HOMEBRIDGE FINANCIAL SERVICES, INC. 6 3.48% $7,382
The Federal Savings Bank 6 3.00% $3,046
GENEVA FINANCIAL, LLC 6 3.40% $4,606
CENTENNIAL LENDING, LLC 6 2.90% $4,221
SWBC MORTGAGE CORPORATION 6 3.31% $1,769
Watermark Capital, Inc. 6 2.90% $3,611
NETWORK CAPITAL FUNDING CORPORATION 6 3.33% $4,278
Colonial Savings, F.A. 5 3.08% $2,714
First Guaranty Mortgage Corporation 5 2.83% $4,310
Hometown Lenders, Inc. 5 3.25% $3,304
First Western Trust Bank 5 3.25% $3,026
V.I.P. MORTGAGE, INC. 5 3.10% $3,028
AmeriHome Mortgage Company, LLC 5 3.52% $3,964
SPRING EQ, LLC 5 2.83% $530
FINANCE OF AMERICA MORTGAGE LLC 5 3.25% $4,734
Financial Funding Solutions, Inc. 4 3.16% $3,275
NBKC BANK 4 3.03% $3,372
STEARNS LENDING, LLC 4 2.78% $3,016
PNC Bank 4 3.09% $3,543
PREMIA MORTGAGE, LLC 4 2.78% $1,800
Bank of England 4 3.16% $3,711
SECURITY SERVICE 4 3.06% $1,826
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 3.47% $3,475
Gateway First Bank 4 3.31% $2,408
DRAPER AND KRAMER MORTGAGE CORP. 4 3.47% $3,192
AMERICAN FINANCIAL NETWORK, INC. 4 3.56% $5,180
IDEAL HOME LOANS LLC 3 3.21% $3,728
ROYAL UNITED MORTGAGE LLC 3 3.00% $7,348
BELLCO 3 3.29% $3,615
NOVA FINANCIAL & INVESTMENT CORPORATION 3 3.17% $1,327
ARC HOME LLC 3 3.88% $10,261
Cf Bank 3 2.92% $1,718
CHEVRON 3 2.79% $1,823
DIRECT MORTGAGE, CORP. 3 3.46% $9,773
LENOX FINANCIAL MORTGAGE CORPORATION 3 2.83% $1,763
GUARANTEED RATE AFFINITY, LLC 3 3.17% $3,188
TCF National Bank 3 2.92% $3,433
SOVEREIGN LENDING GROUP INCORPORATED 3 2.88% $6,225
EVERETT FINANCIAL, INC. 3 2.92% $1,542
CMG MORTGAGE, INC. 3 2.92% $3,338
CANVAS CREDIT UNION 3 2.88% $3,020
Citizens Bank 3 3.50% $4,988
INTEGRITY MORTGAGE & FINANCIAL INCORPORATED 3 2.92% $3,416
CELEBRITY HOME LOANS, LLC 3 2.96% $3,671
BLUE BRICK FINANCIAL LLC 3 3.49% $2,501
NAVY FEDERAL CREDIT UNION 2 2.88% $3,227
Neighborhood Loans, Inc. 2 3.13% $3,305
NEXERA HOLDING LLC 2 3.13% $15,970
NFM, INC. 2 3.31% $2,527
North American Savings Bank, F.S.B. 2 2.69% $2,112
NP, Inc. 2 2.94% $7,556
Paramount Residential Mortgage Group, Inc. 2 3.56% $3,522
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 4.31% $2,594
PHH Mortgage Corporation 2 3.13% $6,747
PINNACLE LENDING GROUP, INC. 2 2.68% $3,665
PREMIER MEMBERS CREDIT UNION 2 3.13% $4,869
DHA FINANCIAL, LLC 2 3.19% $2,439
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 3.31% $2,955
EagleBank 2 2.88% $2,661
Sierra Pacific Mortgage Company, Inc. 2 3.06% $5,904
SOFI LENDING CORP. 2 2.88% $2,678
EMBRACE HOME LOANS, INC. 2 3.06% $3,344
Axos Bank 2 3.49% $2,239
Strong Home Mortgage, LLC 2 2.99% $1,879
Summit Mortgage Corporation 2 3.06% $2,723
SUN WEST MORTGAGE COMPANY, INC. 2 3.19% $2,086
Third Federal Savings and Loan Association of Cleveland 2 2.97% $458
THOMPSON KANE & COMPANY, LLC 2 2.75% $2,841
THRIVE MORTGAGE, LLC 2 3.69% $5,126
TOWNE MORTGAGE COMPANY 2 3.00% $5,030
Triumph Bank 2 2.69% $2,871
UMB Bank 2 2.96% $2,627
UNITED MORTGAGE CORP. 2 3.31% $3,465
USAA Federal Savings Bank 2 3.13% $2,351
Bank of Utah 2 3.19% $5,009
WESTERRA CREDIT UNION 2 2.81% $2,650
Wyndham Capital Mortgage, Inc. 2 2.81% $1,145
FirstBank 2 2.81% $1,924
First National Bank of Omaha 2 3.13% $2,293
CANOPY MORTGAGE, LLC 2 3.00% $3,696
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 3.00% $3,385
HOMESTEAD FUNDING CORP. 2 2.81% $3,741
Hometown Equity Mortgage, LLC 2 2.81% $5,540
INTERCAP LENDING INC. 2 2.81% $3,291
INTERLINC MORTGAGE SERVICES, LLC 2 3.00% $3,180
KS StateBank 2 2.69% $1,849
Amerifirst Financial, Inc. 2 2.81% $5,598
CHURCHILL MORTGAGE CORPORATION 2 3.25% $3,121
Manufacturers and Traders Trust Company 2 3.19% $4,318
MID AMERICA MORTGAGE, INC. 2 3.19% $1,992
MOVEMENT MORTGAGE, LLC 2 3.09% $2,918
NATIONS DIRECT MORTGAGE, LLC 2 3.31% $3,354
MOUNTAIN WEST FINANCIAL, INC. 1 2.75% $3,047
AEROSPACE FEDERAL CREDIT UNION 1 3.00% $4,963
Alerus Financial 1 3.25% $2,345
ALTRA 1 2.98% $2,519
American Airlines Federal Credit Union 1 2.63% $0
AMERICAN FINANCIAL RESOURCES, INC. 1 2.88% $4,838
AMERICAN INTERNET MORTGAGE, INC. 1 2.88% $3,146
American Mortgage & Equity Consultants, Inc. 1 3.00% $2,701
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 2.75% $3,077
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.38% $3,465
ANGEL OAK HOME LOANS LLC 1 2.75% $9,115
BBVA USA 1 3.00% $3,702
BLUELEAF LENDING, LLC 1 3.00% $3,121
BMO Harris Bank 1 3.25% $3,739
BNC National Bank 1 3.38% $2,111
CAPSTONE DIRECT, INC. 1 2.49% $2,850
Charles Schwab Bank, SSB 1 1.75% $3,089
Citadel Servicing Corporation 1 5.63% $6,518
CITYWIDE HOME LOANS, LLC 1 3.25% $4,318
Clear Mountain Bank 1 2.38% $0
Commerce Bank 1 3.50% $2,437
Deseret First Credit Union 1 3.13% $2,555
Discover Bank 1 3.99% $0
EMM LOANS LLC 1 3.25% $11,917
ENDEAVOR CAPITAL, LLC. 1 2.75% $3,375
EVERLEND MORTGAGE COMPANY 1 2.49% $5,725
Farmers & Stockmens Bank 1 2.88% $2,099
FBC MORTGAGE, LLC 1 3.38% $2,086
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 3.25% $3,864
Fidelity Bank 1 3.25% $2,843
Fifth Third Bank 1 3.13% $2,496
Firefighters First Federal Credit Union 1 3.00% $3,493
First Bank 1 3.00% $2,799
FirstBank 1 3.38% $3,258
FIRST COLONY MORTGAGE CORPORATION 1 2.88% $2,726
First Horizon Bank 1 2.63% $2,739
First International Bank & Trust 1 3.00% $1,760
First Merchants Bank 1 2.75% $2,172
First Savings Bank 1 2.75% $2,881
FLAT BRANCH MORTGAGE, INC. 1 3.63% $2,990
Fortress Bank 1 3.13% $2,320
Franklin Loan Corporation 1 3.50% $3,342
GROUP MORTGAGE, LLC 1 2.88% $6,275
GSF Mortgage Corporation 1 2.75% $1,111
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 3.13% $3,463
Honor Credit Union 1 3.13% $2,445
Independent Bank 1 3.38% $3,222
INTERNATIONAL CITY MORTGAGE, INC. 1 3.50% $3,596
JLB CORPORATION 1 4.00% $3,818
LADERA LENDING, INC. 1 3.25% $2,709
LEADERONE FINANCIAL CORPORATION 1 3.00% $845
LENDUS, LLC 1 3.38% $3,030
LOANSNAP, INC. 1 2.88% $2,152
MANN FINANCIAL INC. 1 4.50% $2,340
Morgan Stanley Private Bank 1 2.60% $3,037
Mortgage Assurance Inc. 1 2.75% $1,864
MOUNTAIN AMERICA 1 2.63% $5,767
21ST MORTGAGE CORPORATION 1 6.25% $4,653
NEST HOME LENDING, LLC 1 4.38% $5,662
NexBank 1 3.13% $2,414
OAKTREE FUNDING CORP. 1 6.50% $3,167
OCMBC, INC. 1 2.75% $2,852
PARKSIDE LENDING, LLC 1 2.99% $1,896
PENTAGON FEDERAL CREDIT UNION 1 3.25% $1,767
Plains Commerce Bank 1 2.88% $2,832
PLUS RELOCATION MORTGAGE, LLC 1 3.38% $2,290
Prime Choice Funding Inc. 1 3.63% $5,197
Prosperity Home Mortgage, LLC 1 3.25% $4,450
Quontic Bank 1 5.75% $8,390
RANLIFE, INC. 1 3.13% $5,613
RELIANCE FIRST CAPITAL, LLC 1 2.75% $6,281
Residential Mortgage Solutions, Inc. 1 2.88% $4,514
SAMMAMISH MORTGAGE COMPANY 1 2.88% $1,982
South State Bank 1 2.88% $5,689
Southwest Airlines Federal Credit Union 1 2.75% $5,203
Stifel Bank and Trust 1 3.38% $1,842
Sunflower Bank 1 2.99% $2,769
T2 FINANCIAL LLC 1 3.25% $5,476
TOTAL MORTGAGE SERVICES, LLC 1 3.50% $5,596
TRIAD FINANCIAL SERVICES, INC. 1 4.50% $5,321
Truity Federal Credit Union 1 2.63% $2,120
UNION HOME MORTGAGE CORP. 1 2.75% $3,348
United Fidelity Funding Corp. 1 3.38% $3,188
Utah Power 1 2.63% $5,283
VERITAS FUNDING, LLC 1 3.00% $1,664
West Gate Bank 1 3.00% $2,414

GRAND JUNCTION, CO's 248 lenders originated 11,471 loans during 2021. The total origination value was $2,885,565,000, with an average loan value of $251,553.

The top GRAND JUNCTION lender as defined by loan originations is BAY EQUITY LLC, with 1,053 loans originated. Their average total fees are $3,378, which is $134 lower than the next largest lender, ACADEMY MORTGAGE CORPORATION.

The lowest fee GRAND JUNCTION lenders (with over 10 loans originated) are CHERRY CREEK MORTGAGE, LLC ($594), Chicago Mortgage Solutions LLC ($2,179), KELLER MORTGAGE, LLC ($2,389), GERSHMAN INVESTMENT CORP. ($2,573) and LAKEVIEW LOAN SERVICING, LLC ($2,675).

The lowest rate GRAND JUNCTION lenders (with over 10 loans originated) are Grand Valley Bank (2.79%), Ent Credit Union (2.80%), BETTER MORTGAGE CORPORATION (2.83%), Chicago Mortgage Solutions LLC (2.87%) and LOANDEPOT.COM, LLC (2.88%).

GRAND JUNCTION, CO Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
BAY EQUITY LLC $512,675,000 $440,330,000 -14.1% 15.3%
ACADEMY MORTGAGE CORPORATION $337,690,000 $284,615,000 -15.7% 9.9%
QUICKEN LOANS, LLC $143,105,000 $165,475,000 15.6% 5.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $119,020,000 $149,325,000 25.5% 5.2%
AMCAP MORTGAGE, LTD. $136,140,000 $122,120,000 -10.3% 4.2%
UNITED WHOLESALE MORTGAGE, LLC $71,050,000 $111,880,000 57.5% 3.9%
GUILD MORTGAGE COMPANY $95,740,000 $95,845,000 0.1% 3.3%
Wells Fargo Bank $80,640,000 $88,170,000 9.3% 3.1%
Alpine Bank $102,820,000 $82,045,000 -20.2% 2.8%
Northpointe Bank $80,750,000 $79,315,000 -1.8% 2.7%
PRIMARY RESIDENTIAL MORTGAGE, INC. $67,720,000 $60,715,000 -10.3% 2.1%
BROKER SOLUTIONS, INC. $68,740,000 $57,620,000 -16.2% 2.0%
FREEDOM MORTGAGE CORPORATION $64,695,000 $56,075,000 -13.3% 1.9%
CHERRY CREEK MORTGAGE, LLC $54,920,000 $42,500,000 -22.6% 1.5%
CALIBER HOME LOANS, INC. $44,990,000 $39,305,000 -12.6% 1.4%
HOME POINT FINANCIAL CORPORATION $19,190,000 $38,960,000 103.0% 1.4%
PLAZA HOME MORTGAGE, INC. $25,540,000 $36,080,000 41.3% 1.3%
LOANDEPOT.COM, LLC $21,820,000 $33,805,000 54.9% 1.2%
Bank of Colorado $37,655,000 $32,280,000 -14.3% 1.1%
PENNYMAC LOAN SERVICES, LLC $16,480,000 $31,930,000 93.8% 1.1%
LAKEVIEW LOAN SERVICING, LLC $24,710,000 $28,345,000 14.7% 1.0%
U.S. Bank $28,855,000 $27,415,000 -5.0% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $24,110,000 $24,105,000 0.0% 0.8%
CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION $20,935,000 $22,365,000 6.8% 0.8%
Bank of the West $11,965,000 $21,785,000 82.1% 0.8%
Grand Valley Bank $17,230,000 $21,410,000 24.3% 0.7%
BETTER MORTGAGE CORPORATION $8,025,000 $20,805,000 159.3% 0.7%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $20,645,000 n/a 0.7%
AMERICAN FINANCING CORPORATION $13,910,000 $20,240,000 45.5% 0.7%
GERSHMAN INVESTMENT CORP. $38,435,000 $19,365,000 -49.6% 0.7%
NEWREZ LLC $8,675,000 $17,910,000 106.5% 0.6%
Capital One $17,475,000 n/a 0.6%
Zions Bancorporation, N.A. $13,125,000 $16,550,000 26.1% 0.6%
Mortgage Research Center, LLC $17,595,000 $16,190,000 -8.0% 0.6%
COLORAMO $14,120,000 $14,270,000 1.1% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $6,135,000 $13,210,000 115.3% 0.5%
AMERISAVE MORTGAGE CORPORATION $10,800,000 $12,940,000 19.8% 0.4%
First Western Trust Bank $1,610,000 $12,640,000 685.1% 0.4%
LAND HOME FINANCIAL SERVICES, INC. $14,255,000 $12,150,000 -14.8% 0.4%
Bank of America $7,050,000 $12,145,000 72.3% 0.4%
JPMorgan Chase Bank $13,675,000 $11,590,000 -15.2% 0.4%
UNIVERSAL LENDING CORPORATION $13,615,000 $11,545,000 -15.2% 0.4%
Glacier Bank $13,430,000 $11,410,000 -15.0% 0.4%
BELLCO $8,430,000 $10,930,000 29.7% 0.4%
FirstBank $630,000 $9,895,000 1,470.6% 0.3%
Flanagan State Bank $14,395,000 $9,695,000 -32.7% 0.3%
VILLAGE CAPITAL & INVESTMENT LLC $4,750,000 $9,690,000 104.0% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $2,265,000 $8,800,000 288.5% 0.3%
MORTGAGE SOLUTIONS OF COLORADO, LLC $33,000,000 $8,700,000 -73.6% 0.3%
The Huntington National Bank $2,535,000 $8,450,000 233.3% 0.3%
Carrington Mortgage Services, LLC $6,835,000 $8,010,000 17.2% 0.3%
CORNERSTONE HOME LENDING, INC. $10,165,000 $7,165,000 -29.5% 0.2%
CITY FIRST MORTGAGE SERVICES, L.L.C. $15,010,000 $7,120,000 -52.6% 0.2%
NAVY FEDERAL CREDIT UNION $7,215,000 $7,010,000 -2.8% 0.2%
The Federal Savings Bank $5,775,000 $6,935,000 20.1% 0.2%
Ally Bank $925,000 $6,695,000 623.8% 0.2%
GUARANTEED RATE, INC. $3,130,000 $6,570,000 109.9% 0.2%
USAA Federal Savings Bank $10,710,000 $6,535,000 -39.0% 0.2%
NEW DAY FINANCIAL, LLC $7,850,000 $6,515,000 -17.0% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $5,200,000 $5,850,000 12.5% 0.2%
Flagstar Bank, FSB $6,585,000 $5,480,000 -16.8% 0.2%
PLANET HOME LENDING, LLC $9,245,000 $5,305,000 -42.6% 0.2%
Ent Credit Union $3,335,000 $5,240,000 57.1% 0.2%
BOKF $2,725,000 $5,095,000 87.0% 0.2%
FINANCE OF AMERICA REVERSE LLC $2,080,000 $5,085,000 144.5% 0.2%
LOANPAL, LLC $1,995,000 $4,835,000 142.4% 0.2%
KeyBank $2,825,000 $4,635,000 64.1% 0.2%
ANB Bank $6,365,000 $4,625,000 -27.3% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $3,675,000 $4,440,000 20.8% 0.2%
Loan Simple, Inc. $2,365,000 $4,170,000 76.3% 0.1%
KELLER MORTGAGE, LLC $4,755,000 $4,145,000 -12.8% 0.1%
InterContinental Capital Group, Inc $3,600,000 $3,940,000 9.4% 0.1%
Chicago Mortgage Solutions LLC $1,825,000 $3,920,000 114.8% 0.1%
S1L, Inc. $1,825,000 $3,885,000 112.9% 0.1%
SECURITY SERVICE $4,150,000 $3,835,000 -7.6% 0.1%
AMERICAN ADVISORS GROUP $3,055,000 $3,825,000 25.2% 0.1%
CLEARPATH LENDING $7,515,000 $3,600,000 -52.1% 0.1%
NBH Bank $3,335,000 $3,545,000 6.3% 0.1%
PENTAGON FEDERAL CREDIT UNION $2,125,000 $3,545,000 66.8% 0.1%
Arvest Bank $820,000 $3,375,000 311.6% 0.1%
HOMESIDE FINANCIAL, LLC $495,000 $3,345,000 575.8% 0.1%
Truist Bank $1,080,000 $3,075,000 184.7% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $1,990,000 $3,065,000 54.0% 0.1%
PHH Mortgage Corporation $1,445,000 $3,025,000 109.3% 0.1%
ZILLOW HOME LOANS, LLC $930,000 $2,980,000 220.4% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $1,420,000 $2,965,000 108.8% 0.1%
NBKC BANK $2,505,000 $2,880,000 15.0% 0.1%
First Guaranty Mortgage Corporation $2,995,000 $2,855,000 -4.7% 0.1%
MEGASTAR FINANCIAL CORP. $1,170,000 $2,830,000 141.9% 0.1%
SWBC MORTGAGE CORPORATION $3,270,000 $2,740,000 -16.2% 0.1%
Nations Lending Corporation $2,940,000 $2,645,000 -10.0% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $1,125,000 $2,595,000 130.7% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $5,690,000 $2,515,000 -55.8% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $1,010,000 $2,480,000 145.5% 0.1%
Colonial Savings, F.A. $3,815,000 $2,445,000 -35.9% 0.1%
AmeriHome Mortgage Company, LLC $2,340,000 $2,390,000 2.1% 0.1%
21ST MORTGAGE CORPORATION $2,060,000 $2,365,000 14.8% 0.1%
Bank of England $3,765,000 $2,365,000 -37.2% 0.1%
Elevations Credit Union $2,365,000 n/a 0.1%
Lakeview Community Capital, LLC $1,165,000 $2,290,000 96.6% 0.1%
TCF National Bank $3,115,000 $2,275,000 -27.0% 0.1%
HOME MORTGAGE ALLIANCE, LLC $2,060,000 $2,085,000 1.2% 0.1%
V.I.P. MORTGAGE, INC. $1,390,000 $2,050,000 47.5% 0.1%
CELEBRITY HOME LOANS, LLC $540,000 $2,045,000 278.7% 0.1%
CENTENNIAL LENDING, LLC $1,435,000 $2,020,000 40.8% 0.1%
Financial Funding Solutions, Inc. $520,000 $1,990,000 282.7% 0.1%
North American Savings Bank, F.S.B. $1,550,000 $1,950,000 25.8% 0.1%
Hometown Lenders, Inc. $1,775,000 n/a 0.1%
EVERETT FINANCIAL, INC. $2,525,000 $1,740,000 -31.1% 0.1%
Low VA Rates, LLC $1,005,000 $1,740,000 73.1% 0.1%
KS StateBank $3,340,000 $1,720,000 -48.5% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $2,785,000 $1,695,000 -39.1% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,625,000 $1,670,000 2.8% 0.1%
LENDINGHOME FUNDING CORPORATION $425,000 $1,655,000 289.4% 0.1%
ARC HOME LLC $1,280,000 $1,555,000 21.5% 0.1%
STEARNS LENDING, LLC $755,000 $1,545,000 104.6% 0.1%
Sunflower Bank $1,605,000 $1,480,000 -7.8% 0.1%
MOUNTAIN AMERICA $945,000 $1,435,000 51.9% 0.0%
REVERSE MORTGAGE FUNDING LLC $525,000 $1,435,000 173.3% 0.0%
CHURCHILL MORTGAGE CORPORATION $1,495,000 $1,425,000 -4.7% 0.0%
COLORADO CREDIT UNION $1,135,000 $1,380,000 21.6% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $3,210,000 $1,375,000 -57.2% 0.0%
PNC Bank $855,000 $1,355,000 58.5% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,115,000 $1,350,000 21.1% 0.0%
Cf Bank $1,345,000 n/a 0.0%
GENEVA FINANCIAL, LLC $340,000 $1,340,000 294.1% 0.0%
PREMIA MORTGAGE, LLC $620,000 $1,340,000 116.1% 0.0%
Discover Bank $955,000 $1,325,000 38.7% 0.0%
Morgan Stanley Private Bank $930,000 $1,295,000 39.2% 0.0%
Wyndham Capital Mortgage, Inc. $1,580,000 $1,290,000 -18.4% 0.0%
UNITED SECURITY FINANCIAL CORP $360,000 $1,275,000 254.2% 0.0%
Barrington Bank & Trust Company, N.A. $1,020,000 $1,245,000 22.1% 0.0%
Paramount Residential Mortgage Group, Inc. $2,555,000 $1,245,000 -51.3% 0.0%
Citizens Bank $1,390,000 $1,230,000 -11.5% 0.0%
NATIONS DIRECT MORTGAGE, LLC $1,190,000 $1,220,000 2.5% 0.0%
Watermark Capital, Inc. $1,425,000 $1,220,000 -14.4% 0.0%
LIMA ONE CAPITAL, LLC $1,215,000 n/a 0.0%
THRIVE MORTGAGE, LLC $205,000 $1,210,000 490.2% 0.0%
UMB Bank $1,205,000 $1,205,000 0.0% 0.0%
SPRING EQ, LLC $350,000 $1,200,000 242.9% 0.0%
ACCELERATE MORTGAGE, LLC $1,185,000 n/a 0.0%
CMG MORTGAGE, INC. $2,295,000 $1,150,000 -49.9% 0.0%
EagleBank $2,015,000 $1,140,000 -43.4% 0.0%
BNC National Bank $1,115,000 $1,135,000 1.8% 0.0%
Strong Home Mortgage, LLC $1,125,000 n/a 0.0%
Charles Schwab Bank, SSB $755,000 $1,095,000 45.0% 0.0%
LONGBRIDGE FINANCIAL, LLC $405,000 $1,080,000 166.7% 0.0%
Neighborhood Loans, Inc. $1,060,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $1,950,000 $1,060,000 -45.6% 0.0%
CANVAS CREDIT UNION $615,000 $1,055,000 71.5% 0.0%
MID AMERICA MORTGAGE, INC. $1,895,000 $1,055,000 -44.3% 0.0%
GUARANTEED RATE AFFINITY, LLC $1,050,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $590,000 $1,045,000 77.1% 0.0%
SUMMIT FUNDING, INC. $305,000 $1,025,000 236.1% 0.0%
INTERLINC MORTGAGE SERVICES, LLC $12,230,000 $1,015,000 -91.7% 0.0%
Hometown Equity Mortgage, LLC $1,565,000 $1,005,000 -35.8% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $175,000 $1,005,000 474.3% 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $2,530,000 $1,000,000 -60.5% 0.0%
ALLIANT CREDIT UNION $950,000 $980,000 3.2% 0.0%
Gateway First Bank $1,295,000 $970,000 -25.1% 0.0%
LADERA LENDING, INC. $1,635,000 $970,000 -40.7% 0.0%
LENDUS, LLC $305,000 $970,000 218.0% 0.0%
Third Federal Savings and Loan Association of Cleveland $925,000 $970,000 4.9% 0.0%
Amerifirst Financial, Inc. $470,000 $960,000 104.3% 0.0%
NP, Inc. $725,000 $960,000 32.4% 0.0%
NEXERA HOLDING LLC $305,000 $940,000 208.2% 0.0%
MOVEMENT MORTGAGE, LLC $1,005,000 $935,000 -7.0% 0.0%
DIRECT MORTGAGE, CORP. $925,000 n/a 0.0%
INTEGRITY MORTGAGE & FINANCIAL INCORPORATED $510,000 $920,000 80.4% 0.0%
PINNACLE LENDING GROUP, INC. $915,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $815,000 $890,000 9.2% 0.0%
Farmers & Stockmens Bank $890,000 n/a 0.0%
TJC Mortgage, Inc. $355,000 $865,000 143.7% 0.0%
NFM, INC. $265,000 $845,000 218.9% 0.0%
TOWNE MORTGAGE COMPANY $205,000 $820,000 300.0% 0.0%
Magnolia Bank $970,000 $810,000 -16.5% 0.0%
Quontic Bank $340,000 $810,000 138.2% 0.0%
UNION HOME MORTGAGE CORP. $810,000 n/a 0.0%
Manufacturers and Traders Trust Company $285,000 $800,000 180.7% 0.0%
Oak Bank $800,000 n/a 0.0%
CANOPY MORTGAGE, LLC $1,245,000 $795,000 -36.1% 0.0%
BBVA USA $1,395,000 $785,000 -43.7% 0.0%
OCMBC, INC. $845,000 $780,000 -7.7% 0.0%
THOMPSON KANE & COMPANY, LLC $610,000 $780,000 27.9% 0.0%
AIR ACADEMY $2,680,000 $770,000 -71.3% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,000,000 $760,000 -24.0% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $755,000 n/a 0.0%
WESTERRA CREDIT UNION $1,965,000 $755,000 -61.6% 0.0%
Commerce Home Mortgage, Inc. $2,395,000 $730,000 -69.5% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $1,600,000 $700,000 -56.3% 0.0%
EMBRACE HOME LOANS, INC. $690,000 n/a 0.0%
Fifth Third Bank $650,000 $670,000 3.1% 0.0%
CHEVRON $1,230,000 $665,000 -45.9% 0.0%
JLB CORPORATION $350,000 $665,000 90.0% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $875,000 $660,000 -24.6% 0.0%
HOMESTEAD FUNDING CORP. $640,000 n/a 0.0%
Summit Mortgage Corporation $175,000 $630,000 260.0% 0.0%
Triumph Bank $1,000,000 $630,000 -37.0% 0.0%
OPEN MORTGAGE, LLC $250,000 $625,000 150.0% 0.0%
IDEAL HOME LOANS LLC $415,000 $605,000 45.8% 0.0%
First Federal Bank of Kansas City $600,000 n/a 0.0%
RANLIFE, INC. $905,000 $590,000 -34.8% 0.0%
RELIANCE FIRST CAPITAL, LLC $280,000 $585,000 108.9% 0.0%
CITYWIDE HOME LOANS, LLC $995,000 $580,000 -41.7% 0.0%
SAMMAMISH MORTGAGE COMPANY $580,000 n/a 0.0%
Armed Forces Bank $575,000 n/a 0.0%
BLUE BRICK FINANCIAL LLC $565,000 n/a 0.0%
LOANSNAP, INC. $925,000 $560,000 -39.5% 0.0%
First National Bank of Omaha $185,000 $555,000 200.0% 0.0%
Figure Lending LLC $435,000 $550,000 26.4% 0.0%
AEROSPACE FEDERAL CREDIT UNION $545,000 n/a 0.0%
United Fidelity Funding Corp. $360,000 $540,000 50.0% 0.0%
DHA FINANCIAL, LLC $530,000 n/a 0.0%
FirstBank $630,000 $530,000 -15.9% 0.0%
INTERCAP LENDING INC. $225,000 $525,000 133.3% 0.0%
HighTechLending Inc $520,000 n/a 0.0%
FIRST COLONY MORTGAGE CORPORATION $505,000 n/a 0.0%
Credit Union of Denver $65,000 $500,000 669.2% 0.0%
GROUP MORTGAGE, LLC $230,000 $490,000 113.0% 0.0%
Clear Mountain Bank $465,000 n/a 0.0%
Independent Bank $465,000 n/a 0.0%
SOFI LENDING CORP. $910,000 $460,000 -49.5% 0.0%
PREMIER MEMBERS CREDIT UNION $310,000 $455,000 46.8% 0.0%
Wallick & Volk, Inc. $105,000 $450,000 328.6% 0.0%
SOUTHWEST FUNDING, LP $525,000 $445,000 -15.2% 0.0%
UNITED MORTGAGE CORP. $440,000 n/a 0.0%
Franklin Loan Corporation $435,000 n/a 0.0%
MANN FINANCIAL INC. $640,000 $435,000 -32.0% 0.0%
Deseret First Credit Union $425,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $420,000 n/a 0.0%
American Airlines Federal Credit Union $405,000 n/a 0.0%
AMWEST FUNDING CORP. $245,000 $405,000 65.3% 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $405,000 n/a 0.0%
Fortress Bank $405,000 n/a 0.0%
First Savings Bank $1,100,000 $400,000 -63.6% 0.0%
First Horizon Bank $395,000 n/a 0.0%
LENDINGONE, LLC $390,000 n/a 0.0%
American Mortgage & Equity Consultants, Inc. $385,000 n/a 0.0%
First Bank & Trust $385,000 n/a 0.0%
Meridian Bank Corporation $385,000 n/a 0.0%
Axos Bank $335,000 $380,000 13.4% 0.0%
TOP FLITE FINANCIAL, INC. $225,000 $380,000 68.9% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $405,000 $375,000 -7.4% 0.0%
Honor Credit Union $375,000 n/a 0.0%
Jonah Bank of Wyoming $235,000 $375,000 59.6% 0.0%
Alerus Financial $370,000 n/a 0.0%
Bank of Utah $370,000 n/a 0.0%
BLUELEAF LENDING, LLC $245,000 $365,000 49.0% 0.0%
Century Mortgage Company DBA Century Lending Company $365,000 n/a 0.0%
Mid-Continent Funding, Inc. $420,000 $365,000 -13.1% 0.0%
BMO Harris Bank $235,000 $355,000 51.1% 0.0%
ROYAL UNITED MORTGAGE LLC $665,000 $355,000 -46.6% 0.0%
ATHAS CAPITAL GROUP, INC. $335,000 n/a 0.0%
First Bank $335,000 n/a 0.0%
GSF Mortgage Corporation $335,000 n/a 0.0%
Plains Commerce Bank $890,000 $330,000 -62.9% 0.0%
ANGEL OAK HOME LOANS LLC $425,000 $325,000 -23.5% 0.0%
EVERLEND MORTGAGE COMPANY $325,000 n/a 0.0%
FAY SERVICING, LLC $325,000 n/a 0.0%
South State Bank $325,000 n/a 0.0%
City Bank $315,000 n/a 0.0%
EMM LOANS LLC $370,000 $305,000 -17.6% 0.0%
First International Bank & Trust $305,000 n/a 0.0%
CAPSTONE DIRECT, INC. $295,000 n/a 0.0%
SIWELL, INC. $1,110,000 $295,000 -73.4% 0.0%
T2 FINANCIAL LLC $295,000 n/a 0.0%
Utah Power $295,000 n/a 0.0%
ALTRA $225,000 $275,000 22.2% 0.0%
FBC MORTGAGE, LLC $575,000 $275,000 -52.2% 0.0%
FMS Bank $275,000 n/a 0.0%
Mortgage Assurance Inc. $275,000 n/a 0.0%
PLUS RELOCATION MORTGAGE, LLC $275,000 n/a 0.0%
Prime Choice Funding Inc. $895,000 $275,000 -69.3% 0.0%
West Gate Bank $275,000 n/a 0.0%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $265,000 n/a 0.0%
Dacotah Bank $255,000 n/a 0.0%
First Merchants Bank $295,000 $255,000 -13.6% 0.0%
Prosperity Home Mortgage, LLC $255,000 n/a 0.0%
DUPACO COMMUNITY $245,000 n/a 0.0%
Residential Mortgage Solutions, Inc. $245,000 $245,000 0.0% 0.0%
Security National Bank of Omaha $245,000 n/a 0.0%
Equity Prime Mortgage LLC $235,000 n/a 0.0%
Fidelity Bank $235,000 n/a 0.0%
Servion, Inc. $395,000 $235,000 -40.5% 0.0%
Truity Federal Credit Union $235,000 n/a 0.0%
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY $235,000 n/a 0.0%
First Federal Bank $1,155,000 $225,000 -80.5% 0.0%
Florida Capital Bank $580,000 $225,000 -61.2% 0.0%
Merchants Bank of Indiana $215,000 n/a 0.0%
NEST HOME LENDING, LLC $115,000 $215,000 87.0% 0.0%
Southwest Airlines Federal Credit Union $215,000 n/a 0.0%
FIRST TECHNOLOGY $65,000 $210,000 223.1% 0.0%
ALL REVERSE MORTGAGE, INC. $205,000 n/a 0.0%
Black Hills Community Bank $205,000 n/a 0.0%
Firefighters First Federal Credit Union $405,000 $205,000 -49.4% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $205,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $295,000 $205,000 -30.5% 0.0%
OAKTREE FUNDING CORP. $205,000 n/a 0.0%
Red Rocks Credit Union $205,000 n/a 0.0%
Citadel Servicing Corporation $195,000 n/a 0.0%
ENCORE BANK $195,000 n/a 0.0%
First National Bank $195,000 n/a 0.0%
INTELLILOAN, INC. $195,000 n/a 0.0%
PARKSIDE LENDING, LLC $195,000 n/a 0.0%
A&D Mortgage LLC $185,000 n/a 0.0%
Cache Valley Bank $185,000 n/a 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $185,000 n/a 0.0%
U.S. EAGLE $175,000 n/a 0.0%
VERITAS FUNDING, LLC $175,000 n/a 0.0%
ENDEAVOR CAPITAL, LLC. $1,210,000 $165,000 -86.4% 0.0%
MOUNTAIN WEST FINANCIAL, INC. $205,000 $165,000 -19.5% 0.0%
TRIAD FINANCIAL SERVICES, INC. $270,000 $160,000 -40.7% 0.0%
NexBank $125,000 $155,000 24.0% 0.0%
Peoples Bank $155,000 n/a 0.0%
TOTAL MORTGAGE SERVICES, LLC $155,000 n/a 0.0%
Capital Bank $695,000 $145,000 -79.1% 0.0%
Citibank $190,000 $145,000 -23.7% 0.0%
Colten Mortgage, LLC $410,000 $145,000 -64.6% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $140,000 n/a 0.0%
FLAT BRANCH MORTGAGE, INC. $135,000 n/a 0.0%
PARTNER COLORADO $125,000 $135,000 8.0% 0.0%
RESIDENTIAL BANCORP. $135,000 n/a 0.0%
THRIVENT Federal Credit Union $135,000 n/a 0.0%
First State Bank $125,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $125,000 n/a 0.0%
CASTLE & COOKE MORTGAGE, LLC $115,000 n/a 0.0%
Centier Bank $225,000 $110,000 -51.1% 0.0%
Commerce Bank $1,120,000 $105,000 -90.6% 0.0%
The Union Bank Company $105,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $55,000 $95,000 72.7% 0.0%
CREDIT UNION OF THE ROCKIES $85,000 n/a 0.0%
Blue Federal Credit Union $75,000 $75,000 0.0% 0.0%
ROCKY MOUNTAIN LAW ENFORCEMENT FCU $75,000 n/a 0.0%
NUMARK CREDIT UNION $25,000 $65,000 160.0% 0.0%
Stifel Bank and Trust $305,000 $65,000 -78.7% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,520,000 $55,000 -96.4% 0.0%
TOGETHER CREDIT UNION $185,000 $35,000 -81.1% 0.0%
FITZSIMONS FEDERAL CREDIT UNION $25,000 n/a 0.0%
Weld Schools Credit Union $25,000 n/a 0.0%

GRAND JUNCTION's top lender by overall market share is BAY EQUITY LLC, with 15.3% market share. In second place, with 9.9%, is ACADEMY MORTGAGE CORPORATION, having originated $284,615,000 in loans. In third place, with 5.7%, is QUICKEN LOANS, LLC, having originated $165,475,000 in loans. In third place, with 5.2%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $149,325,000 in loans. In third place, with 4.2%, is AMCAP MORTGAGE, LTD., having originated $122,120,000 in loans.


GRAND JUNCTION, CO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 4,043 $1,143,655,000 $282,873
Refi 4,004 $974,150,000 $243,294
Cash Out Refi 2,796 $682,900,000 $244,242
Home Improvement 317 $30,655,000 $96,703
Other 306 $33,460,000 $109,346
NA 5 $20,745,000 $4,149,000

Grand Junction's most frequently cited loan purpose was Home Purchase, with 4,043 originations. The 2nd most popular reason was Refi, with 4,004 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 4,574 $1,197,480,000 $261,801
2.5-3% 4,315 $1,132,605,000 $262,481
<2.5% 1,805 $421,785,000 $233,676
4-5% 424 $68,910,000 $162,524
5-6% 92 $9,040,000 $98,261
Over 8% 50 $3,930,000 $78,600
6-7% 40 $2,690,000 $67,250
7-8% 20 $3,030,000 $151,500

During 2021, Grand Junction's most frequently originated rate bucket was 3-4%, with 4,574 originations.

Loan Sizing (GRAND JUNCTION, CO MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 5,998 $1,673,830,000 $279,065
$100k-200k 3,201 $500,875,000 $156,475
$100,000 or less 1,123 $55,265,000 $49,212
$400k-600k 996 $467,610,000 $469,488
$600k-1000k 124 $90,990,000 $733,790
$Over $1MM 29 $96,995,000 $3,344,655

GRAND JUNCTION's loan sizing saw the bucket of loans from $200k-400k with 5,998 originations, totaling $1,673,830,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 3,994 $1,122,500,000 $281,047
80-100% 3,509 $1,046,235,000 $298,158
40-60% 1,944 $422,550,000 $217,361
20-40% 798 $130,300,000 $163,283
Under 20% 758 $31,870,000 $42,045
Over 100% 85 $28,715,000 $337,824

GRAND JUNCTION's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 3,994 originations, totaling $1,122,500,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - GRAND JUNCTION (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $284,900 (14.2%) $558,162 (67.8%) 1.05 766
2018-02-01 $281,000 (11.8%) $572,044 (69.4%) 1.01 748
2018-03-01 $287,500 (15.1%) $558,919 (63.6%) 0.99 808
2018-04-01 $289,900 (13.7%) $552,916 (54.6%) 0.97 858
2018-05-01 $293,500 (8.7%) $545,627 (51.3%) 0.98 903
2018-06-01 $299,000 (8.8%) $544,193 (8.2%) 1.00 956
2018-07-01 $297,500 (8.2%) $528,884 (4.8%) 0.99 1,009
2018-08-01 $292,000 (6.2%) $516,935 (-12.9%) 0.98 1,041
2018-09-01 $299,000 (8.7%) $527,696 (4.0%) 1.00 1,032
2018-10-01 $308,000 (11.4%) $535,086 (5.4%) 1.03 1,031
2018-11-01 $322,900 (16.6%) $592,486 (14.0%) 1.08 840
2018-12-01 $324,900 (16.1%) $431,551 (-18.6%) 1.11 769
2019-01-01 $323,450 (13.5%) $432,915 (-22.4%) 1.12 699
2019-02-01 $329,900 (17.4%) $434,668 (-24.0%) 1.11 695
2019-03-01 $342,614 (19.2%) $440,879 (-21.1%) 1.12 689
2019-04-01 $349,450 (20.5%) $447,929 (-19.0%) 1.10 713
2019-05-01 $356,750 (21.6%) $623,751 (14.3%) 1.10 773
2019-06-01 $345,000 (15.4%) $752,900 (38.4%) 1.06 878
2019-07-01 $349,950 (17.6%) $751,041 (42.0%) 1.09 904
2019-08-01 $349,943 (19.8%) $750,575 (45.2%) 1.10 888
2019-09-01 $352,450 (17.9%) $758,607 (43.8%) 1.12 870
2019-10-01 $356,500 (15.8%) $772,505 (44.4%) 1.14 852
2019-11-01 $355,000 (9.9%) $790,686 (33.5%) 1.15 809
2019-12-01 $357,250 (10.0%) $946,654 (119.4%) 1.19 730
2020-01-01 $368,450 (13.9%) $762,269 (76.1%) 1.23 654
2020-02-01 $380,000 (15.2%) $791,522 (82.1%) 1.23 603
2020-03-01 $399,000 (16.5%) $508,133 (15.3%) 1.25 618
2020-04-01 $395,450 (13.2%) $498,702 (11.3%) 1.23 651
2020-05-01 $399,900 (12.1%) $508,206 (-18.5%) 1.21 646
2020-06-01 $422,450 (22.5%) $533,184 (-29.2%) 1.23 583
2020-07-01 $437,450 (25.0%) $552,378 (-26.5%) 1.25 544
2020-08-01 $425,000 (21.5%) $555,805 (-26.0%) 1.21 484
2020-09-01 $409,750 (16.3%) $546,804 (-27.9%) 1.17 452
2020-10-01 $400,000 (12.2%) $554,481 (-28.2%) 1.14 452
2020-11-01 $441,450 (24.4%) $613,106 (-22.5%) 1.26 429
2020-12-01 $407,460 (14.1%) $612,270 (-35.3%) 1.19 407
2021-01-01 $440,000 (19.4%) $657,451 (-13.8%) 1.29 309
2021-02-01 $512,000 (34.7%) $722,545 (-8.7%) 1.47 257
2021-03-01 $495,000 (24.1%) $695,367 (36.9%) 1.39 239
2021-04-01 $516,950 (30.7%) $707,731 (41.9%) 1.39 200
2021-05-01 $485,000 (21.3%) $682,095 (34.2%) 1.28 243
2021-06-01 $492,000 (16.5%) $668,334 (25.4%) 1.28 288
2021-07-01 $484,000 (10.6%) $642,197 (16.3%) 1.26 356
2021-08-01 $440,500 (3.7%) $609,060 (9.6%) 1.16 423
2021-09-01 $432,564 (5.6%) $581,945 (6.4%) 1.14 483
2021-10-01 $439,900 (10.0%) $572,706 (3.3%) 1.16 490
2021-11-01 $437,500 (-0.9%) $581,458 (-5.2%) 1.15 404
2021-12-01 $454,995 (11.7%) $587,876 (-4.0%) 1.21 307
2022-01-01 $489,900 (11.3%) $631,091 (-4.0%) 1.31 239
2022-02-01 $454,950 (-11.1%) $597,609 (-17.3%) 1.16 219
2022-03-01 $524,564 (6.0%) $641,232 (-7.8%) 1.30 247
2022-04-01 $499,900 (-3.3%) $636,420 (-10.1%) 1.18 274
GRAND JUNCTION's median listing price for 2022-04-01 was $499,900, a difference of $-17,050 (-3.3%) versus the prior year and $-24,664 versus the prior month.

GRAND JUNCTION's median listing price comes in at 118% of the national average.

GRAND JUNCTION's average listing price for 2022-04-01 was $636,420, a difference of $-71,311 (-10.1%) versus the prior year and $-4,812 versus the prior month.

For the 2022-04-01 period, GRAND JUNCTION had 274 MLS listings, a difference of 27 listings (11%) versus the prior month and 74 listings (37%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - GRAND JUNCTION (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 79 days 1,770 sqft
2018-02-01 74 days 1,803 sqft
2018-03-01 53 days 1,789 sqft
2018-04-01 43 days 1,796 sqft
2018-05-01 45 days 1,800 sqft
2018-06-01 44 days 1,816 sqft
2018-07-01 46 days 1,814 sqft
2018-08-01 51 days 1,802 sqft
2018-09-01 57 days 1,820 sqft
2018-10-01 62 days 1,839 sqft
2018-11-01 61 days 1,955 sqft
2018-12-01 71 days 1,953 sqft
2019-01-01 79 days 1,916 sqft
2019-02-01 74 days 1,960 sqft
2019-03-01 53 days 1,976 sqft
2019-04-01 48 days 1,956 sqft
2019-05-01 44 days 1,995 sqft
2019-06-01 48 days 1,984 sqft
2019-07-01 53 days 1,994 sqft
2019-08-01 58 days 1,975 sqft
2019-09-01 63 days 1,953 sqft
2019-10-01 64 days 1,947 sqft
2019-11-01 67 days 1,944 sqft
2019-12-01 75 days 1,947 sqft
2020-01-01 77 days 1,978 sqft
2020-02-01 71 days 2,014 sqft
2020-03-01 52 days 2,058 sqft
2020-04-01 51 days 2,039 sqft
2020-05-01 60 days 2,010 sqft
2020-06-01 64 days 2,085 sqft
2020-07-01 63 days 2,127 sqft
2020-08-01 58 days 2,052 sqft
2020-09-01 54 days 1,970 sqft
2020-10-01 47 days 1,952 sqft
2020-11-01 50 days 1,974 sqft
2020-12-01 52 days 1,930 sqft
2021-01-01 71 days 2,000 sqft
2021-02-01 66 days 2,019 sqft
2021-03-01 42 days 2,052 sqft
2021-04-01 40 days 2,061 sqft
2021-05-01 22 days 1,953 sqft
2021-06-01 23 days 1,923 sqft
2021-07-01 25 days 1,842 sqft
2021-08-01 30 days 1,867 sqft
2021-09-01 33 days 1,859 sqft
2021-10-01 37 days 1,856 sqft
2021-11-01 47 days 1,856 sqft
2021-12-01 55 days 1,890 sqft
2022-01-01 70 days 1,953 sqft
2022-02-01 41 days 1,878 sqft
2022-03-01 23 days 1,951 sqft
2022-04-01 30 days 1,901 sqft
GRAND JUNCTION's median listing age (time on market) for 2022-04-01 was 30 days. This is -24% shorter than the same period one year ago.

GRAND JUNCTION's median square footage for active listings during the 2022-04-01 period was 1,901 sqft. One year prior, the average listing was 2,061 sqft.