Dugood Federal Credit Union Mortgage Rates, Fees & Info
Beaumont, TXLEI: 549300TVVKZJG3FJDS34
Tax ID: 74-1470665
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Mortgage Data
Review & Overview
Dugood Federal Credit Union is a smaller credit union specializing in Refi loans. Dugood Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Beaumont, Houston, Dallas, College Station, and Killeen among others. We have data for 7 markets. (Some data included below & more in-depth data is available with an active subscription.)Dugood Federal Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
385Origination Dollar Volume (All Markets)
$50,585,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 320 | $41,270,000 | $128,969 | $0 | 0.00% |
| Outside of Metro Areas | 36 | $4,600,000 | $127,778 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 24 | $3,990,000 | $166,250 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 0.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 385 | $50,585,000 | $131,390 | $0 | 0.00% |
For 2020, Dugood Federal Credit Union's most frequently originated type of loan was Conventional, with 385 originations.
Loan Reason
For 2020, Dugood Federal Credit Union's most frequently cited loan purpose was Refi, with 292 originations. The 2nd most popular reason was Home Purchase, with 50 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 385 | $50,585,000 | $131,390 | $0 | 0.00% |
For 2020, Dugood Federal Credit Union's most frequently cited loan duration was Other, with 385 originations.
Loan Sizing
2020 saw Dugood Federal Credit Union place emphasis on $100k-200k loans with 176 originations, totaling $24,730,000 in origination value.
Applicant Income
Dugood Federal Credit Union lent most frequently to those with incomes in the $100k-150k range, with 107 originations. The second most popular income band? $75k-100k, with 67 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 385 | $50,585,000 | $131,390 | $0 | 0.00% |
Dugood Federal Credit Union lent most frequently to those with DTI ratios of Exempt%, with 385 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications84.74%
Dugood Federal Credit Union has a below average approval rate.
Pick Rate
Approvals leading to origination80.26%
Dugood Federal Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 385 | $50,585,000 | $131,390 |