Nacogdoches Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Nacogdoches averaged 7.01% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 7.09% and one month ago for the week of 2024-03-14, the average rate was 6.95%.

    Nacogdoches's average rate one year ago was 6.18%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7.2%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Nacogdoches 30 Year Fixed Rate 2024-04-18 7.01%
    Nacogdoches 30 Year Fixed Rate Refi 2024-04-18 7.2%
    Nacogdoches 15 Year Fixed Rate 2024-04-18 6.19%
    Nacogdoches 15 Year Fixed Rate Refi 2024-04-18 6.69%
    Nacogdoches 30 Year FHA 2024-04-18 7.06%
    Nacogdoches 30 Year FHA Refi 2024-04-18 6.66%
    Nacogdoches 30 Year USDA 2024-04-18 6.86%
    Nacogdoches 30 Year USDA Refi 2024-04-18 6.66%
    Nacogdoches 30 Year VA 2024-04-18 6.86%
    Nacogdoches 30 Year VA Refi 2024-04-18 6.96%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Nacogdoches, TX.

    Nacogdoches Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Nacogdoches, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Commercial Bank of Texas 45 7.11% $4,681
    QUICKEN LOANS, LLC 26 7.14% $6,415
    Austin Bank, Texas 24 6.67% $3,731
    BancorpSouth 18 6.90% $5,613
    UNITED WHOLESALE MORTGAGE, LLC 13 6.93% $6,862
    Southside Bank 11 7.11% $4,982
    AMCAP MORTGAGE, LTD. 8 6.67% $5,752
    NTFN, INC. 7 7.34% $7,817
    Regions Bank 7 6.88% $5,321
    EAST TEXAS PROFESSIONAL Credit Union 6 6.83% $3,970
    Flagstar Bank, FSB 6 6.96% $9,201
    LOANDEPOT.COM, LLC 5 7.03% $5,582
    JPMorgan Chase Bank 4 6.63% $5,986
    CMG MORTGAGE, INC. 4 6.62% $5,221
    Prosperity Bank 2 5.88% $9,620
    Carrington Mortgage Services, LLC 2 6.81% $8,123
    CHURCHILL MORTGAGE CORPORATION 2 6.81% $7,437
    CROSSCOUNTRY MORTGAGE, LLC 2 7.50% $7,567
    Farm Credit Mid-America, ACA 2 7.13% $12,138
    GUILD MORTGAGE COMPANY 2 6.50% $9,885
    LOANPAL, LLC 2 7.56% $6,924
    MEMBER HOME LOAN, L.L.C. 2 7.00% $5,296
    MUTUAL OF OMAHA MORTGAGE, INC. 2 6.81% $6,349
    PENNYMAC LOAN SERVICES, LLC 2 6.62% $10,128
    The Loan Store, Inc. 2 7.38% $5,422
    Centennial Bank 1 7.00% $7,964
    GENEVA FINANCIAL, LLC 1 7.88% $8,320
    TJC Mortgage, Inc. 1 7.25% $4,404
    Independent Bank 1 6.13% $5,069
    Bank of England 1 7.00% $4,686
    Bank of America 1 6.25% $5,944
    UNION HOME MORTGAGE CORP. 1 7.63% $4,755
    MEMBER FIRST MORTGAGE, LLC 1 7.13% $6,596
    AMERICAN FINANCIAL RESOURCES, INC. 1 7.63% $6,411
    MEMBERS CHOICE Credit Union 1 6.08% $10,568
    MID AMERICA MORTGAGE, INC. 1 6.88% $4,356
    MORTGAGE FINANCIAL SERVICES, LLC 1 7.25% $10,600
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.25% $4,313
    NAVY FEDERAL CREDIT UNION 1 6.75% $4,234
    NBKC BANK 1 6.88% $6,203
    AMERISAVE MORTGAGE CORPORATION 1 6.38% $6,443
    VeraBank 1 6.50% $5,875
    Affiliated Bank 1 6.25% $5,237
    AmeriHome Mortgage Company, LLC 1 6.99% $13,953
    Raymond James Bank 1 5.25% $6,637
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.13% $16,314
    AMERICAN FINANCING CORPORATION 1 6.50% $7,855
    SUMMIT FUNDING, INC. 1 6.50% $10,434
    SWBC MORTGAGE CORPORATION 1 6.38% $8,196
    V.I.P. MORTGAGE, INC. 1 7.13% $7,128
    EASTMAN 1 7.75% $5,313
    CREDIT HUMAN FEDERAL CREDIT UNION 1 6.68% $4,265
    ENVOY MORTGAGE, LTD 1 7.63% $1,667
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.49% $11,823
    THRIVE MORTGAGE, LLC 1 6.75% $6,373
    First Horizon Bank 1 5.63% $4,515
    First United Bank and Trust Company 1 6.50% $6,218

    Nacogdoches Average Closing Costs & Other Stats

    Nacogdoches, TX's 57 lenders originated 592 loans during 2023. The total origination value was $123,620,000, with an average loan value of $208,818.

    Nacogdoches's average closing costs are $5,153.

    The top Nacogdoches lender as defined by loan originations is Commercial Bank of Texas, with 45 loans originated. Their average total fees are $4,681, which is $1,735 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Nacogdoches lenders (with over 10 loans originated) are Austin Bank, Texas ($3,731), Commercial Bank of Texas ($4,681), Southside Bank ($4,982), BancorpSouth ($5,613) and QUICKEN LOANS, LLC ($6,415).

    The lowest rate Nacogdoches lenders (with over 10 loans originated) are Austin Bank, Texas (6.67%), BancorpSouth (6.90%), UNITED WHOLESALE MORTGAGE, LLC (6.93%), Commercial Bank of Texas (7.11%) and Southside Bank (7.11%).

    Nacogdoches, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Commercial Bank of Texas $36,525,000 $24,865,000 -31.9% 20.1%
    BancorpSouth $16,855,000 $10,810,000 -35.9% 8.7%
    Austin Bank, Texas $16,220,000 $10,745,000 -33.8% 8.7%
    QUICKEN LOANS, LLC $10,655,000 $7,540,000 -29.2% 6.1%
    AMCAP MORTGAGE, LTD. $1,400,000 $4,155,000 196.8% 3.4%
    UNITED WHOLESALE MORTGAGE, LLC $4,730,000 $3,835,000 -18.9% 3.1%
    Mortgage Research Center, LLC $1,335,000 $3,410,000 155.4% 2.8%
    EAST TEXAS PROFESSIONAL Credit Union $1,480,000 $3,225,000 117.9% 2.6%
    21ST MORTGAGE CORPORATION $2,940,000 $2,640,000 -10.2% 2.1%
    Southside Bank $2,345,000 $2,590,000 10.4% 2.1%
    NTFN, INC. $840,000 $2,465,000 193.5% 2.0%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $645,000 $2,285,000 254.3% 1.8%
    Citizens 1st Bank $2,915,000 $2,265,000 -22.3% 1.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $540,000 $1,930,000 257.4% 1.6%
    UBank $2,600,000 $1,925,000 -26.0% 1.6%
    Regions Bank $2,675,000 $1,790,000 -33.1% 1.4%
    Flagstar Bank, FSB $2,450,000 $1,600,000 -34.7% 1.3%
    TRIAD FINANCIAL SERVICES, INC. $1,110,000 $1,595,000 43.7% 1.3%
    CMG MORTGAGE, INC. $1,240,000 $1,415,000 14.1% 1.1%
    GUILD MORTGAGE COMPANY $1,510,000 $1,100,000 -27.2% 0.9%
    JPMorgan Chase Bank $1,005,000 $1,010,000 0.5% 0.8%
    Centennial Bank $195,000 $915,000 369.2% 0.7%
    LOANDEPOT.COM, LLC $860,000 $905,000 5.2% 0.7%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,245,000 $900,000 -27.7% 0.7%
    Farm Credit Mid-America, ACA $895,000 $860,000 -3.9% 0.7%
    LOANPAL, LLC $475,000 $830,000 74.7% 0.7%
    Texas National Bank of Jacksonville $145,000 $820,000 465.5% 0.7%
    Raymond James Bank $795,000 n/a 0.6%
    Prosperity Bank $1,970,000 $790,000 -59.9% 0.6%
    NEWREZ LLC $560,000 $735,000 31.3% 0.6%
    MORTGAGE FINANCIAL SERVICES, LLC $215,000 $685,000 218.6% 0.6%
    CARDINAL FINANCIAL $340,000 $605,000 77.9% 0.5%
    MUTUAL OF OMAHA MORTGAGE, INC. $530,000 $605,000 14.2% 0.5%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $600,000 n/a 0.5%
    BROKER SOLUTIONS, INC. $1,035,000 $595,000 -42.5% 0.5%
    SOUTHWEST STAGE FUNDING, LLC $490,000 $590,000 20.4% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $395,000 $570,000 44.3% 0.5%
    AMERISAVE MORTGAGE CORPORATION $340,000 $550,000 61.8% 0.4%
    PENNYMAC LOAN SERVICES, LLC $1,035,000 $530,000 -48.8% 0.4%
    PENTAGON FEDERAL CREDIT UNION $235,000 $525,000 123.4% 0.4%
    MID AMERICA MORTGAGE, INC. $510,000 n/a 0.4%
    MEMBERS CHOICE Credit Union $105,000 $485,000 361.9% 0.4%
    VAN DYK MORTGAGE CORPORATION $440,000 n/a 0.4%
    LEGEND LENDING CORPORATION $425,000 n/a 0.3%
    Pinnacle Bank $425,000 n/a 0.3%
    CHURCHILL MORTGAGE CORPORATION $610,000 $420,000 -31.1% 0.3%
    First United Bank and Trust Company $910,000 $420,000 -53.8% 0.3%
    THRIVE MORTGAGE, LLC $425,000 $420,000 -1.2% 0.3%
    MEMBER FIRST MORTGAGE, LLC $395,000 n/a 0.3%
    Bank of America $350,000 $370,000 5.7% 0.3%
    Carrington Mortgage Services, LLC $215,000 $350,000 62.8% 0.3%
    The Loan Store, Inc. $350,000 n/a 0.3%
    CREDIT HUMAN FEDERAL CREDIT UNION $170,000 $340,000 100.0% 0.3%
    Cornerstone First Mortgage, Inc $165,000 $320,000 93.9% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $795,000 $310,000 -61.0% 0.3%
    MEMBER HOME LOAN, L.L.C. $145,000 $300,000 106.9% 0.2%
    AMWEST FUNDING CORP. $720,000 $295,000 -59.0% 0.2%
    EASTMAN $290,000 n/a 0.2%
    UNION HOME MORTGAGE CORP. $280,000 n/a 0.2%
    Bank of England $275,000 n/a 0.2%
    ENVOY MORTGAGE, LTD $275,000 n/a 0.2%
    MANN FINANCIAL INC. $275,000 n/a 0.2%
    NBH Bank $4,760,000 $265,000 -94.4% 0.2%
    NFM, INC. $265,000 n/a 0.2%
    Century Mortgage Company DBA Century Lending Company $255,000 n/a 0.2%
    VeraBank $115,000 $255,000 121.7% 0.2%
    GARDNER FINANCIAL SERVICES, LTD. $245,000 n/a 0.2%
    SWBC MORTGAGE CORPORATION $245,000 n/a 0.2%
    GENEVA FINANCIAL, LLC $420,000 $235,000 -44.0% 0.2%
    Paramount Residential Mortgage Group, Inc. $235,000 n/a 0.2%
    USAA Federal Savings Bank $390,000 $235,000 -39.7% 0.2%
    Trinity Oaks Mortgage, LLC $225,000 n/a 0.2%
    AmeriHome Mortgage Company, LLC $215,000 n/a 0.2%
    Independent Bank $215,000 n/a 0.2%
    TJC Mortgage, Inc. $215,000 n/a 0.2%
    STOCKTON MORTGAGE CORPORATION $205,000 n/a 0.2%
    UNIVERSITY Federal Credit Union $245,000 $205,000 -16.3% 0.2%
    V.I.P. MORTGAGE, INC. $205,000 n/a 0.2%
    Affiliated Bank $195,000 n/a 0.2%
    LENDSURE MORTGAGE CORP. $195,000 n/a 0.2%
    SUMMIT FUNDING, INC. $195,000 n/a 0.2%
    LAKEVIEW LOAN SERVICING, LLC $185,000 n/a 0.1%
    BRAZOS VALLEY SCHOOLS $175,000 n/a 0.1%
    First National Bank of East Texas $175,000 n/a 0.1%
    TOWNE MORTGAGE COMPANY $175,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $105,000 $165,000 57.1% 0.1%
    AMERICAN FINANCING CORPORATION $275,000 $165,000 -40.0% 0.1%
    Citibank $165,000 n/a 0.1%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,100,000 $165,000 -85.0% 0.1%
    NAVY FEDERAL CREDIT UNION $2,405,000 $165,000 -93.1% 0.1%
    NBKC BANK $245,000 $165,000 -32.7% 0.1%
    Texas Bank $95,000 $165,000 73.7% 0.1%
    Towne Bank $165,000 n/a 0.1%
    Nations Lending Corporation $175,000 $155,000 -11.4% 0.1%
    Truist $155,000 n/a 0.1%
    First Horizon Bank $145,000 n/a 0.1%
    PILGRIM MORTGAGE LLC $145,000 n/a 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $195,000 $145,000 -25.6% 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $670,000 $145,000 -78.4% 0.1%
    NECHES $115,000 n/a 0.1%
    BOKF $145,000 $105,000 -27.6% 0.1%
    FIRST SERVICE Credit Union $105,000 n/a 0.1%
    LONGBRIDGE FINANCIAL, LLC $135,000 $105,000 -22.2% 0.1%
    CRESTMARK MORTGAGE COMPANY, LTD. $95,000 n/a 0.1%
    Spring Hill State Bank $95,000 n/a 0.1%
    American State Bank $2,390,000 $85,000 -96.4% 0.1%
    ROYAL UNITED MORTGAGE LLC $505,000 $75,000 -85.1% 0.1%
    SPRING EQ, LLC $75,000 n/a 0.1%
    Wells Fargo Bank $1,330,000 $75,000 -94.4% 0.1%
    GENCO Federal Credit Union $65,000 n/a 0.1%

    Nacogdoches's top lender by overall market share is Commercial Bank of Texas, with 20.1% market share. In second place, with 8.7%, is BancorpSouth, having originated $10,810,000 in loans. In third place, with 8.7%, is Austin Bank, Texas, having originated $10,745,000 in loans. In fourth place, with 6.1%, is QUICKEN LOANS, LLC, having originated $7,540,000 in loans. In fifth place, with 3.4%, is AMCAP MORTGAGE, LTD., having originated $4,155,000 in loans.

    Nacogdoches Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Nacogdoches (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $180,750 (-0.1%) $226,365 (-4.4%) 0.00 186
    2018-02-01 $174,950 (-3.2%) $227,993 (-3.5%) 0.00 186
    2018-03-01 $194,900 (5.4%) $233,468 (-2.5%) 0.00 196
    2018-04-01 $185,475 (-2.2%) $225,932 (-8.2%) 0.00 206
    2018-05-01 $184,125 (-4.8%) $223,826 (-8.2%) 0.00 202
    2018-06-01 $194,500 (-3.2%) $241,179 (-5.4%) 0.00 210
    2018-07-01 $198,750 (-5.0%) $239,811 (-2.3%) 0.00 202
    2018-08-01 $199,500 (-0.3%) $247,154 (3.1%) 0.00 196
    2018-09-01 $213,500 (7.8%) $254,910 (8.1%) 0.00 171
    2018-10-01 $210,125 (7.2%) $263,135 (10.2%) 0.00 166
    2018-11-01 $208,750 (19.3%) $258,034 (10.2%) 0.00 168
    2018-12-01 $209,000 (14.8%) $261,724 (11.7%) 0.00 160
    2019-01-01 $216,750 (19.9%) $261,343 (15.5%) 0.00 152
    2019-02-01 $208,450 (19.2%) $253,502 (11.2%) 0.00 164
    2019-03-01 $213,714 (9.7%) $257,997 (10.5%) 0.00 168
    2019-04-01 $209,600 (13.0%) $255,915 (13.3%) 0.00 170
    2019-05-01 $209,925 (14.0%) $271,728 (21.4%) 0.00 155
    2019-06-01 $199,925 (2.8%) $269,626 (11.8%) 0.00 151
    2019-07-01 $209,450 (5.4%) $274,330 (14.4%) 0.00 163
    2019-08-01 $223,182 (11.9%) $279,324 (13.0%) 0.00 166
    2019-09-01 $235,455 (10.3%) $286,684 (12.5%) 0.00 160
    2019-10-01 $246,475 (17.3%) $294,485 (11.9%) 0.00 153
    2019-11-01 $259,900 (24.5%) $297,801 (15.4%) 0.00 144
    2019-12-01 $233,875 (11.9%) $290,473 (11.0%) 0.00 142
    2020-01-01 $216,000 (-0.4%) $283,241 (8.4%) 0.00 133
    2020-02-01 $198,900 (-4.6%) $252,929 (-0.2%) 0.00 139
    2020-03-01 $197,500 (-7.6%) $254,916 (-1.2%) 0.00 148
    2020-04-01 $218,750 (4.4%) $281,070 (9.8%) 0.00 142
    2020-05-01 $219,000 (4.3%) $282,191 (3.9%) 0.00 136
    2020-06-01 $233,650 (16.9%) $302,352 (12.1%) 0.00 118
    2020-07-01 $271,175 (29.5%) $337,025 (22.9%) 0.00 104
    2020-08-01 $290,500 (30.2%) $339,548 (21.6%) 0.00 93
    2020-09-01 $287,175 (22.0%) $360,569 (25.8%) 0.00 97
    2020-10-01 $269,900 (9.5%) $326,641 (10.9%) 0.00 108
    2020-11-01 $264,900 (1.9%) $352,766 (18.5%) 0.00 98
    2020-12-01 $234,100 (0.1%) $336,796 (16.0%) 0.00 86
    2021-01-01 $253,000 (17.1%) $345,164 (21.9%) 0.00 81
    2021-02-01 $277,850 (39.7%) $362,565 (43.4%) 0.00 83
    2021-03-01 $279,250 (41.4%) $363,814 (42.7%) 0.00 71
    2021-04-01 $261,475 (19.5%) $379,371 (35.0%) 0.00 62
    2021-05-01 $259,000 (18.3%) $384,235 (36.2%) 0.00 57
    2021-06-01 $262,700 (12.4%) $422,396 (39.7%) 0.00 70
    2021-07-01 $299,000 (10.3%) $402,551 (19.4%) 0.00 76
    2021-08-01 $280,675 (-3.4%) $383,660 (13.0%) 0.00 79
    2021-09-01 $266,100 (-7.3%) $367,835 (2.0%) 0.00 84
    2021-10-01 $275,900 (2.2%) $365,638 (11.9%) 0.00 77
    2021-11-01 $288,550 (8.9%) $377,512 (7.0%) 0.00 75
    2021-12-01 $292,300 (24.9%) $385,211 (14.4%) 0.00 59
    2022-01-01 $254,500 (0.6%) $349,549 (1.3%) 0.00 62
    2022-02-01 $287,125 (3.3%) $383,172 (5.7%) 0.00 55
    2022-03-01 $280,625 (0.5%) $449,898 (23.7%) 0.00 50
    2022-04-01 $264,000 (1.0%) $338,451 (-10.8%) 0.00 50
    2022-05-01 $253,675 (-2.1%) $313,456 (-18.4%) 0.00 52
    2022-06-01 $258,675 (-1.5%) $382,307 (-9.5%) 0.00 64
    2022-07-01 $248,500 (-16.9%) $392,831 (-2.4%) 0.00 70
    2022-08-01 $286,125 (1.9%) $406,048 (5.8%) 0.00 86
    2022-09-01 $283,700 (6.6%) $406,141 (10.4%) 0.00 86
    2022-10-01 $279,500 (1.3%) $370,091 (1.2%) 0.00 100
    2022-11-01 $299,225 (3.7%) $384,520 (1.9%) 0.00 100
    2022-12-01 $260,000 (-11.1%) $344,783 (-10.5%) 0.00 99
    2023-01-01 $271,174 (6.6%) $338,188 (-3.3%) 0.00 90
    2023-02-01 $264,924 (-7.7%) $341,368 (-10.9%) 0.00 81
    2023-03-01 $257,500 (-8.2%) $351,098 (-22.0%) 0.00 75
    2023-04-01 $257,900 (-2.3%) $367,224 (8.5%) 0.00 72
    2023-05-01 $254,575 (0.4%) $363,985 (16.1%) 0.00 74
    2023-06-01 $305,500 (18.1%) $375,122 (-1.9%) 0.00 89
    2023-07-01 $295,000 (18.7%) $368,237 (-6.3%) 0.00 91
    2023-08-01 $292,450 (2.2%) $351,082 (-13.5%) 0.00 98
    2023-09-01 $269,500 (-5.0%) $325,894 (-19.8%) 0.00 107
    2023-10-01 $275,000 (-1.6%) $321,549 (-13.1%) 0.00 122
    2023-11-01 $282,973 (-5.4%) $332,007 (-13.7%) 0.00 102
    2023-12-01 $280,000 (7.7%) $323,193 (-6.3%) 0.00 107
    2024-01-01 $275,000 (1.4%) $312,367 (-7.6%) 0.00 108
    2024-02-01 $279,475 (5.5%) $323,283 (-5.3%) 0.00 109
    2024-03-01 $278,950 (8.3%) $347,898 (-0.9%) 0.00 111
    Nacogdoches's median listing price for 2024-03-01 was $278,950, a difference of $21,450 (8.3%) versus the prior year and $-525 versus the prior month.

    Nacogdoches's median listing price comes in at 0% of the national average.

    Nacogdoches's average listing price for 2024-03-01 was $347,898, a difference of $-3,200 (-0.9%) versus the prior year and $24,615 versus the prior month.

    For the 2024-03-01 period, Nacogdoches had 111 MLS listings, a difference of 2 listings (2%) versus the prior month and 36 listings (48%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Nacogdoches (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,955 sqft
    2018-02-01 0 days 1,950 sqft
    2018-03-01 0 days 2,056 sqft
    2018-04-01 0 days 2,001 sqft
    2018-05-01 0 days 1,962 sqft
    2018-06-01 0 days 2,050 sqft
    2018-07-01 0 days 2,072 sqft
    2018-08-01 0 days 2,067 sqft
    2018-09-01 0 days 2,089 sqft
    2018-10-01 0 days 2,125 sqft
    2018-11-01 0 days 2,169 sqft
    2018-12-01 0 days 2,080 sqft
    2019-01-01 0 days 2,080 sqft
    2019-02-01 0 days 2,077 sqft
    2019-03-01 0 days 2,134 sqft
    2019-04-01 0 days 2,140 sqft
    2019-05-01 0 days 2,181 sqft
    2019-06-01 0 days 2,173 sqft
    2019-07-01 0 days 2,108 sqft
    2019-08-01 0 days 2,127 sqft
    2019-09-01 0 days 2,169 sqft
    2019-10-01 0 days 2,227 sqft
    2019-11-01 0 days 2,243 sqft
    2019-12-01 0 days 2,200 sqft
    2020-01-01 0 days 2,190 sqft
    2020-02-01 0 days 2,092 sqft
    2020-03-01 0 days 1,989 sqft
    2020-04-01 0 days 2,223 sqft
    2020-05-01 0 days 2,200 sqft
    2020-06-01 0 days 2,323 sqft
    2020-07-01 0 days 2,443 sqft
    2020-08-01 0 days 2,478 sqft
    2020-09-01 0 days 2,403 sqft
    2020-10-01 0 days 2,197 sqft
    2020-11-01 0 days 2,094 sqft
    2020-12-01 0 days 1,968 sqft
    2021-01-01 0 days 2,094 sqft
    2021-02-01 0 days 2,044 sqft
    2021-03-01 0 days 2,060 sqft
    2021-04-01 0 days 2,155 sqft
    2021-05-01 0 days 2,073 sqft
    2021-06-01 0 days 2,001 sqft
    2021-07-01 0 days 2,260 sqft
    2021-08-01 0 days 2,278 sqft
    2021-09-01 0 days 2,220 sqft
    2021-10-01 0 days 2,222 sqft
    2021-11-01 0 days 2,282 sqft
    2021-12-01 0 days 2,323 sqft
    2022-01-01 0 days 2,029 sqft
    2022-02-01 0 days 2,265 sqft
    2022-03-01 0 days 2,297 sqft
    2022-04-01 0 days 2,003 sqft
    2022-05-01 0 days 1,881 sqft
    2022-06-01 0 days 1,909 sqft
    2022-07-01 0 days 2,020 sqft
    2022-08-01 0 days 1,875 sqft
    2022-09-01 0 days 1,858 sqft
    2022-10-01 0 days 1,856 sqft
    2022-11-01 0 days 1,883 sqft
    2022-12-01 0 days 1,848 sqft
    2023-01-01 0 days 1,865 sqft
    2023-02-01 0 days 1,866 sqft
    2023-03-01 0 days 1,861 sqft
    2023-04-01 0 days 1,880 sqft
    2023-05-01 0 days 1,871 sqft
    2023-06-01 0 days 1,944 sqft
    2023-07-01 0 days 1,997 sqft
    2023-08-01 0 days 1,969 sqft
    2023-09-01 0 days 1,894 sqft
    2023-10-01 0 days 1,893 sqft
    2023-11-01 0 days 1,917 sqft
    2023-12-01 0 days 1,857 sqft
    2024-01-01 0 days 1,882 sqft
    2024-02-01 0 days 1,867 sqft
    2024-03-01 0 days 1,832 sqft
    Nacogdoches's median listing age (time on market) for 2024-03-01 was 0 days.

    Nacogdoches's median square footage for active listings during the 2024-03-01 period was 1,832 sqft. One year prior, the average listing was 1,861 sqft.

    Nacogdoches, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 440 $97,890,000 $222,477
    Cash Out Refi 66 $9,580,000 $145,152
    Other 38 $5,500,000 $144,737
    Refi 30 $9,360,000 $312,000
    Home Improvement 18 $1,290,000 $71,667

    Nacogdoches's most frequently cited loan purpose was Home Purchase, with 440 originations. The 2nd most popular reason was Cash Out Refi, with 66 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 193 $46,445,000 $240,648
    7-8% 171 $35,495,000 $207,573
    Over 8% 127 $18,035,000 $142,008
    5-6% 65 $16,625,000 $255,769
    4-5% 3 $825,000 $275,000
    2.5-3% 2 $180,000 $90,000

    During 2023, Nacogdoches's most frequently originated rate bucket was 6-7%, with 193 originations.

    Loan Sizing (Nacogdoches, TX MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 220 $32,650,000 $148,409
    $200k-400k 196 $53,830,000 $274,643
    $100,000 or less 127 $8,445,000 $66,496
    $400k-600k 37 $17,345,000 $468,784
    $600k-1000k 9 $6,585,000 $731,667
    $Over $1MM 3 $4,765,000 $1,588,333

    Nacogdoches's loan sizing saw the bucket of loans from $100k-200k with 220 originations, totaling $32,650,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 296 $65,090,000 $219,899
    60-80% 142 $35,470,000 $249,789
    40-60% 52 $8,710,000 $167,500
    20-40% 41 $5,175,000 $126,220
    Under 20% 21 $1,205,000 $57,381
    Over 100% 6 $1,480,000 $246,667

    Nacogdoches's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 296 originations, totaling $65,090,000 in origination value.