Nacogdoches Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Nacogdoches averaged 6.03% for the week of 2024-10-03, compared to the national average of 6.12% for the same period.

The average rate for the prior week (2024-09-26) was 6.09% and one month ago for the week of 2024-08-29, the average rate was 6.56%.

Nacogdoches's average rate one year ago was 7.52%.

For refis of the same type during the week of 2024-10-03, the average rate was 6.02%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-03 6.12%
Nacogdoches 30 Year Fixed Rate 2024-10-03 6.03%
Nacogdoches 30 Year Fixed Rate Refi 2024-10-03 6.02%
Nacogdoches 15 Year Fixed Rate 2024-10-03 5.45%
Nacogdoches 15 Year Fixed Rate Refi 2024-10-03 5.45%
Nacogdoches 30 Year FHA 2024-10-03 5.69%
Nacogdoches 30 Year FHA Refi 2024-10-03 5.99%
Nacogdoches 30 Year USDA 2024-10-03 5.77%
Nacogdoches 30 Year USDA Refi 2024-10-03 5.97%
Nacogdoches 30 Year VA 2024-10-03 5.4%
Nacogdoches 30 Year VA Refi 2024-10-03 5.8%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Nacogdoches, TX.

Nacogdoches Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Nacogdoches, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Commercial Bank of Texas 45 7.11% $4,681
QUICKEN LOANS, LLC 26 7.14% $6,415
Austin Bank, Texas 24 6.67% $3,731
BancorpSouth 18 6.90% $5,613
UNITED WHOLESALE MORTGAGE, LLC 13 6.93% $6,862
Southside Bank 11 7.11% $4,982
AMCAP MORTGAGE, LTD. 8 6.67% $5,752
NTFN, INC. 7 7.34% $7,817
Regions Bank 7 6.88% $5,321
EAST TEXAS PROFESSIONAL Credit Union 6 6.83% $3,970
Flagstar Bank, FSB 6 6.96% $9,201
LOANDEPOT.COM, LLC 5 7.03% $5,582
JPMorgan Chase Bank 4 6.63% $5,986
CMG MORTGAGE, INC. 4 6.62% $5,221
Prosperity Bank 2 5.88% $9,620
Carrington Mortgage Services, LLC 2 6.81% $8,123
CHURCHILL MORTGAGE CORPORATION 2 6.81% $7,437
CROSSCOUNTRY MORTGAGE, LLC 2 7.50% $7,567
Farm Credit Mid-America, ACA 2 7.13% $12,138
GUILD MORTGAGE COMPANY 2 6.50% $9,885
LOANPAL, LLC 2 7.56% $6,924
MEMBER HOME LOAN, L.L.C. 2 7.00% $5,296
MUTUAL OF OMAHA MORTGAGE, INC. 2 6.81% $6,349
PENNYMAC LOAN SERVICES, LLC 2 6.62% $10,128
The Loan Store, Inc. 2 7.38% $5,422
Centennial Bank 1 7.00% $7,964
GENEVA FINANCIAL, LLC 1 7.88% $8,320
TJC Mortgage, Inc. 1 7.25% $4,404
Independent Bank 1 6.13% $5,069
Bank of England 1 7.00% $4,686
Bank of America 1 6.25% $5,944
UNION HOME MORTGAGE CORP. 1 7.63% $4,755
MEMBER FIRST MORTGAGE, LLC 1 7.13% $6,596
AMERICAN FINANCIAL RESOURCES, INC. 1 7.63% $6,411
MEMBERS CHOICE Credit Union 1 6.08% $10,568
MID AMERICA MORTGAGE, INC. 1 6.88% $4,356
MORTGAGE FINANCIAL SERVICES, LLC 1 7.25% $10,600
VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.25% $4,313
NAVY FEDERAL CREDIT UNION 1 6.75% $4,234
NBKC BANK 1 6.88% $6,203
AMERISAVE MORTGAGE CORPORATION 1 6.38% $6,443
VeraBank 1 6.50% $5,875
Affiliated Bank 1 6.25% $5,237
AmeriHome Mortgage Company, LLC 1 6.99% $13,953
Raymond James Bank 1 5.25% $6,637
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.13% $16,314
AMERICAN FINANCING CORPORATION 1 6.50% $7,855
SUMMIT FUNDING, INC. 1 6.50% $10,434
SWBC MORTGAGE CORPORATION 1 6.38% $8,196
V.I.P. MORTGAGE, INC. 1 7.13% $7,128
EASTMAN 1 7.75% $5,313
CREDIT HUMAN FEDERAL CREDIT UNION 1 6.68% $4,265
ENVOY MORTGAGE, LTD 1 7.63% $1,667
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.49% $11,823
THRIVE MORTGAGE, LLC 1 6.75% $6,373
First Horizon Bank 1 5.63% $4,515
First United Bank and Trust Company 1 6.50% $6,218

Nacogdoches Average Closing Costs & Other Stats

Nacogdoches, TX's 57 lenders originated 592 loans during 2023. The total origination value was $123,620,000, with an average loan value of $208,818.

Nacogdoches's average closing costs are $5,153.

The top Nacogdoches lender as defined by loan originations is Commercial Bank of Texas, with 45 loans originated. Their average total fees are $4,681, which is $1,735 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Nacogdoches lenders (with over 10 loans originated) are Austin Bank, Texas ($3,731), Commercial Bank of Texas ($4,681), Southside Bank ($4,982), BancorpSouth ($5,613) and QUICKEN LOANS, LLC ($6,415).

The lowest rate Nacogdoches lenders (with over 10 loans originated) are Austin Bank, Texas (6.67%), BancorpSouth (6.90%), UNITED WHOLESALE MORTGAGE, LLC (6.93%), Commercial Bank of Texas (7.11%) and Southside Bank (7.11%).

Nacogdoches, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Commercial Bank of Texas $36,525,000 $24,865,000 -31.9% 20.1%
BancorpSouth $16,855,000 $10,810,000 -35.9% 8.7%
Austin Bank, Texas $16,220,000 $10,745,000 -33.8% 8.7%
QUICKEN LOANS, LLC $10,655,000 $7,540,000 -29.2% 6.1%
AMCAP MORTGAGE, LTD. $1,400,000 $4,155,000 196.8% 3.4%
UNITED WHOLESALE MORTGAGE, LLC $4,730,000 $3,835,000 -18.9% 3.1%
Mortgage Research Center, LLC $1,335,000 $3,410,000 155.4% 2.8%
EAST TEXAS PROFESSIONAL Credit Union $1,480,000 $3,225,000 117.9% 2.6%
21ST MORTGAGE CORPORATION $2,940,000 $2,640,000 -10.2% 2.1%
Southside Bank $2,345,000 $2,590,000 10.4% 2.1%
NTFN, INC. $840,000 $2,465,000 193.5% 2.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $645,000 $2,285,000 254.3% 1.8%
Citizens 1st Bank $2,915,000 $2,265,000 -22.3% 1.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $540,000 $1,930,000 257.4% 1.6%
UBank $2,600,000 $1,925,000 -26.0% 1.6%
Regions Bank $2,675,000 $1,790,000 -33.1% 1.4%
Flagstar Bank, FSB $2,450,000 $1,600,000 -34.7% 1.3%
TRIAD FINANCIAL SERVICES, INC. $1,110,000 $1,595,000 43.7% 1.3%
CMG MORTGAGE, INC. $1,240,000 $1,415,000 14.1% 1.1%
GUILD MORTGAGE COMPANY $1,510,000 $1,100,000 -27.2% 0.9%
JPMorgan Chase Bank $1,005,000 $1,010,000 0.5% 0.8%
Centennial Bank $195,000 $915,000 369.2% 0.7%
LOANDEPOT.COM, LLC $860,000 $905,000 5.2% 0.7%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,245,000 $900,000 -27.7% 0.7%
Farm Credit Mid-America, ACA $895,000 $860,000 -3.9% 0.7%
LOANPAL, LLC $475,000 $830,000 74.7% 0.7%
Texas National Bank of Jacksonville $145,000 $820,000 465.5% 0.7%
Raymond James Bank $795,000 n/a 0.6%
Prosperity Bank $1,970,000 $790,000 -59.9% 0.6%
NEWREZ LLC $560,000 $735,000 31.3% 0.6%
MORTGAGE FINANCIAL SERVICES, LLC $215,000 $685,000 218.6% 0.6%
CARDINAL FINANCIAL $340,000 $605,000 77.9% 0.5%
MUTUAL OF OMAHA MORTGAGE, INC. $530,000 $605,000 14.2% 0.5%
EUSTIS AND AMERICAN MORTGAGE COMPANY $600,000 n/a 0.5%
BROKER SOLUTIONS, INC. $1,035,000 $595,000 -42.5% 0.5%
SOUTHWEST STAGE FUNDING, LLC $490,000 $590,000 20.4% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $395,000 $570,000 44.3% 0.5%
AMERISAVE MORTGAGE CORPORATION $340,000 $550,000 61.8% 0.4%
PENNYMAC LOAN SERVICES, LLC $1,035,000 $530,000 -48.8% 0.4%
PENTAGON FEDERAL CREDIT UNION $235,000 $525,000 123.4% 0.4%
MID AMERICA MORTGAGE, INC. $510,000 n/a 0.4%
MEMBERS CHOICE Credit Union $105,000 $485,000 361.9% 0.4%
VAN DYK MORTGAGE CORPORATION $440,000 n/a 0.4%
LEGEND LENDING CORPORATION $425,000 n/a 0.3%
Pinnacle Bank $425,000 n/a 0.3%
CHURCHILL MORTGAGE CORPORATION $610,000 $420,000 -31.1% 0.3%
First United Bank and Trust Company $910,000 $420,000 -53.8% 0.3%
THRIVE MORTGAGE, LLC $425,000 $420,000 -1.2% 0.3%
MEMBER FIRST MORTGAGE, LLC $395,000 n/a 0.3%
Bank of America $350,000 $370,000 5.7% 0.3%
Carrington Mortgage Services, LLC $215,000 $350,000 62.8% 0.3%
The Loan Store, Inc. $350,000 n/a 0.3%
CREDIT HUMAN FEDERAL CREDIT UNION $170,000 $340,000 100.0% 0.3%
Cornerstone First Mortgage, Inc $165,000 $320,000 93.9% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $795,000 $310,000 -61.0% 0.3%
MEMBER HOME LOAN, L.L.C. $145,000 $300,000 106.9% 0.2%
AMWEST FUNDING CORP. $720,000 $295,000 -59.0% 0.2%
EASTMAN $290,000 n/a 0.2%
UNION HOME MORTGAGE CORP. $280,000 n/a 0.2%
Bank of England $275,000 n/a 0.2%
ENVOY MORTGAGE, LTD $275,000 n/a 0.2%
MANN FINANCIAL INC. $275,000 n/a 0.2%
NBH Bank $4,760,000 $265,000 -94.4% 0.2%
NFM, INC. $265,000 n/a 0.2%
Century Mortgage Company DBA Century Lending Company $255,000 n/a 0.2%
VeraBank $115,000 $255,000 121.7% 0.2%
GARDNER FINANCIAL SERVICES, LTD. $245,000 n/a 0.2%
SWBC MORTGAGE CORPORATION $245,000 n/a 0.2%
GENEVA FINANCIAL, LLC $420,000 $235,000 -44.0% 0.2%
Paramount Residential Mortgage Group, Inc. $235,000 n/a 0.2%
USAA Federal Savings Bank $390,000 $235,000 -39.7% 0.2%
Trinity Oaks Mortgage, LLC $225,000 n/a 0.2%
AmeriHome Mortgage Company, LLC $215,000 n/a 0.2%
Independent Bank $215,000 n/a 0.2%
TJC Mortgage, Inc. $215,000 n/a 0.2%
STOCKTON MORTGAGE CORPORATION $205,000 n/a 0.2%
UNIVERSITY Federal Credit Union $245,000 $205,000 -16.3% 0.2%
V.I.P. MORTGAGE, INC. $205,000 n/a 0.2%
Affiliated Bank $195,000 n/a 0.2%
LENDSURE MORTGAGE CORP. $195,000 n/a 0.2%
SUMMIT FUNDING, INC. $195,000 n/a 0.2%
LAKEVIEW LOAN SERVICING, LLC $185,000 n/a 0.1%
BRAZOS VALLEY SCHOOLS $175,000 n/a 0.1%
First National Bank of East Texas $175,000 n/a 0.1%
TOWNE MORTGAGE COMPANY $175,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $105,000 $165,000 57.1% 0.1%
AMERICAN FINANCING CORPORATION $275,000 $165,000 -40.0% 0.1%
Citibank $165,000 n/a 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,100,000 $165,000 -85.0% 0.1%
NAVY FEDERAL CREDIT UNION $2,405,000 $165,000 -93.1% 0.1%
NBKC BANK $245,000 $165,000 -32.7% 0.1%
Texas Bank $95,000 $165,000 73.7% 0.1%
Towne Bank $165,000 n/a 0.1%
Nations Lending Corporation $175,000 $155,000 -11.4% 0.1%
Truist $155,000 n/a 0.1%
First Horizon Bank $145,000 n/a 0.1%
PILGRIM MORTGAGE LLC $145,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $195,000 $145,000 -25.6% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $670,000 $145,000 -78.4% 0.1%
NECHES $115,000 n/a 0.1%
BOKF $145,000 $105,000 -27.6% 0.1%
FIRST SERVICE Credit Union $105,000 n/a 0.1%
LONGBRIDGE FINANCIAL, LLC $135,000 $105,000 -22.2% 0.1%
CRESTMARK MORTGAGE COMPANY, LTD. $95,000 n/a 0.1%
Spring Hill State Bank $95,000 n/a 0.1%
American State Bank $2,390,000 $85,000 -96.4% 0.1%
ROYAL UNITED MORTGAGE LLC $505,000 $75,000 -85.1% 0.1%
SPRING EQ, LLC $75,000 n/a 0.1%
Wells Fargo Bank $1,330,000 $75,000 -94.4% 0.1%
GENCO Federal Credit Union $65,000 n/a 0.1%

Nacogdoches's top lender by overall market share is Commercial Bank of Texas, with 20.1% market share. In second place, with 8.7%, is BancorpSouth, having originated $10,810,000 in loans. In third place, with 8.7%, is Austin Bank, Texas, having originated $10,745,000 in loans. In fourth place, with 6.1%, is QUICKEN LOANS, LLC, having originated $7,540,000 in loans. In fifth place, with 3.4%, is AMCAP MORTGAGE, LTD., having originated $4,155,000 in loans.


Nacogdoches Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Nacogdoches (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $180,750 (-0.1%) $226,365 (-4.4%) 0.00 186
2018-02-01 $174,950 (-3.2%) $227,993 (-3.5%) 0.00 186
2018-03-01 $194,900 (5.4%) $233,468 (-2.5%) 0.00 196
2018-04-01 $185,475 (-2.2%) $225,932 (-8.2%) 0.00 206
2018-05-01 $184,125 (-4.8%) $223,826 (-8.2%) 0.00 202
2018-06-01 $194,500 (-3.2%) $241,179 (-5.4%) 0.00 210
2018-07-01 $198,750 (-5.0%) $239,811 (-2.3%) 0.00 202
2018-08-01 $199,500 (-0.3%) $247,154 (3.1%) 0.00 196
2018-09-01 $213,500 (7.8%) $254,910 (8.1%) 0.00 171
2018-10-01 $210,125 (7.2%) $263,135 (10.2%) 0.00 166
2018-11-01 $208,750 (19.3%) $258,034 (10.2%) 0.00 168
2018-12-01 $209,000 (14.8%) $261,724 (11.7%) 0.00 160
2019-01-01 $216,750 (19.9%) $261,343 (15.5%) 0.00 152
2019-02-01 $208,450 (19.2%) $253,502 (11.2%) 0.00 164
2019-03-01 $213,714 (9.7%) $257,997 (10.5%) 0.00 168
2019-04-01 $209,600 (13.0%) $255,915 (13.3%) 0.00 170
2019-05-01 $209,925 (14.0%) $271,728 (21.4%) 0.00 155
2019-06-01 $199,925 (2.8%) $269,626 (11.8%) 0.00 151
2019-07-01 $209,450 (5.4%) $274,330 (14.4%) 0.00 163
2019-08-01 $223,182 (11.9%) $279,324 (13.0%) 0.00 166
2019-09-01 $235,455 (10.3%) $286,684 (12.5%) 0.00 160
2019-10-01 $246,475 (17.3%) $294,485 (11.9%) 0.00 153
2019-11-01 $259,900 (24.5%) $297,801 (15.4%) 0.00 144
2019-12-01 $233,875 (11.9%) $290,473 (11.0%) 0.00 142
2020-01-01 $216,000 (-0.4%) $283,241 (8.4%) 0.00 133
2020-02-01 $198,900 (-4.6%) $252,929 (-0.2%) 0.00 139
2020-03-01 $197,500 (-7.6%) $254,916 (-1.2%) 0.00 148
2020-04-01 $218,750 (4.4%) $281,070 (9.8%) 0.00 142
2020-05-01 $219,000 (4.3%) $282,191 (3.9%) 0.00 136
2020-06-01 $233,650 (16.9%) $302,352 (12.1%) 0.00 118
2020-07-01 $271,175 (29.5%) $337,025 (22.9%) 0.00 104
2020-08-01 $290,500 (30.2%) $339,548 (21.6%) 0.00 93
2020-09-01 $287,175 (22.0%) $360,569 (25.8%) 0.00 97
2020-10-01 $269,900 (9.5%) $326,641 (10.9%) 0.00 108
2020-11-01 $264,900 (1.9%) $352,766 (18.5%) 0.00 98
2020-12-01 $234,100 (0.1%) $336,796 (16.0%) 0.00 86
2021-01-01 $253,000 (17.1%) $345,164 (21.9%) 0.00 81
2021-02-01 $277,850 (39.7%) $362,565 (43.4%) 0.00 83
2021-03-01 $279,250 (41.4%) $363,814 (42.7%) 0.00 71
2021-04-01 $261,475 (19.5%) $379,371 (35.0%) 0.00 62
2021-05-01 $259,000 (18.3%) $384,235 (36.2%) 0.00 57
2021-06-01 $262,700 (12.4%) $422,396 (39.7%) 0.00 70
2021-07-01 $299,000 (10.3%) $402,551 (19.4%) 0.00 76
2021-08-01 $280,675 (-3.4%) $383,660 (13.0%) 0.00 79
2021-09-01 $266,100 (-7.3%) $367,835 (2.0%) 0.00 84
2021-10-01 $275,900 (2.2%) $365,638 (11.9%) 0.00 77
2021-11-01 $288,550 (8.9%) $377,512 (7.0%) 0.00 75
2021-12-01 $292,300 (24.9%) $385,211 (14.4%) 0.00 59
2022-01-01 $254,500 (0.6%) $349,549 (1.3%) 0.00 62
2022-02-01 $287,125 (3.3%) $383,172 (5.7%) 0.00 55
2022-03-01 $280,625 (0.5%) $449,898 (23.7%) 0.00 50
2022-04-01 $264,000 (1.0%) $338,451 (-10.8%) 0.00 50
2022-05-01 $253,675 (-2.1%) $313,456 (-18.4%) 0.00 52
2022-06-01 $258,675 (-1.5%) $382,307 (-9.5%) 0.00 64
2022-07-01 $248,500 (-16.9%) $392,831 (-2.4%) 0.00 70
2022-08-01 $286,125 (1.9%) $406,048 (5.8%) 0.00 86
2022-09-01 $283,700 (6.6%) $406,141 (10.4%) 0.00 86
2022-10-01 $279,500 (1.3%) $370,091 (1.2%) 0.00 100
2022-11-01 $299,225 (3.7%) $384,520 (1.9%) 0.00 100
2022-12-01 $260,000 (-11.1%) $344,783 (-10.5%) 0.00 99
2023-01-01 $271,174 (6.6%) $338,188 (-3.3%) 0.00 90
2023-02-01 $264,924 (-7.7%) $341,368 (-10.9%) 0.00 81
2023-03-01 $257,500 (-8.2%) $351,098 (-22.0%) 0.00 75
2023-04-01 $257,900 (-2.3%) $367,224 (8.5%) 0.00 72
2023-05-01 $254,575 (0.4%) $363,985 (16.1%) 0.00 74
2023-06-01 $305,500 (18.1%) $375,122 (-1.9%) 0.00 89
2023-07-01 $295,000 (18.7%) $368,237 (-6.3%) 0.00 91
2023-08-01 $292,450 (2.2%) $351,082 (-13.5%) 0.00 98
2023-09-01 $269,500 (-5.0%) $325,894 (-19.8%) 0.00 107
2023-10-01 $275,000 (-1.6%) $321,549 (-13.1%) 0.00 122
2023-11-01 $282,973 (-5.4%) $332,007 (-13.7%) 0.00 102
2023-12-01 $280,000 (7.7%) $323,193 (-6.3%) 0.00 107
2024-01-01 $275,000 (1.4%) $312,367 (-7.6%) 0.00 108
2024-02-01 $279,475 (5.5%) $323,283 (-5.3%) 0.00 109
2024-03-01 $278,950 (8.3%) $347,898 (-0.9%) 0.00 111
2024-04-01 $273,631 (6.1%) $333,245 (-9.3%) 0.00 119
2024-05-01 $276,000 (8.4%) $353,749 (-2.8%) 0.00 131
2024-06-01 $279,900 (-8.4%) $327,071 (-12.8%) 0.00 146
2024-07-01 $296,938 (0.7%) $329,343 (-10.6%) 0.00 175
2024-08-01 $299,900 (2.6%) $327,956 (-6.6%) 0.00 172
2024-09-01 $294,450 (9.3%) $325,639 (-0.1%) 0.00 179
Nacogdoches's median listing price for 2024-09-01 was $294,450, a difference of $24,950 (9.3%) versus the prior year and $-5,450 versus the prior month.

Nacogdoches's median listing price comes in at 0% of the national average.

Nacogdoches's average listing price for 2024-09-01 was $325,639, a difference of $-255 (-0.1%) versus the prior year and $-2,317 versus the prior month.

For the 2024-09-01 period, Nacogdoches had 179 MLS listings, a difference of 7 listings (4%) versus the prior month and 72 listings (67%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Nacogdoches (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,955 sqft
2018-02-01 0 days 1,950 sqft
2018-03-01 0 days 2,056 sqft
2018-04-01 0 days 2,001 sqft
2018-05-01 0 days 1,962 sqft
2018-06-01 0 days 2,050 sqft
2018-07-01 0 days 2,072 sqft
2018-08-01 0 days 2,067 sqft
2018-09-01 0 days 2,089 sqft
2018-10-01 0 days 2,125 sqft
2018-11-01 0 days 2,169 sqft
2018-12-01 0 days 2,080 sqft
2019-01-01 0 days 2,080 sqft
2019-02-01 0 days 2,077 sqft
2019-03-01 0 days 2,134 sqft
2019-04-01 0 days 2,140 sqft
2019-05-01 0 days 2,181 sqft
2019-06-01 0 days 2,173 sqft
2019-07-01 0 days 2,108 sqft
2019-08-01 0 days 2,127 sqft
2019-09-01 0 days 2,169 sqft
2019-10-01 0 days 2,227 sqft
2019-11-01 0 days 2,243 sqft
2019-12-01 0 days 2,200 sqft
2020-01-01 0 days 2,190 sqft
2020-02-01 0 days 2,092 sqft
2020-03-01 0 days 1,989 sqft
2020-04-01 0 days 2,223 sqft
2020-05-01 0 days 2,200 sqft
2020-06-01 0 days 2,323 sqft
2020-07-01 0 days 2,443 sqft
2020-08-01 0 days 2,478 sqft
2020-09-01 0 days 2,403 sqft
2020-10-01 0 days 2,197 sqft
2020-11-01 0 days 2,094 sqft
2020-12-01 0 days 1,968 sqft
2021-01-01 0 days 2,094 sqft
2021-02-01 0 days 2,044 sqft
2021-03-01 0 days 2,060 sqft
2021-04-01 0 days 2,155 sqft
2021-05-01 0 days 2,073 sqft
2021-06-01 0 days 2,001 sqft
2021-07-01 0 days 2,260 sqft
2021-08-01 0 days 2,278 sqft
2021-09-01 0 days 2,220 sqft
2021-10-01 0 days 2,222 sqft
2021-11-01 0 days 2,282 sqft
2021-12-01 0 days 2,323 sqft
2022-01-01 0 days 2,029 sqft
2022-02-01 0 days 2,265 sqft
2022-03-01 0 days 2,297 sqft
2022-04-01 0 days 2,003 sqft
2022-05-01 0 days 1,881 sqft
2022-06-01 0 days 1,909 sqft
2022-07-01 0 days 2,020 sqft
2022-08-01 0 days 1,875 sqft
2022-09-01 0 days 1,858 sqft
2022-10-01 0 days 1,856 sqft
2022-11-01 0 days 1,883 sqft
2022-12-01 0 days 1,848 sqft
2023-01-01 0 days 1,865 sqft
2023-02-01 0 days 1,866 sqft
2023-03-01 0 days 1,861 sqft
2023-04-01 0 days 1,880 sqft
2023-05-01 0 days 1,871 sqft
2023-06-01 0 days 1,944 sqft
2023-07-01 0 days 1,997 sqft
2023-08-01 0 days 1,969 sqft
2023-09-01 0 days 1,894 sqft
2023-10-01 0 days 1,893 sqft
2023-11-01 0 days 1,917 sqft
2023-12-01 0 days 1,857 sqft
2024-01-01 0 days 1,882 sqft
2024-02-01 0 days 1,867 sqft
2024-03-01 0 days 1,832 sqft
2024-04-01 0 days 1,815 sqft
2024-05-01 0 days 1,970 sqft
2024-06-01 0 days 1,889 sqft
2024-07-01 0 days 1,932 sqft
2024-08-01 0 days 1,912 sqft
2024-09-01 0 days 1,891 sqft
Nacogdoches's median listing age (time on market) for 2024-09-01 was 0 days.

Nacogdoches's median square footage for active listings during the 2024-09-01 period was 1,891 sqft. One year prior, the average listing was 1,894 sqft.

Nacogdoches, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 440 $97,890,000 $222,477
Cash Out Refi 66 $9,580,000 $145,152
Other 38 $5,500,000 $144,737
Refi 30 $9,360,000 $312,000
Home Improvement 18 $1,290,000 $71,667

Nacogdoches's most frequently cited loan purpose was Home Purchase, with 440 originations. The 2nd most popular reason was Cash Out Refi, with 66 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 193 $46,445,000 $240,648
7-8% 171 $35,495,000 $207,573
Over 8% 127 $18,035,000 $142,008
5-6% 65 $16,625,000 $255,769
4-5% 3 $825,000 $275,000
2.5-3% 2 $180,000 $90,000

During 2023, Nacogdoches's most frequently originated rate bucket was 6-7%, with 193 originations.

Loan Sizing (Nacogdoches, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 220 $32,650,000 $148,409
$200k-400k 196 $53,830,000 $274,643
$100,000 or less 127 $8,445,000 $66,496
$400k-600k 37 $17,345,000 $468,784
$600k-1000k 9 $6,585,000 $731,667
$Over $1MM 3 $4,765,000 $1,588,333

Nacogdoches's loan sizing saw the bucket of loans from $100k-200k with 220 originations, totaling $32,650,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 296 $65,090,000 $219,899
60-80% 142 $35,470,000 $249,789
40-60% 52 $8,710,000 $167,500
20-40% 41 $5,175,000 $126,220
Under 20% 21 $1,205,000 $57,381
Over 100% 6 $1,480,000 $246,667

Nacogdoches's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 296 originations, totaling $65,090,000 in origination value.