Nacogdoches Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Nacogdoches averaged
6.98%
for the week of 2023-11-22, compared to the national average of
7.29% for the same period.
The average rate for the prior week (2023-11-16) was
7.33% and
one month ago for the week of 2023-10-19, the
average rate was 7.42%.
Nacogdoches's average rate one year ago was 6.6%.
For refis of the same type during the week of 2023-11-22, the average rate
was 7.59%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-11-22 | 7.29% |
Nacogdoches 30 Year Fixed Rate | 2023-11-22 | 6.98% |
Nacogdoches 30 Year Fixed Rate Refi | 2023-11-22 | 7.59% |
Nacogdoches 15 Year Fixed Rate | 2023-11-22 | 6.67% |
Nacogdoches 15 Year Fixed Rate Refi | 2023-11-22 | 6.77% |
Nacogdoches 30 Year FHA | 2023-11-22 | 0.1% |
Nacogdoches 30 Year FHA Refi | 2023-11-22 | -0.2% |
Nacogdoches 30 Year USDA | 2023-11-22 | 0.2% |
Nacogdoches 30 Year USDA Refi | 2023-11-22 | -0.2% |
Nacogdoches 30 Year VA | 2023-11-22 | -0.1% |
Nacogdoches 30 Year VA Refi | 2023-11-22 | 0.1% |
Nacogdoches Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Nacogdoches, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Nacogdoches Average Closing Costs & Other Stats
Nacogdoches, TX's 81 lenders originated 814
loans during 2022. The total origination value was $177,310,000, with an average loan value of
$217,826.
Nacogdoches's average closing costs are $4,899.
The top Nacogdoches lender as defined by loan originations is Commercial Bank of Texas, with
72 loans originated. Their average total fees are
$4,549, which is $640
lower than the next largest lender,
BancorpSouth.
The lowest fee Nacogdoches lenders (with over 10 loans originated) are
Austin Bank, Texas ($3,900), Commercial Bank of Texas ($4,549), BancorpSouth ($5,189), Regions Bank ($5,213) and QUICKEN LOANS, LLC ($6,071).
The lowest rate Nacogdoches lenders (with over 10 loans originated) are
BancorpSouth (5.01%), Commercial Bank of Texas (5.06%), Austin Bank, Texas (5.18%), QUICKEN LOANS, LLC (5.24%) and Regions Bank (5.34%).
Nacogdoches, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
Commercial Bank of Texas | $43,995,000 | $36,525,000 | -17.0% | 20.6% |
BancorpSouth Bank | $25,710,000 | $16,855,000 | -34.4% | 9.5% |
Austin Bank, Texas | $14,535,000 | $16,220,000 | 11.6% | 9.1% |
QUICKEN LOANS, LLC | $16,325,000 | $10,655,000 | -34.7% | 6.0% |
NBH Bank | $4,760,000 | n/a | 2.7% | |
UNITED WHOLESALE MORTGAGE, LLC | $3,130,000 | $4,730,000 | 51.1% | 2.7% |
Capital One | $4,215,000 | n/a | 2.4% | |
21ST MORTGAGE CORPORATION | $2,285,000 | $2,940,000 | 28.7% | 1.7% |
Citizens 1st Bank | $6,095,000 | $2,915,000 | -52.2% | 1.6% |
Regions Bank | $4,750,000 | $2,675,000 | -43.7% | 1.5% |
UBank | $1,940,000 | $2,600,000 | 34.0% | 1.5% |
Flagstar Bank, FSB | $2,785,000 | $2,450,000 | -12.0% | 1.4% |
NAVY FEDERAL CREDIT UNION | $350,000 | $2,405,000 | 587.1% | 1.4% |
American State Bank | $1,675,000 | $2,390,000 | 42.7% | 1.3% |
Southside Bank | $6,245,000 | $2,345,000 | -62.4% | 1.3% |
Prosperity Bank | $1,050,000 | $1,970,000 | 87.6% | 1.1% |
EVERETT FINANCIAL, INC. | $300,000 | $1,845,000 | 515.0% | 1.0% |
GUILD MORTGAGE COMPANY | $2,880,000 | $1,510,000 | -47.6% | 0.9% |
EAST TEXAS PROFESSIONAL Credit Union | $1,360,000 | $1,480,000 | 8.8% | 0.8% |
AMCAP MORTGAGE, LTD. | $5,050,000 | $1,400,000 | -72.3% | 0.8% |
Washington Federal Bank | $1,395,000 | n/a | 0.8% | |
U.S. Bank | $1,355,000 | n/a | 0.8% | |
GUARANTEED RATE, INC. | $740,000 | $1,345,000 | 81.8% | 0.8% |
Mortgage Research Center, LLC | $2,530,000 | $1,335,000 | -47.2% | 0.8% |
Wells Fargo Bank | $2,355,000 | $1,330,000 | -43.5% | 0.8% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $2,150,000 | $1,245,000 | -42.1% | 0.7% |
CMG MORTGAGE, INC. | $1,030,000 | $1,240,000 | 20.4% | 0.7% |
TRIAD FINANCIAL SERVICES, INC. | $450,000 | $1,110,000 | 146.7% | 0.6% |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $370,000 | $1,100,000 | 197.3% | 0.6% |
Morgan Stanley Private Bank | $1,100,000 | n/a | 0.6% | |
BROKER SOLUTIONS, INC. | $575,000 | $1,035,000 | 80.0% | 0.6% |
PENNYMAC LOAN SERVICES, LLC | $1,910,000 | $1,035,000 | -45.8% | 0.6% |
JPMorgan Chase Bank | $1,915,000 | $1,005,000 | -47.5% | 0.6% |
CALIBER HOME LOANS, INC. | $1,860,000 | $990,000 | -46.8% | 0.6% |
HOME POINT FINANCIAL CORPORATION | $700,000 | $970,000 | 38.6% | 0.5% |
FREEDOM MORTGAGE CORPORATION | $4,480,000 | $915,000 | -79.6% | 0.5% |
First United Bank and Trust Company | $300,000 | $910,000 | 203.3% | 0.5% |
Farm Credit Mid-America, ACA | $1,155,000 | $895,000 | -22.5% | 0.5% |
LOANDEPOT.COM, LLC | $3,700,000 | $860,000 | -76.8% | 0.5% |
NTFN, INC. | $3,870,000 | $840,000 | -78.3% | 0.5% |
First Financial Bank | $370,000 | $820,000 | 121.6% | 0.5% |
MOVEMENT MORTGAGE, LLC | $265,000 | $810,000 | 205.7% | 0.5% |
Mr. Cooper ( Nationstar Mortgage ) | $1,700,000 | $795,000 | -53.2% | 0.4% |
Capitol Federal Savings Bank | $775,000 | n/a | 0.4% | |
AMWEST FUNDING CORP. | $720,000 | n/a | 0.4% | |
UNITED BUILT HOMES, L.L.C. | $285,000 | $690,000 | 142.1% | 0.4% |
OVM FINANCIAL, INC. | $780,000 | $685,000 | -12.2% | 0.4% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $670,000 | n/a | 0.4% | |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $195,000 | $645,000 | 230.8% | 0.4% |
ORIX REAL ESTATE CAPITAL, LLC | $625,000 | n/a | 0.4% | |
CHURCHILL MORTGAGE CORPORATION | $470,000 | $610,000 | 29.8% | 0.3% |
Ally Bank | $95,000 | $595,000 | 526.3% | 0.3% |
Watermark Capital, Inc. | $520,000 | $570,000 | 9.6% | 0.3% |
NEWREZ LLC | $465,000 | $560,000 | 20.4% | 0.3% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,675,000 | $540,000 | -67.8% | 0.3% |
MUTUAL OF OMAHA MORTGAGE, INC. | $530,000 | n/a | 0.3% | |
ROYAL UNITED MORTGAGE LLC | $700,000 | $505,000 | -27.9% | 0.3% |
TEXAS DOW EMPLOYEES CREDIT UNION | $500,000 | n/a | 0.3% | |
SOUTHWEST STAGE FUNDING, LLC | $670,000 | $490,000 | -26.9% | 0.3% |
WILLOW BEND MORTGAGE COMPANY, LLC | $490,000 | n/a | 0.3% | |
LOANPAL, LLC | $475,000 | n/a | 0.3% | |
Goldwater Bank, N.A. | $205,000 | $455,000 | 122.0% | 0.3% |
North American Savings Bank, F.S.B. | $455,000 | n/a | 0.3% | |
The Central Trust Bank | $435,000 | n/a | 0.2% | |
THRIVE MORTGAGE, LLC | $250,000 | $425,000 | 70.0% | 0.2% |
GENEVA FINANCIAL, LLC | $420,000 | n/a | 0.2% | |
ASPIRE FINANCIAL, INC. | $260,000 | $410,000 | 57.7% | 0.2% |
BETTER MORTGAGE CORPORATION | $2,055,000 | $410,000 | -80.0% | 0.2% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $400,000 | n/a | 0.2% | |
CROSSCOUNTRY MORTGAGE, LLC | $540,000 | $395,000 | -26.9% | 0.2% |
USAA Federal Savings Bank | $415,000 | $390,000 | -6.0% | 0.2% |
CORNERSTONE HOME LENDING, INC. | $535,000 | $380,000 | -29.0% | 0.2% |
PLANET HOME LENDING, LLC | $340,000 | $370,000 | 8.8% | 0.2% |
Bank of America | $1,005,000 | $350,000 | -65.2% | 0.2% |
COUNTRYPLACE MORTGAGE, LTD. | $230,000 | $345,000 | 50.0% | 0.2% |
AMERISAVE MORTGAGE CORPORATION | $1,565,000 | $340,000 | -78.3% | 0.2% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $710,000 | $340,000 | -52.1% | 0.2% |
NATIONS RELIABLE LENDING, LLC | $375,000 | $330,000 | -12.0% | 0.2% |
SFMC, LP | $1,305,000 | $320,000 | -75.5% | 0.2% |
Citizens Bank | $360,000 | $310,000 | -13.9% | 0.2% |
GUARANTEED RATE AFFINITY, LLC | $215,000 | $305,000 | 41.9% | 0.2% |
The First National Bank of Albany | $305,000 | n/a | 0.2% | |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $375,000 | $295,000 | -21.3% | 0.2% |
CALCON MUTUAL MORTGAGE LLC | $485,000 | $295,000 | -39.2% | 0.2% |
Sierra Pacific Mortgage Company, Inc. | $295,000 | n/a | 0.2% | |
AMERICAN FINANCING CORPORATION | $780,000 | $275,000 | -64.7% | 0.2% |
Gateway First Bank | $2,315,000 | $275,000 | -88.1% | 0.2% |
RANDOLPH-BROOKS | $215,000 | $255,000 | 18.6% | 0.1% |
The City National Bank of Sulphur Springs | $235,000 | $250,000 | 6.4% | 0.1% |
DUGOOD FEDERAL CREDIT UNION | $245,000 | n/a | 0.1% | |
NBKC BANK | $245,000 | n/a | 0.1% | |
UNIVERSITY Federal Credit Union | $245,000 | n/a | 0.1% | |
Austin Capital Bank SSB | $235,000 | n/a | 0.1% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $235,000 | n/a | 0.1% | |
PENTAGON FEDERAL CREDIT UNION | $235,000 | n/a | 0.1% | |
MOBILOIL | $225,000 | n/a | 0.1% | |
SUN WEST MORTGAGE COMPANY, INC. | $225,000 | n/a | 0.1% | |
Carrington Mortgage Services, LLC | $155,000 | $215,000 | 38.7% | 0.1% |
HANCOCK MORTGAGE PARTNERS, LLC | $215,000 | n/a | 0.1% | |
MORTGAGE FINANCIAL SERVICES, LLC | $1,965,000 | $215,000 | -89.1% | 0.1% |
SECURITYNATIONAL MORTGAGE COMPANY | $215,000 | n/a | 0.1% | |
DHI MORTGAGE COMPANY, LTD. | $205,000 | n/a | 0.1% | |
Centennial Bank | $195,000 | n/a | 0.1% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,570,000 | $195,000 | -87.6% | 0.1% |
CERTAINTY HOME LOANS, LLC | $185,000 | $185,000 | 0.0% | 0.1% |
GMFS LLC | $430,000 | $185,000 | -57.0% | 0.1% |
Texas Bank and Trust Company | $185,000 | n/a | 0.1% | |
City Bank | $660,000 | $175,000 | -73.5% | 0.1% |
Equity Prime Mortgage LLC | $165,000 | $175,000 | 6.1% | 0.1% |
MASON MCDUFFIE MORTGAGE CORPORATION | $175,000 | n/a | 0.1% | |
Nations Lending Corporation | $125,000 | $175,000 | 40.0% | 0.1% |
Plains Commerce Bank | $175,000 | n/a | 0.1% | |
CREDIT HUMAN FEDERAL CREDIT UNION | $150,000 | $170,000 | 13.3% | 0.1% |
ALTRA | $245,000 | $165,000 | -32.7% | 0.1% |
Cornerstone First Mortgage, Inc | $165,000 | n/a | 0.1% | |
Barrington Bank & Trust Company, N.A. | $205,000 | $145,000 | -29.3% | 0.1% |
BOKF | $275,000 | $145,000 | -47.3% | 0.1% |
MEMBER HOME LOAN, L.L.C. | $145,000 | n/a | 0.1% | |
Texas National Bank of Jacksonville | $55,000 | $145,000 | 163.6% | 0.1% |
The Moody National Bank | $405,000 | $145,000 | -64.2% | 0.1% |
Encompass Lending Group, LP | $370,000 | $135,000 | -63.5% | 0.1% |
LONGBRIDGE FINANCIAL, LLC | $135,000 | n/a | 0.1% | |
PNC Bank | $130,000 | n/a | 0.1% | |
JSC | $125,000 | $125,000 | 0.0% | 0.1% |
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY | $125,000 | n/a | 0.1% | |
VeraBank | $615,000 | $115,000 | -81.3% | 0.1% |
AMERICAN FINANCIAL RESOURCES, INC. | $105,000 | n/a | 0.1% | |
Beeline Loans, Inc. | $105,000 | n/a | 0.1% | |
HOMESIDE FINANCIAL, LLC | $145,000 | $105,000 | -27.6% | 0.1% |
MEMBERS CHOICE Credit Union | $105,000 | n/a | 0.1% | |
M&T Bank | $95,000 | n/a | 0.1% | |
Texas Bank | $585,000 | $95,000 | -83.8% | 0.1% |
MORIA DEVELOPMENT, INC. | $85,000 | n/a | 0.0% | |
CSL Financial, LLC | $75,000 | n/a | 0.0% | |
ZILLOW HOME LOANS, LLC | $275,000 | $75,000 | -72.7% | 0.0% |
PHH Mortgage Corporation | $65,000 | n/a | 0.0% | |
AMERICAN ADVISORS GROUP | $25,000 | n/a | 0.0% |
Nacogdoches's top lender by overall market share is Commercial Bank of Texas, with 20.6% market share. In second place, with 9.5%, is BancorpSouth Bank, having originated $16,855,000 in loans. In third place, with 9.1%, is Austin Bank, Texas, having originated $16,220,000 in loans. In fourth place, with 6.0%, is QUICKEN LOANS, LLC, having originated $10,655,000 in loans. In fifth place, with 2.7%, is NBH Bank, having originated $4,760,000 in loans.
Nacogdoches Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Nacogdoches (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $180,750 (-1.2%) | $226,365 (-4.7%) | 0.00 | 186 |
2018-02-01 | $174,950 (-3.8%) | $227,993 (-3.9%) | 0.00 | 186 |
2018-03-01 | $194,900 (5.4%) | $233,468 (-2.8%) | 0.00 | 196 |
2018-04-01 | $185,475 (-2.3%) | $225,932 (-8.5%) | 0.00 | 206 |
2018-05-01 | $184,125 (-5.3%) | $223,826 (-8.5%) | 0.00 | 202 |
2018-06-01 | $194,500 (-3.2%) | $241,179 (-5.4%) | 0.00 | 210 |
2018-07-01 | $198,750 (-5.0%) | $239,811 (-2.3%) | 0.00 | 202 |
2018-08-01 | $199,500 (-0.3%) | $247,154 (3.1%) | 0.00 | 196 |
2018-09-01 | $213,500 (7.8%) | $254,910 (8.1%) | 0.00 | 171 |
2018-10-01 | $210,125 (7.2%) | $263,135 (10.2%) | 0.00 | 166 |
2018-11-01 | $208,750 (19.3%) | $258,034 (10.2%) | 0.00 | 168 |
2018-12-01 | $209,000 (14.8%) | $261,724 (11.7%) | 0.00 | 160 |
2019-01-01 | $216,750 (19.9%) | $261,343 (15.5%) | 0.00 | 152 |
2019-02-01 | $208,450 (19.2%) | $253,502 (11.2%) | 0.00 | 164 |
2019-03-01 | $213,714 (9.7%) | $257,997 (10.5%) | 0.00 | 168 |
2019-04-01 | $209,600 (13.0%) | $255,915 (13.3%) | 0.00 | 170 |
2019-05-01 | $209,925 (14.0%) | $271,728 (21.4%) | 0.00 | 155 |
2019-06-01 | $199,925 (2.8%) | $269,626 (11.8%) | 0.00 | 151 |
2019-07-01 | $209,450 (5.4%) | $274,330 (14.4%) | 0.00 | 163 |
2019-08-01 | $223,182 (11.9%) | $279,324 (13.0%) | 0.00 | 166 |
2019-09-01 | $235,455 (10.3%) | $286,684 (12.5%) | 0.00 | 160 |
2019-10-01 | $246,475 (17.3%) | $294,485 (11.9%) | 0.00 | 153 |
2019-11-01 | $259,900 (24.5%) | $297,801 (15.4%) | 0.00 | 144 |
2019-12-01 | $233,875 (11.9%) | $290,473 (11.0%) | 0.00 | 142 |
2020-01-01 | $216,000 (-0.4%) | $283,241 (8.4%) | 0.00 | 133 |
2020-02-01 | $198,900 (-4.6%) | $252,929 (-0.2%) | 0.00 | 139 |
2020-03-01 | $197,500 (-7.6%) | $254,916 (-1.2%) | 0.00 | 148 |
2020-04-01 | $218,750 (4.4%) | $281,070 (9.8%) | 0.00 | 142 |
2020-05-01 | $219,000 (4.3%) | $282,191 (3.9%) | 0.00 | 136 |
2020-06-01 | $233,650 (16.9%) | $302,352 (12.1%) | 0.00 | 118 |
2020-07-01 | $271,175 (29.5%) | $337,025 (22.9%) | 0.00 | 104 |
2020-08-01 | $290,500 (30.2%) | $339,548 (21.6%) | 0.00 | 93 |
2020-09-01 | $284,450 (20.8%) | $357,951 (24.9%) | 0.00 | 98 |
2020-10-01 | $269,900 (9.5%) | $324,685 (10.3%) | 0.00 | 109 |
2020-11-01 | $259,900 (0.0%) | $350,761 (17.8%) | 0.00 | 99 |
2020-12-01 | $232,475 (-0.6%) | $333,819 (14.9%) | 0.00 | 87 |
2021-01-01 | $253,000 (17.1%) | $341,116 (20.4%) | 0.00 | 83 |
2021-02-01 | $270,875 (36.2%) | $358,241 (41.6%) | 0.00 | 85 |
2021-03-01 | $276,000 (39.8%) | $358,922 (40.8%) | 0.00 | 73 |
2021-04-01 | $252,475 (15.4%) | $376,521 (34.0%) | 0.00 | 62 |
2021-05-01 | $259,000 (18.3%) | $384,235 (36.2%) | 0.00 | 57 |
2021-06-01 | $262,700 (12.4%) | $422,396 (39.7%) | 0.00 | 70 |
2021-07-01 | $299,000 (10.3%) | $402,551 (19.4%) | 0.00 | 76 |
2021-08-01 | $280,675 (-3.4%) | $383,660 (13.0%) | 0.00 | 79 |
2021-09-01 | $266,100 (-6.5%) | $367,835 (2.8%) | 0.00 | 84 |
2021-10-01 | $275,900 (2.2%) | $365,638 (12.6%) | 0.00 | 77 |
2021-11-01 | $288,550 (11.0%) | $377,512 (7.6%) | 0.00 | 75 |
2021-12-01 | $292,300 (25.7%) | $385,211 (15.4%) | 0.00 | 59 |
2022-01-01 | $254,500 (0.6%) | $349,549 (2.5%) | 0.00 | 62 |
2022-02-01 | $287,125 (6.0%) | $383,172 (7.0%) | 0.00 | 55 |
2022-03-01 | $280,625 (1.7%) | $449,898 (25.4%) | 0.00 | 50 |
2022-04-01 | $264,000 (4.6%) | $338,451 (-10.1%) | 0.00 | 50 |
2022-05-01 | $253,675 (-2.1%) | $313,456 (-18.4%) | 0.00 | 52 |
2022-06-01 | $258,675 (-1.5%) | $382,307 (-9.5%) | 0.00 | 64 |
2022-07-01 | $248,500 (-16.9%) | $392,831 (-2.4%) | 0.00 | 70 |
2022-08-01 | $286,125 (1.9%) | $406,048 (5.8%) | 0.00 | 86 |
2022-09-01 | $283,700 (6.6%) | $406,141 (10.4%) | 0.00 | 86 |
2022-10-01 | $279,500 (1.3%) | $370,091 (1.2%) | 0.00 | 100 |
2022-11-01 | $299,225 (3.7%) | $384,520 (1.9%) | 0.00 | 100 |
2022-12-01 | $260,000 (-11.1%) | $344,783 (-10.5%) | 0.00 | 99 |
2023-01-01 | $271,174 (6.6%) | $338,188 (-3.3%) | 0.00 | 90 |
2023-02-01 | $264,924 (-7.7%) | $341,368 (-10.9%) | 0.00 | 81 |
2023-03-01 | $257,500 (-8.2%) | $351,098 (-22.0%) | 0.00 | 75 |
2023-04-01 | $259,800 (-1.6%) | $368,015 (8.7%) | 0.00 | 73 |
2023-05-01 | $254,575 (0.4%) | $363,985 (16.1%) | 0.00 | 74 |
2023-06-01 | $305,500 (18.1%) | $375,122 (-1.9%) | 0.00 | 89 |
2023-07-01 | $295,000 (18.7%) | $368,237 (-6.3%) | 0.00 | 91 |
2023-08-01 | $292,450 (2.2%) | $351,082 (-13.5%) | 0.00 | 98 |
2023-09-01 | $269,500 (-5.0%) | $325,894 (-19.8%) | 0.00 | 107 |
2023-10-01 | $275,000 (-1.6%) | $321,549 (-13.1%) | 0.00 | 122 |
Nacogdoches's median listing price comes in at 0% of the national average.
Nacogdoches's average listing price for 2023-10-01 was $321,549, a difference of $-48,542 (-13.1%) versus the prior year and $-4,345 versus the prior month.
For the 2023-10-01 period, Nacogdoches had 122 MLS listings, a difference of 15 listings (14%) versus the prior month and 22 listings (22%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Nacogdoches (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,955 sqft |
2018-02-01 | 0 days | 1,950 sqft |
2018-03-01 | 0 days | 2,056 sqft |
2018-04-01 | 0 days | 2,001 sqft |
2018-05-01 | 0 days | 1,962 sqft |
2018-06-01 | 0 days | 2,050 sqft |
2018-07-01 | 0 days | 2,072 sqft |
2018-08-01 | 0 days | 2,067 sqft |
2018-09-01 | 0 days | 2,089 sqft |
2018-10-01 | 0 days | 2,125 sqft |
2018-11-01 | 0 days | 2,169 sqft |
2018-12-01 | 0 days | 2,080 sqft |
2019-01-01 | 0 days | 2,080 sqft |
2019-02-01 | 0 days | 2,077 sqft |
2019-03-01 | 0 days | 2,134 sqft |
2019-04-01 | 0 days | 2,140 sqft |
2019-05-01 | 0 days | 2,181 sqft |
2019-06-01 | 0 days | 2,173 sqft |
2019-07-01 | 0 days | 2,108 sqft |
2019-08-01 | 0 days | 2,127 sqft |
2019-09-01 | 0 days | 2,169 sqft |
2019-10-01 | 0 days | 2,227 sqft |
2019-11-01 | 0 days | 2,243 sqft |
2019-12-01 | 0 days | 2,200 sqft |
2020-01-01 | 0 days | 2,190 sqft |
2020-02-01 | 0 days | 2,092 sqft |
2020-03-01 | 0 days | 1,989 sqft |
2020-04-01 | 0 days | 2,223 sqft |
2020-05-01 | 0 days | 2,200 sqft |
2020-06-01 | 0 days | 2,323 sqft |
2020-07-01 | 0 days | 2,443 sqft |
2020-08-01 | 0 days | 2,478 sqft |
2020-09-01 | 0 days | 2,390 sqft |
2020-10-01 | 0 days | 2,172 sqft |
2020-11-01 | 0 days | 2,080 sqft |
2020-12-01 | 0 days | 1,958 sqft |
2021-01-01 | 0 days | 2,050 sqft |
2021-02-01 | 0 days | 2,017 sqft |
2021-03-01 | 0 days | 1,984 sqft |
2021-04-01 | 0 days | 2,132 sqft |
2021-05-01 | 0 days | 2,073 sqft |
2021-06-01 | 0 days | 2,001 sqft |
2021-07-01 | 0 days | 2,260 sqft |
2021-08-01 | 0 days | 2,278 sqft |
2021-09-01 | 0 days | 2,220 sqft |
2021-10-01 | 0 days | 2,222 sqft |
2021-11-01 | 0 days | 2,282 sqft |
2021-12-01 | 0 days | 2,323 sqft |
2022-01-01 | 0 days | 2,029 sqft |
2022-02-01 | 0 days | 2,265 sqft |
2022-03-01 | 0 days | 2,297 sqft |
2022-04-01 | 0 days | 2,003 sqft |
2022-05-01 | 0 days | 1,881 sqft |
2022-06-01 | 0 days | 1,909 sqft |
2022-07-01 | 0 days | 2,020 sqft |
2022-08-01 | 0 days | 1,875 sqft |
2022-09-01 | 0 days | 1,858 sqft |
2022-10-01 | 0 days | 1,856 sqft |
2022-11-01 | 0 days | 1,883 sqft |
2022-12-01 | 0 days | 1,848 sqft |
2023-01-01 | 0 days | 1,865 sqft |
2023-02-01 | 0 days | 1,866 sqft |
2023-03-01 | 0 days | 1,861 sqft |
2023-04-01 | 0 days | 1,880 sqft |
2023-05-01 | 0 days | 1,871 sqft |
2023-06-01 | 0 days | 1,944 sqft |
2023-07-01 | 0 days | 1,997 sqft |
2023-08-01 | 0 days | 1,969 sqft |
2023-09-01 | 0 days | 1,894 sqft |
2023-10-01 | 0 days | 1,893 sqft |
Nacogdoches's median square footage for active listings during the 2023-10-01 period was 1,893 sqft. One year prior, the average listing was 1,856 sqft.
Nacogdoches, TX Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 567 | $129,185,000 | $227,840 |
Cash Out Refi | 102 | $17,270,000 | $169,314 |
Refi | 86 | $22,490,000 | $261,512 |
Other | 35 | $4,985,000 | $142,429 |
Home Improvement | 24 | $3,380,000 | $140,833 |
Nacogdoches's most frequently cited loan purpose was Home Purchase, with 567 originations. The 2nd most popular reason was Cash Out Refi, with 102 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 197 | $39,345,000 | $199,721 |
4-5% | 181 | $44,675,000 | $246,823 |
3-4% | 159 | $37,175,000 | $233,805 |
6-7% | 106 | $21,970,000 | $207,264 |
7-8% | 43 | $5,585,000 | $129,884 |
2.5-3% | 34 | $8,410,000 | $247,353 |
Over 8% | 33 | $3,955,000 | $119,848 |
<2.5% | 9 | $2,165,000 | $240,556 |
During 2022, Nacogdoches's most frequently originated rate bucket was 5-6%, with 197 originations.
Loan Sizing (Nacogdoches, TX MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 309 | $45,685,000 | $147,848 |
$200k-400k | 247 | $69,075,000 | $279,656 |
$100,000 or less | 188 | $12,880,000 | $68,511 |
$400k-600k | 44 | $20,710,000 | $470,682 |
$600k-1000k | 20 | $14,590,000 | $729,500 |
$Over $1MM | 6 | $14,370,000 | $2,395,000 |
Nacogdoches's loan sizing saw the bucket of loans from $100k-200k with 309 originations, totaling $45,685,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 365 | $83,215,000 | $227,986 |
60-80% | 224 | $56,980,000 | $254,375 |
40-60% | 87 | $17,095,000 | $196,494 |
20-40% | 44 | $4,980,000 | $113,182 |
Under 20% | 21 | $975,000 | $46,429 |
Over 100% | 15 | $3,325,000 | $221,667 |
Nacogdoches's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 365 originations, totaling $83,215,000 in origination value.