BEAUMONT - PORT ARTHUR Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Beaumont - Port Arthur averaged 6.62% for the week of 2024-07-18, compared to the national average of 6.77% for the same period.

The average rate for the prior week (2024-07-11) was 6.74% and one month ago for the week of 2024-06-13, the average rate was 6.9%.

Beaumont - Port Arthur's average rate one year ago was 7.11%.

For refis of the same type during the week of 2024-07-18, the average rate was 7.31%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-07-18 6.77%
Beaumont - Port Arthur 30 Year Fixed Rate 2024-07-18 6.62%
Beaumont - Port Arthur 30 Year Fixed Rate Refi 2024-07-18 7.31%
Beaumont - Port Arthur 15 Year Fixed Rate 2024-07-18 7.11%
Beaumont - Port Arthur 15 Year Fixed Rate Refi 2024-07-18 6.45%
Beaumont - Port Arthur 30 Year FHA 2024-07-18 6.45%
Beaumont - Port Arthur 30 Year FHA Refi 2024-07-18 6.39%
Beaumont - Port Arthur 30 Year USDA 2024-07-18 6.63%
Beaumont - Port Arthur 30 Year USDA Refi 2024-07-18 6.53%
Beaumont - Port Arthur 30 Year VA 2024-07-18 6.4%
Beaumont - Port Arthur 30 Year VA Refi 2024-07-18 6.5%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BEAUMONT-PORT ARTHUR, TX.

BEAUMONT - PORT ARTHUR Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BEAUMONT-PORT ARTHUR, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 138 6.74% $7,429
QUICKEN LOANS, LLC 110 7.00% $7,243
Republic State Mortgage Co. 72 6.78% $6,758
GUILD MORTGAGE COMPANY 69 7.02% $7,987
AMCAP MORTGAGE, LTD. 63 6.98% $7,632
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 61 7.03% $6,067
First Financial Bank 60 6.67% $5,380
NECHES 54 6.91% $6,279
OPEN MORTGAGE, LLC 45 6.72% $6,299
MOBILOIL 40 6.51% $3,879
Gateway First Bank 39 6.70% $7,258
FBC MORTGAGE, LLC 37 6.46% $7,864
JPMorgan Chase Bank 37 6.66% $4,499
EDUCATION FIRST 31 6.40% $4,461
MCT Credit Union 23 6.51% $5,517
DSLD MORTGAGE, LLC 23 6.10% $2,111
WILLOW BEND MORTGAGE COMPANY, LLC 23 7.20% $8,961
Wells Fargo Bank 22 6.64% $4,780
EVERETT FINANCIAL, INC. 20 7.01% $9,918
LOANDEPOT.COM, LLC 17 6.78% $7,878
T2 FINANCIAL LLC 16 6.90% $8,642
DHI MORTGAGE COMPANY, LTD. 15 5.35% $5,007
Citizens Bank 14 6.84% $10,638
Flagstar Bank, FSB 14 7.03% $6,180
CRESCENT MORTGAGE COMPANY 12 6.38% $9,080
UNION HOME MORTGAGE CORP. 12 6.59% $8,779
21ST MORTGAGE CORPORATION 11 8.29% $6,227
GUARANTEED RATE AFFINITY, LLC 11 7.06% $2,130
PREMIA MORTGAGE, LLC 10 6.43% $1,486
GUARANTEED RATE, INC. 9 6.74% $6,068
CROSSCOUNTRY MORTGAGE, LLC 9 7.37% $7,534
LEGEND LENDING CORPORATION 9 6.43% $10,052
Mr. Cooper ( Nationstar Mortgage ) 8 7.19% $7,611
CommunityBank of Texas, N.A. 8 6.52% $6,044
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 7 6.80% $6,155
Renasant Bank 7 6.91% $6,528
City Bank 7 6.32% $5,890
Network Funding, L.P. 7 6.75% $7,243
SECURITYNATIONAL MORTGAGE COMPANY 6 7.50% $6,771
Bank of America 6 6.50% $4,846
ROYAL UNITED MORTGAGE LLC 6 6.69% $7,844
PENNYMAC LOAN SERVICES, LLC 6 6.54% $6,268
CMG MORTGAGE, INC. 6 6.75% $7,234
NAVY FEDERAL CREDIT UNION 5 6.50% $6,138
The Loan Store, Inc. 5 7.28% $8,350
NexBank 5 6.83% $7,094
BETTER MORTGAGE CORPORATION 5 6.60% $5,037
U.S. Bank 5 6.45% $6,170
NEWREZ LLC 5 7.42% $6,090
AMERICAN FINANCIAL NETWORK, INC. 5 6.88% $7,353
AMERISAVE MORTGAGE CORPORATION 5 7.20% $9,612
Carrington Mortgage Services, LLC 5 6.88% $6,962
Prosperity Bank 4 6.25% $4,469
CHURCHILL MORTGAGE CORPORATION 4 6.69% $8,435
PHH Mortgage Corporation 4 6.75% $5,886
TEXAS DOW EMPLOYEES CREDIT UNION 4 7.03% $9,219
GENEVA FINANCIAL, LLC 4 6.91% $6,430
LEADERONE FINANCIAL CORPORATION 4 6.63% $9,168
MID AMERICA MORTGAGE, INC. 4 6.69% $18,921
NBKC BANK 3 6.46% $4,191
CAPITAL CONCEPTS, INC. 3 7.54% $10,862
Assurance Financial Group, L.L.C. 3 6.50% $8,600
CARDINAL FINANCIAL 3 6.58% $10,624
V.I.P. MORTGAGE, INC. 3 6.46% $11,536
Town Square Mortgage & Investments, Inc. 3 6.37% $4,220
USAA Federal Savings Bank 3 6.88% $5,114
Citadel Servicing Corporation 3 9.83% $7,947
LOANPAL, LLC 3 6.58% $3,353
SECURITY SERVICE 3 6.25% $2,807
EUSTIS AND AMERICAN MORTGAGE COMPANY 3 6.96% $8,628
BROKER SOLUTIONS, INC. 3 7.58% $5,487
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 6.37% $6,578
First United Bank and Trust Company 2 7.13% $6,868
A&D Mortgage LLC 2 9.94% $1,090
CALCON MUTUAL MORTGAGE LLC 2 6.63% $7,402
Century Mortgage Company DBA Century Lending Company 2 7.31% $8,103
CHEVRON 2 6.56% $868
Discover Bank 2 5.99% $0
FREEDOM MORTGAGE CORPORATION 2 6.63% $9,772
HOMETRUST MORTGAGE COMPANY 2 7.31% $5,618
Lakeview Community Capital, LLC 2 7.49% $7,463
LAKEVIEW LOAN SERVICING, LLC 2 6.88% $9,272
MORTGAGE ACCESS CORP. 2 5.93% $4,780
MORTGAGE FINANCIAL SERVICES, LLC 2 6.63% $3,478
Mortgage Research Center, LLC 2 6.68% $2,857
NATIONS RELIABLE LENDING, LLC 2 6.94% $3,759
Paramount Residential Mortgage Group, Inc. 2 6.38% $9,495
PNC Bank 2 7.19% $4,428
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 7.63% $6,747
RANDOLPH-BROOKS 2 5.94% $4,880
Regions Bank 2 7.25% $3,772
Sabine State Bank and Trust Company 2 7.25% $8,923
Texas Mortgage Lending, LLC 2 7.50% $4,901
Trustmark National Bank 2 6.75% $5,351
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 10.00% $13,869
AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.63% $7,382
MOVEMENT MORTGAGE, LLC 1 7.44% $4,515
GMFS LLC 1 5.63% $7,290
M&T Bank 1 5.75% $21,270
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.88% $6,992
Nations Lending Corporation 1 6.50% $4,553
American Mortgage & Equity Consultants, Inc. 1 7.99% $8,500
NAVY ARMY COMMUNITY CREDIT UNION 1 7.50% $3,248
Florida Capital Bank 1 6.50% $5,266
First National Bank of America 1 9.50% $6,064
First Bank 1 7.25% $7,083
First Bank 1 7.38% $3,686
NEW FED MORTGAGE, CORP. 1 6.38% $5,952
Farm Credit Mid-America, ACA 1 7.00% $5,229
ENDEAVOR CAPITAL, LLC. 1 7.38% $3,907
NEXERA HOLDING LLC 1 8.63% $9,435
NMSI, INC. 1 7.75% $12,614
East West Bank 1 6.63% $5,881
AMERICAN FINANCING CORPORATION 1 7.25% $3,887
DIRECT MORTGAGE, CORP. 1 5.88% $7,207
Deere Employees Credit Union 1 6.88% $4,810
PLANET HOME LENDING, LLC 1 7.50% $7,290
PLAZA HOME MORTGAGE, INC. 1 6.63% $4,697
Ally Bank 1 6.63% $3,096
DEEPHAVEN MORTGAGE LLC 1 9.99% $4,522
Waterstone Mortgage Corporation 1 6.50% $5,690
COMMUNITY RESOURCE CREDIT UNION 1 6.13% $3,579
Colonial Savings, F.A. 1 6.88% $7,569
Prosperity Home Mortgage, LLC 1 7.13% $10,924
Centennial Bank 1 6.00% $6,604
ADVANCIAL 1 6.99% $6,316
ACADEMY MORTGAGE CORPORATION 1 6.38% $7,020
CASTLE & COOKE MORTGAGE, LLC 1 6.38% $6,352
CANOPY MORTGAGE, LLC 1 7.00% $4,711
RESIDENTIAL BANCORP 1 6.88% $14,080
BMO Harris Bank 1 6.25% $6,515
S1L, Inc. 1 7.88% $6,586
Wolfe Financial, Inc 1 6.50% $7,618
BAY EQUITY LLC 1 7.49% $5,476
Baxter Credit Union 1 7.63% $7,020
SENTE MORTGAGE, INC. 1 7.75% $5,871
Southside Bank 1 7.50% $2,920
Stifel Bank and Trust 1 6.88% $6,215
Stride Bank 1 5.75% $5,870
SUMMIT FUNDING, INC. 1 6.50% $7,272
Sunflower Bank 1 7.63% $5,348
Bank of England 1 7.25% $12,065
Bank Five Nine 1 7.25% $4,888
ZILLOW HOME LOANS, LLC 1 5.88% $3,982
The Huntington National Bank 1 6.25% $8,062
BancorpSouth 1 6.25% $3,990
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.88% $6,882
Truist 1 7.49% $4,727
Truity Federal Credit Union 1 6.75% $10,343
JSC 1 7.25% $6,591
INTERLINC MORTGAGE SERVICES, LLC 1 8.38% $2,403
Loan Simple, Inc. 1 5.99% $9,882
Magnolia Bank 1 6.63% $3,808
Independent Bank 1 5.88% $10,814
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 7.13% $6,274
MEMBER HOME LOAN, L.L.C. 1 5.88% $7,900
Metro City Bank 1 7.38% $7,598
MICHIGAN MUTUAL, INC. 1 7.25% $8,164
Great Southern Bank 1 6.75% $3,989
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.50% $17,725
Zions Bank 1 5.63% $3,508

BEAUMONT - PORT ARTHUR Average Closing Costs & Other Stats

BEAUMONT-PORT ARTHUR, TX's 161 lenders originated 5,032 loans during 2023. The total origination value was $1,037,900,000, with an average loan value of $206,260.

BEAUMONT - PORT ARTHUR's average closing costs are $6,235.

The top BEAUMONT - PORT ARTHUR lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 138 loans originated. Their average total fees are $7,429, which is $186 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee BEAUMONT - PORT ARTHUR lenders (with over 10 loans originated) are PREMIA MORTGAGE, LLC ($1,486), DSLD MORTGAGE, LLC ($2,111), GUARANTEED RATE AFFINITY, LLC ($2,130), MOBILOIL ($3,879) and EDUCATION FIRST ($4,461).

The lowest rate BEAUMONT - PORT ARTHUR lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.35%), DSLD MORTGAGE, LLC (6.10%), CRESCENT MORTGAGE COMPANY (6.38%), EDUCATION FIRST (6.40%) and PREMIA MORTGAGE, LLC (6.43%).

BEAUMONT-PORT ARTHUR, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $53,640,000 $65,685,000 22.5% 6.3%
NECHES $55,955,000 $51,645,000 -7.7% 5.0%
First Financial Bank $53,225,000 $45,300,000 -14.9% 4.4%
CommunityBank of Texas, N.A. $41,945,000 n/a 4.0%
WALKER & DUNLOP, LLC $41,310,000 n/a 4.0%
QUICKEN LOANS, LLC $60,400,000 $38,280,000 -36.6% 3.7%
GUILD MORTGAGE COMPANY $42,590,000 $36,155,000 -15.1% 3.5%
AMCAP MORTGAGE, LTD. $32,570,000 $34,250,000 5.2% 3.3%
FIVEPOINT CREDIT UNION $46,550,000 $32,605,000 -30.0% 3.1%
Republic State Mortgage Co. $56,585,000 $32,560,000 -42.5% 3.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $34,630,000 $27,355,000 -21.0% 2.6%
MCT Credit Union $20,410,000 $22,720,000 11.3% 2.2%
FBC MORTGAGE, LLC $22,525,000 $20,810,000 -7.6% 2.0%
Gateway First Bank $42,325,000 $20,300,000 -52.0% 2.0%
OPEN MORTGAGE, LLC $27,795,000 $19,785,000 -28.8% 1.9%
DUGOOD FEDERAL CREDIT UNION $42,020,000 $19,165,000 -54.4% 1.8%
Mortgage Research Center, LLC $27,365,000 $18,310,000 -33.1% 1.8%
21ST MORTGAGE CORPORATION $15,220,000 $17,205,000 13.0% 1.7%
MOBILOIL $25,965,000 $16,785,000 -35.4% 1.6%
DHI MORTGAGE COMPANY, LTD. $15,390,000 $16,210,000 5.3% 1.6%
EDUCATION FIRST $18,515,000 $16,165,000 -12.7% 1.6%
EVERETT FINANCIAL, INC. $14,245,000 $13,085,000 -8.1% 1.3%
Cedar Rapids Bank and Trust Company $12,465,000 n/a 1.2%
SECURITYNATIONAL MORTGAGE COMPANY $1,590,000 $11,875,000 646.9% 1.1%
WILLOW BEND MORTGAGE COMPANY, LLC $9,635,000 $11,610,000 20.5% 1.1%
JPMorgan Chase Bank $16,265,000 $10,560,000 -35.1% 1.0%
GREYSTONE SERVICING COMPANY LLC $9,005,000 $9,805,000 8.9% 0.9%
T2 FINANCIAL LLC $2,835,000 $9,155,000 222.9% 0.9%
DSLD MORTGAGE, LLC $950,000 $9,145,000 862.6% 0.9%
Sabine Federal Credit Union $18,180,000 $9,095,000 -50.0% 0.9%
Flagstar Bank, FSB $15,950,000 $8,780,000 -45.0% 0.8%
NAVY FEDERAL CREDIT UNION $4,725,000 $8,170,000 72.9% 0.8%
LOANDEPOT.COM, LLC $11,370,000 $7,800,000 -31.4% 0.8%
LIMA ONE CAPITAL, LLC $3,725,000 $7,605,000 104.2% 0.7%
Citizens Bank $18,180,000 $6,870,000 -62.2% 0.7%
MID AMERICA MORTGAGE, INC. $33,865,000 $6,760,000 -80.0% 0.7%
Wells Fargo Bank $16,560,000 $6,180,000 -62.7% 0.6%
GUARANTEED RATE, INC. $20,330,000 $5,995,000 -70.5% 0.6%
CARDINAL FINANCIAL $8,045,000 $5,625,000 -30.1% 0.5%
LEGEND LENDING CORPORATION $10,870,000 $5,375,000 -50.6% 0.5%
UNION HOME MORTGAGE CORP. $960,000 $5,010,000 421.9% 0.5%
CMG MORTGAGE, INC. $1,970,000 $4,860,000 146.7% 0.5%
City Bank $12,675,000 $4,695,000 -63.0% 0.5%
PREMIA MORTGAGE, LLC $3,200,000 $4,635,000 44.8% 0.4%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,505,000 $4,565,000 203.3% 0.4%
CRESCENT MORTGAGE COMPANY $7,940,000 $4,490,000 -43.5% 0.4%
TRIAD FINANCIAL SERVICES, INC. $4,950,000 $4,225,000 -14.6% 0.4%
PNC Bank $7,060,000 $4,100,000 -41.9% 0.4%
AMERICAN FINANCIAL NETWORK, INC. $3,975,000 n/a 0.4%
FREEDOM MORTGAGE CORPORATION $14,520,000 $3,935,000 -72.9% 0.4%
COREVEST AMERICAN FINANCE LENDER LLC $3,905,000 n/a 0.4%
GUARANTEED RATE AFFINITY, LLC $5,240,000 $3,875,000 -26.0% 0.4%
Barings Multifamily Capital $3,775,000 n/a 0.4%
GULF CREDIT UNION $6,395,000 $3,715,000 -41.9% 0.4%
First-Citizens Bank & Trust Company $3,705,000 n/a 0.4%
PENNYMAC LOAN SERVICES, LLC $10,540,000 $3,480,000 -67.0% 0.3%
Network Funding, L.P. $9,410,000 $3,320,000 -64.7% 0.3%
Bank of America $5,815,000 $3,300,000 -43.3% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $9,175,000 $3,295,000 -64.1% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $3,415,000 $3,275,000 -4.1% 0.3%
Third Coast Bank SSB $1,910,000 $3,050,000 59.7% 0.3%
Regions Bank $33,065,000 $3,040,000 -90.8% 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $6,510,000 $2,885,000 -55.7% 0.3%
NEWREZ LLC $2,795,000 $2,860,000 2.3% 0.3%
AMERISAVE MORTGAGE CORPORATION $3,450,000 $2,850,000 -17.4% 0.3%
Prosperity Bank $5,245,000 $2,600,000 -50.4% 0.3%
LEADERONE FINANCIAL CORPORATION $3,125,000 $2,545,000 -18.6% 0.2%
ACADEMY MORTGAGE CORPORATION $745,000 $2,525,000 238.9% 0.2%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $715,000 $2,365,000 230.8% 0.2%
Plains Commerce Bank $195,000 $2,330,000 1,094.9% 0.2%
Renasant Bank $2,310,000 n/a 0.2%
Equity Prime Mortgage LLC $2,445,000 $2,285,000 -6.5% 0.2%
V.I.P. MORTGAGE, INC. $240,000 $2,260,000 841.7% 0.2%
ZILLOW HOME LOANS, LLC $575,000 $2,165,000 276.5% 0.2%
U.S. Bank $1,560,000 $2,105,000 34.9% 0.2%
Century Mortgage Company DBA Century Lending Company $235,000 $2,025,000 761.7% 0.2%
NATIONS RELIABLE LENDING, LLC $2,365,000 $2,020,000 -14.6% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $2,450,000 $2,000,000 -18.4% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $2,280,000 $1,995,000 -12.5% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $3,620,000 $1,990,000 -45.0% 0.2%
PLAZA HOME MORTGAGE, INC. $2,540,000 $1,915,000 -24.6% 0.2%
Arbor Realty Trust, Inc. $1,885,000 n/a 0.2%
USAA Federal Savings Bank $5,395,000 $1,710,000 -68.3% 0.2%
BROKER SOLUTIONS, INC. $3,050,000 $1,705,000 -44.1% 0.2%
EUSTIS AND AMERICAN MORTGAGE COMPANY $3,425,000 $1,665,000 -51.4% 0.2%
UNITED BUILT HOMES, L.L.C. $715,000 $1,620,000 126.6% 0.2%
Hamilton Mortgage Corporation $1,565,000 n/a 0.2%
LOANPAL, LLC $1,020,000 $1,550,000 52.0% 0.1%
RESIDENTIAL BANCORP $1,525,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $2,660,000 $1,525,000 -42.7% 0.1%
Loan Simple, Inc. $535,000 $1,515,000 183.2% 0.1%
CALCON MUTUAL MORTGAGE LLC $400,000 $1,460,000 265.0% 0.1%
A&D Mortgage LLC $205,000 $1,430,000 597.6% 0.1%
Town Square Mortgage & Investments, Inc. $4,395,000 $1,430,000 -67.5% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,380,000 $1,425,000 -40.1% 0.1%
The Loan Store, Inc. $1,215,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $2,060,000 $1,210,000 -41.3% 0.1%
RANDOLPH-BROOKS $935,000 $1,200,000 28.3% 0.1%
Sunflower Bank $1,200,000 n/a 0.1%
TEXAS DOW EMPLOYEES CREDIT UNION $2,340,000 $1,200,000 -48.7% 0.1%
CIVIC FINANCIAL SERVICES, LLC $425,000 $1,190,000 180.0% 0.1%
SOUTHWEST STAGE FUNDING, LLC $550,000 $1,160,000 110.9% 0.1%
MORTGAGE ACCESS CORP. $740,000 $1,125,000 52.0% 0.1%
LENDINGHOME FUNDING CORPORATION $3,765,000 $1,080,000 -71.3% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,275,000 $1,035,000 -18.8% 0.1%
Sabine State Bank and Trust Company $260,000 $1,025,000 294.2% 0.1%
NexBank $115,000 $995,000 765.2% 0.1%
PHH Mortgage Corporation $270,000 $980,000 263.0% 0.1%
PENTAGON FEDERAL CREDIT UNION $1,150,000 $950,000 -17.4% 0.1%
SWBC MORTGAGE CORPORATION $1,625,000 $935,000 -42.5% 0.1%
SYNERGY FEDERAL CREDIT UNION $420,000 $930,000 121.4% 0.1%
Hometown Equity Mortgage, LLC $750,000 $890,000 18.7% 0.1%
NBKC BANK $640,000 $875,000 36.7% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $1,510,000 $860,000 -43.0% 0.1%
American Mortgage Bank, LLC $1,665,000 $855,000 -48.6% 0.1%
The Huntington National Bank $840,000 n/a 0.1%
CHEVRON $205,000 $830,000 304.9% 0.1%
MORTGAGE FINANCIAL SERVICES, LLC $1,400,000 $825,000 -41.1% 0.1%
AMWEST FUNDING CORP. $1,010,000 $800,000 -20.8% 0.1%
The First Liberty National Bank $2,645,000 $800,000 -69.8% 0.1%
Assurance Financial Group, L.L.C. $1,125,000 $775,000 -31.1% 0.1%
Discover Bank $290,000 $775,000 167.2% 0.1%
Carrington Mortgage Services, LLC $2,330,000 $750,000 -67.8% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,260,000 $745,000 -40.9% 0.1%
Citadel Servicing Corporation $340,000 $705,000 107.4% 0.1%
Stride Bank $700,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $885,000 $685,000 -22.6% 0.1%
Paramount Residential Mortgage Group, Inc. $2,650,000 $675,000 -74.5% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $505,000 $630,000 24.8% 0.1%
LAKEVIEW LOAN SERVICING, LLC $2,280,000 $615,000 -73.0% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $145,000 $610,000 320.7% 0.1%
Trustmark National Bank $395,000 $610,000 54.4% 0.1%
Farm Credit Mid-America, ACA $1,245,000 $605,000 -51.4% 0.1%
United Community Bank $1,230,000 $605,000 -50.8% 0.1%
BAY EQUITY LLC $585,000 n/a 0.1%
Bank of England $450,000 $580,000 28.9% 0.1%
GENEVA FINANCIAL, LLC $970,000 $580,000 -40.2% 0.1%
HOMETRUST MORTGAGE COMPANY $185,000 $570,000 208.1% 0.1%
BECKAM FUNDING CORP. $345,000 $560,000 62.3% 0.1%
VILLAGE CAPITAL MORTGAGE $595,000 $540,000 -9.2% 0.1%
Truist $1,525,000 $530,000 -65.2% 0.1%
American Mortgage & Equity Consultants, Inc. $525,000 n/a 0.1%
DIRECT MORTGAGE LOANS, LLC $525,000 n/a 0.1%
DOMINION FINANCIAL SERVICES, LLC $210,000 $520,000 147.6% 0.1%
A+ Federal Credit Union $3,900,000 $510,000 -86.9% 0.0%
Barrington Bank & Trust Company, N.A. $825,000 $510,000 -38.2% 0.0%
Prosperity Home Mortgage, LLC $315,000 $510,000 61.9% 0.0%
THRIVE MORTGAGE, LLC $3,560,000 $505,000 -85.8% 0.0%
CAPITAL CONCEPTS, INC. $495,000 n/a 0.0%
S1L, Inc. $175,000 $495,000 182.9% 0.0%
INTERLINC MORTGAGE SERVICES, LLC $1,200,000 $490,000 -59.2% 0.0%
AMERICAN FINANCING CORPORATION $1,595,000 $485,000 -69.6% 0.0%
ADVANCIAL $235,000 $475,000 102.1% 0.0%
Hancock Whitney Bank $2,650,000 $475,000 -82.1% 0.0%
NEXERA HOLDING LLC $475,000 n/a 0.0%
AMERICAN HERITAGE LENDING, INC. $155,000 $465,000 200.0% 0.0%
First United Bank and Trust Company $1,145,000 $460,000 -59.8% 0.0%
Independent Bank $280,000 $455,000 62.5% 0.0%
Commerce Home Mortgage, Inc. $475,000 $450,000 -5.3% 0.0%
MICHIGAN MUTUAL, INC. $450,000 n/a 0.0%
RF Renovo Management Company, LLC $415,000 $450,000 8.4% 0.0%
COMMUNITY RESOURCE CREDIT UNION $975,000 $445,000 -54.4% 0.0%
ENCORE BANK $445,000 n/a 0.0%
AMERITRUST MORTGAGE CORPORATION $440,000 n/a 0.0%
Armed Forces Bank $225,000 $435,000 93.3% 0.0%
East West Bank $435,000 n/a 0.0%
Stifel Bank and Trust $435,000 n/a 0.0%
Texas First Bank $1,745,000 $435,000 -75.1% 0.0%
Mid-Continent Funding, Inc. $310,000 $430,000 38.7% 0.0%
Centennial Bank $425,000 n/a 0.0%
Florida Capital Bank $415,000 n/a 0.0%
MEMBER HOME LOAN, L.L.C. $415,000 n/a 0.0%
Texas Mortgage Lending, LLC $520,000 $410,000 -21.2% 0.0%
CSL Financial, LLC $745,000 $405,000 -45.6% 0.0%
Magnolia Bank $1,145,000 $405,000 -64.6% 0.0%
SECURITY SERVICE $975,000 $400,000 -59.0% 0.0%
Credit Union of Texas $325,000 $390,000 20.0% 0.0%
M&T Bank $300,000 $385,000 28.3% 0.0%
Truity Federal Credit Union $380,000 n/a 0.0%
US MORTGAGE CORPORATION $375,000 n/a 0.0%
PLANET HOME LENDING, LLC $225,000 $370,000 64.4% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $1,885,000 $365,000 -80.6% 0.0%
Quontic Bank $145,000 $365,000 151.7% 0.0%
The Federal Savings Bank $510,000 $365,000 -28.4% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $360,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $3,385,000 $360,000 -89.4% 0.0%
First Savings Bank $270,000 $350,000 29.6% 0.0%
Colonial Savings, F.A. $1,375,000 $335,000 -75.6% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $335,000 n/a 0.0%
Nations Lending Corporation $2,525,000 $335,000 -86.7% 0.0%
FIRST MORTGAGE COMPANY, INC. $330,000 n/a 0.0%
First Commercial Bank $325,000 n/a 0.0%
BMO Harris Bank $315,000 n/a 0.0%
DEEPHAVEN MORTGAGE LLC $700,000 $315,000 -55.0% 0.0%
SENTE MORTGAGE, INC. $315,000 n/a 0.0%
Ally Bank $855,000 $305,000 -64.3% 0.0%
First National Bank in DeRidder $305,000 n/a 0.0%
GMFS LLC $215,000 $305,000 41.9% 0.0%
NFM, INC. $305,000 n/a 0.0%
GULF COAST EDUCATORS FEDERAL CREDIT UNION $300,000 n/a 0.0%
RADIUS FINANCIAL GROUP INC. $285,000 n/a 0.0%
Wolfe Financial, Inc $630,000 $285,000 -54.8% 0.0%
Lakeview Community Capital, LLC $1,380,000 $280,000 -79.7% 0.0%
Integrity Home Mortgage Corp $275,000 n/a 0.0%
Bank Five Nine $265,000 n/a 0.0%
FINANCIAL CONCEPTS MORTGAGE, LLC $175,000 $265,000 51.4% 0.0%
Meridian Bank Corporation $265,000 n/a 0.0%
SUMMIT FUNDING, INC. $205,000 $265,000 29.3% 0.0%
BancorpSouth $2,875,000 $260,000 -91.0% 0.0%
CASTLE & COOKE MORTGAGE, LLC $330,000 $245,000 -25.8% 0.0%
ML Mortgage Corp. $245,000 n/a 0.0%
NMSI, INC. $245,000 n/a 0.0%
Gibsland Bank & Trust Company $240,000 n/a 0.0%
Deere Employees Credit Union $225,000 n/a 0.0%
DIRECT MORTGAGE, CORP. $225,000 n/a 0.0%
ENVOY MORTGAGE, LTD $1,145,000 $225,000 -80.3% 0.0%
First Bank $225,000 n/a 0.0%
FIRST SERVICE Credit Union $225,000 n/a 0.0%
CONSTRUCTIVE LOANS, LLC $220,000 n/a 0.0%
First Federal Bank $190,000 $215,000 13.2% 0.0%
Great Southern Bank $215,000 n/a 0.0%
Metro City Bank $215,000 n/a 0.0%
Guaranty Bank & Trust, N.A. $85,000 $205,000 141.2% 0.0%
LONGBRIDGE FINANCIAL, LLC $75,000 $200,000 166.7% 0.0%
Logan Finance Corporation $195,000 n/a 0.0%
OCMBC, INC. $660,000 $195,000 -70.5% 0.0%
212 LOANS, LLC. $185,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $270,000 $185,000 -31.5% 0.0%
MORTGAGEONE, INC. $185,000 n/a 0.0%
MOVEMENT MORTGAGE, LLC $325,000 $180,000 -44.6% 0.0%
First Bank $175,000 n/a 0.0%
MidFirst Bank $175,000 n/a 0.0%
United Fidelity Funding Corp. $295,000 $175,000 -40.7% 0.0%
Waterstone Mortgage Corporation $530,000 $175,000 -67.0% 0.0%
Frost Bank $75,000 $170,000 126.7% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $320,000 $170,000 -46.9% 0.0%
FINANCE OF AMERICA REVERSE LLC $240,000 $160,000 -33.3% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $155,000 n/a 0.0%
NTFN, INC. $1,535,000 $145,000 -90.6% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $355,000 $145,000 -59.2% 0.0%
CANOPY MORTGAGE, LLC $135,000 n/a 0.0%
Herring Bank $135,000 n/a 0.0%
Greenbox Loans, Inc. $125,000 n/a 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $115,000 $125,000 8.7% 0.0%
ENDEAVOR CAPITAL, LLC. $115,000 n/a 0.0%
First National Bank of America $115,000 n/a 0.0%
JSC $190,000 $115,000 -39.5% 0.0%
NAVY ARMY COMMUNITY CREDIT UNION $115,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $385,000 $115,000 -70.1% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $595,000 $110,000 -81.5% 0.0%
International Bank of Commerce $205,000 $110,000 -46.3% 0.0%
Baxter Credit Union $105,000 n/a 0.0%
Commercial Bank of Texas $1,685,000 $105,000 -93.8% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $215,000 $105,000 -51.2% 0.0%
NEW FED MORTGAGE, CORP. $105,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $125,000 $105,000 -16.0% 0.0%
Southside Bank $125,000 $105,000 -16.0% 0.0%
BOKF $245,000 $95,000 -61.2% 0.0%
Axos Bank $680,000 $85,000 -87.5% 0.0%
SHELL FEDERAL CREDIT UNION $1,035,000 $85,000 -91.8% 0.0%
Zions Bank $765,000 $85,000 -88.9% 0.0%
Central Bank $310,000 $65,000 -79.0% 0.0%
Home Loan Investment Bank, F.S.B. $50,000 $65,000 30.0% 0.0%
SPRING EQ, LLC $195,000 $55,000 -71.8% 0.0%
FirstBank $640,000 $45,000 -93.0% 0.0%
BRAZOS VALLEY SCHOOLS $35,000 n/a 0.0%
PRIMEWAY $25,000 n/a 0.0%

BEAUMONT - PORT ARTHUR's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 6.3% market share. In second place, with 5.0%, is NECHES, having originated $51,645,000 in loans. In third place, with 4.4%, is First Financial Bank, having originated $45,300,000 in loans. In fourth place, with 4.0%, is CommunityBank of Texas, N.A., having originated $41,945,000 in loans. In fifth place, with 4.0%, is WALKER & DUNLOP, LLC, having originated $41,310,000 in loans.

BEAUMONT-PORT ARTHUR, TX Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
77369 Beaumont-Port Arthur, TX MSA $800 $850 $1,010 $1,330 $1,690
77374 Beaumont-Port Arthur, TX MSA $750 $800 $970 $1,270 $1,320
77376 Beaumont-Port Arthur, TX MSA $750 $800 $970 $1,270 $1,320
77519 Beaumont-Port Arthur, TX MSA $750 $800 $970 $1,270 $1,320
77564 Beaumont-Port Arthur, TX MSA $770 $820 $990 $1,300 $1,660
77585 Beaumont-Port Arthur, TX MSA $760 $810 $980 $1,280 $1,340
77611 Beaumont-Port Arthur, TX MSA $790 $850 $1,030 $1,350 $1,410
77613 Beaumont-Port Arthur, TX MSA $810 $870 $1,050 $1,370 $1,440
77619 Beaumont-Port Arthur, TX MSA $890 $950 $1,150 $1,500 $1,570
77622 Beaumont-Port Arthur, TX MSA $990 $1,070 $1,290 $1,690 $1,760
77625 Beaumont-Port Arthur, TX MSA $710 $760 $920 $1,200 $1,260
77627 Beaumont-Port Arthur, TX MSA $820 $880 $1,070 $1,400 $1,460
77629 Beaumont-Port Arthur, TX MSA $680 $720 $890 $1,160 $1,200
77630 Beaumont-Port Arthur, TX MSA $770 $830 $1,000 $1,310 $1,370
77631 Beaumont-Port Arthur, TX MSA $760 $810 $980 $1,280 $1,340
77632 Beaumont-Port Arthur, TX MSA $780 $830 $1,010 $1,320 $1,380
77640 Beaumont-Port Arthur, TX MSA $820 $880 $1,060 $1,390 $1,450
77642 Beaumont-Port Arthur, TX MSA $800 $860 $1,040 $1,360 $1,420
77651 Beaumont-Port Arthur, TX MSA $880 $940 $1,140 $1,490 $1,560
77655 Beaumont-Port Arthur, TX MSA $800 $860 $1,040 $1,360 $1,420
77656 Beaumont-Port Arthur, TX MSA $730 $790 $950 $1,240 $1,300
77657 Beaumont-Port Arthur, TX MSA $780 $830 $1,010 $1,320 $1,380
77659 Beaumont-Port Arthur, TX MSA $810 $870 $1,050 $1,370 $1,430
77662 Beaumont-Port Arthur, TX MSA $680 $730 $890 $1,160 $1,200
77663 Beaumont-Port Arthur, TX MSA $710 $760 $920 $1,200 $1,260
77664 Beaumont-Port Arthur, TX MSA $750 $800 $970 $1,270 $1,320
77665 Beaumont-Port Arthur, TX MSA $740 $810 $960 $1,280 $1,630
77670 Beaumont-Port Arthur, TX MSA $760 $810 $980 $1,280 $1,340
77701 Beaumont-Port Arthur, TX MSA $710 $760 $920 $1,200 $1,260
77702 Beaumont-Port Arthur, TX MSA $820 $880 $1,070 $1,400 $1,460
77703 Beaumont-Port Arthur, TX MSA $690 $740 $900 $1,180 $1,230
77704 Beaumont-Port Arthur, TX MSA $800 $860 $1,040 $1,360 $1,420
77705 Beaumont-Port Arthur, TX MSA $680 $730 $890 $1,160 $1,200
77706 Beaumont-Port Arthur, TX MSA $870 $930 $1,130 $1,480 $1,540
77707 Beaumont-Port Arthur, TX MSA $900 $970 $1,170 $1,530 $1,600
77708 Beaumont-Port Arthur, TX MSA $810 $870 $1,050 $1,370 $1,430
77713 Beaumont-Port Arthur, TX MSA $1,030 $1,100 $1,330 $1,740 $1,820
77720 Beaumont-Port Arthur, TX MSA $800 $860 $1,040 $1,360 $1,420
77725 Beaumont-Port Arthur, TX MSA $800 $860 $1,040 $1,360 $1,420
77726 Beaumont-Port Arthur, TX MSA $800 $860 $1,040 $1,360 $1,420

2022 Average & Median Rent Data Statistics
BEAUMONT-PORT ARTHUR, TX average 1BR rent: $845, median: $840
BEAUMONT-PORT ARTHUR, TX average 2BR rent: $1,023, median: $1,010
BEAUMONT-PORT ARTHUR, TX average 3BR rent: $1,338, median: $1,325

BEAUMONT-PORT ARTHUR, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 3,514 $803,180,000 $228,566
Other 454 $43,030,000 $94,780
Refi 413 $120,265,000 $291,199
Cash Out Refi 370 $49,800,000 $134,595
Home Improvement 281 $21,625,000 $76,957

Beaumont - Port Arthur's most frequently cited loan purpose was Home Purchase, with 3,514 originations. The 2nd most popular reason was Other, with 454 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,700 $409,790,000 $241,053
7-8% 1,199 $234,005,000 $195,167
5-6% 850 $164,200,000 $193,176
Over 8% 572 $87,140,000 $152,343
4-5% 77 $42,915,000 $557,338
<2.5% 26 $160,000 $6,154
3-4% 6 $1,100,000 $183,333
2.5-3% 4 $580,000 $145,000

During 2023, Beaumont - Port Arthur's most frequently originated rate bucket was 6-7%, with 1,700 originations.

Loan Sizing (BEAUMONT-PORT ARTHUR, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,902 $280,780,000 $147,624
$200k-400k 1,589 $431,615,000 $271,627
$100,000 or less 1,292 $81,280,000 $62,910
$400k-600k 186 $85,710,000 $460,806
$600k-1000k 37 $25,295,000 $683,649
$Over $1MM 26 $133,220,000 $5,123,846

BEAUMONT - PORT ARTHUR's loan sizing saw the bucket of loans from $100k-200k with 1,902 originations, totaling $280,780,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,639 $574,255,000 $217,603
60-80% 929 $259,165,000 $278,972
40-60% 294 $62,070,000 $211,122
20-40% 272 $23,280,000 $85,588
Under 20% 191 $6,855,000 $35,890
Over 100% 83 $20,745,000 $249,940

BEAUMONT - PORT ARTHUR's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,639 originations, totaling $574,255,000 in origination value.