Wintex Group Mortgage Rates, Fees & Info

PLANO, TX

LEI: 549300VN6R9UZ2MLDD79

Tax ID: 56-2381466

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Wintex Group is a smaller mortgage company specializing in Refi and Home Purchase loans. Wintex Group has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Houston, Austin, San Antonio, and College Station among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Wintex Group has an above average approval rate when compared to the average across all lenders. They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    537

    Origination Dollar Volume (All Markets)

    $163,585,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 405 $125,475,000 $309,815 $0 2.70%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 76 $22,560,000 $296,842 $0 2.66%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 44 $12,460,000 $283,182 $0 2.75%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 9 $2,315,000 $257,222 $0 2.67%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $775,000 $258,333 $0 2.54%
    Wintex Group's top markets include Dallas, Houston, Austin, San Antonio, and College Station among others.

    Their top states include:
  • Texas (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 537 $163,585,000 $304,628 $0 2.70%

    For 2020, Wintex Group's most frequently originated type of loan was Conventional, with 537 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 381 $118,545,000 $311,142 $0 2.67%
    Home Purchase 131 $36,945,000 $282,023 $0 2.73%
    Cash Out Refi 25 $8,095,000 $323,800 $0 2.99%

    For 2020, Wintex Group's most frequently cited loan purpose was Refi, with 381 originations. The 2nd most popular reason was Home Purchase, with 131 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 343 $103,265,000 $301,064 $0 2.83%
    15 Year 144 $45,050,000 $312,847 $0 2.41%
    20 Year 35 $12,055,000 $344,429 $0 2.65%
    10 Year 11 $2,585,000 $235,000 $0 2.44%
    Other 4 $630,000 $157,500 $0 3.02%

    For 2020, Wintex Group's most frequently cited loan duration was 30 Year, with 343 originations. The 2nd most popular length was 15 Year, with 144 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 502 $153,780,000 $306,335
    $2k-3k 13 $2,935,000 $225,769
    $3k-4k 6 $1,430,000 $238,333
    $<1k 3 $1,165,000 $388,333
    $4k-5k 2 $630,000 $315,000
    $5k+ 1 $325,000 $325,000

    Wintex Group's average total fees were $0, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 502 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 233 $67,115,000 $288,047
    <2.5% 225 $80,575,000 $358,111
    3-4% 79 $15,895,000 $201,203

    During 2020, Wintex Group's average interest rate for loans was 2.83%, while their most frequently originated rate bucket for loans was 2.5-3%, with 233 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 321 $96,565,000 $300,826 $0 2.63%
    $100k-200k 111 $19,145,000 $172,477 $0 3.06%
    $400k-600k 105 $47,875,000 $455,952 $0 2.52%

    2020 saw Wintex Group place emphasis on $200k-400k loans with 321 originations, totaling $96,565,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not provided 537 $163,585,000 $304,628 $0 2.70%

    Approval Rates

    Total approvals of all applications
    100.00%

    Wintex Group has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination

    Points and Fees

    Points Originations Total Value Average Loan
    NA 537 $163,585,000 $304,628

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 537 $163,585,000 $304,628

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 11 $3,175,000 $288,636 $0 2.43%
    40-60% 95 $27,135,000 $285,632 $0 2.64%
    60-80% 379 $113,595,000 $299,723 $0 2.74%
    80-100% 51 $19,245,000 $377,353 $0 2.55%
    Over 100% 1 $435,000 $435,000 $0 3.00%