Wintex Group Mortgage Rates, Fees & Info
PLANO, TXLEI: 549300VN6R9UZ2MLDD79
Tax ID: 56-2381466
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Wintex Group is a smaller mortgage company specializing in Refi and Home Purchase loans. Wintex Group has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Houston, Austin, San Antonio, and Corsicana among others. We have data for 12 markets. (Some data included below & more in-depth data is available with an active subscription.)Wintex Group has an above average approval rate when compared to the average across all lenders. They typically have about average rates.
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Originations
1,327Origination Dollar Volume (All Markets)
$410,595,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 935 | $300,445,000 | $321,332 | $0 | 2.63% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 244 | $67,010,000 | $274,631 | $0 | 2.67% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 90 | $28,390,000 | $315,444 | $0 | 2.76% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 48 | $11,960,000 | $249,167 | $0 | 2.89% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $0 | 2.94% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $0 | 2.31% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 2.50% |
| WACO, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 2.13% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 2.63% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 2.00% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 3.63% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 2.63% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,327 | $410,595,000 | $309,416 | $0 | 2.65% |
For 2021, Wintex Group's most frequently originated type of loan was Conventional, with 1,327 originations.
Loan Reason
For 2021, Wintex Group's most frequently cited loan purpose was Refi, with 739 originations. The 2nd most popular reason was Home Purchase, with 373 originations.
Loan Duration/Length
For 2021, Wintex Group's most frequently cited loan duration was 30 Year, with 787 originations. The 2nd most popular length was 15 Year, with 399 originations.
Origination Fees/Closing Costs
Wintex Group's average total fees were $0, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,267 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| <2.5% | 611 | $215,375,000 | $352,496 |
| 2.5-3% | 483 | $141,045,000 | $292,019 |
| 3-4% | 230 | $53,190,000 | $231,261 |
| 4-5% | 3 | $985,000 | $328,333 |
During 2021, Wintex Group's average interest rate for loans was 2.88%, while their most frequently originated rate bucket for loans was <2.5%, with 611 originations.
Loan Sizing
2021 saw Wintex Group place emphasis on $200k-400k loans with 763 originations, totaling $221,665,000 in origination value.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not provided | 1,327 | $410,595,000 | $309,416 | $0 | 2.65% |
Approval Rates
Total approvals of all applications100.00%
Wintex Group has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,327 | $410,595,000 | $309,416 |