Bank Of Dixon County Mortgage Rates, Fees & Info

Ponca, NE

LEI: 549300XZB7LPI2LTGX17

Tax ID: 47-0098080

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Bank Of Dixon County is a smaller bank specializing in Home Purchase and Refi loans. Bank Of Dixon County has a high proportion of conventional loans. Their top markets by origination volume include: Sioux City, Vermillion, Spearfish, and Branson among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)

Bank Of Dixon County has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.

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Originations

32

Origination Dollar Volume (All Markets)

$4,260,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 21 $2,435,000 $115,952 $0 0.00%
Vermillion, SD (FHA|USDA|VA) 6 $590,000 $98,333 $0 0.00%
Outside of Metro Areas 3 $545,000 $181,667 $0 0.00%
Spearfish, SD (FHA|USDA|VA) 1 $495,000 $495,000 $0 0.00%
Branson, MO (FHA|USDA|VA) 1 $195,000 $195,000 $0 0.00%
Bank Of Dixon County's top markets include Sioux City, Vermillion, Spearfish, and Branson among others.

Their top states include:
  • Nebraska (FHA|USDA|VA)
  • South Dakota (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 32 $4,260,000 $133,125 $0 0.00%

    For 2023, Bank Of Dixon County's most frequently originated type of loan was Conventional, with 32 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 14 $2,400,000 $171,429 $0 0.00%
    Refi 8 $1,270,000 $158,750 $0 0.00%
    Other 7 $305,000 $43,571 $0 0.00%
    Home Improvement 3 $285,000 $95,000 $0 0.00%

    For 2023, Bank Of Dixon County's most frequently cited loan purpose was Home Purchase, with 14 originations. The 2nd most popular reason was Refi, with 8 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 32 $4,260,000 $133,125 $0 0.00%

    For 2023, Bank Of Dixon County's most frequently cited loan duration was Other, with 32 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 17 $895,000 $52,647 $0 0.00%
    $100k-200k 8 $1,200,000 $150,000 $0 0.00%
    $200k-400k 6 $1,670,000 $278,333 $0 0.00%
    $400k-600k 1 $495,000 $495,000 $0 0.00%

    2023 saw Bank Of Dixon County place emphasis on $100,000 or less loans with 17 originations, totaling $895,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 5 $945,000 $189,000 $0 0.00%
    $50k-75k 5 $495,000 $99,000 $0 0.00%
    $150k-250k 4 $550,000 $137,500 $0 0.00%
    $50k or less 2 $70,000 $35,000 $0 0.00%
    $75k-100k 2 $180,000 $90,000 $0 0.00%

    Bank Of Dixon County lent most frequently to those with incomes in the $100k-150k range, with 5 originations. The second most popular income band? $50k-75k, with 5 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 32 $4,260,000 $133,125 $0 0.00%

    Bank Of Dixon County lent most frequently to those with DTI ratios of Exempt%, with 32 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 25 $3,555,000 $142,200 $0 0.00%
    Not applicable 5 $555,000 $111,000 $0 0.00%
    Asian 1 $75,000 $75,000 $0 0.00%
    Not provided 1 $75,000 $75,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    94.44%

    Bank Of Dixon County has an average approval rate.

    Pick Rate

    Approvals leading to origination
    93.75%

    Bank Of Dixon County has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 32 $4,260,000 $133,125

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    32 $4,260,000 $133,125