Beeville FHA Loan Rates, Closing Costs & Stats
Beeville, TX
FHA loans are mortgages created in the 1930's to help insulate lenders from credit risks and help promote home ownership. The Federal Housing Administration (hence, FHA) allows for lower downpayments and credit scores-- making these loans much more accessible than traditional mortgages.
FHA loans typically need just a 3.5% downpayment with credit scores of 580 or better. For credit scores between 500-579, the downpayment needs to be at least 10%.
While FHA loans make home ownership much more accessible to first-time homebuyers, they do require PMI (purchase money insurance)-- an additional insurance premium that is paid to the FHA to help cover defaults.
For additional requirements as defined by the FHA, click here.
Beeville's 21 lenders originated 51 FHA loans during 2024. The total origination value was $10,665,000, with an average FHA loan value of $209,118.
Beeville FHA Loans, 30 Year Fixed Rates
30 Year FHA mortgages in Beeville
averaged
0.54%
for the week of 2025-06-20, compared to the national average (all FHA variants) of
0% for the same period.
Beeville's average FHA mortgage closing costs are $7,987.
The average rate for the prior week (2025-06-13) was
7.22% and
one month ago for the week of 2025-05-16, the
average rate was 7.18%.
The average rate one year ago was 7.13%.
For refis of the same type during the week of 2025-06-20, the average rate
was -0.1%.
Beeville FHA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for FHA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Beeville level.
Name | # of Loans | 2024 Avg. 30yFix Rate | 2024 Avg. Closing Costs |
---|---|---|---|
GUILD MORTGAGE COMPANY | 9 | 7.06% | $12,138 |
MORIA DEVELOPMENT, INC. | 4 | 6.81% | $10,078 |
CROSSCOUNTRY MORTGAGE, LLC | 4 | 7.03% | $11,154 |
SFMC, LP | 3 | 6.42% | $9,098 |
Hamilton Mortgage Corporation | 2 | 6.25% | $12,201 |
PRIMARY RESIDENTIAL MORTGAGE, INC. | 2 | 6.88% | $4,586 |
AmeriHome Mortgage Company, LLC | 2 | 6.88% | $7,152 |
LOANDEPOT.COM, LLC | 1 | 7.13% | $9,795 |
MID AMERICA MORTGAGE, INC. | 1 | 7.25% | $15,042 |
PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | 7.13% | $12,541 |
QUICKEN LOANS, LLC | 1 | 6.63% | $12,993 |
Simmons Bank | 1 | 7.63% | $8,418 |
Southside Bank | 1 | 6.75% | $8,469 |
UNITED WHOLESALE MORTGAGE, LLC | 1 | 5.75% | $6,913 |
WILLOW BEND MORTGAGE COMPANY, LLC | 1 | 7.13% | $14,117 |
AXIA FINANCIAL, LLC | 1 | 7.25% | $6,862 |
CANOPY MORTGAGE, LLC | 1 | 6.25% | $13,108 |
Equity Prime Mortgage LLC | 1 | 7.25% | $6,471 |
First National Bank Texas | 1 | 7.50% | $9,533 |
GUARANTEED RATE, INC. | 1 | 7.08% | $7,087 |
LEGEND LENDING CORPORATION | 1 | 7.25% | $12,219 |
The top Beeville FHA lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
9 FHA loans originated. Their average total fees are
$12,138, which is $2,060
higher than the next largest lender,
MORIA DEVELOPMENT, INC..
The lowest fee Beeville FHA lenders (with over 10 loans originated) are
.
The lowest rate Beeville FHA lenders (with over 10 loans originated) are
.
Beeville FHA Loan Limits
Metro | County | Year | Single Family Limit | 2 Family Limit | 3 Family Limit | 4 Family Limit |
---|---|---|---|---|---|---|
BEEVILLE, TX | BEE | 2022 | $420,680 | $538,650 | $651,050 | $809,150 |
BEEVILLE, TX | BEE | 2023 | $472,030 | $604,400 | $730,525 | $907,900 |