Axia Financial Mortgage Rates, Fees & Info
BELLEVUE, WALEI: 5493006TY8FGNLX44X28
Tax ID: 26-0455770
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Mortgage Data
Review & Overview
Axia Financial is a smaller mortgage company specializing in Home Purchase loans. Axia Financial has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Las Vegas, Riverside, San Diego, Reno, and Dallas among others. We have data for 203 markets. (Some data included below & more in-depth data is available with an active subscription.)Axia Financial has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Axia Financial is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.98% | 4/5/25 |
| 30 Year Conventional Refi | 7.10% | 4/5/25 |
| 30 Year FHA Purchase | 7.42% | 4/5/25 |
| 30 Year FHA Refi | 7.01% | 4/5/25 |
| 30 Year VA Purchase | 6.48% | 4/5/25 |
| 30 Year VA Refi | 6.34% | 4/5/25 |
| 30 Year USDA Purchase | 7.09% | 4/5/25 |
| 15 Year Conventional Purchase | 8.48% | 4/5/25 |
| 15 Year Conventional Refi | 6.73% | 4/5/25 |
| 15 Year Cash-out Refi | 6.73% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Axia Financial Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Axia Financial. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,711Origination Dollar Volume (All Markets)
$607,775,000Awards
AXIA FINANCIAL - 2024
AXIA FINANCIAL is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Axia Financial's average 30 year fixed mortgage rate was
6.74%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.19%.
Relative Fees (Closing Costs)
Axia Financial's average total fees/closing costs for a 30 year fixed rate
mortgage were $11,031.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 137 | $51,815,000 | $378,212 | $9,959 | 6.89% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 102 | $45,780,000 | $448,824 | $12,469 | 6.85% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 70 | $40,800,000 | $582,857 | $11,944 | 6.72% |
| RENO, NV (FHA|USDA|VA) | 79 | $34,425,000 | $435,759 | $11,818 | 6.70% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 84 | $33,520,000 | $399,048 | $12,520 | 6.76% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 52 | $30,270,000 | $582,115 | $13,353 | 6.69% |
| Outside of Metro Areas | 105 | $25,195,000 | $239,952 | $8,458 | 6.54% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 48 | $21,270,000 | $443,125 | $9,961 | 7.01% |
| TWIN FALLS, ID (FHA|USDA|VA) | 88 | $19,930,000 | $226,477 | $8,202 | 7.23% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 64 | $18,630,000 | $291,094 | $6,566 | 7.09% |
| PROVO-OREM, UT (FHA|USDA|VA) | 39 | $17,465,000 | $447,821 | $10,018 | 6.72% |
| BOISE CITY, ID (FHA|USDA|VA) | 48 | $15,090,000 | $314,375 | $8,731 | 6.75% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 23 | $13,275,000 | $577,174 | $12,807 | 6.77% |
| Pahrump, NV (FHA|USDA|VA) | 52 | $11,910,000 | $229,038 | $8,912 | 7.05% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 20 | $11,810,000 | $590,500 | $17,952 | 6.13% |
| BEND, OR (FHA|USDA|VA) | 20 | $9,900,000 | $495,000 | $12,564 | 6.73% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 25 | $8,415,000 | $336,600 | $11,992 | 6.47% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 21 | $8,245,000 | $392,619 | $12,074 | 6.90% |
| STOCKTON, CA (FHA|USDA|VA) | 15 | $8,035,000 | $535,667 | $11,479 | 6.50% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 16 | $7,820,000 | $488,750 | $12,404 | 6.51% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 16 | $7,670,000 | $479,375 | $11,415 | 6.80% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 10 | $7,160,000 | $716,000 | $11,728 | 6.96% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 16 | $6,970,000 | $435,625 | $19,098 | 6.43% |
| Susanville, CA (FHA|USDA|VA) | 35 | $6,275,000 | $179,286 | $7,386 | 6.88% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 12 | $5,570,000 | $464,167 | $13,009 | 6.65% |
| REDDING, CA (FHA|USDA|VA) | 13 | $4,775,000 | $367,308 | $7,182 | 6.98% |
| Burley, ID (FHA|USDA|VA) | 28 | $4,760,000 | $170,000 | $6,059 | 7.58% |
| COLUMBIA, SC (FHA|USDA|VA) | 18 | $4,680,000 | $260,000 | $12,062 | 6.71% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 28 | $4,450,000 | $158,929 | $4,797 | 7.51% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 12 | $3,850,000 | $320,833 | $10,515 | 6.79% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 14 | $3,110,000 | $222,143 | $9,558 | 6.80% |
| ST. GEORGE, UT (FHA|USDA|VA) | 6 | $3,100,000 | $516,667 | $10,230 | 6.63% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 13 | $2,825,000 | $217,308 | $9,292 | 7.03% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 7 | $2,735,000 | $390,714 | $8,739 | 7.38% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 9 | $2,725,000 | $302,778 | $9,201 | 7.15% |
| Fernley, NV (FHA|USDA|VA) | 8 | $2,710,000 | $338,750 | $8,671 | 7.16% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 10 | $2,650,000 | $265,000 | $8,918 | 7.36% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 11 | $2,595,000 | $235,909 | $6,995 | 7.41% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 5 | $2,595,000 | $519,000 | $10,344 | 6.65% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 6 | $2,420,000 | $403,333 | $11,619 | 5.77% |
| Bozeman, MT (FHA|USDA|VA) | 6 | $2,410,000 | $401,667 | $10,016 | 6.37% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 8 | $2,240,000 | $280,000 | $10,075 | 5.66% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 5 | $2,185,000 | $437,000 | $9,157 | 6.87% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 8 | $2,040,000 | $255,000 | $8,906 | 6.73% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $1,885,000 | $628,333 | $4,692 | 7.29% |
| Gillette, WY (FHA|USDA|VA) | 7 | $1,795,000 | $256,429 | $6,676 | 6.71% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 2 | $1,740,000 | $870,000 | $18,333 | 8.94% |
| Centralia, WA (FHA|USDA|VA) | 3 | $1,725,000 | $575,000 | $12,100 | 7.20% |
| ODESSA, TX (FHA|USDA|VA) | 6 | $1,680,000 | $280,000 | $13,991 | 6.65% |
| VALLEJO, CA (FHA|USDA|VA) | 4 | $1,580,000 | $395,000 | $11,736 | 6.75% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $1,505,000 | $1,505,000 | $44,065 | 8.13% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $8,397 | 7.32% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $8,059 | 7.27% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $1,415,000 | $1,415,000 | $0 | 7.99% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $10,256 | 7.77% |
| Clearlake, CA (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $10,823 | 7.62% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $1,345,000 | $1,345,000 | $24,433 | 7.88% |
| Helena, MT (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $13,351 | 5.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $12,257 | 8.25% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $29,685 | 7.50% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $6,971 | 6.67% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $10,820 | 6.79% |
| Shelton, WA (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $16,347 | 6.63% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $11,601 | 6.75% |
| OCALA, FL (FHA|USDA|VA) | 7 | $945,000 | $135,000 | $6,568 | 8.04% |
| CHICO, CA (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $9,091 | 6.99% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $6,507 | 7.00% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $7,870 | 7.94% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $7,722 | 6.75% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $6,332 | 6.87% |
| CHEYENNE, WY (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $6,329 | 4.94% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $825,000 | $825,000 | $23,717 | 6.99% |
| Hailey, ID (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $10,826 | 6.81% |
| NAPA, CA (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $3,829 | 7.13% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $5,492 | 7.25% |
| BILLINGS, MT (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $4,173 | 6.50% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $4,270 | 6.56% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $17,128 | 7.00% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $7,644 | 6.94% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $10,373 | 6.63% |
| Muscatine, IA (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $6,199 | 7.50% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $6,492 | 6.46% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $23,872 | 6.50% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $11,901 | 6.99% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $15,311 | 6.81% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $22,471 | 7.25% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $10,211 | 6.63% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $8,659 | 7.67% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $10,297 | 7.81% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $4,267 | 7.63% |
| Red Wing, MN (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $5,646 | 7.22% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $9,592 | 7.50% |
| Somerset, KY (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $6,962 | 7.69% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $8,975 | 7.63% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $6,954 | 7.87% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $7,619 | 7.46% |
| SALEM, OR (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $19,498 | 5.75% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $9,819 | 7.75% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $6,310 | 7.46% |
| Minot, ND (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $4,081 | 7.38% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $5,974 | 7.13% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 5 | $485,000 | $97,000 | $4,936 | 7.65% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $14,417 | 6.75% |
| Riverton, WY (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $16,154 | 6.25% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $6,717 | 7.13% |
| Athens, TN (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $5,325 | 7.63% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $23,253 | 6.63% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $8,662 | 6.75% |
| Astoria, OR (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $7,494 | 6.25% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $16,637 | 7.50% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $13,265 | 6.50% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $19,873 | 5.75% |
| Burlington, IA-IL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $9,615 | 6.88% |
| Muskogee, OK (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,322 | 7.08% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $18,804 | 6.50% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $9,203 | 8.38% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $19,380 | 7.25% |
| TYLER, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,323 | 6.75% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $13,966 | 6.75% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $16,031 | 6.25% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $7,395 | 7.54% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $8,522 | 7.38% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,274 | 7.88% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,619 | 8.25% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,488 | 7.75% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $17,076 | 6.38% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,695 | 7.25% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,797 | 7.38% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,714 | 6.88% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $10,711 | 6.25% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $13,984 | 6.63% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,895 | 7.63% |
| Moscow, ID (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,579 | 8.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,479 | 6.75% |
| CASPER, WY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,870 | 6.99% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $11,263 | 6.88% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $12,075 | 5.99% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 6.50% |
| MERCED, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $14,397 | 6.13% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $5,086 | 8.25% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,367 | 6.99% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $14,355 | 6.13% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $12,377 | 7.13% |
| COLUMBUS, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,384 | 8.25% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $13,838 | 6.75% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $10,918 | 7.75% |
| London, KY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $15,986 | 6.25% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,549 | 7.25% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $15,949 | 6.63% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,721 | 6.75% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,489 | 6.99% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,869 | 6.13% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,280 | 7.75% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $9,724 | 3.38% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,888 | 7.63% |
| NILES, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,376 | 7.50% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,464 | 6.63% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,093 | 7.75% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,264 | 6.25% |
| READING, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $13,584 | 6.75% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,125 | 7.25% |
| MADISON, WI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $11,353 | 7.75% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,743 | 8.25% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,437 | 8.25% |
| Athens, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,369 | 7.13% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,232 | 5.75% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,449 | 6.00% |
| Fallon, NV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,657 | 6.25% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $12,999 | 7.25% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,421 | 7.63% |
| Williston, ND (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $12,572 | 7.25% |
| Jesup, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,376 | 6.75% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,756 | 5.88% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,493 | 7.75% |
| Danville, VA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,340 | 8.25% |
| Danville, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,852 | 6.25% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,291 | 7.63% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,155 | 6.63% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,017 | 6.25% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,204 | 7.13% |
| Austin, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,334 | 6.25% |
| Sterling, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,732 | 6.75% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,004 | 7.88% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,817 | 7.75% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,244 | 8.25% |
| Waycross, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,603 | 7.25% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,177 | 7.49% |
| Clinton, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,875 | 7.63% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,263 | 6.25% |
| Beeville, TX (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $3,431 | 8.25% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $4,437 | 8.25% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,920 | 7.25% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,533 | 7.25% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,386 | 7.25% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,192 | 6.50% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,874 | 6.99% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,541 | 6.99% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,000 | 7.49% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,538 | 7.49% |
| TULSA, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $8,481 | 7.75% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,790 | 6.88% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,070 | 7.50% |
| Parsons, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,885 | 7.49% |
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We use machine learning to identify the top lenders compared against AXIA FINANCIAL based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2024, Axia Financial's most frequently originated type of loan was Conventional, with 1,099 originations. Their 2nd most popular type was FHA, with 482 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 1,541 | $542,895,000 | $352,300 | $10,108 | 6.90% |
| Refi | 170 | $64,880,000 | $381,647 | $10,535 | 6.86% |
For 2024, Axia Financial's most frequently cited loan purpose was Home Purchase, with 1,541 originations. The 2nd most popular reason was Refi, with 170 originations.
Loan Duration/Length
For 2024, Axia Financial's most frequently cited loan duration was 30 Year, with 1,545 originations. The 2nd most popular length was 10 Year, with 98 originations.
Origination Fees/Closing Costs
Axia Financial's average total fees were $11,031, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 719 originations.
Interest Rates
During 2024, Axia Financial's average interest rate for loans was 6.74%, while their most frequently originated rate bucket for loans was 6-7%, with 940 originations.
Loan Sizing
2024 saw Axia Financial place emphasis on $200k-400k loans with 717 originations, totaling $217,145,000 in origination value.
Applicant Income
Axia Financial lent most frequently to those with incomes in the $100k-150k range, with 461 originations. The second most popular income band? $150k-250k, with 348 originations.
Applicant Debt to Income Ratio
Axia Financial lent most frequently to those with DTI ratios of 50-60%, with 216 originations. The next most common DTI ratio? 30-36%, with 215 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.57%
Axia Financial has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination73.82%
Axia Financial has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,711 | $607,775,000 | $355,216 |