Axia Financial Mortgage Rates, Fees & Info
BELLEVUE, WALEI: 5493006TY8FGNLX44X28
Tax ID: 26-0455770
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Mortgage Data
Review & Overview
Axia Financial is a smaller mortgage company specializing in Home Purchase loans. Axia Financial has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Las Vegas, Seattle, Riverside, and Reno among others. We have data for 205 markets. (Some data included below & more in-depth data is available with an active subscription.)Axia Financial has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Axia Financial is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.81% | 11/17/24 |
| 30 Year Conventional Refi | 6.77% | 11/17/24 |
| 30 Year FHA Purchase | 7.53% | 11/17/24 |
| 30 Year FHA Refi | 7.28% | 11/17/24 |
| 30 Year VA Purchase | 6.43% | 11/17/24 |
| 30 Year VA Refi | 6.42% | 11/17/24 |
| 30 Year USDA Purchase | 6.77% | 11/17/24 |
| 15 Year Conventional Purchase | 7.51% | 11/17/24 |
| 15 Year Conventional Refi | 6.31% | 11/17/24 |
| 15 Year Cash-out Refi | 6.31% | 11/17/24 |
| 15 Year FHA Purchase | 7.03% | 11/17/24 |
| 15 Year VA Refi | 7.31% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Axia Financial Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Axia Financial. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,476Origination Dollar Volume (All Markets)
$900,460,000Awards
AXIA FINANCIAL - 2023
AXIA FINANCIAL is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Axia Financial's average 30 year fixed mortgage rate was
6.61%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.13%.
Relative Fees (Closing Costs)
Axia Financial's average total fees/closing costs for a 30 year fixed rate
mortgage were $11,192.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 122 | $73,900,000 | $605,738 | $15,427 | 6.60% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 176 | $66,720,000 | $379,091 | $10,836 | 6.60% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 116 | $59,810,000 | $515,603 | $12,828 | 6.56% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 126 | $55,370,000 | $439,444 | $13,771 | 6.62% |
| RENO, NV (FHA|USDA|VA) | 124 | $49,940,000 | $402,742 | $12,530 | 6.49% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 73 | $46,295,000 | $634,178 | $15,183 | 6.60% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 105 | $40,935,000 | $389,857 | $10,321 | 6.89% |
| Outside of Metro Areas | 138 | $30,860,000 | $223,623 | $8,264 | 6.19% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 91 | $28,025,000 | $307,967 | $7,915 | 6.72% |
| TWIN FALLS, ID (FHA|USDA|VA) | 130 | $27,120,000 | $208,615 | $8,894 | 7.08% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 68 | $25,230,000 | $371,029 | $10,785 | 6.73% |
| PROVO-OREM, UT (FHA|USDA|VA) | 51 | $23,525,000 | $461,275 | $14,297 | 6.28% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 44 | $21,630,000 | $491,591 | $11,016 | 6.47% |
| BOISE CITY, ID (FHA|USDA|VA) | 65 | $19,605,000 | $301,615 | $9,355 | 6.89% |
| Pahrump, NV (FHA|USDA|VA) | 73 | $16,315,000 | $223,493 | $9,155 | 6.89% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 23 | $14,415,000 | $626,739 | $17,152 | 6.46% |
| Susanville, CA (FHA|USDA|VA) | 72 | $13,390,000 | $185,972 | $8,353 | 6.87% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 18 | $12,840,000 | $713,333 | $11,856 | 6.85% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 33 | $12,725,000 | $385,606 | $10,426 | 6.69% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 20 | $11,870,000 | $593,500 | $14,655 | 6.87% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 26 | $11,400,000 | $438,462 | $11,451 | 6.69% |
| Muskogee, OK (FHA|USDA|VA) | 48 | $10,420,000 | $217,083 | $8,193 | 6.85% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 32 | $9,980,000 | $311,875 | $12,352 | 6.67% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 39 | $8,735,000 | $223,974 | $8,444 | 6.56% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 23 | $7,455,000 | $324,130 | $9,734 | 6.57% |
| Burley, ID (FHA|USDA|VA) | 37 | $7,365,000 | $199,054 | $8,441 | 7.30% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 19 | $7,055,000 | $371,316 | $14,461 | 6.56% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 15 | $6,865,000 | $457,667 | $12,397 | 6.67% |
| REDDING, CA (FHA|USDA|VA) | 22 | $6,790,000 | $308,636 | $9,483 | 6.81% |
| BEND, OR (FHA|USDA|VA) | 15 | $6,585,000 | $439,000 | $12,862 | 6.99% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 16 | $5,490,000 | $343,125 | $9,159 | 6.72% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 23 | $5,205,000 | $226,304 | $10,087 | 6.80% |
| Outside of Metro Areas | 12 | $5,140,000 | $428,333 | $8,814 | 6.48% |
| Clearlake, CA (FHA|USDA|VA) | 15 | $4,885,000 | $325,667 | $9,716 | 6.92% |
| TULSA, OK (FHA|USDA|VA) | 17 | $4,725,000 | $277,941 | $10,759 | 6.58% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 11 | $4,645,000 | $422,273 | $19,438 | 6.52% |
| Fernley, NV (FHA|USDA|VA) | 16 | $4,640,000 | $290,000 | $10,032 | 6.12% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 13 | $4,405,000 | $338,846 | $12,377 | 6.82% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 11 | $4,135,000 | $375,909 | $8,699 | 6.63% |
| Tahlequah, OK (FHA|USDA|VA) | 15 | $4,045,000 | $269,667 | $10,609 | 6.84% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 7 | $3,555,000 | $507,857 | $9,145 | 6.87% |
| Centralia, WA (FHA|USDA|VA) | 10 | $3,230,000 | $323,000 | $12,019 | 6.47% |
| CARSON CITY, NV (FHA|USDA|VA) | 7 | $3,065,000 | $437,857 | $9,656 | 6.98% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 8 | $3,050,000 | $381,250 | $13,082 | 6.11% |
| Key West, FL (FHA|USDA|VA) | 5 | $2,795,000 | $559,000 | $12,882 | 6.60% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 5 | $2,705,000 | $541,000 | $7,898 | 6.53% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 4 | $2,680,000 | $670,000 | $19,120 | 6.38% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 6 | $2,660,000 | $443,333 | $11,930 | 6.83% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 6 | $2,460,000 | $410,000 | $9,800 | 6.56% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 4 | $2,430,000 | $607,500 | $9,743 | 6.81% |
| PUEBLO, CO (FHA|USDA|VA) | 8 | $2,420,000 | $302,500 | $9,918 | 5.94% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 11 | $2,305,000 | $209,545 | $9,927 | 6.31% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 10 | $2,080,000 | $208,000 | $9,120 | 7.39% |
| LONGVIEW, WA (FHA|USDA|VA) | 5 | $1,925,000 | $385,000 | $7,911 | 7.25% |
| MODESTO, CA (FHA|USDA|VA) | 5 | $1,895,000 | $379,000 | $9,936 | 6.70% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 7 | $1,875,000 | $267,857 | $8,462 | 6.57% |
| Aberdeen, WA (FHA|USDA|VA) | 4 | $1,780,000 | $445,000 | $9,753 | 6.75% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 4 | $1,780,000 | $445,000 | $7,878 | 6.69% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 5 | $1,765,000 | $353,000 | $9,755 | 7.50% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $10,227 | 6.31% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 4 | $1,710,000 | $427,500 | $14,482 | 6.81% |
| STOCKTON, CA (FHA|USDA|VA) | 3 | $1,595,000 | $531,667 | $13,853 | 6.71% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $11,208 | 6.18% |
| Bozeman, MT (FHA|USDA|VA) | 4 | $1,580,000 | $395,000 | $9,253 | 6.81% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 3 | $1,415,000 | $471,667 | $9,297 | 6.29% |
| LOGAN, UT-ID (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $10,626 | 6.91% |
| Shelton, WA (FHA|USDA|VA) | 2 | $1,290,000 | $645,000 | $12,757 | 6.56% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $7,886 | 6.23% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $8,896 | 7.16% |
| Ontario, OR-ID (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $9,135 | 7.03% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $1,250,000 | $625,000 | $7,678 | 6.81% |
| Cañon City, CO (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $7,654 | 5.18% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $7,413 | 7.21% |
| Heber, UT (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $16,906 | 6.44% |
| Gillette, WY (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $6,397 | 6.85% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $8,043 | 6.06% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $11,211 | 7.75% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $7,376 | 7.25% |
| YUBA CITY, CA (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $7,809 | 7.56% |
| MERCED, CA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $12,707 | 6.71% |
| Red Wing, MN (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $6,056 | 7.47% |
| NAPA, CA (FHA|USDA|VA) | 1 | $935,000 | $935,000 | $16,520 | 7.50% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $16,700 | 6.38% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $8,150 | 6.66% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $13,379 | 5.88% |
| POCATELLO, ID (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $11,053 | 6.81% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $11,584 | 6.44% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $20,755 | 6.06% |
| Helena, MT (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $8,528 | 6.38% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $13,671 | 6.56% |
| BILLINGS, MT (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $10,575 | 6.19% |
| SALEM, OR (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $13,799 | 6.88% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $8,688 | 6.38% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $14,473 | 7.38% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $9,931 | 7.19% |
| PITTSBURGH, PA (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $9,041 | 6.16% |
| Riverton, WY (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $7,118 | 7.06% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $12,103 | 6.04% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $6,767 | 7.00% |
| Granbury, TX (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $13,046 | 7.31% |
| Mountain Home, ID (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,381 | 5.75% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $12,901 | 10.99% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $10,509 | 6.93% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $8,553 | 6.38% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $5,276 | 7.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $9,328 | 6.75% |
| Durango, CO (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $10,492 | 7.88% |
| Hilo, HI (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $7,795 | 7.25% |
| Moscow, ID (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $2,990 | 7.25% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,835 | 7.31% |
| Sonora, CA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,907 | 7.25% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $6,243 | 7.25% |
| Hailey, ID (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $10,104 | 6.63% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $13,819 | 7.99% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,975 | 6.69% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,344 | 6.50% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $14,451 | 4.06% |
| CHICO, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $9,081 | 7.99% |
| Prineville, OR (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $12,292 | 7.25% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $9,517 | 6.87% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,013 | 6.13% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $19,240 | 5.25% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $9,787 | 6.99% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $7,677 | 6.88% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,984 | 6.25% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 7.50% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $8,040 | 7.63% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $10,540 | 7.50% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $7,026 | 6.63% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,265 | 7.13% |
| Hutchinson, MN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,996 | 6.38% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $19,674 | 7.75% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,222 | 6.25% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,516 | 6.63% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $13,328 | 6.00% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,998 | 6.13% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,210 | 7.37% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,810 | 7.25% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $16,296 | 6.75% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,531 | 7.38% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,694 | 7.25% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $12,456 | 6.25% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,854 | 5.50% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,725 | 7.50% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,430 | 6.88% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,519 | 6.99% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,987 | 7.50% |
| Vernal, UT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,457 | 6.75% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,040 | 6.75% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,967 | 8.50% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $15,613 | 5.75% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $14,124 | 5.50% |
| Fallon, NV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,760 | 6.88% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $16,461 | 7.13% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,781 | 6.00% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,219 | 6.25% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 8.25% |
| OCALA, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,755 | 7.75% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,028 | 6.38% |
| BAY CITY, MI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $11,382 | 9.00% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,360 | 7.50% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,248 | 6.50% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,577 | 8.25% |
| Evanston, WY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,332 | 7.50% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,924 | 5.38% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,526 | 6.75% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,777 | 6.50% |
| RACINE, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,505 | 6.63% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,695 | 6.25% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 8.38% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,666 | 6.88% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,573 | 7.38% |
| Kirksville, MO (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,635 | 7.88% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,797 | 8.00% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,465 | 7.00% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,207 | 7.25% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,798 | 7.63% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,878 | 6.88% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,749 | 6.99% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,615 | 6.75% |
| Marshall, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,624 | 7.25% |
| London, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,295 | 7.25% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,792 | 6.88% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,830 | 6.75% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $8,243 | 8.25% |
| Danville, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $948 | 6.63% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,502 | 5.75% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,559 | 6.99% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,095 | 3.94% |
| Winona, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 6.25% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,540 | 6.75% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,301 | 6.63% |
| AKRON, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,464 | 6.25% |
| Maysville, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,708 | 6.50% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,909 | 7.50% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,672 | 6.50% |
| Douglas, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,210 | 7.13% |
| New Castle, PA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $6,795 | 8.88% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,133 | 6.38% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,095 | 7.50% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,455 | 7.38% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,817 | 6.75% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,790 | 5.88% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,163 | 6.50% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,889 | 6.88% |
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We use machine learning to identify the top lenders compared against AXIA FINANCIAL based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2023, Axia Financial's most frequently originated type of loan was Conventional, with 1,606 originations. Their 2nd most popular type was FHA, with 615 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 2,223 | $814,765,000 | $366,516 | $10,991 | 6.68% |
| Refi | 253 | $85,695,000 | $338,715 | $10,319 | 6.74% |
For 2023, Axia Financial's most frequently cited loan purpose was Home Purchase, with 2,223 originations. The 2nd most popular reason was Refi, with 253 originations.
Loan Duration/Length
For 2023, Axia Financial's most frequently cited loan duration was 30 Year, with 2,329 originations. The 2nd most popular length was 15 Year, with 103 originations.
Origination Fees/Closing Costs
Axia Financial's average total fees were $11,192, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,172 originations.
Interest Rates
During 2023, Axia Financial's average interest rate for loans was 6.61%, while their most frequently originated rate bucket for loans was 6-7%, with 1,232 originations.
Loan Sizing
2023 saw Axia Financial place emphasis on $200k-400k loans with 1,100 originations, totaling $330,860,000 in origination value.
Applicant Income
Axia Financial lent most frequently to those with incomes in the $100k-150k range, with 681 originations. The second most popular income band? $75k-100k, with 485 originations.
Applicant Debt to Income Ratio
Axia Financial lent most frequently to those with DTI ratios of 50-60%, with 329 originations. The next most common DTI ratio? 30-36%, with 302 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.49%
Axia Financial has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination78.88%
Axia Financial has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,476 | $900,460,000 | $363,675 |