Moria Development Mortgage Rates, Fees & Info
TEMPE, AZLEI: 549300N3JBQ15RQ7AV97
Tax ID: 86-0431588
3.5 stars
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Mortgage Data
Overview
Moria Development is a small mortgage company specializing in Home Purchase and Refi loans. Moria Development has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Phoenix, Tucson, San Diego, Omaha, and Prescott Valley among others. Moria Development has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Moria Development is typically an average fee lendor.Originations
7,630Origination Dollar Volume (All Markets)
$2,088,250,000Relative Rate
Moria Development 's average 30 year fixed rate mortgage of loans were
3.28%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of 0.13%.
Relative Fees
Moria Development 's average total fees for a 30 year fixed rate
mortgage are $5,890.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 3,399 | $974,945,000 | $286,833 | $5,319 | 3.15% |
| TUCSON, AZ (FHA|USDA|VA) | 657 | $160,755,000 | $244,680 | $5,016 | 3.02% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 227 | $115,235,000 | $507,643 | $7,605 | 2.92% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 316 | $62,100,000 | $196,519 | $3,992 | 3.09% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 168 | $49,000,000 | $291,667 | $5,161 | 3.23% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 76 | $37,440,000 | $492,632 | $7,253 | 3.26% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 118 | $36,850,000 | $312,288 | $6,173 | 3.27% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 80 | $36,080,000 | $451,000 | $8,002 | 2.83% |
| Outside of Metro Areas | 203 | $35,895,000 | $176,823 | $5,193 | 3.16% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 97 | $30,085,000 | $310,155 | $7,220 | 3.32% |
| LINCOLN, NE (FHA|USDA|VA) | 146 | $29,470,000 | $201,849 | $3,908 | 3.12% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 79 | $28,455,000 | $360,190 | $8,840 | 3.14% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 40 | $20,160,000 | $504,000 | $7,993 | 3.32% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 72 | $20,100,000 | $279,167 | $7,635 | 3.38% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 54 | $17,140,000 | $317,407 | $4,989 | 3.53% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 52 | $16,820,000 | $323,462 | $5,429 | 2.95% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 88 | $15,580,000 | $177,045 | $6,208 | 3.45% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 66 | $14,910,000 | $225,909 | $6,286 | 3.23% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 44 | $14,830,000 | $337,045 | $7,319 | 3.27% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 56 | $12,400,000 | $221,429 | $5,788 | 3.41% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 60 | $12,250,000 | $204,167 | $7,030 | 3.32% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 55 | $11,945,000 | $217,182 | $5,968 | 3.08% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 27 | $10,015,000 | $370,926 | $6,180 | 3.29% |
| Show Low, AZ (FHA|USDA|VA) | 39 | $9,495,000 | $243,462 | $4,109 | 3.13% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 27 | $9,485,000 | $351,296 | $5,945 | 3.04% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 35 | $9,465,000 | $270,429 | $8,057 | 3.50% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 39 | $9,185,000 | $235,513 | $6,164 | 3.31% |
| FORT COLLINS, CO (FHA|USDA|VA) | 28 | $9,120,000 | $325,714 | $4,256 | 2.84% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 33 | $8,845,000 | $268,030 | $6,314 | 3.46% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 51 | $8,785,000 | $172,255 | $4,683 | 2.55% |
| STOCKTON, CA (FHA|USDA|VA) | 23 | $7,755,000 | $337,174 | $7,497 | 3.35% |
| GREELEY, CO (FHA|USDA|VA) | 19 | $7,625,000 | $401,316 | $5,794 | 3.09% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 29 | $7,365,000 | $253,966 | $7,208 | 3.34% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 27 | $6,735,000 | $249,444 | $5,640 | 3.23% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 22 | $5,300,000 | $240,909 | $6,361 | 3.50% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 14 | $5,180,000 | $370,000 | $8,411 | 3.09% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 43 | $4,735,000 | $110,116 | $4,494 | 2.58% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 17 | $4,715,000 | $277,353 | $6,288 | 3.39% |
| Hastings, NE (FHA|USDA|VA) | 31 | $4,545,000 | $146,613 | $5,854 | 3.50% |
| Payson, AZ (FHA|USDA|VA) | 18 | $4,410,000 | $245,000 | $4,478 | 3.12% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 22 | $4,010,000 | $182,273 | $6,931 | 3.35% |
| COLUMBUS, OH (FHA|USDA|VA) | 27 | $3,855,000 | $142,778 | $5,311 | 2.53% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 6 | $3,680,000 | $613,333 | $9,146 | 3.46% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 17 | $3,645,000 | $214,412 | $5,518 | 3.74% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 6 | $3,470,000 | $578,333 | $9,818 | 3.04% |
| Norfolk, NE (FHA|USDA|VA) | 16 | $3,260,000 | $203,750 | $4,871 | 3.24% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 14 | $3,170,000 | $226,429 | $6,664 | 3.33% |
| REDDING, CA (FHA|USDA|VA) | 14 | $3,150,000 | $225,000 | $4,900 | 3.17% |
| BEND, OR (FHA|USDA|VA) | 7 | $2,995,000 | $427,857 | $6,989 | 3.00% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 12 | $2,940,000 | $245,000 | $6,704 | 3.68% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 13 | $2,905,000 | $223,462 | $6,379 | 3.36% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 14 | $2,810,000 | $200,714 | $5,037 | 3.46% |
| PROVO-OREM, UT (FHA|USDA|VA) | 12 | $2,790,000 | $232,500 | $4,874 | 3.65% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 14 | $2,570,000 | $183,571 | $4,405 | 3.17% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 15 | $2,525,000 | $168,333 | $5,817 | 3.54% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 7 | $2,475,000 | $353,571 | $4,211 | 3.21% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 14 | $2,450,000 | $175,000 | $5,425 | 2.43% |
| SALINAS, CA (FHA|USDA|VA) | 3 | $2,375,000 | $791,667 | $4,855 | 3.38% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 22 | $2,300,000 | $104,545 | $4,031 | 2.48% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 7 | $2,285,000 | $326,429 | $5,465 | 2.89% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 7 | $2,255,000 | $322,143 | $5,651 | 3.34% |
| MODESTO, CA (FHA|USDA|VA) | 6 | $2,130,000 | $355,000 | $6,676 | 3.15% |
| Clearlake, CA (FHA|USDA|VA) | 8 | $2,070,000 | $258,750 | $8,245 | 3.31% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 8 | $2,050,000 | $256,250 | $7,644 | 3.41% |
| MEDFORD, OR (FHA|USDA|VA) | 6 | $2,010,000 | $335,000 | $11,425 | 3.38% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 3 | $1,975,000 | $658,333 | $9,431 | 3.25% |
| RICHMOND, VA (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $7,008 | 3.46% |
| VALLEJO, CA (FHA|USDA|VA) | 5 | $1,895,000 | $379,000 | $13,093 | 2.98% |
| Columbus, NE (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $4,986 | 3.30% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 9 | $1,695,000 | $188,333 | $5,761 | 3.62% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 4 | $1,690,000 | $422,500 | $7,083 | 3.41% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 8 | $1,660,000 | $207,500 | $6,970 | 3.53% |
| Nogales, AZ (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $3,786 | 3.08% |
| AKRON, OH (FHA|USDA|VA) | 12 | $1,620,000 | $135,000 | $4,582 | 2.65% |
| CHICO, CA (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $6,366 | 3.04% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 10 | $1,560,000 | $156,000 | $5,934 | 3.30% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 8 | $1,560,000 | $195,000 | $7,391 | 3.47% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 9 | $1,555,000 | $172,778 | $4,997 | 3.24% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $7,219 | 3.53% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $3,880 | 3.25% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $6,333 | 3.41% |
| TULSA, OK (FHA|USDA|VA) | 9 | $1,485,000 | $165,000 | $5,873 | 3.08% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 9 | $1,475,000 | $163,889 | $5,470 | 3.06% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $5,483 | 3.25% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $6,744 | 3.25% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 15 | $1,345,000 | $89,667 | $3,577 | 2.29% |
| VISALIA, CA (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $5,933 | 2.96% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 9 | $1,325,000 | $147,222 | $5,584 | 2.40% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $9,564 | 3.38% |
| COLUMBIA, SC (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $5,516 | 3.44% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 8 | $1,290,000 | $161,250 | $4,070 | 3.34% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $1,240,000 | $620,000 | $4,263 | 3.13% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $3,963 | 3.45% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 7 | $1,175,000 | $167,857 | $5,262 | 3.16% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $6,745 | 3.98% |
| BELLINGHAM, WA (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $7,266 | 3.22% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $6,603 | 3.37% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $4,882 | 3.33% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $6,361 | 3.44% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $10,553 | 3.22% |
| LONGVIEW, WA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $7,950 | 3.25% |
| ST. GEORGE, UT (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $6,316 | 3.44% |
| EL PASO, TX (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $3,650 | 2.56% |
| RENO, NV (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $4,729 | 3.04% |
| SAVANNAH, GA (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $5,458 | 3.55% |
| KNOXVILLE, TN (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $4,680 | 3.13% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $8,056 | 4.00% |
| RACINE, WI (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $5,318 | 3.50% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $9,675 | 3.19% |
| Fremont, NE (FHA|USDA|VA) | 7 | $855,000 | $122,143 | $3,493 | 2.54% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $6,629 | 3.13% |
| YUMA, AZ (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $6,840 | 3.67% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $7,066 | 3.21% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $4,796 | 3.20% |
| Beatrice, NE (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $4,867 | 3.37% |
| MADISON, WI (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $3,731 | 3.56% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $5,389 | 3.56% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $6,275 | 3.25% |
| PITTSBURGH, PA (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $4,234 | 2.94% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $7,673 | 3.19% |
| CASPER, WY (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $2,799 | 2.83% |
| NAPA, CA (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $13,950 | 2.38% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $5,462 | 2.04% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $8,967 | 3.21% |
| LANCASTER, PA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $5,559 | 3.00% |
| LONGVIEW, TX (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $8,623 | 3.63% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $5,437 | 3.38% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $5,976 | 3.25% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $8,093 | 3.31% |
| MADERA, CA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $7,863 | 3.81% |
| Salem, OH (FHA|USDA|VA) | 6 | $650,000 | $108,333 | $3,552 | 2.81% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $5,584 | 2.87% |
| Athens, TX (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $5,722 | 3.87% |
| MIDLAND, TX (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $4,964 | 1.83% |
| SANTA FE, NM (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $7,571 | 2.42% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $5,930 | 3.13% |
| Española, NM (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $7,489 | 3.13% |
| ROCKFORD, IL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,661 | 3.63% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $6,942 | 3.00% |
| OCALA, FL (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,146 | 3.54% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,263 | 3.46% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $3,740 | 2.95% |
| MERCED, CA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,576 | 3.75% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,752 | 3.25% |
| Durango, CO (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,749 | 3.38% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $5,990 | 3.37% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $5,115 | 3.63% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,654 | 3.88% |
| BILLINGS, MT (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,378 | 3.16% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,926 | 3.19% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,677 | 3.58% |
| MANHATTAN, KS (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,563 | 3.29% |
| Dyersburg, TN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $7,979 | 3.44% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,605 | 3.50% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $3,498 | 3.47% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,499 | 3.17% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,495 | 3.08% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,374 | 3.63% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,165 | 2.93% |
| Fernley, NV (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,927 | 3.31% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,384 | 3.75% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,051 | 3.75% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,911 | 3.58% |
| Outside of Metro Areas | 1 | $455,000 | $455,000 | $8,950 | 3.25% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,102 | 3.31% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,349 | 2.63% |
| FLINT, MI (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $2,934 | 3.00% |
| TOLEDO, OH (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $3,672 | 3.35% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $4,582 | 3.41% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,005 | 3.44% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $13,159 | 3.88% |
| Newport, OR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,719 | 3.56% |
| Safford, AZ (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,154 | 3.75% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,293 | 3.31% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,760 | 3.38% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,496 | 3.31% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,336 | 3.50% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,165 | 3.37% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,764 | 3.42% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,857 | 3.49% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,053 | 2.88% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,214 | 3.56% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,079 | 3.42% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,107 | 3.50% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $7,416 | 3.63% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $10,832 | 3.50% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,986 | 3.50% |
| Mason City, IA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,015 | 2.75% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,181 | 3.38% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,784 | 3.50% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,729 | 3.19% |
| Sonora, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,258 | 2.88% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,349 | 3.38% |
| MONROE, LA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $5,721 | 3.21% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,207 | 3.00% |
| Marion, IN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,490 | 3.63% |
| Kearney, NE (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,389 | 3.63% |
| WHEELING, WV-OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,991 | 4.63% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,785 | 4.00% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,918 | 2.99% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,062 | 3.50% |
| Vernal, UT (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,260 | 3.13% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $14,562 | 3.50% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,236 | 2.63% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,408 | 3.31% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,046 | 3.75% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,784 | 3.56% |
| Silver City, NM (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,854 | 3.62% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,040 | 3.50% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,639 | 3.75% |
| Heber, UT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,199 | 3.25% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 3.50% |
| Cambridge, MD (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,791 | 3.00% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,057 | 3.63% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,605 | 3.25% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,668 | 3.13% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,749 | 3.25% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,718 | 3.63% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,986 | 3.75% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,784 | 3.31% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,631 | 3.56% |
| Key West, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,767 | 4.13% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,363 | 3.13% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,078 | 3.31% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,199 | 3.88% |
| Athens, TN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,743 | 3.75% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,605 | 3.44% |
| Evanston, WY (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,176 | 2.06% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,736 | 3.38% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,470 | 3.75% |
| TYLER, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,241 | 2.75% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,404 | 3.50% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,431 | 3.50% |
| Othello, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,944 | 3.50% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,668 | 2.88% |
| MANSFIELD, OH (FHA|USDA|VA) | 4 | $250,000 | $62,500 | $3,266 | 2.00% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,661 | 4.38% |
| Shelby, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,175 | 3.25% |
| Del Rio, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,569 | 2.06% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,590 | 3.00% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,388 | 3.63% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,798 | 3.38% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 3.63% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,521 | 3.63% |
| Oxford, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,063 | 2.75% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,007 | 4.38% |
| LIMA, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,622 | 1.94% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,692 | 3.63% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,109 | 4.13% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,560 | 3.50% |
| Easton, MD (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,698 | 3.50% |
| SALEM, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,131 | 2.88% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,603 | 3.25% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,968 | 3.63% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,550 | 2.50% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,206 | 1.88% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,523 | 3.75% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,608 | 3.63% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,854 | 3.25% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,056 | 3.56% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,808 | 2.75% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,340 | 3.00% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,365 | 2.75% |
| Seneca, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,921 | 3.63% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,841 | 2.38% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,640 | 4.00% |
| Danville, VA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,122 | 3.69% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,911 | 3.88% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,084 | 1.63% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,445 | 2.13% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,389 | 2.75% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,606 | 3.38% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,269 | 3.38% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,790 | 3.38% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,144 | 2.75% |
| Las Vegas, NM (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,243 | 1.88% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,582 | 1.94% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,610 | 2.88% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,830 | 3.25% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,534 | 3.13% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,527 | 3.38% |
| Lexington, NE (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,034 | 3.38% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,240 | 2.88% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,638 | 3.75% |
| Searcy, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,003 | 3.63% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,423 | 3.99% |
| North Platte, NE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,246 | 3.25% |
| Dumas, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,925 | 3.38% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,185 | 3.88% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,440 | 3.25% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,563 | 3.63% |
| Warren, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,259 | 3.00% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,363 | 3.38% |
| Clovis, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,031 | 3.38% |
| Effingham, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,084 | 3.63% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,842 | 3.88% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,443 | 3.63% |
| McPherson, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,995 | 3.38% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,607 | 2.38% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,998 | 3.38% |
| Deming, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,252 | 3.38% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,878 | 3.50% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,438 | 2.38% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,065 | 3.50% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,992 | 3.75% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,261 | 3.50% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,135 | 5.25% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,273 | 3.63% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,038 | 3.50% |
| Findlay, OH (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $3,786 | 1.81% |
| Defiance, OH (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $2,647 | 2.13% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $9,494 | 3.63% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,339 | 3.25% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,498 | 3.63% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,579 | 3.38% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,912 | 3.50% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,451 | 3.00% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,783 | 3.38% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,080 | 3.50% |
| Auburn, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,641 | 3.25% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,578 | 2.75% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,518 | 3.38% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,986 | 2.50% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,296 | 3.38% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,416 | 3.63% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,508 | 3.25% |
| Roswell, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,277 | 3.63% |
| Pampa, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.50% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,662 | 3.50% |
| Palatka, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,607 | 3.63% |
| Portsmouth, OH (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $2,803 | 1.94% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,049 | 3.88% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,933 | 3.63% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,138 | 3.25% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,540 | 3.00% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,693 | 3.25% |
Moria Development 's top markets include Phoenix, Tucson, San Diego, Omaha, and Prescott Valley among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 5,943 | $1,628,025,000 | $273,940 | $4,514 | 3.11% |
| FHA | 1,273 | $314,485,000 | $247,042 | $9,412 | 3.41% |
| VA | 370 | $137,860,000 | $372,595 | $8,918 | 2.87% |
| USDA | 44 | $7,880,000 | $179,091 | $5,979 | 3.11% |
For the 2021 period, Moria Development 's most frequently originated loan type of loans were Conventional, with 5,943 originations. Their 2nd most popular type is FHA, with 1,273 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 4,234 | $1,154,880,000 | $272,763 | $6,490 | 3.15% |
| Refi | 2,542 | $694,410,000 | $273,175 | $4,191 | 3.10% |
| Cash Out Refi | 854 | $238,960,000 | $279,813 | $4,930 | 3.31% |
For the 2021, Moria Development 's most frequently cited loan purpose of loans were Home Purchase, with 4,234 originations. The 2nd most popular reason of loans were Refi, with 2,542 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 6,832 | $1,956,400,000 | $286,358 | $5,890 | 3.28% |
| 15 Year | 365 | $79,225,000 | $217,055 | $3,537 | 2.69% |
| 3 Year | 177 | $1,675,000 | $9,463 | $80 | 0.02% |
| 20 Year | 121 | $30,645,000 | $253,264 | $3,855 | 2.99% |
| Other | 69 | $15,925,000 | $230,797 | $3,200 | 2.72% |
| 10 Year | 61 | $4,335,000 | $71,066 | $1,180 | 1.81% |
| 5 Year | 5 | $45,000 | $9,000 | $200 | 0.00% |
For the 2021, Moria Development 's most frequently cited loan length of loans were 30 Year, with 6,832 originations. The 2nd most popular length of loans were 15 Year, with 365 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 3,874 | $1,048,090,000 | $270,545 |
| $3k-4k | 1,285 | $366,135,000 | $284,930 |
| $2k-3k | 1,077 | $290,105,000 | $269,364 |
| $5k+ | 793 | $322,705,000 | $406,942 |
| $<1k | 576 | $58,160,000 | $100,972 |
$5,890 of loans were Moria Development 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 3,874 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 4,462 | $1,270,220,000 | $284,675 |
| 2.5-3% | 2,111 | $611,185,000 | $289,524 |
| <2.5% | 648 | $101,920,000 | $157,284 |
| 4-5% | 384 | $99,070,000 | $257,995 |
| 5-6% | 22 | $5,500,000 | $250,000 |
| 7-8% | 3 | $355,000 | $118,333 |
During 2021, Moria Development 's average interest rate of loans were 3.28%, while their most frequently originated rate bucket of loans were 3-4%, with 4,462 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 3,914 | $1,111,180,000 | $283,899 | $6,054 | 3.32% |
| $100k-200k | 1,894 | $298,930,000 | $157,830 | $4,299 | 3.26% |
| $400k-600k | 992 | $474,850,000 | $478,679 | $7,243 | 3.22% |
| $100,000 or less | 596 | $23,170,000 | $38,876 | $1,480 | 1.61% |
| $600k-1MM | 211 | $148,075,000 | $701,777 | $9,770 | 3.08% |
| $1MM+ | 23 | $32,045,000 | $1,393,261 | $15,020 | 3.26% |
2021 saw Moria Development place emphasis on $200k-400k loans with 3,914 originations, totaling $1,111,180,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $50k-75k | 2,151 | $473,255,000 | $220,016 | $5,230 | 3.11% |
| $50k or less | 1,479 | $254,495,000 | $172,072 | $4,496 | 3.03% |
| $75k-100k | 1,471 | $408,815,000 | $277,916 | $5,844 | 3.19% |
| $100k-150k | 1,456 | $492,470,000 | $338,235 | $6,105 | 3.24% |
| $150k-250k | 766 | $312,750,000 | $408,290 | $6,514 | 3.22% |
| $250k+ | 235 | $120,695,000 | $513,596 | $6,913 | 3.19% |
Moria Development lent most frequently to those with incomes in the $50k-75k range, with 2,151 originations. The second most popular income band? $50k or less, with 1,479 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30-36% | 1,373 | $369,245,000 | $268,933 | $5,142 | 3.15% |
| 20-30% | 1,335 | $368,795,000 | $276,251 | $4,707 | 3.10% |
| 50-60% | 431 | $106,085,000 | $246,137 | $8,689 | 3.22% |
| 44% | 417 | $119,025,000 | $285,432 | $5,894 | 3.32% |
| <20% | 409 | $97,615,000 | $238,667 | $3,829 | 2.90% |
| 43% | 336 | $92,010,000 | $273,839 | $5,715 | 3.21% |
| 42% | 334 | $97,080,000 | $290,659 | $5,898 | 3.25% |
| 40% | 317 | $87,435,000 | $275,820 | $5,669 | 3.16% |
| 41% | 315 | $85,955,000 | $272,873 | $5,730 | 3.14% |
| 39% | 306 | $82,050,000 | $268,137 | $5,302 | 3.23% |
| 38% | 304 | $86,940,000 | $285,987 | $5,503 | 3.20% |
| 36% | 277 | $75,055,000 | $270,957 | $5,781 | 3.08% |
| 37% | 271 | $75,805,000 | $279,723 | $5,603 | 3.12% |
| 45% | 248 | $70,330,000 | $283,589 | $5,730 | 3.16% |
| 49% | 243 | $71,095,000 | $292,572 | $7,055 | 3.27% |
| 47% | 207 | $60,185,000 | $290,749 | $6,432 | 3.23% |
| 48% | 198 | $56,100,000 | $283,333 | $6,234 | 3.20% |
| 46% | 195 | $52,965,000 | $271,615 | $5,797 | 3.13% |
| >60% | 5 | $1,635,000 | $327,000 | $5,508 | 2.78% |
Moria Development lent most frequently to those with DTI ratios of 30-36%, with 1,373 originations. The next most common DTI ratio? 20-30%, with 1,335 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 4,781 | $1,337,375,000 | $279,727 | $5,567 | 3.25% |
| Not provided | 2,191 | $580,415,000 | $264,909 | $5,257 | 2.92% |
| Black | 384 | $85,780,000 | $223,385 | $6,410 | 3.12% |
| Asian | 163 | $53,855,000 | $330,399 | $6,073 | 3.23% |
| American Indian | 68 | $17,010,000 | $250,147 | $6,250 | 3.47% |
| Native Hawaiian | 16 | $4,250,000 | $265,625 | $5,370 | 3.23% |
| Asian Indian | 5 | $2,665,000 | $533,000 | $8,785 | 3.08% |
| Filipino | 6 | $2,220,000 | $370,000 | $9,581 | 3.58% |
| Chinese | 10 | $2,140,000 | $214,000 | $7,253 | 3.39% |
| Other Asian | 3 | $1,465,000 | $488,333 | $5,414 | 2.83% |
| Korean | 1 | $685,000 | $685,000 | $25,280 | 3.25% |
| Vietnamese | 1 | $245,000 | $245,000 | $2,783 | 3.75% |
| Japanese | 1 | $145,000 | $145,000 | $6,059 | 3.25% |
Approval Rates
Total approvals of all applications97.43%
Moria Development has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination77.61%
Moria Development has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,630 | $2,088,250,000 | $273,689 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7,630 | $2,088,250,000 | $273,689 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 300 | $54,640,000 | $182,133 | $3,264 | 2.97% |
| 40-60% | 1,019 | $263,615,000 | $258,700 | $3,837 | 3.05% |
| 60-80% | 2,386 | $731,730,000 | $306,676 | $4,998 | 3.30% |
| 80-100% | 3,472 | $1,001,860,000 | $288,554 | $7,008 | 3.37% |
| Over 100% | 67 | $29,065,000 | $433,806 | $15,964 | 2.84% |
| Under 20% | 384 | $7,010,000 | $18,255 | $349 | 0.74% |
