Moria Development Mortgage Rates, Fees & Info
TEMPE, AZLEI: 549300N3JBQ15RQ7AV97
Tax ID: 86-0431588
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Mortgage Data
Review & Overview
Moria Development is a smaller mortgage company specializing in Home Purchase loans. Moria Development has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Phoenix, Bakersfield, Tucson, Washington, and Las Vegas among others. We have data for 181 markets. (Some data included below & more in-depth data is available with an active subscription.)Moria Development has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Moria Development is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.65% | 4/5/25 |
| 30 Year Conventional Refi | 7.36% | 4/5/25 |
| 30 Year Cash-out Refi | 7.77% | 4/5/25 |
| 30 Year FHA Purchase | 7.42% | 4/5/25 |
| 30 Year FHA Refi | 7.12% | 4/5/25 |
| 30 Year VA Purchase | 6.64% | 4/5/25 |
| 30 Year VA Refi | 6.24% | 4/5/25 |
| 30 Year USDA Purchase | 6.93% | 4/5/25 |
| 30 Year USDA Refi | 6.07% | 4/5/25 |
| 15 Year Conventional Purchase | 5.95% | 4/5/25 |
| 15 Year Conventional Refi | 6.50% | 4/5/25 |
| 15 Year Cash-out Refi | 6.50% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Moria Development Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Moria Development. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,972Origination Dollar Volume (All Markets)
$951,180,000Awards
MORIA DEVELOPMENT - 2024
MORIA DEVELOPMENT is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Moria Development's average 30 year fixed mortgage rate was
6.56%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.01%.
Relative Fees (Closing Costs)
Moria Development's average total fees/closing costs for a 30 year fixed rate
mortgage were $9,152.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 377 | $153,865,000 | $408,130 | $10,430 | 6.79% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 419 | $113,215,000 | $270,203 | $9,642 | 5.75% |
| TUCSON, AZ (FHA|USDA|VA) | 292 | $88,230,000 | $302,158 | $9,068 | 6.33% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 173 | $77,385,000 | $447,312 | $8,970 | 6.59% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 216 | $74,610,000 | $345,417 | $10,823 | 6.23% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 146 | $45,510,000 | $311,712 | $8,685 | 6.54% |
| Outside of Metro Areas | 143 | $35,965,000 | $251,503 | $7,432 | 6.75% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 160 | $34,840,000 | $217,750 | $4,851 | 5.63% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 46 | $34,240,000 | $744,348 | $11,233 | 6.71% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 46 | $17,650,000 | $383,696 | $8,790 | 6.14% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 73 | $17,135,000 | $234,726 | $6,959 | 6.58% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 80 | $16,800,000 | $210,000 | $8,057 | 6.49% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 32 | $14,680,000 | $458,750 | $12,153 | 7.23% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 20 | $13,230,000 | $661,500 | $9,128 | 7.27% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 36 | $12,810,000 | $355,833 | $8,884 | 6.89% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 66 | $11,640,000 | $176,364 | $6,508 | 6.26% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 88 | $11,120,000 | $126,364 | $4,646 | 7.36% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 26 | $8,720,000 | $335,385 | $5,636 | 6.06% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 12 | $8,250,000 | $687,500 | $27,956 | 7.15% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 19 | $7,805,000 | $410,789 | $12,036 | 6.85% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 25 | $7,425,000 | $297,000 | $6,380 | 6.82% |
| FRESNO, CA (FHA|USDA|VA) | 26 | $6,780,000 | $260,769 | $5,547 | 6.26% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 21 | $6,755,000 | $321,667 | $6,981 | 6.90% |
| Nogales, AZ (FHA|USDA|VA) | 18 | $6,540,000 | $363,333 | $9,764 | 6.53% |
| RICHMOND, VA (FHA|USDA|VA) | 17 | $6,205,000 | $365,000 | $6,002 | 6.89% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 16 | $6,060,000 | $378,750 | $7,937 | 7.37% |
| Alexander City, AL (FHA|USDA|VA) | 28 | $5,630,000 | $201,071 | $6,293 | 6.45% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 7 | $3,365,000 | $480,714 | $17,934 | 6.66% |
| Elizabeth City, NC (FHA|USDA|VA) | 10 | $3,270,000 | $327,000 | $8,878 | 6.50% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 5 | $3,265,000 | $653,000 | $9,236 | 7.27% |
| Show Low, AZ (FHA|USDA|VA) | 8 | $2,880,000 | $360,000 | $7,113 | 7.01% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 7 | $2,685,000 | $383,571 | $6,433 | 6.86% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 8 | $2,660,000 | $332,500 | $11,143 | 7.53% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 7 | $2,535,000 | $362,143 | $8,751 | 7.55% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 5 | $2,395,000 | $479,000 | $8,280 | 6.95% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 4 | $2,390,000 | $597,500 | $10,957 | 7.40% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 8 | $2,200,000 | $275,000 | $9,136 | 6.59% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 6 | $2,040,000 | $340,000 | $6,423 | 7.08% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 7 | $1,985,000 | $283,571 | $9,111 | 7.23% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $1,930,000 | $965,000 | $17,956 | 6.63% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 4 | $1,920,000 | $480,000 | $7,669 | 5.19% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 5 | $1,915,000 | $383,000 | $8,282 | 6.87% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 4 | $1,820,000 | $455,000 | $7,414 | 7.59% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 8 | $1,800,000 | $225,000 | $10,112 | 6.67% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $1,740,000 | $870,000 | $5,257 | 8.00% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 5 | $1,645,000 | $329,000 | $5,949 | 6.42% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $7,678 | 6.12% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $9,369 | 6.67% |
| Payson, AZ (FHA|USDA|VA) | 3 | $1,495,000 | $498,333 | $13,237 | 7.12% |
| LINCOLN, NE (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $5,583 | 5.93% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $1,360,000 | $680,000 | $12,041 | 6.75% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $10,949 | 6.83% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $1,225,000 | $1,225,000 | $16,968 | 6.25% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $1,210,000 | $605,000 | $11,246 | 7.50% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $7,827 | 7.29% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $6,972 | 7.24% |
| VISALIA, CA (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $11,021 | 7.00% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $6,427 | 6.54% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $9,441 | 7.17% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $11,003 | 7.63% |
| Hastings, NE (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $6,137 | 6.15% |
| MONTGOMERY, AL (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $8,282 | 7.42% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $11,902 | 6.00% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $6,734 | 6.38% |
| Beeville, TX (FHA|USDA|VA) | 7 | $835,000 | $119,286 | $5,759 | 3.89% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $9,006 | 7.33% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $9,925 | 7.94% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $9,863 | 7.31% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $5,394 | 7.32% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $5,120 | 6.99% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $5,700 | 7.75% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $7,447 | 6.88% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $6,035 | 7.38% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $25,940 | 6.75% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $10,616 | 6.75% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $9,153 | 7.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $4,714 | 6.75% |
| Effingham, IL (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $2,562 | 6.25% |
| Paducah, KY-IL (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $6,084 | 7.06% |
| RENO, NV (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $17,472 | 6.75% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $11,541 | 6.63% |
| Heber, UT (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $19,441 | 6.25% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $7,823 | 7.13% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $17,412 | 6.94% |
| Outside of Metro Areas | 2 | $600,000 | $300,000 | $6,067 | 6.62% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $4,906 | 6.00% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $16,603 | 6.06% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,566 | 7.56% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $14,283 | 6.38% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $5,297 | 6.25% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $5,708 | 6.56% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,391 | 7.08% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,241 | 7.17% |
| Kearney, NE (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,200 | 6.88% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $7,165 | 6.69% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,189 | 7.06% |
| Crossville, TN (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $15,460 | 7.50% |
| Safford, AZ (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,389 | 6.63% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $8,165 | 6.99% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $10,472 | 6.75% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $25,790 | 6.25% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,651 | 7.00% |
| BEND, OR (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $8,287 | 7.99% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $15,634 | 6.63% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $8,428 | 6.38% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,359 | 6.87% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $10,180 | 6.75% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,744 | 7.99% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $19,264 | 6.75% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,458 | 7.49% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $5,090 | 6.83% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $12,149 | 6.75% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,347 | 7.50% |
| Fremont, NE (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $2,702 | 3.53% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,723 | 7.68% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $6,136 | 6.13% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $14,980 | 7.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,983 | 7.38% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,729 | 7.63% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,525 | 7.63% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,463 | 7.38% |
| Wilson, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,196 | 6.99% |
| Pahrump, NV (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,281 | 3.56% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,257 | 6.38% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,998 | 8.25% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,320 | 6.49% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,510 | 3.94% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,599 | 6.99% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,539 | 6.50% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,873 | 5.88% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $15,945 | 7.50% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $13,218 | 6.99% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,048 | 7.25% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,006 | 7.63% |
| Jasper, AL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,958 | 6.06% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $15,769 | 5.63% |
| Ozark, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,398 | 6.63% |
| Batesville, AR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,019 | 6.50% |
| Paris, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $15,262 | 5.99% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,315 | 7.25% |
| Troy, AL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,493 | 5.75% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,924 | 6.13% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,013 | 6.38% |
| REDDING, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,846 | 7.25% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,543 | 6.75% |
| OCALA, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,857 | 7.13% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,809 | 6.50% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,165 | 5.25% |
| Danville, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,360 | 6.25% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,950 | 7.88% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,807 | 7.13% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,420 | 6.12% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,099 | 7.00% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,093 | 6.63% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,145 | 6.99% |
| DALTON, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,355 | 5.99% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,023 | 6.88% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,426 | 7.99% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,314 | 7.13% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,222 | 6.38% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,122 | 5.99% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,385 | 7.13% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.38% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,897 | 7.49% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,273 | 5.50% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,894 | 6.50% |
| Macomb, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,745 | 6.75% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,059 | 7.38% |
| Wooster, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,647 | 6.13% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,616 | 6.63% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,573 | 6.00% |
| AKRON, OH (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $3,430 | 3.56% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.99% |
| Sanford, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.25% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,625 | 7.88% |
| Lexington, NE (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,116 | 6.88% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,471 | 6.00% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,861 | 6.13% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,219 | 8.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,765 | 6.88% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,268 | 5.00% |
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Product Mix
For 2024, Moria Development's most frequently originated type of loan was Conventional, with 1,805 originations. Their 2nd most popular type was FHA, with 819 originations.
Loan Reason
For 2024, Moria Development's most frequently cited loan purpose was Home Purchase, with 2,540 originations. The 2nd most popular reason was Refi, with 371 originations.
Loan Duration/Length
For 2024, Moria Development's most frequently cited loan duration was 30 Year, with 2,825 originations. The 2nd most popular length was 10 Year, with 81 originations.
Origination Fees/Closing Costs
Moria Development's average total fees were $9,152, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 927 originations.
Interest Rates
During 2024, Moria Development's average interest rate for loans was 6.56%, while their most frequently originated rate bucket for loans was 6-7%, with 1,510 originations.
Loan Sizing
2024 saw Moria Development place emphasis on $200k-400k loans with 1,406 originations, totaling $418,800,000 in origination value.
Applicant Income
Moria Development lent most frequently to those with incomes in the $100k-150k range, with 797 originations. The second most popular income band? $75k-100k, with 663 originations.
Applicant Debt to Income Ratio
Moria Development lent most frequently to those with DTI ratios of 30-36%, with 380 originations. The next most common DTI ratio? 50-60%, with 348 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.34%
Moria Development has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination70.90%
Moria Development has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,972 | $951,180,000 | $320,047 |