Moria Development Mortgage Rates, Fees & Info

TEMPE, AZ

LEI: 549300N3JBQ15RQ7AV97

Tax ID: 86-0431588

3.5 stars - out of 5 stars, based on 87 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Moria Development is a small mortgage company specializing in Home Purchase and Refi loans. Moria Development has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Phoenix, Tucson, San Diego, Omaha, and Prescott Valley among others. Moria Development has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Moria Development is typically an average fee lendor.


Originations

7,630

Origination Dollar Volume (All Markets)

$2,088,250,000

Relative Rate

Moria Development 's average 30 year fixed rate mortgage of loans were 3.28%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 0.13%.

Relative Fees

Moria Development 's average total fees for a 30 year fixed rate mortgage are $5,890.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 3,399 $974,945,000 $286,833 $5,319 3.15%
TUCSON, AZ (FHA|USDA|VA) 657 $160,755,000 $244,680 $5,016 3.02%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 227 $115,235,000 $507,643 $7,605 2.92%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 316 $62,100,000 $196,519 $3,992 3.09%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 168 $49,000,000 $291,667 $5,161 3.23%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 76 $37,440,000 $492,632 $7,253 3.26%
FLAGSTAFF, AZ (FHA|USDA|VA) 118 $36,850,000 $312,288 $6,173 3.27%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 80 $36,080,000 $451,000 $8,002 2.83%
Outside of Metro Areas 203 $35,895,000 $176,823 $5,193 3.16%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 97 $30,085,000 $310,155 $7,220 3.32%
LINCOLN, NE (FHA|USDA|VA) 146 $29,470,000 $201,849 $3,908 3.12%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 79 $28,455,000 $360,190 $8,840 3.14%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 40 $20,160,000 $504,000 $7,993 3.32%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 72 $20,100,000 $279,167 $7,635 3.38%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 54 $17,140,000 $317,407 $4,989 3.53%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 52 $16,820,000 $323,462 $5,429 2.95%
GRAND ISLAND, NE (FHA|USDA|VA) 88 $15,580,000 $177,045 $6,208 3.45%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 66 $14,910,000 $225,909 $6,286 3.23%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 44 $14,830,000 $337,045 $7,319 3.27%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 56 $12,400,000 $221,429 $5,788 3.41%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 60 $12,250,000 $204,167 $7,030 3.32%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 55 $11,945,000 $217,182 $5,968 3.08%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 27 $10,015,000 $370,926 $6,180 3.29%
Show Low, AZ (FHA|USDA|VA) 39 $9,495,000 $243,462 $4,109 3.13%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 27 $9,485,000 $351,296 $5,945 3.04%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 35 $9,465,000 $270,429 $8,057 3.50%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 39 $9,185,000 $235,513 $6,164 3.31%
FORT COLLINS, CO (FHA|USDA|VA) 28 $9,120,000 $325,714 $4,256 2.84%
SALT LAKE CITY, UT (FHA|USDA|VA) 33 $8,845,000 $268,030 $6,314 3.46%
BAKERSFIELD, CA (FHA|USDA|VA) 51 $8,785,000 $172,255 $4,683 2.55%
STOCKTON, CA (FHA|USDA|VA) 23 $7,755,000 $337,174 $7,497 3.35%
GREELEY, CO (FHA|USDA|VA) 19 $7,625,000 $401,316 $5,794 3.09%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 29 $7,365,000 $253,966 $7,208 3.34%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 27 $6,735,000 $249,444 $5,640 3.23%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 22 $5,300,000 $240,909 $6,361 3.50%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 14 $5,180,000 $370,000 $8,411 3.09%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 43 $4,735,000 $110,116 $4,494 2.58%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 17 $4,715,000 $277,353 $6,288 3.39%
Hastings, NE (FHA|USDA|VA) 31 $4,545,000 $146,613 $5,854 3.50%
Payson, AZ (FHA|USDA|VA) 18 $4,410,000 $245,000 $4,478 3.12%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 22 $4,010,000 $182,273 $6,931 3.35%
COLUMBUS, OH (FHA|USDA|VA) 27 $3,855,000 $142,778 $5,311 2.53%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 6 $3,680,000 $613,333 $9,146 3.46%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 17 $3,645,000 $214,412 $5,518 3.74%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 6 $3,470,000 $578,333 $9,818 3.04%
Norfolk, NE (FHA|USDA|VA) 16 $3,260,000 $203,750 $4,871 3.24%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 14 $3,170,000 $226,429 $6,664 3.33%
REDDING, CA (FHA|USDA|VA) 14 $3,150,000 $225,000 $4,900 3.17%
BEND, OR (FHA|USDA|VA) 7 $2,995,000 $427,857 $6,989 3.00%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 12 $2,940,000 $245,000 $6,704 3.68%
JACKSONVILLE, FL (FHA|USDA|VA) 13 $2,905,000 $223,462 $6,379 3.36%
ALBUQUERQUE, NM (FHA|USDA|VA) 14 $2,810,000 $200,714 $5,037 3.46%
PROVO-OREM, UT (FHA|USDA|VA) 12 $2,790,000 $232,500 $4,874 3.65%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 14 $2,570,000 $183,571 $4,405 3.17%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 15 $2,525,000 $168,333 $5,817 3.54%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 7 $2,475,000 $353,571 $4,211 3.21%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 14 $2,450,000 $175,000 $5,425 2.43%
SALINAS, CA (FHA|USDA|VA) 3 $2,375,000 $791,667 $4,855 3.38%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 22 $2,300,000 $104,545 $4,031 2.48%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 7 $2,285,000 $326,429 $5,465 2.89%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 7 $2,255,000 $322,143 $5,651 3.34%
MODESTO, CA (FHA|USDA|VA) 6 $2,130,000 $355,000 $6,676 3.15%
Clearlake, CA (FHA|USDA|VA) 8 $2,070,000 $258,750 $8,245 3.31%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 8 $2,050,000 $256,250 $7,644 3.41%
MEDFORD, OR (FHA|USDA|VA) 6 $2,010,000 $335,000 $11,425 3.38%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 3 $1,975,000 $658,333 $9,431 3.25%
RICHMOND, VA (FHA|USDA|VA) 7 $1,945,000 $277,857 $7,008 3.46%
VALLEJO, CA (FHA|USDA|VA) 5 $1,895,000 $379,000 $13,093 2.98%
Columbus, NE (FHA|USDA|VA) 8 $1,770,000 $221,250 $4,986 3.30%
OKLAHOMA CITY, OK (FHA|USDA|VA) 9 $1,695,000 $188,333 $5,761 3.62%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 4 $1,690,000 $422,500 $7,083 3.41%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 8 $1,660,000 $207,500 $6,970 3.53%
Nogales, AZ (FHA|USDA|VA) 8 $1,640,000 $205,000 $3,786 3.08%
AKRON, OH (FHA|USDA|VA) 12 $1,620,000 $135,000 $4,582 2.65%
CHICO, CA (FHA|USDA|VA) 7 $1,585,000 $226,429 $6,366 3.04%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 10 $1,560,000 $156,000 $5,934 3.30%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 8 $1,560,000 $195,000 $7,391 3.47%
FAYETTEVILLE, NC (FHA|USDA|VA) 9 $1,555,000 $172,778 $4,997 3.24%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 5 $1,515,000 $303,000 $7,219 3.53%
RALEIGH-CARY, NC (FHA|USDA|VA) 6 $1,510,000 $251,667 $3,880 3.25%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 7 $1,485,000 $212,143 $6,333 3.41%
TULSA, OK (FHA|USDA|VA) 9 $1,485,000 $165,000 $5,873 3.08%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 9 $1,475,000 $163,889 $5,470 3.06%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 5 $1,475,000 $295,000 $5,483 3.25%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 6 $1,370,000 $228,333 $6,744 3.25%
DAYTON-KETTERING, OH (FHA|USDA|VA) 15 $1,345,000 $89,667 $3,577 2.29%
VISALIA, CA (FHA|USDA|VA) 6 $1,340,000 $223,333 $5,933 2.96%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 9 $1,325,000 $147,222 $5,584 2.40%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $1,295,000 $431,667 $9,564 3.38%
COLUMBIA, SC (FHA|USDA|VA) 6 $1,290,000 $215,000 $5,516 3.44%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 8 $1,290,000 $161,250 $4,070 3.34%
BOULDER, CO (FHA|USDA|VA) 2 $1,240,000 $620,000 $4,263 3.13%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 5 $1,235,000 $247,000 $3,963 3.45%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 7 $1,175,000 $167,857 $5,262 3.16%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 6 $1,130,000 $188,333 $6,745 3.98%
BELLINGHAM, WA (FHA|USDA|VA) 4 $1,120,000 $280,000 $7,266 3.22%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $1,095,000 $365,000 $6,603 3.37%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 6 $1,090,000 $181,667 $4,882 3.33%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 6 $1,080,000 $180,000 $6,361 3.44%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 4 $1,060,000 $265,000 $10,553 3.22%
LONGVIEW, WA (FHA|USDA|VA) 3 $975,000 $325,000 $7,950 3.25%
ST. GEORGE, UT (FHA|USDA|VA) 4 $950,000 $237,500 $6,316 3.44%
EL PASO, TX (FHA|USDA|VA) 4 $930,000 $232,500 $3,650 2.56%
RENO, NV (FHA|USDA|VA) 3 $905,000 $301,667 $4,729 3.04%
SAVANNAH, GA (FHA|USDA|VA) 5 $885,000 $177,000 $5,458 3.55%
KNOXVILLE, TN (FHA|USDA|VA) 5 $885,000 $177,000 $4,680 3.13%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $880,000 $440,000 $8,056 4.00%
RACINE, WI (FHA|USDA|VA) 4 $870,000 $217,500 $5,318 3.50%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $860,000 $430,000 $9,675 3.19%
Fremont, NE (FHA|USDA|VA) 7 $855,000 $122,143 $3,493 2.54%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 3 $855,000 $285,000 $6,629 3.13%
YUMA, AZ (FHA|USDA|VA) 3 $825,000 $275,000 $6,840 3.67%
FRESNO, CA (FHA|USDA|VA) 3 $795,000 $265,000 $7,066 3.21%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 5 $775,000 $155,000 $4,796 3.20%
Beatrice, NE (FHA|USDA|VA) 2 $770,000 $385,000 $4,867 3.37%
MADISON, WI (FHA|USDA|VA) 4 $760,000 $190,000 $3,731 3.56%
Cedar City, UT (FHA|USDA|VA) 2 $730,000 $365,000 $5,389 3.56%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 4 $730,000 $182,500 $6,275 3.25%
PITTSBURGH, PA (FHA|USDA|VA) 6 $730,000 $121,667 $4,234 2.94%
Traverse City, MI (FHA|USDA|VA) 2 $730,000 $365,000 $7,673 3.19%
CASPER, WY (FHA|USDA|VA) 3 $725,000 $241,667 $2,799 2.83%
NAPA, CA (FHA|USDA|VA) 1 $685,000 $685,000 $13,950 2.38%
Eureka-Arcata, CA (FHA|USDA|VA) 3 $675,000 $225,000 $5,462 2.04%
LYNCHBURG, VA (FHA|USDA|VA) 3 $665,000 $221,667 $8,967 3.21%
LANCASTER, PA (FHA|USDA|VA) 3 $665,000 $221,667 $5,559 3.00%
LONGVIEW, TX (FHA|USDA|VA) 3 $665,000 $221,667 $8,623 3.63%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $660,000 $330,000 $5,437 3.38%
CORPUS CHRISTI, TX (FHA|USDA|VA) 3 $655,000 $218,333 $5,976 3.25%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $650,000 $325,000 $8,093 3.31%
MADERA, CA (FHA|USDA|VA) 2 $650,000 $325,000 $7,863 3.81%
Salem, OH (FHA|USDA|VA) 6 $650,000 $108,333 $3,552 2.81%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $635,000 $211,667 $5,584 2.87%
Athens, TX (FHA|USDA|VA) 2 $630,000 $315,000 $5,722 3.87%
MIDLAND, TX (FHA|USDA|VA) 5 $615,000 $123,000 $4,964 1.83%
SANTA FE, NM (FHA|USDA|VA) 3 $615,000 $205,000 $7,571 2.42%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $605,000 $605,000 $5,930 3.13%
EspaƱola, NM (FHA|USDA|VA) 2 $590,000 $295,000 $7,489 3.13%
ROCKFORD, IL (FHA|USDA|VA) 3 $585,000 $195,000 $5,661 3.63%
WENATCHEE, WA (FHA|USDA|VA) 2 $580,000 $290,000 $6,942 3.00%
OCALA, FL (FHA|USDA|VA) 3 $575,000 $191,667 $5,146 3.54%
WICHITA, KS (FHA|USDA|VA) 3 $555,000 $185,000 $5,263 3.46%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 5 $555,000 $111,000 $3,740 2.95%
MERCED, CA (FHA|USDA|VA) 2 $550,000 $275,000 $4,576 3.75%
Aberdeen, WA (FHA|USDA|VA) 1 $545,000 $545,000 $3,752 3.25%
Durango, CO (FHA|USDA|VA) 1 $545,000 $545,000 $3,749 3.38%
GAINESVILLE, FL (FHA|USDA|VA) 3 $545,000 $181,667 $5,990 3.37%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 4 $540,000 $135,000 $5,115 3.63%
LAS CRUCES, NM (FHA|USDA|VA) 2 $530,000 $265,000 $4,654 3.88%
BILLINGS, MT (FHA|USDA|VA) 3 $525,000 $175,000 $3,378 3.16%
ASHEVILLE, NC (FHA|USDA|VA) 2 $510,000 $255,000 $3,926 3.19%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $495,000 $165,000 $5,677 3.58%
MANHATTAN, KS (FHA|USDA|VA) 3 $495,000 $165,000 $4,563 3.29%
Dyersburg, TN (FHA|USDA|VA) 2 $490,000 $245,000 $7,979 3.44%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $485,000 $161,667 $4,605 3.50%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 4 $480,000 $120,000 $3,498 3.47%
KANSAS CITY, MO-KS (FHA|USDA|VA) 3 $475,000 $158,333 $3,499 3.17%
ROANOKE, VA (FHA|USDA|VA) 3 $475,000 $158,333 $4,495 3.08%
BURLINGTON, NC (FHA|USDA|VA) 2 $470,000 $235,000 $5,374 3.63%
Whitewater, WI (FHA|USDA|VA) 2 $470,000 $235,000 $7,165 2.93%
Fernley, NV (FHA|USDA|VA) 2 $470,000 $235,000 $4,927 3.31%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $470,000 $235,000 $3,384 3.75%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $460,000 $230,000 $4,051 3.75%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 3 $455,000 $151,667 $5,911 3.58%
Outside of Metro Areas 1 $455,000 $455,000 $8,950 3.25%
Cookeville, TN (FHA|USDA|VA) 2 $450,000 $225,000 $5,102 3.31%
Jackson, WY-ID (FHA|USDA|VA) 1 $445,000 $445,000 $3,349 2.63%
FLINT, MI (FHA|USDA|VA) 3 $445,000 $148,333 $2,934 3.00%
TOLEDO, OH (FHA|USDA|VA) 5 $445,000 $89,000 $3,672 3.35%
ST. LOUIS, MO-IL (FHA|USDA|VA) 4 $440,000 $110,000 $4,582 3.41%
JACKSON, MI (FHA|USDA|VA) 2 $440,000 $220,000 $3,005 3.44%
Oak Harbor, WA (FHA|USDA|VA) 1 $435,000 $435,000 $13,159 3.88%
Newport, OR (FHA|USDA|VA) 2 $430,000 $215,000 $6,719 3.56%
Safford, AZ (FHA|USDA|VA) 2 $430,000 $215,000 $4,154 3.75%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $420,000 $210,000 $7,293 3.31%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $420,000 $210,000 $6,760 3.38%
AMARILLO, TX (FHA|USDA|VA) 2 $410,000 $205,000 $6,496 3.31%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $400,000 $200,000 $6,336 3.50%
CLEVELAND, TN (FHA|USDA|VA) 2 $400,000 $200,000 $5,165 3.37%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $395,000 $131,667 $3,764 3.42%
Spearfish, SD (FHA|USDA|VA) 1 $395,000 $395,000 $4,857 3.49%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $390,000 $195,000 $2,053 2.88%
EL CENTRO, CA (FHA|USDA|VA) 2 $390,000 $195,000 $8,214 3.56%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 3 $385,000 $128,333 $4,079 3.42%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $385,000 $385,000 $4,107 3.50%
LUBBOCK, TX (FHA|USDA|VA) 1 $375,000 $375,000 $7,416 3.63%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $365,000 $365,000 $10,832 3.50%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $365,000 $365,000 $3,986 3.50%
Mason City, IA (FHA|USDA|VA) 1 $365,000 $365,000 $3,015 2.75%
Stephenville, TX (FHA|USDA|VA) 1 $365,000 $365,000 $5,181 3.38%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $360,000 $180,000 $5,784 3.50%
BATON ROUGE, LA (FHA|USDA|VA) 2 $360,000 $180,000 $6,729 3.19%
Sonora, CA (FHA|USDA|VA) 1 $355,000 $355,000 $7,258 2.88%
CORVALLIS, OR (FHA|USDA|VA) 1 $355,000 $355,000 $3,349 3.38%
MONROE, LA (FHA|USDA|VA) 3 $345,000 $115,000 $5,721 3.21%
Fredericksburg, TX (FHA|USDA|VA) 1 $345,000 $345,000 $8,207 3.00%
Marion, IN (FHA|USDA|VA) 2 $340,000 $170,000 $6,490 3.63%
Kearney, NE (FHA|USDA|VA) 2 $340,000 $170,000 $6,389 3.63%
WHEELING, WV-OH (FHA|USDA|VA) 2 $340,000 $170,000 $5,991 4.63%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $340,000 $170,000 $5,785 4.00%
Kalispell, MT (FHA|USDA|VA) 1 $335,000 $335,000 $6,918 2.99%
HINESVILLE, GA (FHA|USDA|VA) 2 $330,000 $165,000 $5,062 3.50%
Vernal, UT (FHA|USDA|VA) 2 $330,000 $165,000 $4,260 3.13%
McMinnville, TN (FHA|USDA|VA) 1 $325,000 $325,000 $14,562 3.50%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $325,000 $325,000 $2,236 2.63%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $320,000 $160,000 $3,408 3.31%
Red Bluff, CA (FHA|USDA|VA) 1 $305,000 $305,000 $6,046 3.75%
FLORENCE, SC (FHA|USDA|VA) 2 $300,000 $150,000 $5,784 3.56%
Silver City, NM (FHA|USDA|VA) 2 $300,000 $150,000 $4,854 3.62%
BOISE CITY, ID (FHA|USDA|VA) 1 $295,000 $295,000 $4,040 3.50%
Fort Morgan, CO (FHA|USDA|VA) 1 $295,000 $295,000 $8,639 3.75%
Heber, UT (FHA|USDA|VA) 1 $295,000 $295,000 $3,199 3.25%
Crescent City, CA (FHA|USDA|VA) 1 $295,000 $295,000 $0 3.50%
Cambridge, MD (FHA|USDA|VA) 2 $290,000 $145,000 $4,791 3.00%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $290,000 $145,000 $4,057 3.63%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $290,000 $145,000 $4,605 3.25%
ST. CLOUD, MN (FHA|USDA|VA) 1 $285,000 $285,000 $7,668 3.13%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $285,000 $285,000 $3,749 3.25%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $285,000 $285,000 $4,718 3.63%
WILMINGTON, NC (FHA|USDA|VA) 1 $285,000 $285,000 $3,986 3.75%
SUMTER, SC (FHA|USDA|VA) 2 $280,000 $140,000 $3,784 3.31%
DULUTH, MN-WI (FHA|USDA|VA) 2 $280,000 $140,000 $4,631 3.56%
Key West, FL (FHA|USDA|VA) 1 $275,000 $275,000 $9,767 4.13%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $275,000 $275,000 $5,363 3.13%
ALBANY, GA (FHA|USDA|VA) 2 $270,000 $135,000 $6,078 3.31%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $265,000 $265,000 $9,199 3.88%
Athens, TN (FHA|USDA|VA) 2 $260,000 $130,000 $4,743 3.75%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $260,000 $130,000 $4,605 3.44%
Evanston, WY (FHA|USDA|VA) 2 $260,000 $130,000 $3,176 2.06%
FORT WAYNE, IN (FHA|USDA|VA) 2 $260,000 $130,000 $2,736 3.38%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $255,000 $255,000 $8,470 3.75%
TYLER, TX (FHA|USDA|VA) 1 $255,000 $255,000 $4,241 2.75%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $255,000 $255,000 $10,404 3.50%
Jefferson, GA (FHA|USDA|VA) 1 $255,000 $255,000 $4,431 3.50%
Othello, WA (FHA|USDA|VA) 1 $255,000 $255,000 $5,944 3.50%
CHEYENNE, WY (FHA|USDA|VA) 1 $255,000 $255,000 $3,668 2.88%
MANSFIELD, OH (FHA|USDA|VA) 4 $250,000 $62,500 $3,266 2.00%
MIDLAND, MI (FHA|USDA|VA) 1 $245,000 $245,000 $3,661 4.38%
Shelby, NC (FHA|USDA|VA) 1 $245,000 $245,000 $9,175 3.25%
Del Rio, TX (FHA|USDA|VA) 2 $240,000 $120,000 $2,569 2.06%
ROCHESTER, MN (FHA|USDA|VA) 1 $235,000 $235,000 $7,590 3.00%
Muskogee, OK (FHA|USDA|VA) 1 $235,000 $235,000 $7,388 3.63%
FARMINGTON, NM (FHA|USDA|VA) 1 $235,000 $235,000 $4,798 3.38%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.63%
SAGINAW, MI (FHA|USDA|VA) 1 $235,000 $235,000 $7,521 3.63%
Oxford, MS (FHA|USDA|VA) 1 $235,000 $235,000 $2,063 2.75%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $235,000 $235,000 $4,007 4.38%
LIMA, OH (FHA|USDA|VA) 2 $230,000 $115,000 $5,622 1.94%
Fort Polk South, LA (FHA|USDA|VA) 1 $225,000 $225,000 $8,692 3.63%
VICTORIA, TX (FHA|USDA|VA) 1 $225,000 $225,000 $4,109 4.13%
Shawnee, OK (FHA|USDA|VA) 1 $225,000 $225,000 $3,560 3.50%
Easton, MD (FHA|USDA|VA) 1 $225,000 $225,000 $4,698 3.50%
SALEM, OR (FHA|USDA|VA) 1 $225,000 $225,000 $3,131 2.88%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $225,000 $225,000 $2,603 3.25%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $225,000 $225,000 $3,968 3.63%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $225,000 $225,000 $8,550 2.50%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 2 $220,000 $110,000 $5,206 1.88%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $215,000 $215,000 $6,523 3.75%
Albemarle, NC (FHA|USDA|VA) 1 $215,000 $215,000 $7,608 3.63%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $215,000 $215,000 $9,854 3.25%
Ashtabula, OH (FHA|USDA|VA) 2 $210,000 $105,000 $4,056 3.56%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $205,000 $205,000 $6,808 2.75%
JACKSON, MS (FHA|USDA|VA) 1 $205,000 $205,000 $7,340 3.00%
Ponca City, OK (FHA|USDA|VA) 1 $205,000 $205,000 $3,365 2.75%
Seneca, SC (FHA|USDA|VA) 1 $205,000 $205,000 $3,921 3.63%
Shelbyville, TN (FHA|USDA|VA) 1 $205,000 $205,000 $3,841 2.38%
Elizabeth City, NC (FHA|USDA|VA) 1 $205,000 $205,000 $3,640 4.00%
Danville, VA (FHA|USDA|VA) 2 $200,000 $100,000 $6,122 3.69%
SPARTANBURG, SC (FHA|USDA|VA) 1 $195,000 $195,000 $3,911 3.88%
PUEBLO, CO (FHA|USDA|VA) 2 $190,000 $95,000 $3,084 1.63%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $190,000 $95,000 $5,445 2.13%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $185,000 $185,000 $11,389 2.75%
Thomasville, GA (FHA|USDA|VA) 1 $185,000 $185,000 $5,606 3.38%
NEW BERN, NC (FHA|USDA|VA) 1 $185,000 $185,000 $4,269 3.38%
APPLETON, WI (FHA|USDA|VA) 1 $185,000 $185,000 $4,790 3.38%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $185,000 $185,000 $6,144 2.75%
Las Vegas, NM (FHA|USDA|VA) 2 $180,000 $90,000 $5,243 1.88%
Mount Vernon, OH (FHA|USDA|VA) 2 $180,000 $90,000 $4,582 1.94%
Brainerd, MN (FHA|USDA|VA) 1 $175,000 $175,000 $3,610 2.88%
Big Rapids, MI (FHA|USDA|VA) 1 $175,000 $175,000 $2,830 3.25%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $175,000 $175,000 $4,534 3.13%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $175,000 $175,000 $3,527 3.38%
Lexington, NE (FHA|USDA|VA) 1 $175,000 $175,000 $2,034 3.38%
Moses Lake, WA (FHA|USDA|VA) 1 $165,000 $165,000 $5,240 2.88%
MUNCIE, IN (FHA|USDA|VA) 1 $165,000 $165,000 $5,638 3.75%
Searcy, AR (FHA|USDA|VA) 1 $165,000 $165,000 $8,003 3.63%
Glenwood Springs, CO (FHA|USDA|VA) 1 $165,000 $165,000 $2,423 3.99%
North Platte, NE (FHA|USDA|VA) 1 $165,000 $165,000 $3,246 3.25%
Dumas, TX (FHA|USDA|VA) 1 $165,000 $165,000 $5,925 3.38%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $165,000 $165,000 $3,185 3.88%
LAFAYETTE, LA (FHA|USDA|VA) 1 $165,000 $165,000 $5,440 3.25%
Georgetown, SC (FHA|USDA|VA) 1 $155,000 $155,000 $4,563 3.63%
Warren, PA (FHA|USDA|VA) 1 $155,000 $155,000 $9,259 3.00%
Washington Court House, OH (FHA|USDA|VA) 1 $155,000 $155,000 $3,363 3.38%
Clovis, NM (FHA|USDA|VA) 1 $155,000 $155,000 $7,031 3.38%
Effingham, IL (FHA|USDA|VA) 1 $155,000 $155,000 $6,084 3.63%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $155,000 $155,000 $3,842 3.88%
Greeneville, TN (FHA|USDA|VA) 1 $155,000 $155,000 $3,443 3.63%
McPherson, KS (FHA|USDA|VA) 1 $145,000 $145,000 $3,995 3.38%
Pahrump, NV (FHA|USDA|VA) 1 $145,000 $145,000 $2,607 2.38%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $145,000 $145,000 $1,998 3.38%
Deming, NM (FHA|USDA|VA) 1 $145,000 $145,000 $4,252 3.38%
GREEN BAY, WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,878 3.50%
HARRISONBURG, VA (FHA|USDA|VA) 1 $145,000 $145,000 $2,438 2.38%
VALDOSTA, GA (FHA|USDA|VA) 1 $135,000 $135,000 $6,065 3.50%
Dodge City, KS (FHA|USDA|VA) 1 $135,000 $135,000 $4,992 3.75%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $135,000 $135,000 $6,261 3.50%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $135,000 $135,000 $7,135 5.25%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $135,000 $135,000 $5,273 3.63%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $135,000 $135,000 $3,038 3.50%
Findlay, OH (FHA|USDA|VA) 2 $130,000 $65,000 $3,786 1.81%
Defiance, OH (FHA|USDA|VA) 2 $130,000 $65,000 $2,647 2.13%
Okeechobee, FL (FHA|USDA|VA) 1 $125,000 $125,000 $9,494 3.63%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $125,000 $125,000 $3,339 3.25%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,498 3.63%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $125,000 $125,000 $3,579 3.38%
CHARLESTON, WV (FHA|USDA|VA) 1 $115,000 $115,000 $3,912 3.50%
DECATUR, IL (FHA|USDA|VA) 1 $115,000 $115,000 $2,451 3.00%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $115,000 $115,000 $3,783 3.38%
MUSKEGON, MI (FHA|USDA|VA) 1 $115,000 $115,000 $3,080 3.50%
Auburn, IN (FHA|USDA|VA) 1 $115,000 $115,000 $2,641 3.25%
LAWTON, OK (FHA|USDA|VA) 1 $115,000 $115,000 $5,578 2.75%
Zanesville, OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,518 3.38%
Klamath Falls, OR (FHA|USDA|VA) 1 $115,000 $115,000 $5,986 2.50%
Ottawa, IL (FHA|USDA|VA) 1 $105,000 $105,000 $5,296 3.38%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $105,000 $105,000 $5,416 3.63%
KOKOMO, IN (FHA|USDA|VA) 1 $105,000 $105,000 $2,508 3.25%
Roswell, NM (FHA|USDA|VA) 1 $105,000 $105,000 $5,277 3.63%
Pampa, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.50%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $95,000 $95,000 $4,662 3.50%
Palatka, FL (FHA|USDA|VA) 1 $95,000 $95,000 $7,607 3.63%
Portsmouth, OH (FHA|USDA|VA) 2 $90,000 $45,000 $2,803 1.94%
OWENSBORO, KY (FHA|USDA|VA) 1 $85,000 $85,000 $4,049 3.88%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $85,000 $85,000 $4,933 3.63%
TOPEKA, KS (FHA|USDA|VA) 1 $85,000 $85,000 $3,138 3.25%
Cleveland, MS (FHA|USDA|VA) 1 $65,000 $65,000 $3,540 3.00%
Lumberton, NC (FHA|USDA|VA) 1 $55,000 $55,000 $4,693 3.25%

Moria Development 's top markets include Phoenix, Tucson, San Diego, Omaha, and Prescott Valley among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 5,943 $1,628,025,000 $273,940 $4,514 3.11%
FHA 1,273 $314,485,000 $247,042 $9,412 3.41%
VA 370 $137,860,000 $372,595 $8,918 2.87%
USDA 44 $7,880,000 $179,091 $5,979 3.11%

For the 2021 period, Moria Development 's most frequently originated loan type of loans were Conventional, with 5,943 originations. Their 2nd most popular type is FHA, with 1,273 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 4,234 $1,154,880,000 $272,763 $6,490 3.15%
Refi 2,542 $694,410,000 $273,175 $4,191 3.10%
Cash Out Refi 854 $238,960,000 $279,813 $4,930 3.31%

For the 2021, Moria Development 's most frequently cited loan purpose of loans were Home Purchase, with 4,234 originations. The 2nd most popular reason of loans were Refi, with 2,542 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 6,832 $1,956,400,000 $286,358 $5,890 3.28%
15 Year 365 $79,225,000 $217,055 $3,537 2.69%
3 Year 177 $1,675,000 $9,463 $80 0.02%
20 Year 121 $30,645,000 $253,264 $3,855 2.99%
Other 69 $15,925,000 $230,797 $3,200 2.72%
10 Year 61 $4,335,000 $71,066 $1,180 1.81%
5 Year 5 $45,000 $9,000 $200 0.00%

For the 2021, Moria Development 's most frequently cited loan length of loans were 30 Year, with 6,832 originations. The 2nd most popular length of loans were 15 Year, with 365 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 3,874 $1,048,090,000 $270,545
$3k-4k 1,285 $366,135,000 $284,930
$2k-3k 1,077 $290,105,000 $269,364
$5k+ 793 $322,705,000 $406,942
$<1k 576 $58,160,000 $100,972

$5,890 of loans were Moria Development 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 3,874 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 4,462 $1,270,220,000 $284,675
2.5-3% 2,111 $611,185,000 $289,524
<2.5% 648 $101,920,000 $157,284
4-5% 384 $99,070,000 $257,995
5-6% 22 $5,500,000 $250,000
7-8% 3 $355,000 $118,333

During 2021, Moria Development 's average interest rate of loans were 3.28%, while their most frequently originated rate bucket of loans were 3-4%, with 4,462 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 3,914 $1,111,180,000 $283,899 $6,054 3.32%
$100k-200k 1,894 $298,930,000 $157,830 $4,299 3.26%
$400k-600k 992 $474,850,000 $478,679 $7,243 3.22%
$100,000 or less 596 $23,170,000 $38,876 $1,480 1.61%
$600k-1MM 211 $148,075,000 $701,777 $9,770 3.08%
$1MM+ 23 $32,045,000 $1,393,261 $15,020 3.26%

2021 saw Moria Development place emphasis on $200k-400k loans with 3,914 originations, totaling $1,111,180,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 2,151 $473,255,000 $220,016 $5,230 3.11%
$50k or less 1,479 $254,495,000 $172,072 $4,496 3.03%
$75k-100k 1,471 $408,815,000 $277,916 $5,844 3.19%
$100k-150k 1,456 $492,470,000 $338,235 $6,105 3.24%
$150k-250k 766 $312,750,000 $408,290 $6,514 3.22%
$250k+ 235 $120,695,000 $513,596 $6,913 3.19%

Moria Development lent most frequently to those with incomes in the $50k-75k range, with 2,151 originations. The second most popular income band? $50k or less, with 1,479 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
30-36% 1,373 $369,245,000 $268,933 $5,142 3.15%
20-30% 1,335 $368,795,000 $276,251 $4,707 3.10%
50-60% 431 $106,085,000 $246,137 $8,689 3.22%
44% 417 $119,025,000 $285,432 $5,894 3.32%
<20% 409 $97,615,000 $238,667 $3,829 2.90%
43% 336 $92,010,000 $273,839 $5,715 3.21%
42% 334 $97,080,000 $290,659 $5,898 3.25%
40% 317 $87,435,000 $275,820 $5,669 3.16%
41% 315 $85,955,000 $272,873 $5,730 3.14%
39% 306 $82,050,000 $268,137 $5,302 3.23%
38% 304 $86,940,000 $285,987 $5,503 3.20%
36% 277 $75,055,000 $270,957 $5,781 3.08%
37% 271 $75,805,000 $279,723 $5,603 3.12%
45% 248 $70,330,000 $283,589 $5,730 3.16%
49% 243 $71,095,000 $292,572 $7,055 3.27%
47% 207 $60,185,000 $290,749 $6,432 3.23%
48% 198 $56,100,000 $283,333 $6,234 3.20%
46% 195 $52,965,000 $271,615 $5,797 3.13%
>60% 5 $1,635,000 $327,000 $5,508 2.78%

Moria Development lent most frequently to those with DTI ratios of 30-36%, with 1,373 originations. The next most common DTI ratio? 20-30%, with 1,335 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 4,781 $1,337,375,000 $279,727 $5,567 3.25%
Not provided 2,191 $580,415,000 $264,909 $5,257 2.92%
Black 384 $85,780,000 $223,385 $6,410 3.12%
Asian 163 $53,855,000 $330,399 $6,073 3.23%
American Indian 68 $17,010,000 $250,147 $6,250 3.47%
Native Hawaiian 16 $4,250,000 $265,625 $5,370 3.23%
Asian Indian 5 $2,665,000 $533,000 $8,785 3.08%
Filipino 6 $2,220,000 $370,000 $9,581 3.58%
Chinese 10 $2,140,000 $214,000 $7,253 3.39%
Other Asian 3 $1,465,000 $488,333 $5,414 2.83%
Korean 1 $685,000 $685,000 $25,280 3.25%
Vietnamese 1 $245,000 $245,000 $2,783 3.75%
Japanese 1 $145,000 $145,000 $6,059 3.25%

Approval Rates

Total approvals of all applications
97.43%

Moria Development has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
77.61%

Moria Development has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 7,630 $2,088,250,000 $273,689

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
7,630 $2,088,250,000 $273,689

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 300 $54,640,000 $182,133 $3,264 2.97%
40-60% 1,019 $263,615,000 $258,700 $3,837 3.05%
60-80% 2,386 $731,730,000 $306,676 $4,998 3.30%
80-100% 3,472 $1,001,860,000 $288,554 $7,008 3.37%
Over 100% 67 $29,065,000 $433,806 $15,964 2.84%
Under 20% 384 $7,010,000 $18,255 $349 0.74%