Canopy Mortgage Rates, Fees & Info

LINDON, UT

LEI: 549300ZWNETGFXTBBY03

Tax ID: 47-3632618

5 stars - out of 5 stars, based on 111 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Canopy Mortgage is a mid-sized mortgage company specializing in Refi, Cash Out Refi, and Home Purchase loans. Canopy Mortgage has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets include Salt Lake City, Provo, Ogden, Idaho Falls, and Portland among others. Canopy Mortgage has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Canopy Mortgage is typically an average fee lendor.


Originations

12,211

Origination Dollar Volume (All Markets)

$3,667,345,000
Show all (105) awards

Relative Rate

Canopy Mortgage 's average 30 year fixed rate mortgage of loans were 2.9%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.25%.

Relative Fees

Canopy Mortgage 's average total fees for a 30 year fixed rate mortgage are $4,822.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
SALT LAKE CITY, UT (FHA|USDA|VA) 1,293 $411,945,000 $318,596 $4,063 2.78%
PROVO-OREM, UT (FHA|USDA|VA) 1,154 $371,500,000 $321,924 $3,791 2.78%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 863 $264,375,000 $306,344 $3,973 2.73%
IDAHO FALLS, ID (FHA|USDA|VA) 852 $224,920,000 $263,991 $6,233 2.90%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 617 $213,195,000 $345,535 $5,293 2.81%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 705 $211,745,000 $300,348 $4,030 2.85%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 712 $206,010,000 $289,340 $3,148 2.79%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 495 $156,375,000 $315,909 $5,931 2.79%
BEND, OR (FHA|USDA|VA) 296 $100,990,000 $341,182 $5,485 2.82%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 210 $80,550,000 $383,571 $5,425 2.84%
Outside of Metro Areas 289 $77,975,000 $269,810 $4,923 2.86%
Rexburg, ID (FHA|USDA|VA) 240 $70,350,000 $293,125 $6,150 2.90%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 205 $64,545,000 $314,854 $4,524 2.65%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 178 $59,240,000 $332,809 $2,559 2.66%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 131 $53,185,000 $405,992 $4,534 2.67%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 161 $52,625,000 $326,863 $2,999 2.68%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 207 $48,325,000 $233,454 $4,178 2.81%
STOCKTON, CA (FHA|USDA|VA) 126 $46,180,000 $366,508 $6,118 2.79%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 146 $42,840,000 $293,425 $6,771 2.70%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 148 $40,890,000 $276,284 $4,456 2.66%
ST. GEORGE, UT (FHA|USDA|VA) 122 $40,220,000 $329,672 $3,550 2.74%
BELLINGHAM, WA (FHA|USDA|VA) 90 $35,760,000 $397,333 $5,150 2.95%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 120 $34,210,000 $285,083 $4,486 2.72%
Blackfoot, ID (FHA|USDA|VA) 124 $32,730,000 $263,952 $6,094 2.85%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 90 $27,600,000 $306,667 $2,438 2.61%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 95 $24,845,000 $261,526 $3,038 2.68%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 47 $21,715,000 $462,021 $5,095 2.64%
LOGAN, UT-ID (FHA|USDA|VA) 77 $19,945,000 $259,026 $3,238 2.69%
Brookings, OR (FHA|USDA|VA) 56 $17,800,000 $317,857 $6,876 2.87%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 64 $16,430,000 $256,719 $2,174 2.64%
Heber, UT (FHA|USDA|VA) 39 $16,065,000 $411,923 $4,015 2.77%
BOISE CITY, ID (FHA|USDA|VA) 53 $15,585,000 $294,057 $4,221 2.78%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 54 $14,280,000 $264,444 $3,219 2.68%
POCATELLO, ID (FHA|USDA|VA) 61 $13,455,000 $220,574 $5,826 2.88%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 35 $12,245,000 $349,857 $4,002 2.70%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 40 $12,030,000 $300,750 $2,918 2.69%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 41 $11,125,000 $271,341 $3,172 2.62%
SALEM, OR (FHA|USDA|VA) 38 $11,010,000 $289,737 $5,534 2.87%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 38 $10,660,000 $280,526 $3,568 2.69%
TUCSON, AZ (FHA|USDA|VA) 51 $10,275,000 $201,471 $3,472 2.92%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 40 $9,930,000 $248,250 $2,216 2.71%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 25 $9,655,000 $386,200 $4,344 2.56%
FORT COLLINS, CO (FHA|USDA|VA) 32 $9,560,000 $298,750 $2,592 2.77%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 43 $9,445,000 $219,651 $5,375 2.71%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 30 $8,520,000 $284,000 $2,240 2.53%
RENO, NV (FHA|USDA|VA) 29 $7,645,000 $263,621 $2,060 2.74%
JACKSONVILLE, FL (FHA|USDA|VA) 32 $7,610,000 $237,813 $4,288 2.86%
ST. LOUIS, MO-IL (FHA|USDA|VA) 35 $7,595,000 $217,000 $2,973 2.69%
RALEIGH-CARY, NC (FHA|USDA|VA) 26 $7,090,000 $272,692 $2,776 2.82%
Prineville, OR (FHA|USDA|VA) 21 $6,985,000 $332,619 $7,466 2.77%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 24 $6,910,000 $287,917 $3,453 2.89%
MODESTO, CA (FHA|USDA|VA) 23 $6,855,000 $298,043 $5,159 2.64%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 24 $6,430,000 $267,917 $4,566 3.01%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 27 $6,395,000 $236,852 $2,810 2.46%
Price, UT (FHA|USDA|VA) 33 $6,355,000 $192,576 $5,145 2.80%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 23 $6,105,000 $265,435 $3,306 2.66%
COLORADO SPRINGS, CO (FHA|USDA|VA) 20 $6,100,000 $305,000 $4,010 2.70%
KANSAS CITY, MO-KS (FHA|USDA|VA) 24 $5,870,000 $244,583 $3,253 3.02%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 20 $5,650,000 $282,500 $2,522 2.79%
Cedar City, UT (FHA|USDA|VA) 23 $5,545,000 $241,087 $3,443 2.80%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 19 $5,505,000 $289,737 $2,839 2.65%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 20 $5,370,000 $268,500 $2,803 2.80%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 14 $4,910,000 $350,714 $2,349 2.34%
BOULDER, CO (FHA|USDA|VA) 16 $4,850,000 $303,125 $2,299 2.86%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 13 $4,695,000 $361,154 $2,955 2.40%
ALBUQUERQUE, NM (FHA|USDA|VA) 25 $4,505,000 $180,200 $3,663 3.10%
FRESNO, CA (FHA|USDA|VA) 17 $4,475,000 $263,235 $3,222 2.86%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 17 $4,375,000 $257,353 $3,194 2.76%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 13 $4,255,000 $327,308 $3,195 2.58%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 16 $4,240,000 $265,000 $5,705 2.92%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 19 $4,225,000 $222,368 $2,190 2.64%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 15 $4,185,000 $279,000 $2,699 2.69%
BAKERSFIELD, CA (FHA|USDA|VA) 20 $4,130,000 $206,500 $3,099 2.75%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 14 $4,100,000 $292,857 $5,354 2.72%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 7 $3,955,000 $565,000 $6,349 2.98%
TWIN FALLS, ID (FHA|USDA|VA) 17 $3,905,000 $229,706 $4,991 2.70%
Newport, OR (FHA|USDA|VA) 13 $3,875,000 $298,077 $6,060 2.96%
MADISON, WI (FHA|USDA|VA) 12 $3,860,000 $321,667 $5,630 2.99%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 11 $3,825,000 $347,727 $4,355 2.74%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 18 $3,820,000 $212,222 $2,397 2.74%
FLAGSTAFF, AZ (FHA|USDA|VA) 13 $3,785,000 $291,154 $3,140 2.73%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 20 $3,700,000 $185,000 $6,091 3.07%
GREELEY, CO (FHA|USDA|VA) 13 $3,695,000 $284,231 $2,406 2.81%
COLUMBUS, OH (FHA|USDA|VA) 16 $3,670,000 $229,375 $3,250 2.83%
Astoria, OR (FHA|USDA|VA) 9 $3,655,000 $406,111 $8,579 3.18%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 18 $3,650,000 $202,778 $5,832 2.69%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 20 $3,580,000 $179,000 $4,566 3.37%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 17 $3,405,000 $200,294 $3,428 3.19%
RICHMOND, VA (FHA|USDA|VA) 12 $3,250,000 $270,833 $2,112 2.70%
Glenwood Springs, CO (FHA|USDA|VA) 9 $3,115,000 $346,111 $2,212 2.52%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 12 $3,110,000 $259,167 $3,536 2.92%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 13 $3,105,000 $238,846 $2,593 2.87%
Port Angeles, WA (FHA|USDA|VA) 10 $3,040,000 $304,000 $3,018 2.78%
ANCHORAGE, AK (FHA|USDA|VA) 14 $3,030,000 $216,429 $2,270 2.62%
MEDFORD, OR (FHA|USDA|VA) 9 $2,975,000 $330,556 $4,678 2.93%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 11 $2,925,000 $265,909 $3,024 2.72%
Burley, ID (FHA|USDA|VA) 13 $2,885,000 $221,923 $4,845 3.38%
Coos Bay, OR (FHA|USDA|VA) 10 $2,870,000 $287,000 $5,632 3.01%
ANN ARBOR, MI (FHA|USDA|VA) 12 $2,840,000 $236,667 $1,976 2.81%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 8 $2,830,000 $353,750 $4,139 2.70%
Bozeman, MT (FHA|USDA|VA) 8 $2,780,000 $347,500 $3,094 2.84%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 9 $2,775,000 $308,333 $4,372 2.91%
SPRINGFIELD, MO (FHA|USDA|VA) 14 $2,690,000 $192,143 $3,342 2.83%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 12 $2,620,000 $218,333 $3,177 2.77%
VALLEJO, CA (FHA|USDA|VA) 8 $2,540,000 $317,500 $5,214 2.97%
YUBA CITY, CA (FHA|USDA|VA) 7 $2,325,000 $332,143 $8,864 2.93%
Vernal, UT (FHA|USDA|VA) 12 $2,280,000 $190,000 $5,221 3.05%
Outside of Metro Areas 8 $2,260,000 $282,500 $4,892 2.72%
Fredericksburg, TX (FHA|USDA|VA) 5 $2,255,000 $451,000 $11,468 2.60%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 12 $2,240,000 $186,667 $2,482 2.69%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 8 $2,190,000 $273,750 $2,748 2.50%
WILMINGTON, NC (FHA|USDA|VA) 6 $2,180,000 $363,333 $2,765 2.46%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 7 $2,005,000 $286,429 $4,111 2.75%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 6 $2,000,000 $333,333 $3,533 2.62%
LONGVIEW, WA (FHA|USDA|VA) 6 $2,000,000 $333,333 $2,817 3.14%
Gardnerville Ranchos, NV (FHA|USDA|VA) 7 $1,945,000 $277,857 $2,234 2.85%
GRANTS PASS, OR (FHA|USDA|VA) 8 $1,910,000 $238,750 $3,824 2.78%
Branson, MO (FHA|USDA|VA) 8 $1,890,000 $236,250 $4,833 2.70%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 6 $1,880,000 $313,333 $2,932 2.60%
Breckenridge, CO (FHA|USDA|VA) 5 $1,865,000 $373,000 $3,459 2.47%
WINSTON-SALEM, NC (FHA|USDA|VA) 7 $1,805,000 $257,857 $2,121 2.70%
SALINAS, CA (FHA|USDA|VA) 5 $1,785,000 $357,000 $3,384 2.62%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 7 $1,755,000 $250,714 $2,178 2.94%
MISSOULA, MT (FHA|USDA|VA) 6 $1,700,000 $283,333 $1,675 2.43%
KNOXVILLE, TN (FHA|USDA|VA) 8 $1,690,000 $211,250 $2,212 2.67%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 7 $1,615,000 $230,714 $2,429 2.62%
PITTSBURGH, PA (FHA|USDA|VA) 7 $1,535,000 $219,286 $3,227 2.37%
CHICO, CA (FHA|USDA|VA) 4 $1,520,000 $380,000 $3,978 2.81%
Eureka-Arcata, CA (FHA|USDA|VA) 5 $1,505,000 $301,000 $3,256 3.00%
MERCED, CA (FHA|USDA|VA) 5 $1,475,000 $295,000 $4,919 2.67%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $1,465,000 $293,000 $3,960 2.87%
DAYTON-KETTERING, OH (FHA|USDA|VA) 6 $1,450,000 $241,667 $2,461 2.73%
YUMA, AZ (FHA|USDA|VA) 6 $1,430,000 $238,333 $5,900 2.58%
Oak Harbor, WA (FHA|USDA|VA) 5 $1,425,000 $285,000 $4,364 2.57%
Jackson, WY-ID (FHA|USDA|VA) 4 $1,400,000 $350,000 $6,075 2.44%
EL CENTRO, CA (FHA|USDA|VA) 5 $1,385,000 $277,000 $2,493 2.98%
Kalispell, MT (FHA|USDA|VA) 4 $1,350,000 $337,500 $4,922 2.78%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 7 $1,345,000 $192,143 $2,720 2.71%
OKLAHOMA CITY, OK (FHA|USDA|VA) 8 $1,330,000 $166,250 $3,105 3.09%
SPARTANBURG, SC (FHA|USDA|VA) 7 $1,325,000 $189,286 $1,870 2.86%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 7 $1,325,000 $189,286 $2,823 2.94%
Truckee-Grass Valley, CA (FHA|USDA|VA) 3 $1,305,000 $435,000 $4,787 2.92%
COLUMBIA, SC (FHA|USDA|VA) 6 $1,280,000 $213,333 $2,251 2.46%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 7 $1,275,000 $182,143 $2,799 2.84%
LINCOLN, NE (FHA|USDA|VA) 5 $1,235,000 $247,000 $1,686 2.45%
SANTA FE, NM (FHA|USDA|VA) 4 $1,180,000 $295,000 $2,823 3.00%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 5 $1,175,000 $235,000 $3,605 2.99%
Fernley, NV (FHA|USDA|VA) 5 $1,175,000 $235,000 $3,525 3.05%
VISALIA, CA (FHA|USDA|VA) 4 $1,140,000 $285,000 $3,093 2.65%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 4 $1,140,000 $285,000 $1,517 2.24%
HUNTSVILLE, AL (FHA|USDA|VA) 5 $1,135,000 $227,000 $3,540 2.93%
Pahrump, NV (FHA|USDA|VA) 5 $1,125,000 $225,000 $3,638 2.85%
WENATCHEE, WA (FHA|USDA|VA) 6 $1,110,000 $185,000 $2,209 2.67%
Hood River, OR (FHA|USDA|VA) 3 $1,095,000 $365,000 $4,662 2.88%
PANAMA CITY, FL (FHA|USDA|VA) 5 $1,095,000 $219,000 $5,361 3.58%
LAS CRUCES, NM (FHA|USDA|VA) 4 $1,070,000 $267,500 $4,782 2.65%
YAKIMA, WA (FHA|USDA|VA) 5 $1,055,000 $211,000 $1,919 2.90%
DULUTH, MN-WI (FHA|USDA|VA) 5 $1,055,000 $211,000 $3,024 3.02%
FARMINGTON, NM (FHA|USDA|VA) 3 $1,035,000 $345,000 $9,641 3.00%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $1,025,000 $341,667 $2,685 2.54%
Shelton, WA (FHA|USDA|VA) 4 $1,020,000 $255,000 $3,570 3.06%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 7 $1,015,000 $145,000 $3,049 3.30%
Ontario, OR-ID (FHA|USDA|VA) 4 $1,010,000 $252,500 $4,053 2.90%
KANKAKEE, IL (FHA|USDA|VA) 4 $1,000,000 $250,000 $4,478 3.22%
SHEBOYGAN, WI (FHA|USDA|VA) 5 $955,000 $191,000 $2,748 3.05%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $940,000 $470,000 $5,884 3.00%
Pullman, WA (FHA|USDA|VA) 3 $925,000 $308,333 $2,608 2.54%
FORT WAYNE, IN (FHA|USDA|VA) 4 $920,000 $230,000 $1,909 2.96%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $905,000 $301,667 $5,480 2.71%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 4 $860,000 $215,000 $2,118 3.97%
Sandpoint, ID (FHA|USDA|VA) 3 $855,000 $285,000 $4,077 2.91%
Morehead City, NC (FHA|USDA|VA) 2 $850,000 $425,000 $1,850 2.37%
FAYETTEVILLE, NC (FHA|USDA|VA) 3 $845,000 $281,667 $4,256 2.00%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 4 $840,000 $210,000 $2,194 2.84%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 3 $835,000 $278,333 $1,608 2.83%
WALLA WALLA, WA (FHA|USDA|VA) 4 $820,000 $205,000 $3,133 3.15%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $805,000 $268,333 $4,298 2.75%
GRAND JUNCTION, CO (FHA|USDA|VA) 3 $795,000 $265,000 $3,187 2.79%
Klamath Falls, OR (FHA|USDA|VA) 3 $795,000 $265,000 $5,460 2.83%
EL PASO, TX (FHA|USDA|VA) 4 $790,000 $197,500 $3,847 2.78%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $785,000 $261,667 $1,913 2.83%
Elko, NV (FHA|USDA|VA) 2 $760,000 $380,000 $4,471 2.75%
LUBBOCK, TX (FHA|USDA|VA) 4 $760,000 $190,000 $4,428 3.38%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 3 $755,000 $251,667 $2,784 3.37%
MADERA, CA (FHA|USDA|VA) 3 $745,000 $248,333 $4,271 2.79%
Moses Lake, WA (FHA|USDA|VA) 3 $725,000 $241,667 $1,553 2.92%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 4 $720,000 $180,000 $3,200 3.12%
LAFAYETTE, LA (FHA|USDA|VA) 4 $710,000 $177,500 $3,409 2.81%
Menomonie, WI (FHA|USDA|VA) 2 $690,000 $345,000 $1,981 2.37%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 3 $685,000 $228,333 $2,315 2.91%
WORCESTER, MA-CT (FHA|USDA|VA) 2 $680,000 $340,000 $1,968 2.56%
WACO, TX (FHA|USDA|VA) 3 $675,000 $225,000 $4,937 3.25%
Juneau, AK (FHA|USDA|VA) 2 $670,000 $335,000 $2,607 2.50%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 3 $665,000 $221,667 $4,004 2.38%
APPLETON, WI (FHA|USDA|VA) 3 $655,000 $218,333 $2,698 2.75%
Hermiston-Pendleton, OR (FHA|USDA|VA) 3 $655,000 $218,333 $5,384 3.13%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $645,000 $215,000 $3,940 2.87%
MANHATTAN, KS (FHA|USDA|VA) 5 $645,000 $129,000 $4,127 3.17%
GREENVILLE, NC (FHA|USDA|VA) 3 $635,000 $211,667 $2,521 2.87%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 3 $635,000 $211,667 $3,503 2.62%
TULSA, OK (FHA|USDA|VA) 3 $635,000 $211,667 $2,835 2.87%
Huntsville, TX (FHA|USDA|VA) 3 $615,000 $205,000 $8,241 4.00%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 3 $615,000 $205,000 $2,492 2.54%
AKRON, OH (FHA|USDA|VA) 3 $615,000 $205,000 $1,733 2.24%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 3 $605,000 $201,667 $3,496 2.75%
Tupelo, MS (FHA|USDA|VA) 3 $575,000 $191,667 $2,161 3.04%
Centralia, WA (FHA|USDA|VA) 3 $575,000 $191,667 $3,231 3.13%
CARSON CITY, NV (FHA|USDA|VA) 3 $565,000 $188,333 $1,348 2.66%
Sterling, CO (FHA|USDA|VA) 2 $560,000 $280,000 $3,979 2.43%
LEWISTON, ID-WA (FHA|USDA|VA) 3 $555,000 $185,000 $3,283 2.50%
TOLEDO, OH (FHA|USDA|VA) 3 $555,000 $185,000 $2,103 2.66%
MOBILE, AL (FHA|USDA|VA) 2 $530,000 $265,000 $1,590 2.75%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $530,000 $265,000 $3,693 2.88%
GREEN BAY, WI (FHA|USDA|VA) 3 $525,000 $175,000 $1,872 2.75%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $515,000 $171,667 $2,638 2.96%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $505,000 $505,000 $4,325 2.88%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $495,000 $495,000 $2,719 2.99%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 4 $490,000 $122,500 $3,259 2.63%
ROCHESTER, MN (FHA|USDA|VA) 2 $490,000 $245,000 $1,329 2.81%
Gallup, NM (FHA|USDA|VA) 3 $485,000 $161,667 $7,315 2.67%
Show Low, AZ (FHA|USDA|VA) 1 $485,000 $485,000 $6,668 2.99%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $480,000 $240,000 $1,655 2.25%
READING, PA (FHA|USDA|VA) 3 $475,000 $158,333 $3,425 2.45%
Elizabeth City, NC (FHA|USDA|VA) 1 $475,000 $475,000 $1,732 2.88%
TYLER, TX (FHA|USDA|VA) 2 $470,000 $235,000 $4,042 2.68%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $470,000 $235,000 $1,906 2.31%
SAVANNAH, GA (FHA|USDA|VA) 2 $460,000 $230,000 $2,927 2.62%
WICHITA, KS (FHA|USDA|VA) 2 $460,000 $230,000 $3,761 2.87%
Athens, TX (FHA|USDA|VA) 2 $450,000 $225,000 $3,578 3.13%
Fergus Falls, MN (FHA|USDA|VA) 1 $445,000 $445,000 $5,252 2.99%
ASHEVILLE, NC (FHA|USDA|VA) 2 $420,000 $210,000 $2,616 3.44%
OCALA, FL (FHA|USDA|VA) 2 $420,000 $210,000 $2,977 3.00%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $410,000 $205,000 $3,903 3.13%
LANCASTER, PA (FHA|USDA|VA) 2 $410,000 $205,000 $2,885 2.38%
CORVALLIS, OR (FHA|USDA|VA) 1 $405,000 $405,000 $7,061 2.63%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $405,000 $405,000 $10,969 2.75%
Hailey, ID (FHA|USDA|VA) 1 $405,000 $405,000 $3,873 2.75%
Roseburg, OR (FHA|USDA|VA) 1 $405,000 $405,000 $4,995 3.50%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $395,000 $131,667 $2,779 2.62%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $395,000 $131,667 $2,586 2.66%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $375,000 $375,000 $7,710 2.63%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $375,000 $125,000 $2,853 3.58%
Montrose, CO (FHA|USDA|VA) 1 $375,000 $375,000 $1,615 2.99%
NILES, MI (FHA|USDA|VA) 1 $375,000 $375,000 $1,413 2.38%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $375,000 $125,000 $2,730 2.75%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $375,000 $375,000 $3,740 3.13%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $355,000 $355,000 $2,876 2.99%
HARRISONBURG, VA (FHA|USDA|VA) 2 $340,000 $170,000 $1,524 3.06%
Jefferson, GA (FHA|USDA|VA) 2 $340,000 $170,000 $2,354 2.69%
FOND DU LAC, WI (FHA|USDA|VA) 1 $335,000 $335,000 $9,239 2.99%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $325,000 $325,000 $4,025 1.99%
Edwards, CO (FHA|USDA|VA) 1 $325,000 $325,000 $15,400 2.25%
Lebanon, NH-VT (FHA|USDA|VA) 1 $325,000 $325,000 $6,488 2.63%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 3 $325,000 $108,333 $1,956 2.71%
Brainerd, MN (FHA|USDA|VA) 2 $320,000 $160,000 $5,462 2.44%
Fallon, NV (FHA|USDA|VA) 1 $315,000 $315,000 $1,617 1.99%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $305,000 $305,000 $1,880 2.99%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $305,000 $305,000 $2,040 3.25%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $305,000 $305,000 $2,545 3.13%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $295,000 $295,000 $3,907 2.75%
BILLINGS, MT (FHA|USDA|VA) 1 $295,000 $295,000 $1,305 1.99%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $295,000 $295,000 $1,950 2.88%
DOTHAN, AL (FHA|USDA|VA) 1 $295,000 $295,000 $3,106 2.88%
Findlay, OH (FHA|USDA|VA) 1 $295,000 $295,000 $2,826 2.88%
Nacogdoches, TX (FHA|USDA|VA) 2 $290,000 $145,000 $6,060 2.49%
Helena, MT (FHA|USDA|VA) 1 $285,000 $285,000 $1,920 2.88%
DeRidder, LA (FHA|USDA|VA) 1 $285,000 $285,000 $2,090 2.88%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $285,000 $285,000 $2,929 2.88%
Payson, AZ (FHA|USDA|VA) 1 $275,000 $275,000 $9,581 2.63%
Gillette, WY (FHA|USDA|VA) 1 $275,000 $275,000 $8,519 2.75%
PITTSFIELD, MA (FHA|USDA|VA) 1 $275,000 $275,000 $2,204 2.63%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $275,000 $275,000 $1,980 2.88%
MUNCIE, IN (FHA|USDA|VA) 2 $270,000 $135,000 $2,109 3.06%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $265,000 $265,000 $1,380 2.13%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $265,000 $265,000 $1,503 2.13%
SAN ANGELO, TX (FHA|USDA|VA) 1 $265,000 $265,000 $4,765 2.88%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $255,000 $255,000 $3,100 2.75%
Sonora, CA (FHA|USDA|VA) 1 $255,000 $255,000 $3,260 2.88%
Adrian, MI (FHA|USDA|VA) 1 $255,000 $255,000 $1,425 2.88%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $250,000 $125,000 $1,435 2.81%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $235,000 $235,000 $1,270 2.13%
Sidney, OH (FHA|USDA|VA) 1 $235,000 $235,000 $2,422 2.50%
Del Rio, TX (FHA|USDA|VA) 1 $235,000 $235,000 $2,900 3.13%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $235,000 $235,000 $4,107 2.50%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $235,000 $235,000 $2,854 2.99%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $235,000 $235,000 $1,626 2.75%
LONGVIEW, TX (FHA|USDA|VA) 1 $235,000 $235,000 $3,075 2.99%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $225,000 $225,000 $3,042 2.88%
BATON ROUGE, LA (FHA|USDA|VA) 1 $225,000 $225,000 $2,370 2.13%
CLEVELAND, TN (FHA|USDA|VA) 1 $225,000 $225,000 $1,195 2.99%
BANGOR, ME (FHA|USDA|VA) 1 $225,000 $225,000 $1,915 2.75%
Lewisburg, PA (FHA|USDA|VA) 1 $225,000 $225,000 $2,698 2.88%
REDDING, CA (FHA|USDA|VA) 1 $225,000 $225,000 $2,470 2.38%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $225,000 $225,000 $2,180 2.99%
Bonham, TX (FHA|USDA|VA) 1 $225,000 $225,000 $6,357 2.38%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $220,000 $110,000 $3,198 4.00%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $215,000 $215,000 $11,297 2.99%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $215,000 $215,000 $3,210 3.38%
COLUMBIA, MO (FHA|USDA|VA) 1 $215,000 $215,000 $3,104 2.88%
Sevierville, TN (FHA|USDA|VA) 1 $215,000 $215,000 $2,757 3.25%
FAIRBANKS, AK (FHA|USDA|VA) 1 $205,000 $205,000 $4,354 3.63%
Safford, AZ (FHA|USDA|VA) 1 $205,000 $205,000 $1,700 2.88%
Sandusky, OH (FHA|USDA|VA) 1 $205,000 $205,000 $2,010 1.99%
St. Marys, GA (FHA|USDA|VA) 1 $205,000 $205,000 $2,018 2.38%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $205,000 $205,000 $1,968 2.99%
GAINESVILLE, GA (FHA|USDA|VA) 1 $195,000 $195,000 $3,113 2.25%
Warsaw, IN (FHA|USDA|VA) 1 $185,000 $185,000 $4,693 3.50%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $185,000 $185,000 $9,411 3.75%
Laconia, NH (FHA|USDA|VA) 1 $185,000 $185,000 $1,715 2.88%
Yankton, SD (FHA|USDA|VA) 1 $185,000 $185,000 $3,840 2.25%
Crossville, TN (FHA|USDA|VA) 1 $175,000 $175,000 $1,978 2.75%
Enterprise, AL (FHA|USDA|VA) 1 $175,000 $175,000 $4,883 2.88%
Bardstown, KY (FHA|USDA|VA) 1 $175,000 $175,000 $4,331 3.50%
LEBANON, PA (FHA|USDA|VA) 1 $175,000 $175,000 $4,301 2.75%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $165,000 $165,000 $1,796 2.99%
Danville, KY (FHA|USDA|VA) 1 $165,000 $165,000 $2,834 2.88%
Athens, TN (FHA|USDA|VA) 1 $165,000 $165,000 $3,260 2.99%
Evanston, WY (FHA|USDA|VA) 1 $165,000 $165,000 $4,005 1.99%
Newberry, SC (FHA|USDA|VA) 1 $165,000 $165,000 $2,174 2.99%
La Grande, OR (FHA|USDA|VA) 1 $165,000 $165,000 $3,343 3.13%
Holland, MI (FHA|USDA|VA) 1 $155,000 $155,000 $1,245 3.13%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $155,000 $155,000 $3,941 2.75%
Kerrville, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,569 2.75%
Brevard, NC (FHA|USDA|VA) 1 $155,000 $155,000 $1,599 2.75%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $145,000 $145,000 $3,029 2.50%
GREAT FALLS, MT (FHA|USDA|VA) 1 $135,000 $135,000 $1,772 2.63%
IOWA CITY, IA (FHA|USDA|VA) 1 $135,000 $135,000 $975 3.38%
VICTORIA, TX (FHA|USDA|VA) 1 $135,000 $135,000 $2,515 2.25%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $135,000 $135,000 $1,200 2.63%
Henderson, NC (FHA|USDA|VA) 1 $135,000 $135,000 $2,669 2.99%
Traverse City, MI (FHA|USDA|VA) 1 $135,000 $135,000 $1,245 2.25%
KOKOMO, IN (FHA|USDA|VA) 1 $125,000 $125,000 $3,256 2.38%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $125,000 $125,000 $6,815 3.63%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $115,000 $115,000 $3,704 2.25%
El Campo, TX (FHA|USDA|VA) 1 $105,000 $105,000 $4,592 3.99%
Portsmouth, OH (FHA|USDA|VA) 1 $105,000 $105,000 $1,225 2.38%
GOLDSBORO, NC (FHA|USDA|VA) 1 $105,000 $105,000 $1,201 2.75%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $105,000 $105,000 $3,779 2.50%
Wabash, IN (FHA|USDA|VA) 1 $95,000 $95,000 $1,730 3.00%
PUEBLO, CO (FHA|USDA|VA) 1 $95,000 $95,000 $1,722 2.75%
RACINE, WI (FHA|USDA|VA) 1 $95,000 $95,000 $1,640 2.63%
FLINT, MI (FHA|USDA|VA) 1 $95,000 $95,000 $3,555 2.99%
ST. CLOUD, MN (FHA|USDA|VA) 1 $95,000 $95,000 $2,305 2.25%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $85,000 $85,000 $2,018 3.25%
Elk City, OK (FHA|USDA|VA) 1 $85,000 $85,000 $3,337 2.75%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $75,000 $75,000 $1,679 2.50%
ROCKFORD, IL (FHA|USDA|VA) 1 $75,000 $75,000 $4,981 3.13%
Glasgow, KY (FHA|USDA|VA) 1 $65,000 $65,000 $1,885 3.00%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $55,000 $55,000 $1,980 3.63%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $55,000 $55,000 $3,842 2.50%

Canopy Mortgage 's top markets include Salt Lake City, Provo, Ogden, Idaho Falls, and Portland among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 11,065 $3,295,995,000 $297,876 $3,861 2.81%
VA 511 $186,015,000 $364,022 $8,126 2.45%
FHA 509 $149,615,000 $293,939 $10,632 2.77%
USDA 126 $35,720,000 $283,492 $7,829 2.40%

For the 2021 period, Canopy Mortgage 's most frequently originated loan type of loans were Conventional, with 11,065 originations. Their 2nd most popular type is VA, with 511 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 4,940 $1,342,870,000 $271,836 $3,135 2.62%
Cash Out Refi 3,789 $1,159,595,000 $306,042 $4,037 2.86%
Home Purchase 3,482 $1,164,880,000 $334,543 $6,456 2.95%

For the 2021, Canopy Mortgage 's most frequently cited loan purpose of loans were Refi, with 4,940 originations. The 2nd most popular reason of loans were Cash Out Refi, with 3,789 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 9,238 $2,932,870,000 $317,479 $4,822 2.90%
15 Year 1,700 $420,030,000 $247,076 $2,954 2.28%
20 Year 770 $202,060,000 $262,416 $3,039 2.59%
10 Year 261 $42,975,000 $164,655 $2,097 2.74%
Other 242 $69,410,000 $286,818 $3,348 2.74%

For the 2021, Canopy Mortgage 's most frequently cited loan length of loans were 30 Year, with 9,238 originations. The 2nd most popular length of loans were 15 Year, with 1,700 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 4,693 $1,343,975,000 $286,379
$1k-2k 3,553 $1,056,245,000 $297,283
$2k-3k 1,690 $465,440,000 $275,408
$3k-4k 1,594 $517,160,000 $324,442
$5k+ 676 $283,380,000 $419,201

$4,822 of loans were Canopy Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 4,693 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 6,157 $1,940,575,000 $315,182
<2.5% 3,636 $1,013,980,000 $278,872
3-4% 2,254 $691,590,000 $306,828
4-5% 147 $20,715,000 $140,918
5-6% 15 $305,000 $20,333
7-8% 1 $15,000 $15,000

During 2021, Canopy Mortgage 's average interest rate of loans were 2.90%, while their most frequently originated rate bucket of loans were 2.5-3%, with 6,157 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 7,047 $2,038,125,000 $289,219 $4,259 2.76%
$100k-200k 2,377 $377,145,000 $158,664 $3,372 2.78%
$400k-600k 2,299 $1,094,505,000 $476,079 $5,578 2.82%
$100,000 or less 301 $18,125,000 $60,216 $2,097 3.39%
$600k-1MM 172 $121,880,000 $708,605 $9,396 2.92%
$1MM+ 15 $17,565,000 $1,171,000 $10,910 2.88%

2021 saw Canopy Mortgage place emphasis on $200k-400k loans with 7,047 originations, totaling $2,038,125,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 3,342 $1,086,110,000 $324,988 $4,284 2.77%
$50k-75k 2,536 $640,020,000 $252,374 $4,495 2.82%
$75k-100k 2,520 $732,930,000 $290,845 $4,390 2.80%
$150k-250k 2,071 $740,675,000 $357,641 $4,230 2.79%
$50k or less 996 $191,210,000 $191,978 $4,227 2.81%
$250k+ 595 $230,305,000 $387,067 $4,821 2.85%

Canopy Mortgage lent most frequently to those with incomes in the $100k-150k range, with 3,342 originations. The second most popular income band? $50k-75k, with 2,536 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
<20% 5,231 $1,454,675,000 $278,087 $3,808 2.79%
20-30% 4,298 $1,350,520,000 $314,221 $4,483 2.79%
30-36% 1,419 $464,305,000 $327,206 $5,259 2.82%
36% 165 $53,075,000 $321,667 $5,277 2.87%
38% 134 $41,730,000 $311,418 $5,341 2.80%
37% 131 $41,055,000 $313,397 $4,625 2.80%
39% 102 $32,810,000 $321,667 $5,473 2.71%
42% 89 $27,195,000 $305,562 $5,366 2.87%
41% 88 $28,510,000 $323,977 $5,827 2.85%
40% 86 $25,120,000 $292,093 $5,561 2.89%
44% 66 $20,480,000 $310,303 $4,845 2.79%
43% 61 $19,725,000 $323,361 $6,450 2.85%
45% 46 $15,260,000 $331,739 $5,174 2.87%
46% 34 $10,520,000 $309,412 $6,561 2.86%
47% 30 $10,280,000 $342,667 $4,289 2.81%
49% 24 $6,840,000 $285,000 $4,461 2.67%
48% 23 $8,155,000 $354,565 $6,600 2.92%
50-60% 6 $2,620,000 $436,667 $10,465 3.10%
>60% 3 $805,000 $268,333 $3,352 2.08%

Canopy Mortgage lent most frequently to those with DTI ratios of <20%, with 5,231 originations. The next most common DTI ratio? 20-30%, with 4,298 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 9,312 $2,795,480,000 $300,202 $4,434 2.79%
Not provided 1,785 $530,695,000 $297,308 $4,057 2.81%
Asian Indian 246 $77,050,000 $313,211 $3,429 2.67%
Black 225 $69,655,000 $309,578 $5,121 2.73%
Chinese 156 $48,860,000 $313,205 $3,859 2.72%
Filipino 109 $34,745,000 $318,761 $4,659 2.83%
Other Asian 90 $25,970,000 $288,556 $4,448 2.78%
Vietnamese 66 $19,660,000 $297,879 $3,635 2.78%
Korean 64 $17,620,000 $275,313 $3,488 2.79%
American Indian 52 $16,070,000 $309,038 $5,390 2.75%
Japanese 38 $11,240,000 $295,789 $3,733 2.81%
Other Pacific Islander 23 $7,905,000 $343,696 $5,236 2.67%
Samoan 23 $6,175,000 $268,478 $5,167 2.99%
Native Hawiian 20 $5,550,000 $277,500 $4,367 2.87%
Asian 2 $670,000 $335,000 $6,242 2.99%

Approval Rates

Total approvals of all applications
94.87%

Canopy Mortgage has an average approval rate.

Pick Rate

Approvals leading to origination
48.58%

Canopy Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 12,211 $3,667,345,000 $300,331

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
12,211 $3,667,345,000 $300,331

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 1,140 $235,210,000 $206,325 $2,889 2.55%
40-60% 3,027 $831,155,000 $274,580 $3,178 2.64%
60-80% 4,992 $1,602,020,000 $320,917 $4,230 2.90%
80-100% 2,878 $983,390,000 $341,692 $6,588 2.81%
Over 100% 4 $1,710,000 $427,500 $9,372 2.44%
Under 20% 170 $13,860,000 $81,529 $1,423 3.62%