Canopy Mortgage Rates, Fees & Info
LINDON, UTLEI: 549300ZWNETGFXTBBY03
Tax ID: 47-3632618
1.6 stars - Updated: 4/5/25
-
out of 5 stars, based on 81 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Canopy Mortgage is a small mortgage company specializing in Home Purchase loans. Canopy Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Seattle, Huntsville, Columbus, and Orlando among others. We have data for 334 markets. (Some data included below & more in-depth data is available with an active subscription.)Canopy Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Canopy Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.57% | 4/5/25 |
| 30 Year Conventional Refi | 6.87% | 4/5/25 |
| 30 Year Cash-out Refi | 7.09% | 4/5/25 |
| 30 Year FHA Purchase | 7.27% | 4/5/25 |
| 30 Year FHA Refi | 7.06% | 4/5/25 |
| 30 Year VA Purchase | 6.51% | 4/5/25 |
| 30 Year VA Refi | 5.92% | 4/5/25 |
| 30 Year USDA Purchase | 6.97% | 4/5/25 |
| 30 Year USDA Refi | 6.82% | 4/5/25 |
| 15 Year Conventional Purchase | 6.37% | 4/5/25 |
| 15 Year Conventional Refi | 5.84% | 4/5/25 |
| 15 Year Cash-out Refi | 5.84% | 4/5/25 |
| 15 Year FHA Purchase | 6.49% | 4/5/25 |
| 15 Year VA Purchase | 6.00% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Canopy Mortgage Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Canopy Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
6,489Origination Dollar Volume (All Markets)
$2,221,425,000Awards
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CANOPY MORTGAGE - 2024
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For 2024, less than of lenders were eligible for this award.
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Relative Rate
Canopy Mortgage's average 30 year fixed mortgage rate was
6.33%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.22%.
Relative Fees (Closing Costs)
Canopy Mortgage's average total fees/closing costs for a 30 year fixed rate
mortgage were $12,446.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 703 | $246,045,000 | $349,993 | $15,746 | 6.23% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 256 | $130,330,000 | $509,102 | $16,493 | 5.97% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 286 | $95,030,000 | $332,273 | $13,650 | 6.30% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 326 | $90,050,000 | $276,227 | $12,458 | 6.24% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 223 | $79,455,000 | $356,300 | $11,007 | 5.97% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 258 | $71,850,000 | $278,488 | $12,509 | 5.44% |
| PROVO-OREM, UT (FHA|USDA|VA) | 161 | $70,675,000 | $438,975 | $9,705 | 6.47% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 132 | $59,750,000 | $452,652 | $11,224 | 6.51% |
| Outside of Metro Areas | 192 | $55,800,000 | $290,625 | $11,339 | 6.52% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 168 | $54,410,000 | $323,869 | $13,821 | 6.25% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 160 | $50,020,000 | $312,625 | $10,576 | 6.63% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 182 | $48,000,000 | $263,736 | $11,651 | 6.34% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 129 | $47,155,000 | $365,543 | $12,055 | 6.68% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 97 | $43,075,000 | $444,072 | $13,831 | 6.67% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 66 | $41,060,000 | $622,121 | $16,921 | 6.51% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 89 | $36,915,000 | $414,775 | $9,461 | 6.50% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 89 | $35,785,000 | $402,079 | $10,243 | 6.52% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 86 | $33,160,000 | $385,581 | $11,634 | 6.58% |
| ANCHORAGE, AK (FHA|USDA|VA) | 81 | $29,955,000 | $369,815 | $11,545 | 6.45% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 63 | $28,715,000 | $455,794 | $9,462 | 6.96% |
| Albertville, AL (FHA|USDA|VA) | 122 | $28,630,000 | $234,672 | $8,494 | 6.56% |
| RENO, NV (FHA|USDA|VA) | 60 | $27,080,000 | $451,333 | $12,693 | 6.53% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 69 | $27,065,000 | $392,246 | $10,821 | 6.59% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 106 | $26,720,000 | $252,075 | $11,289 | 6.52% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 56 | $26,450,000 | $472,321 | $13,963 | 6.50% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 60 | $25,790,000 | $429,833 | $13,399 | 6.18% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 70 | $22,300,000 | $318,571 | $12,498 | 6.64% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 61 | $21,535,000 | $353,033 | $13,810 | 6.39% |
| BEND, OR (FHA|USDA|VA) | 44 | $21,410,000 | $486,591 | $13,010 | 6.71% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 46 | $16,100,000 | $350,000 | $15,474 | 6.46% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 40 | $15,390,000 | $384,750 | $15,462 | 6.20% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 63 | $15,275,000 | $242,460 | $7,758 | 6.00% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 45 | $15,245,000 | $338,778 | $12,549 | 6.48% |
| BELLINGHAM, WA (FHA|USDA|VA) | 33 | $14,865,000 | $450,455 | $13,190 | 6.23% |
| Rexburg, ID (FHA|USDA|VA) | 42 | $14,720,000 | $350,476 | $9,538 | 6.76% |
| Port Angeles, WA (FHA|USDA|VA) | 40 | $14,340,000 | $358,500 | $8,420 | 6.20% |
| KNOXVILLE, TN (FHA|USDA|VA) | 42 | $14,250,000 | $339,286 | $14,148 | 6.50% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 39 | $12,785,000 | $327,821 | $7,873 | 6.73% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 37 | $12,575,000 | $339,865 | $8,685 | 6.11% |
| SAVANNAH, GA (FHA|USDA|VA) | 38 | $11,940,000 | $314,211 | $13,247 | 6.32% |
| Blackfoot, ID (FHA|USDA|VA) | 40 | $11,680,000 | $292,000 | $8,825 | 6.62% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 26 | $11,530,000 | $443,462 | $15,730 | 6.40% |
| ST. GEORGE, UT (FHA|USDA|VA) | 25 | $10,175,000 | $407,000 | $10,612 | 6.53% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 31 | $9,695,000 | $312,742 | $9,842 | 6.70% |
| BATON ROUGE, LA (FHA|USDA|VA) | 40 | $8,700,000 | $217,500 | $8,316 | 6.80% |
| SALEM, OR (FHA|USDA|VA) | 26 | $8,630,000 | $331,923 | $12,535 | 6.84% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 26 | $8,480,000 | $326,154 | $11,322 | 6.89% |
| Scottsboro, AL (FHA|USDA|VA) | 34 | $8,350,000 | $245,588 | $8,228 | 6.50% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 22 | $7,380,000 | $335,455 | $15,260 | 6.21% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 11 | $7,315,000 | $665,000 | $17,955 | 6.55% |
| MIDLAND, MI (FHA|USDA|VA) | 30 | $7,110,000 | $237,000 | $6,594 | 6.96% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 16 | $7,060,000 | $441,250 | $9,851 | 6.23% |
| BOISE CITY, ID (FHA|USDA|VA) | 20 | $6,910,000 | $345,500 | $12,862 | 6.48% |
| Fernley, NV (FHA|USDA|VA) | 23 | $6,905,000 | $300,217 | $13,457 | 6.70% |
| Tifton, GA (FHA|USDA|VA) | 30 | $6,730,000 | $224,333 | $11,288 | 6.14% |
| EL PASO, TX (FHA|USDA|VA) | 24 | $6,690,000 | $278,750 | $12,634 | 6.30% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 26 | $6,490,000 | $249,615 | $10,403 | 5.85% |
| WENATCHEE, WA (FHA|USDA|VA) | 14 | $6,460,000 | $461,429 | $18,061 | 6.46% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 26 | $6,430,000 | $247,308 | $9,381 | 6.06% |
| ROME, GA (FHA|USDA|VA) | 25 | $6,165,000 | $246,600 | $12,570 | 6.17% |
| Outside of Metro Areas | 14 | $5,890,000 | $420,714 | $18,590 | 6.55% |
| Brookings, OR (FHA|USDA|VA) | 15 | $5,525,000 | $368,333 | $14,077 | 6.98% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 23 | $5,295,000 | $230,217 | $6,917 | 5.04% |
| Paris, TX (FHA|USDA|VA) | 21 | $5,255,000 | $250,238 | $10,487 | 6.59% |
| LaGrange, GA-AL (FHA|USDA|VA) | 22 | $5,250,000 | $238,636 | $9,508 | 5.95% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 16 | $5,160,000 | $322,500 | $8,439 | 6.97% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 14 | $5,150,000 | $367,857 | $19,706 | 5.72% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 16 | $5,050,000 | $315,625 | $9,718 | 6.76% |
| POCATELLO, ID (FHA|USDA|VA) | 17 | $5,045,000 | $296,765 | $11,564 | 6.50% |
| OCALA, FL (FHA|USDA|VA) | 22 | $4,610,000 | $209,545 | $9,941 | 5.12% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 10 | $4,590,000 | $459,000 | $6,470 | 6.62% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 12 | $4,470,000 | $372,500 | $9,153 | 6.65% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 5 | $4,225,000 | $845,000 | $3,535 | 6.60% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 10 | $4,130,000 | $413,000 | $18,765 | 5.89% |
| TYLER, TX (FHA|USDA|VA) | 16 | $3,860,000 | $241,250 | $10,275 | 6.72% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 13 | $3,725,000 | $286,538 | $9,345 | 6.83% |
| ALBANY, GA (FHA|USDA|VA) | 19 | $3,705,000 | $195,000 | $9,698 | 5.42% |
| COLUMBUS, OH (FHA|USDA|VA) | 10 | $3,480,000 | $348,000 | $13,781 | 6.87% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 8 | $3,440,000 | $430,000 | $9,974 | 6.86% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 10 | $3,430,000 | $343,000 | $12,313 | 7.21% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 7 | $3,405,000 | $486,429 | $12,197 | 6.51% |
| LOGAN, UT-ID (FHA|USDA|VA) | 12 | $3,330,000 | $277,500 | $9,313 | 6.77% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 12 | $3,320,000 | $276,667 | $12,653 | 4.47% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 5 | $3,275,000 | $655,000 | $14,138 | 6.35% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 10 | $3,210,000 | $321,000 | $9,212 | 6.58% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 5 | $3,185,000 | $637,000 | $4,694 | 7.00% |
| DECATUR, AL (FHA|USDA|VA) | 13 | $3,075,000 | $236,538 | $9,136 | 6.91% |
| BOULDER, CO (FHA|USDA|VA) | 6 | $3,030,000 | $505,000 | $13,525 | 6.00% |
| Cullman, AL (FHA|USDA|VA) | 9 | $2,815,000 | $312,778 | $7,477 | 6.47% |
| LAREDO, TX (FHA|USDA|VA) | 10 | $2,750,000 | $275,000 | $14,020 | 6.42% |
| GREELEY, CO (FHA|USDA|VA) | 8 | $2,740,000 | $342,500 | $13,209 | 6.16% |
| FARGO, ND-MN (FHA|USDA|VA) | 9 | $2,685,000 | $298,333 | $8,709 | 6.69% |
| LONGVIEW, WA (FHA|USDA|VA) | 10 | $2,680,000 | $268,000 | $11,545 | 5.15% |
| Aberdeen, WA (FHA|USDA|VA) | 7 | $2,675,000 | $382,143 | $15,498 | 5.48% |
| Heber, UT (FHA|USDA|VA) | 6 | $2,660,000 | $443,333 | $9,054 | 6.35% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 7 | $2,605,000 | $372,143 | $10,755 | 6.39% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 8 | $2,580,000 | $322,500 | $10,085 | 6.22% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 10 | $2,510,000 | $251,000 | $13,175 | 6.79% |
| Fort Payne, AL (FHA|USDA|VA) | 12 | $2,480,000 | $206,667 | $7,839 | 6.30% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 6 | $2,450,000 | $408,333 | $16,580 | 5.39% |
| Calhoun, GA (FHA|USDA|VA) | 8 | $2,440,000 | $305,000 | $10,703 | 6.59% |
| LAFAYETTE, LA (FHA|USDA|VA) | 12 | $2,410,000 | $200,833 | $8,356 | 6.88% |
| CARSON CITY, NV (FHA|USDA|VA) | 6 | $2,390,000 | $398,333 | $11,457 | 6.12% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 8 | $2,380,000 | $297,500 | $12,403 | 6.59% |
| VALDOSTA, GA (FHA|USDA|VA) | 11 | $2,335,000 | $212,273 | $11,396 | 5.97% |
| Cedartown, GA (FHA|USDA|VA) | 12 | $2,310,000 | $192,500 | $7,644 | 5.97% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 6 | $2,300,000 | $383,333 | $13,936 | 6.81% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 6 | $2,290,000 | $381,667 | $13,157 | 6.67% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 8 | $2,240,000 | $280,000 | $9,296 | 6.87% |
| Jefferson, GA (FHA|USDA|VA) | 5 | $2,225,000 | $445,000 | $16,239 | 6.70% |
| Coos Bay, OR (FHA|USDA|VA) | 7 | $2,135,000 | $305,000 | $10,376 | 7.02% |
| MONTGOMERY, AL (FHA|USDA|VA) | 9 | $2,105,000 | $233,889 | $10,681 | 6.46% |
| GADSDEN, AL (FHA|USDA|VA) | 9 | $2,075,000 | $230,556 | $9,602 | 6.83% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 3 | $2,035,000 | $678,333 | $15,636 | 6.25% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 6 | $2,010,000 | $335,000 | $7,985 | 6.41% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 7 | $1,965,000 | $280,714 | $7,802 | 5.95% |
| MEDFORD, OR (FHA|USDA|VA) | 6 | $1,950,000 | $325,000 | $12,991 | 6.63% |
| Centralia, WA (FHA|USDA|VA) | 6 | $1,950,000 | $325,000 | $13,312 | 5.17% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 7 | $1,935,000 | $276,429 | $13,838 | 6.46% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 9 | $1,865,000 | $207,222 | $7,054 | 6.82% |
| LOUISVILLE, KY (FHA|USDA|VA) | 8 | $1,850,000 | $231,250 | $6,533 | 6.19% |
| FORT COLLINS, CO (FHA|USDA|VA) | 5 | $1,765,000 | $353,000 | $6,717 | 7.07% |
| Oak Harbor, WA (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $10,877 | 4.31% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 6 | $1,730,000 | $288,333 | $12,236 | 6.04% |
| MOBILE, AL (FHA|USDA|VA) | 9 | $1,705,000 | $189,444 | $7,732 | 6.98% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $1,705,000 | $568,333 | $10,582 | 6.13% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $1,685,000 | $337,000 | $13,728 | 6.77% |
| GAINESVILLE, GA (FHA|USDA|VA) | 6 | $1,680,000 | $280,000 | $13,008 | 6.98% |
| HINESVILLE, GA (FHA|USDA|VA) | 7 | $1,675,000 | $239,286 | $14,057 | 6.66% |
| Fitzgerald, GA (FHA|USDA|VA) | 11 | $1,665,000 | $151,364 | $9,287 | 6.27% |
| DALTON, GA (FHA|USDA|VA) | 7 | $1,645,000 | $235,000 | $13,486 | 5.32% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $9,614 | 6.97% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $1,615,000 | $538,333 | $14,575 | 7.17% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 6 | $1,610,000 | $268,333 | $7,939 | 6.93% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $9,006 | 4.73% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 2 | $1,530,000 | $765,000 | $16,919 | 6.69% |
| Lewisburg, TN (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $10,862 | 6.35% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $9,278 | 5.73% |
| WALLA WALLA, WA (FHA|USDA|VA) | 5 | $1,455,000 | $291,000 | $8,812 | 5.43% |
| YUBA CITY, CA (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $8,752 | 6.68% |
| TUCSON, AZ (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $11,155 | 7.22% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 3 | $1,425,000 | $475,000 | $7,797 | 6.33% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 4 | $1,410,000 | $352,500 | $6,906 | 6.31% |
| Ellensburg, WA (FHA|USDA|VA) | 3 | $1,405,000 | $468,333 | $14,453 | 6.58% |
| LONGVIEW, TX (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $10,973 | 6.39% |
| CORVALLIS, OR (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $13,084 | 5.96% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $10,524 | 6.33% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $7,364 | 7.15% |
| COLUMBIA, SC (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $10,809 | 6.69% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $9,123 | 7.04% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $28,647 | 6.12% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $9,131 | 6.60% |
| Shelton, WA (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $13,841 | 4.75% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $5,706 | 6.41% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $7,948 | 6.22% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $16,552 | 6.42% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $12,186 | 7.25% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $1,160,000 | $580,000 | $8,273 | 6.19% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $1,145,000 | $1,145,000 | $5,342 | 6.50% |
| FRESNO, CA (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $9,775 | 7.03% |
| Fallon, NV (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $13,304 | 5.97% |
| Moses Lake, WA (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $8,597 | 5.35% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $9,345 | 7.13% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $14,535 | 6.47% |
| PANAMA CITY, FL (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $8,172 | 6.22% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $8,602 | 6.67% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $12,926 | 6.04% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $7,381 | 6.45% |
| MORRISTOWN, TN (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $22,493 | 5.71% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $11,783 | 7.31% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $8,887 | 6.96% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $7,330 | 7.49% |
| FAIRBANKS, AK (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $11,165 | 6.58% |
| Moultrie, GA (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $12,861 | 5.63% |
| Prineville, OR (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $15,073 | 7.00% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $17,294 | 6.04% |
| Newport, TN (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $13,407 | 5.97% |
| Hilo, HI (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $8,860 | 6.91% |
| NAPA, CA (FHA|USDA|VA) | 1 | $895,000 | $895,000 | $9,466 | 7.13% |
| Elko, NV (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $10,174 | 6.87% |
| Price, UT (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $7,924 | 6.21% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $8,304 | 6.63% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $16,366 | 6.50% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $14,578 | 6.43% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $15,639 | 6.31% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $4,062 | 7.65% |
| Gainesville, TX (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $13,769 | 6.50% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $9,111 | 8.00% |
| Cedar City, UT (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $6,290 | 6.75% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $12,348 | 6.33% |
| AKRON, OH (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $10,800 | 6.67% |
| Roseburg, OR (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $12,599 | 5.96% |
| Somerset, KY (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $6,154 | 5.80% |
| Pahrump, NV (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $10,427 | 7.06% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $13,215 | 6.44% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $49,768 | 7.63% |
| Athens, TX (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $14,545 | 6.21% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $31,389 | 6.25% |
| Pullman, WA (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $6,733 | 4.10% |
| Opelousas, LA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $9,788 | 6.79% |
| Jesup, GA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $9,627 | 5.28% |
| CLEVELAND, TN (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $8,797 | 6.71% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $16,805 | 5.81% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $9,538 | 6.25% |
| Mitchell, SD (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $10,117 | 5.25% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $8,122 | 6.00% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $14,976 | 6.63% |
| Burley, ID (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $12,384 | 6.06% |
| DOTHAN, AL (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $10,013 | 7.08% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $16,098 | 6.25% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $7,821 | 6.19% |
| Moscow, ID (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $15,501 | 5.88% |
| Rolla, MO (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $1,709 | 6.56% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $17,818 | 6.25% |
| Milledgeville, GA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $13,711 | 6.13% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $16,332 | 6.25% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $12,523 | 5.63% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $4,483 | 6.99% |
| Jacksonville, TX (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,773 | 6.50% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $18,463 | 5.63% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $9,528 | 6.56% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $6,287 | 7.50% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $8,552 | 5.99% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $10,927 | 6.63% |
| Ontario, OR-ID (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $9,630 | 8.00% |
| Shawnee, OK (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $6,171 | 6.17% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,605 | 6.88% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $11,766 | 5.88% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $10,683 | 6.19% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,741 | 7.41% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $14,440 | 6.63% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $7,776 | 5.75% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $22,903 | 6.75% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $7,003 | 6.99% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $9,269 | 7.19% |
| CHICO, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $18,033 | 6.75% |
| Duncan, OK (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $12,105 | 5.99% |
| Americus, GA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $15,039 | 6.63% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $17,543 | 6.38% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $21,906 | 6.25% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $8,059 | 7.13% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $12,485 | 6.81% |
| Hailey, ID (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $11,671 | 6.88% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $2,998 | 7.29% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $29,817 | 5.99% |
| WACO, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $15,058 | 6.63% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $10,549 | 6.44% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,429 | 6.63% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,044 | 6.88% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $19,608 | 5.75% |
| Tupelo, MS (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,694 | 7.31% |
| Granbury, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,999 | 6.56% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $10,419 | 6.38% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $8,587 | 6.81% |
| Jennings, LA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,309 | 7.38% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $13,992 | 5.99% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,344 | 6.13% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,373 | 6.99% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $13,734 | 6.50% |
| Andrews, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $12,247 | 6.88% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,189 | 6.75% |
| Astoria, OR (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,036 | 8.50% |
| Newport, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $22,716 | 5.88% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $11,613 | 6.50% |
| REDDING, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $14,168 | 5.88% |
| Branson, MO (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,116 | 6.31% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,751 | 6.63% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,140 | 5.75% |
| Bemidji, MN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,419 | 3.44% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $26,857 | 5.25% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,704 | 6.25% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $19,969 | 5.75% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,306 | 6.44% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,643 | 6.50% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $16,085 | 6.50% |
| Atmore, AL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,668 | 7.00% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $17,187 | 6.99% |
| Seneca, SC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $20,557 | 5.75% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,169 | 7.38% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,034 | 6.25% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,207 | 6.25% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $18,757 | 5.88% |
| Sonora, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,946 | 6.88% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,624 | 7.13% |
| Othello, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $17,810 | 6.75% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,954 | 6.13% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,022 | 6.63% |
| Waycross, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,467 | 6.99% |
| Beeville, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $13,108 | 6.25% |
| BAY CITY, MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,173 | 6.44% |
| Rockport, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,113 | 6.99% |
| Hood River, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,249 | 6.99% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,291 | 6.13% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,243 | 7.63% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,154 | 6.50% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,545 | 6.63% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,817 | 5.75% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,336 | 6.13% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,344 | 6.38% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $13,934 | 6.63% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,815 | 3.25% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,044 | 7.06% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,366 | 6.63% |
| Palestine, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $12,568 | 6.75% |
| Sterling, CO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,547 | 5.99% |
| TULSA, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $12,476 | 7.25% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,963 | 7.13% |
| Evanston, WY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,934 | 6.63% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,848 | 6.63% |
| Snyder, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,817 | 7.50% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,852 | 6.63% |
| Selma, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,665 | 6.75% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,669 | 6.50% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,362 | 6.25% |
| Sterling, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,164 | 7.13% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,377 | 7.25% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,541 | 6.75% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,718 | 6.38% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,520 | 5.25% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,293 | 6.50% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,432 | 5.63% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,354 | 5.99% |
| Laurel, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,659 | 6.63% |
| Summerville, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,451 | 6.25% |
| Ozark, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,984 | 6.50% |
| Ashland, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $10,399 | 5.25% |
| Durant, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,547 | 5.99% |
| Wilson, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,212 | 6.88% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,379 | 7.13% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,664 | 6.38% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,669 | 7.99% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,969 | 7.63% |
| Cordele, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,572 | 6.25% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,513 | 6.38% |
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Product Mix
For 2024, Canopy Mortgage's most frequently originated type of loan was Conventional, with 3,542 originations. Their 2nd most popular type was FHA, with 1,936 originations.
Loan Reason
For 2024, Canopy Mortgage's most frequently cited loan purpose was Home Purchase, with 5,902 originations. The 2nd most popular reason was Refi, with 309 originations.
Loan Duration/Length
For 2024, Canopy Mortgage's most frequently cited loan duration was 30 Year, with 6,258 originations. The 2nd most popular length was 15 Year, with 104 originations.
Origination Fees/Closing Costs
Canopy Mortgage's average total fees were $12,446, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 3,424 originations.
Interest Rates
During 2024, Canopy Mortgage's average interest rate for loans was 6.33%, while their most frequently originated rate bucket for loans was 6-7%, with 3,616 originations.
Loan Sizing
2024 saw Canopy Mortgage place emphasis on $200k-400k loans with 3,244 originations, totaling $975,470,000 in origination value.
Applicant Income
Canopy Mortgage lent most frequently to those with incomes in the $100k-150k range, with 1,861 originations. The second most popular income band? $75k-100k, with 1,391 originations.
Applicant Debt to Income Ratio
Canopy Mortgage lent most frequently to those with DTI ratios of 50-60%, with 1,022 originations. The next most common DTI ratio? 30-36%, with 805 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.71%
Canopy Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination43.78%
Canopy Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 6,489 | $2,221,425,000 | $342,337 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6,489 | $2,221,425,000 | $342,337 |