Canopy Mortgage Rates, Fees & Info
LINDON, UTLEI: 549300ZWNETGFXTBBY03
Tax ID: 47-3632618
5 stars
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Mortgage Data
Overview
Canopy Mortgage is a mid-sized mortgage company specializing in Refi, Cash Out Refi, and Home Purchase loans. Canopy Mortgage has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets include Salt Lake City, Provo, Ogden, Idaho Falls, and Portland among others. Canopy Mortgage has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Canopy Mortgage is typically an average fee lendor.Originations
12,211Origination Dollar Volume (All Markets)
$3,667,345,000Awards
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CANOPY MORTGAGE - 2021
CANOPY MORTGAGE is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Canopy Mortgage 's average 30 year fixed rate mortgage of loans were
2.9%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.25%.
Relative Fees
Canopy Mortgage 's average total fees for a 30 year fixed rate
mortgage are $4,822.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1,293 | $411,945,000 | $318,596 | $4,063 | 2.78% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1,154 | $371,500,000 | $321,924 | $3,791 | 2.78% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 863 | $264,375,000 | $306,344 | $3,973 | 2.73% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 852 | $224,920,000 | $263,991 | $6,233 | 2.90% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 617 | $213,195,000 | $345,535 | $5,293 | 2.81% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 705 | $211,745,000 | $300,348 | $4,030 | 2.85% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 712 | $206,010,000 | $289,340 | $3,148 | 2.79% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 495 | $156,375,000 | $315,909 | $5,931 | 2.79% |
| BEND, OR (FHA|USDA|VA) | 296 | $100,990,000 | $341,182 | $5,485 | 2.82% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 210 | $80,550,000 | $383,571 | $5,425 | 2.84% |
| Outside of Metro Areas | 289 | $77,975,000 | $269,810 | $4,923 | 2.86% |
| Rexburg, ID (FHA|USDA|VA) | 240 | $70,350,000 | $293,125 | $6,150 | 2.90% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 205 | $64,545,000 | $314,854 | $4,524 | 2.65% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 178 | $59,240,000 | $332,809 | $2,559 | 2.66% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 131 | $53,185,000 | $405,992 | $4,534 | 2.67% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 161 | $52,625,000 | $326,863 | $2,999 | 2.68% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 207 | $48,325,000 | $233,454 | $4,178 | 2.81% |
| STOCKTON, CA (FHA|USDA|VA) | 126 | $46,180,000 | $366,508 | $6,118 | 2.79% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 146 | $42,840,000 | $293,425 | $6,771 | 2.70% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 148 | $40,890,000 | $276,284 | $4,456 | 2.66% |
| ST. GEORGE, UT (FHA|USDA|VA) | 122 | $40,220,000 | $329,672 | $3,550 | 2.74% |
| BELLINGHAM, WA (FHA|USDA|VA) | 90 | $35,760,000 | $397,333 | $5,150 | 2.95% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 120 | $34,210,000 | $285,083 | $4,486 | 2.72% |
| Blackfoot, ID (FHA|USDA|VA) | 124 | $32,730,000 | $263,952 | $6,094 | 2.85% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 90 | $27,600,000 | $306,667 | $2,438 | 2.61% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 95 | $24,845,000 | $261,526 | $3,038 | 2.68% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 47 | $21,715,000 | $462,021 | $5,095 | 2.64% |
| LOGAN, UT-ID (FHA|USDA|VA) | 77 | $19,945,000 | $259,026 | $3,238 | 2.69% |
| Brookings, OR (FHA|USDA|VA) | 56 | $17,800,000 | $317,857 | $6,876 | 2.87% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 64 | $16,430,000 | $256,719 | $2,174 | 2.64% |
| Heber, UT (FHA|USDA|VA) | 39 | $16,065,000 | $411,923 | $4,015 | 2.77% |
| BOISE CITY, ID (FHA|USDA|VA) | 53 | $15,585,000 | $294,057 | $4,221 | 2.78% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 54 | $14,280,000 | $264,444 | $3,219 | 2.68% |
| POCATELLO, ID (FHA|USDA|VA) | 61 | $13,455,000 | $220,574 | $5,826 | 2.88% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 35 | $12,245,000 | $349,857 | $4,002 | 2.70% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 40 | $12,030,000 | $300,750 | $2,918 | 2.69% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 41 | $11,125,000 | $271,341 | $3,172 | 2.62% |
| SALEM, OR (FHA|USDA|VA) | 38 | $11,010,000 | $289,737 | $5,534 | 2.87% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 38 | $10,660,000 | $280,526 | $3,568 | 2.69% |
| TUCSON, AZ (FHA|USDA|VA) | 51 | $10,275,000 | $201,471 | $3,472 | 2.92% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 40 | $9,930,000 | $248,250 | $2,216 | 2.71% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 25 | $9,655,000 | $386,200 | $4,344 | 2.56% |
| FORT COLLINS, CO (FHA|USDA|VA) | 32 | $9,560,000 | $298,750 | $2,592 | 2.77% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 43 | $9,445,000 | $219,651 | $5,375 | 2.71% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 30 | $8,520,000 | $284,000 | $2,240 | 2.53% |
| RENO, NV (FHA|USDA|VA) | 29 | $7,645,000 | $263,621 | $2,060 | 2.74% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 32 | $7,610,000 | $237,813 | $4,288 | 2.86% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 35 | $7,595,000 | $217,000 | $2,973 | 2.69% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 26 | $7,090,000 | $272,692 | $2,776 | 2.82% |
| Prineville, OR (FHA|USDA|VA) | 21 | $6,985,000 | $332,619 | $7,466 | 2.77% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 24 | $6,910,000 | $287,917 | $3,453 | 2.89% |
| MODESTO, CA (FHA|USDA|VA) | 23 | $6,855,000 | $298,043 | $5,159 | 2.64% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 24 | $6,430,000 | $267,917 | $4,566 | 3.01% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 27 | $6,395,000 | $236,852 | $2,810 | 2.46% |
| Price, UT (FHA|USDA|VA) | 33 | $6,355,000 | $192,576 | $5,145 | 2.80% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 23 | $6,105,000 | $265,435 | $3,306 | 2.66% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 20 | $6,100,000 | $305,000 | $4,010 | 2.70% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 24 | $5,870,000 | $244,583 | $3,253 | 3.02% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 20 | $5,650,000 | $282,500 | $2,522 | 2.79% |
| Cedar City, UT (FHA|USDA|VA) | 23 | $5,545,000 | $241,087 | $3,443 | 2.80% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 19 | $5,505,000 | $289,737 | $2,839 | 2.65% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 20 | $5,370,000 | $268,500 | $2,803 | 2.80% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 14 | $4,910,000 | $350,714 | $2,349 | 2.34% |
| BOULDER, CO (FHA|USDA|VA) | 16 | $4,850,000 | $303,125 | $2,299 | 2.86% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 13 | $4,695,000 | $361,154 | $2,955 | 2.40% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 25 | $4,505,000 | $180,200 | $3,663 | 3.10% |
| FRESNO, CA (FHA|USDA|VA) | 17 | $4,475,000 | $263,235 | $3,222 | 2.86% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 17 | $4,375,000 | $257,353 | $3,194 | 2.76% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 13 | $4,255,000 | $327,308 | $3,195 | 2.58% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 16 | $4,240,000 | $265,000 | $5,705 | 2.92% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 19 | $4,225,000 | $222,368 | $2,190 | 2.64% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 15 | $4,185,000 | $279,000 | $2,699 | 2.69% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 20 | $4,130,000 | $206,500 | $3,099 | 2.75% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 14 | $4,100,000 | $292,857 | $5,354 | 2.72% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 7 | $3,955,000 | $565,000 | $6,349 | 2.98% |
| TWIN FALLS, ID (FHA|USDA|VA) | 17 | $3,905,000 | $229,706 | $4,991 | 2.70% |
| Newport, OR (FHA|USDA|VA) | 13 | $3,875,000 | $298,077 | $6,060 | 2.96% |
| MADISON, WI (FHA|USDA|VA) | 12 | $3,860,000 | $321,667 | $5,630 | 2.99% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 11 | $3,825,000 | $347,727 | $4,355 | 2.74% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 18 | $3,820,000 | $212,222 | $2,397 | 2.74% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 13 | $3,785,000 | $291,154 | $3,140 | 2.73% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 20 | $3,700,000 | $185,000 | $6,091 | 3.07% |
| GREELEY, CO (FHA|USDA|VA) | 13 | $3,695,000 | $284,231 | $2,406 | 2.81% |
| COLUMBUS, OH (FHA|USDA|VA) | 16 | $3,670,000 | $229,375 | $3,250 | 2.83% |
| Astoria, OR (FHA|USDA|VA) | 9 | $3,655,000 | $406,111 | $8,579 | 3.18% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 18 | $3,650,000 | $202,778 | $5,832 | 2.69% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 20 | $3,580,000 | $179,000 | $4,566 | 3.37% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 17 | $3,405,000 | $200,294 | $3,428 | 3.19% |
| RICHMOND, VA (FHA|USDA|VA) | 12 | $3,250,000 | $270,833 | $2,112 | 2.70% |
| Glenwood Springs, CO (FHA|USDA|VA) | 9 | $3,115,000 | $346,111 | $2,212 | 2.52% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 12 | $3,110,000 | $259,167 | $3,536 | 2.92% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 13 | $3,105,000 | $238,846 | $2,593 | 2.87% |
| Port Angeles, WA (FHA|USDA|VA) | 10 | $3,040,000 | $304,000 | $3,018 | 2.78% |
| ANCHORAGE, AK (FHA|USDA|VA) | 14 | $3,030,000 | $216,429 | $2,270 | 2.62% |
| MEDFORD, OR (FHA|USDA|VA) | 9 | $2,975,000 | $330,556 | $4,678 | 2.93% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 11 | $2,925,000 | $265,909 | $3,024 | 2.72% |
| Burley, ID (FHA|USDA|VA) | 13 | $2,885,000 | $221,923 | $4,845 | 3.38% |
| Coos Bay, OR (FHA|USDA|VA) | 10 | $2,870,000 | $287,000 | $5,632 | 3.01% |
| ANN ARBOR, MI (FHA|USDA|VA) | 12 | $2,840,000 | $236,667 | $1,976 | 2.81% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 8 | $2,830,000 | $353,750 | $4,139 | 2.70% |
| Bozeman, MT (FHA|USDA|VA) | 8 | $2,780,000 | $347,500 | $3,094 | 2.84% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 9 | $2,775,000 | $308,333 | $4,372 | 2.91% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 14 | $2,690,000 | $192,143 | $3,342 | 2.83% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 12 | $2,620,000 | $218,333 | $3,177 | 2.77% |
| VALLEJO, CA (FHA|USDA|VA) | 8 | $2,540,000 | $317,500 | $5,214 | 2.97% |
| YUBA CITY, CA (FHA|USDA|VA) | 7 | $2,325,000 | $332,143 | $8,864 | 2.93% |
| Vernal, UT (FHA|USDA|VA) | 12 | $2,280,000 | $190,000 | $5,221 | 3.05% |
| Outside of Metro Areas | 8 | $2,260,000 | $282,500 | $4,892 | 2.72% |
| Fredericksburg, TX (FHA|USDA|VA) | 5 | $2,255,000 | $451,000 | $11,468 | 2.60% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 12 | $2,240,000 | $186,667 | $2,482 | 2.69% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 8 | $2,190,000 | $273,750 | $2,748 | 2.50% |
| WILMINGTON, NC (FHA|USDA|VA) | 6 | $2,180,000 | $363,333 | $2,765 | 2.46% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 7 | $2,005,000 | $286,429 | $4,111 | 2.75% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 6 | $2,000,000 | $333,333 | $3,533 | 2.62% |
| LONGVIEW, WA (FHA|USDA|VA) | 6 | $2,000,000 | $333,333 | $2,817 | 3.14% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $2,234 | 2.85% |
| GRANTS PASS, OR (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $3,824 | 2.78% |
| Branson, MO (FHA|USDA|VA) | 8 | $1,890,000 | $236,250 | $4,833 | 2.70% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 6 | $1,880,000 | $313,333 | $2,932 | 2.60% |
| Breckenridge, CO (FHA|USDA|VA) | 5 | $1,865,000 | $373,000 | $3,459 | 2.47% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $2,121 | 2.70% |
| SALINAS, CA (FHA|USDA|VA) | 5 | $1,785,000 | $357,000 | $3,384 | 2.62% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 7 | $1,755,000 | $250,714 | $2,178 | 2.94% |
| MISSOULA, MT (FHA|USDA|VA) | 6 | $1,700,000 | $283,333 | $1,675 | 2.43% |
| KNOXVILLE, TN (FHA|USDA|VA) | 8 | $1,690,000 | $211,250 | $2,212 | 2.67% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $2,429 | 2.62% |
| PITTSBURGH, PA (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $3,227 | 2.37% |
| CHICO, CA (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $3,978 | 2.81% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $3,256 | 3.00% |
| MERCED, CA (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $4,919 | 2.67% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $3,960 | 2.87% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $2,461 | 2.73% |
| YUMA, AZ (FHA|USDA|VA) | 6 | $1,430,000 | $238,333 | $5,900 | 2.58% |
| Oak Harbor, WA (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $4,364 | 2.57% |
| Jackson, WY-ID (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $6,075 | 2.44% |
| EL CENTRO, CA (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $2,493 | 2.98% |
| Kalispell, MT (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $4,922 | 2.78% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 7 | $1,345,000 | $192,143 | $2,720 | 2.71% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 8 | $1,330,000 | $166,250 | $3,105 | 3.09% |
| SPARTANBURG, SC (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $1,870 | 2.86% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $2,823 | 2.94% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $4,787 | 2.92% |
| COLUMBIA, SC (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $2,251 | 2.46% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $2,799 | 2.84% |
| LINCOLN, NE (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $1,686 | 2.45% |
| SANTA FE, NM (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $2,823 | 3.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $3,605 | 2.99% |
| Fernley, NV (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $3,525 | 3.05% |
| VISALIA, CA (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $3,093 | 2.65% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $1,517 | 2.24% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $3,540 | 2.93% |
| Pahrump, NV (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $3,638 | 2.85% |
| WENATCHEE, WA (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $2,209 | 2.67% |
| Hood River, OR (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $4,662 | 2.88% |
| PANAMA CITY, FL (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $5,361 | 3.58% |
| LAS CRUCES, NM (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $4,782 | 2.65% |
| YAKIMA, WA (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $1,919 | 2.90% |
| DULUTH, MN-WI (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $3,024 | 3.02% |
| FARMINGTON, NM (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $9,641 | 3.00% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $2,685 | 2.54% |
| Shelton, WA (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $3,570 | 3.06% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 7 | $1,015,000 | $145,000 | $3,049 | 3.30% |
| Ontario, OR-ID (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $4,053 | 2.90% |
| KANKAKEE, IL (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $4,478 | 3.22% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $2,748 | 3.05% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $5,884 | 3.00% |
| Pullman, WA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $2,608 | 2.54% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $1,909 | 2.96% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $5,480 | 2.71% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $2,118 | 3.97% |
| Sandpoint, ID (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $4,077 | 2.91% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $1,850 | 2.37% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $4,256 | 2.00% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $2,194 | 2.84% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $1,608 | 2.83% |
| WALLA WALLA, WA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $3,133 | 3.15% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $4,298 | 2.75% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $3,187 | 2.79% |
| Klamath Falls, OR (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $5,460 | 2.83% |
| EL PASO, TX (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $3,847 | 2.78% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $1,913 | 2.83% |
| Elko, NV (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $4,471 | 2.75% |
| LUBBOCK, TX (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $4,428 | 3.38% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $2,784 | 3.37% |
| MADERA, CA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $4,271 | 2.79% |
| Moses Lake, WA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $1,553 | 2.92% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $3,200 | 3.12% |
| LAFAYETTE, LA (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $3,409 | 2.81% |
| Menomonie, WI (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $1,981 | 2.37% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $2,315 | 2.91% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $1,968 | 2.56% |
| WACO, TX (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $4,937 | 3.25% |
| Juneau, AK (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $2,607 | 2.50% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,004 | 2.38% |
| APPLETON, WI (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $2,698 | 2.75% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $5,384 | 3.13% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $3,940 | 2.87% |
| MANHATTAN, KS (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $4,127 | 3.17% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $2,521 | 2.87% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $3,503 | 2.62% |
| TULSA, OK (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $2,835 | 2.87% |
| Huntsville, TX (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $8,241 | 4.00% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $2,492 | 2.54% |
| AKRON, OH (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $1,733 | 2.24% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,496 | 2.75% |
| Tupelo, MS (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $2,161 | 3.04% |
| Centralia, WA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $3,231 | 3.13% |
| CARSON CITY, NV (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $1,348 | 2.66% |
| Sterling, CO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,979 | 2.43% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $3,283 | 2.50% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $2,103 | 2.66% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $1,590 | 2.75% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,693 | 2.88% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $1,872 | 2.75% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $2,638 | 2.96% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,325 | 2.88% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $2,719 | 2.99% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $3,259 | 2.63% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $1,329 | 2.81% |
| Gallup, NM (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $7,315 | 2.67% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $6,668 | 2.99% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $1,655 | 2.25% |
| READING, PA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,425 | 2.45% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $1,732 | 2.88% |
| TYLER, TX (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,042 | 2.68% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $1,906 | 2.31% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,927 | 2.62% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,761 | 2.87% |
| Athens, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,578 | 3.13% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,252 | 2.99% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,616 | 3.44% |
| OCALA, FL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,977 | 3.00% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,903 | 3.13% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,885 | 2.38% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $7,061 | 2.63% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $10,969 | 2.75% |
| Hailey, ID (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,873 | 2.75% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,995 | 3.50% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $2,779 | 2.62% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $2,586 | 2.66% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $7,710 | 2.63% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $2,853 | 3.58% |
| Montrose, CO (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $1,615 | 2.99% |
| NILES, MI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $1,413 | 2.38% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $2,730 | 2.75% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,740 | 3.13% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,876 | 2.99% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $1,524 | 3.06% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,354 | 2.69% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,239 | 2.99% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,025 | 1.99% |
| Edwards, CO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $15,400 | 2.25% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,488 | 2.63% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $1,956 | 2.71% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,462 | 2.44% |
| Fallon, NV (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,617 | 1.99% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,880 | 2.99% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,040 | 3.25% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,545 | 3.13% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,907 | 2.75% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,305 | 1.99% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,950 | 2.88% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,106 | 2.88% |
| Findlay, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,826 | 2.88% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,060 | 2.49% |
| Helena, MT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,920 | 2.88% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,090 | 2.88% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,929 | 2.88% |
| Payson, AZ (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,581 | 2.63% |
| Gillette, WY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,519 | 2.75% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,204 | 2.63% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,980 | 2.88% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,109 | 3.06% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,380 | 2.13% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,503 | 2.13% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,765 | 2.88% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,100 | 2.75% |
| Sonora, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,260 | 2.88% |
| Adrian, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,425 | 2.88% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $1,435 | 2.81% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,270 | 2.13% |
| Sidney, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,422 | 2.50% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,900 | 3.13% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,107 | 2.50% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,854 | 2.99% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,626 | 2.75% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,075 | 2.99% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,042 | 2.88% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,370 | 2.13% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,195 | 2.99% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,915 | 2.75% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,698 | 2.88% |
| REDDING, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,470 | 2.38% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,180 | 2.99% |
| Bonham, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,357 | 2.38% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,198 | 4.00% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,297 | 2.99% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,210 | 3.38% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,104 | 2.88% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,757 | 3.25% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,354 | 3.63% |
| Safford, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,700 | 2.88% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,010 | 1.99% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,018 | 2.38% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,968 | 2.99% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,113 | 2.25% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,693 | 3.50% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,411 | 3.75% |
| Laconia, NH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,715 | 2.88% |
| Yankton, SD (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,840 | 2.25% |
| Crossville, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,978 | 2.75% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,883 | 2.88% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,331 | 3.50% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,301 | 2.75% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,796 | 2.99% |
| Danville, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,834 | 2.88% |
| Athens, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,260 | 2.99% |
| Evanston, WY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,005 | 1.99% |
| Newberry, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,174 | 2.99% |
| La Grande, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,343 | 3.13% |
| Holland, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,245 | 3.13% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,941 | 2.75% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,569 | 2.75% |
| Brevard, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,599 | 2.75% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,029 | 2.50% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,772 | 2.63% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $975 | 3.38% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,515 | 2.25% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,200 | 2.63% |
| Henderson, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,669 | 2.99% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,245 | 2.25% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,256 | 2.38% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,815 | 3.63% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,704 | 2.25% |
| El Campo, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,592 | 3.99% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,225 | 2.38% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,201 | 2.75% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,779 | 2.50% |
| Wabash, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,730 | 3.00% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,722 | 2.75% |
| RACINE, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,640 | 2.63% |
| FLINT, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,555 | 2.99% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,305 | 2.25% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,018 | 3.25% |
| Elk City, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,337 | 2.75% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,679 | 2.50% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,981 | 3.13% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,885 | 3.00% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,980 | 3.63% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,842 | 2.50% |
Canopy Mortgage 's top markets include Salt Lake City, Provo, Ogden, Idaho Falls, and Portland among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 11,065 | $3,295,995,000 | $297,876 | $3,861 | 2.81% |
| VA | 511 | $186,015,000 | $364,022 | $8,126 | 2.45% |
| FHA | 509 | $149,615,000 | $293,939 | $10,632 | 2.77% |
| USDA | 126 | $35,720,000 | $283,492 | $7,829 | 2.40% |
For the 2021 period, Canopy Mortgage 's most frequently originated loan type of loans were Conventional, with 11,065 originations. Their 2nd most popular type is VA, with 511 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 4,940 | $1,342,870,000 | $271,836 | $3,135 | 2.62% |
| Cash Out Refi | 3,789 | $1,159,595,000 | $306,042 | $4,037 | 2.86% |
| Home Purchase | 3,482 | $1,164,880,000 | $334,543 | $6,456 | 2.95% |
For the 2021, Canopy Mortgage 's most frequently cited loan purpose of loans were Refi, with 4,940 originations. The 2nd most popular reason of loans were Cash Out Refi, with 3,789 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 9,238 | $2,932,870,000 | $317,479 | $4,822 | 2.90% |
| 15 Year | 1,700 | $420,030,000 | $247,076 | $2,954 | 2.28% |
| 20 Year | 770 | $202,060,000 | $262,416 | $3,039 | 2.59% |
| 10 Year | 261 | $42,975,000 | $164,655 | $2,097 | 2.74% |
| Other | 242 | $69,410,000 | $286,818 | $3,348 | 2.74% |
For the 2021, Canopy Mortgage 's most frequently cited loan length of loans were 30 Year, with 9,238 originations. The 2nd most popular length of loans were 15 Year, with 1,700 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 4,693 | $1,343,975,000 | $286,379 |
| $1k-2k | 3,553 | $1,056,245,000 | $297,283 |
| $2k-3k | 1,690 | $465,440,000 | $275,408 |
| $3k-4k | 1,594 | $517,160,000 | $324,442 |
| $5k+ | 676 | $283,380,000 | $419,201 |
$4,822 of loans were Canopy Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 4,693 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 6,157 | $1,940,575,000 | $315,182 |
| <2.5% | 3,636 | $1,013,980,000 | $278,872 |
| 3-4% | 2,254 | $691,590,000 | $306,828 |
| 4-5% | 147 | $20,715,000 | $140,918 |
| 5-6% | 15 | $305,000 | $20,333 |
| 7-8% | 1 | $15,000 | $15,000 |
During 2021, Canopy Mortgage 's average interest rate of loans were 2.90%, while their most frequently originated rate bucket of loans were 2.5-3%, with 6,157 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 7,047 | $2,038,125,000 | $289,219 | $4,259 | 2.76% |
| $100k-200k | 2,377 | $377,145,000 | $158,664 | $3,372 | 2.78% |
| $400k-600k | 2,299 | $1,094,505,000 | $476,079 | $5,578 | 2.82% |
| $100,000 or less | 301 | $18,125,000 | $60,216 | $2,097 | 3.39% |
| $600k-1MM | 172 | $121,880,000 | $708,605 | $9,396 | 2.92% |
| $1MM+ | 15 | $17,565,000 | $1,171,000 | $10,910 | 2.88% |
2021 saw Canopy Mortgage place emphasis on $200k-400k loans with 7,047 originations, totaling $2,038,125,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 3,342 | $1,086,110,000 | $324,988 | $4,284 | 2.77% |
| $50k-75k | 2,536 | $640,020,000 | $252,374 | $4,495 | 2.82% |
| $75k-100k | 2,520 | $732,930,000 | $290,845 | $4,390 | 2.80% |
| $150k-250k | 2,071 | $740,675,000 | $357,641 | $4,230 | 2.79% |
| $50k or less | 996 | $191,210,000 | $191,978 | $4,227 | 2.81% |
| $250k+ | 595 | $230,305,000 | $387,067 | $4,821 | 2.85% |
Canopy Mortgage lent most frequently to those with incomes in the $100k-150k range, with 3,342 originations. The second most popular income band? $50k-75k, with 2,536 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| <20% | 5,231 | $1,454,675,000 | $278,087 | $3,808 | 2.79% |
| 20-30% | 4,298 | $1,350,520,000 | $314,221 | $4,483 | 2.79% |
| 30-36% | 1,419 | $464,305,000 | $327,206 | $5,259 | 2.82% |
| 36% | 165 | $53,075,000 | $321,667 | $5,277 | 2.87% |
| 38% | 134 | $41,730,000 | $311,418 | $5,341 | 2.80% |
| 37% | 131 | $41,055,000 | $313,397 | $4,625 | 2.80% |
| 39% | 102 | $32,810,000 | $321,667 | $5,473 | 2.71% |
| 42% | 89 | $27,195,000 | $305,562 | $5,366 | 2.87% |
| 41% | 88 | $28,510,000 | $323,977 | $5,827 | 2.85% |
| 40% | 86 | $25,120,000 | $292,093 | $5,561 | 2.89% |
| 44% | 66 | $20,480,000 | $310,303 | $4,845 | 2.79% |
| 43% | 61 | $19,725,000 | $323,361 | $6,450 | 2.85% |
| 45% | 46 | $15,260,000 | $331,739 | $5,174 | 2.87% |
| 46% | 34 | $10,520,000 | $309,412 | $6,561 | 2.86% |
| 47% | 30 | $10,280,000 | $342,667 | $4,289 | 2.81% |
| 49% | 24 | $6,840,000 | $285,000 | $4,461 | 2.67% |
| 48% | 23 | $8,155,000 | $354,565 | $6,600 | 2.92% |
| 50-60% | 6 | $2,620,000 | $436,667 | $10,465 | 3.10% |
| >60% | 3 | $805,000 | $268,333 | $3,352 | 2.08% |
Canopy Mortgage lent most frequently to those with DTI ratios of <20%, with 5,231 originations. The next most common DTI ratio? 20-30%, with 4,298 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 9,312 | $2,795,480,000 | $300,202 | $4,434 | 2.79% |
| Not provided | 1,785 | $530,695,000 | $297,308 | $4,057 | 2.81% |
| Asian Indian | 246 | $77,050,000 | $313,211 | $3,429 | 2.67% |
| Black | 225 | $69,655,000 | $309,578 | $5,121 | 2.73% |
| Chinese | 156 | $48,860,000 | $313,205 | $3,859 | 2.72% |
| Filipino | 109 | $34,745,000 | $318,761 | $4,659 | 2.83% |
| Other Asian | 90 | $25,970,000 | $288,556 | $4,448 | 2.78% |
| Vietnamese | 66 | $19,660,000 | $297,879 | $3,635 | 2.78% |
| Korean | 64 | $17,620,000 | $275,313 | $3,488 | 2.79% |
| American Indian | 52 | $16,070,000 | $309,038 | $5,390 | 2.75% |
| Japanese | 38 | $11,240,000 | $295,789 | $3,733 | 2.81% |
| Other Pacific Islander | 23 | $7,905,000 | $343,696 | $5,236 | 2.67% |
| Samoan | 23 | $6,175,000 | $268,478 | $5,167 | 2.99% |
| Native Hawiian | 20 | $5,550,000 | $277,500 | $4,367 | 2.87% |
| Asian | 2 | $670,000 | $335,000 | $6,242 | 2.99% |
Approval Rates
Total approvals of all applications94.87%
Canopy Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination48.58%
Canopy Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 12,211 | $3,667,345,000 | $300,331 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 12,211 | $3,667,345,000 | $300,331 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 1,140 | $235,210,000 | $206,325 | $2,889 | 2.55% |
| 40-60% | 3,027 | $831,155,000 | $274,580 | $3,178 | 2.64% |
| 60-80% | 4,992 | $1,602,020,000 | $320,917 | $4,230 | 2.90% |
| 80-100% | 2,878 | $983,390,000 | $341,692 | $6,588 | 2.81% |
| Over 100% | 4 | $1,710,000 | $427,500 | $9,372 | 2.44% |
| Under 20% | 170 | $13,860,000 | $81,529 | $1,423 | 3.62% |
