Amerihome Mortgage Company Rates, Fees & Info

Wilmington, DE

LEI: 254900HA4DQWAE0W3342

Tax ID: 38-2799035

5 stars - out of 5 stars, based on 121 reviews

2020 Data | 2019 Data | 2018 Data


Overview

Amerihome Mortgage Company is a mid-sized mortgage company specializing in Refi loans. Amerihome Mortgage Company has They have a a high proportion of FHA loans. a high proportion of conventional loans. Their top markets include Dallas, Houston, Atlanta, Austin, and Fort Worth among others. They have an above average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Amerihome Mortgage Company is typically an average fee lendor.


Originations

14,595

Origination Dollar Volume (All Markets)

$3,551,475,000
Show all (175) awards

Relative Rate

Amerihome Mortgage Company 's average 30 year fixed rate mortgage of loans were 3.36%.

The 2020 average 30 year fixed rate mortgage across all markets of loans were 3.36%.

This yields a difference of -0%.

Relative Fees

Amerihome Mortgage Company 's average total fees for a 30 year fixed rate mortgage are $4,778.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
DALLAS-PLANO-IRVING, TX (FHA|USDA|VA) 1,299 $368,765,000 $283,884 $4,347 3.24%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1,027 $249,535,000 $242,975 $4,628 3.28%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 968 $230,140,000 $237,748 $4,230 3.28%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 534 $157,790,000 $295,487 $4,388 3.22%
Outside of Metro Areas 807 $149,275,000 $184,975 $4,081 3.44%
FORT WORTH-ARLINGTON-GRAPEVINE, TX (FHA|USDA|VA) 386 $90,390,000 $234,171 $4,802 3.38%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 318 $86,690,000 $272,610 $4,321 3.38%
LOS ANGELES-LONG BEACH-GLENDALE, CA (FHA|USDA|VA) 174 $75,760,000 $435,402 $7,041 3.22%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV (FHA|USDA|VA) 200 $71,490,000 $357,450 $6,684 3.20%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 233 $70,995,000 $304,700 $5,063 3.29%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 275 $58,815,000 $213,873 $4,561 3.48%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 257 $56,245,000 $218,852 $4,945 3.35%
ASHEVILLE, NC (FHA|USDA|VA) 201 $54,905,000 $273,159 $3,688 3.17%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 166 $53,350,000 $321,386 $4,499 3.39%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 142 $46,310,000 $326,127 $6,255 3.40%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 203 $46,275,000 $227,956 $5,076 3.40%
CHICAGO-NAPERVILLE-EVANSTON, IL (FHA|USDA|VA) 203 $42,875,000 $211,207 $4,472 3.41%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 103 $42,355,000 $411,214 $4,639 3.05%
NEW BRUNSWICK-LAKEWOOD, NJ (FHA|USDA|VA) 139 $40,435,000 $290,899 $6,637 3.34%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 168 $39,150,000 $233,036 $5,150 3.41%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 129 $35,165,000 $272,597 $5,552 3.32%
NEWARK, NJ-PA (FHA|USDA|VA) 105 $31,285,000 $297,952 $6,405 3.43%
SEATTLE-BELLEVUE-KENT, WA (FHA|USDA|VA) 83 $30,925,000 $372,590 $5,798 3.24%
WARREN-TROY-FARMINGTON HILLS, MI (FHA|USDA|VA) 150 $28,200,000 $188,000 $3,628 3.42%
OAKLAND-BERKELEY-LIVERMORE, CA (FHA|USDA|VA) 58 $28,030,000 $483,276 $6,894 3.32%
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA (FHA|USDA|VA) 108 $27,820,000 $257,593 $6,543 3.36%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 121 $27,335,000 $225,909 $4,866 3.34%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 142 $26,300,000 $185,211 $4,046 3.42%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 114 $25,850,000 $226,754 $4,834 3.44%
ANAHEIM-SANTA ANA-IRVINE, CA (FHA|USDA|VA) 53 $25,425,000 $479,717 $6,384 3.17%
FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL (FHA|USDA|VA) 85 $23,835,000 $280,412 $5,644 3.40%
CAMDEN, NJ (FHA|USDA|VA) 113 $23,725,000 $209,956 $4,843 3.32%
RALEIGH-CARY, NC (FHA|USDA|VA) 89 $21,275,000 $239,045 $4,468 3.17%
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL (FHA|USDA|VA) 79 $20,995,000 $265,759 $5,674 3.41%
MIAMI-MIAMI BEACH-KENDALL, FL (FHA|USDA|VA) 72 $20,710,000 $287,639 $6,021 3.44%
KNOXVILLE, TN (FHA|USDA|VA) 103 $20,405,000 $198,107 $4,317 3.27%
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ (FHA|USDA|VA) 57 $19,105,000 $335,175 $6,337 3.14%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 56 $18,130,000 $323,750 $6,784 3.34%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 72 $17,470,000 $242,639 $4,228 3.28%
WILMINGTON, DE-MD-NJ (FHA|USDA|VA) 68 $17,250,000 $253,676 $5,678 3.31%
PHILADELPHIA, PA (FHA|USDA|VA) 81 $16,795,000 $207,346 $5,491 3.32%
GARY, IN (FHA|USDA|VA) 95 $16,585,000 $174,579 $3,911 3.50%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 83 $16,365,000 $197,169 $4,369 3.40%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 62 $15,490,000 $249,839 $5,245 3.23%
RICHMOND, VA (FHA|USDA|VA) 68 $15,100,000 $222,059 $4,710 3.32%
MONTGOMERY, AL (FHA|USDA|VA) 69 $15,055,000 $218,188 $2,936 3.04%
FREDERICK-GAITHERSBURG-ROCKVILLE, MD (FHA|USDA|VA) 45 $14,945,000 $332,111 $6,555 3.21%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 75 $14,865,000 $198,200 $4,233 3.33%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 70 $14,630,000 $209,000 $4,755 3.33%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 74 $14,550,000 $196,622 $4,640 3.29%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 80 $14,360,000 $179,500 $4,136 3.25%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 68 $14,050,000 $206,618 $5,364 3.35%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 59 $13,615,000 $230,763 $2,911 2.90%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 67 $13,435,000 $200,522 $4,607 3.52%
FRESNO, CA (FHA|USDA|VA) 52 $13,360,000 $256,923 $5,098 3.43%
COLUMBUS, OH (FHA|USDA|VA) 65 $12,655,000 $194,692 $4,239 3.52%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 64 $12,630,000 $197,344 $4,055 3.41%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 62 $12,470,000 $201,129 $4,653 3.43%
JACKSONVILLE, FL (FHA|USDA|VA) 55 $12,435,000 $226,091 $4,931 3.37%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 26 $12,060,000 $463,846 $7,487 3.08%
ST. LOUIS, MO-IL (FHA|USDA|VA) 53 $11,795,000 $222,547 $3,261 3.36%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 35 $11,355,000 $324,429 $6,951 3.43%
BAKERSFIELD, CA (FHA|USDA|VA) 51 $10,825,000 $212,255 $4,544 3.25%
DETROIT-DEARBORN-LIVONIA, MI (FHA|USDA|VA) 66 $10,610,000 $160,758 $3,469 3.52%
NORTH PORT-SARASOTA-BRADENTON, FL (FHA|USDA|VA) 41 $10,595,000 $258,415 $5,725 3.43%
PORT ST. LUCIE, FL (FHA|USDA|VA) 46 $10,230,000 $222,391 $5,043 3.44%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 48 $9,550,000 $198,958 $4,334 3.44%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 51 $9,065,000 $177,745 $3,797 3.31%
TUCSON, AZ (FHA|USDA|VA) 49 $8,955,000 $182,755 $4,256 3.29%
PITTSBURGH, PA (FHA|USDA|VA) 52 $8,800,000 $169,231 $4,570 3.45%
TACOMA-LAKEWOOD, WA (FHA|USDA|VA) 28 $8,720,000 $311,429 $6,457 3.49%
CORPUS CHRISTI, TX (FHA|USDA|VA) 41 $8,555,000 $208,659 $4,572 3.40%
LANCASTER, PA (FHA|USDA|VA) 42 $8,530,000 $203,095 $5,418 3.37%
LUBBOCK, TX (FHA|USDA|VA) 43 $8,475,000 $197,093 $4,537 3.35%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 56 $8,460,000 $151,071 $3,604 3.46%
MIDLAND, TX (FHA|USDA|VA) 34 $8,310,000 $244,412 $5,289 3.45%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 40 $8,290,000 $207,250 $4,784 3.42%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 26 $8,100,000 $311,538 $6,273 3.37%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 29 $7,875,000 $271,552 $5,500 3.48%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 32 $7,780,000 $243,125 $3,962 3.00%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 41 $7,745,000 $188,902 $4,899 3.48%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 35 $7,705,000 $220,143 $4,470 3.50%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 39 $7,555,000 $193,718 $4,628 3.55%
YORK-HANOVER, PA (FHA|USDA|VA) 37 $7,545,000 $203,919 $5,451 3.22%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 16 $7,300,000 $456,250 $7,915 3.40%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 39 $7,145,000 $183,205 $4,145 3.28%
DOVER, DE (FHA|USDA|VA) 29 $6,975,000 $240,517 $5,416 3.26%
COLORADO SPRINGS, CO (FHA|USDA|VA) 28 $6,770,000 $241,786 $4,809 3.57%
LAKE COUNTY-KENOSHA COUNTY, IL-WI (FHA|USDA|VA) 33 $6,765,000 $205,000 $3,926 3.44%
VISALIA, CA (FHA|USDA|VA) 32 $6,710,000 $209,688 $4,731 3.45%
LAREDO, TX (FHA|USDA|VA) 32 $6,710,000 $209,688 $4,801 3.10%
GAINESVILLE, GA (FHA|USDA|VA) 31 $6,705,000 $216,290 $4,358 3.42%
ELGIN, IL (FHA|USDA|VA) 33 $6,685,000 $202,576 $4,401 3.40%
HUNTSVILLE, AL (FHA|USDA|VA) 31 $6,535,000 $210,806 $4,431 3.30%
MOBILE, AL (FHA|USDA|VA) 34 $6,400,000 $188,235 $3,767 3.38%
OCALA, FL (FHA|USDA|VA) 34 $6,250,000 $183,824 $4,334 3.46%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 30 $6,230,000 $207,667 $3,995 3.29%
WILMINGTON, NC (FHA|USDA|VA) 29 $6,115,000 $210,862 $4,537 3.32%
OKLAHOMA CITY, OK (FHA|USDA|VA) 32 $6,030,000 $188,438 $4,109 2.96%
READING, PA (FHA|USDA|VA) 31 $5,935,000 $191,452 $5,341 3.41%
EL PASO, TX (FHA|USDA|VA) 35 $5,855,000 $167,286 $4,027 3.44%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 32 $5,840,000 $182,500 $4,085 3.34%
BATON ROUGE, LA (FHA|USDA|VA) 28 $5,840,000 $208,571 $4,479 3.33%
FLINT, MI (FHA|USDA|VA) 39 $5,725,000 $146,795 $3,394 3.51%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 27 $5,585,000 $206,852 $4,458 3.42%
GREELEY, CO (FHA|USDA|VA) 21 $5,535,000 $263,571 $5,457 3.52%
VALLEJO, CA (FHA|USDA|VA) 15 $5,435,000 $362,333 $6,047 3.34%
SALINAS, CA (FHA|USDA|VA) 13 $5,405,000 $415,769 $6,777 3.26%
ODESSA, TX (FHA|USDA|VA) 25 $5,345,000 $213,800 $4,950 3.38%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 23 $5,325,000 $231,522 $4,598 3.39%
WINSTON-SALEM, NC (FHA|USDA|VA) 28 $5,110,000 $182,500 $4,006 3.33%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 26 $5,030,000 $193,462 $3,886 3.50%
WACO, TX (FHA|USDA|VA) 25 $4,905,000 $196,200 $4,353 3.34%
EVANSVILLE, IN-KY (FHA|USDA|VA) 26 $4,580,000 $176,154 $3,945 3.29%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 23 $4,545,000 $197,609 $3,914 3.18%
PUNTA GORDA, FL (FHA|USDA|VA) 21 $4,355,000 $207,381 $5,039 3.48%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 22 $4,320,000 $196,364 $4,837 3.50%
FORT COLLINS, CO (FHA|USDA|VA) 14 $4,220,000 $301,429 $6,071 3.28%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 20 $4,160,000 $208,000 $4,628 3.17%
SAVANNAH, GA (FHA|USDA|VA) 21 $4,095,000 $195,000 $4,243 3.36%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 18 $4,070,000 $226,111 $4,571 3.26%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 20 $4,070,000 $203,500 $4,317 3.31%
STOCKTON, CA (FHA|USDA|VA) 15 $4,055,000 $270,333 $3,922 3.44%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 17 $3,985,000 $234,412 $5,557 3.16%
SALISBURY, MD-DE (FHA|USDA|VA) 16 $3,950,000 $246,875 $5,265 3.21%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 20 $3,850,000 $192,500 $4,029 3.31%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 23 $3,825,000 $166,304 $4,647 3.37%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 18 $3,810,000 $211,667 $4,592 3.16%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 21 $3,685,000 $175,476 $3,825 3.43%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 22 $3,640,000 $165,455 $4,074 3.38%
FORT WAYNE, IN (FHA|USDA|VA) 25 $3,615,000 $144,600 $3,421 3.40%
AMARILLO, TX (FHA|USDA|VA) 20 $3,580,000 $179,000 $4,234 3.40%
DAYTON-KETTERING, OH (FHA|USDA|VA) 22 $3,570,000 $162,273 $3,850 3.49%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 16 $3,550,000 $221,875 $4,746 3.48%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 20 $3,420,000 $171,000 $3,777 3.40%
SALEM, OR (FHA|USDA|VA) 15 $3,365,000 $224,333 $5,108 3.46%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 8 $3,360,000 $420,000 $5,190 3.19%
MODESTO, CA (FHA|USDA|VA) 13 $3,355,000 $258,077 $4,875 3.27%
BOISE CITY, ID (FHA|USDA|VA) 15 $3,295,000 $219,667 $5,098 3.37%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 21 $3,265,000 $155,476 $3,702 3.40%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 17 $3,245,000 $190,882 $5,294 3.24%
NAPA, CA (FHA|USDA|VA) 7 $3,225,000 $460,714 $7,197 3.32%
LAFAYETTE, LA (FHA|USDA|VA) 17 $3,205,000 $188,529 $3,955 3.35%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 16 $3,150,000 $196,875 $4,219 3.59%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 16 $3,050,000 $190,625 $4,340 3.26%
YUMA, AZ (FHA|USDA|VA) 18 $2,990,000 $166,111 $3,744 3.44%
COLUMBUS, GA-AL (FHA|USDA|VA) 18 $2,980,000 $165,556 $3,776 3.40%
VICTORIA, TX (FHA|USDA|VA) 16 $2,970,000 $185,625 $4,425 3.42%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 21 $2,955,000 $140,714 $3,223 3.68%
CANTON-MASSILLON, OH (FHA|USDA|VA) 17 $2,925,000 $172,059 $3,804 3.42%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 16 $2,920,000 $182,500 $3,867 3.22%
ALBANY-LEBANON, OR (FHA|USDA|VA) 13 $2,835,000 $218,077 $5,259 3.55%
TUSCALOOSA, AL (FHA|USDA|VA) 16 $2,810,000 $175,625 $3,868 3.37%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 13 $2,805,000 $215,769 $4,468 3.32%
SHERMAN-DENISON, TX (FHA|USDA|VA) 15 $2,795,000 $186,333 $4,061 3.48%
WORCESTER, MA-CT (FHA|USDA|VA) 12 $2,770,000 $230,833 $3,586 3.26%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 15 $2,755,000 $183,667 $4,008 3.06%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 15 $2,755,000 $183,667 $4,147 3.48%
AKRON, OH (FHA|USDA|VA) 18 $2,750,000 $152,778 $3,744 3.47%
TOLEDO, OH (FHA|USDA|VA) 13 $2,695,000 $207,308 $4,511 3.35%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 19 $2,685,000 $141,316 $3,924 3.40%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 6 $2,680,000 $446,667 $9,067 3.21%
FAYETTEVILLE, NC (FHA|USDA|VA) 15 $2,665,000 $177,667 $4,206 3.18%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 11 $2,655,000 $241,364 $4,963 3.62%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 12 $2,540,000 $211,667 $4,722 3.54%
JACKSON, TN (FHA|USDA|VA) 14 $2,520,000 $180,000 $3,927 3.30%
COLUMBIA, SC (FHA|USDA|VA) 14 $2,480,000 $177,143 $3,859 3.43%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 15 $2,445,000 $163,000 $3,783 3.26%
CAMBRIDGE-NEWTON-FRAMINGHAM, MA (FHA|USDA|VA) 7 $2,445,000 $349,286 $1,204 2.98%
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH (FHA|USDA|VA) 11 $2,445,000 $222,273 $4,606 3.24%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 6 $2,400,000 $400,000 $4,489 3.19%
LAKE CHARLES, LA (FHA|USDA|VA) 12 $2,360,000 $196,667 $4,419 3.34%
SAN RAFAEL, CA (FHA|USDA|VA) 4 $2,350,000 $587,500 $8,110 3.09%
GRAND JUNCTION, CO (FHA|USDA|VA) 12 $2,340,000 $195,000 $4,233 3.15%
TYLER, TX (FHA|USDA|VA) 9 $2,325,000 $258,333 $4,776 3.47%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 12 $2,290,000 $190,833 $4,175 3.47%
MERCED, CA (FHA|USDA|VA) 10 $2,280,000 $228,000 $4,739 3.64%
WARNER ROBINS, GA (FHA|USDA|VA) 12 $2,250,000 $187,500 $4,300 3.45%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 11 $2,245,000 $204,091 $4,920 3.42%
COEUR D'ALENE, ID (FHA|USDA|VA) 8 $2,240,000 $280,000 $5,660 3.22%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 10 $2,200,000 $220,000 $4,585 3.17%
ANN ARBOR, MI (FHA|USDA|VA) 10 $2,160,000 $216,000 $4,066 3.29%
BURLINGTON, NC (FHA|USDA|VA) 11 $2,145,000 $195,000 $3,799 3.38%
ROANOKE, VA (FHA|USDA|VA) 11 $2,145,000 $195,000 $4,258 3.41%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 10 $2,140,000 $214,000 $5,661 3.45%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 7 $2,115,000 $302,143 $4,914 3.21%
LONGVIEW, TX (FHA|USDA|VA) 12 $2,100,000 $175,000 $4,181 3.48%
STAUNTON, VA (FHA|USDA|VA) 11 $2,095,000 $190,455 $4,092 3.25%
BEND, OR (FHA|USDA|VA) 8 $2,090,000 $261,250 $6,112 3.39%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 6 $2,000,000 $333,333 $5,091 3.63%
KOKOMO, IN (FHA|USDA|VA) 12 $1,980,000 $165,000 $3,639 3.38%
CLEVELAND, TN (FHA|USDA|VA) 10 $1,970,000 $197,000 $4,168 3.19%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 11 $1,905,000 $173,182 $3,975 3.47%
DOTHAN, AL (FHA|USDA|VA) 11 $1,905,000 $173,182 $3,784 3.38%
PUEBLO, CO (FHA|USDA|VA) 11 $1,885,000 $171,364 $3,980 3.41%
SAN ANGELO, TX (FHA|USDA|VA) 11 $1,865,000 $169,545 $4,127 3.29%
EAST STROUDSBURG, PA (FHA|USDA|VA) 10 $1,860,000 $186,000 $5,137 3.30%
COLUMBUS, IN (FHA|USDA|VA) 10 $1,820,000 $182,000 $3,629 3.36%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 7 $1,795,000 $256,429 $5,382 3.46%
JACKSONVILLE, NC (FHA|USDA|VA) 8 $1,790,000 $223,750 $4,862 3.51%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 9 $1,775,000 $197,222 $4,716 3.41%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 11 $1,775,000 $161,364 $3,643 3.60%
ABILENE, TX (FHA|USDA|VA) 10 $1,750,000 $175,000 $4,213 3.40%
TULSA, OK (FHA|USDA|VA) 8 $1,750,000 $218,750 $6,002 3.02%
MUSKEGON, MI (FHA|USDA|VA) 12 $1,740,000 $145,000 $3,460 3.86%
JACKSON, MI (FHA|USDA|VA) 11 $1,735,000 $157,727 $3,172 3.43%
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA (FHA|USDA|VA) 4 $1,720,000 $430,000 $2,770 3.22%
LEWISTON, ID-WA (FHA|USDA|VA) 9 $1,695,000 $188,333 $4,472 3.47%
JOHNSON CITY, TN (FHA|USDA|VA) 9 $1,685,000 $187,222 $4,060 3.46%
FLAGSTAFF, AZ (FHA|USDA|VA) 7 $1,685,000 $240,714 $5,224 3.71%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 6 $1,670,000 $278,333 $5,706 3.19%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 9 $1,635,000 $181,667 $4,294 3.53%
DECATUR, AL (FHA|USDA|VA) 8 $1,590,000 $198,750 $4,214 3.45%
GETTYSBURG, PA (FHA|USDA|VA) 8 $1,570,000 $196,250 $5,148 3.44%
TALLAHASSEE, FL (FHA|USDA|VA) 7 $1,505,000 $215,000 $5,287 3.23%
WICHITA FALLS, TX (FHA|USDA|VA) 8 $1,500,000 $187,500 $4,436 3.55%
ROCKFORD, IL (FHA|USDA|VA) 9 $1,485,000 $165,000 $3,690 3.65%
MORRISTOWN, TN (FHA|USDA|VA) 7 $1,455,000 $207,857 $4,493 3.37%
MIDLAND, MI (FHA|USDA|VA) 7 $1,455,000 $207,857 $4,369 3.20%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 8 $1,440,000 $180,000 $4,028 3.45%
SEBASTIAN-VERO BEACH, FL (FHA|USDA|VA) 8 $1,440,000 $180,000 $4,222 3.19%
SPARTANBURG, SC (FHA|USDA|VA) 9 $1,435,000 $159,444 $3,708 3.51%
RENO, NV (FHA|USDA|VA) 4 $1,430,000 $357,500 $4,522 3.50%
BOULDER, CO (FHA|USDA|VA) 4 $1,380,000 $345,000 $6,477 3.31%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 7 $1,355,000 $193,571 $4,564 3.61%
EL CENTRO, CA (FHA|USDA|VA) 7 $1,335,000 $190,714 $4,068 3.37%
PANAMA CITY, FL (FHA|USDA|VA) 7 $1,335,000 $190,714 $4,391 3.36%
MONROE, LA (FHA|USDA|VA) 7 $1,255,000 $179,286 $3,985 3.20%
BANGOR, ME (FHA|USDA|VA) 7 $1,245,000 $177,857 $4,463 3.16%
YUBA CITY, CA (FHA|USDA|VA) 5 $1,235,000 $247,000 $4,863 3.32%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 4 $1,210,000 $302,500 $4,514 3.09%
MEDFORD, OR (FHA|USDA|VA) 5 $1,195,000 $239,000 $6,302 3.33%
ROME, GA (FHA|USDA|VA) 6 $1,190,000 $198,333 $4,426 3.31%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 9 $1,175,000 $130,556 $3,085 3.40%
MADERA, CA (FHA|USDA|VA) 6 $1,140,000 $190,000 $4,073 3.56%
BELLINGHAM, WA (FHA|USDA|VA) 3 $1,115,000 $371,667 $2,729 3.63%
SPRINGFIELD, IL (FHA|USDA|VA) 7 $1,105,000 $157,857 $3,850 3.34%
REDDING, CA (FHA|USDA|VA) 4 $1,100,000 $275,000 $4,313 3.38%
OCEAN CITY, NJ (FHA|USDA|VA) 4 $1,090,000 $272,500 $5,919 3.69%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 7 $1,085,000 $155,000 $3,468 3.37%
CHICO, CA (FHA|USDA|VA) 4 $1,080,000 $270,000 $3,420 3.53%
NEW BERN, NC (FHA|USDA|VA) 6 $1,070,000 $178,333 $3,260 3.38%
HAMMOND, LA (FHA|USDA|VA) 6 $1,060,000 $176,667 $4,735 3.33%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 6 $1,060,000 $176,667 $3,832 3.39%
GREENVILLE, NC (FHA|USDA|VA) 5 $1,025,000 $205,000 $4,552 3.00%
ROCHESTER, MN (FHA|USDA|VA) 5 $1,015,000 $203,000 $4,353 3.10%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 3 $1,005,000 $335,000 $5,499 3.37%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 5 $995,000 $199,000 $4,235 3.30%
BOSTON, MA (FHA|USDA|VA) 3 $975,000 $325,000 $1,160 3.63%
BATTLE CREEK, MI (FHA|USDA|VA) 6 $950,000 $158,333 $3,530 3.58%
CORVALLIS, OR (FHA|USDA|VA) 3 $925,000 $308,333 $7,264 3.37%
NILES, MI (FHA|USDA|VA) 6 $920,000 $153,333 $3,226 3.44%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 5 $905,000 $181,000 $4,144 3.50%
LYNCHBURG, VA (FHA|USDA|VA) 5 $895,000 $179,000 $4,370 3.35%
MONROE, MI (FHA|USDA|VA) 5 $885,000 $177,000 $2,858 3.60%
ALEXANDRIA, LA (FHA|USDA|VA) 4 $870,000 $217,500 $4,719 3.34%
TEXARKANA, TX-AR (FHA|USDA|VA) 5 $865,000 $173,000 $3,825 3.37%
SALT LAKE CITY, UT (FHA|USDA|VA) 2 $850,000 $425,000 $3,351 3.13%
ST. CLOUD, MN (FHA|USDA|VA) 4 $850,000 $212,500 $4,406 2.97%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 4 $840,000 $210,000 $5,493 3.13%
BLOOMINGTON, IL (FHA|USDA|VA) 5 $815,000 $163,000 $3,676 3.50%
DALTON, GA (FHA|USDA|VA) 6 $800,000 $133,333 $3,651 3.42%
GAINESVILLE, FL (FHA|USDA|VA) 4 $800,000 $200,000 $4,709 3.63%
MANSFIELD, OH (FHA|USDA|VA) 6 $800,000 $133,333 $3,167 3.48%
BOWLING GREEN, KY (FHA|USDA|VA) 4 $770,000 $192,500 $4,373 2.75%
BLOOMINGTON, IN (FHA|USDA|VA) 4 $750,000 $187,500 $4,106 3.43%
KANKAKEE, IL (FHA|USDA|VA) 4 $720,000 $180,000 $4,379 3.47%
WINCHESTER, VA-WV (FHA|USDA|VA) 4 $720,000 $180,000 $3,847 3.50%
LEBANON, PA (FHA|USDA|VA) 5 $705,000 $141,000 $3,899 3.48%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $700,000 $350,000 $5,482 3.50%
MUNCIE, IN (FHA|USDA|VA) 4 $690,000 $172,500 $3,046 3.91%
WHEELING, WV-OH (FHA|USDA|VA) 3 $685,000 $228,333 $4,582 3.29%
LONGVIEW, WA (FHA|USDA|VA) 3 $675,000 $225,000 $5,582 3.42%
IDAHO FALLS, ID (FHA|USDA|VA) 4 $670,000 $167,500 $5,331 3.97%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $650,000 $162,500 $3,653 3.34%
PROVO-OREM, UT (FHA|USDA|VA) 1 $645,000 $645,000 $7,503 4.25%
DULUTH, MN-WI (FHA|USDA|VA) 4 $640,000 $160,000 $3,745 3.19%
YAKIMA, WA (FHA|USDA|VA) 3 $615,000 $205,000 $4,656 3.58%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 3 $575,000 $191,667 $3,728 2.96%
WENATCHEE, WA (FHA|USDA|VA) 3 $565,000 $188,333 $7,093 3.75%
SAGINAW, MI (FHA|USDA|VA) 4 $550,000 $137,500 $3,146 3.63%
SPRINGFIELD, OH (FHA|USDA|VA) 3 $535,000 $178,333 $4,057 3.46%
BAY CITY, MI (FHA|USDA|VA) 3 $525,000 $175,000 $3,905 3.46%
ROCKY MOUNT, NC (FHA|USDA|VA) 3 $515,000 $171,667 $4,001 3.29%
PEORIA, IL (FHA|USDA|VA) 3 $505,000 $168,333 $3,802 2.96%
DECATUR, IL (FHA|USDA|VA) 3 $475,000 $158,333 $3,768 3.13%
CARBONDALE-MARION, IL (FHA|USDA|VA) 3 $465,000 $155,000 $3,495 3.58%
AMES, IA (FHA|USDA|VA) 3 $445,000 $148,333 $2,985 3.25%
ALBANY, GA (FHA|USDA|VA) 3 $425,000 $141,667 $3,536 3.29%
BRUNSWICK, GA (FHA|USDA|VA) 3 $425,000 $141,667 $3,640 2.96%
GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $420,000 $210,000 $4,378 3.38%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $420,000 $210,000 $4,481 3.38%
MANKATO, MN (FHA|USDA|VA) 2 $410,000 $205,000 $4,250 3.13%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $405,000 $405,000 $5,260 3.38%
TWIN FALLS, ID (FHA|USDA|VA) 2 $390,000 $195,000 $4,292 3.38%
GADSDEN, AL (FHA|USDA|VA) 2 $380,000 $190,000 $4,106 3.63%
GOLDSBORO, NC (FHA|USDA|VA) 2 $330,000 $165,000 $4,161 2.63%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $320,000 $160,000 $3,730 3.38%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $315,000 $315,000 $6,239 3.38%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $310,000 $155,000 $3,418 3.38%
CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $310,000 $155,000 $3,326 3.56%
ERIE, PA (FHA|USDA|VA) 2 $300,000 $150,000 $4,301 2.88%
HINESVILLE, GA (FHA|USDA|VA) 2 $300,000 $150,000 $3,586 3.63%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $295,000 $295,000 $6,054 3.99%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $290,000 $145,000 $3,058 3.13%
CUMBERLAND, MD-WV (FHA|USDA|VA) 2 $270,000 $135,000 $3,344 3.38%
VALDOSTA, GA (FHA|USDA|VA) 2 $260,000 $130,000 $3,993 3.63%
ALTOONA, PA (FHA|USDA|VA) 2 $250,000 $125,000 $4,081 3.38%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $225,000 $225,000 $5,782 3.13%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $215,000 $215,000 $8,846 3.63%
THE VILLAGES, FL (FHA|USDA|VA) 1 $205,000 $205,000 $2,162 2.38%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $205,000 $205,000 $5,632 3.13%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $190,000 $95,000 $3,151 3.38%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $185,000 $185,000 $735 3.00%
WALLA WALLA, WA (FHA|USDA|VA) 1 $185,000 $185,000 $4,192 2.63%
LIMA, OH (FHA|USDA|VA) 1 $165,000 $165,000 $3,774 3.63%
IOWA CITY, IA (FHA|USDA|VA) 1 $165,000 $165,000 $3,887 3.13%
OWENSBORO, KY (FHA|USDA|VA) 1 $165,000 $165,000 $3,623 3.13%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $155,000 $155,000 $3,498 3.63%
CARSON CITY, NV (FHA|USDA|VA) 1 $155,000 $155,000 $3,658 3.00%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $145,000 $145,000 $2,409 3.00%
FLORENCE, SC (FHA|USDA|VA) 1 $135,000 $135,000 $3,404 3.63%
HARRISONBURG, VA (FHA|USDA|VA) 1 $135,000 $135,000 $3,123 3.63%

Amerihome Mortgage Company 's top markets include Dallas, Houston, Atlanta, Austin, and Fort Worth among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
FHA 10,021 $2,264,265,000 $225,952 $5,073 3.34%
Conventional 4,511 $1,269,535,000 $281,431 $3,783 3.31%
VA 63 $17,675,000 $280,556 $3,130 3.58%

For the 2020 period, Amerihome Mortgage Company 's most frequently originated loan type of loans were FHA, with 10,021 originations. Their 2nd most popular type is Conventional, with 4,511 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 12,819 $3,064,735,000 $239,078 $4,633 3.31%
Home Purchase 1,257 $355,195,000 $282,574 $4,892 3.32%
Cash Out Refi 519 $131,545,000 $253,459 $4,957 3.91%

For the 2020, Amerihome Mortgage Company 's most frequently cited loan purpose of loans were Refi, with 12,819 originations. The 2nd most popular reason of loans were Home Purchase, with 1,257 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 13,261 $3,228,455,000 $243,455 $4,778 3.36%
15 Year 793 $200,885,000 $253,323 $3,207 2.95%
Other 323 $69,915,000 $216,455 $4,461 3.19%
20 Year 192 $46,270,000 $240,990 $3,630 3.29%
10 Year 26 $5,950,000 $228,846 $2,531 2.71%

For the 2020, Amerihome Mortgage Company 's most frequently cited loan length of loans were 30 Year, with 13,261 originations. The 2nd most popular length of loans were 15 Year, with 793 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 10,876 $2,540,400,000 $233,579
$1k-2k 2,581 $711,595,000 $275,705
$2k-3k 492 $116,980,000 $237,764
$3k-4k 442 $112,350,000 $254,186
$5k+ 204 $70,150,000 $343,873

$4,778 of loans were Amerihome Mortgage Company 's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 10,876 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 9,899 $2,279,805,000 $230,307
2.5-3% 3,652 $1,021,170,000 $279,619
4-5% 802 $180,940,000 $225,611
<2.5% 213 $60,815,000 $285,516
5-6% 29 $8,745,000 $301,552

During 2020, Amerihome Mortgage Company 's average interest rate of loans were 3.36%, while their most frequently originated rate bucket of loans were 3-4%, with 9,899 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 7,612 $2,070,860,000 $272,052 $5,094 3.27%
$100k-200k 5,622 $903,260,000 $160,665 $3,776 3.43%
$400k-600k 1,071 $495,325,000 $462,488 $6,088 3.22%
$100,000 or less 197 $16,885,000 $85,711 $2,918 3.69%
$600k-1MM 92 $63,540,000 $690,652 $10,895 3.34%
$1MM+ 1 $1,605,000 $1,605,000 $0 4.88%

2020 saw Amerihome Mortgage Company place emphasis on $200k-400k loans with 7,612 originations, totaling $2,070,860,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 1,485 $446,495,000 $300,670 $3,821 3.29%
$150k-250k 939 $316,895,000 $337,481 $4,023 3.27%
$50k-75k 913 $202,795,000 $222,119 $4,177 3.41%
$75k-100k 850 $222,230,000 $261,447 $3,891 3.30%
$50k or less 371 $60,245,000 $162,385 $3,968 3.51%
$250k+ 244 $88,730,000 $363,648 $4,442 3.34%

Amerihome Mortgage Company lent most frequently to those with incomes in the $100k-150k range, with 1,485 originations. The second most popular income band? $150k-250k, with 939 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 1,172 $334,980,000 $285,819 $3,609 3.21%
30-36% 912 $256,610,000 $281,371 $3,879 3.33%
<20% 395 $105,985,000 $268,316 $3,478 3.20%
44% 199 $51,905,000 $260,829 $4,021 3.48%
42% 194 $55,870,000 $287,990 $4,300 3.42%
41% 192 $54,360,000 $283,125 $4,212 3.37%
40% 190 $53,970,000 $284,053 $4,408 3.42%
36% 181 $50,315,000 $277,983 $3,827 3.29%
43% 177 $49,515,000 $279,746 $3,938 3.48%
37% 173 $46,255,000 $267,370 $4,395 3.38%
39% 170 $44,180,000 $259,882 $3,997 3.47%
38% 164 $45,330,000 $276,402 $3,910 3.36%
45% 138 $40,900,000 $296,377 $4,516 3.40%
49% 119 $31,285,000 $262,899 $4,249 3.33%
48% 113 $31,745,000 $280,929 $4,450 3.36%
46% 111 $30,035,000 $270,586 $4,117 3.40%
47% 109 $31,485,000 $288,853 $3,907 3.39%
50-60% 87 $20,985,000 $241,207 $7,841 3.63%

Amerihome Mortgage Company lent most frequently to those with DTI ratios of 20-30%, with 1,172 originations. The next most common DTI ratio? 30-36%, with 912 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 9,028 $2,130,350,000 $235,971 $4,759 3.36%
Asian 2,010 $563,170,000 $280,184 $3,676 3.18%
Not provided 1,739 $435,465,000 $250,411 $4,918 3.31%
Black 1,593 $367,305,000 $230,574 $5,069 3.38%
American Indian 158 $37,780,000 $239,114 $4,944 3.33%
Native Hawaiian 52 $13,400,000 $257,692 $5,388 3.41%
Other Asian 6 $1,620,000 $270,000 $3,619 2.85%
Asian Indian 5 $1,205,000 $241,000 $5,117 2.95%
Korean 1 $435,000 $435,000 $2,370 2.63%
Vietnamese 1 $365,000 $365,000 $7,754 3.13%
Chinese 1 $195,000 $195,000 $2,561 2.63%
Other Pacific Islander 1 $185,000 $185,000 $4,029 3.63%

Approval Rates

Total approvals of all applications
99.11%

Amerihome Mortgage Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
53.84%

Amerihome Mortgage Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 14,595 $3,551,475,000 $243,335

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Single Family (1-4 Units):Manufactured 1 $215,000 $215,000
Single Family (1-4 Units):Site-Built 14,594 $3,551,260,000 $243,337

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 173 $38,515,000 $222,630 $3,356 3.14%
40-60% 755 $198,985,000 $263,556 $3,313 3.16%
60-80% 2,510 $700,300,000 $279,004 $3,763 3.36%
80-100% 1,316 $392,680,000 $298,389 $4,815 3.39%
Over 100% 21 $6,175,000 $294,048 $3,236 3.67%
Under 20% 14 $2,600,000 $185,714 $3,597 3.26%