Amerihome Mortgage Company Rates, Fees & Info

Wilmington, DE

LEI: 254900HA4DQWAE0W3342

Tax ID: 38-2799035

5 stars - Updated: 11/17/24 - out of 5 stars, based on 61 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Amerihome Mortgage Company is a small mortgage company specializing in Home Purchase loans. Amerihome Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Dallas, San Francisco, Chicago, Houston, and Miami among others. We have data for 366 markets. (Some data included below & more in-depth data is available with an active subscription.)

Amerihome Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Amerihome Mortgage Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.66% 11/17/24
30 Year Conventional Refi 6.53% 11/17/24
30 Year Cash-out Refi 6.75% 11/17/24
30 Year FHA Purchase 7.40% 11/17/24
30 Year FHA Refi 7.09% 11/17/24
30 Year VA Purchase 6.36% 11/17/24
30 Year VA Refi 6.14% 11/17/24
30 Year USDA Purchase 6.27% 11/17/24
30 Year USDA Refi 6.27% 11/17/24
15 Year Conventional Purchase 5.99% 11/17/24
15 Year Conventional Refi 6.17% 11/17/24
15 Year Cash-out Refi 6.17% 11/17/24
15 Year FHA Purchase 5.68% 11/17/24
15 Year FHA Refi 5.68% 11/17/24
15 Year VA Purchase 5.68% 11/17/24
15 Year VA Refi 5.68% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Amerihome Mortgage Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Amerihome Mortgage Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,695

Origination Dollar Volume (All Markets)

$1,192,815,000
Show all (18) awards

Relative Rate

Amerihome Mortgage Company's average 30 year fixed mortgage rate was 6.66%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.18%.

Relative Fees (Closing Costs)

Amerihome Mortgage Company's average total fees/closing costs for a 30 year fixed rate mortgage were $7,947.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 294 $92,160,000 $313,469 $7,387 6.70%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 70 $72,500,000 $1,035,714 $9,548 6.83%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 261 $63,955,000 $245,038 $6,798 6.80%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 211 $62,775,000 $297,512 $7,870 6.69%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 112 $51,690,000 $461,518 $9,682 6.46%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 86 $35,480,000 $412,558 $9,168 6.60%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 111 $35,245,000 $317,523 $9,949 6.60%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 88 $34,240,000 $389,091 $6,960 6.75%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 90 $33,680,000 $374,222 $8,598 6.63%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 85 $31,325,000 $368,529 $8,976 6.53%
PORT ST. LUCIE, FL (FHA|USDA|VA) 97 $29,925,000 $308,505 $6,779 6.40%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 47 $27,995,000 $595,638 $11,163 6.49%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 96 $27,980,000 $291,458 $9,354 6.60%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 33 $24,915,000 $755,000 $10,147 6.62%
Outside of Metro Areas 99 $21,345,000 $215,606 $6,790 6.74%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 53 $21,205,000 $400,094 $9,928 6.70%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 73 $20,045,000 $274,589 $6,582 6.72%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 17 $19,325,000 $1,136,765 $8,499 6.57%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 35 $17,255,000 $493,000 $8,745 6.81%
OKLAHOMA CITY, OK (FHA|USDA|VA) 68 $16,670,000 $245,147 $7,744 6.80%
LOUISVILLE, KY (FHA|USDA|VA) 56 $14,260,000 $254,643 $6,061 6.74%
STOCKTON, CA (FHA|USDA|VA) 19 $13,735,000 $722,895 $16,204 6.78%
LANCASTER, PA (FHA|USDA|VA) 49 $12,755,000 $260,306 $7,231 6.68%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 52 $12,050,000 $231,731 $8,113 6.77%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 25 $11,095,000 $443,800 $6,848 6.45%
READING, PA (FHA|USDA|VA) 44 $11,000,000 $250,000 $8,130 6.66%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 24 $10,390,000 $432,917 $7,828 6.58%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 26 $10,060,000 $386,923 $11,733 6.58%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 25 $9,365,000 $374,600 $9,792 6.56%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 18 $8,430,000 $468,333 $10,652 6.58%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 36 $8,190,000 $227,500 $5,245 6.70%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 35 $7,685,000 $219,571 $7,026 6.72%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 32 $7,400,000 $231,250 $5,889 6.94%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 21 $6,775,000 $322,619 $10,070 6.28%
YORK-HANOVER, PA (FHA|USDA|VA) 19 $5,625,000 $296,053 $8,507 6.52%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 16 $5,610,000 $350,625 $10,119 6.58%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 20 $5,590,000 $279,500 $8,607 6.51%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 23 $5,365,000 $233,261 $4,509 6.71%
Wooster, OH (FHA|USDA|VA) 27 $5,335,000 $197,593 $5,691 6.66%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 10 $5,130,000 $513,000 $13,986 6.72%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 24 $4,990,000 $207,917 $6,786 6.68%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 6 $4,830,000 $805,000 $10,812 6.37%
KNOXVILLE, TN (FHA|USDA|VA) 18 $4,810,000 $267,222 $6,880 6.86%
PITTSBURGH, PA (FHA|USDA|VA) 26 $4,610,000 $177,308 $6,836 6.57%
TULSA, OK (FHA|USDA|VA) 17 $4,495,000 $264,412 $8,088 6.80%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 16 $4,010,000 $250,625 $8,646 6.43%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 18 $3,880,000 $215,556 $5,742 7.04%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 3 $3,835,000 $1,278,333 $5,027 6.33%
ALTOONA, PA (FHA|USDA|VA) 24 $3,830,000 $159,583 $4,720 6.43%
RICHMOND, VA (FHA|USDA|VA) 13 $3,825,000 $294,231 $8,756 6.77%
COLUMBUS, OH (FHA|USDA|VA) 14 $3,800,000 $271,429 $9,298 6.86%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 16 $3,790,000 $236,875 $9,162 6.27%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 16 $3,470,000 $216,875 $6,634 6.45%
REDDING, CA (FHA|USDA|VA) 11 $3,455,000 $314,091 $12,315 6.52%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 18 $3,330,000 $185,000 $6,349 6.66%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 13 $3,315,000 $255,000 $8,289 6.10%
KANSAS CITY, MO-KS (FHA|USDA|VA) 13 $3,105,000 $238,846 $7,689 6.86%
RALEIGH-CARY, NC (FHA|USDA|VA) 9 $3,085,000 $342,778 $9,507 6.47%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 13 $2,975,000 $228,846 $7,627 6.70%
ASHEVILLE, NC (FHA|USDA|VA) 11 $2,815,000 $255,909 $5,287 6.63%
EL PASO, TX (FHA|USDA|VA) 12 $2,810,000 $234,167 $6,956 6.54%
ROANOKE, VA (FHA|USDA|VA) 11 $2,745,000 $249,545 $4,689 6.53%
SALT LAKE CITY, UT (FHA|USDA|VA) 6 $2,680,000 $446,667 $10,337 6.44%
HUNTSVILLE, AL (FHA|USDA|VA) 11 $2,665,000 $242,273 $6,222 6.53%
BAKERSFIELD, CA (FHA|USDA|VA) 9 $2,645,000 $293,889 $7,587 6.76%
SAVANNAH, GA (FHA|USDA|VA) 11 $2,555,000 $232,273 $6,972 6.92%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 10 $2,520,000 $252,000 $6,516 6.22%
ST. LOUIS, MO-IL (FHA|USDA|VA) 17 $2,445,000 $143,824 $4,333 6.78%
Truckee-Grass Valley, CA (FHA|USDA|VA) 4 $2,400,000 $600,000 $5,817 6.56%
SHERMAN-DENISON, TX (FHA|USDA|VA) 9 $2,375,000 $263,889 $6,236 6.51%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 12 $2,330,000 $194,167 $6,478 7.18%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 11 $2,325,000 $211,364 $7,200 6.47%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 13 $2,215,000 $170,385 $5,297 6.76%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $2,210,000 $552,500 $9,328 7.19%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 7 $2,185,000 $312,143 $7,210 6.87%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 5 $2,145,000 $429,000 $12,794 6.18%
Oxford, MS (FHA|USDA|VA) 6 $2,120,000 $353,333 $8,022 7.21%
TUCSON, AZ (FHA|USDA|VA) 7 $1,985,000 $283,571 $8,093 6.86%
NAPA, CA (FHA|USDA|VA) 2 $1,930,000 $965,000 $7,335 6.68%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 6 $1,920,000 $320,000 $6,827 6.43%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 8 $1,880,000 $235,000 $6,185 6.79%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 8 $1,870,000 $233,750 $8,563 6.42%
CANTON-MASSILLON, OH (FHA|USDA|VA) 11 $1,805,000 $164,091 $5,662 7.10%
COLORADO SPRINGS, CO (FHA|USDA|VA) 5 $1,745,000 $349,000 $10,745 6.27%
JACKSON, MS (FHA|USDA|VA) 7 $1,735,000 $247,857 $4,609 7.05%
RENO, NV (FHA|USDA|VA) 5 $1,715,000 $343,000 $7,754 6.50%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 7 $1,665,000 $237,857 $5,575 6.98%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $1,660,000 $830,000 $6,228 7.00%
JACKSONVILLE, FL (FHA|USDA|VA) 7 $1,655,000 $236,429 $7,191 6.68%
MORRISTOWN, TN (FHA|USDA|VA) 5 $1,575,000 $315,000 $8,235 6.95%
KANKAKEE, IL (FHA|USDA|VA) 8 $1,550,000 $193,750 $8,035 6.77%
BEND, OR (FHA|USDA|VA) 2 $1,550,000 $775,000 $6,588 6.81%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 5 $1,515,000 $303,000 $10,678 6.52%
PUNTA GORDA, FL (FHA|USDA|VA) 6 $1,490,000 $248,333 $8,533 6.35%
MODESTO, CA (FHA|USDA|VA) 4 $1,450,000 $362,500 $18,829 5.46%
RACINE, WI (FHA|USDA|VA) 5 $1,395,000 $279,000 $6,625 6.50%
LAREDO, TX (FHA|USDA|VA) 7 $1,375,000 $196,429 $7,826 6.55%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 4 $1,360,000 $340,000 $9,737 6.34%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $1,320,000 $660,000 $12,215 7.06%
Lawrenceburg, TN (FHA|USDA|VA) 4 $1,310,000 $327,500 $5,421 6.81%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 5 $1,295,000 $259,000 $8,019 6.50%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 5 $1,285,000 $257,000 $10,039 5.92%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $1,270,000 $317,500 $9,115 6.16%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 4 $1,260,000 $315,000 $3,419 6.50%
COLUMBIA, SC (FHA|USDA|VA) 6 $1,250,000 $208,333 $10,168 6.27%
Pottsville, PA (FHA|USDA|VA) 5 $1,225,000 $245,000 $6,011 7.00%
Jefferson, GA (FHA|USDA|VA) 3 $1,225,000 $408,333 $7,272 6.91%
SALEM, OR (FHA|USDA|VA) 4 $1,220,000 $305,000 $9,514 6.59%
MOBILE, AL (FHA|USDA|VA) 6 $1,220,000 $203,333 $6,243 6.94%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 5 $1,215,000 $243,000 $8,722 6.65%
AKRON, OH (FHA|USDA|VA) 9 $1,165,000 $129,444 $6,470 6.40%
MADISON, WI (FHA|USDA|VA) 4 $1,120,000 $280,000 $8,229 6.75%
BOISE CITY, ID (FHA|USDA|VA) 4 $1,120,000 $280,000 $6,594 6.19%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 3 $1,105,000 $368,333 $8,687 6.63%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 3 $1,105,000 $368,333 $10,132 6.58%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 3 $1,095,000 $365,000 $15,227 5.91%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 3 $1,095,000 $365,000 $11,965 6.37%
GREELEY, CO (FHA|USDA|VA) 4 $1,070,000 $267,500 $7,659 6.37%
DAYTON-KETTERING, OH (FHA|USDA|VA) 5 $1,065,000 $213,000 $8,996 6.57%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 2 $1,040,000 $520,000 $13,546 7.06%
Sandpoint, ID (FHA|USDA|VA) 1 $1,015,000 $1,015,000 $5,786 5.00%
SPARTANBURG, SC (FHA|USDA|VA) 4 $1,010,000 $252,500 $8,014 6.97%
Heber, UT (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $5,004 6.50%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 3 $985,000 $328,333 $10,489 5.88%
GREEN BAY, WI (FHA|USDA|VA) 4 $950,000 $237,500 $9,974 6.59%
Athens, TX (FHA|USDA|VA) 2 $950,000 $475,000 $11,594 6.56%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 3 $945,000 $315,000 $6,850 6.88%
Crossville, TN (FHA|USDA|VA) 3 $935,000 $311,667 $11,896 6.17%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 4 $930,000 $232,500 $7,199 6.90%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $910,000 $455,000 $6,989 6.31%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 5 $905,000 $181,000 $7,537 7.00%
CARSON CITY, NV (FHA|USDA|VA) 3 $895,000 $298,333 $12,802 6.33%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 4 $890,000 $222,500 $8,043 6.28%
WILMINGTON, NC (FHA|USDA|VA) 3 $885,000 $295,000 $5,203 5.96%
WICHITA, KS (FHA|USDA|VA) 5 $875,000 $175,000 $10,573 6.10%
TYLER, TX (FHA|USDA|VA) 3 $865,000 $288,333 $5,659 6.46%
ALBUQUERQUE, NM (FHA|USDA|VA) 3 $865,000 $288,333 $12,013 6.96%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $860,000 $430,000 $11,183 6.31%
EAST STROUDSBURG, PA (FHA|USDA|VA) 4 $860,000 $215,000 $7,207 6.18%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $855,000 $285,000 $11,607 6.00%
Hilo, HI (FHA|USDA|VA) 1 $845,000 $845,000 $5,040 5.99%
FRESNO, CA (FHA|USDA|VA) 3 $825,000 $275,000 $6,095 6.79%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 4 $810,000 $202,500 $5,292 6.87%
LUBBOCK, TX (FHA|USDA|VA) 5 $795,000 $159,000 $5,761 6.95%
JACKSON, TN (FHA|USDA|VA) 4 $790,000 $197,500 $9,258 6.59%
Gardnerville Ranchos, NV (FHA|USDA|VA) 2 $790,000 $395,000 $4,965 6.19%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $780,000 $390,000 $17,934 6.19%
Show Low, AZ (FHA|USDA|VA) 3 $775,000 $258,333 $8,253 6.54%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 4 $750,000 $187,500 $3,097 6.78%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $745,000 $248,333 $5,179 6.79%
LEBANON, PA (FHA|USDA|VA) 3 $745,000 $248,333 $7,960 6.67%
BATON ROUGE, LA (FHA|USDA|VA) 3 $735,000 $245,000 $4,112 6.71%
CHICO, CA (FHA|USDA|VA) 3 $735,000 $245,000 $5,372 6.08%
ST. GEORGE, UT (FHA|USDA|VA) 1 $725,000 $725,000 $13,373 7.50%
GETTYSBURG, PA (FHA|USDA|VA) 3 $725,000 $241,667 $9,224 7.29%
Okeechobee, FL (FHA|USDA|VA) 1 $715,000 $715,000 $8,591 6.99%
FAYETTEVILLE, NC (FHA|USDA|VA) 3 $695,000 $231,667 $8,967 6.54%
MIDLAND, TX (FHA|USDA|VA) 3 $695,000 $231,667 $6,289 6.38%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $695,000 $231,667 $7,664 6.63%
Ardmore, OK (FHA|USDA|VA) 3 $695,000 $231,667 $7,915 6.08%
Greenwood, MS (FHA|USDA|VA) 4 $690,000 $172,500 $5,244 6.84%
VALLEJO, CA (FHA|USDA|VA) 3 $685,000 $228,333 $4,769 6.75%
Whitewater, WI (FHA|USDA|VA) 4 $680,000 $170,000 $4,487 7.00%
AMARILLO, TX (FHA|USDA|VA) 3 $675,000 $225,000 $5,740 6.83%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $670,000 $335,000 $10,599 5.94%
Durant, OK (FHA|USDA|VA) 3 $665,000 $221,667 $9,363 6.25%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 4 $650,000 $162,500 $6,017 6.91%
Oak Harbor, WA (FHA|USDA|VA) 1 $635,000 $635,000 $24,668 6.63%
BILLINGS, MT (FHA|USDA|VA) 2 $630,000 $315,000 $19,264 5.81%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $625,000 $208,333 $5,962 6.13%
OCALA, FL (FHA|USDA|VA) 3 $625,000 $208,333 $8,624 6.67%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $610,000 $305,000 $15,704 6.63%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $610,000 $305,000 $14,066 5.25%
PROVO-OREM, UT (FHA|USDA|VA) 1 $605,000 $605,000 $4,298 6.88%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $590,000 $295,000 $9,999 6.38%
Port Angeles, WA (FHA|USDA|VA) 2 $580,000 $290,000 $1,653 6.69%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $580,000 $290,000 $11,973 6.88%
LAFAYETTE, LA (FHA|USDA|VA) 2 $580,000 $290,000 $7,306 7.19%
LINCOLN, NE (FHA|USDA|VA) 2 $570,000 $285,000 $7,859 6.31%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $565,000 $565,000 $17,258 6.00%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 3 $565,000 $188,333 $9,263 6.08%
COLUMBUS, IN (FHA|USDA|VA) 3 $555,000 $185,000 $6,666 6.75%
Fernley, NV (FHA|USDA|VA) 3 $555,000 $185,000 $5,758 7.29%
KOKOMO, IN (FHA|USDA|VA) 2 $550,000 $275,000 $7,798 6.19%
EVANSVILLE, IN-KY (FHA|USDA|VA) 3 $545,000 $181,667 $9,956 6.13%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $545,000 $181,667 $6,449 6.67%
LaGrange, GA-AL (FHA|USDA|VA) 2 $540,000 $270,000 $11,056 6.44%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $535,000 $178,333 $7,750 6.08%
FLINT, MI (FHA|USDA|VA) 4 $530,000 $132,500 $8,067 6.63%
CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $530,000 $265,000 $7,607 7.50%
VISALIA, CA (FHA|USDA|VA) 2 $520,000 $260,000 $10,304 6.19%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 2 $520,000 $260,000 $8,790 7.19%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $510,000 $255,000 $7,114 7.06%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $510,000 $255,000 $4,000 6.25%
Traverse City, MI (FHA|USDA|VA) 2 $510,000 $255,000 $10,000 6.81%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $500,000 $250,000 $8,746 5.75%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $485,000 $485,000 $15,556 7.13%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $480,000 $240,000 $6,980 6.88%
MUSKEGON, MI (FHA|USDA|VA) 2 $480,000 $240,000 $9,522 6.50%
Spirit Lake, IA (FHA|USDA|VA) 2 $470,000 $235,000 $7,580 6.75%
ENID, OK (FHA|USDA|VA) 1 $465,000 $465,000 $13,337 5.99%
TOLEDO, OH (FHA|USDA|VA) 3 $465,000 $155,000 $6,165 7.41%
Gainesville, TX (FHA|USDA|VA) 2 $460,000 $230,000 $7,249 6.63%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $460,000 $230,000 $9,868 5.88%
GRANTS PASS, OR (FHA|USDA|VA) 1 $455,000 $455,000 $15,814 5.63%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $450,000 $225,000 $7,755 6.88%
BELLINGHAM, WA (FHA|USDA|VA) 1 $445,000 $445,000 $11,646 5.25%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $445,000 $445,000 $16,067 6.50%
Moscow, ID (FHA|USDA|VA) 1 $435,000 $435,000 $9,377 6.63%
Dayton, TN (FHA|USDA|VA) 2 $430,000 $215,000 $4,980 6.94%
Marion, OH (FHA|USDA|VA) 3 $425,000 $141,667 $5,023 6.00%
RAPID CITY, SD (FHA|USDA|VA) 1 $425,000 $425,000 $15,597 6.63%
Scottsburg, IN (FHA|USDA|VA) 1 $415,000 $415,000 $9,953 6.63%
LYNCHBURG, VA (FHA|USDA|VA) 1 $415,000 $415,000 $4,992 6.99%
DUBUQUE, IA (FHA|USDA|VA) 2 $410,000 $205,000 $2,089 6.00%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $405,000 $135,000 $6,581 7.33%
HAMMOND, LA (FHA|USDA|VA) 2 $400,000 $200,000 $9,082 6.50%
EL CENTRO, CA (FHA|USDA|VA) 1 $395,000 $395,000 $8,279 7.63%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $385,000 $385,000 $6,126 6.75%
Dumas, TX (FHA|USDA|VA) 3 $385,000 $128,333 $4,975 7.83%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $380,000 $190,000 $10,820 6.38%
Wabash, IN (FHA|USDA|VA) 2 $380,000 $190,000 $4,454 6.63%
FORT WAYNE, IN (FHA|USDA|VA) 2 $380,000 $190,000 $8,545 6.63%
DOVER, DE (FHA|USDA|VA) 1 $375,000 $375,000 $23,542 5.88%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $370,000 $185,000 $8,225 6.63%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $370,000 $185,000 $6,003 6.63%
Wauchula, FL (FHA|USDA|VA) 1 $365,000 $365,000 $7,623 6.38%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $365,000 $365,000 $5,123 7.50%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $360,000 $180,000 $5,369 6.38%
Shawnee, OK (FHA|USDA|VA) 2 $360,000 $180,000 $3,996 6.81%
BECKLEY, WV (FHA|USDA|VA) 1 $355,000 $355,000 $18,806 4.88%
CARBONDALE-MARION, IL (FHA|USDA|VA) 3 $355,000 $118,333 $4,359 6.96%
PANAMA CITY, FL (FHA|USDA|VA) 1 $355,000 $355,000 $9,395 7.63%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 2 $350,000 $175,000 $5,735 6.13%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $350,000 $175,000 $6,693 6.50%
WACO, TX (FHA|USDA|VA) 2 $350,000 $175,000 $7,077 6.88%
BRUNSWICK, GA (FHA|USDA|VA) 2 $350,000 $175,000 $7,352 6.06%
MONTGOMERY, AL (FHA|USDA|VA) 1 $345,000 $345,000 $11,904 6.75%
SALINAS, CA (FHA|USDA|VA) 1 $345,000 $345,000 $8,134 6.38%
GREENVILLE, NC (FHA|USDA|VA) 1 $345,000 $345,000 $7,799 5.99%
Shelton, WA (FHA|USDA|VA) 1 $345,000 $345,000 $9,210 6.13%
Bartlesville, OK (FHA|USDA|VA) 2 $340,000 $170,000 $2,232 6.31%
Columbus, MS (FHA|USDA|VA) 2 $340,000 $170,000 $6,476 6.94%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 2 $340,000 $170,000 $6,689 7.38%
Fort Payne, AL (FHA|USDA|VA) 1 $335,000 $335,000 $1,275 6.99%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $335,000 $111,667 $5,240 6.58%
Wilmington, OH (FHA|USDA|VA) 1 $335,000 $335,000 $15,960 6.63%
LONGVIEW, WA (FHA|USDA|VA) 1 $325,000 $325,000 $17,415 5.25%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $325,000 $325,000 $6,556 6.63%
MONROE, MI (FHA|USDA|VA) 1 $325,000 $325,000 $2,941 6.63%
London, KY (FHA|USDA|VA) 2 $320,000 $160,000 $8,946 5.88%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $315,000 $315,000 $5,197 7.25%
Fallon, NV (FHA|USDA|VA) 1 $315,000 $315,000 $5,523 7.63%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $310,000 $155,000 $9,678 6.75%
APPLETON, WI (FHA|USDA|VA) 1 $305,000 $305,000 $6,452 6.63%
Platteville, WI (FHA|USDA|VA) 1 $305,000 $305,000 $1,472 7.00%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $305,000 $305,000 $7,045 5.75%
Mitchell, SD (FHA|USDA|VA) 2 $300,000 $150,000 $5,111 6.63%
Tupelo, MS (FHA|USDA|VA) 2 $300,000 $150,000 $4,680 6.38%
Coos Bay, OR (FHA|USDA|VA) 1 $295,000 $295,000 $5,009 7.13%
Red Bluff, CA (FHA|USDA|VA) 1 $295,000 $295,000 $14,979 6.75%
TWIN FALLS, ID (FHA|USDA|VA) 1 $295,000 $295,000 $225 5.00%
Ottawa, IL (FHA|USDA|VA) 2 $290,000 $145,000 $4,318 7.31%
Baraboo, WI (FHA|USDA|VA) 1 $285,000 $285,000 $2,829 6.50%
Granbury, TX (FHA|USDA|VA) 1 $285,000 $285,000 $7,152 6.88%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $285,000 $285,000 $7,255 7.63%
Brownwood, TX (FHA|USDA|VA) 2 $280,000 $140,000 $6,025 7.00%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $275,000 $275,000 $4,947 6.50%
ANN ARBOR, MI (FHA|USDA|VA) 1 $275,000 $275,000 $2,381 7.25%
Bozeman, MT (FHA|USDA|VA) 1 $275,000 $275,000 $4,084 6.50%
FORT COLLINS, CO (FHA|USDA|VA) 1 $275,000 $275,000 $9,861 6.99%
MANSFIELD, OH (FHA|USDA|VA) 1 $275,000 $275,000 $6,114 6.50%
Moberly, MO (FHA|USDA|VA) 1 $275,000 $275,000 $7,928 7.13%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $275,000 $275,000 $3,138 6.63%
Bucyrus-Galion, OH (FHA|USDA|VA) 2 $270,000 $135,000 $4,642 6.50%
YUBA CITY, CA (FHA|USDA|VA) 1 $265,000 $265,000 $3,820 6.88%
Holland, MI (FHA|USDA|VA) 1 $265,000 $265,000 $11,045 6.13%
Lamesa, TX (FHA|USDA|VA) 1 $265,000 $265,000 $11,508 6.75%
DECATUR, AL (FHA|USDA|VA) 1 $265,000 $265,000 $10,364 6.50%
Lebanon, NH-VT (FHA|USDA|VA) 1 $255,000 $255,000 $2,005 6.38%
MERCED, CA (FHA|USDA|VA) 1 $255,000 $255,000 $2,982 6.99%
Concord, NH (FHA|USDA|VA) 1 $255,000 $255,000 $13,489 6.13%
Bardstown, KY (FHA|USDA|VA) 1 $255,000 $255,000 $3,839 7.63%
Clinton, IA (FHA|USDA|VA) 1 $245,000 $245,000 $2,124 5.88%
Mount Pleasant, TX (FHA|USDA|VA) 1 $235,000 $235,000 $8,967 7.63%
DuBois, PA (FHA|USDA|VA) 1 $235,000 $235,000 $5,508 6.88%
LOGAN, UT-ID (FHA|USDA|VA) 1 $235,000 $235,000 $2,957 6.13%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 1 $235,000 $235,000 $17,069 5.63%
Calhoun, GA (FHA|USDA|VA) 1 $225,000 $225,000 $10,154 5.99%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $225,000 $225,000 $9,239 6.99%
MUNCIE, IN (FHA|USDA|VA) 1 $225,000 $225,000 $6,836 7.50%
Russellville, AR (FHA|USDA|VA) 1 $225,000 $225,000 $16,047 5.99%
CASPER, WY (FHA|USDA|VA) 1 $225,000 $225,000 $9,280 6.13%
Marion, NC (FHA|USDA|VA) 1 $225,000 $225,000 $8,046 7.13%
Nacogdoches, TX (FHA|USDA|VA) 1 $215,000 $215,000 $13,953 6.99%
GAINESVILLE, GA (FHA|USDA|VA) 1 $215,000 $215,000 $5,517 6.50%
Albertville, AL (FHA|USDA|VA) 1 $215,000 $215,000 $14,658 5.75%
LAWTON, OK (FHA|USDA|VA) 1 $215,000 $215,000 $7,178 5.99%
Burlington, IA-IL (FHA|USDA|VA) 1 $215,000 $215,000 $7,729 6.38%
Big Rapids, MI (FHA|USDA|VA) 2 $210,000 $105,000 $6,084 7.56%
Ashland, OH (FHA|USDA|VA) 2 $210,000 $105,000 $3,705 5.94%
West Point, MS (FHA|USDA|VA) 1 $205,000 $205,000 $3,969 7.38%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $205,000 $205,000 $4,592 6.99%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $205,000 $205,000 $7,853 7.13%
GAINESVILLE, FL (FHA|USDA|VA) 1 $205,000 $205,000 $11,572 6.38%
Dublin, GA (FHA|USDA|VA) 1 $205,000 $205,000 $5,214 7.63%
Cookeville, TN (FHA|USDA|VA) 1 $205,000 $205,000 $7,363 7.99%
Warsaw, IN (FHA|USDA|VA) 1 $205,000 $205,000 $4,416 5.99%
ST. CLOUD, MN (FHA|USDA|VA) 1 $195,000 $195,000 $8,033 6.88%
Statesboro, GA (FHA|USDA|VA) 1 $195,000 $195,000 $888 6.13%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $195,000 $195,000 $4,794 6.38%
Sevierville, TN (FHA|USDA|VA) 1 $195,000 $195,000 $6,410 7.75%
Mason City, IA (FHA|USDA|VA) 1 $195,000 $195,000 $2,808 6.38%
DALTON, GA (FHA|USDA|VA) 1 $195,000 $195,000 $10,055 6.88%
Dixon, IL (FHA|USDA|VA) 1 $195,000 $195,000 $6,183 6.50%
Grenada, MS (FHA|USDA|VA) 1 $185,000 $185,000 $6,311 6.13%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $185,000 $185,000 $9,798 5.99%
Alamogordo, NM (FHA|USDA|VA) 1 $185,000 $185,000 $12,881 5.75%
Rockport, TX (FHA|USDA|VA) 1 $185,000 $185,000 $2,948 6.38%
Cedartown, GA (FHA|USDA|VA) 1 $175,000 $175,000 $5,876 6.88%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $175,000 $175,000 $4,365 6.13%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $175,000 $175,000 $10,119 6.13%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $175,000 $175,000 $6,464 6.63%
Warrensburg, MO (FHA|USDA|VA) 1 $175,000 $175,000 $3,386 6.99%
Port Lavaca, TX (FHA|USDA|VA) 1 $165,000 $165,000 $7,792 7.38%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $165,000 $165,000 $2,134 5.75%
Sandusky, OH (FHA|USDA|VA) 1 $165,000 $165,000 $7,376 7.00%
Big Spring, TX (FHA|USDA|VA) 1 $165,000 $165,000 $5,740 6.63%
Richmond, IN (FHA|USDA|VA) 1 $165,000 $165,000 $9,084 6.63%
Cadillac, MI (FHA|USDA|VA) 1 $155,000 $155,000 $6,479 4.99%
Ponca City, OK (FHA|USDA|VA) 1 $155,000 $155,000 $8,876 7.63%
Aberdeen, WA (FHA|USDA|VA) 1 $155,000 $155,000 $11,474 7.13%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $7,832 7.25%
Brevard, NC (FHA|USDA|VA) 1 $155,000 $155,000 $10,321 7.13%
Greenville, MS (FHA|USDA|VA) 1 $155,000 $155,000 $3,682 7.38%
Coffeyville, KS (FHA|USDA|VA) 1 $155,000 $155,000 $5,835 5.75%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $155,000 $155,000 $2,955 7.25%
ABILENE, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,883 6.63%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $155,000 $155,000 $4,398 6.99%
Mount Sterling, KY (FHA|USDA|VA) 1 $145,000 $145,000 $6,348 5.88%
Arkadelphia, AR (FHA|USDA|VA) 1 $145,000 $145,000 $6,101 6.99%
FLORENCE, SC (FHA|USDA|VA) 1 $145,000 $145,000 $4,414 4.99%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $135,000 $135,000 $6,226 7.99%
Zanesville, OH (FHA|USDA|VA) 1 $135,000 $135,000 $8,308 6.63%
GADSDEN, AL (FHA|USDA|VA) 1 $135,000 $135,000 $6,115 5.38%
Stephenville, TX (FHA|USDA|VA) 1 $135,000 $135,000 $6,075 7.99%
LONGVIEW, TX (FHA|USDA|VA) 1 $135,000 $135,000 $9,491 6.25%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $125,000 $125,000 $3,828 6.99%
Pella, IA (FHA|USDA|VA) 1 $125,000 $125,000 $2,986 7.25%
Cullman, AL (FHA|USDA|VA) 1 $125,000 $125,000 $5,873 6.38%
Salina, KS (FHA|USDA|VA) 1 $125,000 $125,000 $7,392 7.13%
Bonham, TX (FHA|USDA|VA) 1 $115,000 $115,000 $3,939 6.25%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $115,000 $115,000 $5,763 6.99%
Marquette, MI (FHA|USDA|VA) 1 $115,000 $115,000 $3,228 7.13%
Ada, OK (FHA|USDA|VA) 1 $115,000 $115,000 $5,893 6.13%
Moultrie, GA (FHA|USDA|VA) 1 $115,000 $115,000 $8,491 6.13%
Marinette, WI-MI (FHA|USDA|VA) 1 $115,000 $115,000 $4,426 6.63%
PEORIA, IL (FHA|USDA|VA) 1 $105,000 $105,000 $4,543 6.99%
Connersville, IN (FHA|USDA|VA) 1 $95,000 $95,000 $5,290 7.63%
Miami, OK (FHA|USDA|VA) 1 $85,000 $85,000 $4,931 7.38%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $85,000 $85,000 $2,904 6.99%
EspaƱola, NM (FHA|USDA|VA) 1 $85,000 $85,000 $4,372 7.63%
Adrian, MI (FHA|USDA|VA) 1 $75,000 $75,000 $4,321 5.75%
Plymouth, IN (FHA|USDA|VA) 1 $65,000 $65,000 $5,071 7.63%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $65,000 $65,000 $4,692 6.99%
Pontiac, IL (FHA|USDA|VA) 1 $65,000 $65,000 $2,394 6.63%
Amerihome Mortgage Company's top markets include Dallas, San Francisco, Chicago, Houston, and Miami among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against AmeriHome Mortgage Company based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Charter Oak Federal Credit Union
    Similarity Rank: 32
    DEL-ONE FEDERAL CREDIT UNION
    Similarity Rank: 42
    OCEAN STATE CREDIT UNION
    Similarity Rank: 45
    SOMERSET
    Similarity Rank: 48
    ACNB Bank
    Similarity Rank: 64
    MISSION
    Similarity Rank: 93
    INTERRA CREDIT UNION
    Similarity Rank: 96
    ROCKLAND
    Similarity Rank: 96

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,835 $938,155,000 $330,919 $6,721 6.74%
    FHA 764 $219,660,000 $287,513 $12,055 6.38%
    VA 96 $35,000,000 $364,583 $9,966 6.27%

    For 2023, Amerihome Mortgage Company's most frequently originated type of loan was Conventional, with 2,835 originations. Their 2nd most popular type was FHA, with 764 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,536 $856,680,000 $337,808 $7,450 6.71%
    Cash Out Refi 843 $232,235,000 $275,486 $9,688 6.58%
    Refi 316 $103,900,000 $328,797 $6,985 6.38%

    For 2023, Amerihome Mortgage Company's most frequently cited loan purpose was Home Purchase, with 2,536 originations. The 2nd most popular reason was Cash Out Refi, with 843 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,603 $1,168,835,000 $324,406 $7,947 6.66%
    15 Year 64 $15,920,000 $248,750 $6,158 5.98%
    20 Year 14 $4,190,000 $299,286 $7,642 6.78%
    Other 13 $3,645,000 $280,385 $9,458 6.38%
    10 Year 1 $225,000 $225,000 $8,159 4.38%

    For 2023, Amerihome Mortgage Company's most frequently cited loan duration was 30 Year, with 3,603 originations. The 2nd most popular length was 15 Year, with 64 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,299 $468,005,000 $360,281
    $5k+ 921 $337,055,000 $365,966
    $3k-4k 461 $114,325,000 $247,993
    $2k-3k 406 $110,560,000 $272,315
    $4k-5k 355 $95,625,000 $269,366
    $<1k 216 $60,690,000 $280,972

    Amerihome Mortgage Company's average total fees were $7,947, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,299 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 2,119 $676,495,000 $319,252
    7-8% 884 $277,500,000 $313,914
    5-6% 622 $211,150,000 $339,469
    4-5% 40 $17,670,000 $441,750
    Over 8% 30 $10,000,000 $333,333

    During 2023, Amerihome Mortgage Company's average interest rate for loans was 6.66%, while their most frequently originated rate bucket for loans was 6-7%, with 2,119 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,824 $509,880,000 $279,539 $7,962 6.64%
    $100k-200k 949 $148,945,000 $156,949 $5,795 6.66%
    $400k-600k 497 $238,145,000 $479,165 $10,496 6.64%
    $600k-1MM 239 $173,405,000 $725,544 $11,501 6.66%
    $100,000 or less 109 $8,825,000 $80,963 $4,381 6.83%
    $1MM+ 77 $113,615,000 $1,475,519 $9,733 6.50%

    2023 saw Amerihome Mortgage Company place emphasis on $200k-400k loans with 1,824 originations, totaling $509,880,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 937 $283,245,000 $302,289 $7,877 6.70%
    $150k-250k 710 $287,310,000 $404,662 $8,675 6.74%
    $75k-100k 677 $171,785,000 $253,744 $8,124 6.57%
    $50k-75k 654 $130,100,000 $198,930 $7,033 6.54%
    $250k+ 427 $271,145,000 $635,000 $8,885 6.78%
    $50k or less 265 $39,005,000 $147,189 $6,178 6.53%

    Amerihome Mortgage Company lent most frequently to those with incomes in the $100k-150k range, with 937 originations. The second most popular income band? $150k-250k, with 710 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 556 $172,500,000 $310,252 $7,157 6.72%
    20-30% 487 $140,945,000 $289,415 $6,591 6.65%
    50-60% 328 $99,250,000 $302,591 $11,950 6.33%
    44% 211 $88,245,000 $418,223 $7,894 6.68%
    49% 196 $68,080,000 $347,347 $9,009 6.69%
    43% 185 $70,095,000 $378,892 $8,016 6.67%
    39% 171 $55,755,000 $326,053 $7,121 6.69%
    46% 156 $46,900,000 $300,641 $7,870 6.63%
    48% 156 $48,680,000 $312,051 $8,744 6.72%
    40% 154 $51,880,000 $336,883 $7,837 6.66%
    41% 154 $51,070,000 $331,623 $8,225 6.71%
    42% 151 $53,275,000 $352,815 $7,411 6.74%
    38% 147 $46,905,000 $319,082 $7,247 6.70%
    47% 132 $38,890,000 $294,621 $7,548 6.64%
    45% 130 $40,800,000 $313,846 $8,346 6.65%
    <20% 124 $31,680,000 $255,484 $5,809 6.63%
    37% 113 $36,755,000 $325,265 $7,752 6.67%
    36% 112 $38,360,000 $342,500 $7,232 6.71%
    >60% 11 $4,685,000 $425,909 $9,817 6.41%

    Amerihome Mortgage Company lent most frequently to those with DTI ratios of 30-36%, with 556 originations. The next most common DTI ratio? 20-30%, with 487 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,480 $765,000,000 $308,468 $7,868 6.65%
    Not provided 517 $189,605,000 $366,741 $7,746 6.68%
    Asian 377 $127,785,000 $338,952 $7,009 6.71%
    Black 243 $70,505,000 $290,144 $9,914 6.50%
    Asian Indian 22 $17,920,000 $814,545 $10,305 6.83%
    American Indian 34 $10,830,000 $318,529 $8,617 6.55%
    Native Hawaiian or Islander 9 $4,175,000 $463,889 $7,809 6.86%
    Other Asian 4 $1,950,000 $487,500 $5,067 6.56%
    Chinese 3 $1,765,000 $588,333 $6,103 7.33%
    Vietnamese 3 $1,715,000 $571,667 $5,364 6.83%
    Filipino 3 $1,565,000 $521,667 $15,923 6.50%

    Approval Rates

    Total approvals of all applications
    99.26%

    Amerihome Mortgage Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    60.62%

    Amerihome Mortgage Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,695 $1,192,815,000 $322,819

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    3,695 $1,192,815,000 $322,819

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 200 $46,780,000 $233,900 $5,411 6.51%
    40-60% 503 $146,735,000 $291,720 $6,602 6.55%
    60-80% 1,379 $465,275,000 $337,400 $7,845 6.71%
    80-100% 1,557 $519,035,000 $333,356 $8,704 6.65%
    Over 100% 15 $5,615,000 $374,333 $14,476 6.31%
    Under 20% 26 $3,930,000 $151,154 $5,560 6.55%