Batesville USDA Loan Rates, Closing Costs & Stats

Batesville, AR

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    • USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

    Batesville's 18 lenders originated 58 USDA loans during 2023. The total origination value was $7,330,000, with an average USDA loan value of $126,379.

    Batesville USDA Loans, 30 Year Fixed Rates

    30 Year USDA mortgages in Batesville averaged 6.44% for the week of 2025-02-14, compared to the national average (all USDA variants) of 6.526% for the same period.

    Batesville's average USDA mortgage closing costs are $4,168.

    The average rate for the prior week (2025-02-07) was 6.4% and one month ago for the week of 2025-01-10, the average rate was 6.65%.

    The average rate one year ago was 6.74%.

    For refis of the same type during the week of 2025-02-14, the average rate was 6.43%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Batesville USDA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Batesville level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    First Community Bank 9 6.29% $4,542
    FIRST COMMUNITY MORTGAGE, INC. 6 6.77% $5,214
    Renasant Bank 4 6.40% $7,415
    DAS Acquisition Company, LLC 4 6.75% $5,922
    TJC Mortgage, Inc. 4 6.09% $4,482
    FLAT BRANCH MORTGAGE, INC. 3 6.83% $5,335
    FirstTrust Home Loans, Inc. 2 6.81% $3,945
    Nations Lending Corporation 2 6.44% $2,752
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.75% $4,850
    BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 5.63% $3,651
    UNITED WHOLESALE MORTGAGE, LLC 1 6.00% $5,382
    Carrington Mortgage Services, LLC 1 7.13% $7,258
    Century Mortgage Company DBA Century Lending Company 1 6.25% $8,345
    ENCORE BANK 1 6.63% $4,360
    Equity Prime Mortgage LLC 1 6.25% $6,006
    Mortgage Research Center, LLC 1 6.75% $1,907
    Paramount Residential Mortgage Group, Inc. 1 6.88% $4,730
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 7.75% $6,701

    The top Batesville USDA lender as defined by loan originations is First Community Bank, with 9 USDA loans originated. Their average total fees are $4,542, which is $672 lower than the next largest lender, FIRST COMMUNITY MORTGAGE, INC..

    The lowest fee Batesville USDA lenders (with over 10 loans originated) are .

    The lowest rate Batesville USDA lenders (with over 10 loans originated) are .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Batesville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $149,000 (-3.4%) $180,702 (4.0%) 0.00 158
    2018-02-01 $145,250 (-8.7%) $177,487 (-0.1%) 0.00 148
    2018-03-01 $148,700 (-3.3%) $177,188 (-1.8%) 0.00 166
    2018-04-01 $149,900 (-5.7%) $177,838 (-6.9%) 0.00 175
    2018-05-01 $149,900 (-6.3%) $179,406 (-9.6%) 0.00 175
    2018-06-01 $149,900 (-6.3%) $177,960 (-10.2%) 0.00 167
    2018-07-01 $144,950 (-5.9%) $177,577 (-5.1%) 0.00 170
    2018-08-01 $142,588 (-4.6%) $185,435 (-0.2%) 0.00 170
    2018-09-01 $150,000 (4.2%) $190,359 (7.0%) 0.00 165
    2018-10-01 $153,750 (5.2%) $190,564 (4.4%) 0.00 171
    2018-11-01 $158,750 (8.9%) $195,291 (9.6%) 0.00 164
    2018-12-01 $161,950 (8.7%) $203,994 (13.3%) 0.00 157
    2019-01-01 $154,950 (4.0%) $205,964 (14.0%) 0.00 153
    2019-02-01 $151,500 (4.3%) $204,375 (15.2%) 0.00 160
    2019-03-01 $156,386 (5.2%) $203,551 (14.9%) 0.00 159
    2019-04-01 $164,900 (10.0%) $204,255 (14.9%) 0.00 156
    2019-05-01 $169,900 (13.3%) $205,377 (14.5%) 0.00 158
    2019-06-01 $169,900 (13.3%) $207,561 (16.6%) 0.00 153
    2019-07-01 $175,000 (20.7%) $205,335 (15.6%) 0.00 145
    2019-08-01 $175,000 (22.7%) $204,225 (10.1%) 0.00 139
    2019-09-01 $175,000 (16.7%) $202,970 (6.6%) 0.00 128
    2019-10-01 $175,000 (13.8%) $202,133 (6.1%) 0.00 122
    2019-11-01 $175,000 (10.2%) $201,067 (3.0%) 0.00 124
    2019-12-01 $171,175 (5.7%) $191,765 (-6.0%) 0.00 121
    2020-01-01 $172,450 (11.3%) $193,830 (-5.9%) 0.00 124
    2020-02-01 $177,500 (17.2%) $190,037 (-7.0%) 0.00 130
    2020-03-01 $177,000 (13.2%) $199,374 (-2.1%) 0.00 126
    2020-04-01 $169,950 (3.1%) $187,492 (-8.2%) 0.00 128
    2020-05-01 $169,900 (0.0%) $184,638 (-10.1%) 0.00 124
    2020-06-01 $171,250 (0.8%) $187,774 (-9.5%) 0.00 119
    2020-07-01 $177,400 (1.4%) $199,226 (-3.0%) 0.00 106
    2020-08-01 $182,900 (4.5%) $210,497 (3.1%) 0.00 91
    2020-09-01 $174,675 (-0.2%) $223,109 (9.9%) 0.00 86
    2020-10-01 $172,000 (-1.7%) $219,552 (8.6%) 0.00 83
    2020-11-01 $168,900 (-3.5%) $204,012 (1.5%) 0.00 80
    2020-12-01 $169,900 (-0.7%) $206,133 (7.5%) 0.00 82
    2021-01-01 $169,450 (-1.7%) $204,117 (5.3%) 0.00 90
    2021-02-01 $158,725 (-10.6%) $203,050 (6.9%) 0.00 81
    2021-03-01 $153,625 (-13.2%) $199,479 (0.1%) 0.00 72
    2021-04-01 $151,250 (-11.0%) $226,218 (20.7%) 0.00 55
    2021-05-01 $149,750 (-11.9%) $225,682 (22.2%) 0.00 59
    2021-06-01 $163,725 (-4.4%) $227,725 (21.3%) 0.00 58
    2021-07-01 $169,900 (-4.2%) $243,886 (22.4%) 0.00 55
    2021-08-01 $156,900 (-14.2%) $235,384 (11.8%) 0.00 57
    2021-09-01 $156,450 (-10.4%) $242,873 (8.9%) 0.00 49
    2021-10-01 $161,700 (-6.0%) $221,609 (0.9%) 0.00 49
    2021-11-01 $175,750 (4.1%) $224,291 (9.9%) 0.00 44
    2021-12-01 $178,000 (4.8%) $233,526 (13.3%) 0.00 38
    2022-01-01 $175,000 (3.3%) $227,028 (11.2%) 0.00 36
    2022-02-01 $194,950 (22.8%) $237,853 (17.1%) 0.00 42
    2022-03-01 $188,575 (22.8%) $224,899 (12.7%) 0.00 42
    2022-04-01 $220,000 (45.5%) $269,794 (19.3%) 0.00 44
    2022-05-01 $219,925 (46.9%) $259,511 (15.0%) 0.00 59
    2022-06-01 $226,250 (38.2%) $271,134 (19.1%) 0.00 64
    2022-07-01 $232,500 (36.9%) $279,663 (14.7%) 0.00 74
    2022-08-01 $221,250 (41.0%) $270,917 (15.1%) 0.00 74
    2022-09-01 $221,750 (41.7%) $280,947 (15.7%) 0.00 68
    2022-10-01 $247,450 (53.0%) $304,107 (37.2%) 0.00 77
    2022-11-01 $269,900 (53.6%) $309,659 (38.1%) 0.00 75
    2022-12-01 $207,400 (16.5%) $295,264 (26.4%) 0.00 65
    2023-01-01 $217,450 (24.3%) $295,494 (30.2%) 0.00 60
    2023-02-01 $255,000 (30.8%) $315,410 (32.6%) 0.00 52
    2023-03-01 $247,475 (31.2%) $292,079 (29.9%) 0.00 50
    2023-04-01 $242,500 (10.2%) $276,043 (2.3%) 0.00 54
    2023-05-01 $230,000 (4.6%) $270,855 (4.4%) 0.00 49
    2023-06-01 $249,175 (10.1%) $302,363 (11.5%) 0.00 59
    2023-07-01 $235,000 (1.1%) $287,402 (2.8%) 0.00 70
    2023-08-01 $229,925 (3.9%) $289,754 (7.0%) 0.00 69
    2023-09-01 $229,450 (3.5%) $273,587 (-2.6%) 0.00 76
    2023-10-01 $229,450 (-7.3%) $264,778 (-12.9%) 0.00 85
    2023-11-01 $238,875 (-11.5%) $276,395 (-10.7%) 0.00 92
    2023-12-01 $239,000 (15.2%) $275,392 (-6.7%) 0.00 95
    2024-01-01 $229,950 (5.8%) $278,600 (-5.7%) 0.00 87
    2024-02-01 $233,750 (-8.3%) $286,816 (-9.1%) 0.00 81
    2024-03-01 $235,000 (-5.0%) $289,679 (-0.8%) 0.00 75
    2024-04-01 $242,450 (0.0%) $291,489 (5.6%) 0.00 89
    2024-05-01 $244,225 (6.2%) $291,231 (7.5%) 0.00 90
    2024-06-01 $237,000 (-4.9%) $289,102 (-4.4%) 0.00 90
    2024-07-01 $221,225 (-5.9%) $288,494 (0.4%) 0.00 97
    2024-08-01 $245,000 (6.6%) $311,896 (7.6%) 0.00 96
    2024-09-01 $245,000 (6.8%) $295,847 (8.1%) 0.00 95
    2024-10-01 $258,750 (12.8%) $300,867 (13.6%) 0.00 94
    2024-11-01 $274,900 (15.1%) $303,364 (9.8%) 0.00 93
    2024-12-01 $259,900 (8.7%) $287,589 (4.4%) 0.00 106
    2025-01-01 $274,925 (19.6%) $293,262 (5.3%) 0.00 89
    Batesville's median listing price for 2025-01-01 was $274,925, a difference of $44,975 (19.6%) versus the prior year and $15,025 versus the prior month.

    Batesville's median listing price comes in at 0% of the national average.

    Batesville's average listing price for 2025-01-01 was $293,262, a difference of $14,662 (5.3%) versus the prior year and $5,673 versus the prior month.

    For the 2025-01-01 period, Batesville had 89 MLS listings, a difference of -17 listings (-16%) versus the prior month and 2 listings (2%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Batesville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,876 sqft
    2018-02-01 0 days 1,894 sqft
    2018-03-01 0 days 1,872 sqft
    2018-04-01 0 days 1,882 sqft
    2018-05-01 0 days 1,909 sqft
    2018-06-01 0 days 1,943 sqft
    2018-07-01 0 days 2,003 sqft
    2018-08-01 0 days 1,986 sqft
    2018-09-01 0 days 1,976 sqft
    2018-10-01 0 days 1,976 sqft
    2018-11-01 0 days 2,017 sqft
    2018-12-01 0 days 2,020 sqft
    2019-01-01 0 days 2,009 sqft
    2019-02-01 0 days 2,011 sqft
    2019-03-01 0 days 2,028 sqft
    2019-04-01 0 days 2,019 sqft
    2019-05-01 0 days 2,035 sqft
    2019-06-01 0 days 2,048 sqft
    2019-07-01 0 days 2,094 sqft
    2019-08-01 0 days 2,061 sqft
    2019-09-01 0 days 2,059 sqft
    2019-10-01 0 days 2,057 sqft
    2019-11-01 0 days 2,010 sqft
    2019-12-01 0 days 1,970 sqft
    2020-01-01 0 days 2,016 sqft
    2020-02-01 0 days 2,000 sqft
    2020-03-01 0 days 2,047 sqft
    2020-04-01 0 days 1,901 sqft
    2020-05-01 0 days 1,956 sqft
    2020-06-01 0 days 1,974 sqft
    2020-07-01 0 days 2,013 sqft
    2020-08-01 0 days 2,063 sqft
    2020-09-01 0 days 2,038 sqft
    2020-10-01 0 days 2,112 sqft
    2020-11-01 0 days 1,967 sqft
    2020-12-01 0 days 1,927 sqft
    2021-01-01 0 days 1,922 sqft
    2021-02-01 0 days 1,942 sqft
    2021-03-01 0 days 1,891 sqft
    2021-04-01 0 days 1,879 sqft
    2021-05-01 0 days 1,809 sqft
    2021-06-01 0 days 1,835 sqft
    2021-07-01 0 days 1,856 sqft
    2021-08-01 0 days 1,794 sqft
    2021-09-01 0 days 1,745 sqft
    2021-10-01 0 days 1,686 sqft
    2021-11-01 0 days 1,639 sqft
    2021-12-01 0 days 1,643 sqft
    2022-01-01 0 days 1,649 sqft
    2022-02-01 0 days 1,680 sqft
    2022-03-01 0 days 1,630 sqft
    2022-04-01 0 days 1,749 sqft
    2022-05-01 0 days 1,849 sqft
    2022-06-01 0 days 1,849 sqft
    2022-07-01 0 days 1,889 sqft
    2022-08-01 0 days 2,008 sqft
    2022-09-01 0 days 2,018 sqft
    2022-10-01 0 days 2,003 sqft
    2022-11-01 0 days 2,031 sqft
    2022-12-01 0 days 1,967 sqft
    2023-01-01 0 days 1,993 sqft
    2023-02-01 0 days 2,005 sqft
    2023-03-01 0 days 1,916 sqft
    2023-04-01 0 days 1,939 sqft
    2023-05-01 0 days 1,931 sqft
    2023-06-01 0 days 1,929 sqft
    2023-07-01 0 days 1,928 sqft
    2023-08-01 0 days 2,007 sqft
    2023-09-01 0 days 1,891 sqft
    2023-10-01 0 days 1,826 sqft
    2023-11-01 0 days 1,880 sqft
    2023-12-01 0 days 1,860 sqft
    2024-01-01 0 days 1,764 sqft
    2024-02-01 0 days 1,793 sqft
    2024-03-01 0 days 1,791 sqft
    2024-04-01 0 days 1,843 sqft
    2024-05-01 0 days 1,801 sqft
    2024-06-01 0 days 1,758 sqft
    2024-07-01 0 days 1,722 sqft
    2024-08-01 0 days 1,836 sqft
    2024-09-01 0 days 1,825 sqft
    2024-10-01 0 days 1,893 sqft
    2024-11-01 0 days 1,909 sqft
    2024-12-01 0 days 1,899 sqft
    2025-01-01 0 days 1,907 sqft
    Batesville's median listing age (time on market) for 2025-01-01 was 0 days.

    Batesville's median square footage for active listings during the 2025-01-01 period was 1,907 sqft. One year prior, the average listing was 1,764 sqft.