Batesville USDA Loan Rates, Closing Costs & Stats

Batesville, AR

USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

Batesville's 17 lenders originated 46 USDA loans during 2024. The total origination value was $6,910,000, with an average USDA loan value of $150,217.

Batesville USDA Loans, 30 Year Fixed Rates

30 Year USDA mortgages in Batesville averaged 0.08% for the week of 2025-06-20, compared to the national average (all USDA variants) of 0% for the same period.

Batesville's average USDA mortgage closing costs are $4,275.

The average rate for the prior week (2025-06-13) was 6.78% and one month ago for the week of 2025-05-16, the average rate was 6.74%.

The average rate one year ago was 6.96%.

For refis of the same type during the week of 2025-06-20, the average rate was 0.09%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Batesville USDA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Batesville level.

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
FIRST COMMUNITY MORTGAGE, INC. 9 6.01% $5,522
FLAT BRANCH MORTGAGE, INC. 4 6.63% $5,215
Renasant Bank 3 6.21% $6,482
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 6.96% $5,742
DAS Acquisition Company, LLC 3 6.67% $5,585
First Community Bank 3 6.25% $5,723
Century Mortgage Company DBA Century Lending Company 2 6.75% $6,059
BROKER SOLUTIONS, INC. 2 6.88% $8,416
Simmons Bank 1 6.00% $5,646
STOCKTON MORTGAGE CORPORATION 1 5.63% $5,409
GERSHMAN INVESTMENT CORP. 1 6.00% $4,385
GUILD MORTGAGE COMPANY 1 6.00% $5,507
MORTGAGE INVESTORS GROUP, INC. 1 6.88% $4,318
Nations Lending Corporation 1 6.25% $2,511
PLAZA HOME MORTGAGE, INC. 1 6.75% $3,362
Regions Bank 1 6.25% $4,793
Sierra Pacific Mortgage Company, Inc. 1 6.13% $6,193

The top Batesville USDA lender as defined by loan originations is FIRST COMMUNITY MORTGAGE, INC., with 9 USDA loans originated. Their average total fees are $5,522, which is $306 higher than the next largest lender, FLAT BRANCH MORTGAGE, INC..

The lowest fee Batesville USDA lenders (with over 10 loans originated) are .

The lowest rate Batesville USDA lenders (with over 10 loans originated) are .