First Community Mortgage Rates, Fees & Info
SHELBYVILLE, TNLEI: 549300R0SXC1JU7ZU290
Tax ID: 41-2031753
5 stars - Updated: 12/17/24
-
out of 5 stars, based on 84 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
First Community Mortgage is a small mortgage company specializing in Home Purchase loans. First Community Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Nashville, Cincinnati, Atlanta, Knoxville, and Indianapolis among others. We have data for 390 markets. (Some data included below & more in-depth data is available with an active subscription.)First Community Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Community Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.06% | 12/17/24 |
| 30 Year Conventional Refi | 6.58% | 12/17/24 |
| 30 Year Cash-out Refi | 6.82% | 12/17/24 |
| 30 Year FHA Purchase | 7.38% | 12/17/24 |
| 30 Year FHA Refi | 7.17% | 12/17/24 |
| 30 Year VA Purchase | 6.29% | 12/17/24 |
| 30 Year VA Refi | 5.99% | 12/17/24 |
| 30 Year USDA Purchase | 6.88% | 12/17/24 |
| 15 Year Conventional Purchase | 6.33% | 12/17/24 |
| 15 Year Conventional Refi | 6.02% | 12/17/24 |
| 15 Year Cash-out Refi | 6.02% | 12/17/24 |
| 15 Year VA Purchase | 6.45% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
First Community Mortgage Mortgage Calculator
Your Estimates
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This is not an official calculator from First Community Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,067Origination Dollar Volume (All Markets)
$1,880,525,000Awards
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FIRST COMMUNITY MORTGAGE - 2023
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For 2023, less than of lenders were eligible for this award.
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Relative Rate
First Community Mortgage's average 30 year fixed mortgage rate was
6.81%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.33%.
Relative Fees (Closing Costs)
First Community Mortgage's average total fees/closing costs for a 30 year fixed rate
mortgage were $8,078.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 801 | $277,475,000 | $346,411 | $9,869 | 6.62% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 602 | $146,960,000 | $244,120 | $6,666 | 6.98% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 407 | $139,955,000 | $343,870 | $10,136 | 6.83% |
| Outside of Metro Areas | 654 | $129,880,000 | $198,593 | $7,011 | 6.72% |
| KNOXVILLE, TN (FHA|USDA|VA) | 353 | $81,125,000 | $229,816 | $7,665 | 6.50% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 242 | $65,690,000 | $271,446 | $6,569 | 7.15% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 183 | $57,655,000 | $315,055 | $9,459 | 7.02% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 212 | $57,180,000 | $269,717 | $7,333 | 6.84% |
| Shelbyville, TN (FHA|USDA|VA) | 162 | $45,390,000 | $280,185 | $9,438 | 6.62% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 176 | $41,100,000 | $233,523 | $6,390 | 7.02% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 119 | $36,825,000 | $309,454 | $7,964 | 6.67% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 109 | $31,265,000 | $286,835 | $10,775 | 6.34% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 112 | $27,470,000 | $245,268 | $7,987 | 6.65% |
| JACKSON, TN (FHA|USDA|VA) | 109 | $23,895,000 | $219,220 | $8,631 | 6.46% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 72 | $22,850,000 | $317,361 | $10,646 | 7.12% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 70 | $18,420,000 | $263,143 | $8,303 | 7.09% |
| COLUMBUS, OH (FHA|USDA|VA) | 68 | $18,270,000 | $268,676 | $8,995 | 6.83% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 83 | $15,995,000 | $192,711 | $7,035 | 7.02% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 52 | $15,140,000 | $291,154 | $9,881 | 7.21% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 36 | $14,470,000 | $401,944 | $11,905 | 7.01% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 61 | $14,245,000 | $233,525 | $7,104 | 6.60% |
| MIDLAND, MI (FHA|USDA|VA) | 68 | $13,180,000 | $193,824 | $5,775 | 6.93% |
| MORRISTOWN, TN (FHA|USDA|VA) | 53 | $10,785,000 | $203,491 | $8,088 | 6.39% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 34 | $10,610,000 | $312,059 | $7,523 | 6.48% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 33 | $10,345,000 | $313,485 | $9,761 | 6.74% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 31 | $9,945,000 | $320,806 | $9,528 | 6.96% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 41 | $9,095,000 | $221,829 | $9,047 | 6.91% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 21 | $8,885,000 | $423,095 | $10,444 | 7.09% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 31 | $8,675,000 | $279,839 | $11,122 | 7.08% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 32 | $8,380,000 | $261,875 | $7,590 | 7.01% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 23 | $8,315,000 | $361,522 | $10,240 | 6.56% |
| MONTGOMERY, AL (FHA|USDA|VA) | 28 | $7,860,000 | $280,714 | $7,675 | 7.05% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 22 | $7,430,000 | $337,727 | $10,862 | 6.85% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 27 | $7,085,000 | $262,407 | $7,146 | 6.70% |
| Columbus, MS (FHA|USDA|VA) | 35 | $6,905,000 | $197,286 | $7,670 | 6.81% |
| SAGINAW, MI (FHA|USDA|VA) | 44 | $6,890,000 | $156,591 | $4,809 | 7.03% |
| FRESNO, CA (FHA|USDA|VA) | 21 | $6,805,000 | $324,048 | $8,254 | 6.75% |
| DALTON, GA (FHA|USDA|VA) | 32 | $6,670,000 | $208,438 | $6,431 | 6.62% |
| BATON ROUGE, LA (FHA|USDA|VA) | 28 | $6,520,000 | $232,857 | $6,397 | 6.84% |
| Sevierville, TN (FHA|USDA|VA) | 27 | $6,515,000 | $241,296 | $8,011 | 6.96% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 26 | $6,440,000 | $247,692 | $9,262 | 6.63% |
| LAFAYETTE, LA (FHA|USDA|VA) | 30 | $6,200,000 | $206,667 | $7,040 | 7.07% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 16 | $6,180,000 | $386,250 | $10,068 | 6.53% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 12 | $6,130,000 | $510,833 | $10,936 | 7.33% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 14 | $5,830,000 | $416,429 | $10,070 | 7.29% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 11 | $5,465,000 | $496,818 | $11,662 | 7.24% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 16 | $5,440,000 | $340,000 | $11,869 | 6.82% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 15 | $5,345,000 | $356,333 | $5,989 | 7.06% |
| LOUISVILLE, KY (FHA|USDA|VA) | 25 | $5,305,000 | $212,200 | $6,690 | 7.38% |
| GAINESVILLE, GA (FHA|USDA|VA) | 17 | $5,245,000 | $308,529 | $9,639 | 6.97% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 17 | $5,125,000 | $301,471 | $8,813 | 7.12% |
| Greensburg, IN (FHA|USDA|VA) | 28 | $5,020,000 | $179,286 | $5,992 | 7.26% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 12 | $4,890,000 | $407,500 | $10,048 | 7.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 11 | $4,815,000 | $437,727 | $8,844 | 6.92% |
| Dayton, TN (FHA|USDA|VA) | 20 | $4,720,000 | $236,000 | $8,789 | 6.74% |
| Madisonville, KY (FHA|USDA|VA) | 23 | $4,665,000 | $202,826 | $4,931 | 6.38% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 14 | $4,610,000 | $329,286 | $8,859 | 7.22% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 18 | $4,540,000 | $252,222 | $6,809 | 6.35% |
| JACKSON, MS (FHA|USDA|VA) | 15 | $4,535,000 | $302,333 | $8,319 | 7.13% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 28 | $4,510,000 | $161,071 | $4,843 | 6.98% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 8 | $4,360,000 | $545,000 | $12,421 | 6.16% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 17 | $4,335,000 | $255,000 | $7,282 | 6.84% |
| Calhoun, GA (FHA|USDA|VA) | 16 | $4,330,000 | $270,625 | $9,040 | 6.73% |
| MUSKEGON, MI (FHA|USDA|VA) | 19 | $4,325,000 | $227,632 | $6,308 | 6.93% |
| Lewisburg, TN (FHA|USDA|VA) | 17 | $4,325,000 | $254,412 | $9,561 | 6.43% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 17 | $4,295,000 | $252,647 | $7,371 | 7.07% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 22 | $4,270,000 | $194,091 | $4,213 | 6.36% |
| CLEVELAND, TN (FHA|USDA|VA) | 17 | $4,255,000 | $250,294 | $8,445 | 6.72% |
| Athens, TN (FHA|USDA|VA) | 22 | $4,190,000 | $190,455 | $7,044 | 6.52% |
| RICHMOND, VA (FHA|USDA|VA) | 13 | $4,115,000 | $316,538 | $7,349 | 7.16% |
| BAY CITY, MI (FHA|USDA|VA) | 31 | $4,005,000 | $129,194 | $4,838 | 7.00% |
| Paris, TN (FHA|USDA|VA) | 19 | $3,915,000 | $206,053 | $7,498 | 6.58% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 15 | $3,855,000 | $257,000 | $8,177 | 6.44% |
| McMinnville, TN (FHA|USDA|VA) | 18 | $3,760,000 | $208,889 | $7,500 | 6.69% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 17 | $3,715,000 | $218,529 | $4,375 | 6.54% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 25 | $3,715,000 | $148,600 | $5,539 | 7.06% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 16 | $3,700,000 | $231,250 | $9,053 | 7.06% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 16 | $3,700,000 | $231,250 | $4,635 | 6.55% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 16 | $3,640,000 | $227,500 | $7,413 | 6.64% |
| Holland, MI (FHA|USDA|VA) | 14 | $3,600,000 | $257,143 | $6,570 | 7.04% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 9 | $3,515,000 | $390,556 | $9,476 | 7.10% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 17 | $3,505,000 | $206,176 | $7,005 | 7.07% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 14 | $3,410,000 | $243,571 | $6,949 | 6.98% |
| MOBILE, AL (FHA|USDA|VA) | 15 | $3,375,000 | $225,000 | $7,705 | 6.74% |
| Batesville, AR (FHA|USDA|VA) | 23 | $3,365,000 | $146,304 | $5,494 | 6.66% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 8 | $3,320,000 | $415,000 | $12,758 | 7.19% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 12 | $3,310,000 | $275,833 | $6,935 | 7.83% |
| COLUMBUS, IN (FHA|USDA|VA) | 18 | $3,240,000 | $180,000 | $5,692 | 7.14% |
| Alexander City, AL (FHA|USDA|VA) | 9 | $3,195,000 | $355,000 | $7,115 | 7.03% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 14 | $3,180,000 | $227,143 | $8,407 | 6.94% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 11 | $3,055,000 | $277,727 | $5,203 | 7.32% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 12 | $3,020,000 | $251,667 | $6,947 | 6.99% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 7 | $2,935,000 | $419,286 | $10,355 | 6.98% |
| Lawrenceburg, TN (FHA|USDA|VA) | 14 | $2,840,000 | $202,857 | $7,788 | 6.78% |
| ASHEVILLE, NC (FHA|USDA|VA) | 6 | $2,820,000 | $470,000 | $10,714 | 7.29% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 8 | $2,810,000 | $351,250 | $10,825 | 7.05% |
| THE VILLAGES, FL (FHA|USDA|VA) | 5 | $2,795,000 | $559,000 | $14,646 | 6.83% |
| Brownsville, TN (FHA|USDA|VA) | 13 | $2,725,000 | $209,615 | $9,069 | 6.49% |
| Cadillac, MI (FHA|USDA|VA) | 9 | $2,575,000 | $286,111 | $9,225 | 6.76% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 13 | $2,575,000 | $198,077 | $5,985 | 7.35% |
| Tupelo, MS (FHA|USDA|VA) | 18 | $2,550,000 | $141,667 | $4,582 | 6.57% |
| FORT WAYNE, IN (FHA|USDA|VA) | 12 | $2,360,000 | $196,667 | $6,857 | 7.16% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 10 | $2,300,000 | $230,000 | $7,197 | 6.82% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 14 | $2,290,000 | $163,571 | $6,644 | 7.19% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 5 | $2,285,000 | $457,000 | $8,673 | 6.08% |
| FLINT, MI (FHA|USDA|VA) | 12 | $2,250,000 | $187,500 | $6,279 | 6.96% |
| Martin, TN (FHA|USDA|VA) | 15 | $2,235,000 | $149,000 | $5,822 | 6.42% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 3 | $2,215,000 | $738,333 | $22,072 | 6.67% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 6 | $2,140,000 | $356,667 | $5,837 | 6.79% |
| Jefferson, GA (FHA|USDA|VA) | 6 | $2,130,000 | $355,000 | $13,223 | 6.67% |
| MADERA, CA (FHA|USDA|VA) | 6 | $2,070,000 | $345,000 | $7,539 | 6.60% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 10 | $2,040,000 | $204,000 | $7,357 | 7.11% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 6 | $2,030,000 | $338,333 | $5,792 | 7.62% |
| Union City, TN (FHA|USDA|VA) | 13 | $2,015,000 | $155,000 | $6,527 | 6.60% |
| VISALIA, CA (FHA|USDA|VA) | 6 | $1,970,000 | $328,333 | $13,223 | 6.25% |
| Cookeville, TN (FHA|USDA|VA) | 7 | $1,965,000 | $280,714 | $6,240 | 7.11% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $7,366 | 7.05% |
| Traverse City, MI (FHA|USDA|VA) | 7 | $1,935,000 | $276,429 | $7,080 | 7.55% |
| Greeneville, TN (FHA|USDA|VA) | 11 | $1,925,000 | $175,000 | $6,042 | 6.61% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $1,910,000 | $955,000 | $18,951 | 7.13% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 6 | $1,820,000 | $303,333 | $10,691 | 6.60% |
| DECATUR, AL (FHA|USDA|VA) | 7 | $1,815,000 | $259,286 | $5,231 | 6.59% |
| Wilmington, OH (FHA|USDA|VA) | 9 | $1,815,000 | $201,667 | $6,137 | 6.74% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 9 | $1,795,000 | $199,444 | $7,075 | 7.08% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $1,745,000 | $581,667 | $17,820 | 6.33% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 7 | $1,725,000 | $246,429 | $5,859 | 6.61% |
| RENO, NV (FHA|USDA|VA) | 4 | $1,700,000 | $425,000 | $12,679 | 6.47% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 7 | $1,675,000 | $239,286 | $7,435 | 6.32% |
| LYNCHBURG, VA (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $9,448 | 6.45% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $7,189 | 6.58% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $9,330 | 7.33% |
| CHICO, CA (FHA|USDA|VA) | 2 | $1,550,000 | $775,000 | $4,838 | 7.50% |
| Crossville, TN (FHA|USDA|VA) | 7 | $1,525,000 | $217,857 | $6,760 | 6.54% |
| Mount Pleasant, MI (FHA|USDA|VA) | 9 | $1,495,000 | $166,111 | $5,447 | 6.89% |
| Jasper, AL (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $4,558 | 6.00% |
| ANN ARBOR, MI (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $6,156 | 7.05% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $1,365,000 | $1,365,000 | $65,660 | 7.25% |
| Starkville, MS (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $11,453 | 6.63% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $13,022 | 6.69% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1 | $1,305,000 | $1,305,000 | $6,768 | 7.13% |
| Marion, OH (FHA|USDA|VA) | 9 | $1,225,000 | $136,111 | $4,120 | 6.85% |
| DOVER, DE (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $15,433 | 6.09% |
| Statesboro, GA (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $12,197 | 7.17% |
| Cullman, AL (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $5,361 | 7.13% |
| Cornelia, GA (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $11,020 | 6.79% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $10,049 | 6.63% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $1,185,000 | $1,185,000 | $5,448 | 7.25% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $14,747 | 6.71% |
| Big Rapids, MI (FHA|USDA|VA) | 7 | $1,175,000 | $167,857 | $7,369 | 6.82% |
| Seneca, SC (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $6,999 | 6.69% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $12,485 | 6.88% |
| WICHITA, KS (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $6,048 | 6.29% |
| Coshocton, OH (FHA|USDA|VA) | 10 | $1,120,000 | $112,000 | $5,530 | 7.25% |
| Arkadelphia, AR (FHA|USDA|VA) | 8 | $1,110,000 | $138,750 | $4,255 | 6.48% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $8,668 | 7.16% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $8,325 | 7.21% |
| Albertville, AL (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $6,669 | 6.72% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $11,247 | 7.81% |
| Zanesville, OH (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $5,738 | 6.42% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $8,426 | 6.38% |
| WILMINGTON, NC (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $5,855 | 6.98% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $5,736 | 7.38% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $7,083 | 7.25% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $4,026 | 6.50% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $8,443 | 7.38% |
| Meridian, MS (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $6,944 | 6.55% |
| AKRON, OH (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $5,969 | 6.59% |
| Marion, NC (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $12,703 | 7.19% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $6,891 | 7.08% |
| Newport, TN (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $5,018 | 6.31% |
| Malvern, AR (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $4,409 | 6.28% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $13,875 | 6.81% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $8,237 | 6.90% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $885,000 | $885,000 | $13,541 | 6.00% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $8,382 | 7.25% |
| Dyersburg, TN (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $6,837 | 6.58% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $10,755 | 7.31% |
| CARSON CITY, NV (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $8,629 | 5.58% |
| Corinth, MS (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $6,047 | 7.12% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $7,963 | 7.00% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $835,000 | $835,000 | $15,356 | 7.50% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $8,745 | 7.22% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $6,649 | 6.28% |
| Clewiston, FL (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $10,150 | 7.21% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $3,386 | 7.81% |
| Mount Vernon, OH (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $6,944 | 6.70% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $5,612 | 7.69% |
| Spearfish, SD (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $6,798 | 7.06% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $6,601 | 6.83% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $3,783 | 6.63% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $10,315 | 6.79% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $7,344 | 7.50% |
| Connersville, IN (FHA|USDA|VA) | 7 | $735,000 | $105,000 | $3,779 | 7.09% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $13,237 | 7.06% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $14,753 | 7.63% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $11,686 | 6.38% |
| NILES, MI (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $4,930 | 6.92% |
| Stephenville, TX (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $6,149 | 7.31% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $12,481 | 7.00% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $10,189 | 5.13% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $8,981 | 6.63% |
| North Vernon, IN (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $4,487 | 7.56% |
| OWENSBORO, KY (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,285 | 7.13% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $4,944 | 7.33% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $2,521 | 6.81% |
| Dublin, GA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $6,275 | 6.63% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $7,251 | 6.62% |
| PITTSBURGH, PA (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $4,880 | 7.20% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,935 | 7.31% |
| Ashtabula, OH (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,680 | 6.96% |
| Ludington, MI (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $10,565 | 7.00% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $5,885 | 7.00% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,932 | 8.50% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $15,660 | 6.38% |
| Murray, KY (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $3,989 | 7.06% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $21,153 | 6.63% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $14,548 | 6.81% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $6,967 | 7.13% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,475 | 7.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $6,924 | 6.84% |
| Mayfield, KY (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $4,393 | 7.06% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $15,850 | 7.13% |
| Menomonie, WI (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $4,286 | 6.83% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $8,403 | 6.69% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,501 | 7.13% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,982 | 6.88% |
| Searcy, AR (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $7,200 | 6.38% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $15,506 | 5.75% |
| Big Stone Gap, VA (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $5,518 | 6.38% |
| Cleveland, MS (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $7,009 | 6.29% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $24,136 | 6.00% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $12,165 | 8.13% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,349 | 7.38% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $12,578 | 7.63% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $8,577 | 6.88% |
| Seymour, IN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $8,351 | 7.25% |
| Brevard, NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $8,024 | 6.06% |
| Urbana, OH (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $15,520 | 7.00% |
| Taos, NM (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $15,157 | 5.75% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $7,332 | 6.92% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $10,468 | 7.13% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,492 | 6.94% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $9,862 | 7.13% |
| Rexburg, ID (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,016 | 5.81% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $10,417 | 6.81% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,978 | 7.63% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $7,049 | 6.69% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $18,542 | 6.75% |
| Cedartown, GA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $9,648 | 6.06% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,730 | 7.44% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $16,207 | 7.38% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $12,345 | 6.99% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $8,771 | 8.63% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $17,181 | 7.63% |
| WACO, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,682 | 7.69% |
| Jennings, LA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,656 | 7.00% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $7,429 | 7.63% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $8,038 | 7.25% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $8,451 | 7.13% |
| Sikeston, MO (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $2,386 | 6.88% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $9,137 | 7.88% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $17,641 | 6.25% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $10,357 | 6.31% |
| OCALA, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,631 | 6.56% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $9,584 | 6.94% |
| Central City, KY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,590 | 7.00% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $7,470 | 5.88% |
| Toccoa, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $10,270 | 6.75% |
| ROME, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,875 | 6.38% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $10,668 | 7.25% |
| Waycross, GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,424 | 6.88% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $11,020 | 7.75% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,804 | 7.00% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $10,320 | 6.75% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,853 | 6.88% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $12,442 | 7.19% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,388 | 6.88% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $10,309 | 7.63% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,796 | 7.31% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,677 | 7.44% |
| Fort Payne, AL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,495 | 5.94% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $17,002 | 7.25% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,298 | 7.25% |
| Defiance, OH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,155 | 6.63% |
| Wooster, OH (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,096 | 7.75% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,412 | 5.31% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $11,900 | 7.46% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,238 | 7.25% |
| Gallup, NM (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,075 | 7.31% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,369 | 6.06% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,239 | 6.81% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,119 | 6.63% |
| Laconia, NH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,764 | 7.50% |
| Lake City, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,557 | 6.99% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,058 | 6.63% |
| Summerville, GA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,138 | 6.75% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,303 | 6.38% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,019 | 7.63% |
| Opelousas, LA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,221 | 6.50% |
| Montrose, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 7.13% |
| Alamogordo, NM (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,012 | 6.88% |
| Laurel, MS (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,024 | 6.19% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,380 | 6.99% |
| Danville, KY (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,187 | 6.31% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,019 | 7.00% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,020 | 6.50% |
| Alma, MI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,347 | 6.69% |
| Cambridge, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,081 | 6.88% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $13,309 | 6.50% |
| Sanford, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $16,865 | 6.75% |
| Peru, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,981 | 6.63% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,777 | 7.38% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,650 | 7.63% |
| Greenville, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,691 | 5.38% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,847 | 6.00% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,363 | 7.63% |
| Helena-West Helena, AR (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,072 | 6.56% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,130 | 7.50% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,817 | 7.50% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,177 | 7.38% |
| West Point, MS (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,316 | 7.06% |
| Huntingdon, PA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,716 | 7.13% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $12,364 | 7.25% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,040 | 6.99% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,931 | 6.50% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,178 | 7.75% |
| Mountain Home, AR (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,770 | 6.81% |
| JONESBORO, AR (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,772 | 6.62% |
| Findlay, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,317 | 6.99% |
| Russellville, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,952 | 6.63% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,603 | 7.00% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,246 | 6.99% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,412 | 6.99% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,388 | 6.25% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,774 | 7.25% |
| Elko, NV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,462 | 5.88% |
| MANSFIELD, OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,772 | 6.68% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,304 | 6.63% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,241 | 6.75% |
| Richmond, IN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,191 | 7.56% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,848 | 6.75% |
| MONROE, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,959 | 6.75% |
| Selma, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,895 | 6.63% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,858 | 6.63% |
| Ashland, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,613 | 6.88% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,597 | 6.75% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.88% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,522 | 7.00% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,652 | 7.50% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,009 | 7.25% |
| Winona, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,318 | 6.25% |
| Decatur, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,789 | 7.13% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,599 | 7.38% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,380 | 6.25% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,892 | 6.88% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 6.50% |
| READING, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.13% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,733 | 7.62% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,509 | 7.75% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,822 | 7.13% |
| ERIE, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,028 | 6.88% |
| New Castle, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,057 | 8.13% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,689 | 6.99% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,244 | 6.13% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,682 | 7.63% |
| McComb, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,475 | 7.63% |
| Danville, VA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.63% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $650 | 6.75% |
| Washington, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,932 | 7.00% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,985 | 7.50% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,131 | 8.63% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,582 | 6.13% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,536 | 6.63% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $10,906 | 6.50% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,409 | 5.75% |
| Meadville, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,125 | 6.62% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,740 | 5.88% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,502 | 6.88% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.50% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,623 | 6.75% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,016 | 6.75% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,731 | 6.88% |
| New Castle, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,172 | 7.25% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,643 | 7.13% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,662 | 7.38% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,025 | 7.63% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,761 | 7.99% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,439 | 8.00% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.50% |
| Huntington, IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,587 | 7.00% |
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Product Mix
For 2023, First Community Mortgage's most frequently originated type of loan was Conventional, with 4,098 originations. Their 2nd most popular type was FHA, with 1,951 originations.
Loan Reason
For 2023, First Community Mortgage's most frequently cited loan purpose was Home Purchase, with 6,179 originations. The 2nd most popular reason was Cash Out Refi, with 588 originations.
Loan Duration/Length
For 2023, First Community Mortgage's most frequently cited loan duration was 30 Year, with 6,895 originations. The 2nd most popular length was 15 Year, with 92 originations.
Origination Fees/Closing Costs
First Community Mortgage's average total fees were $8,078, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,689 originations.
Interest Rates
During 2023, First Community Mortgage's average interest rate for loans was 6.81%, while their most frequently originated rate bucket for loans was 6-7%, with 3,467 originations.
Loan Sizing
2023 saw First Community Mortgage place emphasis on $200k-400k loans with 3,393 originations, totaling $958,605,000 in origination value.
Applicant Income
First Community Mortgage lent most frequently to those with incomes in the $50k-75k range, with 1,939 originations. The second most popular income band? $75k-100k, with 1,582 originations.
Applicant Debt to Income Ratio
First Community Mortgage lent most frequently to those with DTI ratios of 30-36%, with 1,152 originations. The next most common DTI ratio? 20-30%, with 931 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.68%
First Community Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination89.53%
First Community Mortgage has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,067 | $1,880,525,000 | $266,099 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7,067 | $1,880,525,000 | $266,099 |