First Community Mortgage Rates, Fees & Info

SHELBYVILLE, TN

LEI: 549300R0SXC1JU7ZU290

Tax ID: 41-2031753

5 stars - Updated: 5/14/24 - out of 5 stars, based on 84 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

First Community Mortgage is a small mortgage company specializing in Home Purchase loans. First Community Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Nashville, Cincinnati, Atlanta, Knoxville, and Indianapolis among others. We have data for 390 markets. (Some data included below & more in-depth data is available with an active subscription.)

First Community Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Community Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 7.06% 5/14/24
30 Year Conventional Refi 6.58% 5/14/24
30 Year Cash-out Refi 6.82% 5/14/24
30 Year FHA Purchase 7.38% 5/14/24
30 Year FHA Refi 7.17% 5/14/24
30 Year VA Purchase 6.29% 5/14/24
30 Year VA Refi 5.99% 5/14/24
30 Year USDA Purchase 6.88% 5/14/24
15 Year Conventional Purchase 6.33% 5/14/24
15 Year Conventional Refi 6.02% 5/14/24
15 Year Cash-out Refi 6.02% 5/14/24
15 Year VA Purchase 6.45% 5/14/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

First Community Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from First Community Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

7,067

Origination Dollar Volume (All Markets)

$1,880,525,000
Show all (19) awards

Relative Rate

First Community Mortgage's average 30 year fixed mortgage rate was 6.81%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.33%.

Relative Fees (Closing Costs)

First Community Mortgage's average total fees/closing costs for a 30 year fixed rate mortgage were $8,078.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 801 $277,475,000 $346,411 $9,869 6.62%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 602 $146,960,000 $244,120 $6,666 6.98%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 407 $139,955,000 $343,870 $10,136 6.83%
Outside of Metro Areas 654 $129,880,000 $198,593 $7,011 6.72%
KNOXVILLE, TN (FHA|USDA|VA) 353 $81,125,000 $229,816 $7,665 6.50%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 242 $65,690,000 $271,446 $6,569 7.15%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 183 $57,655,000 $315,055 $9,459 7.02%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 212 $57,180,000 $269,717 $7,333 6.84%
Shelbyville, TN (FHA|USDA|VA) 162 $45,390,000 $280,185 $9,438 6.62%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 176 $41,100,000 $233,523 $6,390 7.02%
HUNTSVILLE, AL (FHA|USDA|VA) 119 $36,825,000 $309,454 $7,964 6.67%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 109 $31,265,000 $286,835 $10,775 6.34%
Tullahoma-Manchester, TN (FHA|USDA|VA) 112 $27,470,000 $245,268 $7,987 6.65%
JACKSON, TN (FHA|USDA|VA) 109 $23,895,000 $219,220 $8,631 6.46%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 72 $22,850,000 $317,361 $10,646 7.12%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 70 $18,420,000 $263,143 $8,303 7.09%
COLUMBUS, OH (FHA|USDA|VA) 68 $18,270,000 $268,676 $8,995 6.83%
DAYTON-KETTERING, OH (FHA|USDA|VA) 83 $15,995,000 $192,711 $7,035 7.02%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 52 $15,140,000 $291,154 $9,881 7.21%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 36 $14,470,000 $401,944 $11,905 7.01%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 61 $14,245,000 $233,525 $7,104 6.60%
MIDLAND, MI (FHA|USDA|VA) 68 $13,180,000 $193,824 $5,775 6.93%
MORRISTOWN, TN (FHA|USDA|VA) 53 $10,785,000 $203,491 $8,088 6.39%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 34 $10,610,000 $312,059 $7,523 6.48%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 33 $10,345,000 $313,485 $9,761 6.74%
JACKSONVILLE, FL (FHA|USDA|VA) 31 $9,945,000 $320,806 $9,528 6.96%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 41 $9,095,000 $221,829 $9,047 6.91%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 21 $8,885,000 $423,095 $10,444 7.09%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 31 $8,675,000 $279,839 $11,122 7.08%
EAU CLAIRE, WI (FHA|USDA|VA) 32 $8,380,000 $261,875 $7,590 7.01%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 23 $8,315,000 $361,522 $10,240 6.56%
MONTGOMERY, AL (FHA|USDA|VA) 28 $7,860,000 $280,714 $7,675 7.05%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 22 $7,430,000 $337,727 $10,862 6.85%
ALBUQUERQUE, NM (FHA|USDA|VA) 27 $7,085,000 $262,407 $7,146 6.70%
Columbus, MS (FHA|USDA|VA) 35 $6,905,000 $197,286 $7,670 6.81%
SAGINAW, MI (FHA|USDA|VA) 44 $6,890,000 $156,591 $4,809 7.03%
FRESNO, CA (FHA|USDA|VA) 21 $6,805,000 $324,048 $8,254 6.75%
DALTON, GA (FHA|USDA|VA) 32 $6,670,000 $208,438 $6,431 6.62%
BATON ROUGE, LA (FHA|USDA|VA) 28 $6,520,000 $232,857 $6,397 6.84%
Sevierville, TN (FHA|USDA|VA) 27 $6,515,000 $241,296 $8,011 6.96%
KANSAS CITY, MO-KS (FHA|USDA|VA) 26 $6,440,000 $247,692 $9,262 6.63%
LAFAYETTE, LA (FHA|USDA|VA) 30 $6,200,000 $206,667 $7,040 7.07%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 16 $6,180,000 $386,250 $10,068 6.53%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 12 $6,130,000 $510,833 $10,936 7.33%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 14 $5,830,000 $416,429 $10,070 7.29%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 11 $5,465,000 $496,818 $11,662 7.24%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 16 $5,440,000 $340,000 $11,869 6.82%
RALEIGH-CARY, NC (FHA|USDA|VA) 15 $5,345,000 $356,333 $5,989 7.06%
LOUISVILLE, KY (FHA|USDA|VA) 25 $5,305,000 $212,200 $6,690 7.38%
GAINESVILLE, GA (FHA|USDA|VA) 17 $5,245,000 $308,529 $9,639 6.97%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 17 $5,125,000 $301,471 $8,813 7.12%
Greensburg, IN (FHA|USDA|VA) 28 $5,020,000 $179,286 $5,992 7.26%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 12 $4,890,000 $407,500 $10,048 7.00%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 11 $4,815,000 $437,727 $8,844 6.92%
Dayton, TN (FHA|USDA|VA) 20 $4,720,000 $236,000 $8,789 6.74%
Madisonville, KY (FHA|USDA|VA) 23 $4,665,000 $202,826 $4,931 6.38%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 14 $4,610,000 $329,286 $8,859 7.22%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 18 $4,540,000 $252,222 $6,809 6.35%
JACKSON, MS (FHA|USDA|VA) 15 $4,535,000 $302,333 $8,319 7.13%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 28 $4,510,000 $161,071 $4,843 6.98%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 8 $4,360,000 $545,000 $12,421 6.16%
Talladega-Sylacauga, AL (FHA|USDA|VA) 17 $4,335,000 $255,000 $7,282 6.84%
Calhoun, GA (FHA|USDA|VA) 16 $4,330,000 $270,625 $9,040 6.73%
MUSKEGON, MI (FHA|USDA|VA) 19 $4,325,000 $227,632 $6,308 6.93%
Lewisburg, TN (FHA|USDA|VA) 17 $4,325,000 $254,412 $9,561 6.43%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 17 $4,295,000 $252,647 $7,371 7.07%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 22 $4,270,000 $194,091 $4,213 6.36%
CLEVELAND, TN (FHA|USDA|VA) 17 $4,255,000 $250,294 $8,445 6.72%
Athens, TN (FHA|USDA|VA) 22 $4,190,000 $190,455 $7,044 6.52%
RICHMOND, VA (FHA|USDA|VA) 13 $4,115,000 $316,538 $7,349 7.16%
BAY CITY, MI (FHA|USDA|VA) 31 $4,005,000 $129,194 $4,838 7.00%
Paris, TN (FHA|USDA|VA) 19 $3,915,000 $206,053 $7,498 6.58%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 15 $3,855,000 $257,000 $8,177 6.44%
McMinnville, TN (FHA|USDA|VA) 18 $3,760,000 $208,889 $7,500 6.69%
HOT SPRINGS, AR (FHA|USDA|VA) 17 $3,715,000 $218,529 $4,375 6.54%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 25 $3,715,000 $148,600 $5,539 7.06%
TALLAHASSEE, FL (FHA|USDA|VA) 16 $3,700,000 $231,250 $9,053 7.06%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 16 $3,700,000 $231,250 $4,635 6.55%
JOHNSON CITY, TN (FHA|USDA|VA) 16 $3,640,000 $227,500 $7,413 6.64%
Holland, MI (FHA|USDA|VA) 14 $3,600,000 $257,143 $6,570 7.04%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 9 $3,515,000 $390,556 $9,476 7.10%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 17 $3,505,000 $206,176 $7,005 7.07%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 14 $3,410,000 $243,571 $6,949 6.98%
MOBILE, AL (FHA|USDA|VA) 15 $3,375,000 $225,000 $7,705 6.74%
Batesville, AR (FHA|USDA|VA) 23 $3,365,000 $146,304 $5,494 6.66%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 8 $3,320,000 $415,000 $12,758 7.19%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 12 $3,310,000 $275,833 $6,935 7.83%
COLUMBUS, IN (FHA|USDA|VA) 18 $3,240,000 $180,000 $5,692 7.14%
Alexander City, AL (FHA|USDA|VA) 9 $3,195,000 $355,000 $7,115 7.03%
WARNER ROBINS, GA (FHA|USDA|VA) 14 $3,180,000 $227,143 $8,407 6.94%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 11 $3,055,000 $277,727 $5,203 7.32%
SIOUX FALLS, SD (FHA|USDA|VA) 12 $3,020,000 $251,667 $6,947 6.99%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 7 $2,935,000 $419,286 $10,355 6.98%
Lawrenceburg, TN (FHA|USDA|VA) 14 $2,840,000 $202,857 $7,788 6.78%
ASHEVILLE, NC (FHA|USDA|VA) 6 $2,820,000 $470,000 $10,714 7.29%
SALISBURY, MD-DE (FHA|USDA|VA) 8 $2,810,000 $351,250 $10,825 7.05%
THE VILLAGES, FL (FHA|USDA|VA) 5 $2,795,000 $559,000 $14,646 6.83%
Brownsville, TN (FHA|USDA|VA) 13 $2,725,000 $209,615 $9,069 6.49%
Cadillac, MI (FHA|USDA|VA) 9 $2,575,000 $286,111 $9,225 6.76%
BLOOMINGTON, IN (FHA|USDA|VA) 13 $2,575,000 $198,077 $5,985 7.35%
Tupelo, MS (FHA|USDA|VA) 18 $2,550,000 $141,667 $4,582 6.57%
FORT WAYNE, IN (FHA|USDA|VA) 12 $2,360,000 $196,667 $6,857 7.16%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 10 $2,300,000 $230,000 $7,197 6.82%
SPRINGFIELD, OH (FHA|USDA|VA) 14 $2,290,000 $163,571 $6,644 7.19%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 5 $2,285,000 $457,000 $8,673 6.08%
FLINT, MI (FHA|USDA|VA) 12 $2,250,000 $187,500 $6,279 6.96%
Martin, TN (FHA|USDA|VA) 15 $2,235,000 $149,000 $5,822 6.42%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 3 $2,215,000 $738,333 $22,072 6.67%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 6 $2,140,000 $356,667 $5,837 6.79%
Jefferson, GA (FHA|USDA|VA) 6 $2,130,000 $355,000 $13,223 6.67%
MADERA, CA (FHA|USDA|VA) 6 $2,070,000 $345,000 $7,539 6.60%
BATTLE CREEK, MI (FHA|USDA|VA) 10 $2,040,000 $204,000 $7,357 7.11%
WORCESTER, MA-CT (FHA|USDA|VA) 6 $2,030,000 $338,333 $5,792 7.62%
Union City, TN (FHA|USDA|VA) 13 $2,015,000 $155,000 $6,527 6.60%
VISALIA, CA (FHA|USDA|VA) 6 $1,970,000 $328,333 $13,223 6.25%
Cookeville, TN (FHA|USDA|VA) 7 $1,965,000 $280,714 $6,240 7.11%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 7 $1,945,000 $277,857 $7,366 7.05%
Traverse City, MI (FHA|USDA|VA) 7 $1,935,000 $276,429 $7,080 7.55%
Greeneville, TN (FHA|USDA|VA) 11 $1,925,000 $175,000 $6,042 6.61%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $1,910,000 $955,000 $18,951 7.13%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 6 $1,820,000 $303,333 $10,691 6.60%
DECATUR, AL (FHA|USDA|VA) 7 $1,815,000 $259,286 $5,231 6.59%
Wilmington, OH (FHA|USDA|VA) 9 $1,815,000 $201,667 $6,137 6.74%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 9 $1,795,000 $199,444 $7,075 7.08%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 3 $1,745,000 $581,667 $17,820 6.33%
ST. LOUIS, MO-IL (FHA|USDA|VA) 7 $1,725,000 $246,429 $5,859 6.61%
RENO, NV (FHA|USDA|VA) 4 $1,700,000 $425,000 $12,679 6.47%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 7 $1,675,000 $239,286 $7,435 6.32%
LYNCHBURG, VA (FHA|USDA|VA) 5 $1,615,000 $323,000 $9,448 6.45%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 5 $1,595,000 $319,000 $7,189 6.58%
BOWLING GREEN, KY (FHA|USDA|VA) 6 $1,560,000 $260,000 $9,330 7.33%
CHICO, CA (FHA|USDA|VA) 2 $1,550,000 $775,000 $4,838 7.50%
Crossville, TN (FHA|USDA|VA) 7 $1,525,000 $217,857 $6,760 6.54%
Mount Pleasant, MI (FHA|USDA|VA) 9 $1,495,000 $166,111 $5,447 6.89%
Jasper, AL (FHA|USDA|VA) 7 $1,415,000 $202,143 $4,558 6.00%
ANN ARBOR, MI (FHA|USDA|VA) 5 $1,385,000 $277,000 $6,156 7.05%
SALINAS, CA (FHA|USDA|VA) 1 $1,365,000 $1,365,000 $65,660 7.25%
Starkville, MS (FHA|USDA|VA) 4 $1,330,000 $332,500 $11,453 6.63%
PORT ST. LUCIE, FL (FHA|USDA|VA) 4 $1,310,000 $327,500 $13,022 6.69%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $1,305,000 $1,305,000 $6,768 7.13%
Marion, OH (FHA|USDA|VA) 9 $1,225,000 $136,111 $4,120 6.85%
DOVER, DE (FHA|USDA|VA) 4 $1,220,000 $305,000 $15,433 6.09%
Statesboro, GA (FHA|USDA|VA) 6 $1,200,000 $200,000 $12,197 7.17%
Cullman, AL (FHA|USDA|VA) 4 $1,190,000 $297,500 $5,361 7.13%
Cornelia, GA (FHA|USDA|VA) 3 $1,185,000 $395,000 $11,020 6.79%
SAVANNAH, GA (FHA|USDA|VA) 3 $1,185,000 $395,000 $10,049 6.63%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $1,185,000 $1,185,000 $5,448 7.25%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 3 $1,175,000 $391,667 $14,747 6.71%
Big Rapids, MI (FHA|USDA|VA) 7 $1,175,000 $167,857 $7,369 6.82%
Seneca, SC (FHA|USDA|VA) 4 $1,160,000 $290,000 $6,999 6.69%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $1,135,000 $378,333 $12,485 6.88%
WICHITA, KS (FHA|USDA|VA) 6 $1,120,000 $186,667 $6,048 6.29%
Coshocton, OH (FHA|USDA|VA) 10 $1,120,000 $112,000 $5,530 7.25%
Arkadelphia, AR (FHA|USDA|VA) 8 $1,110,000 $138,750 $4,255 6.48%
WINSTON-SALEM, NC (FHA|USDA|VA) 4 $1,100,000 $275,000 $8,668 7.16%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $1,095,000 $365,000 $8,325 7.21%
Albertville, AL (FHA|USDA|VA) 4 $1,090,000 $272,500 $6,669 6.72%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 2 $1,090,000 $545,000 $11,247 7.81%
Zanesville, OH (FHA|USDA|VA) 6 $1,090,000 $181,667 $5,738 6.42%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 2 $1,090,000 $545,000 $8,426 6.38%
WILMINGTON, NC (FHA|USDA|VA) 5 $1,075,000 $215,000 $5,855 6.98%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 4 $1,070,000 $267,500 $5,736 7.38%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 6 $1,050,000 $175,000 $7,083 7.25%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 4 $1,040,000 $260,000 $4,026 6.50%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $1,030,000 $515,000 $8,443 7.38%
Meridian, MS (FHA|USDA|VA) 5 $1,025,000 $205,000 $6,944 6.55%
AKRON, OH (FHA|USDA|VA) 4 $1,010,000 $252,500 $5,969 6.59%
Marion, NC (FHA|USDA|VA) 2 $960,000 $480,000 $12,703 7.19%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 6 $960,000 $160,000 $6,891 7.08%
Newport, TN (FHA|USDA|VA) 6 $950,000 $158,333 $5,018 6.31%
Malvern, AR (FHA|USDA|VA) 5 $925,000 $185,000 $4,409 6.28%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $900,000 $450,000 $13,875 6.81%
TEXARKANA, TX-AR (FHA|USDA|VA) 5 $895,000 $179,000 $8,237 6.90%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $885,000 $885,000 $13,541 6.00%
COLUMBIA, SC (FHA|USDA|VA) 3 $885,000 $295,000 $8,382 7.25%
Dyersburg, TN (FHA|USDA|VA) 5 $875,000 $175,000 $6,837 6.58%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2 $870,000 $435,000 $10,755 7.31%
CARSON CITY, NV (FHA|USDA|VA) 3 $865,000 $288,333 $8,629 5.58%
Corinth, MS (FHA|USDA|VA) 5 $855,000 $171,000 $6,047 7.12%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $845,000 $845,000 $7,963 7.00%
AMARILLO, TX (FHA|USDA|VA) 1 $835,000 $835,000 $15,356 7.50%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 4 $830,000 $207,500 $8,745 7.22%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $830,000 $207,500 $6,649 6.28%
Clewiston, FL (FHA|USDA|VA) 3 $815,000 $271,667 $10,150 7.21%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $810,000 $405,000 $3,386 7.81%
Mount Vernon, OH (FHA|USDA|VA) 5 $805,000 $161,000 $6,944 6.70%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $790,000 $395,000 $5,612 7.69%
Spearfish, SD (FHA|USDA|VA) 2 $780,000 $390,000 $6,798 7.06%
New Philadelphia-Dover, OH (FHA|USDA|VA) 5 $775,000 $155,000 $6,601 6.83%
Sheridan, WY (FHA|USDA|VA) 1 $765,000 $765,000 $3,783 6.63%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $765,000 $255,000 $10,315 6.79%
WENATCHEE, WA (FHA|USDA|VA) 1 $745,000 $745,000 $7,344 7.50%
Connersville, IN (FHA|USDA|VA) 7 $735,000 $105,000 $3,779 7.09%
NEW BERN, NC (FHA|USDA|VA) 2 $730,000 $365,000 $13,237 7.06%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $725,000 $725,000 $14,753 7.63%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $725,000 $725,000 $11,686 6.38%
NILES, MI (FHA|USDA|VA) 3 $715,000 $238,333 $4,930 6.92%
Stephenville, TX (FHA|USDA|VA) 2 $710,000 $355,000 $6,149 7.31%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $700,000 $350,000 $12,481 7.00%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $695,000 $695,000 $10,189 5.13%
St. Marys, GA (FHA|USDA|VA) 2 $670,000 $335,000 $8,981 6.63%
North Vernon, IN (FHA|USDA|VA) 4 $650,000 $162,500 $4,487 7.56%
OWENSBORO, KY (FHA|USDA|VA) 3 $645,000 $215,000 $5,285 7.13%
BRUNSWICK, GA (FHA|USDA|VA) 3 $645,000 $215,000 $4,944 7.33%
PANAMA CITY, FL (FHA|USDA|VA) 2 $640,000 $320,000 $2,521 6.81%
Dublin, GA (FHA|USDA|VA) 2 $640,000 $320,000 $6,275 6.63%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $635,000 $211,667 $7,251 6.62%
PITTSBURGH, PA (FHA|USDA|VA) 4 $630,000 $157,500 $4,880 7.20%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $620,000 $310,000 $3,935 7.31%
Ashtabula, OH (FHA|USDA|VA) 3 $615,000 $205,000 $5,680 6.96%
Ludington, MI (FHA|USDA|VA) 2 $610,000 $305,000 $10,565 7.00%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $605,000 $605,000 $5,885 7.00%
EVANSVILLE, IN-KY (FHA|USDA|VA) 3 $605,000 $201,667 $4,932 8.50%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $600,000 $300,000 $15,660 6.38%
Murray, KY (FHA|USDA|VA) 4 $600,000 $150,000 $3,989 7.06%
Cullowhee, NC (FHA|USDA|VA) 1 $595,000 $595,000 $21,153 6.63%
HINESVILLE, GA (FHA|USDA|VA) 2 $580,000 $290,000 $14,548 6.81%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $575,000 $191,667 $6,967 7.13%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $570,000 $285,000 $4,475 7.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 4 $570,000 $142,500 $6,924 6.84%
Mayfield, KY (FHA|USDA|VA) 4 $570,000 $142,500 $4,393 7.06%
YAKIMA, WA (FHA|USDA|VA) 1 $565,000 $565,000 $15,850 7.13%
Menomonie, WI (FHA|USDA|VA) 3 $545,000 $181,667 $4,286 6.83%
LaGrange, GA-AL (FHA|USDA|VA) 2 $540,000 $270,000 $8,403 6.69%
ROANOKE, VA (FHA|USDA|VA) 2 $530,000 $265,000 $3,501 7.13%
Orangeburg, SC (FHA|USDA|VA) 2 $530,000 $265,000 $6,982 6.88%
Searcy, AR (FHA|USDA|VA) 3 $525,000 $175,000 $7,200 6.38%
Del Rio, TX (FHA|USDA|VA) 1 $525,000 $525,000 $15,506 5.75%
Big Stone Gap, VA (FHA|USDA|VA) 4 $520,000 $130,000 $5,518 6.38%
Cleveland, MS (FHA|USDA|VA) 3 $505,000 $168,333 $7,009 6.29%
ST. GEORGE, UT (FHA|USDA|VA) 1 $505,000 $505,000 $24,136 6.00%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $505,000 $505,000 $12,165 8.13%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $505,000 $505,000 $4,349 7.38%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $505,000 $505,000 $12,578 7.63%
HATTIESBURG, MS (FHA|USDA|VA) 2 $500,000 $250,000 $8,577 6.88%
Seymour, IN (FHA|USDA|VA) 2 $490,000 $245,000 $8,351 7.25%
Brevard, NC (FHA|USDA|VA) 2 $490,000 $245,000 $8,024 6.06%
Urbana, OH (FHA|USDA|VA) 1 $485,000 $485,000 $15,520 7.00%
Taos, NM (FHA|USDA|VA) 1 $485,000 $485,000 $15,157 5.75%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 3 $475,000 $158,333 $7,332 6.92%
SPARTANBURG, SC (FHA|USDA|VA) 2 $470,000 $235,000 $10,468 7.13%
FORT SMITH, AR-OK (FHA|USDA|VA) 2 $460,000 $230,000 $6,492 6.94%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $455,000 $455,000 $9,862 7.13%
Rexburg, ID (FHA|USDA|VA) 2 $450,000 $225,000 $4,016 5.81%
Chillicothe, OH (FHA|USDA|VA) 2 $450,000 $225,000 $10,417 6.81%
LAWRENCE, KS (FHA|USDA|VA) 2 $450,000 $225,000 $3,978 7.63%
Warrensburg, MO (FHA|USDA|VA) 2 $450,000 $225,000 $7,049 6.69%
MODESTO, CA (FHA|USDA|VA) 1 $445,000 $445,000 $18,542 6.75%
Cedartown, GA (FHA|USDA|VA) 2 $440,000 $220,000 $9,648 6.06%
DOTHAN, AL (FHA|USDA|VA) 2 $440,000 $220,000 $3,730 7.44%
Glasgow, KY (FHA|USDA|VA) 1 $435,000 $435,000 $16,207 7.38%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $435,000 $435,000 $12,345 6.99%
TWIN FALLS, ID (FHA|USDA|VA) 1 $435,000 $435,000 $8,771 8.63%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $435,000 $435,000 $17,181 7.63%
WACO, TX (FHA|USDA|VA) 2 $430,000 $215,000 $7,682 7.69%
Jennings, LA (FHA|USDA|VA) 2 $430,000 $215,000 $8,656 7.00%
PUEBLO, CO (FHA|USDA|VA) 1 $425,000 $425,000 $7,429 7.63%
Mount Pleasant, TX (FHA|USDA|VA) 1 $415,000 $415,000 $8,038 7.25%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 2 $410,000 $205,000 $8,451 7.13%
Sikeston, MO (FHA|USDA|VA) 3 $405,000 $135,000 $2,386 6.88%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $405,000 $405,000 $9,137 7.88%
Mineral Wells, TX (FHA|USDA|VA) 1 $395,000 $395,000 $17,641 6.25%
Bardstown, KY (FHA|USDA|VA) 2 $390,000 $195,000 $10,357 6.31%
OCALA, FL (FHA|USDA|VA) 2 $380,000 $190,000 $8,631 6.56%
Mount Airy, NC (FHA|USDA|VA) 2 $380,000 $190,000 $9,584 6.94%
Central City, KY (FHA|USDA|VA) 2 $380,000 $190,000 $8,590 7.00%
COLUMBIA, MO (FHA|USDA|VA) 1 $375,000 $375,000 $7,470 5.88%
Toccoa, GA (FHA|USDA|VA) 2 $370,000 $185,000 $10,270 6.75%
ROME, GA (FHA|USDA|VA) 2 $370,000 $185,000 $5,875 6.38%
Fort Morgan, CO (FHA|USDA|VA) 1 $365,000 $365,000 $10,668 7.25%
Waycross, GA (FHA|USDA|VA) 1 $365,000 $365,000 $5,424 6.88%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $365,000 $365,000 $11,020 7.75%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $365,000 $365,000 $7,804 7.00%
Elizabeth City, NC (FHA|USDA|VA) 1 $355,000 $355,000 $10,320 6.75%
OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $350,000 $175,000 $5,853 6.88%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $350,000 $175,000 $12,442 7.19%
Plymouth, IN (FHA|USDA|VA) 1 $345,000 $345,000 $8,388 6.88%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $345,000 $345,000 $10,309 7.63%
FARGO, ND-MN (FHA|USDA|VA) 2 $340,000 $170,000 $4,796 7.31%
APPLETON, WI (FHA|USDA|VA) 2 $340,000 $170,000 $2,677 7.44%
Fort Payne, AL (FHA|USDA|VA) 2 $340,000 $170,000 $5,495 5.94%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $335,000 $335,000 $17,002 7.25%
LUBBOCK, TX (FHA|USDA|VA) 1 $335,000 $335,000 $5,298 7.25%
Defiance, OH (FHA|USDA|VA) 1 $335,000 $335,000 $4,155 6.63%
Wooster, OH (FHA|USDA|VA) 2 $330,000 $165,000 $5,096 7.75%
SPRINGFIELD, MO (FHA|USDA|VA) 2 $330,000 $165,000 $4,412 5.31%
TOLEDO, OH (FHA|USDA|VA) 3 $325,000 $108,333 $11,900 7.46%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $315,000 $315,000 $11,238 7.25%
Gallup, NM (FHA|USDA|VA) 2 $310,000 $155,000 $6,075 7.31%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $310,000 $155,000 $6,369 6.06%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $310,000 $155,000 $7,239 6.81%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $305,000 $305,000 $10,119 6.63%
Laconia, NH (FHA|USDA|VA) 1 $305,000 $305,000 $8,764 7.50%
Lake City, FL (FHA|USDA|VA) 1 $305,000 $305,000 $8,557 6.99%
SALT LAKE CITY, UT (FHA|USDA|VA) 1 $305,000 $305,000 $9,058 6.63%
Summerville, GA (FHA|USDA|VA) 2 $300,000 $150,000 $6,138 6.75%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $300,000 $150,000 $7,303 6.38%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $295,000 $295,000 $10,019 7.63%
Opelousas, LA (FHA|USDA|VA) 2 $290,000 $145,000 $4,221 6.50%
Montrose, CO (FHA|USDA|VA) 1 $285,000 $285,000 $0 7.13%
Alamogordo, NM (FHA|USDA|VA) 2 $280,000 $140,000 $5,012 6.88%
Laurel, MS (FHA|USDA|VA) 2 $280,000 $140,000 $5,024 6.19%
Norwalk, OH (FHA|USDA|VA) 1 $275,000 $275,000 $6,380 6.99%
Danville, KY (FHA|USDA|VA) 2 $270,000 $135,000 $5,187 6.31%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $265,000 $265,000 $9,019 7.00%
Kerrville, TX (FHA|USDA|VA) 1 $265,000 $265,000 $8,020 6.50%
Alma, MI (FHA|USDA|VA) 2 $260,000 $130,000 $3,347 6.69%
Cambridge, OH (FHA|USDA|VA) 2 $260,000 $130,000 $6,081 6.88%
Frankfort, KY (FHA|USDA|VA) 1 $255,000 $255,000 $13,309 6.50%
Sanford, NC (FHA|USDA|VA) 1 $255,000 $255,000 $16,865 6.75%
Peru, IN (FHA|USDA|VA) 2 $250,000 $125,000 $3,981 6.63%
Jamestown, ND (FHA|USDA|VA) 1 $245,000 $245,000 $7,777 7.38%
SUMTER, SC (FHA|USDA|VA) 1 $235,000 $235,000 $10,650 7.63%
Greenville, OH (FHA|USDA|VA) 1 $235,000 $235,000 $8,691 5.38%
Jackson, WY-ID (FHA|USDA|VA) 1 $235,000 $235,000 $3,847 6.00%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $235,000 $235,000 $9,363 7.63%
Helena-West Helena, AR (FHA|USDA|VA) 2 $230,000 $115,000 $5,072 6.56%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $225,000 $225,000 $3,130 7.50%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $225,000 $225,000 $5,817 7.50%
LEBANON, PA (FHA|USDA|VA) 1 $225,000 $225,000 $7,177 7.38%
West Point, MS (FHA|USDA|VA) 2 $220,000 $110,000 $6,316 7.06%
Huntingdon, PA (FHA|USDA|VA) 2 $220,000 $110,000 $3,716 7.13%
Scottsburg, IN (FHA|USDA|VA) 1 $215,000 $215,000 $12,364 7.25%
Clarksburg, WV (FHA|USDA|VA) 1 $215,000 $215,000 $4,040 6.99%
Corsicana, TX (FHA|USDA|VA) 1 $215,000 $215,000 $7,931 6.50%
LANCASTER, PA (FHA|USDA|VA) 1 $215,000 $215,000 $7,178 7.75%
Mountain Home, AR (FHA|USDA|VA) 2 $210,000 $105,000 $4,770 6.81%
JONESBORO, AR (FHA|USDA|VA) 2 $210,000 $105,000 $6,772 6.62%
Findlay, OH (FHA|USDA|VA) 1 $205,000 $205,000 $5,317 6.99%
Russellville, AR (FHA|USDA|VA) 1 $205,000 $205,000 $2,952 6.63%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $205,000 $205,000 $3,603 7.00%
Morehead City, NC (FHA|USDA|VA) 1 $205,000 $205,000 $6,246 6.99%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $205,000 $205,000 $8,412 6.99%
EL PASO, TX (FHA|USDA|VA) 1 $195,000 $195,000 $4,388 6.25%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $195,000 $195,000 $7,774 7.25%
Elko, NV (FHA|USDA|VA) 1 $195,000 $195,000 $5,462 5.88%
MANSFIELD, OH (FHA|USDA|VA) 2 $190,000 $95,000 $4,772 6.68%
Frankfort, IN (FHA|USDA|VA) 1 $185,000 $185,000 $6,304 6.63%
Coffeyville, KS (FHA|USDA|VA) 1 $185,000 $185,000 $7,241 6.75%
Richmond, IN (FHA|USDA|VA) 2 $180,000 $90,000 $4,191 7.56%
Scottsboro, AL (FHA|USDA|VA) 1 $175,000 $175,000 $5,848 6.75%
MONROE, LA (FHA|USDA|VA) 1 $165,000 $165,000 $10,959 6.75%
Selma, AL (FHA|USDA|VA) 1 $165,000 $165,000 $4,895 6.63%
Kingsville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $8,858 6.63%
Ashland, OH (FHA|USDA|VA) 1 $165,000 $165,000 $1,613 6.88%
GOLDSBORO, NC (FHA|USDA|VA) 1 $165,000 $165,000 $3,597 6.75%
SAN ANGELO, TX (FHA|USDA|VA) 1 $155,000 $155,000 $0 6.88%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $155,000 $155,000 $8,522 7.00%
Kendallville, IN (FHA|USDA|VA) 1 $155,000 $155,000 $4,652 7.50%
PINE BLUFF, AR (FHA|USDA|VA) 1 $155,000 $155,000 $6,009 7.25%
Winona, MN (FHA|USDA|VA) 1 $155,000 $155,000 $8,318 6.25%
Decatur, IN (FHA|USDA|VA) 1 $155,000 $155,000 $1,789 7.13%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $155,000 $155,000 $6,599 7.38%
Milledgeville, GA (FHA|USDA|VA) 1 $145,000 $145,000 $8,380 6.25%
Crawfordsville, IN (FHA|USDA|VA) 1 $145,000 $145,000 $2,892 6.88%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $145,000 $145,000 $0 6.50%
READING, PA (FHA|USDA|VA) 1 $145,000 $145,000 $0 8.13%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $135,000 $135,000 $2,733 7.62%
Portsmouth, OH (FHA|USDA|VA) 1 $135,000 $135,000 $8,509 7.75%
Blytheville, AR (FHA|USDA|VA) 1 $135,000 $135,000 $3,822 7.13%
ERIE, PA (FHA|USDA|VA) 1 $135,000 $135,000 $2,028 6.88%
New Castle, IN (FHA|USDA|VA) 1 $125,000 $125,000 $8,057 8.13%
BURLINGTON, NC (FHA|USDA|VA) 1 $125,000 $125,000 $5,689 6.99%
Martinsville, VA (FHA|USDA|VA) 1 $125,000 $125,000 $4,244 6.13%
Morgan City, LA (FHA|USDA|VA) 1 $125,000 $125,000 $3,682 7.63%
McComb, MS (FHA|USDA|VA) 1 $125,000 $125,000 $5,475 7.63%
Danville, VA (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.63%
LAS CRUCES, NM (FHA|USDA|VA) 1 $115,000 $115,000 $650 6.75%
Washington, NC (FHA|USDA|VA) 1 $115,000 $115,000 $4,932 7.00%
MUNCIE, IN (FHA|USDA|VA) 1 $115,000 $115,000 $5,985 7.50%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $115,000 $115,000 $4,131 8.63%
Port Lavaca, TX (FHA|USDA|VA) 1 $115,000 $115,000 $3,582 6.13%
GREENVILLE, NC (FHA|USDA|VA) 1 $105,000 $105,000 $4,536 6.63%
MANHATTAN, KS (FHA|USDA|VA) 1 $105,000 $105,000 $10,906 6.50%
STOCKTON, CA (FHA|USDA|VA) 1 $105,000 $105,000 $1,409 5.75%
Meadville, PA (FHA|USDA|VA) 1 $105,000 $105,000 $5,125 6.62%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $105,000 $105,000 $7,740 5.88%
DULUTH, MN-WI (FHA|USDA|VA) 1 $105,000 $105,000 $5,502 6.88%
KOKOMO, IN (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.50%
BECKLEY, WV (FHA|USDA|VA) 1 $95,000 $95,000 $6,623 6.75%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $95,000 $95,000 $5,016 6.75%
Lewistown, PA (FHA|USDA|VA) 1 $85,000 $85,000 $3,731 6.88%
New Castle, PA (FHA|USDA|VA) 1 $85,000 $85,000 $5,172 7.25%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $85,000 $85,000 $3,643 7.13%
Albert Lea, MN (FHA|USDA|VA) 1 $75,000 $75,000 $4,662 7.38%
GREEN BAY, WI (FHA|USDA|VA) 1 $75,000 $75,000 $5,025 7.63%
Clarksdale, MS (FHA|USDA|VA) 1 $65,000 $65,000 $4,761 7.99%
Ottawa, KS (FHA|USDA|VA) 1 $65,000 $65,000 $3,439 8.00%
Richmond-Berea, KY (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.50%
Huntington, IN (FHA|USDA|VA) 1 $45,000 $45,000 $2,587 7.00%
First Community Mortgage's top markets include Nashville, Cincinnati, Atlanta, Knoxville, and Indianapolis among others.

Their top states include:
  • Tennessee (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against FIRST COMMUNITY MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Republic Bank
    Similarity Rank: 21
    NUSENDA
    Similarity Rank: 36
    MORTGAGE ONE OF THE SOUTH, INC.
    Similarity Rank: 42
    FRONTWAVE
    Similarity Rank: 77
    Gulf Winds Credit Union
    Similarity Rank: 80
    MISSION
    Similarity Rank: 93
    SCIENT Federal Credit Union
    Similarity Rank: 110
    ALTURA
    Similarity Rank: 128
    County Savings Bank
    Similarity Rank: 135

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,098 $1,101,240,000 $268,726 $6,310 6.98%
    FHA 1,951 $491,965,000 $252,160 $10,948 6.63%
    VA 693 $227,745,000 $328,636 $9,741 6.46%
    USDA 325 $59,575,000 $183,308 $6,771 6.52%

    For 2023, First Community Mortgage's most frequently originated type of loan was Conventional, with 4,098 originations. Their 2nd most popular type was FHA, with 1,951 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 6,179 $1,680,985,000 $272,048 $8,139 6.81%
    Cash Out Refi 588 $117,890,000 $200,493 $7,356 6.82%
    Refi 300 $81,650,000 $272,167 $7,084 6.66%

    For 2023, First Community Mortgage's most frequently cited loan purpose was Home Purchase, with 6,179 originations. The 2nd most popular reason was Cash Out Refi, with 588 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,895 $1,841,145,000 $267,026 $8,078 6.81%
    15 Year 92 $21,330,000 $231,848 $5,432 6.37%
    20 Year 49 $9,145,000 $186,633 $5,711 6.69%
    30+ year 14 $5,660,000 $404,286 $11,296 7.87%
    Other 12 $2,450,000 $204,167 $7,651 6.67%
    10 Year 5 $795,000 $159,000 $6,196 6.60%

    For 2023, First Community Mortgage's most frequently cited loan duration was 30 Year, with 6,895 originations. The 2nd most popular length was 15 Year, with 92 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,689 $615,645,000 $364,503
    $1k-2k 1,380 $360,360,000 $261,130
    $2k-3k 1,120 $223,780,000 $199,804
    $3k-4k 1,074 $245,390,000 $228,482
    $4k-5k 852 $223,790,000 $262,664
    $<1k 578 $142,920,000 $247,266

    First Community Mortgage's average total fees were $8,078, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,689 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 3,467 $896,945,000 $258,709
    7-8% 2,344 $636,210,000 $271,421
    5-6% 1,014 $279,990,000 $276,124
    Over 8% 216 $59,620,000 $276,019
    4-5% 25 $7,685,000 $307,400
    3-4% 1 $75,000 $75,000

    During 2023, First Community Mortgage's average interest rate for loans was 6.81%, while their most frequently originated rate bucket for loans was 6-7%, with 3,467 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,393 $958,605,000 $282,524 $8,754 6.77%
    $100k-200k 2,305 $357,345,000 $155,030 $5,830 6.84%
    $400k-600k 723 $339,535,000 $469,620 $11,440 6.80%
    $100,000 or less 407 $32,435,000 $79,693 $4,187 6.91%
    $600k-1MM 200 $141,840,000 $709,200 $11,663 6.91%
    $1MM+ 39 $50,765,000 $1,301,667 $19,321 7.04%

    2023 saw First Community Mortgage place emphasis on $200k-400k loans with 3,393 originations, totaling $958,605,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,939 $392,685,000 $202,519 $7,230 6.71%
    $75k-100k 1,582 $411,280,000 $259,975 $8,385 6.81%
    $100k-150k 1,494 $454,470,000 $304,197 $9,149 6.87%
    $50k or less 921 $126,055,000 $136,868 $5,640 6.67%
    $150k-250k 790 $309,140,000 $391,316 $9,448 6.96%
    $250k+ 340 $186,480,000 $548,471 $10,336 7.10%

    First Community Mortgage lent most frequently to those with incomes in the $50k-75k range, with 1,939 originations. The second most popular income band? $75k-100k, with 1,582 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,152 $291,680,000 $253,194 $7,011 6.84%
    20-30% 931 $228,685,000 $245,634 $6,532 6.81%
    50-60% 685 $208,805,000 $304,825 $11,586 6.65%
    44% 402 $105,880,000 $263,383 $7,942 6.77%
    43% 345 $89,545,000 $259,551 $8,411 6.76%
    42% 319 $81,995,000 $257,038 $7,809 6.81%
    49% 308 $88,390,000 $286,981 $8,705 6.82%
    45% 301 $82,225,000 $273,173 $8,329 6.90%
    40% 296 $79,300,000 $267,905 $7,921 6.77%
    41% 290 $76,550,000 $263,966 $7,932 6.86%
    39% 288 $77,760,000 $270,000 $7,194 6.88%
    46% 272 $78,390,000 $288,199 $8,946 6.88%
    38% 272 $73,630,000 $270,699 $7,915 6.85%
    48% 265 $76,925,000 $290,283 $8,969 6.72%
    37% 239 $61,465,000 $257,176 $7,682 6.87%
    36% 235 $61,195,000 $260,404 $7,472 6.78%
    47% 230 $62,590,000 $272,130 $8,678 6.89%
    <20% 223 $49,075,000 $220,067 $6,011 6.85%
    >60% 13 $6,025,000 $463,462 $8,498 7.02%

    First Community Mortgage lent most frequently to those with DTI ratios of 30-36%, with 1,152 originations. The next most common DTI ratio? 20-30%, with 931 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 5,540 $1,459,440,000 $263,437 $7,809 6.79%
    Not provided 720 $192,620,000 $267,528 $8,524 6.92%
    Black 518 $141,200,000 $272,587 $9,802 6.78%
    Asian 244 $73,450,000 $301,025 $7,809 6.95%
    American Indian 36 $11,040,000 $306,667 $8,386 6.81%
    Native Hawaiian or Islander 9 $2,775,000 $308,333 $10,637 6.58%

    Approval Rates

    Total approvals of all applications
    93.68%

    First Community Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    89.53%

    First Community Mortgage has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 7,067 $1,880,525,000 $266,099

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    7,067 $1,880,525,000 $266,099

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 211 $29,565,000 $140,118 $4,598 6.67%
    40-60% 532 $112,770,000 $211,974 $5,740 6.70%
    60-80% 1,523 $416,255,000 $273,313 $7,247 7.01%
    80-100% 4,561 $1,247,525,000 $273,520 $8,389 6.77%
    Over 100% 207 $70,775,000 $341,908 $14,648 6.50%
    Under 20% 32 $3,220,000 $100,625 $3,370 6.64%