Pittsburg VA Loan Rates, Closing Costs & Stats

Pittsburg, KS

  • JUMP TO:
  • Trends
  • Rates vs Fees
  • Top Lenders
  • Markets
  • Market Conditions & Pricing
  • Time on Market/Property Size

    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Pittsburg's 18 lenders originated 34 VA loans during 2023. The total origination value was $6,570,000, with an average VA loan value of $193,235.

    Pittsburg VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Pittsburg averaged 6.7% for the week of 2024-12-13, compared to the national average (all VA variants) of 6.077% for the same period.

    Pittsburg's average VA mortgage closing costs are $4,809.

    The average rate for the prior week (2024-12-06) was 6.43% and one month ago for the week of 2024-11-08, the average rate was 6.73%.

    The average rate one year ago was 6.98%.

    For refis of the same type during the week of 2024-12-13, the average rate was 6.28%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Pittsburg VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Pittsburg level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Mortgage Research Center, LLC 7 6.75% $6,643
    FLAT BRANCH MORTGAGE, INC. 4 6.72% $8,960
    Gateway First Bank 3 6.54% $4,157
    MORTGAGE SOLUTIONS OF COLORADO, LLC 2 7.75% $3,641
    NAVY FEDERAL CREDIT UNION 2 6.25% $1,425
    NEW DAY FINANCIAL, LLC 2 7.62% $4,472
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.75% $7,844
    QUICKEN LOANS, LLC 2 5.99% $6,103
    USAA Federal Savings Bank 1 7.13% $4,381
    AMERISAVE MORTGAGE CORPORATION 1 6.75% $16,897
    U.S. Bank 1 6.88% $5,840
    HALLMARK HOME MORTGAGE, LLC 1 6.75% $13,302
    Nations Lending Corporation 1 7.50% $7,970
    OPEN MORTGAGE, LLC 1 6.38% $3,504
    PENNYMAC LOAN SERVICES, LLC 1 5.13% $2,651
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.25% $8,230
    T2 FINANCIAL LLC 1 6.75% $13,576
    The Federal Savings Bank 1 5.75% $10,887

    The top Pittsburg VA lender as defined by loan originations is Mortgage Research Center, LLC, with 7 VA loans originated. Their average total fees are $6,643, which is $2,317 lower than the next largest lender, FLAT BRANCH MORTGAGE, INC..

    The lowest fee Pittsburg VA lenders (with over 10 loans originated) are .

    The lowest rate Pittsburg VA lenders (with over 10 loans originated) are .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Pittsburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $75,060 (-1.6%) $119,822 (-1.4%) 0.00 192
    2018-02-01 $79,125 (5.2%) $125,272 (2.3%) 0.00 206
    2018-03-01 $86,000 (13.5%) $130,397 (8.5%) 0.00 207
    2018-04-01 $89,125 (18.1%) $142,948 (22.9%) 0.00 211
    2018-05-01 $89,700 (16.5%) $143,973 (20.7%) 0.00 205
    2018-06-01 $99,900 (25.0%) $140,074 (16.5%) 0.00 214
    2018-07-01 $93,100 (6.6%) $140,086 (7.9%) 0.00 211
    2018-08-01 $88,625 (4.4%) $136,128 (4.6%) 0.00 210
    2018-09-01 $88,250 (11.0%) $134,441 (5.2%) 0.00 209
    2018-10-01 $89,900 (13.6%) $138,462 (7.9%) 0.00 211
    2018-11-01 $89,975 (12.8%) $139,055 (11.1%) 0.00 203
    2018-12-01 $84,975 (6.7%) $132,657 (7.4%) 0.00 194
    2019-01-01 $79,950 (6.5%) $127,303 (6.2%) 0.00 182
    2019-02-01 $69,500 (-12.2%) $118,308 (-5.6%) 0.00 226
    2019-03-01 $76,571 (-11.0%) $124,135 (-4.8%) 0.00 204
    2019-04-01 $86,000 (-3.5%) $133,338 (-6.7%) 0.00 179
    2019-05-01 $86,178 (-3.9%) $136,511 (-5.2%) 0.00 164
    2019-06-01 $87,000 (-12.9%) $131,273 (-6.3%) 0.00 163
    2019-07-01 $79,163 (-15.0%) $122,727 (-12.4%) 0.00 160
    2019-08-01 $82,636 (-6.8%) $119,525 (-12.2%) 0.00 161
    2019-09-01 $78,341 (-11.2%) $115,806 (-13.9%) 0.00 166
    2019-10-01 $75,477 (-16.0%) $113,327 (-18.2%) 0.00 173
    2019-11-01 $76,200 (-15.3%) $113,387 (-18.5%) 0.00 169
    2019-12-01 $74,875 (-11.9%) $108,394 (-18.3%) 0.00 162
    2020-01-01 $74,500 (-6.8%) $113,058 (-11.2%) 0.00 141
    2020-02-01 $75,000 (7.9%) $123,412 (4.3%) 0.00 134
    2020-03-01 $93,475 (22.1%) $133,376 (7.4%) 0.00 122
    2020-04-01 $107,450 (24.9%) $135,018 (1.3%) 0.00 123
    2020-05-01 $114,640 (33.0%) $135,417 (-0.8%) 0.00 109
    2020-06-01 $115,960 (33.3%) $136,380 (3.9%) 0.00 90
    2020-07-01 $115,640 (46.1%) $138,262 (12.7%) 0.00 79
    2020-08-01 $116,280 (40.7%) $141,371 (18.3%) 0.00 89
    2020-09-01 $115,960 (48.0%) $143,357 (23.8%) 0.00 96
    2020-10-01 $116,280 (54.1%) $149,069 (31.5%) 0.00 102
    2020-11-01 $115,640 (51.8%) $144,269 (27.2%) 0.00 82
    2020-12-01 $115,960 (54.9%) $140,526 (29.6%) 0.00 75
    2021-01-01 $115,640 (55.2%) $161,918 (43.2%) 0.00 68
    2021-02-01 $99,875 (33.2%) $162,881 (32.0%) 0.00 60
    2021-03-01 $116,890 (25.1%) $148,650 (11.5%) 0.00 60
    2021-04-01 $114,390 (6.5%) $138,372 (2.5%) 0.00 58
    2021-05-01 $100,000 (-12.8%) $144,364 (6.6%) 0.00 51
    2021-06-01 $101,000 (-12.9%) $140,782 (3.2%) 0.00 81
    2021-07-01 $100,000 (-13.5%) $140,927 (1.9%) 0.00 75
    2021-08-01 $101,750 (-12.5%) $142,950 (1.1%) 0.00 59
    2021-09-01 $102,125 (-11.9%) $144,133 (0.5%) 0.00 64
    2021-10-01 $96,500 (-17.0%) $165,057 (10.7%) 0.00 58
    2021-11-01 $102,000 (-11.8%) $166,817 (15.6%) 0.00 60
    2021-12-01 $94,250 (-18.7%) $165,963 (18.1%) 0.00 70
    2022-01-01 $98,500 (-14.8%) $164,018 (1.3%) 0.00 77
    2022-02-01 $128,225 (28.4%) $209,816 (28.8%) 0.00 46
    2022-03-01 $116,900 (0.0%) $213,076 (43.3%) 0.00 39
    2022-04-01 $143,000 (25.0%) $197,833 (43.0%) 0.00 65
    2022-05-01 $175,000 (75.0%) $219,417 (52.0%) 0.00 66
    2022-06-01 $143,725 (42.3%) $196,338 (39.5%) 0.00 71
    2022-07-01 $145,000 (45.0%) $206,521 (46.5%) 0.00 80
    2022-08-01 $135,000 (32.7%) $200,554 (40.3%) 0.00 79
    2022-09-01 $128,000 (25.3%) $195,955 (36.0%) 0.00 76
    2022-10-01 $159,000 (64.8%) $221,171 (34.0%) 0.00 73
    2022-11-01 $160,750 (57.6%) $241,501 (44.8%) 0.00 74
    2022-12-01 $135,000 (43.2%) $220,266 (32.7%) 0.00 79
    2023-01-01 $157,000 (59.4%) $243,084 (48.2%) 0.00 68
    2023-02-01 $158,250 (23.4%) $231,061 (10.1%) 0.00 64
    2023-03-01 $147,475 (26.2%) $226,211 (6.2%) 0.00 46
    2023-04-01 $140,000 (-2.1%) $236,815 (19.7%) 0.00 49
    2023-05-01 $137,925 (-21.2%) $191,492 (-12.7%) 0.00 54
    2023-06-01 $175,500 (22.1%) $245,474 (25.0%) 0.00 64
    2023-07-01 $175,900 (21.3%) $253,099 (22.6%) 0.00 65
    2023-08-01 $192,000 (42.2%) $251,106 (25.2%) 0.00 63
    2023-09-01 $169,000 (32.0%) $227,629 (16.2%) 0.00 77
    2023-10-01 $146,000 (-8.2%) $195,400 (-11.7%) 0.00 78
    2023-11-01 $158,700 (-1.3%) $185,305 (-23.3%) 0.00 78
    2023-12-01 $181,000 (34.1%) $210,235 (-4.6%) 0.00 75
    2024-01-01 $180,950 (15.3%) $222,399 (-8.5%) 0.00 65
    2024-02-01 $194,500 (22.9%) $242,471 (4.9%) 0.00 66
    2024-03-01 $200,000 (35.6%) $246,456 (9.0%) 0.00 55
    2024-04-01 $233,625 (66.9%) $265,456 (12.1%) 0.00 56
    2024-05-01 $237,500 (72.2%) $263,354 (37.5%) 0.00 54
    2024-06-01 $219,000 (24.8%) $239,859 (-2.3%) 0.00 61
    2024-07-01 $168,500 (-4.2%) $216,895 (-14.3%) 0.00 78
    2024-08-01 $161,950 (-15.7%) $201,215 (-19.9%) 0.00 91
    2024-09-01 $160,999 (-4.7%) $203,298 (-10.7%) 0.00 104
    2024-10-01 $152,000 (4.1%) $188,999 (-3.3%) 0.00 111
    2024-11-01 $150,000 (-5.5%) $198,821 (7.3%) 0.00 108
    Pittsburg's median listing price for 2024-11-01 was $150,000, a difference of $-8,700 (-5.5%) versus the prior year and $-2,000 versus the prior month.

    Pittsburg's median listing price comes in at 0% of the national average.

    Pittsburg's average listing price for 2024-11-01 was $198,821, a difference of $13,516 (7.3%) versus the prior year and $9,822 versus the prior month.

    For the 2024-11-01 period, Pittsburg had 108 MLS listings, a difference of -3 listings (-3%) versus the prior month and 30 listings (38%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Pittsburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,359 sqft
    2018-02-01 0 days 1,404 sqft
    2018-03-01 0 days 1,450 sqft
    2018-04-01 0 days 1,485 sqft
    2018-05-01 0 days 1,521 sqft
    2018-06-01 0 days 1,556 sqft
    2018-07-01 0 days 1,559 sqft
    2018-08-01 0 days 1,513 sqft
    2018-09-01 0 days 1,508 sqft
    2018-10-01 0 days 1,567 sqft
    2018-11-01 0 days 1,564 sqft
    2018-12-01 0 days 1,484 sqft
    2019-01-01 0 days 1,427 sqft
    2019-02-01 0 days 1,416 sqft
    2019-03-01 0 days 1,400 sqft
    2019-04-01 0 days 1,401 sqft
    2019-05-01 0 days 1,440 sqft
    2019-06-01 0 days 1,440 sqft
    2019-07-01 0 days 1,432 sqft
    2019-08-01 0 days 1,417 sqft
    2019-09-01 0 days 1,381 sqft
    2019-10-01 0 days 1,350 sqft
    2019-11-01 0 days 1,344 sqft
    2019-12-01 0 days 1,329 sqft
    2020-01-01 0 days 1,337 sqft
    2020-02-01 0 days 1,420 sqft
    2020-03-01 0 days 1,444 sqft
    2020-04-01 0 days 1,582 sqft
    2020-05-01 0 days 1,554 sqft
    2020-06-01 0 days 1,554 sqft
    2020-07-01 0 days 1,673 sqft
    2020-08-01 0 days 1,674 sqft
    2020-09-01 0 days 1,540 sqft
    2020-10-01 0 days 1,605 sqft
    2020-11-01 0 days 1,494 sqft
    2020-12-01 0 days 1,488 sqft
    2021-01-01 0 days 1,450 sqft
    2021-02-01 0 days 1,453 sqft
    2021-03-01 0 days 1,506 sqft
    2021-04-01 0 days 1,452 sqft
    2021-05-01 0 days 1,456 sqft
    2021-06-01 0 days 1,451 sqft
    2021-07-01 0 days 1,388 sqft
    2021-08-01 0 days 1,418 sqft
    2021-09-01 0 days 1,448 sqft
    2021-10-01 0 days 1,505 sqft
    2021-11-01 0 days 1,448 sqft
    2021-12-01 0 days 1,361 sqft
    2022-01-01 0 days 1,305 sqft
    2022-02-01 0 days 1,448 sqft
    2022-03-01 0 days 1,448 sqft
    2022-04-01 0 days 1,412 sqft
    2022-05-01 0 days 1,452 sqft
    2022-06-01 0 days 1,442 sqft
    2022-07-01 0 days 1,459 sqft
    2022-08-01 0 days 1,442 sqft
    2022-09-01 0 days 1,442 sqft
    2022-10-01 0 days 1,442 sqft
    2022-11-01 0 days 1,442 sqft
    2022-12-01 0 days 1,408 sqft
    2023-01-01 0 days 1,442 sqft
    2023-02-01 0 days 1,442 sqft
    2023-03-01 0 days 1,420 sqft
    2023-04-01 0 days 1,428 sqft
    2023-05-01 0 days 1,414 sqft
    2023-06-01 0 days 1,683 sqft
    2023-07-01 0 days 1,731 sqft
    2023-08-01 0 days 1,604 sqft
    2023-09-01 0 days 1,439 sqft
    2023-10-01 0 days 1,404 sqft
    2023-11-01 0 days 1,413 sqft
    2023-12-01 0 days 1,464 sqft
    2024-01-01 0 days 1,461 sqft
    2024-02-01 0 days 1,537 sqft
    2024-03-01 0 days 1,616 sqft
    2024-04-01 0 days 1,744 sqft
    2024-05-01 0 days 1,741 sqft
    2024-06-01 0 days 1,731 sqft
    2024-07-01 0 days 1,680 sqft
    2024-08-01 0 days 1,538 sqft
    2024-09-01 0 days 1,536 sqft
    2024-10-01 0 days 1,433 sqft
    2024-11-01 0 days 1,444 sqft
    Pittsburg's median listing age (time on market) for 2024-11-01 was 0 days.

    Pittsburg's median square footage for active listings during the 2024-11-01 period was 1,444 sqft. One year prior, the average listing was 1,413 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.