Pittsburg VA Loan Rates, Closing Costs & Stats
Pittsburg, KS
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Pittsburg's 18 lenders originated 34 VA loans during 2023. The total origination value was $6,570,000, with an average VA loan value of $193,235.
Pittsburg VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Pittsburg
averaged
6.98%
for the week of 2024-04-19, compared to the national average (all VA variants) of
6.758% for the same period.
Pittsburg's average VA mortgage closing costs are $4,809.
The average rate for the prior week (2024-04-12) was
7.11% and
one month ago for the week of 2024-03-15, the
average rate was 7.07%.
The average rate one year ago was 6.26%.
For refis of the same type during the week of 2024-04-19, the average rate
was 6.56%.
Pittsburg VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Pittsburg level.
| Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
|---|---|---|---|
| Mortgage Research Center, LLC | 7 | 6.75% | $6,643 |
| FLAT BRANCH MORTGAGE, INC. | 4 | 6.72% | $8,960 |
| Gateway First Bank | 3 | 6.54% | $4,157 |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 2 | 7.75% | $3,641 |
| NAVY FEDERAL CREDIT UNION | 2 | 6.25% | $1,425 |
| NEW DAY FINANCIAL, LLC | 2 | 7.62% | $4,472 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 2 | 6.75% | $7,844 |
| QUICKEN LOANS, LLC | 2 | 5.99% | $6,103 |
| USAA Federal Savings Bank | 1 | 7.13% | $4,381 |
| AMERISAVE MORTGAGE CORPORATION | 1 | 6.75% | $16,897 |
| U.S. Bank | 1 | 6.88% | $5,840 |
| HALLMARK HOME MORTGAGE, LLC | 1 | 6.75% | $13,302 |
| Nations Lending Corporation | 1 | 7.50% | $7,970 |
| OPEN MORTGAGE, LLC | 1 | 6.38% | $3,504 |
| PENNYMAC LOAN SERVICES, LLC | 1 | 5.13% | $2,651 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | 7.25% | $8,230 |
| T2 FINANCIAL LLC | 1 | 6.75% | $13,576 |
| The Federal Savings Bank | 1 | 5.75% | $10,887 |
The top Pittsburg VA lender as defined by loan originations is Mortgage Research Center, LLC, with
7 VA loans originated. Their average total fees are
$6,643, which is $2,317
lower than the next largest lender,
FLAT BRANCH MORTGAGE, INC..
The lowest fee Pittsburg VA lenders (with over 10 loans originated) are
.
The lowest rate Pittsburg VA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Pittsburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $75,060 (-1.6%) | $119,822 (-1.4%) | 0.00 | 192 |
| 2018-02-01 | $79,125 (5.2%) | $125,272 (2.3%) | 0.00 | 206 |
| 2018-03-01 | $86,000 (13.5%) | $130,397 (8.5%) | 0.00 | 207 |
| 2018-04-01 | $89,125 (18.1%) | $142,948 (22.9%) | 0.00 | 211 |
| 2018-05-01 | $89,700 (16.5%) | $143,973 (20.7%) | 0.00 | 205 |
| 2018-06-01 | $99,900 (25.0%) | $140,074 (16.5%) | 0.00 | 214 |
| 2018-07-01 | $93,100 (6.6%) | $140,086 (7.9%) | 0.00 | 211 |
| 2018-08-01 | $88,625 (4.4%) | $136,128 (4.6%) | 0.00 | 210 |
| 2018-09-01 | $88,250 (11.0%) | $134,441 (5.2%) | 0.00 | 209 |
| 2018-10-01 | $89,900 (13.6%) | $138,462 (7.9%) | 0.00 | 211 |
| 2018-11-01 | $89,975 (12.8%) | $139,055 (11.1%) | 0.00 | 203 |
| 2018-12-01 | $84,975 (6.7%) | $132,657 (7.4%) | 0.00 | 194 |
| 2019-01-01 | $79,950 (6.5%) | $127,303 (6.2%) | 0.00 | 182 |
| 2019-02-01 | $69,500 (-12.2%) | $118,308 (-5.6%) | 0.00 | 226 |
| 2019-03-01 | $76,571 (-11.0%) | $124,135 (-4.8%) | 0.00 | 204 |
| 2019-04-01 | $86,000 (-3.5%) | $133,338 (-6.7%) | 0.00 | 179 |
| 2019-05-01 | $86,178 (-3.9%) | $136,511 (-5.2%) | 0.00 | 164 |
| 2019-06-01 | $87,000 (-12.9%) | $131,273 (-6.3%) | 0.00 | 163 |
| 2019-07-01 | $79,163 (-15.0%) | $122,727 (-12.4%) | 0.00 | 160 |
| 2019-08-01 | $82,636 (-6.8%) | $119,525 (-12.2%) | 0.00 | 161 |
| 2019-09-01 | $78,341 (-11.2%) | $115,806 (-13.9%) | 0.00 | 166 |
| 2019-10-01 | $75,477 (-16.0%) | $113,327 (-18.2%) | 0.00 | 173 |
| 2019-11-01 | $76,200 (-15.3%) | $113,387 (-18.5%) | 0.00 | 169 |
| 2019-12-01 | $74,875 (-11.9%) | $108,394 (-18.3%) | 0.00 | 162 |
| 2020-01-01 | $74,500 (-6.8%) | $113,058 (-11.2%) | 0.00 | 141 |
| 2020-02-01 | $75,000 (7.9%) | $123,412 (4.3%) | 0.00 | 134 |
| 2020-03-01 | $93,475 (22.1%) | $133,376 (7.4%) | 0.00 | 122 |
| 2020-04-01 | $107,450 (24.9%) | $135,018 (1.3%) | 0.00 | 123 |
| 2020-05-01 | $114,640 (33.0%) | $135,417 (-0.8%) | 0.00 | 109 |
| 2020-06-01 | $115,960 (33.3%) | $136,380 (3.9%) | 0.00 | 90 |
| 2020-07-01 | $115,640 (46.1%) | $138,262 (12.7%) | 0.00 | 79 |
| 2020-08-01 | $116,280 (40.7%) | $141,371 (18.3%) | 0.00 | 89 |
| 2020-09-01 | $115,960 (48.0%) | $143,357 (23.8%) | 0.00 | 96 |
| 2020-10-01 | $116,280 (54.1%) | $149,069 (31.5%) | 0.00 | 102 |
| 2020-11-01 | $115,640 (51.8%) | $144,269 (27.2%) | 0.00 | 82 |
| 2020-12-01 | $115,960 (54.9%) | $140,526 (29.6%) | 0.00 | 75 |
| 2021-01-01 | $115,640 (55.2%) | $161,918 (43.2%) | 0.00 | 68 |
| 2021-02-01 | $99,875 (33.2%) | $162,881 (32.0%) | 0.00 | 60 |
| 2021-03-01 | $116,890 (25.1%) | $148,650 (11.5%) | 0.00 | 60 |
| 2021-04-01 | $114,390 (6.5%) | $138,372 (2.5%) | 0.00 | 58 |
| 2021-05-01 | $100,000 (-12.8%) | $144,364 (6.6%) | 0.00 | 51 |
| 2021-06-01 | $101,000 (-12.9%) | $140,782 (3.2%) | 0.00 | 81 |
| 2021-07-01 | $100,000 (-13.5%) | $140,927 (1.9%) | 0.00 | 75 |
| 2021-08-01 | $101,750 (-12.5%) | $142,950 (1.1%) | 0.00 | 59 |
| 2021-09-01 | $102,125 (-11.9%) | $144,133 (0.5%) | 0.00 | 64 |
| 2021-10-01 | $96,500 (-17.0%) | $165,057 (10.7%) | 0.00 | 58 |
| 2021-11-01 | $102,000 (-11.8%) | $166,817 (15.6%) | 0.00 | 60 |
| 2021-12-01 | $94,250 (-18.7%) | $165,963 (18.1%) | 0.00 | 70 |
| 2022-01-01 | $98,500 (-14.8%) | $164,018 (1.3%) | 0.00 | 77 |
| 2022-02-01 | $128,225 (28.4%) | $209,816 (28.8%) | 0.00 | 46 |
| 2022-03-01 | $116,900 (0.0%) | $213,076 (43.3%) | 0.00 | 39 |
| 2022-04-01 | $143,000 (25.0%) | $197,833 (43.0%) | 0.00 | 65 |
| 2022-05-01 | $175,000 (75.0%) | $219,417 (52.0%) | 0.00 | 66 |
| 2022-06-01 | $143,725 (42.3%) | $196,338 (39.5%) | 0.00 | 71 |
| 2022-07-01 | $145,000 (45.0%) | $206,521 (46.5%) | 0.00 | 80 |
| 2022-08-01 | $135,000 (32.7%) | $200,554 (40.3%) | 0.00 | 79 |
| 2022-09-01 | $128,000 (25.3%) | $195,955 (36.0%) | 0.00 | 76 |
| 2022-10-01 | $159,000 (64.8%) | $221,171 (34.0%) | 0.00 | 73 |
| 2022-11-01 | $160,750 (57.6%) | $241,501 (44.8%) | 0.00 | 74 |
| 2022-12-01 | $135,000 (43.2%) | $220,266 (32.7%) | 0.00 | 79 |
| 2023-01-01 | $157,000 (59.4%) | $243,084 (48.2%) | 0.00 | 68 |
| 2023-02-01 | $158,250 (23.4%) | $231,061 (10.1%) | 0.00 | 64 |
| 2023-03-01 | $147,475 (26.2%) | $226,211 (6.2%) | 0.00 | 46 |
| 2023-04-01 | $140,000 (-2.1%) | $236,815 (19.7%) | 0.00 | 49 |
| 2023-05-01 | $137,925 (-21.2%) | $191,492 (-12.7%) | 0.00 | 54 |
| 2023-06-01 | $175,500 (22.1%) | $245,474 (25.0%) | 0.00 | 64 |
| 2023-07-01 | $175,900 (21.3%) | $253,099 (22.6%) | 0.00 | 65 |
| 2023-08-01 | $192,000 (42.2%) | $251,106 (25.2%) | 0.00 | 63 |
| 2023-09-01 | $169,000 (32.0%) | $227,629 (16.2%) | 0.00 | 77 |
| 2023-10-01 | $146,000 (-8.2%) | $195,400 (-11.7%) | 0.00 | 78 |
| 2023-11-01 | $158,700 (-1.3%) | $185,305 (-23.3%) | 0.00 | 78 |
| 2023-12-01 | $181,000 (34.1%) | $210,235 (-4.6%) | 0.00 | 75 |
| 2024-01-01 | $180,950 (15.3%) | $222,399 (-8.5%) | 0.00 | 65 |
| 2024-02-01 | $194,500 (22.9%) | $242,471 (4.9%) | 0.00 | 66 |
| 2024-03-01 | $200,000 (35.6%) | $246,456 (9.0%) | 0.00 | 55 |
Pittsburg's median listing price comes in at 0% of the national average.
Pittsburg's average listing price for 2024-03-01 was $246,456, a difference of $20,245 (9.0%) versus the prior year and $3,985 versus the prior month.
For the 2024-03-01 period, Pittsburg had 55 MLS listings, a difference of -11 listings (-17%) versus the prior month and 9 listings (20%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Pittsburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,359 sqft |
| 2018-02-01 | 0 days | 1,404 sqft |
| 2018-03-01 | 0 days | 1,450 sqft |
| 2018-04-01 | 0 days | 1,485 sqft |
| 2018-05-01 | 0 days | 1,521 sqft |
| 2018-06-01 | 0 days | 1,556 sqft |
| 2018-07-01 | 0 days | 1,559 sqft |
| 2018-08-01 | 0 days | 1,513 sqft |
| 2018-09-01 | 0 days | 1,508 sqft |
| 2018-10-01 | 0 days | 1,567 sqft |
| 2018-11-01 | 0 days | 1,564 sqft |
| 2018-12-01 | 0 days | 1,484 sqft |
| 2019-01-01 | 0 days | 1,427 sqft |
| 2019-02-01 | 0 days | 1,416 sqft |
| 2019-03-01 | 0 days | 1,400 sqft |
| 2019-04-01 | 0 days | 1,401 sqft |
| 2019-05-01 | 0 days | 1,440 sqft |
| 2019-06-01 | 0 days | 1,440 sqft |
| 2019-07-01 | 0 days | 1,432 sqft |
| 2019-08-01 | 0 days | 1,417 sqft |
| 2019-09-01 | 0 days | 1,381 sqft |
| 2019-10-01 | 0 days | 1,350 sqft |
| 2019-11-01 | 0 days | 1,344 sqft |
| 2019-12-01 | 0 days | 1,329 sqft |
| 2020-01-01 | 0 days | 1,337 sqft |
| 2020-02-01 | 0 days | 1,420 sqft |
| 2020-03-01 | 0 days | 1,444 sqft |
| 2020-04-01 | 0 days | 1,582 sqft |
| 2020-05-01 | 0 days | 1,554 sqft |
| 2020-06-01 | 0 days | 1,554 sqft |
| 2020-07-01 | 0 days | 1,673 sqft |
| 2020-08-01 | 0 days | 1,674 sqft |
| 2020-09-01 | 0 days | 1,540 sqft |
| 2020-10-01 | 0 days | 1,605 sqft |
| 2020-11-01 | 0 days | 1,494 sqft |
| 2020-12-01 | 0 days | 1,488 sqft |
| 2021-01-01 | 0 days | 1,450 sqft |
| 2021-02-01 | 0 days | 1,453 sqft |
| 2021-03-01 | 0 days | 1,506 sqft |
| 2021-04-01 | 0 days | 1,452 sqft |
| 2021-05-01 | 0 days | 1,456 sqft |
| 2021-06-01 | 0 days | 1,451 sqft |
| 2021-07-01 | 0 days | 1,388 sqft |
| 2021-08-01 | 0 days | 1,418 sqft |
| 2021-09-01 | 0 days | 1,448 sqft |
| 2021-10-01 | 0 days | 1,505 sqft |
| 2021-11-01 | 0 days | 1,448 sqft |
| 2021-12-01 | 0 days | 1,361 sqft |
| 2022-01-01 | 0 days | 1,305 sqft |
| 2022-02-01 | 0 days | 1,448 sqft |
| 2022-03-01 | 0 days | 1,448 sqft |
| 2022-04-01 | 0 days | 1,412 sqft |
| 2022-05-01 | 0 days | 1,452 sqft |
| 2022-06-01 | 0 days | 1,442 sqft |
| 2022-07-01 | 0 days | 1,459 sqft |
| 2022-08-01 | 0 days | 1,442 sqft |
| 2022-09-01 | 0 days | 1,442 sqft |
| 2022-10-01 | 0 days | 1,442 sqft |
| 2022-11-01 | 0 days | 1,442 sqft |
| 2022-12-01 | 0 days | 1,408 sqft |
| 2023-01-01 | 0 days | 1,442 sqft |
| 2023-02-01 | 0 days | 1,442 sqft |
| 2023-03-01 | 0 days | 1,420 sqft |
| 2023-04-01 | 0 days | 1,428 sqft |
| 2023-05-01 | 0 days | 1,414 sqft |
| 2023-06-01 | 0 days | 1,683 sqft |
| 2023-07-01 | 0 days | 1,731 sqft |
| 2023-08-01 | 0 days | 1,604 sqft |
| 2023-09-01 | 0 days | 1,439 sqft |
| 2023-10-01 | 0 days | 1,404 sqft |
| 2023-11-01 | 0 days | 1,413 sqft |
| 2023-12-01 | 0 days | 1,464 sqft |
| 2024-01-01 | 0 days | 1,461 sqft |
| 2024-02-01 | 0 days | 1,537 sqft |
| 2024-03-01 | 0 days | 1,616 sqft |
Pittsburg's median square footage for active listings during the 2024-03-01 period was 1,616 sqft. One year prior, the average listing was 1,420 sqft.