Lakeview Loan Servicing Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 549300NOCASXPA34X033

Tax ID: 27-4023565

2020 Data | 2019 Data | 2018 Data


Overview

Lakeview Loan Servicing is a large mortgage company specializing in Refi loans. Lakeview Loan Servicing has They have a a high proportion of FHA loans. an average proportion of conventional loans. They have a low ratio of USDA loans. Their top markets include Washington, Phoenix, Denver, San Diego, and Riverside among others. They have an average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Lakeview Loan Servicing is typically a high fee lendor.


Originations

51,320

Origination Dollar Volume (All Markets)

$15,261,070,000

Relative Rate

Lakeview Loan Servicing 's average 30 year fixed rate mortgage was 3.27%.

The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.

This yields a difference of -0.09%.

Relative Fees

Lakeview Loan Servicing 's average total fees for a 30 year fixed rate mortgage are $6,144.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
VA 28,631 $9,061,745,000 $316,501 $2,895 2.82%
FHA 17,172 $4,734,130,000 $275,689 $6,148 3.45%
Conventional 5,489 $1,460,275,000 $266,037 $3,676 3.43%
USDA 28 $4,920,000 $175,714 $3,160 2.87%

For the 2020 period, Lakeview Loan Servicing 's most frequently originated loan type was VA, with 28,631 originations. Their 2nd most popular type is FHA, with 17,172 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 47,346 $14,269,040,000 $301,378 $3,949 3.06%
Home Purchase 2,130 $501,650,000 $235,516 $6,799 3.47%
Cash Out Refi 1,844 $490,380,000 $265,933 $4,545 3.53%

For the 2020, Lakeview Loan Servicing 's most frequently cited loan purpose was Refi, with 47,346 originations. The 2nd most popular reason was Home Purchase, with 2,130 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 47,745 $14,284,675,000 $299,187 $4,139 3.11%
Other 2,234 $676,080,000 $302,632 $3,349 2.94%
15 Year 877 $191,035,000 $217,828 $3,126 2.94%
20 Year 458 $108,090,000 $236,004 $3,027 3.07%
10 Year 6 $1,190,000 $198,333 $2,548 2.77%

For the 2020, Lakeview Loan Servicing 's most frequently cited loan length was 30 Year, with 47,745 originations. The 2nd most popular length was Other, with 2,234 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 38,554 $11,459,410,000 $297,230
$1k-2k 5,260 $1,436,480,000 $273,095
$2k-3k 3,149 $914,985,000 $290,564
$3k-4k 2,441 $831,115,000 $340,481
$5k+ 873 $395,985,000 $453,591

$6,144 was Lakeview Loan Servicing 's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 38,554 originations.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 3,627 $877,175,000 $241,846 $3,288 3.12%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 1,521 $664,705,000 $437,018 $4,328 2.84%
PHOENIX-MESA-CHANDLER, AZ 2,163 $607,655,000 $280,932 $3,870 3.10%
DENVER-AURORA-LAKEWOOD, CO 1,396 $527,980,000 $378,209 $4,670 3.09%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA 920 $435,700,000 $473,587 $4,517 2.84%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 1,061 $373,675,000 $352,191 $4,685 3.04%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA 1,184 $333,030,000 $281,275 $4,453 3.22%
LOS ANGELES-LONG BEACH-GLENDALE, CA 681 $324,735,000 $476,850 $6,040 3.06%
DALLAS-PLANO-IRVING, TX 1,026 $300,410,000 $292,797 $4,833 3.18%
TACOMA-LAKEWOOD, WA 742 $273,040,000 $367,978 $4,209 2.93%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 893 $267,005,000 $298,998 $3,175 2.93%
LAS VEGAS-HENDERSON-PARADISE, NV 821 $255,555,000 $311,273 $3,724 3.00%
SEATTLE-BELLEVUE-KENT, WA 607 $251,055,000 $413,600 $5,023 2.95%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 923 $233,445,000 $252,920 $4,684 3.29%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 662 $227,200,000 $343,202 $4,930 3.02%
SACRAMENTO-ROSEVILLE-FOLSOM, CA 565 $216,755,000 $383,637 $4,821 2.98%
CHICAGO-NAPERVILLE-EVANSTON, IL 895 $208,825,000 $233,324 $4,694 3.36%
SAN ANTONIO-NEW BRAUNFELS, TX 722 $200,200,000 $277,285 $4,055 3.03%
CHARLOTTE-CONCORD-GASTONIA, NC-SC 732 $197,850,000 $270,287 $3,790 3.13%
TAMPA-ST. PETERSBURG-CLEARWATER, FL 699 $186,315,000 $266,545 $3,615 3.16%
JACKSONVILLE, FL 689 $186,175,000 $270,210 $4,109 3.17%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 651 $183,175,000 $281,375 $3,864 3.09%
COLORADO SPRINGS, CO 541 $178,235,000 $329,455 $3,117 2.86%
BALTIMORE-COLUMBIA-TOWSON, MD 507 $175,155,000 $345,473 $4,405 3.00%
ORLANDO-KISSIMMEE-SANFORD, FL 587 $162,115,000 $276,175 $3,908 3.20%
BOSTON, MA 420 $160,430,000 $381,976 $4,788 3.14%
FORT WORTH-ARLINGTON-GRAPEVINE, TX 567 $153,915,000 $271,455 $4,481 3.23%
OAKLAND-BERKELEY-LIVERMORE, CA 301 $153,805,000 $510,980 $6,343 2.95%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 484 $152,760,000 $315,620 $4,369 3.13%
AUSTIN-ROUND ROCK-GEORGETOWN, TX 529 $152,295,000 $287,892 $4,509 3.11%
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 380 $147,900,000 $389,211 $5,018 3.18%
ANAHEIM-SANTA ANA-IRVINE, CA 279 $146,225,000 $524,104 $6,269 2.97%
INDIANAPOLIS-CARMEL-ANDERSON, IN 534 $124,090,000 $232,378 $3,725 3.22%
CHARLESTON-NORTH CHARLESTON, SC 381 $114,965,000 $301,745 $3,832 3.01%
PROVIDENCE-WARWICK, RI-MA 371 $106,805,000 $287,884 $4,397 3.15%
RALEIGH-CARY, NC 340 $103,260,000 $303,706 $3,817 3.01%
BOISE CITY, ID 332 $99,320,000 $299,157 $3,731 2.88%
KANSAS CITY, MO-KS 382 $94,180,000 $246,545 $3,647 3.19%
KILLEEN-TEMPLE, TX 372 $89,570,000 $240,780 $2,914 3.04%
FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL 276 $85,290,000 $309,022 $5,691 3.28%
TUCSON, AZ 321 $85,095,000 $265,093 $3,226 2.98%
OXNARD-THOUSAND OAKS-VENTURA, CA 169 $82,485,000 $488,077 $5,394 2.87%
FREDERICK-GAITHERSBURG-ROCKVILLE, MD 191 $82,365,000 $431,230 $5,230 2.90%
NEWARK, NJ-PA 243 $82,355,000 $338,909 $6,483 3.23%
NEW BRUNSWICK-LAKEWOOD, NJ 258 $80,540,000 $312,171 $5,846 3.22%
OLYMPIA-LACEY-TUMWATER, WA 234 $77,360,000 $330,598 $2,911 2.87%
BREMERTON-SILVERDALE-PORT ORCHARD, WA 225 $75,875,000 $337,222 $3,148 2.85%
RICHMOND, VA 245 $73,905,000 $301,653 $3,692 3.04%
WARREN-TROY-FARMINGTON HILLS, MI 335 $73,565,000 $219,597 $4,132 3.34%
WORCESTER, MA-CT 263 $72,525,000 $275,760 $4,154 3.18%
COLUMBUS, OH 299 $71,495,000 $239,114 $3,729 3.22%
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 243 $70,635,000 $290,679 $5,029 3.18%
ST. LOUIS, MO-IL 290 $67,300,000 $232,069 $3,018 3.08%
NORTH PORT-SARASOTA-BRADENTON, FL 236 $65,870,000 $279,110 $3,837 3.13%
GREELEY, CO 193 $65,625,000 $340,026 $4,564 3.08%
PALM BAY-MELBOURNE-TITUSVILLE, FL 255 $62,665,000 $245,745 $3,785 3.16%
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 203 $62,375,000 $307,266 $6,159 3.12%
ALBUQUERQUE, NM 206 $58,830,000 $285,583 $3,588 2.90%
LOUISVILLE/JEFFERSON COUNTY, KY-IN 263 $58,445,000 $222,224 $3,464 3.20%
CAMDEN, NJ 242 $57,740,000 $238,595 $4,415 3.22%
SALT LAKE CITY, UT 179 $57,485,000 $321,145 $4,738 3.08%
STOCKTON, CA 153 $57,145,000 $373,497 $4,432 3.04%
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 183 $56,265,000 $307,459 $4,029 3.24%
VALLEJO, CA 140 $55,020,000 $393,000 $4,442 2.92%
CAPE CORAL-FORT MYERS, FL 198 $51,040,000 $257,778 $3,997 3.23%
OGDEN-CLEARFIELD, UT 170 $50,450,000 $296,765 $4,241 3.02%
CINCINNATI, OH-KY-IN 221 $50,005,000 $226,267 $3,515 3.25%
PORTLAND-SOUTH PORTLAND, ME 201 $49,715,000 $247,338 $4,218 3.20%
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 133 $49,555,000 $372,594 $6,830 3.17%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 85 $48,735,000 $573,353 $5,519 3.07%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT 191 $46,675,000 $244,372 $5,668 3.17%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 194 $46,580,000 $240,103 $3,470 3.28%
PENSACOLA-FERRY PASS-BRENT, FL 182 $45,900,000 $252,198 $2,760 2.99%
BIRMINGHAM-HOOVER, AL 187 $45,265,000 $242,059 $3,931 3.22%
SALEM, OR 156 $45,000,000 $288,462 $4,683 3.13%
BOULDER, CO 117 $44,665,000 $381,752 $3,506 3.14%
MANCHESTER-NASHUA, NH 160 $44,600,000 $278,750 $4,013 3.20%
LAKE COUNTY-KENOSHA COUNTY, IL-WI 179 $43,645,000 $243,827 $3,933 3.27%
FORT COLLINS, CO 126 $42,500,000 $337,302 $4,409 3.07%
OKLAHOMA CITY, OK 175 $41,235,000 $235,629 $4,208 3.11%
COLUMBIA, SC 162 $41,050,000 $253,395 $3,298 3.08%
FAYETTEVILLE, NC 173 $40,645,000 $234,942 $2,544 2.95%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 167 $40,085,000 $240,030 $3,261 3.24%
LAKELAND-WINTER HAVEN, FL 181 $39,725,000 $219,475 $3,902 3.30%
MIAMI-MIAMI BEACH-KENDALL, FL 127 $39,065,000 $307,598 $5,526 3.35%
NEW ORLEANS-METAIRIE, LA 148 $38,860,000 $262,568 $3,525 3.16%
MILWAUKEE-WAUKESHA, WI 155 $38,845,000 $250,613 $3,495 3.13%
KNOXVILLE, TN 148 $38,280,000 $258,649 $3,361 3.08%
SPOKANE-SPOKANE VALLEY, WA 137 $37,885,000 $276,533 $3,304 3.09%
WILMINGTON, DE-MD-NJ 134 $37,700,000 $281,343 $4,249 3.10%
CLARKSVILLE, TN-KY 156 $37,570,000 $240,833 $2,733 3.04%
ANCHORAGE, AK 111 $37,365,000 $336,622 $3,473 2.81%
ELGIN, IL 154 $37,330,000 $242,403 $4,980 3.30%
COEUR D'ALENE, ID 122 $37,290,000 $305,656 $3,562 2.85%
FRESNO, CA 124 $37,040,000 $298,710 $3,959 3.15%
BRIDGEPORT-STAMFORD-NORWALK, CT 98 $36,400,000 $371,429 $5,932 3.15%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 132 $36,100,000 $273,485 $3,107 2.90%
HUNTSVILLE, AL 137 $35,835,000 $261,569 $2,718 2.98%
SAVANNAH, GA 140 $34,930,000 $249,500 $3,191 3.00%
GREENVILLE-ANDERSON, SC 140 $34,660,000 $247,571 $3,516 3.16%
RENO, NV 111 $34,635,000 $312,027 $4,526 3.06%
MEMPHIS, TN-MS-AR 152 $33,990,000 $223,618 $3,518 3.28%
NAPLES-MARCO ISLAND, FL 96 $32,850,000 $342,188 $5,151 3.25%
PRESCOTT VALLEY-PRESCOTT, AZ 127 $32,505,000 $255,945 $3,491 3.00%
BAKERSFIELD, CA 122 $32,410,000 $265,656 $3,796 3.12%
HILTON HEAD ISLAND-BLUFFTON, SC 100 $30,940,000 $309,400 $3,418 2.97%
MONTGOMERY, AL 119 $30,825,000 $259,034 $2,645 2.94%
MODESTO, CA 101 $30,435,000 $301,337 $4,607 3.16%
PORT ST. LUCIE, FL 122 $29,910,000 $245,164 $4,356 3.28%
SHREVEPORT-BOSSIER CITY, LA 112 $27,630,000 $246,696 $2,986 3.01%
MEDFORD, OR 95 $27,175,000 $286,053 $4,385 3.07%
AUGUSTA-RICHMOND COUNTY, GA-SC 109 $26,945,000 $247,202 $2,864 3.00%
EUGENE-SPRINGFIELD, OR 100 $26,780,000 $267,800 $4,124 3.07%
WINSTON-SALEM, NC 112 $25,920,000 $231,429 $3,285 3.19%
SANTA ROSA-PETALUMA, CA 54 $25,530,000 $472,778 $5,805 2.89%
CHATTANOOGA, TN-GA 95 $25,075,000 $263,947 $3,780 3.17%
GRAND JUNCTION, CO 88 $24,710,000 $280,795 $3,370 3.12%
CLEVELAND-ELYRIA, OH 106 $24,270,000 $228,962 $3,432 3.23%
SALINAS, CA 49 $24,235,000 $494,592 $4,732 2.99%
SANTA MARIA-SANTA BARBARA, CA 57 $23,665,000 $415,175 $4,269 2.83%
GARY, IN 103 $23,565,000 $228,786 $4,014 3.23%
SAN LUIS OBISPO-PASO ROBLES, CA 55 $23,475,000 $426,818 $4,508 2.89%
BATON ROUGE, LA 99 $23,155,000 $233,889 $3,404 3.21%
OMAHA-COUNCIL BLUFFS, NE-IA 84 $22,120,000 $263,333 $2,783 2.96%
SPRINGFIELD, MA 93 $21,765,000 $234,032 $3,780 3.18%
PROVO-OREM, UT 66 $21,230,000 $321,667 $4,291 3.08%
PHILADELPHIA, PA 81 $20,735,000 $255,988 $5,567 3.18%
GREENSBORO-HIGH POINT, NC 86 $20,470,000 $238,023 $3,349 3.20%
JACKSONVILLE, NC 104 $20,470,000 $196,827 $2,513 3.02%
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 28 $20,350,000 $726,786 $6,703 2.84%
ASHEVILLE, NC 73 $19,875,000 $272,260 $3,305 3.03%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 77 $19,585,000 $254,351 $5,355 3.27%
NEW HAVEN-MILFORD, CT 75 $19,435,000 $259,133 $4,439 3.17%
BEND, OR 59 $18,905,000 $320,424 $4,747 3.06%
GRAND RAPIDS-KENTWOOD, MI 82 $18,710,000 $228,171 $3,468 3.28%
BARNSTABLE TOWN, MA 54 $18,620,000 $344,815 $4,382 3.19%
GULFPORT-BILOXI, MS 80 $18,470,000 $230,875 $2,814 2.98%
YUBA CITY, CA 64 $18,380,000 $287,188 $3,960 3.09%
VISALIA, CA 59 $18,375,000 $311,441 $3,825 3.02%
PITTSBURGH, PA 78 $18,350,000 $235,256 $4,739 3.28%
DAYTON-KETTERING, OH 83 $18,225,000 $219,578 $2,693 3.15%
DETROIT-DEARBORN-LIVONIA, MI 92 $18,220,000 $198,043 $4,180 3.40%
DURHAM-CHAPEL HILL, NC 67 $16,825,000 $251,119 $3,525 3.07%
PANAMA CITY, FL 66 $16,690,000 $252,879 $2,997 3.01%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 78 $16,460,000 $211,026 $3,081 3.19%
WILMINGTON, NC 57 $16,285,000 $285,702 $3,429 2.98%
CHARLOTTESVILLE, VA 53 $16,105,000 $303,868 $3,377 2.93%
HARRISBURG-CARLISLE, PA 65 $15,925,000 $245,000 $4,590 3.03%
YORK-HANOVER, PA 69 $15,475,000 $224,275 $4,236 3.28%
DOVER, DE 62 $15,460,000 $249,355 $3,518 2.98%
LEXINGTON-FAYETTE, KY 65 $15,355,000 $236,231 $3,327 3.09%
SPARTANBURG, SC 71 $15,275,000 $215,141 $3,782 3.30%
PUNTA GORDA, FL 63 $15,255,000 $242,143 $3,934 3.30%
TOLEDO, OH 102 $15,220,000 $149,216 $3,553 3.50%
MADISON, WI 55 $15,175,000 $275,909 $2,964 3.08%
SALISBURY, MD-DE 57 $15,165,000 $266,053 $3,774 3.07%
WICHITA, KS 65 $14,915,000 $229,462 $3,156 3.23%
KENNEWICK-RICHLAND, WA 54 $13,850,000 $256,481 $3,284 3.04%
MIDLAND, TX 53 $13,625,000 $257,075 $5,109 3.49%
WACO, TX 55 $13,495,000 $245,364 $3,567 3.18%
AKRON, OH 64 $13,370,000 $208,906 $3,340 3.28%
FLAGSTAFF, AZ 48 $13,350,000 $278,125 $3,959 3.12%
WINCHESTER, VA-WV 45 $13,265,000 $294,778 $3,613 3.00%
TULSA, OK 62 $13,240,000 $213,548 $4,665 3.40%
FLINT, MI 73 $13,215,000 $181,027 $3,954 3.36%
CHEYENNE, WY 44 $12,950,000 $294,318 $3,447 2.77%
NAPA, CA 25 $12,935,000 $517,400 $4,975 2.90%
LAKE HAVASU CITY-KINGMAN, AZ 64 $12,900,000 $201,563 $2,967 3.05%
NORWICH-NEW LONDON, CT 52 $12,870,000 $247,500 $3,976 3.11%
HAGERSTOWN-MARTINSBURG, MD-WV 53 $12,835,000 $242,170 $3,634 3.11%
DAPHNE-FAIRHOPE-FOLEY, AL 47 $12,805,000 $272,447 $3,206 3.07%
LAFAYETTE, LA 57 $12,725,000 $223,246 $4,204 3.10%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR 51 $12,315,000 $241,471 $3,446 3.21%
ALBANY-LEBANON, OR 45 $12,155,000 $270,111 $3,411 2.97%
MOUNT VERNON-ANACORTES, WA 38 $11,840,000 $311,579 $4,734 3.12%
OCALA, FL 53 $11,785,000 $222,358 $3,086 3.24%
CALIFORNIA-LEXINGTON PARK, MD 34 $11,600,000 $341,176 $3,375 2.76%
BURLINGTON-SOUTH BURLINGTON, VT 41 $11,435,000 $278,902 $3,374 2.95%
ST. GEORGE, UT 38 $11,100,000 $292,105 $4,137 2.95%
COLUMBUS, GA-AL 51 $10,915,000 $214,020 $2,637 3.12%
COLLEGE STATION-BRYAN, TX 36 $10,600,000 $294,444 $4,119 3.13%
GAINESVILLE, GA 41 $10,555,000 $257,439 $3,790 3.16%
TALLAHASSEE, FL 42 $10,470,000 $249,286 $3,832 3.16%
YUMA, AZ 44 $10,440,000 $237,273 $2,810 3.08%
EL PASO, TX 52 $10,430,000 $200,577 $3,243 3.19%
AUBURN-OPELIKA, AL 39 $10,135,000 $259,872 $2,850 3.02%
MADERA, CA 34 $10,100,000 $297,059 $3,868 3.07%
DES MOINES-WEST DES MOINES, IA 43 $9,985,000 $232,209 $2,983 3.12%
MOBILE, AL 42 $9,640,000 $229,524 $3,117 2.98%
ODESSA, TX 40 $9,590,000 $239,750 $5,226 3.54%
REDDING, CA 36 $9,590,000 $266,389 $3,460 3.13%
ROANOKE, VA 41 $9,405,000 $229,390 $3,459 3.18%
BILLINGS, MT 36 $9,180,000 $255,000 $3,126 2.95%
JACKSON, MS 37 $9,085,000 $245,541 $3,477 3.23%
TOPEKA, KS 39 $8,935,000 $229,103 $2,944 3.05%
WARNER ROBINS, GA 40 $8,930,000 $223,250 $2,204 2.92%
HICKORY-LENOIR-MORGANTON, NC 42 $8,890,000 $211,667 $3,205 3.30%
BELLINGHAM, WA 26 $8,880,000 $341,538 $3,799 2.94%
ST. CLOUD, MN 41 $8,805,000 $214,756 $3,291 3.20%
TRENTON-PRINCETON, NJ 37 $8,745,000 $236,351 $5,406 3.41%
SIERRA VISTA-DOUGLAS, AZ 41 $8,615,000 $210,122 $2,427 2.91%
CORPUS CHRISTI, TX 36 $8,560,000 $237,778 $3,930 3.14%
OCEAN CITY, NJ 38 $8,470,000 $222,895 $5,919 3.18%
SPRINGFIELD, MO 40 $8,360,000 $209,000 $3,414 3.27%
ELIZABETHTOWN-FORT KNOX, KY 44 $8,280,000 $188,182 $3,161 3.15%
LANSING-EAST LANSING, MI 38 $8,150,000 $214,474 $3,935 3.15%
LYNCHBURG, VA 36 $8,050,000 $223,611 $3,328 3.08%
ABILENE, TX 33 $7,775,000 $235,606 $3,550 3.21%
GREAT FALLS, MT 31 $7,695,000 $248,226 $2,710 2.69%
LONGVIEW, WA 30 $7,570,000 $252,333 $3,384 2.97%
MISSOULA, MT 23 $7,565,000 $328,913 $2,595 2.71%
LANCASTER, PA 29 $7,545,000 $260,172 $5,299 3.30%
NEW BERN, NC 33 $7,435,000 $225,303 $2,166 3.00%
RAPID CITY, SD 28 $7,400,000 $264,286 $2,965 2.90%
SUMTER, SC 37 $7,195,000 $194,459 $2,380 3.02%
LAWRENCE, KS 30 $7,190,000 $239,667 $3,706 3.21%
LONGVIEW, TX 33 $7,175,000 $217,424 $3,706 3.33%
HANFORD-CORCORAN, CA 23 $7,135,000 $310,217 $2,890 2.79%
LAS CRUCES, NM 26 $7,000,000 $269,231 $3,492 2.92%
KINGSPORT-BRISTOL, TN-VA 34 $6,990,000 $205,588 $2,605 3.20%
READING, PA 32 $6,970,000 $217,813 $5,041 3.20%
SEBASTIAN-VERO BEACH, FL 27 $6,965,000 $257,963 $3,915 3.17%
ALEXANDRIA, LA 27 $6,635,000 $245,741 $3,079 3.13%
CHICO, CA 22 $6,630,000 $301,364 $3,936 3.08%
DULUTH, MN-WI 28 $6,520,000 $232,857 $2,670 3.13%
SANTA CRUZ-WATSONVILLE, CA 13 $6,475,000 $498,077 $5,212 2.82%
HOMOSASSA SPRINGS, FL 33 $6,375,000 $193,182 $3,498 3.30%
SANTA FE, NM 20 $6,280,000 $314,000 $4,153 3.04%
PUEBLO, CO 29 $6,175,000 $212,931 $2,871 3.12%
GRANTS PASS, OR 21 $6,115,000 $291,190 $4,312 2.95%
YAKIMA, WA 24 $6,080,000 $253,333 $4,173 3.03%
TYLER, TX 25 $6,075,000 $243,000 $4,268 3.39%
ROCHESTER, MN 23 $6,065,000 $263,696 $3,000 3.02%
BURLINGTON, NC 28 $6,060,000 $216,429 $3,309 3.21%
BEAUMONT-PORT ARTHUR, TX 28 $5,970,000 $213,214 $3,707 3.34%
DOTHAN, AL 27 $5,955,000 $220,556 $2,423 3.03%
MERCED, CA 22 $5,920,000 $269,091 $4,301 3.19%
AMARILLO, TX 26 $5,860,000 $225,385 $4,051 3.19%
CANTON-MASSILLON, OH 28 $5,830,000 $208,214 $3,733 3.28%
RACINE, WI 25 $5,825,000 $233,000 $3,242 3.10%
SCRANTON--WILKES-BARRE, PA 28 $5,790,000 $206,786 $4,560 3.06%
ATLANTIC CITY-HAMMONTON, NJ 25 $5,695,000 $227,800 $4,260 3.27%
GETTYSBURG, PA 22 $5,670,000 $257,727 $4,779 3.05%
VALDOSTA, GA 29 $5,605,000 $193,276 $2,476 3.01%
SHERMAN-DENISON, TX 21 $5,525,000 $263,095 $4,325 3.38%
IDAHO FALLS, ID 20 $5,460,000 $273,000 $3,445 2.71%
LAKE CHARLES, LA 24 $5,460,000 $227,500 $3,605 3.45%
JOHNSON CITY, TN 24 $5,400,000 $225,000 $2,491 3.00%
FLORENCE, SC 26 $5,350,000 $205,769 $3,569 3.18%
PEORIA, IL 36 $5,130,000 $142,500 $4,131 2.93%
WENATCHEE, WA 17 $5,125,000 $301,471 $3,431 2.94%
MANHATTAN, KS 23 $4,965,000 $215,870 $1,971 2.98%
ATHENS-CLARKE COUNTY, GA 21 $4,945,000 $235,476 $3,294 3.23%
KALAMAZOO-PORTAGE, MI 23 $4,945,000 $215,000 $4,000 3.38%
GREEN BAY, WI 23 $4,855,000 $211,087 $3,121 3.09%
SIOUX FALLS, SD 19 $4,835,000 $254,474 $3,137 2.86%
STAUNTON, VA 20 $4,780,000 $239,000 $3,618 3.19%
ELKHART-GOSHEN, IN 26 $4,760,000 $183,077 $3,579 3.25%
ANN ARBOR, MI 16 $4,750,000 $296,875 $5,224 3.01%
BANGOR, ME 22 $4,700,000 $213,636 $3,348 3.14%
MONROE, MI 21 $4,695,000 $223,571 $4,274 3.42%
APPLETON, WI 20 $4,500,000 $225,000 $3,128 3.13%
MONROE, LA 23 $4,495,000 $195,435 $3,191 3.23%
BLACKSBURG-CHRISTIANSBURG, VA 18 $4,460,000 $247,778 $2,311 2.94%
EVANSVILLE, IN-KY 22 $4,450,000 $202,273 $3,210 3.25%
FARGO, ND-MN 15 $4,425,000 $295,000 $2,822 2.78%
GOLDSBORO, NC 20 $4,400,000 $220,000 $2,839 2.97%
SAN RAFAEL, CA 7 $4,335,000 $619,286 $4,241 3.23%
LOGAN, UT-ID 15 $4,135,000 $275,667 $3,494 2.82%
FORT WAYNE, IN 19 $4,055,000 $213,421 $3,010 3.38%
LEWISTON-AUBURN, ME 18 $3,950,000 $219,444 $3,514 3.19%
GAINESVILLE, FL 20 $3,950,000 $197,500 $3,329 3.25%
CORVALLIS, OR 13 $3,865,000 $297,308 $4,609 3.03%
EAST STROUDSBURG, PA 16 $3,840,000 $240,000 $5,392 3.39%
HUNTINGTON-ASHLAND, WV-KY-OH 17 $3,805,000 $223,824 $3,346 3.01%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 20 $3,730,000 $186,500 $3,101 3.07%
CHAMBERSBURG-WAYNESBORO, PA 14 $3,570,000 $255,000 $4,247 2.95%
DECATUR, AL 15 $3,565,000 $237,667 $3,603 2.98%
MORRISTOWN, TN 15 $3,475,000 $231,667 $3,610 3.27%
FAIRBANKS, AK 12 $3,400,000 $283,333 $3,770 3.08%
LINCOLN, NE 12 $3,360,000 $280,000 $3,638 2.99%
STATE COLLEGE, PA 13 $3,345,000 $257,308 $4,243 3.14%
BISMARCK, ND 10 $3,330,000 $333,000 $2,384 2.88%
ANNISTON-OXFORD, AL 20 $3,320,000 $166,000 $2,078 3.23%
Outside of Metro Areas 12 $3,300,000 $275,000 $4,261 3.09%
HAMMOND, LA 15 $3,295,000 $219,667 $2,915 3.06%
COLUMBIA, MO 13 $3,285,000 $252,692 $3,404 3.08%
HINESVILLE, GA 16 $3,280,000 $205,000 $2,745 3.29%
OSHKOSH-NEENAH, WI 16 $3,260,000 $203,750 $2,895 3.15%
WAUSAU-WESTON, WI 15 $3,255,000 $217,000 $2,377 3.08%
JANESVILLE-BELOIT, WI 15 $3,245,000 $216,333 $3,538 3.24%
THE VILLAGES, FL 14 $3,230,000 $230,714 $3,633 3.20%
LAWTON, OK 14 $3,220,000 $230,000 $3,984 3.02%
CHARLESTON, WV 15 $3,115,000 $207,667 $3,572 3.39%
ST. JOSEPH, MO-KS 14 $3,080,000 $220,000 $3,326 3.33%
CEDAR RAPIDS, IA 17 $3,065,000 $180,294 $4,405 3.15%
JOPLIN, MO 15 $3,005,000 $200,333 $2,414 3.12%
BROWNSVILLE-HARLINGEN, TX 14 $2,870,000 $205,000 $3,693 3.45%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 17 $2,835,000 $166,765 $3,493 3.31%
BOWLING GREEN, KY 13 $2,815,000 $216,538 $3,446 3.13%
LAFAYETTE-WEST LAFAYETTE, IN 11 $2,805,000 $255,000 $3,487 3.25%
EL CENTRO, CA 11 $2,735,000 $248,636 $3,334 3.08%
MCALLEN-EDINBURG-MISSION, TX 13 $2,735,000 $210,385 $4,357 3.73%
VINELAND-BRIDGETON, NJ 14 $2,600,000 $185,714 $4,188 3.42%
GREENVILLE, NC 13 $2,595,000 $199,615 $3,112 3.09%
FORT SMITH, AR-OK 13 $2,495,000 $191,923 $2,565 3.26%
SOUTH BEND-MISHAWAKA, IN-MI 11 $2,455,000 $223,182 $2,918 3.11%
LEBANON, PA 10 $2,450,000 $245,000 $4,499 3.20%
BRUNSWICK, GA 10 $2,440,000 $244,000 $3,123 2.93%
JACKSON, MI 13 $2,415,000 $185,769 $3,543 3.38%
LEWISTON, ID-WA 10 $2,390,000 $239,000 $5,220 3.14%
TWIN FALLS, ID 8 $2,380,000 $297,500 $3,430 2.89%
ROCKFORD, IL 14 $2,360,000 $168,571 $3,655 3.38%
ALBANY, GA 9 $2,355,000 $261,667 $2,385 2.90%
EAU CLAIRE, WI 9 $2,335,000 $259,444 $4,069 3.03%
POCATELLO, ID 9 $2,265,000 $251,667 $2,705 2.69%
TUSCALOOSA, AL 9 $2,255,000 $250,556 $3,560 2.96%
CASPER, WY 8 $2,240,000 $280,000 $4,239 3.06%
KANKAKEE, IL 11 $2,195,000 $199,545 $3,973 3.47%
LUBBOCK, TX 9 $2,185,000 $242,778 $4,533 3.37%
FLORENCE-MUSCLE SHOALS, AL 8 $2,150,000 $268,750 $3,916 3.05%
JACKSON, TN 7 $2,065,000 $295,000 $2,994 3.03%
CARSON CITY, NV 6 $1,990,000 $331,667 $3,856 2.92%
GADSDEN, AL 10 $1,950,000 $195,000 $2,476 3.12%
PITTSFIELD, MA 7 $1,925,000 $275,000 $4,384 3.35%
SPRINGFIELD, IL 8 $1,910,000 $238,750 $2,689 3.22%
BLOOMINGTON, IN 9 $1,885,000 $209,444 $2,669 3.28%
SAN ANGELO, TX 8 $1,830,000 $228,750 $4,242 3.12%
HOUMA-THIBODAUX, LA 9 $1,825,000 $202,778 $3,276 3.05%
SHEBOYGAN, WI 8 $1,800,000 $225,000 $3,197 3.22%
CHAMPAIGN-URBANA, IL 9 $1,785,000 $198,333 $2,816 3.26%
MACON-BIBB COUNTY, GA 9 $1,735,000 $192,778 $3,418 3.46%
TERRE HAUTE, IN 8 $1,730,000 $216,250 $3,131 3.44%
AMES, IA 8 $1,670,000 $208,750 $2,279 2.98%
MUSKEGON, MI 9 $1,665,000 $185,000 $2,260 3.15%
FARMINGTON, NM 9 $1,635,000 $181,667 $3,443 3.42%
HOT SPRINGS, AR 7 $1,615,000 $230,714 $2,803 3.11%
GRAND FORKS, ND-MN 6 $1,600,000 $266,667 $2,233 2.85%
BECKLEY, WV 8 $1,560,000 $195,000 $1,663 2.95%
WICHITA FALLS, TX 8 $1,550,000 $193,750 $2,373 3.19%
SEBRING-AVON PARK, FL 10 $1,530,000 $153,000 $2,880 3.41%
DUBUQUE, IA 8 $1,510,000 $188,750 $1,860 2.88%
BLOOMINGTON, IL 9 $1,465,000 $162,778 $2,553 2.99%
HARRISONBURG, VA 5 $1,425,000 $285,000 $2,122 2.73%
NILES, MI 7 $1,395,000 $199,286 $2,504 3.28%
MIDLAND, MI 9 $1,395,000 $155,000 $3,285 3.59%
CLEVELAND, TN 7 $1,395,000 $199,286 $3,970 3.27%
PARKERSBURG-VIENNA, WV 7 $1,385,000 $197,857 $4,006 3.30%
BATTLE CREEK, MI 8 $1,380,000 $172,500 $1,713 3.12%
JEFFERSON CITY, MO 6 $1,330,000 $221,667 $2,175 3.21%
LA CROSSE-ONALASKA, WI-MN 8 $1,310,000 $163,750 $3,006 3.43%
FOND DU LAC, WI 7 $1,285,000 $183,571 $3,181 3.50%
BAY CITY, MI 6 $1,280,000 $213,333 $2,296 2.98%
ERIE, PA 6 $1,270,000 $211,667 $3,750 3.25%
GRAND ISLAND, NE 6 $1,260,000 $210,000 $2,281 3.33%
ROME, GA 6 $1,260,000 $210,000 $3,546 3.37%
ENID, OK 6 $1,240,000 $206,667 $4,751 3.16%
CAPE GIRARDEAU, MO-IL 7 $1,205,000 $172,143 $2,791 3.23%
VICTORIA, TX 4 $1,190,000 $297,500 $5,689 3.22%
ROCKY MOUNT, NC 6 $1,180,000 $196,667 $2,976 2.98%
MORGANTOWN, WV 5 $1,155,000 $231,000 $3,090 2.67%
MICHIGAN CITY-LA PORTE, IN 7 $1,135,000 $162,143 $3,970 3.36%
KOKOMO, IN 6 $1,130,000 $188,333 $3,546 3.42%
WATERLOO-CEDAR FALLS, IA 6 $1,130,000 $188,333 $2,606 2.98%
OWENSBORO, KY 7 $1,125,000 $160,714 $3,175 3.66%
MANSFIELD, OH 7 $1,095,000 $156,429 $4,183 3.07%
HATTIESBURG, MS 6 $1,060,000 $176,667 $3,148 3.65%
LAREDO, TX 5 $1,045,000 $209,000 $4,536 3.34%
MANKATO, MN 5 $995,000 $199,000 $2,297 2.65%
IOWA CITY, IA 3 $975,000 $325,000 $7,256 3.25%
TEXARKANA, TX-AR 3 $945,000 $315,000 $5,499 3.49%
WALLA WALLA, WA 3 $935,000 $311,667 $3,516 3.25%
DALTON, GA 5 $935,000 $187,000 $4,032 3.48%
SPRINGFIELD, OH 5 $915,000 $183,000 $2,596 3.10%
CUMBERLAND, MD-WV 5 $895,000 $179,000 $2,268 3.08%
COLUMBUS, IN 4 $880,000 $220,000 $3,752 3.03%
ALTOONA, PA 3 $795,000 $265,000 $6,079 3.25%
LIMA, OH 5 $795,000 $159,000 $3,688 3.00%
BLOOMSBURG-BERWICK, PA 2 $750,000 $375,000 $5,793 2.94%
DECATUR, IL 3 $725,000 $241,667 $1,720 2.96%
MUNCIE, IN 4 $710,000 $177,500 $3,293 3.44%
SAGINAW, MI 5 $555,000 $111,000 $3,105 3.58%
WHEELING, WV-OH 3 $495,000 $165,000 $3,446 3.42%
JONESBORO, AR 2 $420,000 $210,000 $3,033 3.00%
WILLIAMSPORT, PA 2 $340,000 $170,000 $3,378 3.48%
PINE BLUFF, AR 2 $260,000 $130,000 $1,867 3.75%
CARBONDALE-MARION, IL 1 $165,000 $165,000 $3,415 2.75%
SIOUX CITY, IA-NE-SD 1 $125,000 $125,000 $1,455 3.38%
JOHNSTOWN, PA 1 $55,000 $55,000 $2,488 3.13%

Lakeview Loan Servicing 's top markets include Washington, Phoenix, Denver, San Diego, and Riverside among others.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 22,273 $5,927,605,000 $266,134
2.5-3% 18,542 $6,014,740,000 $324,385
<2.5% 7,579 $2,626,975,000 $346,612
4-5% 2,910 $688,310,000 $236,533
5-6% 16 $3,440,000 $215,000

During 2020, Lakeview Loan Servicing 's average interest rate was 3.27%, while their most frequently originated rate bucket was 3-4%, with 22,273 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 32,535 $9,199,535,000 $282,758 $4,071 3.07%
$100k-200k 8,999 $1,432,495,000 $159,184 $3,168 3.38%
$400k-600k 7,777 $3,662,425,000 $470,930 $4,844 2.88%
$600k-1MM 1,241 $853,055,000 $687,393 $6,453 2.84%
$100,000 or less 724 $60,430,000 $83,467 $2,445 3.61%
$1MM+ 44 $53,130,000 $1,207,500 $7,710 2.73%

2020 saw Lakeview Loan Servicing place emphasis on $200k-400k loans with 32,535 originations, totaling $9,199,535,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 1,850 $573,790,000 $310,157 $4,829 3.38%
$50k-75k 1,611 $343,095,000 $212,970 $4,838 3.40%
$75k-100k 1,356 $353,510,000 $260,701 $4,913 3.42%
$150k-250k 1,040 $360,370,000 $346,510 $4,719 3.37%
$50k or less 1,001 $147,455,000 $147,308 $4,196 3.46%
$250k+ 282 $98,980,000 $350,993 $4,996 3.43%

Lakeview Loan Servicing lent most frequently to those with incomes in the $100k-150k range, with 1,850 originations. The second most popular income band? $50k-75k, with 1,611 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 1,577 $416,355,000 $264,017 $3,943 3.35%
30-36% 1,261 $330,235,000 $261,883 $4,096 3.40%
50-60% 520 $134,440,000 $258,538 $8,301 3.29%
<20% 477 $118,115,000 $247,621 $3,513 3.26%
44% 329 $84,105,000 $255,638 $4,596 3.58%
43% 297 $77,625,000 $261,364 $4,666 3.49%
42% 275 $73,205,000 $266,200 $4,760 3.49%
41% 269 $72,395,000 $269,126 $4,604 3.49%
40% 259 $69,315,000 $267,625 $4,796 3.41%
38% 244 $64,440,000 $264,098 $4,637 3.47%
37% 244 $65,240,000 $267,377 $4,633 3.41%
39% 240 $64,260,000 $267,750 $4,786 3.50%
36% 215 $56,125,000 $261,047 $4,732 3.43%
45% 204 $54,250,000 $265,931 $5,252 3.45%
46% 186 $50,420,000 $271,075 $5,809 3.51%
48% 179 $50,445,000 $281,816 $5,785 3.43%
47% 179 $45,335,000 $253,268 $5,424 3.41%
49% 175 $47,855,000 $273,457 $5,864 3.43%
>60% 12 $3,710,000 $309,167 $4,789 3.25%

Lakeview Loan Servicing lent most frequently to those with DTI ratios of 20-30%, with 1,577 originations. The next most common DTI ratio? 30-36%, with 1,261 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 38,978 $11,416,490,000 $292,896 $3,968 3.10%
Not provided 8,986 $2,839,990,000 $316,046 $4,330 3.08%
Asian 1,423 $483,245,000 $339,596 $4,847 3.09%
Black 1,503 $391,575,000 $260,529 $4,835 3.23%
American Indian 259 $72,915,000 $281,525 $3,661 3.02%
Native Hawaiian 168 $55,410,000 $329,821 $4,159 3.00%
Vietnamese 1 $695,000 $695,000 $10,092 3.25%
Korean 1 $485,000 $485,000 $5,356 3.38%
Native Hawiian 1 $265,000 $265,000 $2,189 2.25%

Approval Rates

Total approvals of all applications
82.00%

Lakeview Loan Servicing has a below average approval rate.

Pick Rate

Approvals leading to origination
69.71%

Lakeview Loan Servicing has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 51,320 $15,261,070,000 $297,371

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Single Family (1-4 Units):Site-Built 51,320 $15,261,070,000 $297,371

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 259 $47,025,000 $181,564 $2,922 3.25%
40-60% 1,200 $314,510,000 $262,092 $3,230 3.25%
60-80% 4,231 $1,120,165,000 $264,752 $3,985 3.40%
80-100% 43,578 $13,088,270,000 $300,341 $4,115 3.07%
Over 100% 2,041 $689,855,000 $337,999 $4,067 2.84%
Under 20% 11 $1,245,000 $113,182 $2,438 3.23%