M&t Bank Mortgage Rates, Fees & Info
Buffalo, NYLEI: WWB2V0FCW3A0EE3ZJN75
Tax ID: 16-0538020
1.5 stars - Updated: 4/5/25
-
out of 5 stars, based on 144 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
M&t Bank is a mid-sized bank specializing in Home Purchase loans. M&t Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Washington, Boston, Buffalo, and Baltimore among others. We have data for 404 markets. (Some data included below & more in-depth data is available with an active subscription.)M&t Bank has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. M&t Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 7.85% | 4/5/25 |
| 30 Year Conventional Purchase | 6.67% | 4/5/25 |
| 30 Year Conventional Refi | 6.55% | 4/5/25 |
| 30 Year Cash-out Refi | 7.00% | 4/5/25 |
| 30 Year FHA Purchase | 7.05% | 4/5/25 |
| 30 Year FHA Refi | 7.05% | 4/5/25 |
| 30 Year VA Purchase | 6.38% | 4/5/25 |
| 30 Year VA Refi | 6.19% | 4/5/25 |
| 30 Year USDA Purchase | 7.21% | 4/5/25 |
| 15 Year Conventional Purchase | 5.45% | 4/5/25 |
| 15 Year Conventional Refi | 6.33% | 4/5/25 |
| 15 Year Cash-out Refi | 6.33% | 4/5/25 |
| 15 Year FHA Purchase | 5.86% | 4/5/25 |
| 15 Year FHA Refi | 6.00% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
M&t Bank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from M&t Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
20,743Origination Dollar Volume (All Markets)
$5,369,435,000Awards
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M&T Bank - 2024
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For 2024, less than of lenders were eligible for this award.
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Relative Rate
M&t Bank's average 30 year fixed mortgage rate was
8.31%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 1.76%.
Relative Fees (Closing Costs)
M&t Bank's average total fees/closing costs for a 30 year fixed rate
mortgage were $6,556.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 2,384 | $812,770,000 | $340,927 | $7,670 | 7.79% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1,387 | $677,955,000 | $488,792 | $6,171 | 7.68% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 975 | $617,035,000 | $632,856 | $6,314 | 6.73% |
| Outside of Metro Areas | 2,621 | $597,905,000 | $228,121 | $6,489 | 8.24% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 2,438 | $435,310,000 | $178,552 | $5,157 | 7.82% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1,576 | $304,470,000 | $193,192 | $6,670 | 8.73% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 750 | $164,270,000 | $219,027 | $7,005 | 8.30% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 442 | $72,430,000 | $163,869 | $6,667 | 9.00% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 560 | $70,290,000 | $125,518 | $6,034 | 8.62% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 316 | $66,470,000 | $210,348 | $6,610 | 8.16% |
| SYRACUSE, NY (FHA|USDA|VA) | 429 | $64,285,000 | $149,848 | $5,074 | 8.13% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 136 | $64,170,000 | $471,838 | $5,453 | 8.33% |
| ROCHESTER, NY (FHA|USDA|VA) | 517 | $63,865,000 | $123,530 | $5,502 | 8.58% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 271 | $46,265,000 | $170,720 | $5,858 | 7.14% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $45,895,000 | $45,895,000 | $0 | 7.59% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 260 | $38,440,000 | $147,846 | $6,737 | 8.23% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 99 | $37,525,000 | $379,040 | $5,717 | 7.43% |
| BINGHAMTON, NY (FHA|USDA|VA) | 274 | $36,690,000 | $133,905 | $4,822 | 8.03% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 288 | $36,190,000 | $125,660 | $5,807 | 8.63% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 55 | $32,155,000 | $584,636 | $8,289 | 7.68% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 220 | $31,270,000 | $142,136 | $6,763 | 8.80% |
| KINGSTON, NY (FHA|USDA|VA) | 110 | $31,170,000 | $283,364 | $5,942 | 7.63% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 43 | $29,805,000 | $693,140 | $7,299 | 6.77% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 213 | $27,035,000 | $126,925 | $5,277 | 8.63% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 112 | $26,740,000 | $238,750 | $4,835 | 8.41% |
| LANCASTER, PA (FHA|USDA|VA) | 121 | $24,175,000 | $199,793 | $6,286 | 8.39% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 183 | $22,995,000 | $125,656 | $4,937 | 7.70% |
| UTICA-ROME, NY (FHA|USDA|VA) | 182 | $22,400,000 | $123,077 | $5,161 | 7.09% |
| READING, PA (FHA|USDA|VA) | 178 | $21,920,000 | $123,146 | $6,887 | 8.64% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 174 | $21,570,000 | $123,966 | $6,687 | 8.90% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 30 | $18,170,000 | $605,667 | $6,465 | 6.09% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 37 | $17,445,000 | $471,486 | $7,639 | 7.38% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 44 | $16,110,000 | $366,136 | $6,156 | 6.39% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 21 | $15,875,000 | $755,952 | $6,597 | 6.63% |
| Pottsville, PA (FHA|USDA|VA) | 154 | $15,790,000 | $102,532 | $4,992 | 9.04% |
| Lebanon, NH-VT (FHA|USDA|VA) | 59 | $15,235,000 | $258,220 | $6,307 | 7.78% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 35 | $14,985,000 | $428,143 | $5,264 | 6.06% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 22 | $14,870,000 | $675,909 | $6,040 | 6.95% |
| RICHMOND, VA (FHA|USDA|VA) | 66 | $14,100,000 | $213,636 | $6,436 | 8.55% |
| DOVER, DE (FHA|USDA|VA) | 111 | $13,665,000 | $123,108 | $7,144 | 9.09% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 55 | $13,545,000 | $246,273 | $5,012 | 8.44% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 38 | $13,370,000 | $351,842 | $4,046 | 4.05% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 15 | $13,365,000 | $891,000 | $4,804 | 5.23% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 60 | $13,110,000 | $218,500 | $5,392 | 5.89% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 22 | $13,030,000 | $592,273 | $5,799 | 6.89% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 21 | $11,665,000 | $555,476 | $2,797 | 3.93% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 73 | $11,305,000 | $154,863 | $5,320 | 8.45% |
| Batavia, NY (FHA|USDA|VA) | 83 | $11,255,000 | $135,602 | $4,642 | 7.96% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 12 | $11,050,000 | $920,833 | $6,578 | 6.15% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 22 | $10,860,000 | $493,636 | $6,294 | 4.86% |
| ITHACA, NY (FHA|USDA|VA) | 51 | $10,675,000 | $209,314 | $6,699 | 7.57% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 40 | $9,900,000 | $247,500 | $5,093 | 5.69% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 25 | $9,795,000 | $391,800 | $5,316 | 6.44% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 16 | $9,630,000 | $601,875 | $6,656 | 4.63% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 24 | $9,290,000 | $387,083 | $3,763 | 3.42% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 29 | $9,105,000 | $313,966 | $7,142 | 8.17% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 39 | $8,915,000 | $228,590 | $4,288 | 7.66% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 60 | $8,540,000 | $142,333 | $4,678 | 8.44% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 21 | $8,495,000 | $404,524 | $7,786 | 6.47% |
| GETTYSBURG, PA (FHA|USDA|VA) | 69 | $8,415,000 | $121,957 | $8,011 | 8.77% |
| ALTOONA, PA (FHA|USDA|VA) | 87 | $8,385,000 | $96,379 | $5,101 | 8.88% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 28 | $8,050,000 | $287,500 | $3,897 | 4.58% |
| Auburn, NY (FHA|USDA|VA) | 71 | $8,005,000 | $112,746 | $5,939 | 8.09% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 21 | $7,865,000 | $374,524 | $5,701 | 5.93% |
| GLENS FALLS, NY (FHA|USDA|VA) | 23 | $7,785,000 | $338,478 | $7,114 | 6.48% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 21 | $7,515,000 | $357,857 | $4,246 | 5.28% |
| Easton, MD (FHA|USDA|VA) | 18 | $7,360,000 | $408,889 | $9,264 | 7.35% |
| Keene, NH (FHA|USDA|VA) | 44 | $7,250,000 | $164,773 | $3,924 | 8.25% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 17 | $7,135,000 | $419,706 | $4,990 | 6.49% |
| Laconia, NH (FHA|USDA|VA) | 10 | $6,960,000 | $696,000 | $7,476 | 7.13% |
| LEBANON, PA (FHA|USDA|VA) | 52 | $6,840,000 | $131,538 | $8,104 | 8.74% |
| Olean, NY (FHA|USDA|VA) | 50 | $6,560,000 | $131,200 | $5,384 | 8.11% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 9 | $6,405,000 | $711,667 | $11,630 | 8.06% |
| Key West, FL (FHA|USDA|VA) | 5 | $6,325,000 | $1,265,000 | $3,494 | 6.87% |
| Sunbury, PA (FHA|USDA|VA) | 70 | $6,110,000 | $87,286 | $4,259 | 9.02% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 11 | $5,965,000 | $542,273 | $5,987 | 6.66% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 12 | $5,710,000 | $475,833 | $5,219 | 6.36% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 68 | $5,710,000 | $83,971 | $5,960 | 8.89% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 21 | $5,645,000 | $268,810 | $4,614 | 5.97% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 9 | $5,605,000 | $622,778 | $3,437 | 2.67% |
| ELMIRA, NY (FHA|USDA|VA) | 40 | $5,460,000 | $136,500 | $5,974 | 6.56% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 13 | $5,405,000 | $415,769 | $3,505 | 3.76% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 21 | $5,295,000 | $252,143 | $3,420 | 4.90% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 14 | $4,990,000 | $356,429 | $8,002 | 4.88% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 45 | $4,985,000 | $110,778 | $6,138 | 9.22% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 27 | $4,955,000 | $183,519 | $7,838 | 8.22% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 16 | $4,730,000 | $295,625 | $2,449 | 3.20% |
| Corning, NY (FHA|USDA|VA) | 23 | $4,725,000 | $205,435 | $8,344 | 7.21% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 9 | $4,725,000 | $525,000 | $5,081 | 5.40% |
| PITTSFIELD, MA (FHA|USDA|VA) | 11 | $4,725,000 | $429,545 | $6,965 | 7.29% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 22 | $4,590,000 | $208,636 | $5,805 | 6.02% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 11 | $4,555,000 | $414,091 | $3,059 | 5.41% |
| Cortland, NY (FHA|USDA|VA) | 31 | $4,465,000 | $144,032 | $5,448 | 6.48% |
| Vineyard Haven, MA (FHA|USDA|VA) | 5 | $4,375,000 | $875,000 | $7,419 | 7.46% |
| TUCSON, AZ (FHA|USDA|VA) | 15 | $4,295,000 | $286,333 | $2,009 | 4.20% |
| Rutland, VT (FHA|USDA|VA) | 27 | $4,255,000 | $157,593 | $6,287 | 7.47% |
| Concord, NH (FHA|USDA|VA) | 15 | $4,225,000 | $281,667 | $5,152 | 7.82% |
| Lewisburg, PA (FHA|USDA|VA) | 33 | $4,075,000 | $123,485 | $5,481 | 8.84% |
| Barre, VT (FHA|USDA|VA) | 21 | $3,785,000 | $180,238 | $4,794 | 8.74% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 10 | $3,610,000 | $361,000 | $2,594 | 4.17% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 13 | $3,535,000 | $271,923 | $7,249 | 5.33% |
| SAVANNAH, GA (FHA|USDA|VA) | 10 | $3,450,000 | $345,000 | $9,691 | 6.16% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 38 | $3,430,000 | $90,263 | $5,835 | 9.22% |
| Sayre, PA (FHA|USDA|VA) | 30 | $3,410,000 | $113,667 | $6,115 | 8.39% |
| Bennington, VT (FHA|USDA|VA) | 16 | $3,380,000 | $211,250 | $5,632 | 7.87% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 10 | $3,290,000 | $329,000 | $1,956 | 2.84% |
| PITTSBURGH, PA (FHA|USDA|VA) | 17 | $3,095,000 | $182,059 | $6,376 | 8.23% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 8 | $3,080,000 | $385,000 | $3,480 | 6.08% |
| Cambridge, MD (FHA|USDA|VA) | 17 | $3,075,000 | $180,882 | $6,733 | 8.42% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 15 | $2,875,000 | $191,667 | $5,276 | 5.17% |
| Hudson, NY (FHA|USDA|VA) | 10 | $2,800,000 | $280,000 | $4,680 | 8.13% |
| Heber, UT (FHA|USDA|VA) | 3 | $2,775,000 | $925,000 | $5,330 | 7.35% |
| BOISE CITY, ID (FHA|USDA|VA) | 6 | $2,770,000 | $461,667 | $4,493 | 3.50% |
| COLUMBUS, OH (FHA|USDA|VA) | 10 | $2,740,000 | $274,000 | $4,048 | 5.36% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 13 | $2,665,000 | $205,000 | $6,367 | 5.65% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 6 | $2,580,000 | $430,000 | $4,461 | 6.06% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 13 | $2,555,000 | $196,538 | $5,084 | 6.07% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 9 | $2,515,000 | $279,444 | $4,952 | 9.11% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 3 | $2,465,000 | $821,667 | $3,204 | 3.40% |
| Seneca Falls, NY (FHA|USDA|VA) | 9 | $2,455,000 | $272,778 | $6,705 | 8.01% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 6 | $2,420,000 | $403,333 | $1,901 | 3.78% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 11 | $2,415,000 | $219,545 | $4,418 | 5.04% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $2,415,000 | $2,415,000 | $7,939 | 5.88% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 12 | $2,410,000 | $200,833 | $7,713 | 8.40% |
| Selinsgrove, PA (FHA|USDA|VA) | 18 | $2,340,000 | $130,000 | $4,546 | 8.68% |
| AKRON, OH (FHA|USDA|VA) | 8 | $2,340,000 | $292,500 | $4,364 | 6.26% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 11 | $2,305,000 | $209,545 | $3,746 | 5.70% |
| Edwards, CO (FHA|USDA|VA) | 4 | $2,280,000 | $570,000 | $2,267 | 5.25% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 5 | $2,205,000 | $441,000 | $7,613 | 5.25% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 12 | $2,200,000 | $183,333 | $3,749 | 5.18% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 5 | $2,175,000 | $435,000 | $4,857 | 5.53% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 9 | $2,145,000 | $238,333 | $3,921 | 4.74% |
| Hilo, HI (FHA|USDA|VA) | 1 | $2,125,000 | $2,125,000 | $6,202 | 6.38% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 6 | $2,120,000 | $353,333 | $3,553 | 3.31% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 7 | $2,065,000 | $295,000 | $5,672 | 5.52% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 7 | $2,005,000 | $286,429 | $6,882 | 7.81% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 17 | $1,975,000 | $116,176 | $7,210 | 9.86% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 12 | $1,950,000 | $162,500 | $4,371 | 5.63% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 6 | $1,920,000 | $320,000 | $4,866 | 5.46% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 5 | $1,885,000 | $377,000 | $4,541 | 3.85% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $1,865,000 | $1,865,000 | $11,769 | 6.13% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $6,953 | 7.07% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 9 | $1,745,000 | $193,889 | $6,391 | 5.90% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 6 | $1,680,000 | $280,000 | $6,475 | 5.90% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 8 | $1,670,000 | $208,750 | $2,955 | 3.92% |
| VALLEJO, CA (FHA|USDA|VA) | 4 | $1,620,000 | $405,000 | $3,556 | 5.75% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 4 | $1,600,000 | $400,000 | $2,697 | 2.82% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 5 | $1,575,000 | $315,000 | $3,722 | 3.90% |
| ANCHORAGE, AK (FHA|USDA|VA) | 4 | $1,550,000 | $387,500 | $2,271 | 3.09% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $1,580 | 4.32% |
| WILMINGTON, NC (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $4,739 | 5.46% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 7 | $1,525,000 | $217,857 | $2,926 | 4.41% |
| Oneonta, NY (FHA|USDA|VA) | 10 | $1,500,000 | $150,000 | $4,467 | 8.53% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 10 | $1,470,000 | $147,000 | $5,408 | 5.80% |
| MONTGOMERY, AL (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $3,859 | 5.10% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $5,358 | 6.17% |
| Berlin, NH (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $5,268 | 7.45% |
| RENO, NV (FHA|USDA|VA) | 2 | $1,370,000 | $685,000 | $14,185 | 6.25% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $1,494 | 3.06% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $1,305,000 | $1,305,000 | $4,532 | 6.88% |
| Warrensburg, MO (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $1,529 | 2.95% |
| PROVO-OREM, UT (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $2,500 | 3.69% |
| LOUISVILLE, KY (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $5,120 | 6.31% |
| Malone, NY (FHA|USDA|VA) | 2 | $1,230,000 | $615,000 | $25,620 | 6.75% |
| Lock Haven, PA (FHA|USDA|VA) | 16 | $1,210,000 | $75,625 | $4,433 | 8.96% |
| LYNCHBURG, VA (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $3,786 | 7.08% |
| SPARTANBURG, SC (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $5,237 | 6.64% |
| ABILENE, TX (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $1,112 | 3.50% |
| Durango, CO (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $3,678 | 4.63% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $3,485 | 5.43% |
| COLUMBIA, SC (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $6,049 | 6.83% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $3,632 | 4.46% |
| DuBois, PA (FHA|USDA|VA) | 16 | $1,030,000 | $64,375 | $5,813 | 9.31% |
| Warren, PA (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $5,792 | 7.59% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $5,624 | 6.88% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $5,295 | 4.84% |
| EL PASO, TX (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $1,039 | 4.02% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $5,607 | 6.81% |
| Gloversville, NY (FHA|USDA|VA) | 10 | $940,000 | $94,000 | $7,436 | 7.96% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $3,421 | 5.22% |
| FRESNO, CA (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $4,478 | 6.25% |
| Somerset, PA (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $9,751 | 7.53% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $8,069 | 5.83% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $7,577 | 6.88% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $4,982 | 5.96% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $3,337 | 4.01% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $3,811 | 5.63% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $3,620 | 4.65% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $3,600 | 5.38% |
| Plattsburgh, NY (FHA|USDA|VA) | 7 | $795,000 | $113,571 | $5,050 | 10.17% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $7,521 | 6.75% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $6,897 | 6.75% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $3,894 | 3.63% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $5,001 | 3.00% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $4,401 | 5.95% |
| VALDOSTA, GA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $1,077 | 4.29% |
| ERIE, PA (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $9,627 | 6.86% |
| London, KY (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $9,693 | 7.29% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 6 | $670,000 | $111,667 | $8,470 | 7.11% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $5,977 | 5.63% |
| Oxford, MS (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $6,440 | 6.50% |
| TULSA, OK (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $869 | 3.25% |
| FORT WAYNE, IN (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $4,117 | 6.20% |
| WICHITA, KS (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $6,181 | 6.80% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $15,932 | 5.69% |
| Riverton, WY (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $10,725 | 6.56% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $3,461 | 2.75% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $0 | 8.48% |
| MADERA, CA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $6,957 | 4.81% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $1,918 | 5.19% |
| ROANOKE, VA (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $7,572 | 7.62% |
| HARRISONBURG, VA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $4,002 | 9.88% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $10,043 | 6.00% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $1,186 | 2.81% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $7,533 | 5.42% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,440 | 6.63% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,594 | 5.25% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,884 | 6.83% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,434 | 4.69% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $1,778 | 5.25% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $369 | 2.63% |
| Brevard, NC (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,642 | 7.13% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,578 | 2.88% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $8,068 | 6.69% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $0 | 6.59% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $3,281 | 2.75% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,772 | 4.68% |
| Huntingdon, PA (FHA|USDA|VA) | 6 | $470,000 | $78,333 | $4,790 | 9.77% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,406 | 2.82% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,984 | 4.62% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,228 | 2.88% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $2,030 | 5.66% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $1,230 | 2.63% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,327 | 4.54% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $5,618 | 6.13% |
| FLINT, MI (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $3,326 | 5.34% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,658 | 6.31% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,578 | 2.50% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,017 | 6.63% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $892 | 2.25% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,480 | 2.88% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $3,086 | 7.76% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $982 | 2.88% |
| Outside of Metro Areas | 2 | $390,000 | $195,000 | $652 | 4.25% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 7 | $385,000 | $55,000 | $3,863 | 6.49% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $9,611 | 7.63% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,085 | 6.88% |
| Amsterdam, NY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,570 | 6.25% |
| Shelton, WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $335 | 3.75% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,339 | 5.38% |
| JONESBORO, AR (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,615 | 6.63% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,468 | 2.62% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,857 | 6.63% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,988 | 2.61% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,333 | 5.38% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 3.75% |
| Muskogee, OK (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,531 | 5.88% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,749 | 7.25% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $7,004 | 7.78% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,860 | 6.94% |
| Centralia, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $366 | 2.88% |
| TOPEKA, KS (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $2,702 | 4.63% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,899 | 6.38% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,398 | 6.63% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $15,862 | 6.13% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,185 | 4.94% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,025 | 6.38% |
| RACINE, WI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,420 | 5.13% |
| Quincy, IL-MO (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,721 | 6.63% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,385 | 6.69% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $12,167 | 6.25% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,673 | 5.31% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,130 | 2.88% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $69 | 2.88% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $8,762 | 6.31% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $13,180 | 6.13% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 4.25% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,442 | 6.88% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $12,002 | 6.50% |
| McPherson, KS (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,099 | 6.13% |
| Lewistown, PA (FHA|USDA|VA) | 6 | $290,000 | $48,333 | $3,697 | 9.82% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $432 | 2.25% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,420 | 6.38% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 7.50% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,601 | 2.44% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,092 | 2.88% |
| Elko, NV (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,372 | 7.50% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $1,809 | 5.38% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,259 | 7.13% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,013 | 7.00% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 3.13% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,249 | 6.63% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 4 | $250,000 | $62,500 | $4,868 | 10.11% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 4.75% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,790 | 5.88% |
| Meadville, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,307 | 7.50% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,774 | 6.63% |
| Maryville, MO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,249 | 6.00% |
| LIMA, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,999 | 2.25% |
| Shelby, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,064 | 6.25% |
| OCALA, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $919 | 4.99% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,560 | 4.00% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $16,376 | 5.63% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,273 | 4.88% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,712 | 2.25% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,465 | 2.25% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,155 | 6.38% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,578 | 6.75% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 10.19% |
| Adrian, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,531 | 6.75% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,883 | 7.13% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,550 | 6.63% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,263 | 2.25% |
| Hays, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,798 | 6.63% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,605 | 6.63% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,872 | 6.00% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $12,280 | 6.25% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,870 | 2.38% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,756 | 6.44% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,251 | 3.00% |
| Pierre, SD (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,357 | 6.75% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,198 | 5.75% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,424 | 5.25% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,972 | 6.75% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,669 | 6.88% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,162 | 6.25% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,653 | 7.00% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,033 | 5.25% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,381 | 6.63% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,378 | 5.88% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,858 | 2.25% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,326 | 7.13% |
| La Grande, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,373 | 6.25% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 2.63% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,144 | 7.50% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,751 | 7.13% |
| Washington, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,091 | 7.13% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,629 | 5.75% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,204 | 4.87% |
| Batesville, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,364 | 6.13% |
| Urbana, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,138 | 6.75% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,570 | 6.50% |
| MADISON, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,199 | 6.75% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,983 | 6.00% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,310 | 6.25% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,550 | 6.00% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,845 | 6.25% |
| Seymour, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,390 | 7.38% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,661 | 6.00% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,722 | 6.38% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.25% |
| Palatka, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 2.25% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,300 | 6.25% |
| Fairmont, WV (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $6,105 | 9.26% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,556 | 7.25% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,824 | 6.88% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,094 | 7.50% |
| ROME, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,143 | 6.13% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,711 | 6.25% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,946 | 7.13% |
| Brenham, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,494 | 6.50% |
| Oil City, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,737 | 6.63% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,493 | 6.50% |
| ENID, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.88% |
| SALEM, OR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,565 | 3.32% |
| Indiana, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,760 | 7.13% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,844 | 6.25% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,798 | 6.25% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,517 | 6.75% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,699 | 6.25% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,698 | 6.75% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,666 | 6.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,071 | 6.75% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,140 | 7.25% |
| Kinston, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,330 | 5.63% |
| Auburn, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,396 | 6.25% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,874 | 6.13% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,228 | 6.00% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 2.88% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,630 | 6.75% |
| NILES, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.75% |
| Bennettsville, SC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,209 | 6.00% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,804 | 6.50% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,932 | 6.75% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.13% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.25% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.13% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,237 | 6.75% |
| Washington, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,302 | 7.63% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,574 | 7.00% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,779 | 7.63% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,736 | 4.75% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,343 | 6.63% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,492 | 6.75% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.50% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,130 | 6.88% |
| Danville, VA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 14.79% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.25% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 13.39% |
| SAN JUAN-BAYAMÓN-CAGUAS, PR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.00% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.00% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 4.00% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 11.69% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.49% |
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Product Mix
For 2024, M&t Bank's most frequently originated type of loan was HELOC, with 11,648 originations. Their 2nd most popular type was Conventional, with 7,085 originations.
Loan Reason
For 2024, M&t Bank's most frequently cited loan purpose was Home Purchase, with 6,934 originations. The 2nd most popular reason was Home Improvement, with 5,451 originations.
Loan Duration/Length
For 2024, M&t Bank's most frequently cited loan duration was 30 Year, with 18,438 originations. The 2nd most popular length was Other, with 1,313 originations.
Origination Fees/Closing Costs
M&t Bank's average total fees were $6,556, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 4,381 originations.
Interest Rates
During 2024, M&t Bank's average interest rate for loans was 8.31%, while their most frequently originated rate bucket for loans was Over 8%, with 8,646 originations.
Loan Sizing
2024 saw M&t Bank place emphasis on $100k-200k loans with 6,474 originations, totaling $854,230,000 in origination value.
Applicant Income
M&t Bank lent most frequently to those with incomes in the $100k-150k range, with 4,270 originations. The second most popular income band? $150k-250k, with 3,624 originations.
Applicant Debt to Income Ratio
M&t Bank lent most frequently to those with DTI ratios of 20-30%, with 3,641 originations. The next most common DTI ratio? 30-36%, with 3,268 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications69.08%
M&t Bank has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination84.02%
M&t Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 20,743 | $5,369,435,000 | $258,855 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 20,743 | $5,369,435,000 | $258,855 |