Manufacturers And Traders Trust Company Mortgage Rates, Fees & Info

Buffalo, NY

LEI: WWB2V0FCW3A0EE3ZJN75

Tax ID: 16-0538020

2020 Data | 2019 Data | 2018 Data


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Mortgage Data

  • Originations
  • Relative Rates
  • Relative Fees
  • Product Mix
  • Loan Reason
  • Top Markets
  • Typical Rates
  • Loan Sizes
  • Lien Type
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees
  • Dwelling Types

    • Bank Data *NEW*

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Overview

    Manufacturers And Traders Trust Company is a mid-sized mortgage company specializing in Refi and Home Purchase loans. Manufacturers And Traders Trust Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Buffalo, Baltimore, New York, Washington, and Frederick among others. They have an average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Manufacturers And Traders Trust Company is typically a high fee lendor.


    Originations

    25,626

    Origination Dollar Volume (All Markets)

    $6,330,210,000

    Employee count

    16,416

    Relative Rate

    Manufacturers And Traders Trust Company's average 30 year fixed rate mortgage was 4%.

    The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.

    This yields a difference of 0.64%.

    Relative Fees

    Manufacturers And Traders Trust Company's average total fees for a 30 year fixed rate mortgage are $7,594.

    The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

    Product Mix

    Loan Type Originations Total Value Average Loan Average Fees Average Rate
    Conventional 23,240 $5,802,870,000 $249,693 $4,499 3.68%
    FHA 1,851 $380,705,000 $205,675 $7,677 3.23%
    VA 463 $133,785,000 $288,952 $6,838 3.24%
    USDA 72 $12,850,000 $178,472 $5,466 3.36%

    For the 2020 period, Manufacturers And Traders Trust Company's most frequently originated loan type was Conventional, with 23,240 originations. Their 2nd most popular type is FHA, with 1,851 originations.

    Loan Reason

    Loan Reason Originations Total Value Average Loan Average Fees Average Rate
    Refi 8,130 $2,215,530,000 $272,513 $4,401 3.47%
    Home Purchase 7,596 $2,439,080,000 $321,101 $5,329 3.04%
    Home Improvement 4,014 $358,110,000 $89,215 $6,066 4.87%
    Cash Out Refi 3,829 $1,052,485,000 $274,872 $5,100 3.45%
    Other 2,057 $265,005,000 $128,831 $4,875 4.49%

    For the 2020, Manufacturers And Traders Trust Company's most frequently cited loan purpose was Refi, with 8,130 originations. The 2nd most popular reason was Home Purchase, with 7,596 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 19,153 $3,895,395,000 $203,383 $5,379 3.90%
    15 Year 2,802 $597,680,000 $213,305 $4,064 3.05%
    Other 1,816 $1,044,200,000 $575,000 $4,673 3.16%
    10 Year 823 $200,305,000 $243,384 $3,458 1.62%
    20 Year 710 $150,230,000 $211,592 $3,936 3.58%
    5 Year 306 $98,260,000 $321,111 $0 1.22%
    3 Year 14 $214,980,000 $15,355,714 $0 4.06%
    1 Year 2 $129,160,000 $64,580,000 $0 3.94%

    For the 2020, Manufacturers And Traders Trust Company's most frequently cited loan length was 30 Year, with 19,153 originations. The 2nd most popular length was 15 Year, with 2,802 originations.

    Origination Fees

    Origination Fee Originations Total Value Average Loan
    $1k-2k 9,643 $2,627,995,000 $272,529
    $2k-3k 2,256 $545,570,000 $241,831
    $3k-4k 1,603 $484,545,000 $302,274
    $<1k 876 $207,160,000 $236,484
    $5k+ 815 $425,745,000 $522,387

    $7,594 was Manufacturers And Traders Trust Company's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 9,643 originations.

    Top Markets

    Market Originations Total Value Average Loan Average Fees Average Rate
    BUFFALO-CHEEKTOWAGA, NY 4,580 $746,030,000 $162,889 $3,806 3.67%
    BALTIMORE-COLUMBIA-TOWSON, MD 2,188 $696,730,000 $318,432 $5,128 3.85%
    NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 1,596 $654,620,000 $410,163 $6,065 3.46%
    WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 1,108 $447,160,000 $403,574 $6,449 3.52%
    Outside of Metro Areas 1,941 $307,095,000 $158,215 $4,583 3.73%
    FREDERICK-GAITHERSBURG-ROCKVILLE, MD 760 $277,750,000 $365,461 $5,579 3.59%
    NASSAU COUNTY-SUFFOLK COUNTY, NY 580 $212,140,000 $365,759 $5,753 3.47%
    NEWARK, NJ-PA 536 $182,450,000 $340,392 $6,904 3.45%
    ROCHESTER, NY 1,111 $170,715,000 $153,659 $3,799 3.55%
    NEW BRUNSWICK-LAKEWOOD, NJ 563 $169,295,000 $300,702 $5,416 3.55%
    SALISBURY, MD-DE 706 $167,800,000 $237,677 $5,374 3.78%
    BRIDGEPORT-STAMFORD-NORWALK, CT 297 $153,385,000 $516,448 $6,345 3.46%
    WILMINGTON, DE-MD-NJ 618 $139,950,000 $226,456 $4,975 3.74%
    YORK-HANOVER, PA 704 $128,320,000 $182,273 $4,547 3.72%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 533 $117,025,000 $219,559 $4,496 3.53%
    MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 240 $109,530,000 $456,375 $6,585 3.63%
    SYRACUSE, NY 721 $106,525,000 $147,746 $4,256 3.81%
    ALBANY-SCHENECTADY-TROY, NY 388 $88,560,000 $228,247 $4,489 3.24%
    BINGHAMTON, NY 382 $52,700,000 $137,958 $3,611 3.72%
    WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 65 $47,555,000 $731,615 $6,441 3.24%
    SCRANTON--WILKES-BARRE, PA 374 $42,650,000 $114,037 $4,636 3.90%
    HARRISBURG-CARLISLE, PA 289 $42,265,000 $146,246 $4,919 3.75%
    PHILADELPHIA, PA 183 $40,555,000 $221,612 $6,018 3.66%
    LANCASTER, PA 159 $40,135,000 $252,421 $5,774 3.76%
    GLENS FALLS, NY 34 $37,440,000 $1,101,176 $5,374 3.70%
    TALLAHASSEE, FL 5 $32,925,000 $6,585,000 $3,530 3.21%
    DOVER, DE 207 $30,065,000 $145,242 $5,464 3.95%
    CHAMBERSBURG-WAYNESBORO, PA 198 $29,370,000 $148,333 $4,613 3.96%
    STATE COLLEGE, PA 147 $28,615,000 $194,660 $5,262 3.60%
    PHOENIX-MESA-CHANDLER, AZ 99 $27,915,000 $281,970 $4,727 3.43%
    CAMDEN, NJ 97 $26,785,000 $276,134 $4,792 3.32%
    UTICA-ROME, NY 212 $25,980,000 $122,547 $4,508 3.93%
    LOS ANGELES-LONG BEACH-GLENDALE, CA 60 $25,590,000 $426,500 $5,789 3.40%
    HAGERSTOWN-MARTINSBURG, MD-WV 175 $24,345,000 $139,114 $4,712 4.01%
    OCEAN CITY, NJ 34 $24,330,000 $715,588 $5,775 3.28%
    READING, PA 196 $24,170,000 $123,316 $5,030 3.92%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA 125 $22,295,000 $178,360 $4,668 3.46%
    KINGSTON, NY 126 $21,990,000 $174,524 $3,616 3.91%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 34 $21,970,000 $646,176 $5,057 3.49%
    RICHMOND, VA 101 $21,845,000 $216,287 $5,097 3.91%
    NAPLES-MARCO ISLAND, FL 31 $21,555,000 $695,323 $7,558 3.43%
    ITHACA, NY 76 $20,190,000 $265,658 $4,513 3.30%
    MORGANTOWN, WV 6 $18,100,000 $3,016,667 $4,612 3.88%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 65 $17,815,000 $274,077 $5,224 3.49%
    ALTOONA, PA 152 $17,410,000 $114,539 $4,305 3.90%
    BOSTON, MA 23 $17,175,000 $746,739 $5,609 3.23%
    GETTYSBURG, PA 115 $17,125,000 $148,913 $5,112 3.90%
    FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL 43 $16,775,000 $390,116 $5,669 3.47%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 101 $16,595,000 $164,307 $4,970 3.90%
    CAPE CORAL-FORT MYERS, FL 32 $16,310,000 $509,688 $5,933 3.27%
    TRENTON-PRINCETON, NJ 47 $16,065,000 $341,809 $5,656 3.20%
    NEW HAVEN-MILFORD, CT 61 $15,855,000 $259,918 $5,617 3.54%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA 45 $15,375,000 $341,667 $6,384 3.32%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 51 $13,605,000 $266,765 $5,015 3.71%
    CAMBRIDGE-NEWTON-FRAMINGHAM, MA 32 $13,450,000 $420,313 $6,674 3.41%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC 65 $12,915,000 $198,692 $5,105 3.34%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN 14 $11,990,000 $856,429 $4,600 3.34%
    NORTH PORT-SARASOTA-BRADENTON, FL 25 $11,715,000 $468,600 $5,739 3.33%
    CHARLESTON-NORTH CHARLESTON, SC 19 $11,485,000 $604,474 $4,976 3.43%
    CHICAGO-NAPERVILLE-EVANSTON, IL 54 $11,030,000 $204,259 $5,049 3.33%
    SEATTLE-BELLEVUE-KENT, WA 30 $10,940,000 $364,667 $5,771 3.32%
    ORLANDO-KISSIMMEE-SANFORD, FL 46 $10,790,000 $234,565 $5,551 3.48%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT 49 $10,255,000 $209,286 $4,303 3.46%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX 55 $9,945,000 $180,818 $4,948 3.12%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL 51 $9,935,000 $194,804 $4,605 3.29%
    ATLANTIC CITY-HAMMONTON, NJ 22 $9,470,000 $430,455 $5,030 3.30%
    DENVER-AURORA-LAKEWOOD, CO 27 $9,395,000 $347,963 $5,446 3.53%
    ANAHEIM-SANTA ANA-IRVINE, CA 19 $9,385,000 $493,947 $3,998 3.30%
    MIAMI-MIAMI BEACH-KENDALL, FL 23 $9,075,000 $394,565 $5,762 3.74%
    LAS VEGAS-HENDERSON-PARADISE, NV 44 $8,550,000 $194,318 $4,239 3.47%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA 19 $8,125,000 $427,632 $8,423 3.56%
    BLOOMSBURG-BERWICK, PA 58 $7,950,000 $137,069 $4,428 3.86%
    BOULDER, CO 5 $7,445,000 $1,489,000 $5,077 3.08%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 38 $7,370,000 $193,947 $4,212 3.26%
    RALEIGH-CARY, NC 26 $7,310,000 $281,154 $4,587 3.30%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 5 $7,195,000 $1,439,000 $3,941 3.74%
    PROVIDENCE-WARWICK, RI-MA 21 $6,975,000 $332,143 $5,670 3.35%
    LEBANON, PA 52 $6,580,000 $126,538 $4,530 3.74%
    DALLAS-PLANO-IRVING, TX 29 $6,555,000 $226,034 $5,221 3.23%
    CUMBERLAND, MD-WV 77 $6,255,000 $81,234 $4,741 4.23%
    TACOMA-LAKEWOOD, WA 24 $6,210,000 $258,750 $7,104 3.51%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA 19 $5,775,000 $303,947 $5,736 3.48%
    SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 6 $5,740,000 $956,667 $4,400 3.15%
    SANTA MARIA-SANTA BARBARA, CA 5 $5,615,000 $1,123,000 $4,295 3.19%
    JACKSONVILLE, FL 20 $5,210,000 $260,500 $4,596 3.34%
    EAST STROUDSBURG, PA 36 $5,150,000 $143,056 $5,316 3.75%
    WARREN-TROY-FARMINGTON HILLS, MI 35 $4,975,000 $142,143 $4,786 3.51%
    PORT ST. LUCIE, FL 17 $4,695,000 $276,176 $5,196 3.54%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX 17 $4,685,000 $275,588 $5,175 3.26%
    PITTSBURGH, PA 30 $4,640,000 $154,667 $4,686 3.70%
    CHARLOTTESVILLE, VA 8 $4,610,000 $576,250 $8,766 3.24%
    HILTON HEAD ISLAND-BLUFFTON, SC 9 $4,605,000 $511,667 $4,285 3.29%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 23 $4,505,000 $195,870 $4,319 3.23%
    COLUMBUS, OH 26 $4,500,000 $173,077 $4,968 3.40%
    OAKLAND-BERKELEY-LIVERMORE, CA 14 $4,480,000 $320,000 $4,863 3.31%
    INDIANAPOLIS-CARMEL-ANDERSON, IN 33 $4,395,000 $133,182 $3,892 3.38%
    SEBASTIAN-VERO BEACH, FL 6 $4,330,000 $721,667 $5,898 3.58%
    ST. LOUIS, MO-IL 21 $3,935,000 $187,381 $5,222 3.35%
    KANSAS CITY, MO-KS 25 $3,925,000 $157,000 $4,128 3.50%
    STOCKTON, CA 14 $3,910,000 $279,286 $5,146 3.38%
    WATERTOWN-FORT DRUM, NY 16 $3,810,000 $238,125 $4,362 3.80%
    ELMIRA, NY 37 $3,625,000 $97,973 $3,785 2.93%
    SALINAS, CA 3 $3,405,000 $1,135,000 $11,029 3.33%
    CINCINNATI, OH-KY-IN 21 $3,385,000 $161,190 $3,689 3.30%
    OXNARD-THOUSAND OAKS-VENTURA, CA 8 $3,300,000 $412,500 $3,960 3.42%
    VALLEJO, CA 11 $3,275,000 $297,727 $4,604 3.35%
    FORT WORTH-ARLINGTON-GRAPEVINE, TX 19 $3,275,000 $172,368 $5,575 3.38%
    WORCESTER, MA-CT 13 $3,145,000 $241,923 $5,018 3.27%
    DETROIT-DEARBORN-LIVONIA, MI 20 $3,070,000 $153,500 $3,827 3.41%
    WILLIAMSPORT, PA 27 $3,055,000 $113,148 $5,020 3.83%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA 6 $3,020,000 $503,333 $6,393 3.17%
    ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 10 $2,950,000 $295,000 $6,365 3.39%
    FRESNO, CA 15 $2,945,000 $196,333 $5,725 3.24%
    SAN RAFAEL, CA 2 $2,860,000 $1,430,000 $7,692 2.81%
    COLORADO SPRINGS, CO 13 $2,795,000 $215,000 $5,548 3.44%
    CLEVELAND-ELYRIA, OH 19 $2,765,000 $145,526 $4,814 3.08%
    SAN ANTONIO-NEW BRAUNFELS, TX 15 $2,735,000 $182,333 $5,123 3.14%
    CALIFORNIA-LEXINGTON PARK, MD 16 $2,680,000 $167,500 $4,440 3.64%
    NEW ORLEANS-METAIRIE, LA 12 $2,650,000 $220,833 $4,030 3.33%
    WINCHESTER, VA-WV 13 $2,445,000 $188,077 $5,462 3.72%
    SALT LAKE CITY, UT 10 $2,440,000 $244,000 $6,003 3.54%
    OMAHA-COUNCIL BLUFFS, NE-IA 13 $2,385,000 $183,462 $4,408 3.41%
    KNOXVILLE, TN 8 $1,960,000 $245,000 $8,993 3.61%
    TUCSON, AZ 11 $1,875,000 $170,455 $3,819 3.66%
    COLUMBIA, SC 12 $1,800,000 $150,000 $4,741 3.48%
    JOHNSTOWN, PA 14 $1,780,000 $127,143 $3,983 3.70%
    DURHAM-CHAPEL HILL, NC 9 $1,775,000 $197,222 $5,883 3.38%
    LAKELAND-WINTER HAVEN, FL 9 $1,765,000 $196,111 $4,536 3.44%
    MEMPHIS, TN-MS-AR 12 $1,760,000 $146,667 $4,531 3.42%
    ELGIN, IL 8 $1,750,000 $218,750 $4,791 3.31%
    GARY, IN 14 $1,740,000 $124,286 $3,806 3.50%
    OLYMPIA-LACEY-TUMWATER, WA 6 $1,720,000 $286,667 $4,976 3.70%
    OKLAHOMA CITY, OK 15 $1,675,000 $111,667 $4,070 3.34%
    NORWICH-NEW LONDON, CT 6 $1,650,000 $275,000 $4,760 4.01%
    BIRMINGHAM-HOOVER, AL 8 $1,630,000 $203,750 $5,557 3.48%
    PITTSFIELD, MA 3 $1,605,000 $535,000 $7,337 3.33%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 11 $1,585,000 $144,091 $3,812 3.75%
    BAKERSFIELD, CA 9 $1,495,000 $166,111 $5,923 3.35%
    GREENVILLE-ANDERSON, SC 10 $1,460,000 $146,000 $5,571 3.59%
    OGDEN-CLEARFIELD, UT 6 $1,370,000 $228,333 $5,387 3.21%
    WINSTON-SALEM, NC 9 $1,355,000 $150,556 $4,610 3.49%
    MANCHESTER-NASHUA, NH 5 $1,315,000 $263,000 $3,569 3.80%
    MILWAUKEE-WAUKESHA, WI 9 $1,275,000 $141,667 $3,940 3.49%
    BATON ROUGE, LA 8 $1,270,000 $158,750 $4,018 3.25%
    GAINESVILLE, FL 4 $1,260,000 $315,000 $7,097 3.56%
    MODESTO, CA 5 $1,245,000 $249,000 $6,550 3.38%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA 6 $1,240,000 $206,667 $4,343 3.65%
    ALBUQUERQUE, NM 6 $1,230,000 $205,000 $4,922 3.13%
    NAPA, CA 3 $1,205,000 $401,667 $6,711 3.50%
    GRAND RAPIDS-KENTWOOD, MI 8 $1,200,000 $150,000 $4,107 3.38%
    EUGENE-SPRINGFIELD, OR 5 $1,185,000 $237,000 $9,019 3.55%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 4 $1,170,000 $292,500 $6,725 3.25%
    LONGVIEW, WA 5 $1,115,000 $223,000 $6,654 3.65%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR 5 $1,075,000 $215,000 $3,810 3.40%
    HUNTSVILLE, AL 8 $1,070,000 $133,750 $3,372 3.34%
    BARNSTABLE TOWN, MA 4 $1,070,000 $267,500 $3,706 3.06%
    BOISE CITY, ID 4 $1,000,000 $250,000 $10,682 3.25%
    PORTLAND-SOUTH PORTLAND, ME 4 $980,000 $245,000 $5,817 3.38%
    AKRON, OH 8 $980,000 $122,500 $3,645 3.22%
    TULSA, OK 8 $970,000 $121,250 $4,638 3.67%
    GREENSBORO-HIGH POINT, NC 9 $965,000 $107,222 $3,721 3.51%
    WILMINGTON, NC 6 $960,000 $160,000 $4,628 3.21%
    FAYETTEVILLE, NC 6 $940,000 $156,667 $4,041 3.19%
    ST. JOSEPH, MO-KS 6 $940,000 $156,667 $4,824 3.44%
    SALEM, OR 3 $935,000 $311,667 $6,419 3.71%
    BEND, OR 3 $915,000 $305,000 $5,271 3.58%
    VISALIA, CA 5 $895,000 $179,000 $3,961 3.53%
    YAKIMA, WA 4 $890,000 $222,500 $5,542 3.16%
    BURLINGTON-SOUTH BURLINGTON, VT 4 $880,000 $220,000 $4,036 3.03%
    AUGUSTA-RICHMOND COUNTY, GA-SC 5 $855,000 $171,000 $4,367 3.18%
    OCALA, FL 7 $845,000 $120,714 $3,660 3.23%
    COEUR D'ALENE, ID 4 $840,000 $210,000 $7,598 3.63%
    SPRINGFIELD, MA 3 $835,000 $278,333 $4,273 3.58%
    LAFAYETTE-WEST LAFAYETTE, IN 5 $825,000 $165,000 $5,107 3.15%
    SPRINGFIELD, MO 5 $825,000 $165,000 $5,498 3.55%
    ROANOKE, VA 8 $820,000 $102,500 $2,587 5.07%
    CLARKSVILLE, TN-KY 6 $760,000 $126,667 $4,706 3.58%
    SPOKANE-SPOKANE VALLEY, WA 4 $760,000 $190,000 $4,933 3.59%
    LAREDO, TX 4 $760,000 $190,000 $4,513 3.16%
    LEXINGTON-FAYETTE, KY 6 $760,000 $126,667 $3,507 3.23%
    PUNTA GORDA, FL 4 $760,000 $190,000 $4,037 3.63%
    RENO, NV 4 $750,000 $187,500 $3,417 3.25%
    WICHITA, KS 5 $745,000 $149,000 $2,996 3.45%
    PROVO-OREM, UT 4 $740,000 $185,000 $4,046 3.69%
    MERCED, CA 5 $725,000 $145,000 $3,818 3.55%
    PALM BAY-MELBOURNE-TITUSVILLE, FL 5 $715,000 $143,000 $4,857 3.05%
    BELLINGHAM, WA 2 $710,000 $355,000 $5,500 3.19%
    REDDING, CA 4 $710,000 $177,500 $4,321 3.41%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 6 $690,000 $115,000 $3,489 3.08%
    LAKE COUNTY-KENOSHA COUNTY, IL-WI 5 $685,000 $137,000 $5,494 3.28%
    MIDLAND, TX 3 $675,000 $225,000 $4,171 3.46%
    VINELAND-BRIDGETON, NJ 2 $670,000 $335,000 $2,852 3.06%
    SAVANNAH, GA 3 $665,000 $221,667 $4,790 3.04%
    JANESVILLE-BELOIT, WI 4 $640,000 $160,000 $4,473 3.34%
    SOUTH BEND-MISHAWAKA, IN-MI 2 $620,000 $310,000 $3,239 3.38%
    CHICO, CA 2 $610,000 $305,000 $6,972 3.88%
    JACKSON, MS 4 $610,000 $152,500 $6,145 3.81%
    LAFAYETTE, LA 4 $600,000 $150,000 $6,370 3.34%
    FORT WAYNE, IN 4 $590,000 $147,500 $4,894 3.63%
    DAYTON-KETTERING, OH 6 $590,000 $98,333 $4,676 3.54%
    MEDFORD, OR 3 $585,000 $195,000 $6,908 3.54%
    SAN LUIS OBISPO-PASO ROBLES, CA 2 $580,000 $290,000 $5,866 3.31%
    PRESCOTT VALLEY-PRESCOTT, AZ 3 $575,000 $191,667 $3,816 3.67%
    DAPHNE-FAIRHOPE-FOLEY, AL 4 $570,000 $142,500 $4,068 3.66%
    EVANSVILLE, IN-KY 3 $565,000 $188,333 $6,920 3.50%
    BRUNSWICK, GA 4 $560,000 $140,000 $3,390 3.09%
    ERIE, PA 4 $560,000 $140,000 $4,612 3.28%
    SANTA CRUZ-WATSONVILLE, CA 1 $545,000 $545,000 $4,236 3.50%
    PENSACOLA-FERRY PASS-BRENT, FL 3 $535,000 $178,333 $5,528 3.25%
    IDAHO FALLS, ID 3 $535,000 $178,333 $5,817 3.92%
    SHREVEPORT-BOSSIER CITY, LA 4 $530,000 $132,500 $4,157 3.66%
    ASHEVILLE, NC 2 $530,000 $265,000 $3,179 2.88%
    ATHENS-CLARKE COUNTY, GA 2 $520,000 $260,000 $2,845 3.38%
    HINESVILLE, GA 3 $515,000 $171,667 $5,898 3.33%
    TOLEDO, OH 4 $500,000 $125,000 $3,418 3.28%
    KENNEWICK-RICHLAND, WA 3 $495,000 $165,000 $6,978 3.63%
    URBAN HONOLULU, HI 1 $485,000 $485,000 $11,532 3.75%
    CHATTANOOGA, TN-GA 3 $485,000 $161,667 $4,058 3.29%
    LANSING-EAST LANSING, MI 4 $460,000 $115,000 $3,518 3.53%
    VALDOSTA, GA 2 $460,000 $230,000 $7,357 3.44%
    ST. GEORGE, UT 2 $450,000 $225,000 $9,015 3.56%
    CANTON-MASSILLON, OH 2 $430,000 $215,000 $5,839 3.00%
    EL PASO, TX 3 $425,000 $141,667 $3,312 3.04%
    DULUTH, MN-WI 3 $425,000 $141,667 $4,306 3.58%
    MONTGOMERY, AL 3 $425,000 $141,667 $5,319 3.58%
    LAS CRUCES, NM 3 $415,000 $138,333 $6,640 3.33%
    MORRISTOWN, TN 1 $415,000 $415,000 $4,138 3.13%
    BEAUMONT-PORT ARTHUR, TX 2 $410,000 $205,000 $6,394 3.31%
    COLUMBUS, GA-AL 2 $400,000 $200,000 $5,295 3.44%
    ABILENE, TX 2 $400,000 $200,000 $4,199 3.69%
    GAINESVILLE, GA 2 $390,000 $195,000 $2,486 3.56%
    LAKE HAVASU CITY-KINGMAN, AZ 4 $390,000 $97,500 $3,548 3.53%
    RACINE, WI 3 $385,000 $128,333 $5,249 3.63%
    COLLEGE STATION-BRYAN, TX 1 $385,000 $385,000 $4,617 3.25%
    TUSCALOOSA, AL 2 $380,000 $190,000 $6,889 3.56%
    ROCKFORD, IL 3 $365,000 $121,667 $3,337 3.21%
    BLACKSBURG-CHRISTIANSBURG, VA 2 $360,000 $180,000 $3,213 3.69%
    BISMARCK, ND 2 $360,000 $180,000 $6,187 3.81%
    WALLA WALLA, WA 2 $350,000 $175,000 $4,945 3.94%
    MADISON, WI 2 $350,000 $175,000 $5,767 3.31%
    THE VILLAGES, FL 2 $350,000 $175,000 $2,518 2.94%
    SHEBOYGAN, WI 3 $345,000 $115,000 $4,653 3.04%
    DES MOINES-WEST DES MOINES, IA 2 $340,000 $170,000 $5,862 4.13%
    MOBILE, AL 2 $340,000 $170,000 $3,831 3.38%
    MOUNT VERNON-ANACORTES, WA 1 $335,000 $335,000 $3,266 2.88%
    FARMINGTON, NM 2 $330,000 $165,000 $5,242 2.75%
    ANCHORAGE, AK 2 $330,000 $165,000 $4,145 3.63%
    LOGAN, UT-ID 2 $330,000 $165,000 $6,297 3.00%
    FLINT, MI 2 $320,000 $160,000 $5,693 3.81%
    AMARILLO, TX 2 $320,000 $160,000 $5,746 3.06%
    LYNCHBURG, VA 2 $310,000 $155,000 $3,775 2.94%
    LEWISTON-AUBURN, ME 2 $300,000 $150,000 $3,716 2.88%
    AUBURN-OPELIKA, AL 2 $300,000 $150,000 $7,565 3.44%
    YUMA, AZ 3 $295,000 $98,333 $3,962 3.29%
    MIDLAND, MI 2 $290,000 $145,000 $2,731 3.19%
    JACKSONVILLE, NC 2 $290,000 $145,000 $7,534 3.81%
    GRAND JUNCTION, CO 1 $285,000 $285,000 $5,047 3.63%
    NILES, MI 1 $275,000 $275,000 $7,058 3.88%
    TWIN FALLS, ID 3 $275,000 $91,667 $4,165 3.25%
    WARNER ROBINS, GA 2 $270,000 $135,000 $3,770 3.31%
    NEW BERN, NC 2 $270,000 $135,000 $3,777 3.94%
    SANTA FE, NM 1 $265,000 $265,000 $5,979 3.63%
    CEDAR RAPIDS, IA 1 $265,000 $265,000 $2,878 2.75%
    JEFFERSON CITY, MO 2 $260,000 $130,000 $2,439 3.19%
    GADSDEN, AL 1 $255,000 $255,000 $2,417 2.50%
    MADERA, CA 1 $255,000 $255,000 $6,070 3.13%
    MACON-BIBB COUNTY, GA 1 $255,000 $255,000 $4,961 3.75%
    LAWTON, OK 2 $250,000 $125,000 $4,247 3.19%
    SHERMAN-DENISON, TX 1 $245,000 $245,000 $9,201 2.50%
    CORPUS CHRISTI, TX 2 $240,000 $120,000 $3,704 3.00%
    BURLINGTON, NC 2 $240,000 $120,000 $5,654 3.50%
    FORT COLLINS, CO 1 $225,000 $225,000 $5,289 4.00%
    MUSKEGON, MI 2 $220,000 $110,000 $4,433 3.88%
    GREEN BAY, WI 1 $215,000 $215,000 $0 4.63%
    HOMOSASSA SPRINGS, FL 1 $215,000 $215,000 $3,808 3.25%
    SPRINGFIELD, OH 1 $215,000 $215,000 $4,404 2.75%
    ANN ARBOR, MI 1 $215,000 $215,000 $4,265 3.63%
    GREENVILLE, NC 2 $210,000 $105,000 $0 4.63%
    CHEYENNE, WY 1 $205,000 $205,000 $5,241 3.38%
    SIOUX CITY, IA-NE-SD 1 $205,000 $205,000 $7,541 3.25%
    BECKLEY, WV 2 $200,000 $100,000 $2,919 6.13%
    HOUMA-THIBODAUX, LA 2 $200,000 $100,000 $3,646 3.31%
    KINGSPORT-BRISTOL, TN-VA 1 $185,000 $185,000 $3,003 3.38%
    HANFORD-CORCORAN, CA 1 $185,000 $185,000 $6,895 3.38%
    KILLEEN-TEMPLE, TX 1 $185,000 $185,000 $8,450 4.00%
    BLOOMINGTON, IL 1 $185,000 $185,000 $8,101 3.25%
    KALAMAZOO-PORTAGE, MI 2 $180,000 $90,000 $4,059 3.06%
    CARBONDALE-MARION, IL 1 $175,000 $175,000 $2,857 3.13%
    ROCHESTER, MN 1 $175,000 $175,000 $3,689 3.88%
    ODESSA, TX 1 $165,000 $165,000 $5,698 3.38%
    DALTON, GA 1 $165,000 $165,000 $3,879 3.25%
    BILLINGS, MT 1 $165,000 $165,000 $8,116 3.75%
    AMES, IA 1 $165,000 $165,000 $3,469 4.63%
    EL CENTRO, CA 1 $155,000 $155,000 $4,326 2.88%
    BANGOR, ME 1 $145,000 $145,000 $7,044 3.13%
    SPARTANBURG, SC 1 $145,000 $145,000 $8,599 3.25%
    HUNTINGTON-ASHLAND, WV-KY-OH 1 $145,000 $145,000 $760 3.00%
    BAY CITY, MI 1 $145,000 $145,000 $2,278 3.38%
    MANKATO, MN 1 $135,000 $135,000 $5,440 3.38%
    BROWNSVILLE-HARLINGEN, TX 1 $135,000 $135,000 $3,631 2.88%
    SPRINGFIELD, IL 1 $135,000 $135,000 $2,957 3.13%
    MONROE, MI 1 $125,000 $125,000 $2,623 3.50%
    FLAGSTAFF, AZ 1 $125,000 $125,000 $3,547 2.88%
    GULFPORT-BILOXI, MS 1 $125,000 $125,000 $3,249 2.88%
    POCATELLO, ID 1 $125,000 $125,000 $5,157 4.13%
    LINCOLN, NE 1 $115,000 $115,000 $3,259 2.75%
    PINE BLUFF, AR 1 $115,000 $115,000 $4,818 3.13%
    GREELEY, CO 1 $115,000 $115,000 $2,715 3.63%
    LA CROSSE-ONALASKA, WI-MN 1 $115,000 $115,000 $2,552 3.13%
    FLORENCE, SC 1 $105,000 $105,000 $3,893 2.88%
    MUNCIE, IN 1 $105,000 $105,000 $5,858 3.25%
    MCALLEN-EDINBURG-MISSION, TX 1 $105,000 $105,000 $3,454 2.63%
    TOPEKA, KS 1 $105,000 $105,000 $3,498 3.75%
    JOHNSON CITY, TN 1 $105,000 $105,000 $3,386 3.75%
    GRAND FORKS, ND-MN 1 $105,000 $105,000 $4,083 3.25%
    FARGO, ND-MN 1 $105,000 $105,000 $3,584 3.00%
    YUBA CITY, CA 1 $105,000 $105,000 $2,218 3.13%
    VICTORIA, TX 1 $95,000 $95,000 $0 3.50%
    LUBBOCK, TX 1 $95,000 $95,000 $3,407 3.88%
    TERRE HAUTE, IN 1 $85,000 $85,000 $6,043 4.00%
    CLEVELAND, TN 1 $85,000 $85,000 $2,515 4.50%
    SUMTER, SC 1 $85,000 $85,000 $3,114 3.50%
    JOPLIN, MO 1 $85,000 $85,000 $3,661 3.75%
    COLUMBIA, MO 1 $75,000 $75,000 $4,058 2.75%
    PEORIA, IL 1 $75,000 $75,000 $3,481 3.25%
    LAKE CHARLES, LA 1 $65,000 $65,000 $5,530 3.75%
    PUEBLO, CO 1 $65,000 $65,000 $2,795 2.75%
    HICKORY-LENOIR-MORGANTON, NC 1 $65,000 $65,000 $3,703 3.50%
    ELKHART-GOSHEN, IN 1 $55,000 $55,000 $2,940 3.13%
    STAUNTON, VA 1 $55,000 $55,000 $0 4.59%
    OWENSBORO, KY 1 $55,000 $55,000 $2,404 4.00%
    ROME, GA 1 $45,000 $45,000 $0 3.75%

    Manufacturers And Traders Trust Company's top markets include Buffalo, Baltimore, New York, Washington, and Frederick among others.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 12,056 $3,472,800,000 $288,056
    2.5-3% 5,592 $1,793,980,000 $320,812
    4-5% 3,466 $547,830,000 $158,058
    5-6% 1,783 $140,375,000 $78,730
    <2.5% 1,497 $315,145,000 $210,518
    6-7% 818 $31,430,000 $38,423
    7-8% 336 $14,030,000 $41,756
    Over 8% 77 $1,515,000 $19,675

    During 2020, Manufacturers And Traders Trust Company's average interest rate was 4.00%, while their most frequently originated rate bucket was 3-4%, with 12,056 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 8,843 $1,225,435,000 $138,577 $4,075 3.49%
    $100,000 or less 7,302 $371,650,000 $50,897 $3,612 4.27%
    $200k-400k 6,425 $1,769,495,000 $275,408 $5,182 3.34%
    $400k-600k 1,723 $830,125,000 $481,790 $6,068 3.25%
    $600k-1MM 909 $674,905,000 $742,470 $7,188 3.14%
    $1MM+ 424 $1,458,600,000 $3,440,094 $10,014 3.13%

    2020 saw Manufacturers And Traders Trust Company place emphasis on $100k-200k loans with 8,843 originations, totaling $1,225,435,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 5,029 $685,875,000 $136,384 $4,620 3.77%
    $100k-150k 4,910 $1,014,300,000 $206,578 $5,036 3.76%
    $75k-100k 3,987 $663,255,000 $166,354 $4,871 3.79%
    $50k or less 3,819 $358,215,000 $93,798 $4,226 3.76%
    $150k-250k 3,487 $994,605,000 $285,232 $5,221 3.69%
    $250k+ 2,332 $1,325,090,000 $568,220 $6,327 3.43%

    Manufacturers And Traders Trust Company lent most frequently to those with incomes in the $50k-75k range, with 5,029 originations. The second most popular income band? $100k-150k, with 4,910 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 6,080 $1,296,460,000 $213,234 $4,571 3.70%
    30-36% 4,575 $1,020,825,000 $223,131 $4,842 3.66%
    <20% 2,877 $676,205,000 $235,038 $4,414 3.71%
    50-60% 1,338 $201,460,000 $150,568 $7,811 4.09%
    40% 838 $182,050,000 $217,243 $4,854 3.61%
    41% 822 $197,000,000 $239,659 $5,218 3.61%
    42% 807 $183,245,000 $227,069 $5,144 3.55%
    38% 798 $189,210,000 $237,105 $4,805 3.64%
    37% 785 $178,665,000 $227,599 $5,195 3.64%
    39% 780 $176,240,000 $225,949 $5,014 3.66%
    36% 780 $166,130,000 $212,987 $4,770 3.66%
    44% 749 $146,485,000 $195,574 $5,233 3.72%
    43% 701 $139,675,000 $199,251 $5,177 3.70%
    49% 525 $105,295,000 $200,562 $5,638 3.79%
    45% 523 $108,705,000 $207,849 $5,324 3.78%
    46% 509 $104,535,000 $205,373 $5,250 3.77%
    47% 479 $90,755,000 $189,468 $5,356 3.82%
    48% 472 $91,540,000 $193,941 $5,432 3.76%
    >60% 289 $30,115,000 $104,204 $5,695 4.07%

    Manufacturers And Traders Trust Company lent most frequently to those with DTI ratios of 20-30%, with 6,080 originations. The next most common DTI ratio? 30-36%, with 4,575 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 20,084 $4,073,890,000 $202,843 $4,736 3.70%
    Not applicable 298 $1,008,150,000 $3,383,054 $7,350 3.81%
    Not provided 1,848 $470,030,000 $254,345 $5,269 3.48%
    Black 2,220 $435,500,000 $196,171 $6,160 3.35%
    Asian 825 $257,785,000 $312,467 $5,105 3.30%
    Asian Indian 91 $34,285,000 $376,758 $5,606 3.57%
    American Indian 113 $19,825,000 $175,442 $5,102 3.45%
    Other Asian 32 $10,150,000 $317,188 $8,404 3.39%
    Native Hawaiian 29 $5,055,000 $174,310 $5,106 4.25%
    28 $3,190,000 $113,929 $0 4.59%
    Chinese 12 $3,040,000 $253,333 $3,932 3.80%
    Korean 10 $2,960,000 $296,000 $6,084 3.77%
    Other Pacific Islander 16 $2,490,000 $155,625 $4,866 4.15%
    Vietnamese 9 $1,175,000 $130,556 $4,434 4.20%
    Filipino 6 $1,170,000 $195,000 $5,178 4.06%
    Japanese 3 $955,000 $318,333 $6,257 2.79%
    Native Hawiian 1 $345,000 $345,000 $10,819 3.75%
    Guamanian 1 $215,000 $215,000 $4,204 3.50%

    Approval Rates

    Total approvals of all applications
    80.03%

    Manufacturers And Traders Trust Company has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    85.59%

    Manufacturers And Traders Trust Company has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 25,626 $6,330,210,000 $247,023

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 4 $1,610,000 $402,500
    Multifamily:Site-Built 148 $872,220,000 $5,893,378
    Single Family (1-4 Units):Manufactured 176 $16,700,000 $94,886
    Single Family (1-4 Units):Site-Built 25,298 $5,439,680,000 $215,024

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 3,910 $512,350,000 $131,036 $4,023 4.15%
    40-60% 3,955 $1,084,725,000 $274,267 $4,167 3.48%
    60-80% 7,416 $2,551,660,000 $344,075 $4,776 3.39%
    80-100% 6,477 $1,693,935,000 $261,531 $5,496 3.35%
    Over 100% 74 $262,870,000 $3,552,297 $13,702 3.24%
    Under 20% 3,585 $222,705,000 $62,121 $3,475 4.52%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Manufacturers and Traders Trust Company 1 Box Ridge Drive Abingdon, MD 21009 Full Service B&M $116,070
    Manufacturers and Traders Trust Company 1 Paddock Plaza West Long Branch, NJ 7764 Full Service B&M $73,171
    Manufacturers and Traders Trust Company 1 Research Ct Rockville, MD 20850 Full Service B&M $151,538
    Manufacturers and Traders Trust Company 1 Scott Drive, Linthicum Heights Baltimore, MD 21240 Full Service B&M $11,362
    Manufacturers and Traders Trust Company 10 Fox Hunt Drive Bear, DE 19701 Full Service B&M $164,146
    Manufacturers and Traders Trust Company 10 Milton Avenue Highland, NY 12528 Full Service B&M $145,399
    Manufacturers and Traders Trust Company 10 North Main Street Mercersburg, PA 17236 Full Service B&M $36,741
    Manufacturers and Traders Trust Company 10 North Main Street Stewartstown, PA 17363 Full Service B&M $72,861
    Manufacturers and Traders Trust Company 10 Reitz Boulevard Lewisburg, PA 17837 Limited, Drive-thru $0
    Manufacturers and Traders Trust Company 10 Slade Avenue West Seneca, NY 14224 Full Service B&M $183,302
    Manufacturers and Traders Trust Company 10 South Main Street Silver Creek, NY 14136 Full Service B&M $38,943
    Manufacturers and Traders Trust Company 10 West Main Street Denville, NJ 7834 Full Service B&M $85,255
    Manufacturers and Traders Trust Company 100 East Broad Street Tamaqua, PA 18252 Full Service B&M $61,108
    Manufacturers and Traders Trust Company 100 East Putnam Avenue Cos Cob, CT 6807 Full Service B&M $30,491
    Manufacturers and Traders Trust Company 100 Kasson Road Camillus, NY 13031 Full Service B&M $61,980
    Manufacturers and Traders Trust Company 100 North James Street Newport, DE 19804 Full Service B&M $109,804
    Manufacturers and Traders Trust Company 100 South Spring Garden Street Carlisle, PA 17013 Full Service B&M $51,687
    Manufacturers and Traders Trust Company 100 West Market Street Orwigsburg, PA 17961 Full Service B&M $55,031
    Manufacturers and Traders Trust Company 1000 Haines Road York, PA 17402 Full Service B&M $77,940
    Manufacturers and Traders Trust Company 1000 Route 70 Lakewood, NJ 8701 Full Service B&M $29,714
    Manufacturers and Traders Trust Company 1001 East Lebanon Road Dover, DE 19901 Full Service B&M $99,790
    Manufacturers and Traders Trust Company 1001 East Ridge Road Town Of Irondequoit, NY 14621 Full Service B&M $45,572
    Manufacturers and Traders Trust Company 1001 Twin Arch Road, Suite 2600 Mount Airy, MD 21771 Full Service B&M $93,756
    Manufacturers and Traders Trust Company 10025 Governor Warfield Parkway Columbia, MD 21044 Full Service B&M $232,507
    Manufacturers and Traders Trust Company 1005 York Road Towson, MD 21204 Full Service B&M $88,684
    Manufacturers and Traders Trust Company 1007 North Market Street, Suite 12 Wilmington, DE 19801 Full Service B&M $1,428,658
    Manufacturers and Traders Trust Company 10090 Southern Maryland Boulevard Dunkirk, MD 20754 Full Service B&M $67,797
    Manufacturers and Traders Trust Company 101 East Main Street Dushore, PA 18614 Full Service B&M $33,899
    Manufacturers and Traders Trust Company 101 East Pitt Street Bedford, PA 15522 Full Service B&M $53,496
    Manufacturers and Traders Trust Company 101 South Salina Street City Of Syracuse, NY 13202 Full Service B&M $1,766,243
    Manufacturers and Traders Trust Company 101 West Market Street Laurel, DE 19956 Full Service B&M $48,469
    Manufacturers and Traders Trust Company 101 West Third Street Williamsport, PA 17701 Limited, Administrative $0
    Manufacturers and Traders Trust Company 101-25 Queens Boulevard Forest Hills, NY 11375 Full Service B&M $51,842
    Manufacturers and Traders Trust Company 1010 West 36th Street Baltimore, MD 21211 Full Service B&M $95,112
    Manufacturers and Traders Trust Company 10100 Baltimore National Pike. Ellicott City, MD 21042 Full Service B&M $136,141
    Manufacturers and Traders Trust Company 10100 River Road Potomac, MD 20854 Full Service B&M $87,132
    Manufacturers and Traders Trust Company 1015 Philadelphia Avenue Chambersburg, PA 17201 Limited, Administrative $0
    Manufacturers and Traders Trust Company 1018 Washington Street Hoboken, NJ 7030 Full Service B&M $53,929
    Manufacturers and Traders Trust Company 1019 Park St Peekskill, NY 10566 Full Service B&M $61,727
    Manufacturers and Traders Trust Company 1021 North Fourth Street Sunbury, PA 17801 Full Service B&M $37,061
    Manufacturers and Traders Trust Company 1024 Union Road West Seneca, NY 14224 Full Service B&M $437,127
    Manufacturers and Traders Trust Company 1025 Herndon Parkway Herndon, VA 20170 Full Service B&M $55,043
    Manufacturers and Traders Trust Company 1030 Jackson Avenue Long Island City, NY 11101 Full Service B&M $352,179
    Manufacturers and Traders Trust Company 104 South Market Street Elizabethtown, PA 17022 Full Service B&M $35,621
    Manufacturers and Traders Trust Company 10410 Campus Way South Largo, MD 20774 Full Service B&M $86,931
    Manufacturers and Traders Trust Company 1091 New York 222 Cortland, NY 13045 Full Service B&M $32,172
    Manufacturers and Traders Trust Company 10420 Montgomery Avenue Kensington, MD 20895 Full Service B&M $114,523
    Manufacturers and Traders Trust Company 10431 York Road Cockeysville, MD 21030 Full Service B&M $98,548
    Manufacturers and Traders Trust Company 105 Dart Drive Hanover, PA 17331 Full Service B&M $178,223
    Manufacturers and Traders Trust Company 10600 New Georges Creek Road Sw Frostburg, MD 21532 Full Service B&M $42,437
    Manufacturers and Traders Trust Company 10614 Main Street Clarence, NY 14031 Full Service B&M $92,693
    Manufacturers and Traders Trust Company 107 Front Street Milton, DE 19968 Full Service B&M $78,857
    Manufacturers and Traders Trust Company 107 West Market Street York, PA 17401 Limited, Administrative $0
    Manufacturers and Traders Trust Company 1070 Main Street River Edge, NJ 7661 Full Service B&M $45,123
    Manufacturers and Traders Trust Company 10721 Fairway Lane Hagerstown, MD 21740 Full Service B&M $56,469
    Manufacturers and Traders Trust Company 10745 Falls Road Lutherville, MD 21093 Full Service B&M $92,569
    Manufacturers and Traders Trust Company 10791 W. Broad Street Glen Allen, VA 23060 Full Service B&M $26,131
    Manufacturers and Traders Trust Company 108 North Front Street Kingston, NY 12401 Full Service B&M $99,249
    Manufacturers and Traders Trust Company 11 East Hinckley Ave Ridley Park, PA 19078 Full Service B&M $86,038
    Manufacturers and Traders Trust Company 11 West 42nd Street New York, NY 10036 Full Service B&M $72,681
    Manufacturers and Traders Trust Company 110 West Market Street Snow Hill, MD 21863 Full Service B&M $28,704
    Manufacturers and Traders Trust Company 1100 North Market Street Wilmington, DE 19801 Limited, Administrative $0
    Manufacturers and Traders Trust Company 1100 Route 55 Lagrangeville, NY 12540 Full Service B&M $72,864
    Manufacturers and Traders Trust Company 1100 Wehrle Drive Williamsville, NY 14221 Full Service B&M $6
    Manufacturers and Traders Trust Company 11003 Manklin Creek Road Berlin, MD 21811 Full Service B&M $76,410
    Manufacturers and Traders Trust Company 1101 Russell Street Baltimore, MD 21230 Limited, Mobile/Seasonal Office $0
    Manufacturers and Traders Trust Company 111 South Calvert Street Baltimore, MD 21202 Full Service B&M $455,668
    Manufacturers and Traders Trust Company 1111 Light Street Baltimore, MD 21230 Full Service B&M $76,324
    Manufacturers and Traders Trust Company 1111 Street Road Southampton, PA 18966 Full Service B&M $86,999
    Manufacturers and Traders Trust Company 1115 Merritt Boulevard Dundalk, MD 21222 Full Service B&M $175,997
    Manufacturers and Traders Trust Company 11175 Mall Circle Waldorf, MD 20603 Full Service B&M $92,106
    Manufacturers and Traders Trust Company 233 Genesee Street Utica, NY 13501 Full Service B&M $107,317
    Manufacturers and Traders Trust Company 11325 Seven Locks Road Potomac, MD 20854 Full Service B&M $77,684
    Manufacturers and Traders Trust Company 114-116 Kings Highway East Haddonfield, NJ 8033 Full Service B&M $74,616
    Manufacturers and Traders Trust Company 115 East Main Street Everett, PA 15537 Full Service B&M $45,461
    Manufacturers and Traders Trust Company 115 Franklin Turnpike Mahwah, NJ 7430 Full Service B&M $27,559
    Manufacturers and Traders Trust Company 115 J. Campbell Collins Drive Wilkes-Barre, PA 18702 Full Service B&M $567,775
    Manufacturers and Traders Trust Company 115 South Ridge St Port Chester, NY 10573 Full Service B&M $91,869
    Manufacturers and Traders Trust Company 1150 West Industrial Boulevard Cumberland, MD 21502 Full Service B&M $30,092
    Manufacturers and Traders Trust Company 117 Bay Street Easton, MD 21601 Limited, Administrative $0
    Manufacturers and Traders Trust Company 117 South 18th Street Philadelphia, PA 19103 Full Service B&M $41,017
    Manufacturers and Traders Trust Company 117 West Independence Street Shamokin, PA 17872 Full Service B&M $64,999
    Manufacturers and Traders Trust Company 11721 Lee Highway Fairfax, VA 22030 Full Service B&M $44,236
    Manufacturers and Traders Trust Company 118 Baltimore Street Cumberland, MD 21502 Full Service B&M $61,499
    Manufacturers and Traders Trust Company 118 North Tioga Street Ithaca, NY 14850 Full Service B&M $161,376
    Manufacturers and Traders Trust Company 118 State Highway 320 Norwich, NY 13815 Full Service B&M $28,614
    Manufacturers and Traders Trust Company 118 Walnut Street Lockport, NY 14094 Full Service B&M $48,000
    Manufacturers and Traders Trust Company 11807 Livingston Road Fort Washington, MD 20744 Full Service B&M $44,026
    Manufacturers and Traders Trust Company 119 Central Avenue Westfield, NJ 7090 Full Service B&M $55,503
    Manufacturers and Traders Trust Company 119 S. Mountain Blvd, Mountaintop Sh Mountain Top, PA 18707 Full Service B&M $60,131
    Manufacturers and Traders Trust Company 11973 Buchanan Trail East Waynesboro, PA 17268 Full Service B&M $33,886
    Manufacturers and Traders Trust Company 12 Atlantic Avenue Oceanside, NY 11572 Full Service B&M $105,828
    Manufacturers and Traders Trust Company 12 Chapel Street Prattsburg, NY 14873 Full Service B&M $13,325
    Manufacturers and Traders Trust Company 12 Office Street Bel Air, MD 21014 Full Service B&M $109,476
    Manufacturers and Traders Trust Company 120 Broad Hollow Rd Farmingdale, NY 11735 Full Service B&M $60,310
    Manufacturers and Traders Trust Company 120 Shawan Road Hunt Valley, MD 21030 Full Service B&M $195,530
    Manufacturers and Traders Trust Company 120 South Union Street Middletown, PA 17057 Full Service B&M $40,484
    Manufacturers and Traders Trust Company 1200 Market Street Lemoyne, PA 17043 Full Service B&M $452,503
    Manufacturers and Traders Trust Company 1200 North Main Street Hampstead, MD 21074 Full Service B&M $110,392
    Manufacturers and Traders Trust Company 1201 Agora Drive, Suite 1-A Bel Air, MD 21014 Full Service B&M $154,572
    Manufacturers and Traders Trust Company 1201 National Highway La Vale, MD 21502 Full Service B&M $52,358
    Manufacturers and Traders Trust Company 12041 Georgia Avenue Wheaton, MD 20902 Full Service B&M $55,117
    Manufacturers and Traders Trust Company 1205 Niagara Falls Boulevard Amherst, NY 14226 Full Service B&M $207,313
    Manufacturers and Traders Trust Company 1207 North Union Street Wilmington, DE 19806 Full Service B&M $109,853
    Manufacturers and Traders Trust Company 121 South Mill Street Clear Spring, MD 21722 Full Service B&M $36,808
    Manufacturers and Traders Trust Company 12110 Darnestown Road Gaithersburg, MD 20878 Full Service B&M $60,658
    Manufacturers and Traders Trust Company 126 Market Street Denton, MD 21629 Full Service B&M $32,684
    Manufacturers and Traders Trust Company 149-153 Robinson Street Binghamton, NY 13904 Full Service B&M $70,884
    Manufacturers and Traders Trust Company 12161 Rockville Pike Rockville, MD 20852 Full Service B&M $45,137
    Manufacturers and Traders Trust Company 12170 Sunset Hills Road Reston, VA 20190 Full Service B&M $42,687
    Manufacturers and Traders Trust Company 12200 Tech Road Silver Spring, MD 20904 Full Service B&M $159,913
    Manufacturers and Traders Trust Company 1229 Bloom Road Danville, PA 17821 Full Service B&M $34,695
    Manufacturers and Traders Trust Company 123 East Buffalo Street Ithaca, NY 14850 Limited, Drive-thru $0
    Manufacturers and Traders Trust Company 123 North Crain Highway, Suite A Glen Burnie, MD 21061 Full Service B&M $129,863
    Manufacturers and Traders Trust Company 1230 Bay Dale Drive Arnold, MD 21012 Full Service B&M $120,256
    Manufacturers and Traders Trust Company 124 Main Street Grantsville, MD 21536 Full Service B&M $33,363
    Manufacturers and Traders Trust Company 12451 Hedges Run Drive Woodbridge, VA 22192 Full Service B&M $21,754
    Manufacturers and Traders Trust Company 1 Clark Street Harrington, DE 19952 Full Service B&M $65,727
    Manufacturers and Traders Trust Company 1 College Avenue, Eisenhower Campus Center Mechanicsburg, PA 17055 Limited, Mobile/Seasonal Office $0
    Manufacturers and Traders Trust Company 1 East Broad Street, Suite 510 Bethlehem, PA 18018 Limited, Administrative $0
    Manufacturers and Traders Trust Company 1 East Main Street Corfu, NY 14036 Full Service B&M $27,765
    Manufacturers and Traders Trust Company 1 East Main Street Fredonia, NY 14063 Full Service B&M $97,935
    Manufacturers and Traders Trust Company 1 Herkimer Road Utica, NY 13502 Full Service B&M $75,954
    Manufacturers and Traders Trust Company 1 Light Street Baltimore, MD 21202 Full Service B&M $7,748,906
    Manufacturers and Traders Trust Company 1 M And T Plz Buffalo, NY 14203 Full Service B&M $31,832,866
    Manufacturers and Traders Trust Company 1016 Wyoming Avenue Wyoming, PA 18644 Full Service B&M $61,183
    Manufacturers and Traders Trust Company 1309 Kirkwood Highway Elsmere, DE 19805 Full Service B&M $56,846
    Manufacturers and Traders Trust Company 1310 West Chester Pike Havertown, PA 19083 Full Service B&M $60,779
    Manufacturers and Traders Trust Company 13102 Monterey Lane Blue Ridge Summit, PA 17214 Full Service B&M $33,092
    Manufacturers and Traders Trust Company 1320 Stony Brook Road, Suite 140 Stony Brook, NY 11790 Full Service B&M $18,150
    Manufacturers and Traders Trust Company 1325-D Liberty Road Sykesville, MD 21784 Full Service B&M $110,176
    Manufacturers and Traders Trust Company 1328 River Avenue Lakewood, NJ 8701 Full Service B&M $80,083
    Manufacturers and Traders Trust Company 133 Main Street Westhampton Beach, NY 11978 Full Service B&M $35,371
    Manufacturers and Traders Trust Company 133 South Washington Street Falls Church, VA 22046 Full Service B&M $34,251
    Manufacturers and Traders Trust Company 1330 South Atherton Street State College, PA 16801 Full Service B&M $78,261
    Manufacturers and Traders Trust Company 134 East Main Street Frankfort, NY 13340 Full Service B&M $42,507
    Manufacturers and Traders Trust Company 134 Second Street Lewes, DE 19958 Full Service B&M $109,459
    Manufacturers and Traders Trust Company 13409 Pennsylvania Avenue Hagerstown, MD 21742 Full Service B&M $77,040
    Manufacturers and Traders Trust Company 135 Hamburg Street East Aurora, NY 14052 Full Service B&M $202,448
    Manufacturers and Traders Trust Company 135 Main Street Nyack, NY 10960 Full Service B&M $1,484,347
    Manufacturers and Traders Trust Company 1350 I Street, Northwest, Suite 200 Washington, DC 20005 Limited, Administrative $0
    Manufacturers and Traders Trust Company 1351 Blair Drive Odenton, MD 21113 Full Service B&M $87,489
    Manufacturers and Traders Trust Company 1385 Lyell Avenue Rochester, NY 14606 Full Service B&M $73,117
    Manufacturers and Traders Trust Company 139 South State Street Dover, DE 19901 Full Service B&M $237,877
    Manufacturers and Traders Trust Company 14 West Potomac Street Williamsport, MD 21795 Full Service B&M $52,570
    Manufacturers and Traders Trust Company 140 Adams Avenue, Suite 1a Hauppauge, NY 11788 Full Service B&M $37,961
    Manufacturers and Traders Trust Company 1400 Miracle Mile Drive Henrietta, NY 14623 Full Service B&M $302,816
    Manufacturers and Traders Trust Company 1401 West Market Street York, PA 17404 Full Service B&M $49,792
    Manufacturers and Traders Trust Company 1405 Williams Road York, PA 17402 Limited, Mobile/Seasonal Office $0
    Manufacturers and Traders Trust Company 1409 Pulaski Highway Edgewood, MD 21040 Full Service B&M $91,290
    Manufacturers and Traders Trust Company 1420 Wisconsin Avenue Nw Washington, DC 20007 Full Service B&M $15,559
    Manufacturers and Traders Trust Company 1423 North Atherton Street State College, PA 16803 Full Service B&M $68,498
    Manufacturers and Traders Trust Company 14245-R Centreville Square, Store 8 Centreville, VA 20121 Full Service B&M $73,707
    Manufacturers and Traders Trust Company 1430 Old Country Road Riverhead, NY 11901 Full Service B&M $91,563
    Manufacturers and Traders Trust Company 14301 Jarrettsville Pike Phoenix, MD 21131 Full Service B&M $54,514
    Manufacturers and Traders Trust Company 146 Greenwood Avenue Bethel, CT 6801 Full Service B&M $28,019
    Manufacturers and Traders Trust Company 126 Chartley Drive Reisterstown, MD 21136 Full Service B&M $96,962
    Manufacturers and Traders Trust Company 1260 Pennsylvania Avenue Tyrone, PA 16686 Limited, Drive-thru $0
    Manufacturers and Traders Trust Company 1275 Baltimore Street Hanover, PA 17331 Full Service B&M $98,419
    Manufacturers and Traders Trust Company 128 Center Grove Road Randolph, NJ 7869 Full Service B&M $99,018
    Manufacturers and Traders Trust Company 1282 Long Pond Road Town Of Greece, NY 14626 Full Service B&M $159,952
    Manufacturers and Traders Trust Company 12914 Middlebrook Road Germantown, MD 20874 Full Service B&M $74,316
    Manufacturers and Traders Trust Company 13 Baltimore Street Hanover, PA 17331 Limited, Administrative $0
    Manufacturers and Traders Trust Company 13 Sussex Street Port Jervis, NY 12771 Full Service B&M $24,018
    Manufacturers and Traders Trust Company 13 West Main Street Waynesboro, PA 17268 Full Service B&M $57,592
    Manufacturers and Traders Trust Company 130 Grant Street Buffalo, NY 14213 Full Service B&M $78,516
    Manufacturers and Traders Trust Company 1300 Jefferson Avenue Buffalo, NY 14208 Full Service B&M $5,741
    Manufacturers and Traders Trust Company 1304 West Patrick Avenue Frederick, MD 21703 Full Service B&M $96,141
    Manufacturers and Traders Trust Company 15 West Lea Boulevard Wilmington, DE 19802 Full Service B&M $54,453
    Manufacturers and Traders Trust Company 150 Newark Pompton Turnpike Pequannock, NJ 7440 Full Service B&M $104,873
    Manufacturers and Traders Trust Company 150 North Radnor Chester Road Radnor Township, PA 19087 Full Service B&M $0
    Manufacturers and Traders Trust Company 1500 Blenhiem Farmlane Havre De Grace, MD 21078 Full Service B&M $72,377
    Manufacturers and Traders Trust Company 1501 East Main Street Waynesboro, PA 17268 Limited, Drive-thru $0
    Manufacturers and Traders Trust Company 151 Lantana Drive Hockessin, DE 19707 Full Service B&M $210,263
    Manufacturers and Traders Trust Company 1523 Ny Route 67 Schaghticoke, NY 12154 Full Service B&M $23,008
    Manufacturers and Traders Trust Company 1525 Route 22, Lakeview Plaza Brewster, NY 10509 Full Service B&M $116,424
    Manufacturers and Traders Trust Company 155 East Carroll Street Salisbury, MD 21801 Full Service B&M $104,509
    Manufacturers and Traders Trust Company 1568 Route 9, Imperial Plaza Wappingers Falls, NY 12590 Full Service B&M $54,225
    Manufacturers and Traders Trust Company 157 Seventh Avenue Newark, NJ 7104 Full Service B&M $7,501
    Manufacturers and Traders Trust Company 15850 Crabbs Branch Way Rockville, MD 20855 Full Service B&M $135,183
    Manufacturers and Traders Trust Company 1701 Oregon Pike Lancaster, PA 17601 Full Service B&M $74,049
    Manufacturers and Traders Trust Company 159 N. Luzerne Ave Baltimore, MD 21224 Full Service B&M $22,190
    Manufacturers and Traders Trust Company 1591 Richmond Road Staten Island, NY 10304 Full Service B&M $42,905
    Manufacturers and Traders Trust Company 1603 Manheim Pike Lancaster, PA 17601 Full Service B&M $30,357
    Manufacturers and Traders Trust Company 162 Main Street Paterson, NJ 7505 Full Service B&M $2,524
    Manufacturers and Traders Trust Company 1620 Route 23 North Wayne, NJ 7470 Full Service B&M $38,750
    Manufacturers and Traders Trust Company 1621 South Avenue Syracuse, NY 13207 Full Service B&M $16,654
    Manufacturers and Traders Trust Company 1627 Monroe Avenue Brighton, NY 14618 Full Service B&M $84,288
    Manufacturers and Traders Trust Company 1650 Market Street Philadelphia, PA 19103 Full Service B&M $55,621
    Manufacturers and Traders Trust Company 166 Baltimore Street Cumberland, MD 21502 Limited, Drive-thru $0
    Manufacturers and Traders Trust Company 168 North Memorial Highway Shavertown, PA 18708 Full Service B&M $37,186
    Manufacturers and Traders Trust Company 1680 K Street, N.W. Washington, DC 20006 Full Service B&M $1,248,787
    Manufacturers and Traders Trust Company 170 Jennifer Road Annapolis, MD 21401 Limited, Administrative $0
    Manufacturers and Traders Trust Company 1703 Oregon Pike Lancaster, PA 17601 Limited, Administrative $0
    Manufacturers and Traders Trust Company 1725 Whetstone Way Baltimore, MD 21230 Full Service Retail $65,458
    Manufacturers and Traders Trust Company 17301 Valley Mall Hagerstown, MD 21740 Full Service B&M $67,034
    Manufacturers and Traders Trust Company 17301 Valley Mall Drive Hagerstown, MD 21740 Limited, Drive-thru $0
    Manufacturers and Traders Trust Company 1746 Black River Boulevard Rome, NY 13440 Full Service B&M $62,192
    Manufacturers and Traders Trust Company 1766 Union Street Niskayuna, NY 12309 Full Service B&M $47,841
    Manufacturers and Traders Trust Company 1769 Route 52 Fishkill, NY 12524 Limited, Administrative $0
    Manufacturers and Traders Trust Company 1792 East Lancaster Avenue Paoli, PA 19301 Full Service B&M $46,629
    Manufacturers and Traders Trust Company 1798 Lincoln Way East Chambersburg, PA 17202 Full Service B&M $82,414
    Manufacturers and Traders Trust Company 20 West Main Street Falconer, NY 14733 Full Service B&M $54,146
    Manufacturers and Traders Trust Company 18 James Street Florham Park, NJ 7932 Full Service B&M $152,718
    Manufacturers and Traders Trust Company 180 Route 22 Pawling, NY 12564 Full Service B&M $98,190
    Manufacturers and Traders Trust Company 1812 Marsh Road Wilmington, DE 19810 Full Service B&M $196,792
    Manufacturers and Traders Trust Company 1817 Street Road Eddington, PA 19020 Full Service B&M $65,907
    Manufacturers and Traders Trust Company 1826 West Market Street Pottsville, PA 17901 Full Service B&M $41,225
    Manufacturers and Traders Trust Company 18261 Flower Hill Way Gaithersburg, MD 20879 Full Service B&M $62,027
    Manufacturers and Traders Trust Company 184 Sterling Place Brooklyn, NY 11217 Full Service B&M $64,042
    Manufacturers and Traders Trust Company 1847 Columbia Avenue Lancaster, PA 17603 Full Service B&M $35,945
    Manufacturers and Traders Trust Company 1848 Clinton Avenue South Rochester, NY 14618 Full Service B&M $85,053
    Manufacturers and Traders Trust Company 187 Eagle Rock Avenue Roseland, NJ 7068 Full Service B&M $86,269
    Manufacturers and Traders Trust Company 1871 Old Main Drive Shippensburg, PA 17257 Limited, Mobile/Seasonal Office $0
    Manufacturers and Traders Trust Company 1877 Main Street Buffalo, NY 14208 Full Service B&M $45,435
    Manufacturers and Traders Trust Company 1882 East Avenue Rochester, NY 14610 Full Service B&M $148,227
    Manufacturers and Traders Trust Company 1886 Metro Center Drive Reston, VA 20190 Full Service B&M $32,073
    Manufacturers and Traders Trust Company 1899 L Street, N.W. Washington, DC 20036 Full Service B&M $61,399
    Manufacturers and Traders Trust Company 1904 Emmorton Road Bel Air, MD 21015 Full Service B&M $126,394
    Manufacturers and Traders Trust Company 191 Main Street New Paltz, NY 12561 Full Service B&M $73,250
    Manufacturers and Traders Trust Company 195 Front Street Owego, NY 13827 Full Service B&M $40,856
    Manufacturers and Traders Trust Company 19511 Camelot Drive Rehoboth Beach, DE 19971 Full Service B&M $98,585
    Manufacturers and Traders Trust Company 1955 Buffalo Road Gates Township, NY 14624 Full Service B&M $85,871
    Manufacturers and Traders Trust Company 1960 Gallows Road Vienna, VA 22182 Full Service B&M $71,133
    Manufacturers and Traders Trust Company 19616-M Fisher Avenue Poolesville, MD 20837 Full Service B&M $63,086
    Manufacturers and Traders Trust Company 1965 State Route 57 Hackettstown, NJ 7840 Full Service B&M $48,350
    Manufacturers and Traders Trust Company 200 East Philadelphia Avenue Boyertown, PA 19512 Full Service B&M $66,057
    Manufacturers and Traders Trust Company 1966 Greenspring Drive, Timonium Center I Lutherville Timonium, MD 21093 Full Service B&M $70,669
    Manufacturers and Traders Trust Company 1983 Route 52 East Liberty, NY 12754 Full Service B&M $42,454
    Manufacturers and Traders Trust Company 2 College Hill, Mcdaniel College Westminster, MD 21157 Limited, Mobile/Seasonal Office $0
    Manufacturers and Traders Trust Company 2 Courtney Drive Fairport, NY 14450 Full Service B&M $180,760
    Manufacturers and Traders Trust Company 2 East Avenue Hilton, NY 14468 Full Service B&M $67,577
    Manufacturers and Traders Trust Company 2 Prospect Street Ridgefield, CT 6877 Full Service B&M $20,516
    Manufacturers and Traders Trust Company 2 Rachael Drive Pittston, PA 18640 Full Service B&M $99,957
    Manufacturers and Traders Trust Company 2 West Franklin Street Topton, PA 19562 Full Service B&M $27,154
    Manufacturers and Traders Trust Company 2 West Market Street, Suite 100 West Chester, PA 19382 Full Service B&M $40,884
    Manufacturers and Traders Trust Company 2-8 South Main Street Shenandoah, PA 17976 Full Service B&M $36,603
    Manufacturers and Traders Trust Company 20 Jenison Avenue Johnson City, NY 13790 Full Service B&M $56,555
    Manufacturers and Traders Trust Company 20 Mall, Suite 101 2080 Western Ave Guilderland, NY 12084 Full Service B&M $47,255
    Manufacturers and Traders Trust Company 200 Grand Avenue Hackettstown, NJ 7840 Full Service B&M $65,231
    Manufacturers and Traders Trust Company 200 Main Street Beacon, NY 12508 Full Service B&M $58,700
    Manufacturers and Traders Trust Company 2000 Pga Boulevard North Palm Beach, FL 33408 Full Service B&M $148,983
    Manufacturers and Traders Trust Company 2001 West Fourth Street Williamsport, PA 17701 Full Service B&M $54,154
    Manufacturers and Traders Trust Company 2003 South Easton Road, Suite 204 Doylestown, PA 18901 Full Service B&M $0
    Manufacturers and Traders Trust Company 201 Plank Road Duncansville, PA 16635 Full Service B&M $54,924
    Manufacturers and Traders Trust Company 201 W. Front St Berwick, PA 18603 Full Service B&M $38,535
    Manufacturers and Traders Trust Company 201 West State Street Media, PA 19063 Full Service B&M $86,953
    Manufacturers and Traders Trust Company 202 Clinton Street Binghamton, NY 13905 Limited, Drive-thru $0
    Manufacturers and Traders Trust Company 202 West High Street Gettysburg, PA 17325 Full Service B&M $89,177
    Manufacturers and Traders Trust Company 2027 Somerville Road Annapolis, MD 21401 Full Service B&M $144,471
    Manufacturers and Traders Trust Company 203 Cypress Street Liverpool, NY 13088 Full Service B&M $67,285
    Manufacturers and Traders Trust Company 204 Fayette Street Manlius, NY 13104 Full Service B&M $68,726
    Manufacturers and Traders Trust Company 2040 Boston Post Road Larchmont, NY 10538 Full Service B&M $37,663
    Manufacturers and Traders Trust Company 2050 Kensington Avenue Snyder, NY 14226 Full Service B&M $238,579
    Manufacturers and Traders Trust Company 2055 South Queen Street York, PA 17403 Full Service B&M $594,633
    Manufacturers and Traders Trust Company 2062 Plank Road Fredericksburg, VA 22401 Full Service B&M $29,137
    Manufacturers and Traders Trust Company 207 Bowie Road Laurel, MD 20707 Full Service B&M $116,969
    Manufacturers and Traders Trust Company 207 West Bel Air Avenue Aberdeen, MD 21001 Full Service B&M $50,242
    Manufacturers and Traders Trust Company 209 Route 206 South Chester, NJ 7930 Full Service B&M $46,158
    Manufacturers and Traders Trust Company 21 East Market Street York, PA 17401 Full Service B&M $73,218
    Manufacturers and Traders Trust Company 210 Delaware Street New Castle, DE 19720 Full Service B&M $74,208
    Manufacturers and Traders Trust Company 210 East Main Street New Holland, PA 17557 Full Service B&M $306,158
    Manufacturers and Traders Trust Company 2100 Park Street Syracuse, NY 13208 Full Service B&M $49,393
    Manufacturers and Traders Trust Company 285 Delaware Avenue Buffalo, NY 14202 Limited, Administrative $0
    Manufacturers and Traders Trust Company 28529 Dupont Boulevard Millsboro, DE 19966 Full Service B&M $94,413
    Manufacturers and Traders Trust Company 2865 Alabama Avenue, S.E. Washington, DC 20020 Full Service B&M $19,301
    Manufacturers and Traders Trust Company 287 Christiana Road, Suite 16 New Castle, DE 19720 Full Service B&M $91,022
    Manufacturers and Traders Trust Company 288 Main Street Orange, NJ 7050 Full Service B&M $82,440
    Manufacturers and Traders Trust Company 2882 Delaware Avenue Kenmore, NY 14217 Full Service B&M $143,678
    Manufacturers and Traders Trust Company 289 Upper Falls Boulevard Rochester, NY 14605 Full Service Retail $3,422
    Manufacturers and Traders Trust Company 2934 O'donnell Street Baltimore, MD 21224 Full Service B&M $80,590
    Manufacturers and Traders Trust Company 2935 Veterans Road West, Suite F Staten Island, NY 10309 Full Service B&M $33,478
    Manufacturers and Traders Trust Company 294 Main Street Saugerties, NY 12477 Full Service B&M $63,023
    Manufacturers and Traders Trust Company 3 South Main Street Lyndonville, NY 14098 Full Service B&M $33,838
    Manufacturers and Traders Trust Company 3 Washington Street Ellicottville, NY 14731 Full Service B&M $32,008
    Manufacturers and Traders Trust Company 300 Great Oaks Blvd Office Park, Ste 327 Albany, NY 12203 Full Service B&M $213,967
    Manufacturers and Traders Trust Company 300 Mamaroneck Avenue Mamaroneck, NY 10543 Full Service B&M $68,237
    Manufacturers and Traders Trust Company 300 North Washington Street Gettysburg, PA 17325 Limited, Mobile/Seasonal Office $0
    Manufacturers and Traders Trust Company 301 Route 25a Miller Place, NY 11764 Full Service Retail $23,863
    Manufacturers and Traders Trust Company 301 West Plank Road Altoona, PA 16602 Full Service B&M $125,093
    Manufacturers and Traders Trust Company 302 Rehoboth Avenue Rehoboth Beach, DE 19971 Full Service B&M $76,381
    Manufacturers and Traders Trust Company 302 Somers Commons Baldwin Place, NY 10505 Full Service B&M $89,818
    Manufacturers and Traders Trust Company 303 Main Street And Center Avenue Fort Lee, NJ 7024 Full Service B&M $124,976
    Manufacturers and Traders Trust Company 303 South Broadway Tarrytown, NY 10591 Full Service B&M $12
    Manufacturers and Traders Trust Company 303 South Main Street Old Forge, PA 18518 Full Service B&M $46,425
    Manufacturers and Traders Trust Company 3031 East Main Street Mohegan Lake, NY 10547 Full Service B&M $78,466
    Manufacturers and Traders Trust Company 3037 Bailey Avenue Buffalo, NY 14215 Full Service B&M $12,875
    Manufacturers and Traders Trust Company 304 Essex Street Lodi, NJ 7644 Full Service B&M $114,180
    Manufacturers and Traders Trust Company 304 Thruway Mall Cheektowaga, NY 14225 Full Service B&M $179,353
    Manufacturers and Traders Trust Company 3050 Hemplan Road Lancaster, PA 17601 Limited, Mobile/Seasonal Office $0
    Manufacturers and Traders Trust Company 3065 Niagara Falls Boulevard Amherst, NY 14228 Full Service B&M $145,593
    Manufacturers and Traders Trust Company 307 Main Street Goshen, NY 10924 Full Service B&M $30,542
    Manufacturers and Traders Trust Company 3078 Bridge Street Newport, NY 13416 Full Service B&M $37,377
    Manufacturers and Traders Trust Company 3081 Route 22 Dover Plains, NY 12522 Full Service B&M $60,813
    Manufacturers and Traders Trust Company 310 Lenox Avenue New York, NY 10027 Full Service B&M $33,484
    Manufacturers and Traders Trust Company 3124 West Broad Street Richmond, VA 23230 Full Service B&M $24,617
    Manufacturers and Traders Trust Company 313 Henry Street Orange, NJ 7050 Full Service B&M $25,045
    Manufacturers and Traders Trust Company 313 North Greenbush Road Troy, NY 12180 Full Service B&M $65,613
    Manufacturers and Traders Trust Company 313 Ushers Road Ballston Lake, NY 12019 Limited, Administrative $0
    Manufacturers and Traders Trust Company 314 Waring Road Rochester, NY 14609 Full Service B&M $26,774
    Manufacturers and Traders Trust Company 315 East Chestnut Street Mifflinburg, PA 17844 Full Service B&M $30,098
    Manufacturers and Traders Trust Company 3150 Solomon's Island Road Edgewater, MD 21037 Full Service B&M $51,893
    Manufacturers and Traders Trust Company 3165 Latta Road Greece, NY 14612 Full Service B&M $103,575
    Manufacturers and Traders Trust Company 3175 Chili Avenue Chili, NY 14624 Full Service B&M $104,089
    Manufacturers and Traders Trust Company 31860 Long Neck Road Long Neck, DE 19966 Full Service B&M $130,644
    Manufacturers and Traders Trust Company 319 North Main Street Herkimer, NY 13350 Full Service B&M $67,805
    Manufacturers and Traders Trust Company 32 North Potomac Street Hagerstown, MD 21740 Full Service B&M $27,605
    Manufacturers and Traders Trust Company 32 York Road Towson, MD 21204 Full Service B&M $86,145
    Manufacturers and Traders Trust Company 320 Mamaroneck Avenue White Plains, NY 10605 Full Service B&M $93,763
    Manufacturers and Traders Trust Company 3221 Spartan Road Olney, MD 20832 Full Service B&M $75,781
    Manufacturers and Traders Trust Company 32547 Lewes Georgetown Highway Lewes, DE 19958 Limited, Drive-thru $0
    Manufacturers and Traders Trust Company 329 West Baltimore Street Baltimore, MD 21201 Full Service B&M $32,847
    Manufacturers and Traders Trust Company 3290 Monroe Avenue Rochester, NY 14618 Full Service B&M $206,768
    Manufacturers and Traders Trust Company 33 East Genesee Street Skaneateles, NY 13152 Full Service B&M $105,190
    Manufacturers and Traders Trust Company 33 Roth's Church Road Spring Grove, PA 17362 Full Service B&M $43,852
    Manufacturers and Traders Trust Company 33 South Front Street Milton, PA 17847 Full Service B&M $29,623
    Manufacturers and Traders Trust Company 33 West State Street Binghamton, NY 13901 Limited, Drive-thru $0
    Manufacturers and Traders Trust Company 330 Kinderkamack Road Emerson, NJ 7630 Full Service B&M $80,979
    Manufacturers and Traders Trust Company 335 Atlantic City Boulevard Bayville, NJ 8721 Full Service B&M $47,982
    Manufacturers and Traders Trust Company 3375 West Seneca Avenue Canastota, NY 13032 Full Service B&M $21,680
    Manufacturers and Traders Trust Company 3401 Eastern Avenue Baltimore, MD 21224 Full Service B&M $159,136
    Manufacturers and Traders Trust Company 3401 Erie Boulevard East De Witt, NY 13214 Full Service B&M $170,013
    Manufacturers and Traders Trust Company 341 Springfield Avenue Summit, NJ 7901 Full Service B&M $26,321
    Manufacturers and Traders Trust Company 344 South 10th Street Lemoyne, PA 17043 Full Service B&M $44,194
    Manufacturers and Traders Trust Company 3470 Annapolis Road Baltimore, MD 21227 Full Service B&M $98,491
    Manufacturers and Traders Trust Company 35-41 Washington Avenue Endicott, NY 13760 Full Service B&M $702,024
    Manufacturers and Traders Trust Company 350 Park Avenue, 6th Floor New York, NY 10022 Full Service B&M $2,999,507
    Manufacturers and Traders Trust Company 351 West Main Street Freehold, NJ 7728 Full Service B&M $73,834
    Manufacturers and Traders Trust Company 3530 Philadelphia Pike Claymont, DE 19703 Full Service B&M $52,710
    Manufacturers and Traders Trust Company 355 Applegarth Road Monroe, NJ 8831 Full Service B&M $72,818
    Manufacturers and Traders Trust Company 3562 Route 27, Suite 130 Kendall Park, NJ 8824 Full Service B&M $45,488
    Manufacturers and Traders Trust Company 3607 Derry Street Harrisburg, PA 17111 Limited, Administrative $0
    Manufacturers and Traders Trust Company 3621 Old Philadelphia Pike Intercourse, PA 17534 Full Service B&M $35,629
    Manufacturers and Traders Trust Company 3637 Delaware Avenue Kenmore, NY 14217 Full Service B&M $251,871
    Manufacturers and Traders Trust Company 3640 James Street Syracuse, NY 13206 Full Service B&M $65,755
    Manufacturers and Traders Trust Company 365 Tucker Avenue Union, NJ 7083 Full Service B&M $98,532
    Manufacturers and Traders Trust Company 367 West Lancaster Avenue Wayne, PA 19087 Full Service B&M $122,081
    Manufacturers and Traders Trust Company 3690 East Avenue Rochester, NY 14618 Limited, Mobile/Seasonal Office $0
    Manufacturers and Traders Trust Company 370 Route 130 East Windsor, NJ 8520 Full Service B&M $51,131
    Manufacturers and Traders Trust Company 3700 Union Road Cheektowaga, NY 14225 Full Service B&M $129,558
    Manufacturers and Traders Trust Company 3701 West Genesee Street Camillus, NY 13219 Full Service B&M $123,518
    Manufacturers and Traders Trust Company 3706 Howard Avenue Kensington, MD 20895 Limited, Drive-thru $0
    Manufacturers and Traders Trust Company 375 South Cedar Crest Boulevard Allentown, PA 18103 Full Service B&M $95,333
    Manufacturers and Traders Trust Company 3763 Old Court Road Pikesville, MD 21208 Full Service B&M $215,403
    Manufacturers and Traders Trust Company 37660 Mohawk Drive Charlotte Hall, MD 20622 Full Service B&M $52,267
    Manufacturers and Traders Trust Company 379 Ramapo Valley Road Oakland, NJ 7436 Full Service B&M $146,244
    Manufacturers and Traders Trust Company 3801 Kennett Pike Wilmington, DE 19807 Full Service B&M $186,030
    Manufacturers and Traders Trust Company 38015 Town Center Drive Millville, DE 19967 Full Service B&M $101,121
    Manufacturers and Traders Trust Company 3866 International Drive Silver Spring, MD 20906 Full Service B&M $39,329
    Manufacturers and Traders Trust Company 38716 Sussex Highway Delmar, DE 19940 Full Service B&M $59,928
    Manufacturers and Traders Trust Company 389 Halstead Ave Harrison, NY 10528 Full Service B&M $80,742
    Manufacturers and Traders Trust Company 39 Shipping Place Dundalk, MD 21222 Full Service B&M $95,819
    Manufacturers and Traders Trust Company 39 Slayton Avenue, Spencerport Village Plaza Spencerport, NY 14559 Full Service B&M $62,229
    Manufacturers and Traders Trust Company 3945 Route 31 Clay, NY 13090 Full Service B&M $99,119
    Manufacturers and Traders Trust Company 397 First Avenue New York, NY 10010 Full Service B&M $105,328
    Manufacturers and Traders Trust Company 3972 Campus Drive College Park, MD 20742 Full Service B&M $123
    Manufacturers and Traders Trust Company 399 East Main Street Middletown, DE 19709 Full Service B&M $85,525
    Manufacturers and Traders Trust Company 3995 Carlisle Road Dover, PA 17315 Full Service B&M $101,708
    Manufacturers and Traders Trust Company 4 Courthouse Square Rockville, MD 20850 Full Service B&M $199,161
    Manufacturers and Traders Trust Company 4 Jefferson Plaza Poughkeepsie, NY 12601 Full Service B&M $62,560
    Manufacturers and Traders Trust Company 4 North U.S. Highway 15 Dillsburg, PA 17019 Full Service B&M $22,749
    Manufacturers and Traders Trust Company 40 Chestnut Street Cold Spring, NY 10516 Full Service B&M $85,689
    Manufacturers and Traders Trust Company 40 Colonial Drive Towanda, PA 18848 Full Service B&M $55,349
    Manufacturers and Traders Trust Company 400 East Pratt Street Baltimore, MD 21202 Full Service B&M $56,233
    Manufacturers and Traders Trust Company 400 North Third Street Womelsdorf, PA 19567 Full Service B&M $33,971
    Manufacturers and Traders Trust Company 4000 Perkiomen Avenue Reading, PA 19606 Full Service B&M $60,776
    Manufacturers and Traders Trust Company 401 Broad Hollow Road Melville, NY 11747 Full Service B&M $190,608
    Manufacturers and Traders Trust Company 401 East 55th Street New York, NY 10022 Full Service B&M $71,883
    Manufacturers and Traders Trust Company 405 River Avenue Williamsport, PA 17701 Full Service B&M $243,229
    Manufacturers and Traders Trust Company 405 Sunburst Highway Cambridge, MD 21613 Full Service B&M $42,086
    Manufacturers and Traders Trust Company 405 Washington Ave. Towson, MD 21204 Full Service B&M $135,084
    Manufacturers and Traders Trust Company 405 West Main Street Middletown, DE 19709 Full Service B&M $81,346
    Manufacturers and Traders Trust Company 4084 North Buffalo Street Orchard Park, NY 14127 Full Service B&M $278,050
    Manufacturers and Traders Trust Company 409 Market Street Lewisburg, PA 17837 Full Service B&M $79,883
    Manufacturers and Traders Trust Company 409 North Front Street Philipsburg, PA 16866 Limited, Drive-thru $0
    Manufacturers and Traders Trust Company 409 North Front Street Philipsburg, PA 16866 Full Service B&M $53,372
    Manufacturers and Traders Trust Company 410 Meadow Creek Drive Westminster, MD 21158 Limited, Administrative $0
    Manufacturers and Traders Trust Company 4106 Hylan Boulevard Staten Island, NY 10308 Full Service B&M $62,381
    Manufacturers and Traders Trust Company 411 Tioga West Plaza Tunkhannock, PA 18657 Full Service B&M $25,514
    Manufacturers and Traders Trust Company 4131 East Joppa Road Nottingham, MD 21236 Full Service B&M $175,567
    Manufacturers and Traders Trust Company 415 Central Road Bloomsburg, PA 17815 Full Service B&M $41,281
    Manufacturers and Traders Trust Company 416 South Main Street Forked River, NJ 8731 Full Service B&M $62,697
    Manufacturers and Traders Trust Company 4168 Union Road Cheektowaga, NY 14225 Full Service B&M $127,111
    Manufacturers and Traders Trust Company 42 West Ridgely Rd Timonium, MD 21093 Full Service B&M $215,867
    Manufacturers and Traders Trust Company 4200 Derry Street Harrisburg, PA 17111 Full Service B&M $82,457
    Manufacturers and Traders Trust Company 424 Grant Boulevard Syracuse, NY 13206 Full Service B&M $120,653
    Manufacturers and Traders Trust Company 424 Ny Route 376 East Fishkill, NY 12533 Full Service B&M $88,469
    Manufacturers and Traders Trust Company 425 Loucks Road York, PA 17404 Full Service B&M $84,661
    Manufacturers and Traders Trust Company 425 Niagara Street Buffalo, NY 14201 Full Service B&M $14,457
    Manufacturers and Traders Trust Company 428 Evans Street Williamsville, NY 14221 Full Service B&M $272,676
    Manufacturers and Traders Trust Company 43 Albany Street Cazenovia, NY 13035 Full Service B&M $35,035
    Manufacturers and Traders Trust Company 43 South Main Street Perry, NY 14530 Full Service B&M $45,240
    Manufacturers and Traders Trust Company 430 Stouffer Avenue Chambersburg, PA 17201 Full Service B&M $60,755
    Manufacturers and Traders Trust Company 4301 North George Street Manchester, PA 17345 Full Service B&M $80,266
    Manufacturers and Traders Trust Company 432 South Broadway Baltimore, MD 21231 Full Service B&M $55,698
    Manufacturers and Traders Trust Company 435 Lewandowski Street Lyndhurst, NJ 7071 Full Service B&M $37,244
    Manufacturers and Traders Trust Company 43911 Farmwell Hunt Plaza Ashburn, VA 20147 Full Service B&M $37,788
    Manufacturers and Traders Trust Company 44 Lincoln Way West Chambersburg, PA 17201 Limited, Drive-thru $0
    Manufacturers and Traders Trust Company 441 Country Club Road York, PA 17403 Limited, Administrative $0
    Manufacturers and Traders Trust Company 4435 Pottsville Pike Reading, PA 19605 Full Service B&M $81,531
    Manufacturers and Traders Trust Company 444 Erie Boulevard East Syracuse, NY 13202 Full Service B&M $226
    Manufacturers and Traders Trust Company 4446 Route 42 Monticello, NY 12701 Full Service B&M $71,506
    Manufacturers and Traders Trust Company 447 William Street Buffalo, NY 14204 Full Service B&M $9,383
    Manufacturers and Traders Trust Company 4481 Vestal Parkway East Vestal, NY 13850 Full Service B&M $179,721
    Manufacturers and Traders Trust Company 450 Broad Street Montoursville, PA 17754 Full Service B&M $38,584
    Manufacturers and Traders Trust Company 4511 Knox Road College Park, MD 20740 Full Service B&M $43,217
    Manufacturers and Traders Trust Company 455 County Road Marlboro, NJ 7746 Full Service B&M $126,398
    Manufacturers and Traders Trust Company 455 Hoosick Street Brunswick, NY 12180 Full Service B&M $67,095
    Manufacturers and Traders Trust Company 455 Route 306 Monsey, NY 10952 Full Service B&M $79,739
    Manufacturers and Traders Trust Company 46 South Second Street Oakland, MD 21550 Full Service B&M $63,299
    Manufacturers and Traders Trust Company 4656 Wilkens Avenue Baltimore, MD 21229 Full Service B&M $94,619
    Manufacturers and Traders Trust Company 47-49 Front Street Binghamton, NY 13905 Full Service B&M $139,073
    Manufacturers and Traders Trust Company 4711 Horseshoe Pike Honey Brook, PA 19344 Full Service B&M $38,272
    Manufacturers and Traders Trust Company 4726 Lee Highway Arlington, VA 22207 Full Service B&M $41,114
    Manufacturers and Traders Trust Company 4726 Onondaga Boulevard Onondaga, NY 13219 Full Service B&M $43,916
    Manufacturers and Traders Trust Company 4747 Transit Road Depew, NY 14043 Full Service B&M $176,593
    Manufacturers and Traders Trust Company 4767 Commercial Drive New Hartford, NY 13413 Full Service B&M $56,239
    Manufacturers and Traders Trust Company 4800 Hampden Lane Bethesda, MD 20814 Full Service B&M $103,104
    Manufacturers and Traders Trust Company 482 Fishing Creek Road Etters, PA 17319 Full Service B&M $51,847
    Manufacturers and Traders Trust Company 4830 Penn Avenue Sinking Spring, PA 19608 Full Service B&M $230,392
    Manufacturers and Traders Trust Company 4899 Limestone Road Wilmington, DE 19808 Full Service B&M $139,243
    Manufacturers and Traders Trust Company 490 Dorrance Avenue Buffalo, NY 14218 Full Service B&M $128,128
    Manufacturers and Traders Trust Company 4915 Executive Park Drive Columbia, MD 21045 Full Service B&M $38,170
    Manufacturers and Traders Trust Company 4949 Southwest Meadows Road, Suite 500 Lake Oswego, OR 97035 Limited, Administrative $0
    Manufacturers and Traders Trust Company 495 Manila Avenue Jersey City, NJ 7302 Full Service B&M $37,258
    Manufacturers and Traders Trust Company 495 Old Mill Road, Suite G Millersville, MD 21108 Full Service B&M $102,741
    Manufacturers and Traders Trust Company 4950 Jonestown Road Harrisburg, PA 17109 Full Service B&M $77,531
    Manufacturers and Traders Trust Company 4958 Route 22 Amenia, NY 12501 Full Service B&M $28,260
    Manufacturers and Traders Trust Company 76 South Erie Street Mayville, NY 14757 Full Service B&M $38,031
    Manufacturers and Traders Trust Company 5 Bank Street Gaithersburg, MD 20878 Full Service B&M $81,054
    Manufacturers and Traders Trust Company 5 East Market Street, Suite 102 Corning, NY 14830 Full Service B&M $54,507
    Manufacturers and Traders Trust Company 5 South Bond Street Bel Air, MD 21014 Limited, Drive-thru $0
    Manufacturers and Traders Trust Company 50 East Palisade Avenue Englewood, NJ 7631 Full Service B&M $22,939
    Manufacturers and Traders Trust Company 50 Jericho Quadrangle, Suite 120 Jericho, NY 11753 Full Service B&M $38,665
    Manufacturers and Traders Trust Company 50 Laurel Mall Hazle Township, PA 18202 Full Service B&M $53,914
    Manufacturers and Traders Trust Company 50 North Fifth Street Reading, PA 19601 Full Service B&M $33,771
    Manufacturers and Traders Trust Company 500 East Genesee Street Fayetteville, NY 13066 Full Service B&M $184,511
    Manufacturers and Traders Trust Company 500 Eisenhower Drive Hanover, PA 17331 Full Service B&M $58,552
    Manufacturers and Traders Trust Company 500 Main Street Bellwood, PA 16617 Full Service B&M $42,241
    Manufacturers and Traders Trust Company 5000 Queen Philomena Boulevard Schenectady, NY 12304 Full Service B&M $2,980
    Manufacturers and Traders Trust Company 501 East Main Street Little Falls, NY 13365 Full Service B&M $75,056
    Manufacturers and Traders Trust Company 507 South Main Street North Syracuse, NY 13212 Full Service B&M $124,586
    Manufacturers and Traders Trust Company 5075 Route 9w Newburgh, NY 12550 Full Service B&M $94,242
    Manufacturers and Traders Trust Company 509 West Stein Highway Seaford, DE 19973 Full Service B&M $67,469
    Manufacturers and Traders Trust Company 51 Main Street Westernport, MD 21562 Full Service B&M $26,675
    Manufacturers and Traders Trust Company 51 West Edmonston Drive Rockville, MD 20852 Full Service B&M $82,962
    Manufacturers and Traders Trust Company 510 Solomon's Island Road North Prince Frederick, MD 20678 Full Service B&M $66,320
    Manufacturers and Traders Trust Company 510 West Broad Street Bethlehem, PA 18018 Full Service B&M $39,836
    Manufacturers and Traders Trust Company 5100 Campbell Blvd. Nottingham, MD 21236 Full Service B&M $115,351
    Manufacturers and Traders Trust Company 5107 Concord Pike Wilmington, DE 19803 Full Service B&M $88,515
    Manufacturers and Traders Trust Company 5170 West Taft Road Clay, NY 13212 Full Service B&M $67,672
    Manufacturers and Traders Trust Company 52 South 4th Street Hamburg, PA 19526 Full Service B&M $93,361
    Manufacturers and Traders Trust Company 5201 Roland Avenue Baltimore, MD 21210 Full Service B&M $208,354
    Manufacturers and Traders Trust Company 5219 Simpson Ferry Road Mechanicsburg, PA 17050 Full Service B&M $38,773
    Manufacturers and Traders Trust Company 5225 Belair Road Baltimore, MD 21206 Full Service B&M $46,937
    Manufacturers and Traders Trust Company 5225 Transit Road Williamsville, NY 14221 Full Service B&M $92,199
    Manufacturers and Traders Trust Company 5226 Broadway Lancaster, NY 14086 Full Service B&M $254,458
    Manufacturers and Traders Trust Company 523 Shoppes Boulevard North Brunswick, NJ 8902 Full Service B&M $28,591
    Manufacturers and Traders Trust Company 5236 North Point Blvd Sparrows Point, MD 21219 Full Service B&M $109,163
    Manufacturers and Traders Trust Company 525 Main Street Monroe, CT 6468 Full Service B&M $38,473
    Manufacturers and Traders Trust Company 526 E Market St Leesburg, VA 20176 Full Service B&M $43,971
    Manufacturers and Traders Trust Company 527 Piermont Avenue Piermont, NY 10968 Full Service B&M $36,354
    Manufacturers and Traders Trust Company 532 Ocean Avenue Jersey City, NJ 7305 Full Service B&M $14,157
    Manufacturers and Traders Trust Company 54 Main Street Oakfield, NY 14125 Full Service B&M $54,268
    Manufacturers and Traders Trust Company 540 Hooper Road Endwell, NY 13760 Full Service B&M $131,416
    Manufacturers and Traders Trust Company 5416 Wisconsin Avenue Chevy Chase, MD 20815 Full Service B&M $27,244
    Manufacturers and Traders Trust Company 547 Boston Post Road Darien, CT 6820 Full Service B&M $25,107
    Manufacturers and Traders Trust Company 547 Broadway Bayonne, NJ 7002 Full Service B&M $34,623
    Manufacturers and Traders Trust Company 55 Brick Boulevard Brick, NJ 8723 Full Service B&M $75,786
    Manufacturers and Traders Trust Company 55 Main Street Batavia, NY 14020 Full Service B&M $109,993
    Manufacturers and Traders Trust Company 55 South Main Street Chambersburg, PA 17201 Full Service B&M $51,149
    Manufacturers and Traders Trust Company 550 Suburban Drive Newark, DE 19711 Full Service B&M $177,756
    Manufacturers and Traders Trust Company 5528 Carlisle Pike Mechanicsburg, PA 17055 Full Service B&M $58,763
    Manufacturers and Traders Trust Company 555 12th Street N.W. Washington, DC 20004 Full Service B&M $87,166
    Manufacturers and Traders Trust Company 556 East State Street Hamburg, PA 19526 Limited, Drive-thru $0
    Manufacturers and Traders Trust Company 5585 Spectrum Drive Frederick, MD 21703 Full Service B&M $93,104
    Manufacturers and Traders Trust Company 56 Route 17k Newburgh, NY 12550 Full Service B&M $90,611
    Manufacturers and Traders Trust Company 5630 Connecticut Avenue, N.W. Washington, DC 20015 Full Service B&M $42,500
    Manufacturers and Traders Trust Company 5642 Baltimore National Pike Catonsville, MD 21228 Limited, Drive-thru $0
    Manufacturers and Traders Trust Company 5642 Baltimore National Pike Catonsville, MD 21228 Full Service B&M $146,827
    Manufacturers and Traders Trust Company 57 West Main Street Ramsey, NJ 7446 Full Service B&M $99,762
    Manufacturers and Traders Trust Company 5737 South Transit Road Town Of Lockport, NY 14094 Full Service B&M $150,277
    Manufacturers and Traders Trust Company 5738 Ritchie Highway Brooklyn, MD 21225 Full Service B&M $114,477
    Manufacturers and Traders Trust Company 576 Ritchie Highway Severna Park, MD 21146 Full Service B&M $1,483,407
    Manufacturers and Traders Trust Company 577 Lakehurst Road Toms River, NJ 8755 Full Service B&M $126,093
    Manufacturers and Traders Trust Company 5771 Camp Road Hamburg, NY 14075 Full Service B&M $80,503
    Manufacturers and Traders Trust Company 579 Baltimore Pike Bel Air, MD 21014 Full Service B&M $117,551
    Manufacturers and Traders Trust Company 580 N. Main St. Barnegat, NJ 8005 Full Service B&M $103,876
    Manufacturers and Traders Trust Company 587 Summit Avenue Jersey City, NJ 7306 Full Service B&M $157,823
    Manufacturers and Traders Trust Company 5910 Executive Boulevard Rockville, MD 20852 Full Service B&M $25,676
    Manufacturers and Traders Trust Company 5910 York Road Baltimore, MD 21212 Full Service B&M $90,835
    Manufacturers and Traders Trust Company 595 New Loudon Road Latham, NY 12110 Full Service B&M $54,292
    Manufacturers and Traders Trust Company 5958 South Salina Street Onondaga, NY 13205 Limited, Drive-thru $0
    Manufacturers and Traders Trust Company 596 Westport Avenue Norwalk, CT 6851 Full Service B&M $24,894
    Manufacturers and Traders Trust Company 599 Newfield Avenue Stamford, CT 6905 Full Service B&M $36,857
    Manufacturers and Traders Trust Company 6 New Hartford Shopping Center New Hartford, NY 13413 Full Service B&M $163,674
    Manufacturers and Traders Trust Company 6 State Street Nunda, NY 14517 Full Service B&M $34,032
    Manufacturers and Traders Trust Company 60 June Road North Salem, NY 10560 Full Service B&M $49,022
    Manufacturers and Traders Trust Company 60 Kent Town Market Chester, MD 21619 Full Service B&M $81,060
    Manufacturers and Traders Trust Company 60 Park Place Newark, NJ 7102 Full Service B&M $30,604
    Manufacturers and Traders Trust Company 60 Public Sq Wilkes Barre, PA 18701 Limited, Administrative $0
    Manufacturers and Traders Trust Company 600 Jimmy Drive Smyrna, DE 19977 Full Service B&M $79,290
    Manufacturers and Traders Trust Company 6000 South Park Avenue Hamburg, NY 14075 Full Service B&M $205,394
    Manufacturers and Traders Trust Company 601 Dresher Road Horsham, PA 19044 Full Service B&M $45,745
    Manufacturers and Traders Trust Company 601 Route 72 East Manahawkin, NJ 8050 Full Service B&M $65,210
    Manufacturers and Traders Trust Company 6015 Daybreak Circle Clarksville, MD 21029 Full Service B&M $94,603
    Manufacturers and Traders Trust Company 602 Rowley Road Victor, NY 14564 Full Service B&M $69,392
    Manufacturers and Traders Trust Company 6093 Spring Ridge Parkway Frederick, MD 21701 Full Service B&M $49,199
    Manufacturers and Traders Trust Company 610 Old Route 146 Clifton Park, NY 12065 Full Service B&M $58,255
    Manufacturers and Traders Trust Company 615 Pleasant Valley Boulevard Altoona, PA 16602 Full Service B&M $56,183
    Manufacturers and Traders Trust Company 6195 East Molloy Rd East Syracuse, NY 13057 Full Service B&M $67,581
    Manufacturers and Traders Trust Company 62-64 Main Street Millburn, NJ 7041 Full Service B&M $48,534
    Manufacturers and Traders Trust Company 624 Route 211 East Middletown, NY 10941 Full Service B&M $34,776
    Manufacturers and Traders Trust Company 625 Panorama Trail Rochester, NY 14625 Full Service B&M $74,042
    Manufacturers and Traders Trust Company 625-A Baltimore Boulevard Westminster, MD 21157 Full Service B&M $192,817
    Manufacturers and Traders Trust Company 6262 Oxon Hill Road Oxon Hill, MD 20745 Full Service B&M $33,255
    Manufacturers and Traders Trust Company 6301 Woodland Avenue Philadelphia, PA 19142 Full Service B&M $6,366
    Manufacturers and Traders Trust Company 6304 Kirby Road Clinton, MD 20735 Full Service B&M $69,084
    Manufacturers and Traders Trust Company 631 Holly Pike Mount Holly Springs, PA 17065 Full Service B&M $30,139
    Manufacturers and Traders Trust Company 632 E Bay Front Road Deale, MD 20751 Full Service B&M $65,195
    Manufacturers and Traders Trust Company 632 Westwood Avenue River Vale, NJ 7675 Full Service B&M $57,685
    Manufacturers and Traders Trust Company 6375 Mill Street Rhinebeck, NY 12572 Full Service B&M $106,176
    Manufacturers and Traders Trust Company 6395 Dobbin Road Columbia, MD 21045 Full Service B&M $189,370
    Manufacturers and Traders Trust Company 640 Johnson Avenue, Suite 102 Bohemia, NY 11716 Full Service B&M $78,629
    Manufacturers and Traders Trust Company 641 Shunpike Road Chatham, NJ 7928 Full Service B&M $58,020
    Manufacturers and Traders Trust Company 6417 Petrie Way Baltimore, MD 21237 Full Service B&M $68,017
    Manufacturers and Traders Trust Company 643 East Baltimore Street Greencastle, PA 17225 Full Service B&M $32,976
    Manufacturers and Traders Trust Company 6434 Georgia Avenue, N.W. Washington, DC 20012 Full Service B&M $29,705
    Manufacturers and Traders Trust Company 644 Bailey Avenue Buffalo, NY 14206 Full Service B&M $71,156
    Manufacturers and Traders Trust Company 6499 East Seneca Turnpike Jamesville, NY 13078 Full Service B&M $56,182
    Manufacturers and Traders Trust Company 65 Broad Street Tonawanda, NY 14150 Full Service B&M $102,180
    Manufacturers and Traders Trust Company 6500 Castor Avenue Philadelphia, PA 19149 Full Service B&M $1,073,798
    Manufacturers and Traders Trust Company 6560 Carlisle Pike, Suite 500 Mechanicsburg, PA 17050 Full Service B&M $37,777
    Manufacturers and Traders Trust Company 6560 Fourth Section Road Brockport, NY 14420 Full Service B&M $52,495
    Manufacturers and Traders Trust Company 66 Route 59 Monsey, NY 10952 Full Service B&M $132,766
    Manufacturers and Traders Trust Company 6632 Reisterstown Road Baltimore, MD 21215 Full Service B&M $76,582
    Manufacturers and Traders Trust Company 6661 Old Dominion Drive Mclean, VA 22101 Full Service B&M $113,215
    Manufacturers and Traders Trust Company 67 Jackson Street Fishkill, NY 12524 Full Service B&M $115,124
    Manufacturers and Traders Trust Company 67 North Main Street Keyser, WV 26726 Full Service B&M $30,263
    Manufacturers and Traders Trust Company 67 West Street Annapolis, MD 21401 Full Service B&M $48,289
    Manufacturers and Traders Trust Company 6707 Governor Ritchie Highway Glen Burnie, MD 21061 Full Service B&M $95,709
    Manufacturers and Traders Trust Company 673 North Dupont Boulevard Milford, DE 19963 Full Service B&M $164,514
    Manufacturers and Traders Trust Company 68 Exchange Street Binghamton, NY 13901 Full Service B&M $202,834
    Manufacturers and Traders Trust Company 684 Anderson Avenue Cliffside Park, NJ 7010 Full Service B&M $113,888
    Manufacturers and Traders Trust Company 6889 Loch Raven Boulevard Towson, MD 21286 Full Service B&M $96,448
    Manufacturers and Traders Trust Company 69 East Forrest Avenue Shrewsbury, PA 17361 Full Service B&M $157,151
    Manufacturers and Traders Trust Company 6960 Delta Road Delta, PA 17314 Full Service B&M $86,274
    Manufacturers and Traders Trust Company 6990 Laurel Bowie Road Bowie, MD 20715 Full Service B&M $36,435
    Manufacturers and Traders Trust Company 7 East Prospect Street Waldwick, NJ 7463 Full Service B&M $65,683
    Manufacturers and Traders Trust Company 7 Main Street Camden, NY 13316 Full Service B&M $25,063
    Manufacturers and Traders Trust Company 7 North Calvert Street Baltimore, MD 21202 Full Service B&M $986,230
    Manufacturers and Traders Trust Company 7 West Market Street Georgetown, DE 19947 Limited, Drive-thru $0
    Manufacturers and Traders Trust Company 700 Ferry Cut-Off Street New Castle, DE 19720 Limited, Drive-thru $0
    Manufacturers and Traders Trust Company 705 Frederick Road Catonsville, MD 21228 Full Service B&M $94,394
    Manufacturers and Traders Trust Company 709 Elmwood Avenue Buffalo, NY 14222 Full Service B&M $152,485
    Manufacturers and Traders Trust Company 7095 Manlius Center Road Manlius, NY 13057 Full Service B&M $89,004
    Manufacturers and Traders Trust Company 7121 Frankford Avenue Philadelphia, PA 19135 Full Service B&M $90,804
    Manufacturers and Traders Trust Company 715 North Howard Street Baltimore, MD 21201 Full Service B&M $51,940
    Manufacturers and Traders Trust Company 715 River Road New Milford, NJ 7646 Full Service B&M $73,159
    Manufacturers and Traders Trust Company 72 Mt Vernon Place Newark, NJ 7106 Full Service B&M $21,405
    Manufacturers and Traders Trust Company 7210 Ambassador Road Baltimore, MD 21244 Full Service B&M $60,634
    Manufacturers and Traders Trust Company 722 Sans Souci Parkway Hanover Township, PA 18706 Full Service B&M $67,033
    Manufacturers and Traders Trust Company 725 Irving Avenue Syracuse, NY 13210 Full Service B&M $120,648
    Manufacturers and Traders Trust Company 7280 South Broadway Red Hook, NY 12571 Full Service B&M $63,589
    Manufacturers and Traders Trust Company 7300 Transit Road Williamsville, NY 14221 Full Service B&M $335,696
    Manufacturers and Traders Trust Company 731 Brick Boulevard Brick, NJ 8723 Full Service B&M $60,933
    Manufacturers and Traders Trust Company 737 Foote Avenue Jamestown, NY 14701 Full Service B&M $74,096
    Manufacturers and Traders Trust Company 740 Maple Road Williamsville, NY 14221 Full Service B&M $177,410
    Manufacturers and Traders Trust Company 740 West Chocolate Avenue Hershey, PA 17033 Full Service B&M $95,500
    Manufacturers and Traders Trust Company 745 State Route 17m Monroe, NY 10950 Full Service B&M $180,439
    Manufacturers and Traders Trust Company 74825 Main Road Greenport, NY 11944 Full Service B&M $103,403
    Manufacturers and Traders Trust Company 7485 Richmond Highway Alexandria, VA 22306 Full Service B&M $20,723
    Manufacturers and Traders Trust Company 75 Route 35 Middleton, NJ 7748 Full Service B&M $105,449
    Manufacturers and Traders Trust Company 750 Hellam Street Wrightsville, PA 17368 Full Service B&M $63,434
    Manufacturers and Traders Trust Company 750 Lombard Road Red Lion, PA 17356 Full Service B&M $74,848
    Manufacturers and Traders Trust Company 750 Main Street Niagara Falls, NY 14301 Full Service B&M $166,952
    Manufacturers and Traders Trust Company 7500 B Connelley Drive Hanover, MD 21076 Full Service B&M $169,871
    Manufacturers and Traders Trust Company 7533 Bergenline Avenue North Bergen, NJ 7047 Full Service B&M $122,323
    Manufacturers and Traders Trust Company 7538 Oswego Road Clay, NY 13090 Full Service B&M $62,138
    Manufacturers and Traders Trust Company 7599 Greenbelt Road Greenbelt, MD 20770 Full Service B&M $66,384
    Manufacturers and Traders Trust Company 7604 Belair Road Baltimore, MD 21236 Full Service B&M $71,084
    Manufacturers and Traders Trust Company 7615 Bellona Avenue Towson, MD 21204 Full Service B&M $92,707
    Manufacturers and Traders Trust Company 7620 Old National Pike Boonsboro, MD 21713 Full Service B&M $62,501
    Manufacturers and Traders Trust Company 767 Bloomfield Avenue West Caldwell, NJ 7006 Full Service B&M $64,738
    Manufacturers and Traders Trust Company 770 Chestnut Ridge Road Chestnut Ridge, NY 10977 Full Service B&M $59,410
    Manufacturers and Traders Trust Company 776 East 25th Street Baltimore, MD 21218 Full Service B&M $18,824
    Manufacturers and Traders Trust Company 800 Wyoming Avenue Kingston, PA 18704 Full Service B&M $99,061
    Manufacturers and Traders Trust Company 7799 Leesburg Pike Falls Church, VA 22043 Limited, Administrative $0
    Manufacturers and Traders Trust Company 7807 Fifth Avenue Brooklyn, NY 11209 Full Service B&M $47,288
    Manufacturers and Traders Trust Company 7857 Heritage Drive Annadale, VA 22003 Full Service B&M $32,106
    Manufacturers and Traders Trust Company 788 Tonawanda Street Buffalo, NY 14207 Full Service B&M $64,573
    Manufacturers and Traders Trust Company 790 Queen Anne Road Teaneck, NJ 7666 Full Service B&M $126,784
    Manufacturers and Traders Trust Company 8 East Main Street Hummelstown, PA 17036 Full Service B&M $53,333
    Manufacturers and Traders Trust Company 80 North Main Street Ellenville, NY 12428 Full Service B&M $45,142
    Manufacturers and Traders Trust Company 80 Oriskany Blvd Whitesboro, NY 13492 Full Service B&M $103,707
    Manufacturers and Traders Trust Company 80 State Street Albany, NY 12207 Full Service B&M $1,233,796
    Manufacturers and Traders Trust Company 80 Union Avenue #86 Cresskill, NJ 7626 Full Service B&M $180,169
    Manufacturers and Traders Trust Company 800 East Market Street York, PA 17403 Full Service B&M $23,514
    Manufacturers and Traders Trust Company 800 Penn Avenue Wyomissing, PA 19610 Full Service B&M $48,213
    Manufacturers and Traders Trust Company 800-804 Centre Street Ashland, PA 17921 Full Service B&M $27,335
    Manufacturers and Traders Trust Company 809 East Main Street Roaring Spring, PA 16673 Full Service B&M $54,448
    Manufacturers and Traders Trust Company 809 Eastern Boulevard Essex, MD 21221 Full Service B&M $118,942
    Manufacturers and Traders Trust Company 811 17th Street Altoona, PA 16602 Full Service B&M $621,886
    Manufacturers and Traders Trust Company 82 East Main Street Newark, DE 19711 Full Service B&M $104,040
    Manufacturers and Traders Trust Company 8200 Harford Road Baltimore, MD 21234 Full Service B&M $133,634
    Manufacturers and Traders Trust Company 8206 Atlee Road Mechanicsville, VA 23116 Full Service B&M $25,156
    Manufacturers and Traders Trust Company 823 South Salisbury Boulevard Salisbury, MD 21801 Full Service B&M $57,387
    Manufacturers and Traders Trust Company 830 Eighth Avenue New York, NY 10019 Full Service B&M $33,191
    Manufacturers and Traders Trust Company 8304 South Main Street Cicero, NY 13039 Full Service B&M $92,271
    Manufacturers and Traders Trust Company 8314 Pulaski Highway Rosedale, MD 21237 Full Service B&M $118,851
    Manufacturers and Traders Trust Company 833 South Washington Street Alexandria, VA 22314 Full Service B&M $43,348
    Manufacturers and Traders Trust Company 837 Post Road Fairfield, CT 6824 Full Service B&M $31,797
    Manufacturers and Traders Trust Company 837 Quentin Road Lebanon, PA 17042 Full Service B&M $90,241
    Manufacturers and Traders Trust Company 8414 Lee Highway Fairfax, VA 22031 Full Service B&M $52,003
    Manufacturers and Traders Trust Company 845 Franklin Avenue Garden City, NY 11530 Full Service B&M $97,193
    Manufacturers and Traders Trust Company 849 Fairport Road East Rochester, NY 14445 Full Service B&M $56,351
    Manufacturers and Traders Trust Company 8493 Fort Smallwood Road Pasadena, MD 21122 Full Service B&M $146,043
    Manufacturers and Traders Trust Company 85 Godwin Avenue Midland Park, NJ 7432 Full Service B&M $44,783
    Manufacturers and Traders Trust Company 860 Norland Avenue Chambersburg, PA 17201 Full Service B&M $91,718
    Manufacturers and Traders Trust Company 8627 Belair Road Nottingham, MD 21236 Full Service B&M $159,875
    Manufacturers and Traders Trust Company 8638 Liberty Road Randallstown, MD 21133 Full Service B&M $64,720
    Manufacturers and Traders Trust Company 8640 Guilford Road, Suite B-90 Columbia, MD 21046 Full Service B&M $110,203
    Manufacturers and Traders Trust Company 869 Us Route 11, 5 Mile Point Shopping Center Kirkwood, NY 13795 Full Service B&M $37,001
    Manufacturers and Traders Trust Company 8730 Georgia Avenue Silver Spring, MD 20910 Full Service B&M $82,774
    Manufacturers and Traders Trust Company 88 Fourth Street New Rochelle, NY 10801 Full Service B&M $31,751
    Manufacturers and Traders Trust Company 880 Military Road Niagara Falls, NY 14304 Full Service B&M $172,538
    Manufacturers and Traders Trust Company 8812 Waltham Wood Road Parkville, MD 21234 Full Service B&M $210,109
    Manufacturers and Traders Trust Company 887 Allwood Road Clifton, NJ 7012 Full Service B&M $141,281
    Manufacturers and Traders Trust Company 897 Prospect Street Glen Rock, NJ 7452 Full Service B&M $98,952
    Manufacturers and Traders Trust Company 90 Morgan Street Tonawanda, NY 14150 Limited, Drive-thru $0
    Manufacturers and Traders Trust Company 900 Country Club Road Red Lion, PA 17356 Full Service B&M $63,767
    Manufacturers and Traders Trust Company 900 North Ninth St Stroudsburg, PA 18360 Full Service B&M $38,256
    Manufacturers and Traders Trust Company 91 Routzahn's Way Frederick, MD 21701 Full Service B&M $50,106
    Manufacturers and Traders Trust Company 910 South Richland Avenue York, PA 17403 Full Service B&M $47,118
    Manufacturers and Traders Trust Company 911 Central Avenue, Westgate Shopping Plaza Albany, NY 12206 Full Service B&M $28,118
    Manufacturers and Traders Trust Company 9125 Baltimore National Pike Ellicott City, MD 21042 Full Service B&M $275,324
    Manufacturers and Traders Trust Company 915 East Bishop Street Bellefonte, PA 16823 Full Service B&M $96,063
    Manufacturers and Traders Trust Company 960 Walnut Bottom Road Carlisle, PA 17015 Full Service B&M $82,664
    Manufacturers and Traders Trust Company 929 West Seventh Street Frederick, MD 21701 Full Service B&M $72,041
    Manufacturers and Traders Trust Company 930 Dual Highway Hagerstown, MD 21740 Full Service B&M $84,787
    Manufacturers and Traders Trust Company 9328 Transit Road East Amherst, NY 14051 Full Service B&M $166,359
    Manufacturers and Traders Trust Company 9375 Bustleton Avenue Philadelphia, PA 19115 Full Service B&M $587
    Manufacturers and Traders Trust Company 94 Nason Drive Roaring Spring, PA 16673 Limited, Drive-thru $0
    Manufacturers and Traders Trust Company 94 North Maple Avenue Ridgewood, NJ 7450 Full Service B&M $48,775
    Manufacturers and Traders Trust Company 9408 Grant Avenue Manassas, VA 20110 Full Service Retail $38,776
    Manufacturers and Traders Trust Company 95 Highland Avenue, Suite 105 Bethlehem, PA 18017 Full Service B&M $0
    Manufacturers and Traders Trust Company 95 Madison Ave New York, NY 10016 Full Service B&M $54,999
    Manufacturers and Traders Trust Company 950 Hard Road Webster, NY 14580 Full Service B&M $174,076
    Manufacturers and Traders Trust Company 955 Payne Avenue North Tonawanda, NY 14120 Full Service B&M $81,132
    Manufacturers and Traders Trust Company 9600 Medical Center Drive Rockville, MD 20850 Full Service B&M $59,908
    Manufacturers and Traders Trust Company 9625 Deereco Road Timonium, MD 21093 Full Service B&M $147,351
    Manufacturers and Traders Trust Company 9695 Sliding Hill Road Ashland, VA 23005 Full Service B&M $19,973
    Manufacturers and Traders Trust Company 9720 Lee Highway Fairfax, VA 22031 Full Service B&M $48,716
    Manufacturers and Traders Trust Company 977 Valley Road Gillette, NJ 7933 Full Service B&M $101,469
    Manufacturers and Traders Trust Company 9780 Groffs Mill Drive Owings Mills, MD 21117 Full Service B&M $71,278
    Manufacturers and Traders Trust Company 9801 Main Street Damascus, MD 20872 Full Service B&M $46,459
    Manufacturers and Traders Trust Company 9840 Reisterstown Road Owings Mills, MD 21117 Full Service B&M $158,178
    Manufacturers and Traders Trust Company Main & Centre Streets Mahanoy City, PA 17948 Limited, Drive-thru $0
    Manufacturers and Traders Trust Company One Campus Drive Mont Alto, PA 17237 Limited, Mobile/Seasonal Office $0
    Manufacturers and Traders Trust Company One East Centre Street Mahanoy City, PA 17948 Full Service B&M $33,377
    Manufacturers and Traders Trust Company One Fountain Plaza Buffalo, NY 14203 Full Service B&M $385,460
    Manufacturers and Traders Trust Company One South Centre Street Pottsville, PA 17901 Full Service B&M $89,904
    Manufacturers and Traders Trust Company One West High Street Carlisle, PA 17013 Full Service B&M $103,743
    Manufacturers and Traders Trust Company One West Lancaster Avenue Shillington, PA 19607 Full Service B&M $62,429
    Manufacturers and Traders Trust Company One West Main Street Schuylkill Haven, PA 17972 Full Service B&M $69,147
    Manufacturers and Traders Trust Company One West Sixth Street Jamestown, NY 14701 Limited, Drive-thru $0
    Manufacturers and Traders Trust Company One West Tenth Street Tyrone, PA 16686 Full Service B&M $60,748
    Manufacturers and Traders Trust Company Po Box 97 Rushford, NY 14777 Full Service B&M $19,485
    Manufacturers and Traders Trust Company Rf-1 Broadway Market, 999 Broadway A Buffalo, NY 14212 Full Service B&M $45,244
    Manufacturers and Traders Trust Company Route 11 And Route 20 Lafayette, NY 13084 Full Service B&M $49,029
    Manufacturers and Traders Trust Company Route 17m At Route 6 Middletown, NY 10940 Full Service B&M $47,113
    Manufacturers and Traders Trust Company Space Fs-4, Susquehanna Valley Mall Selinsgrove, PA 17870 Full Service B&M $77,380
    Manufacturers and Traders Trust Company Tulpehocken Road And Broadcasting Road Reading, PA 19610 Limited, Mobile/Seasonal Office $0
    Manufacturers and Traders Trust Company University Plaza, 3500 Main Street Amherst, NY 14226 Limited, Drive-thru $0
    Manufacturers and Traders Trust Company University Plaza, 3500 Main Street Amherst, NY 14226 Full Service B&M $80,812
    Manufacturers and Traders Trust Company Valley Road And College Hill Road Summerdale, PA 17093 Limited, Administrative $0
    Manufacturers and Traders Trust Company West 80 Century Road Paramus, NJ 7652 Full Service B&M $189,386
    Manufacturers and Traders Trust Company 125 Wolf Road Colonie, NY 12205 Full Service B&M $92,295
    Manufacturers and Traders Trust Company 1250 Upper Front Street Binghamton, NY 13901 Full Service B&M $123,486
    Manufacturers and Traders Trust Company 1580 Hertel Avenue Buffalo, NY 14216 Full Service B&M $92,877
    Manufacturers and Traders Trust Company 2100 Route 70 Manchester, NJ 8759 Full Service B&M $143,950
    Manufacturers and Traders Trust Company 21006 Frederick Road Germantown, MD 20876 Full Service B&M $67,056
    Manufacturers and Traders Trust Company 2102 Montauk Highway Bridgehampton, NY 11932 Full Service B&M $52,932
    Manufacturers and Traders Trust Company 2109 U.S. Routes 5/20 Seneca Falls, NY 13148 Full Service B&M $24,222
    Manufacturers and Traders Trust Company 21099 Dulles Town Circle Sterling, VA 20166 Full Service B&M $50,334
    Manufacturers and Traders Trust Company 212 Mount Carmel Road Parkton, MD 21120 Full Service B&M $107,266
    Manufacturers and Traders Trust Company 213 Market Street Harrisburg, PA 17101 Full Service B&M $743,957
    Manufacturers and Traders Trust Company 2133 Hudson Avenue Irondequoit, NY 14617 Full Service B&M $105,231
    Manufacturers and Traders Trust Company 215 North Frederick Avenue Gaithersburg, MD 20877 Full Service B&M $88,190
    Manufacturers and Traders Trust Company 216 Passaic Avenue Kearny, NJ 7032 Full Service B&M $46,458
    Manufacturers and Traders Trust Company 217 Berdan Avenue Wayne, NJ 7470 Full Service B&M $68,408
    Manufacturers and Traders Trust Company 218 Saw Mill River Road Elmsford, NY 10523 Full Service B&M $116,332
    Manufacturers and Traders Trust Company 21877 Towne Center Drive Watertown, NY 13601 Full Service B&M $31,935
    Manufacturers and Traders Trust Company 2199 Seneca Street Buffalo, NY 14210 Full Service B&M $82,651
    Manufacturers and Traders Trust Company 22 Grant Avenue Endicott, NY 13760 Limited, Drive-thru $0
    Manufacturers and Traders Trust Company 22 Mechanic Street Springville, NY 14141 Full Service B&M $99,701
    Manufacturers and Traders Trust Company 22 South Greene Street, First Floor Baltimore, MD 21201 Full Service B&M $65,955
    Manufacturers and Traders Trust Company 2201 Penfield Road Town Of Penfield, NY 14526 Full Service B&M $72,832
    Manufacturers and Traders Trust Company 2202 Woodbury Pike Loysburg, PA 16659 Full Service B&M $25,984
    Manufacturers and Traders Trust Company 2212 Hylan Boulevard Staten Island, NY 10306 Full Service B&M $28,473
    Manufacturers and Traders Trust Company 222 Phillip Morris Drive Salisbury, MD 21804 Full Service B&M $68,989
    Manufacturers and Traders Trust Company 2220 Forest Avenue Staten Island, NY 10303 Full Service B&M $24,810
    Manufacturers and Traders Trust Company 22205 Dupont Blvd Georgetown, DE 19947 Full Service B&M $207,166
    Manufacturers and Traders Trust Company 223 Glebe Road Easton, MD 21601 Full Service B&M $65,877
    Manufacturers and Traders Trust Company 2248 North Triphammer Road Ithaca, NY 14850 Full Service B&M $91,265
    Manufacturers and Traders Trust Company 228 South Main Street New City, NY 10956 Full Service B&M $82,604
    Manufacturers and Traders Trust Company 22920 Sussex Highway Seaford, DE 19973 Full Service B&M $91,089
    Manufacturers and Traders Trust Company 23 Lake Avenue Blasdell, NY 14219 Full Service B&M $122,022
    Manufacturers and Traders Trust Company 23 Presidents Street Fort Ashby, WV 26719 Full Service B&M $27,115
    Manufacturers and Traders Trust Company 23-25 North Station Plaza Great Neck, NY 11021 Full Service B&M $57,810
    Manufacturers and Traders Trust Company 230 Desmond Street Sayre, PA 18840 Full Service B&M $54,012
    Manufacturers and Traders Trust Company 2300 Downer Street Baldwinsville, NY 13027 Full Service B&M $120,904
    Manufacturers and Traders Trust Company 2301 Concord Pike Wilmington, DE 19803 Full Service B&M $120,061
    Manufacturers and Traders Trust Company 2310 Delaware Avenue Buffalo, NY 14216 Full Service B&M $113,695
    Manufacturers and Traders Trust Company 232 South Livingston Avenue Livingston, NJ 7039 Full Service B&M $130,175
    Manufacturers and Traders Trust Company 2335 Church Road Cherry Hill, NJ 8002 Full Service B&M $150,954
    Manufacturers and Traders Trust Company 2371 Limestone Road Wilmington, DE 19808 Full Service B&M $148,428
    Manufacturers and Traders Trust Company 2381 Grand Island Boulevard Grand Island, NY 14072 Limited, Drive-thru $0
    Manufacturers and Traders Trust Company 2381 Grand Island Boulevard Grand Island, NY 14072 Full Service B&M $102,543
    Manufacturers and Traders Trust Company 239 East Main Street Elbridge, NY 13060 Full Service B&M $44,431
    Manufacturers and Traders Trust Company 24 East Main Street Fredonia, NY 14063 Limited, Drive-thru $0
    Manufacturers and Traders Trust Company 240 Baldwin Road Parsippany, NJ 7054 Full Service B&M $89,655
    Manufacturers and Traders Trust Company 240 Royal Palm Way Palm Beach, FL 33480 Full Service B&M $0
    Manufacturers and Traders Trust Company 2407 State Route 71 Spring Lake, NJ 7762 Full Service B&M $53,744
    Manufacturers and Traders Trust Company 2421 Old Philadelphia Pike Lancaster, PA 17602 Full Service B&M $41,686
    Manufacturers and Traders Trust Company 246 J South Highland Avenue Ossining, NY 10562 Full Service B&M $70,215
    Manufacturers and Traders Trust Company 2460 Grand Concourse Bronx, NY 10458 Full Service B&M $9,378
    Manufacturers and Traders Trust Company 247 Federal Road Brookfield, CT 6804 Full Service B&M $61,524
    Manufacturers and Traders Trust Company 247 Grant Avenue Auburn, NY 13021 Full Service B&M $83,759
    Manufacturers and Traders Trust Company 248 North Mill Street Birdsboro, PA 19508 Full Service B&M $44,102
    Manufacturers and Traders Trust Company 249 Kinderkamack Road Oradell, NJ 7649 Full Service B&M $81,073
    Manufacturers and Traders Trust Company 2490 Corning Road Elmira, NY 14903 Full Service B&M $28,131
    Manufacturers and Traders Trust Company 250 Pehle Avenue, Suite 104 Saddle Brook, NJ 7663 Full Service Retail $698,923
    Manufacturers and Traders Trust Company 2509 Route 44, Hamlet Of Salt Point Pleasant Valley, NY 12569 Full Service B&M $40,415
    Manufacturers and Traders Trust Company 251 Main Street Mount Kisco, NY 10549 Full Service B&M $27,543
    Manufacturers and Traders Trust Company 2525 Pot Spring Road. Lutherville Timonium, MD 21093 Full Service B&M $10,592
    Manufacturers and Traders Trust Company 2530 Kennedy Boulevard Jersey City, NJ 7304 Full Service B&M $46,393
    Manufacturers and Traders Trust Company 255 East Avenue Rochester, NY 14604 Limited, Administrative $0
    Manufacturers and Traders Trust Company 255 South Lehigh Avenue Frackville, PA 17931 Full Service B&M $27,529
    Manufacturers and Traders Trust Company 26 North Court Street Frederick, MD 21701 Full Service B&M $61,468
    Manufacturers and Traders Trust Company 2600 Linglestown Road Harrisburg, PA 17110 Full Service B&M $62,242
    Manufacturers and Traders Trust Company 2604 West State Street Olean, NY 14760 Full Service Retail $23,045
    Manufacturers and Traders Trust Company 261 Godwin Avenue Wyckoff, NJ 7481 Full Service B&M $74,976
    Manufacturers and Traders Trust Company 2620 Connecticut Avenue, N.W. Washington, DC 20008 Full Service B&M $40,351
    Manufacturers and Traders Trust Company 2637 Brandermill Boulevard Gambrills, MD 21054 Full Service B&M $144,770
    Manufacturers and Traders Trust Company 265 South Market Street Elysburg, PA 17824 Full Service B&M $42,798
    Manufacturers and Traders Trust Company 2664 Atlantic Avenue Brooklyn, NY 11207 Full Service B&M $72,328
    Manufacturers and Traders Trust Company 2700 North Forest Road Amherst, NY 14068 Full Service B&M $1,276
    Manufacturers and Traders Trust Company 271 Main Street Arcade, NY 14009 Full Service B&M $91,152
    Manufacturers and Traders Trust Company 2715 N. Meridian Blvd Wyomissing, PA 19610 Full Service B&M $37,508
    Manufacturers and Traders Trust Company 2775 Paxton Street Harrisburg, PA 17111 Full Service B&M $47,173
    Manufacturers and Traders Trust Company 279 North Pennsylvania Avenue Hancock, MD 21750 Full Service B&M $40,361
    Manufacturers and Traders Trust Company 28 East Main Street Rochester, NY 14614 Full Service B&M $2,055,064
    Manufacturers and Traders Trust Company 28 North College Street, Holland Union Building Carlisle, PA 17013 Limited, Mobile/Seasonal Office $0
    Manufacturers and Traders Trust Company 146 Main Street Wynantskill, NY 12198 Full Service B&M $39,471
    Manufacturers and Traders Trust Company 14700 Main Street Upper Marlboro, MD 20772 Full Service B&M $73,413
    Manufacturers and Traders Trust Company 1475 Kenneth Road York, PA 17408 Full Service B&M $115,189
    Manufacturers and Traders Trust Company 148 Vestal Parkway East Vestal, NY 13850 Full Service B&M $82,168
    Manufacturers and Traders Trust Company 28 North Main Street Honeoye Falls, NY 14472 Full Service B&M $84,705
    Manufacturers and Traders Trust Company 28 Walnut Bottom Road Shippensburg, PA 17257 Full Service B&M $71,515
    Manufacturers and Traders Trust Company 280 Congress Street Boston, MA 2210 Limited, Administrative $0
    Manufacturers and Traders Trust Company 2801 East Market Street York, PA 17402 Full Service B&M $93,408
    Manufacturers and Traders Trust Company 2801 Smith Avenue Baltimore, MD 21209 Full Service Retail $74,125
    Manufacturers and Traders Trust Company 281 East Fairmount Avenue Lakewood, NY 14750 Full Service B&M $66,944
    Manufacturers and Traders Trust Company 283 Hogan Boulevard Mill Hall, PA 17751 Full Service B&M $92,058
    Manufacturers and Traders Trust Company 2839 Sr 309 Highway Dallas, PA 18612 Full Service B&M $42,374
    Manufacturers and Traders Trust Company 2841 Tome Highway Colora, MD 21917 Full Service B&M $65,881

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $4,185,724
    Net interest income $3,890,601
    Total noninterest income $1,636,437
    Gross Fiduciary activities income $202,098
    Service charges on deposit accounts $270,745
    Trading account gains and fees $38,348
    Additional Noninterest Income $1,125,246
    Pre-tax net operating income $1,737,895
    Securities gains (or losses, -) $-9,133
    Income before extraordinary items $1,325,594
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $1,325,594
    Minority interest net income $0
    Net income $1,325,594
    Sale, conversion, retirement of capital stock, net $73,836
    Net operating income $1,332,809

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $295,123
    Provision for credit losses $799,800
    Total noninterest expense $2,989,343
    Salaries and employee benefits $1,819,184
    Premises and equipment expense $306,465
    Additional noninterest expense $863,694
    Applicable income taxes $403,168
    Net charge-offs $247,242
    Cash dividends $650,000

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 2.0%
    Real Estate loans 3.0%
    Construction & Land Development loans 1.0%
    Nonfarm, nonresidential loans 3.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 6.0%
    HELOC loans 1.0%
    All other family 7.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.6%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 1.0%

    Deposits

    Type Value (in 000's)
    Total deposits $121,149,476
    Deposits held in domestic offices $120,464,922
    Deposits by Individuals, partnerships, and corporations $111,972,533
    Deposits by U.S. Government $42,504
    Deposits by States and political subdivisions in the U.S. $7,148,948
    Deposits by Commercial banks and other depository institutions in U.S. $1,300,877
    Deposits by Banks in foreign countries $50
    Deposits by Foreign governments and official institutions $10
    Transaction accounts $34,514,937
    Demand deposits $34,085,842
    Nontransaction accounts $85,949,985
    Money market deposit accounts (MMDAs) $72,180,605
    Other savings deposits (excluding MMDAs) $9,877,475
    Total time deposits $3,891,905
    Total time and savings deposits $86,379,080
    Noninterest-bearing deposits $48,229,070
    Interest-bearing deposits $72,235,852
    Retail deposits $115,491,450
    IRAs and Keogh plan accounts $1,107,249
    Brokered deposits $4,519,052
    Deposits held in foreign offices $684,554

    Assets

    Asset Value (in 000's)
    Total Assets $142,219,684
    Cash & Balances due from depository institutions $25,128,333
    Interest-bearing balances $23,582,099
    Total securities $6,639,022
    Federal funds sold & reverse repurchase $0
    Net loans and leases $96,699,551
    Loan and leases loss allowance $1,734,061
    Trading account assets $1,021,250
    Bank premises and fixed assets $1,120,310
    Other real estate owned $34,308
    Goodwill and other intangibles $4,941,343
    All other assets $6,635,567

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $142,219,684
    Total Liabilities $126,295,716
    Total deposits $121,149,476
    Interest-bearing deposits $72,920,406
    Deposits held in domestic offices $120,464,922
    % insured (estimated) $57
    Federal funds purchased and repurchase agreements $59,482
    Trading liabilities $116,996
    Other borrowed funds $2,018,586
    Subordinated debt $1,052,194
    All other liabilities $1,898,982

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $96,699,551
    Loan and leases loss allowance $1,734,061
    Total loans and leases (domestic) $98,433,612
    All real estate loans $58,252,040
    Real estate loans in domestic offices $58,196,766
    Construction and development loans $10,029,758
    Residential 1-4 family construction $1,276,832
    Other construction, all land development and other land $8,752,926
    Loans secured by nonfarm nonresidential properties $22,837,092
    Nonfarm nonresidential secured by owner-occupied properties $6,585,281
    Commercial real estate & other non-farm, non-residential $16,251,811
    Multifamily residential real estate $4,601,634
    1-4 family residential loans $20,571,112
    Farmland loans $157,170
    Loans held in foreign offices $55,274
    Farm loans $25,593
    Commercial and industrial loans $22,431,380
    To non-U.S. addressees $49,288
    Loans to individuals $12,583,272
    Credit card loans $558,618
    Related Plans $49,249
    Consumer Auto Loans $4,101,996
    Other loans to individuals $7,873,409
    All other loans & leases $5,141,327
    Loans to foreign governments and official institutions $0
    Other loans $3,871,250
    Loans to depository institutions and acceptances of other banks $2,026
    Loans not secured by real estate $3,530,268
    Loans secured by real estate to non-U.S. addressees $69,313
    Restructured Loans & leases $229,644
    Non 1-4 family restructured loans & leases $73,061
    Total loans and leases (foreign) $149,374

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 6,561 $1,975,503 $301,098
    Nonfarm, nonresidential loans - <$100k 445 $22,595 $50,775
    Nonfarm, nonresidential loans - $100-250k 1,964 $257,606 $131,164
    Nonfarm, nonresidential loans - $250k-1MM 4,152 $1,695,302 $408,310
    Commercial & Industrial, US addressed loans - <$1MM 70,262 $5,168,299 $73,558
    Commercial & Industrial, US addressed loans - <$100k 50,890 $1,164,459 $22,882
    Commercial & Industrial, US addressed loans - $100-250k 10,913 $1,203,237 $110,257
    Commercial & Industrial, US addressed loans - $250k-1MM 8,459 $2,800,603 $331,080
    Farmland loans - <$1MM 105 $23,644 $225,181
    Farmland loans - <$100k 15 $797 $53,133
    Farmland loans - $100-250k 29 $4,225 $145,690
    Farmland loans - $250k-1MM 61 $18,622 $305,279
    Agriculture operations loans - <$1MM 604 $13,795 $22,839
    Agriculture operations loans - <$100k 574 $8,136 $14,174
    Agriculture operations loans - $100-250k 22 $3,289 $149,500
    Agriculture operations loans - $250k-1MM 8 $2,370 $296,250