Fox Valley Savings Bank Mortgage Rates, Fees & Info

Fond du Lac, WI

LEI: 254900VLNEK78XKF3M52

Tax ID: 39-0284766

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Mortgage Data

Review & Overview

Fox Valley Savings Bank is a smaller bank specializing in Home Purchase loans. Fox Valley Savings Bank has a high proportion of conventional loans. Their top markets by origination volume include: Fond Du Lac, Oshkosh, Beaver Dam, Appleton, and Green Bay among others. We have data for 7 markets. (Some data included below & more in-depth data is available with an active subscription.)

Fox Valley Savings Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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Originations

136

Origination Dollar Volume (All Markets)

$31,490,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
FOND DU LAC, WI (FHA|USDA|VA) 67 $14,205,000 $212,015 $0 0.00%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 34 $8,160,000 $240,000 $0 0.00%
Beaver Dam, WI (FHA|USDA|VA) 16 $4,040,000 $252,500 $0 0.00%
Outside of Metro Areas 10 $2,770,000 $277,000 $0 0.00%
APPLETON, WI (FHA|USDA|VA) 6 $1,470,000 $245,000 $0 0.00%
GREEN BAY, WI (FHA|USDA|VA) 2 $660,000 $330,000 $0 0.00%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $185,000 $185,000 $0 0.00%
Fox Valley Savings Bank's top markets include Fond Du Lac, Oshkosh, Beaver Dam, Appleton, and Green Bay among others.

Their top states include:
  • Wisconsin (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Fox Valley Savings Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Glacier Hills Credit Union
    Similarity Rank: 49
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    CAPITAL Credit Union
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    PRIME FINANCIAL CREDIT UNION
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    EDUCATORS CREDIT UNION
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    FOX COMMUNITIES
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    The Equitable Bank, S.S.B.
    Similarity Rank: 576

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 136 $31,490,000 $231,544 $0 0.00%

    For 2024, Fox Valley Savings Bank's most frequently originated type of loan was Conventional, with 136 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 90 $23,540,000 $261,556 $0 0.00%
    Cash Out Refi 21 $4,385,000 $208,810 $0 0.00%
    Home Improvement 11 $555,000 $50,455 $0 0.00%
    Refi 9 $2,665,000 $296,111 $0 0.00%
    Other 5 $345,000 $69,000 $0 0.00%

    For 2024, Fox Valley Savings Bank's most frequently cited loan purpose was Home Purchase, with 90 originations. The 2nd most popular reason was Cash Out Refi, with 21 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 136 $31,490,000 $231,544 $0 0.00%

    For 2024, Fox Valley Savings Bank's most frequently cited loan duration was Other, with 136 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 57 $15,925,000 $279,386 $0 0.00%
    $100k-200k 41 $6,485,000 $158,171 $0 0.00%
    $100,000 or less 23 $1,115,000 $48,478 $0 0.00%
    $400k-600k 12 $5,950,000 $495,833 $0 0.00%
    $600k-1MM 3 $2,015,000 $671,667 $0 0.00%

    2024 saw Fox Valley Savings Bank place emphasis on $200k-400k loans with 57 originations, totaling $15,925,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 38 $8,310,000 $218,684 $0 0.00%
    $50k-75k 27 $3,875,000 $143,519 $0 0.00%
    $150k-250k 26 $9,230,000 $355,000 $0 0.00%
    $75k-100k 24 $5,290,000 $220,417 $0 0.00%
    $50k or less 11 $1,115,000 $101,364 $0 0.00%
    $250k+ 6 $2,490,000 $415,000 $0 0.00%

    Fox Valley Savings Bank lent most frequently to those with incomes in the $100k-150k range, with 38 originations. The second most popular income band? $50k-75k, with 27 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 136 $31,490,000 $231,544 $0 0.00%

    Fox Valley Savings Bank lent most frequently to those with DTI ratios of Exempt%, with 136 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 131 $30,185,000 $230,420 $0 0.00%
    Not provided 4 $1,030,000 $257,500 $0 0.00%
    American Indian 1 $275,000 $275,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    91.95%

    Fox Valley Savings Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    85.29%

    Fox Valley Savings Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 136 $31,490,000 $231,544

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    136 $31,490,000 $231,544