Fox Valley Savings Bank Mortgage Rates, Fees & Info
Fond du Lac, WILEI: 254900VLNEK78XKF3M52
Tax ID: 39-0284766
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Mortgage Data
Review & Overview
Fox Valley Savings Bank is a smaller bank specializing in Home Purchase loans. Fox Valley Savings Bank has a high proportion of conventional loans. Their top markets by origination volume include: Fond Du Lac, Oshkosh, Beaver Dam, Milwaukee, and Wausau among others. We have data for 11 markets. (Some data included below & more in-depth data is available with an active subscription.)Fox Valley Savings Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Fox Valley Savings Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
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Originations
111Origination Dollar Volume (All Markets)
$27,085,000Awards
Fox Valley Savings Bank - 2023
Fox Valley Savings Bank is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| FOND DU LAC, WI (FHA|USDA|VA) | 45 | $10,935,000 | $243,000 | $1,389 | 6.51% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 35 | $8,205,000 | $234,429 | $1,735 | 6.72% |
| Outside of Metro Areas | 12 | $2,320,000 | $193,333 | $1,655 | 6.49% |
| Beaver Dam, WI (FHA|USDA|VA) | 10 | $2,250,000 | $225,000 | $1,465 | 6.25% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $2,093 | 6.63% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $885,000 | $885,000 | $907 | 4.15% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $2,558 | 6.25% |
| MADISON, WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,278 | 7.50% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,178 | 6.75% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,278 | 6.88% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,228 | 6.88% |
Similar Lenders
We use machine learning to identify the top lenders compared against Fox Valley Savings Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 111 | $27,085,000 | $244,009 | $1,560 | 6.55% |
For 2023, Fox Valley Savings Bank's most frequently originated type of loan was Conventional, with 111 originations.
Loan Reason
For 2023, Fox Valley Savings Bank's most frequently cited loan purpose was Home Purchase, with 83 originations. The 2nd most popular reason was Cash Out Refi, with 17 originations.
Loan Duration/Length
For 2023, Fox Valley Savings Bank's most frequently cited loan duration was 30 Year, with 84 originations. The 2nd most popular length was 10 Year, with 9 originations.
Origination Fees/Closing Costs
| Origination Fee/Closing Cost | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 108 | $26,790,000 | $248,056 |
| $1k-2k | 1 | $125,000 | $125,000 |
Fox Valley Savings Bank's average total fees were $1,653, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 108 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 55 | $11,385,000 | $207,000 |
| 5-6% | 30 | $8,770,000 | $292,333 |
| 7-8% | 20 | $3,740,000 | $187,000 |
| Over 8% | 4 | $200,000 | $50,000 |
| 4-5% | 2 | $2,990,000 | $1,495,000 |
During 2023, Fox Valley Savings Bank's average interest rate for loans was 6.43%, while their most frequently originated rate bucket for loans was 6-7%, with 55 originations.
Loan Sizing
2023 saw Fox Valley Savings Bank place emphasis on $200k-400k loans with 40 originations, totaling $11,130,000 in origination value.
Applicant Income
Fox Valley Savings Bank lent most frequently to those with incomes in the $100k-150k range, with 29 originations. The second most popular income band? $50k-75k, with 22 originations.
Applicant Debt to Income Ratio
Fox Valley Savings Bank lent most frequently to those with DTI ratios of 20-30%, with 23 originations. The next most common DTI ratio? 30-36%, with 21 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.85%
Fox Valley Savings Bank has an average approval rate.
Pick Rate
Approvals leading to origination93.69%
Fox Valley Savings Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 111 | $27,085,000 | $244,009 |